BOOMER'S GUIDE VOLUME 4 ISSUE 9 SEPTEMBER 2011 THE BOOMER'S GUIDE TO PLANET RETIREMENT DR. MARILYN BRUNO WWW.GYNOSAPIENS.COM VOLUME 4 ISSUE 9 SEPTEMBER 2011 IN THIS ISSUE: Page 1: Congressional Debate on Medicare Page 2: Medicare Update: New Tools on www.medicare.gov Page 4: Reminder: What Medicare Covers and Doesn't Cover Page 5: New: Medicare coverage for Lesbian, Gay, etc. Seniors Page 5: Technology Heads Up: Apps, Privacy, Malware Page 8: Mind Games! Page 8: Alzheimer's Data Page 9: Cures for Alzheimer's Page 9: Checklist After a Disaster Page 10: More Scientific Breakthroughs - 3D Printing Page 11: Photo Album -- Images from Our Lifetime QUOTE OF THE MONTH: Education is not the filling of a pail, but the lighting of a fire. -- William Butler Yates CONGRESSIONAL DEBATE ON MEDICARE Inspired by this month's Quote, I wanted to find out what Congress was up to regarding Medicare, starting with raising eligibility from age 65 to 67. A study by the Kaiser Family Foundation estimates that, assuming full implementation of President Obama's Patient Protection and Affordable Care Act, raising Medicare's eligibility to 67 in 2014 would generate an estimated $5.7 billion in net savings to the federal government, but also result in: an estimated net increase of $3.7 billion in out-of-pocket costs for 65- and 66-year-olds an estimated $4.5 billion in employer retiree health-care costs 1 BOOMER'S GUIDE VOLUME 4 ISSUE 9 SEPTEMBER 2011 a 3% premium hike for those who remain on Medicare and for those who obtain coverage through health reform's new insurance exchanges In other words, we end up paying coming and going. The study, originally released in March 2011 and updated in July 2011, is authored by researchers from the Kaiser Family Foundation (KFF) and the Actuarial Research Corporation. For more info: http://kff.org/medicare/upload/8169.pdf SIDE BY SIDE COMPARISON OF DEBT REDUCTION PROPOSALS REGARDING MEDICARE: The KFF also released an updated side-by-side summary (http://www.kff.org/medicare/medicare-future.cfm) that compares the key Medicare provisions found in five major debt-reduction plans put forward by the White House, Congress, and independent, bipartisan commissions: The President's Framework for Shared Prosperity and Shared Fiscal Responsibility The House Concurrent Budget Resolution The Senate “Gang of Six” Proposal The National Commission on Fiscal Responsibility and Reform (Bowles-Simpson) The Bipartisan Policy Center Debt Reduction Task Force (Domenici-Rivlin) The summary also includes brief descriptions of Medicare proposals in other deficit reduction proposals from American Enterprise Institute; Cato Institute; Center for American Progress, Sen. Tom Coburn; Congressional Progressive Caucus; Dr. Bill Galston and Ms. Maya MacGuineas; Heritage Foundation; Institute for America's Future; Sen. Joseph Lieberman and Sen. Coburn; Our Fiscal Security; Dr. Alice Rivlin and House Budget Committee Chairman Paul Ryan; Republican Study Committee; Roosevelt Institute Campus Network; and Chairman Ryan. After reviewing the different plans being proposed by Congress, I was reminded of an observation by the old comedian Henny Youngman: "Cheer up, things could be worse. So I cheered up and things got worse." This seems to be the story of the U.S. economy. Remember to protect your portfolio and do good pre- and post-retirement planning. That's all we can do to feel that we are in control. My good friend Dr. Laurie refers us to an article in The Huffington Post's online edition that indicates that women seem especially anxious these days about their future: http://www.huffingtonpost.com/barbara-hannah-grufferman/life-after-50-womens-wors_b_861659.html But, hey fellas, there's good reason for everyone to be anxious... MEDICARE UPDATE - NEW TOOLS ON WWW.MEDICARE.GOV The least we can do is find out what Medicare can do for us and to SHOP AROUND for healthcare. The Centers for Medicare & Medicaid Services (CMS) announced a new tool on its website to enable consumers to make informed choices about their health care, and to help improve the quality of care in America’s hospitals, 2 BOOMER'S GUIDE VOLUME 4 ISSUE 9 SEPTEMBER 2011 nursing homes, physician offices, and other health care settings. The Quality Care Finder (on the left hand lower corner of the medicare.gov home page, or www.Medicare.gov/QualityCareFinder) provides a one-stopshop for the following: Compare Hospitals: Compare Medicare-certified hospitals based on the quality of their care (for example, the rate of readmission to the hospital within 30 days for certain conditions, like heart attack and pneumonia). Compare Nursing Homes: Compare Medicare- and/or Medicaid-certified nursing homes based on the quality of care they give (for example, whether residents have gotten their flu shots, are maintaining their weight, or have their pain controlled). You can also compare star ratings based on the nursing homes’ health inspection results, staffing and quality. Compare Home Health Agencies: Find Medicare-certified home health agencies based on availability of services like skilled nursing care, physical therapy, speech therapy and home health aides. Then, compare each home health agency based on the quality of their care (for example, how well they manage pain and treat wounds and keep patients safe). Find a Medicare Health or Drug Plan: Get detailed, personalized information about the cost and benefits of available Medicare health and drug plans. Do compare plans every October (before the Open Season, when you can switch plans) to make sure that your plan is still giving you the best price for the same coverage and ensuring that your prescription drugs are covered. (Plans notoriously drop benefits and increase premiums just before the Open Season...) Compare Dialysis Facilities: Find Medicare-certified dialysis facilities and information about the services they offer. Then compare each facility based on quality of care (for example, whether patients had enough waste removed from their blood during dialysis treatments, or if their anemia was controlled properly). Compare Doctors: Find doctors based on medical specialty, clinical training, foreign languages spoken, and more. You can also see if a doctor accepts the Medicare-approved amount as full payment. -- The updated Hospital Compare website now includes data about how well hospitals protect outpatients from surgical infections and whether hospitals care for outpatients who are treated for suspected heart attacks with proven therapies that reduce death: www.hospitalcompare.hhs.gov. Data includes outcomes, mortality rates, and readmissions rates for inpatients admitted with heart attack, heart failure, and pneumonia, as well as 10 measures that capture patient experience with hospital care, 25 process-of-care measures and three children’s asthma care measures. In other words, you can get very sick and 'way sicker in a hospital, so shop around! -- The enhanced Quality Improvement Organization (QIO) is supposed to assist health care providers across the country to improve care by coordinating across care within communities, promoting preventive services, and supporting care that keeps patients safe from costly and dangerous hospital-acquired conditions. More info: www.cms.gov/qualityimprovementorgs. If you are not computer savvy, for information on Medicare and how to use these tools, don't hesitate to call 1-800-MEDICARE (1-800-633-4227) or your local SHINE/SHIP counselor (like me!) 3 BOOMER'S GUIDE VOLUME 4 ISSUE 9 SEPTEMBER 2011 REMINDER: WHAT MEDICARE COVERS/DOESN'T COVER Dental Coverage under Medicare - My Aunt recently needed to see an endontologist, but we were reminded that Medicare does not cover most dental care, routine checkups, cleanings or dentures. However, some Medicare Advantage plans, also known as a Medicare private health plans, may cover some of these dental services. You should check with your plan to find out if and what dental care they cover. Medicare may cover some dental care if it is for your general health, or if you need dental care in order for another health service that is covered by Medicare to be successful. Some examples of when Medicare covers dental service include: If you have a disease of the jaw, such as oral cancer, and you need certain dental services in order to be able to receive radiation. If you have a facial tumor removed and had reconstruction of your jaw as part of the procedure. This is called ridge reconstruction. If you have surgery to fix a fracture of your face or jaw. If you need dental splints and wiring as a result of having jaw surgery. While Medicare may pay for these initial services, Medicare will not pay for follow-up dental care after your underlying health condition has been treated. Medicare also may pay for dental-related hospitalizations if you need observation during a dental procedure because you have a health-threatening condition, or if you develop an infection after having dental work. Shingles Vaccines - Original Medicare (Part B) does not cover the shingles vaccine, but it is covered under Medicare Part D (a stand-alone prescription drug plan or drug plan included in a Medicare Advantage Plan) because it is a commercially available vaccine. Part D plan will pay for the vaccination itself and for your doctor or other health care provider to give you the shot if you follow your particular plan's rules and networks: You will pay the least for the shingles vaccine if you are: 1. Vaccinated at a pharmacy that is in your drug plan's network if this is permitted in your State, or 2. At a doctor's office that can work with a pharmacy that will bill your Part D plan for the entire cost of the vaccination process, or 3. At a doctor's office that can bill your plan for the vaccine directly using a special computer billing system. In these situations, you should only need to pay the plan's approved coinsurance or co-pay for the drug and vaccination either to the doctor or to the pharmacist when you get vaccinated. You may need to pay more for your vaccination if: 1. Your doctor cannot submit the bill to your Part D plan through a partnering pharmacy, and/or 4 BOOMER'S GUIDE VOLUME 4 ISSUE 9 SEPTEMBER 2011 2. Your doctor does not directly bill your plan for the drug using the electronic billing system. In these situations, your doctor can bill you for the entire cost of the vaccination and you will have to pay the entire bill up front. You will then have to follow your Part D plan's rules to be reimbursed. Before you get a shingles vaccine, it's important that you check with your Part D plan's coverage rules and see where you can get your vaccine so that it will be covered at the lowest cost. New: MEDICARE COVERAGE FOR LESBIAN, GAY, BISEXUAL AND TRANSGENDER (LGBT) SENIORS In the past six months, agencies in the Obama Administration have taken initial steps to protect LGBT Seniors' rights to visit partners in the hospital, to remain financially afloat when one partner needs long-term care, and to fight housing discrimination. On June 10, 2011, the Centers for Medicare & Medicaid Services issued a letter informing States of options to more equitably apply rules governing Medicaid liens, transfer of assets and estate recovery for same-sex spouses and domestic partners. As we know, these options are under huge debate. Some States consider them unconstitutional; others see them as an equal rights issue. For example: When a husband or wife of an opposite-sex marriage begins nursing home care covered by Medicaid, Federal rules protect the spouse who remains in the community. Opposite-sex married couples may transfer assets to each other without penalty, and the State may not recover costs for long-term care through estate recovery and liens when there is a surviving spouse. Additionally, the law requires that a designated amount of a couple's income and assets be reserved to support the community spouse. Any remaining income goes toward paying the monthly nursing home bill, with a combination of State and Federal Medicaid funds paying the rest. These provisions are meant to protect the community spouse from impoverishment. This issue is the topic of an article by Daniel Redman, an attorney in the Elder Care Law Project of the National Center for Lesbian Rights, which appeared in the July/August 2011 issue of Aging Today, the American Society on Aging's (ASA's) bimonthly newspaper. TECHNOLOGY HEADS UP SMARTPHONE APPS We are already seeing "apps" (the nickname for software programs designed for specific applications) that permit your Smart Phone to show photos and videos on the TV, recommend restaurants, start your car 5 BOOMER'S GUIDE VOLUME 4 ISSUE 9 SEPTEMBER 2011 remotely, etc. etc. Apple has 350,000 apps at last count. Google's Android and RIM's Blackberry offer thousands more. Here is a short list, courtesy of Yes, You Can (www.yesyoucanonline.info): Manage your finances: Mint.com Personal Finance allows you to monitor your spending, keep track of your budgets and manage it all while on the go. This app uses bank-level data security and, according to the company, 90% of Mint.com mobile users claim they’ve changed their spending habits as a result of using it. Compare prices: Consider Google Shopper or ShopSavvy, both of which allow you to scan an item’s bar code with your phone’s camera, then view a list of prices for the same product at other stores. Other apps that help you look for discounts at the store and/or for nearby competitors, include ShopKick, Yowza and RedLaser. Cut your fuel bill: A number of apps can help you save on gasoline. With ever-changing prices, these apps can help you find the least expensive place in your neighborhood to buy fuel. They include FuelFinder, TripTik, GasBuddy and iGasUp. Other apps of note in this category are Gas Hog, which allows you to track the fuel economy of your car and gives you tips to improve it. Gas Cubby allows you to track your gas mileage and keep track of your vehicle’s maintenance, even sending you service reminders. Carticipate facilitates ridesharing within your network of family, friends and co-workers. You simply post where you want to go and the app matches you to local participants that are going your way. Avoid traffic delays: Commuters who want to improve their travel time should consider Waze, which uses real-time traffic updates to help you avoid traffic jams, accidents, police traps and road hazards. Meanwhile, Google Maps offers alternative routes to avoid traffic pileups, and Route4me optimizes your route when traveling to multiple destinations. Route4me reports that routes are usually 25 percent to 35 percent shorter after being optimized. You can enter up to 200 addresses per route. Find an ATM machine: When you need cash quickly, locate the nearest ATM machine with ATM Hunter. Not only can you find the closest machine, you can screen for which ATMs are open 24-hours, which have drive-through access and which ones don’t charge a surcharge. WHAT THE FUTURE HOLDS -- Hold onto your hats as phones replace computers and laptops: Swipeless Credit cards: "Mobile Wallet" software is already available so that your cell phone can hold data from all of the credit and debit cards crammed into your wallet. Instead of swiping a plastic card at the checkout counter, consumers can merely wave their phones. Bank of America, Wells Fargo, U.S. Bancorp, and JPMorgan Chase, are working with Visa to test various stages of the phone/wallets. Apple’s iTunes already has 200 million accounts tied to credit cards, as does Google. Both could be turned into mobile wallets. Mobile phone carriers, banks, credit card issuers, payment networks and technology companies are all vying to control these wallets. But first, they need to sort out what role each will play and how each will get paid. Stay tuned. 6 BOOMER'S GUIDE VOLUME 4 ISSUE 9 SEPTEMBER 2011 The Bitcoin: The bitcoin, a virtual medium of exchange, is seen as a real alternative to government-issued money. Techies are paying for products with this cyber currency, as well as investing in it! And it is revaluing fast against the dollar. Nano-electrodes that charge your phone in seconds: Researchers at the University of Illinois at Urbana-Champaign have developed a three-dimensional nanostructure for battery cathodes that allows for dramatically faster charging and discharging without sacrificing energy storage capacity. The same technology can be used to charge laptops and electric cars in minutes and eliminate the time high-power lasers and defibrillators need to power up before or between pulses. For more info: See May online issue of Nature Nanotechnology. Walk to Charge your cell phone,. laptop, radio, GPS, flashlights, etc: University of Wisconsin researchers have developed walking shoes that harvest the energy of human motion to power portable electronics. The "reverse electrowetting” technology in the sole of the shoe promises to reduce our dependence on batteries by converting mechanical energy. Learn more in: Nature Communications, 2011; [DOI:10.1038/ncomms1454] BUT -- WARNINGS TO ALL: Forget any expectation of Privacy in this brave new world of electronics! We know from TV detective shows that your location and activities can be traced by your cell phone, credit card transactions, etc. Marketing companies are tracking your spending habits. And, If you are still working, be especially cautious. All of your actions using your employer's equipment (office computer, laptop and phone) not only can be traced, but your employers are liable for employee postings on social media and other sites. According to the Federal Trade Commission (FTC)'s "Guides Concerning the Use of Endorsements and Testimonials in Advertising," postings on sites as LinkedIn, Facebook, Twitter and blogs that comment positively on employer's products or services without disclosing the employment relationship are even legally considered an endorsement and possibly misleading and unsubstantiated. On the flip side, even if you are using your personal communications equipment, be aware that your employer could be following their employee's comments and examples of behavior on social media sites, and collecting them as evidence for dismissal. Malicious Spam Rising Through the Roof: 7 BOOMER'S GUIDE VOLUME 4 ISSUE 9 SEPTEMBER 2011 (credit: M86) A report of August 18th by M86 Security Labs indicates an alarming spike in malicious spam in the first two and a half weeks of August. The surge is twice as big as anything tracked for the past two years, including prior to the SpamIt takedown last October. The majority of the malicious spam has been traced to the Cutwail botnet, although Festi and Asprox are among the other contributors. After multiple recent botnet takedowns, cyber criminal groups remain resilient, clearly looking to build their botnets and distribute more fake antivirus programs in the process. My next Newsletter will alert you to what a worldwide hacking "club" called ANONYMOUS is up to. Best advice: don't open any attachments to emails, even from known senders. Just live without the jokes. Note that I post this newsletter through spam-free GoDaddy.com. You can also access this issue, and prior issues from the past 4 years, from the www.gynosapiens.com website's home page. MIND GAMES!!! Can you trust your memory? I thought I could, but I miserably failed. Try this: 1. Take this selective memory test: http://www.youtube.com/watch?v=vJG698U2Mvo&feature=youtu.be 2. Then take this quiz regarding your attitude towards memory: http://www.theinvisiblegorilla.com/survey.html 3. How did you do? These tests developed at the University of Illinois revealed that many people in the U.S. (in some cases, a substantial majority) think that memory is more powerful, objective, and reliable than what decades of scientific research by cognitive psychologists has demonstrated. But after taking this test, I agree that relying on memory can be easily put into question. 8 BOOMER'S GUIDE VOLUME 4 ISSUE 9 SEPTEMBER 2011 Just think what this means for court trials, politicians, the accuracy of history, of everything! Who and what can you trust? Ideas? Memory is also the subject of research by scientists at Rice University and Georgia Institute of Technology who found support for the theory that the brain has three concentric layers of working memory where it stores readily available items, allowing for a person to effectively multitask. They also determined the roles of attention focus by exploring the process of switching items in and out of the focus of attention. Aha. This explains why I did not see the gorilla in the Mind Game test. The scientists found that short-term memory is made up of three areas: a core focusing on one active item, a surrounding area holding at least three more active items, and a wider region containing passive items that have been tagged for later retrieval or “put on the back burner.” They also found that the core region, called the “focus of attention,” has three roles — not two as proposed by previous researchers. This core focus directs attention to the correct item, which is affected by predictability of an input pattern. Then it retrieves the item and subsequently, when needed, updates it. Obviously from the Mind Game test, the "focus of attention" is powerful indeed. For more on this research, see the March issue of the journal Cognitive Psychology ALZHEIMER'S DATA So, if we have trouble with memory tests, why should we be judgmental when Seniors can't remember things? I have mentioned before that my Mom had "tuned out" and diagnosed with Alzheimer's at age 77. Yet, after she broke her hip 18 years later at age 94, she was put on hydration, antibiotics and oxygen at the hospital. Remarkably, her memory came completely back. She knew all of our names, told old jokes and stories, beat my daughter playing poker (which nobody knew she knew how to play), and was absolutely mentally alert. Maybe she was just remembering selectively when she was in her Alzheimer's fog... Our brains are mysterious indeed. So is Alzheimer's. A new, special report published by the Alzheimer's Association provides a statistical resource for U.S. data related to Alzheimer's disease, the most common type of dementia, as well as other dementias. This information includes definitions of the types of dementia and a summary of current knowledge about them. Additional sections address prevalence, mortality, care giving and use and costs of care and services. The report focuses on the benefits and challenges of early detection and diagnosis of Alzheimer's disease. To download the report: http://www.alz.org/downloads/Facts_Figures_2011.pdf. 9 BOOMER'S GUIDE VOLUME 4 ISSUE 9 SEPTEMBER 2011 CURES FOR ALZHEIMER'S WITHOUT CONTROVERSY: There is a lot of hoopla about research using embryonic stem cells to find cures for diseases. Here are some no-controversy ways to stave off the onset of Alzheimer's and maybe even cure it: USE YOUR BRAIN; EAT BREAKFAST! We are aware of studying showing that one in three American teens start the school day without breakfast, which can affect academic performance. Nutrition experts at the American Institute for Cancer Research (AICR) recently warned that lack of energy and lower test scores are not the whole story. Studies show that children and adolescents who skip the morning meal have higher body fat than those who eat breakfast. According to the AICR, that can set kids up for serious health problems in the future. Well the same holds true for older adults, raising our risk for chronic diseases, such as cancer, heart disease and type 2 diabetes. But, what if we have busy schedules and hectic mornings? Here are some quick breakfast options: -- Whole grain ready-to-eat cereal with fruit and milk or plain instant oatmeal with raisins and yogurt. -- Make whole grain waffles on Sunday morning and freeze the leftovers for a quick toaster meal later in the week. -- Make your own breakfast trail mix + reduced-sodium string cheese -- Peanut butter on brown rice cakes + apple (whole or slices) + 1 cup milk -- Breakfast smoothie (Berries, yogurt or silken tofu, 100% juice) + whole grain mini-bagel -- Breakfast fruit wrap – whole-wheat tortilla with ricotta cheese, a little fruit spread, sliced strawberries and chopped nuts. -- Whole-wheat pita bread with hummus, fresh fruit or a small box of raisins For more ideas from the American Institute for Cancer Research: www.aicr.org. KEEP AWARE OF THE SCIENCE: Researchers at Columbia University Medical Center have directly converted human skin cells into functional forebrain neurons, without the need for stem cells of any kind. The induced neurons appear to be the same as ordinary neurons, judging from electrophysiological testing and gene expression profiling. The researchers also showed that the neurons are able to send and receive signals in laboratory culture and when transplanted into the central nervous system of mice.The findings offer a new and potentially more direct way to produce replacement cell therapies for Alzheimer’s and other neurodegenerative diseases. For more, see the article on Directed Conversion Of Alzheimer’s Disease Patient Skin Fibroblasts Into Functional Neurons, Cell, 5 August 2011; 146(3) pp. 359 – 371. CHECKLIST BEFORE/AFTER A DISASTER 'Tis the hurricane season, so just keep this insurance claim advice handy in the event of a storm, tornado, earthquake,flood and all the other possible calamaties that seem to be happening everywhere!: 10 BOOMER'S GUIDE VOLUME 4 ISSUE 9 SEPTEMBER 2011 Before the disaster hits, if you have to leave your home: Secure your property Remove valuables Lock windows and doors Contact your insurance agent and leave numbers where you can be reached. After the disaster hits: -- Immediately report property damage to your insurance company. If you can't reach them, every State has the numbers. In Florida, call the Florida Department o Financial Services: 1-800-22STORM (227-8676). -- Take photos of the damage and make emergency repairs. Take photos after the repairs and keep all receipts. You will submit these with your insurance claim. Beware, of course, of fly-by-night repair companies and workmen. -- Insurance companies use in-house or independent claims adjuster to assess the damage and negotiate the settlement of covered losses. If may wish to hire a public adjuster, but you must pay him a percentage of the settlement you receive, and should beware of unlicenced adjusters or those who urge you to fraudulently overstate the insurance claim. If you want alerts on your phone or cellphone when a weather event is happening in your area, you can subscribe for $39.99/year at www.weather.com/notify. There is a 7-day free trial period. More Scientific Breakthroughs 3-D Printing Replaces Skin, Organs, Body Parts, etc. Using skin cells as ink and a human body as paper, researchers at Wake Forest University School of Medicine in Winston-Salem, North Carolina have designed a printer that can analyze a burn using a laser scanner to determine the exact size and shape of the lesion and then create a 3D reconstruction. Finally, it prints the layers of different cells needed — all in less than an hour. Although the bioprinted skin might not be a permanent fix for severe burns, the technology is portable enough to bring to a battlefield and fast enough to prevent the loss of precious bodily fluids. Cornell University engineers have developed a similar bioprinting technology using a 3D printer to print cells, layer upon layer, into a 3D structure. Printing organs rather than growing them as cells on a scaffold, he says, is a better way to entice blood vessels to grow into the center of an organ, which is one of the major difficulties in current regenerative biology. Cornell's bioprinter could print them right in, although integrating the organ into a body is another challenge. Wow. For more info: http://www.kurzweilai.net/hot-off-the-presses-new-skin-forburn-victims?utm_source=KurzweilAI+Weekly+Newsletter&utm_campaign=deff2bfdc6-UA-9467421&utm_medium=email And, this technology is not only found in the lab. It can already be found on your desktop! Cornell University has an interactive website, EndlessForms.com, where you can point, click, and design your own shape for, say, jewelry. Users can then have their objects made by 3-D printing companies in a wide range of materials, such as silver, steel, ceramic or sandstone. 11 BOOMER'S GUIDE VOLUME 4 ISSUE 9 SEPTEMBER 2011 Wow again. Modeling software companies such as Autodesk, 3-D printer makers such as Stratasys and MakerBot Industries, and the enthusiastic do-it-yourselfers who congregate as sites such as Fab@Home have all jumped in to propel the movement. The MakerBot's Thing-O-Matic, which retails for $2,500, prints in 3-D to make tools, artworks, custom-fitted prosthetics for amputees, components for aviation and medical instruments, solid medical models of bones and organs based on MRI scans, paper-based photovoltaic cells, and even the body panels for a lightweight hybrid automobile. For more info: http://www.kurzweilai.net/3-d-printing-and-the-replicatoreconomy?utm_source=KurzweilAI+Weekly+Newsletter&utm_campaign=20e683536e-UA-946742-1&utm_medium=email PHOTO ALBUM Images from our lifetime! Enjoy! 12 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Salvador Dali & Walt Disney 13 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 John Lennon, Yoko Ono and Pierre Elliott Trudeau 14 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Mick Jagger, Madonna & Tony Curtis 15 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Woody Allen & Michael Jackson 16 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Eartha Kitt & James Dean 17 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Andy Warhol & Alfred Hitchcock 18 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Muhammad Ali & Martin Luther King Jr. 19 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Bob Dylan, Neil Young & Eric Clapton 20 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Steve McQueen, Paul Newman, Barbra Streisand & Sidney Poitier 21 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Marlon Brando & Miriam Makeba 22 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Pele & Sylvester Stallone 23 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Micheal Jackson & Paul McCartney 24 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 SEPTEMBER 2011 David Bowie, Art Garfunkel, Paul Simon, Yoko Ono, John Lennon & Roberta Flack 25 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Salvador Dali & Coco Chanel 26 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Michael Caine, Morgan Freeman & Liam Neeson 27 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Akira Kurosawa, Sydney Pollack, Barbra Streisand & John Huston 28 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 SEPTEMBER 2011 Claire Danes, Giancarlo Giammetti, Madonna, Gwyneth Paltrow, Valentino & Anne Hathaway 29 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Jack Nicholson, Lauren Baccall & Warren Beatty 30 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Alain Delon, Brigitte Bardot & Eddie Barclay 31 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Madre Teresa & Princess Diana 32 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Charlie Chaplin & Albert Einstein 33 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Ringo Starr & David Bowie 34 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Audrey Hepburn & Fred Astaire 35 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Audrey Hepburn & Grace Kelly 36 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Elvis Presley, Joe Esposito, Frank Sinatra & Fred Astaire 37 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Michael Jackson, Francis Ford Coppola & George Lucas 38 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Paul Newman & Robert Redford 39 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Sophia Loren & Jane Mansfield (What are you looking at, Sophia??) 40 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Julie Andrews & Audrey Hepburn 41 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 The Beatles & Little Richard 42 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Arnold Schwarzenegger & Shaquille O’Neal 43 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 John Travolta & Sylvester Stallone 44 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Mick Jagger & Bruce Springsteen 45 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Dean Martin, Shirley MacLaine & Elvis Presley 46 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Danny DeVito & Christopher Reeve 47 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Salvador Dali & Raquel Welch 48 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Brigitte Bardot & Pablo Picasso 49 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Sean Connery & Brigitte Bardot 50 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 David Bowie & Elizabeth Taylor 51 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Federico Fellini, Marcello Mastroianni & Sophia Loren 52 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Vivien Leigh & Ringo Starr 53 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Ella Fitzgerald & Marilyn Monroe 54 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 Robert Downey Jr. & Johnny Depp 55 SEPTEMBER 2011 BOOMER'S GUIDE VOLUME 4 ISSUE 9 SEPTEMBER 2011 Elizabeth Taylor & Princess Diana Please let me know how topics you would like covered in our next Newsletters! E-mail:DrBruno@gynosapiens.com. All previous Newsletters are posted online on the homepage of www.gynosapiens.com 56