CONFORMED COPY INSOLVENCY FUND DOMESTIC AGREEMENT between EMPLOYEES COMPENSATION INSURER INSOLVENCY BUREAU and INSURERS WITHIN THE MEANING OF SECTION 3 OF THE EMPLOYEES’ COMPENSATION ORDINANCE (Cap. 282 of the Laws of Hong Kong) Deacons Solicitors & Notaries 5th Floor Alexandra House 16-20 Chater Road Central Hong Kong Fax : +852 2810 0431 : +852 2825 9211 KMHC\Domestic Agreement.doc INSOLVENCY FUND DOMESTIC AGREEMENT THIS AGREEMENT is made BETWEEN: (1) EMPLOYEES COMPENSATION INSURER INSOLVENCY BUREAU, a company limited by guarantee incorporated in Hong Kong under the Companies Ordinance (Cap. 32 of the laws of Hong Kong) and having its registered office at 24/F Prince’s Building, Central, Hong Kong ("ECIIB"); and (2) INSURERS WITHIN THE MEANING OF SECTION 3 OF THE EMPLOYEES’ COMPENSATION ORDINANCE (Cap. 282 of the Laws of Hong Kong) (each an "Insurer" and together the "Insurers"), being at the date of this Agreement those insurance companies and Lloyd's Underwriters by or on behalf of whom this Agreement is signed. WHEREAS: (A) Currently, the Employees Compensation Assistance Fund established under the Employees Compensation Assistance Ordinance (Cap. 365 of the Laws of Hong Kong) may in the circumstances set out in that Ordinance make payments in respect of the liabilities of Insurers that become insolvent. (B) The Employees Compensation Assistance Fund will cease to do so in respect of the liabilities of Insurers that become insolvent on or after the Commencement Date (as defined in the Insolvency Fund Agreement). (C) The Government of the Hong Kong Special Administrative Region and the ECIIB have entered into an agreement dated 21 February 2003 (as amended from time to time, the "Insolvency Fund Agreement") to establish a scheme (the "Insolvency Fund Scheme"). (D) Subject to the terms of the Insolvency Fund Agreement, the Insolvency Fund Scheme will assume responsibility for the liabilities of Insurers that become insolvent on or after the Commencement Date. (E) The Insurers and ECIIB wish to enter into this Agreement for the purpose of enabling ECIIB to carry out its obligations under the Insolvency Fund Agreement. NOW IT IS HEREBY AGREED as follows: 1. INTERPRETATION 1.01 Unless the context requires otherwise, in this Agreement words and expressions shall have the same meaning as in the Insolvency Fund Agreement. KMHC\Domestic Agreement.doc -1- 1.02 2. In this Agreement: (a) References to Clauses are to clauses of this Agreement; (b) Words importing the singular number include the plural number and vice versa; (c) Words importing persons include firms, companies and corporations and vice versa; (d) The recitals to this Agreement and the headings used in this Agreement are for convenience only and should be ignored in construing this Agreement; (e) References to any statute, ordinance or regulation shall be construed as references to that statute, ordinance or regulation as amended or re-enacted from time to time. OBLIGATIONS OF THE INSURERS In consideration of the undertakings by ECIIB in Clause 3 each of the Insurers severally hereby undertakes with each other of them severally, and separately with ECIIB: 3. (a) fully and promptly to pay contributions to ECIIB in accordance with clause 4 of the Insolvency Fund Agreement and otherwise to do all those things which it is contemplated in the Insolvency Fund Agreement that it should as an Insurer do, in all respects as if it had been party to the Insolvency Fund Agreement and agreed to be bound thereby; (b) to remain a member of ECIIB until it ceases to be such a member in terms of Article 5 of the Articles of Association of ECIIB; and (c) to be bound by this Agreement for so long as it remains a member of ECIIB and thereafter in respect of obligations arising under this Agreement or under the Insolvency Fund Agreement before it ceased to be a member of ECIIB. OBLIGATIONS OF ECIIB In consideration of the undertakings by the Insurers in Clause 2 ECIIB hereby undertakes with each of the Insurers severally: (a) to establish and operate the Insolvency Fund Scheme as provided in the Insolvency Fund Agreement; and (b) to make it a condition of membership of ECIIB that each applicant for membership shall, forthwith on becoming a member, enter into a Deed of undertaking in such form as the Council may determine from time to time pursuant to which the applicant agrees, inter alia, to be bound by this Agreement and to participate in the Insolvency Fund Scheme. KMHC\Domestic Agreement.doc -2 - 4. CERTAIN RIGHTS UNAFFECTED Nothing in this Agreement or in the Insolvency Fund Agreement shall affect any right of an Insurer to any indemnity or contribution from another Insurer whether such right arises at common law, by statute, from a claims sharing or other agreement, by subrogation or by assignment of any relevant judgment and all such rights shall be determined according to the facts and circumstances of each case without reference to this Agreement. 5. DISPUTES 5.01 Any dispute arising between ECIIB and one or more of the Insurers touching this Agreement or the Insolvency Fund Agreement which cannot be settled by agreement shall be referred to and determined by arbitration at the Hong Kong International Arbitration Centre in accordance with its Domestic Arbitration Rules. 5.02 Any dispute arising between two or more of the Insurers arising out of or concerning the application of this Agreement or the Insolvency Fund Agreement shall be referred to and determined by arbitration at the Hong Kong International Arbitration Centre in accordance with its Domestic Arbitration Rules. 6. COUNTERPARTS This Agreement may be executed in any number of counterparts, and as regards the ECIIB and any one single Insurer, the two counterparts to which they are each a party shall come into effect when duly executed and delivered by each of them, and shall be deemed to be an original and when taken together those counterparts shall constitute one and the same instrument. 7. DELIVERY 7.01 This Agreement shall come into effect and be enforceable as between ECIIB and an Insurer once ECIIB and that Insurer have both duly executed and delivered this Agreement, notwithstanding that any other Insurer or Insurers may not as at that date have executed and delivered this Agreement. 7.02 This Agreement shall come into effect and be enforceable as between an Insurer and another Insurer once both such Insurers have duly executed and delivered this Agreement, notwithstanding that any other Insurer or Insurers may not as at that date have executed and delivered this Agreement. 8. APPLICATION FOR MEMBERSHIP The signing of this Agreement by or on behalf of an Insurer shall be deemed to be an application for registration as a member of ECIIB if such application has not already been made. KMHC\Domestic Agreement.doc -3 - 9. AMENDMENT This Agreement may only be amended by an instrument in writing executed by ECIIB and all of the members of ECIIB. 10. GOVERNING LAW This Agreement shall be governed by and construed in accordance with the laws of Hong Kong. IN WITNESS whereof each of parties has executed this Agreement on the day and year written below. SIGNED by Chan Kin Por for and on behalf of EMPLOYEES COMPENSATION INSURER INSOLVENCY BUREAU on 21st February, 2003 in the presence of: Witness: (sd. Kimmy MH Chan) Name: Kimmy MH Chan Address: 24th Floor, Prince’s Building Central, Hong Kong Occupation: Senior Manager SIGNED by Philip Joseph Haines for and on behalf of ACE INSURANCE LIMITED on 13th March, 2003 and delivered on the same date: in the presence of: Witness: (not completed) Name: (not completed) Address: (not completed) Occupation: (not completed) KMHC\Domestic Agreement.doc ) ) ) ) (sd. Chan Kin Por) Authorised Officer ) ) ) ) ) ) ) -4 - (sd. Philip Joseph Haines) Authorised Officer SIGNED by Robert Stead for and on behalf of ALLIANZ INSURANCE (HONG KONG) LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Robert Stead) Authorised Officer Witness: (sd. Ip Pui Chi) Name: Ip Pui Chi Address: 9/F., One International Finance Centre One Harbour View Street, Hong Kong Occupation: Chief Financial Officer SIGNED by Ross Edward Matthews for and on behalf of AMERICAN HOME ASSURANCE COMPANY on 18th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Ross Edward Matthews) Authorised Officer Witness: (sd. Lily Rumjahn) Name: Lily Rumjahn Address: 15/F., AIA Building, 1 Stubbs Road Hong Kong Occupation: Secretary KMHC\Domestic Agreement.doc -5 - SIGNED by Gregory Robert Scott Crichton for and on behalf of AMERICAN INTERNATIONAL ASSURANCE CO., LTD on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Gregory Robert Scott Crichton) Authorised Officer Witness: (sd. Lily Rumjahn) Name: Lily Rumjahn Address: 15/F., AIA Building, 1 Stubbs Road Hong Kong Occupation: Secretary SIGNED by Cheong Kai Boon John for and on behalf of ANGLO STARLITE INSURANCE COMPANY LIMITED on 21st February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Cheong Kai Boon John) Authorised Officer Witness: (sd. N.R. Modi) Name: N.R. Modi Address: 16th Floor, Kwun Tong Harbour Plaza 182 Wai Yip Street, Kwun Tong, Hong Kong Occupation: Deputy General Manager KMHC\Domestic Agreement.doc -6 - SIGNED by Wong Kok Ho and Bernard Chan ) for and on behalf of ) ASIA INSURANCE COMPANY, ) LIMITED ) on 18th February, 2003 ) and delivered on the same date: ) in the presence of: ) (sd. Wong Kok Ho and Bernard Chan) Authorised Officer Witness: (sd. Ho Chui Ping, Carol) Name: Ho Chui Ping, Carol Address: 16/F., Worldwide House, 19 Des Voeux Road Central, Hong Kong Occupation: Financial Controller SIGNED by Sergio Di Caro for and on behalf of ASSICURAZIONI GENERALI S.P.A. on 21st February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) (sd. Sergio Di Caro) Authorised Officer Witness: (sd. Roberto Gasso) Name: Roberto Gasso Address: Suite 908-916, Citic Tower, 1 Tim Mei Avenue Central, Hong Kong Occupation: Deputy Chief Executive Assicurazioni Generali S.p.A. - Hong Kong Branch KMHC\Domestic Agreement.doc -7 - SIGNED by Dominic Lam Wai Kuen for and on behalf of AXA CHINA REGION INSURANCE COMPANY (BERMUDA) LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Dominic Lam Wai Kuen) Authorised Officer Witness: (sd. Wong Koon Au, Fran) Name: Wong Koon Au, Fran Address: 18/F., AXA Centre, 151 Gloucester Road Wanchai, Hong Kong Occupation: Insurance SIGNED by Lau Hon Keung Steven for and on behalf of AXA GENERAL INSURANCE HONG HONG LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Lau Hon Keung Steven) Authorised Officer Witness: (sd. James Hing Bun Tang) Name: James Hing Bun Tang Address: 30/F., PCCW Tower, Taikoo Place 979 King’s Road, Quarry Bay, Hong Kong Occupation: Company Secretary KMHC\Domestic Agreement.doc -8 - SIGNED by Lam Wai Kuen Dominic for and on behalf of AXA LIFE INSURANCE COMPANY LIMITED on 17th March, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Lam Wai Kuen Dominic) Authorised Officer Witness: (sd. Wong Koon Au, Fran) Name: Wong Koon Au, Fran Address: 18/F., AXA Centre, 151 Gloucester Road Wanchai, Hong Kong Occupation: Insurance SIGNED by Shiu Wai Kwok for and on behalf of BANK OF CHINA GROUP INSURANCE COMPANY LIMITED on 28th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Shiu Wai Kwok) Authorised Officer Witness: (sd. Siu Pik Ying) Name: Siu Pik Ying Address: 9/F., Wing On House 71 Des Voeux Road Central, Hong Kong Occupation: Manager – Head of Claims Department KMHC\Domestic Agreement.doc -9 - SIGNED by Cheung Man-lo for and on behalf of BLUE CROSS (ASIA-PACIFIC) INSURANCE LIMITED on 18th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Cheung Man-lo) Authorised Officer Witness: (sd. Hung Lee-kiu) Name: Hung Lee-kiu Address: 22/F., Cosco Tower, 183 Queen’s Road Hong Kong Occupation: Financial Controller SIGNED by Lo Yiu Ming for and on behalf of CAF INTERNATIONAL INSURANCE COMPANY LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Lo Yiu Ming) Authorised Officer Witness: (sd. Wong Chun Yui) Name: Wong Chun Yui Address: 5/F., Fairmont House, 8 Cotton Tree Drive Hong Kong Occupation: Accountant KMHC\Domestic Agreement.doc - 10 - SIGNED by Raymond Chau for and on behalf of CALIFORNIA INSURANCE COMPANY, LIMITED on 21st February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Raymond Chau) Authorised Officer Witness: (sd. Joan Poon) Name: Joan Poon Address: Rm. 1607-8, China Insurance Group Building 141 Des Voeux Road Central, Hong Kong Occupation: Accountant SIGNED by Andrew Lo for and on behalf of CGU INTERNATIONAL INSURANCE PLC on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) Witness: (sd. Cecilia Tsang Wai Chun) Name: Cecilia Tsang Wai Chun Address: 9/F., Cityplaza One, Taikoo Shing Quarry Bay, Hong Kong Occupation: Executive Secretary KMHC\Domestic Agreement.doc - 11 - (sd. Andrew Lo) Authorised Officer SIGNED by Tam Kwok Wing Ivan for and on behalf of CHEVALIER INSURANCE COMPANY LIMITED on 25th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Tam Kwok Wing Ivan) Authorised Officer Witness: (sd. Wu Chiu Ming, Simon) Name: Wu Chiu Ming, Simon Address: 15/F., Chevalier House, 45 Chatham Road Tsimshatsui, Kowloon Occupation: Insurance SIGNED by Tam Pak Hung William for and on behalf of CHINA COMMUNICATIONS INSURANCE COMPANY LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Tam Pak Hung William) Authorised Officer Witness: (sd. Terrence Leung) Name: Terrence Leung Address: 16/F., Bank of Communications Tower 231-235 Gloucester Road, Wanchai, Hong Kong Occupation: Deputy Manager/Underwriting & Claims Department KMHC\Domestic Agreement.doc - 12 - SIGNED by Ho Wing Yi for and on behalf of CHINA MERCHANTS INSURANCE COMPANY LIMITED on 21st February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Ho Wing Yi) Authorised Officer Witness: (sd. Chan Kwan, Simon) Name: Chan Kwan, Simon Address: 18/F., China Merchants Tower, Shun Tak Centre 168-200 Connaught Road Central, Hong Kong Occupation: General Manager SIGNED by Ng Wing Fat Ronnie for and on behalf of CHINA OVERSEAS INSURANCE LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) Witness: (sd. Wong Ming Tan Nicole) Name: Wong Ming Tan Nicole Address: 29/F., China Overseas Building 139 Hennessy Road, Hong Kong Occupation: Manager KMHC\Domestic Agreement.doc - 13 - (sd. Ng Wing Fat Ronnie) Authorised Officer SIGNED by Chen Wei for and on behalf of CHINA PACIFIC INSURANCE CO., (H.K.) LIMITED on 21st February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Chen Wei) Authorised Officer Witness: (sd. Song Weixiang) Name: Song Weixiang Address: Room 203-208, Far East Consortium Building 121 Des Voeux Road Central, Hong Kong Occupation: Assistant General Manager SIGNED by Lam Tak Wah for and on behalf of CHINA PING AN INSURANCE (HONG KONG) COMPANY LIMITED on 21st February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Lam Tak Wah) Authorised Officer Witness: (sd. Chu Chi Kong) Name: Chu Chi Kong Address: 11/F., Dah Sing Financial 108 Gloucester Road, Wanchai, Hong Kong Occupation: Claims Manager KMHC\Domestic Agreement.doc - 14 - SIGNED by Samuel Cheng for and on behalf of CONCORD INSURANCE COMPANY LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Samuel Cheng) Authorised Officer Witness: (sd. Cheng-chung Ho) Name: Cheng-chung Ho Address: 22/F., Car Po Commercial Building 37-43 Pottinger Street, Hong Kong Occupation: Managing Director SIGNED by Swee Lee Chun for and on behalf of COSMIC INSURANCE CORPORATION LIMITED on 25th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Swee Lee Chun) Authorised Officer Witness: (sd. Lee Oi Lin Irene) Name: Lee Oi Lin Irene Address: 3/F., Kingpower Commercial Building 409-413 Jaffe Road, Wanchai, Hong Kong Occupation: Assistant Manager KMHC\Domestic Agreement.doc - 15 - SIGNED by Loi Wai Ming for and on behalf of DAH SING GENERAL INSURANCE COMPANY LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Loi Wai Ming) Authorised Officer Witness: (sd. Ng Chi Keung) Name: Ng Chi Keung Address: 20/F., Island Place Tower, 510 King’s Road North Point, Hong Kong Occupation: Insurance Executive SIGNED by Wong Kwok Tim for and on behalf of DAO HENG INSURANCE COMPANY LIMITED on 21st February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Wong Kwok Tim) Authorised Officer Witness: (sd. Pandora Woo) Name: Pandora Woo Address: 23/F., Room 2302, Wing On House 71 Des Voeux Road Central, Hong Kong Occupation: Senior Manager, Underwriting & Claims KMHC\Domestic Agreement.doc - 16 - SIGNED by Peter Erich Schelling for and on behalf of EAGLE STAR INSURANCE COMPANY LIMITED on 18th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Peter Erich Schelling) Authorised Officer Witness: (sd. Ma Yim Ling) Name: Ma Yim Ling Address: 1602, Block F, Tak Bo Garden, Kowloon Occupation: Personal Assistant to CEO SIGNED by Kwok Tsun Wa Kenneth for and on behalf of FALCON INSURANCE COMPANY (HONG KONG) LIMITED on 21st February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Kwok Tsun Wa Kenneth) Authorised Officer Witness: (sd. Cynthia Leung) Name: Cynthia Leung Address: 1902 The Lee Gardens, 33 Hysan Avenue Causeway Bay, Hong Kong Occupation: Secretary KMHC\Domestic Agreement.doc - 17 - SIGNED by Andre Dalalire for and on behalf of FEDERAL INSURANCE COMPANY on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) (sd. Andre Dalalire) Authorised Officer Witness: (sd. Julia Chim) Name: Julia Chim Address: 24/F., Harcourt House, 39 Gloucester Road Wanchai, Hong Kong Occupation: Administration SIGNED by Yu Yi Fang ) for and on behalf of ) GAN ASSURANCES IARD COMPAGNIE ) FRANCAISE D’ASSURANCES ET DE ) REASSURANCES INCENDIE, ) ACCIDENTS ET RISQUES DIVERS ) on 27th February, 2003 ) and delivered on the same date: ) in the presence of: ) (sd. Yu Yi Fang) Authorised Officer Witness: (sd. Law Ping Luen) Name: Law Ping Luen Address: Room 1101-3, 11/F., CITIC Tower 1 Tim Mei Avenue, Central, Hong Kong Occupation: Finance & Administration Manager KMHC\Domestic Agreement.doc - 18 - SIGNED by Lau Tung Sing for and on behalf of GERLING-KONZERN ALLGEMEINE VERSICHERUNGSAKTIENGESELLSCHAFT on 10th March, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) ) (sd. Lau Tung Sing) Authorised Officer Witness: (sd. Kwok Sui King Fanny) Name: Kwok Sui King Fanny Address: 5202-3 Central Plaza, 18 Harbour Road Wanchai, Hong Kong Occupation: Administration Manager SIGNED by Chan Kin Por and Leung Wing Ning for and on behalf of HANG SENG INSURANCE COMPANY LIMITED on 18th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) ) (sd. Chan Kin Por and Leung Wing Ning) Authorised Officer Witness: (sd. Tsang Sau King Doris) Name: Tsang Sau King Doris Address: 20/F., World-Wide House 19 Des Voeux Road Central, Hong Kong Occupation: Secretary KMHC\Domestic Agreement.doc - 19 - SIGNED by Yuen Wai Chiu Vingle and Choy Chung Foo for and on behalf of HSBC INSURANCE (ASIA) LIMITED on 18th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) Witness: (sd. Lester Huang) Name: Lester Huang Address: 18/F., Tower 1, HSBC Centre 1 Sham Mong Road, Kowloon Occupation: Financial Controller SIGNED by Colly Lam for and on behalf of JERNEH INSURANCE (HK) LIMITED on 28th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) (sd. Yuen Wai Chiu Vingle and Choy Chung Foo) Authorised Officer (sd. Colly Lam) Authorised Officer Witness: (sd. Popo Shek) Name: Popo Shek Address: Room 1403, 14/F., China Resources Building 26 Harbour Road, Wanchai, Hong Kong Occupation: Secretary KMHC\Domestic Agreement.doc - 20 - SIGNED by Lo Nai Wai Stephen for and on behalf of KONO INSURANCE LIMITED on 21th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) (sd. Lo Nai Wai Stephen) Authorised Officer Witness: (sd. Fung Ying Tat) Name: Fung Ying Tat Address: 22/F., Guangdong Investment Tower 148 Connaught Road Central, Hong Kong Occupation: Director & General Manager SIGNED by Cher Ah Kow for and on behalf of LIBERTY INTERNATIONAL INSURANCE LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Cher Ah Kow) Authorised Officer Witness: (sd. Shirley Yeung) Name: Shirley Yeung Address: 2/F., Centre Point, 181 Gloucester Road Wanchai, Hong Kong Occupation: Secretary KMHC\Domestic Agreement.doc - 21 - SIGNED by Yan Kin Pui George for and on behalf of LIU CHONG HING INSURANCE COMPANY LIMITED on 21st February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Yan Kin Pui George) Authorised Officer Witness: (sd. Lee Sun Yuen) Name: Lee Sun Yuen Address: 8/F., Western Harbour Centre 181 Connaught Road West, Hong Kong Occupation: Accounting & Personnel Manager SIGNED by Cameron Murray for and on behalf of LLOYD’S UNDERWRITERS on 28th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) (sd. Cameron Murray) Authorised Officer Witness: (sd. Lisa Jayne Mitchell) Name: Lisa Jayne Mitchell Address: Flat 1, 1 Ko Long Village, Yung Shue Wan Lamma Island, Hong Kong Occupation: Personal Assistant KMHC\Domestic Agreement.doc - 22 - SIGNED by Chan Kwok Kwong and Cheng Kai Kwong for and on behalf of MIN XIN INSURANCE COMPANY LIMITED on 21st February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) ) (sd. Chan Kwok Kwong and Cheng Kai Kwong) Authorised Officer Witness: (sd. Ho Yip Man) Name: Ho Yip Man Address: 17/F., Fairmont House, 8 Cotton Tree Drive Central, Hong Kong Occupation: Insurance SIGNED by Takao Yasukochi for and on behalf of MITSUI SUMITOMO INSURANCE CO. LTD. on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Takao Yasukochi) Authorised Officer Witness: (sd. Yuet Tsang Sau) Name: Yuet Tsang Sau Address: 23/F., Bank of America, 12 Harcourt Road Central, Hong Kong Occupation: Financial Controller KMHC\Domestic Agreement.doc - 23 - SIGNED by Takao Yasukochi for and on behalf of MITSUI SUMITOMO INSURANCE COMPANY (HONG KONG) LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Takao Yasukochi) Authorised Officer Witness: (sd. Yuet Tsang Sau) Name: Yuet Tsang Sau Address: 23/F., Bank of America, 12 Harcourt Road Central, Hong Kong Occupation: Financial Controller SIGNED by Ross Edward Matthews for and on behalf of NATIONAL UNION FIRE INSURANCE CO. OF PITTSBURGH, PA on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Ross Edward Matthews) Authorised Officer Witness: (sd. Lily Rumjahn) Name: Lily Rumjahn Address: 15/F., AIA Building, 1 Stubbs Road Hong Kong Occupation: Secretary KMHC\Domestic Agreement.doc - 24 - SIGNED by Yeung Wing Wah for and on behalf of NATIONALE-NEDERLANDEN INTERNATIONALE SCHADEVERZEKERING N.V. on 21st February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) ) (sd. Yeung Wing Wah) Authorised Officer Witness: (sd. Chan Cheuk Yin) Name: Chan Cheuk Yin Address: 7/F., ING Tower, 308 Des Voeux Road Central Hong Kong Occupation: Underwriting & Technical Manager SIGNED by Ross Edward Matthews for and on behalf of NEW HAMPSHIRE INSURANCE CO. on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) (sd. Ross Edward Matthews) Authorised Officer Witness: (sd. Lily Rumjahn) Name: Lily Rumjahn Address: 15/F., AIA Building, 1 Stubbs Road Hong Kong Occupation: Secretary KMHC\Domestic Agreement.doc - 25 - SIGNED by Toshihiko Miyasaka for and on behalf of NIPPONKOA INSURANCE COMPANY, (ASIA) LIMITED on 27th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Toshihiko Miyasaka) Authorised Officer Witness: (sd. Fok Yu Cheong, Kenneth) Name: Fok Yu Cheong, Kenneth Address: Room 2704-2706, Gloucester Tower, The Landmark 11 Pedder Street, Central, Hong Kong Occupation: General Manager SIGNED by Stanley Ko ) for and on behalf of ) NISSAY DOWA GENERAL INSURANCE ) CO., LIMITED ) th on 24 February, 2003 ) and delivered on the same date: ) in the presence of: ) Witness: (not completed) Name: (not completed) Address: (not completed) Occupation: (not completed) KMHC\Domestic Agreement.doc - 26 - (sd. Stanley Ko) Authorised Officer SIGNED by Cheung Hung Wai Richie for and on behalf of NORMAN (HONG KONG) INSURANCE COMPANY LIMITED on 21st February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Cheung Hung Wai Richie) Authorised Officer Witness: (sd. Cathy Sin) Name: Cathy Sin Address: 4407, 44/F., Hopewell Centre 183 Queen’s Road East, Wanchai, Hong Kong Occupation: Accountant SIGNED by Ma Sing Tak for and on behalf of OVERSEAS UNION INSURANCE, LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Ma Sing Tak) Authorised Officer Witness: (sd. Lisa Yan) Name: Lisa Yan Address: Unit 3006, 30/F., Cosco Tower 183 Queen’s Road Central, Hong Kong Occupation: Underwriting Manager KMHC\Domestic Agreement.doc - 27 - SIGNED by Tong Lai Hing for and on behalf of PAOFOONG INSURANCE COMPANY (HONG KONG) LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) Witness: (sd. Judith Wong) Name: Judith Wong Address: 16/F., Cityplaza 3, Taikoo Shing Quarry Bay, Hong Kong Occupation: Secretary SIGNED by Chow Po Ling Irene for and on behalf of PIONEER INSURANCE & SURETY CORPORATION on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Tong Lai Hing) Authorised Officer (sd. Chow Po Ling Irene) Authorised Officer Witness: (sd. Kwok Wai Hung, Andy) Name: Kwok Wai Hung, Andy Address: Room 2701 Shun Tak Centre, West Tower 200 Connaught Road Central, Hong Kong Occupation: General Manager KMHC\Domestic Agreement.doc - 28 - SIGNED by Jecky S. W. Lui for and on behalf of QBE HONGKONG & SHANGHAI INSURANCE LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Jecky S. W. Lui) Authorised Officer Witness: (sd. Paul P. W. Wong) Name: Paul P. W. Wong Address: 6/F., DCH Commercial Centre, 25 Westlands Road Quarry Bay, Hong Kong Occupation: Company Secretary SIGNED by Choi Lai Ha for and on behalf of RELIANCE HKCB INSURANCE COMPANY LIMITED on 3rd March, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Choi Lai Ha) Authorised Officer Witness: (sd. Janet Mui) Name: Janet Mui Address: Room 2704, Central Plaza, 18 Harbour Road Wanchai, Hong Kong Occupation: Secretary KMHC\Domestic Agreement.doc - 29 - SIGNED by Keith Bernard Land ) for and on behalf of ) ROYAL & SUN ALLIANCE INSURANCE ) (HONG KONG) LTD ) on 18th February, 2003 ) and delivered on the same date: ) in the presence of: ) Witness: (sd. Wong Ching Yin) Name: Wong Ching Yin Address: Room D, 14/F., Block 12 Cityone Shatin, New Territories Occupation: Company Secretary SIGNED by Tang Sung Chi for and on behalf of SOMPO JAPAN INSURANCE INC. on 21st February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) (sd. Keith Bernard Land) Authorised Officer (sd. Tang Sung Chi) Authorised Officer Witness: (sd. Wong Wood Yeung) Name: Wong Wood Yeung Address: Room 1901, Lincoln House, No. 979, King’s Road Island East, Hong Kong Occupation: Director and Assistant General Manager KMHC\Domestic Agreement.doc - 30 - SIGNED by Leung Chi-keung Raymond and Chan Ip-sing Evans for and on behalf of SUMMIT INSURANCE (ASIA) LIMITED on 27th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Leung Chi-keung Raymond and Chan Ip-sing Evans) Authorised Officer Witness: (sd. Fung Ying-kit Joseph) Name: Fung Ying-kit Joseph Address: Flat A, 16/F., Wei King Building 275 Chatham Road, Hung Hom, Kowloon Occupation: Operations Manager SIGNED by Keith Bernard Land for and on behalf of SUN ALLIANCE AND LONDON INSURANCE PLC on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) Witness: (sd. Wong Ching Yin) Name: Wong Ching Yin Address: Room D, 14/F., Block 12 Cityone Shatin, New Territories Occupation: Company Secretary KMHC\Domestic Agreement.doc - 31 - (sd. Keith Bernard Land) Authorised Officer SIGNED by Chow Ka Yin for and on behalf of SUN HUNG KAI PROPERTIES INSURANCE LIMITED on 21st February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Chow Ka Yin) Authorised Officer Witness: (sd. Andrew Wong Kwai Chuen) Name: Andrew Wong Kwai Chuen Address: Room 2309-16, Sun Hung Kai Centre 30 Harbour Road, Hong Kong Occupation: Deputy General Manager SIGNED by Ma Kin Kai John for and on behalf of SYMBOL UNDERWRITERS LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) (sd. Ma Kin Kai John) Authorised Officer Witness: (sd. Yuen Chu Kau) Name: Yuen Chu Kau Address: Room 1505-1513, 15/F., Leighton Centre 77 Leighton Road, Hong Kong Occupation: Chief Accountant KMHC\Domestic Agreement.doc - 32 - SIGNED by Tse Tit Shing Francis for and on behalf of THE HONG KONG PRINTERS ASSOCIATION on 28th April, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Tse Tit Shing Francis) Authorised Officer Witness: (sd. Lee Tang On Lawrence) Name: Lee Tang On Lawrence Address: 48-50 Johnston Road, 1st Floor, Wanchai Hong Kong Occupation: Officer SIGNED by Cheng Kwok Ping ) for and on behalf of ) THE MING AN INSURANCE COMPANY ) (HONG KONG) LIMITED ) th on 18 February, 2003 ) and delivered on the same date: ) in the presence of: ) (sd. Cheng Kwok Ping) Authorised Officer Witness: (sd. Lim Bik Har) Name: Lim Bik Har Address: 19/F., Ming An Plaza, 8 Sunning Road Causeway Bay, Hong Kong Occupation: Manager KMHC\Domestic Agreement.doc - 33 - SIGNED by Sadhna Trehan for and on behalf of THE NEW INDIA ASSURANCE COMPANY, LIMITED on 25th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Sadhna Trehan) Authorised Officer Witness: (sd. Chiu Lai Kuen) Name: Chiu Lai Kuen Address: 15-17 Wyndham Street Man Cheung Building 6th Floor, Central, Hong Kong Occupation: Senior Clerk in E.C. Department SIGNED by Au Kwok Keung Edmond for and on behalf of THE PACIFIC INSURANCE COMPANY, LIMITED on 21st February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Au Kwok Keung Edmond) Authorised Officer Witness: (sd. Ho Yin Ping) Name: Ho Yin Ping Address: 22/F., Dominion Centre, 43-59 Queen’s Road East Wanchai, Hong Kong Occupation: Company Secretary KMHC\Domestic Agreement.doc - 34 - SIGNED by Zhou Ping for and on behalf of THE PEOPLE’S INSURANCE COMPANY OF CHINA (HONG KONG), LIMITED on 21st February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) ) (sd. Zhou Ping) Authorised Officer Witness: (sd. Fok Ka Yee) Name: Fok Ka Yee Address: 15th Floor, Guangdong Investment Tower 148 Connaught Road, Central, Hong Kong Occupation: Manager – Underwriting Department SIGNED by Wong Chien Kuo James for and on behalf of THE PRUDENTIAL ASSURANCE COMPANY LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Wong Chien Kuo James) Authorised Officer Witness: (sd. Mok Wan Chong, Wendy) Name: Mok Wan Chong, Wendy Address: 10/F., Cityplaza 4, 12 Tai Koo Wan Road Taikoo Shing, Hong Kong Occupation: Solicitor KMHC\Domestic Agreement.doc - 35 - SIGNED by Ma Kin Kai John for and on behalf of THE SINCERE INSURANCE AND INVESTMENT COMPANY, LTD on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Ma Kin Kai John) Authorised Officer Witness: (sd. Yuen Chu Kau) Name: Yuen Chu Kau Address: Room 1505-1513, 15/F., Leighton Centre 77 Leighton Road, Hong Kong Occupation: Chief Accountant SIGNED by Takao Yasukochi for and on behalf of THE SUMITOMO PROPERTY & CASUALTY INSURANCE COMPANY (H.K.) LTD. on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) ) (sd. Takao Yasukochi) Authorised Officer Witness: (sd. Yuet Tsang Sau) Name: Yuet Tsang Sau Address: 23/F., Bank of America, 12 Harcourt Road Central, Hong Kong Occupation: Financial Controller KMHC\Domestic Agreement.doc - 36 - SIGNED by Yasuhiro Egawa for and on behalf of THE TOKIO MARINE & FIRE INSURANCE COMPANY (HK) LTD on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) Witness: (sd. Lo Kam San) Name: Lo Kam San Address: Flat A, 27th Floor, United Centre 95 Queensway, Hong Kong Occupation: Deputy General Manager SIGNED by Yasuhiro Egawa for and on behalf of THE TOKIO MARINE & FIRE INSURANCE COMPANY LTD on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) Witness: (sd. Lo Kam San) Name: Lo Kam San Address: Flat A, 27th Floor, United Centre 95 Queensway, Hong Kong Occupation: Deputy General Manager KMHC\Domestic Agreement.doc - 37 - (sd. Yasuhiro Egawa) Authorised Officer (sd. Yasuhiro Egawa) Authorised Officer SIGNED by Christopher John Brown for and on behalf of UNITED KINGDOM MUTUAL STEAM SHIP ASSURANCE ASSOCIATION (BERMUDA) LTD on 8th April, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) ) (sd. Christopher John Brown) Authorised Officer Witness: (sd. Suen Kit Fong, Sarina) Name: Suen Kit Fong, Sarina Address: Suite 1201-4, Sino Plaza, 255-257 Gloucester Road Causeway Bay, Hong Kong Occupation: Regulatory Officer SIGNED by Kwan Tit Shing Jansen for and on behalf of THE WING ON FIRE & MARINE INSURANCE COMPANY LTD on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Kwan Tit Shing Jansen) Authorised Officer Witness: (sd. Cheng Ting Kwok) Name: Cheng Ting Kwok Address: Flat A, 6/F., Block 2, Sceneway Garden 6/F., Lam Tin, Kowloon Occupation: Administration Supervisor KMHC\Domestic Agreement.doc - 38 - SIGNED by Andreas Mueller ) for and on behalf of ) THROUGH TRANSPORT MUTUAL ) INSURANCE ASSOCIATION (EURASIA) ) LTD ) th on 14 March, 2003 ) and delivered on the same date: ) in the presence of: ) (sd. Andreas Mueller) Authorised Officer Witness: (sd. Suen Kit Fong, Sarina) Name: Suen Kit Fong, Sarina Address: Suite 1201-4, Sino Plaza, 255-257 Gloucester Road Causeway Bay, Hong Kong Occupation: Regulatory Officer SIGNED by Hui Shu Tong Ralph for and on behalf of TUGU INSURANCE COMPANY, LIMITED on 27th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Hui Shu Tong Ralph) Authorised Officer Witness: (sd. Law Shek Hoo) Name: Law Shek Hoo Address: 44/F., Office Tower, Convention Plaza 1 Harbour Road, Wanchai, Hong Kong Occupation: Insurance KMHC\Domestic Agreement.doc - 39 - SIGNED by Lui Wai Kwong for and on behalf of UNITED BUILDERS INSURANCE COMPANY, LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Lui Wai Kwong) Authorised Officer Witness: (sd. Lai Kar Tai, Alex) Name: Lai Kar Tai, Alex Address: 10/F., Golden Star Building 20-26 Lockhart Road, Wanchai, Hong Kong Occupation: Senior Manager SIGNED by Lau Ki Chit and David Chan Mun Wai for and on behalf of UOB INSURANCE (H.K.) LTD on 6th March, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Lau Ki Chit and David Chan Mun Wai) Authorised Officer Witness: (sd. Chan Wai Yee) Name: Chan Wai Yee Address: 16/F., Worldwide House 19 Des Voeux Road Central, Hong Kong Occupation: Secretary KMHC\Domestic Agreement.doc - 40 - SIGNED by Tong Lai Hing for and on behalf of WING HANG ZURICH INSURANCE COMPANY LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) Witness: (sd. Judith Wong) Name: Judith Wong Address: 16/F., Cityplaza 3, Taikoo Shing Quarry Bay, Hong Kong Occupation: Secretary SIGNED by Michael Po-ko Wu and Patrick Po-kong Wu for and on behalf of WING LUNG INSURANCE COMPANY LIMITED on 25th February, 2003 and delivered on the same date: in the presence of: Witness: (sd. Kei-yuen Pun) Name: Kei-yuen Pun Address: 45 Des Voeux Road Central Hong Kong Occupation: Chief Executive KMHC\Domestic Agreement.doc ) ) ) ) ) ) ) ) - 41 - (sd. Tong Lai Hing) Authorised Officer (sd. Michael Po-ko Wu and Patrick Po-kong Wu) Authorised Officer SIGNED by Hans Peter Naef for and on behalf of WINTERTHUR INSURANCE SERVICES ASIA LTD on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) Witness: (sd. Paulina Fung) Name: Paulina Fung Address: 6308 Central Plaza, 18 Wanchai Hong Kong Occupation: Executive Assistant SIGNED by Chan Wing Keung, Philip for and on behalf of XL INSURANCE COMPANY LIMITED on 28th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) (sd. Hans Peter Naef) Authorised Officer (sd. Chan Wing Keung, Philip) Authorised Officer Witness: (sd. Leung Wai Kwan) Name: Leung Wai Kwan Address: 1808, Dah Sing Financial Centre 108 Gloucester Road, Wanchai, Hong Kong Occupation: General Manager KMHC\Domestic Agreement.doc - 42 - SIGNED by Peter Erich Schelling for and on behalf of ZURICH INSURANCE COMPANY (ASIA) LIMITED on 24th February, 2003 and delivered on the same date: in the presence of: ) ) ) ) ) ) ) (sd. Peter Erich Schelling) Authorised Officer Witness: (sd. Ma Yim Ling) Name: Ma Yim Ling Address: 1602, Block F, Tak Bo Garden, Kowloon Occupation: Personal Assistant to CEO KMHC\Domestic Agreement.doc - 43 -