LIVINGSTON PARISH
FEDERAL CREDIT UNION NEWS
Denham Springs, Louisiana
January 2016
Message from the Chief Executive Officer
HAPPY NEW YEAR TO ALL!!!
It does not seem like another year has come and gone. We are very
grateful for another productive and profitable year. We saw an increase in
membership, loan production and services. Our daily traffic has also picked
up. This says that members are not only enjoying the services that they
receive but enjoy the benefits that are offered by being a member of the
credit union.
We will have more to offer in 2016. Some of the planned services include
share branching, credit cards and even more electronic banking services.
We plan to keep our rates competitive and attractive with flexible terms.
Expect us to participate more in community activities and provide more
services that member want and request.
We plan to announce a scholarship program open to credit union
members or children of credit union members. Applications will be made
available soon on our website as well as details relative to requirements.
We have a quality school system with an “A” rating. We believe that we can
help our system by providing resources to help some student who need
help.
We have several services that we offer that may ease your financial pain
during the Christmas season and vacation time. We offer Christmas club
accounts (a very popular service for this credit union) and Vacation club.
We welcome your participation. Join today.
We exist because of you. If you need our help, please call or email me. We
are no better than you the member we serve. If you have suggestion/s,
please let me know.
We appreciate your business and look forward every day to serving you.
I hope you have a wonderful 2016.
You can email me if you have questions, concerns or suggestions. My email
address is: mrb_lpfcu@bellsouth.net.
Fred Banks
. President/CEO
Annual Meeting
The Annual Meeting of
the Livingston Parish
Federal Credit Union is
scheduled for February
13, 2016. The meeting
will be held at 6:30 PM
in the Community Room
of the Denham Springs
Housing Authority, 600
Eugene Street, Denham
Springs, Louisiana
70726.
You are invited to
attend.
Holiday Closings
Dr. Martin Luther King
Day
January 18, 2016
Mardi Gras
February 9, 2016
Good Friday
March 25, 2016
LIVINGSTON PARISH FEDERAL
CREDIT UNION FEES
EFFECTIVE OCTOBER 1, 2015
Non-Sufficient Funds (NSF) fee
AUTO LOAN RATES
Offer ends April 30, 2016
(AS LOW AS 1.99%)
$30
(per item presented for payment)
New Membership Fee
$10
Rejoining Membership Fee
$30
Co-maker Fee
$30
Loan Application Fee
$20
New or Used Cars 2013-2016 as low as 2.75 %
(subject to creditworthiness)
*100% financing- up to 72 months (minimum amount
financed $15000)
*Up to 60 months ( less than $15000.00)
*Member Beacon score must be 640 or higher
*Member Beacon score 600 to 639- increase rate by
1 point below 600 increase rate by 4 points
2012-2007 Vehicles- as low as 4.49%- subject to
creditworthiness up to 48 months- 100 % financing
and beacon score 640 or higher increase rate by 1
point for beacon scores of 600-639. Increase rate by
4 points for beacon score of 599 or below. Credit
union may require a down payment based
creditworthiness.
(non-refundable)
Loan Processing Fee
$30
Mortgage Application Fee
$250
Gap Insurance
$430
Excessive Withdrawal Fee
$3
(Per withdrawal for more than 4 withdrawals per
quarter)
Safe Deposit Boxes
Available
Now is the time to purchase your
safe Deposit Box to protect your
valuables. We have various size
Safe Deposit Boxes available.
3 x5
$20
3 x10
$40
5x10
$55
10x10
$100
Call us for details.
2006-2004 Vehicles -as low as 5.89 % the same
requirements should be done as the previous.
LIVINGSTON PARISH FEDERAL
CREDIT UNION
890 Florida Boulevard East
P.O. Box 687
Denham Springs, LA 70727-0687
Phone: 225-664-9103
Fax: 225-664-9161
www.lpfcu.org
L.P.F.C.U.
“Where people are worth more
than money.”
BILL PAY
IS HERE!!!!
Check out our Website for the
release of “BILL PAY .You will be
able to pay your bills online thru
LPFCU’s Bill Pay. To qualify you
must have a Share Draft Account
opened. Check out the “DEMO”
on our
Websitewww.lpfcu.org
FREE Annual Credit Report
Did you know that you're entitled to a free annual credit report from any national consumer credit reporting
agency by law? Get a glimpse of how creditors see you and protect your identity by keeping up with your
credit report.
Check us out today at www.lpfcu.org!
.