RISK MATTERS A QUARTERLY NEWSLETTER FROM THE ARTHUR J. GALLAGHER RISK MANAGEMENT PRACTICE NOVEMBER 2014 HSE PROMOTES FOCUS ON OCCUPATIONAL DISEASE The Health and Safety Executive (HSE) is promoting a campaign to give increased focus to the burden that occupational disease places on workers, industry and the UK economy. Occupational disease is a big problem. For some workers it can result in them experiencing life altering, and in some cases, premature life-ending illness. In 2011/12 there were an estimated 1.1 million working people suffering from a work-related illness, with around 450,000 new cases of occupational related ill health and a further estimated 12,000 deaths each year caused by past exposures to harmful substances at work. Traditionally, health issues in the workplace have been, and still are, much harder to address than safety issues because cause and effect are often not clearly linked. While some cases of ill health are clearly related to work activity, for others the cause may be less clear. Many serious occupational diseases also have a long period of ‘latency’, some up to 30 years, between exposure and development of ill health and/or disease, making the links even more difficult to establish. This also means that after recognising the problem and making changes in working practices to reduce exposure there may be a long delay before a reduction in the causes of ill health and death are seen. However, where the link is established and exposure can be measured, interventions and activities aimed at raising awareness and creating behavioural change can work to reduce exposures and prevent ill health and disease. The HSE want to build on the work already being undertaken in the public, private and third sector organisations, by encouraging the promotion and exchange of ideas and the generation of novel initiatives through web pages and the occupational disease community site. The focus will be on two key priority areas: • Respiratory diseases • Occupational cancer For further information on the HSE initiatives on occupational health and on the two priority areas visit:- www.hse.gov.uk/ aboutus/occupational-disease/ NOVEMBER 2014 RISK MATTERS HSE CRITICISED OVER CONTROL OF SILICA EXPOSURE The Health and Safety Executive (HSE) has been accused of leaving workers at double jeopardy from cancer-causing, lung scarring silica. A report in the workers’ safety magazine Hazards, criticises the HSE for resisting a union-backed call for it to halve the current exposure limit for common work place dues. The report goes on to say that the government-imposed, hand-off HSE enforcement policy combined with swinging resource cuts mean even the current “deadly” standard is not being enforced effectively. Most of the highest risk industries for silica exposure – brick, cement, ceramics, concrete products, glass, mineral industries and quarries - are no longer subject to any unannounced inspections. Figures obtained by Hazards on the outcome of this summer’s HSE inspection blitz on the construction industry (one of a short list of industries still subject to preventive HSE oversight), found silica exposure was the runaway top health risk identified, topping manual handling, noise, vibration, asbestos and other hazardous exposures. The report cites the US safety watchdog OSHA which, putting its case for a halving of its 0.1mg/m³ standard – a standard it shares with the UK – reported that at the current standard, for lung cancer “the excess lifetime risk to workers exposed over a working life is between 13 and 60 deaths per 1,000 workers.” Ice & Snow - To Grit or Not to Grit? As winter approaches, cold snaps undoubtedly concentrate the minds of companies and individuals on whether they should clear snow from paths or try to ensure that ice doesn’t form on walkways and access routes. Clearing of ice and snow is a subject that generates much debate. In the past some companies and individuals have taken the decision that they should not clear snow or treat potentially icy paths because it might “make them liable”. Whatever the actual circumstances companies will be liable if they do nothing. If someone slips and injures themselves on an untreated path on your premises you will find it difficult to defend against claims that you acted negligently. Making attempts to clear snow and ice is common sense and is only likely to incur a liability if you do it in a slapdash and ineffective manner. All companies should address this issue as part of their risk assessment process. A gritting plan should be compiled for the site, identifying key/priority pathways and vehicle routes within the premises and using for example, a traffic light colour coding system, red for high footfall and/or vehicle routes presenting the highest risk potential designated to be treated first, with lesser used routes coloured in amber then green. A record of grit spreading should also be maintained. The gritting plan should provide valuable evidence in the defence of a liability claim. The most common method used to de-ice roadways, pathways and floors is gritting as it is relatively cheap, quick to apply and easy to spread. Rock salt (plain and treated) is the most commonly used ‘grit’. It is the substance used on public roads by the highways authority. Bags of rock salt can be purchased from most large Builders Merchants. Salt can stop ice forming and cause existing ice or snow to melt. It is most effective when it is ground down, but this will take far longer on pedestrian areas than on roads. Gritting should be carried out when frost, ice or snow is forecast or when walkways are likely to be damp or wet and the floor Silicosis is a condition associated with an increased risk of lung cancer, with HSE estimating the annual death count at several hundred and possibly up to 1,000. Silicosis and silica-related lung cancer are now being recognised by the government as ‘prescribed industrial diseases.’ To read more of the article go to http://www.hazards.org/dust/ lineinthesand.htm For information on dust and controlling dust in construction refer to the HSE’s Construction Information Sheet that can be found at http://www.hse.gov.uk/pubns/cis36.pdf temperatures are at, or below freezing. The best times are early evening before the frost settles and/or early morning before employees arrive. Salt doesn’t work instantly; it needs sufficient time to dissolve into the moisture on the floor. If you grit when it is raining heavily the salt will be washed away, causing a problem if the rain then turns to snow. Compacted snow, which turns to ice, is difficult to treat effectively with grit. Be aware that ‘dawn frost’ can occur on dry surfaces, when early morning dew forms and freezes on impact with the cold surface. It can be difficult to predict when or where this condition will occur. So, if bad weather is expected: • Use a gritting plan to identify places that might become unsafe due to ice or snow. • Identify a responsible person e.g. the caretaker, security personnel or the first person to arrive at the premises. Make them responsible for treating icy areas and clearing snow (making sure of course that they are physically fit and capable of doing so). • Have in place a procedure so that the responsible person(s) can obtain information about expected weather. Subscribe them to a warning system, or simply get them to listen to the weather forecast. • Provide the responsible person(s) with guidance on what precautions to take e.g. which paths to clear, to clear snow before applying rock salt etc. • Provide the responsible person(s) with advance warning of when they might need to take precautions e.g. obtain weather forecasts. • Ensure that you have proper equipment available e.g. snow shovels and brooms and an adequate supply of suitable materials e.g. rock salt, grit or sand. Advice on reducing potential for slips in and around the workplace can be found at: http://www.hse.gov.uk/slips/faq.htm Advice on winter safety can also be found at: http://www.rospa.com/wintersafety NOVEMBER 2014 RISK MATTERS New Legislation on Acetylene Acetylene gas not only poses a risk of explosion or fire when ignited, but when it is exposed to heat it can decompose into its constituent elements (carbon and hydrogen) and initiate a chemical chain reaction that ultimately leads to an explosion. The HSE does not consider that existing legislation addressed this risk and The Acetylene Safety (England and Wales and Scotland) Regulations 2014 (‘ASE 2014’) were introduced on the 1st of October 2014. For the majority of applications (welding and the like) they impose: • The requirement for a flame arrestor to be fitted • That only trained personnel should use or modify such equipment • That a suitable means of handling is employed • Colour identification of acetylene cylinders. There is also reference to licensing and more sophisticated system safeguards. Early indications of the chemical decomposition of acetylene following exposure to a flame are that the cylinder warms up or vibrates, leading to an explosion, often in some cases hours after the initial exposure. In such an event the area should be cleared of personnel to a distance of around 200 metres, the Fire and Rescue Service should be called and no attempts to move or de-pressurise the cylinder should be made. Finally, the misidentification of cylinders in an emergency situation can increase the risks of injury, particularly to fire fighters. For this reason, cylinders filled with compressed acetylene gas must be coloured ‘Maroon’ (RAL 3007) on both the shoulder and body of the cylinder. If the colour of the cylinder is different or has become obscured for some reason (e.g. paint overspray, abrasion, corrosion) it will be unlawful for you to use it and you should contact your supplier. Industry and HSE Guidance can be found at: http://www.hse.gov.uk/fireandexplosion/acetylene.htm New Regulations on Explosives The new Explosives Regulations 2014 (ER 2014) came into force on 1 October 2014. The HSE has worked with stakeholders since 2010 to review existing health and safety related explosives legislation. One of the key aims of the review was to consolidate, modernise, and, where practicable, simplify the legislative arrangements. ER 2014 consolidates and therefore revokes a number of existing explosives regulations. It brings together the requirements of health and safety related explosives legislation into a framework based around common topics including authorisation, safety, security and placing on the market. As a result of the consolidation the Approved Code of Practice to the Manufacture and Storage of Explosives Regulations 2005 (L139) has been withdrawn. Guidance relating to the security of explosives (HSE Circular 1/2005), and guidance on the placing of civil use explosives on the market (L66) have also been withdrawn. The main changes to the regulatory framework include: • merging registrations into the licensing system • allowing local authorities to issue licences up to 5 years, aligning them with equivalent HSE/police-issued licences • extending licensing to address storage of ammonium nitrate blasting intermediate (ANBI) • exceptions for keeping higher hazard and desensitised explosives without a licence have been updated • tables of separation distances have been restructured to better allow for sites with more than one store; the tables have also been revised to cover quantities of explosives greater than 2,000kg • a revised list of explosives that can be acquired or acquired and kept without an explosives certificate from the police • the repeal of the Fireworks Act 1951, as its remaining provisions have been superseded by the Pyrotechnic (Safety) Regulations 2010 The regulations are supported by a suite of overarching and subsector guidance. Further information on the Regulations can be found at http://www.hse.gov.uk/explosives/ NOVEMBER 2014 RISK MATTERS HSE LAUNCHES NEW ASBESTOS CAMPAIGN AIMED AT TRADESPEOPLE 1.3 million tradespeople at risk from dangers of asbestos Tradespeople, including construction workers, carpenters and painters and decorators, could come into contact with deadly asbestos on average more than 100 times a year1 according to a new survey commissioned by the Health and Safety Executive (HSE)2. The survey revealed that, as well as illustrating how often tradespeople can be exposed to asbestos, there are some common myths believed by those at risk, with 1 in seven (14 per cent) believing that drinking a glass of water will help protect them from the deadly dust and one in four (27 per cent) thinking that opening a window will help to keep them safe. 1, 2 http://press.hse.gov.uk/2014/1-3-million-tradespeople-at-risk-from-dangers-of-asbestos/ Only a third (30 per cent) of those asked, were able to identify all the correct measures for safe asbestos working, whilst more than half (57 per cent) made at least one potentially lethal mistake in trying to identify how to stay safe. The HSE indicates that 20 tradespeople, on average, die every week from asbestos related diseases. In order to encourage tradespeople to think about asbestos on every job so they are prepared to deal with the danger, HSE has launched a new safety campaign. A key feature of the campaign is the creation of a new web app for phones, tablets and laptops that helps tradespeople easily identify where they could come into contact with the deadly material as they go about their day-to-day work and gives them tailored help on how to deal with the risks. Mark Harper, Minister responsible for Health and Safety, said: Philip White, HSE’s Chief Inspector for Construction, said: “The number dying every year from asbestos related-diseases is unacceptably high. Despite being banned in the construction industry, asbestos exposure remains a very serious risk to tradespeople. This safety campaign is about highlighting the risks and easy measures people can take to protect themselves. We hope the safety kits and the web app will encourage people to be aware of the risks, think twice, and take precautions to stay safe.” “Asbestos is still a very real danger and the survey findings suggest that the people who come into contact with it regularly often don’t know where it could be and worryingly don’t know how to deal with it correctly, which could put them in harm’s way. Our new campaign aims to help tradespeople understand some of the simple steps they can take to stay safe. Our new web app is designed for use on a job so workers can easily identify if they are likely to face danger and can then get straight forward advice to help them do the job safely.” To download the web app please visit www.beware-asbestos.info/news For more information on asbestos safety please visit http://www.hse.gov.uk/asbestos THIRD EDITION OF HSE GUIDE ON WORKPLACE TRANSPORT SAFETY PUBLISHED A guide to workplace transport safety The HSE guide publication HSG136 third edition was published in September 2014. This guide provides advice for employers on what they need to do to comply with the law and reduce risk. It will also be useful for managers, supervisors, employees and their safety representatives, as well as contractors, vehicle operators and other organisations concerned with workplace transport safety. The new guide is much shorter and more streamlined than the previous edition and includes advice on your general legal duties and information on health and safety management. There is also more specific advice on controlling risks associated with workplace transport, which has been restructured into three main areas: • Safe site (design and activity) • Safe vehicle • Safe driver The new edition has been updated to take account of new advice on workplace transport safety and also to reflect changes to relevant legislation and associated guidance. There are new sections on multi-deck vehicles and multi-site deliveries, as well as minor changes to other sections, such as on weighbridges and sheeting. It reflects and expands on the HSE leaflet Workplace transport safety: A brief guide. Further information on workplace transport safety and for links to the various resources on workplace transport safety can be found at www.hse.gov.uk/workplacetransport/ NOVEMBER 2014 RISK MATTERS Machinery Accidents The HSE has advised that there are around 40,000 injuries a year caused by machinery related accidents. Employers should think carefully about how each machine in their operation can be made safe. The following are a selection of recent prosecutions relating to machinery safety. In early April 2014, a company based in Hull was prosecuted for an accident involving an agency worker having his arm crushed in a machine. The injured party received crush injuries to his gloved hand and arm. The HSE investigation revealed poor standards of guarding which permitted access to dangerous moving parts of the machine. Whilst the injured party was working near a rubber and fabric web, his hand was drawn into a running nip. He stopped the machine with a safety bar and was freed by his colleagues before being taken to hospital. The HSE investigation revealed that there were no fixed or interlock guards on the machine. Nor were there any photosensitive devices or pressure mats to prevent access to dangerous moving parts. Whilst a risk assessment and safe system of work was in place, the employer had not considered the risk of in-running nips and had provided no guidance on when not to wear gloves. The business was fined £7,500 under the Provision and Use of Work Equipment Regulations 1998. At the end of March this year, another business was prosecuted due to an incident when a young worker broke his arm in a number of places in a machine at a recycling plant. A HSE investigation found that guards were not in place on the machine and an adequate risk assessment had not been carried out. Following a lunch break the injured party switched on a conveyor belt, walked through a narrow gap by the machine and caught his arm under a roller. The power was quickly turned off by a colleague but it took 90 minutes to free him. He needed extensive surgery and a month in hospital. The HSE investigation revealed that an inspection by a consultant 5 years earlier had highlighted the need for guards on the machine but the company had ignored this advice. The business was fined £46,000 for breaches of the Provision and Use of Work Equipment Regulations 1998 and the Management of Health and Safety at Work Regulations 1999. Employers need to select and install equipment properly, use it carefully and make sure it is maintained to protect the health and safety of themselves, employees and others who may be affected by the way it is used. Sensible risk assessment is the key, following manufacturer’s recommendations for use and maintenance, and ensuring employees are trained and competent. This includes taking reasonable steps to ensure new work equipment complies with the relevant European requirements for safe design and construction. Employers must not use, or permit the use of, unsafe work equipment. As part of their risk assessment process employers should think carefully about how each machine can be made safe on their premises. Nearly all equipment used at work is subject to the Provision and Use of Work Equipment Regulations 1998 (PUWER), which place duties on employers, the self employed and those who control work equipment. Further advice on work equipment including machinery safety can be found at http://www.hse.gov.uk/work-equipment-machinery SUTTON AND BRITISH TELECOMMUNICATIONS 14.06.13, CARDIFF COUNTY COURT CASE NO: CF04744 The importance of detailed medical examination in Noise Induced Hearing Loss Claims In June 2013 there was a court case that is of note in relation to the defence of noise induced hearing loss claims. The case of Sutton and British Telecommunications involved a 46 year old BT employee making a claim for noise induced hearing loss. It is alleged that the claimant was exposed to noise levels in excess of 118dB over a period of approximately 14 years of employment. The defendant accepted that the noise levels were excessive but did not admit that his employment caused the hearing loss. Ultimately the court dismissed the claim. A significant reason for this result is that noise claims depend on the claimant giving an honest account of their symptoms, particularly relating to tinnitus, a condition forming part of the claim. The claimant played down the amount of motorcycling he undertook in his early years and this eroded credibility. The defendant’s medical expert carried out a much more detailed examination compared to the claimants’ expert. He found that the hearing loss was age related and the tinnitus and hyperacusis were caused by migraines and stress. It is therefore important to have a detailed medical examination of the claimant undertaken. It should be remembered that it can not be assumed that noise exposure has caused hearing loss and audiometric testing should be undertaken to show a result which can be reported as clearly showing hearing loss. NOVEMBER 2014 RISK MATTERS Recycling firm in court after worker loses arm An Ayrshire waste recycling firm has been fined for serious safety failings after an agency worker severed his left arm at the shoulder while clearing a conveyor belt blockage. Steven Dawson, then aged 28, was working as a line supervisor for Lowmac Alloys Ltd at its premises on the Oldhall West Industrial Estate in Irvine, when the incident happened on 8 February 2011. Mr Dawson was separating plastic and paper by hand on the conveyor belt when he was alerted to a problem with the conveyor belt and noticed a metal container had caught on the edge of the conveyor belt’s pulley. He opened an unsecured hinged guard to access the blockage, but when he attempted to remove the container his left hand and arm came into contact with the moving belt and the bottom of the pulley – resulting in his arm being severed at the shoulder. Mr Dawson still suffers from considerable pain and has been unable to return to work. Lowmac Alloys was prosecuted after a Health and Safety Executive investigation found that more could and should have been done to prevent access to dangerous moving machinery parts. The HSE investigation concluded that the company: • failed to provide interlocking guarding to stop dangerous parts moving before a worker entered the danger zones; • failed to provide effective supervision in order to prevent its employees from entering danger zones while dangerous parts were moving, • failed to provide a safe system of work for clearing blockages, ensuring mains isolators were locked off to prevent electrical power being supplied to the machinery while employees were in close proximity • failed to make a suitable and sufficient assessment of the risks to the health and safety of employees when exposed to dangerous parts of conveyor belt machinery. Lowmac Alloys Ltd, of Green Street Lane, Ayr, was fined £118,000 after pleading guilty to breaching Sections 2(1) and 2(2)(a) and (c) of the Health and Safety at Work etc Act 1974. Scaffolding firm in court over worker’s insurance A scaffolding firm has been fined after it ignored repeated requests to prove it held insurance for employees working on the Fylde Coast. The HSE was alerted to the possible lack of Employers’ Liability Insurance – a requirement under UK law – when it received a complaint about scaffolding erected by Abacus Scaffolding North West Ltd at a site in Thornton Cleveleys in October 2013. The company was contacted by the HSE on several occasions up until April 2014 but it still failed to provide a copy of the insurance certificate, which allows workers to claim compensation if they are injured while at work. Abacus Scaffolding was fined £1,000 and ordered to pay £2,035 following a trial at Blackpool Magistrates’ Court on 8 October 2014. The company failed to attend the hearing and was found guilty of a breach of the Employers’ Liability (Compulsory Insurance) Act 1969 in its absence. NOVEMBER 2014 RISK MATTERS Essex firm in court after worker’s fall An Essex security firm has been fined after a maintenance engineer broke his elbow when he fell more than three metres through fragile ceiling tiles at a site in Dunton, Essex. The engineer was attempting to access an electrical control panel in a ceiling void to fix a faulty roller shutter door when the incident happened on 21 December 2012. He sustained a fractured elbow and ankle. Security Door Systems Ltd was prosecuted by the HSE after an investigation identified they had failed to make sure the work on the ceiling panels was carried out safely. Basildon Magistrates’ Court was told that the engineer, who had worked on the same door on previous occasions, accessed the void by a ladder supported by a colleague. He then made his way across the ceiling panels, which were attached directly to the underside of timber joists, using wooden ply board as a work platform. After repairing the control panel and checking the door was operational, he fell through the ceiling to the floor below. The HSE found the company didn’t have a sufficient risk assessment in place for undertaking work at height on the site. Following the incident the electrical control panel was relocated to ground level to avoid the need to work on the fragile ceiling. Security Door Systems Ltd, of Thurrock Commercial Centre, Purfleet Industrial Park, Aveley, Purfleet, was fined £6,000 and ordered to pay costs of £440 after pleading guilty to a single breach of the Work at Height Regulations 2005. Further information about working safely at height can be found on the HSE website at www.hse.gov.uk/falls. Civil engineering firm in court for unsafe work at height A Covent Garden-based civil engineering contractor has been prosecuted for safety failings after an inspection of a Mayfair construction site identified multiple work-at-height risks. Peter Lind and Co (Central Region) Limited appeared at Westminster Magistrates’ Court following the visit by the HSE to a project on Queen Street in January 2014. The court heard that concerns were first raised about safety standards at the site, where two five-storey regency houses were being extensively over-hauled, by an anonymous complainant in December 2013. When a HSE inspector visited some eight weeks later he uncovered a catalogue of issues, including: • Missing or inadequate edge protection in several locations – exposing workers to potential falls of between three and eight metres. • Unsafe temporary ladders in place of a staircase that had been removed. • Missing toe boards and other edge protection on several tower scaffolds. • Materials and equipment, including a heavy fire extinguisher, were left on edges where it was liable to fall and cause injury. The failings mirrored those raised by the original complainant, meaning nothing had changed in the intervening period to protect workers. They were exposed to unnecessary risk for at least two months. The HSE immediately served a Prohibition Notice requiring urgent improvements in relation to work at height. Two improvement notices were also served that needed action. The court was told that although nobody was injured at the site, the potential for a serious or potentially fatal fall was very real. The HSE concluded that the work at height was poorly assessed, managed and monitored, and fell well short of the required legal standards. Peter Lind and Co (Central Region) Limited was fined a total of £11,500 and ordered to pay £1,369 in costs after pleading guilty to two separate breaches of the Work at Height Regulations 2005. Further information on working safely at height can be found online at www.hse.gov.uk/falls NOVEMBER 2014 RISK MATTERS Letting agency ignored need for property’s gas safety checks A Birmingham lettings agency was fined after failing to ensure gas safety checks were made on a property it managed, potentially putting tenants’ lives at risk. MT Properties Central Ltd, based in Small Heath, failed to arrange the statutory landlord gas safety check on the property it leased to tenants in Stechford, and subsequently failed to produce any confirmation that the checks had been carried out. HSE was made aware of concerns over the existence of a gas safety record for the property and tried several times to get a response from the company. After hearing nothing from them, the HSE issued an Improvement Notice. Birmingham Magistrates’ Court heard that the Notice required MT Properties to employ a Gas Safe registered engineer to carry out the necessary checks by 6 September 2013 and produce evidence that the Notice had been complied with. MT Properties Central Ltd of Green Lane, Small Heath, pleaded guilty to breaching the Gas Safety (Installation and Use) Regulations 1998 and the Health and Safety at Work etc Act 1974, and was fined £2,000 and ordered to pay costs of £957. However, the company failed to comply with the notice or to request an extension. For advice on gas safety visit www.hse.gov.uk/gas or to find a Gas Safe registered engineer visit www.gassaferegister.co.uk About Arthur J. Gallagher Founded in 1927, Arthur J. Gallagher & Co. has become one of the largest, most successful insurance brokerage and risk management companies in the world. With extraordinary reach internationally, our parent group employs over 17,000 people and provides service in more than 140 countries. Outside the US we are known as Arthur J. Gallagher, and wherever and whenever there is an issue of risk we’re there for our clients. We are a business without barriers – working together to create solutions that drive value and competitive advantage. Whether you are an individual, small business or international conglomerate, our people, their depth of technical knowledge and our global reach will deliver unrivalled advice and coverage expertise. Arthur J. Gallagher (GB) is a trading name of Oval Insurance Broking Limited. Oval Insurance Broking Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 9 South Parade, Wakefield, WF1 1LR. Registered in England and Wales. Company Number: 1195184. Oval Insurance Broking Limited is a member of the Arthur J. Gallagher group. www.ajginternational.com CONDITIONS AND LIMITATIONS This information is not intended to constitute any form of opinion and recipients should not infer any opinion from its content. 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