ToThePoint 1_06 1/19/06 2:42 PM Page 1 For clients with 51 or more employees January 2006 Blue View Vision – A Clear Choice B C Life & Health Insurance Company understands the challenge of balancing quality and affordability. That’s why we’ve created Blue View VisionSM, a cost-effective vision benefits option that allows you to offer a more comprehensive health care package to your employees. The Advantages of Offering Vision Benefits • Peace of Mind: Attract and retain more employees with a • • comprehensive benefits package that includes vision coverage from a network you can trust. Productivity: Even a minor vision problem can cause irritability, headaches and body aches, which can result in lost workdays. Long-Term Savings: Having regular eye examinations and wearing corrective eyewear can greatly decrease the risk of more serious, long-term eye diseases (and can even detect other health conditions). Why Blue View Vision? A Broad, Convenient Network: Give your employees access to more than 35,000 participating providers, including ophthalmologists and optometrists, as well as LensCraftersSM, Target Optical, and most Sears Optical and Pearle Vision locations. Value-Added Savings: Provide your employees additional savings of 15 to 40 percent on non-covered materials such as extra pairs of eyewear and non-prescription sunglasses. They can take advantage of these savings as often as they want. Flexible, Easy-to-Use Benefits: Offer your employees a choice of cost-effective, comprehensive plans that meet their vision needs, including comprehensive eye examinations, fast delivery of eyewear and an attractive allowance that allows them to choose from a variety of popular frames. • • • The choice is clear. It’s time to give your employees one of the strongest vision coverage choices in sight. For more information about Blue View Vision, please contact your account manager. HealthyExtensions Vision Discount Program Update EyeMed Vision Care®’s (EyeMed’s) parent company, the Luxottica Group, recently purchased Cole National (Cole). What does this mean for your employees? It means that EyeMed replaced Cole Vision One as the primary vision discount program in HealthyExtensionsSM as of January 1, 2006. Discounts on contact lenses and LASIK will still be offered by TruVisionTM. New Discount Details • 30 percent off retail prices for prescription eyeglasses, including standard plastic lenses (single vision, bifocal and trifocal); choice of any available frame and lens options (such as tints, UV coating, scratch coating, etc.); frequencies are unlimited • 30 percent off retail prices for prescription sunglasses • 30 percent off accessories Your employees now have access to discounts at nearly 10,000 nationwide locations, including independent optometrist, ophthalmologist and optician offices, as well as retailers such as LensCrafters®, Target Optical, and most Sears Optical and Pearle Vision centers. Blue Cross of California and BlueCard members can take advantage of the discount programs offered by these vendors just by presenting their ID cards. Limitations/Exclusions to the EyeMed program: Orthoptic or vision training, subnormal vision aids, and any associated supplemental testing; medical and/or surgical treatment of the eye, eyes, or supporting structures; corrective eyewear required by an employer as a condition of employment, and safety eyewear, unless specifically covered under the plan; services provided as a result of any Worker’s Compensation law; non-prescription lenses and non-prescription sunglasses. Blue Cross does not necessarily endorse or recommend HealthyExtensions products and services and they are not covered benefits. There is no cost to the subscriber (except for the purchase price for eye care products or exams). There is no affiliation between Blue Cross and EyeMed Vision Care or TruVision, Inc., or any other HealthyExtensions vendor. HealthyExtensions’ discount offers are subject to change or withdrawal by the offerer without notice. EyeMed Vision Care®, EyeMed® and LensCrafters® are registered Service Marks of the Luxottica Group. TruVisionTM is a trademark of TruVision, Inc. ToThePoint 1_06 1/19/06 2:42 PM Page 2 Blue Cross Receives High Marks From NCQA Only health plan in the state to achieve “Full” accreditation status for its PPO product B lue Cross of California (Blue Cross) has again been awarded the highest accreditation status of Excellent from the National Committee for Quality Assurance (NCQA) for its commercial health maintenance organization (HMO)/point of service (POS) products and Full Accreditation for its preferred provider organization (PPO) product. NCQA is the nation’s most respected independent managed care accrediting body. Each of these accreditations covers a three-year period. Blue Cross continues to be the only PPO in the state to be fully accredited and only one of 24 PPOs nationwide to receive an accreditation. Excellent and Full accreditations are the highest ratings possible for the HMO/POS and PPO products, and are solely granted to plans with programs for service and clinical quality that meet or exceed NCQA’s rigorous standards for consumer protection and quality improvement. “We are very pleased with the Excellent and Full accreditations that we have received from NCQA because they reflect our continued focus on customer service and our commitment to working with physicians to help them improve the clinical health care that our members receive,” said Blue Cross President and Chief Executive Officer David Helwig. “These accreditations truly demonstrate our commitment to providing our customers with health care plans that are among the best in the country.” “At Blue Cross of California we recognize and value that quality is a critical factor in the delivery of health care services,” added Blue Cross Vice President and Medical Director Dr. Jeff Kamil. “The results of NCQA’s assessment of Blue Cross reflect our ongoing commitment to quality and excellence; it is this level of quality that helps differentiate us from the competition.” Formulary Update for HMO and PPO B lue Cross of California’s (Blue Cross’) Formulary program provides benefits that promote clinically sound and cost-effective patient care. The table to the right shows some of the most current and important modifications to our Formulary list. Your employees should refer to their Evidence of Coverage (EOC) to understand how changes to their medication’s status from Formulary to non-Formulary may affect them. For additional information regarding benefits, your employees should contact Customer Service at the phone number listed on their ID card. Current Blue Cross Formulary information can be accessed quickly and conveniently by visiting Blue Cross’ Web site, www.bluecrossca.com, and clicking on “Pharmacy” under the Learn More heading. Drug Name Aclovate cream ActosPlus Met Amaryl Biaxin Biaxin XL Celontin Diastat gel Dostinex Enbrel Ery-Ped Ery Tab Esclim Estrace cream Estratest Gynodiol Hepsera Humira Intron A Klonopin Wafer Metaglip Peganone Prefest Sinemet/CR Syntest Tasmar Zithromax Zmax Active Ingredient Alclometasone dipropionate cream pioglitazone/metformin glimepiride clarithromycin clarithromycin methsuximide diazepam rectal gel cabergoline etanercept erthromycin ethylsuccinate erythromycin base estradiol transdermal patch estradiol vaginal cream, 0.01% estrogen/methytestosterone estradiol adefovir adalimumab interferon alpha-2b, recombinant clonazepam glipizide/metformin ethotoin estradiol/norgestimate levodopa/carbidopa estrogen/methytestosterone tolcapone azithromycin azithromycin Formulary Status Delete – Brand only Add Delete – Brand only Delete – Brand only Delete Delete Add Delete SIB* – Preferred Delete – Brand only Delete – Brand only Delete Delete Delete Delete Delete SIB* – Nonpreferred SIB* Delete – Brand only Delete – Brand only Delete Delete Delete – Brand only Delete Delete Delete – Brand only Delete Generic Available? Yes No Yes Yes No No No No No Yes Yes Obsolete No No No No No No Yes Yes No No Yes Yes No Yes No * Self injectable benefits – Members should refer to their EOC for benefit details regarding applicable copayments or coinsurance. To The Point is brought to you compliments of Blue Cross of California. If you have any questions about this information, please contact your broker or local Sales representative. Blue Cross of California and BC Life & Health Insurance Company are Independent Licensees of the Blue Cross Association. The Blue Cross name and symbol are registered service marks of the Blue Cross Association. Blue Cross of California Commercial HMO/POS Combined.