Providing Lending, Leasing and Advisory Services to the Small
Business, Middle Market and Transportation Sectors.
CIT Group Inc.
NYSE: CIT
Transportation & International
Finance
Aerospace Finance
We provide customized leasing and
secured financing to operators of
commercial and business aircraft. Our
financing services include operating
leases, single investor leases, leveraged
financing, sale and leaseback
arrangements, as well as loans secured
by equipment.
International Finance
We offer equipment financing and
leasing to small and middle market
businesses in China and the U.K.
Maritime Finance
We offer senior secured loans, saleleasebacks and bareboat charters to
owners and operators of oceangoing
cargo vessels, including tankers, bulkers,
container ships, car carriers, and
offshore vessels and drilling rigs.
Rail
We are an industry leader in offering
customized leasing and financing
solutions and a highly efficient,
diversified fleet of railcar assets to
freight shippers and carriers throughout
North America and Europe.
North America Banking
Commercial Banking
We provide lending, leasing and
other financial and advisory services
to the middle market with a focus
on specific industries, including:
Aerospace & Defense, Business
Services, Communications, Energy,
Entertainment, Gaming, Healthcare,
Industrials, Information Services &
Technology, Restaurants, Retail, Sports
& Media and Transportation.
Commercial Real Estate
We provide senior secured commercial
real estate loans to developers and other
commercial real estate professionals. We
focus on stable, cash flowing properties
and originate construction loans to
highly experienced and well capitalized
developers.
Commercial Services
We are a leading provider of factoring
services in the United States. We provide
credit protection, accounts receivable
management services and assetbased lending to manufacturers and
importers that sell into retail channels of
distribution.
Equipment Finance
We provide financing solutions to
small businesses and middle market
companies in a wide range of industries
including Technology, Office Imaging,
Healthcare, Industrial and Franchise. We
assist manufacturers and distributors in
growing sales, profitability and customer
loyalty by providing customized,
value-added finance solutions to their
commercial customers. The LendEdge
platform, in our Direct Capital business,
allows small businesses to access
financing through a highly automated
credit approval, documentation and
funding process. We offer both capital
and operating leases.
Legacy Consumer Mortgages
This portfolio includes single-family
residential mortgages and reverse
mortgages, which are indemnified from
certain losses based on an agreement
with the FDIC.
Non-Strategic Portfolios
This portfolio consists primarily of
an equipment financing portfolio in
Brazil, which was under a definitive sale
agreement as of June 30, 2015.
About CIT
Founded in 1908, CIT (NYSE: CIT) is a financial holding company with more than $65
billion in assets. Its principal bank subsidiary, CIT Bank, N.A., (Member FDIC, Equal
Housing Lender) has more than $30 billion of deposits and more than $40 billion
of assets. It provides financing, leasing and advisory services principally to middle
market companies across a wide variety of industries primarily in North America, and
equipment financing and leasing solutions to the transportation sector. It also offers
products and services to consumers through its Internet bank franchise and a network
of retail branches in Southern California, operating as OneWest Bank, a division of CIT
Bank, N.A. cit.com
Products and Services
CIT Group Inc.
NYSE: CIT
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Accounts receivable collection
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Factoring services
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Acquisition and expansion financing
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Financial risk management
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Asset-based loans
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Import and export financing
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Asset management and servicing
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Insurance services
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Cash management and payment services
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Investment advisory services
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Credit protection
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Letters of credit / trade acceptances
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Debt restructuring
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Debt underwriting and syndication
Mergers and acquisition advisory
services
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Debtor-in-possession / turnaround
financing
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Payment solutions
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Private banking
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Deposits
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Residential mortgage loans
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Enterprise value and cash flow loans
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Secured lines of credit
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Equipment leases
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Small Business Administration loans
Financing and Leasing Assets1 by Obligor - Industry
Healthcare
3.5%
Finance and Insurance
2.2%
Oil and Gas Extraction/Services
4.2%
Energy and Utilities
4.2%
First three boxes:
55
0
0
perspective: 0
extrude: 35
Commercial and Regional Airlines
27.9%
Wholesale
4.5%
3D Values
Real Estate
4.8%
Service Industries
7.4%
Retail
8.2%
Manufacturing
13.0%
2
Other
9.2%
Transportation
10.9%
Financing and Leasing Assets1 by Country
Philippines 1.4%
Brazil 1.5%
Indonesia 1.2%
Russia 1.1%
3
Mexico 1.7%
England 2.8%
China 2.8%
Ungrouped Chart
3D Values
First three boxes:
55
0
0
perspective: 0
extrude: 35
Australia 2.8%
Canada 6.8%
U.S.
60.7%
All other countries
17.2%
Data Driven Graph
Corporate Headquarters
1 CIT Drive
Livingston, NJ 07039
973-740-5000
Global Headquarters
11 West 42nd Street
New York, NY 10036
212-461-5200
Securities and investment banking services offered
through CIT Capital Securities LLC, an affiliate of CIT.
© 2016 CIT Group Inc., CIT and the CIT logo are
registered service marks of CIT Group Inc. 1/6/16
1
Financing and leasing assets by obligor. Portfolio assets as of June 30, 2015, include finance receivables (loans and leases), operating lease
equipment and assets held for sale. Does not include OneWest Bank assets.
2
No industry greater than 2%.
3
Most of the balance represents operating lease equipment.
Contacts:
Investor Relations:
Barbara Callahan
Senior Vice President
973-740-5058
Barbara.Callahan@cit.com
Media Relations:
Matt Klein
Vice President
973-597-2020
Matt.Klein@cit.com