AmanahRaya Islamic Equity Fund (ARIEF)
Fund Fact Sheet as at 31st July 2015
FUND OBJECTIVE
CURRENT & HISTORICAL NAV (since inception)
This Fund aims to provide investors with above average capital
growth over a medium to long term period by investing in a carefully
selected portfolio of stocks which complies with the Shariah Principles.
Price (RM)
Date
INVESTOR PROFILE
Highest
Lowest
Current
0.7639
0.4546
0.6745
25/10/2012
28/11/2008
31/07/2015
FUND PERFORMANCE (%)
Ideally for medium to long term investors who are risk tolerant and
seek higher returns for their investments.
36Year to
Month Month Date
INVESTMENT STRATEGY
Invest a minimum of 70% and up to 95% of the Fund’s Net Asset Value
Investments in Shariah compliant securities of companies that have
good growth potential and whose business activities comply with
Shariah requirements.
1Year
3Year
5Year
Since
Inception
Fund
-0.21
2.10
4.67
1.16
14.81
44.69
79.62
Benchmark
-5.36
-3.72
-1.07
-7.55
9.71
35.84
33.89
Maintain a minimum 5% of the Fund’s Net Asset Value
Investments in Shariah based liquid assets comprising of cash and
Shariah-based deposits with licensed financial institutions, Islamic
accepted bills, sukuk, Cagamas sukuk, Government Investment Issues
and any other Shariah compliant instrument capable of being
converted into cash within seven (7) days.
The Fund invests primarily in Shariah compliant equity securities. The
fundamental investment process will be driven by key investment and
sectoral themes prevailing in the market at any point in time, the
guiding principle to the selection of Shariah compliant investments
which comply with Shariah requirements.
FUND DETAILS
SECTOR ALLOCATION
Fund Category
:
Equity (Shariah-based)
Fund Type
:
Growth
Benchmark
:
FTSE Bursa Malaysia Emas Shariah
Launch Date
:
23 April 2008
Approved Fund Size
:
400 million units
Financial Year End
:
30th November
Current NAV per Unit
:
RM0.6745
Current Units in Circulation
:
69.467 million units
Initial Service Charge
:
Up to 5.5% of NAV per Unit
Annual Management Fee
:
1.5% per annum of the Fund’s NAV
Trustee Fee
:
From 0.08% per annum (minimum
Minimum Initial Investment
:
RM100
Minimum Subsequent
:
RM100
:
AmanahRaya Investment
Index
of RM18,000) of the Fund’s NAV
Investment
Investment Manager
TOP 5 HOLDINGS
Tenaga Nasional Berhad
Management Sdn Bhd
Axiata Group Berhad
Trustee
:
PB Trustee Services Bhd
Distribution Policy
:
The Fund is not expected to pay
Sime Darby Berhad
regular distribution.
Digi.com Berhad
Historical Distribution (Gross)
:
30/11/2012
30/11/2013
30/11/2014
6.00 sen
6.00 sen
4.20 sen
IJM Corporation Berhad
source : Financial Reports for July 2015 by Operations & Finance, ARIM
DISCLAIMER
Based on the fund’s portfolio returns as at 31st July 2015, the Volatility Factor (VF) for this fund is 7.96 and is classified as Moderate (source : Lipper Report as at 15th July 2015). Moderate
includes funds with VF that are above 6.310 but not more than 7.975.
The VF means there is a possibility for the fund in generating an upside return or downside return around this VF. The Volatility Class (VC) is assigned by Lipper based on quintile ranks of VF
for qualified funds. VF is subject to monthly revision and VC will be revised every six months. The fund’s portfolio may have changed since this date and there is no guarantee that the fund
will continue to have the same VF or VC in the future. Presently, only funds launched in the market for at least 36 months will display the VF and its VC.
Investors are advised to read and understand the content of the Product Highlights Sheet (PHS) and Master Prospectus (AmanahRaya Islamic Equity Fund) dated 15th November 2014 and
expires on 14th November 2015 to be read together with the Supplementary Master Prospectus dated 17th April 2015 and expires on 14th November 2015 for the Master Prospectus dated 15th
November 2014, both have been duly registered with the Securities Commission. Any issue of units to which the Master Prospectus relates will only be made on receipt of a completed
application form referred to in and subject to the terms and conditions therein. Investment in the Fund is exposed to Market Risk, Particular Stock Risk, Manager Risk, Non Compliance Risk,
Liquidity Risk, Company/Issue Specific Risk and Reclassification of Shariah Status Risk. Investors can obtain the Product Highlights Sheet (PHS) and Master Prospectus at AmanahRaya
Investment Management Sdn Bhd. There are fees and charges involved when investing in the Fund. Investors should consider these fees and charges carefully prior to making an
investment. Unit prices and income distributions, if any, may fall or arise. Past performance is not reflective of future performance and income distributions are not guaranteed. Investors are
also advised to read and understand the contents of the Unit Trust Loan Financing Disclosure Statement before deciding to borrow to purchase units.
1
AmanahRaya Syariah Trust Fund (ARSTF)
Fund Fact Sheet as at 31st July 2015
FUND OBJECTIVE
CURRENT & HISTORICAL NAV (since inception)
The Fund aims to provide investors with regular income stream and
capital growth over the medium to long-term through investments
predominantly in Shariah-approved debt securities, money market
instruments and Trust Accounts.
Price (RM)
Date
INVESTOR PROFILE
Highest
Lowest
Current
1.0976
0.9555
1.0629
29/08/2012
05/09/2008
31/07/2015
FUND PERFORMANCE (%)
Suitable for investors seeking a moderate to low risk investment that
has exposure in sukuk, Islamic money market instruments and Trust
Accounts that comply with Shariah requirements.
36Year to
Month Month Date
INVESTMENT STRATEGY
Investment in minimum of 70% of the Funds Net Asset value
ARSTF will invest a minimum of 70% of the Fund’s NAV In Ringgit and
foreign currency sukuk rated at least ‘A’ or ‘P2’ by RAM or MARC or
A- by S&P, Moodys or Fitch.
1Year
3Year
5Year
Since
Inception
Fund
0.85
2.34
2.72
4.49
10.07
24.38
44.11
Benchmark
0.58
1.82
2.19
3.13
7.78
14.23
35.91
Investment of up to 30% of the Funds Net Asset Value
The Fund may invest up to 30% of the Fund’s NAV into ARB’s Common
Fund via Institutional Trust Account and/or other Trust Accounts that
comply with the Shariah.
FUND DETAILS
Fund Category
:
Bond (Shariah-based)
Fund Type
:
Growth and Income
Benchmark
:
70% RAM quant shop GII Index
(Medium
Sub-Index)
CREDIT PROFILE (BASED ON SUKUK EXSPOSURE ONLY)
+
30%
12
months GIA
Launch Date
:
21 September 2006
Approved Fund Size
:
500 million units
Financial Year End
:
31st August
Current NAV per Unit
:
RM1.0629
Current Units in Circulation
:
82.101 million units
Initial Service Charge
:
Up to 1.0% of NAV per Unit
Annual Management Fee
:
1.0% per annum of the Fund’s NAV
Trustee Fee
:
From 0.07% per annum (minimum
Minimum Initial Investment
:
RM100
Minimum Subsequent
:
RM100
Investment Manager
:
AmanahRaya Investment
Trustee
:
CIMB Islamic Trustee Berhad
Distribution Policy
:
The Fund aims to make an
SECTOR ALLOCATION
of RM18,000) of the Fund’s NAV
Investment
Management Sdn Bhd
TOP 5 HOLDINGS
Malakoff Power Berhad
income distribution once a year.
Historical Distribution
(Gross)
:
31/08/2008
4.50 sen
Cagamas MBS Berhad
31/08/2009
5.00 sen
31/08/2010
4.00 sen
KESTURI
31/08/2011
4.00 sen
31/08/2012
4.50 sen
31/08/2013
4.50 sen
31/08/2014
4.00 sen
CIMB Islamic Bank Berhad
ANIH Berhad
source : Financial Reports for July 2015 by Operations & Finance, ARIM
DISCLAIMER
Based on the fund’s portfolio returns as at 31st July 2015, the Volatility Factor (VF) for this fund is 1.40 and is classified as Low (source : Lipper Report as at 15th July 2015). Low includes funds
with VF that are above 1.025 but not more than 6.310.
The VF means there is a possibility for the fund in generating an upside return or downside return around this VF. The Volatility Class (VC) is assigned by Lipper based on quintile ranks of VF
for qualified funds. VF is subject to monthly revision and VC will be revised every six months. The fund’s portfolio may have changed since this date and there is no guarantee that the fund
will continue to have the same VF or VC in the future. Presently, only funds launched in the market for at least 36 months will display the VF and its VC.
Investors are advised to read and understand the content of the Product Highlights Sheet (PHS) and Master Prospectus (AmanahRaya Syariah Trust Fund) dated 15th November 2014 and
expires on 14th November 2015 to be read together with the Supplementary Master Prospectus dated 17th April 2015 and expires on 14th November 2015 for the Master Prospectus dated 15th
November 2014, both have been duly registered with the Securities Commission. Any issue of units to which the Master Prospectus relates will only be made on receipt of a completed
application form referred to in and subject to the terms and conditions therein. Investment in the Fund is exposed to Market Risk, Particular Stock Risk, Manager Risk, Non Compliance Risk,
Liquidity Risk, Company/Issue Specific Risk and Reclassification of Shariah Status Risk. Investors can obtain the Product Highlights Sheet (PHS) and Master Prospectus at AmanahRaya
Investment Management Sdn Bhd. There are fees and charges involved when investing in the Fund. Investors should consider these fees and charges carefully prior to making an
investment. Unit prices and income distributions, if any, may fall or arise. Past performance is not reflective of future performance and income distributions are not guaranteed. Investors are
also advised to read and understand the contents of the Unit Trust Loan Financing Disclosure Statement before deciding to borrow to purchase units.
2
AmanahRaya Unit Trust Fund (ARUTF)
Fund Fact Sheet as at 31st July 2015
FUND OBJECTIVE
CURRENT & HISTORICAL NAV (since inception)
The Fund aims to provide investors with regular income stream and
capital growth over the medium to long-term through investments
predominantly in debt securities, money market instruments and Trust
Accounts.
Price (RM)
Date
INVESTOR PROFILE
Highest
Lowest
Current
1.0877
0.9478
1.0213
30/07/2012
15/08/2008
31/07/2015
FUND PERFORMANCE (%)
Suitable for investors seeking a moderate to low risk investment that
has exposure in debt securities, money market instruments and Trust
Accounts for long term capital growth.
36Year to
Month Month Date
INVESTMENT STRATEGY
Investment in minimum of 70% of the Funds Net Asset value
ARUTF will invest a minimum of 70% of the Fund’s NAV In Ringgit and
foreign currency debt securities rated at least ‘A’ or ‘P2’ by RAM or its
MARC equivalent of A- by S&P, or its Moodys or Fitch.
1Year
3Year
5Year
Since
Inception
Fund
1.01
2.27
2.66
4.46
10.39
24.85
51.17
Benchmark
0.67
1.55
2.25
2.99
7.86
15.24
35.24
Investment of up to 30% of the Funds Net Asset Value
The Fund may invest up to 30% of the Fund’s NAV into ARB’s Common
Fund via Institutional Trust Account and/or other Trust Accounts.
FUND DETAILS
Fund Category
:
Bond
Fund Type
:
Growth and Income
Benchmark
:
70% RAM quant shop MGS Bond
CREDIT PROFILE (BASED ON PDS EXSPOSURE ONLY)
Index (Medium Sub-Index) + 30%
12 months Fixed Deposit Rate
Launch Date
:
21 September 2006
Approved Fund Size
:
500 million units
Financial Year End
:
31st July
Current NAV per Unit
:
RM1.0213
Current Units in Circulation
:
140.711 million units
Initial Service Charge
:
Up to 1.0% of NAV per Unit
Annual Management Fee
:
1.0% per annum of the Fund’s NAV
Trustee Fee
:
From 0.07% per annum (minimum
Minimum Initial Investment
:
RM100
Minimum Subsequent
:
RM100
Investment Manager
:
AmanahRaya Investment
Trustee
:
CIMB Islamic Trustee Berhad
Distribution Policy
:
The Fund aims to make an
Historical Distribution
:
SECTOR ALLOCATION
of RM18,000) of the Fund’s NAV
Investment
Management Sdn Bhd
income distribution once a year.
(Gross)
31/07/2007
4.00 sen
TOP 5 HOLDINGS
31/07/2008
4.50 sen
Public Bank Berhad
31/07/2009
5.00 sen
31/07/2010
4.50 sen
Binariang GSM Sdn Bhd
31/07/2011
4.50 sen
31/07/2012
4.50 sen
31/07/2013
4.50 sen
31/07/2014
4.00 sen
31/07/2015
Tanjung Bin Energy Issuer Berhad
Affin Bank Berhad
Public Investment Bank Berhad
source : Financial Reports for July 2015 by Operations & Finance, ARIM
4.00 sen
DISCLAIMER
Based on the fund’s portfolio returns as at 31st July 2015, the Volatility Factor (VF) for this fund is 1.09 and is classified as Low (source : Lipper Report as at 15th July 2015). Low includes funds
with VF that are above 1.025 but not more than 6.310.
The VF means there is a possibility for the fund in generating an upside return or downside return around this VF. The Volatility Class (VC) is assigned by Lipper based on quintile ranks of VF
for qualified funds. VF is subject to monthly revision and VC will be revised every six months. The fund’s portfolio may have changed since this date and there is no guarantee that the fund
will continue to have the same VF or VC in the future. Presently, only funds launched in the market for at least 36 months will display the VF and its VC.
Investors are advised to read and understand the content of the Product Highlights Sheet (PHS) and Master Prospectus (AmanahRaya Unit Trust Fund) dated 15th November 2014 and
expires on 14th November 2015 together with Supplementary Master Prospectus dated 17th April 2015 and expires on 14th November 2015 for the Master Prospectus dated 15th November
2014, both have been duly registered with the Securities Commission. Any issue of units to which the Master Prospectus relates will only be made on receipt of a completed application
form referred to in and subject to the terms and conditions therein. Investment in the Fund is exposed to Market Risk, Particular Stock Risk, Manager Risk, Non Compliance Risk, Liquidity Risk,
Company/Issue Specific Risk and Reclassification of Shariah Status Risk. Investors can obtain the Product Highlights Sheet (PHS) and Master Prospectus at AmanahRaya Investment
Management Sdn Bhd. There are fees and charges involved when investing in the Fund. Investors should consider these fees and charges carefully prior to making an investment. Unit
prices and income distributions, if any, may fall or arise. Past performance is not reflective of future performance and income distributions are not guaranteed. Investors are also advised to
read and understand the contents of the Unit Trust Loan Financing Disclosure Statement before deciding to borrow to purchase units.
3
AmanahRaya Islamic Cash Management Fund (ARICMF)
Fund Fact Sheet as at 31st July 2015
FUND OBJECTIVE
CURRENT & HISTORICAL NAV (since inception)
The Fund seeks to provide investors with regular income stream and
high level of liquidity to meet cash flow requirement while maintaining
capital preservation.
Price (RM)
Date
INVESTOR PROFILE
Highest
Lowest
Current
1.0000
0.9744
0.9748
03/12/2007
28/02/2011
31/07/2015
FUND PERFORMANCE (%)
The Fund is primarily suitable for low risk investors who are generally
conservative, risk averse and prefer a short-term investment.
3Month
INVESTMENT STRATEGY
The Fund may invest up to 100% of the Fund’s NAV in a diversified
portfolio of good value short term Islamic financial instruments carrying
a minimum credit rating of AA3/P1 (RAM or equivalent) and Islamic
money market instruments, including Islamic Negotiable Instruments,
Islamic Accepted Bills, Islamic commercial papers and an equivalent
form of Shariah-based deposit with licensed financial institutions.
6Year to
Month Date
1Year
3Year
5Year
Since
Inception
Fund
0.73
1.55
1.83
3.17
9.03
15.14
22.42
Benchmark
0.69
1.09
1.22
1.91
5.13
9.56
16.60
FUND DETAILS
Fund Category
:
Fund Type
Benchmark
:
:
Launch Date
Approved Fund Size
Financial Year End
Current NAV per Unit
Current Units in Circulation
Initial Service Charge
Annual Management Fee
Trustee Fee
:
:
:
:
:
:
:
:
Minimum Initial Investment
Minimum Subsequent
Investment
Investment Manager
:
:
:
Trustee
Distribution Policy
:
:
Historical Distribution
:
Wholesale Islamic Money Market
Fund
Income
Maybank Islamic Overnight Repo
Rate
26 November 2007
1,518.75 million units
30th September
RM0.9748
179.035 million units
Nil
Up to 0.5% p.a. of the Fund’s NAV
From 0.08% per annum (minimum
of RM18,000) of the Fund’s NAV
RM100,000
RM1,000
SECTOR ALLOCATION
AmanahRaya Investment
Management Sdn Bhd
PB Trustee Services Berhad
The Fund endeavors to distribute
income on a monthly basis by
way of reinvestment in the form of
additional units.
31/07/2014
31/08/2014
30/09/2014
31/10/2014
30/11/2014
31/12/2014
31/01/2015
28/02/2015
31/03/2015
30/04/2015
31/05/2015
30/06/2015
31/07/2015
0.24 sen
0.24 sen
0.27 sen
0.26 sen
0.24 sen
0.28 sen
0.26 sen
0.24 sen
0.28 sen
0.25 sen
0.20 sen
0.26 sen
0.25 sen
TOP 5 HOLDINGS
Bank Muamalat Berhad
Al-Rajhi Bank Berhad
Bank Islam Malaysia Berhad
CIMB Islamic Bank Berhad
Malaysia Building Society Berhad
source : Financial Reports for July 2015 by Operations & Finance, ARIM
DISCLAIMER
Based on the fund’s portfolio returns as at 31st July 2015, the Volatility Factor (VF) for this fund is 0.10 and is classified as Very Low (source : Lipper Report as at 15th July 2015). Very Low
includes funds with VF that are above 0.000 but not more than 1.025.
The VF means there is a possibility for the fund in generating an upside return or downside return around this VF. The Volatility Class (VC) is assigned by Lipper based on quintile ranks of VF
for qualified funds. VF is subject to monthly revision and VC will be revised every six months. The fund’s portfolio may have changed since this date and there is no guarantee that the fund
will continue to have the same VF or VC in the future. Presently, only funds launched in the market for at least 36 months will display the VF and its VC.
Investors are advised to read and understand the content of the Information Memorandum (AmanahRaya Islamic Cash Management Fund) dated 30th April 2015 , which has been duly
registered with the Securities Commission. The issue, offer or invitation to subscribe or purchase units in the Wholesale Fund (AmanahRaya Islamic Cash Management Fund) must be made
exclusively to qualified investors as prescribed under the Guidelines on Wholesale Funds.
Any issue of units to which the Information Memorandum relates will only be made on receipt of a completed application form referred to in and subject to the terms and conditions
therein. Investment in the Fund is exposed to Market Risk, Credit Risk, Interest Rate Risk and Liquidity Risk. Investors can obtain the Information Memorandum at AmanahRaya Investment
Management Sdn Bhd. There are fees and charges involved when investing in the Fund. Investors should consider these fees and charges carefully prior to making an investment. Unit
prices and income distributions, if any, may fall or arise. Past performance is not reflective of future performance and income distributions are not guaranteed. Investors are also advised to
read and understand the contents of the Unit Trust Loan Financing Disclosure Statement before deciding to borrow to purchase units.
4
AmanahRaya Cash Management Fund (ARCMF)
Fund Fact Sheet as at 31st July 2015
FUND OBJECTIVE
CURRENT & HISTORICAL NAV (since inception)
The Fund seeks to provide investors with regular income stream and
high level of liquidity to meet cash flow requirement while maintaining
capital preservation.
Highest
Price (RM)
Date
INVESTOR PROFILE
Lowest
Current
1.0034
0.9999
1.0005
30/03/2015
29/01/2010
31/07/2015
FUND PERFORMANCE (%)
The Fund is primarily suitable for low risk investors who are generally
conservative, risk averse and prefer a short-term investment.
36Year to
Month Month Date
INVESTMENT STRATEGY
Fund
The Fund may invest up to 100% of the Fund’s NAV in a diversified
portfolio of good value short term financial instruments carrying a
minimum credit rating of AA3/P1 (RAM or equivalent) and Money
Market Instruments, including Negotiable Instruments of Deposits,
Accepted Bills, Commercial Papers and an equivalent form of deposit
with licensed financial institutions.
Benchmark
1Year
3Year
5Year
Since
Inception
0.78
1.58
1.84
3.13
9.08
15.65
19.21
0.48
0.94
1.09
1.85
5.28
9.87
12.06
FUND DETAILS
Fund Category
:
Wholesale Money Market Fund
Fund Type
:
Income
Benchmark
:
Maybank Overnight Rate
Launch Date
:
9 January 2009
Approved Fund Size
:
500 million units
Financial Year End
:
31th August
Current NAV per Unit
:
RM1.0005
Current Units in Circulation
:
85.235 million units
Initial Service Charge
:
Nil
Annual Management Fee
:
Up to 0.5% p.a. of the Fund’s NAV
Trustee Fee
:
From 0.08% per annum (minimum
of RM18,000) of the Fund’s NAV
Minimum Initial Investment
:
RM100,000
Minimum Subsequent
Investment
:
RM1,000
Investment Manager
:
AmanahRaya Investment
Management Sdn Bhd
Trustee
:
CIMB Islamic Trustee Berhad
Distribution Policy
:
The Fund endeavors to distribute
income on a monthly basis by
way of reinvestment in the form of
additional units.
Historical Distribution
:
31/07/2014
31/08/2014
30/09/2014
31/10/2014
30/11/2014
31/12/2014
31/01/2015
28/02/2015
31/03/2015
30/04/2015
31/05/2015
30/06/2015
31/07/2015
SECTOR ALLOCATION
0.24 sen
0.24 sen
0.26 sen
0.25 sen
0.24 sen
0.28 sen
0.25 sen
0.24 sen
0.28 sen
0.27 sen
0.25 sen
0.26 sen
0.27 sen
TOP 5 HOLDINGS
Affin Hwang Investment Bank Berhad
RHB Bank Berhad
Public Investment Bank Berhad
Bank Islam Berhad
KAF Investment Fund Berhad
source : Financial Reports for July 2015 by Operations & Finance, ARIM
DISCLAIMER
Based on the fund’s portfolio returns as at 31st July 2015, the Volatility Factor (VF) for this fund is 0.06 and is classified as Very Low (source : Lipper Report as at 15th July 2015). Very Low
includes funds with VF that are above 0.000 but not more than 1.025.
The VF means there is a possibility for the fund in generating an upside return or downside return around this VF. The Volatility Class (VC) is assigned by Lipper based on quintile ranks of VF
for qualified funds. VF is subject to monthly revision and VC will be revised every six months. The fund’s portfolio may have changed since this date and there is no guarantee that the fund
will continue to have the same VF or VC in the future. Presently, only funds launched in the market for at least 36 months will display the VF and its VC.
Investors are advised to read and understand the content of the Information Memorandum (AmanahRaya Cash Management Fund) dated 30th April 2015, which has been duly registered
with the Securities Commission. The issue, offer or invitation to subscribe or purchase units in the Wholesale Fund (AmanahRaya Cash Management Fund) must be made exclusively to
qualified investors as prescribed under the Guidelines on Wholesale Funds.
Any issue of units to which the Information Memorandum relates will only be made on receipt of a completed application form referred to in and subject to the terms and conditions
therein. Investment in the Fund is exposed to Market Risk, Credit Risk, Interest Rate Risk and Liquidity Risk. Investors can obtain the Information Memorandum at AmanahRaya Investment
Management Sdn Bhd. There are fees and charges involved when investing in the Fund. Investors should consider these fees and charges carefully prior to making an investment. Unit
prices and income distributions, if any, may fall or arise. Past performance is not reflective of future performance and income distributions are not guaranteed. Investors are also advised to
read and understand the contents of the Unit Trust Loan Financing Disclosure Statement before deciding to borrow to purchase units.
5