Individual Short Term Comprehensive Major Medical Preferred Provider Organization Enrollment Application Issued By: Capital BlueCross and Capital Advantage Insurance Company ® (Capital) Dear Applicant, Thank you for your interest in our Short Term coverage. We appreciate the opportunity to become your health insurer of choice. Short Term is available for persons between the ages of 19 and 64, who are not eligible for Medicare. Dependents nineteen (19) and over must apply for their own policy. Be sure to read all instructions and the enclosed materials carefully before you start. If you become covered by another plan while the policy is in force, premiums paid for this policy are nonrefundable. Remember, the Short Term policy is temporary, nonrenewable coverage. It is not a permanent policy. If you still need temporary coverage after your policy term under this plan ends, you may apply for another new term of Short Term coverage. The new policy term will be subject to a new deductible. And, the new policy will not cover any preexisting condition, illness, or injury, including those that developed during your original policy term. IMPORTANT INSTRUCTIONS REMEMBER TO SIGN, DATE, AND RETURN THE APPLICATION. Incomplete applications will be returned to you. The effective date of your coverage will be determined once we receive a completed application and receipt of full payment. Please allow approximately one week for your application to be processed. SEND YOUR PAYMENT WITH THIS APPLICATION. Payment for the entire length of the policy is due at time of application. Please use the Premium Calculation Worksheet to calculate the amount due. Your identification cards will be mailed separately. Capital strictly maintains the privacy of its applicants and Members. Any personal information you provide to us will be carefully protected according to federal and state law. If you have any questions about this application or the benefit programs offered by Capital, contact a Sales Representative at 1-800-451-1181 www.capbluecross.com Health care benefit programs issued or administered by Capital BlueCross and its subsidiary, Capital Advantage Insurance Company®. Independent licensees of the Blue Cross and Blue Shield Association. Communications issued by Capital BlueCross in its capacity as administrator of programs and provider relations for all companies. IA/ST/APP v2 PAGE 1 NF-882 (11/2012) This page intentionally left blank. IA/ST/APP v2 PAGE 2 NF-882 (11/2012) Individual Short Term Comprehensive Major Medical Preferred Provider Organization Enrollment Application • Full Payment Must Accompany This Application • Make Check Payable To And Mail To: Capital Blue Cross PO Box 772612, Harrisburg, PA 17177-2612 Applicant’s Name — (print last, first, middle) Gender Birthdate (mm/dd/yyyy) Applicant’s Social Security Number Male Female Address (street, city, state, ZIP code) County Telephone Number Email Address Spouse’s Name (if to be insured) — (print last, first, middle) Gender Birthdate (mm/dd/yyyy) Spouse’s Social Security Number Gender Birthdate (mm/dd/yyyy) Male Female Children (if to be insured) — (print last, first, middle) — Dependents must be less than 19 years of age Male Female Male Female Male Female Male Female Choose Policy Term (months) Choose Deductible Options 1* 4 $500 $2,500 2 5 $1,000 $5,000 3 6 Premium (please refer to calculation worksheet on page 5, to calculate your premium) Requested Effective Date (1st or 15th of the month) Total Premium: $ Application Fee: $ 10.00 Total Remittance: $ *If you select our one month policy term, please note you are entitled to benefits in accordance with 31 PA Code § 88.166(1). IA/ST/APP v2 PAGE 3 NF-882 (11/2012) Health Status: 1. Do you, or any person for whom application is made, now have any other health insurance, Medicare, or Medicaid? If YES, this policy cannot be issued. Yes No 2. Is any individual applying for coverage currently pregnant, expecting a child with anyone, an expectant or surrogate parent, or in the process of adopting a child? If YES, this policy cannot be issued. Yes No 3. Have you, or any person for whom application is made, been declined for insurance due to health reasons within the last five (5) years? If YES, this policy cannot be issued. Yes No A. Has Capital BlueCross previously issued two, consecutive, Short Term medical policies to you, or any person for whom the application is made? Yes No B. If you answered YES to question 4A, did your policy terminate in the last six months? If YES, this policy cannot be issued. Yes No Are you, or any person for whom application is made, a non‑United States citizen? If YES, this policy cannot be issued. Yes No Yes No 4. 5. Have you, or any person for whom application is made, within the last five (5) years, been notified by your physician of any abnormal test results; received medical or surgical treatment; consulted with a licensed medical professional; or taken medication for any of the following conditions? If YES, this policy cannot be issued. 6. a.Heart disorder including but not limited to heart attack or chest pain b.Alcoholism, chemical dependency, or drug and/or alcohol abuse c.Crohn’s disease, ulcerative colitis or hepatitis, GERD or gastritis d.AIDS or tested positive for HIV e.Emphysema f.Diabetes g.Stroke h.Mental health issues i.Kidney disorders, excluding kidney stones j.Migraines k.Cancer or tumor l.Neurological disorders m.Obesity IMPORTANT NOTE: If you selected “Yes” to any of the above questions, then you are not eligible for our Short Term plan and you should not send your application or payment to us. I UNDERSTAND THAT: (1) PREEXISTING CONDITIONS ARE NOT COVERED BY THIS POLICY; and (2) The coverage under this policy is not renewable; and (3) The policy will not be issued to persons attaining the age of 65 during the benefit period; and (4) Addition of dependents is not permitted after the policy has been issued. I REPRESENT THAT ALL INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND ACKNOWLEDGE THAT MY COVERAGE IS SUBJECT TO CANCELLATION IF ANY INFORMATION IS FOUND TO BE FALSE OR INCORRECT. Applicant’s Name Applicant’s Signature Date I verify that the information given in this enrollment application is true and correct. Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. IA/ST/APP v2 PAGE 4 NF-882 (11/2012) Please select your payment option: Personal Check Money Order Bill Payer Credit Card Please complete the following information if using Bill Payer. If paying with Credit Card, please go to www.capbluecross.com/products/forindividuals/individualshortterm/. Name on Account Name of Insured Financial Institution’s Name Date Payment Will Be Transferred Financial Institution’s Confirmation Number If you have questions regarding our product, please contact our Sales team at: 1-800-451-1181 Remit Application and Payment to: Capital BlueCross PO Box 772612 Harrisburg, PA 17177-2612 Or, if you are submitting your payment via Bill Payer, you may fax your application to: 717-541-6667 Premium Calculation Worksheet Step 1. List the monthly rate applicable for you/your family, based off of the age and gender of the oldest applicant and the deductible level you are applying for on line A. A.$ Step 2. Enter the number of months you are seeking coverage for (maximum number of months is six 6). B.$ Step 3. Multiply line A by line B and enter total on line C. C.$ Step 4. Add Application Fee (nonrefundable). D.$ Step 5. Add lines C and D. This is the total amount to be submitted with your completed application. 10.00 Total $ Carefully check the premium calculation worksheet. Incorrect premium calculations will result in your application being returned and delay processing. Producer (please print) — (to be completed by producers only) Signature of Producer Name (Producer) Producer ID # Name (General Agent) Producer’s Email IA/ST/APP v2 PAGE 5 Signature of Producer Date NF-882 (11/2012) Rates $500 Deductible Male Age Bracket 19 20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 Single $61.00 $61.00 $61.00 $76.00 $89.00 $107.00 $130.00 $156.00 $196.00 $249.00 $500 Deductible Parent and Child $95.00 $95.00 $95.00 $110.00 $124.00 $141.00 $163.00 $191.00 $230.00 $283.00 Parent and Children $130.00 $130.00 $130.00 $144.00 $158.00 $174.00 $197.00 $224.00 $263.00 $317.00 Husband and Wife $139.00 $139.00 $139.00 $169.00 $195.00 $227.00 $266.00 $314.00 $378.00 $470.00 Parent and Child $83.00 $83.00 $83.00 $96.00 $107.00 $122.00 $141.00 $165.00 $198.00 $243.00 Parent and Children $112.00 $112.00 $112.00 $125.00 $136.00 $151.00 $170.00 $193.00 $227.00 $273.00 Husband and Wife $121.00 $121.00 $121.00 $147.00 $169.00 $196.00 $230.00 $271.00 $325.00 $403.00 Parent and Child $67.00 $67.00 $67.00 $76.00 $85.00 $97.00 $111.00 $130.00 $156.00 $191.00 Parent and Children $89.00 $89.00 $89.00 $100.00 $109.00 $120.00 $135.00 $153.00 $179.00 $215.00 Husband and Wife $97.00 $97.00 $97.00 $117.00 $134.00 $154.00 $181.00 $212.00 $256.00 $316.00 Parent and Child $53.00 $53.00 $53.00 $61.00 $67.00 $76.00 $87.00 $100.00 $120.00 $147.00 Parent and Children $71.00 $71.00 $71.00 $78.00 $85.00 $94.00 $105.00 $119.00 $139.00 $165.00 Husband and Wife $76.00 $76.00 $76.00 $91.00 $104.00 $120.00 $140.00 $164.00 $196.00 $242.00 Female Family $206.00 $206.00 $206.00 $236.00 $263.00 $295.00 $334.00 $381.00 $446.00 $537.00 Age Bracket 19 20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 $1,000 Deductible Male Age Bracket 19 20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 Single $54.00 $54.00 $54.00 $67.00 $78.00 $93.00 $112.00 $135.00 $169.00 $215.00 Age Bracket 19 20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 Single $43.00 $43.00 $43.00 $54.00 $63.00 $74.00 $89.00 $106.00 $132.00 $169.00 Female Family $180.00 $180.00 $180.00 $205.00 $228.00 $254.00 $288.00 $329.00 $384.00 $462.00 Age Bracket 19 20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 Age Bracket 19 20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 Single $35.00 $35.00 $35.00 $42.00 $49.00 $57.00 $69.00 $82.00 $102.00 $128.00 Parent and Children $148.00 $148.00 $148.00 $163.00 $176.00 $190.00 $206.00 $227.00 $252.00 $290.00 Husband and Wife $139.00 $139.00 $139.00 $169.00 $195.00 $227.00 $266.00 $314.00 $378.00 $470.00 Family $206.00 $206.00 $206.00 $236.00 $263.00 $295.00 $334.00 $381.00 $446.00 $537.00 Single $70.00 $70.00 $70.00 $82.00 $94.00 $106.00 $121.00 $138.00 $159.00 $191.00 Parent and Child $99.00 $99.00 $99.00 $111.00 $123.00 $135.00 $150.00 $167.00 $189.00 $221.00 Parent and Children $128.00 $128.00 $128.00 $141.00 $152.00 $165.00 $179.00 $196.00 $217.00 $250.00 Husband and Wife $121.00 $121.00 $121.00 $147.00 $169.00 $196.00 $230.00 $271.00 $325.00 $403.00 Family $180.00 $180.00 $180.00 $205.00 $228.00 $254.00 $288.00 $329.00 $384.00 $462.00 Parent and Child $79.00 $79.00 $79.00 $89.00 $98.00 $107.00 $119.00 $132.00 $148.00 $174.00 Parent and Children $102.00 $102.00 $102.00 $112.00 $121.00 $130.00 $141.00 $154.00 $171.00 $197.00 Husband and Wife $97.00 $97.00 $97.00 $117.00 $134.00 $154.00 $181.00 $212.00 $256.00 $316.00 Family $143.00 $143.00 $143.00 $163.00 $180.00 $201.00 $228.00 $259.00 $302.00 $362.00 Parent and Child $63.00 $63.00 $63.00 $70.00 $76.00 $83.00 $92.00 $102.00 $115.00 $134.00 Parent and Children $80.00 $80.00 $80.00 $87.00 $95.00 $102.00 $110.00 $120.00 $133.00 $152.00 Husband and Wife $76.00 $76.00 $76.00 $91.00 $104.00 $120.00 $140.00 $164.00 $196.00 $242.00 Family $113.00 $113.00 $113.00 $128.00 $141.00 $156.00 $176.00 $200.00 $232.00 $278.00 $2,500 Deductible Female Family $143.00 $143.00 $143.00 $163.00 $180.00 $201.00 $228.00 $259.00 $302.00 $362.00 Age Bracket 19 20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 $5,000 Deductible Male Parent and Child $114.00 $114.00 $114.00 $128.00 $143.00 $156.00 $173.00 $193.00 $219.00 $256.00 $1,000 Deductible $2,500 Deductible Male Single $80.00 $80.00 $80.00 $95.00 $108.00 $123.00 $139.00 $160.00 $185.00 $223.00 Single $56.00 $56.00 $56.00 $65.00 $74.00 $84.00 $95.00 $108.00 $125.00 $150.00 $5,000 Deductible Female Family $113.00 $113.00 $113.00 $128.00 $141.00 $156.00 $176.00 $200.00 $232.00 $278.00 Age Bracket 19 20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 Single $44.00 $44.00 $44.00 $52.00 $58.00 $65.00 $74.00 $84.00 $97.00 $115.00 Use age attained on the effective date of the policy. IA/ST/APP v2 PAGE 6 NF-882 (11/2012)