Tariff and Charges for HSBC Products and Services
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Tariff and Charges for HSBC Products and Services Personal Commercial & Business Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) Tariff and charges for HSBC products and services Contents Personal Commercial & Business P5 P 42 Personal 1. Premier Account 13. Basic Current Account 1. Business Accounts 2. Premier Junior Savings Account 14. Foreign Currency Accounts 2. Foreign Currency Accounts 3. Premier with EasiGrow Account 15. Emergency Encashment 3. Financing 4. Premier PLUS Plan (for Premier customers) 16. Financing - Housing Loan 4. Channels Related Services 5. Advance 17. Financing - Overdraft 5. Remittance & Payment Services 6. Advance with EasiGrow Account 18. Remittance & Payment Services - Local / Foreign Currency Draft 7. Advance PLUS Plan 8. Statement Savings Account 9. Passbook Saving 10. Basic Savings Account 11. Time Deposit Account 12. Generic Current Account page 2 Commercial & Business main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) 19. Remittance & Payment Services - Telegraphic Transfer 20. Safe Deposit Lockers 6. Cross Border Account Opening 7. Import Services 8. Export Services 9. Other Services 21. Credit Cards 22. Cross Border Account Opening 10. Business Credit Card 11. Corporate Card 23. Credit History Transfer next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 3 DESCRIPTIONS Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) 1. Premier Account Account Fee Account Fee } RM150 per month (The account fee for Premier customers may be waived if the fee waiver criteria set are met) } RM159 (The account fee for Premier customers may be waived if the fee waiver criteria set are met) Transaction Charges a) Cash withdrawal at MasterCard Cirrus/Visa ATM networks } RM10 per transaction } RM10.60 per transaction b) Cash withdrawals at overseas HSBC Group ATMs } Waived } Waived c) Cash withdrawals at HOUSe ATM Network (HSBC, OCBC, UOB and Standard Chartered) } RM1 per transaction } RM1 per transaction d)Cash withdrawals at MEPS Shared ATM Network } Free - First 3 successful transactions each month (includes MEPS Instant Transfer) } RM4 per transaction - 4th and subsequent transactions e) MEPS Instant Transfer } Free - First 3 successful transactions each month (includes Cash withdrawals at MEPS Shared ATM Network) - 4th and subsequent transactions i. Transaction performed } RM4 per transaction before 1st June 2015 ii. Transaction performed } RM0.50 per transaction from 1st June 2015 onwards f) Interbank GIRO (IBG) at HSBC ATMs i.Transaction performed before 1st October 2015 ii. Transaction performed from 1st October 2015 onwards onwards Dormant Account main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } RM0.30 per transaction } RM0.10 per transaction } Free } RM4.24 per transaction } Free } RM4.24 per transaction } RM0.53 per transaction } RM0.32 per transaction } RM0.11 per transaction a) With balances up to RM10 } Account will be closed b) With balances greater than RM10 } An annual service fee of c) Transfer of credit balances to Registrar Of Unclaimed Monies on the 7th year of account dormancy } Waived } Waived d) Activation of Dormant Account Waived Waived and these balances will be absorbed by the Bank as a charge RM10 will be charged until the remaining balances are sent to Unclaimed Monies } Account will be closed and these balances (GST inclusive) will be absorbed by the Bank as a charge } An annual service fee of RM10.60 will be charged until the remaining balances are sent to Unclaimed Monies back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 4 DESCRIPTIONS Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) } Not Applicable } Not Applicable } RM0.50 per cheque } RM0.53 per cheque leaf } RM0.15 per cheque leaf } RM5 } RM0.15 per cheque leaf } RM5.30 1. Premier Account Cheque Related Fees and Charges a) Inward Clearing Cheque - Processing Fee i. Before 2nd January 2015 ii. With effect from 2nd January 2015 *Exception for cheque return reasons below: i. Cheque Already Paid /Duplicate Payment ii. Wrongly encoded/ Encoding error iii. Incorrect Data Capture b) Cheque Book Issuance i. Stamp duty ii. Courier Charges c)Stop Payment Instruction on Cheque } RM20 per cheque i. With sufficient funds } RM100 per cheque ii. With insufficient funds d)Cheques Returned i. Due to insufficient funds ii. Due to reason “Post-dated” e)House Cheque i. Cheque Encashment by Payee in Person ii. Processing Fee (Effective 2nd January 2015) f) Deposit of Foreign Cheque/Draft i. Commission on cheques issued Standing Instructions (SI) main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } RM100 per cheque } RM100 per cheque } RM10 per cheque } RM10 per cheque } RM2 per cheque (only } RM2.12 per cheque (only by authorized 3rd party) } RM0.50 per cheque } 0.1% of cheque amount Minimum charge: RM10 Maximum charge: RM100 by authorized 3rd party) } RM0.53 per cheque } 0.106% of cheque amount ii. Stamp duty iii.Other charges iv.Postage Charges -Draft/Cheque above USD10,000 (denominated in USD only) -All other currencies and amounts } RM0.15 per cheque } Paying Bank’s charges Minimum charge: RM10.60 Maximum charge: RM106.00 } RM0.15 per cheque } Paying Bank’s charges } RM46 per cheque } RM48.76 per cheque } RM1.50 per cheque } RM1.59 per cheque a)Payment to HSBC Housing Loan/Credit Card } Waived } Waived b)Payment into other HSBC Account } Waived } Waived } RM21.20 per cheque } RM106 per cheque back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 5 DESCRIPTIONS Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) c)Payment to non-HSBC Accounts in Malaysia i. SI Commission ii. Demand Draft Issued iii.Postage } Waived } RM2 per Demand Draft } RM1.50 per Demand } Waived } RM2.12 per Demand Draft } RM1.59 per Demand 1. Premier Account Standing Instructions (SI) Draft } RM0.50 per Demand iv.Processing Fee Draft (Effective 2nd January 2015) d) Payments to individuals/ entities outside Malaysia via Telegraphic Transfer: i. Commission/postage/ } RM25 to RM45 per payment depending on cable charges destination e) Payments to individuals/ entities outside Malaysia via Telegraphic Transfer (in US Dollars) } USD20 per payment i. Intermediary Bank charges Other Fees, Charges or Penalties Other Services main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) Draft } RM0.53 per Demand Draft } RM26.50 to RM47.70 per payment depending on destination } USD21.20 per payment f) Penalty charges for insufficient funds in the Account a)Account closed within 3 months b)ATM Chip/Debit Card issuance c)ATM Chip/Debit Card Annual Fee d)Replacement of ATM Chip/Debit Card e)Short Message Service (SMS) } RM5 per transaction } RM5 per transaction } RM20 } RM20 } Waived } Waived } Waived } Waived } Waived } Waived } Waived } Waived f) Conversion for Overseas Transaction } If the Cardholder uses the g)Sales draft retrieval request fee a)Bank Statement Retrieval i. If statement is 12 months old or less ii. If statement is more than 12 months old b)Electronic Share Application c)Internet Banking i. Replacement of Security Device ii. Postage } If the Cardholder uses the Debit Card for transactions in Debit Card for transactions in a currency other than Ringgit a currency other than Ringgit Malaysia, such amount shall Malaysia, such amount shall be converted at the exchange be converted at the exchange rate as determined by Visa rate as determined by Visa International, as the case International, as the case may be, on the date of may be, on the date of conversion in addition to a conversion in addition to a foreign currency conversion foreign currency conversion cost of 1.00% as well as any cost of 1.00% as well as any transaction fee charged by transaction fee charged by Visa International Visa International } RM20 per copy } RM21.20 per copy } RM2 per page } RM2.12 per page } RM20 per request + } RM21.20 per request + } Waived } Waived } RM50 per device } RM53 per device } RM5 - RM10 (within } RM5.30 - RM10.60 RM2 per page Malaysia) Relevant courier or registered mail charges apply (outside Malaysia) RM2.12 per page (within Malaysia) Relevant courier or registered mail charges apply (outside Malaysia) back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 6 Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) a) Cash withdrawal at MasterCard Cirrus/Visa ATM networks } RM10 per transaction } RM10.60 per transaction b) Cash withdrawals at overseas HSBC Group ATMs } Waived } Waived c) Cash withdrawals at HOUSe ATM Network (HSBC, OCBC, UOB and Standard Chartered) } RM1 per transaction } RM1 per transaction DESCRIPTIONS 2. Premier Junior Savings Account Transaction Charges d)Cash withdrawals at MEPS Shared ATM Network } Free - First 3 successful transactions each month (includes MEPS Instant Transfer) } RM4 per transaction - 4th and subsequent transactions e) MEPS Instant Transfer } Free - First 3 successful transactions each month (includes Cash withdrawals at MEPS Shared ATM Network) - 4th and subsequent transactions i. Transaction performed } RM4 per transaction before 1st June 2015 ii. Transaction performed } RM0.50 per transaction from 1st June 2015 onwards f) Interbank GIRO (IBG) at HSBC ATMs i.Transaction performed before 1st October 2015 ii. Transaction performed from 1st October 2015 onwards onwards Dormant Account main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } RM0.30 per transaction } RM0.10 per transaction } Free } RM4.24 per transaction } Free } RM4.24 per transaction } RM0.53 per transaction } RM0.32 per transaction } RM0.11 per transaction a) With balances up to RM10 } Account will be closed b) With balances greater than RM10 } An annual service fee of c) Transfer of credit balances to Registrar Of Unclaimed Monies on the 7th year of account dormancy } Waived } Waived d) Activation of Dormant Account } Waived } Waived and these balances will be absorbed by the Bank as a charge RM10 will be charged until the remaining balances are sent to Unclaimed Monies } Account will be closed and these balances (including any GST) will be absorbed by the Bank as a charge } An annual service fee of RM10.60 will be charged until the remaining balances are sent to Unclaimed Monies back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 7 DESCRIPTIONS Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) } 0.1% of cheque amount } 0.106% of cheque amount Minimum charge: RM10 Maximum charge: RM100 Minimum charge: RM10.60 Maximum charge: RM106.00 2. Premier Junior Savings Account Cheque Related Fees and Charges a)Deposit of Foreign Cheque/Draft i. Commission on cheques issued Standing Instructions (SI) ii. Stamp duty iii.Other charges iv.Postage Charges -Draft/Cheque above USD10,000 (denominated in USD only) -All other currencies and amounts } RM0.15 per cheque } Paying Bank’s charges } RM46 per cheque } RM0.15 per cheque } Paying Bank’s charges } RM48.76 per cheque } RM1.50 per cheque } RM1.59 per cheque a)Payment to HSBC Housing Loan/Credit Card Waived Waived b)Payment into other HSBC Account } Waived } Waived } Waived } RM2 per Demand Draft } RM1.50 per Demand Draft } RM0.50 per Demand } Waived } RM2.12 per Demand Draft } RM1.59 per Demand Draft } RM0.53 per Demand c)Payment to non-HSBC Accounts in Malaysia i. SI Commission ii. Demand Draft Issued iii.Postage iv.Processing Fee (Effective 2nd January 2015) Draft d) Payments to individuals/ entities outside Malaysia via Telegraphic Transfer: i.Commission/postage/ } RM25 to RM45 per payment depending on cable charges destination e) Payments to individuals/ entities outside Malaysia via Telegraphic Transfer } USD20 per payment (in US Dollars) i. Intermediary Bank charges Other Fees, Charges or Penalties main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) Draft } RM26.5 to RM47.70 per payment depending on destination } USD21.20 per payment f) Penalty charges for insufficient funds in the Account } RM5 per transaction } RM5 per transaction a)Account closed within 3 months } RM20 } RM20 b)ATM Chip/Debit Card issuance } Waived } Waived c)ATM Chip/Debit Card Annual Fee } Waived } Waived d)Replacement of ATM Chip/Debit Card } Waived } Waived back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 8 Fees & Charges (effective 1st April 2015) e)Conversion for Overseas Transaction } If the Cardholder uses the } If the Cardholder uses the f) Sales draft retrieval request fee } RM20 per copy } RM21.20 per copy } RM2 per page } RM2.12 per page } RM20 per request + } RM21.20 per request + 2. Premier Junior Savings Account 10 Basic Savings Account Fees & Charges (before 1st April 2015) DESCRIPTIONS Other Fees, Charges or Penalties Other Services a)Bank Statement Retrieval i. If statement is 12 months old or less ii. If statement is more than 12 months old b)Electronic Share Application c)Internet Banking i. Replacement of Security Device ii. Postage Debit Card for transactions in a currency other than Ringgit Malaysia, such amount shall be converted at the exchange rate as determined by Visa International, as the case may be, on the date of conversion in addition to a foreign currency conversion cost of 1.00% as well as any transaction fee charged by Visa International RM2 per page Debit Card for transactions in a currency other than Ringgit Malaysia, such amount shall be converted at the exchange rate as determined by Visa International, as the case may be, on the date of conversion in addition to a foreign currency conversion cost of 1.00% as well as any transaction fee charged by Visa International RM2.12 per page } Waived } Waived } RM50 per device } RM53 per device } RM5 - RM10 (within } RM5.30 - RM10.60 Malaysia) Relevant courier or registered mail charges apply (outside Malaysia) (within Malaysia) Relevant courier or registered mail charges apply (outside Malaysia) 3. Premier with EasiGrow Account Closure Fee Premature Account Closure Fee }RM50 }RM50 }RM50 }RM50 4. Premier PLUS Plan (for Premier customers) EasiGrow Account Closure Fee main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) Premature Account Closure Fee back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 DESCRIPTIONS Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) 5. Advance Account Fee a)Advance Account } RM10 per month } RM10.60 per month Transaction Charges a) Cash withdrawals at Visa/Plus ATM Network } RM10 per transaction } RM10.60 per transaction b) Cash withdrawals at overseas HSBC Group ATMs } RM5 per transaction } RM5.30 per transaction c) Cash withdrawals at HOUSe ATM Network (HSBC, OCBC, UOB and Standard Chartered } RM1 per transaction } RM1 per transaction (The account fee for the Advance customers may be waived if the fee waiver criteria set are met) d)Cash withdrawals at MEPS Shared ATM Network } Free - First 2 successful transactions each month (includes MEPS Instant Transfer) } RM4 per transaction - 3rd and subsequent transactions (The account fee for the Advance customers may be waived if the fee waiver criteria set are met) } Free 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 Global Transfer Fee a) Me2Me Transfer via Internet Banking } RM22 (equivalent USD7) } RM23.32 (equivalent USD7) 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 Dormant Account a)With balances up to RM10 } Account will be closed } Account will be closed 19 Remittance & Payment Services Telegraphic Transfer 30 b) With balances greater than RM10 } An annual service fee of 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 } Waived } Waived 23 Credit History Transfer 36 c) Transfer of credit balances to Registrar Of Unclaimed Monies on the 7th year of account dormancy d) Activation of Dormant Account } Waived } Waived page 9 e) MEPS Instant Transfer } Free - First 2 successful transactions each month (includes Cash withdrawals at MEPS Shared ATM Network) - 3rd and subsequent transactions i. Transaction performed } RM4 per transaction before 1st June 2015 ii. Transaction performed } RM0.50 per transaction from 1st June 2015 onwards f) Interbank GIRO (IBG) at HSBC ATMs i.Transaction performed before 1st October 2015 ii. Transaction performed from 1st October 2015 onwards onwards main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } RM0.30 per transaction } RM0.10 per transaction and these balances will be absorbed by the Bank as a charge RM10 will be charged until the remaining balances are sent to Unclaimed Monies } RM4.24 per transaction } Free } RM4.24 per transaction } RM0.53 per transaction } RM0.32 per transaction } RM0.11 per transaction and these balances (including any GST) will be absorbed by the Bank as a charge } An annual service fee of RM10.60 will be charged until the remaining balances are sent to Unclaimed Monies back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 10 DESCRIPTIONS Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) 5. Advance Cheque Related Fees and Charges a) Inward Clearing Cheque - Processing Fee i. Before 2nd January 2015 } Not applicable } RM0.50 per cheque ii. With effect from 2nd January 2015 *Exception for cheque return reasons below: i. Cheque Already Paid /Duplicate Payment ii. Wrongly encoded/ Encoding error iii. Incorrect Data Capture b) Cheque Book Issuance i. Stamp duty ii. Courier Charges } RM0.15 per cheque leaf } RM5 per cheque } RM0.15 per cheque leaf } RM5.30 per cheque } RM20 per cheque } RM100 per cheque } RM21.20 per cheque } RM106 per cheque } RM100 per cheque } RM100 per cheque } RM10 per cheque borne } RM10 per cheque } 0.1% of cheque amount } 0.106% of cheque amount } RM0.15 per cheque } Paying Bank’s charges } RM0.15 per cheque } Paying Bank’s charges } RM46 per cheque } RM48.76 per cheque } RM1.50 per cheque } RM1.59 per cheque a)Payment to HSBC Housing Loan/Credit Card } Waived } Waived b)Payment into other HSBC Account c)Payment to non-HSBC Accounts in Malaysia i. SI Commission ii. Demand Draft Issued iii.Postage } Waived } Waived } Waived } RM2 per Demand Draft } RM1.50 per Demand } Waived } RM2.12 per Demand Draft } RM1.59 per Demand c)Stop Payment Instruction on Cheque i. With sufficient funds ii. With insufficient funds d)Cheques Returned i. Due to insufficient funds ii. Due to reason “Post-dated” e)Deposit of Foreign Cheque/Draft i. Commission on cheques issued ii. Stamp duty iii.Other charges iv.Postage Charges -Draft/Cheque above USD10,000 (denominated in USD only) -All other currencies and amounts Standing Instructions (SI) by payee Draft iv.Processing Fee (Effective } RM0.50 per Demand Draft 2nd January 2015) d) Payments to individuals/ entities outside Malaysia via Telegraphic Transfer: i. Commission/postage/ } RM25 to RM45 per payment depending on cable charges destination e) Payments to individuals/ entities outside Malaysia via Telegraphic Transfer (in US Dollars) i. Intermediary Bank charges } USD20 per payment main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } Not applicable } RM0.53 per cheque Draft } RM0.53 per Demand Draft } RM26.50 to RM47.70 per payment depending on destination } USD21.20 per payment back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) f) Penalty charges for insufficient funds in the Account a)Account closed within 3 months b)ATM Chip/Debit Card issuance c)ATM Chip/Debit Card Annual Fee } RM5 per transaction } RM5 per transaction } RM20 } RM20 } RM8 } RM8.48 } RM8 } RM8.48 d)Replacement of ATM Chip Card } RM12 } RM12 DESCRIPTIONS 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 } Waived Advance PLUS Plan 11 e)Short Message Service (SMS) } Waived 7 8 Statement Savings Account 12 f) Paper Statement } Waived } Waived } RM10 9 Passbook Saving g)Replacement of Debit Card } RM10 15 h)Conversion for Overseas Transaction } If the Cardholder uses the } If the Cardholder uses the i) Sales draft retrieval request fee } RM20 per copy } RM21.20 per copy } RM2 per page } RM2.12 per page } RM20 per request + } RM21.20 per request + 5. Advance Standing Instructions (SI) Other Fees, Charges or Penalties 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 a)Bank Statement Retrieval i. If statement is 12 months old or less ii. If statement is more than 12 months old 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 b)Electronic Share Application 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 6. Advance with EasiGrow Account 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 11 Other Services c)Internet Banking i. Replacement of Security Device ii. Postage Closure Fee Debit Card for transactions in a currency other than Ringgit Malaysia, such amount shall be converted at the exchange rate as determined by Visa International, as the case may be, on the date of conversion in addition to a foreign currency conversion cost of 1.00% as well as any transaction fee charged by Visa International RM2 per page Debit Card for transactions in a currency other than Ringgit Malaysia, such amount shall be converted at the exchange rate as determined by Visa International, as the case may be, on the date of conversion in addition to a foreign currency conversion cost of 1.00% as well as any transaction fee charged by Visa International RM2.12 per page } Waived } Waived } RM50 per device } RM53 per device } RM5 - RM10 (within } RM5.30 - RM10.60 Malaysia) Relevant courier or registered mail charges apply (outside Malaysia) (within Malaysia) Relevant courier or registered mail charges apply (outside Malaysia) Premature Account Closure Fee }RM50 }RM50 Premature Account Closure Fee }RM50 }RM50 7. Advance PLUS Plan EasiGrow Account Closure Fee main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 12 DESCRIPTIONS Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) } Waived } Waived } Waived } RM10 per transaction } Waived } RM10.60 per transaction } RM5 per transaction } RM5.30 per transaction } RM1 per transaction } RM1.00 per transaction } RM4 per transaction } RM4.24 per transaction } RM10 per transaction } RM10.60 per transaction } RM5 per transaction } RM5.30 per transaction } RM1 per transaction } RM1 per transaction } RM4 per transaction } RM4.24 per transaction } RM4 per transaction } RM4.24 per transaction } RM0.50 per transaction } RM0.53 per transaction 8. Statement Savings Account Account Fee Account Fee Transaction Charges a)For average credit balance of more than RM5,000 per month i. ATM Cash Withdrawal ii. Cash withdrawals at Visa/PLUS ATM Network iii.Cash withdrawals at overseas HSBC Group ATMs iv.Cash withdrawals at HOUSe ATM Network - (HSBC, OCBC, UOB and Standard Chartered) b)For average credit balance of less than RM5,000 per month i. ATM Cash Withdrawal (if exceeding 4 transactions per month) ii. Cash withdrawals at Visa/PLUS ATM Network iii.Cash withdrawals at overseas HSBC Group ATMs iv.Cash withdrawals at HOUSe ATM Network - (HSBC, OCBC, UOB and Standard Chartered) c)Cash withdrawals at MEPS Shared ATM Network d) MEPS Instant Transfer i.Transaction performed before 1st June 2015 ii.Transaction performed from 1st June 2015 onwards e) Interbank GIRO (IBG) at HSBC ATMs i.Transaction performed } RM0.30 per transaction before 1st October 2015 ii.Transaction performed from 1st October 2015 } RM0.10 per transaction onwards Dormant Account main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) a)With balances up to RM10 } Account will be closed b)With balances greater than RM10 } An annual service fee of and these balances will be absorbed by the Bank as a charge RM10 will be charged until the remaining balances are sent to Unclaimed Monies } RM0.32 per transaction } RM0.11 per transaction } Account will be closed and these balances (including any GST) will be absorbed by the Bank as a charge } An annual service fee of RM10.60 will be charged until the remaining balances are sent to Unclaimed Monies back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 Dormant Account c) Transfer of credit balances to Registrar Of Unclaimed Monies on the 7th year of account dormancy } Waived } Waived d) Activation of Dormant Account a) Deposit of Foreign Cheque/Draft i. Stamp duty ii. Other charges iii.Postage Charges -Draft/Cheque above USD10,000 (denominated in USD only) -All other currencies and amounts a)Payment to HSBC Housing Loan/Credit Card } Waived } Waived Cheque Clearance } RM0.15 per cheque } Paying Bank’s charges } RM0.15 per cheque } Paying Bank’s charges } RM46 per cheque } RM48.75 per cheque } RM1.50 per cheque } RM1.59 per cheque Standing Instructions (SI) } Waived } Waived b)Payment into other HSBC Account c)Payment to non-HSBC Accounts in Malaysia i. SI Commission ii. Demand Draft Issued iii.Postage iv. Processing Fee (Effective 2nd January 2015) } Waived } Waived } RM2 per transaction } RM2 per Demand Draft } RM1.50 per Demand Draft } RM0.50 per Demand } RM2.12 per transaction } RM2.12 per Demand Draft } RM1.59 per Demand Draft } RM0.53 per Demand Draft d) Payments to individuals/ entities outside Malaysia via Telegraphic Transfer: i. Commission/postage/ } RM25 to RM45 per payment depending on cable charges destination e) Payments to individuals/ entities outside Malaysia via Telegraphic Transfer (in US Dollars) } USD20 per payment i. Intermediary Bank charges Other Fees, Charges or Penalties 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) Draft } RM26.50 to RM47.70 per payment depending on destination } USD21.20 per payment f) Penalty charges for insufficient funds in the Account } RM5 per transaction } RM5 per transaction a)Account closed within 3 months b)Loss of Passbook } RM20 } RM20 } RM5 (stamp duty on } RM5 (stamp duty on letter letter of Indemnity - RM10) 31 13 Fees & Charges (effective 1st April 2015) 8. Statement Savings Account 20 Safe Deposit Lockers page Fees & Charges (before 1st April 2015) DESCRIPTIONS of Indemnity - RM10 b)ATM Chip/Debit Card issuance c)ATM Chip/Debit Card Annual Fee } RM8 } RM8.48 } RM8 } RM8.48 d)Replacement of ATM Chip Card e)Short Message Service (SMS) } RM12 } RM12 } RM1 per month for } RM1.06 per month for f) Replacement of Debit Card } RM10 } RM10 those customers who sign up those customers who sign up back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 14 Fees & Charges (effective 1st April 2015) g)Conversion for Overseas Transaction } If the Cardholder uses the } If the Cardholder uses the h)Sales draft retrieval request fee } RM20 per copy } RM21.20 per copy } RM2 per page } RM2.12 per page } RM20 per request + } RM21.20 per request + 8. Statement Savings Account 10 Basic Savings Account Fees & Charges (before 1st April 2015) DESCRIPTIONS Other Fees and Charges Other Services a)Bank Statement Retrieval i. If statement is 12 months old or less ii. If statement is more than 12 months old b)Electronic Share Application c)Internet Banking i. Replacement of Security Device ii. Postage main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) Debit Card for transactions in a currency other than Ringgit Malaysia, such amount shall be converted at the exchange rate as determined by Visa International, as the case may be, on the date of conversion in addition to a foreign currency conversion cost of 1.00% as well as any transaction fee charged by Visa International RM2 per page Debit Card for transactions in a currency other than Ringgit Malaysia, such amount shall be converted at the exchange rate as determined by Visa International, as the case may be, on the date of conversion in addition to a foreign currency conversion cost of 1.00% as well as any transaction fee charged by Visa International RM2.12 per page } Waived } Waived } RM50 per device } RM53 per device } RM5 - RM10 (within } RM5.30 - RM10.60 Malaysia) Relevant courier or registered mail charges apply (outside Malaysia) (within Malaysia) Relevant courier or registered mail charges apply (outside Malaysia) back next Updated: 19 January 2016 Contents Personal 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 15 TRANSACTION TYPES DESCRIPTIONS Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) 9. Passbook Saving This product is no longer offered to new Savings Account opened from 02 APR 01 onwards Account Fee RM5 per month RM5.30 per month } Waived } RM1 per transaction } Waived } RM1 per transaction } RM1 per transaction } RM1.06 per transaction } RM1 per transaction } RM1 per transaction } RM4 per transaction } RM4.24 per transaction } RM4 per transaction } RM4.24 per transaction } RM0.50 per transaction } RM0.53 per transaction Account Fee Transaction Charges a)For average credit balance of more than RM5,000 per month i. ATM Cash Withdrawal ii. Cash withdrawals at HOUSe ATM Network* - (HSBC, OCBC, UOB and Standard Chartered) b)For average credit balance of less than RM5,000 per month i. ATM Cash Withdrawal (if exceeding 4 transactions per month) ii. Cash withdrawals at HOUSe ATM Network - (HSBC, OCBC, UOB and Standard Chartered) c)Cash withdrawals at MEPS Shared ATM Network d) MEPS Instant Transfer i.Transaction performed before 1st June 2015 ii.Transaction performed from 1st June 2015 onwards e) Interbank GIRO (IBG) at HSBC ATMs i.Transaction performed } RM0.30 per transaction before 1st October 2015 ii.Transaction performed from 1st October 2015 } RM0.10 per transaction onwards Dormant Account main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } RM0.32 per transaction } RM0.11 per transaction a)With balances up to RM10 } Account will be closed b)With balances greater than RM10 } An annual service fee of c) Transfer of credit balances to Registrar Of Unclaimed Monies on the 7th year of account dormancy d) Activation of Dormant Account } Waived } Waived } Waived } Waived and these balances will be absorbed by the Bank as a charge RM10 will be charged until the remaining balances are sent to Unclaimed Monies } Account will be closed and these balances (including any GST) will be absorbed by the Bank as a charge } An annual service fee of RM10.60 will be charged until the remaining balances are sent to Unclaimed Monies back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 16 Fees & Charges (effective 1st April 2015) } RM0.15 per cheque } Paying Bank’s charges } RM0.15 per cheque } Paying Bank’s charges } RM46 per cheque } RM48.75 per cheque } RM1.50 per cheque } RM1.59 per cheque a)Payment to HSBC Housing Loan/Credit Card } Waived } Waived b)Payment into other HSBC Account c)Payment to non-HSBC Accounts in Malaysia i. SI Commission ii. Demand Draft Issued iii.Postage iv. Processing Fee (Effective 2nd January 2015) d) Payments to individuals/ entities outside Malaysia via Telegraphic Transfer: i. Commission/postage/ cable charges } Waived } Waived } RM2 per transaction } RM2 per Demand Draft } RM1.50 per Demand Draft } RM0.50 per Demand } RM2.12 per transaction } RM2.12 per Demand Draft } RM1.59 per Demand Draft } RM0.53 per Demand } RM25 to RM45 per } RM26.50 to RM47.70 per 9. Passbook Saving 10 Basic Savings Account Fees & Charges (before 1st April 2015) DESCRIPTIONS Cheque Clearance Standing Instructions (SI) a) Deposit of Foreign Cheque/Draft i. Stamp duty ii. Other charges iii.Postage Charges -Draft/Cheque above USD10,000 (denominated in USD only) -All other currencies and amounts Draft payment depending on destination e) Payments to individuals/ entities outside Malaysia via Telegraphic Transfer (in US Dollars) } USD20 per payment i. Intermediary Bank charges Other Fees, Charges or Penalties main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) Draft payment depending on destination } USD21.20 per payment f) Penalty charges for insufficient funds in the Account } RM5 per transaction } RM5 per transaction a)Account closed within 3 months b)Loss of Passbook } RM20 } RM20 } RM5 (stamp duty on } RM5 (stamp duty on letter of Indemnity RM10) letter of Indemnity RM10 c)ATM Chip/Debit Card Card issuance } RM8 } RM8.48 d) ATM Chip/Debit Card Annual Fee } RM8 } RM8.48 e) Replacement of ATM Chip Card } RM12 } RM12 f) Short Message Service (SMS) } RM1 per month for } RM1.06 per month for g) Replacement of Debit Card } RM10 those customers who sign up those customers who sign up } RM10 back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 17 Fees & Charges (effective 1st April 2015) h)Conversion for Overseas Transaction } If the Cardholder uses the } If the Cardholder uses the i) Sales draft retrieval request fee } RM20 per copy } RM21.20 per copy } RM2 per page } RM2.12 per page } RM20 per request + } RM21.20 per request + 9. Passbook Saving 10 Basic Savings Account Fees & Charges (before 1st April 2015) DESCRIPTIONS Other Fees and Charges Other Services a)Bank Statement Retrieval i. If statement is 12 months old or less ii. If statement is more than 12 months old b)Electronic Share Application c)Internet Banking i. Replacement of Security Device ii. Postage main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) Debit Card for transactions in a currency other than Ringgit Malaysia, such amount shall be converted at the exchange rate as determined by Visa International, as the case may be, on the date of conversion in addition to a foreign currency conversion cost of 1.00% as well as any transaction fee charged by Visa International RM2 per page Debit Card for transactions in a currency other than Ringgit Malaysia, such amount shall be converted at the exchange rate as determined by Visa International, as the case may be, on the date of conversion in addition to a foreign currency conversion cost of 1.00% as well as any transaction fee charged by Visa International RM2.12 per page } RM2.50 per transaction } RM2.65 per transaction } RM50 per device } RM53 per device } RM5 - RM10 (within } RM5.30 - RM10.60 Malaysia) Relevant courier or registered mail charges apply (outside Malaysia) (within Malaysia) Relevant courier or registered mail charges apply (outside Malaysia) back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 18 DESCRIPTIONS Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) 10.Basic Savings Account Account Fee Account Fee }Waived }Waived Transaction Charges a) ATM Cash Withdrawal (if exceeding 8 transactions per month) } RM1 per transaction } RM1.06 per transaction b)Self-service deposits } Waived } Waived c)Cash withdrawals at MasterCard Cirrus/Visa ATM Network } RM10 per transaction } RM10.60 per transaction d)Cash withdrawals at overseas HSBC Group ATMs } RM5 per transaction } RM5.30 per transaction e)Cash withdrawals at HOUSe ATM Network* - (HSBC, OCBC, UOB and Standard Chartered) } RM1 per transaction } RM1 per transaction } RM4 per transaction } RM4.24 per transaction } RM4 per transaction } RM4.24 per transaction } RM0.50 per transaction } RM0.53 per transaction Transaction Charges f) Cash withdrawals at MEPS Shared ATM Network g) MEPS Instant Transfer i.Transaction performed before 1st June 2015 ii.Transaction performed from 1st June 2015 onwards h) Interbank GIRO (IBG) at HSBC ATMs i.Transaction performed } RM0.30 per transaction before 1st October 2015 ii.Transaction performed from 1st October 2015 } RM0.10 per transaction onwards Dormant Account Cheque Clearance main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } RM0.32 per transaction } RM0.11 per transaction a)With balances up to RM10 } Account will be closed b)With balances greater than RM10 } An annual service fee of c) Activation of Dormant Account } Waived } Waived } RM0.15 per cheque } Paying Bank’s charges } RM0.15 per cheque } Paying Bank’s charges } RM46 per cheque } RM48.76 per cheque } RM1.50 per cheque } RM1.59 per cheque a) Deposit of Foreign Cheque/Draft i. Stamp duty ii. Other charges iii.Postage Charges -Draft/Cheque above USD10,000 (denominated in USD only) -All other currencies and amounts and these balances will be absorbed by the Bank as a charge RM10 will be charged until the remaining balances are sent to Unclaimed Monies } Account will be closed and these balances (including any GST) will be absorbed by the Bank as a charge } An annual service fee of RM10.60 will be charged until the remaining balances are sent to Unclaimed Monies back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 19 Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) a)Payment to HSBC Housing Loan/Credit Card } Waived } Waived b)Payment into other HSBC Account c)Payment to non-HSBC Accounts in Malaysia i. SI Commission ii. Demand Draft Issued iii.Postage iv. Processing Fee (Effective 2nd January 2015) d) Payments to individuals/ entities outside Malaysia via Telegraphic Transfer: i. Commission/postage/ cable charges } RM2 per transaction } RM2.12 per transaction } RM2 per transaction } RM2 per Demand Draft } RM1.50 per Demand Draft } RM0.50 per Demand } RM2.12 per transaction } RM2.12 per Demand Draft } RM1.59 per Demand Draft } RM0.53 per Demand } RM25 to RM45 per } RM26.50 to RM47.70 per DESCRIPTIONS 10.Basic Savings Account Standing Instructions (SI) Draft payment depending on destination e) Payments to individuals/ entities outside Malaysia via Telegraphic Transfer (in US Dollars) } USD20 per payment i. Intermediary Bank charges Other Fees and Charges Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) payment depending on destination } USD21.20 per payment f) Penalty charges for insufficient funds in the Account } RM5 per transaction } RM5 per transaction a)Account closed within 3 months b)ATM Chip/Debit Card issuance c)ATM Chip/Debit Card Annual Fee } RM20 } RM20 } Waived } Waived } Waived } Waived d)Replacement of ATM Chip Card } RM12 } RM12 e)Short Message Service (SMS) } RM1 per month for } RM1.06 per month for f) Replacement of Debit Card } RM10 } RM10 g)Conversion for Overseas Transaction } If the Cardholder uses the h)Sales draft retrieval request fee main Draft those customers who sign up those customers who sign up } If the Cardholder uses the Debit Card for transactions in Debit Card for transactions in a currency other than a currency other than Ringgit Malaysia, such Ringgit Malaysia, such amount shall be converted at amount shall be converted the exchange rate as at the exchange rate as determined by Visa determined by Visa International, as the case International, as the case may be, on the date of may be, on the date of conversion in addition to a conversion in addition to a foreign currency conversion foreign currency conversion cost of 1.00% as well as any cost of 1.00% as well as transaction fee charged by any transaction fee charged Visa International by Visa International } RM20 per copy } RM21.20 per copy back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES DESCRIPTIONS 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 11. Time Deposit Account 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 20 Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) } RM2 per page } RM2.12 per page } RM20 per request + } RM21.20 per request + 10.Basic Savings Account Other Services a)Bank Statement Retrieval i. If statement is 12 months old or less ii. If statement is more than 12 months old c)Internet Banking i. Replacement of Security Device ii. Postage b)Electronic Share Application Time Deposit Advice main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) a)Copy of Customer Request Time Deposit Advice RM2 per page RM2.12 per page } RM50 per device } RM53 per device } RM5 - RM10 (within } RM5.30 - RM10.60 Malaysia) Relevant courier or registered mail charges apply (outside Malaysia) (within Malaysia) Relevant courier or registered mail charges apply (outside Malaysia) } RM2.50 per transaction } RM2.65 per transaction } RM5 per copy } RM5.30 per copy back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 DESCRIPTIONS Account Fee Account Fee } RM5 per month } RM5.30 per month (if average credit balance is less than RM5,000 per month) Transaction Charges a)For average credit balance of more than RM5,000 per month i. ATM Cash Withdrawal ii. Clearing Cheque Debit iii.Cash withdrawals at HOUSe ATM Network* - (HSBC, OCBC, UOB and Standard Chartered) } Waived } Waived } RM1 per transaction b)For average credit balance of less than RM5,000 per month i. ATM Cash Withdrawal } RM1 per transaction (if exceeding 4 transactions per month) ii. Clearing Cheque Debit } RM1 per transaction (if exceeding 4 transactions per month) ii. Cash withdrawals at } RM1 per transaction HOUSe ATM Network - (HSBC, OCBC, UOB and Standard Chartered) 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 c)Cash withdrawals at MEPS Shared ATM Network 17 Financing - Overdraft 28 d) MEPS Instant Transfer i.Transaction performed before 1st June 2015 ii.Transaction performed from 1st June 2015 onwards 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 21 Fees & Charges (effective 1st April 2015) 12.Generic Current Account 10 Basic Savings Account page Fees & Charges (before 1st April 2015) Dormant Account main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } Waived } Waived } RM1 per transaction } RM1.06 per transaction } RM1.06 per transaction } RM1 per transaction } RM4 per transaction } RM4.24 per transaction } RM4 per transaction } RM4.24 per transaction } RM0.50 per transaction } RM0.53 per transaction e) Interbank GIRO (IBG) at HSBC ATMs i.Transaction performed } RM0.30 per transaction before 1st October 2015 ii.Transaction performed from 1st October 2015 } RM0.10 per transaction onwards (if average credit balance is less than RM5,000 per month) a)With balances up to RM10 } Account will be closed b)With balances greater than RM10 } An annual service fee of and these balances will be absorbed by the Bank as a charge RM10 will be charged until the remaining balances are sent to Unclaimed Monies } RM0.32 per transaction } RM0.11 per transaction } Account will be closed and these balances (including any GST) will be absorbed by the Bank as a charge } An annual service fee of RM10.60 will be charged until the remaining balances are sent to Unclaimed Monies back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 22 Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) c) Transfer of credit balances to Registrar Of Unclaimed Monies on the 7th year of account dormancy } Waived } Waived d) Activation of Dormant Account } Waived } Waived } Not applicable } Not applicable } RM0.50 per cheque } RM0.53 per cheque } RM0.15 per cheque leaf } RM5 } RM0.15 per cheque leaf } RM5.30 DESCRIPTIONS 12.Generic Current Account Dormant Account Cheque Related Fees and Charges a) Inward Clearing Cheque - Processing Fee i. Before 2nd January 2015 ii. With effect from 2nd January 2015 *Exception for cheque return reasons below: i. Cheque Already Paid /Duplicate Payment ii. Wrongly encoded/ Encoding error iii. Incorrect Data Capture b) Cheque Book Issuance i. Stamp duty ii. Courier Charges c)Stop Payment Instruction on Cheque } RM20 per cheque i. With sufficient funds } RM100 per cheque ii. With insufficient funds d)Cheques Returned i. Due to insufficient funds ii. Due to reason “Post-dated” } RM100 per cheque } RM100 per cheque } RM10 per cheque borne } RM10 per cheque } 0.1% of cheque amount } 0.106% of cheque amount } RM0.15 per cheque } Paying Bank’s charges } RM0.15 per cheque } Paying Bank’s charges } RM46 per cheque } RM48.76 per cheque } RM1.50 per cheque } RM1.59 per cheque a)Payment to HSBC Housing Loan/Credit Card } Waived } Waived b)Payment into other HSBC Account } RM2 per transaction } RM2.12 per transaction } RM2 per transaction } RM2 per Demand Draft } RM1.50 per Demand Draft } RM0.50 per Demand } RM2.12 per transaction } RM2.12 per Demand Draft } RM1.59 per Demand Draft } RM0.53 per Demand e)Deposit of Foreign Cheque/Draft i. Commission on cheques issued ii. Stamp duty iii.Other charges iv.Postage Charges -Draft/Cheque above USD10,000 (denominated in USD only) -All other currencies and amounts Standing Instructions (SI) c)Payment to non-HSBC Accounts in Malaysia i. SI Commission ii. Demand Draft Issued iii.Postage iv. Processing Fee (Effective 1st April 2014) main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } RM21.20 per cheque } RM106 per cheque by payee Draft Draft back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer page 23 Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) 12.Generic Current Account 20 Safe Deposit Lockers DESCRIPTIONS Standing Instructions (SI) Other Fees, Charges or Penalties Other Services d) Payments to individuals/ entities outside Malaysia via Telegraphic Transfer: i.Commission/postage/ } RM25 to RM45 per payment depending on cable charges destination e) Payments to individuals/ entities outside Malaysia via Telegraphic Transfer (in US Dollars) } USD20 per payment i. Intermediary Bank charges } RM5 per transaction f) Penalty charges for insufficient funds in the Account a)Account closed within 3 } RM20 months } RM8 b)ATM Chip/Debit Card issuance } RM8 c)ATM Chip/Debit Card Annual Fee Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } USD21.20 per payment } RM5 per transaction } RM20 } RM8.48 } RM8.48 } RM12 } RM12 } RM1 per month for } RM1.06 per month for f) Replacement of Debit Card } RM10 } RM10 g)Conversion for Overseas Transaction } If the Cardholder uses the } If the Cardholder uses the h)Sales draft retrieval request fee } RM20 per copy } RM21.20 per copy } RM2 per page } RM2.12 per page } RM20 per request + } RM21.20 per request + a)Bank Statement Retrieval i. If statement is 12 months old or less ii. If statement is more than 12 months old c)Internet Banking i. Replacement of Security Device ii. Postage main payment depending on destination d)Replacement of ATM Chip Card e)Short Message Service (SMS) b)Electronic Share Application 36 } RM26.50 to RM47.70 per those customers who sign up Debit Card for transactions in a currency other than Ringgit Malaysia, such amount shall be converted at the exchange rate as determined by Visa International, as the case may be, on the date of conversion in addition to a foreign currency conversion cost of 1.00% as well as any transaction fee charged by Visa International RM2 per page those customers who sign up Debit Card for transactions in a currency other than Ringgit Malaysia, such amount shall be converted at the exchange rate as determined by Visa International, as the case may be, on the date of conversion in addition to a foreign currency conversion cost of 1.00% as well as any transaction fee charged by Visa International RM2.12 per page } RM2.50 per transaction } RM2.65 per transaction } RM50 per device } RM53 per device } RM5 - RM10 (within } RM5.30 - RM10.60 Malaysia) Relevant courier or registered mail charges apply (outside Malaysia) (within Malaysia) Relevant courier or registered mail charges apply (outside Malaysia) back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 7 DESCRIPTIONS Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) } RM10 per half year (if } RM10.60 per half year (if 13.Basic Current Account Account Fee Account Fee average credit balance of less than RM1,000 is maintained during the half year) a) ATM Cash Withdrawal (if exceeding 8 transactions per month) } RM1 per transaction } RM1.06 per transaction 11 b)Self-service deposits } Waived } Waived } RM10 per transaction } RM10.60 per transaction Advance PLUS Plan 11 c)Cash withdrawals at MasterCard Cirrus/Visa ATM Network 8 Statement Savings Account 12 d)Cash withdrawals at overseas HSBC Group ATMs } RM5 per transaction } RM5.30 per transaction 9 Passbook Saving 15 e)Cash withdrawals at HOUSe ATM Network* - (HSBC, OCBC, UOB and Standard Chartered) c)Cash withdrawals at MEPS Shared ATM Network } RM1 per transaction } RM1 per transaction } RM4 per transaction } RM4.24 per transaction } RM4 per transaction } RM4.24 per transaction } RM0.50 per transaction } RM0.53 per transaction 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 24 Transaction Charges d) MEPS Instant Transfer i.Transaction performed before 1st June 2015 ii.Transaction performed from 1st June 2015 onwards e) Interbank GIRO (IBG) at HSBC ATMs i.Transaction performed } RM0.30 per transaction before 1st October 2015 ii.Transaction performed from 1st October 2015 } RM0.10 per transaction onwards 18 Remittance & Payment Services - Local / Foreign Currency Draft page average credit balance of less than RM1,000 is maintained during the half year) Dormant Account Cheque Related Fees and Charges main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } RM0.32 per transaction } RM0.11 per transaction a)With balances up to RM10 } Account will be closed b)With balances greater than RM10 } An annual service fee of c) Activation of Dormant Account } Waived } Waived } Not applicable } Not applicable } RM0.50 per cheque } RM0.53 per cheque a) Inward Clearing Cheque - Processing Fee i. Before 2nd January 2015 ii. With effect from 2nd January 2015 *Exception for cheque return reasons below: i. Cheque Already Paid /Duplicate Payment ii. Wrongly encoded/ Encoding error iii. Incorrect Data Capture and these balances will be absorbed by the Bank as a charge RM10 will be charged until the remaining balances are sent to Unclaimed Monies } Account will be closed and these balances (including any GST) will be absorbed by the Bank as a charge } An annual service fee of RM10.60 will be charged until the remaining balances are sent to Unclaimed Monies back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account Advance PLUS Plan 11 8 Statement Savings Account 12 Passbook Saving 15 9 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 25 Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) } RM0.15 per cheque leaf } RM5 } RM0.15 per cheque leaf } RM5.30 13.Basic Current Account Cheque Related Fees and Charges b) Cheque Book Issuance i. Stamp duty ii. Courier Charges c)Stop Payment Instruction on Cheque } RM20 per cheque i. With sufficient funds } RM100 per cheque ii. With insufficient funds d)Cheques Returned i. Due to insufficient funds ii. Due to reason “Post-dated” 11 7 DESCRIPTIONS e)Deposit of Foreign Cheque/Draft i. Commission on cheques issued Standing Instructions (SI) } RM100 per cheque } RM100 per cheque } RM10 per cheque borne } RM10 per cheque } 0.1% of cheque amount by payee ii. Stamp duty iii.Other charges iv.Postage Charges -Draft/Cheque above USD10,000 (denominated in USD only) -All other currencies and amounts } RM0.15 per cheque } Paying Bank’s charges } 0.106% of cheque amount Minimum charge: RM10.60 Maximum charge: RM106 } RM0.15 per cheque } Paying Bank’s charges } RM46 per cheque } RM48.76 per cheque } RM1.50 per cheque } RM1.59 per cheque a)Payment to HSBC Housing Loan/Credit Card } Waived } Waived b)Payment into other HSBC Account c)Payment to non-HSBC Accounts in Malaysia i. SI Commission ii. Demand Draft Issued iii.Postage iv. Processing Fee (Effective 2nd January 2015) d) Payments to individuals/ entities outside Malaysia via Telegraphic Transfer: i. Commission/postage/ cable charges } RM2 per transaction } RM2.12 per transaction } RM2 per transaction } RM2 per Demand Draft } RM1.50 per Demand Draft } RM0.50 per Demand } RM2.12 per transaction } RM2.12 per Demand Draft } RM1.59 per Demand Draft } RM0.53 per Demand } RM25 to RM45 per } RM26.50 to RM47.70 per Minimum charge: RM10 Maximum charge: RM100 Draft payment depending on destination e) Payments to individuals/ entities outside Malaysia via Telegraphic Transfer (in US Dollars) } USD20 per payment i. Intermediary Bank charges f) Penalty charges for insufficient funds in the Account main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } RM21.20 per cheque } RM106 per cheque } RM5 per transaction Draft payment depending on destination } USD21.20 per payment } RM5 per transaction back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 Advance 8 5 Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) a)Account closed within 3 months b)ATM Chip/Debit Card issuance c)ATM Chip/Debit Card Annual Fee } RM20 } RM20 } Waived } Waived } Waived } Waived d)Replacement of ATM Chip Card e)Short Message Service (SMS) } RM12 } RM12 } RM1 per month for } RM1.06 per month for } RM10 DESCRIPTIONS 13.Basic Current Account Other Fees and Charges those customers who sign up 6 Advance with EasiGrow Account 11 Advance PLUS Plan 11 f) Replacement of Debit Card } RM10 7 8 Statement Savings Account 12 g)Conversion for Overseas Transaction } If the Cardholder uses the 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 26 h)Sales draft retrieval request fee Other Services a)Bank Statement Retrieval i. If statement is 12 months old or less ii. If statement is more than 12 months old b)Internet Banking i. Replacement of Security Device ii. Postage c)Electronic Share Application main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) those customers who sign up } If the Cardholder uses the Debit Card for transactions in Debit Card for transactions in a currency other than a currency other than Ringgit Malaysia, such Ringgit Malaysia, such amount shall be converted at amount shall be converted the exchange rate as at the exchange rate as determined by Visa determined by Visa International, as the case International, as the case may be, on the date of may be, on the date of conversion in addition to a conversion in addition to a foreign currency conversion foreign currency conversion cost of 1.00% as well as any cost of 1.00% as well as transaction fee charged by any transaction fee charged Visa International by Visa International } RM20 per copy } RM21.20 per copy } RM2 per page } RM2.12 per page } RM20 per request + } RM21.20 per request + RM2 per page RM2.12 per page } RM50 per device } RM53 per device } RM5 - RM10 (within } RM5.30 - RM10.60 Malaysia) Relevant courier or registered mail charges apply (outside Malaysia) } RM2.50 per transaction (within Malaysia) Relevant courier or registered mail charges apply (outside Malaysia) } RM2.65 per transaction back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 3 10 Basic Savings Account DESCRIPTIONS Foreign Currency Accounts a) Annual Fees } RM100 to be collected } RM106 to be collected on anniversary date b) Maintenance Fee c) Transaction Charges* - Transactions made involving the same foreign currency denomination (eg AUD to AUD). 18 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 15.Emergency Encashment 21 Credit Cards 34 Emergency Encashment 22 Cross Border Account Opening 35 23 Credit History Transfer 36 27 Fees & Charges (effective 1st April 2015) 14.Foreign Currency Accounts 11 Time Deposit Account page Fees & Charges (before 1st April 2015) d)Other Fees and Charges i. Penalty charges Pre-mature upliftment of Time Deposits e)Bank Statement Retrieval i. If statement is 12 months old or less ii. If statement is more than 12 months old main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) HSBC Group offices’ customer requesting emergency encashment from HSBC Malaysia } RM10 per month (if on anniversary date } RM10.60 per month (if aggregate balance is less than RM20,000 as equivalent) aggregate balance is less than RM20,000 as equivalent) Account Per Currency Type Transaction Account Per Currency Type Transaction USD USD4 USD USD4.24 GBP GBP3 GBP GBP3.18 AUD AUD6 AUD AUD6.36 JPY JPY400 JPY JPY424 SGD SGD6 SGD SGD6.36 EUR EUR4 EUR EUR4.24 BND BND6 BND BND6.36 CHF CHF6 CHF CHF6.36 HKD HKD30 HKD HKD31.80 CAD CAD6 CAD CAD6.36 NZD NZD6 NZD NZD6.36 * Please take note that the Transaction Charges herein excludes other charges related to different types of Remittance and Payment Services such as Local / Foreign Currency Draft, Telegraphic Transfer and Traveller’s Cheque. * Please take note that the Transaction Charges herein excludes other charges related to different types of Remittance and Payment Services such as Local / Foreign Currency Draft, Telegraphic Transfer and Traveller’s Cheque. } No interest payable in } No interest payable in completed periods } All replacement costs to be borne by customers } All replacement costs to } RM2 per page } RM2.12 per page } RM20 per request + } RM21.20 per request + RM2 per page } USD20 per request* completed periods be borne by customers RM2.12 per page }Waived * Effective 01 November 2007 Waived for Premier customers back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 28 Monthly Service Fee Default in repayment or over utilisation of facility limit 18 11 Time Deposit Account Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) } RM10 } RM10.60 } 1% per annum on } 1% per annum on 16.Financing 16.1 - Housing Loan 6 DESCRIPTIONS Monthly Service Fee (Applicable for HomeSmart Facility only) Default in repayment or over utilisation of facility limit instalment amount in arrears or amount over utilised on daily rest basis instalment amount in arrears or amount over utilised on daily rest basis Early Settlement Charges within Lock-in Period } (2% X Facility Amount X } (2% X Facility Amount X Number of remaining months within the Lock-in Period) / Total Lock-in Period in months Number of remaining months within the Lock-in Period) / Total Lock-in Period in months Retrieval / Photocopy Retrieval / Photocopy of of Security Documents Security Documents } RM10 per document } RM10.60 per document Redemption Statement Fee Issuance of redemption statement } RM50 per account per } RM53 per account per Confirmation Letter for Withdrawal from the Employee Provident Fund (EPF) With document } RM10 per document and Without document } Nil } Nil } 1% per annum on } 1% per annum on request basis maximum RM20 request basis } RM10.60 per document and maximum RM21.20 16.2Business Premises Financing [Individual Customer(s)] Default in repayment or over utilisation of facility limit Default in repayment or over utilisation of facility limit instalment amount in arrears or amount over utilised on daily rest basis instalment amount in arrears or amount over utilised on daily rest basis Early Settlement Charges within Lock-in Period } (2% X Facility Amount X } (2% X Facility Amount X Number of remaining months within the Lock-in Period) / Total Lock-in Period in months Number of remaining months within the Lock-in Period) / Total Lock-in Period in months Retrieval / Photocopy Retrieval / Photocopy of of Security Documents Security Documents } RM10 per document } RM10.60 per document Redemption Statement Fee Issuance of redemption statement } RM50 per account per } RM53 per account per Confirmation Letter for Withdrawal from the Employee Provident Fund (EPF) With document } RM10 per document and Without document } Nil } Nil } Maximum 1% of the } Maximum 1% of the request basis maximum RM20 request basis } RM10.60 per document and maximum RM21.20 17. Financing - Overdraft Unutilised Overdraft (OD) Facility Unutilised Overdraft (OD) Facility: - Commitment fees (applicable to personal OD facility with limit above RM250,000) Retrieval / Photocopy Retrieval / Photocopy of of Security Documents Security Documents main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) unutilised portion } RM10 per document unutilised portion } RM10.60 per document back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 Passbook Saving 15 9 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 29 Fees & Charges (effective 1st April 2015) } RM5 per draft } RM2 per draft } RM0.50 per draft } RM5.30 per draft } RM2.12 per draft } RM0.53 per draft } RM2 per draft } RM2 per draft } RM0.50 per draft } RM2.12 per draft } RM2.12 per draft } RM0.53 per draft } RM2 per draft } RM2.12 per draft } RM2 per draft } RM5 per draft } RM0.50 per draft } RM2.12 per draft } RM5.30 per draft } RM0.53 per draft b)Above RM5,000 equivalent }Waived } RM5 per draft } RM0.50 per draft i. Processing Fee c)Paying Bank Charges: } RM5 per draft i. ZAR DD } RM1.50 per draft ii. CAD DD } RM33 per draft iii.CHF DD iv.EUR DD Drawn in Spain } RM12 per draft v.AUD DD of Value: } RM1 per draft - Up to AUD99 } RM2 per draft - AUD100 - AUD499 } RM5 per draft - AUD500 - AUD4,999 - AUD5,000 - AUD9,999 } RM8 per draft - AUD10,000 and above } RM11 per draft } RM0.50 per draft vi. Processing Fee }Waived } RM5.30 per draft } RM0.53 per draft 18.Remittance & Payment Services - Local / Foreign Currency Draft 10 Basic Savings Account Fees & Charges (before 1st April 2015) DESCRIPTIONS Purchase of local draft Cancellation / Repurchase of local draft Purchase of Foreign Currency Demand Draft (DD) Encashment of Demand Draft (DD) Cancellation of Foreign Currency Demand Draft (DD) Interbank GIRO (IBG) a)Purchase of local draft via application form i. Same day collection ii. Next day collection iii. Processing Fee b)Purchase of local draft via: i.Telebanking ii. Internet Banking iii. Processing Fee a)Cancellation / Repurchase of local draft (except for MIDF/MIH new share issue) a) Up to RM5,000 equivalent i. Processing Fee a)Encashment of Demand Draft (DD): i. RM DD ii. FCY DD main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } RM21.20 per draft } RM21.20per draft } RM30 (cable) + RM5 } RM31.80(cable) + a) Via Internet / Mobile Banking }Waived • Premier Account and Advance Account • Basic Savings Account }RM0.10 }RM0.10 • Basic Current account • Amanah Basic Savings }RM0.10 Account-i • Amanah Basic Current }RM0.10 Account-i } RM1.06 per draft } RM2.12 per draft } RM5.30 per draft } RM8.48 per draft } RM11.66 per draft } RM0.53 per draft } RM20 per draft } RM20 per draft (commission) + RM20 (stamp duty) b)Via Branches Counter • Premier Account and Advance Account • Basic Savings Account • Basic Current account • Amanah Basic Savings Account-i • Amanah Basic Current Account-i } RM5.30 per draft } RM1.59 per draft } RM34.98 per draft } RM12.72 per draft RM5.30 (commission) + RM20 (stamp duty) }Waived }RM0.10 }RM0.10 }RM0.10 }RM0.10 }Waived }Waived } RM0.50 for first two (2) } RM0.53 for first two (2) transactions and RM2 for subsequent transactions in a month }Waived *Senior Citizens and Disabled Persons (OKU) *Senior Citizens are customers aged 60 years and above and Disabled Persons (OKU) are customers with OKU card transactions and RM2.12 for subsequent transactions in a month }Waived *Senior Citizens are customers aged 60 years and above and Disabled Persons (OKU) are customers with OKU card back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 30 DESCRIPTIONS Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) 18.Remittance & Payment Services - Local / Foreign Currency Draft Instant Transfer RENTAS Foreign Currency Cheque for Collection a)Via Internet / Mobile Banking • Premier Account and Advance Account • Basic Savings Account • Basic Current account • Amanah Basic Savings Account-i • Amanah Basic Current Account-i a)Outward RENTAS i.HSBCnet/SWIFT ii.Letters/TT applications forms }Waived }RM0.53 }RM0.53 }RM0.53 }RM0.53 }RM2 }RM5 a) Clean Bill Receivable (CBR) i. Amount up to RM10,000 }RM11.65 ii. Processing Fee (Effective }RM0.50 2nd January 2015) b)Bills for Collection (BCC) i. Amount of RM10,000 and above ii. Stamp duty iii. Postage vi. Additional courier charge for cheque denominated in USD v. Processing Fee (Effective 2nd January 2015) }RM2.12 }RM5.30 }RM12.35 }RM0.53 } 0.1% on cheque amount } 0.106% on cheque amount (min RM10, max RM100) (min RM10, max RM100) }RM0.15 }RM1.50 }RM45.00 }RM0.15 }RM1.59 }RM47.70 }RM0.50 }RM0.53 19.Remittance & Payment Services - Telegraphic Transfer Outward Telegraphic Transfer Outward Telegraphic Transfer: a)Commission on applications using: i. Paper Applications Forms/Letter } - Charge Type Selected: Remitter to pay } - Charge Type Selected: Shared between beneficiary and remitter - Charge Type Selected: Beneficiary to pay ii. Personal Internet Banking - Charge Type Selected: Remitter to pay - Charge Type Selected: Shared between beneficiary and remitter main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) RM45 or its equivalent per transaction RM45 or its equivalent per transaction } RM45 or its equivalent per transaction } RM25 or its equivalent per transaction } RM25 or its equivalent per transaction } RM47.70 or its equivalent per transaction } RM47.70 or its equivalent per transaction (debited from remittance proceeds) } RM47.70 or its equivalent per transaction } RM26.50 or its equivalent per transaction } RM26.50 or its equivalent per transaction (debited from remittance proceeds) back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 31 Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) 19.Remittance & Payment Services - Telegraphic Transfer Outward Telegraphic Transfer Outward Telegraphic Transfer: a)Commission on applications using: - Charge Type Selected: Beneficiary to pay iii.Personal Phone Banking - Charge Type Selected: Remitter to pay - Charge Type Selected: Shared between beneficiary and remitter - Charge Type Selected: Beneficiary to pay b)Paying Bank’s Charges i. Intermediary Bank charges (for US Dollar payments) ii. Other charges 18 11 Time Deposit Account DESCRIPTIONS c)Cancellation of Telegraphic Transfer i. Released cable Inward Telegraphic Transfer Inward Telegraphic Transfer: a)For credit of HSBC accounts - Charge Type Selected: Remitter to pay - Charge Type Selected: Beneficiary to pay b)Cash Payment - Charge Type Selected: Remitter to pay - Charge Type Selected: Beneficiary to pay } RM25 or its equivalent per transaction } RM25 or its equivalent per transaction } RM25 or its equivalent per transaction } RM25 or its equivalent per transaction } RM26.50 or its equivalent per transaction } RM26.50 or its equivalent per transaction } RM26.50 or its equivalent per transaction } RM26.50 or its equivalent per transaction } USD 25 per payment } USD 26.50 per payment } Depends on } Depends on Beneficiary Bank } RM45 (local charges) + its equivalent of USD40 Beneficiary Bank } RM47.70 (local charges) + its equivalent of USD42.40 } RM5 per transaction } RM5 per transaction } RM5 per transaction } RM5.30 per transaction } RM20 per transaction } RM20 per transaction } RM20 per transaction } RM21.20 per transaction KL Main Locker Size 4”x5”x20” 2”x8”x20” 4”x8”x20” 8”x8”x20” 5”x10”x20” 4”x16”x20” 8”x16”x20” 16”x 16”x 20” }RM150 }RM120 }RM180 }RM200 }RM200 }RM200 }RM350 }RM500 }RM159.00 }RM127.20 }RM190.80 }RM212.00 }RM212.00 }RM212.00 }RM371.00 }RM530.00 Bukit Bintang Locker Size 4”x5”x20” 2”x8”x20” 4”x8”x20” 8”x8”x20” 5”x10”x20” 8”x16”x20” 8”x16”x20” }RM150 }RM120 }RM180 }RM200 }RM200 }RM350 }RM500 }RM159.00 }RM127.20 }RM190.80 }RM212.00 }RM212.00 }RM371.00 }RM530.00 20.Safe Deposit Lockers Rental Charges main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 32 Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) Jalan Ipoh Locker Size 3”x5”x20” 5”x5”x20” 2”x8”x20” 4”x8”x20” 8”x8”x20” 3”x10”x20” 5”x10”x20” 10”x 10”x 20” 8”x16”x20” 16”x 16”x 20” }RM120 }RM150 }RM120 }RM180 }RM200 }RM180 }RM200 }RM250 }RM350 }RM500 }RM127.20 }RM159.00 }RM127.20 }RM190.80 }RM212.00 }RM190.80 }RM212.00 }RM265.00 }RM371.00 }RM530.00 Petaling Jaya Locker Size 4”x5”x20” 2”x8”x20” 4”x8”x20” 8”x8”x20” 8”x16”x20” 16”x 16”x 20” }RM150 }RM120 }RM180 }RM200 }RM350 }RM500 }RM159.00 }RM127.20 }RM190.80 }RM212.00 }RM371.00 }RM530.00 Seremban Locker Size 2”x8”x20” 4”x8”x20” 8”x8”x20” 8”x16”x20” 16”x 16”x 20” }RM120 }RM180 }RM200 }RM350 }RM500 }RM127.20 }RM190.80 }RM212.00 }RM371.00 }RM530.00 }RM150 }RM180 }RM200 }RM350 }RM500 }RM159.00 }RM190.80 }RM212.00 }RM371.00 }RM530.00 }RM150 }RM120 }RM200 }RM200 }RM350 }RM500 }RM159.00 }RM127.20 }RM212.00 }RM212.00 }RM371.00 }RM530.00 }RM120 }RM180 }RM200 }RM180 }RM200 }RM250 }RM350 }RM350 }RM500 }RM127.20 }RM190.80 }RM212.00 }RM190.80 }RM212.00 }RM265.00 }RM371.00 }RM371.00 }RM530.00 }RM150 }RM180 }RM200 }RM350 }RM500 }RM159.00 }RM190.80 }RM212.00 }RM371.00 }RM530.00 DESCRIPTIONS 20.Safe Deposit Lockers Rental Charges Penang Locker Size 4”x5”x20” 4”x8”x20” 8”x8”x20” 8”x16”x20” 16”x 16”x 20” Taiping Locker Size 4”x5”x22” 2”x8”x22” 4”x8”x22” 8”x8”x22” 8”x16”x22” 16”x 16”x 22” Muar Locker Size 2”x8”x20” 4”x5”x20” 8”x8”x20” 3”x10”x20” 5”x10”x20” 10”x 10”x 20” 10”x15”x20” 8”x16”x20” 16”x 16”x 20” Kuantan Locker Size 4”x5”x20” 4”x8”x20” 8”x8”x20” 8”x16”x20” 16”x 16”x 20” main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 33 Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) Mentakab Locker Size 2”x8”x20” 4”x8”x20” 8”x8”x20” 8”x16”x20” 16”x 16”x 20” }RM120 }RM180 }RM200 }RM350 }RM500 }RM127.20 }RM190.80 }RM212.00 }RM371.00 }RM530.00 Bentong Locker Size 2”x8”x20” 4”x8”x20” 8”x8”x20” 8”x16”x20” 16”x 16”x 20” }RM120 }RM180 }RM200 }RM350 }RM500 }RM127.20 }RM190.80 }RM212.00 }RM371.00 }RM530.00 Raub Locker Size 4”x5”x20” 4”x8”x20” 8”x8”x20” 8”x16”x20” 16”x 16”x 20” }RM150 }RM180 }RM200 }RM350 }RM500 }RM159.00 }RM190.80 }RM212.00 }RM371.00 }RM530.00 Kuala Terengganu Locker Size 2”x8”x20” 4”x8”x20” 8”x8”x20” 8”x16”x20” 16”x 16”x 20” }RM120 }RM180 }RM200 }RM350 }RM500 }RM127.20 }RM190.80 }RM212.00 }RM371.00 }RM530.00 Kuching Locker Size 3”x5”x19” 5”x5”x19” 3”x10”x19” 5”x10”x19” 10”x 10”x 19” }RM120 }RM150 }RM180 }RM200 }RM250 }RM127.20 }RM159.00 }RM190.80 }RM212.00 }RM265.00 Sibu Locker Size 2”x8”x20” 4”x8”x20” 8”x8”x20” 3”x10”x24” 5”x10”x24” 10”x 10”x 24” 8”x16”x20” 16”x 16”x 20” }RM120 }RM180 }RM200 }RM180 }RM200 }RM350 }RM350 }RM500 }RM127.20 }RM190.80 }RM212.00 }RM190.80 }RM212.00 }RM371.00 }RM371.00 }RM530.00 DESCRIPTIONS 20.Safe Deposit Lockers Rental Charges *For Premier Customers – 50% off for annual rental charges for first locker only (Subject to availability) Other Fees, Charges or Penalties main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) a)Stamp Duty b)Refundable Key Deposit c)Overdue Rental Payment d)Loss of Key Replacement Cost } RM10 } RM250 } RM10 } RM250 } RM50 } RM50 } RM150 - RM250 } RM150 - RM250 back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 Fees & Charges (effective 1st April 2015) a)Card Type Visa Visa 21. Credit Cards Annual Fee Platinum Advance Signature b)Card Type 240 120 Waived Waived 600 300 Mastercard 254.40 127.20 Waived Waived 636 318 Mastercard Primary (RM) Supplementary (RM) Primary (RM) Supplementary (RM) Premier Waived Waived Waived Waived Note: The following annual fees are applicable to cardholders who were upgraded by the Bank under the Credit Card’s Upgrade Initiative on 1st January 2016 a)Card Type 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 34 Fees & Charges (before 1st April 2015) Primary (RM) Supplementary (RM) Primary (RM) Supplementary (RM) 10 Basic Savings Account page DESCRIPTIONS Visa Visa Primary (RM) Supplementary (RM) Primary (RM) Supplementary (RM) Platinum (upgraded 160 80 from Gold) Platinum (upgraded from 80 40 Gold; originally Classic) b)Card Type Mastercard 169.60 84.80 84.80 42.40 Mastercard Primary (RM) Supplementary (RM) Primary (RM) Supplementary (RM) Platinum (upgraded 160 from Gold) Platinum (upgraded from 80 Gold; originally Classic) 80 169.60 84.80 40 84.80 42.40 }Waived }Waived Joining Fee Joining Fee Finance charges “Finance Charge” means the finance charge imposed by the Bank, where the Current Balance for the preceding month’s Card Statement is not settled in full: a) Purchases In respect of Retail Transactions, the Finance Charge is calculated on a daily rest basis on the outstanding Retail Transactions that remain unpaid after the Due Date calculated from the Posting Date until payments are credited to the Card Account and thereafter on the reduced balance and at the following applicable rates: (i) Tier-I: 15% per annum for Cardholders who promptly settle the Minimum Payment Due as specified in the Card Statement for 12 consecutive months; (ii) Tier-II: 17% per annum for Cardholders who promptly settle the Minimum Payment Due as specified in the Card Statement for 10 months or more in a 12-month cycle; and (iii) Tier-III: 18% per annum for Cardholders who do not fall within Tier-I and Tier-II; b) Cash Advance 18% p.a. of the cash advance amount calculated on a daily basis 18% p.a. of the cash advance amount calculated on a daily basis c) Balance Transfer Up to 18% p.a. of the amount transferred, calculated on a daily basis for a fixed duration Up to 18% p.a. of the amount transferred, calculated on a daily basis for a fixed duration Cash Advance fees The cash advance fee is 5% of the amount advanced or a minimum of RM15, whichever is higher. This is incurred for each cash advance transaction The cash advance fee is 5.3% of the amount advanced or a minimum of RM15.90, whichever is higher. This is incurred for each cash advance transaction Minimum monthly repayment 5% of the outstanding 5% of the outstanding balance or a minimum of balance or a minimum of RM50, whichever is higher RM50, whichever is higher main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 35 DESCRIPTIONS Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) 22. Credit Cards Late payment fees Minimum of RM10 or 1% of the outstanding balance, whichever is higher, capped to a maximum of RM100. Minimum of RM10 or 1% of the outstanding balance, whichever is higher, capped to a maximum of RM100. Interest-free period 20-day interest-free period is only enjoyed on all retail transactions, provided all outstanding balances as per the monthly statement of the previous month are fully settled 20-day interest-free period is only enjoyed on all retail transactions, provided all outstanding balances as per the monthly statement of the previous month are fully settled Conversion for overseas transactions If the Cardholder uses the Credit Card for transactions in a currency other than Ringgit Malaysia, such amount shall be converted at the exchange rate as determined by Visa International or MasterCard International, as the case may be, on the date of conversion in addition to a foreign currency conversion cost of 1.25% as well as any transaction fee charged by Visa International or MasterCard International. If the Cardholder uses the Credit Card for transactions in a currency other than Ringgit Malaysia, such amount shall be converted at the exchange rate as determined by Visa International or MasterCard International, as the case may be, on the date of conversion in addition to a foreign currency conversion cost of 1.25% as well as any transaction fee charged by Visa International or MasterCard International. Replacement card fee } RM50 per card } RM50 per card Sales draft retrieval request fee } RM20 per copy } RM21.20 per copy Refund of credit card a)Interbank GIRO (IBG) excess balance via b)Cashiers Order } RM2 per transaction } RM2 per transaction } RM2.12 per transaction } RM2.12 per transaction Other Services } RM2 per page } RM2.12 per page } RM20 per request + } RM21.20 per request + a)Credit Card Statement Retrieval i. If statement is 12 months old or less ii. If statement is more than 12 months old RM2 per page RM2.12 per page 22.Cross Border Account Opening Assistance / facilitation in settingup accounts that are offered by another HSBC group office. This includes full on boarding service and completion of International Needs Review in preparation to take customers through their requirements in the new country. main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) a)Premier Customers & Children b)Non-Premier Customers }Waived }Waived } Cross border account } Cross border account opening is no longer applicable for nonPremier customers. c)Non-Premier Customers’ } Cross border account Children opening is no longer applicable for nonPremier customers. } Cross border account d)Students opening is no longer applicable for nonPremier customers. opening is no longer applicable for nonPremier customers. } Cross border account opening is no longer applicable for nonPremier customers. } Cross border account opening is no longer applicable for nonPremier customers. back next Updated: 19 January 2016 Contents Personal TRANSACTION TYPES 1 Premier Account 3 2 Premier Junior Savings Account 5 3 Premier with EasiGrow Account 8 4 Premier PLUS Plan (for Premier customers) 8 5 Advance 8 6 Advance with EasiGrow Account 11 7 Advance PLUS Plan 11 8 Statement Savings Account 12 9 Passbook Saving 15 10 Basic Savings Account 18 11 Time Deposit Account 20 12 Generic Current Account 21 13 Basic Current Account 24 14 Foreign Currency Accounts 27 15 Emergency Encashment 27 16 Financing - Housing Loan - Business Premises Financing [Individual Customer(s)] 28 17 Financing - Overdraft 28 18 Remittance & Payment Services - Local / Foreign Currency Draft 29 19 Remittance & Payment Services Telegraphic Transfer 30 20 Safe Deposit Lockers 31 21 Credit Cards 34 22 Cross Border Account Opening 35 23 Credit History Transfer 36 page 36 Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) }Waived }Waived } Credit Transfer History } Credit Transfer History is no longer applicable for non-Premier customers. c)Non-Premier Customers’ } Credit Transfer History Children is no longer applicable for non-Premier customers. } Credit Transfer History d)Students is no longer applicable for non-Premier customers. is no longer applicable for non-Premier customers. } Credit Transfer History is no longer applicable for non-Premier customers. } Credit Transfer History is no longer applicable for non-Premier customers. DESCRIPTIONS 23.Credit History Transfer Credit history transfer a)Premier Customers & via a Credit Transfer Children Form (CTF) if credit b)Non-Premier Customers facilities are required in new country. main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 3 4 Foreign Currency Accounts Financing Channels Related Services Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) a)Average monthly credit balance of i. Above RM1,000 ii. RM1,000 and below } No charge } RM10 Half-Yearly } No charge } RM10.60 Half-Yearly Note Charges are applicable to non-borrowing customers only. Note Charges are applicable to non-borrowing customers only. } RM5 per transaction } RM5.30 per transaction } RM5 per transaction } RM5.30 per transaction } RM0.50 per cheque } RM0.53 per cheque } RM0.15 per cheque leaf } RM5 flat } RM0.15 per cheque leaf } RM5.30 flat 1. Business Accounts 2 DESCRIPTIONS Business Current Account 39 40 b)Transaction Charge i. For more than 2 counter cash deposit transactions per month ii. For more than 2 counter cash withdrawal transactions per month 41 5 Remittance & Payment Services 42 6 Cross Border Account Opening 45 7 Import Services 46 8 Export Services 49 9 Other Services 53 10 Business Credit Card 54 11 Corporate Card 55 Service charges Service charges Cheque Related Fees and Charges a) Inward Clearing Cheque - Processing Fee Exception for cheque return reasons below: i. Cheque Already Paid /Duplicate Payment ii. Wrongly encoded/ Encoding error iii. Incorrect Data Capture b) Cheque Book Issuance i. Stamp duty ii. Courier Charges * All cheque book will be couriered to customer unless specified otherwise c)Stop Payment Instruction on Cheque } RM20 per instruction I. With sufficient funds II.With insufficient funds } RM100 per instruction d)Cheques Returned I. Due to insufficient funds II.Due to reason “Post-dated” e)Cheque(s) exceptionally honoured due to insufficient funds } RM21.20 per instruction } RM106.00 per instruction } RM100 per cheque } RM100 per cheque } RM10 per cheque } RM10 per cheque } RM50 per cheque } RM53 per cheque }RM20 }RM20 }RM10 }RM50 }RM10.60 }RM53.00 Miscellaneous Services a)Account closed within 3 months b)Audit Confirmation i.Automail ii.Manual page 37 main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 3 Foreign Currency Accounts 39 Financing 40 4 Channels Related Services 41 5 Remittance & Payment Services 42 6 Cross Border Account Opening 45 7 Import Services 46 8 Export Services 49 9 Other Services 53 10 Business Credit Card 54 11 Corporate Card 55 Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) c)Statement/Voucher Retrievals i. Within 1 year ii. Above 1 year } RM2 per page } RM2 per page } RM2.12 per page } RM2.12 per page } RM5 per Draft } RM5.30 per Draft } RM5 per Draft } RM0.50 per Draft } RM2 per transaction } RM2 per transaction } RM5.30 per Draft } RM0.53 per Draft } RM2.12 per transaction } RM2.12 per transaction } No charge } SME = RM10 Half- } No charge } SME = RM10.60 Note Charges are applicable to non-borrowing customers only. Note Charges are applicable to non-borrowing customers only. } RM5 per transaction } RM5.30 per transaction } RM5 per transaction } RM5.30 per transaction } RM0.50 per cheque } RM0.53 per cheque } RM0.15 per cheque leaf } RM5 flat } RM0.15 per cheque leaf } RM5.30 flat 1. Business Accounts 2 DESCRIPTIONS Business Current Account d)TMD Disposal i. Via Local Demand Draft Mail to beneficiary Collection at branch -On the same day Processing Fee ii. Via Rentas iii. Via Interbank GIRO (IBG) BusinessVantage Account (BVA) a)Average monthly credit balance of i. Above RM10,000 ii. RM10,000 and below b)Transaction Charge i. For more than 2 counter cash deposit transactions per month ii. For more than 2 counter cash withdrawal transactions per month Yearly Service charge Half-Yearly Service charge } Non-SME = RM10 } Non-SME = RM10.60 Monthly Service Charge Monthly Service Charge Cheque Related Fees and Charges a) Inward Clearing Cheque - Processing Fee Exception for cheque return reasons below: i. Cheque Already Paid /Duplicate Payment ii. Wrongly encoded/ Encoding error iii. Incorrect Data Capture b) Cheque Book Issuance i. Stamp duty ii. Courier Charges * All cheque book will be couriered to customer unless specified otherwise c)Stop Payment Instruction on Cheque } RM20 per instruction I. With sufficient funds II.With insufficient funds } RM100 per instruction page 38 main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } RM21.20 per instruction } RM106.00 per instruction back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 3 Foreign Currency Accounts Financing Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) } RM100 per cheque } RM100 per cheque } RM10 per cheque } RM10 per cheque } RM50 per cheque } RM53 per cheque }RM20 }RM20 }RM10 }RM50 }RM10.60 }RM53.00 } RM2 per page } RM2 per page } RM2.12 per page } RM2.12 per page } RM5 per Draft } RM5.30 per Draft } RM5 per Draft } RM0.50 per Draft } RM2 per transaction } RM2 per transaction } RM5.30 per Draft } RM0.53 per Draft } RM2.12 per transaction } RM2.12 per transaction Account Currency Type Account Currency Type 1. Business Accounts 2 DESCRIPTIONS Business Current Account 39 d)Cheques Returned I. Due to insufficient funds II.Due to reason “Post-dated” e)Cheque(s) exceptionally honoured due to insufficient funds 40 Miscellaneous Services 4 Channels Related Services 5 Remittance & Payment Services 42 6 Cross Border Account Opening 45 7 Import Services a)Account closed within 3 months b)Audit Confirmation i.Automail ii.Manual 41 c)Statement/Voucher Retrievals i. Within 1 year ii. Above 1 year d)TMD Disposal i. Via Local Demand Draft Mail to beneficiary Collection at branch -On the same day Processing Fee ii. Via Rentas iii. Via Interbank GIRO (IBG) 46 8 Export Services 49 9 Other Services 53 2. Foreign Currency Accounts 10 Business Credit Card 11 Corporate Card Corporate a)Transaction Charge No cash transaction is allowed. No charge for internal transfers between accounts of same name. 54 55 Per Transaction USD USD4 USD USD4.24 GBP GBP3 GBP GBP3.18 AUD AUD6 AUD AUD6.36 JPY JPY400 JPY JPY424 SGD SGD6 SGD SGD6.36 EUR EUR4 EUR EUR4.24 BND BND6 BND BND6.36 CHF CHF6 CHF CHF6.36 HKD HKD30 HKD HKD31.80 CAD CAD6 CAD CAD6.36 NZD NZD6 NZD NZD6.36 b) Account Maintenance/ Statement charge } No Charge } No Charge c) Penalty charge on pre-mature upliftment of TMD } No interest payable on } No interest payable on completed periods } All replacement costs to be borne by customer Note For account currencies not stated above, we will apply USD4.00 equivalent as the transaction charge. page 39 main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) Per Transaction completed periods } All replacement costs to be borne by customer Note For account currencies not stated above, we will apply USD4.24 equivalent as the transaction charge. back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 2 Business Accounts 37 Foreign Currency Accounts 39 3 Financing 40 4 Channels Related Services 41 5 Remittance & Payment Services 42 6 Cross Border Account Opening 45 7 Import Services 46 Export Services 49 9 Other Services 53 10 Business Credit Card 11 Corporate Card Fees & Charges (before 1st April 2015) Overdraft Unutilised portion of facility } 1% per annum } 1% per annum Revolving Loan Unutilised portion of facility } 1% per annum } 1% per annum Overall Credit Facilities a) Facility Arrangement Fee Processing and assessing customer’s needs and business requirements for the purpose of setting up and structuring of facilities } Non - SME } Non - SME b) Facility Management Fee (excluding Business Premises Financing) } Non - SME Borrowing } Non - SME Borrowing up to RM10m min = RM400 up to RM10m min = RM424 Fees for assessing and tailoring facilities to suit requirement of customers } Non - SME Borrowing above RM10m min = RM2,000 } Non - SME Borrowing above RM10m min = RM2,120 a) Facility Arrangement Fee } Non - SME } Non - SME Business Premises Financing and other Term Loans min = RM2,000 min = RM2,000 b) Facility Management Fee Fees for assessing and tailoring facilities to suit requirement of customers 54 55 Miscellaneous Service Statement i. Within 1 year ii. Above 1 year } Business Premises 40 main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) min = RM2,120 min = RM2,120 } Business Premises Financing Non-SME RM400 (for renewal of facility where OD option is taken) Financing Non-SME RM424 (for renewal of facility where OD option is taken) } Other Term Loans SME and Non - SME Borrowing up to RM10m min = RM400 } Other Term Loans SME and Non - SME Borrowing up to RM10m min = RM424 Non - SME Borrowing above RM10m min = RM2,000 Non - SME Borrowing above RM10m min = RM2,120 } RM2 per page } RM2 per page } RM2.12 per page } RM2.12 per page + RM20 handling fees page Fees & Charges (effective 1st April 2015) 3. Financing 8 DESCRIPTIONS + RM21.20 handling fees back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 3 Foreign Currency Accounts Financing Channels Related Services Fees & Charges (effective 1st April 2015) a)Security Device } No charge for 1st delegate } No charge for 1st delegate RM50.00 per device for subsequent delegates 39 40 4 Fees & Charges (before 1st April 2015) 4. Channels Related Services HSBCnet 2 DESCRIPTIONS Business ATM Card (BAC) 41 b) Replacement of Security Device c) Service Fee } RM50 per device } RM53 per device } RM300.00 per month } RM318.00 per month a) Initial fee } RM8 per card } RM8.48 per card b) Annual fee } RM8 per card } RM8.48 per card c) Replacement card } RM15 per card } RM15 per card } RM12 per card } RM12 per card } RM1 per successful * 5 Remittance & Payment Services 42 6 Cross Border Account Opening 45 7 Import Services 46 8 9 Export Services Other Services 10 Business Credit Card 11 Corporate Card 49 For Basic Current Account HOUSe - Shared ATM Network (HSBC/HSBC Amanah, OCBC, UOB and Standard Chartered) Cash withdrawal using HSBC/HSBC Amanah ATM cards at non-HSBC/ HSBC Amanah ATMs within the HOUSe Network } RM1 per successful MEPS’ Shared ATM Network Cash Withdrawal using HSBC/HSBC Amanah ATM Cards within MEPS’ Shared ATM Network } RM4 per successful PLUS, CIRRUS (nonMEPS) ATM network Cash Withdrawal at PLUS, } RM10 per transaction CIRRUS (non-MEPS) ATM network Transaction Charges for Basic Current Account ATM Cash Withdrawal (if exceeding 8 transactions per month) Business SMS Alert (BSA) Monthly charges SMS Fixed a) Each SMS request Information Services 53 54 RM53.00 per device for subsequent delegates 55 b) Each SMS received transaction withdrawal transaction } RM4.24 per successful withdrawal } RM10.60 per transaction } RM1 per transaction } RM1.06 per transaction } RM10 per account (Free for the first 3 months) } RM10.60 per account (Free for the first 3 months) } Charges imposed by } Charges imposed by customer’s Mobile Network Operator customer’s Mobile Network Operator } RM0.30 } RM0.32 } RM10 per account } RM10.60 per account Note Fees and charges are subject to changes without prior notice. page 41 Business Cheque Report (BCR) main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) Monthly service charges back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 3 Foreign Currency Accounts 39 Financing 40 4 Channels Related Services 41 5 Remittance & Payment Services 42 6 Cross Border Account Opening 45 7 Import Services 46 49 9 Other Services 53 10 Business Credit Card 54 11 Corporate Card 55 Cross Border Payments SWIFT }RM5 }RM5.30 OutwardTT -Charge BEN (Local charges to less from proceed and beneficiary to bear overseas charges) a) SWIFT/HSBCnet } RM25 + overseas } RM26.50 + overseas Outward TT charge SHA (Remitter to bear local charge and Beneficiary to bear overseas charge) a) SWIFT/HSBCnet b) Letters/Smart forms RM45.00 + overseas charges RM47.70 + overseas charges Outward TT - charge OUR (Remitter to bear both local and overseas charges) a) SWIFT/HSBCnet } RM25.00 + RM6.00 + } RM26.50 + RM6.36 Foreign Currency Draft - application received via } } } } Export Services charges b) Letters/Smartform 42 Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } RM25.00 + overseas charges overseas charges b) Letters/Smart forms charges } RM47.70 + overseas charges } RM26.50 + overseas charges + overseas charges RM45.00 + RM6.00 + overseas charges RM47.70 + RM6.36 + overseas charges }RM2.00 }RM2.12 }N/A }N/A }RM5.00 }RM5.30 }RM2.00 }RM2.12 c) For CAD and CHF, there are additional clearing charges irrespective of amount i.CAD ii.CHF } RM1.50 per draft } RM33.00 per draft } RM1.59 per draft } RM34.98 per draft d) For AUD additional clearing charges i.AUD1-AUD99 ii.AUD100-AUD499 iii.AUD500-AUD4,999 iv.AUD5,000-AUD9,999 v. AUD10,000 and above }RM1.00 }RM2.00 }RM5.00 }RM8.00 }RM11.00 }RM1.06 }RM2.12 }RM5.30 }RM8.48 }RM11.66 Swift HSBCnet Letters Smart forms a) For all currencies except for GBP i. Amount up to RM5,000 ii. Amount from RM5,001 main } RM45 + overseas charges b) For GBP i. Amount up to RM2,500 ii. Amount from RM2,501 to RM5,000 page Fees & Charges (effective 1st April 2015) InwardTT 8 Fees & Charges (before 1st April 2015) 5. Remittance & Payment Services 2 DESCRIPTIONS back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 2 3 4 Business Accounts 37 Foreign Currency Accounts 39 Financing 40 Channels Related Services 41 5 Remittance & Payment Services 42 6 Cross Border Account Opening 45 7 Import Services 46 8 Export Services 49 9 Other Services 10 Business Credit Card 53 DESCRIPTIONS Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) }RM11.65 }RM12.35 }RM0.50 }RM0.53 5. Remittance & Payment Services Cross Border Payments Foreign Currency Cheque for Collection a) Clean Bill Receivable (CBR) i. Amount up to RM10,000 ii. Processing Fee (Effective 2nd January 2015) b) Bills for Collection (BCC) i. Amount of RM10,000 and above ii. Stamp duty iii. Postage iv. Additional courier charge for cheque denominated in USD v. Processing Fee (Effective 2nd January 2015) Domestic Payments Outward RENTAS (per transaction) Local Demand Draft (RM) 54 } 0.1% on cheque amount } 0.106% on cheque amount (min (min RM10, max RM100 RM10.60, max RM106.00 }RM0.15 }RM1.50 }RM45.00 }RM0.15 }RM1.59 }RM47.70 }RM0.50 }RM0.53 a)HSBCnet RM2 RM2.12 b) SWIFT }RM2 }RM2.12 c) Letters/Smartforms }RM5 }RM5.30 } RM1.55 per Draft } RM1.64 per Draft } RM5.50 per Draft } RM5.83 per Draft a)HSBCnet i. via Cheque Outsourcing System (COS) ii. via Priority Payments Note: Inclusive of RM0.50 cheque processing fee (Effective 2nd January 2015) 11 Corporate Card 55 b) Letters/application form Processing Fee (Effective 2nd January 2015) } RM2 per Draft } RM0.50 per Draft } RM2.12 per Draft } RM0.53 per Draft c) Mail to beneficiary/3rd party Processing Fee (Effective 2nd January 2015) } RM5 per Draft } RM0.50 per Draft } RM5.30 per Draft } RM0.53 per Draft } RM5 per Draft } RM2 per Draft } RM0.50 per Draft } RM5.30 per Draft } RM2.12 per Draft } RM0.53 per Draft d) Collection at branch i. on same day ii. on next day iii. Processing Fee (Effective 2nd January 2015) page 43 main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 2 Foreign Currency Accounts 39 3 4 Financing 40 Channels Related Services 41 Remittance & Payment Services 42 6 Cross Border Account Opening 45 7 Import Services 46 5 Export Services 49 9 Other Services 53 10 Business Credit Card 54 11 Corporate Card 55 page 44 Fees & Charges (effective 1st April 2015) } No charge } No charge }RM5 }RM5.30 } RM2 per name } RM2.12 per name } RM10 + RM2 per name } RM10.60 + RM2.12 per } RM2 per name } RM2.12 per name b) HSBCnet i. Internal transfer ii. other banks transfer } RM0.10 per name } RM0.10 per name } RM0.10 per name } RM0.10 per name All 3rd party cheques } RM2 per cheque } RM2.12 per cheque } RM2 per transaction } RM2.12 per transaction } RM5.00 per name } RM5.30 per name credit into HSBC account } RM5.00 per name for payment to account with other local banks credit into HSBC account } RM5.30 per name for payment to account with other local banks a) Internal transfer } RM2.00 per transaction } RM2.12 per transaction b) Payment to other banks } RM5.50 per transaction } RM5.83 per transaction c) Due to insufficient funds in account } RM5.00 per transaction } RM5.30 per transaction 5. Remittance & Payment Services Domestic Payments Internal Transfer Autopay Encashment 8 Fees & Charges (before 1st April 2015) DESCRIPTIONS a)Manual Input List (MIL) i. credit to HSBC account ii. less than 16 names per list iii.credit to other local bank accounts Interbank GIRO (IBG) Via Branches Counter Salary a) HSBCnet b) Letters/Smartforms Standing Instruction (SI) main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) HSBC Format name back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 2 Foreign Currency Accounts 39 3 Financing 40 4 Channels Related Services 41 5 Remittance & Payment Services 42 6 Cross Border Account Opening 45 7 Import Services 46 8 Export Services 49 9 Other Services 53 10 Business Credit Card 54 11 Corporate Card 55 page 45 DESCRIPTIONS Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) }USD300 }USD300 }USD318 }USD318 }USD300 }USD318 6. Cross Border Account Opening Assistance / facilitation in setting-up accounts that are offered by another HSBC group office for HSBC corporate customers main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) Corporate Customers: 1. Large Corporate (LC) 2. Middle Market Enterprise (MME) 3. Small, Medium Enterprise (SME) back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 2 Foreign Currency Accounts 39 3 Financing 40 4 Channels Related Services 41 5 Remittance & Payment Services 42 6 Cross Border Account Opening 45 7 Import Services 46 Export Services 49 9 Other Services 53 10 Business Credit Card 11 Corporate Card Fees & Charges (before 1st April 2015) 7. Import Services Documentary Credit Issuance Irrevocable DC 8 DESCRIPTIONS Back-to-Back DC Revolving DC Usance DC The fees and charges for the items below are exclusive of Goods and Services Tax (“GST”). Where GST is chargeable on any of these items, the applicable GST sum shall be imposed in addition to such fees and charges, and shall be payable to the Bank. a) Opening Commission 0.1% per month* (or part of month) on the credit amount (min. RM200) 0.1% per month* (or part of month) on the credit amount (min. RM200) b) Handling Fee for same day processing received after 12 noon } Min. RM150 } Min. RM150 c) Marginal Deposit handling fee for non-trade Customer } Min. RM150 } Min. RM150 a) Opening Commission } 0.1% per month* (or } 0.1% per month* (or part of month) on the credit amount (min. RM200) part of month) on the credit amount (min. RM200) b) Handling Fee } Min. RM150 } Min. RM150 a) Opening Commission } 0.1% per month* (or } 0.1% per month* (or part of month) on the credit amount (min. RM200) part of month) on the credit amount (min. RM200) b) Handling Fee } Min. RM150 } Min. RM150 a) Opening Commission } 0.1% per month* (or } 0.1% per month* (or part of month) on the credit amount (min. RM200) part of month) on the credit amount (min. RM200) b) Opening Charge on Usance period } 0.1% per month (or part } 0.1% per month (or part of month) for the usance period of the credit of month) for the usance period of the credit a) Opening Commission** } 0.1% per month* (or } 0.1% per month* (or part of month) on the credit amount (min. RM200) part of month) on the credit amount (min. RM200) 54 55 Standby DC Fees & Charges (effective 1st April 2015) b) Handling Fee } Min. RM150 } Min. RM150 Cable cost per DC issued under SWIFT } Local – min. RM50 } Overseas – min. RM100 } Local – min. RM50 } Overseas – min. RM100 Courier Charges } As per DHL published } As per DHL published rates rates Note (*) Opening commission is calculated at a prescribed rate from the date of DC issuance and payable in full at the time of establishment of all DCs. If there is any subsequent extension to the expiry date / increase in the amount of the DC, additional commission will be imposed based on the extended period or the increase DC amount and will be collected when the DC is extended or the amount increased. (**) Applicable for SME customers only. Different rates as prescribed by the Bank are applicable for other customers. page 46 main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 2 Foreign Currency Accounts 39 3 Financing 40 4 Channels Related Services 41 5 6 Remittance & Payment Services Cross Border Account Opening 42 DESCRIPTIONS 7. Import Services Documentary Credit Issuance Bank Guarantee (BG) Import Services Fees & Charges (effective 1st April 2015) The fees and charges for the items below are exclusive of Goods and Services Tax (“GST”). Where GST is chargeable on any of these items, the applicable GST sum shall be imposed in addition to such fees and charges, and shall be payable to the Bank. a) Issuance Commission } 0.1% per month (or part } 0.1% per month (or part thereof) on the guarantee amount (min RM100) (SME Customers) } Min RM200 (Non-SME customers) thereof) on the guarantee amount (min RM100) (SME Customers) } Min RM200 (Non-SME customers) } RM50 for 1st } RM50 for 1st amendment } RM100 for subsequent amendment } RM100 for subsequent } 0.1% per month (or part } 0.1% per month (or part Documentary Credits In Progress Amendments to DC a) Charge 45 b) Increase in DC value 7 Fees & Charges (before 1st April 2015) of month) And / or 46 c) Extension of DC validity } 0.1% per month (or part of month) amendment amendment of month) And / or } 0.1% per month (or part of month) 8 Export Services 49 d) Cable cost per amendment DC issued under SWIFT Local – min. RM50 Overseas – min. RM100 Local – min. RM50 Overseas – min. RM100 9 Other Services 53 e) Courier Charges } As per DHL published } As per DHL published rate 10 Business Credit Card 54 11 Corporate Card a) Charge Cancellation of DC a) Cancellation Fee } RM100 flat } RM100 flat b) Communication Charge by cable } Local – min. RM50 } Overseas – min. RM100 } Local – min. RM50 } Overseas – min. RM100 c) Courier Charges } As per DHL published } As per DHL published Guarantee amendment rate Acceptance Commission On Usance Credits Issued 47 Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) Guarantee amendment rate a) Acceptance Commission Note Acceptance commission on usance DC issued is for the account of the beneficiary unless otherwise stated in the DC. } Local DPC – RM150 flat } Local DPC – RM150 flat } 0.1% of the invoice } 0.1% of the invoice Shipping Guarantee/ a) Issuance/Endorsement Air Waybill/Bill of Commission Lading Endorsement main } RM100 for every Bank } Foreign DPC – USD75 b)Unredeemed Shipping Guarantee/Air Waybill/ Bill of Lading Endorsement page rate Amendments to Bank Guarantee 55 } RM100 for every Bank flat } Foreign DPC – USD75 flat value of the goods (min. RM100) value of the goods (min. RM100) } 0.5% p.a. of the invoice } 0.5% p.a. of the invoice value if SG is not released within 3 calendar months from the date of issue (min. RM100) value if SG is not released within 3 calendar months from the date of issue (min. RM100) back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 2 Foreign Currency Accounts 39 DESCRIPTIONS Fees & Charges (before 1st April 2015) 7. Import Services Import Bills Inward Bills for Collection Fees & Charges (effective 1st April 2015) The fees and charges for the items below are exclusive of Goods and Services Tax (“GST”). Where GST is chargeable on any of these items, the applicable GST sum shall be imposed in addition to such fees and charges, and shall be payable to the Bank. a) Collection bills commission } 0.1% flat } Min. RM50 } Max. RM100 (FCY IBC) } Max. RM500 (RM IBC) } 0.1% flat } Min. RM50 } Max. RM100 (FCY IBC) } Max. RM500 (RM IBC) 3 Financing 40 4 Channels Related Services 41 b) Handling Fee imposed on each set of Usance Bills }RM50 }RM50 5 Remittance & Payment Services 42 c) Direct Settlement Charge (documents release free of payment) } As with the above rate } As with the above rate 6 Cross Border Account Opening 45 d) Import Loans Financing Charge } 0.25% flat } 0.25% flat 7 Import Services e) Snag bill handling fee } RM150 per month } RM150 per month 46 f) Protest fee } RM300 plus legal fee & } RM300 plus legal fee & postage 8 9 Export Services Other Services 49 54 11 Corporate Card 55 48 a) Transit Interest Note For Bills drawn under a Documentary Credit of this Bank: Interest will be charged at the prevailing rate for the foreign currency in question from the date of negotiation by the remitting bank until the date of payment or conversion to Ringgit by the customer. 53 10 Business Credit Card page Import Bills Receivable Other Settlement Charges main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } At prevailing rate for FCY or customer’s prescribed rate for RM bills postage } At prevailing rate for FCY or customer’s prescribed rate for RM bills b) Payment advice cable cost } RM30 for account of c) Discrepancy Fee } USD100 flat – } USD100 flat – Foreign DC } RM100 flat – Local DC } RM100 flat – Local DC d)Past Due Bills Handling Fee } RM150 per bill } RM150 per bill (one-time fee) (one-time fee) a) Rates for Retirement of Inward Bills } Selling Rate of } Selling Rate of b)Commission in Lieu of Exchange } 0.1% of bill amount drawee Exchange (TT or OD) of the day or forward Sales Contract (min. RM50) (max. RM500) } RM30 for account of drawee Foreign DC Exchange (TT or OD) of the day or forward Sales Contract } 0.1% of bill amount (min. RM50) (max. RM500) back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 2 Foreign Currency Accounts 39 3 4 Financing Channels Related Services 5 Remittance & Payment Services 42 6 Cross Border Account Opening 45 7 Import Services 46 Fees & Charges (before 1st April 2015) 7. Import Services Fees & Charges (effective 1st April 2015) The fees and charges for the items below are exclusive of Goods and Services Tax (“GST”). Where GST is chargeable on any of these items, the applicable GST sum shall be imposed in addition to such fees and charges, and shall be payable to the Bank. Import Loans Loans Against Imports a) Financing Charge } 0.25% for non-DC bills } 0.25% for non-DC bills Foreign Currency Loans Against Imports a) Financing Charge } 0.25% for non-DC bills } 0.25% for non-DC bills b)Penalty for Early Retirement } Penalty interest quoted } Penalty interest quoted c)Commission in Lieu of Exchange } 0.1% of loan amount 40 41 DESCRIPTIONS Bankers Acceptances/ Islamic Accepted Bills by Treasury (min. RM50) (max. RM500) a) Acceptance Commission }Acceptance commission will be collected by Treasury } 0.1% of loan amount (min. RM50) (max. RM500) }Acceptance commission will be collected b)Handling Fee }RM5 }RM5 a) Advising Commission }RM10 }RM10 b) Handling Fee } RM20 – Customer with } RM20 – Customer with 8. Export Services 8 9 Export Services Other Services 49 54 11 Corporate Card 55 49 Safe Custody } RM70 – Customer without Safe Custody (rebate RM40 if negotiation with HSBC) } RM90 – Non-customer (rebate RM40 if negotiation with HSBC) 53 10 Business Credit Card page Documentary Credits Advising/ Amendments main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) Safe Custody } RM70 – Customer without Safe Custody (rebate RM40 if negotiation with HSBC) } RM90 – Non-customer (rebate RM40 if negotiation with HSBC) c) Subsequent Advising Commission (amendment) }RM10 }RM10 d) Handling Fee }RM30 – customer } RM60 – non-customer }RM30 – customer } RM60 – non-customer e) Pre-Advising Commission }RM10 }RM10 f) Handling Fee } RM10 – customer } RM20 – non-customer } RM10 – customer } RM20 – non-customer g)Confirmation Commission } 0.1% per month or part } 0.1% per month or part of month or as determined by the Bank } Min. RM250 – account of Benef of month or as determined by the Bank } Min. RM250 – account of Benef h)Transfer Commission 0.1% per month on the amount of the transferred credit (min. RM500) 0.1% per month on the amount of the transferred credit (min. RM500) back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 2 Foreign Currency Accounts 39 3 Financing 40 4 Channels Related Services 41 5 Remittance & Payment Services 42 6 Cross Border Account Opening 45 7 Import Services 46 Export Services Fees & Charges (before 1st April 2015) 8. Export Services The fees and charges for the items below are exclusive of Goods and Services Tax (“GST”). Where GST is chargeable on any of these items, the applicable GST sum shall be imposed in addition to such fees and charges, and shall be payable to the Bank. Inward Counter Guarantee Advising a) Handling Fee RM150 RM150 Bill Purchase/ Negotiation a) DC Bills Checking Fee } Min. RM50 } Min. RM100 } Min. RM50 } Min. RM100 Ringgit DC & NonDC Bills Purchased Note To charge checking fee based on country of issuing bank and complexity of the DC (e.g. more than 2 pages of terms and conditions especially from Pakistan, Bangladesh and Middle Eastern countries). (Arab & Indian Continents) (Arab & Indian Continents) b) Presentation with Discrepancies (including DC bills sent on “Approval & Payment” basis) } RM30 per set of } RM30 per set of a) Commission } 0.1% flat } (min. RM50 – customer) } (min. RM100 – non- 49 documents customer) } (max. RM500) 9 Other Services 10 Business Credit Card 11 Corporate Card Fees & Charges (effective 1st April 2015) 8 DESCRIPTIONS 53 documents } 0.1% flat } (min. RM50 – customer) } (min. RM100 – non- customer) } (max. RM500) b) Urgent Processing Charge }RM100 (One-off service requests, }RM100 c) Interest Charge } At overdraft or outside the usual service offering, i.e. where a bill is given priority processing over others at the request of the customer) 54 } At overdraft or prescribed rate (min. RM30) 55 d) TT/DD Reimb Claim } RM30 – for account of Benef Foreign Currency DC & Non-DC Bills Purchased a) Commission } 0.1% flat } (min. RM50 – customer) } (min. RM100 – non- customer) prescribed rate (min. RM30) } RM30 – for account of Benef } 0.1% flat } (min. RM50 – customer) } (min. RM100 – non- customer) } (max. RM250) } (max. RM250) b) Urgent Processing Charge (One-off service requests, }RM100 }RM100 c) Interest Charge } At prevailing Foreign } At prevailing Foreign Currency interest or prescribed rate (min. RM30) Currency interest or prescribed rate (min. RM30) } RM30 – for account of } RM30 – for account of outside the usual service offering, i.e. where a bill is given priority processing over others at the request of the customer) d) TT/DD Reimb Claim Benef page 50 main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) Benef back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 2 Foreign Currency Accounts 39 4 Financing Channels Related Services Fees & Charges (before 1st April 2015) 8. Export Services 3 DESCRIPTIONS 40 The fees and charges for the items below are exclusive of Goods and Services Tax (“GST”). Where GST is chargeable on any of these items, the applicable GST sum shall be imposed in addition to such fees and charges, and shall be payable to the Bank. Ringgit DC Bills a) Checking Fee Non-Purchase (sent on “Approval & Payment” basis) b) Commission 41 } Min. RM50 } Min. RM100 (Arab & Indian Continents) } 0.1% flat }(min. RM50 – customer) }(min. RM100 - non- customer) }(max. RM500) 5 Remittance & Payment Services 42 6 Cross Border Account Opening 45 7 Import Services 46 8 Export Services 49 9 Other Services 53 10 Business Credit Card 54 11 Corporate Card 55 customer) }(max. RM500) d) TT/DD Reimb Claim RM30 - for account of Benef RM30 - for account of Benef } Min. RM50 } Min. RM100 (Arab & } Min. RM50 } Min. RM100 (Arab & Foreign Currency DC a) Checking Fee Bills Non-Purchase (sent on “Approval & Payment” basis) b) Commission Indian Continents) } 0.1% flat }(min. RM50 – customer) }(min. RM100 - non- customer) Indian Continents) } 0.1% flat }(min. RM50 – customer) }(min. RM100 - non- customer) }(max. RM250) }(max. RM250) c)Urgent Processing Charge }RM100 }RM100 d) TT/DD Reimb Claim } RM30 - for account of } RM30 - for account of (One-off service requests, outside the usual service offering, i.e. where a bill is given priority processing over others at the request of the customer) Others a) Rate of exchange } Foreign currency bills are negotiated/ Purchased at the prevailing rates of Exchange or contracted rates of exchange b) Delivery Charges c) Other Bank’s Charges } A courier charge is main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) Benef } Foreign currency bills are negotiated/ Purchased at the prevailing rates of Exchange or contracted rates of exchange } A courier charge is made according to the weight of the documents and their destination made according to the weight of the documents and their destination } All correspondents’ or } All correspondents’ or agents’ charges, if any, are for the account of the Benef unless otherwise stated 51 Indian Continents) } 0.1% flat }(min. RM50 – customer) }(min. RM100 - non- }RM100 Benef page } Min. RM50 } Min. RM100 (Arab & c)Urgent Processing Charge }RM100 (One-off service requests, outside the usual service offering, i.e. where a bill is given priority processing over others at the request of the customer) Fees & Charges (effective 1st April 2015) agents’ charges, if any, are for the account of the Benef unless otherwise stated back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 2 Foreign Currency Accounts 39 3 Financing 40 4 Channels Related Services 41 5 Remittance & Payment Services 42 6 Cross Border Account Opening 45 DESCRIPTIONS Fees & Charges (before 1st April 2015) 8. Export Services Bills For Collection Outward Bills for Collection (Non-DC Bills) subject to URC 522 The fees and charges for the items below are exclusive of Goods and Services Tax (“GST”). Where GST is chargeable on any of these items, the applicable GST sum shall be imposed in addition to such fees and charges, and shall be payable to the Bank. a) Commission 0.1% flat (min. RM50) (max. RM100) Import Services 46 8 Export Services 49 9 Other Services 53 }RM100 c)Cancellation Charge (Due to direct payment) }RM100 }RM100 d)Snag Bill Handling Fee } RM150 per month or } RM150 per month or outside the usual service offering, i.e. where a bill is given priority processing over others at the request of the customer) 54 11 Corporate Card 55 part of month Export Loans Red Clause Credit a) Handling Fee }RM100 }RM100 Clean Export Loan (OAE) Export Credit Refinancing a) Financing Commission } 0.25% (min. RM100) } 0.25% (min. RM100) a) Processing Fee } RM5 per set of } RM5 per set of 10 Business Credit Card 0.1% flat (min. RM50) (max. RM100) b) Urgent processing Charge }RM100 (One-off service requests, part of month 7 Fees & Charges (effective 1st April 2015) Bankers Acceptances Islamic Accepted Bills Export Settlement Charges documents documents b)ECR DPO charges } 0.05% flat on the value } (min. RM20) } (max. RM500) } 0.05% flat on the value } (min. RM20) } (max. RM500) c)ECR LPO charges } 0.05% flat on the value } (min. RM20) } (max. RM500) } 0.05% flat on the value } (min. RM20) } (max. RM500) a) Acceptance Commission }Acceptance commission will be collected }Acceptance b)Handling Fee }RM5 }RM5 a) Commission in Lieu of Exchange } 0.1% of invoice value } (min. RM50) } (max. RM500) } 0.1% of invoice value } (min. RM50) } (max. RM500) b)Past Due Bills } RM150 per bill } RM150 per bill commission will be collected c)Reimbursement Bank Fee Other Export Charges a) Acceptance Commission } 0.15% per month (min. RM150) } 0.15% per month (min. b) Reimb Claim }RM100 Note This will only apply to banks with pre-arranged acceptance facilities with us. }RM100 RM150) Note A reimbursement fee of RM100 will apply for reimbursement claims under DCs opened by our group offices or by correspondent banks. page 52 main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 2 Foreign Currency Accounts 39 Financing 40 Channels Related Services 41 5 Remittance & Payment Services 42 Forfaiting 6 Cross Border Account Opening 45 7 Import Services 46 Export Services 49 9 Other Services 53 10 Business Credit Card 11 Corporate Card } 0.1% or RM500 whichever is higher a) Commission a) Financing Charges 54 55 } 0.1% per month or part thereof of the Amount avalised and for the period of existence of the avalised bill (min. RM500) thereof of the Amount avalised and for the period of existence of the avalised bill (min. RM500) } MYR bills - at agreed } MYR bills - at agreed percentage above BLR } FCY bills - at agreed percentage above prevailing FCY cost of funds } Min. USD100 per forfaiting contract (SME customers) } Min. RM500 per forfaiting contract (Non-SME customers) forfaiting contract (SME customers) } Min. RM500 per forfaiting contract (Non-SME customers) } RM10 per piece } RM10 per piece Photostating documents } RM10 per piece } RM10 per piece Advice Request } RM10 per request } RM10 per request Past Due Chasers a) To Collecting Bank (auto) } RM30 per chaser } RM30 per chaser b)To Collecting Bank (manual) RM60 per chaser RM60 per chaser } RM10 per transaction } RM10 per transaction a) West Malaysia } RM160.00 per month } RM169.60 per month b) East Malaysia (Daily courier service for cheques and documents except cash) } RM250.00 per month } RM265.00 per month 53 whichever is higher } Min. USD100 per Faxing of Advices Miscellaneous administration fee (for non-SME customers) page } 0.1% or RM500 } 0.1% per month or part percentage above BLR } FCY bills - at agreed percentage above prevailing FCY cost of funds b) Commitment Fee 8 Fees & Charges (effective 1st April 2015) The fees and charges for the items below are exclusive of Goods and Services Tax (“GST”). Where GST is chargeable on any of these items, the applicable GST sum shall be imposed in addition to such fees and charges, and shall be payable to the Bank. Assignment of DC Proceeds Avalisation 4 Fees & Charges (before 1st April 2015) 9. Other Services 3 DESCRIPTIONS Banking Express Service main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 Fees & Charges (before 1st April 2015) Fees & Charges (effective 1st April 2015) a) Annual Fee } Visa Gold: RM200 } Visa Gold: RM212 per } No Charge } 15% p.a. calculated on a DESCRIPTIONS 10. Business Credit Card card Foreign Currency Accounts 39 b) Joining Fee } No Charge } Single Tiered Interest 3 Financing 40 c) Finance Charges i) Purchases 4 Channels Related Services 41 5 Remittance & Payment Services 42 6 Cross Border Account Opening 45 7 Import Services 46 2 ii) Cash Advance d) Cash advance fee 8 Export Services 49 9 Other Services 53 10 Business Credit Card 54 amount calculated on a daily basis } 5% of the amount advanced or a minimum of RM15.90, whichever is higher. This is incurred for each cash advance transaction } 5% of the outstanding balance or a minimum of RM50, whichever is higher balance or a minimum of RM50, whichever is higher f) Late payment Fees } Minimum of RM10 or 54 } 20-day interest-free period is only enjoyed on all retail transactions, provided all outstanding balances as per the monthly statement of the previous month are fully settled 55 Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } 5.3% of the amount } 5% of the outstanding 1% of the outstanding balance, whichever is higher, capped to a maximum of RM100 main daily rest basis on the outstanding balance from the posting date of the respective retail transactions } 18% p.a. calculated on a daily basis on the cash advance amount from the date of disbursement until full repayment e) Minimum monthly repayment h) Conversion for overseas transactions page } 18% p.a of cash advance advanced or a minimum of RM15, whichever is higher. This is incurred for each cash advance transaction g) Interest-free period 11 Corporate Card Rate (p.a) of 15% } Minimum of RM10 or 1% of the outstanding balance, whichever is higher, up to a maximum of RM100.00 } 20-day interest-free period is only enjoyed on all retail transactions, provided all outstanding balance as per the monthly statement of the previous month are fully settled } If the Cardholder uses } If the Customer uses the the Credit Card for Credit Card for transactions in a transactions in a currency other than currency other than Ringgit Malaysia, such Ringgit Malaysia, amount shall be such amount shall be converted at the converted at the exchange rate exchange rate as determined by Visa determined by Visa International + International, Administration Fee of on the date of 1% + any transaction fee conversion in addition to charged by Visa a foreign currency International. conversion cost of 1.00% as well as any transaction fee charged by Visa International. back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 2 Business Accounts Foreign Currency Accounts 37 Financing 40 4 Channels Related Services 41 Remittance & Payment Services 42 Fees & Charges (effective 1st April 2015) i) Replacement Card Fee } RM50.00 per card } RM50.00 per card j) Sales Draft Retrieval } RM20.00 per copy } RM21.20 per copy k) Additional Statement Request Fee } RM5 per monthly } RM5.30 per monthly statement statement l) Cash Payment over Counter } No Charge } No Charge a) Annual Fee } World Corporate } World Corporate 10. Business Credit Card 39 3 Fees & Charges (before 1st April 2015) DESCRIPTIONS 11. Corporate Card 5 MasterCard: RM120 6 Cross Border Account Opening 45 7 Import Services 46 8 Export Services 49 9 Other Services 10 Business Credit Card 11 Corporate Card b) Joining Fee } No Charge } No Charge c) Finance Charges i) Purchases } 15% p.a. calculated on } 15% p.a. calculated on a daily rest basis on the outstanding balance from the posting date of the respective retail transactions } 18% p.a of cash advance amount calculated on a daily basis a daily rest basis on the outstanding balance from the posting date of the respective retail transactions } 18% p.a. of the cash advance amount calculated on daily basis } 5% of the amount } 5.3% of cash advance ii) Cash Advance d) Cash advance fee advanced or a minimum of RM15, whichever is higher. This is incurred for each cash advance transaction 53 54 55 e) Minimum monthly repayment } All outstanding has to f) Late payment Fees } Minimum of RM10 or be settled in full 1% of the outstanding balance, whichever is higher, capped to a maximum of RM100 g) Interest-free period } 20-day interest-free period is only enjoyed on all retail transactions, provided all outstanding balances as per the monthly statement of the previous month are fully settled page 55 main Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) MasterCard: RM127.20 fee of the amount advanced or a minimum of RM15.90, whichever is higher. This is incurred for each cash advance transaction. } All outstanding has to be settled in full } Minimum of RM10 or 1% of the outstanding balance, whichever is higher, capped to a maximum of RM100 } 20-day interest-free period is only enjoyed on all retail transactions, provided all outstanding balances as per the monthly statement of the previous month are fully settled back next Updated: 19 January 2016 Tariff and charges for HSBC products and services Commercial & Business Contents TRANSACTION TYPES 1 Business Accounts 37 2 Foreign Currency Accounts 39 3 Financing 40 4 Channels Related Services 41 5 Remittance & Payment Services 42 6 Cross Border Account Opening 45 7 Import Services 46 8 9 Export Services Other Services 11 Corporate Card 55 page 56 h) Conversion for overseas transactions } If the Cardholder uses } If the Cardholder uses i) Replacement Card Fee } RM50.00 per card } RM50.00 per card j) Sales Draft Retrieval } RM20.00 per copy } RM21.20 per copy the Credit Card for transactions in a currency other than Ringgit Malaysia, such amount shall be converted at the exchange rate determined by Visa International / MasterCard International + Administration Fee 1.25% + any transaction fee charged by Visa International / MasterCard International. k) Retrieval of statement(s) fee Less than 12 months old } RM2 per page More than 12 months old } RM20 per request + RM2 per page 53 54 Fees & Charges (effective 1st April 2015) 11. Corporate Card 49 10 Business Credit Card Fees & Charges (before 1st April 2015) DESCRIPTIONS Issued by HSBC Bank Malaysia Berhad (Company No. 127776-V) } RM2.12 per page } RM21.20 per request + RM2.12 per page l) Cash Payment over Counter } No Charge } No Charge m) Additional Statement Request Fee } RM5 per monthly } RM5.30 per monthly n) Smart Data Gen 2 (SDG2) One time setup fee Annual Fee main the Credit Card for transactions in a currency other than Ringgit Malaysia, such amount shall be converted at the exchange rate as determined by Visa International or MasterCard International, as the case may be, on the date of conversion in addition to a foreign currency conversion cost of 1.25% as well as any transaction fee charged by Visa International or MasterCard International. statement statement }RM400 }RM650 }RM424 }RM689 * the charges above are not applicable to SMEs. * the charges above are not applicable to SMEs. back next Updated: 19 January 2016
