TRINITY DEBT MANAGEMENT SERVICES
Avondale, AZ
FLEET OF SERVICES
“Restructuring Your Financial Situation Which Will Affect Your Credit-Worthiness”
Trinity Debt Management Services was established as a result of the founders recognizing that more and more
families struggle to survive where debt, poverty, and the lack of knowledge concerning money/credit
management and financial planning are common.
Trinity comes with a combined business, financial, and training background of 40 years. As entrepreneurs, we
have provided Financial Services, Education and third party administration to the American consumer since
1986, and Debt Management and Credit Assistance since 1995, while educating the Consumer how to eliminate
their debt, provide money/credit management skills, financial strategies, helping families to realize the
“American Dream,” DEBT FREEDOM.
We are committed in providing a service of integrity and do not, nor will we, participate in any deceitful,
misleading, or fraudulent activity.
(Due to the type of services we provide, following our instructions is vital to the success of our program. If
the instructions cannot be followed, we recommend that this program may not be for you. If you feel you
can diligently follow the program instructions, then you will be very pleased with the results of our
efforts.)
DEBT REDUCTION, MANAGEMENT & FINANCIAL STRATEGIES PROGRAM
This Program is designed for consumers who have extremely high debt ratios. Program services include:
 Getting Organized
 Determining your debt reduction amount
 Calling the creditors for approval of the reduction
 Starting the Master Plan for Debt Freedom
 Financial Strategies Course
DEBT /CREDIT MANGEMENT & EDUCATIONAL PROGRAMS
Our Debt /Credit Management Educational Series
Trinity Debt Management Services provides educational & training information to assist in restructuring
your financial situation [creating a permanent resolution], which will affects your credit-worthiness.
These programs provide consumers with the necessary information needful in today’s society to make wise
financial decisions. They are uniquely designed based on individual circumstances. We will show you how to
become free from your debt obligations years sooner, save thousands of dollars in interest, change your spending
habits, improve your financial well-being dramatically just by making better decisions about the money you
save, the debt you accumulate, and eventually protect your credit standing. Many do not recognize that the root
of their credit issues is a matter of the lack of Financial Management skills: Management of Income,
Management of Debt, and Management of Credit obtained. Mismanagement of these will result in credit
problems, which is a symptom of the root cause. Most Americans have been taught to consume rather than save
and invest, compromising so many areas of their lives and well being. Many cannot afford to retire and are
forced to continue to work rather than enjoy their golden years. In an effort to help these family’s, our Financial
Strategies/Business Income and Tax Relief Programs are included to show you how to cut your costs, put more
money back into your pocket and invest for your future!
This program includes:
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Debt Management/Credit Educational Course* (You do not attend classes. It is a Home Study).
Financial/Tax Savings Strategies Program – Provide Financial/Tax Strategies for Clients to help cut cost and save
for their future (showing you how to save $2,000 - $10,000 per year).
Business Income Programs - Will show you how to get an immediate raise on your very next paycheck [W-2 Earners]
($200, $400, $600 or more per month) and you don’t even have to ask your boss, and how to increase your income
through other Income opportunities!
Page 2 – Business Services
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Tax Relief Program – Show you how to legally take advantage of the deductions allowed by Congress, whereby
cutting your income taxes by 50% - 80%.
Opt-Out Services - Provides information to submit to all three major credit bureaus (Experian, Trans Union, and
Equifax) which stops un-authorized Credit Review/Reporting
*Most of all, this is not a Consumer Credit Counseling program, which will appear on your credit report.
Debt Freedom is not being financially independent, but being free of all your financial obligations.
OUR DEBT /CREDIT EDUCATIONAL SERIES (CONTINUED)
 Credit Report Workshops – Educate yourself on how to read and understand your credit reports.
 “FREE” Credit Restoration Services - We dispute negative items reporting on credit profile through the
Major Credit Bureaus. (This service is available only to those who participate in the Debt/Credit Educational
Program, and is conditional upon Client following all program guidelines and instructions.).
INCREASE CREDIT SCORE PROGRAMS
This program is for potential Clients who do not have any derogatory reporting. We have designed this program
to help assist in increasing your credit scores as high as possible, and as soon as possible. Approximately 15
days. These programs will help you to qualify for home purchase, refinancing, and to position you for “the best
for less,” as quickly as possible. We can also assist you in obtaining your home loan or refinancing. For
information and analysis to see if we can raise your scores, call the office.
ESTABLISH CREDIT PROGRAM
This program is designed specifically for those who have low scores for credit approval, or no credit at all.
 Tips on increasing score.
 Assistance in receiving credit applications and approval from major companies.
 Mistakes people make when applying.
 Financial Strategies Course, to control minimal debt ratio.
 Will show you how to eliminate debt in full, in 120 days after credit is established.
DEBT TERMINATION PLAN
We provide you a printed plan to show you how to pay off all your debt years [including your mortgage or
property investments] sooner, saving thousands of dollars in interest, and more.
DEBT ELIMINATION (NEGOTIATION) PROGRAM
Our Debt Elimination Program is designed to assist our client’s manage and eliminate their debt. Long-term
debt obligation is also reduced from an average of paying 30 years to the creditor to approximately 1 to 36
months. This program will save you 50%-70% on debt negotiations (pennies onto the dollar). This program
addresses only debt and not credit. We recommend this program in conjunction with the Debt
Management/Credit Management Program.
ASSET PROTECTION
Frivolous lawsuits are filed everyday. One could strike you anywhere at anytime. Business owners, Medical
Professionals. Officer of a Corporation. Real Estate Owners [home owners]. If you have any assets you need
asset protection! Don’t leave yourself unprotected, risking your families financial future. When it comes to
asset protection, there are no cookie-cutter solutions. We help people on an individual, case-by-case basis.
Each case is different. Individual results may vary.
Whether you are protection real estate, business assets, securities, or cash, we can analyze your situation and
recommend a plan to help you become financially protected. Don’t leave your family to chance!
Page 3 – Business Services
CORPORATE CREDIT BUILDER
Incorporate, build and obtain financing for your business. Guaranteed Funding!
DEBIT CARD / FIRST VINEYARD
The “First Vineyard” debit card is a new type of card commonly called a “prepaid” or “stored value”
MasterCard. First Vineyard provides consumers with the most powerful alternative to conventional credit cards
or bank accounts on the market today. It provides individuals with the freedom, convenience, and purchasing
power of MasterCard regardless of banking history or credit score.
First Vineyard is the most exciting card incentive program on the market today. It allows you to receive
compensation on everyday expenses, stay out of debt and enjoy the purchasing power of MasterCard.
FIRE WALL PROGRAM
This is a very detailed oriented process that will change the way you normally deal with and spend money. This
program enforces protection strategies that will enable you to become 100% debt collection proof against
frivolous lawsuits, or unexpected garnishments against your personal assets.
NON-RECOURSE FUNDING
Our Fee for Service Funding Program is one of the quickest
and most effective ways to fund your projects!
We Now Offer Funding For All Projects!
Our program is ideal for project funding, and offers a viable and powerful alternative to bank financing, and
funds DO NOT need to be repaid. This process can create a steady stream of cash for your projects. The
program is perfect for real estate investors buying commercial and residential REOs, for developers, commercial
or humanitarian projects, and business expansion. You can now benefit from the process of monetizing financial
instruments without having to be involved in the actual process. We are the only source that can provide this
type of service, with proven results and a written guarantee. We provide everything you need to get your project
funded!
50% REDUCTION ON YOUR MORTGAGE PAYMENT REGARDLESS OF THEIR CREDIT OR EQUITY VALUE?
MORTGAGE MITIGATION SOLUTIONS THAT WORK FOR YOUR FAMILY.
We are committed to helping homeowners reduce their monthly mortgage payments by negotiating better loan
terms for YOU! The government has recently approved $75 BILLION dollars for foreclosure relief and only a
small percentage of homeowners will actually benefit from these programs.
Lenders and investors have recently agreed to reduce and modify loans for borrowers that are facing a financial
hardship. We AGRESSIVELY negotiate better loan terms with your lender by using a LEGAL
COMPLIANCE AUDIT.
Our process begins immediately with a Legal Compliance Audit, followed by negotiations with your lender for a
LOSS Mitigation solution. Our staff of negotiators have years of experience successfully negotiating
THOUSANDS of loss mitigation solutions. We have extensive relationships with virtually all lenders and we
completely understand exactly what they are looking for when determining the eligibility for a Loss Mitigation
solution.
Page 4 – Business Services
VERIFIED TRUSTEE SALE DELAY PROGRAM
The Last Option
It is well known that banks are illegally foreclosing on homeowners in Trustee States since the foreclosure
process is lightly monitored by government agencies.
In Judicial Foreclosure states, a judge reviews the legality of the foreclosure proceedings to ensure the
homeowner is being protected against greedy lenders and yet still the lenders are not properly following the
foreclosure laws correctly.
In Trustee States, lenders employ a "third party" trustee company to replace the legal function of a judge and
orchestrate the foreclosure process. If banks are not legally foreclosing when they know a judge reviews the case
what do you think they are doing when they only have to go through a trustee that they pay? Our service requires
the trustee to verify a comprehensive list of issues related to the legal nature of the foreclosure proceedings
enacted by the lender, which as a byproduct, you as the homeowner still retain full ownership of the property and
live there comfortably. Since the trustee assumes the liability in auctioning the property, they will not foreclose
on the property if there is a potential violation pointed out to them prior to the Auction Sale Date as they could
face sanctions and ultimate lose their license. Trustees are incredibly busy and generating huge profits so they
will continually postpone the sale date with adequate time to research and respond to the issues raised by our
company to protect themselves.
Program Highlights: Legal foreclosure delay strategy
Your lender is never contacted so you can still modify your loan or short sale your property.
You can:
*Stay in your home for 6 – 40 months after Notice of Trustee Sale has been posted
*Avoid bankruptcy on your credit, less costly than BK attorney’s fees
*Experienced professional trustee knowledge working for you, not against you
*No title transfer (never transfer your title to anyone else to delay a sale, scam alert!)
Our Trustee Verification Delay Program is designed as another option for homeowners that are considering
bankruptcy, loan modification or short sale as a way to delay the foreclosure auction. Some of our clients have
been denied for modification or a short sale and are out of options. Some are still trying to get approved for a
Modification or short sale and just need more time.
Other clients realize that they are so far upside down on the property and it is not worth paying the high
mortgage payment and would rather live in their home than less than what an apartment would cost to rent. Even
renters can utilize our services to stay in the property longer with less expense than renting. No matter what your
reason for delaying your foreclosure, we can help.
ONLINE DEBT FREE LIVING FINANCIAL WORKSHOP
Trinity Debt Management Services will conduct its first online Debt Free Living Workshop in 2011. This is a
no cost registration course. Those who are seriously interested MUST make the commitment to participate in
this course through its duration. The online course will be conducted one day a week for one hour, for 10
weeks. Class will be on Thursday evenings. This is a self study course available to anyone who desires to
become debt free in 2011.
If for any reason you cannot guarantee your commitment, it is highly recommended to not register. There will
be no make-up classes.
Page 5 – Business Services
All participants will receive financial counsel in the following areas:
a) How to eliminate debt by the end of the year.
b) How to protect everything you own.
c) The best known method to manage your expenses.
d) Becoming the bank.
and so much more. . .
INCOME OPPORTUNITIES
The greatest opportunity is to help someone in need and get paid for doing it. You have an opportunity to help
others to become debt free, credit worthy, and to protect their assets. Get paid for helping them. To register to
become a Networker, log onto: www.trinitydebtmgmtsvcs.org/WorkshopRegistration.html. There is a
Networker Training Conference Call you must be on in order to receive referral fee.
NEVER PAY FOR ANOTHER REFERRAL AGAIN
Apply for the Net Extractor & Go Scraper
http://www.netextractor.com?affcode=888917431
http://www.goscraper.com?affcode=36292685
We look forward in assisting you and your family in reaching your life and financial goals!
Sincerely,
Carlton & Kerry Dasher
Founders
TRINITY DEBT MANAGEMENT SERVICES
12725 W. Indian School Road, Suite E-101
Avondale, AZ 85392
Email Address: trinitydebtmgmt@yahoo.com
623-512-4852 Corporate Office
623-687-9464 Fax
Business Hours:
Monday – Thursday 8:00am – 4:00pm MST
Friday 8:00am – Noon
Closed Sat. & Sun.
Monthly Newsletter: www.trinitydebtmgmtsvcs.org/CommunityCalendar.html
Schedule of Workshops & Events: www.trinitydebtmgmtsvcs.org/WorkshopRegistration.html
Field Representatives
Carlton E. Dasher – Avondale, AZ
Percy D. Abrams – Lancaster, CA
Hazel Sainsbury – St.George, UT
Argena McAdoo – Fontana, CA
Robert Buchanan – San Diego, CA