FLETCHER LOEB & ASSOCIATES Fletcher Loeb & Associates consults with private business owners and executives of small public companies in four distinct disciplines: Corporate Finance, Corporate Triage, General Management, and International Trade. One of its Principals also consults in the complex and highly technical world of Corporate Travel Management. Fletcher Loeb & Associates is based in Federal Way, Washington, a Seattle suburb, with affiliates in Scottsdale, Arizona, Destin, Florida and Long Beach, California. The Principals of the firm are Mr. Howard Fletcher and Ms. Suzanne Loeb. Advisory services are offered in the following areas of core expertise: Corporate Finance Mergers & Acquisitions Private Equity & Debt Management Buyouts Privatizations Acquisition Search Corporate Triage Problem Identification Recovery Plans and Implementation Downsizing Debt Restructuring Creditor Negotiations Business Reorganizations General Management Corporate Structure and Operations Strategic Planning Financial Planning Plan Implementation International Trade Overseas Contacts Sourcing Overseas Financing International Trade Offshore Banking Relationship Cross-Border Risk Mitigation Fletcher Loeb & Associates is associated with Financial Services International Corp, “fsic” of Seattle, WA, a full service stock brokerage, investment advisor, insurance agent and financial & estate planning firm. fsic is the third largest full service Broker/Dealer headquartered in the Puget Sound area, and is a member of the NASD and SIPC. More than retail stock brokerage, fsic’s principal business is Investment Advisory and Financial & Estate Planning services. Go to www.fsic.com for more information on fsic. Specialized Financial Services: Fletcher Loeb & Associates is affiliated with other professional financial services firms, offering specialized services in the following areas: International Consulting Group, Destin, FL and La Jolla, CA – General management and financial consulting services provided to early stage companies seeking public or private equity, overseas expansion or interim management. Products include pre-IPO planning advice on such things as corporate structure, corporate governance, securities regulations and offering memorandums, clean “IPO ready” public shells, access to domestic, European and Asian private capital and foreign domicile registration. Go to www.icgusa.org for more information and reference Fletcher Loeb & Associates for better service when contacting ICG. BizPlanit, Scottsdale, AZ – Custom business plans and general consulting. BizPlanit prepares investor and lender ready custom business plans for large and small companies from all over the world. It also has standardized templates that enable smaller companies to prepare professional looking plans at an affordable cost. Go to www.bizplanit.com for more information, and reference Fletcher Loeb & Associates for better service when you contact BizPlanit. Bancap Investment Group – Commercial Real Estate Investments, Management and Consulting services. Bancap has financed and developed commercial real estate projects throughout the Western United States, though its principal activities today are in Southern California. The principals of Bancap are financial professionals available to advise on commercial real estate matters, including financing, loan restructuring and workout. For real estate questions or concerns, contact Howard Fletcher at Fletcher Loeb for a referral to Bancap. Investments offered through Financial Services International Corp. “fsic ” - Member NASD/SIPC Travel Management Services: As an additional service to its clients, Fletcher Loeb & Associates offers Corporate Travel Management advisory services including travel policy design and implementation, service provider usage analysis and contract negotiations, and special events planning and coordination. Principals Mr. Fletcher is a financial professional with over twenty-five years experience in Corporate Finance, Corporate Triage, Executive Management, and International Business. He has been CEO of a number of public and private companies and a director of many for-profit and not-for-profit organizations. Mr. Fletcher has extensive experience helping executives of troubled companies work through their difficulties. In doing so, he has successfully raised public and private equity, placed debt and advised on the purchase and sale of numerous businesses. Mr. Fletcher also has significant international experience and contacts, having lived and worked overseas. Mr. Fletcher has a Masters degree in International Management and a Bachelor of Science degree in Finance, both from the University of Southern California. He is also a graduate of the Stanford Executive Management Program at Stanford’s Fallen Leaf Lake Campus in California. Mr. Fletcher is a Registered Securities Representative with Series 7, 24, 27 and 63 securities licenses. howard@fletcherloeb.com Ms. Loeb is a nationally known and highly respected personality in the rapidly changing Corporate Travel Industry. She has been Director of Corporate Travel at three Fortune 500 companies and a member of both the Delta Airlines and United Airlines Advisory Boards. She also has been a director of the National Business Travel Association, the Los Angeles Business Travel Association and the Puget Sound Business Travel Association. Ms. Loeb is an expert in developing and implementing cost effective business travel policies and procedures utilizing current technology to its fullest. She also has extensive experience negotiating contracts with the major travel service providers, and has a history of negotiating some of the most favorable contracts in the industry. In addition to her travel expertise, Ms. Loeb is also an experienced meeting planner who has advised both public and private sector organizations on the planning and implementation of major special events. Ms. Loeb earned a Bachelor of Science degree at Arizona State University. suzanne@fletcherloeb.com Let Us Help You Executives of companies large and small must adjust to an economic and political environment not seen in more than a decade, if at all. Long-term growth and superior shareholder returns remain the objectives, but for many companies just surviving the economic downdraft is a challenge. Fletcher Loeb & Associates helps owners of private businesses and executives running small public companies deal with the complicated issues they face in today’s challenging environment. Whether it is a sale or restructuring of the company, restructuring the balance sheet or simply controlling the travel budget, Fletcher Loeb & Associates is in a position to help. Please contact us by calling or writing to the phone number or address below, or send us an e-mail with your questions and concerns. We will respond quickly by telephone or return e-mail, and will arrange an early meeting if appropriate. Investments offered through Financial Services International Corp. “fsic ” - Member NASD/SIPC FLETCHER LOEB & ASSOCIATES 530 SW 336TH STREET • FEDERAL WAY, WA • 98023 PHONE: 253-874-5024 • FAX: 874-5042 • CELL: 562-889-3880 WWW.FLETCHERLOEB.COM