2014-2015 New York Bankers Association Directory
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2014-2015 New York Bankers Association Directory Main Number 212-297-1600 www.nyba.com Address 99 Park Avenue, 4th Floor New York, NY 10016 2 Table of Contents About ......................................................................................................................................... 4 NYBA Staff Phone Numbers & Email Addresses ................................................................... 5-7 Board of Directors ................................................................................................................. 8-15 Agriculture & Rural Affairs Committee ..................................................................................... 16 Bank Security Committee ................................................................................................... 17-21 Community Partnerships Committee .................................................................................. 22-23 Education Committee .............................................................................................................. 24 Government Relations Council Legislative & Regulatory Policy Committee ........................................................ 25-28 Government Relations Committee ...................................................................... 29-33 Lawyers Advisory Committee ............................................................................. 34-39 Municipal Finance Committee............................................................................. 40-41 Human Resources Committee............................................................................................ 42-43 Mortgage Finance Committee ................................................................................................ 44 Profit Solutions Division Insurance Boards & Circuit Agency, Inc. ................................................................. 45 New York Bankers Service Corporation (NYBSCO) ................................................ 46 Political Action Committee (StatePAC) ............................................................................... 47-48 Public Relations Committee..................................................................................................... 49 Retirement System Board of Trustees..................................................................................... 50 Strategic Planning Committee ................................................................................................. 51 Tax Committee .................................................................................................................. 52-56 Technology & Information Systems Committee.................................................................. 57-58 Retail Banking Division Executive Committee .......................................................................................... 59-60 Trust & Investment Division Executive Committee .......................................................................................... 61-62 Trust & Estate Administration Committee ........................................................... 63-64 Trust & Estate Tax Committee ................................................................................. 65 Trust Legislative & Regulatory Committee.......................................................... 66-68 Members Regional Officers ..................................................................................................................... 69 Member Banks by Region .................................................................................................. 70-73 Member Banks – Alphabetical ............................................................................................ 74-78 Multi-Bank Holding Companies ............................................................................................... 79 Financial Services Industry Members ...................................................................................... 79 Non-Resident Members ........................................................................................................... 79 Service Members ................................................................................................................ 80-83 Profit Solutions Resources ...................................................................................................... 84 Index ................................................................................................................................... 85-93 3 About Since 1894, it has been the New York Bankers Association’s primary mission to be the State’s preeminent provider of legislative and regulatory services to a unified banking industry. Over the years, the Association’s mission has grown to include educational programs, public relations, political action and member services geared to enhance the profitability and stature of New York’s banking industry. Today, the New York Bankers Association represents community, regional and money center commercial banks and thrift institutions in New York State with 200,000 employees and more than $10 trillion in aggregate assets. Several years ago, NYBA merged with the Community Bankers Association of New York State, strengthening further the unified voice of New York’s banking industry. 4 Staff Phone Numbers & E-mail Addresses Michael P. Smith President & CEO e-mail: msmith@nyba.com (212) 297-1699 Roberta B. Kotkin General Counsel & Chief Operating Officer e-mail: rkotkin@nyba.com (212) 297-1684 Kevin M. Hicks Chief Financial Officer e-mail: khicks@nyba.com (212) 297-1669 Karen L. Armstrong Senior Vice President, Communications & Political Action e-mail: karmstrong@nyba.com (212) 297-1635 Daniel L. Babb Senior Vice President, Profit Solutions Division e-mail: dbabb@nyba.com (212) 297-1689 Clare M. Cusack Senior Vice President, Government Relations & Deputy General Counsel e-mail: ccusack@nyba.com (212) 297-1664 Elisa R. Legg Senior Vice President, Professional Development e-mail: elegg@nyba.com (212) 297-1679 Mary K. Robb Senior Vice President, Member Relations & Meetings e-mail: mrobb@nyba.com (212) 297-1662 Konstantinos (Gus) Kananis Vice President, Insurance & Member Services e-mail: gkananis@nyba.com (518) 434-3556 Drucilla Mahabir Accounting & MIS Director e-mail: dmahabir@nyba.com (212) 297-1661 James A. Plunkett Manager, Marketing & Communications e-mail: jplunkett@nyba.com (212) 297-1632 5 Teri Rosenberg Manager, Meetings & Member Relations e-mail: trosenberg@nyba.com (212) 297-1675 Dorothy Hynes Director, Insurance & Member Services e-mail: dhynes@nyba.com (212) 297-1682 Helene S. Yanofsky Meetings & Member Relations Coordinator e-mail: hyanofsky@nyba.com (212) 297-1667 Barbara Leboff Executive Assistant to the President e-mail: bleboff@nyba.com (212) 297-1688 Rose E. Murjani Administrative Assistant, Professional Development e-mail: rmurjani@nyba.com (212) 297-1666 Susan Stepner Administrative Assistant, Government Relations e-mail: sstepner@nyba.com (212) 297-1665 Ivan Gonzalez Mailroom/Office Facilities e-mail: igonzalez@nyba.com (212) 297-1623 6 Fax Numbers Executive Government Relations, Legal & Communications Education & Meetings Insurance & Financial IMPORTANT NUMBERS & WEBSITES (212) 297-1658 (212) 297-1622 The Clearing House (800) 875-2242 Association https://www.theclearinghouse.org/ (212) 297-1683 (212) 297-1687 Legislative Counsel (Albany & New York City) Victoria Contino, Esq. (212) 915-5224 Federal Deposit Insurance (877) 275-3342 Corporation Call Center http://www.fdic.gov/ Wilson Elser Moskowitz Edelman & Dicker LLP 150 East 42nd Street New York, NY 10017-5639 email: victoria.contino@wilsonelser.com Jill Sandhaas, Esq. (518) 449-8893 Wilson Elser Moskowitz Edelman & Dicker LLP 677 Broadway Albany, New York 12207-2996 email: jill.sandhaas@wilsonelser.com Actuary for Retirement System Edward W. Brown, F.S.A. (518) 869-8378 John B. Wukitsch, A.S.A. Milliman, Inc. 4 Corporate Plaza 250 Washington Ave. Albany, New York 12203-5401 Independent Auditor Anthony J. Chapman III WithumSmith+Brown 5 Vaughn Drive Princeton, New Jersey 08540 Consumer Financial (855) 411-2372 Protection Bureau http://www.consumerfinance.gov/ Federal Reserve Bank of New York http://www.ny.frb.org/ (212) 720-5000 Independent Bankers Association of New York State http://www.ibanys.net/ (518) 436-4646 New York State (800) 342-3736 Department of Financial Services Consumer Hotline http://www.dfs.ny.gov/ NYBA Insurance & (800) 522-5607 Member Services http://www.nyba.com/profitsolutions/ (609) 520-1188 Office of the Comptroller (800) 613-6743 of the Currency Customer Assistance Group http://www.occ.gov/ Washington Counsel (202) 715-0840 Porterfield, Lowenthal, Fettig & Sears, LLC 415 Second Street, NE, Suite 200 Washington, D.C. 20002 7 Board of Directors Officers CHAIRMAN James J. Landy Executive Chairman Hudson Valley Bank N.A. 21 Scarsdale Road Yonkers, NY 10707 (914) 771-3230 email: jlandy@hvbank.com VICE CHAIRMAN Thomas W. Schneider President & CEO PathFinder Bank 214 W. First Street Oswego, NY 13126 (315) 207-8049 email: twschneider@PathFinderBank.com TREASURER & CHAIRMAN, NEW CENTURY INVESTMENT FUND Stephen S. Romaine President & CEO Tompkins Financial Corporation P.O. Box 460 Ithaca, NY 14851 (607) 274-2001 email: sromaine@tompkinstrust.com PRESIDENT & CEO Michael P. Smith President & CEO New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1699 email: msmith@nyba.com 8 Immediate Past Chairman Gail E. Cohen Vice Chairman Fiduciary Trust Company International 600 Fifth Avenue, 6th Floor NewYork, NY 10020 (212) 632-3253 email: gcohen@ftci.com Past Chairmen Martin A. Dietrich President & CEO NBT Bancorp Inc. P.O. Box 351/52 Broad Street Norwich, NY 13815-0351 (607) 337-6119 email: mdietrich@nbtbank.com John R. Buran President & CEO Flushing Bank 1979 Marcus Ave., Suite E140 Lake Success, NY 11042 (718) 512-2704 email: jburan@flushingbank.com Mark J. Czarnecki President M & T Bank One M & T Plaza Buffalo, NY 14203 (716) 842-5291 email: mczarnecki@mtb.com Joseph R. Ficalora President & CEO New York Community Bancorp, Inc. 615 Merrick Avenue Westbury, NY 11590 (516) 683-4404 email: jficalora@mynycb.com 9 Charles V. Wait Chairman & CEO The Adirondack Trust Company 473 Broadway Saratoga Springs, NY 12866-2203 518-584-5844 email: charleswait@adirondacktrust.com Division Chairmen CHAIRMAN, TRUST DIVISION Andrew Gallivan Managing Director Deutsche Bank Trust Company, N.A. 345 Park Avenue, 26th Floor New York, NY 10154 (212) 454-2369 email: andrew.gallivan@db.com VICE CHAIRMAN, TRUST DIVISION Michelle Benedict-Jones Senior Vice President Tompkins Trust Company P. 0. Box 460 Ithaca, NY 14851-0460 (607) 273-3210 email: mbenedict-jones@tompkinsfinancial.com CHAIRMAN, RETAIL DIVISION Michael J. Gilfeather President & CEO Orange County Trust Company Box 790 Middletown, NY 10940 (845) 341-5127 mgilfeather@orangecountytrust.com VICE CHAIRMAN, RETAIL DIVISION David E. Raven President of Retail Banking NBT Bank 52 S. Broad Street Norwich, NY 13815 (570) 341-8419 email: draven@nbtbank.com 10 CHAIRMAN, GOVERNMENT RELATIONS COMMITTEE Jeffrey H. Barker Market President – New York City Bank of America, N.A. One Bryant Park NY1-100-50-03 New York, NY 10036 (646) 556-1680 email: Jeffrey.H.Barker@bankofamerica.com CHAIRMAN, EDUCATION COMMITTEE Glenn B. Sutherland President & CEO Catskill Hudson Bank 95 Schwenk Drive Kingston, NY 12401 (845) 943-4121 email: gsutherland@chbny.com VICE CHAIRMAN, EDUCATION COMMITTEE Peter M. Boger Chairman, President & CEO Ridgewood Savings Bank 71-02 Forest Avenue Ridgewood, NY 11385 (718) 240-4757 email: pboger@ridgewoodbank.com CHAIRMAN, PROFIT SOLUTIONS DIVISION Mark E. Tryniski President & CEO Community Bank, N.A. 5790 Widewaters Parkway De Witt, NY 13214-1883 (315) 445-7378 email: mark.tryniski@communitybankna.com 11 Asset Class Representatives ASSET CLASS I & CHAIRMAN, COMMUNITY BANK CEO ROUNDTABLE Thomas E. Ganey President & CEO Savannah Bank, N.A. Finger Lakes Mall, P.O. Box 7201 Auburn, NY 13022 (315) 252-4551 email: tganey@savannahbankny.com ASSET CLASS II John M. Tolomer President & CEO The Westchester Bank 2001 Central Park Avenue Yonkers, NY 10710 (914) 509-8584 email: jtolomer@twbusa.com ASSET CLASS III Donald E. Gibson President & CEO The Bank of Greene County 288 Main Street Catskill, NY 12414 (518) 943-2600 ext. 2001 email: donaldg@tbogc.com ASSET CLASS IV John W. Alexander Chairman & CEO Northfield Bank 1731 Victory Boulevard Staten Island, NY 10314 (732) 499-7200 ext. 2501 email: jalexander@enorthfield.com ASSET CLASS V Gregory B. Braca Head of Corporate and Specialty Banking TD Bank, N.A. 317 Madison Avenue New York, NY 10017 (212) 918-4163 email: greg.braca@td.com 12 ASSET CLASS VI Michele F. Imbasciani Managing Director, Manhattan/New Jersey Division Citibank, N.A. 1 Court Square 48th Floor Long Island City, NY 11120 (718) 248-3685 email: michele.imbasciani@citi.com ASSET CLASS VII Andrew Ireland Regional President HSBC Bank USA, N.A. 452 Fifth Avenue – 19th Floor New York, NY 10018 (212) 525-2780 email: Andrew.Ireland@us.hsbc.com 13 Regional Chairmen WESTERN REGION & GRASSROOTS COMMITTEE CHAIRMAN Frank H. Hamlin, III President & CEO The Canandaigua National Bank & Trust Co. 72 South Main Street Canandaigua, NY 14424-1999 (585) 394-4260 ext.36001 email: fhamlin@cnbank.com SOUTHERN TIER & CENTRAL REGION Ronald M. Bentley President & CEO Chemung Canal Trust Company One Chemung Canal Plaza Elmira, NY 14902 (607) 737-3900 email: rbentley@chemungcanal.com CAPITAL & NORTHEAST REGION Hugh J. Donlon President, Northeast Region KeyBank, N.A. 66 South Pearl Street Albany, NY 12207 (518) 257-8619 email: hugh_donlon@key.com HUDSON VALLEY & WESTCHESTER/ ROCKLAND REGION Michael J. Quinn President & CEO Rhinebeck Bank 2 Jefferson Plaza, 3rd Floor Poughkeepsie, NY 12601 (845) 790-1501 ext. 501 email: mquinn@rhinebeckbank.com 14 LONG ISLAND REGION Stuart H. Lubow Chairman, President & CEO Community National Bank 400 Broadhollow Road Melville, NY 11747 (516) 498-9111 ext. 1101 email: SLubow@CNBNY.com NEW YORK CITY REGION Howard P. Milstein Co-Chairman, President & CEO New York Private Bank & Trust 6 East 43rd Street New York, NY 10017 (212) 850-4905 email: hpm@emigrant.com At-Large Directors Thelma B. Ferguson President, Northeast Middle Market JPMorgan Chase Bank, N.A. 270 Park Avenue, 42nd Floor NY1-K821 New York, NY 10017 (212) 270-0889 email: thelma.b.ferguson@chase.com Monte N. Redman President & CEO Astoria Bank One Astoria Federal Savings Lake Success, NY 11042 (516) 327-7892 email: mredman@astoriafederal.com 15 Agriculture & Rural Affairs Committee Advises NYBA on issues relating to agricultural banking and rural development; develops programming focusing on agricultural credit skills and trends in agribusiness and rural development. CHAIRMAN Thomas H. Felton Vice President/Commercial Loan Officer Tompkins Bank of Castile 90 Main Street Batavia, NY 14020 (585) 345-6167 email: thomasfelton@bankofcastile.com Andrew B. Rice Vice President/Agricultural Loan Officer Community Bank, N.A. 216 Washington Street Watertown, NY 13609 (315) 779-2809 email: andrew.rice@communitybankna.com John R. Titus Vice President Five Star Bank 55 North Main Street Warsaw, NY 14569 (585) 786-4329 email: jrtitus@five-starbank.com Patrick E. Costello Vice President NBT Bank P.O. Box 351 Norwich, NY 13815 (607) 337-6151 email: pcostello@nbtbank.com ADVISER Marc A. Smith Assistant Director, NYSAES Cornell University NYSAES, Jordan Hall Geneva, NY 14456-0462 (315) 787-2201 email: mas265@cornell.edu Hans R. Kunze Senior Vice President & CLO Steuben Trust Company 2490 North Main Street Warsaw, NY 14569 (585) 786-0261 email: hans.kunze@steubentrust.com Scott A. MacKenzie Vice President, Commercial Ag Lender The Lyons National Bank 399 Exchange Street Geneva, NY 14456 (315) 828-6320 email: smackenzie@BankwithLNB.com Linwood D. Poelma Vice President/Ag Lender M & T Bank 6390 Lakemont Court East Amherst, NY 14051 (716) 481-8850 email: lpoelma@mtb.com 16 Bank Security Committee Focuses on a range of security and safety issues from bank robberies to ATM lighting to cyber security. Chris Alonso Loss Prevention Physical Security Manager Santander Bank 2 Morrissey Boulevard Mailcode: MA1-MB2-0102 Security Command Center Dorchester, MA 02125 (617) 533-1259 (48-1259) email: CAlonso@santander.us Anthony Antonello Security Officer/Vice President Community Bank, N.A. 5790 Widewaters Parkway Dewitt, NY 13214 (315) 445-7303 email: tony.antonello@communitybankna.com John J. Boyd Vice President & Chief of Security The Adirondack Trust Company 473 Broadway Saratoga Springs, NY 12866 (518) 584-5844 email: jboyd@adirondacktrust.com Steve Braden Vice President, Corporate Security Services Capital One Bank 265 Broadhollow Road Melville, NY 11747 (631) 531-2947 email: steve.braden@capitalonebank.com John August Senior Area Manager - Physical Risk HSBC Bank USA, N.A. 95 Washington Street, Floor 4 North Buffalo, NY 14273 (716) 841-4128 email: john.august@us.hsbc.com Michael C. Bryant Group Vice President & Corporate Security Manager M & T Bank One M & T Plaza Buffalo, NY 14203 (716) 842-4469 email: mbryant@mtb.com Warren Barnett AVP, Bank Security Officer Sterling National Bank 400 Rella Boulevard Montebello, NY 10901 (845) 918-5119 email: WBarnett@snb.com Patrick J. Cullen President & CEO Bank of Cattaraugus 24 Main Street Cattaraugus, NY 14719 (716) 257-3431 email: pjcullen1@aol.com Robert A. Bay VP Risk Management, Director of Corp. Security NBT Bancorp Inc. 52 South Broad Street Norwich, NY 13815 (607) 337-6473 email: robert.bay@nbtbci.com Carol Ann Czora Assistant Vice President/Security Officer Evans Bank, N.A. One Grimsby Drive Hamburg, NY 14075 (716) 926-2034 email: cczora@evansbank.com 17 Rhonda L. Decker Vice President/Branch Administrator Jeff Bank P.O. Box 398 Jeffersonville, NY 12748 (845) 482-4000, x175 email: rdecker@jeffbank.com Richard E. Griffin Vice President/Security Manager NBT Bank P.O. Box 351 Norwich, NY 13815 (607) 337-6261 email: rgriffin@nbtbci.com Patrick M. Doonan Officer, Regional Security Coordinator Wells Fargo, Inc. 540 Madison Avenue MAC J0115-010 New York, NY 10022-3213 (917) 322-6544 email: patrick.doonan@wellsfargo.com Dennis Grote AVP & Security Officer Investors Bank 101 JFK Parkway Short Hills, NJ 07078 (973) 924-8328 email: dgrote@myinvestorsbank.com Elizabeth Garcia BSA/Security Officer Riverside Bank 11 Garden Street Poughkeepsie, NY 12602 (845) 790-6380 email: lgarcia@riversidebankhv.com Gary Gaudioso Vice President & Senior Regional Security Manager M & T Bank Fishkill Operations Center P.O. Box 7000, 1769 Route 52 Fishkill, NY 12524 (845) 440-2980 email: ggaudioso@mtb.com Christopher C. Giamo Regional President, NYC/LI/Suburban NY/NJ TD Bank 324 South Service Road Melville, NY 11747 (631) 847-7260 email: chris.giamo@td.com Patricia A. Guidi Senior Vice President-Operations Community National Bank 400 Broadhollow Road Melville, NY 11747 (516) 498-9111 ext. 1131 email: pguidi@cnbny.com Frank Guido Security Officer Solvay Bank 1537 Milton Avenue Solvay, NY 13209-0167 (315) 468-1661 email: fguido@solvaybank.com Philip Halpin Corporate Security & Investigations Agent People's United Bank 100 Motor Parkway Hauppauge, NY 11788 (631) 360-9376 email: philip.halpin@peoples.com 18 Robert J. Hauk Vice President, Regional Security Manager Northeast Security Svcs. Wells Fargo NJ1155 177 Franklin Turnpike Mahwah, NJ 07430 (201) 529-7771 email: Bob.J.Hauk@Wellsfargo.com Ed Hausdorf SVP, Corporate Security Manager BankUnited 7815 NW 148th Street Miami Lakes, FL 33016 (305) 231-6576 email: EHausdorf@BankUnited.com Jason A. Ingalls Bank Security Officer The Canandaigua National Bank & Trust Company 72 South Main Street Canandaigua, NY 14424 (585) 394-4260 ext. 40640 email: jingalls@cnbank.com Mary Ellen Johnson Senior Vice President, Branch Operations HSBC Bank USA, N.A. One HSBC Center, 12th Floor Buffalo, NY 14203 (716) 841-5001 email: mary.ellen.johnson@us.hsbc.com Kevin J. Kaufmann 1st SVP/Director of Security New York Community Bank 615 Merrick Avenue Westbury, NY 11590 (516) 683-4047 email: kkaufman@mynycb.com Robert Kehoe VP & Head of Operations, Northeast Region JPMorgan Chase Bank, N.A. 1411 Broadway 5th Floor New York, NY 10018 (212) 899-2188 email: robert.kehoe@chase.com Benjamin Keller Senior Director Capital One Bank 1332 Lee Drive Baton Rouge, LA 70808 (504) 533-5844 email: benjamin.keller@capitalone.com Richard Lava Regional Security Director Citibank, N.A. Security & Investigative Services 1 Court Square Long Island City, NY 11120 (718) 248-1981 email: richard.lava@citi.com John Majka Assistant Vice President, Bank Security Officer Adirondack Bank 185 Genesee Street, 7th Floor Utica, NY 13501 (315) 798-4039 x 298 email: jmajka@adirondackbank.com George Makowski Chief Operating Officer Cross County Savings Bank 79-21 Metropolitan Avenue Middle Village, NY 11379 (718) 326-6324 email: gmakowski@crosscounty.com 19 Timothy Masluk Chief Security Officer BNY Mellon One Wall Street 10th Floor New York, NY 10286 (212) 298-1322 email: timothy.masluk@bnymellon.com John McCluskey Senior Vice President,Security Metro NY TD Bank, N.A. 324 South Service Road Melville, NY 11747 (631) 847-7295 email: john.mccluskey@td.com Glen C. Mellone Senior Vice President Citi Security & Investigative Services 700 Edwin Ward Memorial Highway Rutherford, NJ 07070 (201) 231-0808 email: glen.c.mellone@citi.com Bill Meyer Security Officer Cross County Savings Bank 79-21 Metropolitan Avenue Middle Village, NY 11379 (718) 326-6300 email: bmeyer@crosscounty.com Patrick Mulvihill NY Regional Manager, Corporate Security Protective Services Bank of America, N.A. One Bryant Park Mail Code NY1-100-12-03 New York, NY 10036 (646) 855-1537 email: patrick.mulvihill@bankofamerica.com Michael J. Newman Vice President, Global Security & Investigations JPMorgan Chase Bank, N.A. 575 Washington Blvd, 12th Floor Jersey City, NJ 07310 (201) 595-7750 email: michael.j.newman@jpmchase.com Edward W. Nugent 1st Vice President & Chief Security Officer Sterling National Bank 500 Seventh Avenue 3rd Floor New York, NY 10018 (212) 575-5230 email: Edward.Nugent@sterlingnationalbank.com David Panetta Principal Investigator/Corporate Security Services Capital One Bank P.O. Box 8914 Melville, NY 11747 (631) 531-2052 email: david.panetta@capitalone.com Jack W. Rainey Senior Vice President, Government Banking TD Bank, N.A. 317 Madison Avenue, 2nd Floor New York, NY 10017 (212) 651-2730 email: Jack.Rainey@TD.com Philip J. Rogan SVP, Protective Services, Senior Manager, Regional Director NY/NJ Bank of America, N.A. One Bryant Park 12th Floor Mail Code: NY1-100-12-03 New York, NY 10036 (646) 855-1317 email: philip.rogan@bankofamerica.com 20 Edward Stoll First Assistant Vice President, Manager & Security Officer Security Dept., Astoria Federal Savings 1 Astoria Federal Plaza Lake Success, NY 11042-1085 (516) 327-7755 email: estoll@astoriabank.com Geraldine Toumekian Vice President, Compliance/Security Officer Flushing Bank 42-11 Bell Blvd., Lower Level Bayside, NY 11361 (718) 512-2762 email: gtoumekian@flushingbank.com 21 Community Partnerships Committee Advises NYBA on consumer action and community matters related to banking and NYBA’s partnerships with outside organizations. Nereida S. Andino Community Relations Manager - Vice President Bank of America, N.A. One Bryant Park, 33rd Floor NY1-100-33-01 New York, NY 10036 (646) 855-3605 email: nereida.andino@bankofamerica.com Bernell K. Grier Chief Executive Officer Neighborhood Housing Services of New York City, Inc. 307 W. 36th Street, 12th Floor New York, NY 10019 (212) 519-2520 email: bernell_grier@nhsnyc.org Hilary Lamishaw Director NeighborWorks Alliance NYS C/o Troy Rehabilitation & Improvement Program (TRIP) 415 River Street Troy, NY 12180 (518) 272-8289, Ext. 214 email: hilary@triponline.org Lloyd W. Brown, II Managing Director, Citi Community Development Citibank, N.A. 601 Lexington Avenue, 20th Floor New York, NY 10022 (212) 559-6871 email: lloyd.brown@citi.com Rafael E. Cestaro President & CEO The Community Preservation Corporation 28 East 28th Street, 9th Floor New York, NY 10016-7943 (212) 869-5300 email: rcestero@communityp.com Patrick J. MacKrell President & CEO New York Business Development Corporation 50 Beaver Street, 6th Floor Albany, NY 12207 (518) 694-8458 email: mackrell@nybdc.com Marianne Garvin President & CEO Community Development Corporation of Long Island, Inc. 2100 Middle Country Road Centereach, NY 11720 (631) 471-1215, Ext. 175 email: mgarvin@cdcli.org Jack W. Rainey Senior Vice President, Government Banking TD Bank, N.A. 317 Madison Avenue, 2nd Floor New York, NY 10017 (212) 651-2730 email: Jack.Rainey@TD.com 22 Mark A. Willis Resident Research Fellow NYU Furman Center for Real Estate and Urban Planning 139 MacDougal Street, 2nd Floor New York, NY 10012 (212) 998-6670 email: mark.willis@nyu.edu 23 Education Committee Monitors and sets overall policy for NYBA’s educational programming and alliances and advises on new programming to meet the professional development needs of NYBA member institutions. CHAIRMAN Glenn B. Sutherland President & CEO Catskill Hudson Bank 95 Schwenk Drive Kingston, NY 12401 (845) 943-4121 email: gsutherland@chbny.com VICE CHAIRMAN Peter M. Boger Chairman, President & CEO Ridgewood Savings Bank 71-02 Forest Avenue Ridgewood, NY 11385 (718) 240-4757 email: pboger@ridgewoodbank.com SallyAnne K. Ballweg Senior Executive Vice President The First National Bank of Long Island 10 Glen Head Road Glen Head, NY 11545 (516) 671-4900 email: sallyanne.ballweg@fnbli.com Frank D. Filipo Executive Vice President & Operating Officer The Suffolk County National Bank P.O. Box 9000 Riverhead, NY 11901 (631) 208-2405 email: ffilipo@scnb.com 24 GOVERNMENT RELATIONS COUNCIL Legislative & Regulatory Policy Committee Determines NYBA’s legislative and regulatory priorities and develops NYBA’s official policy for each key issue at state, federal and local levels. CHAIRMAN Jeffrey H. Barker Market President - New York City Bank of America, N.A. One Bryant Park - 50th Floor NY1-100-50-03 New York, NY 10036 (646) 556-1680 email: Jeffrey.H.Barker@bankofamerica.com Anthony P. Costa Chairman & Co-CEO Empire State Bank 68 North Plank Rd. Newburgh, NY 12550 (845) 451-7801 email: acosta@esbna.com Mark J. Czarnecki President & Chief Operating Officer M & T Bank One M & T Plaza Buffalo, NY 14203 (716) 842-5291 email: mczarnecki@mtb.com John W. Alexander Chairman & CEO Northfield Bank 1731 Victory Boulevard Staten Island, NY 10314 732-499-7200 ext. 2501 email: jalexander@enorthfield.com Martin A. Dietrich President & CEO NBT Bancorp Inc. P.O. Box 351/52 Broad Street Norwich, NY 13815-0351 (607) 337-6119 email: mdietrich@nbtbank.com Ronald M. Bentley President & CEO Chemung Canal Trust Company One Chemung Canal Plaza Elmira, NY 14902 (607)737-3756 email: rbentley@chemungcanal.com Hugh J. Donlon President, Northeast Region KeyBank, N.A. 66 South Pearl Street Albany, NY 12207 (518) 257-8619 email: hugh_donlon@key.com Peter M. Boger Chairman, President & CEO Ridgewood Savings Bank 71-02 Forest Avenue Ridgewood, NY 11385 (718) 240-4757 email: pboger@ridgewoodbank.com John R. Buran President & CEO Flushing Bank 1979 Marcus Ave., Suite E140 Lake Success, NY 11042 (718) 512-2704 email: jburan@flushingbank.com Brian F. Doran Senior Vice President & Region Executive Popular Community Bank 120 Broadway, 16th Floor New York, NY 10271-0079 (212) 445-1892 email: bdoran@bpop.com 25 Thelma B. Ferguson Segment Head, Northeast Mid-Atlantic Middle Market Banking JPMorgan Chase Bank, N.A. 270 Park Avenue - 42nd Floor NY1-K821 New York, NY 10017 (212) 270-0889 email: thelma.b.ferguson@chase.com Gerald H. Lipkin Chairman, President & CEO Valley National Bank 1455 Valley Road Wayne, NJ 07470-0558 (973) 305-4001 email: wfalduto@valleynationalbank.com Eugene A. Ludwig Founder & CEO Promontory Interfinancial Network 1201 Pennsylvania Ave., N.W. Suite 617 Washington, D.C. 20004 (202) 662-6980 email: eludwig@promontory.com Joseph R. Ficalora President & CEO New York Community Bancorp, Inc. 615 Merrick Avenue Westbury, NY 11590 (516) 683-4404 email: jficalora@mynycb.com Douglas C. Manditch Chairman & CEO Empire National Bank 1707 Veterans Highway Suite 8 Islandia, NY 11749 (631) 348-4444 email: dmanditch@empirenb.com Christopher C. Giamo Regional President, NYC, LI, Suburban NY and New Jersey TD Bank 324 South Service Road Melville, NY 11747 631-847-7260 email: chris.giamo@td.com Keith Mestrich President & CEO Amalgamated Bank 275 Seventh Avenue New York, NY 10001 (212) 895-4478 email:keithmestrich@amalgamatedbank.com Frank H. Hamlin, III President & CEO The Canandaigua National Bank & Trust Co. 72 South Main Street Canandaigua, NY 14424-1999 585-394-4260 ext.36001 email: fhamlin@cnbank.com David J. Nasca President & CEO Evans Bank, N.A. One Grimsby Drive Hamburg, NY 14075 (716) 926-2002 email: dnasca@evansnational.com Joseph F. Kirk Executive Vice President, Regional President Wells Fargo, Inc. 12 East 49th Street 45th Floor New York, NY 10017 (212) 214-4589 email: joe.kirk@wellsfargo.com 26 Kevin M. O'Connor President & CEO Bridgehampton National Bank 2200 Montauk Highway P.O. Box 3005 Bridgehampton, NY 11932 (631) 537-8826 email: koconnor@bridgenb.com Kevin J. Pearson Vice Chairman M & T Bank 350 Park Avenue, 6th Floor New York, NY 10022 (212) 350-2636 email: kpearson@mtb.com Margaret R. Smith President & CEO First Federal Savings of Middletown 22 James Street PO Box 2023 Middletown, NY 10940 (845) 343-1401 email: msmith@ffsmid.com Michael J. Quinn President & CEO Rhinebeck Bank 2 Jefferson Plaza, 3rd Floor Poughkeepsie, NY 12601 (845) 454-8555 ext. 501 email: mquinn@rhinebeckbank.com Mark E. Tryniski President & CEO Community Bank, N.A. 5790 Widewaters Parkway De Witt, NY 13214-1883 (315) 445-7378 email: mark.tryniski@communitybankna.com Monte N. Redman President & CEO Astoria Bank One Astoria Federal Savings Lake Success, NY 11042 516-327-7892 email: mredman@astoriafederal.com Michael N. Vittorio President & CEO The First National Bank of Long Island 10 Glen Head Road Glen Head, NY 11545 (516) 671-4900 ext. 513 email: michael.vittorio@fnbli.com Stephen S. Romaine President & CEO Tompkins Financial Corporation P.O. Box 460 Ithaca, NY 14851 (607) 274-2001 email: sromaine@tompkinstrust.com Charles V. Wait Chairman & CEO The Adirondack Trust Company 473 Broadway Saratoga Springs, NY 12866-2203 (518) 584-5844 email: charleswait@adirondacktrust.com Thomas W. Schneider President & CEO PathFinder Bank 214 W. First Street Oswego, NY 13126 (315) 207-8049 email: twschneider@PathFinderBank.com EX-OFFICIO Andrew Gallivan Managing Director Deutsche Bank Trust Company, N.A. 345 Park Avenue, 26th Floor New York, NY 10154 212-454-2369 email: andrew.gallivan@db.com 27 EX-OFFICIO Michael P. Smith President & CEO New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1699 email: msmith@nyba.com 28 GOVERNMENT RELATIONS COUNCIL Government Relations Committee Provides an opportunity for NYBA members’ in-house government relations professionals to discuss current legislative initiatives and strategies for achieving the industry’s legislative goals. Melissa Bochenski Government Relations Analyst M & T Bank One Fountain Plaza, 12th Floor Buffalo, NY 14203 (716) 848-7489 email: mbochenski@mtb.com Robin Chappelle Golston Regional Manager JPMorgan Chase Bank, N.A. 270 Park Avenue, 4th Floor New York, NY 10017-2014 (212) 270-6741 email: robin.chappellegolston@jpmchase.com Christopher B. Beck First Vice President, ERM Credit Risk Manager New York Community Bancorp, Inc. 615 Merrick Avenue Westbury, NY 11590 (516) 683-4411 email: christopher.beck@mynycb.com John E. Collingwood Director, Federal Government Relations Bank of America 1455 Pennsylvania Avenue NW Suite 950 Washington, D.C. 20004 (202) 661-7130 email: john.collingwood@bankofamerica.com James A. Brown Senior Director, State Government Affairs Capital One 1820 Kalorama Road, NW, #1 Washington, D.C. 20009 (703) 720-2224 email: jamesalbert.brown@capitalone.com Victoria Contino, Esq. Partner Wilson Elser Moskowitz Edelman & Dicker LLP 150 East 42nd Street, 25th Floor New York, NY 10017-5639 (212) 915-5224 email: Victoria.Contino@wilsonelser.com Peter V. Carr, Jr. Senior Vice President Barrett Associates LLC 95 Columbia Street Albany, NY 12210-2707 (518) 465-5340 email: pcarr@Albanygov.com Kate Corkery Legislative Director Ostroff Associates 12 Sheridan Ave. Albany, NY 12207 (518) 436-6202 email: kcorkery@ostroffassociates.com Mark L. Castle Vice President/CRA BNY Mellon One Wall Street, 21st Fl. New York, NY 10286 (212) 635-8117 email: mark.castle@bnymellon.com 29 Ann S. Costello Head of Global Government Affairs BNY Mellon 1250 H Street, NW - Suite 1100 Washington, D.C. 20005 (202) 624-7920 email: ann.costello@bnymellon.com Brian F. Doran Senior Vice President & Region Executive Popular Community Bank 120 Broadway, 16th Floor New York, NY 10271-0079 (212) 445-1892 email: bdoran@bpop.com Terri Crowley Hinman, Straub, Pigors & Manning 121 State Street Albany, NY 12207-1693 (518) 436-0751 email: tcrowley@hinmanstraub.com John P. Friedman Vice President, State Government Relations USAA 325 Columbia Turnpike Florham Park, NJ 07932 (973) 377-6662 email: john.friedman@usaa.com Clare M. Cusack, Esq. Senior Vice President, Government Relations & Deputy General Counsel New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1664 email: ccusack@nyba.com Kevin I. Fromer Executive Vice President, Government Relations HSBC - North America 1401 I Street, NW Suite 520 Washington, D.C. 20005 (202) 466-3561 email: kevin.i.fromer@us.hsbc.com Michael T. Dameron Senior Vice President, Head of State Government Relations TD Bank, N.A. 607 14th Street Suite 607 Washington, D.C. 20005 (410) 757-4218 email: michael.dameron@td.com Michelle Goldstein Managing Director, State and Local Gov't. BNY Mellon One Wall Street 15th Floor New York, NY 10286 (212) 635-1019 email: Michelle.Goldstein@bnymellon.com Robert De La Vega Government Relations Senior Director Wells Fargo Wells Fargo Center 90 South Seventh Street - 8th Floor Minneapolis, MN 55402 (612) 667-5051 email: robert.r.delavega@wellsfargo.com Mary A. Griffin Director & Senior Vice President Citigroup 90 South Swan Street, Suite 400 Albany, NY 12210 (518) 432-1286 email: griffinm@citi.com 30 Brian P. Grip Director, State Government Relations Bank of America, N.A. 900 Elm Street, 17th Floor Manchester, NH 03101 (603) 647-7625 email: brian.p.grip@bankofamerica.com Michael C. Hughes Regional Director, State Government Relations Wells Fargo, Inc. 1 Home Campus MAC X2401-068 Des Moines, IA 50328-0001 (515) 213-4628 email: mikehughes@wellsfargo.com John Herring Associate Wilson Elser Moskowitz Edelman & Dicker LLP 150 E. 42nd St. New York, NY 10017 (212) 915-5395 email: john.herring@wilsonelser.com Roberta Kotkin, Esq. General Counsel & Chief Operating Officer New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1684 email: rkotkin@nyba.com Timothy B. Hodges Vice President, Government Relations & Community Reinvestment People's United Bank 850 Main Street - BC 14 Bridgeport, CT 06604 (203) 338-2952 email: timothy.hodges@peoples.com R. Christopher McCormack, Esq. Legislative Counsel Bank of America, N.A. 111 Washington Avenue, Suite 200 Albany, NY 12210 (518) 436-4077 email: chris.mccormack1957@gmail.com Paul K. Holbrook Associate General Counsel HSBC Bank USA, N.A. One HSBC Center, 27th Floor Buffalo, NY 14203 (716) 841-2784 email: paul.k.holbrook@us.hsbc.com Margaret M. McGovern Vice President-Government Relations HSBC Bank USA, N.A. 80 State Street, Floor 8 Albany, NY 12207 (518) 649-9841 email: margaret.m.mcgovern@us.hsbc.com Ryan Horstmyer Wilson Elser Moskowitz Edelman Dicker LLP 677 Broadway Albany, NY 12207 (518) 449-8893 email: Ryan.Horstmyer@wilsonelser.com Christopher J. Pugliese SVP, National Director of State & Local Government Relations KeyBank 66 South Pearl St., 10th Floor Albany, NY 12207-1501 (518) 257-8785 email: chris_j_pugliese@keybank.com 31 Jack W. Rainey Senior Vice President, Government Banking TD Bank, N.A. 317 Madison Avenue, 2nd Floor New York, NY 10017 (212) 651-2730 email: Jack.Rainey@TD.com Jennifer Sanfilippo Vice President, Government Affairs First Niagara Bank 777 Canal View Blvd. Rochester, NY 14623 (716) 260-6990 email: Jennifer.Sanfilippo@fnfg.com Andrew S. Roffe, Esq. Partner Robinson & Cole 885 Third Avenue New York, NY 10022-4834 (212) 451-2921 email: aroffe@rc.com Maura K. Solomon Managing Director, Federal Government Affairs Citigroup 1101 Pennsylvania Ave, N.W. Suite 1000 Washington, D.C. 20004-2523 (202) 879-6820 email: solomonma@citi.com Thomas J. Rosenkoetter Federal Legislative Director HSBC – North America 1401 – I Street, N.W., Suite 520 Washington, D.C. 20005 (202) 466-3561 email: thomas.j.rosenkoetter@us.hsbc.com Janet St. Amand Senior Vice President, Federal Government Relations HSBC - North America 1401 I Street, NW Suite 520 Washington, D.C. 20005 (202) 778-1421 email: janet.g.st.amand@us.hsbc.com Stacey Rowland, Esq. Partner Wilson Elser Moskowitz Edelman & Dicker LLP 677 Broadway Albany, NY 12207-2996 (518) 449-8893 email: stacey.rowland@wilsonelser.com Timothy Sweeney Government Affairs & Public Policy Santander Bank 75 State Street Boston, MA 02109 (617) 646-2500 email: timothy.sweeney@santander.us Jill T. Sandhaas, Esq. Partner Wilson Elser Moskowitz Edelman & Dicker LLP 677 Broadway, 9th Floor Albany, NY 12207-2996 (518) 449-8893 email: jill.sandhaas@wilsonelser.com Charles V. Wait, Jr. Executive Vice President The Adirondack Trust Company 473 Broadway Saratoga Springs, NY 12866 (518) 584-5844 ext. 2600 email: cwaitjr@adirondacktrust.com 32 Scott Wexler, Esq. Ostroff Associates 12 Sheridan Ave. Albany, NY 12207 (518) 436-6202 email: swexler@ostroffassociates.com Judith Winchester Managing Director Deutsche Bank Infra. - CAO/Legal, Government Affairs 801 17th Street, NW Suite 300 Washington, D.C. 20006 (202) 626-7033 email: judith.winchester@db.com Patrick Zlogar Director of Government Relations The Roffe Group P.C. 111 Washington Avenue Third Floor Albany, NY 12210 (518) 222-1280 email: patrick@roffegroup.com 33 GOVERNMENT RELATIONS COUNCIL Lawyers Advisory Committee Provides critical guidance on a wide range of legislative and regulatory issues. Jeffrey W. Allister, Esq. General Counsel Banking Spectrum 1430 Broadway - Suite 1100 New York, NY 10018-3395 (212) 819-1928 email: ALLNAU@aol.com Gary R. Bronstein Partner Kilpatrick Townsend & Stockton LLP 607 14th Street, NW, Suite 900 Washington, D.C. 20005 (202) 508-5850 email: gbronstein@kilpatricktownsend.com Bruce J. Baker, Esq. Partner Nixon Peabody LLP 1300 Clinton Square Rochester, NY 14604-1707 (585) 263-1232 email: bbaker@nixonpeabody.com Katharine B. Brown First Vice President, Associate General Counsel and Corporate Secretary Sterling National Bank 400 Rella Boulevard Montebello, NY 10901-4243 (845) 369-8482 email: brownk@pbcpny.com Lance Bennett General Counsel & Executive Vice President The Dime Savings Bank of Williamsburgh 209 Havemeyer Street Brooklyn, NY 11211 (718) 486-4312 email: lbennett@dime.com David Burstein, Esq. Counsel M & T Bank Corporation 350 Park Avenue, 5th Floor New York, NY 10022 (212) 350-2580 email: dburstein@mtb.com James P. Blose, Esq. Executive Vice President, General Counsel & Secretary Hudson Valley Bank 51 Pondfield Road Bronxville, NY 10708 (914) 961-1300 email: jpb@gcbslaw.com Arthur J. Bronson Group Vice President & Deputy General Counsel M & T Bank Legal Department One M & T Plaza, 12th Floor Buffalo, NY 14203 (716) 842-5837 email: abronson@mtb.com David J. Ceci, Esq. Vice President & Compliance Officer, CRCM Northfield Bank 581 Main Street, Suite 810 Woodbridge, NJ 07095 (732) 499-7200 ext. 2505 email: dceci@enorthfield.com K.C. Cha Associate Cullen and Dykman LLP 44 Wall Street New York, NY 10005 (212) 510-2230 email: kcha@cullenanddykman.com 34 William DiSalvatore Executive Vice President & Chief Risk Officer New York Community Bancorp, Inc. 615 Merrick Ave Westbury, NY 11590 (516) 683-4145 email: william.disalvatore@mynycb.com James J. Freeman, Jr., Esq. Counsel Sterling National Bank 4 Laurel Road New City, NY 10956 (845) 634-0888 email: flmattys@aol.com Raymond J. Dorado Executive Vice President & Deputy General Counsel BNY Mellon One Wall Street 11th Floor New York, NY 10286 (212) 635-1643 email: rdorado@bankofny.com Lawrence D. Fruchtman, Esq. Executive Vice President & General Counsel Amalgamated Bank 275 Seventh Avenue 14th Floor New York, NY 10001 (212) 895-4431 email: larryfruchtman@amalgamatedbank.com Thomas J. Douglas, Jr. Managing Partner Cullen and Dykman LLP 100 Quentin Roosevelt Boulevard Garden City, NY 11530-4850 (516) 357-3707 email: tdouglas@cullenanddykman.com George J. Getman, Esq. EVP and General Counsel Community Bank System, Inc. 5790 Widewaters Parkway De Witt, NY 13214 (315) 445-7308 email: joe.getman@communitybankna.com Joyce ElKhateeb Assistant General Counsel - Bank Regulatory Division Citigroup, Inc. 425 Park Avenue Floor 2, Zone 2 New York, NY 10022 (212) 559-9342 email: elkhateebj@citi.com David L. Glass, Esq. Head of RMD Compliance, Macquarie Americas Of Counsel, Moses & Singer LLP 405 Lexington Ave New York, NY 10174 (212) 554-7898 email: dglass@mosessinger.com Dale C. Fredston, Esq. Executive Vice President & General Counsel Sterling National Bank 650 Fifth Avenue New York, NY 10019-6108 (212) 757-8064 email: dfredston@snb.com Richard J. Grossi Vice President & Senior Counsel TD Bank, N.A. 1701 Route 70 East Cherry Hill, NJ 08034 (856) 874-2491 email: richard.grossi@td.com 35 Michael Hall, Esq. Shareholder McNamee, Lochner, Titus & Williams, P.C. 677 Broadway - Suite 500 Albany, NY 12207 (518) 447-3307 email: hall@mltw.com William M. Jay Partner Goodwin Procter LLP 901 New York Avenue, N.W. Washington, D.C. 20001 (202) 346-4190 email: wjay@goodwinprocter.com Lloyd G. Harris, Esq. Vice President & Assistant General Counsel JPMorgan Chase Bank, N.A. 1 Chase Manhattan Plaza 25th Floor New York, NY 10081 (212) 552-1785 email: lloyd.harris@chase.com Kathleen A. Kerrigan Assistant General Counsel Bank of America, N.A. NC1-027-20-05 214 N. Tryon Street Charlotte, NC 28255 (980) 386-5218 email: kathleen.kerrigan@bankofamerica.com Paul N. Harris, Esq. Executive Vice President, Secretary & General Counsel KeyCorp Mail Code OH-01-27-5405 127 Public Square, 54th Floor Cleveland, OH 44114-1306 (216) 689-0350 email: paul_harris@keybank.com Gary A. Kimmelman, Esq. General Counsel, North American Retail Banking Citibank, N.A. One Court Square, 49th Floor Long Island City, NY 11120-0001 (718) 248-9102 email: gary.kimmelman@citi.com Ryan Horstmyer Wilson Elser Moskowitz Edelman Dicker LLP 677 Broadway Albany, NY 12207 (518) 449-8893 email: Ryan.Horstmyer@wilsonelser.com Christian G. Koelbl, III, Esq. Partner Hodgson Russ LLP 140 Pearl Street Buffalo, NY 14202 (716) 848-1256 email: ckoelbl@hodgsonruss.com Ronald H. Janis, Esq. Partner Day Pitney LLP 7 Times Square New York, NY 10036-7311 (212) 297-5813 email: rjanis@daypitney.com Roberta Kotkin, Esq. General Counsel & Chief Operating Officer New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1684 email: rkotkin@nyba.com 36 Paul A. Kramer, Esq. Senior Counsel Bank of America, N.A. 1 Federal Street MA5-503-06-01 Boston, MA 02110 (617) 346-4039 email: paul.kramer@bankofamerica.com Mark J. Menting Partner Sullivan & Cromwell LLP 125 Broad Street New York, NY 10004-2498 (212) 558-4859 email: mentingm@sullcrom.com James W. Orband, Esq. Managing Partner Hinman Howard & Kattell, LLP P.O. Box 5250 Binghamton, NY 13902-5250 (607) 723-5341 email: jworband@hhk.com Eric Luse, Esq. Partner Luse Gorman Pomerenk & Schick, P.C. 5335 Wisconsin Avenue, NW Suite 780 Washington, D.C. 20015 (202) 274-2002 email: eluse@luselaw.com Christopher H. Palmer, Esq. Partner Cullen and Dykman LLP 100 Quentin Roosevelt Boulevard Garden City, NY 11530 (516) 296-9127 email: cpalmer@cullenanddykman.com John P. McCahey, Esq. Partner Hahn & Hessen LLP 488 Madison Avenue New York, NY 10022 (212) 478-7420 email: jmccahey@hahnhessen.com Eli K. Peterson Managing Director & Senior Managing Counsel BNY Mellon 1250 H Street, Suite 1101 Washington, D.C. 20005 (202) 624-7925 email: eli.peterson@bnymellon.com Douglas J. McClintock EVP, General Counsel & Corporate Secretary Emigrant Bank 5 East 42nd Street New York, NY 10017 (212) 850-4817 email: mcclintockd@emigrant.com Briget Polichene Managing Director Citigroup Management Corporation State & Local Government Affairs 1101 Pennsylvania Avenue NW, Suite 1000 Washington, D.C. 20004 (317) 283-6268 email: policheneb@citi.com Harry P. Meislahn, Esq. Of Counsel McNamee, Lochner, Titus & Williams, P.C. 677 Broadway Albany, NY 12207 (518) 447-3264 email: meislahn@mltw.com 37 Sheldon Prentice EVP, General Counsel & Corporate Secretary NBT Bancorp Inc. P.O. Box 351 Norwich, NY 13815 (607) 337-6530 email: sprentice@nbtbci.com David A. Scheffel, Esq. Partner Dorsey & Whitney LLP 51 West 52nd Street New York, NY 10019-6119 (212) 735-0799 email: scheffel.david@dorseylaw.com Francis H. Scifo, Esq. Counsel, Legal Office for the Americas The Bank of Tokyo-Mitsubishi UFJ, Ltd. 1251 Avenue of the Americas 15th Floor New York, NY 10020-1104 (212) 782-4837 email: fscifo@us.mufg.jp R. Patrick Quinn, Esq. EVP, Chief Corp Governance Officer & Corporate Secretary New York Community Bancorp, Inc. 615 Merrick Avenue Westbury, NY 11590 (516) 683-4570 email: Patrick.Quinn@mynycb.com Diane M. Sheehan, Esq. Associate General Counsel Citibank, N.A. One Court Square, 43rd Floor Zone 10 Long Island City, NY 11120-0001 (718) 248-9095 email: diane.m.sheehan@citi.com Mark A. Ricca President & CEO First American International Bank 5503 8th Avenue Brooklyn, NY 11220 (718) 871-8338 email: mark.ricca@faib.com Joseph D. Simon, Esq. Partner Cullen and Dykman LLP 100 Quentin Roosevelt Boulevard Garden City, NY 11530-4850 (516) 357-3710 email: jsimon@cullenanddykman.com Geoffrey C. Rogers, Esq. Partner Hudson Cook LLP 636 Plank Road, Suite 107 Clifton Park, NY 12065 (518) 383-9591 email: grogers@hudco.com Mark I. Sokolow Partner Alston & Bird LLP 90 Park Avenue New York, NY 10016 (212) 210-9469 email: mark.sokolow@alston.com Jill T. Sandhaas, Esq. Partner Wilson Elser Moskowitz Edelman & Dicker LLP 677 Broadway, 9th Floor Albany, NY 12207-2996 (518) 449-8893 email: jill.sandhaas@wilsonelser.com 38 William E. Stern, Esq. Partner Goodwin Procter LLP 620 Eighth Avenue New York, NY 10018 (212) 813-8890 email: wstern@goodwinprocter.com Steven H. Swartout, Esq. Executive Vice President & Chief Administrative Officer The Canandaigua National Bank & Trust Company 72 South Main Street Canandaigua, NY 14424 (585) 393-6107 email: sswartout@cnbank.com Warren W. Traiger, Esq. Counsel BuckleySandler LLP 1133 Avenue of the Americas 31st Floor New York, NY 10036 (212) 600-2400 email: WTraiger@BuckleySandler.com Clifford S. Weber, Esq. Partner Hinman Howard & Kattell, LLP 106 Corporate Park Drive Suite 317 White Plains, NY 10604 (914) 694-4102 email: cweber@hhk.com Paul G. Wood, Esq. Partner Cullen and Dykman LLP 100 Quentin Roosevelt Boulevard Garden City, NY 11530 (516) 357-3700 email: pwood@cullenanddykman.com 39 GOVERNMENT RELATIONS COUNCIL Municipal Finance Committee Focuses on legislative and regulatory issues related to banking services provided to New York State and its towns, cities and counties. CHAIRMAN Patricia Mezeul Senior Vice President, Director of Government Banking Flushing Bank 1979 Marcus Avenue, Suite E140 Lake Success, NY 11042-1002 (516) 281-1150 email: pmezeul@flushingbank.com Kevin F. Haughey Senior Vice President, Government Banking TD Bank, N.A. 324 South Service Road Melville, NY 11747 (631) 962-2829 email: kevin.haughey@td.com Stephen J. Hudd SVP/Director of Government & Institutional Banking, NY/NE Wells Fargo 205 Church Street New Haven, CT 06510 (203) 401-5756 email: stephen.hudd@wachovia.com Jane K. Cordts Senior Vice President & Director of Government Services First Niagara Bank 555 Patroon Creek Blvd. Albany, NY 12206 (518) 591-4004 email: jane.cordts@fnfg.com Craig M. Kantor Senior Vice President - Division Manager JPMorgan Chase Bank, N.A. 695 Route 46 West, Floor 1 Fairfield, NJ 07004 (973) 439-5020 email: Craig.M.Kantor@jpmorgan.com Frank T. Cosentino Senior Vice President, Government Banking Division Santander Bank Mail Code: NJ1-6514-CM4 830 Morris Turnpike, Fourth Floor Short Hills, NJ 07078 (973) 924-2072 email: fcosentino@santander.us Michael P. Locorriere Director of Municipal Banking Community National Bank 400 Broadhollow Road Melville, NY 11747 (631) 773-1146 ext. 1910 email: mlocorriere@cnbny.com Robert W. Gibson Senior Vice President, Government Banking JPMorgan Chase Bank, N.A. 12 Corporate Woods Blvd. 4th Floor Albany, NY 12211 (518) 433-2527 email: robert.w.gibson@chase.com Anne E. McKenna Senior Vice President & CFO Tioga State Bank P.O. Box 386 Spencer, NY 14883-0386 (607) 589-7600 ext. 2024 email: amckenna@tiogabank.com 40 Mitchell W. Miller Senior Vice President KeyBank 66 South Pearl Street Albany, NY 12207 (518) 257-8665 email: mitchell_miller@keybank.com Charles V. Wait Chairman & CEO The Adirondack Trust Company 473 Broadway Saratoga Springs, NY 12866-2203 (518) 584-5844 email: charleswait@adirondacktrust.com Chip Motil Senior Vice President-Head of Government Banking Capital One Bank 275 Broadhollow Road Melville, NY 11747 (631) 531-2325 email: chip.motil@capitalonebank.com Michael J. Nevins Senior Vice President/Division Manager JPMorgan Chase Bank 12 Corporate Woods 4th Floor Albany, NY 12211 (518) 433-2531 email: michael.j.nevins@jpmchase.com Harold J. Peterson Senior Managing Director Sterling National Bank 400 Rella Boulevard Montebello, NY 10901 (845) 369-8047 email: hpeterson@snb.com Rosalind S. Sheron Vice President HSBC Bank USA, N.A. 534 Broad Hollow Road Suite 110 Melville, NY 11747 (631) 752-4435 email: rosalind.s.sheron@us.hsbc.com 41 Human Resources Committee Advises NYBA on issues affecting commercial and residential mortgage lending and analyzes proposed legislation and regulation that would impact real estate lending, including recommending policy. It also assists in developing educational programs affecting the mortgage finance business. CHAIRMAN Nancy Jacob Senior Vice President, Director of Human Resources The Suffolk County National Bank P.O. Box 9000 Riverhead, NY 11901-9000 (631) 208-2311 email: njacob@scnb.com Ruth Filiberto Senior Vice President/Director of Human Resources Flushing Bank 1979 Marcus Avenue, Suite E140 Lake Success, NY 11042-1002 (718) 512-2720 email: rfiliberto@flushingbank.com Mary Ellen Frandina Executive Vice President, Organizational Development & Employee Experience Evans Bank, N.A. One Grimsby Drive Hamburg, NY 14075 (716) 926-8753 email: mfrandi@evansbank.com Katherine A. Alleva First Vice President & Director of Human Resources Hudson Valley Bank N.A. 21 Scarsdale Road Yonkers, NY 10707 (914) 582-2019 email: Kalleva@hvbank.com Carol Gordon Executive Vice President & COO Rhinebeck Bank 2 Jefferson Plaza Poughkeepsie, NY 12601 (845) 454-8555 email: cgordon@rhinebeckbank.com Bernadette R. Barber Senior Vice President/Chief HR Officer Community Bank, N.A. 5790 Widewaters Parkway De Witt, NY 13214-1883 (315) 445-3122 email: bernadette.barber@communitybankna.com Robert D. Harder Vice President, Senior Regional HR Manager Community Bank, N.A. 5790 Widewaters Parkway Dewitt, NY 13214 (607) 433-4157 email: robert.harder@communitybankna.com Judith Calabrese Vice President/Director of Human Resources Northfield Bank 581 Main Street, Suite 810 Woodbridge, NJ 07095 (732) 499-7200 email: jcalabrese@enorthfield.com 42 Rosemary Hyland Executive Vice President/Director of Human Resources Tompkins Financial Corporation 1441 Route 22 Brewster, NY 10509 (845) 278-1077 email: rhyland@mahopacnationalbank.com Susan C. Vernooy Senior Vice President/Chief Human Resources Officer Pioneer Bank 21 Second Street Troy, NY 12180 (518) 687-5059 email: vernooys@pioneersb.com Edward M. Lenz Vice President, Human Resources The Adirondack Trust Company 473 Broadway Saratoga Springs, NY 12866 (518) 584-5844 x 2324 email: elenz@adirondacktrust.com Valerie Young Vice President, Human Resources Solvay Bank 1537 Milton Avenue Solvay, NY 13209-0167 (315) 484-2275 email: vyoung@solvaybank.com Gina M. Pambianchi AVP, Director of Human Resources & Training Rondout Savings Bank 300 Broadway P.O. Box 1638 Kingston, NY 12401 (845) 334-4064 email: gpambianchi@rondoutsavings.com Catherine M. Scarlett Executive Vice President, Director of Human Resources NBT Bank 52 South Broad Street Norwich, NY 13815 (607) 337-6393 email: cscarlett@nbtbank.com Bernard A. Terlizzi Executive Vice President/Chief Human Resources Officer New York Community Bancorp, Inc. 615 Merrick Avenue Westbury, NY 11590 (516) 683-4617 email: bernard.terlizzi@mynycb.com 43 Mortgage Finance Committee Advises NYBA on issues affecting commercial and residential mortgage lending and analyzes proposed legislation and regulation that would impact real estate lending, including recommending policy. It also assists in developing educational programs affecting the mortgage finance business. George J. Bowen Vice President, Commercial Services Officer Tioga State Bank 1387 State Route 96 Owego, NY 13827 (607) 687-6547 ext. 226 email: gbowen@tiogabank.com Anthony M. Milone Chairman, President & CEO Cross County Savings Bank 79-21 Metropolitan Avenue Middle Village, NY 11379 (718) 326-6300 email: amilone@crosscounty.com Sherri A. Catalano VP, Retail Lending, & Corporate CRA Officer Tompkins Bank of Castile 90 Main Street Batavia, NY 14020 (585) 345-6182 email: sherricatalano@bankofcastile.com Alfred J. O'Connell Vice President/Calling Officer Federal Home Loan Bank of New York 101 Park Avenue, 5th Floor New York, NY 10178 (212) 441-6705 email: oconnell@fhlbny.com Vito N. Dimola 1st Vice President The Dime Savings Bank of Williamsburgh 209 Havemeyer Street Brooklyn, NY 11211 (718) 782-6200 email: vdimola@dimewill.com Anthony J. Simeone Executive Vice President & Chief Lending Officer Ridgewood Savings Bank 71-02 Forest Avenue Ridgewood, NY 11385 (718) 240-4844 email: ASimeone@ridgewoodbank.com Kenneth J. Doherty Executive Vice President Northfield Bank 1731 Victory Blvd. Staten Island, NY 10314 (718) 448-1000 ext. 540 email: kdoherty@enorthfield.com Richard C. Wald Vice Chairman Emigrant Bank 5 East 42nd Street New York, NY 10017 (212) 850-4906 email: waldr@emigrant.com Daniel C. Hickey, Esq. Senior Vice President & General Counsel Emigrant Bank 5 East 42nd Street New York, NY 10017 (212) 850-4851 email: hickeyd@emigrant.com 44 PROFIT SOLUTIONS DIVISION Insurance Boards & Circuit Agency, Inc. Serves as the Board of Trustees for The Group Creditors Insurance Trust and The Group Employee Insurance Trust. Also serves as the Board of Directors for Trustees Life Insurance Company, the reinsurance captive of the Creditors Trust and Circuit Agency, Inc., NYBA’s whollyowned insurance agency. CHAIRMAN Mark E. Tryniski President & CEO Community Bank, N.A. 5790 Widewaters Parkway De Witt, NY 13214-1883 (315) 445-7378 email: mark.tryniski@communitybankna.com Mark R. Lavarnway President & CEO Watertown Savings Bank 111 Clinton Street - PO Box 250 Watertown, NY 13601 (315) 222-7232 email: lavarnway@wsbny.com Joseph P. Shaw President & CEO Champlain National Bank 3900 NYS Route 22 Willsboro, NY 12996 (518) 963-4201 email: jshaw@champlainbank.com VICE CHAIRMAN Robert M. Fisher Chairman,President & CEO Tioga State Bank One North Main Street Spencer, NY 14883 (607) 589-7600 ext. 2021 email: rfisher@tiogabank.com Michael P. Smith President & CEO New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1699 email: msmith@nyba.com Martin K. Birmingham President & CEO Five Star Bank 2851 Clover Street Suite 2 Pittsford, NY 14534 (585) 627-1321 email: mkbirmingham@five-starbank.com David S. DeMarco President & CEO Saratoga National Bank & Trust Co. 171 South Broadway Saratoga Springs, NY 12866 (518) 745-1000 ext. 283 email: ddemarco@arrowbank.com 45 PROFIT SOLUTIONS DIVISION New York Bankers Service Corporation (NYBSCO) Board of Directors for NYBA's wholly-owned "for profit" subsidiary, providing expense-saving and fee-income products and services for Member Banks. CHAIRMAN R. Mitchell McLaughlin Executive Vice President & Chief Information Officer Five Star Bank 220 Liberty Street Warsaw, NY 14569-0227 (585) 786-1111 email: rmmclaughlin@five-starbank.com Marjorie S. Rovereto President & CEO Hometown Bank of The Hudson Valley 12 Main Street Walden, NY 12586 (845) 778-2171 email: mrovereto@hometownbankhv.com Thomas W. Schneider President & CEO PathFinder Bank 214 W. First Street Oswego, NY 13126 (315) 207-8049 email: twschneider@PathFinderBank.com Thomas E. Ganey President & CEO Savannah Bank, N.A. Finger Lakes Mall, P.O.Box 7201 Auburn, NY 13022 (315) 252-4551 email: tganey@savannahbankny.com Michael P. Smith President & CEO New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1699 email: msmith@nyba.com Donald E. Gibson President & CEO The Bank of Greene County 288 Main Street Catskill, NY 12414 (518) 943-2600 x 2001 email: donaldg@tbogc.com Maria A. Grasso Senior Executive Vice President & COO Flushing Bank 1979 Marcus Avenue, Suite E140 Lake Success, NY 11042 (718) 512-2701 email: mgrasso@flushingbank.com Kevin M. O'Connor President & CEO Bridgehampton National Bank 2200 Montauk Highway P.O. Box 3005 Bridgehampton, NY 11932 (631) 537-8826 email: koconnor@bridgenb.com 46 Political Action Committee (StatePAC) Raises funds to support candidates who share NYBA's belief in the importance of a strong financial services industry and a healthy economy. NYBA's StatePAC contributes to candidates for local, state and federal office on a bipartisan basis. CO-CHAIRMAN Ronald M. Bentley President & CEO Group Chairman Chemung Canal Trust Company One Chemung Canal Plaza Elmira, NY 14902 (607) 737-3900 email: rbentley@chemungcanal.com George W. Hamlin, IV Chairman The Canandaigua National Bank & Trust Company 72 South Main Street Canandaigua, NY 14424-1999 (585) 394-4260 ext.36038 email: ghamlin@cnbank.com Kevin Hicks New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1669 email: khicks@nyba.com CO-CHAIRMAN Vacant TREASURER Karen L. Armstrong Senior Vice President, Communications & Political Action New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1635 email: karmstrong@nyba.com James J. Landy Executive Chairman Hudson Valley Bank N.A. 21 Scarsdale Road Yonkers, NY 10707 (914) 771-3230 email: jlandy@hvbank.com John W. Alexander Chairman & CEO Northfield Bank 1731 Victory Boulevard Staten Island, NY 10314 732-499-7200 ext. 2501 email: jalexander@enorthfield.com Thomas W. Schneider President & CEO PathFinder Bank 214 W. First Street Oswego, NY 13126 (315) 207-8049 email: twschneider@PathFinderBank.com Clare M. Cusack, Esq. Senior Vice President, Government Relations & Deputy General Counsel New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1664 email: ccusack@nyba.com Michael N. Vittorio President & CEO The First National Bank of Long Island 10 Glen Head Road Glen Head, NY 11545 (516) 671-4900 ext. 513 email: michael.vittorio@fnbli.com 47 EX-OFFICIO Michael P. Smith President & CEO New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1699 email: msmith@nyba.com 48 Public Relations Committee The Public Relations Committee discusses current public relations challenges facing the banking industry and advises the Association on strategies for enhancing the image of banking. Karen L. Armstrong Senior Vice President, Communications & Political Action New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1635 email: karmstrong@nyba.com Jennifer H. Kim Vice President, Corporate Media Relations JPMorgan Chase & Co. 277 Park Avenue, 10th Floor New York, NY 10172 (212) 622-7068 email: Jennifer.h.kim@jpmchase.com Kelly Maude Leung 1st Vice President, Corporate Communications Investor Relations & Corporate Communications New York Community Bancorp,Inc. 615 Merrick Avenue Westbury, NY 11590 (516) 683-4032 email: Kelly.Leung@mynycb.com Timothy Badger Senior Vice President Glens Falls National Bank & Trust Company 250 Glen Street Glens Falls, NY 12801-9989 (518) 415-4306 email: tcbadger@arrowbank.com Chester Bridger VP - Corporate Communications M & T Bank One M & T Plaza Buffalo, NY 14203 (716) 842-5182 email: cbridger@mtb.com James A. Plunkett Manager, Marketing & Communications New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1632 email: jplunkett@nyba.com Kevin Friedlander Northeast Communications Manager Wells Fargo, Inc. 12 East 49th Street, 45th Floor New York, NY 10017 (908) 907-1317 email: kevin.friedlander@wellsfargo.com Steven W. Thornton Marketing Director North Country Savings Bank 127 Main Street PO Box 230 Canton, NY 13617 (315) 714-3038 email: SThornton@northcountrysavings.com Steven A. Greenberg Principal Greenberg Public Relations 14 Patriot Circle Clifton Park, NY 12065 (518) 469-9858 email: steve@greenbergpr.com 49 Retirement System Board of Trustees Oversees NYBA's defined benefit pension plan for participating member banks. CHAIRMAN Brenda L. Copeland President & CEO/Director Steuben Trust Company One Steuben Square Hornell, NY 14843-1699 (607) 324-5010 email: brenda.copeland@steubentrust.com John S. Perley Chairman, Executive Committee Champlain National Bank 125 Hickory Stick Lane Laconia, NH 03246 (603) 528-1123 email: jsperley@msn.com G. William Ryan Chairman, President & CEO Cayuga Lake National Bank 3 Cayuga Street Union Springs, NY 13160 (315) 889-7358 email: clnb@rochester.rr.com Timothy Blow CFO Ballston Spa National Bank P.O. Box 70 Ballston Spa, NY 12020 (518) 363-8641 email: tim.blow@bsnb.com Robert A. Schick President & CEO The Lyons National Bank P.O. Box 380 Lyons, NY 14489 (315) 946-8260 email: rschick@BankwithLNB.com Louis H. Buhrmaster Chairman First National Bank of Scotia 201 Mohawk Avenue Scotia, NY 12302 (518) 370-7200 email: lhbuhrmaster@firstscotia.com Michael P. Smith President & CEO New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1699 email: msmith@nyba.com James F. Davenport President & CEO Rondout Savings Bank 300 Broadway P.O. Box 1638 Kingston, NY 12401 (845) 331-0073 ext. 2263 email: jdavenport@rondoutsavings.com Kevin B. Klotzbach EVP, CFO & Treasurer Five Star Bank 220 Liberty Street Warsaw, NY 14569-1465 (585) 786-1130 email: kbklotzbach@five-starbank.com 50 Strategic Planning Committee Provides guidance on NYBA's long-range business plan. CHAIRMAN James J. Landy Executive Chairman Hudson Valley Bank N.A. 21 Scarsdale Road Yonkers, NY 10707 (914) 771-3230 email: jlandy@hvbank.com Stephen S. Romaine President & CEO Tompkins Financial Corporation P.O. Box 460 Ithaca, NY 14851 607-274-2001 email: sromaine@tompkinstrust.com Thomas W. Schneider President & CEO PathFinder Bank 214 W. First Street Oswego, NY 13126 (315) 207-8049 email: twschneider@PathFinderBank.com John R. Buran President & CEO Flushing Bank 1979 Marcus Ave., Suite E140 Lake Success, NY 11042 (718) 512-2704 email: jburan@flushingbank.com Michael P. Smith President & CEO New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1699 email: msmith@nyba.com Gail E. Cohen Vice Chairman Fiduciary Trust Company International 600 Fifth Avenue, 6th Floor New York, NY 10020 (212) 632-3253 email: gcohen@ftci.com Mark J. Czarnecki President & Chief Operating Officer M & T Bank One M & T Plaza Buffalo, NY 14203 (716) 842-5291 email: mczarnecki@mtb.com Martin A. Dietrich President & CEO NBT Bancorp Inc. P.O. Box 351/52 Broad Street Norwich, NY 13815-0351 (607) 337-6119 email: mdietrich@nbtbank.com 51 Tax Committee Works to achieve fair state and federal tax treatment for banking companies, which encourages the growth of the industry in New York State. CHAIRMAN Abe Ossip First Senior Vice President & Director, Corporate Taxation New York Community Bancorp, Inc. 615 Merrick Avenue Westbury, NY 11590 (516) 683-4186 email: Abraham.Ossip@mynycb.com Lynn S. Chilton SVP; Tax Executive Bank of America Corporate Tax 150 N. College Street NC1-028-17-06 Charlotte, NC 28255 (980) 386-8595 email: lynn.chilton@bankofamerica.com Shannon Dubicki Interim Tax Director First Niagara Bank 2510 Main Street Glastonbury, CT 06033 (860) 633-1397 email: shannon.dubicki@fnfg.com Joanne Addas Senior Director & Associate Tax Counsel Capital One Services, Inc. 1680 Capital One Drive McLean, VA 22102 (703) 720-2243 email: joanne.addas@capitalone.com Patrick Egan Senior Vice President & Assistant Director, Tax Planning New York Community Bancorp, Inc. 615 Merrick Avenue Westbury, NY 11590 (516) 683-4665 email: patrick.egan@mynycb.com Brent C. Andersen Senior Tax Executive Bank of America, N.A. 100 North Tryon Street Charlotte, NC 28255 (980) 386-1872 email: brent.andersen@bankofamerica.com Richard C. Angelone Head of US Taxes, SVP of Tax Policy TD Bank 41 Donald B. Dean Drive ME2-059-012 South Portland, ME 04106 (207) 535-3410 email: richard.angelone@td.com Charles M. Ertel, CPA Tax Accounting Consultant Community Bank System, Inc. 5790 Widewaters Parkway DeWitt, NY 13214-1883 (315) 445-7309 email: chuck.ertel@communitybankna.com Francis M. Fetsko Executive Vice President & Chief Financial Officer Tompkins Trust Company P. O. Box 460 Ithaca, NY 14851-0460 (607) 273-3210 ext.19137 email: ffetsko@tompkinstrust.com Michael Carchia Senior Director & Associate Tax Counsel Capital One Services, Inc. 1680 Capital One Drive McLean, VA 22102 (703) 720-3144 email: michael.carchia@capitalone.com 52 David W. Fry Executive Vice President & Chief Financial Officer Flushing Bank 1979 Marcus Avenue, Suite E140 Lake Success, NY 11042-1002 (718) 512-2738 email: dfry@flushingbank.com Craig C. Lassen Senior Vice President, Director--Tax Compliance, Audits & Accounting HSBC Bank (USA), NA 452 Fifth Avenue New York, NY 10018 (212) 525-6121 email: craig.lassen@us.hsbc.com Terry R. Goodemote, CPA Senior Executive Vice President & CFO Glens Falls National Bank & Trust Co. 250 Glen Street Glens Falls, NY 12801-3505 (518) 745-1000 ext. 512 email: tgoodemote@arrowbank.com John A. Loewer Administrative Vice President of Corporate Tax M & T Bank One M & T Plaza, 3rd Floor Buffalo, NY 14203 (716) 842-5110 email: jloewer@mtb.com William Hall Vice President & Assistant Tax Director Astoria Bank One Astoria Federal Plaza Lake Success, NY 11042-1085 (516) 327-7757 email: whall@astoriabank.com Benjamin Lopata Managing Director JPMorgan Chase Bank, N.A. 1 Chase Manhattan Plaza 59th Floor, Mailcode: NY1-A527 New York, NY 10005 (212) 552-1040 email: lopata_benjamin@jpmorgan.com Benjamin Hirsh SVP & Controller/CAO Sterling National Bank 400 Rella Boulevard Montebello, NY 10901 (845) 369-8382 email: bhirsh@snb.com Luis Massiani Chief Financial Officer Sterling National Bank 400 Rella Boulevard Montebello, NY 10901 (845) 369-8040 email: lmassiani@snb.com Britta Knapp VP & Director USA Taxation, Head of State and Local Tax Planning TD Securities (USA) LLC 31 West 52nd Street New York, NY 10019-6101 (212) 827-7465 email: Britta.Knapp@tdsecurities.com Daniel McCarty SVP-Tax Director Valley National Bancorp 1455 Valley Road Wayne, NJ 07470 (973) 686-5017 email: dmccarty@valleynationalbank.com 53 Ocean Mills Director & Tax Counsel Citigroup, Inc. 388 Greenwich Street New York, NY 10013 (212) 816-0343 email: ocean.mills@citi.com James X. Petrella State & Local Income Tax Manager Wells Fargo Corporate Tax Wells Fargo & Company MAC D1050-240 401 S. Tryon Street, 24th Floor Charlotte, NC 28202-1934 (704) 383-2068 email: james.petrella@wellsfargo.com Allan I. Morris Managing Director, Corporate Tax BNY Mellon One Wall Street 32nd Floor New York, NY 10286 (212) 635-6242 email: Allan.I.Morris@BNYMellon.com Michelle M. Plummer, CPA EVP, Chief Operating Officer & Chief Financial Officer The Bank of Greene County 302 Main Street Catskill, NY 12414 (518) 943-2600 ext. 2007 email: michellep@tbogc.com Howard H. Nolan Chief Financial Officer Bridgehampton National Bank 2200 Montauk Highway P.O. Box 3005 Bridgehampton, NY 11932 (631) 537-1001 ext. 7255 email: hnolan@bridgenb.com Thomas Powers Vice President, Corporate Tax JPMorgan Chase Bank, N.A. 1 Chase Manhattan Plaza 59th Floor New York, NY 10005-1401 (212) 552-4851 email: Thomas.Powers@chase.com Gary P. Peterson Director of State & Local Income Tax Wells Fargo & Company MAC N9305-164 90 South 7th Street Minneapolis, MN 55479 (612) 667-0938 email: gary.p.peterson@wellsfargo.com Michael Pucella Executive Vice President & Chief Accounting Officer The Dime Savings Bank of Williamsburgh 209 Havemeyer Street Brooklyn, NY 11211 (718) 782-6200 ext. 8205 email: mpucella@dime.com Kevin D. Peterson Executive Vice President, Corporate Tax BNY Mellon One Wall Street 32nd Floor New York, NY 10286 (212) 635-6300 email: kdpeterson@bankofny.com Paul Sensale Chief Tax Officer Citibank, N.A. 399 Park Avenue New York, NY 10043 (212) 559-1085 email: Sensalep@citi.com 54 Jeffrey M. Serether Managing Director Ernst & Young LLP 787 Seventh Avenue, 15th Floor New York, NY 10019 (212) 773-9360 email: jeffrey.serether@ey.com Amy Thompson Vice President/Corporate Tax Manager First Niagara Bank 6950 South Transit Road P.O. Box 514 Lockport, NY 14095-0514 (716) 625-7500 email: amy.thompson@fnfg.com Jeffrey Spaulding Controller Arrow Financial Corporation 250 Glen Street Glens Falls, NY 12801-3505 (518) 745-1000 ext. 4299 email: jspaulding@arrowbank.com Seth Ugelow Senior Vice President & Controller Sterling National Bank 650 Fifth Avenue New York, NY 10019-6108 (212) 757-2444 email: seth.ugelow@sterlingnationalbank.com Leonard Stekol Executive Vice President & Chief Financial Officer Ridgewood Savings Bank 71-02 Forest Avenue Ridgewood, NY 11385 (718) 240-4702 email: lstekol@ridgewoodbank.com Angela D. Wiesner Director of State & Local Tax Citigroup Inc. 2 Court Square, 7th Floor Long Island City, NY 11120 (347) 648-2719 email: angela.d.wiesner@citi.com James S. Stiegel Senior Vice President - State and Local Taxes HSBC North America 26525 N. Riverwoods Blvd., 1SW 103 08 Mettawa, IL 60045 (224) 544-6426 email: james.s.stiegel@us.hsbc.com Thom Wilson Executive Director JPMorgan Chase Bank, N.A. 1 Chase Manhattan Plaza 59th Floor, Tax Department New York, NY 10005 (212) 552-4893 email: thomas.c.wilson@chase.com Kurt J. Swartz US Chief Tax Officer Santander Bank Mail Code: MA1-SST-05-12 75 State Street Boston, MA 02109 (617) 757-5454 email: kswartz2@santander.us Clark Wulf Corporate Tax Director KeyCorp 127 Public Square Mailcode: OH-01-27-1305 Cleveland, OH 44114-1306 (216) 689-0809 email: Clark_J_Wulf@keybank.com 55 Michael J. Zammit Director, State & Local Tax Counsel Deutsche Bank AG, Filiale New York Corporate Tax Americas 60 Wall Street New York, NY 10005-2858 (212) 250-3564 email: michael.zammit@db.com 56 Technology & Information Systems Committee Focuses on the latest developments and risk management issues involving a wide range of technology and information systems, and identifies educational and training opportunities as needed. Mark Ackerly Vice President, Director of Information Security Community Bank System, Inc. 245 Main Street Oneonta, NY 13820-2502 (607) 432-1700 email: mark.ackerly@communitybankna.com Kathleen Kelleher Executive Vice President & Chief Information Officer Glens Falls National Bank & Trust Company 250 Glen Street Glens Falls, NY 12801-9989 (518) 415-4367 email: kkelleher@arrowbank.com Scott D. Bader Senior Vice President Five Star Bank 220 Liberty Street Warsaw, NY 14569 (585) 786-1190 email: sdbader@five-starbank.com Howard M. Martin, Jr. Executive Vice President/Chief Information Officer Evans Bank, N.A. One Grimsby Drive Hamburg, NY 14075 (716) 926-2020 email: hmartin@evansbank.com Terra Carnrike-Granata Information Security Officer NBT Bank P.O. Box 351 Norwich, NY 13815 (607) 337-6162 email: tcgranata@nbtbci.com Rosemarie Mignogna Senior Vice President & Chief Technology Officer Ridgewood Savings Bank 71-02 Forest Avenue Ridgewood, NY 11385 (718) 240-4836 email: rmignogna@ridgewoodbank.com Robert Coakley Vice President, CFO & CIO North Country Savings Bank 127 Main Street PO Box 230 Canton, NY 13617 (315) 386-4533 email: bcoakley@northcountrysavings.com Ervin M. Murray Senior Vice President/CIO Ballston Spa National Bank 990 State Route 67 Ballston Spa, NY 12020-0070 (518) 363-8647 email: ervin.murray@bsnb.com 57 Laura J. Ryan Information Technology Manager Tioga State Bank One Main Street Spencer, NY 14883-0386 (607) 589-7600 ext. 1621 email: lryan@tiogabank.com Harshana Senanayake Senior Vice President/CIO/CISO Northfield Bank 581 Main Street, Suite 810 Woodbridge, NJ 07095 (732) 499-7200 ext. 2550 email: hsenanayake@enorthfield.com 58 RETAIL BANKING DIVISION Executive Committee Monitors issues relating to the retail banking arena; provides input and makes policy recommendations on relevant legislative, regulatory and legal developments and oversees the activities of Division committees; develops NYBA's Annual Retail Banking Conference and recommends additional programming and/or services to enhance retail bank performance. CHAIRMAN Michael J. Gilfeather President & CEO Orange County Trust Company Box 790 Middletown, NY 10940 (845) 341-5127 email: mgilfeather@orangecountytrust.com William E. Brown Managing Director HSBC Bank USA, N.A. 452 Fifth Avenue New York, NY 10018 (212) 525-0567 email: william.e.brown@us.hsbc.com VICE CHAIRMAN David E. Raven President of Retail Banking NBT Bank 52 S. Broad Street Norwich, NY 13815 (570) 341-8419 email: draven@nbtbank.com Louis C. DiFabio Executive Vice President, Director of Retail Banking Chemung Canal Trust Company One Chemung Canal Plaza P.O. Box 1522 Elmira, NY 14902-1522 (607) 735-2055 email: ldifabio@chemungcanal.com IMMEDIATE PAST CHAIRMAN Frank D. Filipo Executive Vice President & Operating Officer The Suffolk County National Bank P.O. Box 9000 Riverhead, NY 11901 (631) 208-2405 email: ffilipo@scnb.com Brian T. Edwards Executive Vice President & Managing Director Retail Banking Group Astoria Bank One Astoria Federal Plaza Lake Success, NY 11042-1085 (516) 327-7635 email: bedwards@astoriabank.com Thomas L. Amell President & CEO Pioneer Bank 21 Second Street Troy, NY 12180 (518) 274-4800 ext. 3460 email: amellt@pioneersb.com Tami M. Gunsch Senior Vice President, Retail Banking Berkshire Bank 41 State Street Albany, NY 12207 (518) 729-1408 email: tgunsch@berkshirebank.com 59 Ruth H. Mahoney Hudson Valley Market President KeyBank N.A. 660 White Plains Road, 2nd Floor Suite 302 Tarrytown, NY 10591 (914) 333-5721 email: ruth_mahoney@keybank.com Alan Nossen Senior Vice President/Senior Retail Officer, NYC TD Bank, N.A. 317 Madison Ave. 2nd Floor New York, NY 10017 (212) 299-5784 email: Alan.Nossen@td.com Susan Sciarra Senior Vice President, Retail Branch Network M & T Bank One M & T Plaza, 14th Floor Buffalo, NY 14203 (716) 839-6826 email: ssciarra@mtb.com EX-OFFICIO Michael P. Smith President & CEO New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1699 email: msmith@nyba.com 60 TRUST & INVESTMENT DIVISION Executive Committee Monitors issues relating to the trust and investment community; makes policy recommendations on relevant legislative, regulatory and legal developments and oversees the activities of Division committees; develops NYBA's Annual Trust & Investment Conference; and recommends additional programming and/or services to enhance the state's trust and investment community. CHAIRMAN Andrew Gallivan Managing Director Deutsche Bank Trust Company, N.A. 345 Park Avenue, 26th Floor New York, NY 10154 (212) 454-2369 email: andrew.gallivan@db.com Michael J. Carolan Director, Divisional Trust Manager Citi Trust One Court Square, 17th Floor Long Island City, NY 11120 (718) 248-7991 email: michael.carolan@citi.com Warwick M. Carter, Jr. Managing Director, Trust Counsel, and Director of Advisement Fiduciary Trust Company International 600 Fifth Avenue, 5th Floor New York, NY 10020 (212) 632-3375 email: wcarter@ftci.com VICE CHAIRMAN Michelle Benedict-Jones Senior Vice President Tompkins Trust Company P. O. Box 460 Ithaca, NY 14851-0460 (607) 274-7476 email: mbenedict-jones@tompkinsfinancial.com John M. Dowd Executive Vice President Wells Fargo Private Bank 12 E. 49th Street, Mailcode: NY4020 37th Floor New York, NY 10017 (212) 214-7692 email: john.m.dowd@wellsfargo.com IMMEDIATE PAST CHAIRMAN Kenneth J. Entenmann Senior Vice President, Chief Investment Officer NBT Bank 120 Madison Street - MONY II Plaza 18th Floor Syracuse, NY 13202 (315) 475-5891 email: kentenmann@nbtbank.com Gerard F. Joyce, Jr. Managing Director US Personal Trust HSBC Bank USA, N.A. 452 Fifth Avenue New York, NY 10018 (212) 525-2400 email: gerard.joyce@hsbcpb.com Paula M. Baker Managing Director & Chief Fiduciary Executive JPMorgan Chase Bank, N.A. 270 Park Avenue, 16th Floor New York, NY 10306 (212) 464-2775 email: paula.baker@jpmorgan.com 61 Peter G. Pangis Managing Director, Regional Trust Executive U.S. Trust, Bank of America Private Wealth Management 114 West 47th Street New York, NY 10036 (212) 852-3636 email: peter.pangis@ustrust.com Joseph M. Samulski Managing Director & Chief Fiduciary Officer BNY Mellon Wealth Management 200 Park Avenue, 7th Floor New York, NY 10166 (212) 922-7440 email: joseph.samulski@bnymellon.com Scott B. Trumbower Senior Vice President, Manager Wealth Strategies Group The Canandaigua National Bank & Trust Company Basin Park Financial Center 1150 Pittsford-Victor Road Pittsford, NY 14534 (585) 419-0670 ext. 50611 email: strumbower@cnbank.com EX-OFFICIO Michael P. Smith President & CEO New York Bankers Association 99 Park Avenue, 4th Floor New York, NY 10016-1502 (212) 297-1699 email: msmith@nyba.com 62 TRUST & INVESTMENT DIVISION Trust & Estate Administration Committee Advises NYBA on current and proposed federal and state legislative, regulatory and judicial action relating to the taxation of fiduciary accounts; maintains contact with the New York State Department of Taxation and the Internal Revenue Service; develops the bi-annual Trust and Estate Tax School. CHAIRMAN Tara T. Masters Vice President & Trust Officer Tompkins Financial Advisors P. O. Box 6437 Ithaca, NY 14851-0460 (607) 273-0037 email: tmasters@tompkinsfinancialadvisors.com Susan J. Hartley-Moss Director of Fiduciary BNY Mellon Wealth Management 200 Park Avenue, 10th Floor New York, NY 10166 (212) 922-7743 email: susan.hartley@bnymellon.com Catherine D. Noble Vice President & Trust Officer The Canandaigua National Bank & Trust Company 1150 Pittsford-Victor Road Pittsford, NY 14534 (585) 419-0670 ext. 50691 email: cnoble@cnbank.com Joseph F. Collins, III Senior Vice President & Chief Fiduciary Officer Neuberger Berman Trust Company N.A. 605 Third Avenue, 36th Floor New York, NY 10158 (212) 476-9135 email: joseph.collins@nb.com Sue A. Simpson Executive Director JPMorgan Chase Bank, N.A. 270 Park Avenue, 16th Floor New York, NY 10017 (212) 464-0994 email: sue.simpson@jpmorgan.com Eskridge Van N. Culver Managing Director, Market Trust Director US Trust, Bank of America Private Wealth Management 114 West 47th Street New York, NY 10036 (212) 852-3843 email: eskridge.culver@ustrust.com Lisa T. Walbridge Vice President & Trust Officer, Personal Trust Department Manager Glens Falls National Bank & Trust Company 250 Glen Street Glens Falls, NY 12801 (518) 745-1000 ext.402 email: lwalbridge@arrowbank.com Laura J. Giella Vice President, Fiduciary Officer Bessemer Trust Company, N.A. 630 Fifth Avenue New York, NY 10111 (212) 651-1042 email: giella@bessemer.com 63 David A. Wolkenbrod Director Deutsche Bank Trust Company, N.A. 345 Park Avenue, 26th Floor New York, NY 10154 (212) 454-2384 email: david.wolkenbrod@db.com William R. Zeltner Senior Trust & Financial Specialist Wells Fargo Private Bank 40 West 57th Street New York, NY 10019 (914) 286-5058 email: william.zeltner@wellsfargo.com 64 TRUST & INVESTMENT DIVISION Trust & Estate Tax Committee Advises NYBA on current and proposed federal and state legislative, regulatory and judicial action relating to the taxation of fiduciary accounts; maintains contact with the New York State Department of Taxation and the Internal Revenue Service; develops the bi-annual Trust and Estate Tax School. Michael R. Conway, Jr. Vice President, Senior Tax Officer JPMorgan Chase Bank, N.A. 10 South Dearborn Street Mail Code: IL1-0111 Chicago, IL 60603-2003 (312) 732-1459 email: michael.r.conway@jpmchase.com Erica D. Kostro Director & Head, Fiduciary Solutions Group Citi Trust 800 Boylston Street, 24th Floor Boston, MA 02199 (617) 859-3420 email: erica.kostro@citi.com Adam S. Rosenberg Vice President & Fiduciary Tax Manager Neuberger Berman Trust Company N.A. 919 Market Street, Suite 506 Wilmington, DE 19801 (302) 830-4352 email: adam.rosenberg@nb.com J. Scott Crafton Senior Vice President, National Tax Practice Specialist US Trust, Bank of America Private Wealth Management 114 West 47th Street NY8-114-07-07 New York, NY 10036 (212) 852-3114 email: scott.crafton@ustrust.com Jeffrey F. Winter Principal, Dir. of Fiduciary Tax Services Bessemer Trust 1225 Franklin Avenue, Ste. 500 Garden City, NY 11530 (516) 508-9689 email: winter@bessemer.com Dwayne M. Dzaak Vice President/Manager Fiduciary Trust Services HSBC Bank USA, N.A. One HSBC Center, 23rd Floor Buffalo, NY 14240 (716) 841-5471 email: dwayne.dzaak@hsbcpb.com Alan J. Gabel Director Deutsche Bank Trust Company, N.A. Private Wealth Management 60 Wall St., MS# NYC60-3203 New York, NY 10005 (212) 250-0905 email: alan.j.gabel@db.com 65 TRUST & INVESTMENT DIVISION Trust Legislative & Regulatory Committee Advises NYBA on federal and state legislative and regulatory matters affecting New York's trust and investment community; reviews and drafts proposed legislation; acts as liaison to relevant committees within the New York State Bar Association and the New York State Surrogates Association. CHAIRMAN Timothy M. Paul Executive Vice President & Chief Fiduciary Officer Goldman Sachs Trust Company 200 West Street, 40th Floor New York, NY 10282 (212) 357-5952 email: timothy.paul@gs.com Blanche Lark Christerson Managing Director Deutsche Asset & Wealth Management 31 W 52nd Street New York, NY 10019 (212) 454-1039 email: blanche.christerson@db.com Gail E. Cohen Vice Chairman Fiduciary Trust Company International 600 Fifth Avenue, 6th Floor New York, NY 10020 (212) 632-3253 email: gcohen@ftci.com M. Katherine Abate Senior Vice President & Director, Trust Services Valley National Bancorp 1195 Hamburg Turnpike Wayne, NJ 07470-0558 (973) 305-3500 x 220 email: kabate@valleynationalbank.com Gregory C. Fornasar Senior Vice President Neuberger Berman Trust Company N.A. 605 Third Avenue New York, NY 10158 (212) 476-9136 email: gregory.fornasar@nb.com Paula M. Baker Managing Director & Chief Fiduciary Executive JPMorgan Chase Bank, N.A. 270 Park Avenue, 16th Floor New York, NY 10306 (212) 464-2775 email: paula.baker@jpmorgan.com Susan J. Hartley-Moss Director of Fiduciary BNY Mellon Wealth Management 200 Park Avenue, 10th Floor New York, NY 10166 (212) 922-7743 email: susan.hartley@bnymellon.com Michelle Benedict-Jones Senior Vice President Tompkins Trust Company P. O. Box 460 Ithaca, NY 14851-0460 (607) 274-7476 email: mbenedict-jones@tompkinsfinancial.com 66 James C. Hughes Managing Director, Global Chief Trust Counsel Citibank, N.A. Citi Global Wealth Mgt/Citi Private Bank 485 Lexington Ave, 15th Floor New York, NY 10017 (212) 559-9416 email: james.c.hughes@citi.com Helen H. McCleary Managing Director JPMorgan Chase Bank, N.A. 345 Park Avenue New York, NY 10154 (212) 464-1926 email: helen.mccleary@jpmorgan.com Catherine McKnight, Esq. Senior Counsel Wells Fargo & Company Law Department, Y1379-170 123 S. Broad Street, 17th Fl. Philadelphia, PA 19109 (215) 670-6866 email: catherine.mcknight@wellsfargo.com Kathryn M. Hurley Senior Vice President & Trust Services Director Hudson Valley Bank N.A. 21 Scarsdale Road Yonkers, NY 10707 (914) 768-6940 email: khurley@hvbank.com Thomas J. Passek Administrative Vice President M & T Bank One M & T Plaza Buffalo, NY 14203 (716) 842-4200 email: tpassek@mtb.com Andrea G. Johnston Senior Vice President & Regional Fiduciary Officer US Trust Bank of America Private Wealth Management 268 Genesee Street Mail Stop NY7-200-MZ-01 Utica, NY 13502 (315) 798-2788 email: andrea.g.johnston@ustrust.com Renita Persaud Senior Vice President & Assistant Fiduciary Counsel Bessemer Trust 630 Fifth Avenue New York, NY 10111 (212) 651-1060 email: persaudr@bessemer.com Gregory Keefe Vice President & Senior Trust Counsel Tompkins Trust Company P. O. Box 460 Ithaca, NY 14851-0460 (607) 273-3210 email: GKeefe@TompkinsFinancialAdvisors.com Joseph M. Samulski Managing Director & Chief Fiduciary Officer BNY Mellon Wealth Management 200 Park Avenue, 7th Floor New York, NY 10166 (212) 922-7440 email: joseph.samulski@bnymellon.com Sharon L. Klein, Esq. Managing Director, Wealth Strategies Wilmington Trust Company 520 Madison Avenue New York, NY 10022 (212) 415-0531 email: sklein@wilmingtontrust.com 67 Sloan Saverine Vice President & Senior Trust Officer KeyBank 660 White Plains Road Tarrytown, NY 10591 (914) 333-5725 email: sloan_saverine@keybank.com Barry E. Shay Vice President, Trust Admin. II NBT Bank 120 Madison Street, 18th Floor Syracuse, NY 13202 (315) 475-7595 email: bshay@nbtbank.com Nancy Stanger Wood, Esq. Director & Assistant General Counsel Bank of America, N.A. 114 West 47th Street 9th Floor New York, NY 10036-1532 (212) 852-2163 email: nancy.wood@bankofamerica.com Jeffrey F. Winter Principal, Dir. of Fiduciary Tax Services Bessemer Trust 1225 Franklin Avenue, Ste. 500 Garden City, NY 11530 (516) 508-9689 email: winter@bessemer.com 68 NYBA Regional Officers WESTERN REGION Frank H. Hamlin, III President & CEO The Canandaigua National Bank & Trust Co. 72 South Main Street Canandaigua, NY 14424-1999 (585) 394-4260 ext.36001 email: fhamlin@cnbank.com LONG ISLAND REGION Stuart H. Lubow Chairman, President & CEO Community National Bank 400 Broadhollow Road Melville, NY 11747 (516) 498-9111 ext. 1101 email: SLubow@CNBNY.com NEW YORK CITY REGION Howard P. Milstein Co-Chairman, President & CEO New York Private Bank & Trust 6 East 43rd Street New York, NY 10017 (212) 850-4905 email: hpm@emigrant.com SOUTHERN TIER AND CENTRAL REGION Ronald M. Bentley President & CEO Chemung Canal Trust Company One Chemung Canal Plaza Elmira, NY 14902 (607) 737-3900 email: rbentley@chemungcanal.com CAPITAL & NORTHEAST REGION Hugh J. Donlon President, Northeast Region KeyBank, N.A. 66 South Pearl Street Albany, NY 12207 (518) 257-8619 email: hugh_donlon@key.com HUDSON VALLEY & WESTCHESTER/ ROCKLAND REGION Michael J. Quinn President & CEO Rhinebeck Bank 2 Jefferson Plaza, 3rd Floor Poughkeepsie, NY 12601 (845) 790-1501 ext. 501 email: mquinn@rhinebeckbank.com 69 Member Banks by Region WESTERN REGION – BUFFALO/ROCHESTER Alden State Bank Bank of Akron Bank of Cattaraugus Bank of Holland The Canandaigua National Bank & Trust Company Cattaraugus County Bank, Little Valley Evans Bank, N.A., Hamburg Fairport Savings Bank First Niagara Bank, Lockport Five Star Bank, Warsaw Genesee Regional Bank HSBC Bank USA, N.A., Buffalo Lake Shore Savings & Bank, Dunkirk Lyons National Bank M & T Bank, Buffalo Medina Savings & Loan Association Savannah Bank, N.A. Tompkins Bank of Castile, Batavia Upstate National Bank, Rochester USNY Bank, Geneva SOUTHERN TIER & CENTRAL REGION Adirondack Bank, Utica Bank of Utica Carthage Federal Savings & Loan Association Cayuga Lake National Bank, Union Springs Chemung Canal Trust Company, Elmira Citizens Bank of Cape Vincent Citizens National Bank, Hammond Community Bank, N.A., Dewitt The Delaware National Bank of Delhi The First National Bank of Dryden The First National Bank of Groton Fulton Savings Bank Maple City Savings Bank, Hornell Market Street Trust Company, Corning Massena Savings & Loan Association The National Bank of Delaware County, Walton NBT Bank, Norwich North Country Savings Bank, Canton Northeast Savings Bank, Lakewood Oneida Savings Bank PathFinder Bank, Oswego 70 Patriot Federal Bank, Canajoharie Solvay Bank Steuben Trust Company, Hornell Tioga State Bank, Spencer Tompkins Trust Company, Ithaca Watertown Savings Bank Woodforest Bank CAPITAL & NORTHEAST REGION The Adirondack Trust Company, Saratoga Springs Ballston Spa National Bank Bank of Greene County, Catskill Bank of Richmondville Berkshire Bank, Albany Capital Bank, Albany* Champlain National Bank, Willsboro First National Bank of Scotia Glens Falls National Bank & Trust Company KeyBank, N.A., Albany* National Bank of Coxsackie The National Union Bank of Kinderhook Patriot Federal Bank, Canojoharie Pioneer Bank, Troy Saratoga National Bank & Trust Company, Saratoga Springs TD Bank, Glens Falls HUDSON VALLEY & WESTCHESTER/ROCKLAND REGION Bank of Millbrook Catskill Hudson Bank, Monticello Empire State Bank, Newburgh First Federal Savings of Middletown Greater Hudson Bank, Middletown Hometown Bank of the Hudson Valley, Walden Hudson Valley Bank, N.A., Yonkers Jeff Bank, Jeffersonville Orange County Trust Company, Middletown Putnam County National Bank, Carmel Putnam County Savings Bank, Brewster Rhinebeck Bank, Poughkeepsie Rondout Savings Bank Tompkins Mahopac Bank Ulster Savings Bank, Kingston Walden Savings Bank, Montgomery Wallkill Valley Federal Savings & Loan Association The Westchester Bank, Yonkers 71 LONG ISLAND REGION American Community Bank, Glen Cove Astoria Bank, Lake Success Bridgehampton National Bank Community National Bank, Melville Empire National Bank, Islandia Esquire Bank, Garden City The First National Bank of Long Island, Glen Head Flushing Bank, Lake Success Hanover Community Bank, Garden City Park New York Commercial Bank, Islandia New York Community Bancorp, Inc., Westbury People’s United Bank, Smithtown Quontic Bank, Great Neck The Suffolk County National Bank, Riverhead NEW YORK CITY REGION Amalgamated Bank Bank of America, N.A. The Bank of New York Mellon Bank of Tokyo-Mitsubishi UFJ Bessemer Trust Company, N.A. Capital One Bank CIT Bank Citibank, N.A. Country Bank Cross County Savings Bank, Middle Village Deutsche Bank The Dime Savings Bank of Williamsburgh, Brooklyn Emigrant Savings Bank Evercore Trust Company, N.A. Fiduciary Trust Company International Goldman Sachs Trust Company, N.A. Investors Bank Interaudi Bank J.P. Morgan Chase & Co. Maspeth Federal Savings & Loan Association Neuberger Berman Trust Company, N.A. New York Private Bank & Trust Northfield Bank, Staten Island Popular Community Bank Ridgewood Savings Bank Rockefeller Trust Company Santander Bank Sterling National Bank Union Bank United Orient Bank 72 Valley National Bank, Merchants Bank Division Victory State Bank, Staten Island Wells Fargo Banks in the New York City Region are in Manhattan unless otherwise noted. 73 Member Banks – Alphabetical Order -A- Adirondack Bank, Utica The Adirondack Trust Company, Saratoga Springs Alden State Bank Amalgamated Bank, New York City American Community Bank, Glen Cove Astoria Bank, Lake Success -B- Ballston Spa National Bank Bank of Akron Bank of America, N.A. Bank of Cattaraugus The Bank of Greene County, Catskill Bank of Holland Bank of Millbrook The Bank of New York Mellon, New York City Bank of Richmondville Bank of Tokyo-Mitsubishi UFJ, New York City Bank of Utica Berkshire Bank, Albany Bessemer Trust Company, N.A., New York City Bridgehampton National Bank -C- The Canandaigua National Bank & Trust Company Capital Bank, Albany Capital One Bank, Melville Carthage Federal Savings & Loan Association Catskill Hudson Bank, Monticello Cattaraugus County Bank, Little Valley Cayuga Lake National Bank, Union Springs CFS Bank Division* Champlain National Bank, Willsboro Chemung Canal Trust Company, Elmira CIT Bank, New York City Citibank, N.A., New York City* Citizens Bank of Cape Vincent Citizens National Bank, Hammond Community Bank, N.A., Dewitt Community National Bank, Melville Country Bank, New York City Cross County Savings Bank, Middle Village 74 -D- The Delaware National Bank of Delhi Deutsche Bank, New York City The Dime Savings Bank of Williamsburgh, Brooklyn -E- Emigrant Savings Bank, New York City Empire National Bank, Islandia Empire State Bank, N.A., Newburgh Esquire Bank, Garden City Evans Bank, N.A., Hamburg Evercore Trust Company, N.A., New York City -F- Fairport Savings Bank Fiduciary Trust Company International, New York City First Federal Savings of Middletown The First National Bank of Dryden The First National Bank of Groton The First National Bank of Long Island, Glen Head First National Bank of Scotia First Niagara Bank, Lockport Five Star Bank, Warsaw Flushing Bank, FSB, Lake Success Fulton Savings Bank -G- Genesee Regional Bank, Rochester Glens Falls National Bank & Trust Company* Goldman Sachs Trust Company, N.A., New York City Greater Hudson Bank, N.A., Middletown -H- Hanover Community Bank, Garden City Park Hometown Bank of the Hudson Valley, Walden HSBC Bank USA, Buffalo Hudson Valley Bank, N.A., Yonkers -I- Investors Bank, Short Hills, NJ Interaudi Bank, New York City 75 -J- Jeff Bank, Jeffersonville J.P. Morgan Chase & Co., New York City -K- KeyBank, N.A., Albany -L- Lake Shore Savings Bank, Dunkirk Lyons National Bank -M- Maple City Savings Bank, FSB, Hornell Market Street Trust Company, Corning Maspeth Federal Savings & Loan Association Massena Savings & Loan Association Medina Savings & Loan Association M&T Bank, Buffalo -N- National Bank of Coxsackie The National Bank of Delaware County, Walton The National Union Bank of Kinderhook NBT Bank, Norwich* Neuberger Berman Trust Company, N.A., New York City New York Commercial Bank, Islandia New York Community Bancorp, Inc., Westbury New York Private Bank & Trust, New York City Northeast Savings Bank, Lakewood The North Country Savings Bank, Canton Northfield Bank, Staten Island -O- Oneida Savings Bank Orange County Trust Company, Middletown -P- PathFinder Bank, Oswego Patriot Federal Bank, Canajoharie People’s United Bank, Smithtown Pioneer Bank, Troy Popular Community Bank, New York City 76 Putnam County National Bank, Carmel Putnam County Savings Bank, Brewster -Q- Quontic Bank, Great Neck -R- Rhinebeck Bank, Poughkeepsie Richmond County Savings Bank* Ridgewood Savings Bank Rondout Savings Bank, Kingston Roosevelt Savings Bank* Roslyn Savings Bank* -S- Santander Bank, New York City Saratoga National Bank & Trust Company, Saratoga Springs* Savannah Bank, N.A. Solvay Bank Sterling National Bank, New York City Steuben Trust Company, Hornell The Suffolk County National Bank, Riverhead -T- TD Bank, New York, Glens Falls Tioga State Bank, Spencer Tompkins Bank of Castile, Batavia* Tompkins Trust Company, Ithaca* Tompkins Mahopac Bank* -U- Ulster Savings Bank, Kingston Union Bank, New York City United Orient Bank, New York City Upstate National Bank, Rochester USNY Bank, Geneva -V- Valley National Bank, Merchants Bank Division, New York City Victory State Bank, Staten Island 77 -W- Walden Savings Bank, Montgomery Wallkill Valley Federal Savings and Loan Association Watertown Savings Bank Wells Fargo The Westchester Bank, Yonkers Woodforest Bank, Fulton *Bank is an affiliate of a multi-bank holding company 78 Multi-Bank Holding Companies Arrow Financial Corporation Glens Falls National Bank & Trust Company Saratoga National Bank & Trust Company, Saratoga Springs New York Community Bancorp, Inc, New York Community Bank CFS Bank Division Queens County Savings Bank Division Richmond County Savings Bank Division Roosevelt Savings Bank Division Roslyn Savings Bank Division New York Commercial Bank Atlantic Bank Division Tompkins Financial Corporation Tompkins Bank of Castile Tompkins Mahopac Bank Tompkins Trust Company Financial Services Industry Members Lazard Wealth Management The LeFrak Trust Company PNC Financial Services Group, Inc. Promontory Interfinancial Network, LLC PULSE Rockefeller & Co. State Farm Mutual Automobile Insurance Company Transamerica Financial Solutions USAA Bank Wells Fargo & Co. Non-Resident Members Gulf International Bank, (UK) Ltd. 79 Service Members For descriptions of the companies’ products and services, contact persons, and telephone and fax numbers, please go to www.nyba.com and click on “Service Member Profiles” in the Resources section. -A- ABA Insurance Services, Inc. Accume Partners Alston & Bird LLP Ambassador Financial Group, Inc. Arnold & Porter LLP Arthur J. Gallagher Risk Management Services Arthur Warren Associates Atlantic Central Bankers Bank Austin & Williams -B- BancAlliance BDO USA, LLP Bank Financial Services Group Banking Spectrum BeamaLife Corporation Bonadio Group Brookline Development Company Buckley Sandler LLP -C- Capital Performance Group, LLC CEIS Review, Inc. COCC Commerce Street Capital The Community Preservation Corp. Crowe Horwath LLP Cullen & Dykman LLP -D- Day Pitney Deloitte & Touche LLP Deluxe Financial Services Inc. Dorsey & Whitney, LLP 80 -E- Elan Financial Services eScope Solutions -F- Federal Home Loan Bank of New York Federated Investors Inc. Fidelity Investments Financial Services, Inc. Financial Solutions Partners, LLC FinPro, Inc. FIS Fiserv, Inc. FiTek, LLC FTN Financial Group -G- G2Link Goodwin Procter LLP Grant Thornton LLP -H- Hahn & Hessen LLP Hinman, Howard & Kattell, LLP Hogan Lovells US LLP Holland & Knight LLP Hughes Hubbard & Reed, LLP -I- Institutional Insurance Group, LLC Investors Title Insurance Co. Invictus Consulting Group -J- Jack Henry & Associates, Inc. Jackson Lewis LLP Jaspan Schlesinger LLP JPMorgan I-Solutions -K- The Kafafian Group, Inc. Kaplan & Associates, Inc. Kilpatrick Townsend & Stockton LLP 81 KPMG LLP -L- Lamb & Barnosky LLP Locke Lord Bissell & Liddell LLP Luse Gorman Pomerenk & Schick, P.C. -M- Marcum LLP MBAF CPA’s LLC McLagan McNamee, Lochner, Titus & Williams, P.C. Moses & Singer LLP Morrow & Co., LLC -N- New York Business Development Corporation Nixon, Peabody LLP Northeast Capital & Advisory, Inc. Novantas -O- Oppenheimer & Co. Inc. Optimum System Products, Inc. -P- P&G Associates Pacific Coast Bankers Bank Pearl Meyer & Partners Pentegra Retirement Services Phillips Lytle LLP Platzer, Swergold, Levine, Goldberg, Katz & Jaslow LLP POM Recoveries, Inc. Pryor Cashman LLP Putney, Twombly, Hall & Hirson LLP PWCampbell -R- Roosevelt & Cross, Inc. 82 -S- Sandler O’Neill & Partners, L.P. Security Integrations Security Management Partners State Tax Refund Service Sterne, Agee & Leach, Inc. Stifel Nicolaus & Company, Inc. -T- Thompson Coburn LLP TransFirst, LLC Travelers Companies Trepp LLC -V- Vantiv Verafin -W- Weil, Gotshal & Manges LLP WeiserMazars LLP WithumSmith+Brown WNC Insurance Services, Inc. Wolf & Company, P.C. Wolters Kluwer Financial Services Woods Oviatt Gilman LLP -Z- Zero In 83 Profit Solutions Resources NYBA’s Profit Solutions are designed to serve the members and to enhance the role of the Association by utilizing its mass purchasing power to develop, administer and market products and services that produce Expense-Savings, Extra Features, Fee Income and Excellent Service. The entire Profit Solutions Portfolio can be found at: www.nyba.com/profitsolutions/product-list. NYBA Sponsored Healthcare Solutions from POMCO Group - As NYBA’s medical administration partner of choice, POMCO Group offers NYBA Members custom solutions tailored to the size and experience of each individual bank. Gremln - through its social media management software and compliance toolkit, NYBA Members can compliantly and securely participate in social media. GREMLN allows banks to moderate their social media posts, filter non-compliant keywords, and archive their social media activities as outlined by industry regulations. IIG – Offers NYBA Members a large, seasoned group of BOLI consultants with significant experience and clientbase in New York; Experienced and knowledgeable staff for ongoing plan support; A state-of-the-art administration platform to support the plans; Insurance carrier credit expertise and comprehensive analytical capabilities; and Relationships with a broad array of quality insurance carriers. TransFirst® - Since 2001, NYBSCO has aligned with TransFirst®, one of the nation’s leading providers of payment processing services, to provide NYBA Members with payment processing products and services that will help your merchant processing business grow and succeed. Transamerica - Transamerica’s relationship with the NYBA Group Creditors Insurance Trust allows NYBA Members to provide their loan customers with Credit Life & Disability protection at an affordable cost, offering financial peace of mind. Best of all, participating in the NYBA Group Creditors Insurance Trust is an excellent way for participating NYBA Members to generate fee income 84 Index Abate, M. Katherine. ............................................................ 66 ................... (973) 305-3500 ext. 220 Ackerly, Mark ....................................................................... 57 ................................. (607) 432-1700 Addas, Joanne ..................................................................... 52 ................................. (703) 720-2243 Alexander, John W. .................................................. 12, 25, 47 ................. (732) 499-7200 ext. 2501 Alleva, Katherine A. .............................................................. 42 ................................. (914) 582-2019 Allister, Jeffrey W. ................................................................. 34 ................................. (212) 819-1928 Alonso, Chris ....................................................................... 17 ................ (617) 533-1259 (48-1259) Amell, Thomas L. .................................................................. 59 ................. (518) 274-4800 ext. 3460 Andersen, Brent C. ............................................................... 52 ................................. (980) 386-1872 Andino, Nereida S. ................................................................ 22 ................................. (646) 855-3605 Angelone, Richard C. ............................................................ 52 ................................. (207) 535-3410 Antonello, Anthony ............................................................... 17 ................................. (315) 445-7303 Armstrong, Karen L. .................................................... 5, 47, 49 ................................. (212) 297-1635 August, John ........................................................................ 17 ................................. (716) 841-4128 Babb, Daniel L. ....................................................................... 5 ................................. (212) 297-1689 Bader, Scott D. ..................................................................... 57 ................................. (585) 786-1190 Badger, Timothy .................................................................. 49 ................................. (518) 415-4306 Baker, Bruce J. ..................................................................... 34 ................................. (585) 263-1232 Baker, Paula M. .............................................................. 61, 66 ................................. (212) 464-2775 Ballweg, SallyAnne K. ........................................................... 24 ................................. (516) 671-4900 Barber, Bernadette R. ........................................................... 42 ................................. (315) 445-3122 Barker, Jeffrey H. ............................................................ 11, 25 ................................. (646) 556-1680 Barnett, Warren ................................................................... 17 ................................. (845) 918-5119 Bay, Robert A. ...................................................................... 17 ................................. (607) 337-6473 Beck, Christopher B. ............................................................. 29 ................................. (516) 683-4411 Benedict-Jones, Michelle ......................................... 10, 61, 66 ................................. (607) 274-7476 Bennett, Lance ..................................................................... 34 ................................. (718) 486-4312 Bentley, Ronald M. ............................................. 14, 25, 47, 69 ................................. (607) 737-3900 Birmingham, Martin K. .......................................................... 45 ................................. (585) 627-1321 Blose, James P. .................................................................... 34 ................................. (914) 961-1300 Blow, Timothy ...................................................................... 50 ................................. (518) 363-8641 Bochenski, Melissa .............................................................. 29 ................................. (716) 848-7489 Boger, Peter M. ......................................................... 11, 24, 25 ................................. (718) 240-4757 Bowen, George J. ................................................................. 44 ................... (607) 687-6547 ext. 226 Boyd, John J. ........................................................................ 17 ................................. (518) 584-5844 Braca, Gregory B. ................................................................. 12 ................................. (212) 918-4163 Braden, Steve ...................................................................... 17 ................................. (631) 531-2947 Bridger, Chester ................................................................... 49 ................................. (716) 842-5182 Bronson, Arthur J. ................................................................. 34 ................................. (716) 842-5837 Bronstein, Gary R. ................................................................ 34 ................................. (202) 508-5850 Brown, Edward W. .................................................................. 7 ................................. (518) 869-8378 Brown, James A. ................................................................... 29 ................................. (703) 720-2224 Brown, Katharine B. .............................................................. 34 ................................. (845) 369-8482 Brown, Lloyd W., II................................................................. 22 ................................. (212) 559-6871 85 Brown, William E. .................................................................. 59 .................................(212) 525-0567 Bryant, Michael C. ................................................................. 17 .................................(716) 842-4469 Buhrmaster, Louis H. ............................................................ 50 .................................(518) 370-7200 Buran, John R. ............................................................ 9, 25, 51 .................................(718) 512-2704 Burstein, David ..................................................................... 34 .................................(212) 350-2580 Calabrese, Judith ................................................................. 42 .................................(732) 499-7200 Carchia, Michael .................................................................. 52 .................................(703) 720-3144 Carnrike-Granata, Terra ....................................................... 57 .................................(607) 337-6162 Carolan, Michael J. ............................................................... 61 .................................(718) 248-7991 Carr, Peter V. , Jr. .................................................................. 29 .................................(518) 465-5340 Carter, Warwick M. , Jr........................................................... 61 .................................(212) 632-3375 Castle, Mark L. ...................................................................... 29 .................................(212) 635-8117 Catalano, Sherri A. ................................................................ 44 .................................(585) 345-6182 Ceci, David J. ........................................................................ 34 ................. (732) 499-7200 ext. 2505 Cestaro, Rafael E. ................................................................. 22 .................................(212) 869-5300 Cha, K.C. .............................................................................. 34 .................................(212) 510-2230 Chapman, Anthony J. , III ........................................................ 7 .................................(609) 520-1188 Chappelle Golston, Robin .................................................... 29 .................................(212) 270-6741 Chilton, Lynn S. ..................................................................... 52 .................................(980) 386-8595 Christerson, Blanche Lark .................................................... 66 .................................(212) 454-1039 Coakley, Robert ................................................................... 57 .................................(315) 386-4533 Cohen, Gail E. ............................................................. 9, 51, 66 .................................(212) 632-3253 Collingwood, John E. ............................................................ 29 .................................(202) 661-7130 Collins, Joseph F. , III............................................................. 63 .................................(212) 476-9135 Contino, Victoria ............................................................... 7, 29 .................................(212) 915-5225 Conway, Michael R. , Jr. ........................................................ 65 .................................(312) 732-1459 Copeland, Brenda L. ............................................................. 50 .................................(607) 324-5010 Cordts, Jane K. ..................................................................... 40 .................................(518) 591-4004 Corkery, Kate ....................................................................... 29 .................................(518) 436-6202 Cosentino, Frank T. ............................................................... 40 .................................(973) 924-2072 Costa, Anthony P. ................................................................. 25 .................................(845) 451-7801 Costello, Ann S. .................................................................... 30 .................................(202) 624-7920 Costello, Patrick E. ................................................................ 16 .................................(607) 337-6151 Crafton, J. Scott ................................................................... 65 .................................(212) 852-3114 Crowley, Terri ....................................................................... 30 .................................(518) 436-0751 Cullen, Patrick J. ................................................................... 17 .................................(716) 257-3431 Culver, Eskridge Van N. ........................................................ 63 .................................(212) 852-3843 Cusack, Clare M. ......................................................... 5, 30, 47 .................................(212) 297-1664 Czarnecki, Mark J. ...................................................... 9, 25, 51 .................................(716) 842-5291 Czora, Carol Ann .................................................................. 17 .................................(716) 926-2034 Dameron, Michael T. ............................................................. 30 .................................(410) 757-4218 Davenport, James F. ............................................................. 50 ................. (845) 331-0073 ext. 2263 De La Vega, Robert ............................................................. 30 .................................(612) 667-5051 Decker, Rhonda L. ................................................................ 18 ................... (845) 482-4000 ext. 175 DeMarco, David S. ................................................................ 45 ................... (518) 745-1000 ext. 283 Dietrich, Martin A. ........................................................ 9, 25, 51 .................................(607) 337-6119 DiFabio, Louis C. ................................................................... 59 .................................(607) 735-2055 86 Dimola, Vito N. ...................................................................... 44 ................................. (718) 782-6200 DiSalvatore, William ............................................................. 35 ................................. (516) 683-4145 Doherty, Kenneth J. .............................................................. 44 ................... (718) 448-1000 ext. 540 Donlon, Hugh J. ........................................................ 14, 25, 69 ................................. (518) 257-8619 Doonan, Patrick M. ............................................................... 18 ................................. (917) 322-6544 Dorado, Raymond J. ............................................................. 35 ................................. (212) 635-1643 Doran, Brian F. ............................................................... 25, 30 ................................. (212) 445-1892 Douglas, Thomas J. , Jr. ........................................................ 35 ................................. (516) 357-3707 Dowd, John M. ...................................................................... 61 ................................. (212) 214-7692 Dubicki, Shannon ................................................................. 52 ................................. (860) 633-1397 Dzaak, Dwayne M. ................................................................ 65 ................................. (716) 841-5471 Edwards, Brian T. ................................................................. 59 ................................. (516) 327-7635 Egan, Patrick ....................................................................... 52 ................................. (516) 683-4665 ElKhateeb, Joyce ................................................................. 35 ................................. (212) 559-9342 Entenmann, Kenneth J. ........................................................ 61 ................................. (315) 475-5891 Ertel, Charles M. ................................................................... 52 ................................. (315) 445-7309 Felton, Thomas H. ................................................................ 16 ................................. (585) 345-6167 Ferguson, Thelma B. ...................................................... 15, 26 ................................. (212) 270-0889 Fetsko, Francis M. ................................................................ 52 ................ (607) 273-3210 ext.19137 Ficalora, Joseph R. ........................................................... 9, 26 ................................. (516) 683-4404 Filiberto, Ruth ...................................................................... 42 ................................. (718) 512-2720 Filipo, Frank D. ............................................................... 24, 59 ................................. (631) 208-2405 Fisher, Robert M. .................................................................. 45 ................. (607) 589-7600 ext. 2021 Fornasar, Gregory C. ............................................................ 66 ................................. (212) 476-9136 Frandina, Mary Ellen ............................................................. 42 ................................. (716) 926-8753 Fredston, Dale C. .................................................................. 35 ................................. (212) 757-8064 Freeman, James J. , Jr. ......................................................... 35 ................................. (845) 634-0888 Friedlander, Kevin ................................................................ 49 ................................. (908) 907-1317 Friedman, John P. ................................................................ 30 ................................. (973) 377-6662 Fromer, Kevin I. .................................................................... 30 ................................. (202) 466-3561 Fruchtman, Lawrence D. ...................................................... 35 ................................. (212) 895-4431 Fry, David W. ........................................................................ 53 ................................. (718) 512-2738 Gabel, Alan J. ....................................................................... 65 ................................. (212) 250-0905 Gallivan, Andrew ...................................................... 10, 27, 61 ................................. (212) 454-2369 Ganey, Thomas E. .......................................................... 12, 46 ................................. (315) 252-4551 Garcia, Elizabeth ................................................................. 18 ................................. (845) 790-6380 Garvin, Marianne ................................................................. 22 ................... (631) 471-1215 ext. 175 Gaudioso, Gary .................................................................... 18 ................................. (845) 440-2980 Getman, George J. ............................................................... 35 ................................. (315) 445-7308 Giamo, Christopher C. .................................................... 18, 26 ................................. (631) 847-7260 Gibson, Donald E. ........................................................... 12, 46 ................. (518) 943-2600 ext. 2001 Gibson, Robert W. ................................................................ 40 ................................. (518) 433-2527 Giella, Laura J. ...................................................................... 63 ................................. (212) 651-1042 Gilfeather, Michael J. ...................................................... 10, 59 ................................. (914) 768-6959 Glass, David L. ..................................................................... 35 ................................. (212) 554-7800 Goldstein, Michelle .............................................................. 30 ................................. (212) 635-1019 Gonzalez, Ivan ....................................................................... 6 ................................. (212) 297-1623 87 Goodemote, Terry R. ............................................................ 53 ................... (518) 745-1000 ext. 512 Gordon, Carol ....................................................................... 42 .................................(845) 454-8555 Grasso, Maria A. ................................................................... 46 .................................(718) 512-2701 Greenberg, Steven A. ........................................................... 49 .................................(518) 469-9858 Grier, Bernell K. ..................................................................... 22 .................................(212) 519-2520 Griffin, Mary A. ...................................................................... 30 .................................(518) 432-1286 Griffin, Richard E. .................................................................. 18 .................................(607) 337-6261 Grip, Brian P. ......................................................................... 31 .................................(603) 647-7625 Grossi, Richard J. .................................................................. 35 .................................(856) 874-2491 Grote, Dennis ....................................................................... 18 .................................(973) 924-8328 Guidi, Patricia A. ................................................................... 18 ................. (516) 498-9111 ext. 1131 Guido, Frank ........................................................................ 18 .................................(315) 468-1661 Gunsch, Tami M. ................................................................... 59 .................................(518) 729-1408 Hall, Michael ......................................................................... 36 .................................(518) 447-3307 Hall, William ......................................................................... 53 .................................(516) 327-7757 Halpin, Philip ........................................................................ 18 .................................(631) 360-9376 Hamlin, Frank H., III ................................................... 14, 26, 69 ............... (585) 394-4260 ext. 36001 Hamlin, George W., IV ........................................................... 47 ............... (585) 394-4260 ext. 36038 Harder, Robert D. .................................................................. 42 .................................(607) 433-4157 Harris, Lloyd G. ..................................................................... 36 .................................(212) 552-1785 Harris, Paul N. ....................................................................... 36 .................................(216) 689-0350 Hartley-Moss, Susan J. ................................................... 63, 66 .................................(212) 922-7743 Haughey, Kevin F. ................................................................. 40 .................................(631) 962-2829 Hauk, Robert J. ..................................................................... 19 .................................(201) 529-7771 Hausdorf, Ed ........................................................................ 19 .................................(305) 231-6576 Herring, John ........................................................................ 31 .................................(212) 915-5395 Hickey, Daniel C. ................................................................... 44 .................................(212) 850-4851 Hicks, Kevin ..................................................................... 5, 47 .................................(212) 297-1669 Hirsh, Benjamin .................................................................... 53 .................................(845) 369-8382 Hodges, Timothy B. ............................................................... 31 .................................(203) 338-2952 Holbrook, Paul K. .................................................................. 31 .................................(716) 841-2784 Horstmyer, Ryan ............................................................ 31, 36 .................................(518) 449-8893 Hudd, Stephen J. .................................................................. 40 .................................(203) 401-5756 Hughes, James C. ................................................................. 67 .................................(212) 559-9416 Hughes, Michael C. ............................................................... 31 .................................(515) 213-4628 Hurley, Kathryn M. ................................................................ 67 .................................(914) 768-6940 Hyland, Rosemary ................................................................ 43 .................................(845) 278-1077 Hynes, Dorothy ...................................................................... 6 .................................(212) 297-1682 Imbasciani, Michele F. .......................................................... 13 .................................(718) 248-3685 Ingalls, Jason A. .................................................................... 19 ............... (585) 394-4260 ext. 40640 Ireland, Andrew .................................................................... 13 .................................(212) 525-2780 Jacob, Nancy ....................................................................... 42 .................................(631) 208-2311 Janis, Ronald H. .................................................................... 36 .................................(212) 297-5813 Jay, William M. ...................................................................... 36 .................................(202) 346-4190 Johnson, Mary Ellen .............................................................. 19 .................................(716) 841-5001 Johnston, Andrea G. ............................................................. 67 .................................(315) 798-2788 Joyce, Gerard F., Jr. .............................................................. 61 .................................(212) 525-2400 88 Kananis, Konstantinos (Gus) ................................................. 5 ................................. (518) 434-3556 Kantor, Craig M. .................................................................... 40 ................................. (973) 439-5020 Kaufmann, Kevin J. ............................................................... 19 ................................. (516) 683-4047 Keefe, Gregory .................................................................... 67 ................................. (607) 273-3210 Kehoe, Robert ...................................................................... 19 ................................. (212) 899-2188 Kelleher, Kathleen ............................................................... 57 ................................. (518) 415-4367 Keller, Benjamin ................................................................... 19 ................................. (504) 533-5844 Kerrigan, Kathleen A. ............................................................ 36 ................................. (980) 386-5218 Kim, Jennifer H. .................................................................... 49 ................................. (212) 622-7068 Kimmelman, Gary A. ............................................................. 36 ................................. (718) 248-9102 Kirk, Joseph F. ...................................................................... 26 ................................. (212) 214-4589 Klein, Sharon L. .................................................................... 67 ................................. (212) 415-0531 Klotzbach, Kevin B. ............................................................... 50 ................................. (585) 786-1130 Knapp, Britta ........................................................................ 53 ................................. (212) 827-7465 Koelbl, Christian G. , III .......................................................... 36 ................................. (716) 848-1256 Kostro, Erica D. ..................................................................... 65 ................................. (617) 859-3420 Kotkin, Roberta B. ....................................................... 5, 31, 36 ................................. (212) 297-1684 Kramer, Paul A. .................................................................... 37 ................................. (617) 346-4039 Kunze, Hans R. ..................................................................... 16 ................................. (585) 786-0261 Lamishaw, Hilary ................................................................. 22 ................... (518) 272-8289 ext. 214 Landy, James J. .......................................................... 8, 47, 51 ................................. (914) 771-3230 Lassen, Craig C. ................................................................... 53 ................................. (212) 525-6121 Lava, Richard ....................................................................... 19 ................................. (718) 248-1981 Lavarnway, Mark R. .............................................................. 45 ................................. (315) 222-7232 Leboff, Barbara ...................................................................... 6 ................................. (212) 297-1688 Legg, Elisa R. ......................................................................... 5 ................................. (212) 297-1679 Lenz, Edward M. ................................................................... 43 ..................... (518) 584-5844 x 2324 Lipkin, Gerald H. ................................................................... 26 ................................. (973) 305-4001 Locorriere, Michael P. ........................................................... 40 ................. (631) 773-1146 ext. 1910 Loewer, John A. .................................................................... 53 ................................. (716) 842-5110 Lopata, Benjamin ................................................................. 53 ................................. (212) 552-1040 Lubow, Stuart H. ............................................................. 15, 69 ................. (516) 498-9111 ext. 1101 Ludwig, Eugene A. ................................................................ 26 ................................. (202) 662-6980 Luse, Eric ............................................................................. 37 ................................. (202) 274-2002 MacKenzie, Scott A. ............................................................. 16 ................................. (315) 828-6320 MacKrell, Patrick J. ............................................................... 22 ................................. (518) 694-8458 Mahabir, Drucilla .................................................................... 5 ................................. (212) 297-1661 Mahoney, Ruth H. ................................................................. 60 ................................. (914) 333-5721 Majka, John ......................................................................... 19 ................... (315) 798-4039 ext. 298 Makowski, George ............................................................... 19 ................................. (718) 326-6324 Manditch, Douglas C. ........................................................... 26 ................................. (631) 348-4444 Martin, Howard M. , Jr. .......................................................... 57 ................................. (585) 627-1321 Masluk, Timothy ................................................................... 20 ................................. (212) 298-1322 Massiani, Luis ...................................................................... 53 ................................. (845) 369-8040 Masters, Tara T. ................................................................... 63 ................................. (607) 273-0037 Maude Leung, Kelly ............................................................. 49 ................................. (516) 683-4032 McCahey, John P. ................................................................ 37 ................................. (212) 478-7420 89 McCarty, Daniel .................................................................... 53 .................................(973) 686-5017 McCleary, Helen H. ............................................................... 67 .................................(212) 464-1926 McClintock, Douglas J. .......................................................... 37 .................................(212) 850-4817 McCluskey, John .................................................................. 20 .................................(631) 847-7295 McCormack, R. Christopher ................................................. 31 .................................(518) 436-4077 McGovern, Margaret M. ........................................................ 31 .................................(518) 649-9841 McKenna, Anne E. ................................................................ 40 ................. (607) 589-7600 ext. 2024 McKnight, Catherine ............................................................. 67 .................................(215) 670-6866 McLaughlin, R. Mitchell ........................................................ 46 .................................(585) 786-1111 Meislahn, Harry P. ................................................................. 37 .................................(518) 447-3264 Mellone, Glen C. ................................................................... 20 .................................(201) 231-0808 Menting, Mark J. .................................................................... 37 .................................(212) 558-4859 Mestrich, Keith ..................................................................... 26 .................................(212) 895-4478 Meyer, Bill ............................................................................ 20 .................................(718) 326-6300 Mezeul, Patricia .................................................................... 40 .................................(516) 281-1150 Mignogna, Rosemarie .......................................................... 57 .................................(718) 240-4836 Miller, Mitchell W. .................................................................. 41 .................................(518) 257-8665 Mills, Ocean ......................................................................... 54 .................................(212) 816-0343 Milone, Anthony M. ............................................................... 44 .................................(718) 326-6300 Milstein, Howard P. ......................................................... 15, 69 .................................(212) 850-4905 Morris, Allan I. ....................................................................... 54 .................................(212) 635-6242 Motil, Chip ............................................................................ 41 .................................(631) 531-2325 Mulvihill, Patrick ................................................................... 20 .................................(646) 855-1537 Murjani, Rose E. ...................................................................... 6 .................................(212) 297-1666 Murray, Ervin M. .................................................................... 57 .................................(518) 363-8647 Nasca, David J. ..................................................................... 26 .................................(716) 926-2002 Nevins, Michael J. ................................................................. 41 .................................(518) 433-2531 Newman, Michael J. .............................................................. 20 .................................(201) 595-7750 Noble, Catherine D. ............................................................... 63 ............... (585) 419-0670 ext. 50691 Nolan, Howard H. .................................................................. 54 ................. (631) 537-1001 ext. 7255 Nossen, Alan ........................................................................ 60 .................................(212) 299-5784 Nugent, Edward W. ............................................................... 20 .................................(212) 575-5230 O'Connell, Alfred J. ............................................................... 44 .................................(212) 441-6705 O'Connor, Kevin M. ......................................................... 26, 46 .................................(631) 537-8826 Orband, James W. ................................................................ 37 .................................(607) 723-5341 Ossip, Abe ............................................................................ 52 .................................(516) 683-4186 Palmer, Christopher H. .......................................................... 37 .................................(516) 296-9127 Pambianchi, Gina M. ............................................................. 43 .................................(845) 334-4064 Panetta, David ...................................................................... 20 .................................(631) 531-2052 Pangis, Peter G. .................................................................... 62 .................................(212) 852-3636 Passek, Thomas J. ................................................................ 67 .................................(716) 842-4200 Paul, Timothy M. ................................................................... 66 .................................(212) 357-5952 Pearson, Kevin J. .................................................................. 27 .................................(212) 350-2636 Perley, John S. ...................................................................... 50 .................................(603) 528-1123 Persaud, Renita ................................................................... 67 .................................(212) 651-1060 Peterson, Eli K. ..................................................................... 37 .................................(202) 624-7925 Peterson, Gary P. .................................................................. 54 .................................(612) 667-0938 90 Peterson, Harold J. ............................................................... 41 ................................. (845) 369-8047 Peterson, Kevin D. ................................................................ 54 ................................. (212) 635-6300 Petrella, James X. ................................................................. 54 ................................. (704) 383-2068 Plummer, Michelle M. ........................................................... 54 ................. (518) 943-2600 ext. 2007 Plunkett, James A. ............................................................ 5, 49 ................................. (212) 297-1632 Poelma, Linwood D. .............................................................. 16 ................................. (212) 297-1632 Polichene, Briget .................................................................. 37 ................................. (317) 283-6268 Powers, Thomas .................................................................. 54 ................................. (212) 552-4851 Prentice, Sheldon ................................................................ 38 ................................. (607) 337-6530 Pucella, Michael ................................................................... 54 ................. (718) 782-6200 ext. 8205 Pugliese, Christopher J. ........................................................ 31 ................................. (518) 257-8785 Quinn, Michael J. ...................................................... 14, 27, 69 ................... (845) 790-1501 ext. 501 Quinn, R. Patrick .................................................................. 38 ................................. (516) 683-4570 Rainey, Jack W. ........................................................ 20, 22, 32 ................................. (212) 651-2730 Raven, David E. .............................................................. 10, 59 ................................. (570) 341-8419 Redman, Monte N. ................................................................ 15 ................................. (516) 327-7892 Ricca, Mark A. ...................................................................... 38 ................................. (718) 871-8338 Rice, Andrew B. .................................................................... 16 ................................. (315) 779-2809 Robb, Mary K. ......................................................................... 5 ................................. (212) 297-1662 Roffe, Andrew S. ................................................................... 32 ................................. (212) 451-2921 Rogan, Philip J. ..................................................................... 20 ................................. (646) 855-1317 Rogers, Geoffrey C. .............................................................. 38 ................................. (518) 383-9591 Romaine, Stephen S. .................................................. 8, 27, 51 ................................. (607) 274-2001 Rosenberg, Adam S. ............................................................ 65 ................................. (302) 830-4352 Rosenberg, Teri ....................................................................... 6 ................................. (212) 297-1675 Rosenkoetter, Thomas J. ...................................................... 32 ................................. (202) 466-3561 Rovereto, Marjorie S. ............................................................ 46 ................................. (845) 778-2171 Rowland, Stacey .................................................................. 32 ................................. (518) 449-8893 Ryan, G. William .................................................................. 50 ................................. (315) 889-7358 Ryan, Laura J. ...................................................................... 58 ................. (607) 589-7600 ext. 1621 Samulski, Joseph M. ............................................................. 62 ................................. (212) 922-7440 Sandhaas, Jill T. ......................................................... 7, 32, 38 ................................. (518) 449-8893 Sanfilippo, Jennifer .............................................................. 32 ................................. (716) 260-6990 Saverine, Sloan ................................................................... 68 ................................. (914) 333-5725 Scarlett, Catherine M. ........................................................... 43 ................................. (607) 337-6393 Scheffel, David A. ................................................................. 38 ................................. (212) 735-0799 Schick, Robert A. .................................................................. 50 ................................. (315) 946-8260 Schneider, Thomas W. ............................................... 8, 27, 46 ................................. (315) 207-8049 Sciarra, Susan ..................................................................... 60 ................................. (212) 782-4837 Scifo, Francis H. ................................................................... 38 ................................. (212) 782-4837 Senanayake, Harshana ....................................................... 58 ................. (732) 499-7200 ext. 2550 Sensale, Paul ....................................................................... 54 ................................. (212) 559-1085 Serether, Jeffrey M. .............................................................. 55 ................................. (212) 773-9360 Shaw, Joseph P. ................................................................... 45 ................................. (518) 963-4201 Shay, Barry E. ....................................................................... 68 ................................. (315) 475-7595 Sheehan, Diane M. ............................................................... 38 ................................. (718) 248-9095 Sheron, Rosalind S. .............................................................. 41 ................................. (631) 752-4435 91 Simeone, Anthony J. ............................................................. 44 .................................(718) 240-4844 Simon, Joseph D. .................................................................. 38 .................................(516) 357-3710 Simpson, Sue A. ................................................................... 63 .................................(212) 464-0994 Smith, Marc A. ....................................................................... 16 .................................(315) 787-2201 Smith, Margaret R. ................................................................ 27 .................................(845) 343-1401 Smith, Michael P. ................ 5, 8, 28, 45, 46, 48, 50, 51, 60, 62 .................................(212) 297-1699 Sokolow, Mark I. .................................................................... 38 .................................(212) 210-9469 Solomon, Maura K. ............................................................... 32 .................................(202) 879-6820 Spaulding, Jeffrey ................................................................ 55 ................. (518) 745-1000 ext. 4299 St. Amand, Janet .................................................................. 32 .................................(202) 778-1421 Stekol, Leonard .................................................................... 55 .................................(718) 240-4702 Stepner, Susan ...................................................................... 6 .................................(212) 297-1665 Stern, William E. .................................................................... 39 .................................(212) 813-8890 Stiegel, James S. .................................................................. 55 .................................(224) 544-6426 Stoll, Edward ........................................................................ 21 .................................(516) 327-7755 Sutherland, Glenn B. ....................................................... 11, 24 .................................(845) 943-4121 Swartout, Steven H. .............................................................. 39 .................................(585) 393-6107 Swartz, Kurt J. ....................................................................... 55 .................................(617) 757-5454 Sweeney, Timothy ................................................................ 32 .................................(617) 646-2500 Terlizzi, Bernard A. ................................................................ 43 .................................(516) 683-4617 Thompson, Amy ................................................................... 55 .................................(716) 625-7500 Thornton, Steven W. ............................................................. 49 .................................(315) 714-3038 Titus, John R. ........................................................................ 16 .................................(585) 786-4329 Tolomer, John M. .................................................................. 12 .................................(914) 509-8584 Toumekian, Geraldine .......................................................... 21 .................................(718) 512-2762 Traiger, Warren W. ................................................................ 39 .................................(212) 600-2400 Trumbower, Scott B. ............................................................. 62 ............... (585) 419-0670 ext. 50611 Tryniski, Mark E. ....................................................... 11, 27, 45 .................................(315) 445-7378 Ugelow, Seth ........................................................................ 55 .................................(212) 757-2444 Vernooy, Susan C. ................................................................ 43 .................................(518) 687-5059 Vittorio, Michael N. .......................................................... 27, 47 ................... (516) 671-4900 ext. 513 Wait, Charles V. ........................................................ 10, 27, 41 .................................(518) 584-5844 Wait, Charles V. Jr. ................................................................ 32 ................. (518) 584-5844 ext. 2600 Walbridge, Lisa T. ................................................................. 63 .................... (518) 745-1000 ext.402 Wald, Richard C. ................................................................... 44 .................................(212) 850-4906 Weber, Clifford S. .................................................................. 39 .................................(914) 694-4102 Wexler, Scott ........................................................................ 33 .................................(518) 436-6202 Wiesner, Angela D. ............................................................... 55 .................................(347) 648-2719 Willis, Mark A. ....................................................................... 23 .................................(212) 998-6670 Wilson, Thom ....................................................................... 55 .................................(212) 552-4893 Winchester, Judith ................................................................ 33 .................................(202) 626-7033 Winter, Jeffrey F. ............................................................. 65, 68 .................................(516) 508-9689 Wolkenbrod, David A. ........................................................... 64 .................................(212) 454-2384 Wood, Nancy Stanger .......................................................... 68 .................................(212) 852-2163 Wood, Paul G. ....................................................................... 39 .................................(516) 357-3700 Wukitsch, John B. ................................................................... 7 .................................(518) 869-8378 Wulf, Clark ............................................................................ 55 .................................(216) 689-0809 92 Yanofsky, Helene S. ............................................................... 6 ................................. (212) 297-1667 Young, Valerie ....................................................................... 43 ................................. (315) 484-2275 Zammit, Michael J. ................................................................ 56 ................................. (212) 250-3564 Zeltner, William R. ................................................................ 64 ................................. (914) 286-5058 Zlogar, Patrick ...................................................................... 33 ................................. (518) 222-1280 93
