The art of wealth management
Making money is art and working is art
and good business is the best art
Andy Warhol
The art of wealth management
Managing your wealth is a complex and potentially time-consuming matter.
At Standard Bank we’ve turned it into an art.
We offer an extensive range of wealth management solutions designed to
meet your financial needs and aspirations.
As you’d expect, as well as excellent private banking services, we provide
a comprehensive range of investment solutions to help you protect and
grow your wealth and trust and fiduciary services to ensure this is
done in the most tax efficient way to help you and your family.
We realise that, for the very wealthy, it can be hard to separate and compartmentalise
your wealth, business, inheritance and family. This is why we provide a bespoke allembracing family office service. So, whether you are looking to protect and enhance
your assets or you have a specific project that requires financing, our highly-trained
team can provide you with unique and innovative solutions.
We pride ourselves on really getting to know our clients and offer a highly personal
and proactive service - it’s a fact that we have one of the lowest client to relationship
manager ratios in the industry, something that enables us to give you a level of
service and attention to detail that is second to none.
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Skilled investment masters
Established in South Africa in 1862, Standard Bank
From our roots in South Africa, we have grown into a
today is one of the world’s leading emerging markets
truly international financial services organisation with
financial institutions. With over 50,000 people
particular expertise and experience in the emerging
employed in 33 locations around the world and total
markets of eastern Europe, Africa and the Middle East.
assets of more than US$162 billion, we are a major
global organisation, but one that is also flexible
This brochure gives you a preview into Standard Bank’s
approach to the art of wealth management.
enough to provide you with a highly personal and
bespoke service normally only available from small
boutique operations.
From blank canvas to bespoke solutions
The more money and assets you own, the more
With a dedicated relationship manager and support
complex your life is likely to be. It can be hard to
team, we develop a thorough understanding of you
differentiate and manage all the different aspects of
and your business which allows us to provide a full
your financial affairs and you need to know that you
family office service designed to suit your individual
have expert help at hand and the support of people
needs and circumstances. On your behalf, we’ll look
you can trust.
after your bank accounts, your tax planning,
Standard Bank’s private client service is designed to
make your life easier and free you up to enjoy it, as we
coordinate and manage your affairs for you, all with
total discretion and complete confidentiality.
inheritance planning, as well as instigate ways to
protect and enhance your assets. We will even help
find the best ways to conduct high value purchases
and sales of such items as art, yachts and planes.
Whatever your location or locations, our depth of
knowledge, skills and experience will ensure that your
affairs are handled smoothly, discretely and effectively.
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Trust and fiduciary services protecting and growing your collection
It’s the most natural thing in the world to want to
We have trust companies in five jurisdictions, namely
protect your assets while, at the same time, see them
Jersey, Isle of Man, Mauritius, Switzerland and Cayman
grow in a tax-efficient manner. With regular changes
Islands and we will use other jurisdictions where a
to international boundaries, regulations and tax
client’s circumstances dictate a particular solution.
regimes, effective wealth management can be complex
to the point of perplexing.
Paradoxically, this complexity can actually create
opportunities for both protection and growth, but only
if you enlist specialist help. At Standard Bank, our
fiduciary services team specialises in the formation and
management of offshore trusts and other asset
holding structures for a wide number of purposes,
including preservation of wealth, tax planning, probate
avoidance and succession planning.
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Investment services - a clear picture, whatever your outlook
We’re all individuals and all have our own unique
Alternatively, you can tap into and benefit from our
circumstances, needs and aspirations. It’s not
extensive knowledge, experience and global research
surprising then that we all want to ensure we invest
capabilities by using our portfolio management
our money in a way that suits us best.
services. Here you have the choice of either an advisory
At Standard Bank, we provide you with a
comprehensive range of investment options so
whatever your approach and outlook, there’s
something that will meet your requirements.
If you want to determine your own strategy, you can
take advantage of our execution-only service where
we will act on your instructions and trade swiftly and
efficiently in investments such as equities, gilts, bonds,
unit trusts and offshore funds.
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or a discretionary service. Whichever you choose, we
will get to fully understand you, your needs and
attitude to risk and proactively seek out opportunities
for you to build upon your existing wealth.
Banking services - the complete palette
The mainstay of anyone’s financial needs is a reliable,
As well as comprehensive foreign exchange facilities
comprehensive and flexible range of banking services.
we are able to hold internationally traded securities
You can rely on Standard Bank to provide you with a
through our Global custodian. These and other assets
complete banking solution, with a full range of current
can be held as collateral for loans which can be drawn
and savings accounts in a number of major and minor
in any of the major currencies.
currencies. So, whether you need ready access to your
funds or are able to commit to a fixed period, you’ll
have in place the accounts that exactly meet your
Additionally we have the capability to issue Bank
guarantees to support facilities with other
international financial institutions.
requirements.
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The Standard Bank Group
When you entrust your business to Standard Bank, you
The Group’s international franchise is focussed on
know you have the support, backing and resources of
developing markets and natural resources. Its activities
one of the largest emerging market financial services
concentrate on the provision of banking services
organisations in the world and a name you can trust.
connected with trade and international business flows
with an emerging market and resources emphasis.
These are delivered through a global network of
offices located throughout the world’s major financial
centres and key developing economies.
Wealth management with Standard Bank
The next step
To find out more about our wealth management services please contact wealth@standardbank.com.
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The art of South Africa
With our African roots, Standard Bank is keen to support South African art and
many pieces are on display in our offices around the world. This page shows just a
small selection of the country’s wide range of styles and we are committed to
further encouraging its artistic success.
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Important information
Standard Bank Jersey Limited is regulated by the Jersey Financial Services
Commission to take deposits; to provide investment business; and to conduct
fund services business. Standard Bank Jersey Limited is a participant in the
Jersey Banking Depositor Compensation Scheme. The Scheme offers
protection for eligible deposits of up to £50,000. The maximum total amount
of compensation is capped at £100,000,000 in any 5 year period. Full details
of the Scheme and banking groups covered are available on the States of
Jersey website or on request.
Standard Bank Offshore Trust Company Jersey Limited is regulated by the
Jersey Financial Services Commission to provide trust company business.
Standard Bank Isle of Man Limited is licensed by the Isle of Man Financial
Supervision Commission to take deposits.
Standard Bank Isle of Man Limited is a member of the Depositors’
Compensation Scheme as set out in the Depositors’ Compensation Scheme
Regulations 2010. The Isle of Man has a Financial Services Ombudsman
scheme covering disputes relating to financial services offered in or from
within the Isle of Man to individuals.
Standard Bank Isle of Man Limited places funds with other parts of its group
and thus its financial standing is linked to that of the group. Depositors may
wish to form their own view on the financial standing of Standard Bank Isle of
Man Limited and the group based on publicly available information. The latest
report and accounts are available at www.standardbank.com/offshore
Standard Bank Trust Company (Isle of Man) Limited is licensed by the Isle of
Man Financial Supervision Commission to provide corporate and trust services
and is registered with the Isle of Man Insurance and Pensions Authority as a
Professional Retirement Benefits Schemes Administrator.
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Standard Bank Trust Company (Mauritius) Limited is regulated by the Financial
Services Commission, Mauritius to provide corporate and trust services.
The above entities are wholly owned subsidiaries of Standard Bank Offshore
Group Limited whose registered office is at 47-49 La Motte Street,
St Helier, Jersey JE2 4SZ.
This document has been approved for the purposes of section 21 of the
Financial Services & Markets Act 2000 (FSMA) by Standard Bank Plc, which is
authorised and regulated by the Financial Services Authority. Prospective
investors in the UK should be aware that the protections provided to investors
by the UK regulatory system established under FSMA do not apply to any
investment services or products provided by Standard Bank Offshore Group
Limited or any of its subsidiaries. In particular, investors may not be entitled to
compensation from the Financial Services Compensation Scheme, nor will they
be entitled to the benefits provided by the Financial Ombudsman Service or
other protections to customers under FSMA. Standard Bank Plc has
appropriate passports under relevant European Directives.
This does not constitute an invitation to buy or the solicitation of an offer to
sell securities or to accept deposits or to provide any other products or services
in any jurisdiction, to any person to whom it is unlawful to make such an offer
or solicitation, nor should it be construed to constitute any investment advice.
Legislation or regulations in jurisdictions relevant to you may prohibit you from
entering into certain transactions with us and we strongly recommend that you
contact your financial or legal adviser in this regard. It is your responsibility for
informing yourself about and complying with such restrictions.
Telephone calls may be recorded.
RMC2010.351
Wealth is the product of man’s capacity to think
Alexander Pope