ACCOUNT OPENING FORM
FOR NON INDIVIDUALS
(To be filled by applicant only)
Barcode
Open Our
Current
Savings
EEFC [Currency] ____________________
Term Deposit
Others ____________________
Please fill the form with BLACK INK and in BLOCK LETTERS only – All fields marked “*” are MANDATORY
Product
Code:
Branch
Code:
Branch
Name:
Application D
Date:
Account No.:
D
M
M
Y
Y
Y
Y
Cust ID:
Applicant Details*
* Account Title / Name :
* Date of Incorporation:
D
D
M
M
Y
Y
Y
Turnover (latest/expected) (` in Lacs):
Y
Form 49A
(Attach if applicable)
Form 60/61
(Attach if applicable)
* PAN
Importer/Exporter
Code Number
MAILING ADDRESS*
*Address Line 1
*Address Line 2
*Landmark
*City
*Pin Code
Country
*State
*Mobile
+91
Phone
S
T
D
Fax No.
S
T
D
Email
E-statements
Email and Physical
Email
E-statement for all accounts linked to the Customer ID will be sent to the Email ID specified above.
If no option is selected, then default option will be only Physical.
REGISTERED ADDRESS* (or Residence Address for Karta for HUF)
Please tick in case Registered address is the same as mailing address
*Address Line 1
*Address Line 2
*Landmark
*City
*Pin Code
Country
*State
Existing Accounts
with YES BANK
Yes
No
If Yes, Account No.
Cust ID:
MOST IMPORTANT DOCUMENT (MID)
I / We have read, received and understood Schedule of Charges applicable to the product variant opted for. I / We also understand that we require to maintain an Average Monthly Balance
(AMB) / Average Quarterly Balance (AQB) / Half Yearly Average Balance (HYAB) and Total Quarterly Throughput (TQT) in the Current Account Variant opened by me / us. I / We understand
that the non-maintenance of the committedAMB /AQB / HYAB / TQT would entail non-maintenance charges as mentioned.
Current Account Variant
AMB
AQB
HYAB (`)
TQT (`)
Non-Maintenance Charges (`)
Any 1 Authorized Signatory
Customer Signature
1. Average Monthly Balance (AMB):Average Monthly Balance =Average of Daily Closing Balance for the Month = Summation of daily closing balance/Actual no. of calendar days in the month.
2. Average Quarterly Balance (AQB):Average Quarterly Balance =Average of Daily Closing Balance for the Quarter = Summation of daily closing balance/Actual no. of calendar days in the quarter.
3. Half Yearly Average Balance (HYAB): Half Yearly Average Balance = Average of Daily Closing Balance for the 2 Quarters = Summation of daily closing balance/Actual no. of calendar days in 2 Quarters. HYAB to be every
half year ending in June & December.
4. Total Quarterly Throughput (TQT): Sum of actual debits and credits in the current account against Import Services, Export Services and Remittance Services only.
5. Product wise free limits offered on various transactions and services shall be applicable only if the Average Quarterly Balance (AQB) is maintained in the account else standard charges shall apply as per the Schedule of
Charges (SOC).Additionally,AQB non - maintenance charge will also be applicable.
6. For accounts opened under any specific promo/offer, MID will be applicable post expiry of the promo/offer.
Initial Payment Details
Source of Funds
Cheque
Cash
NIL
Debit my YES BANK A/c
Amount: (`)
Cheque No:
GL Ref. No.:
Dated
Value Date
D
D
D
D
M
M
M
M
Y
Y
(1)
Y
Y
Y
Y
Y
Drawn on: _____________________________
Y
The cheque should be crossed A/c Payee and drawn payable
to "YES BANK Ltd. A/c Customer Name"
Terms & Conditions
I / We, the undersigned, being prospective/existing customer of YES BANK LTD. (hereinafter referred to as “Bank”) hereby confirm that I / We have read, understood and agree to abide by and be bound by all the
provisions of the terms & conditions as displayed on the website: www.yesbank.in which governs, all of my/ our accounts, for present and future, maintained / opened / to be maintained / to be opened with the Bank from
time to time and also by the provisions of the various services / facilities which are availed / utilized at present or may be availed / utilized in future as & when required.
I / We hereby authorize the Bank to debit any of our account with any amount due and payable by us to the Bank in relation to costs, charges, expenses, debts due under any / all facilities / services granted by the Bank
and/or to combine or consolidate and set off or appropriate the balance in any of our account with the amounts due to the Bank.
I / We understand that YES BANK shall have the absolute discretion to amend or supplement any of the Terms and Conditions at any time relating to theAccount and / or the Services provided for / in connection with the
same. YES BANK may communicate the amended Terms and Conditions by hosting the same on the website: www.yesbank.in or in any other manner as per regulatory guidelines.
I / We hereby further confirm having read and understood the applicable regulations / guidelines as framed by RBI including FEMA regulations, 2000 governing EEFC Accounts and the FEMAAct, 1999, and agree to
abide / be bound by the all such applicable Law, regulations / guidelines in force from time to time.
I/We hereby declare that the information provided herein is true and correct.
Please put a
Photograph
Please paste a
recent photograph
here
of
st
1 Applicant
Signature & Stamp
tick where ever applicable and
Debit Card*
Retail NetBanking
#
mark where there is no selection.
E-Statements^
Alerts**
Domestic
View
SMS
International
Transaction
Email
SIGN HERE
Designation
Name : Mr / Mrs / Ms
Mobile No. +91
ss
cro h
n a ograp
g
i
S hot
p
the
Name to be displayed on Debit Card (Maximum 20 Characters)
PAN
Date of Birth
D
D
M
M
Y
Y
Y
Y
Gender
M/F
Existing Cust ID
Email ID
Photograph
Please paste a
recent photograph
here
of
nd
2 Applicant
Signature & Stamp
Debit Card*
Retail NetBanking#
E-Statements^
Alerts**
Domestic
View
SMS
International
Transaction
Email
SIGN HERE
Designation
Name : Mr / Mrs / Ms
Mobile No. +91
ss
cro h
n a rap
Sig hotog
p
the
Name to be displayed on Debit Card (Maximum 20 Characters)
PAN
Date of Birth
D
D
M
M
Y
Y
Y
Y
Gender
M/F
Existing Cust ID
Email ID
Photograph
Please paste a
recent photograph
here
of
rd
3 Applicant
Signature & Stamp
Debit Card*
Retail NetBanking#
E-Statements^
Alerts**
Domestic
View
SMS
International
Transaction
Email
SIGN HERE
Designation
Name : Mr / Mrs / Ms
Mobile No. +91
ss
cro h
n a ograp
g
i
S hot
p
the
Name to be displayed on Debit Card (Maximum 20 Characters)
PAN
Date of Birth
D
D
M
M
Y
Y
Y
Y
Gender
M/F
Existing Cust ID
Email ID
Account Operating Instructions
Mode of operation
Singly
Jointly by all
^ E-statement Flexi Frequency (Account Level)
Any one
As per Resolution
Daily
Any two jointly
Other (Please Specify)
Weekly
Fortnightly
Monthly
Quarterly
Annually
Please note that only one frequency can be selected. Default Frequency will be Weekly
Notes: *Debit Card - (1) Debit card & PIN enable first time login to Retail NetBanking & PhoneBanking. In case Debit card is not opted for a separate PIN to access Retail NetBanking will
be issued. (2) You can choose between Domestic / International Debit Card by selecting options above. (3) International Debit Card will be issued till the time bank is equipped to issue chip
#
cards, irrespective of the card type selected. NetBanking - (1) If NetBanking is applied for, Retail NetBanking transaction access & MobileBanking will be issued by default for Retail &
Business Banking customers. (2) For all other segments, Corporate NetBanking would be issued. Separate form needs to be filled. (3) Retail NetBanking view access will be given by
default to all authorized signatories separately to access account information. ^E-Statement - (1) Account Level E-Statements will be issued to all signatories if opted for and Flexi
Frequency can be selected. **Alerts - (1) DefaultAlerts –Any Debit / Credit of 5,000 or above, WeeklyAccount Balance. (2) DefaultAlerts will be registered basis the option applied above.
(2)
ACCOUNT OPENING FORM
FOR NON INDIVIDUALS
(To be filled by applicant only)
SMS & Email Alerts for Trade Finance & Services
Mobile
Email ID
1
+91
2
+91
3
+91
4
+91
Existing Banking Relationships
I / We do not enjoy any credit facility with any other bank.
Bank Name
I/We have a credit facility with the following bank(s)
Type of facility
Amount
1.
2.
3.
Customer Category*
I
CUSTOMER TYPE
Limited Liability Partnership
Society
Insurance Company
Sole Proprietor
Hindu Undivided Family (HUF)
Section 25 Company
Foreign Company
Services
Retail Trading/Merchants
Partnership Firm
Financial Institutions
Government Departments
Foreign Body
Private Ltd Company
Trust
Statutory Corporations
Others
Wholesale Trading
Manufacturing
II
NATURE OF BUSINESS
III
Whether Involved in
IV
Financial Sector
LIC
NBFC
Co-operative Banks
Credit Co-operative Society
Exchange Houses
Government Department
Public Sector Undertaking
Central Government
Defence Establishments
Other Government Departments
Foreign Bodies
Project Office
Branch Office
Consulate/Embassy
Offshore Corporation
Other Foreign Bodies
TASC
Housing Societies
Education Institutes
Clubs
Private Trust/Family Trust/Trust by will
PF Gratuity / Superannuation/Group Gratuity/Benevolent Funds
Exports
CA Firm
Professional Services
Imports
Law Firm
Nature of Industry
Agri Commodities
Automobiles
Bakery/Confectionery Store
BPO
Bullion Dealer
Commodities Middlemen
Computer Hardware
Diagnostic/Research Centre
Electrical Components
FMCG
Food & Beverages
Gems & Jewellery
Health Clubs
IT Consulting
IT Service Provider
Logistics (Excl Transport)
Luxury & Lifestyle
Nursing Home/Clinics
Petrol Pump
Printing/Publishing
Realty & Infrastructure
Shipping
Telecom & Telecom Equipment
Architecture Firm
Consultancy Firm
Arms / Antique /Art Dealer
Bar/Casino/Night Club
Cement
Computer Software
Electronics & Equipment
Forex Dealer
Hospitality
IT/ITES
Media & Entertainment
Petroleum Oil & Gas
Restaurants
Textiles
Transport Operators
TASC
Public Ltd Company
Association
Mutual Funds Company
Others
Exports & Imports
NA
Indian Commercial Banks
Others Financial Institutions
State Government
Foreign Banks
Liaison Office
Foreign Government
Public Charitable Trust
NGO/Welfare Organizations
Religious Trust
Others
Local Authorities
Real Estate Agent Firm
Auto Ancillaries
Boat/Plane Dealerships/Brokers
Chemicals/Dyes/Paints
Contractors
Engineering
Furniture/Timber
Hospitals
Life Sciences
Money Changer
Pharmaceuticals
Scrap Metals
Travel & Tourism
Share Broking Firm
Auto Dealers (Used Vehicles)
Books/Stationery Store
Chemist
Department/Grocery Store
Fertilizers/Seeds/Pesticides
Garment Store
Iron & Steel
Liquor Distributor
Multi Level Marketing (MLM)
Plastic & Allied Products
Other Metal & Metal Products
Others
Products and Offer Updates*
In our endeavor to bring comprehensive financial solutions & superior experience to you, YES BANK needs to contact you over phone, SMS or Email with latest innovations, exciting offers &
matters relating to servicing your account. We request you to please allow us to continuously bring the best to you.
I
want/
do not want to receive updates on products and offers from YES BANK.
Doorstep Banking
Yes
No
(If Yes Please attach Doorstep Banking form)
Nomination Form (Please choose one of the available options) Applicable only for Sole Proprietor
Yes, I/We require nomination under section 45ZAof the Banking RegulationAct, 1949 and Rule 2(1) of the Banking Companies (Nomination) Rules, 1985 in respect of bank deposits.
No I/We confirm that I/we have been explained about the benefits of nomination facility to my/our bank account by the
YES BANK official. However, I/we state that in spite of the explanation of the said benefits, I/we do not wish to nominate
any person to theAccount. Request you to kindly process my/our account opening form without the nomination facility.
If Yes, I am filling DA1 separately
Signature of Applicant
Basic Guidelines
Current Account: (1) Current Accounts can be opened by Individuals, Proprietorship Firms, Partnership Firms, Private and Public Limited Companies, HUFs, Societies, Trusts etc.
(2) No interest is paid on credit balances kept in CurrentAccount.
Know Your Customers guidelines: (1)While opening an account, the Bank shall satisfy itself about the address, identity of a person (s) & entity seeking to open an account, to assist in
protecting the prospective customer/s, members of the public and ourselves against fraud and other misuses of the banking system. (2) The Bank is required to obtain recent photographs of
the person (s) opening/operating the account. (3) Latest approved list of KYC documents is available with the branch. Kindly contact your nearest branch for the same. (4) Person / entity
who has been allotted PAN number by Income Tax Department are required to quote the number in theAccount opening Forms. Others need to give a Declaration in Form 60(non-agricultural)
or Form 61(Agricultural). (5) In case of payment of balance in accounts of deceased customers to survivors / claimants, the Bank adopts safeguards as appropriate and guided by the
regulators.
A copy of ‘YES BANK Citizen’s Charter’and ‘Schedule of charges’ for key information on the usage and benefits of various services/facilities offered by the Bank is available on request and on Bank’s website.
(3)
Sole Proprietor Declaration:
I, ______________________________________________________________________________________________ hereby declare that I am the Sole Proprietor of the
business under the name _______________________________________________________________________________________________ and as such am solely
responsible for the liabilities thereof. I request you, YES BANK Ltd, ________________________________ branch to open a Current Account for the said proprietary concern. I
shall advice the bank in writing of any change that may take place in the constitution of my proprietary concern and I shall be liable to the Bank on any obligations which may be
outstanding in the said concerns name on the Bank’s books and until such obligations shall have been liquidated. Further, I wish to apply to YES BANK Ltd for NetBanking and I
shall access the account though Internet for banking operations. I have read the terms and conditions applicable to such an account and services related, NetBanking,
MobileBanking & Debit Card, thereto and shall always be bound by and abide by them and their amendments from time to time.
__________________________
(Signature of Sole Proprietor without Stamp)
Instructions for filling Account Opening Form
Please write your Name / Entity Name as it appears in all your supporting documents
Please tick the appropriate boxes
Specify the address along with City, State, PIN Code & Landmark
Please submit self attested documents as required for account opening
Please sign the form at the appropriate places
Please do not use White INK in the form. Please strike off and countersign in full for any overwriting / alteration
Please insist on the Acknowledgment slip appended below
Please do not hand over any cash to the bank representative
KYC Certification (For Internal Use Only)
I have met Mr / Mrs
Mr / Mrs.
& Mr / Mrs
in person
at the place of business. I confirm that this form was signed in my presence & I also confirm having verified the contents of the form with that of the supporting documents.
Name of Bank Official:
Employee
Code:
Date: D
D
M
M
Y
Y
Y
Y
Signature of Bank Official
FOR OFFICE USE ONLY
Business Segment
Partner Segment
BRB
BRB
EBB
EBB
CBB
CBB
RB
RB
ISB
ISB
ECB
ECB
CIB
CIB
CFIBG
CFIBG
CFRHE
CFRHE
GRM
GRM
MNC
MNC
INBKG
INBKG
IFI
IFI
DB
DB
SIGA
SIGA
(If Applicable)
Sourced by
Employee Code
Signature
Expected Transaction Per Quarter
1 - 49
50 - 100
Sole Proprietorship & HUF Walk In
If Yes, Walk In declaration attached
Yes
Yes
No
No
Sales RM Code
Special Status A/c
Risk Category:
Asset RM Code
Promotion Code
NGO
Medium
No Special Status
High
Lead ID
Cust ID (BSDL/BSP)
.............................................................................................
(To be signed by BSDL/BSP)
Group ID
Corporate Code
LG Code (Individual)
Approved by# (Sign)
# To be approved by BBL/RTL/BRL
LG Code (Branch)
Employee Code
YES FIRST
Employee Cust ID
Tracker ID
No charges levied for account opening
BRB_182_July_16_13
Signature
PEP
Low
ACKNOWLEDGEMENT
Barcode
I/We have applied for opening a Current Account/Savings Account/Term Deposit with YES BANK. The payment details are as follows:
Customer Name: M/s
Amount (`)
paid by Cheque No.
Cash
Name of Bank Official ....................................................................................................................................
Acknowledgement Date
> 100
D
D
M
M
Y
Y
Y
Y
(4)
Signature of Bank Official