1292
 BANK AUDIT 
Suggested List of Relevant RBI Master
Circulars for Scheduled Commercial Banks
(Note: The following is only a suggested list and not an exhaustive list)
S.
Circular No.
No.
1.
RBI/2012-2013/103
DGBA.GAD.No.H- 4/31.05.001/2012-13
2.
RBI/2012-2013/93
RPCD.MSME & NFS. BC. No.
11/06.02.31/2012-13
3.
RBI/2012-2013/101
DGBA.GAD.No.H - 3/42.01.034/2012-13
4.
RBI/2012-2013/97
MPD. No.356/07.01.279/2012-13
5.
RBI/2012-2013/95
DBOD.No.BP.BC.16/21.06.001/2012-13
6.
RBI/2012-2013/99
IDMD.PCD. 04/14.01.02/2012-13
7.
RBI/2012-2013/85
RPCD. CO. RRB.BC.No. 6 /03.05.33/2012-13
8.
RBI/2012-2013/34
DNBS (PD) CC No.285 /03.10.42/2012-13
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
RBI/2012-2013/102
DGBA.GAD. No.H. 10/31.12.010/2012-13
RBI/2012-2013/100
IDMD.PCD. 05/14.01.03/2012-13
RBI/2012-2013/98
IDMD.PCD. 03/14.01.01/2012-13
RBI/2012-2013/96
DBOD.BP.BC.No.27/21.04.172/2012-13
RBI/2012-2013/29
DNBS.PD.CC.No.282/03.02.004/2012-13
RBI/2012-2013/27
DNBS (PD) CC No.286/03.10.042/2012-13
RBI/2012-2013/92
RPCD.GSSD.BC.No.8/09.09.01/2012-13
RBI/2012-2013/90
RPCD.GSSD.BC. No.9/09.03.01/2012-13
RBI/2012-2013/91
RPCD GSSD.BC.No.7/09.16.01/2012-13
RBI/2012-2013/88
RPCD. GSSD. BC. No.1/09.01.01/2012-13
RBI/2012-2013/79
DBOD.No.Dir.BC.4/13.03.00/2012-13
RBI/2012-2013/75
DBOD.No.Dir.BC.1/13.03.00/2012-13
RBI/2012-2013/74
DBOD No.DIR.BC.06/04.02.002/2012-13
RBI/2012-2013/72
DBOD. No.FSD.BC 24/24.01.001/2012-13
RBI/2012-2013/69
DBOD. No. Dir. BC. 02/13.03.00/2012-13
Date of
Subject
Issue
2.7.2012 Master Circular- Disbursement of Pension by Agency Banks
2.7.2012 Master Circular - Lending to Micro, Small & Medium Enterprises (MSME)
Sector
2.7.2012 Master Circular – Collection of Direct Taxes- OLTAS
2.7.2012 Master Circular on Export Credit Refinance Facility
2.7.2012 Master Circular - Prudential Guidelines on Capital Adequacy and Market
Discipline - New Capital Adequacy Framework (NCAF)
2.7.2012 Master Circular - Guidelines for Issue of Commercial Paper
2.7.2012 Master Circular - Lending to Priority Sector
2.7.2012 Master Circular – 'Know Your Customer' (KYC) Guidelines – Anti Money
Laundering Standards (AML) -'Prevention of Money Laundering Act, 2002 Obligations of NBFCs in terms of Rules notified thereunder’
2.7.2012 Master Circular on Conduct of Government Business by Agency Banks Payment of Agency Commission
2.7.2012 Master Circular - Guidelines for Issue of Certificates of Deposit
2.7.2012 Master Circular on Call/Notice Money Market Operations
2.7.2012 Master Circular - Bank Finance to Non-Banking Financial Companies
(NBFCs)
2.7.2012 Master Circular- Exemptions from the provisions of RBI Act, 1934
2.7.2012 Master Circular - Fair Practices Code
2.7.2012 Master Circular Priority Sector Lending - Credit facilities to Scheduled
Castes (SCs) & Scheduled Tribes (STs)
2.7.2012 Master Circular on “Self Employment Scheme for Rehabilitation of Manual
Scavengers” (SRMS) from the Ministry of Social Justice & Empowerment
for rehabilitation of all the remaining scavengers and their dependents
2.7.2012 Master Circular Priority Sector Lending- Special Programmes Swarna Jayanti
Shahari Rozgar Yojana (SJSRY)
2.7.2012 Master Circular on Priority Sector Lending- Special Programmes Swarnajayanti Gram Swarozgar Yojana (SGSY)
2.7.2012 Master Circular- Loans and Advances – Statutory and Other Restrictions
2.7.2012 Master Circular on Interest Rates on Rupee Deposits held in Domestic,
Ordinary Non-Resident (NRO) and Non-Resident (External) (NRE) Accounts
2.7.2012 Master Circular - Rupee/Foreign Currency Export Credit & Customer Service
To Exporters
2.7.2012 Master Circular - Para-banking Activities
2.7.2012 Master Circular - Guarantees and Co-acceptances
1 2 8 T H E C H A RT E R E D AC C O U N TA N T f ebruary 2 0 1 3
w w w. i c a i . o r g
 BANK AUDIT 
S.
Circular No.
No.
24. RBI/2012-2013/68
DBOD. No.Dir.BC. 3/13.03.00/2012-13
25. RBI/2012-2013/45
DBOD. AML. BC. No. 11/14.01.001/2012-13
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
39.
40.
41.
42.
43.
44.
45.
46.
47.
48.
49.
RBI/2012-2013/42
DBOD.No.BP.BC. 15/21.01.002/2012-13
RBI/2012-2013/41
DBOD.BP.BC No.14 /21.04.018/2012-13
RBI/2012-2013/40
DBOD No. BP. BC.13/21.04.141/2012-13
RBI/2012-2013/39
DBOD.No.BP.BC.9/21.04.048/2012-13
RBI/2012-2013/89
RPCD. GSSD. BC. No.2/09.10.01/2012-13
RBI/2012-2013/14
Master Circular No. 14/2012-13
(Updated as on October 18, 2012)
RBI/2012-2013/5
Master Circular No.5/2012-13
RBI/2012-2013/87
RPCD. FID. BC.No. 04/12.01.033/ 2012-13
RBI/2012-2013/86
RPCD. No. PLFS. BC 3/ 05.04.02/ 2012-13
RBI/2012-2013/85
RPCD. CO. RRB.BC.No. 6 /03.05.33/2012-13
RBI/2012-2013/59
UBD.CO.BPD.MC.No.17/12.05.001/2012-13
RBI/2012-2013/82
DGBA.CDD No. H –8574/13.01.299/2012-13
RBI/2012-2013/81
DGBA.CDD No. H – 8576 /13.01.299/2012-13
RBI/2012-2013/78
DBOD.No.Dir.BC.8/13.03.00/2012-13
RBI/2012-2013/76
DBOD. No.Ret. BC.22/12.01.001/2012-13
RBI/2012-2013/73
DBOD. No.DIR.BC.07/08.12.001/2012-13
RBI/2012-2013/71
DBOD.No.FSD.BC. 23/ 24.01.011/ 2012-13
RBI/2012-2013/70
DBOD.No.Dir.BC. 5 /13.03.00/2012-13
RBI/2012-2013/44
DBOD.AML.BC.No.12/14.08.001/ 2012-13
RBI/2012-2013/43
DBOD No. CID.BC. 10/20.16.003/2012-13
RBI/2012-2013/25
DNBS (PD) CC No.288/03.10.001/2012-13
RBI/2012-2013/24
DNBS (PD) CC No.287/ 03.10.001 / 2012-13
RBI/2012-2013/21
DNBS (PD) CC.No.30/SCRC/26.03.001/20122013
RBI/2012-2013/9
Master Circular No.9 /2012-13
(Updated as on September 18, 2012)
w ww.ica i.org
1293
Date of
Subject
Issue
2.7.2012 Master Circular – Exposure Norms
2.7.2012 Master Circular – Know Your Customer (KYC) norms/Anti-Money
Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/
Obligation of banks under PMLA, 2002
2.7.2012 Master Circular - Prudential Norms on Capital Adequacy - Basel I
Framework
2.7.2012 Master Circular - Disclosure in Financial Statements - Notes to Accounts
2.7.2012 Master Circular – Prudential norms for classification, valuation and operation
of investment portfolio by banks
2.7.2012 Master Circular - Prudential norms on Income Recognition, Asset
Classification and Provisioning pertaining to Advances
2.7.2012 Master Circular- Priority Sector Lending - Credit Facilities to Minority
Communities
2.7.2012 Master Circular on Export of Goods and Services
2.7.2012 Master Circular on Risk Management and Inter-Bank Dealings
2.7.2012 Master Circular on SHG-Bank Linkage Programme
2.7.2012 Master Circular - Guidelines for Relief Measures by Banks in Areas Affected
by Natural Calamities
2.7.2012 Master Circular - Lending to Priority Sector
2.7.2012 Master Circular on Frauds- Classification and Reporting
2.7.2012 Master Circular on Nomination facility in Relief/Savings bonds
2.7.2012 Master Circular on Appointment & Delisting of Brokers and Payment of
Brokerage on Relief/Savings Bonds
2.7.2012 Master Circular of instructions relating to deposits held in FCNR(B)
Accounts
2.7.2012 Master Circular - Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio
(SLR)
2.7.2012 Master Circular – Housing Finance
Master Circular on Credit Card Operations of Banks
2.7.2012 Master Circular - Interest Rates on Advances
2.7.2012 Guidelines issued under Section 36(1)(a) of the Banking Regulation Act,
1949 - Implementation of the provisions of Foreign Contribution (Regulation)
Act, 2010
2.7.2012 Master Circular on Wilful Defaulters
2.7.2012 Master Circular – Corporate Governance
2.7.2012 Master Circular - allied activities- entry into insurance business, issue of
credit card and marketing and distribution of certain products
2.7.2012 Master Circular on directions/ instructions issued to the Securitisation
Companies/Reconstruction Companies
2.7.2012 Master Circular on Compounding of Contraventions under FEMA, 1999
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