Trusted Benefits Provider Since 1989
ERRORS AND OMISSIONS
INSURANCE PROGRAM
Exclusively for Standard Life Agents and
General Agents
Critical Protection For Insurance Agents And General Agents
Coverage starts at just $32.92 per month!
LOWE
RATES I ST
N
INDUST THE
RY!
AGENT RATES
Program Highlights
Standard Life Fixed Products Only
 Limited Underwriting
COVERAGE:
ANNUAL
DOWN
PAYMENT
MONTHLY
Option A: L, H, D, LTC, Fixed Products
$425.00
$122.92
$32.92
Option B: Option A PLUS Indexed Products & Annuities
$515.00
$130.42
$40.42
All Carrier Fixed Products
COVERAGE:
ANNUAL
DOWN
PAYMENT
MONTHLY
Option A: L, H, D, LTC, Fixed Products
$485.00
$127.92
$37.92
Option B: Option A PLUS Indexed Products & Annuities
$575.00
$135.42
$45.42
 Two Plan Options:
1. Coverage for the sale and servicing of Standard Life products
2. Coverage for Standard Life products and any other life and
health carrier products sold
 Basic coverage extends to all life, health, disability, long-term
care with additional coverage options for indexed products and
annuities available
 Pay by credit card or electronic funds transfer
 Prior acts coverage back to first date of continuous E&O coverage
GENERAL AGENT RATES
Standard Life Fixed Products Only
COVERAGE:
ANNUAL
DOWN
PAYMENT
MONTHLY
Option A: L, H, D, LTC, Fixed Products
$595.00
$137.12
$47.08
Option B: Option A PLUS Indexed Products & Annuities
$730.00
$148.37
$58.33
All Carrier Fixed Products
COVERAGE:
ANNUAL
DOWN
PAYMENT
MONTHLY
Option A: L, H, D, LTC, Fixed Products
$655.00
$142.12
$52.08
Option B: Option A PLUS Indexed Products & Annuities
$790.00
$153.37
$63.33
ADDITIONAL COVERAGE LIMITS ARE AVAILABLE.
This program is limited to agents earning $250,000 or less in the 12 months prior to enrollment. Pricing
shown is based on a coverage limit of $1,000,000 per claim / $1,000,000 annual aggregate.
Pricing includes $36.00 NAPA dues, a $30.00 broker fee, a $24.00 administrative fee, and a $5.00
monthly processing fee for the monthly payment option. Down payment include’s one month’s
premium, dues, broker fees, and administrative fees. Monthly deductions as shown above will begin
the third business day of the month after enrollment. Policy is subject to minimum earned premium
equal to one month of premium. Administrative fees, broker fees, dues, and minimum earned
premium are non-refundable.
Program Eligibility
 You must be actively contracted with Standard Life and Accident Insurance Company at
the time of your effective date under this policy in order to be eligible for coverage
 You must be actively contracted with Standard Life and Accident Insurance Company at
the time you submit a claim under this policy in order to be eligible for coverage
 Includes insolvency coverage for claims that arise from the
insured’s placement of coverage with an insurance company with
an A.M. Best financial strength rating of “A-” or better at the time of
placement
 Participating general agents and personal producing general agents
will be insured as life insurance agents for their personal production
and life insurance general agents for liability arising out of their
recruiting, training, and supervision of their subagents. For coverage
to be effective, all subagents of the general agent must have E&O
coverage for the wrongful act leading to the claim with limits of
$
1,000,000 or greater.
 $500 Deductible for Standard Life product-related claims, $1,000
deductible for non-Standard Life claims involving fixed products
(other than annuities), $2,500 deductible for claims involving
indexed products and fixed annuities
 $10,000 deductible for general agents for claims arising from their
subagents, $5,000 deductible if 50% or more of a general agent’s
subagents are insured under this policy at the time of claim, $0
deductible if 100% of a general agent’s subagents are insured under
this policy at the time of claim
 Automatic Extended Reporting Period applies through your
certificate expiration date if terminated for any reason except for
cause and a 3 year Extended Reporting Period is also available for
purchase
Program Underwriter
 Your coverage is secured by National Casualty Company, an
admitted carrier rated A+ XV by A.M. Best. National Casualty
Company is part of the Scottsdale Group, a subsidiary of the
Nationwide Mutual Insurance Company.
 You must have an active life and/or health insurance license to be eligible for coverage
Apply online today!
www.napa-benefits.org/slaico
©2015 Gallagher MGA.
Featured NAPA Benefits and Services
MetLife Defender
Help keep your entire family safe with MetLife Defender Identity Protection.
* Conditions, exclusions and limitations apply.
See website for complete details.
• Identity Theft Protection – Helps prevent cyber criminals from stealing a member’s financial,
medical, personal and social identity by removing Social Security numbers, bank accounts, credit
card numbers, and medical records found on the Internet.
• Privacy Protection – Proactively finds and works to remove sensitive information being acquired
by marketing databases and shared on criminal networks, including usernames and passwords.
• Service Guarantee – If your identity is breached, MetLife Defender will spend up to $5 million to
help restore and recoup damages and includes 24/7 customer support and timely alerts.*
• Competitive Pricing – Plans start at $19.50 a month for individual coverage, with family plan
options also available.*
• Predator Protection – Scans internet activity and social networking sites to help defend against
cyber bullies and child predators to protect you and your family online.
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The National Association of Professional Agents provides you with an elite collection of local and
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Great customer service & outstanding prices!" “ The agents are professional and the
“
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website is clear and easy to follow.”
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Wow, that was quick, easy and less expensive than I was expecting. I will be less stressed
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Visit NAPA online:
www.napa-benefits.org
Call Toll-Free:
(800) 593-7657