RAJESH KUMAR KHATTAR 803

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RAJESH KUMAR KHATTAR
Insurance and Investment Advisor
111-C-71,Nehru Nagar
Ghaziabad (U.P.)
9810232830,0120-2796367
[email protected],[email protected]
803 - Pension Plus
Term
Age
Minimum
10
18
0
Maximum
67
75
0
Premium Ceasing Age : 85
Sum
Premium Ceasing Term : 61
Plan Highlights
LIC's Pension Plus is a unique ULIP plan where the minimum rate of interest is guaranteed. This
plan is excellent investment towards essential long term financial planning.
Pension Plus is in compliance with the current IRDA norms. Pension Plus is truly an innovative plan
that suits your needs just too perfectly. The features of the plan are mentioned below:
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A unique Unit Linked Pension Plan with guarantee on the minimum rate of interest.
Rate of Interest applied to gross premium.
Being Market Linked, the plan has possibility of getting excellent returns.
Due to minimum interest guarantee, you are protected against fluctuation of interest due
to policies of the government in the distant future.
Choose any one of the 2 funds i.e. Debt (Low Risk) & Mixed (Medium Risk)
Free switching between funds two times every year and at a very nominal fee thereafter.
Top-ups facility - additional premium can be paid at anytime to invest in the funds with no
upper limit.
Benefit on Maturity :
o Annuity purchased from Fund Value or Guaranteed Maturity Proceeds whichever is
higher.
o Option to commute 1/3rd. of the Maturity Proceeds.
Compulsory purchase of Annuity ensures channelisation of funds for specific purpose.
Benefit on death - Fund Value. Nominee has the option to receive the amount in lump
Sum or as Annuity.
Convenient modes of payment, Single Premium mode also available.
No surrender charges will be imposed after 5 yrs.
Insure And Be Secure