Month in a Life Expenses
Home Info
30 Year Mortgage
10% Down of home price
Mortgage payment calculator
www.bankrate.com
Property taxes
Homeowners Insurance
Home Repair Maintenance
Home Heat/Electricity
Garbage
Water/sewer
Recycling - optional
$3500.00 divided by 12
$481.00 divided by 12
2% of home cost divided by 12
0.05 multiplied by square footage of home
$13.50
$15.30
$20.00
Rental Info
Insurance
Supplies
Recycling - optional
Water/Sewer
Garbage
Apartment / Power / Electricity
Rent 1 bedroom
600 square feet
Rent 2 bedroom
1000 square feet
Car Loan/Fuel Costs
48 months / 4 year
www.bankrate.com auto loan calculator
Auto Maintenance
Gas cost per gallon –
www.mapquest.com Fuel Calculator –
http://gasprices.mapquest.com/
$18.83 per month
2% of monthly rent
$20.00
$15.31
$13.50
$30.00
$50.00
4.05 interest rate
2% of car price divided by 12
Based on average cost in your city
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Internet – Home Phone - optional
Dial up Internet
Wireless Internet
DSL Internet
Lanline (Basic no long distance)
Lanline (Advanced caller ID, call waiting)
Lanline (Long Distance)
4.25% Monthly
Interest Rate
Determine mpg for your car
Determine round trip miles from
home to work
20 working days in the month
$18.55 (minimum price per month)
$40.00
$45.00
$20.00
$25.99
Add $20.00
Cell Phone
Basic
Upgraded
Plus
$39.99 (minimum price per month)
$49.99
$69.99
TV - optional
Cable
Dish
Look up
Look up
Insurance
Health Insurance - required
Life Insurance – optional
Non-Tobacco
Tobacco
Car Insurance –find your State
$137.40 or ehealthinsurance.com
$100,000 coverage
$10.49
$21.93
Student app file – find state average / 6
Food
Thrifty
Low Cost
Moderate
Liberal
$125.70
$156.40
$191.50
$247.40
Credit Card
Loan
4% of gross monthly pay
Savings
Retirement
3% of gross monthly pay