NEW JERSEY STATE FEDERATION – BIENNIAL CONVENTION APRIL 9, 2013 1. Opening Ceremonies: A. The NJ Federation of Chapters Biennial Convention was held at the Tropicana Hotel and Casino, Atlantic City NJ on Tuesday, April 9, 2013. The meeting was called to order at 10:10 by President Rae Novak. Federation Chaplain Dr. Mary Jane Celli gave the Invocation and asked for a moment of silence for deceased members. Steve Anderson, District 5 VP, presented the colors and Sgt-At-Arms James Ellis led the Pledge of Allegiance. Ed Gabel led the singing of the national anthem. B. Patty Laveglia, Tropicana National Sales Manager, gave the hotel welcome. Lou Katz, Convention Chair, delivered the convention welcome. He explained that although other venues were considered, Tropicana offered the best deal and we have more attendees than in past years. He said that we will gain a wealth of knowledge from hearing our two speakers. Following an introduction, Mayor Lorenzo T. Langford gave the host city welcome on behalf of all Atlantic City residents and employees. He thanked the membership for choosing Atlantic City as their Convention site, and presented President Novak with a Certificate of Appreciation. C. President Novak introduced the national guests: National President Joseph Beaudoin, Region II Vice President Evelyn Kirby, and Pennsylvania Federation President Maria Ritzman. D. RULES OF THE CONVENTION: Steve Anderson advised that the Rules of the Convention are on pages 30 through 35 of the Convention Journal. He made a motion to accept them; this was seconded and carried. 2. ROLL CALL OF OFFICERS: PRESENT President - Rae Novak 1st VP - Ed Gabel 2nd VP, Newsletter - Lou Katz Rec. Secretary – Jeanette Cornblatt Parliamentarian - Nan Coll Historian – Doris Katz Newsletter Co-Editor - Dolores Ellenbogen Legislative Chair – Jerry Rubin Corr. Secretary - Judy Feltman Treasurer-Bernadette Schoch Sgt-at-Arms/Audit Chair - James Ellis Finance Chair – Jerry Maguire District 2 VP – Larry Tobias District 5 VP – Larry Bonanni District 6 VP/NARFE Net – Steve Anderson Past Presidents: George Novak – Resolutions/ Bylaws; Mike Demski; Dr. Mary Jane Celli – Chaplain/Incentive and Scholarship Programs; Jim Boyle – Alzheimer’s Chair EXCUSED/ABSENT NARFE PAC- Steve Nagy; District 2 VP - Juanita Feaster ROLL CALL OF CHAPTERS: 127 203 319 411 424 476 501 585 631 637 718 858 988 1000 1066 1182 1197 3 2 4 7 4 1 0 0 5 6 4 1 1 5 2 2 0 1268 1490 1533 1619 1664 2 0 7 1 4 3. November 13, 2012 Federation Minutes: A motion was made by Steve Anderson to dispense with the reading of the minutes, as they were previously furnished to each chapter president, and copies were placed on each table. The motion was seconded by Jerry Rubin and carried. 4. TREASURER’S REPORT: Bernadette Schoch explained the various columns of her report and distributed copies. Totals as of March 31 are: Checking Account: $12,399.65; Money Market Account: $33,139.16; Total funds: $45,538.00. The Treasurer’s Report was accepted and filed for audit. 5. CREDENTIALS REPORT: - Dr. Mary Jane Celli presented a preliminary report, stating that 18 chapters are represented with 61 delegates, two national officers, and 1 guest. 6. BUDGET/FINANCE: Jerry Maguire: A. Operating Surplus: Our FY 12 operating surplus was $2,911.71 (12/31/2012 Treasurer’s Report S10 less S41) while the FY 11 operating surplus was $8,331.09 (12/31/2011 Treasurer’s Report T14 less T42). The major contributor to this $5,419.38 reduction in operating surplus was a significant net increase in FY12 expenses. The major factor contributing to this was the $6,545.74 National Convention reimbursement expense, composed primarily of attendee stipends totaling $5,000. National Conventions are held in the even years and state conventions are held in the odd years. While state convention stipends are also provided, they are usually less than those provided for national conventions. For example, FY 12 National Convention stipends totaled about $5,000.00, which was about $3,500.00 more than FY 11 state convention total stipends of about $2,500.00. B. Fund Balance: Our total fund balance at the end of FY12 was $45,538.81 (summary of all bank accounts G48). This was a $2,935.69 increase over the FY11 ending total fund balance of $42,603.12 (Treasurer’s report as of 12/31/2011 S47). This increase is smaller than FY11 $8,386.93 increase over FY10 because of the National Convention reimbursement expenses incurred in FY12, as discussed above. 7. James Ellis - AUDIT REPORT: Conducting the audit at the home of the Treasurer were Nancy Johnson (637), Steve Anderson (1268), Lorraine Kearney (319) and James Ellis (203). The beginning date for the audit was October 1, 2012 and the ending date was February 28, 2013, starting with check number 1083 and ending with check number 1120. As of 2/28/2013, $15,394.42 was in the checking account and $33,144.51 in the money market account, for a total of $48,538.93. One error was found during the audit. An expense report was missing, but afterwards retrieved. The records of the Treasurer remain in good order. The Audit Committee members thank Bernadette Schoch for the use of her home and for her kind hospitality. 8. REPORTS OF OFFICERS AND COMMITTEE CHAIRS: A. President’s Message: President Novak introduced the Federation Officers and thanked everyone for their help over the last two years. She urged members to take an active part in their chapters, run for an office, and to go on Dues Withholding which she called a win-win situation. She expressed regret that Chapter 1533’s list of boosters and patrons did not make it into the Journal. B. Membership/Service Center - 1st VP Ed Gabel: (1) Service Centers: The Service Center is located in the Picatinny Federal Credit Union Offices on Mineral Springs Road in Dover NJ. Service Officer Bob Leonardi now operates the center remotely from his home and averages about 15 calls a month – his phone number is 908-452-5666. Call him with questions, or to make an appointment. (2) Membership: Ed distributed a report containing membership statistics for the last quarter ending December 31st 2012, and the months of January and February 2013. There is a discrepancy with the NARFE numbers on the M110 report and the summary report in calculating NARFE’s numbers each month; these numbers will never agree as they are prepared at different times and from different sources, and also because the system is real time. We are down 739 members this year. (3) Retention. Headquarters is now sending out Dues Withholding applications in their dues renewal notices. (4) Recruitment. I have made numerous attempts to recruit new members, with very little success. At Chapter 424 we distributed, and I personally spoke to, about 50 active employees at the Arsenal cafeteria and about 100 people at a blood drive. I received only one response. I keep packages in my car and hand them out whenever I hear that somebody is a federal employee or retiree. We picked up two retirees and one active postal worker. We need to continue to pursue getting inside the installations. Remember to recycle your NARFE Magazine by leaving it in doctor’s offices, etc. (5) MEMBERSHIP REPORT FOR LAST QUARTER, ENDING MARCH 2013: January, February, March New Members Deceased 12 -132 Deceased Transfer 3 Transferred In 6 Transferred Out Reinstatements Dropped, non-renewal -24 64 -190 National Life voting 1 National Life non-vote 0 Cancels -2 New Prospects 0 Discrepancy 53 Total NJ Federation members C. LEGISLATIVE - Jerry Rubin: 6653 After the last Federation election when Rae Novak became President, a Legislative Committee was formed to coordinate and focus the efforts of all the chapters’ legislative officers in a unified way. The plan was to get a legislative officer from each of the chapters, but we were only partly successful. As the year progressed, some dropped out, others joined. We currently have 16 members, not counting Jeanette Cornblatt who agreed to be the recording secretary and Lou Katz, by virtue of his being the Federation President. The members are: Jerome Rubin 424, Dover (Chairman); John Farrell, Mike Demski 319, Paterson; Joanne Krudys 858, Garfield; Pat Rowe 2055 Monroe (will be leaving the state soon); Darsene Baggett 1000, Raritan Valley; Bill Feaster 203 Newark; Mervin Hansen, Robert Unick, Jeanette Cornblatt (Recording Secretary) 411, Monmouth; Rae Novak, Eugene DiSanto 1533, Middletown; Sheldon Williams, Shirley Seger 718, Cherry Hill; Tom DeFiore 1664, South Jersey Shore; Steve Anderson 1268, Willingboro; Valerie Ryan 476, Suburban Essex; Lou Katz 319, Paterson, Federation Pres, ex officio There were a series of meetings at the Prestige Diner where we agreed on an agenda for the year, to cover both National and State issues. The National Agenda: Protect retiree and worker benefits by contacting our representatives to vote against all adverse proposed legislation affecting both workers and retirees; and support legislation that is beneficial to retirees, to wit: - Call and visit our representatives in support of PAH don’t permit the Post Office to pull out of the FEHBP don’t let Congress go to the Chained CPI don’t continue the pay freeze for federal workers don’t let Congress increase the amount of employee contributions to their pension don’t let Congress remove the defined pension benefit for FERS employees do support the repeal of the WEP/GPO We were not too successful. - employee salaries are frozen for the rest of the year the Chained CPI has now been proposed by the President workers will have to contribute more to their pension what happens with the Post Office is anybody’s guess at this point repeal of the WEP/GPO is dead again and will have to be re-introduced in the 113th Congress The State Agenda: The state agenda was highly focused with one end in mind—increase the amount of tax-free income one may deduct from state taxes. We all know there is a serious problem in New Jersey with so many seniors leaving for more tax-friendly states because of the tax policy. Fifty-one per cent of out-migrants move to PA, NC, and FL, the states that either don’t have an income tax or don’t tax pensions. Senators Bucco-25 and Pennacchio-26 introduced a bill in 2012, S.1732, which would double the amount of tax-free pension one can deduct from state taxes. That bill became our rallying point. A companion and identical bill, A.2752, was introduced in the Assembly by Benson and DeAngelo both of the 14 th. The latter two are Democrats and the former two are Republicans, so one would think with bi-partisan support, the bill would move quickly. No such luck. We met with other organizations to garner state-wide support for the bills. We met with the Communication Workers of America (CWA), the largest state-employee union and asked or their support. They didn’t support the bills. We met with the NJEA. They don’t support the bills. We met with AARP. They don’t support the bills. We also met with our legislators. We met with Senator Sarlo’s Legislative Counsel to request his support, as he is Chairman of the Budget Committee where the bill resides. We were told the Senator supported the previous bill, S.2345, but the cost is an issue. We met with Assm. Price, Chairman of the Assembly Budget Committee who said he supported the bill, but we need to get more legislators to support including senators. Letters were written to Senate President Sweeney and Assembly Speaker Oliver requesting their support. No response to date. I went to Oliver’s office in East Orange and spoke to one of the aides who said he will pass the information to the legislative aide. I’ve called several time, but got no response so far. I sent a letter to Prof. Hughes of the Rutgers School of Policy and Planning and got no answer. I’ve sent three letters to A.Barry Rand, CEO of AARP asking why AARP does not support these bills. After all, AARP is supposed to look after seniors. I’ve only received a single reply from one of his communications people who simply said that AARP has not taken a position on these bills. Heck, I know that. I want to know why! I sent a letter to State Treasurer Sidamon-Eristoff asking him to support the bills and got a nothing letter back from the state’s Chief Economist. I replied asking for a meeting to discuss the bills and that was granted. Four members of the Legislative Committee—Demski, Unick, DeFiore and Rubin—met with Chief Economist Steindel and two members of the Treasurer’s Office—Snyder and Cohen—on April 3, 2013, in his Trenton Office. Tom DeFiore gave an excellent presentation showing the negative effects of taxation which leads to mass outmigration of seniors. In essence they agreed with us that there is an out-migration, especially of seniors, which seriously depletes the state’s wealth. Even though this was acknowledged, they said there is nothing they can do as they cannot officially come out to support the legislation! We asked them to come up with a fiscal note (cost) for the bill and when they did that to asterisk it with a comment that the cost would be offset by the wealth generated by seniors staying as opposed to moving. They said they could not do that. But, we did make the important point that this bill would result in a much lower revenue stream than the previous S.2345 which had been tagged with a $62M bill of lost revenue. So, the question is where do we go from here? On the national level, we need to get the repeal of the WEP/GPO re-introduced into Congress. In the last session, 6 NJ Congressmen were co-sponsors of repeal. Five of the remaining Congressmen need to be contacted and asked to become sponsors of a new bill. They are: LoBiondo-2, Pallone-6, Pascrell-9, Payne10, and Smith-4. Rothman, the 6th sponsor, is no longer a Congressman. I tried to send a message to Congressmen LoBiondo and Pallone from their websites, but was denied permission as I am not in their districts. So, we need to have people in each of those districts to send a message requesting them to do it. I’ve called my Congressman Frelinghuysen-11 and asked him to introduce a new bill that would repeal the WEP/GPO. I’ve also sent him an email requesting same, with the comment that he should try and get the five NJ Congressmen who were co-sponsors before to join in becoming sponsors of the new bill. No response so far. On the state level, we need more grass roots help from our members as I’ve almost given up on the CWA, AARP and the NJEA. The presidents and legislative officers in each of our chapters need to marshal its members to make calls and send letters, and continue to make calls and send letters. It may not lead to success, but they have to know how important this bill is to us seniors. Why is it that AARP can get its people to be active, but we can’t? If you don’t know what district you’re in or who your two assemblymen/women and senator are, simply call your town hall to ask. They will know. Then, become an advocate for your own benefits. If we want this bill to pass, it is up to us to make it happen. Tom DeFiore, member of the legislative Committee, spoke about households leaving NJ and wealth (the people leaving tend to be older retired people who have more money than those moving in) migrating out. He compared the current bill, S.1732, to the older S.2345. Jerry invited members to join the Legislative Committee. Bernadette commented that she had read an article in the Asbury Park Press written by Richard Oehling, Chapter 1533, in support of federal workers. Nan Coll commented that, while Letters to the Editor do not often get published, we can get the word out through blogs or patch.com. Tom DiFiore presented a slide show in support of Jerry’s report on data concerning various studies on the migration of wealth in NJ (see page 6, last para.) D. ADOPTION OF REVISED Resolutions and Bylaws – George Novak: The bylaws and resolutions committee consisted of Rae and George Novak, Mary Jane Celli, John O’Brien, and Steve Anderson. A letter was sent to the president and secretary of each chapter requesting comments and corrections; only 2 replies were received, which consisted of typos and grammatical errors. A motion was made by Jerry Rubin and seconded by Steve Anderson to accept the revised resolutions and bylaws; carried. John Szephulsky commented that, other than dividing the secretary’s position into recording and corresponding, the changes were all cosmetic. 7. DISTRICT VP REPORTS: (a) District 2 – Larry Tobias: Chapter 319 Patterson: Meetings are held on the 3rd Monday of each month with a membership of about 200; like most chapters, attendance is low. Moving the location from Paterson to Fair Lawn might improve attendance. President Mike Demski is looking into the feasibility of a conference call arrangement, whereby members who cannot attend can call a central number and be directed to a speaker phone in the meeting room. Mike urged members to fight against the proposal to force the Postal Service to administer their own Federal Employees Health Plan. Guest Lou Katz encouraged members to attend the Convention. Chapter 425 William J. Ryan, Mountain Lakes: This active chapter participates in social activities as well as chapter business. They are planning a 4 day all inclusive trip to the Virginia Azalea Festival in April. President Ed Gabel keeps the chapter well informed on both federation and national business. Chapter 858, Bergen Passaic: The chapter meets on the 3rd Saturday of the month. The chapter president is Judy Feltman. She informed the members that tax form 990N was submitted to the IRS, and provided contact information for the above trip. Mike Demski stated that our cost-of-living adjustments may be in jeopardy, and the revised inflation adjustment, “chained CPI” was discussed. He also spoke about proposed changes to the Postal Service, which effect both active and retired employees. Chapter 988, Bergen County: Larry Tobias is the president of this chapter, which meets on the third Tuesday of the month. I am the President of this chapter. Like the other chapters in District 3, we also have a large membership but only a few regulars attend meetings. Thanks to treasurer Bob Seyfart for his dedicated efforts negotiating with Wells Fargo to remove any service charges and fees that were to be applied to the chapter banking account. At the last meeting, member and certified IRS tax preparer John Sassi gave an update on changes to the tax laws. In all chapter visits I have covered topics discussed at the Federation Meetings concern ing the National e-chapters and proposals for instituting more of them. I also stress the importance of being an active member and not just a bystander. An organization can only survive when members participate. Take the time to attend your chapter meetings! RECESS FOR LUNCH/GUEST SPEAKER NATIONAL PRESIDENT JOSEPH BEAUDOIN President Beaudoin stated that although NARFE is facing unique and difficult challenges, collectively we have risen to them and we collectively will overcome them. Our legislative voice is strong, our pledge to quality service is unwavering, and our commitment to innovation is steadfast. He spoke on putting the NARFE fiscal house in order and stated that we ended the year with almost $700,000, which is the first time in at least 10 years we are operating in the black. Previously, we had been going into the hole a million dollars a year. Our success is attributable to the e-chapters, cutting expenses, and freezing salaries. We will continue to cut back so that we can remain financially secure in the future. President Beaudoin thanked members for generously contributing to the various NARFE fund drives. Our membership numbers have declined drastically since the 1980’s – at that time, people tended to be ‘joiners’ and they joined NARFE to protect our earned benefits. We have lost many members to death (about 35% more than last year), and we need to be actively recruiting new members. The echapters started in March 2011, and this seems to be the way to entice active federal employees to join; many members who have let their membership lapse are willing to come back as emembers. We post information as it comes out, every day and this is an incentive to them. President Beaudoin said that Headquarters has been modernized and fixed up with a new generator, new computers, and made repairs, including the elevator and fixing roof and garage leaks. The NARFE magazine has been redesigned to be used as a recruitment tool, as was the application form. A question and answer session followed, which dealt primarily with the echapters, and President Novak presented him with a gift representative of New Jersey. President Novak reported that Chapter 1000 is doing great. Chapter 2055 has closed and members are being transferred to Chapter 127. Chapter 1000 contributed to the boosters and patrons, but unfortunately this did not make it into the Convention Journal. District 4 – Larry Bonanni: Chapter 411, West Long Branch: I attended this chapter’s November 20 business meeting, as well as their December 11th Holiday Luncheon at Branches. On January 15th I attended their general meeting; the speaker discussed financial planning including wills, living wills, and powers of attorney. At the February 19th meeting, Congressman Pallone was the guest speaker. I missed the March meeting but plan to attend their pizza party meeting on April 16. Chapter 1533, Middletown: No membership meeting was held in November because of Hurricane Sandy. The chapter held a very nice Holiday Party at Bahr’s in December. There was no meeting in January. A membership meeting was held on February 13; the speaker was a master gardener. At their March 13 meeting, Mr. Gene DiSanto discussed IRS and NJ State Income Tax regulations for 2012. On April 10, Chapter 1533 held a luncheon-business meeting at the Royal Chinese Buffet in Middletown; an enjoyable time was had by all. Chapter 637, Lakewood: I attended their Holiday Party at Simno’s on December 13 th. The chapter did not meet in January. I plan to attend their February meeting. I attended their March 21 meeting; the guest speaker discussed current programs at the Strand Theater in Lakewood. Chapter 1619, Lakehurst: I attended this chapter’s November 19th business meeting. Elections were held. Due to the weather, no meeting was held in January. I missed their February and March meetings, but plan to attend on April 15th. Chapter 1182,South Ocean County: I attended their Holiday Party at November 26th, at Il Gardino. Their meeting place at the Stafford Township Senior Center was destroyed by Sandy. Their January meeting was held in St Steven’s Episcopal Church. The township will provide an alternate location in February. I missed their March meeting, but plan to attend on April 22nd. Their meeting place was destroyed by Hurricane Sandy, and they are at a temporary meeting place while repairs are made. (b) District 5 – Stephen A. Anderson: CHAPTER 1268, Willingboro: I attended their meeting on January 22nd and installed the officers for 2013. I instructed the treasurer on filling out the IRS 990-N firm. No members expressed an interest in filling any federation positions including District 5 VP. I was unanimously voted in to retain this position. Members were asked to attend the Tuesday Convention meeting and luncheon as the National NARFE President will be speaking. It was mentioned that chapter newsletters are available on the website. Annemarie O’Neill from Senior Seminar Services spoke on Medicare management, Wills, Powers of Attorney, and pre- paid funeral arrangements. I attended the February 26 meeting with 14 members present. Guest speaker was Theresa Tobey from Contact of Burlington, who presented a slide show on mental health, Code Blue, and a crisis hot line. I attended their meeting on March 26; 13 members were present. The guest speaker, from the Burlington County Office of Aging, spoke on the various programs offered. Chapter 631, Woodbury: On November 18 I attended their meeting and installed the officers for 2013. The Christmas Luncheon was held on December 18 at the 7 Stars restaurant and President Rae and Past President George Novak were guests. On January 15, 10 members were present and the Convention package was discussed. I gave the treasurer instructions for the IRS 990-N form. No members expressed an interest in filling any federation positions including District 5 VP. I was unanimously voted in to retain this position. I also attended their meeting on March 19th. Chapter 718, Cherry Hill: I attended their meeting on November 28. The upcoming Convention was discussed and it was mentioned that the Federation newsletter would be out in December. The Nov 9th 2K12 E-board minutes, along with chapter newsletters, are on the website. The guest speaker was Annemarie O’Neill from Senior Seminar Services; she spoke on Medicare management, Wills, Powers of Attorney, and pre-paid funeral arrangements. I attended the chapter’s Christmas Luncheon on December 6th at the Pennsauken CC in Haddonfield. On January 23 I installed the officers for 2013. I instructed the treasurer on filling out the IRS 990-N firm. Guest speaker was Ernest Tiberino who is retired from the IRS Criminal Investigation Division. He spoke on his experiences with them, and his travels around the world. No members expressed an interest in filling any federation positions including District 5 VP. I was unanimously voted in to retain this position. Members were asked to attend the Tuesday Convention meeting and luncheon as the National NARFE President will be speaking. I attended their meeting on February 27th; 25 members were present. Kaye Seeger presented a slide show on Obama Care, and Medicare A, B, and D. There were 31 members present on March 27th. The guest speaker was Financial Advisor Charles Strano who spoke on IRA’s, 401 K’s, and the L, G, F, C, and I funds. He also spoke on Social Security and the TSP fund. Chapter 1197, Cape May: On January 10 I traveled to Cape May for installation; no members were present. I attended the February 14 meeting; 11 members were present and I installed the current officers. The guest speaker was Annemarie O’Neill from Senior Seminar Services; she spoke on Medicare management, Wills, Powers of Attorney, and new laws affecting Medicare and Medicaid in regard to nursing homes. Chapter 585, Cumberland-Salem: I attended their meeting on January 24th and installed the officers for 2013. I instructed the treasurer on filling out the IRS 990-N firm. No members expressed an interest in filling any federation positions including District 5 VP. I was unanimously voted in to retain this position. Members were asked to attend the Tuesday Convention meeting and luncheon as the National NARFE President will be speaking. On March 28th I attended a meeting with 14 members present. The guest speaker was Grayson Herberly, an elder law attorney, who spoke on wills, powers of Attorney, Federal and State taxes, and trust funds. Chapter 1664: I attended their meeting on November 19th, and informed President Guishard that the name on the M-112 needs to be changed from FAA Tech Center. He then presented a slide show on his recent trip to China. I attended their meeting on January 16 th, with 17 members present, and officers were installed for 2013. The guest speaker was Greg Banks from Angel Alliance Caregivers; he presented a slide show on elder financial abuse. Members were asked to attend the Tuesday Convention meeting and luncheon as the National NARFE President will be speaking. No members expressed an interest in filling any federation positions including District 5 VP. I was unanimously voted in to retain this position. There were 8 members present on March 20th. I announced that I was running for 1st VP, and chapters would have to select a candidate for District 5 VP, as this is my last report as District 5 VP. Other events attended: November 13, attended Federation Meeting at Lakeside Manor; gave my district report and the NARFE-NET report. February 20, attended Federation Executive Board meeting; March 20, attended the semi-annual audit of Federation Accounts. NARFE-NET REPORT NEW REINSTATED TRANSFER OUT TRANSFERRED DROPPED CHANGES IN NON-RENEW ADDRESS 11/2012 16 9 5 0 14 21 12/2012 10 5 1 0 23 17 1/2013 11 6 3 3 12 13 2/2013 5 11 2 1 20 19 3/2013 1 7 4 3 25 27 42 38 15 7 94 97 TOTALS: DECEASED TRANSFER TO E-CHAPTER 2363 11/2012 2 7 12/2012 2 8 1/2013 4 10 02/2012 8 20 3/2013 7 27 TOTALS: 85 72 voluntary cancel - 1 The website has 909 hits on site, with 70 messages. Please send your suggestions for improving the website. 8. MEMORIAL SERVICE - Dr. Mary Jane Celli, Ed Gabel, Rae Novak, District VP’s: The candelabra being used was made by a NARFE member from Chapter 424 shortly before he passed away. We will now begin our Memorial Service to honor and remember our 554 NARFE friends who have died since our last Memorial Service in Atlantic City in 2011. Would the District VP’s please come forward? When I call your district, please take the microphone and read the chapters and the number of deceased. Light a candle on the candelabra from the main candle and then pass the microphone to the next District VP. Thank you. District 1 (Ed Gabel for Juanita Feaster) Chapters 203 - 9 1066 - 5 1490 - 6 501 - 15 Total 35 District 3 – Rae Novak Chapters 127 – 24 1000 – 38 2055 - 8 Total 70 District 5 – Steve Anderson Chapters 585 – 9 631 – 11 718 – 43 1197 – 9 1268 – 13 1664 - 39 Total 124 District 2 – Larry Tobias Chapters 319 - 26 424 – 93 476 – 19 988 - 16 858 - 20 Total 174 District 4 – Larry Bonanni Chapters 411 – 87 637 – 31 1182 - 3 1533 – 17 1619 - 23 Total 161 The last two candles were for veterans and active members of the military, and were lit by Rae and George Novak. A tape was played of “How Great Thou Art”, and the poem “We Remember Them” was read. May they rest in peace. President Beaudoin cleared up a possible misunderstanding concerning the number of members who had dropped chapter membership to join e-chapters. He had stated earlier that there were 14 transferees which equates to 5% of the e-NARFE membership. These members had already been dropped from the books and we brought them back in to join an e-chapter. 9. FINAL CREDENTIALS REPORT, MARY JANE CELLI: 18 chapters were represented. There were 4 guests, a total 61 delegates, and 2 national officers for a total of 67. 10. Nomination/Election of Officers - Steve Anderson: Candidates for 2013-2015 were presented as follows: President: Louis H. Katz First Vice President: Stephen A. Anderson Second Vice President: Edward D. Gabel Treasurer: Bernadette Schoch Recording Secretary: Jeanette C. Cornblatt Corresponding Secretary: Judith Feltman Chaplain: Mary Jane Celli District 1 VP: Juanita C. Feaster District 2 VP: Lawrence Tobias District 3 VP: Arnold R. Endick District 4 VP: Lawrence Bonanni District 5 VP: Lawrence Stroud 11. ELECTION of Officers - Mike Demski: After assuring that there were no further nominations, the nominations were closed. The list of candidates was reread. Candidates were asked to stand. Jim Boyle made a motion that the recording secretary cast one ballot for the state. 12. Drawing for Prizes: Jim McShane, Chapter 1000 - $200.00 Rose Toscatrio, Chapter 988 - $100.00 Art Ritzman - $64.00 Gifts from Blue Cross and GEHA: (beach chair, beach cooler, backpacks, etc.) Sid Severe, Chapter 718 Doris Katz, Chapter319 Sue Layland, Chapter 1555 Mike Demski, Chapter 319 Edna Holmes, Chapter 203 Ann Dyer, Chapter 1000 Ed Gabel, Chapter 424 - an all-inclusive 1 night stay at the Tropicana Judy Feltman, Chapter 858 - jewelry $50.00 gift cards: Mary Jane Celli, Chapter 411 Jerry Rubin, Chapter 424 Arnie Endick, Chapter 1000 Virginia Karl, Chapter 1000 Ralph Perez, Chapter 637 Jerry Maguire, Chapter 1182 Bonnie Lobur, Chapter 1533 Lou Katz, Chapter 319 (won twice) Gift baskets: Evelyn Kirby, Region 2 VP Shirley Seger, Chapter 718 Chapter Awards: Evelyn Kirby presented a certificate to Chapter 637 in honor of their 56th Anniversary. She then presented a certificate to the Federation in honor of their 52nd Anniversary; it was accepted by Rae Novak. Alzheimer’s Awards: Jim Boyle presented a Certificate of Appreciation/Citation for Distinguished Service to Chapter 411 in recognition of outstanding contributions to the Alzheimer’s Fund; it was accepted by Jeanette Cornblatt. He also presented a certificate to Chapter 718, accepted by Shirley Seger, for their contributions throughout the years. Jim spoke about Alzheimer’s, saying this disease is in your system 10 to 19 years before it manifests itself. While there is no cure and it can’t be reversed, researchers are working on a way to stop its progression. Our contributions go towards new and ongoing research. He asked each chapter to pick up their envelope containing brochures and important information on Alzheimer’s. E. SCHOLARSHIP PROGRAM - DR. MARY JANE CELLI: The scholarship rules have been changed for 2013 and the brochure has been revised (it can be ordered from Headquarters). The application appeared in the April 2013 issue of NARFE magazine (for more information go to www.narfe.org, log in as a member, and click Special Programs at the left of the screen to see the scholarship page). Each year volunteers judge the applications and once again, additional volunteers are being sought. It is a very worthwhile program, and no volunteer will get more than 4 or 5 applications. I encourage all of you who have children, grandchildren, or great grandchildren who are high school seniors to apply. F. INCENTIVE PROGRAM - DR. MARY JANE CELLI: Unfortunately, the incentive program is not being utilized; only 4 applications have been received this year – 3 from Chapter 424, and 1 from Chapter 1533. Instructions are as follows: You must go on Dues Withholding in order to receive the $10.00 rebate. You must complete both sides of the application form, and be sure to sign it. Send your application and check for $35.00, payable to NARFE, to Mary Jane. The application has to go through her in order to receive a rebate. This can be paid on a quarterly basis, and does not include chapter dues. 9. HEALTH INSURANCE AGENCIES: Blue Cross/Blue Shield, GEHA, GHIA, EMBLEM: A represent- ative spoke from GEHA. He said their company works very well with retirees, choosing doctors from a Multiplan program. He stated that they have contributed $5,000.00 to the Alzheimer’s fund. Their priority is to hold their rates down. Sharon Fisher spoke on behalf of Emblem, which is a merger of GHI and HIP. This is a New York based company, with their strongest network in northern New Jersey. She highly recommended the GHI dental plan. President Novak thanked the agencies for the gifts they donated. 10. UNFINISHED BUSINESS: Henry Hersh made a motion to allocate funds to purchase an eagle for our flag pole. It was seconded by Barbara Silvers. Steve Anderson amended the motion to add purchasing a spear for the state flag. Barbara Silvers then made a motion to amend the amendment by adding that this not exceed $100. All were carried. 11. NEW BUSINESS: Dates for future meetings were announced: Executive Board Meetings on July 31 and October 30; Federation Meetings on August 14 and November 13 at the Lakeside Manor. Judy will notify you of any changes. 18. INSTALLATION OF NEW FEDERATION OFFICERS: National President Joseph Beaudoin 19. Incoming President’s Remarks - Lou Katz: President Katz thanked the membership for electing him as President, and promised a very successful two years. He mentioned the commonalities he shares with Evelyn Kirby. He stressed the importance of recruiting new members, getting to know your active and retired members, and continuing to call your legislators. He stated that we all have a duty to be ambassadors for NARFE and to be active members in our chapters. As officers in our chapters we also need to “grow our own replacements” so that we do not lose chapters. President Katz urged members to continue to support Alzheimer’s. He thanked his wife Doris for her help, love, and support. Evelyn Kirby stated that she looks forward to working with our new president. She thanked Rae Novak for her dedicated service, and presented her with a certificate of appreciation in recognition of being an outstanding Federation president for the past two years. 20. GOOD OF THE ORDER: A motion made by Barbara Silvers and seconded by Ed Gabel to have both flags cleaned at a cost not to exceed $100. The motion was withdrawn when it was pointed out that flags cannot be cleaned, but need to be properly disposed of, and replaced. Discussion was postponed until the July executive board meeting; Jim Ellis will research the matter. John Szephulsky thanked the board members for helping to vitalize Chapter 1000. Mary Jane Celli thanked Rae Novak for her guidance and service over the past two years. 11. BENEDICTION: Dr. Mary Jane Celli 12. ADJOURNMENT: A motion was made by Steve Anderson and seconded by John Szpyhulsky that the meeting be adjourned. The meeting was adjourned at 3:40 PM. Respectfully Submitted, Jeanette Cornblatt Jeanette Cornblatt NJ Federation Recording Secretary Copies of reports are available on request