INSURANCE LAW SYLLABUS Professor: Judge Gil Ochoa Email: Office/Cell: 909-202-1408 Term: Fall 2009 Class: Insurance Law. Wednesdays 8:30 PM- 10:20 PM Office hours: One hour before class OBJECTIVES Insurance impacts virtually every aspect of modern society. Insurance law is a growing and significant area in legal study and practice. Though derived from contract law, insurance law has potentially an effect on more transactions and interactions of daily life than any other area of the law. Business and litigation attorneys alike need to be aware of insurance underwriting, regulation, contract interpretation and the way that insurance availability enters into litigation strategy. Insurance is the specific subject of vast sections of statutory law and reported decisions. Its influence on other areas of the law is profound. The student that leaves law school with an understanding of the basic principles of insurance and insurance law, with the ability to interpret and understand insurance contracts and with some sense of how the invisible hand of insurance influences commerce and the law will have a significant advantage over those that do not possess that knowledge. This course is designed to provide the student with a basic understanding of the following: Basic insurance principals such as risk Insurance contract negotiation and formation Unique principles of contract negotiation and formation First Party Insurance and Bad Faith Liability Insurance Property Insurance Life Insurance Insurance Regulation (Time permitting) Because of its vast nature, no introductory course could reasonably cover every aspect of unique components of all types of policies. Therefore some omissions will be made. Ultimately, it is hoped that the course will sensitize the student to identify the insurance issues lurking in many legal problems. The course should also provide the student with the tools necessary to analyze and effectively address those issues. COURSE MATERIALS Required Reading: T.Baker, Insurance Law And Policy, 2d Ed. ATTENDANCE POLICY Students will be expected to attend class regularly and in a punctual manner. Nothing will raise the ire of a judge more quickly than an attorney that is constantly late to court. Start practicing this aspect of your manner now. Active participation in class is essential to achieving your highest grade possible. Be prepared to discuss problems at the end of each section and brief the featured cases. See below. TESTING AND GRADING The entire grade for the class will be based upon the following: • Final – 80% • Quiz- 10% • Participation- 10% ASSIGNMENTS See assignments sheet. This information subject to change upon notice.