FALL 2015 Smooth Pavement and a Bright Future Ahead Working endlessly to prepare our youth for success requires hope, patience and determination. With the right tools and the care of loving adults, youth like Iclund are able to pave their own way to a brighter future. Iclund, a resident at Vista Maria, was unsure about her first days here. Now, she says, “It’s been a life-changer.” As a victim of sexual and emotional abuse, Iclund was untrusting of adults in her life. When she met her primary care worker at Vista Maria, it was patience, time and continuous care that allowed Iclund to trust him and begin to work through her past. Because of their shared experiences and similar backgrounds, she felt like she could relate to him. Soon, “he became my inspiration,” Iclund says. “I thought, if he could do it, I can do it.” Iclund’s family has been an important part of guiding her path. With her sister in the hospital, Iclund knew that there was the possibility that she may be a full-time caregiver to her nephew. Her goal became clear: to finish high school, start college and create a solid foundation for her future. This past June, Iclund moved to a new building on campus and received her degree from Clara B. Ford Academy. She registered for all of her college classes at Henry Ford Community College and created a schedule that would keep her busy and preparing for her future. “I can’t wait to start college in the fall!” Iclund says with a big smile. The organizational skills she has learned at Vista Maria have helped her to stay focused and make calculated decisions. She hopes to own her own restaurant one day. She also has dreams of becoming a community activist and making change through her actions. Her creativity, passion and leadership skills shine through as she walks through campus these days. Iclund and President and CEO Angela Aufdemberge attend KidSpeak Youth Public Forum at Wayne State University College of Law. Continued on page 2 From the President and CEO Back to school was always preceded by shopping for new school clothes, shoes, and various supplies during the late summer months. There was always the excitement of a new school year with new classes, teachers, activities, adventures and new friends. Vista Maria News | FALL 2015 Everything seemed possible. My memories of heading back to school each year and the new experience brings a gentle smile. The end of summer brought new beginnings. A similar smile occurs as I reminisce about the summer activities here at Vista Maria. We have been blessed with many activities, events and programs that engaged our youth in very positive ways. We started the summer by celebrating with the graduates of Vista Meadows and Clara B. Ford. Of course, graduation was just the beginning. Our students actively learned through our Journey to Success summer program and experienced summer employment through our Grow Detroit Talent grant. Continued on page 2 www.vistamaria.org Smooth Pavement and a Bright Future Ahead Continued from page 1 Faith, family, and the many support systems that Iclund found at Vista Maria have helped her to make tough decisions that will change her life for the better. Iclund is now a confident leader who follows her passions without fear. She is so thankful that Vista Maria gave her the time and support she needed to focus on herself. “I worked so hard, and the staff, supervisors, case managers, therapists were always here for me through the good times and the bad. I realized that’s what I’ve needed my whole life. It’s been a rocky road, but the pavement is getting pretty smooth now.” Iclund, speaking at this year’s Clara B. Ford graduation ceremony, is an avid member of the Journey to Success program. In the 2014-15 school year, JTS students showed a 59% improvement in school attendance and an 11% increase in GPA. From the President and CEO It was also amazing to see our college students return for summer employment opportunities and to just lend a hand. The Dearborn Heights Soccer Club led clinics capped off by our first annual soccer tournament. Volunteers of the Lost Voices engaged our students through music therapy and the final concert, eliciting tears of sorrow and joy, was an unforgettable event. These are just a few of the high points that Vista Maria youth explored. Our pool was open and ready on Memorial weekend and has been in steady use all summer long. I treasure hearing the laughing and shouts of joy that come from the pool area when I left work during the warm summer evenings. And as always, some of our dearest youth graduated from their treatment 2 Continued from page 1 programming and were reunited with family. We think of them often and pray for continued growth and happiness. As you read through the Fall Newsletter, you will notice many program highlights as well as the outstanding efforts of our summer fundraising events. I would like to send my personal thanks to our volunteers and Board members for their work to help us raise needed funds and bring awareness of the challenges vulnerable youth face. Many of us had the opportunity to have new clothes, school supplies and fall activities each year when we headed back to school. We were fortunate. The Vista Maria team is dedicated to creating that same sense of hope and new beginnings for all of our youth, but we need Vista Maria News | FALL 2015 help. We cannot bring the amazing programming and activities to our youth without your support. We hope that you will respond to our request for fall funding through the recent Back to School mailing or by sending a donation in the envelope enclosed in the newsletter. A fifty dollar gift provides school supplies, school shirts and slacks, transportation for a college tour, or materials for after school programs. May your fall be filled with exciting, engaging and special moments with your children and family. Angela Aufdemberge President and CEO www.vistamaria.org JTS Youth Learn, Work and Play Before Heading Back to School Vista Maria’s Journey to Success Program (JTS) kicked into high gear over the summer for Wayne County youth. Students and clients traveled to Cornell University, our residential girls participated in a soccer league held on our Dearborn Heights campus, and over 7,200 hours of employment were offered to 100 youth through a summer jobs program. University freshman and 2015 Vista Maria Journey to Success student. The JTS juniors and seniors were selected based on academic potential and need. This was their first visit to Ithaca, NY. Cornell will host more JTS students in August and early 2016. JTS staff, in partnership with Grow Detroit’s Youth Talent | City Connect Detroit identified summer jobs and activities where our students received hands-on experience through paid internships, learned about career options and met professionals in the STEM field. Summer jobs students, ages 14 to 19, benefited from paid work experiences at locations in the Detroit area including Vista Maria, Hype Community and Recreation Facility, Buffalo Soldiers Horse Barn and the National American Indian Association. All working students attended weekly workshops led by JTS staff to enhance their education and leadership skills. “JTS gave me my first real work experience, like applying for a job online and going to a job orientation,” said 17-year-old Mike R. “I felt like it was a double benefit for me because I enjoyed taking care of the horses at the barn and I got paid for my work. Every dollar I earned will help me with my college costs this fall.” During the cooler evenings of August on campus, we welcomed the coaching staff of the Dearborn Heights Soccer Club to our campus. Club President Danny Torres and his coaching staff ran a six-week soccer program for 125 girls living on our campus. The goal of the program was to build character and self-esteem, and increase social skills while promoting the importance of exercise and healthy living. In June, Cornell University Lab of Ornithology hosted five of our JTS students for a Birds, Careers and Conservation Youth Workshop. “It was great to talk to the professors, library staff and students. I could see myself working in science as a career,” says Charlaine S., a Michigan State www.vistamaria.org Torres and Vista Maria appreciate all of the sponsors from Soccer World in Canton, who donated the team shirts for the girls, as well as Dearborn Sausage, Body Armor and the Southfield High School Marching Band, who all turned the final game of the season into a massive celebration for our girls and staff. Congratulations to the many volunteers, community partners and donors for contributing to successful summer programs for our JTS youth. The team building, life skills and overall discipline to achieve success will help our youth remain on track for the new school year. The JTS Program benefits at-risk teens who reside in Wayne County by giving them guidance to improve school attendance and academic skills, reduce risktaking behaviors, and build essential life skills while proactively planning for their futures. With support from donors and volunteer mentors, the program served over 600 at risk youth in 2014. For more information about the Journey to Success Program, contact Adnan Khalil at 313-271-3050 or akhalil@vistamaria.org. Vista Maria News | FALL 2015 3 Vista Maria’s Amazing Allies For over five years, Ally Financial has partnered with Vista Maria to grow and sustain our Shepherd Hall Transitional Living Services Program. Last year found their employees making Ally’s biggest impact on our campus yet! Ally Financial and its employees strive to strengthen the communities where they live and work through volunteerism, charitable contributions and financial education. Their focus is always on addressing vital needs in the community, such as homelessness, community services and financial literacy. In the hopes of making a bigger impact on the youth in our programs, the Women of Ally reached out to Vista Maria to launch engaging and exciting events. The Women of Ally’s first event was an ice cream social for the girls of Beata Hall. From there, they were hooked! Since that first visit, Ally employees have become Vista Maria mentors, run financial workshops and host spa days with our girls. They’ve also engaged other employees through campaigns on their own campus in Southfield, including Jeans Days and collecting hygiene items for the Vista Boutique. Ally takes it a step further by making matching gifts to all of their employees’ contributions. Because of their amazing commitment to the community, the Ally Financial family has given nearly $60,000 to Vista Maria! Vista Maria is so grateful to have an ongoing relationship with Ally and its employees, and for all of the amazing work they do with our youth. Thank you, Ally! Your gift may be eligible for a matching gift Many employers sponsor matching gift programs and will match any charitable contributions made by their employees, and in some cases retirees and spouses. The impact of your gift to Vista Maria may be doubled or possibly tripled! If your company is eligible, request a matching gift form from your employer, and send it completed and signed with your gift to Vista Maria. For more information, contact the Fund Development Department at 313-271-3050 ext. 343 or ksholty@vistamaria.org. Delphi Accelerates and Excels Delphi Automotive of Troy revved up their engine this summer by celebrating their Excellence Week at Vista Maria! The team volunteered their time at Vista Maria, cleaning up our campus in preparation for a beautiful summer. They also hosted a vendor fair, silent auction and family fun days at their Troy site. These outstanding employees raised over $12,200 for Vista Maria! Thank you, Delphi, for all that you do! 4 Vista Maria News | FALL 2015 www.vistamaria.org Having Fun and Feeling Good! As the sun sets on summer, we say “Thank You!” to all of the incredible support we have received from our special event sponsors, volunteers and champions. Our events saw higher attendance rates, new donors and sponsors, and venue changes that sparked an inspiration in supporting the youth of Vista Maria. Because of your support, our special events had their best year yet! Vista Maria’s 16th Annual Celebrating Women event on May 7, 2015 at The Henry, Autograph Collection featured the premiere of Vista Maria’s Girls of Achievement video project and a new Presidential Ballroom setting. George Blaha’s 26th Annual High Hopes Golf Invitational on June 15, 2015 at Knollwood Country Club supported Journey to Success programming this year. Golfers and guests enjoyed music and mingling with celebrities, all while making a difference. Vista Maria’s Dolly Drive on August 20, 2015 at Blackfinn Ameripub in Royal Oak was a fun girls night out chaired by Shannon Murphy of Mojo in the Morning on Channel 955. Of the event, Shannon said “I’m so excited to be a part of this year’s Dolly Drive! After spending some time at Vista Maria, I knew that I needed to do SOMETHING to be a part of this incredible place and to help these incredible young ladies.” Joining Shannon on the committee was Erin Nicole, an Entertainment Reporter from WXYZ/WMYD television. It’s the Most Wonderful Time of the Year While it may not look like Christmas just yet, Santa’s workshop at Vista Maria is calling out to our friends and supporters to ensure another amazing Christmas season for the children at Vista Maria. Do you have what it takes to be one of our Most Valuable Elves (MVE)? To be an MVE, all you will need is the desire and drive to give our youth a special and memorable Christmas! Last year, we had nearly 120 individuals and groups, just like you, who spread holiday cheer around campus by hosting parties, wrapping presents, decorating campus and purchasing gifts www.vistamaria.org for our kids. We are looking for even more fun memories and look forward to turning more Christmas wishes into realities this year! If you feel inspired to honor the spirit of giving and make a difference for our children this Christmas, please call Vista Maria’s Volunteer Resources department at 313-203-2027 or rhermann@vistamaria.org to get started. Vista Maria News | FALL 2015 5 Thank You to our Generous Event Sponsors! AJAX Paving Industries, Inc. Johnson Controls, Inc. Priority Health AT&T Elite Netowrking and Consulting, LLC Juvenile Law Group PLLC Lynn M. Quigley Angela M. Aufdemberge Epitec, Inc. Keil and Associates Roy O’Brien Ford Avis Ford Family Heating, Cooling and Electrical, Inc Donald and Mary Kosch Pratap R. Sathi The Kroger Co. of Michigan Brent and Lori Kuhn Shore to Shore Community Federal Credit Union Joe Lalik Sherry L. Soenen John Lazet The Sports Bar and Grill Lear Corporation Starr Vista Ann Loftus Strategic Staffing Solutions Garden Fresh Gourmet Marsh & McLennan Agency Goldfish Swim School Meijer Success Unlimited Holistic Therapies Gordon Food Service Warren Morche Grant Thornton, LLP O’Brien Construction Co., Inc. Heathor Balazy BDO USA, LLP Brothers Fine Jewelry Burroughs, Inc. C.A. Hull Co., Inc. Citizens Commercial Banking Cognitus Consulting Comerica Bank CS Partners Data Consulting Group, Inc. Delta Dental of Michigan Detroit Wayne Mental Health Authority Doeren Mayhew DTE Energy Foundation Matt & Sue Dubois Els Ferguson Anthony Fischer Ford Motor Company Fund Fox Hills Golf and Banquet Center and Clips & Clamps Industries Griffin, Smalley & Wilkerson, Inc. / Hastings Mutual Insurance Company T.H. Marsh Construction Co. Talmer Bank and Trust Total Health Care Katy O’Brien Jallad Julie Truskowski Pepsi Beverages Company Varsity Lincoln Humboldt Merchant Services Pete’s Place Inc. The Visionary, Allen Park James Burg Trucking Company Patricia Pitts PK Contracting Benije Vista at Total Home Lending James Group International Plastipak Packaging, Inc. Wealth Strategy Partners We have a day for giving thanks. We have two for getting deals. Now, we have #GivingTuesday, a global day dedicated to giving back. On Tuesday, December 1, 2015, charities, families, businesses, community centers and students around the world will come together for one common purpose: to celebrate generosity and to give. By coming together with your family, friends and community to support Vista Maria, you are creating the same trust, confidence and positive change that we guide our youth to achieve. Tell everyone you can about how you are giving by using #GivingTuesday on your social media pages. Join us and be a part of a global celebration of a new tradition of generosity! 6 Vista Maria News | FALL 2015 www.vistamaria.org Qualified Charitable Distributions from IRA’s in 2015 By John D. Selesko, Esq. Board Advisor, Vista Maria Counsel, Butzel Long 41000 Woodward Avenue Bloomfield Hills, MI 48304 248-258-2524 Individuals who are age 70 ½ must usually start withdrawing money from their Individual Retirement Accounts (IRA’s) by their required beginning date, typically April 1 of the year following the year in which they turn age 70 ½. The withdrawal is referred to as the Required Minimum Distribution (RMD). The RMD is taxable income to the individual. Failure to withdraw the RMD can result in significant penalties. If a taxpayer makes a charitable donation to a qualified charity such as Vista Maria, the taxpayer is entitled to a charitable income tax deduction in the form of an itemized deduction which reduces the taxpayer’s adjusted gross income for income tax purposes. However, because of various tax rules which may limit the amount of the charitable income tax deduction, the income tax deduction is often less than the actual amount of the charitable donation. This phenomenon is referred to as “tax slippage”. It occurs because taxpayers often do not itemize their deductions, or the level of their adjusted gross income either causes certain phaseouts of itemized deductions or does not permit the taxpayer to take full income tax advantage of the charitable donation. The Pension Protection Act of 2006 introduced a new tax planning opportunity known as a Qualified Charitable Distribution (QCD) from IRA’s. This new opportunity allowed www.vistamaria.org a taxpayer over the age of 70 1/2 to make a charitable donation of up to $100,000 directly from an IRA to a qualified charity such as Vista Maria, and avoid any taxation on the income at all. The donation is not claimed as a charitable income tax deduction and the distribution is not reported as taxable income. This results in a perfect offset of income and deduction so no “tax slippage” occurs. By not having the distribution included as part of adjusted gross income, any tax deductions that may be limited by adjusted gross income levels are maximized. Also, the charitable contribution is treated as a partial distribution to the taxpayer of that year’s RMD. This results in a better result for the taxpayer than merely donating cash to a charity and taking an income tax deduction for the donation. Unfortunately, the problem with the QCD is that the tax laws keep changing so there is no consistency. The QCD rules were instituted for 2006 and 2007 at which time they lapsed. They were reinstated in 2008 and extended through 2009, only to lapse again after 2009. QCD’s were once again reinstated in 2010 and 2011, but only 2 weeks before the end of the year, leaving little time to actually plan in advance on making a QCD. This pattern was repeated again in 2012 and extended through 2013 but only at the last moment. In 2014, this pattern was once more repeated where the reinstatement of the QCD rules was made in mid-December, 2014 retroactive for the entire year. The QCD rules have not been extended into 2015 leaving taxpayers uncertain once again about whether the rules will or will not be reinstated for 2015 and if reinstated when will the reinstatement occur. If taxpayers are considering a charitable donation in 2015 and must also take an RMD from their IRA, what to do? Should they wait until late in 2015 to see if the QCD rules are once again reinstated or should they proceed anyway? This author believes that the proper answer is to just assume that the QCD rules will be reinstated for 2015 and proceed accordingly. If the rules are reinstated retroactively, the taxpayer gets the full benefit of the QCD rules. If the rules are not reinstated, the taxpayer is in no worse position than if the rules had never existed. So, don’t wait to see what will happen with QCD’s. Go ahead and take advantage of a QCD by directing your IRA custodian to transfer funds directly to charity as part of your 2015 RMD. Vista Maria or any other charity of choice will benefit and so will you. As with any tax planning technique, individual circumstances will vary and what may be appropriate for one person may be inappropriate for another. This article is not intended as tax advice but is merely informational. Each reader is encouraged to consult with their own tax advisor or professional for advice. Vista Maria News | FALL 2015 7 Non-Profit Organization U.S. Postage PAID Dearborn, MI Permit #1308 20651 West Warren Avenue Dearborn Heights, MI 48127 www.vistamaria.org Return Service Requested Board of Directors Board of Advisors Russell F. Agosta, Board Chair Retired Partner, Grant Thornton Patricia Aberlich Deanna Arnott Mohammed Arsiwala, M.D. Kathleen Aznavorian Michelle Bain Andrew Behm George Blaha, Honorary Norbert Boes Maria Bowles Kevin Braye Evelyn Brown Cindie Bucks Barika Butler-Quarles, M.D. Philip Cavanagh Patricia Claramunt Katherine Crossley Paul Dalpiaz Angelique Day Tammi Dukes Laura Eisele Donna England Elaina Farnsworth Ermal Faulkner Karen Harry-Tolbert Hon. Catherine Heise Maureen Huber Jumana Judeh Gary Kabzinski Amy Karaban-Finley Hon. Mary Beth Kelly Jamie Kliebert Ashley Kuruvilla Gale LaRoche Michelle Lemerond Nicole Lewis Jeanne Martens Bill McCurdy Sheila Minetola Andrea Moody Magda Moss Michael Neel Harold Dubrowsky, Vice Chair Retired Partner, Grant Thornton James Gouin, Treasurer Tower Automotive Denise Kurowski, Secretary Strategic Staffing Solutions Sr. Dorothy Doyle, RGS Representative Sisters of the Good Shepherd Lynn Quigley, Member at Large Ford Fund James Bernacki Comerica Bank Barbara Boroughf Lear Corporation Norma Jean Evans Cranbrook Educational Community Josie Hunwick Grant Thornton Elizabeth James Automotive Professional Paul Morris Alix Partners Patricia Pitts Consultant Jeffrey Sokolowski Robert Half International Gregory Spinazze Wealth Strategies Partners Carol Taylor Amerisure Mutual Insurance Margaret Warner Retired Director, Wayne County DHS Mary Williams Insurance Exchange Agency, Inc. Thomas Nolte Gail O’Brien Hon. Daniel Paletko, Honorary Erin Patrick Lt. Denise Powell Shannon Quinn Referee Kelly Ramsey Michael Rennick Dina Richard Sr. Janice Rushman Lisa Sasaki Sue Ann Savas Elizabeth Schmidt John Selesko Marisa Spinazze-Main Beverly Stovall Thomas Sullivan William Swift, Honorary Aaron Tate Daniela Tomatti Marcey Uday-Riley Eileen Vernor Sr. Anna Wallette, Honorary Andy Zaleski Executive Leadership Angela Aufdemberge President and CEO Kathy Regan Chief Financial Officer Meredith Reese Vice President, Treatment Programs Mary Treder-Lang Vice President, Development Programs Karen Hall Director, Quality Improvement Judy Willard Director, Human Resources How to Reach Us For additional information on any of the articles in this issue, please contact the Marketing and Fund Development Department at 313-271-3050. @ Lauren Elizabeth, Manager of Events, ext. 190 @ Becky Hermann, Manager of Volunteer Resources, ext. 114 @ Kristine Sholty, Annual Fund Associate, ext. 343 @ Kelly Small, Interim Director, ext. 304 @ Mary Vogt, Grant Writer, ext. 165 Our Mission We deliver innovative care, support, treatment and education to vulnerable youth so that they heal, believe in their worth, and build the skills needed to succeed. Our Vision We will ensure that vulnerable youth and families are supported, prepared and equipped to achieve lifelong success. If you would like to be removed from our mailing list, please call 313-271-3050, ext. 343.