HOMEOWNER PORTFOLIO -1- HOMEOWNER PORTFOLIO -2- Contents Introduction……………………………………………………… 4 Welcome Home ……………………………………………………………….. Joseph Paul Homes, “About Us” ………………………………………... What’s Next? .......................................................................................................... Who’s Who? …………………………………………………………………………….. 4 5 6 10 Purchasing Your Home……………………………………... 11 Purchase Agreement ....……………………………………………………………… 11 Addenda …………………………………………………………………………….. 12 Applying for Your Loan……………………………………. 13 Loan Application Checklist ...…………………………………………………. Loan Process ……………………………………………………………………………. Loan Approval ……………………………………………………………………………. Contingencies ...……………………………………………………………... Loan Lock ...……………………………………………………………………….. 13 14 15 15 16 New Home Selections……………………………………….. 17 Selection Hints …………………………………………………………………………… 17 Home Selections Forms …………………………………………………….. 17 Construction of Your Home………………………………. 18 -3- Safety First ……………………………………………………………………………. Plans & Specifications ………………………………………………………………… Quality ……………………………………………………………………………………….. Trade Contractors ………………………………………………………………… Schedules ……………………………………………………………………………. Construction Sequence………………………………………………………………… Homeowner Orientation……………………………..….. Scheduling ……………………………………………………………………………. Orientation Forms ………………………………………………………………… Preparation ……………………………………………………………………………. Acceptance ……………………………………………………………………………. Completion of Items ………………………………………………………………… Future Service ……………………………………………………………………………. Completion Acknowledgement ……………………………………….. 19 19 20 21 21 22 24 24 24 24 25 25 25 26 Closing Your Home…………………………………………… 29 Date of Closing/Completion ……………………………………………………. Location of Closing ……………………………………………………………….. Closing Documents ……………………………………………………………….. Closing Expenses ……………………………………………………………….. The Final Number ……………………………………………………………….. Preparation …………………………………………………………………………… 29 29 29 30 30 30 Warranty & Care of Your Home………..……………… 31 Joseph Paul Homes Limited Warranty Guidelines ………………. Emergency Warranty Service …………………………………………………… Non-Emergency Warranty Service …………………………………………. Thirty Day Report …………………………………………………………………… Eleven Month Inspection ………………………………………………………… Kitchen Appliance Warranties ………………………………………..…………. Service Processing Procedures …………………………………………………… Customer Service Request Form …………………………………. Caring For Your Home …..……………………………………………………….. -4- 31 32 32 33 33 33 33 34 35 Texas Residential Constr Commission Warranty Guidelines …. ….. 36 Welcome Home! Congratulations and thank you for placing your faith and trust in us! You have just joined our family; the family of Joseph Paul Homes’ homeowners and future homeowners. We hope to make this experience everything we know it can be and, we hope, what it has been to date - Fun, Exciting, and even Educational! Building something as personal and important as the place you and your family will live, laugh, love and grow can be exhilarating, and even stressful. We understand that. We’ve been building homes for families just like yours for years. And, with every home we build, we build new relationships as we learn more about our clients and even more about home building. Home building was originally a project which started with you, our client, and an Architect. Commissioned to create a home which was both unique and special, with the client’s wants and needs being addressed at each and every turn. It was the Architect’s job to take the information he gathered and design a work of art, in three dimensions, which communicated the client’s personality and tastes. The Architect’s next step was to create the drawings, materials lists, bid the project, approve the materials & contractors and manage the entire building process as the representative of the client to a successful completion! Never forgetting that, as the Owner’s Representative, every care has to be given to overall Quality, Costs and Time. The relationship between the Client and Architect required great communication and unquestioned integrity. Funny how the more things change, the more we wish they were “like the olden days!” So that’s what we do at Joseph Paul Homes. We build them like they used to, with you, our client in mind at each and every step of the way. -5- And with that - let’s get started building your dream, the way it should be built, with you and your family in mind, each and every step of the way! Again, thank you for this opportunity! Joseph Vastano President, Joseph Paul Homes About Us Joseph Paul Homes is one of the newest, family-owned, homebuilders in Texas. The newest styles, features, quality, value and service – a combination which has taken years to craft and complete is finally ready for you and your family here at Joseph Paul Homes. However, with nearly 25 years of Architectural Design, New Home Construction and Customer Service experience on their resume, Joseph Paul Homes has been preparing to build a home for your family for decades. The entire team of Joseph Paul Homes has taken the time to establish an unparalleled tradition of home building pride and excellence, and it shows in every home we build. The team at Joseph Paul Homes has personally been involved with building thousands of homes here in Dallas’ finest communities. Joseph Vastano, the President of Joseph Paul Homes, a division of the Joseph Paul Corporation, is a native Texas builder and while countless other homebuilders, local, regional or even national, have come and gone here in Dallas / Ft. Worth, Joseph Paul Homes is the only builder offering a traditional, comprehensive construction process where you are personally involved the initial planning, final design, decoration and construction of your new home – the same personal, one-on-one approach which seems to have been lost amid the “cookie-cutter” mentality of today’s mass production builders. Our difference is a unique combination of traditional architectural design and creation of a home which is uniquely yours! Then, we work with you to decorate, bid, contract and build a home your family can be proud of today – and for generations to come! We are unique; we “build them like they used to” - the only guidepost we use is you! Joseph Vastano is a graduate of Texas A&M University and has his Masters in Architecture and Urban Planning from UCLA. He has studied residential architecture and construction methods around the world to bring traditional, family-friendly homes to North Texas. Joseph’s knowledge of the Dallas / Ft. Worth market has sharpened his skills in architectural design and the importance of long-term customer satisfaction to the company’s overall formula for success. It’s a formula based on a dedication to the client with an uncompromising emphasis on unique architectural design, details and quality workmanship. Dallas / Ft.Worth area homebuyers will recognize Joseph Paul Homes for its uniquely personalized service. We believe our role is to build with you, our client, in the traditional architect/builder role. Your family’s individual needs and desires are Joseph Paul’s foremost concern, and influence the construction process from the initial planning and design; the -6- thoughtful changes to your home to insure it lives your lifestyle - through the personalized construction administration and follow-up service each and every one of our family members deserve. Every Joseph Paul Home is built according to the highest standards of craftsmanship and dedication to you and in the tradition of such, is built to last for generations of families to call “home”. Joseph Paul Homes invites you to join in our growing family of proud homeowners as we continue our tradition of building distinctive homes throughout Dallas / Ft. Worth! What’s Next? An Overview of Your New Home Experience Purchasing a new home is an exciting experience. The process is also complex, with many details to be decided and arranged. While Joseph Paul Homes is building your new home, you participate by taking care of several important aspects of your purchase. The chronological list below outlines the events that typically take place in the purchase of a new home. Where time frames are specified, you need to observe them in order for us to deliver your home on schedule. This is an endeavor you, your family and Joseph Paul Homes is undertaking together. In this spirit, we all have obligations to each other. You are as big a part of the process as we are. We are Team dedicated to building the very best home, with the very best quality and value! Purchasing Your Home The Purchase Agreement and various Addenda constitute the legal understanding regarding the purchase of your new home. Please read the Purchase Agreement and all attachments carefully. As with any legal agreement, your may wish to have your attorney review them. Once all the paperwork is signed, we suggest you insert those documents in Section 2 of this manual, “Purchasing Your Home.” Applying for Your Loan Once you have signed the Purchase Agreement, completing all the details for financing is next. To assist you in this process we have included helpful hints and information in Section 3, “Applying for Your Loan.” Your New Home Selections “New Home Selections”, Section 4 of this manual, will assist you in the exciting process of personalizing your new home with your selections, your taste, your -7- style….make it your own! We strongly suggest that when you finalize your selections, place them in this section….years from now, when you and your family grow and styles change, you’ll be glad you can find that “funny color that Julia picked for her wall paint!” Construction of Your Home Here we go! We invite you to visit your new home with us at several points during construction. These are critical meetings where we need to leave the kids at home and focus all our attention on making sure the entire Team is on the same page, and that everything, down to the placement of the light fixtures, is where you want it! An hour or two at these meetings will save us days or even weeks and save you stress and almost importantly, money. We also expect and welcome your casual visits to the site. Please read Section 5, “Construction of Your Home”, for guidelines on safety, security, and work in progress. Please bring this manual to all our meetings. We said it once, but we have to state the obvious one more time, Safety is so important to us at Joseph Paul Homes! If you or any of your family members ever visits the home during construction, please use “the buddy system” with adults and children. Nails, loose boards, wires and glass all can be quite an attraction to everyone, kids…and even big kids like you! Forgetting that a construction site is probably one of the most dangerous environments you will ever enter, can have serious repercussions with a speed which will surprise even the most seasoned professionals. So trust us as your professional, accidents can happen and you need to pay close attention at all times to avoid being hurt. Keep in mind that there is a hierarchy relating to conflicts arising from differences in the Plans, Specifications and Change Orders. Specifications overrule Plans, and Change Orders overrule everything. Therefore, please thoroughly review all documents, including the plans, prior to the Pre-Construction meeting. In the event your see a conflict relation to this hierarchy, please visit and resolve any questions with your builder or salesperson prior to the Pre-Construction Meeting. Pre-Construction Meeting Construction will not begin until after this meeting. This meeting will not be scheduled until the plans are completed and approved, city permit is received, and we have closed on the property which will become your home site, Contract is executed, all Change Orders are completed, all earnest money due is paid and all selections have been made. The Pre-Construction meeting has two purposes. The first is to formally set expectations about the process of building your home. More importantly, we want to confirm that we have all the information necessary to build your home including, -8- however not limited to Contracts, Change Orders, Selections, Daytime Phone Numbers, and any other specific details you wish to convey to your Builder. Pre-Drywall Meeting Drywall work will not begin until all in-wall services and work such as electrical, plumbing, and stereo pre-wire are per the Plans, Specifications and Change Orders. At this meeting you will be asked to sign a “Pre-Drywall Meeting Agreement.” This agreement simply states that you and your builder have thoroughly inspected your home and that to your best ability acknowledge that all work to date is in compliance with the Plans, Specifications and Change Orders. Pre-Paint Meeting Interior paint will not begin until all surfaces and work such as wallpaper locations, trim work, cabinets, stair system, brick work (if complete), wood floor locations are per the Plans, Specifications and Change Orders. At this meeting your will be asked to sign “Pre-Paint Meeting Agreement.” This agreement simply states that you and your builder have thoroughly inspected your home and that to your best ability acknowledge that all work to date is in compliance with the Plans, Specifications and Change Orders. Also at this meeting your and your builder will determine a “no later than move-in date.” This will be confirmed by signing a “Move-In Date Commitment Form.” Homeowner Orientation The Homeowner Orientation has two purposes. The first is to demonstrate the features of your home and discuss maintenance and our limited warranty program. Equally important, we want to confirm that we have delivered your new home. For detailed information, please review Section 6, Homeowner Orientation or discuss it with your Builder or Sales Manager. Closing on Your Home Closing on Your Home, section 7, describes the documents you will sign and other important details about the closing process. We have included guidelines to assist you in preparing for closing as well as for your move-in! Caring for Your Home -9- Many of your responsibilities as an owner and Joseph Paul Homes responsibilities under the terms of our limited warranty are discussed in Caring for Your Home in section 8. Begin now to become familiar with the home maintenance that you will want to provide as well as our warranty service commitment to you. Your Feedback & Suggestions! At Joseph Paul Homes we understand that we must continually grow and learn. Our desire to maintain open communication with you extends from the time you enter our offices to after you move-in. In an effort to improve the homes we build, the processes we use and the service we provide, we welcome your comments on how we’ve performed. We survey our customer after move-in. Our goal is to build the best home and the best relationship with you and your family that we can. Your feedback, both good and bad is welcomed and appreciated! Because as you and your family grow, what you want in your home to fit your lifestyle will change – and we’d love to be at the top of your list to help you build your next home! We also appreciate your referrals of family, friends and even your realtor! - 10 - Who’s Who It’s all about communication! And the best kind is two-way communication. We don’t want to leave any questions or miss some vital piece of information which can slow down the process or even unintentionally cause you to be confused. Understanding what is happening and knowing who to contact can smooth the home-buying process. We want to make sure you have all the numbers and email addresses to assist you or find answers to all your questions! ___________________________________ Email ____________________________ Sales Manager Phone ____________________________ ___________________________________ Email ____________________________ Builder Phone ____________________________ ___________________________________ Email ____________________________ Designer Phone ____________________________ ___________________________________ Email ____________________________ Mortgage Company Phone ____________________________ ___________________________________ Email ____________________________ Title Company Coordinator Phone ____________________________ ___________________________________ Email ____________________________ Customer Service Phone ____________________________ ___________________________________ Email ____________________________ - 11 - Joseph Paul Homes Management Phone ____________________________ Purchasing Your Home You will use several standard documents when you contract and buy your new home. These include the Purchase Agreement and Addenda to make changes to the original Purchase Agreement. To make sure we are all in agreement and communicating what you want and what we will oversee building, all the parties, including Joseph Paul Homes’ management, to the Purchase Agreement must sign all the subsequent Addenda and attachments before the new Purchase Agreement (with Addenda) becomes binding. Purchase Agreement The Purchase Agreement is the legal document that represents your decision to purchase a home. It describes your home (both legally and the physical street address), financing information, homeowner’s association information (as applicable) and additional legal provisions. Several exhibits are typically attached to the Purchase Agreement. The features of the home/neighborhood determine the specific items, but the list below can typically be found in the package of attachments. Addenda Exhibit A: Specifications and Features lists materials and methods to be used in the construction of your home and in some cases, such as finish materials, the amounts included in the purchase price of your home. Exhibit B: Change Order Addenda that modify the Specifications and Features for your home. Exhibit C: Selection Sheets outline the details of the finish material choices such as color, brand, model and/or patterns. Exhibit D: Joseph Paul Homes Limited Warranty, (through Residential Warranty Corporation) a sample specimen copy for your review and study, with the actual warranty executed at closing. Exhibit E: Homeowner Association Documents (where applicable) - 12 - Note to our Home Buyers & Clients: Insert the complete Purchase Agreement & Addenda Here for future reference. - 13 - Applying for Your Loan The first item you will need to take care of is the selection of a lender and completion of a Mortgage Application. Plan to accomplish this within five (5) business days of signing your Purchase Agreement. Take the completed Purchase Agreement with you when you first visit your lender. Your lender’s job is to understand your particular financial circumstances completely. You will review all information on the application at your meeting with the loan officer. A situation rarely arises that your loan officer has not encountered in the past. Do not hesitate to discuss any questions you have regarding your assets, income or credit. By providing complete accurate information, you prevent delays or extra trips to deliver documents. Loan Application Checklist The amount of documentation and information required for a mortgage can seem overwhelming. You can facilitate the application process by collecting as much of the needed information as you can before your appointment. The checklist below is a general guide to assist you with the Loan Application. Some of the items that we may have missed, but this will bet you off to a great start! Property Information The Purchase Agreement will include a legal description of the property and the price. Personal Information Social Security number and Driver’s License for each Borrower Home address for the last two years Divorce Decree and Separation Agreements, if applicable Trust Agreement, if applicable - 14 - Income Information Most recent Pay Stubs Documentation on any supplemental income such as bonuses and commissions Names, Addresses and Phone Numbers of all employers for the last two years W-2s for the last two years If you are self-employed or earn income from commissioned sales, copies of the last two years of tax returns with all schedules and year-to-date profit and loss for current year, signed by an accountant. Documentation of alimony or child support, if this income is considered for the loan Real Estate Owned Names, addresses, phone numbers and account numbers of all mortgage lenders for the last seven years. Copies of Leases and two years of tax returns for any rental property Market Value Estimates Liquid Assets Complete names, addresses, phone numbers and account numbers for all bank, credit union, 401K and investment accounts Copies of the last three months statements for all bank accounts Copies of any Notes Receivable Value of other Assets such as autos, household goods and collectables Cash Value of Life Insurance Policies Vested interest in any Retirement Funds or IRAs Liabilities Names, Account Numbers, Balances and Current Monthly Payment amounts for all revolving credit/charge cards Names, addresses, phone numbers and account numbers for all installment debt and approximate balances & monthly payments for such items as auto loans and mortgages Alimony or Child Support Payments Names, addresses phone numbers and account numbers of accounts recently paid off, if used to establish credit *** Please Note: You will be asked to pay for a credit report and an appraisal upon signing the application! *** - 15 - Loan Processing Once you have given all the preliminary information to your loan officer, your lender sends verification forms to your employers, banks, and current mortgage company or landlord and also orders a credit report and appraisal, You sign a release to authorize these steps. Your lender will provide you with a Good Faith Estimate and Truth-inLending Disclosure. The Good Faith Estimate lists the costs you will incur at closing. Some of the numbers listed on this form are prorations, subject to change based on the actual date of closing. Others are set fees that should remain the same. The Truth-In-Lending Disclosure shows the total cost to you over the term of the loan, for your specific financing. The calculation is based on the assumption that you own the home and make regular payments throughout the term of the loan. The lender sends Verification of Employment (VOE) forms to all employers for the last two years. The employer completes signs and returns the forms to the lender. The forms show the dates of employment, the amount of money you earned last year and how much you have earned so far this year. The VOE documents bonuses and overtime you have earned. Verification of Deposit (VOD) forms go to each banking institution listed on your application. The institutions indicate the date you opened each account, average balances for the last three months and the amount of money you have in each account on the day they complete the form. Any loans or overdraft accounts you have with the bank will also be shown. Mortgage companies and landlords complete Verification of Mortgage (VOM) forms. These show the lender how much you owe, the amount of your monthly payment and whether you make your payments by the due date. Your Credit Report shows the amounts of money you owe to each of your creditors, minimum monthly payments and your payment history. The appraisal confirms the value of the home you are purchasing for you and your lender Typically, several weeks pass as these reports and forms are returned to the lender. If any delays are encountered, the loan officer may contact you for assistance. The credit reporting agency may call you to verify that the information they have gathered is correct. Once the loan processor has collected this standard documentation, you may be asked to write letters describing your assets, income or credit. Few loans are finalized without requests for additional information just before the package is submitted to the Underwriter for final approval. At this point you may become frustrated with the - 16 - entire process! Please remember that your lender requests these letters to assist you in obtaining your financing. Do not hesitate to discuss your concerns with your loan officer. Perhaps they can provide some additional insight on what may seem to be redundant requests. Before the Processor submits your file to underwriting for final approval, they will verify the final sales price. Make sure that copies of all Addenda such as Change Orders signed after the original date of the Purchase Agreement was completed have been sent to the lender. This assists the lender in determining the exact loan amount. If Change Orders affect the total price after this point, you may have to resubmit your loan to underwriting for a higher amount or the lender may ask you to pay for the Change Order items in cash. Loan Approval During your first meeting, you and your lender determine the timing to obtain prequalification. This allows us to start the home even though final approval is still pending. You will discuss additional items that you may need to obtain final loan approval. Several weeks after your first meeting with the lender you should receive loan approval. If any of the documents requested have not been returned to the lender in a timely manner, approval may take longer. Contingencies Loan approvals often carry conditions of approval. The sale of a previous home and proof of funds are two examples. Discuss any concerns you may have about such conditions with your loan officer and obtain any requested documentation as soon as possible. Once all contingencies are met, the final loan can be approved. Loan Lock The only thing anyone knows for certain about interest rates is that they will change. Do not rely on anyone’s predictions regarding rates. Locking your rate prematurely can result in extra expenses if your home is not complete in time to close within the lock period. We are happy to update you throughout the process of construction on the expected delivery date. ***Until we reach a point in construction where factors outside our control can no longer effect the delivery date, the decision to lock your loan is, at best, your gamble.*** - 17 - New Home Selections The best part of buying a new home is making your personality, taste and style come alive through your selections of finishes and colors which make your Joseph Paul Home even more unique than it already is. Make it yours! Selection Hints Joseph Paul Homes provides you with Selection Sheets that list the choices you need to make to personalize your new home. Schedule time to visit with your Designer at the Interior Showroom, Lighting Showroom and with the Landscaper to make your selections no later than 14 days from the date you signed your Purchase Agreement. Plan and commit to finalizing your selections with your Designer. The entire project, its efficiency and truly the overall quality of the home is predicated upon the complete Selection Sheet. Completing the Selection Sheet promptly will help prevent delays caused by back-orders and scheduling conflicts. Upon completion of your Selection Sheet, double-check all color numbers and names and sign/date each page. Please be thorough. Our Selection Sheets are very detailed. Fill in all the blanks completely. Costly errors arise from assumptions and incomplete selection sheets. Decorating choices that exceed the specified allowances, such as those for floor covering, countertops or light fixtures will require additional payment. You are welcome to bring cushions, fabric samples and even pictures which can convey your special look to the Designer to help assist them in coordinating your home with your colors! View your selections in both natural and artificial light to get an accurate impression of the color. Variations between samples and actual materials installed can occur, particularly with natural materials like stone, tile, brick and stained wood finishes. All this is due to Mother Nature and well…we just can’t fight her, so join her in the appreciation of the natural beauty of these products. Your Homeowner Association and selections your future neighbors have already selected may have already limited your choices for exterior finish materials. The sooner you can make your selections, the greater the number of choices you will have. Driving through the area to view existing homes is one way to select exterior colors. Selections often look different on full-sized homes. Joseph Paul Homes does reserve the right to place a hold on your selections until your lender has approved your loan and all contingencies are released. If suppliers have discontinued or back-ordered any of your selections, we may have to contact you to - 18 - reselect your selection. If we do this, you will need to complete this within 5 days to insure there are no substantial delays in the schedule. Note to our Home Buyers & Clients: Insert the complete Home Selection Sheets Here for future reference. - 19 - Construction of Your Home The construction of your new home differs from other manufacturing processes in several significant ways. Keeping that in mind will serve you well as we start the process of bringing together over 50,000 different pieces and the hundreds of different people it will take to assemble your new Joseph Paul Home. To begin with, as a consumer, you rarely have the opportunity to watch the products you buy being constructed from the basic raw materials which become the finished product. Nearly everyone can envision a car assembly line with conveyor belts and robots carefully placing parts in exactly the same place, each time, repetitively building the same car, albeit with different colors. But, that’s not what you want to live in is it? Will you be satisfied with a “cookiecutter” duplication with only a change in the color of the paint on the walls? This is YOUR home, your dream and the place you and your family spend nearly all your time together in. It’s as individual as you are! When building your home, you have more opportunity for input into the design and finish details than for nearly any other product you can buy. Our success in personalizing your home depends on open, effective communication. Because of the time, vast amounts of material and labor required for construction, you may have opportunities to view your home as it is built, ask questions, discuss details and even make suggestions and changes. You will not only have the opportunity, as our partner in this process, we will involve you directly at several points in the process. The first is the Pre-Construction Meeting where we will review your plans, selections and the Change Orders you have requested. At this meeting will provide an overview of the construction process, set some more expectations and answer your questions to insure we are all on the same page before we begin to build your home. We also encourage you to schedule routine construction reviews. At these meetings, you will have our complete attention. We’ll make sure we are still working off the same set of ideas by making sure once again, that we are communicating as effectively as possible. We also will make sure we have correctly installed your selections and fulfilled your Change Orders. Please bring this Portfolio to all your scheduled meetings! - 20 - We also hope you will be excited and want to visit your home between these formal meetings. Whether you are on the site for a routine meeting or just a quick look to see how things are progressing, we have to say it again: BE SAFE AND BE CAREFUL! Safety First A new home construction site is exciting. We’ve said it once, but it also one of the most dangerous environments you will ever be allowed into. Wires, glass, nails, wood, concrete, pipes, all manner of objects which can seem harmless until we forget where we are and forget to watch what we, or even worse, our children are doing – until it’s too late! PLEASE BE VERY CAREFUL OUT ON THE CONSTRUCTION SITE, AND NEVER LET YOUR GUARD DOWN, ACCIDENTS HAPPEN WITHOUT WARNING & SO FAST. It’s just not worth someone’s health and safety to take chances and being diligent and careful can avoid a trip to the emergency room. Being out on a construction site, you are at your own risk and whereas Joseph Paul Homes invites your feedback, injury to you or anyone there with you is your responsibility to avoid. Here are some common sense safety procedures to observe though:  Keep all children within view and younger children within direct, immediate reach (maybe hold their hands) or better, make arrangements to leave them elsewhere when visiting the site.  Do Not Walk Backwards! Not even one step. Look in the direction you are moving at all times.  Watch for boards, cords, tools, nails, wires, glass – all construction material can be potentially harmful. You can trip, receive puncture wounds or other injuries. Never walk through a dark home, or any home without adequate lighting.  Do Not Enter any level of a home which is not equipped with stairs and rails.  Stay a minimum of 6 feet away from any excavation, open space or floor edge.  Give large noisy equipment or delivery vehicles plenty of room. Assume the drive cannot hear or see you! These are just a few hints, but please, take this to heart! We want you have great memories of this building process – not a knot on your head…or worse! - 21 - Plans & Specifications The Building Department of the City or County, in which you are building, must review and approve the plans and specifications for your home. We construct each home to comply with the plans and specifications approved by the applicable building department. Your specifications become part of our agreements with contractors and suppliers. Only written instructions from Joseph Paul Homes can change these contracts. Regulatory Changes From time to time, city, county, state or federal agencies change and adopt new codes or regulations that can affect your home. Such changes are usually adopted in the interest of safety and are legal requirements with which Joseph Paul Homes must comply with. The codes and requirements in effect can vary in different areas. Therefore, builders may construct the same floor plan differently in two different communities or at two different times within the same community. Foundation Designs Each Joseph Paul Home foundation is uniquely designed for the home site it is built on. Differences in the foundation beam size, piers, and even steel/cable reinforcing are a result of the structural engineer’s design. Based on the results of a soils test, the engineer designs your foundation and its support system to insure your home will provide adequate footing for the home for the entire life of the home. Because of the nature of soils in this area of the country, your foundation may vary greatly from the foundation of your neighbor’s or of the same house in the neighborhood. Changes in Materials, Products & Methods The new home industry, building trades and product manufacturers are continually working to improve methods and products. In addition, manufacturers sometimes make model changes that can impact the final product. As a result, we may use methods or materials in your home which differ from those in other homes. In all instances, any substitution of method or product will have equal or better quality than that installed in our other homes. Since such substitutions may become necessary due to matters outside of our control, we reserve the right to make them without notice or notification. Natural Variations Dozens of contractors have assembled your home. The same individuals rarely work on every home in the same way, and even if they did, each one would still be unique. The exact placement of switches, outlets, registers, lights and so on, will vary from home to home of the exact floor plan. - 22 - Quality Joseph Paul Homes builds your new home to the quality standards demanded by today’s buyers and to the extents of which is demonstrated by the trades and suppliers we contract within their showrooms and offices. We also realize that “Quality” is as different as the clients we build for. Each new home is handcrafted product – combining raw materials, design, art, science, and the labor of years of experience. The efforts of many people with varying degrees of knowledge, experience, and skill come together. We coordinate and supervise these contributions to produce your new home. From time to time during a process that takes several months and involves dozens of people, an error or omission may occur. We have systems and procedures for inspecting our homes to ensure that the level of quality meets our requirements. We inspect every step of construction and are responsible for quality control. In addition, the county, city, or an engineer conducts a number of inspections at different stages of construction. Your home must pass each inspection before construction continues. During the construction process, every home being built experiences some days when it is not at its very best. Homes under construction endure weather, climate, workmen and other foot traffic – all sotrs of activities that generate noise, dust, and trash. Material scraps are a by-product of the process. Although your new home is cleaned by each trade upon completion of their portion of the work, during your visits you will encounter some messy moments. Keep in mind that the completed homes you toured also once endured these “ugly duckling” stages. Trade Contractors Your home is built through the combined efforts of specialists in many trades – from excavation and foundation, through framing, mechanicals, and insulation, to drywall, trim, and finish work. In order to ensure you the highest possible standard of construction, only authorized suppliers, trade contractors, and Joseph Paul Homes’ employees are permitted to perform work in your home. Suppliers and trade contractors have no authority to enter into agreements for Joseph Paul Homes. For your protection and theirs, the terms of our trade contractor agreements prohibit alterations without written authorization from Joseph Paul Homes. Their failure to comply with this procedure can result in termination of their contract. Schedules The delivery date for your new home begins as an estimate. Until the roof is on and the structure is enclosed, weather can dramatically affect the delivery date. Even after the home itself is past the potential for weather-related delays, weather can severely impact installation of utility services, final grading, and concrete flatwork, to mention a few examples. Extended periods of wet weather, freezing temperatures or holidays bring work to a stop in the entire region. When favorable conditions return, the trades’ people go back to work, picking up where they left off. Please understand that they are as eager as you are to get caught up and to see progress on your home. - 23 - Delivery Date Updates As completion nears, more factors come under our control and we can be more precise about that date. At the Pre-Paint Meeting we will commit to a no later than close date. This firm closing date must be received in writing from Joseph Paul Homes in the form of the “Move-In Date Commitment Agreement.” Also, realize that the date on this Agreement will most likely be after the actual completion date and that the closing must occur as specified in the Contract We suggest that, until your receive this commitment, you avoid finalizing arrangements for your loan closing or your move-in date. Until then, flexibility is the key to comfort, sanity, and convenience. We want you to enjoy this process and avoid unnecessary stress caused by uncertainty that cannot be avoided. Review the Loan Lock heading in Section 3, Applying for Your Loan, for additional suggestions on this topic. “Nothing is Happening” Expect several days during construction of your home when it appears that nothing is happening. This can occur for a number of reasons. Sometimes, one trade completes its work a bit ahead of schedule. The next trade already has an assigned time slot, which usually cannot be changed on short notice. Progress pauses while the home awaits building department inspections. This is also part of the normal sequence of the construction schedule and occurs at several points in every home. If you have questions about the pace of work, please contact our office. - 24 - Construction Sequence Occasionally you will hear us mention the “stage” your home is in. This is a shorthand way for us to communicate with our trades and suppliers where your home is, in the construction process. There are 10 “Stages of Construction”; each progression through a critical point moves the home closer to completion. For your convenience, we have listed the 10 Stages of Construction below and the items which complete during this stage of construction. The sequences aren’t specific for every builder, or for that matter, for every home, but generally, we build your home in the following order: Stage 1: Foundation Lot Grade & Excavation Form Slab & Install Piers (as necessary) Survey Forms Install Rough plumbing Plumbing Inspection Slab Make-up Slab Engineering Inspections Pour/Finish Slab Final Grade I Stage 2: Framing Frame First Floor / Floor Joists Frame Second Floor & Stairs Frame Roof Rafters Install Cornice & Fascia (boards at ends of rafters) Install Windows and Exterior Doors Install Sheathing/House Wrap (as necessary) Install Finish Materials/Flashing Exterior Trim Deck (as necessary) Roof Deck & Felt Install Shingles Stage 3: Rough-In of Mechanical Systems HVAC (Air Conditioning System) Plumbing Electrical Security/Audio/Video/Home Automation - 25 - Stage 3: Rough-In of Mechanical Systems (cont.) Termite Pre-treatment of Frame Foam Seal Exterior Envelope Sheathing Inspections Mechanical Inspections Frame Inspections Energy Inspections Quality Inspections Stage 4: Insulation Insulation Inspections Life Safety Inspections (as necessary) Stage 5: Drywall Hang Drywall Drywall Inspections Tape, Bed and Texture Drywall Brick/Stone Installation Paint & Stain Exterior Surfaces Gutters (as necessary) Stage 6: Interior Wood Trim & Doors Floors, Wood Tile Showers & Baths Install Cabinets Clean and Make-ready for Paint Paint and Stain Interior Spaces Exterior Final Clean Final Grade Install Fence (as necessary) Install Irrigation System (as necessary) Stage 7: Finish work Install Counter-tops Install Tile floors HVAC, Electrical & Lighting Fixture Finish Trim Plumbing Finish Trim Finish Trim/Shoe Mould/Install Hardware Complete Drywall/Paint Finish Complete Builder List Install Landscape Install Appliances Finish Wood Floors (as necessary) Stage 8: Builder’s Completion (approx14 days from closing) Improvement Survey Home Inspections Final Final Mechanical Inspections Certificate of Occupancy Inspections - 26 - Stage 9: Homeowner Orientation (approx 7 days from closing) Complete Homeowner Inspection List Stage 10: Home Complete Sign “Affidavit of Completion” Closing Home Maintenance & Warranty - 27 - Homeowner Orientation Your homeowner orientation is an introduction to your new home and its many features – a meeting that goes beyond the traditional walk-through to include a detailed demonstration of your home and review of information on its maintenance. Scheduling We schedule the orientation with you as your home nears completion. Appointments are available Monday through Friday, 8:00 a.m. to 3:00 p.m. We meet at your new home. The orientation occurs several days before closing. Expect your orientation to take approximately two to three hours. Orientation Forms We have included copies of the forms we use at the orientation at the end of this section. In addition, the suggestions that follow will help you derive the greatest benefit from your orientation. Preparation Allow enough time. We expect the orientation to take two to three hours. By arranging your schedule so you can use the full amount of time allotted, you will derive maximum benefit from the orientation. If you have questions about home maintenance or the limited warranty coverage, make note of them to bring up at the orientation. If you have not already done so, please read Caring for Your Home, Section 8 of this manual, before the orientation. Past experience has shown that the orientation is most beneficial when buyers are able to focus all their attention on their new home and the information we present. Although we appreciate that friends and relatives are eager to see your new home, it would be best if they visit at another time. Similarly, we suggest that, if possible, children and pets not accompany you at this time. If a real estate agent has helped you with your purchase, he or she is not required to attend. If you would like to have a friend or real estate agent view the home with you, we encourage you to do this before our scheduled orientation. - 28 - Acceptance In addition to introducing you to your new home, the orientation is also an opportunity for you and Joseph Paul Homes to confirm that the home meets the quality standards shown in our model homes and that we have completed all selections and changes. We note details that need attention on the orientation forms. Cosmetic surface damage caused during construction is readily noticeable during the orientation. Such damage can also occur during the move-in process or through daily activities. Therefore, after we correct any items noted during the orientation, repair of cosmetic surface damage is your responsibility. This includes paint touch-up. Our limited warranty excludes cosmetic damage to items such as: Sinks, tubs, and plumbing fixtures Countertops and cabinet doors Light fixtures, mirrors, and glass Windows and screens Tile, carpet, hardwood, and resilient flooring Doors, trim, and hardware Paint and drywall Finish on appliances Completion of Items Joseph Paul Homes takes responsibility for resolving any items noted. We will complete most items before your move-in. (If work needs to be performed in your new home after your move-in, construction personnel are available for appointments Monday through Friday, 8:00 a.m. to 4:00 p.m.) Under normal circumstances, you can expect us to resolve all items within 15 working days. We will inform you of any delays caused by back-ordered materials. Please note that we will correct only those items listed. Joseph Paul Homes will not honor verbal commitments of any kind. Future Service Joseph Paul Homes responds to warranty items according to the terms and conditions of the limited warranty agreement. For more details, review Section 8, Caring for Your Home. - 29 - Completion Acknowledgement & Receipt of Limited Warranty Name: Address: Date: Job Number: Please read carefully. I/We, the Purchaser(s), acknowledge the following: Builder Responsibility – Joseph Paul Homes will correct readily noticeable cosmetic items listed below during this inspection. EXCEPT AS OTHERWISE REQUIRED BY LAW, THIS IS YOUR ONLY OPPORTUNITY TO OBTAIN SERVICE ON SUCH ITEMS. Repair of subsequent cosmetic damages (chips, dents, scratches, etc.)are considered to be the Purchaser’s responsibility. I/We, the Purchaser(s) have carefully inspected the home and being thoroughly familiar with the condition of the home, acknowledge that the home is complete and acceptable to us. With the exception of the specific items listed below, we hereby accept this home “AS IS” and in its present condition and for Ten Dollars ($10.00) and other good and valuable consideration including the conveyance of the home to us (which consideration is acknowledged to be valuable and adequate), we hereby release Joseph Paul Homes and its shareholders, directors, officers, agents and employees from all liabilities and obligations, if any, that may arise under the express terms of the written express limited warranty given to us by Joseph Paul Homes. Joseph Paul Homes Warranty Responsibility – Any new items that you may wish to request for inspection/service should be reported to Warranty. Please refer to the Joseph Paul Homes Warranty Reporting Procedures in this Portfolio for contact information. Limited Warranty – The only warranty or warranties (“Limited Warranty”) given by Joseph Paul Homes to Purchaser relating to the property and improvements is the applicable Limited Statutory Warranty promulgated by the Texas Residential Construction Commission (“TRCC”), a copy of which can be found at - 30 - http://www.trcc.state.tx.us/links/warranties.htm and, if applicable, the express limited warranty provided through a third-party warranty company, a specimen copy of which is hereto and made a part hereof reference. Purchaser acknowledges that the terms of such Limited Warranty are clear, specific and sufficiently detailed to establish the only standards of construction which Joseph Paul Homes is obligated to meet. I/We have received specimen copies of the aforementioned warranty documents. All items detailed on the Pre-Closing Inspection list are complete with the exception of the following items: 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. Landscape Due to the limitless number of factors that affect landscape materials (shrubs, trees, grass etc.), Joseph Paul Homes does not warrant them. Proper care and maintenance of your lawn and other landscaping are the best assurance of its health and attractiveness. I/We acknowledge and agree that Joseph Paul Homes does not warrant trees, bushes and grass, and therefore, will not replace or remove them at a later date. I/We also agree that all of the landscaping is presently in good condition and acceptable. Notices Regarding Expansive Soils in North Texas Soil conditions vary greatly throughout all of the different cities, towns, communities and areas located in and around North Texas. Some areas, such as that where the home is located have expansive soils. Cracks appear in all foundations to a varying degree as a result of the concrete curing process and the movement of the foundation caused by the seasonal moisture changes in the soil adjacent to the home/foundation. - 31 - It is important for you, as a homeowner, to keep consistent moisture levels around the foundation and the soil beneath it. To do this, industry standards suggest some or all of the following as maintenance procedures should be followed: • • • • • • • • • Check the ground around the foundation during rains; no puddles should exist. Fill in low spots with dirt so water drains away from your home. Keep downspout extensions and splash blocks, if provided, in place. If not provided, install them and be sure they stay in place. Keep your home gutters and downspouts clean and in good repair. Overflows can result in damages to your home. Do not change the grade of the soil around your home by building planters, raised beds, or other blocking construction that changes the drainage around the home Be certain that all paving or patio slabs abutting your home slope away from the foundation. Check seasonally that they remain that way. Be cautious in your planting of trees, shrubs and plants. Trees, in particular, can cause foundation problems if they are too close to the house. Do not water your foundation. Water your yard as needed to maintain a proper moisture level. Soaker hoses which evenly distribute water around the entire foundation simultaneously may be used; however, consultation with a structural engineer must be obtained before attempting to maintain the moisture around the home in this manner. Do not allow water or sewer leaks of any type to continue. Check often for those kinds of problems. Maintain adequate drainage around the perimeter of your home at all times The forgoing list constitutes nothing more than suggestions to keep in mind with respect to your new home, and is not intended as a warranty, representation or advice from Joseph Paul Homes of any kind with respect to any of the matters set forth above. Joseph Paul Homes strongly urges and recommends that you engage appropriate and competent professionals to consult with you regarding all of the matters set forth above. Verbal Agreements I/We acknowledge and agree that no verbal promises have been made or implied by any Sales Consultant, Builder, Warranty Representative or anyone with Joseph Paul Homes. This list constitutes the only list of unresolved items in my home. Receipt of Manuals & Paint Touch-Up Kit I/We, the Purchaser(s) acknowledge and agree that Purchaser(s) has received the following items: 1) Appliance Manuals, 2) Paint Touch-Up Kit and 3) Garage Door Openers & Manual (if applicable). - 32 - Purchaser Date Purchaser Date Builder Joseph Paul Homes Date Manager Joseph Paul Homes Date - 33 - Closing on Your Home Date of Closing The closing, or settlement, takes place shortly after your orientation. We set this appointment with at least three day’s notice. Typically, the closing process takes from 45 minutes to an hour. Location of Closing The Closing of your new home will typically take place at the title company. Closing Documents At closing, the documents necessary to convey your new home to you and to close the loan from the mortgage company will be executed and delivered. In addition to these standard items, the lender, the Title Company, and Joseph Paul Homes may require other documents to be signed. The principal documents typically include the following: Special Warranty Deed – The special warranty deed conveys the home and lot to you, subject only to permitted exceptions. Title Commitment – At or before closing, we will deliver to you a standard form for an owner’s title insurance commitment to insure salable title of your home to you in the amount of the purchase price, subject to the permitted title exceptions that may be described in the purchase agreement. Review the title commitment carefully. Discuss any questions with your title company. Within 60 days after the closing, the title company mails a standard owner’s title insurance policy, insuring you the title to your home in accordance with the commitment you received at closing. Keep the title insurance policy with your other valuable papers. Joseph Paul Homes Limited Warranty – We provide a copy of the limited warranty for your review. Please read it thoroughly. Promissory Note – The promissory note is from you, payable to the lender in the principal amount of the loan, plus interest. One-twelfth of your annual taxes and homeowner’s insurance will be added to the principal and interest payment to determine your total monthly payment. Deed of Trust – This encumbers your home as security for repayment of the promissory note. - 34 - Closing Expenses Certain customary items in connection with the property will be prorated to the date of closing such as prepaid expenses, or reserves required by your lender and homeowners association, if applicable. Prorations of general real property taxes and assessments will be based on the current year’s taxes and assessments or, if they are unavailable, on the taxes and assessments for the prior year. “The Final Number” The final cost figure is available near to the actual closing. Although a reasonably close estimate may be determined before the date of closing, the proration of several items included is affected by the closing date and cannot be calculated until that date is known. Preparation Plan to bring certified funds to the closing table. In your planning, be sure to allow time to arrange for and obtain these funds. In addition, please keep the following items in mind: Documents – The Real Estate Settlement Procedures Act (RESPA) provides you with many protections. Under this law, you can review the settlement page that lists costs you are paying at closing one day before the closing appointment. Although these documents are not negotiable and thousands of home buyers have signed them, you should read them. Insurance – You need to provide proof of a homeowner’s policy from your insurance company. Your insurance agent should know exactly what is needed. We suggest you arrange for this at least three weeks before the expected closing date. Joseph Paul Homes or Lender Issues – The title company is not authorized to negotiate or make representations on behalf of any of the parties involve in the closing. Therefore, please discuss any questions, agreements, or other details directly with us or your lender in advance of the closing. Utilities – Joseph Paul Homes will have utility service removed from its name (as necessary) three days after closing. You will need to notify all applicable utility companies of your move so that service is provided in your name. We suggest that you contact these companies well ahead of time to avoid any interruption in service. The Utility Company phone number is provided on the next page to assist you in making these arrangements. - 35 - Limited Warranty Guidelines Joseph Paul Homes strives to build a defect–free home which will provide years of great memories – and with care and maintenance from you, years of great service too. However, we are realistic enough to know that we and our contractors make mistakes or something in the home may not perform as intended. When this happens, we will correct them in a manner consistent with the written Limited Warranty agreement that you will receive at closing. In support of this valuable commitment, Joseph Paul Homes provides you with a Limited Warranty. In addition to the information contained in the Limited Warranty itself, Joseph Paul Homes has included supplemental details about one-year material and workmanship standards which are detailed on the “Caring for Your Home” section of this Portfolio. The purpose of this is to let you know what our quality standard is for the common concerns that typically come up in a new home. For each item our standards are described and a remedy explained for items that do not meet our standards. These standards are in no way to be construed as a warranty expressed, implied or otherwise. Our criteria for qualifying warranty repairs are based on the warranty guidelines per the terms and conditions of the HOMES OF TEXAS 10-YEAR WARRANTY PROGRAM. However, Joseph Paul Homes reserves the right to exceed these guidelines if, in our opinion, circumstances dictate; without being obligated to exceed all guidelines to a similar degree or for all homeowners. You will receive the signed Limited Warranty documents at your closing. A sample copy is provided in this Portfolio for your review. We suggest that you carefully read through this information as well as the service procedures that are discussed in this section of your Portfolio. If you have additional questions regarding standards or procedures, please contact our office. Limited Home Warranty Coverage Home of Texas coverage on your new home provides for the following protection: • 1-Year • 2-Year • 10-Year Warranty on defects in workmanship and materials Warranty on portions of the home’s major systems Warranty on major structural defects. Refer to your Home of Texas, Limited Warranty Booklet for additional information and details. - 36 - Warranty Service is not designed or intended to handle “cosmetic” or “maintenance” items. All cosmetic items are the responsibility of the homeowner. For your convenience, we have provided a list of contractors that have installed the major mechanical systems in your home. They are responsible for any warranty problems that occur with major mechanical items. Through the years we have found it much more effective for you to schedule the warranty service directly with these contractors. There will be no charge to you for their services if the items are covered under your Limited Warranty Agreement. Please also contact Joseph Paul Homes’ warranty department to record the service request so we can follow up with you and ensure completion of the work. For your own protection our warranty service system is designed to accept written service requests and reports of all non-emergency items. This provides you with the maximum protection complies with the terms of your warranty and allows us to operate more efficiently, accurately and to provide faster service to all homeowners. Emergency reports are the only requests accepted by phone. Emergency Warranty Service An Emergency, as defined by warranty, includes the following: • Total loss of heat or air conditioning • Total loss of electricity (But make sure it isn’t a power loss to the community!) • A plumbing leak which requires the entire water supply to be shut off • Total loss of water. (Again, make sure that water isn’t off to the entire community) • Gas leak. DO NOT USE YOUR HOUSE PHONE. Leave the house and call the utility company or your plumber if the leak is at the water heater or furnace. • Major roof leak or major plumbing leak. After hours, weekends or holidays, call the necessary Contractor directly. Their phone numbers are listed on the “Emergency Contact” phone list and confirmed by your Joseph Paul Homes representative. Non-Emergency Warranty Service All Warranty Service Requests should be submitted in writing to provide a complete history of the home and to better protect you should a discrepancy arise. A Warranty Service Request is attached at the end of this section for your use, and is available at our website, JosephPaulHomes.com under the “Warranty” tab. - 37 - ANY UNAUTHORIZED REPAIRS MADE BY YOU OR SOMEONE UNDER YOUR DIRECTION, OTHER THAN THOSE PERMITTED ABOVE, WILL NOT BE REIMBURSED OR COMPENSATED. THE DECISION AND DETERMINATION AS TO THE EXTENT OF EXPENSES THAT ARE REIMBURSABLE UNDER THE WARRANTY FOR EMERGENCY CONDITIONS IS THE SOLE DISCRETION OF THE BUILDER. Thirty-Day Report Approximately 30 days after you move into your new home, you and your warranty representative will walk through your new home and review the Care & Maintenance Checklist portion of the Portfolio and address any concerns you may have regarding the components of your home. Eleven Month Inspection Approximately 11 months after the close of your new home, you and your warranty representative will, again, walk through your home and inspect the components of your home to insure they are functioning as intended. Should any of the components not perform due to a defect in workmanship or materials and not due to a lack of care and maintenance or an act of God than Joseph Paul Homes will repair any issues in accordance to the Limited Warranty Agreement. Kitchen Appliance Warranties The manufacturers will work with you through their designated service representatives in your city if any repairs are needed for these products. Warranty Service telephone numbers are listed in the Use and Care Materials for the individual appliances. Be prepared to provide the model and serial number of the item and the closing date on your home. Appliance warranties are generally for one year; refer to the literature provided by the manufacturer for complete information. Customer Service Processing Procedures You can help us serve you better by providing complete information, including: • Use the Customer Service Request form at www.JosephPaulHomes.com under the Homeowner Services page • Name, Address and Phone Numbers where you can be reached during business hours. • The completion/closing date of your home. • The Model and Serial number of your Appliance (as necessary) • A complete description of the concern you have, for example, “kitchen sink – drain leaks under the sink,” rather than “plumbing problem.” - 38 - When we receive a Customer Service Request, a Joseph Paul Homes representative may contact you for an inspection within 24 hours to schedule an appointment if necessary. • • • • Customer Service inspection appointments are available Monday - Friday 9am until 4pm. We will inspect the items in your written request to confirm warranty coverage and determine appropriate action. Contractors are required to complete repairs. We will notify the appropriate companies and you will be contacted to schedule needed work. Joseph Paul Homes will complete service items within 21 calendar days of the inspection unless you are otherwise notified. - 39 - Customer Service Request Form Email to: CustomerService@JosephPaulHomes.com Name: Address: Completion Date: Contact Phone Number: Description of Concerns: - 40 - Caring For Your Home In no way is this Manual/Portfolio to be construed as a warranty expressed, implied or otherwise. It is merely an attempt to assist you in caring for your home. For exact warranty coverage refers only to the Home of Texas 10 Year Warranty Program you should receive at the completion of your home. All warranty items are generally covered for one year from the date of completion (Issuance of the Certificate of Occupancy by the governing municipality) per the terms of the Limited Warranty. Joseph Paul Homes has constructed your home with quality materials and the labor of experienced contractors and craftsmen. Before using any material, it must meet our specifications for quality and durability. All work is performed under our supervision to attain the best possible results for your investment. A home is one of the last hand-built products remaining in the world. Once we have assembled the natural and manufactured materials, the components interact with each other and the environment. Although quality materials and craftsmanship have been used in your home, this does not mean that it will require no care or maintenance. A home, like an automobile, requires care and attention from day one. General homeowner maintenance is essential to providing a quality home for a lifetime. Homeowner Use & Maintenance Guidelines We are proud of the homes we build and the neighborhoods we build in. We strive to maintain your home and all of its components. Periodic maintenance is necessary because normal wear, exposure to the environment, the inherent characteristics of the materials used in your home and normal service required by the mechanical systems. Natural fluctuations in temperature and humidity also affect your home. Many times a minor adjustment or repair done immediately saves a more serious, time consuming and sometimes costly repair later. Note also that neglect of routine maintenance can void applicable limited warranty coverage on all parts of your home. By caring for your new home attentively, you ensure your enjoyment for years. The attention provided by each homeowner contributes greatly to the overall value and desirability of the neighborhood. - 41 - Care & Maintenance Table of Contents AIR CONDITION’G MAINT 1.1 Furnished Homes 1.1 Thermostat 1.1 Manufacturer Directions 1.1 Troubleshooting 1.1 Temperature Variations 1.1 Ductwork Noise 1.1 Refrigerant Line Leaks 1.1 Adjust Vents 1.2 Filter 1.2 Return Air Vents 1.2 Condensation Line 1.2 Annual Inspection 1.2 A C Limited Warranty 1.2 Engineering 1.2 Refrigerant 1.2 Compressor 1.2 Furnace Sounds 1.3 Ductwork 1.3 Registers 1.3 Duct Placement 1.3 Condensation Lines 1.3 Refrigerant Lines APPLIANCE MAINTENANCE 1.3 1.3 Appliances Limited Warranty 1.3 Manufacturer 1.3 Registration 1.3 Service 1.3 BRICK EXTERIOR MAINTENANCE 1.4 Brick Exterior Limited Warranty 1.4 CABINET MAINTENANCE Hinges 1.4 Color, Style 1.4 Cabinet Limited Warranty 1.4 Warping 1.4 Separations 1.5 Wood Grain 1.5 Surface Damage 1.5 CAULKING MAINTENANCE - 42 - 1.4 1.5 Silicone Caulk 1.5 Acrylic / Latex Caulk 1.5 Colored Caulk 1.5 Cleaners 1.9 Caulking Limited Warranty 1.5 Wax 1.9 Caulking 1.9 Countertop Limited Warranty 1.9 Separation 1.9 Cosmetic Damage 1.9 Laminated 1.10 Hard Surface Countertops 1.10 Ceramic Tile 1.10 CAILING FANS MAINTENANCE Ceiling Fans Limited Warranty CERAMIC TILE MAINTENANCE 1.5 1.5 1.6 Separations 1.6 Ceramic Tile Limited Warranty 1.6 CONCRETE MAINTENANCE Foundation 1.6 Flatwork 1.7 Cracks 1.7 Expansion Joints 1.7 Control Joints 1.7 Sweeping / Cleaning 1.7 Heavy Vehicles 1.8 Concrete Limited Warranty 1.8 Cracking Flatwork 1.8 Garage Slab, Driveway 1.8 Walks 1.8 Settling or Heaving 1.8 Grade Changes 1.8 CONDENSATION MAINTENANCE DOORS / LOCKS MAINTENANCE 1.6 Condensation Limited Warranty 1.9 COUNTERTOP MAINTENANCE Heat Warping 1.10 Sticking 1.10 Hinges 1.10 Failure to Latch 1.11 Bi-fold Doors 1.11 Slamming 1.11 Locks 1.11 Keys 1.11 Exterior Finish 1.11 Weather Strip 1.11 Doors Limited Warranty 1.12 DRYWALL MAINTENANCE 1.9 1.9 1.9 - 43 - 1.10 1.12 Repairs 1.12 Drywall Limited Warranty 1.12 Shrinkage Cracks 1.12 Lighting Conditions 1.12 Repainting 1.13 ELECTRICAL MAINTENANCE FIREPLACE MAINTENANCE 1.13 1.17 Control Panel 1.13 Gas Starters 1.17 Electrical Service Entrances 1.13 Combustion Air 1.17 Damper 1.17 Glass Doors 1.17 Wood Fires 1.18 Trash 1.18 Ashes 1.18 Chimney Cleaning 1.18 Spark Arrester 1.18 Direct Vent 1.19 Fireplace Limited Warranty 1.19 Down Draft 1.19 Discoloration 1.19 Cracks 1.19 Chimney Separation 1.19 Exterior Masonry 1.19 Direct Vent 1.19 ELECTRICAL MAINTENANCE (cont) Breakers 1.13 Outlets 1.13 Breaker Tripping 1.13 GFCI 1.14 Unused Outlets 1.14 Ground 1.14 Buzzing 1.14 Blinking / Dimming 1.14 Underground Cables 1.14 Recess Can Lights 1.15 Modifications 1.15 Electrical Limited Warranty 1.15 Light Bulbs 1.15 Fixtures 1.15 GFCI Breaker 1.15 Power Surge 1.16 FLOOR COVERING MAINTENANCE EXPANSION & CONTRACTION MAINTENANCE 1.16 Expansion & Contractions Limited Warranty 1.16 EXTERIOR SIDING & TRIM MAINTENANCE 1.16 Exterior Siding & Trim Limited Warranty 1.16 - 44 - 1.20 Carpet 1.20 Resilient Flooring (Vinyl) 1.20 No Wax 1.20 Scrubbing & Buffing 1.20 Moving Furniture 1.20 Raised Nail Heads 1.20 Seam Lifting 1.21 Excessive Water 1.21 Yellowing 1.21 Sag 1.24 Hardwood Floors 1.21 Opener 1.24 New Wood Floors 1.21 Painting 1.24 Spills 1.21 Locking 1.25 Shoes/Mats 1.22 Garage Door Limited Warranty 1.25 Yellowing and warping 1.22 Light Visible 1.25 Furniture Legs 1.22 Opener 1.25 FLOOR COVERING MAINTENANCE (cont) GAS SHUT OFFS 1.25 1.22 GRADING & DRAINAGE MAINTENANCE 1.25 Cleaning 1.22 Final Survey 1.25 Grout Separations 1.22 Positive Drainage 1.25 Grout Discoloration 1.22 Alterations 1.25 Marble 1.22 Roof Water 1.26 Floor Covering Limited Warranty 1.23 Swale 1.26 Carpet 1.23 Resilient Flooring (Vinyl) 1.23 Grading & Drainage Limited Warranty 1.26 Ridges 1.23 Swales 1.26 Hardwood Floors 1.23 Winter Grading 1.26 Ceramic Tile 1.23 Roto-tilling 1.26 Marble 1.23 Erosion 1.27 Floor Squeaks 1.24 New Sod 1.27 Recommendations 1.27 Backfill Settlement 1.27 Cleaning 1.22 Ceramic Tile GARAGE OVERHEAD DOOR MAINTENANCE 1.24 Safety 1.24 Under Concrete 1.27 Lubricating Oil 1.24 Positive Drainage 1.27 Oil Drips on Cars 1.24 Waxing 1.24 - 45 - GUTTERS & DOWNSPOUTS MAINTENANCE 1.27 Cleaning 1.27 Ladders 1.27 Leaks 1.27 Gutters & Downspouts Limited Warranty 1.28 Overflow 1.28 Downspouts 1.28 HEATING SYSTEM MAINTENANCE Ductwork 1.30 Registers 1.30 Duct Placement 1.30 INSULATION MAINTENANCE 1.30 Insulation Limited Warranty LANDSCAPING MAINTENANCE 1.28 Furnished Home 1.28 Thermostat 1.28 Manufacturer Directions 1.28 Troubleshooting 1.28 Filter 1.29 Adjust Heat Vents 1.29 Return Air Vents 1.29 Trial Run 1.29 Temperature Variations 1.29 Do Not Overheat 1.29 Odor 1.29 Gas Odor 1.29 Ductwork Noise 1.29 Annual Inspection 1.29 Heating Limited Warranty 1.30 Engineering 1.30 Furnace Sounds 1.30 1.31 Drought Conditions 1.31 Utility Lines 1.31 Machine Planted Trees 1.31 Plant Selection 1.31 Planning 1.32 Irrigation 1.32 Bark / Rock Beds 1.32 Additions 1.33 Requirements 1.33 HOA 1.33 Waiting to Landscape 1.33 Shrubs 1.33 Swales 1.33 Landscaping Limited Warranty 1.33 MIRRORS MAINTENANCE 1.34 Mirrors Limited Warranty PAINT MAINTENANCE - 46 - 1.30 1.34 1.34 Interior 1.34 Touch-ups 1.34 Repainting 1.34 Stain 1.34 Running Toilet 1.39 Wallpaper 1.34 Tank Capacity 1.39 Exterior 1.34 Clogs 1.39 Maintenance 1.35 Water Heater 1.39 Caulking 1.35 Safety 1.39 Severe Weather Damage 1.35 Temperature 1.39 Paint & Stain Limited Warranty 1.35 Pilot 1.40 Touch up 1.35 Condensation 1.40 Touch-up Visible 1.35 Drain Tank 1.40 Wood Grain 1.36 No Hot Water 1.40 Fading/Paint Colors 1.36 Plumbing Limited Warranty 1.40 Cracking 1.36 Leaks 1.40 Noise 1.40 Cosmetic Damage 1.41 Exterior Faucets 1.41 Shower Doors 1.41 PLUMBING MAINTENANCE 1.36 Sprinklers 1.36 Freezing Pipes 1.36 Freeze Prevention 1.37 Unoccupied Home Aerators 1.37 Laundry Tub 1.37 Care and Cleaning 1.37 Porcelain 1.37 Stainless Steel 1.38 Cultured Marble 1.38 Fixtures 1.38 Toilet Seat Cover 1.38 Tank Care 1.38 SMOKE DETECTORS MAINTENANCE Copper Pipe 1.38 Cleaning 1.42 Low Pressure 1.38 Smoke Detector Ltd Warranty 1.42 Plumbing Leaks 1.38 POLISHED METAL MAINTENANCE 1.41 Polished Metal Limited Warranty ROOFING MAINTENANCE - 47 - 1.42 1.42 Severe Weather 1.42 Leaks 1.42 Roofing Limited Warranty 1.42 1.42 SPRINKLER SYSTEM MAINTENANCE 1.43 Sprinkler System Limited Warranty STAIRS MAINTENANCE VENTS MAINTENANCE 1.43 1.43 1.43 Vents Limited Warranty WALLPAPER MAINTENANCE 1.44 1.44 Wallpaper Limited Warranty 1.44 WATER HEATER MAINTENANCE 1.44 WINDOWS, SCREENS & PATIO DOORS MAINTENANCE 1.44 Cleaning 1.44 Condensation 1.44 Sticking Windows 1.45 Door Tracks 1.45 Door Locks 1.45 Invisible Glass 1.45 Broken Glass 1.45 Operation 1.45 Infiltration 1.45 Windows, Screens & Patio Doors Limited Warranty 1.45 Operation 1.46 Condensation 1.46 WOOD TRIM MAINTENANCE WOOD MAINTENANCE & WARRANTY 1.46 1.47 - 48 - Wood Trim Limited Warranty 1.46 Interior 1.47 Exterior 1.47 Shrinkage 1.47 Raised Grain 1.47 Texas Residential Construction Commission Warranties & Performance Standards Note to our Home Buyers & Clients: The entire published list of the TRCC’s Warranty for Workmanship and Materials is Inserted Here for future reference. - 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