“2 is better than 1” Bill Payment Promotion Terms and Conditions 1. Definitions 1.1 For the purposes of this Terms and Conditions, the following words and expressions shall have the meanings assigned to them except where the context otherwise requires:“The Bank” means AmBank (M) Berhad (Company No: 8515-D) and AmIslamic Bank Berhad (Company No: 295576-U), companies incorporated in Malaysia under the Companies Act 1965 and the Islamic Banking Act 1983 respectively and having its registered address at Level 22, Bangunan AmBank Group, No. 55 Jalan Raja Chulan, 50200 Kuala Lumpur. “AmBank Group” means all the related Corporations and Associate Corporations of the Bank whether incorporated inside or outside Malaysia, existing now or in the future and reference to „AmBank Group‟ in this Terms and Conditions herein, shall include all or any entity within the AmBank Group. “AmOnline” means AmOnline Internet Banking services offered by AmBank Group to their customers to perform Banking transactions via Internet in accordance to the Terms and Conditions stipulated at https://ambank.amonline.com.my/Activations/EnrollTermsContent.aspx “AmGenie” means AmGenie Mobile Banking services offered by AmBank Group to their customers to perform Banking transactions via Mobile Phone in accordance to the Terms and Conditions stipulated at https://ambank.amonline.com.my/Activations/EnrollTermsContent.aspx “Eligible Participants” means all newly registered and existing AmOnline and AmGenie users and customers who are qualified to participate in this Promotion and conduct bill payment(s) via AmOnline or AmGenie during this Promotion Period and individual(s) and/or person(s) as stipulated herein. “Bill Payment” means a payment facility offered by AmBank Group that allows AmOnline or AmGenie customers to pay their selected bills via online by debiting the specified amount from customers‟ AmBank/AmIslamic Savings Account or Current Account or AmBank/AmIslamic Bank Credit Card to effect payment to the selected payees. “The Promotion” means “2 is better than 1” Bill Payment Promotion organised by the Bank in accordance to the Terms and Conditions stipulated herein (“the Promotion”). 1.2 Words denoting person shall include living persons, and if and where applicable, any body or persons incorporated or unincorporated. Words importing the 1 singular shall also include the plural and vice-versa. Words importing the masculine gender shall include the feminine and neuter gender. 2. Promotion Period 2.1 The Promotion shall commence from 6.00am on 16th July 2012 and shall be valid until 11.45pm on 31th August 2012 (‟Promotion Period‟) or such other period(s) which shall be determined at the sole and absolute discretion of the Bank. 3. Eligibility 3.1 The Promotion is open to all new and existing AmOnline or AmGenie users during this Promotion Period. (Hereinafter collectively referred to as „Eligible Participants) 3.2 Employees of AmBank Group are eligible to participate in this Promotion except the following:3.2.1 Permanent and/or contract employees and their immediate family members (spouses, children and parents) of the following departments: - Channels - Group Marketing, Retail Finance, Legal and Audit who are directly involved in the Promotion. 3.2.2 Representatives, vendors and/or agents (including advertising and promotion agents) of AmBank Group (including its subsidiaries and related Companies) and their immediate family members (spouses, parents and children). 4. Mechanics and Conditions 4.1 Mechanics 4.1.1 The Promotion mechanics are as follows: The Promotion will be conducted based on number of entries. The more frequent Eligible Participants pay bills, the higher the number of entries they will receive. Seven (7) winners from all bill payment transactions will be selected for Draw 1. Followed by three (3) winners from Draw 2 which will be selected from Hotlink prepaid top up and Maxis Postpaid bill payment transaction only. A total of ten (10) winners will be selected in the entire Promotion. 2 Each draw will include customer and staff category. Winners of Draw 1 who perform Hotlink prepaid top up and/or Maxis Postpaid bill payment transaction will be entitled to win prizes from Draw 2. 4.1.2 Qualifying transactions and number of entries: Qualifying Transaction No. of Entries Hotlink Prepaid Top Up: 5 entries Maxis Postpaid 2 entries Assessment Dewan Bandaraya Kuala Lumpur Majlis Bandaraya Ipoh Majlis Bandaraya Petaling Jaya Majlis Bandaraya Shah Alam Majlis Bandaraya Johor Bahru Majlis Perbandaran Klang Majlis Perbandaran Subang Jaya Majlis Perbandaran Selayang Majlis Perbandaran Seberang Perai Majlis Perbandaran Johor Bahru Tengah Majlis Perbandaran Pulau Pinang Majlis Perbandaran Kota Bahru Majlis Perbandaran Kajang Majlis Perbandaran Ampang Jaya Majlis Perbandaran Seremban Majlis Perbandaran Manjung Majlis Perbandaran Sungai Petani Majlis Perbandaran Kulai Majlis Perbandaran Teluk Intan Majlis Perbandaran Kuala Kangsar Majlis Perbandaran Hang Tuah Jaya Majlis Perbandaran Kemaman Majlis Daerah Hulu Selangor Perbadanan Putrajaya Kulim Hi Tech Pejabat Daerah Petaling Pejabat Daerah Klang Pejabat Daerah Gombak Pejabat Daerah Hulu Langat Pejabat Daerah Sepang Pejabat Daerah Kuala Langat Pejabat Daerah Kuala Selangor Pejabat Daerah Hulu Selangor Pejabat Daerah Sabak Bernam 2 entries 3 Zakat Payment Lembaga Zakat Selangor Pusat Pungutan Zakat Wilayah Persekutuan Pusat Zakat Negeri Sembilan Pusat Zakat Melaka Pusat Zakat Pahang Jabatan Zakat Negeri Kedah Baitumal Sarawak Majlis Ugama Islam Negeri Perlis Pusat Urus Zakat Majlis Agama Islam Pulau Pinang Majlis Ugama Islam Sabah Majlis Agama Islam Johor Majlis Agama Islam Kelantan Others 4.2 2 entries 1 entry Conditions 4.2.1 To be eligible to gain entries in the Promotion, the following conditions must be fulfilled: Payment of bill(s) should only be performed via AmOnline/AmGenie. Partial Bill Payment(s) is not allowed. Each transaction has to be a minimum payment of RM10.00. 4. 2.2 The following forms of bill payments or transaction shall not be accepted: placing Deposits in Lembaga Tabung Haji; purchasing Shares from the following corporations: AmInvestment Bank Bhd and AmSmart 5. Prizes 5.1 All the prizes are divided into two (2) categories, which are customer category and staff category: 5.1.1 Draw 1 Customer category: A total of five (5) prizes consisting of: 3 winners x 1 unit of HTC Sensation each 2 winners x 1 unit of HTC Flyer each Staff category: A total of two (2) prizes consisting of: 1 winners x 1 unit of HTC Sensation each 1 winners x 1 unit of HTC Flyer each Note: Customer Category The first three (3) selected customers of Draw 1 will each qualify to win a HTC Sensation; the fourth (4th) and fifth (5th) selected customers of Draw 1 will each qualify to win a HTC Flyer. 4 Staff Category The First (1st) selected staff of Draw 1 will each qualify to win a HTC Sensation; second (2nd) selected staff of Draw 1 will each qualify to win a HTC Flyer. 5.1.2 Draw 2 Customer category: A total of two (2) prizes consisting of: 2 winners x 1 unit of iPad2 each Staff category: 1 winner x 1 unit of iPad2 each Note : Customer Category The first two (2) selected customers of Draw 2 will each qualify to win an iPad2 Staff Category The First (1st) selected staff of Draw 2 will qualify to win an iPad2. 5.2 Prizes shall be given within six (6) weeks from the date of the winners‟ announcement date. If prizes remain uncollected within two (2) months after the announcement of winners, the prizes shall be forfeited by the Bank without any prior notice to the winner(s) and the Bank shall have the right to retract the prizes. 5.3 The Bank has the full right and discretion to substitute and/or change the prize(s) with items of similar retail value with prior notice to the participants for any reason whatsoever. 6. Selection of Winners Subject to any changes with prior notice as determined by the Bank at its sole and absolute discretion, the selection mechanism or process to be used to determine the winners is as follows:- 6.1 Selection Mechanism/Process 6.1.1 The total number of entries will be collated by the Bank‟s internal system at the end of the Promotion Period. The potential winners of Draw 1 will be shortlisted via a predetermined system-based selection methodology. In Draw 2, another selection with the same methodology would be made 5 only for those who perform Hotlink prepaid top up and / or Maxis Postpaid bill payment transactions. Subsequently:6.1.1.1 The Bank shall contact the potential winners during office hours (between 9am till 6pm) from, Monday to Friday or at any time it deems appropriate via telephone. 6.1.1.2 Successfully contacted potential winners are required to answer a question posted by the Bank‟s Contact Centre Representative. 6.1.1.3 Should there be a case where potential winners are unable to answers the question correctly; the next potential winner will be selected to answer the question. The potential winners who answer the question correctly shall be selected as the winner(s) respectively. 6.2 6.1.2 Telephone call(s) made to the potential winners will be based on the latest telephone number(s) provided to the Bank and maintained in the Bank‟s records. 6.1.3 It shall be the Eligible Participant‟s responsibility to ensure that the contact details provided are current and updated with the Bank. 6.1.4 The Bank shall not be held liable in the event the potential winners cannot be contacted for whatsoever reasons. 6.1.5 The announcement of the winners shall be made on the Bank„s Corporate Website, www.ambankgroup.com after the Promotion ends. 6.1.6 The Bank shall also issue a Confirmation Letter along with the prize to the winners within fourteen (14) days from the date of the announcement of the winners or at anytime as deemed fit and appropriate by the Bank. 6.1.7 Winners are required to claim the prize from their selected Bank‟s branch within two (2) months of the announcement date. 6.1.8 No extension of the validity of the prize is permitted and prize(s) which are not claimed by the winner within the stipulated period shall be forfeited. Winner will be informed on this condition during the phone call. Variation/RevisionNotwithstanding clause 6.1, the Bank shall have the right and absolute discretion to vary/revise/amend the Selection Mechanism/Process as it deems fit at any time with prior notice to the Eligible Participants for such purposes. 6 7. General Rules 7.1 By participating in this Promotion, all Eligible Participants consent to and agree to be bound by the Terms and Conditions herein, and the decisions of the Bank and/or the organizers and judges. 7.2 All transactions as recorded by the Bank shall be final and conclusive. 7.3 The Bank‟s decision on all matters relating to this Promotion shall be final and binding on all Eligible Participants and winner(s) of this Promotion and no further correspondence or appeal will be entertained. 7.4 By participating in this Promotion, the winner(s) consent to and agree that the Bank shall be at liberty to publish or display their name(s), identification number(s), city of residence and pictures for advertising and publicity purposes only in any form as it deems necessary and appropriate for such purposes. 7.5 Under no circumstances will the Bank be liable for any loss or damages, including without limitation to, loss of income, profits, goodwill, direct or indirect, incidental, consequential, exemplary, punitive or special damages of any party including third parties, howsoever arising whether in contract, tort, negligence or otherwise, in connection with the prizes and/or this Promotion. The winner(s) and their personal representatives voluntarily accept all risk and hereby agree to indemnify and hold the Bank harmless against any claim or claims whether from the winner himself or any third parties arising out of any accident or incident resulting to any loss or damage including bodily injury which leads to permanent disability or death in connection with the prizes. 7.6 The Bank expressly excludes and disclaims any representations, warranties or endorsements, expressed or implied, written or oral, including but not limited to any warranty of qualify, merchantability or suitability in respect of the Prize(s) offered for the Promotion and its respective supplier. 7.7 The Bank shall have the right and absolute discretion to vary, delete or add to any of these Terms and Conditions herein contained, with prior notice given. 7.8 The Bank shall have the right and absolute discretion to disqualify any Eligible Participant that it finds or determines to be tampering with the entry process and/or the operation of the Promotion, to be acting in breach or potential breach of the Terms and Conditions herein. 7.9 The Bank shall have the right and absolute discretion to cancel, terminate or suspend this Promotion at any time without assigning any reason with due notice. For the avoidance of doubt, cancellation, termination or suspension by the Bank of this Promotion shall not entitle the Eligible Participants or winners to any claim or compensation against the Bank and/or AmBank Group for any and all losses or damages suffered or incurred by the Eligible Participants as a direct or indirect result of the act of cancellation, termination or suspension. 7 7.10 The Bank shall not be liable for any default in respect of the Promotion due to any act of God, war, riot, strike, lockout, industrial action, fire, flood, drought, storm, technical or system failures or any event beyond the reasonable control of the Bank. 7.11 All terms and conditions stipulated herein, shall be governed by and construed in accordance with the laws of Malaysia. 7.12 In the event of any discrepancies or conflict in the interpretation of these Term and Conditions, the English and Bahasa Malaysia version of each of these Term and Conditions shall be construed as equivalent and each of the Term and Conditions stipulated shall carry the same meaning. 7.13 The Bahasa Malaysia version of the Terms and Conditions is available at AmBank‟s corporate website at www.ambankgroup.com. Customers are required to log on to AmBank‟s corporate website for the latest Promotion Terms & Conditions. 8