SPI Oktober 2015-I - Otoritas Jasa Keuangan

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BULANAN
MONTHLY
STATISTIK PERBANKAN INDONESIA
INDONESIAN BANKING STATISTICS
Vol: 13 No. 11, Oktober 2015
ISSN: 2086-2954
KATA PENGANTAR
FOREWARD
Statistik Perbankan Indonesia (SPI) merupakan
media
publikasi
yang
menyajikan
data
mengenai perbankan Indonesia. SPI diterbitkan
secara bulanan oleh Departemen Perizinan dan
Informasi
Perbankan
untuk
memberikan
gambaran
perkembangan
perbankan
di
Indonesia.
The Indonesia Banking Statistic is a publication
media that provides data of Indonesia Banking.
The SPI is published by the licence and banking
information department monthly to give an
overview of banking development in Indonesia.
Sehubungan dengan beralihnya fungsi, tugas
dan wewenang pengaturan dan pengawasan
kegiatan jasa keuangan di sektor perbankan
dari Bank Indonesia ke Otoritas Jasa Keuangan
sejak tanggal 31 Desember 2013, maka SPI edisi
November 2013 akan diterbitkan oleh Otoritas
Jasa Keuangan dan dapat diakses melalui
website www.ojk.go.id pada menu Data dan
Statistik-Perbankan.
Due to change function, job and authority of
arrangement and surveillance of financial
services activity in banking sector from The Bank
of Indonesia to Financial Services Authority since
December 31th, 2003, so The SPI's edition on
November 2013 will be published by Financial
Services Authority and can be accessed through
website www.ojk.go.id at data menu and
banking statistic.
Dengan perubahan tersebut, diharapkan data
yang disajikan tetap dapat bermanfaat bagi
pengguna.
By the change, the provided data can be useful
for user/stakeholder.
Mulai bulan Mei 2014, data SPS yang
merupakan kumpulan data Bank Umum
Syariah (BUS) dan Unit Usaha Syariah (UUS)
disusun bersumber dari laporan BUS-UUS
sesuai dengan PBI No.15/4/PBI/2013 tentang
Laporan
Stabilitas
Moneter
dan
Sistem
Keuangan Bulanan Bank Umum Syariah dan
Unit Usaha Syariah. Sebelumnya laporan dari
BUS-UUS disusun berdasarkan PBI No.
5/26/PBI/2003 tentang Laporan Bulanan Bank
Umum Syariah.
Start in May 2014, data of the SPS which is a
collection of data Sharia Commercial Bank (BUS)
and Sharia Business Unit (UUS) compiled sourced
from the report of BUS-UUS based on PBI No.
15/4/PBI/2013 about Monthly Report on
Monetary and Financial System Stability of
Sharia Commercial Banks and Sharia Business
Unit. Previously report from BUS-UUS compiled
based on PBI No. 26/5/PBI/2003 about Monthly
Report of Sharia Commercial Banks.
Mulai data bulan Mei 2015, pengelompokkan
bank disajikan berdasarkan Bank Umum
berdasarkan Kelompok Usaha (BUKU) namun
data berdasarkan kelompok bank yang lama
tetap disajikan secara paralel sampai dengan
data
Juni
2016.
Hal
ini
untuk
mempertimbangkan batas waktu bagi bank
umum menyesuaikan kegiatan usaha/modal
inti sampai dengan Juni 2016.
Starting May 2015, the grouping of banks
presented based on Commercial Banks Group of
Business Activities (BUKU) but the old data group
continue to be presented in parallel until June
2016. It is to consider the time limit for
commercial banks to adjust their business
activities/core capital up to June 2016.
.
Jakarta, Desember 2015
Jakarta, December 2015
Otoritas Jasa Keuangan, Republik Indonesia
Departemen Perizinan dan Informasi Perbankan
Financial Services Authority, Republic of Indonesia
Bank Licensing and Banking Information Department
i
HALAMAN KETERANGAN
PAGE OF REFERANCE
Jadwal Publikasi Kedepan
Edisi November 2015 akan diterbitkan pada minggu
ke III bulan Januari 2016.
Advance Release Calender (ARC)
November 2015 edition will be released on the 3rd
week of January 2016.
Tanda-tanda, dan Sumber Data
Suatu jumlah tidak selalu sama besarnya dengan
penjumlahan
angka-angka
yang
bersangkutan
karena pembulatan.
Notes, Symbols and Sources of Data
Totals do not necessarily agree with the sum of items
shown because of roundings.
r
( )
*
**
***
...
-$
r
( )
*
**
***
...
-$
Angka-angka diperbaiki
Sebagian dari suatu jumlah
Angka-angka sementara
Angka-angka sangat sementara
Angka-angka sangat-sangat sementara
Tidak ada
Angka belum tersedia
Nol atau lebih kecil daripada digit terakhir
Dolar Amerika Serikat
Tanda koma pada angka-angka harap dibaca sebagai
titik dan sebaliknya tanda titik harap dibaca sebagai
koma.
Sumber Data : Bank Indonesia dan Otoritas Jasa
Keuangan, kecuali jika dinyatakan lain.
1. Data yang digunakan dalam Publikasi SPI
bersumber dari Laporan Bulanan Bank Umum
(LBU), Laporan Stabilitas Moneter dan Sistem
Keuangan Bulanan Bank Umum Syariah dan Unit
Usaha Syariah (LSMK), dan Laporan Berkala Bank
Perkreditan Rakyat (LBBPR) kecuali dinyatakan
lain.
2. Proses download data; Data Laporan Bulanan
Bank Umum (LBU), dan Laporan Stabilitas
Moneter dan Sistem Keuangan Bulanan Bank
Umum Syariah dan Unit Usaha Syariah (LSMK)
yang disampaikan dari bank pelapor kepada Bank
Indonesia diolah melalui Sistem Informasi
Perbankan (SIP). Perbedaan waktu download data
LBU melalui SIP dapat menyebabkan perbedaan
pada data yang dipublikasikan ini dengan data
publikasi yang lain. Oleh sebab itu, pembaca
dihimbau untuk memperhatikan waktu download
data. Misalnya pemrosesan data bulan laporan
Oktober 2015 untuk Publikasi Statistik Perbankan
Indonesia penerbitan periode ini dilakukan dari
tanggal 10 Desember s/d tanggal 15 Desember
2015.
Revised figures
Subset of data
Provisional figures
Very provisional figures
Estimated figures
Not available
Figures are not available yet
Nil or less than the last digit
US Dollar
Commas in the numbers please read as point and vice
versa, please read the point as a comma
Data Source : Bank Indonesia and Financial Services
Authority unless mentioned otherwise.
1.
The data used in the Indonesian Banking Statistics
is derive from Commercial Bank Monthly Reports,
Monthly Report on Monetary and Financial System
Stability of Sharia Commercial Banks and Sharia
Business Unit and Rural Bank Monthly Reports.
2. Data from the Commercial Bank Monthly Reports,
and Monthly Report on Monetary and Financial
System Stability of Sharia Commercial Banks and
Sharia Business Unit which submitted by the
reporting banks to Bank Indonesia, is processed
using the Bank Indonesia Banking Information
System. The time taken to download data from
Banking Information System
can result in
variations of the data that is published in this
book,
compared to other published data.
Therefore, readers are recommended to pay
attention to the download time of data. The
processing of the October 2015 monthly reports for
this periode of the Indonesian Banking Statistics
was done from 10 December until 15 December
2015.
Sampai dengan bulan Desember 2015 data dalam
publikasi ini disediakan melalui website OJK
(http://www.ojk.go.id)
dan
website
BI
(http://www.bi.go.id).
Until December 2015, The data publication are also
provided through OJK website (http://www.ojk.go.id)
and BI website (http://www.bi.go.id).
Departemen Perizinan dan Informasi Perbankan
Deputi Direktur Publikasi dan Administrasi (IDAP)
Otoritas Jasa Keuangan
Menara Radius Prawiro
Jl. MH Thamrin No. 2, Jakarta Pusat
Email: [email protected]
Telepon: (021) 1500 655
Fax: (021) 386 6032
Bank Licensing and Banking Information Department
Administration and Publication Deputy Director (IDAP)
Indonesia Financial Services Authority
Radius Prawiro Tower
Jl. MH Thamrin No. 2, North Jakarta
Email: [email protected]
Telephone: +62-21—1500 655
Fax: +62-21-386 6032
ii
DAFTAR ISI
TABLE OF CONTENT
KATA PENGANTAR
i
INTRODUCTION
i
HALAMAN KETERANGAN
ii
PAGE OF REFFERENCE
ii
DAFTAR ISI
iii
TABLE OF CONTENT
iii
DAFTAR SINGKATAN
iv
LIST OF ABBREVIATIONS
iv
DAFTAR TABEL
v
LIST OF TABLES
v
LIST OF ADDITIONAL TABLE AND
ix
DAFTAR TABEL TAMBAHAN DAN
ix
CHANGE OF TABLES NAME
PERUBAHAN NAMA TABEL
METADATA
xi
METADATA
xi
DATA
2
DATA
2
DATA BANK UMUM BERDASARKAN BUKU
4
COMMERCIAL BANK GROUP OF BUSINESS
4
ACTIVITIES
DATA BANK UMUM
57
COMMERCIAL BANK DATA
57
DATA BANK SYARIAH
115
SHARIA BANK DATA
115
DATA BANK PERKREDITAN RAKYAT
130
RURAL BANK DATA
130
DATA PERKREDITAN
145
CREDIT DATA
145
iii
DAFTAR SINGKATAN
LIST OF ABBREVIATION
APYD
: Aktiva Produktif Yang Diklasifikasikan
APYD
: Classified Earning assets
ATMR
: Aktiva Tertimbang Menurut Risiko
ATMR
: Risk Weighted Assets
BOPO
: Biaya Operasional terhadap Pendapatan
BOPO
: Operations Expenses to Operations Income
Operasional
BPD
: Bank Pembangunan Daerah
BPD
: Regional Development Bank
CAR
: Capital Adequacy Ratio
CAR
: Capital Adequacy Ratio
DPK
: Dana Pihak Ketiga
DPK
: Third Party Funds
KAP
: Kualitas Aktiva Produktif
KAP
: Earning assets Qualtiy
KBAB
: Kewajiban Bersih Antar Bank
KBAB
: Inter-Bank Net Liabilities
KP
: Kantor Pusat
KP
: Head Office
KC
: Kantor Cabang
KC
: Branch Office
KCP
: Kantor Cabang Pembantu
KCP
: Sub-Branch Office
KK
: Kantor Kas
KK
: Cash Office
KPW
: Kantor Perwakilan
KPW
: Representative Office
LBU
: Laporan Bulanan Bank Umum
LBU
: Commercial Bank Monthly Report
LDR
: Loan to Deposit Ratio
LDR
: Loan to Deposit Ratio
NIM
: Net Interest Margin
NIM
: Net Interest Margin
NPL
: Non Performing Loan
NPL
: Non-Performing Loan
ROA
: Return on Assets
ROA
: Return on Assets
SIP
: Sistem Informasi Perbankan
SIP
: Banking Information System
UKM
: Usaha Kecil Menengah
UKM
: Small/Medium-Scale-Enterprise Industry
UMKM
: Usaha Mikro Kecil Menengah
UMKM
: Small/Medium/Micro-Enterprise
Industry
(SMEs)
NOM
: Net Operating Margin
NOM
: Net Operating Margin
FDR
: Financing to Deposit Ratio
FDR
: Financing to Deposit Ratio
iv
DAFTAR TABEL
LIST OF TABLES
NO.
NO. TABEL
JUDUL
HAL
TABLES
DATA
1.
1.0
Kegiatan Usaha Perbankan
3.
4.
5.
6.
7.
8.
9.
10.
11.
1.1 – 1.7
1.8 – 1.14
1.15 - 1.21
1.22 - 1.28
1.29
1.30
1.31 – 1.37
1.38 - 1.44
1.45 – 1.51
1.52
Kegiatan Usaha Bank Umum
berdasarkan BUKU
Laporan Laba/Rugi Bank Umum
berdasarkan BUKU
Rekening Administratif Bank Umum
berdasarkan BUKU
Kinerja Bank Umum Konvensional
berdasarkan BUKU
Perkembangan Aset Bank Umum
Berdasarkan BUKU
Jumlah Bank Umum Berdasarkan
Pengelompokkan Total Aset BUKU
Aset Produktif Bank Umum
Konvensional dan Kualitas Kredit
Bank Umum Kepada Bank Lain BUKU
Komposisi DPK Bank Umum
Berdasarkan Lokasi bank
Penghimpunan Dana - BUKU
2
1.0
Bank Industries Operation
2
COMMERCIAL BANKS GROUP
OF BUSINESS ACTIVITIES
4
1-7
Commercial Banks Group of
Business Activities
4
11
8-14
Commercial Banks Group of
Business Acitivies - Income
Statements
11
18
15-21
Commercial Banks Group of
Business Acitivies - Off-Balance
Sheet
18
25
22-28
Performance of Commercial
Banks Group of Busineness
Activities
25
32
29
Growth of Commercial Banks
Assets based on Group of
Business Activities
32
33
30
Total of Commercial Banks Based
on Total Assets
33
34
31-37
Earning Assets of Commercial
Banks and Credit Quality of
Commercial Banks to Other Bank
34
41
38-44
Composition of Third Party Funds
of Commercial Banks Group of
Business Activities
41
48
45-51
Average of Interest Rate of Third
Party Funds of Commercial
Conventional Banks Group of
Business Activities
48
Growth of Total Commercial
Banks and Bank Offices based
on Group of Business Activities
55
Suku Bunga Rata-rata DPK Bank
Umum – BUKU
Perkembangan Jumlah Bank Umum
dan Kantor Bank Umum
berdasarkan BUKU
PAGES
DATA
DATA BANK UMUM
BERDASARKAN BUKU
2.
TOPIC
52
55
COMMERCIAL BANK
DATA BANK UMUM
14.
1.1. s.d 1.7.
Kegiatan Usaha Bank Umum
57
1.1. s.d 1.7.
Commercial Banks Operation
57
15.
1.8 s.d 1.14.
Laporan Laba/Rugi Bank Umum
64
1.8. s.d 1.14.
Commercial Banks Income
Statement
64
16
1.15.a s.d
1.21.
Rekening Administratif Bank Umum
71
1.15. s.d 1.21.
Commercial Banks Off-Balance
Sheet
71
17.
1.22.a s.d
1.28.
Kinerja Bank Umum Konvensional
78
1.22. s.d 1.28.
Commercial Banks Performance
78
18.
1.29
Perkembangan Aset Bank Umum
Berdasarkan Kelompok Bank
85
1.29
Growth of Commercial Banks
Asset Based Group Bank
19.
1.30
Jumlah Bank Umum Berdasarkan
Pengelompokkan Total Aset
86
1.30
Total of Commercial Banks Based
on Total Assets
85
86
v
TOPIC
PAGES
1.31 s.d 1.37
Earning Assets of Commercial
Banks and Credit Quality of
Commercial Banks to Other Bank
87
94
1.38 s.d 1.44
Composition of Third Party Funds
of Commercial Banks
94
Komposisi DPK Bank Umum
Berdasarkan Lokasi bank
Penghimpunan Dana
101
1.45
Composition of Third Party Funds
of Commercial Banks Based on
Bank Location Month (...) Year (...)
101
1.46
Penghimpunan DPK Bank Umum
Berdasarkan Lokasi Bank
Penghimpunan Dana
102
1.46
Third Party Funds of Commercial
Banks Based on Bank Location of
Deposits
102
24.
1.47 s.d 1.53
Suku Bunga Rata-rata DPK Bank
Umum
103
1.47 s.d 1.53
Average of Interest Rate of Third
Party Fund of Commercial Banks
103
25.
1.54
Suku Bunga Rata-rata Kredit Bank
Umum kepada Pihak Bukan Bank
Berdasarkan Lapangan Usaha dan
Bukan Lapangan Usaha Penerima
Kredit
110
1.54
Average of Credit Interest Rates
of Commercial Bank to Parties
Non Bank Based on Industrial
Origin and Non Industrial Origin
Credit Recipients
110
26.
1.55
Suku Bunga Rata-rata Kredit Bank
Umum kepada Pihak Ketiga Bukan
Bank Berdasarkan Jenis
Penggunaan dan Orientasi
Penggunaan
111
1.55
Average of Credit Interest Rate of
Commercial Based on Types and
Orientation User
111
27.
1.56
Perkembangan Jumlah Bank Umum
dan Kantor Bank Umum
112
1.56
Growth of Total Commercial
Banks and Bank Offices
112
28.
1.57
Perkembangan Jumlah Kantor
Cabang Bank Berdasarkan Lokasi
Bank
113
1.57
Growth of Total Branch offices
Based on Region
113
NO.
NO. TABEL
JUDUL
HAL
20.
1.31 s.d 1.37
Aset Produktif Bank Umum
Konvensional dan Kualitas Kredit
Bank Umum Kepada Bank Lain
87
21.
1.38 s.d 1.44
Komposisi Dana Pihak Ketiga Bank
Umum
22.
1.45
23.
TABLES
SHARIA BANK DATA
DATA BANK SYARIAH
29.
2.1 s.d 2.3
Kegiatan Usaha Bank Umum
Syariah
115
2.1 s.d 2.3
Sharia Commercial Bank
Operation
115
30.
2.4
Perkembangan Aset Perbankan
Syariah
118
2.4
Growth of Sharia Bank Assets
118
31.
2.5
Aktiva Produktif Perbankan Syariah
119
2.5
Earning Assets of Sharia Banks
119
32.
2.6
Komposisi DPK Perbankan Syariah
120
2.6
Composition of Third Party Funds
of Syariah Banks
120
33.
2.7
Tingkat Bagi Hasil Rata-rata DPK
Bank Syariah
121
2.7
Average of Profit Sharing Rates of
Third Party Fund of Sharia Banks
121
34.
2.8
Tingkat Margin Rata-rata
Pembiayaan Berdasarkan Sektor
Ekonomi
122
2.8
Average of Margin Rates of
Financing
122
35.
2.9
Tingkat Margin Rata-rata
Pembiayaan Berdasarkan Jenis
Penggunaan
123
2.9
Average of Margin Rates of
Financing Based on Type of Use
123
36.
2.10
Kegiatan Usaha BPR Syariah
124
2.10
Syariah Rural Bank
124
37.
2.11
Aset dan Pembiayaan BPR Syariah
125
2.11
Asset and Financing of Sharia
Rural Bank)
125
38.
2.12
Jaringan Kantor Perbankan Syariah
126
2.12
Sharia Bank Office Network
126
39.
2.13
Kinerja Bank Umum Syariah
127
2.13
Islamic Commercial Bank
Performance
127
40.
2.14
Bank Umum Syariah Berdasarkan
Tingkat Rasio
128
2.14
Sharia Commercial Based on
Ratios
128
RURAL BANK DATA
DATA BANK PERKREDITAN
RAKYAT
41.
3.1
Kegiatan Usaha Bank Perkreditan
Rakyat
130
3.1
Rural Bank Operations
130
vi
NO.
NO. TABEL
JUDUL
HAL
TABLES
TOPIC
PAGES
42.
3.2
Kinerja Bank Perkreditan Rakyat
131
3.2
Rural Bank Performance
131
43.
3.3
Perkembangan Aset BPR
Berdasarkan Lokasi BPR
132
3.3
Growth of Assets Based Rural
Bank Data
132
44.
3.4
Jumlah BPR Berdasarkan Total Aset
133
3.4
Rural Banks Based on Total
Assets
133
45.
3.5
Non Performing Loan (NPL) Bank
Perkreditan Rakyat
134
3.5
NPL of Rural Bank
134
46.
3.6
NPL BPR Berdasarkan Lokasi
135
3.6
NPL of Rural Banks Based On
Location
135
47.
Dana Pihak Ketiga
136
Third Party Funds of Rural Bank
136
3.7
a. Composition of Third Party
Funds of Rural Bank
b. Komposisi
DPK
Berdasarkan
Lokasi Penghimpunan
3.8
b. Composition of Third Party
Funds Based on Location
3.9
c. DPK BPR Berdasarkan Lokasi
Penghimpun
3.9
c. Third Party Funds of Rural
Banks Based on Location
48.
3.10
Suku Bunga Rata-rata DPK BPR
139
3.10
Average of Third Party Interest
Rates of Rural Banks
139
49.
3.11
Suku Bunga Rata-rata Kredit BPR
Berdasarkan Sektor Ekonomi
140
3.11
Average of Credit Interest Rates
of Rural Banks
140
50.
3.12
Suku Bunga rata-rata Kredit BPR
Berdasarkan Jenis Penggunaan
141
3.12
Average of Credit Interest Rates
of Rural Banks Based on Type of
Use
141
51.
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Perkembangan Jumlah Bank dan
Kantor Bank
142
ddddddddddd
dd
Growth of Total Rural Banks and
Bank Offices
142
3.13
a. Perkembangan Jumlah BPR
3.13
3.14
b. Perkembangan Jumlah BPR dan
Kantor BPR Berdasarkan Lokasi
3.14
a. Growth of Total Rural Bank
b. Growth of Total Rural Bank
Offices Based on Region
3.7
a. Komposisi DPK Bank Perkreditan
Rakyat
3.8
CREDIT DATA
DATA PERKREDITAN
4.1 – 4.7
Kredit dan NPL Bank Umum
Konvensional - BUKU Kepada Pihak
Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan
Lapangan Usaha Penerima Kredit
53-59
145
Credit and NPL Credit of
Commercial Banks Group of
Business Activities to Non Bank
Third Party Based on Business
Sector and non Business Sector of
Credit Beneficiary
145
52.
4.1.a s.d 4.7.a
Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank
Berdasarkan Lapangan Usaha dan
Bukan Lapangan Usaha Penerima
Kredit
152
4.1. s.d 4.7.
Credit Channeling and NPL Credit
Channeling of Commercial Banks
to Non Bank Third Party Based
on Business Sector and non
Business Sector of Credit
Channeling Beneficiary
152
53.
4.8.
Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank
Berdasarkan Lapangan Usaha dan
Bukan Lapangan Usaha Per Lokasi
Dati I Bank Penyalur Kredit
159
4.8.
Credit and NPL of Comemrcial
Bank to Non Bank Third Party
Based on Business Sector and
non Business Sector of Credit by
Region
159
4.9 s.d 4.15
Kredit dan NPL Bank Umum
Konvensional - BUKU Kepada Pihak
Ketiga Bukan Bank Berdasarkan
Jenis Penggunaan dan Orientasi
Penggunaan
160
60-66
Credit and NPL of Commercial
Conventional Banks Group of
Business Activities 1 to Non Bank
Third Party Based on Types and
Orientation of Use
160
54.
4.9.a s.d
4.15.a
Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan
Orientasi Penggunaan
167
4.9. s.d 4.15.
Credit and NPL of Commercial
Banks to Non Bank Third Party
Based on Types and Orientation
of Use
167
55.
4.16.
Kredit dan NPL Bank Umum Kepada
174
4.16.
Credit and NPL of Commercial
174
vii
NO.
NO. TABEL
JUDUL
HAL
TABLES
TOPIC
PAGES
Banks to Non Bank Third Party
Based on Types and Orientation
of Use by Bank Location for
[month] [year]
Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan
Orientasi Penggunaan per Lokasi
Dati I Bank Penyalur Kredit
56.
4.17.
Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank
Berdasarkan Lokasi Dati I Bank
Penyalur Kredit
175
4.17.
Credit and NPL 0f Commercial
Banks to Non Bank Third Party
Based on Bank Location
175
57.
4.18.
Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank
Berdasarkan Hubungan Penerima
Kredit dengan Bank
176
4.18.
Credit and NPL of Commercial
Bank to Non Bank Third Party
Based on Bank Relation with
Beneficiary
176
58.
4.19.a
Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank Yang
Penarikannya Menggunakan Kartu
Berdasarkan Kelompok Bank
177
4.19.a
Credit and NPL of Commercial
Bank to Non Bank Third Party
Withdrawn By Card Based on
Group of Bank
177
59.
4.19.
Kredit dan NPL Bank Umum
Konvensional dan Bank Umum
Syariah berdasarkan BUKU
178
4.19.
Credit and Non Performing Loan
(NPL) of Commercial Conventional
and Sharia Banks based on
Group of Business Activities to
Non Bank Third Party Withdrawn
By Card
178
59.
4.20.
Penerusan Kredit (Off-Balance
Sheet) dan NPL Penerusan Kredit
Bank Umum Kepada Pihak Ketiga
Bukan Bank Berdasarkan Lapangan
Usaha dan Bukan Lapangan Usaha
Penerima Penerusan Kredit
179
4.20.
Credit Channeling (Off-Balance
Sheet) and NPLof Commercial
Banks Based on Industries
Sector and non Industries Sector
of Credit Channeling Beneficiary
179
60.
4.21.
Penerusan Kredit (Off-Balance
Sheet) dan Non PerformingLoan
(NPL) Penerusan Kredit Bank Umum
Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Kredit dan
Golongan Penyalur Kredit
180
4.21.
Off-Balance Sheet Credit
Channeling and NPL of
Commercial Banks to Non-Bank
Third Party Based on Types of
Credit and Classification of Credit
Providers
180
61.
4.22
Pembiayaan Perbankan Syariah
181
4.22
Financing of Sharia banks
181
62.
4.23
Pembiayaan Perbankan Syariah
Berdasarkan Sektor Ekonomi
182
4.23
Financing of Syariah Banks
Based on Economic Sector
182
63.
4.24
Pembiayaan Perbankan Syariah
Berdasarkan Lokasi Bank Penyalur
183
4.24
Financing of Syariah Banks
Based on Banks Location
183
64.
4.25
Kredit BPR Berdasarkan Sektor
Ekonomi
184
4.25
Credit of Rural Banks Based on
Economic Sector
184
65.
4.26
Kredit Bank Perkreditan Rakyat
Berdasarkan Jenis Penggunaan
185
4.26
Credit of Rural Banks Based on
Type of Use
185
66.
4.27
Kredit Bank Perkreditan Rakyat
Berdasarkan Lokasi Bank Penyalur
186
4.27
Credit of Rural Bank Based on
Location
186
67.
4.28
Kredit dan NPL MKM dan UMKM
Berdasarkan Sektor Ekonomi
187
4.28
Credit & NPL of MSMEs and
SMEs Based on Economic Sector
187
68.
4.29
Kredit dan NPL MKM dan UMKM
Berdasarkan Jenis Penggunaan
189
4.29
Credit & NPL of MSMEs and
SMEs Based on Type Use
189
69.
4.30
Kredit dan NPL Rincian Kredit MKM
dan UMKM Menurut Kelompok
Bank
190
4.30
Credit & NPL of MSMEs and
SMEs Based on Group of Bank
190
70.
4.31
Kredit UMKM dan MKM Menurut
Lokasi Proyek per Daerah Tingkat I
192
4.31
Credit & NPL of MSMEs and
SMEs Based on Project Location
192
viii
DAFTAR TABEL TAMBAHAN dan PERUBAHAN NAMA TABEL
PENERBITAN STATISTIK BANK UMUM BERDASARKAN KELOMPOK USAHA
No. Nomor Tabel
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
Tabel 1
Tabel 1.1
Tabel 1.2
Tabel 1.3
Tabel 1.4
Tabel 1.5
Tabel 1.6
Tabel 1.7
Tabel 1.8
Tabel 1.9
Tabel 1.10
Tabel 1.11
Tabel 1.12
Tabel 1.13
Tabel 1.14
Tabel 1.15
Tabel 1.16
Tabel 1.17
Tabel 1.18
Tabel 1.19
Tabel 1.20
Tabel 1.21
Tabel 1.22
Tabel 1.23
Tabel 1.24
Tabel 1.25
Tabel 1.26
Tabel 1.27
Tabel 1.28
30 Tabel 1.29
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
Tabel 1.30
Tabel 1.31
Tabel 1.32
Tabel 1.33
Tabel 1.34
Tabel 1.35
Tabel 1.36
Tabel 1.37
Tabel 1.38
Tabel 1.39
Tabel 1.40
Tabel 1.41
Tabel 1.42
Tabel 1.43
Tabel 1.44
Tabel 1.45
Tabel 1.46
Tabel 1.47
Tabel 1.48
Tabel 1.49
Tabel 1.50
Tabel 1.51
Tabel 1.52
54 Tabel 4.1
55 Tabel 4.2
56 Tabel 4.3
57 Tabel 4.4
58 Tabel 4.5
59 Tabel 4.6
60 Tabel 4.7
61 Tabel 4.9
Nama Tabel
Kegiatan Usaha Perbankan
Kegiatan Usaha Bank Umum Konvensional dan Bank Umum Syariah
Kegiatan Usaha Bank Umum Konvensional - BUKU 1
Kegiatan Usaha Bank Umum Konvensional - BUKU 2
Kegiatan Usaha Bank Umum Konvensional - BUKU 3
Kegiatan Usaha Bank Umum Konvensional - BUKU 4
Kegiatan Usaha Bank Umum Syariah - BUKU 1
Kegiatan Usaha Bank Umum Syariah - BUKU 2
Laporan Laba/Rugi Bank Umum Konvensional dan Bank Umum Syariah
Laporan Laba/Rugi Bank Umum Konvensional - BUKU 1
Laporan Laba/Rugi Bank Umum Konvensional - BUKU 2
Laporan Laba/Rugi Bank Umum Konvensional - BUKU 3
Laporan Laba/Rugi Bank Umum Konvensional - BUKU 4
Laporan Laba/Rugi Bank Umum Syariah - BUKU 1
Laporan Laba/Rugi Bank Umum Syariah - BUKU 2
Rekening Administratif Bank Umum Konvensional dan Bank Umum Syariah
Rekening Administratif Umum Konvensional - BUKU 1
Rekening Administratif Umum Konvensional - BUKU 2
Rekening Administratif Umum Konvensional - BUKU 3
Rekening Administratif Umum Konvensional - BUKU 4
Rekening Administratif Umum Syariah - BUKU 1
Rekening Administratif Umum Syariah - BUKU 2
Kinerja Bank Umum Konvensional
Kinerja Bank Umum Konvensional BUKU 1
Kinerja Bank Umum Konvensional BUKU 2
Kinerja Bank Umum Konvensional BUKU 3
Kinerja Bank Umum Konvensional BUKU 4
Kinerja Bank Umum Syariah BUKU 1
Kinerja Bank Umum Syariah BUKU 2
Perkembangan Aset Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Kegiatan
Usaha
Jumlah Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Pengelompokan Total
Aset
Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain
Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 1 kepada Bank Lain
Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 2 kepada Bank Lain
Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 3 kepada Bank Lain
Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 4 kepada Bank Lain
Aset Produktif dan Kualitas Kredit Bank Umum Syariah BUKU 1 kepada Bank Lain
Aset Produktif dan Kualitas Kredit Bank Umum Syariah BUKU 2 kepada Bank Lain
Komposisi Dana Pihak Ketiga Bank Umum Konvensional dan Bank Umum Syariah
Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 1
Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 2
Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 3
Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 4
Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 1
Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 2
Suku Bunga Rata-rata DPK Bank Umum Konvensional dan Bank Umum Syariah
Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 1
Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 2
Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 3
Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 4
Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 1
Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 2
Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan Kelompok Usaha
Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah Kepada Pihak Ketiga
Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Kredit dan NPL Bank Umum Konvensional BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Kredit dan NPL Bank Umum Konvensional BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Kredit dan NPL Bank Umum Konvensional BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Kredit dan NPL Bank Umum Konvensional BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Kredit dan NPL Bank Umum Syariah BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Kredit dan NPL Bank Umum Syariah BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Kredit dan NPL Kredit Bank Umum Konvensional dan Bank Umum Syariah Kepada Pihak
Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Keterangan
Perubahan Nama Tabel
Perubahan Nama Tabel
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Perubahan Nama Tabel
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Perubahan Nama Tabel
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Perubahan Nama Tabel
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Perubahan Nama Tabel
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Perubahan Nama Tabel
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Perubahan Nama Tabel
1
No. Nomor Tabel
62 Tabel 4.10
63 Tabel 4.11
64 Tabel 4.12
65 Tabel 4.13
66 Tabel 4.14
67 Tabel 4.15
68 Tabel 4.19
Nama Tabel
Kredit dan NPL Kredit Bank Umum Konvensional BUKU 1 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Kredit dan NPL Kredit Bank Umum Konvensional BUKU 2 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Kredit dan NPL Kredit Bank Umum Konvensional BUKU 3 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Kredit dan NPL Kredit Bank Umum Konvensional BUKU 4 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Kredit dan NPL Kredit Bank Umum Syariah BUKU 1 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Kredit dan NPL Kredit Bank Umum Syariah BUKU 2 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan Kegiatan Usaha
kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu
Keterangan
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
2
METADATA
INFORMASI DASAR
1. Nama Data
:
2. Penyelenggara Statistik:
3. Alamat
:
4. Nomor Telp
:
5. Nomor Fax
:
6. Email
:
Kelompok Bank Umum berdasarkan Kegiatan Usaha
Departemen Perizinan dan Informasi Perbankan - OJK
Kompleks Perkantoran BI, Jalan MH Thamrin No. 2 Jakarta, Menara Radius Prawiro Lantai 12
021-1500 655
021-3523705
[email protected]
DEFINISI
Statistik Kelompok Bank Umum berdasarkan Kelompok Usaha disusun berdasarkan PERATURAN BANK INDONESIA
NOMOR 14/26/PBI/2012 TENTANG KEGIATAN USAHA DAN JARINGAN KANTOR BERDASARKAN MODAL INTI BANK.
Bank adalah Bank Umum sebagaimana dimaksud dalam Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan
sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998, termasuk kantor cabang dari bank yang
berkedudukan di luar negeri, dan Bank Umum Syariah serta Unit Usaha Syariah sebagaimana dimaksud dalam UndangUndang Nomor 21 Tahun 2008 tentang Perbankan Syariah.
Modal Inti:
a. bagi Bank yang berbadan hukum Indonesia adalah modal inti sebagaimana dimaksud dalam ketentuan Bank Indonesia
yang mengatur mengenai kewajiban penyediaan modal minimum;
atau
b. bagi kantor cabang dari bank yang berkedudukan di luar negeri adalah dana usaha yang telah dialokasikan sebagai Capital
Equivalency Maintained Asset (CEMA) sebagaimana dimaksud dalam ketentuan Bank Indonesia yang mengatur mengenai
kewajiban penyediaan modal minimum.
Kegiatan Usaha adalah kegiatan usaha Bank Umum sebagaimana dimaksud dalam Undang-Undang Nomor 7 Tahun 1992
tentang Perbankan sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998 dan kegiatan usaha Bank
Umum Syariah serta Unit Usaha Syariah sebagaimana dimaksud dalam Undang-Undang Nomor 21 Tahun 2008 tentang
Perbankan Syariah.
Berdasarkan Modal Inti yang dimiliki, Bank dikelompokkan menjadi 4 (empat) BUKU, yaitu:
a. BUKU 1 adalah Bank dengan Modal Inti sampai dengan kurang dari Rp1.000.000.000.000,00 (satu triliun Rupiah);
b. BUKU 2 adalah Bank dengan Modal Inti paling sedikit sebesar Rp1.000.000.000.000,00 (satu triliun Rupiah) sampai
dengan kurang dari Rp5.000.000.000.000,00 (lima triliun Rupiah);
c. BUKU 3 adalah Bank dengan Modal Inti paling sedikit sebesar Rp5.000.000.000.000,00 (lima triliun Rupiah) sampai
dengan kurang dari Rp30.000.000.000.000,00 (tiga puluh triliun Rupiah); dan
d. BUKU 4 adalah Bank dengan Modal Inti paling sedikit sebesar Rp30.000.000.000.000,00 (tiga puluh triliun Rupiah).
Pengelompokan BUKU untuk Unit Usaha Syariah didasarkan pada Modal Inti Bank Umum Konvensional yang menjadi
induknya.
CAKUPAN
Bank Umum yang melaksanakan kegiatan usaha dengan prinsip Konvensional dan prinsip Syariah.
Data bank umum konvensional termasuk bank umum yang memiliki Unit Usaha Syariah
PERIODISASI
Bulanan
KETEPATAN WAKTU PUBLIKASI
Dua bulan setelah berakhirnya periode data
JADWAL PUBLIKASI KE DEPAN
Setiap tanggal 15 bulan berikutnya, dalam hal tanggal 15 jatuh pada hari libur maka terbit pada hari kerja
sebelumnya
SUMBER DATA
Laporan Bulanan Bank Umum (LBU) dan Laporan Stabilitas Moneter dan Keuangan (LSMK) Bank Umum Syariah
(BUS)-Unit Usaha Syariah (UUS)
METODOLOGI
Data disusun berdasarkan gabungan LBU dan LSMK BUS-UUS dari seluruh kantor bank pelapor di Indonesia.
INTEGRITAS DATA
Data merupakan data final pada saat dipublikasikan. Revisi data dilakukan pada publikasi berikutnya setelah
kekeliruan data ditemukan.
AKSES DATA
Data Statistik Bank Umum berdasarkan Kegiatan Usaha dapat diakses dalam website OJK: http://www.ojk.go.id
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1 Kegiatan Usaha Perbankan
(Bank Industries Operation)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Distribution of Funds
Penyaluran Dana
Bank Umum
SBI dan SBIS
4.172.672
4.823.303
5.344.224
5.420.958
5.468.910
5.504.463
5.580.024
5.673.253
5.681.864
5.727.205
5.821.498
5.800.377
5.899.822
6.040.938
5.893.338
53.534
64.753
74.550
82.685
84.000
86.931
87.109
87.436
88.545
89.469
90.510
90.703
91.976
93.212
94.173
95.302
117.983
81.158
111.689
118.176
130.249
113.104
88.428
88.654
89.372
80.450
69.256
63.142
53.561
54.806
42.220
40.760 SBI and SBIS
1)
3.093.848
3.542.518
4.070.018
4.454.688
4.502.982
4.594.876
4.570.361
4.624.215
4.709.779
4.734.781
4.760.959
4.853.864
4.844.234
4.904.408
5.019.328
4.873.175
45.462
55.289
64.001
70.848
72.188
74.594
74.930
75.179
76.376
76.798
78.278
78.507
79.524
80.539
81.177
81.934
Bank Perkreditan Rakyat
3.652.832
4.262.587
4.954.467
5.445.652
5.511.136
5.615.150
5.616.012
5.683.168
5.783.994
5.792.737
5.837.720
5.933.195
5.925.677
6.010.747
6.147.284
5.997.272
55.799
67.397
77.376
85.623
87.344
89.878
90.052
90.419
91.550
92.398
93.631
93.987
95.197
96.540
97.469
98.628
Bank Perkreditan Rakyat
Bank Umum
Bank Perkreditan Rakyat
120
120
120
119
119
119
119
119
119
118
118
118
118
118
118
118
1.669
1.653
1.635
1.635
1.637
1.643
1.643
1.643
1.643
1.642
1.643
1.644
1.644
1.644
1.644
1.644
Rural Banks
Bank Umum
Bank Perkreditan Rakyat
Sertifikat Bank Indonesia Syariah
Commercial Banks
Rural Banks
Commercial Banks
Rural Banks
Total Bank Offices
Jumlah Kantor
1)
Commercial Banks
Total Banks
Jumlah Bank
Ket :
1)
Total Assets
Jumlah Aset
Bank Umum
Rural Banks
Source of Funds
Sumber Dana
Bank Umum
Commercial Banks
3.412.463
Bank Perkreditan Rakyat
14.797
16.625
18.558
19.588
19.780
19.948
19.988
20.016
20.064
20.117
20.177
20.247
20.304
20.384
20.470
32.839
4.172
4.425
4.678
4.835
4.864
4.895
4.956
4.957
4.972
4.994
5.006
5.019
5.023
5.036
5.046
5.067
Commercial Banks
Rural Banks
Note: 1). Sharia Indonesian Banking Certificate
2
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.1. Kegiatan Usaha Bank Umum
(Commercial Bank Operations)
Miliar Rp (Billion Rp)
2014
Des
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SPN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak
e. Tambahan modal disetor
f. Modal Pinjaman
2)
2015
Jan
Feb
Mar
Mei
Jun
Jul
Ags
Sep
3.667.163
3.634.620
3.010.140
624.480
32.542
18.791
13.752
218.842
98.131
75.860
38.910
5.942
598.780
365.155
101.098
128.876
3.651
648.548
88.428
17.735
375.499
166.887
21.151
93.899
3.698.177
3.665.686
3.036.187
629.499
32.491
18.070
14.421
207.021
84.647
70.261
44.817
7.294
608.291
365.447
99.008
138.749
5.087
699.993
88.654
16.499
401.495
193.344
21.212
96.255
3.713.544
3.679.871
3.062.648
617.224
33.673
17.427
16.246
240.139
87.238
90.585
55.510
6.806
650.550
364.335
109.749
173.020
3.446
712.924
89.372
18.187
416.080
189.284
21.723
95.231
3.745.058
3.711.569
3.088.955
622.614
33.489
17.691
15.798
253.053
84.446
95.373
63.980
9.255
643.969
376.217
144.171
116.173
7.408
697.038
80.450
15.178
422.924
178.487
21.551
97.631
3.790.548
3.757.133
3.122.424
634.709
33.415
17.720
15.695
253.730
83.472
93.861
64.607
11.789
631.525
376.810
140.799
108.423
5.491
677.655
69.256
17.151
423.161
168.086
21.585
102.272
3.861.172
3.828.045
3.184.485
643.559
33.127
18.968
14.159
274.605
102.590
97.973
62.530
11.512
636.687
379.211
119.170
134.611
3.695
655.508
63.142
19.898
426.859
145.609
21.810
105.817
3.868.144
3.833.745
3.181.779
651.966
34.399
20.007
14.392
238.089
87.669
85.161
55.694
9.565
640.134
380.522
100.365
150.829
8.418
661.982
53.561
20.771
441.958
145.692
22.852
109.566
3.916.704
3.881.294
3.211.766
669.528
35.411
19.992
15.419
232.377
89.968
78.414
54.671
9.324
661.507
385.427
155.740
115.367
4.973
683.331
54.806
23.587
470.597
134.340
22.929
112.377
3.990.464
3.956.483
3.273.708
682.774
33.981
20.396
13.586
268.299
102.789
102.445
53.610
9.455
709.787
390.795
171.793
137.245
9.954
679.597
42.220
24.191
475.676
137.510
23.482
116.030
3.955.393
3.923.437
3.299.073
624.364
31.956
19.977
11.978
238.059
87.745
96.249
46.765
7.300
657.957
386.506
159.585
100.047
11.818
670.217
40.760
26.603
473.350
129.504
23.522
114.909
83.240
2.289
4.926
17.483
245.350
86.810
2.315
4.774
19.403
236.676
88.618
2.360
5.277
20.884
228.192
87.870
2.369
4.992
21.223
217.919
90.385
2.361
4.885
19.532
204.031
94.878
2.414
4.980
20.688
229.204
98.540
2.454
4.823
20.646
245.252
102.151
2.479
4.935
21.861
237.750
104.708
2.616
5.053
29.534
241.062
108.073
2.731
5.226
37.237
216.042
107.125
2.708
5.076
25.213
208.069
4.114.420
3.434.579
605.276
1.187.559
1.641.743
679.841
284.309
96.899
298.633
2.147
132.956
54.308
145.853
20.350
125.503
18.880
120.691
4.106.358
3.401.537
593.865
1.125.918
1.681.754
704.821
298.001
97.595
309.224
2.872
128.638
59.104
140.653
19.445
121.207
21.079
106.179
4.151.448
3.444.660
612.845
1.118.804
1.713.010
706.788
290.198
98.137
318.453
1.833
138.062
63.440
135.734
19.044
116.689
23.773
104.768
4.198.577
3.476.318
651.220
1.102.302
1.722.797
722.259
300.828
99.799
321.632
2.036
156.051
64.874
137.883
18.883
119.000
25.155
120.171
4.217.625
3.483.335
639.138
1.102.532
1.741.666
734.290
314.958
101.115
318.216
950
167.903
68.814
133.565
19.330
114.235
22.697
118.228
4.232.150
3.483.810
651.864
1.097.383
1.734.563
748.340
321.016
101.612
325.711
1.237
173.805
69.649
130.812
19.257
111.555
24.533
123.682
4.319.749
3.546.975
708.002
1.114.824
1.724.149
772.774
348.747
104.923
319.104
1.786
178.157
69.216
122.215
20.078
102.137
25.404
132.552
4.328.822
3.559.128
673.361
1.142.023
1.743.745
769.694
339.969
105.653
324.072
936
158.036
73.627
127.069
21.570
105.499
27.019
124.160
4.366.571
3.575.234
686.052
1.132.399
1.756.783
791.337
355.492
110.287
325.559
946
168.245
73.117
128.868
21.016
107.852
38.718
123.134
4.464.083
3.644.478
732.441
1.156.248
1.755.789
819.604
366.586
126.263
326.756
956
181.716
75.000
125.632
20.844
104.788
52.385
114.326
4.370.404
3.607.908
694.604
1.151.639
1.761.665
762.496
336.068
120.169
306.259
1.118
167.639
67.358
132.688
19.533
113.154
33.361
95.166
5.622
5.479
5.157
5.032
4.999
5.091
4.784
4.564
4.809
5.231
5.441
153.439
67.568
256.642
112.213
97.889
34.432
154.008
67.577
372.080
10.242
101.981
35.046
154.210
67.687
372.026
18.067
102.583
35.166
154.352
74.807
346.998
29.630
98.988
37.860
154.627
77.325
336.734
36.847
98.759
38.432
155.838
80.491
329.390
44.775
97.197
38.611
156.988
81.275
327.455
50.843
97.002
39.088
158.983
81.511
326.596
59.069
97.183
39.179
159.957
81.544
326.127
68.357
94.994
39.557
162.001
81.649
326.063
78.205
91.304
41.019
162.525
81.640
326.067
86.632
94.769
40.483
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
*) Angka-angka sementara
Items
Okt
3.706.501
3.674.308
3.057.964
616.345
32.192
19.100
13.092
182.432
70.250
77.697
29.622
4.864
569.018
361.588
79.917
123.020
4.493
636.688
113.104
19.418
369.849
134.316
20.984
90.454
1)
r) Angka-angka diperbaiki
Apr
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
2)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
*) Provisional figures
r) Revised figures
4
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.2. Kegiatan Usaha Bank Umum Konvensional - BUKU 1
(Commercial Conventional Banks - Group of Business Activities 1 )
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara
-(SB/PN)
Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
110.961
109.924
107.029
2.895
1.037
1.037
10.746
1.622
3.704
5.338
81
21.594
11.904
249
9.408
33
13.632
3.644
5.751
4.237
6
1.313
1.037
1
274
8
906
-
110.251
109.229
106.349
2.879
1.023
1.023
13.264
1.813
1.964
9.316
171
25.026
12.549
204
12.250
24
14.459
3.468
5.896
5.094
6
1.506
1.225
6
274
2
1.495
-
111.237
110.251
107.104
3.147
986
986
16.370
2.351
2.550
11.285
184
23.105
11.782
340
10.936
46
14.829
3.485
5.956
5.388
6
1.559
1.272
6
281
3
1.512
-
108.069
107.101
103.719
3.382
968
968
15.973
1.538
2.641
11.675
119
25.858
11.682
278
13.877
22
14.468
3.354
5.294
5.820
6
1.501
1.226
6
269
3
1.330
-
114.414
113.447
105.664
7.783
966
966
17.751
2.284
2.058
12.429
980
28.169
13.419
148
14.568
34
16.395
3.440
6.452
6.503
6
1.669
1.386
6
277
4
1.765
-
116.727
115.724
107.590
8.134
1.003
1.003
19.462
2.488
3.038
12.581
1.355
25.896
13.196
90
12.585
25
16.834
3.299
6.389
7.146
6
1.700
1.418
6
275
1
1.850
-
115.267
114.226
107.184
7.041
1.041
1.041
21.501
1.946
4.298
13.769
1.488
23.395
12.928
65
10.390
12
14.665
2.550
6.944
5.171
6
1.693
1.414
6
273
2
2.146
-
115.489
114.498
107.378
7.119
991
991
16.731
1.813
3.611
10.745
561
27.099
12.734
410
13.936
19
14.981
2.024
7.438
5.519
6
1.725
1.444
6
275
1
1.905
-
116.864
115.892
108.582
7.310
972
972
17.675
3.032
3.036
10.705
902
22.876
12.919
57
9.887
12
15.442
2.592
7.336
5.464
6
1.794
1.512
6
276
1
2.186
-
118.006
117.059
109.812
7.247
947
947
20.950
2.811
4.658
12.134
1.346
22.516
13.263
305
8.939
9
15.862
2.905
7.386
5.572
5
1.735
1.458
0
277
1
1.892
-
113.152
112.318
105.580
6.737
834
834
16.779
3.049
5.515
8.038
176
23.093
12.863
360
9.852
18
14.794
3.073
9
6.543
5.168
4
1.586
1.318
0
268
2
1.735
-
129.155
125.130
20.207
21.707
83.216
4.026
948
13
3.065
1
7.086
2.954
703
703
4
199
137.746
133.311
27.732
20.384
85.194
4.436
981
12
3.443
1
4.445
2.631
339
339
3
214
140.380
135.607
29.243
20.630
85.735
4.773
1.044
14
3.714
1
3.685
2.506
337
337
3
197
140.368
135.569
30.841
18.853
85.874
4.799
1.305
18
3.477
1
3.172
2.044
340
340
3
212
150.650
142.529
32.187
19.639
90.703
8.121
2.202
1.310
4.610
1
4.220
1.613
985
337
648
2
314
151.868
143.138
32.477
19.333
91.328
8.729
2.806
880
5.043
1
5.076
1.713
1.028
367
661
2
347
149.943
141.833
35.357
18.756
87.720
8.111
2.580
1.043
4.488
0
5.162
1.738
1.026
359
667
1
226
150.032
141.170
33.075
20.172
87.922
8.862
2.228
1.166
5.468
0
3.667
1.863
1.035
359
676
1
196
149.229
139.307
31.891
19.977
87.439
9.922
2.335
923
6.664
0
3.154
1.663
1.061
358
703
1
171
152.511
142.240
35.071
19.704
87.465
10.272
2.286
1.308
6.677
0
3.971
1.563
1.083
350
733
2
189
145.028
135.320
31.868
20.417
83.034
9.709
2.083
1.107
6.519
0
3.581
1.563
1.034
350
684
6
123
91
75
85
63
63
60
46
50
55
57
13.210
2.419
1.570
13.369
2.427
3.918
13.460
2.427
3.917
12.833
2.283
3.172
13.136
2.344
4.135
13.626
2.352
4.103
13.685
2.556
3.213
13.787
2.606
3.074
14.340
2.606
3.074
14.506
2.602
3.078
2.014
1.607
211
181
3.625
436
360
3.865
436
572
3.947
436
740
4.207
436
951
4.301
436
1.120
3.979
436
1.232
4.282
436
1.369
3.920
436
1.534
3.839
436
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
13.516 a. Paid In Capital
2.599 b. Reserves
3.008 c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
59
1.607
3.915
437
e. Additional Paid In Capital
f. Loan Capital
5
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.3. Kegiatan Usaha Bank Umum Konvensional - BUKU 2
(Commercial Conventional Banks - Group of Business Activities 2 )
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara
-(SB/PN)
Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2014
Des
2015
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
647.636
644.107
630.684
644.095
514.240
520.050
531.844
533.071
540.882
552.885
551.431
633.850
454.087
630.139
447.560
616.301
427.837
628.961
440.394
501.508
404.528
507.199
408.526
519.525
419.677
520.659
417.910
528.162
422.584
539.753
433.861
539.280
441.953
179.762
182.579
188.464
188.567
96.980
98.673
99.848
102.748
105.578
105.891
97.327
13.786
3.115
10.671
66.438
12.384
32.841
20.097
1.116
99.000
61.986
10.649
25.219
1.146
109.975
23.244
5.002
60.241
21.488
603
12.308
9.840
911
1.556
9.212
33.759
-
13.969
3.083
10.886
81.791
21.415
33.320
25.783
1.273
112.861
62.206
13.914
35.660
1.081
107.132
23.359
3.909
54.759
25.104
575
12.792
10.281
931
1.580
10.312
34.682
-
14.383
2.700
11.684
69.793
17.717
23.230
27.136
1.709
103.184
57.933
11.723
32.773
756
114.197
22.344
3.913
58.090
29.850
609
12.622
10.074
952
1.596
11.077
36.301
-
15.134
2.678
12.456
82.702
17.696
26.735
36.581
1.690
114.125
59.516
13.294
40.591
724
116.338
23.031
4.815
62.152
26.341
590
12.482
10.128
961
1.393
10.929
37.264
-
12.732
2.531
10.202
91.547
22.408
24.505
42.302
2.332
104.886
57.211
13.144
32.781
1.750
87.242
19.784
3.676
45.427
18.355
427
12.036
9.810
952
1.274
5.824
29.265
-
12.851
2.455
10.395
96.151
21.926
27.232
43.653
3.340
103.783
58.738
11.845
32.261
938
85.932
16.377
3.583
44.810
21.161
427
13.051
10.791
977
1.284
6.340
28.981
-
12.319
2.518
9.801
95.544
24.028
27.170
41.323
3.023
100.662
59.985
14.952
25.710
14
91.560
16.514
4.112
47.019
23.915
298
12.917
10.616
987
1.313
6.137
28.277
-
12.413
2.480
9.933
78.663
18.218
19.511
38.258
2.675
110.462
59.265
14.624
36.392
181
92.722
14.002
3.957
50.694
24.070
299
13.379
11.047
1.002
1.331
6.482
25.482
-
12.720
2.422
10.298
85.055
22.775
21.867
38.053
2.359
111.521
59.873
17.892
33.457
300
95.704
13.447
5.849
55.135
21.323
299
13.974
11.569
1.041
1.364
9.703
32.944
-
13.132
2.653
10.479
101.693
30.505
33.576
35.107
2.505
120.456
62.625
21.254
35.144
1.433
92.143
12.968
3.787
52.267
23.121
299
14.398
11.913
1.088
1.396
12.977
35.572
-
12.152
2.355
9.796
85.219
18.933
31.341
32.976
1.970
120.356
63.013
21.975
33.524
1.844
91.594
10.277
4.738
54.271
22.307
300
14.212
11.829
1.017
1.366
7.289
32.354
-
623.124
495.449
644.802
506.720
612.462
480.117
647.953
513.219
597.357
498.857
602.497
502.018
613.853
508.192
606.041
503.437
618.380
507.431
642.339
526.307
134.993
110.562
249.895
127.674
64.291
13.391
49.992
2
50.514
4.003
18.813
4.617
14.196
10.851
11.111
143.804
102.340
260.576
138.082
74.834
14.119
49.129
703
42.589
10.338
17.884
4.319
13.564
11.682
11.610
130.472
92.344
257.302
132.345
68.710
14.057
49.578
2
45.848
10.471
18.014
4.097
13.917
13.511
12.438
153.972
91.027
268.219
134.734
68.935
14.765
51.034
202
47.968
10.910
18.027
4.693
13.334
14.193
11.931
143.308
89.067
266.482
98.499
41.728
7.343
49.429
2
45.392
10.853
17.547
4.702
12.845
9.600
10.104
143.825
87.598
270.594
100.479
43.163
7.178
50.138
298
46.204
10.989
17.658
4.601
13.057
10.305
8.856
151.804
85.923
270.465
105.661
47.955
7.141
50.565
844
47.220
10.780
17.231
4.429
12.802
10.824
10.050
141.386
91.298
270.753
102.604
45.843
7.423
49.339
2
46.271
10.581
17.534
4.530
13.004
11.763
9.618
145.754
90.581
271.095
110.949
49.136
7.796
54.017
2
50.562
10.850
17.653
4.480
13.173
16.949
12.130
157.814
90.822
277.671
116.032
51.567
8.078
56.387
2
56.655
11.159
17.155
4.607
12.548
22.964
11.333
764
801
674
664
632
678
636
608
637
674
751
58.637
10.674
21.070
16.715
5.176
4.572
59.046
10.674
38.182
2.214
5.254
4.864
55.379
9.918
36.440
3.100
4.763
4.900
56.146
10.287
35.379
4.989
5.514
4.921
54.551
10.401
14.238
3.778
5.316
5.554
55.273
11.038
12.042
4.202
5.464
5.588
56.363
11.554
11.212
4.945
5.115
5.608
58.256
11.696
10.717
5.298
4.661
5.595
57.458
11.724
10.748
5.910
5.244
5.694
58.335
11.827
10.647
7.147
4.335
6.833
59.884
11.831
10.720
7.837
4.727
6.825
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
634.125 a. Third Party Funds
522.576
Rupiah
Demand Deposit
148.315
92.406
281.856
111.549
47.089
7.904
56.555
201
50.361
10.665
14.633
4.255
10.378
14.879
10.044
b.
c.
d.
e.
f.
g.
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
Liabilities to BI
Interbank Liabilities
Issued Securities
Loans received
Rupiah
Foreign Exchange
Spot and Derivatives Liabilities
Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
6
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.4. Kegiatan Usaha Bank Umum Konvensional - BUKU 3
(Commercial Conventional Banks - Group of Business Activities 3 )
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara
-(SB/PN)
Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2014
Des
2015
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
1.238.494
1.226.333
1.263.467
1.272.843
1.415.863
1.427.380
1.444.348
1.454.177
1.470.332
1.491.066
1.229.517
983.325
246.192
8.978
7.241
1.736
37.214
18.281
14.975
445
3.513
159.277
119.174
16.308
22.182
1.613
187.500
46.102
9.987
90.729
40.682
9.760
24.456
23.353
400
702
7.982
67.949
-
1.217.320
973.055
244.265
9.014
7.136
1.878
43.435
20.419
18.363
702
3.951
182.605
120.407
26.080
34.585
1.533
197.285
45.256
8.659
94.031
49.338
9.912
26.179
25.061
411
707
8.760
66.015
-
1.254.140
1.008.165
245.974
9.327
7.411
1.916
48.415
18.732
20.188
4.213
5.282
183.634
123.634
32.969
24.038
2.993
209.069
46.186
8.199
92.189
62.495
9.939
26.952
25.820
419
714
9.435
70.611
-
1.262.123
1.019.136
242.986
10.720
7.494
3.226
60.380
20.019
31.385
4.189
4.786
201.433
122.885
42.619
34.421
1.509
213.691
48.162
7.208
97.201
61.120
10.150
27.749
26.636
419
694
9.820
58.689
-
1.403.191
1.069.809
333.383
12.671
7.594
5.077
66.083
21.065
33.294
5.833
5.892
230.213
134.979
62.715
29.487
3.032
238.773
41.297
5.882
124.366
67.227
10.136
29.387
28.211
398
777
13.146
75.582
-
1.414.823
1.077.129
337.694
12.557
7.751
4.806
61.779
19.020
30.437
5.501
6.821
230.112
135.652
67.295
25.456
1.709
237.449
35.340
7.469
124.473
70.167
10.169
30.896
29.706
405
785
13.896
80.747
-
1.432.681
1.096.458
336.222
11.667
8.085
3.582
67.690
22.951
33.265
4.603
6.871
212.650
135.928
48.451
26.937
1.335
226.788
30.241
9.527
126.755
60.265
10.315
31.428
30.303
422
703
13.736
82.835
-
1.442.355
1.099.995
342.360
11.822
8.107
3.715
51.951
18.458
22.715
4.570
6.207
213.937
133.207
38.019
38.174
4.537
224.107
25.864
10.053
130.252
57.939
10.312
32.689
31.544
430
714
14.781
73.755
-
1.458.316
1.108.933
349.382
12.017
8.113
3.903
57.791
18.496
30.613
2.884
5.798
218.740
135.638
42.849
37.710
2.543
228.424
25.870
10.540
140.839
51.174
10.374
33.576
32.285
493
797
19.070
76.502
-
1.481.113
1.124.834
356.279
9.953
8.062
1.891
71.589
21.033
41.949
3.276
5.332
249.265
138.403
64.930
40.969
4.964
221.479
18.959
11.628
137.703
53.190
10.519
35.715
34.351
543
822
23.524
73.722
-
1.267.728
997.947
157.901
242.866
597.180
269.781
95.367
40.820
133.594
923
37.537
29.419
66.673
11.592
55.080
6.441
53.696
1.282.366
1.006.377
157.599
228.731
620.048
275.989
93.373
41.979
140.637
923
36.144
28.726
69.510
11.500
58.010
7.374
51.541
1.329.617
1.053.803
170.192
237.140
646.471
275.815
90.926
42.522
142.367
922
38.818
32.187
69.294
11.290
58.004
8.209
52.358
1.354.452
1.063.368
176.304
226.272
660.792
291.084
97.557
42.731
150.796
922
44.241
34.207
69.243
10.671
58.572
8.939
46.333
1.458.655
1.127.952
190.577
227.695
709.680
330.704
129.584
49.458
151.662
45
54.695
36.667
65.512
11.132
54.380
11.236
43.722
1.468.265
1.135.000
195.067
227.631
712.302
333.264
130.213
50.946
152.105
45
55.603
36.176
65.798
11.135
54.663
12.109
42.108
1.459.364
1.126.959
210.557
231.433
684.968
332.405
138.650
51.474
142.282
44
58.223
35.920
66.604
12.136
54.468
12.143
45.060
1.450.785
1.119.616
198.531
233.003
688.082
331.169
141.081
51.346
138.741
31
46.017
38.437
72.520
13.028
59.492
12.692
41.648
1.468.327
1.132.235
196.774
234.013
701.448
336.092
149.319
53.216
133.557
31
52.608
37.462
73.191
13.031
60.160
17.534
41.813
1.504.014
1.152.965
214.162
238.265
700.538
351.049
144.982
65.122
140.945
31
60.606
37.479
74.243
12.739
61.504
23.041
42.761
Items
Okt
Distribution of Funds
1.462.253 a. Credit
- To Third Party
1.453.145
1.133.036
320.110
9.107
7.991
1.116
74.397
26.034
40.719
2.736
4.908
242.622
137.571
64.503
32.459
8.088
211.762
16.932
13.045
134.072
47.712
10.557
34.626
33.163
640
823
16.426
67.375
1.478.816
1.144.955
199.177
235.838
709.940
333.861
135.276
62.665
135.920
31
59.862
34.009
67.263
11.787
55.476
15.914
38.225
1.682
1.620
1.584
1.566
1.505
1.534
1.442
1.351
1.400
1.693
1.846
42.519
23.696
70.312
23.483
51.003
25.887
42.519
23.696
93.544
1.671
51.892
25.987
46.248
24.562
94.655
3.927
52.322
26.077
46.248
24.972
92.571
5.671
51.397
28.746
47.815
25.355
107.274
9.032
51.358
28.687
47.815
27.860
104.557
10.491
50.813
28.828
47.815
27.901
104.361
12.031
50.696
29.282
47.815
27.901
104.326
13.990
50.462
29.390
49.034
27.901
103.826
16.153
49.052
29.671
49.034
27.901
103.816
17.534
48.138
29.983
49.034
27.901
103.816
18.603
49.053
29.471
b.
c.
d.
e.
f.
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
Equity Investment
Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
7
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.5. Kegiatan Usaha Bank Umum Konvensional - BUKU 4
(Commercial Conventional Banks - Group of Business Activities 4 )
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara
-(SB/PN)
Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2014
Des
2015
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1.560.985
1.553.074
1.373.530
179.544
7.911
7.227
684
64.748
35.832
26.176
2.725
14
256.719
160.254
47.992
48.473
0
315.373
40.114
4.430
204.807
66.022
10.516
48.308
45.147
807
2.354
281
140.631
-
1.539.980
1.531.957
1.345.110
186.847
8.024
7.036
988
77.589
52.623
22.212
2.309
445
250.490
161.630
56.345
32.515
0
319.211
16.344
5.166
212.490
85.212
10.569
49.191
46.217
796
2.177
329
132.763
-
1.546.450
1.539.178
1.355.254
183.924
7.272
6.451
821
69.716
44.025
24.293
1.384
12
269.755
164.049
48.831
56.876
0
351.446
16.639
4.387
236.715
93.705
10.569
50.845
47.382
814
2.649
369
117.609
-
1.540.860
1.534.550
1.360.450
174.100
6.310
5.747
563
77.829
45.809
29.824
2.182
14
282.434
162.062
48.570
71.788
15
357.468
14.826
6.049
242.456
94.137
10.899
49.421
45.985
822
2.615
471
118.857
-
1.552.765
1.546.178
1.369.824
176.354
6.588
6.068
519
74.780
36.680
35.516
2.574
10
254.800
162.381
63.102
29.317
0
342.578
15.929
5.499
236.847
84.302
10.904
50.660
47.289
841
2.530
559
95.901
-
1.577.845
1.571.366
1.389.329
182.037
6.479
5.986
493
73.068
37.732
33.154
2.074
109
246.422
160.983
56.573
28.867
0
324.938
14.239
5.930
237.142
67.626
10.904
52.606
49.136
862
2.609
451
115.172
-
1.618.429
1.610.904
1.419.150
191.754
7.525
6.749
776
86.158
51.013
33.239
1.887
18
278.708
162.236
50.864
65.608
0
309.433
13.836
6.040
235.574
53.983
11.112
55.698
52.320
871
2.508
771
130.451
-
1.615.763
1.607.175
1.416.100
191.076
8.587
7.843
745
87.444
46.887
39.323
1.222
11
265.524
167.212
42.544
55.768
0
317.124
11.672
6.325
242.998
56.130
12.156
57.472
54.009
875
2.588
596
135.096
-
1.638.762
1.629.637
1.431.241
198.396
9.125
7.906
1.218
68.152
43.042
22.897
2.046
166
286.521
168.677
89.972
27.871
0
330.479
12.897
6.759
256.510
54.313
12.172
58.437
54.955
908
2.573
760
126.997
-
1.676.785
1.667.401
1.464.061
203.340
9.384
8.168
1.216
71.250
46.557
22.262
2.179
253
293.198
168.242
80.778
44.174
3
336.057
7.438
7.866
267.119
53.634
12.581
59.618
56.000
933
2.685
736
102.588
-
1.677.585
1.668.305
1.477.179
191.127
9.279
8.213
1.066
58.645
37.632
18.674
2.101
238
249.586
164.724
68.749
16.111
2
336.189
10.477
7.322
266.106
52.283
12.583
59.776
56.335
884
2.558
1.496
105.316
-
1.923.690
1.656.503
281.247
762.157
613.099
267.186
120.825
42.524
103.838
1.222
32.483
14.495
57.412
1.186
56.226
1.584
54.818
1.877.152
1.601.577
253.824
725.627
622.126
275.575
126.526
41.331
107.718
1.246
40.559
14.756
50.817
1.185
49.633
2.020
41.967
1.905.829
1.623.004
272.735
720.404
629.865
282.826
126.837
41.406
114.583
909
43.747
15.021
45.987
1.219
44.769
2.049
38.940
1.890.769
1.611.233
279.053
718.251
613.929
279.536
129.066
42.151
108.320
912
55.155
15.013
48.171
1.077
47.094
2.020
60.981
1.846.563
1.561.689
262.243
718.465
580.982
284.874
137.017
42.871
104.986
903
58.153
16.726
47.418
1.057
46.361
1.859
63.412
1.845.145
1.552.064
267.205
714.669
570.189
293.081
140.843
42.468
109.771
893
60.377
17.007
44.226
1.053
43.173
2.118
71.683
1.933.772
1.619.876
297.714
731.891
590.271
313.896
155.770
45.129
112.997
898
60.652
16.339
35.253
1.052
34.200
2.435
76.635
1.956.585
1.642.537
288.619
749.066
604.852
314.048
147.485
45.575
120.988
902
56.214
18.952
33.879
1.552
32.327
2.563
72.219
1.966.075
1.644.285
300.912
739.282
604.092
321.789
151.406
48.188
122.195
912
56.239
19.483
34.864
1.047
33.816
4.233
68.623
1.998.785
1.669.237
314.393
758.408
596.437
329.548
164.123
51.585
113.840
923
54.503
20.086
31.052
1.047
30.004
6.378
59.485
1.946.577
1.650.929
305.011
754.041
591.877
295.648
148.551
48.344
98.752
885
48.715
17.816
47.657
1.042
46.616
2.562
46.058
3.021
2.862
2.696
2.631
2.711
2.725
2.564
2.470
2.626
2.728
2.704
28.430
29.783
160.125
69.300
38.309
3.762
28.430
29.783
232.167
6.056
39.413
3.760
28.430
29.783
232.852
10.466
39.834
3.754
28.430
35.198
212.770
18.120
36.303
3.756
28.430
37.158
208.015
22.971
36.055
3.755
28.430
37.160
205.599
28.717
34.771
3.759
28.430
37.161
205.599
32.375
35.207
3.762
28.430
37.163
205.456
38.130
35.305
3.758
28.430
37.168
205.456
44.494
33.902
3.756
28.430
37.174
205.501
51.462
32.617
3.766
28.393
37.164
205.501
57.971
34.699
3.751
Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
8
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.6. Kegiatan Usaha Bank Umum Syariah - BUKU 1
(Commercial Sharia Banks - Group of Business Activities 1 )
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara
-(SB/PN)
Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
2)
d. L/R Tahun berjalan sesudah pajak
e. Tambahan modal disetor
f. Modal Pinjaman
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
25.808
25.698
25.298
399
111
111
1.143
395
744
3
5.794
1.314
121
4.248
112
1.126
1.082
44
0
512
497
7
8
-
25.688
25.584
25.186
398
104
104
1.019
371
645
3
4.301
1.352
156
2.793
0
1.129
1.085
44
0
516
501
7
8
0
-
25.780
25.677
25.272
405
103
103
925
371
552
2
4.620
1.287
196
2.944
194
1.129
1.085
44
0
555
541
7
7
21
-
19.386
19.284
19.276
9
101
101
972
287
685
0
3.177
1.106
145
1.926
0
857
813
44
0
462
448
7
6
-
19.468
19.369
19.360
9
100
100
1.025
305
719
1
2.973
1.145
145
1.683
0
866
822
44
0
480
465
7
8
-
19.645
19.547
19.538
8
98
98
1.101
304
796
1
2.729
1.107
148
1.474
0
887
833
54
0
458
442
7
8
-
19.804
19.708
19.701
7
96
96
1.283
335
946
1
3.052
1.108
148
1.789
7
884
833
51
0
438
422
7
8
-
19.451
19.356
19.349
7
95
95
1.206
305
895
6
2.534
1.073
153
1.293
15
915
833
82
0
468
453
8
8
-
19.408
19.316
19.309
7
92
92
1.266
285
980
1
2.466
1.111
155
1.154
46
913
816
97
0
531
515
8
9
-
19.796
19.706
19.701
5
91
91
1.169
292
875
2
2.891
1.062
160
1.669
0
877
763
114
0
498
482
8
8
32
-
20.042
19.952
19.947
5
90
90
1.164
293
870
1
2.612
1.061
170
1.381
0
826
762
64
0
513
497
7
8
29
-
26.742
26.393
1.357
3.336
21.700
350
166
0
183
1.476
487
116
116
0
-
25.487
25.151
1.316
3.053
20.782
336
173
0
163
1.214
290
116
116
0
-
25.959
25.245
1.320
2.897
21.029
714
378
0
335
1.169
100
116
116
0
1
20.045
19.906
829
2.658
16.419
139
137
0
1
1.135
200
116
116
-
20.236
20.085
881
2.375
16.830
151
149
0
1
840
220
116
116
-
20.256
20.150
878
2.414
16.857
107
105
0
1
866
205
116
116
-
20.895
20.804
881
2.620
17.304
91
90
0
1
855
115
116
116
-
20.120
20.051
772
2.558
16.721
70
68
0
1
620
420
116
116
-
19.886
19.828
787
2.547
16.494
59
57
0
1
496
180
114
114
-
20.055
19.998
954
2.619
16.425
56
54
0
1
429
322
114
114
-
19.978
19.928
828
2.565
16.535
51
49
0
1
394
200
114
114
-
4
4
3
3
4
11
14
16
19
19
21
5.071
22
122
265
199
-
5.071
22
367
12
200
-
5.121
22
365
0
200
-
3.319
22
18
6
212
-
3.319
22
17
(3)
213
-
3.319
22
17
24
213
-
3.319
44
(11)
72
374
-
3.319
48
(11)
68
374
-
3.319
48
(11)
31
775
-
3.819
48
(11)
97
778
-
3.819
48
(11)
116
778
-
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
9
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.7. Kegiatan Usaha Bank Umum Syariah - BUKU 2
(Commercial Sharia Banks - Group of Business Activities 2 )
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Surat
Perbendaharaan
Negara
Sertifikat
Bank Indonesia
(SBI)
(SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
122.616
122.247
114.695
7.552
369
369
2.144
1.735
273
137
26.634
6.956
4.599
13.490
1.589
9.082
7.239
1.843
100
3.559
3.365
163
30
2.104
-
120.802
120.392
112.880
7.513
410
410
1.743
1.490
154
99
23.497
7.011
4.399
11.074
1.013
9.332
7.238
2.095
90
3.715
3.525
163
27
1.721
-
120.560
120.140
112.554
7.585
420
420
1.802
1.450
246
105
23.992
6.763
4.949
11.182
1.099
9.323
7.461
1.862
90
3.722
3.530
163
29
2.138
-
128.291
127.852
119.672
8.180
439
439
2.284
1.889
199
197
23.522
7.084
4.843
10.418
1.177
10.102
115
8.165
1.822
79
3.616
3.447
154
15
1.778
-
128.308
127.877
119.771
8.106
432
432
1.866
1.703
122
41
22.928
7.082
4.918
8.337
2.592
11.184
120
9.009
2.055
79
3.399
3.224
156
19
1.517
-
128.900
128.474
120.311
8.163
426
426
2.168
2.002
3
163
22.582
7.134
4.848
7.781
2.820
11.616
169
9.514
1.933
79
3.561
3.385
158
19
2.453
-
131.480
131.002
122.314
8.687
478
478
2.429
2.316
3
111
18.220
7.027
4.690
4.177
2.327
12.178
219
9.735
2.224
79
3.643
3.465
160
18
0
1.543
-
130.194
129.703
121.046
8.656
491
491
2.095
1.988
3
105
20.578
7.031
4.615
5.265
3.667
12.132
436
9.743
1.953
79
3.834
3.654
159
20
1.513
-
130.457
129.971
121.117
8.855
486
486
2.438
2.338
3
97
19.383
7.209
4.815
5.288
2.071
12.368
439
9.961
1.968
79
4.065
3.871
160
34
0
2.433
-
131.925
131.452
121.439
10.013
474
474
1.648
1.591
39
18
21.461
7.199
4.365
6.351
3.546
13.178
862
10.438
1.879
79
4.065
3.868
158
38
0
2.235
-
130.931
130.437
121.378
9.059
494
494
1.855
1.805
44
6
19.687
7.275
3.827
6.720
1.866
15.052
1.488
11.596
1.969
79
4.195
3.983
159
53
0
1.260
-
143.981
133.157
9.572
46.931
76.653
10.824
2.712
151
7.961
3.860
2.950
2.136
2.136
867
138.804
128.401
9.590
45.783
73.029
10.403
2.114
153
8.135
3.687
2.363
1.986
1.986
847
137.200
126.883
8.884
45.390
72.609
10.317
2.302
137
7.877
4.795
3.155
1.986
1.986
834
144.989
133.023
10.220
45.239
77.564
11.966
3.828
135
8.004
4.379
2.500
1.986
1.986
714
144.164
132.223
9.941
45.292
76.989
11.941
4.279
132
7.529
4.603
2.735
1.986
1.986
677
144.119
131.440
12.412
45.737
73.292
12.679
3.885
140
8.653
5.679
3.560
1.986
1.986
0
689
141.921
129.311
11.689
44.201
73.421
12.610
3.703
136
8.772
6.044
4.323
1.986
1.986
582
145.258
132.317
10.976
45.925
75.416
12.941
3.265
142
9.534
5.248
3.375
1.986
1.986
479
144.674
132.148
9.934
45.999
76.215
12.526
3.238
165
9.124
5.186
3.479
1.986
1.986
0
397
146.379
133.732
10.047
46.430
77.254
12.647
3.573
169
8.905
5.552
4.390
1.986
1.986
557
145.879
134.200
9.405
46.372
78.423
11.679
3.019
149
8.511
4.727
3.105
1.986
1.986
715
59
117
114
106
84
83
82
68
73
61
5.573
975
3.444
437
1.594
-
5.573
975
3.902
108
1.597
-
5.573
975
3.796
214
1.599
-
7.376
2.045
3.088
272
1.615
-
7.376
2.045
3.056
328
1.610
-
7.377
2.060
3.073
391
1.635
-
7.377
2.060
3.081
300
1.631
-
7.377
2.097
3.033
352
2.099
-
7.377
2.097
3.033
400
2.101
-
7.878
2.097
3.033
431
1.598
-
Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
60 h. Margin Deposits
Components of Capital
7.878 a. Paid In Capital
2.097 b. Reserves
3.033 c. Retained Earnings (Profit/Loss)
497 d. Current Earnings (Profit /Loss)
1.598 e. Additional Paid In Capital
f. Loan Capital
1)
2)
10
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.8. Laporan Laba / Rugi Bank Umum
(Commercial Banks Income Statements)
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
D.
E.
F.
G.
H.
I.
J.
K.
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
r) Angka-angka diperbaiki
*). Angka-angka sementara
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
568.014
7.816
6.846
37.215
403.926
402.163
1.763
112.211
293.842
562
4.613
172.936
13.615
24.317
135.003
6.993
3.502
104.298
939
274.171
55.957
733
595
3.891
39.168
38.989
179
11.571
31.017
38
426
16.363
1.163
2.106
13.094
621
533
10.776
2.259
24.940
103.842
1.377
1.028
7.456
72.320
71.984
336
21.661
56.523
76
883
31.117
2.217
3.879
25.020
1.229
757
20.255
2.205
47.319
157.866
2.054
1.565
11.593
109.219
108.723
496
33.435
85.728
115
1.359
47.542
3.378
5.785
38.380
1.884
1.048
31.630
2.150
72.138
210.197
2.758
2.282
15.216
145.186
144.531
655
44.754
113.797
153
1.899
63.445
4.627
7.596
2.547
1.385
42.291
2.078
96.400
262.929
3.412
2.980
18.880
182.371
181.559
812
55.286
141.055
191
2.550
79.342
5.881
9.370
64.090
3.196
1.600
52.189
1.987
121.874
316.317
3.986
3.720
22.062
219.530
218.556
975
67.020
168.986
230
2.963
94.761
7.140
11.133
76.488
3.919
1.906
63.381
1.825
147.331
369.786
4.612
4.445
25.389
257.219
256.062
1.156
78.122
197.112
268
3.542
110.464
8.405
12.983
89.076
4.579
2.276
74.035
1.948
172.674
425.027
5.237
5.087
29.235
295.286
293.949
1.337
90.181
225.850
306
3.946
126.241
9.698
14.845
101.698
5.284
2.610
85.569
1.893
199.177
479.007
5.832
5.741
32.316
333.471
331.956
1.514
101.646
253.510
345
4.475
141.555
11.005
16.667
113.883
5.989
2.941
96.485
1.720
225.497
534.366
6.433
6.476
36.046
372.321
370.629
1.692
113.090
281.714
400
5.019
157.130
12.313
18.553
126.264
6.620
3.398
107.475
1.672
252.652
148.439
26.696
42.497
57.594
70.915
84.142
93.944
106.578
127.006
149.319
156.961
6.306
1.563
2.421
2.552
3.003
3.128
3.398
3.627
3.870
4.095
4.695
239
1
1
1
1
0
0
0
0
0
0
55
50.757
0
10.541
8
18.931
4
23.880
1
28.837
0
34.884
0
0
0
0
0
39.723
44.127
57.958
73.139
73.576
54.203
4.256
8.248
13.752
18.602
23.715
28.766
33.417
37.828
42.339
47.042
36.879
278.849
10.334
38.744
12.888
66.580
17.405
92.513
20.471
120.252
22.414
149.154
22.056
177.461
25.406
205.314
27.348
240.769
29.746
278.969
31.594
300.286
2.577
414
464
745
1.133
1.317
1.394
1.760
2.027
2.488
2.555
68
9
13
29
40
50
64
75
94
142
141
1
43.873
64.153
3
10.187
13.884
0
17.466
20.108
0
21.747
26.098
1
26.107
33.259
77
31.694
40.935
9
11
15
21
23
35.921
49.208
40.040
57.121
53.004
63.190
68.348
70.976
65.740
78.820
3.509
164.669
143.761
25.225
255
14.138
12.892
2.131
527
28.001
23.236
3.898
798
43.094
37.219
5.954
1.050
58.663
47.064
7.505
1.322
73.758
56.862
9.850
25.394
(169)
2.167
(35)
4.082
(185)
5.808
146
7.629
(124)
9.621
230
143.591
66.264
67.023
112.160
12.856
46
56
10.242
23.051
88
289
18.067
37.365
11
215
29.630
46.940
34
361
36.847
57.092
65
324
44.775
A. Interest Income and Interest Expenses
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
1.645
1.867
2.126
2.394
89.220
63.814
12.150
11.574
104.440
73.938
14.465
13.601
120.312
85.414
16.919
15.401
134.600
95.847
20.555
17.703
150.319
109.327 D.
19.378 E.
19.079 F.
2.641
576
64.390
863
74.802
1.518
86.932
2.852
98.699
299 G.
109.626 H.
87
332
50.843
101
401
59.069
116
625
68.357
127
620
78.205
174 I.
644 J.
86.632 K.
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
r) Revised figures
*) Provisional figures
11
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.9. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 1
(Commercial Conventional Banks Income Statements - Group of Business Acitivies 1 )
Miliar Rp (Billion Rp)
Keterangan
A.
B.
C
.
D.
E.
F.
G.
H.
I.
J.
K.
Pendapatan dan Beban Bunga
Pendapatan Bunga Bersih (A1-A2)
Pendapatan dan Beban Operasional Lain
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
9.309
770
1.532
2.393
3.311
4.202
5.097
6.027
6.933
7.844
8.866
1.465
291
256
412
609
753
925
1.049
1.175
1.339
1.555
62
11
26
34
46
51
43
45
50
56
87
4
1
1
1
-
-
-
-
-
-
7
9
10
45
53
62
65
68
75
82
555
820
7.873
38
234
849
81
140
1.344
130
236
1.999
203
313
2.856
259
390
3.594
317
503
4.462
374
564
5.238
424
632
6.019
479
729
6.802
528
858
7.831
13
3
3
6
21
36
207
3
1
1
1
1
24
0
-
-
30
-
12
-
22
-
33
-
-
-
12
1.405
11
353
11
315
13
430
13
666
15
811
17
988
18
1.171
22
1.359
23
1.511
25
1.716
39
6.401
2.901
734
727
8
2.908
115
445
2.014
4
477
211
115
109
5
216
10
181
8
1.006
444
229
227
2
446
20
360
12
1.536
806
330
327
4
809
660
21
2.134
1.064
395
387
8
1.071
865
25
2.713
1.361
515
510
5
1.366
1.105
31
3.413
1.561
612
502
111
1.672
1.366
36
3.991
1.838
729
743
(14)
1.824
1.478
41
4.564
2.089
929
932
(3)
2.086
1.657
46
5.185
2.381
1.130
1.162
(32)
2.349
1.858
50
5.832
2.591
976
1.016
(40)
2.551
2.023
A. Interest Income and Interest Expenses
B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/provisions
g. Others
D. Operating Profit/loss (A1+C1) - (A2+C2)
E. Non Operational Income
F. Non Operational Expenses
G. Non Operational Profit (E - F)
H. Current Year profit
I. Transfser Profit / Loss Received
J. Transfer of Profit/Loss to Head Office
K. Profit/Loss After Estimation of tax
12
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.10. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 2
(Commercial Conventional Banks Income Statements - Group of Business Acitivies 2)
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
E. Pendapatan non - operasional
F. Beban non - operasional
G. Laba/Rugi non-operasional (E - F)
H. Laba/Rugi tahun berjalan sebelum pajak
I. Penerimaan Transfer Laba/Rugi
J. Transfer Laba/Rugi ke Kantor Pusat
K. Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
101.362
1.734
3.257
5.950
61.677
61.491
186
28.744
58.534
37
1.416
27.310
3.501
2.602
21.206
866
461
28.443
1
42.828
9.493
163
278
617
5.556
5.527
29
2.879
5.675
3
140
2.578
289
246
2.044
83
53
2.818
0
3.818
18.410
304
496
1.205
10.835
10.783
52
5.570
10.992
6
276
4.961
560
481
3.920
176
96
5.478
0
7.418
28.263
449
751
1.850
16.658
16.578
81
8.555
16.940
10
412
7.641
851
721
6.069
276
165
8.436
0
11.323
38.240
608
1.101
2.488
22.263
22.155
108
11.779
23.118
13
552
10.378
1.199
967
8.211
377
232
11.566
0
15.122
48.533
792
1.538
3.136
28.075
27.946
129
14.992
29.460
16
880
13.107
1.542
1.189
10.377
483
290
14.684
0
19.074
58.820
895
1.930
3.738
34.336
34.182
154
17.921
35.769
19
860
15.967
1.882
1.426
12.658
588
353
17.981
0
23.051
68.846
1.022
2.254
4.363
40.099
39.918
181
21.108
41.655
23
990
18.756
2.204
1.651
14.901
689
410
20.788
0
27.192
79.016
1.175
2.566
5.024
46.136
45.927
209
24.115
47.862
26
1.122
21.533
2.533
1.881
17.118
802
464
23.915
0
31.154
89.992
1.333
2.911
5.689
52.462
52.226
236
27.596
54.398
30
1.282
24.262
2.883
2.107
19.272
909
526
27.389
0
35.593
100.746
1.471
3.323
6.345
58.764
58.503
261
30.844
60.798
50
1.426
27.107
3.239
2.340
21.528
1.019
587
30.610
0
39.948
40.540
8.102
13.477
18.197
21.703
24.819
27.666
31.691
39.203
48.344
50.313
2.217
712
1.011
1.051
1.213
1.258
1.427
1.532
1.693
1.741
2.173
235
1
0
0
0
0
0
0
-
-
-
26.661
6.180
10.292
13.605
15.943
18.162
21.297
24.401
30.962
39.215
39.896
6.877
4.551
61.733
556
653
9.229
1.045
1.129
16.535
1.647
1.894
22.887
2.191
2.355
28.921
2.744
2.656
35.643
3.336
1.606
40.916
3.806
1.951
47.830
4.349
2.199
57.397
4.915
2.474
69.073
5.478
2.713
74.360
807
168
319
480
722
861
944
1.242
1.412
1.666
1.655
65
8
12
28
38
50
64
75
94
142
188
0
24.009
7.928
5.817
1.062
9.577
2.064
12.422
2.874
0
14.598
3.847
71
16.751
5.590
0
19.788
5.156
0
22.688
6.158
0
28.632
6.943
0
36.322
7.850
0
37.220
9.440
1.097
27.827
21.635
2.306
1.602
704
22.339
3.670
4.087
16.662
73
2.101
2.692
288
231
56
2.748
(4)
(4)
2.214
171
4.391
4.360
444
378
66
4.426
(4)
177
3.290
251
6.832
6.633
644
559
84
6.718
11
215
5.159
319
9.398
7.904
810
726
84
7.988
34
361
5.851
411
11.909
8.250
1.092
899
193
8.444
65
324
6.040
478
14.487
9.802
1.521
1.234
287
10.089
87
332
7.394
545
17.121
11.053
1.800
1.423
377
11.430
101
401
8.341
627
19.690
12.961
2.184
1.681
503
13.464
116
625
9.606
724
22.368
14.865
2.515
2.052
463
15.328
127
620
11.282
788
25.068
15.901
2.361
1.982
379
16.280
174
644
11.868
A. Interest Income and Interest Expenses
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/provisions
g. Others
D. Operating Profit/loss (A1+C1) - (A2+C2)
E. Non Operational Income
F. Non Operational Expenses
G. Non Operational Profit (E - F)
H. Current Year profit
I. Transfser Profit / Loss Received
J. Transfer of Profit/Loss to Head Office
K. Profit/Loss After Estimation of tax
13
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.11. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 3
(Commercial Conventional Banks Income Statements - Group of Business Acitivies 3)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
A. Interest Income and Interest Expenses
A. Pendapatan dan Beban Bunga
B.
C
.
D.
E.
F.
G.
H.
I.
J.
K.
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
Pendapatan Bunga Bersih (A1-A2)
Pendapatan dan Beban Operasional Lain
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
203.611
2.063
905
12.450
135.633
134.895
738
52.560
129.567
3
1.488
69.759
4.061
10.354
55.344
4.794
1.769
51.754
1
74.045
18.053
179
77
1.175
11.888
11.817
71
4.734
11.609
0
134
6.214
377
826
5.011
390
168
4.702
1
6.444
35.147
357
151
2.270
23.135
22.999
135
9.235
22.486
0
269
11.954
730
1.527
9.697
800
318
9.145
0
12.661
53.633
510
230
3.484
35.342
35.138
204
14.067
34.361
0
401
18.292
1.100
2.277
14.915
1.246
501
13.920
0
19.272
71.820
694
315
4.606
47.201
46.928
273
19.004
46.255
0
586
24.578
1.488
2.966
20.124
1.700
674
18.717
0
25.565
90.427
875
394
5.731
59.377
59.035
342
24.050
58.340
1
760
30.988
1.891
3.636
25.461
2.120
844
23.627
0
32.087
108.925
1.051
477
6.832
71.431
71.019
412
29.133
70.370
1
949
37.080
2.288
4.301
30.491
2.559
1.027
28.754
1
38.555
127.713
1.202
557
7.960
83.878
83.390
488
34.114
82.302
1
1.146
43.083
2.677
4.989
35.417
3.022
1.216
33.835
0
45.410
147.242
1.375
627
9.037
96.340
95.776
564
39.864
94.645
1
1.296
49.149
3.072
5.698
40.379
3.484
1.407
39.309
0
52.597
165.935
1.508
702
10.166
108.613
107.976
637
44.945
106.384
1
1.480
55.052
3.453
6.396
45.203
3.939
1.617
44.294
0
59.551
185.011
1.695
781
11.280
121.225
120.513
712
50.030
118.326
1
1.859
61.130
3.843
7.125
50.162
4.242
1.802
49.292
0
66.685
42.303
5.893
11.563
15.238
19.339
23.844
27.711
30.309
37.069
44.220
45.063
1.700
621
1.016
1.035
1.182
1.206
1.232
1.284
1.336
1.384
1.477
0
0
0
0
0
-
-
-
-
-
-
55
16.176
0
3.442
8
6.995
4
8.198
1
10.097
0
12.340
0
14.453
0
15.422
0
20.465
0
25.872
0
24.889
15.955
8.416
86.423
1.104
726
10.048
2.219
1.325
19.242
3.503
2.499
27.357
4.765
3.294
35.944
6.465
3.832
44.885
7.807
4.220
54.309
8.947
4.655
62.014
10.086
5.182
73.747
11.297
5.667
86.637
12.505
6.191
93.082
337
66
76
146
230
245
250
306
376
479
391
-
-
-
-
-
-
-
0
0
-
-
1
14.585
19.857
1.619
3
3.359
2.375
105
0
6.603
4.050
217
0
7.642
6.571
314
1
9.455
8.697
411
5
11.405
10.992
519
9
13.262
13.866
684
11
13.991
16.061
781
15
18.632
18.292
888
20
23.667
21.383
987
23
22.299
24.522
1.101
50.026
29.924
18.505
18.367
138
30.062
5.575
5.587
23.483
4.140
2.288
1.370
1.443
(72)
2.216
1.671
8.296
4.982
2.676
2.829
(153)
4.829
3.737
12.683
7.154
3.965
4.131
(166)
6.987
5.413
17.149
8.961
5.405
5.470
(65)
8.896
6.834
21.719
11.046
6.840
6.894
(54)
10.992
8.498
26.238
11.957
8.289
8.269
20
11.978
9.336
30.864
13.704
9.658
9.610
48
13.753
10.700
35.545
15.919
10.427
10.687
(260)
15.659
12.169
40.101
17.135
11.820
12.111
(291)
16.844
13.075
44.747
18.666
13.020
13.415
(395)
18.271
14.157
B.
C.
D.
E.
F.
G.
H.
I.
J.
K.
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
14
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.12. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 4
(Commercial Conventional Banks Income Statements - Group of Business Acitivies 4)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
A. Interest Income and Interest Expenses
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a.
b.
c.
d.
B.
C
.
D.
E.
F.
G.
H.
I.
J.
K.
Dari Bank Indonesia
Dari Penempatan pada bank lain
Dari surat berharga
Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
Pendapatan Bunga Bersih (A1-A2)
Pendapatan dan Beban Operasional Lain
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
209.702
2.868
1.890
17.150
173.366
172.719
647
14.429
74.943
521
985
58.947
5.007
9.831
44.109
772
1.112
11.669
937
134.759
22.809
223
180
1.955
18.708
18.644
64
1.743
10.183
35
104
5.985
425
892
4.668
102
307
1.395
2.256
12.625
39.534
419
261
3.692
32.442
32.325
117
2.720
16.268
70
242
11.171
780
1.588
8.802
161
333
2.086
2.205
23.265
58.898
643
388
5.786
48.212
48.049
163
3.869
23.255
105
404
16.971
1.202
2.371
13.398
232
362
3.032
2.149
35.643
77.546
864
573
7.474
63.635
63.425
211
5.000
29.782
140
575
22.267
1.613
3.117
17.537
310
450
3.965
2.077
47.764
96.767
1.026
655
9.182
79.726
79.464
262
6.178
36.077
174
668
27.435
2.017
3.869
21.549
394
440
4.979
1.986
60.690
115.846
1.207
812
10.453
95.533
95.220
313
7.841
42.164
210
851
32.366
2.435
4.606
25.326
509
494
5.911
1.825
73.681
134.887
1.454
1.018
11.850
111.832
111.457
375
8.733
48.957
245
1.041
37.708
2.885
5.417
29.405
552
615
6.849
1.947
85.931
154.426
1.624
1.188
13.781
128.071
127.637
434
9.762
55.439
280
1.115
43.069
3.349
6.212
33.509
635
699
7.748
1.892
98.987
173.521
1.801
1.328
14.910
144.613
144.121
492
10.870
61.661
314
1.254
48.229
3.819
6.987
37.423
739
752
8.653
1.719
111.860
193.295
1.949
1.478
16.683
161.328
160.774
554
11.857
68.012
349
1.228
53.315
4.278
7.793
41.244
917
959
9.573
1.671
125.283
57.074
11.769
16.201
21.350
24.946
29.808
33.225
38.163
44.062
50.354
54.649
2.320
217
363
423
550
599
677
741
762
876
920
-
-
-
-
-
-
-
-
-
-
-
7.845
907
1.630
2.058
2.739
4.313
3.896
4.218
6.438
7.948
8.676
29.177
17.733
107.623
2.408
8.236
17.203
4.648
9.559
26.890
8.088
10.781
35.454
10.929
10.729
44.974
13.608
11.288
56.061
16.531
12.121
68.383
19.397
13.807
79.028
22.083
14.779
91.149
24.687
16.842
103.667
27.463
17.589
111.075
1.421
177
66
112
160
181
189
189
207
307
302
-
-
-
-
-
-
-
-
-
-
-
5.243
27.732
998
9.377
1.271
12.555
1.665
13.584
2.035
15.557
3.516
18.443
2.845
24.484
3.332
27.837
5.707
30.155
8.322
34.239
6.181
36.704
754
72.473
84.210
3.627
377
3.250
87.460
56.571
56.571
69.300
70
6.728
7.191
352
12
340
7.530
6.056
129
12.869
12.576
535
18
517
13.093
10.466
216
19.878
21.539
997
29
969
22.507
18.120
291
26.930
27.737
876
37
839
28.576
22.971
358
33.562
34.437
1.377
44
1.333
35.771
28.717
439
40.426
38.523
1.691
55
1.635
40.158
32.375
488
47.182
45.065
2.210
65
2.144
47.210
38.130
553
54.527
51.900
3.299
87
3.212
55.112
44.494
617
60.183
58.547
4.997
105
4.892
63.439
51.462
678
67.210
68.856
2.943
120
2.823
71.679
57.971
1. Interest Income
From Bank Indonesia Placement
From interbank placement
From securities
From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
a.
b.
c.
d.
B.
C.
D.
E.
F.
G.
H.
I.
J.
K.
15
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.13. Laporan Laba / Rugi Bank Umum Syariah - BUKU 1
(Commercial Sharia Banks Income Statements - Group of Business Acitivies 1 )
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
A. Interest Income and Interest Expenses
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
.
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
E. Pendapatan non - operasional
F. Beban non - operasional
G. Laba/Rugi non-operasional (E - F)
H. Laba/Rugi tahun berjalan sebelum pajak
I. Penerimaan Transfer Laba/Rugi
J. Transfer Laba/Rugi ke Kantor Pusat
K. Jumlah laba/rugi bersih (setelah taksiran pajak
5.485
112
37
116
3.578
3.567
11
1.642
3.612
1
99
1.810
227
50
1.533
49
3
1.648
1.873
535
13
5
10
378
377
1
129
324
0
5
187
14
4
168
3
0
128
211
1.030
23
9
19
734
732
2
244
611
0
12
351
27
8
317
4
1
244
418
1.548
36
13
27
1.112
1.109
3
360
914
18
530
38
12
480
6
1
359
634
2.078
49
17
37
1.495
1.491
4
481
1.218
23
705
52
15
639
7
2
480
860
2.598
59
22
47
1.869
1.863
5
602
1.523
29
882
65
18
798
9
2
601
1.075
3.137
69
27
58
2.263
2.256
6
720
1.821
33
1.055
78
22
956
11
2
719
1.316
3.674
78
33
69
2.660
2.653
7
833
2.112
36
1.226
89
25
1.112
15
3
832
1.561
4.270
88
38
79
3.118
3.109
9
946
2.403
39
1.400
101
28
1.270
17
3
945
1.866
4.729
98
44
87
3.448
3.439
10
1.051
2.677
42
1.564
113
32
1.419
18
4
1.050
2.052
5.263
108
49
101
3.851
3.840
11
1.155
2.956
45
1.733
124
35
1.574
21
4
1.154
2.307
656
67
134
179
230
288
411
474
582
924
1.060
1
1
1
1
1
1
3
-
-
-
-
-
-
-
-
-
-
-
-
-
-
29
-
-
-
-
-
-
-
13
14
-
2
4
6
7
9
7
9
10
7
58
259
13
117
542
18
155
788
26
196
1.053
35
244
1.308
43
360
1.761
51
413
2.053
59
513
2.484
68
839
2.938
77
969
3.289
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
24
637
-
113
514
2.201
0
1.540
328
17
13
4
332
333
333
265
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
-
-
-
-
-
-
2
90
3
199
4
281
6
370
7
448
7
716
9
833
10
1.084
12
1.348
13
1.512
0
168
19
0
1
(0)
19
51
51
12
0
340
10
1
1
0
10
92
92
0
502
26
2
2
0
26
8
678
37
2
3
(1)
37
15
853
56
3
3
(1)
55
26
1.038
(34)
4
5
(1)
(35)
(72)
1.211
(18)
5
6
(2)
(19)
(66)
1.390
(35)
8
7
1
(34)
(89)
1.578
38
9
6
3
41
(22)
1.763
78
10
8
2
80
10
D.
E.
F.
G.
H.
I.
J.
K.
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
16
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.14. Laporan Laba / Rugi Bank Umum Syariah - BUKU 2
(Commercial Sharia Banks Income Statements - Group of Business Acitivies 2)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
A. Interest Income and Interest Expenses
A. Pendapatan dan Beban Bunga
B.
C
.
D.
E.
F.
G.
H.
I.
J.
K.
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
Pendapatan Bunga Bersih (A1-A2)
Pendapatan dan Beban Operasional Lain
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
20.368
556
5
657
13.634
13.603
32
5.516
9.010
248
6.986
202
1.008
5.776
309
108
1.359
11.358
2.531
95
1
54
1.204
1.201
3
1.177
1.459
10
608
15
91
502
20
3
818
1.072
4.813
161
1
110
2.391
2.383
8
2.151
2.789
25
1.168
30
185
953
40
6
1.550
2.025
7.124
252
1
198
3.582
3.570
12
3.091
4.252
40
1.775
41
266
1.468
53
10
2.373
2.873
9.395
306
2
263
4.738
4.722
16
4.087
5.618
56
2.343
60
344
1.939
61
17
3.141
3.777
11.658
359
2
336
5.928
5.908
20
5.033
6.912
79
2.888
78
422
2.388
86
12
3.848
4.746
13.924
400
2
433
7.034
7.010
24
6.054
8.293
106
3.415
97
498
2.821
119
12
4.641
5.630
16.207
434
2
502
8.233
8.205
28
7.036
9.654
131
3.956
117
572
3.267
148
13
5.407
6.553
18.670
489
3
570
9.549
9.517
32
8.059
11.030
150
4.501
137
647
3.717
174
14
6.191
7.640
20.944
551
3
613
10.737
10.700
37
9.042
12.349
167
5.045
156
720
4.168
193
15
6.929
8.596
23.259
616
3
667
11.910
11.869
41
10.064
13.695
186
5.592
174
781
4.637
210
16
7.691
9.563
6.401
575
866
2.217
4.087
4.629
4.005
4.893
4.914
4.139
4.321
8
3
6
8
11
13
18
23
28
35
38
-
-
21
-
1.527
4.846
12.996
-
-
-
-
-
-
-
-
-
-
-
1
2
4
5
7
9
11
14
17
19
144
427
1.155
241
618
2.027
365
1.840
4.028
488
3.583
6.503
605
4.004
7.664
732
3.246
7.630
842
4.017
9.151
828
4.043
9.974
893
3.195
9.853
991
3.273
10.650
0
0
0
0
0
0
0
0
0
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
0
6.595
0
629
0
925
1
2.358
1
4.122
1
4.652
1
3.997
1
5.061
2
5.357
2
4.644
2
4.926
0
6.401
4.763
35
4.307
(4.272)
491
437
1
525
491
6
371
(365)
127
108
3
1.099
864
12
629
(617)
247
214
5
1.663
1.062
17
761
(744)
317
269
7
2.373
1.361
17
1.006
(989)
372
311
9
3.001
1.712
23
1.270
(1.247)
465
389
14
3.618
2.005
32
1.508
(1.476)
529
445
16
4.072
2.295
63
1.753
(1.690)
605
486
18
4.597
2.580
73
2.007
(1.935)
646
519
21
5.185
2.882
83
2.266
(2.183)
699
551
24
5.697
3.235
69
2.538
(2.469)
766
603
B.
C.
D.
E.
F.
G.
H.
I.
J.
K.
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
17
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.15. Rekening Administratif Bank Umum
(Commercial Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
Ket: r) Angka-angka diperbaiki
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
472.959
24.710
481.118
24.227
521.196
30.891
522.252
35.407
536.608
35.715
533.160
33.798
540.171
18.998
584.144
37.357
598.349
38.743
611.330
39.835
440.874
7.376
449.891
7.001
482.812
7.494
477.958
8.888
1.794.038
491.364
9.529
1.801.891
491.502
7.860
1.827.051
511.591
9.582
1.905.601
538.456
8.332
1.869.259
553.139
6.467
1.955.122
564.428
7.067
2.006.975
1.678.723
r)
1.742.891
r)
1.737.698
r)
1.137.501
297.369
840.132
1.175.234
301.896
873.337
1.149.546
279.011
870.534
1.193.305
295.478
897.827
1.165.706
288.795
876.911
1.177.527
293.443
884.083
1.243.832
303.291
940.541
1.194.267
305.374
888.894
1.239.313
305.853
933.460
1.247.794
296.483
951.312
7.868
1.533
6.335
74.274
8.905
1.738
7.168
74.132
7.026
1.858
5.169
67.290
7.888
2.472
5.416
70.653
7.118
1.473
5.645
69.769
7.269
1.664
5.606
68.599
9.929
2.606
7.323
64.670
9.870
1.647
8.223
66.716
9.251
1.697
7.553
69.715
10.973
2.798
8.176
72.763
454.203
4.877
284.281
244.456
36.327
3.498
249.737
247.851
1.886
237.956
474.929
9.691
303.048
261.522
37.929
3.598
238.566
236.784
1.782
233.857
505.822
8.014
297.140
254.282
39.073
3.785
242.268
240.208
2.060
236.671
515.979
6.213
294.429
251.209
39.406
3.815
249.865
247.966
1.898
240.693
553.114
6.184
293.364
249.541
39.975
3.847
253.797
251.731
2.066
242.180
567.778
5.878
295.198
250.512
40.800
3.885
259.361
257.310
2.051
244.880
581.277
5.893
293.150
249.570
39.524
4.055
266.444
264.337
2.106
251.089
592.619
5.787
303.219
258.634
40.535
4.050
269.978
267.991
1.987
253.930
630.166
6.677
310.934
265.027
41.824
4.084
279.485
277.424
2.061
259.293
669.431
6.012
326.804
280.672
41.943
4.189
296.955
294.976
1.979
265.776
23.301
195.932
187.325
8.607
18.723
11.883
6.840
23.528
190.678
182.039
8.639
19.652
12.119
7.533
23.802
193.522
184.818
8.704
19.347
12.212
7.136
23.627
197.705
188.764
8.941
19.361
12.230
7.130
23.520
199.193
190.179
9.014
19.467
12.326
7.141
23.018
202.120
192.934
9.186
19.742
12.568
7.174
22.980
208.156
198.895
9.261
19.953
12.729
7.224
23.055
211.051
201.770
9.281
19.824
13.567
6.257
23.503
215.798
206.403
9.396
19.992
13.724
6.269
23.938
221.561
211.894
9.667
20.277
13.884
6.393
Okt
Indicator
565.090 Commited Claims
39.259 - Unused borrowing
- Outstanding spot and derivatives
(purchased)
515.928
9.903 - Others
1.914.483 Commited Liabilities
- Undisbursed loan facilities
1.230.329
to debtors
- Committed
285.875
- Uncommitted
944.454
- Undisbursed loan facilities
to other banks
11.270
2.824
- Committed
8.446
- Uncommitted
73.916 - Current Irrevocable L/C
- Outstanding spot and
592.498
derivatives (sold)
6.470 - Others
312.053 Contingent Claims
265.919 - Received guarantees
41.946 - Accrued interest
4.187 - Others
287.892 Contingent Liabilities
285.843 - Issued guarantees
2.050 - Others
264.058 Others
23.011
220.661
211.169
9.492
20.385
13.932
6.453
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
Note: r) Revised figures
18
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.16. Rekening Administratif Bank Umum Konvensional - BUKU 1
(Commercial Conventional Banks Off-Balance Sheet - Group of Business Acitivies 1 )
Miliar Rp ( Billion Rp )
Indikator
Des
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
2015
2014
Jan
Feb
Mar
Apr
Mei
Indicator
Jun
Jul
Ags
Sep
Okt
1.784 Commited Claims
- Unused borrowing
- Outstanding spot and derivatives
(purchased)
1.731
53 - Others
14.819 Commited Liabilities
- Undisbursed loan facilities
to debtors
12.654
- Committed
5.434
- Uncommitted
7.220
166 - Undisbursed loan facilities
831
-
434
-
1.194
684
442
-
2.264
-
2.249
-
1.646
-
1.166
-
2.017
-
1.217
-
620
211
11.730
158
276
11.686
247
263
11.654
242
200
12.297
2.056
208
15.920
2.048
201
15.112
1.616
30
14.359
1.100
66
14.517
1.947
70
15.746
1.158
59
14.888
10.416
5.485
4.931
164
10.935
5.741
5.194
149
10.855
5.664
5.191
175
11.439
6.158
5.280
171
13.233
6.425
6.808
208
12.509
6.078
6.431
201
12.341
6.602
5.739
167
12.899
6.993
5.905
197
13.257
7.164
6.093
193
13.201
6.657
6.544
182
77
87
298
72
77
245
97
78
214
97
74
235
109
99
388
111
90
306
102
65
204
121
75
229
126
66
227
108
74
265
106
59
209
819
33
1.216
437
545
235
2.666
1.998
668
2.017
402
1.551
1.548
3
64
64
0
311
47
1.252
394
568
290
2.285
1.554
731
2.035
419
1.550
1.547
4
65
65
0
395
16
1.453
403
574
476
2.460
1.621
839
2.260
647
1.547
1.544
4
65
65
0
432
21
1.414
392
544
477
2.498
1.717
781
2.202
618
1.559
1.555
4
26
26
0
2.066
24
2.107
1.073
551
483
2.933
2.121
811
2.237
521
1.690
1.677
14
26
26
0
2.060
35
2.364
1.314
568
482
3.039
2.343
697
2.229
477
1.724
1.710
14
28
28
0
1.614
33
2.161
1.106
563
492
2.740
2.218
522
2.284
487
1.757
1.721
37
40
29
11
1.120
73
2.120
1.070
574
475
2.763
2.265
498
2.260
454
1.773
1.759
14
33
33
0
2.022
47
2.170
1.097
608
464
2.815
2.372
443
2.282
419
1.819
1.805
14
45
34
11
1.159
80
2.202
1.132
610
460
2.828
2.437
391
2.564
351
2.051
1.901
150
162
26
136
1.710
79
2.282
1.135
649
497
2.794
2.412
382
2.182
328
1.631
1.530
101
224
27
197
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
19
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.17. Rekening Administratif Bank Umum Konvensional - BUKU 2
(Commercial Conventional Off-Balance Sheet - Group of Business Acitivies 2 )
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
2014
Des
2015
Indicator
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
237.383
3.637
230.676
240.511
3.825
234.134
251.654
3.732
244.929
255.837
3.908
248.437
153.784
3.858
146.292
154.525
3.957
146.989
154.798
3.452
147.006
152.214
3.465
144.216
158.005
3.569
152.308
169.996
3.189
164.773
150.827 Commited Claims
4.290 - Unused borrowing
141.266 - Outstanding spot and derivatives
3.070
539.299
2.553
553.248
2.993
555.325
3.492
572.541
3.634
341.988
3.579
355.027
4.340
361.363
4.533
360.935
2.128
377.941
2.034
388.753
261.362
61.325
200.038
262.996
59.716
203.281
255.912
57.860
198.052
266.835
63.920
202.915
137.307
31.297
106.010
140.559
33.364
107.195
147.914
36.031
111.883
151.279
34.733
116.546
150.975
33.615
117.360
154.618
34.377
120.241
1.949
82
1.867
9.002
3.105
62
3.043
9.592
1.400
67
1.333
8.635
1.493
60
1.433
7.882
191
7
184
6.916
291
207
84
6.804
304
208
96
8.024
282
207
75
7.485
278
207
72
7.530
1.028
209
820
6.959
266.580
405
95.277
92.715
2.515
47
53.338
52.923
415
20.686
2.837
16.889
14.303
2.586
960
950
9
276.477
1.078
108.844
106.585
2.211
48
49.785
49.384
402
18.945
2.152
15.443
13.054
2.389
1.351
969
382
288.055
1.322
99.270
96.829
2.389
52
51.121
50.722
399
18.686
2.123
15.582
13.151
2.431
980
980
-
295.644
687
103.129
100.638
2.433
58
52.333
51.949
384
19.075
2.028
16.018
13.356
2.662
1.029
1.029
-
197.052
522
62.175
59.667
2.456
51
44.383
44.030
353
14.605
2.008
11.546
9.065
2.481
1.051
1.051
-
206.716
657
63.734
61.080
2.601
53
46.132
45.756
376
14.326
1.611
11.662
9.135
2.527
1.053
1.053
-
203.887
1.235
63.035
60.668
2.321
46
50.220
49.809
411
15.205
1.399
12.664
10.118
2.547
1.141
1.081
61
200.455
1.434
66.113
63.656
2.410
48
49.002
48.579
422
15.405
1.458
12.859
10.277
2.582
1.089
1.089
-
217.423
1.734
69.267
66.555
2.665
47
51.542
51.143
400
16.175
1.460
13.613
10.937
2.676
1.102
1.101
1
225.512
635
78.221
75.330
2.843
47
58.387
58.012
375
15.926
1.412
13.394
10.610
2.784
1.119
1.119
-
5.271 - Others
353.109 Commited Liabilities
- Undisbursed loan facilities
152.154
to debtors
36.536
- Committed
115.618
- Uncommitted
- Undisbursed loan facilities
632
to other banks
60
- Committed
572
- Uncommitted
6.854 - Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
191.729
1.741 - Others
71.588 Contingent Claims
68.613 - Received guarantees
2.927 - Accrued interest
48 - Others
53.917 Contingent Liabilities
53.546 - Issued guarantees
370 - Others
15.069 Others
1.383 - Channelling
12.579 - Written off earning assets
- Credit disbursed
9.968
2.611
- Others
1.107 - Charged off earning assets
- Credit disbursed
1.107
- Others
0
(purchased)
20
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.18. Rekening Administratif Bank Umum Konvensional - BUKU 3
(Commercial Conventional Off-Balance Sheet - Group of Business Acitivies 3 )
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
2014
Des
2015
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
205.532
19.834
213.541
19.135
231.959
25.183
225.259
27.577
344.988
27.969
340.843
25.874
346.334
11.547
384.554
29.834
390.522
30.959
388.291
32.251
182.343
3.355
677.593
190.631
3.776
716.573
202.817
3.959
722.116
192.706
4.976
741.785
311.521
5.498
970.989
311.206
3.763
978.168
330.032
4.755
1.059.910
351.592
3.129
1.010.758
355.980
3.583
1.046.372
351.637
4.403
1.082.365
492.378
80.200
412.178
513.353
79.776
433.577
512.916
77.603
435.313
533.231
87.200
446.032
631.076
110.317
520.759
639.467
109.990
529.477
705.246
115.477
589.769
647.645
111.214
536.432
670.515
113.235
557.281
684.157
110.111
574.047
4.501
162
4.340
23.654
154.408
4.185
179
4.007
23.641
168.336
3.700
51
3.650
20.369
179.947
4.040
178
3.862
22.515
177.950
5.533
218
5.315
22.671
307.824
5.611
217
5.394
21.994
307.320
7.160
220
6.940
21.793
322.498
8.260
231
8.029
23.806
328.182
7.619
247
7.372
23.765
341.072
8.807
1.570
7.236
24.543
361.076
2.652
128.780
118.999
6.687
3.094
53.988
53.574
414
70.018
2.509
51.637
49.167
2.470
15.871
9.041
6.831
7.058
131.081
120.807
7.159
3.115
52.392
52.132
260
73.039
3.191
53.469
50.772
2.697
16.379
9.229
7.151
5.183
132.252
121.846
7.296
3.110
53.266
52.950
317
74.523
3.191
54.927
52.212
2.716
16.405
9.270
7.136
4.049
125.171
114.447
7.590
3.134
54.796
54.453
343
75.489
3.191
55.917
53.195
2.722
16.381
9.250
7.130
3.884
162.617
151.576
7.877
3.165
63.017
62.500
517
80.903
3.190
61.230
58.309
2.921
16.483
9.342
7.141
3.776
161.828
150.521
8.108
3.199
64.265
63.667
597
82.351
3.182
62.552
59.508
3.044
16.616
9.442
7.174
3.213
162.418
151.361
7.694
3.363
66.290
65.500
790
83.965
3.180
64.094
61.021
3.073
16.691
9.539
7.153
2.865
166.753
155.362
8.020
3.371
66.693
66.012
681
84.849
3.196
64.877
61.799
3.079
16.775
10.518
6.257
3.400
168.959
157.234
8.314
3.411
67.520
66.694
826
86.248
3.140
66.223
63.136
3.087
16.885
10.628
6.257
3.783
174.667
162.588
8.556
3.522
69.781
68.971
811
87.606
3.174
67.428
64.325
3.102
17.005
10.747
6.257
Okt
Indicator
357.958 Commited Claims
30.863 - Unused borrowing
- Outstanding spot and derivatives
(purchased)
323.012
4.083 - Others
1.021.573 Commited Liabilities
- Undisbursed loan facilities
664.504
to debtors
- Committed
101.088
- Uncommitted
563.416
- Undisbursed loan facilities
to other banks
9.350
- Committed
1.584
- Uncommitted
7.767
22.078 - Current Irrevocable L/C
322.480 - Outstanding spot and
derivatives (sold)
3.161 - Others
166.518 Contingent Claims
154.395 - Received guarantees
8.641 - Accrued interest
3.482 - Others
68.059 Contingent Liabilities
67.170 - Issued guarantees
890 - Others
88.706 Others
3.172 - Channelling
68.487 - Written off earning assets
- Credit disbursed
65.318
3.169
- Others
17.047 - Charged off earning assets
- Credit disbursed
10.792
- Others
6.256
21
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.19. Rekening Administratif Bank Umum Konvensional - BUKU 4
(Commercial Conventional Banks Off-Balance Sheet - Group of Business Acitivies 4)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
2014
Des
2015
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
28.631
1.239
26.382
1.267
36.296
1.293
40.660
3.922
35.407
3.889
35.190
3.967
37.043
4.000
45.831
4.058
47.362
4.215
51.398
4.395
26.763
630
423.202
24.797
319
435.539
34.750
254
439.948
36.540
197
461.632
31.359
160
466.770
30.952
271
472.751
32.630
414
464.099
41.195
578
477.688
42.497
651
509.160
46.457
546
514.774
349.890
129.043
220.847
365.161
136.709
228.452
363.576
137.688
225.888
378.237
138.023
240.214
380.506
140.582
239.923
381.292
143.818
237.473
374.618
144.960
229.658
379.270
152.208
227.062
401.024
151.606
249.418
392.054
145.052
247.002
951
939
11
40.534
1.038
1.027
12
39.817
1.637
1.631
6
37.407
2.132
2.125
6
39.446
1.132
1.126
6
39.205
1.119
1.117
2
39.029
2.240
2.062
177
34.285
1.078
1.075
3
34.834
1.107
1.103
3
37.766
898
892
5
40.536
31.826
56.593
32.281
24.197
115
138.353
137.976
377
140.277
17.502
121.123
117.614
3.508
1.652
1.652
-
29.522
58.529
33.712
24.680
138
132.603
132.225
378
134.842
17.716
115.449
111.939
3.510
1.677
1.677
-
37.328
60.497
35.179
25.181
138
133.929
133.434
495
136.122
17.790
116.622
113.108
3.514
1.710
1.710
-
41.817
61.106
35.705
25.261
140
138.747
138.368
379
138.308
17.740
118.832
115.317
3.514
1.736
1.736
-
45.928
62.793
37.197
25.454
142
141.775
141.395
380
138.859
17.750
119.363
115.804
3.559
1.745
1.745
-
51.312
63.646
37.569
25.931
145
143.836
143.455
381
140.362
17.698
120.790
117.229
3.562
1.874
1.874
-
52.956
61.907
36.407
25.352
148
144.993
144.609
384
143.890
17.864
124.125
120.559
3.565
1.902
1.902
-
62.506
64.588
38.517
25.922
149
149.178
148.792
386
145.661
17.897
125.837
122.270
3.568
1.926
1.926
-
69.263
66.868
40.111
26.605
153
155.061
154.668
392
148.689
18.434
128.294
124.715
3.580
1.960
1.960
-
81.286
68.047
41.590
26.304
153
163.577
163.175
402
153.605
18.951
132.664
129.072
3.592
1.991
1.991
-
Okt
Indicator
54.176 Commited Claims
4.106 - Unused borrowing
- Outstanding spot and derivatives
(purchased)
49.618
452 - Others
519.034 Commited Liabilities
- Undisbursed loan facilities
397.384
to debtors
- Committed
142.538
- Uncommitted
254.846
- Undisbursed loan facilities
to other banks
1.071
- Committed
1.063
- Uncommitted
8
44.325 - Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
76.253
- Others
67.335 Contingent Claims
41.058 - Received guarantees
26.124 - Accrued interest
153 - Others
160.418 Contingent Liabilities
160.011 - Issued guarantees
408 - Others
151.674 Others
18.079 - Channelling
131.589 - Written off earning assets
- Credit disbursed
128.017
3.572
- Others
Charged off earning assets
2.006
- Credit disbursed
2.006
- Others
-
22
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.20. Rekening Administratif Bank Umum Syariah - BUKU 1
(Commercial Sharia Banks Off-Balance Sheet - Group of Business Acitivies 1 )
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
2015
2014
Des
Jan
4
-
Feb
33
-
Mar
Apr
0
Mei
0
0
-
-
-
Jun
Jul
Ags
Sep
Indicator
Okt
-
-
-
-
-
-
3
0
2.838
3
30
2.862
-
-
-
0
1.121
0
1.193
0
1.227
1.240
1.351
1.418
1.407
1.413
1.435
2.206
520
1.686
2.205
61
2.144
1.099
44
1.055
1.172
44
1.128
1.207
44
1.163
1.221
49
1.172
1.327
44
1.283
1.394
47
1.347
1.383
47
1.336
1.389
47
1.342
1.412
53
1.360
31
13
19
-
29
13
17
-
21
13
9
-
20
13
8
-
19
13
7
-
18
13
6
-
23
13
11
-
23
13
11
-
23
13
11
-
23
13
11
-
22
11
11
-
600
153
17
135
1
123
113
11
713
50
663
663
0
-
30
598
218
17
199
2
108
96
12
704
50
654
654
0
-
-
-
-
-
-
-
-
-
-
1
182
182
1.078
1.077
0
608
50
558
558
0
-
1
161
161
0
1.178
1.178
0
610
50
560
560
0
-
1
119
118
2
140
129
11
530
50
480
480
0
-
1
123
121
2
170
159
11
540
50
490
490
0
-
1
185
184
1
313
309
4
554
50
504
504
0
-
1
159
159
0
454
454
0
575
50
525
525
0
-
1
158
158
0
618
617
0
577
50
527
527
0
-
1
165
165
0
827
827
0
591
50
541
541
0
-
1
173
173
0
967
967
0
602
50
552
551
0
-
Commited Claims
- Unused borrowing
- Outstanding spot and derivatives
(purchased)
- Others
Commited Liabilities
- Undisbursed loan facilities
to debtors
- Committed
- Uncommitted
- Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
23
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.21. Rekening Administratif Bank Umum Syariah - BUKU 2
(Commercial Sharia Banks Off-Balance Sheet - Group of Business Acitivies 2)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
2014
Des
2015
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
579
-
217
-
92
-
55
-
166
-
354
-
350
-
380
-
442
-
429
-
469
110
24.063
169
48
22.983
68
24
7.534
32
22
4.589
137
29
4.997
307
46
4.753
308
43
4.519
353
27
3.943
407
35
4.495
402
26
4.782
21.249
20.797
452
20.583
19.894
689
5.187
151
5.036
2.392
134
2.257
2.378
129
2.249
2.479
144
2.335
2.386
176
2.210
1.780
179
1.601
2.158
186
1.972
2.376
239
2.136
272
261
11
785
399
386
13
837
93
93
666
33
33
574
34
34
589
30
30
466
35
35
364
30
2
28
363
30
2
28
426
35
7
28
460
569
1.187
2.262
8
2.248
5
1.268
1.268
4.245
0
4.069
4.030
39
175
175
-
253
911
3.124
7
3.111
6
1.392
1.392
4.292
0
4.112
4.073
39
180
180
-
96
1.492
3.548
25
3.516
7
1.352
1.351
0
4.551
0
4.364
4.325
39
187
187
-
135
1.455
3.487
26
3.457
4
1.320
1.320
5.077
0
4.888
4.849
39
189
189
-
243
1.753
3.487
27
3.455
5
1.377
1.377
5.022
0
4.860
4.820
39
163
163
-
370
1.408
3.467
28
3.433
6
1.636
1.636
5.038
0
4.867
4.827
39
171
171
-
322
1.411
3.471
29
3.436
7
1.583
1.583
5.168
0
4.989
4.949
39
179
179
-
356
1.414
3.480
29
3.444
7
1.515
1.515
5.164
0
5.164
5.125
39
-
385
1.495
3.496
30
3.458
8
1.580
1.580
5.298
0
5.297
5.258
39
-
397
1.514
3.486
32
3.448
6
1.304
1.304
5.467
0
5.467
5.428
39
-
Indicator
345 Commited Claims
- Unused borrowing
- Outstanding spot and derivatives
(purchased)
302
43 - Others
4.513 Commited Liabilities
- Undisbursed loan facilities
2.221
to debtors
- Committed
226
- Uncommitted
1.994
- Undisbursed loan facilities
to other banks
28
- Committed
- Uncommitted
28
449 - Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
325
1.489 - Others
4.169 Contingent Claims
718 - Received guarantees
3.444 - Accrued interest
7 - Others
1.526 Contingent Liabilities
1.526 - Issued guarantees
- Others
5.816 Others
0 - Channelling
5.816 - Written off earning assets
- Credit disbursed
5.777
39
- Others
- Charged off earning assets
- Credit disbursed
- Others
-
24
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.22. Kinerja Bank Umum Konvensional
(Commercial Banks Performance)
Miliar Rp (Billion Rp)
2015
2014
Items
Keterangan
Des
Rasio Pemenuhan Kecukupan Modal Minimum (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
21,05 Capital Adequacy Ratio (%)
19,57
21,01
21,26
20,98
20,79
20,51
20,28
20,78
20,73
20,62
-
Modal
754.174
814.810
830.570
827.950
827.974
830.598
832.634
854.329
863.532
872.314
876.087
-
Capital
-
ATMR
3.854.234
3.878.947
3.907.328
3.945.899
3.982.779
4.050.387
4.106.626
4.111.073
4.164.757
4.231.115
4.162.904
-
Risk Weighted Assets
18,01
18,75
18,99
18,40
18,19
17,98
17,75
18,21
18,19
18,14
Rasio Modal Inti terhadap ATMR (%)
-
Modal Inti (Tier I)
-
ATMR
Return On Assets Ratio (%)
-
Laba sebelum pajak
-
Rata-rata total aset
Biaya Operasional thdp Pendapatan Operasional (%)
18,54 Core Capital Ratio to ATMR (%)
694.198
727.294
741.962
726.221
724.527
728.302
728.993
748.696
757.586
767.534
771.763
-
Core Capital (Tier I)
3.854.234
3.878.947
3.907.328
3.945.899
3.982.779
4.050.387
4.106.626
4.111.073
4.164.757
4.231.115
4.162.904
-
Risk Weighted Assets
2,85
2,82
2,51
2,69
2,53
2,45
2,29
2,27
2,30
2,31
2,30 Return On Assets Ratio (%)
142.769
152.532
136.761
148.088
139.593
135.773
127.792
127.228
129.480
130.613
130.537
-
Profit
5.004.089
5.417.813
5.451.541
5.496.171
5.515.708
5.540.025
5.572.178
5.593.988
5.621.051
5.656.845
5.670.728
-
Average total assets
76,29
82,15
81,59
79,49
79,94
80,42
81,40
81,39 r)
81,46
81,82
81,11 Operating Expenses/Operating Income (%)
-
Biaya Operasional
446.217
56.987
99.135
140.064
181.922
226.226
270.614
313.452r)
364.126
418.241
455.184
-
Operating Expenses
-
Pendapatan Operasional
584.887
69.368
121.497
176.195
227.587
281.320
332.457
385.113r)
446.995
511.168
561.198
-
Operating Income
4,23
4,24
4,06
5,30
5,30
5,33
5,32
5,32
5,32
Net Interest Margin Ratio (%)
-
Pendapatan bunga bersih
-
Rata-rata total aset produktif
Loan to Deposits Ratio (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
Total Dana Pihak Ketiga
Rasio Aset Likuid (%)
5,32
5,34 Net Interest Margin Ratio (%)
260.940
283.884
269.252
274.525
275.287
278.526
280.769
282.102
284.506
286.465
288.938
-
Interest income net
6.161.761
6.691.609
6.632.130
5.180.214
5.191.975
5.223.083
5.274.201
5.307.579
5.345.241
5.389.536
5.410.618
-
Average total earning assets
89,42
88,48
88,26
87,58
87,94
88,72
88,46
88,50
88,81
88,54
3.526.364
3.487.843
3.519.869
3.532.735
3.564.324
3.609.112
3.677.335
3.684.686
3.732.006
3.805.326
3.773.048
-
Total Credit to third party
3.943.697
3.942.067
3.988.289
4.033.543
4.053.225
4.067.775
4.156.933
4.163.444
4.202.011
4.297.649
4.204.547
-
Total Third Party Funds
16,24
16,88
17,35
18,74
18,16
17,26
17,35
17,03
16,87
17,56
89,74 Loan to Deposits Ratio (%)
16,69 Liquid Assets Ratio (%)
-
Aset Likuid Primer
686.023
724.886
750.779
826.137
795.983
762.497
784.963
756.495
742.715
805.862
723.678
-
Aset Likuid Primer
-
Aset Likuid Sekunder
192.598
189.545
201.102
220.386
220.202
210.698
209.728
218.568
237.362
237.900
243.807
-
Aset Likuid Sekunder
-
Total Aset
5.410.098
5.417.813
5.485.270
5.585.431
5.594.559
5.637.294
5.732.943
5.724.848
5.810.495
5.943.189
5.795.679
-
Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
25
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.23. Kinerja Bank Umum Konvensional - BUKU 1
(Performance of Commercial Conventional Banks - Group of Business Activities 1)
Miliar Rp (Billion Rp)
2015
2014
Items
Keterangan
Des
Rasio Pemenuhan Kecukupan Modal Minimum (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
20,68 Capital Adequacy Ratio (%)
18,21
20,29
20,71
20,59
20,19
20,51
19,78
20,21
20,42
20,43
-
Modal
19.415
22.062
22.682
22.870
22.738
23.386
22.408
22.844
23.217
23.484
22.603
-
Capital
-
ATMR
106.642
108.708
109.506
111.050
112.607
114.045
113.262
113.025
113.700
114.964
109.292
-
Risk Weighted Assets
16,89
18,58
18,84
18,72
18,50
18,82
18,03
18,47
18,67
18,69
18.014
20.198
20.626
20.789
20.834
21.459
20.421
20.875
21.231
21.481
20.659
-
Core Capital (Tier I)
106.642
108.708
109.506
111.050
112.607
114.045
113.262
113.025
113.700
114.964
109.292
-
Risk Weighted Assets
1,87
1,50
1,53
1,82
1,64
1,65
1,63
1,54
1,53
1,52
Rasio Modal Inti terhadap ATMR (%)
-
Modal Inti (Tier I)
-
ATMR
Return On Assets Ratio (%)
-
Laba sebelum pajak
-
Rata-rata total aset
Biaya Operasional thdp Pendapatan Operasional (%)
-
Biaya Operasional
Pendapatan Operasional
Net Interest Margin Ratio (%)
-
Pendapatan bunga bersih
-
Rata-rata total aset produktif
Loan to Deposits Ratio (%)
18,90 Core Capital Ratio to ATMR (%)
1,47 Return On Assets Ratio (%)
2.908
2.597
2.674
3.238
2.839
2.908
2.821
2.689
2.683
2.687
2.525
-
Profit
155.862
173.542
174.669
177.967
172.982
176.227
172.894
174.659
175.854
177.264
171.281
-
Average total assets
85,26
89,02
87,06
84,87
86,45
86,24
87,34
86,91 r)
87,07
86,92
16.776
1.712
2.985
4.521
6.005
7.577
9.037
10.567
r)
12.128
13.656
14.826
-
Operating Expenses
r)
13.928
15.712
16.992
-
Operating Income
5,67
5,65
19.677
1.923
3.429
5.327
6.946
8.786
10.347
12.159
5,82
5,23
5,25
5,83
5,70
5,64
5,67
5,68
87,25 Operating Expenses/Operating Income (%)
5,74 Net Interest Margin Ratio (%)
9.309
9.236
9.190
9.571
9.092
9.229
9.111
9.246
9.311
9.366
9.190
-
Interest income net
159.857
176.555
175.029
164.313
159.549
163.552
160.791
162.838
164.205
165.741
160.024
-
Average total earning assets
85,11
79,30
78,54
75,84
75,31
76,20
76,18
76,32
77,66
76,75
77,45 Loan to Deposits Ratio (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
109.924
109.229
110.251
112.605
113.447
115.724
114.226
114.498
115.892
117.059
112.317
-
Total Credit to third party
-
Total Dana Pihak Ketiga
129.155
137.746
140.380
148.473
150.650
151.868
149.943
150.032
149.229
152.511
145.028
-
Total Third Party Funds
Rasio Aset Likuid (%)
19,09
21,02
21,92
24,01
23,14
23,00
23,03
22,96
21,27
22,07
-
Aset Likuid Primer
29.862
34.501
36.561
42.583
40.902
41.107
40.629
40.061
36.723
39.069
-
Aset Likuid Sekunder
-
Total Aset
21,83 Liquid Assets Ratio (%)
36.820
-
Aset Likuid Primer
1.906
1.981
1.979
1.724
2.305
2.411
2.272
2.474
2.467
2.548
2.444
-
Aset Likuid Sekunder
166.367
173.542
175.796
184.563
186.722
189.211
186.312
185.253
184.215
188.545
179.836
-
Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
26
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.24. Kinerja Bank Umum Konvensional - BUKU 2
(Performance of Commercial Conventional Banks - Group of Business Activities 2)
Miliar Rp (Billion Rp)
2015
2014
Items
Keterangan
Des
Rasio Pemenuhan Kecukupan Modal Minimum (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
20,27 Capital Adequacy Ratio (%)
29,97
30,75
30,74
29,92
20,74
19,83
20,01
20,04
19,67
19,73
-
Modal
215.194
222.612
226.422
224.383
115.438
115.205
116.439
117.260
117.272
120.920
123.200
-
Capital
-
ATMR
717.952
723.923
736.509
749.924
556.615
580.992
581.837
585.095
596.220
612.859
607.776
-
Risk Weighted Assets
28,45
29,84
29,42
28,63
18,82
17,99
18,07
18,18
17,83
17,82
Rasio Modal Inti terhadap ATMR (%)
18,29 Core Capital Ratio to ATMR (%)
-
Modal Inti (Tier I)
204.273
216.029
216.700
214.674
104.758
104.500
105.136
106.374
106.301
109.199
111.154
-
Core Capital (Tier I)
-
ATMR
717.952
723.923
736.509
749.924
556.615
580.992
581.837
585.095
596.220
612.859
607.776
-
Risk Weighted Assets
2,38
3,21
2,57
2,56
1,88
1,64
1,57
1,46
1,48
1,50
Return On Assets Ratio (%)
1,45 Return On Assets Ratio (%)
-
Laba sebelum pajak
22.339
32.979
26.558
26.871
15.523
13.710
13.358
12.491
12.748
13.039
12.780
-
Profit
-
Rata-rata total aset
938.787
1.027.069
1.033.826
1.049.066
824.984
836.986
850.482
854.770
861.755
871.941
883.284
-
Average total assets
81,04
81,86
83,56
82,63
84,94
86,32
86,55
87,41 r)
87,60
87,67
92.469
12.146
22.160
31.561
29.608
36.508
43.159
50.589
r)
59.501
69.637
74.293
-
Operating Expenses
r)
67.920
79.429
84.936
-
Operating Income
4,59
4,61
Biaya Operasional thdp Pendapatan Operasional (%)
-
Biaya Operasional
Pendapatan Operasional
Net Interest Margin Ratio (%)
-
Pendapatan bunga bersih
-
Rata-rata total aset produktif
Loan to Deposits Ratio (%)
114.104
14.837
26.520
38.194
34.857
42.296
49.865
57.877
3,54
3,47
3,41
4,59
4,67
4,65
4,62
4,64
87,47 Operating Expenses/Operating Income (%)
4,63 Net Interest Margin Ratio (%)
42.828
45.820
44.506
45.293
36.262
36.647
37.182
37.556
37.575
38.232
38.976
-
Interest income net
1.209.871
1.321.700
1.306.020
987.408
776.231
788.007
804.290
810.260
818.449
829.344
841.489
-
Average total earning assets
101,72
97,60
99,50
95,85
83,95
84,18
84,63
85,91
85,41
84,03
85,04 Loan to Deposits Ratio (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
633.850
629.338
642.045
649.669
501.508
507.199
519.525
520.659
528.162
539.753
539.280
-
Total Credit to third party
-
Total Dana Pihak Ketiga
623.124
644.802
645.264
677.823
597.357
602.497
613.853
606.041
618.380
642.339
634.125
-
Total Third Party Funds
19,31
21,29
20,89
22,57
24,01
23,30
23,27
22,54
22,79
23,56
156.201
186.766
182.240
204.660
179.163
179.272
178.191
168.010
172.777
193.350
Rasio Aset Likuid (%)
-
Aset Likuid Primer
-
Aset Likuid Sekunder
-
Total Aset
22,41 Liquid Assets Ratio (%)
175.200
-
Aset Likuid Primer
37.501
31.894
35.113
38.975
27.897
26.950
28.415
30.474
34.743
31.236
31.652
-
Aset Likuid Sekunder
1.003.337
1.027.069
1.040.582
1.079.548
862.520
884.998
887.871
880.500
910.648
953.433
922.968
-
Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
27
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.25. Kinerja Bank Umum Konvensional - BUKU 3
(Performance of Commercial Conventional Banks - Group of Business Activities 3)
Miliar Rp (Billion Rp)
2015
2014
Items
Keterangan
Des
Rasio Pemenuhan Kecukupan Modal Minimum (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
22,91 Capital Adequacy Ratio (%)
17,04
18,05
17,74
18,19
22,63
22,45
22,14
23,05
23,06
22,70
-
Modal
226.451
240.874
238.023
245.476
352.455
351.723
350.234
367.202
370.947
370.142
363.693
-
Capital
-
ATMR
1.328.635
1.334.726
1.341.569
1.349.435
1.557.544
1.567.006
1.582.042
1.593.332
1.608.332
1.630.581
1.587.700
-
Risk Weighted Assets
14,62
15,24
15,15
15,05
19,97
19,89
19,61
20,38
20,42
20,23
194.292
203.411
203.240
203.095
311.035
311.680
310.217
324.760
328.449
329.901
324.099
-
Core Capital (Tier I)
1.328.635
1.334.726
1.341.569
1.349.435
1.557.544
1.567.006
1.582.042
1.593.332
1.608.332
1.630.581
1.587.700
-
Risk Weighted Assets
1,78
1,49
1,61
1,55
1,72
1,61
1,50
1,49
1,50
1,44
Rasio Modal Inti terhadap ATMR (%)
-
Modal Inti (Tier I)
-
ATMR
Return On Assets Ratio (%)
-
Laba sebelum pajak
-
Rata-rata total aset
Biaya Operasional thdp Pendapatan Operasional (%)
-
Biaya Operasional
Pendapatan Operasional
Net Interest Margin Ratio (%)
-
Pendapatan bunga bersih
-
Rata-rata total aset produktif
Loan to Deposits Ratio (%)
20,41 Core Capital Ratio to ATMR (%)
1,38 Return On Assets Ratio (%)
30.062
26.589
28.971
27.950
35.503
33.306
31.297
31.116
31.382
30.301
29.217
-
Profit
1.688.497
1.785.670
1.796.548
1.808.792
2.062.742
2.074.069
2.082.533
2.086.558
2.094.083
2.106.594
2.110.999
-
Average total assets
84,67
88,16
86,78
87,03
86,48
87,36
88,08
88,04 r)
88,04
88,72
165.217
17.030
32.716
47.990
75.088
94.438
113.108
130.367
r)
152.759
177.253
195.407
-
Operating Expenses
r)
173.508
199.786
219.755
-
Operating Income
4,46
4,45
195.141
19.318
37.698
55.144
86.826
108.098
128.412
148.083
3,44
3,34
3,31
4,52
4,46
4,44
4,40
4,43
88,92 Operating Expenses/Operating Income (%)
4,47 Net Interest Margin Ratio (%)
74.045
77.323
75.964
77.088
86.640
86.993
87.113
87.990
89.139
89.720
90.433
-
Interest income net
2.150.516
2.312.774
2.292.417
1.706.362
1.943.076
1.961.497
1.977.951
1.987.894
2.000.015
2.016.111
2.023.349
-
Average total earning assets
96,99
94,93
94,72
93,88
96,20
96,36
98,17
99,42
99,32
98,48
98,26 Loan to Deposits Ratio (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
1.229.517
1.217.320
1.228.396
1.235.911
1.403.191
1.414.823
1.432.681
1.442.355
1.458.316
1.481.113
1.453.145
-
Total Credit to third party
-
Total Dana Pihak Ketiga
1.267.728
1.282.366
1.296.816
1.316.479
1.458.655
1.468.265
1.459.364
1.450.785
1.468.327
1.504.014
1.478.816
-
Total Third Party Funds
12,90
14,31
14,35
15,47
16,11
15,74
14,92
14,31
14,30
15,43
182.757
207.600
213.517
236.171
271.923
266.491
254.516
239.276
238.883
273.495
Rasio Aset Likuid (%)
-
Aset Likuid Primer
-
Aset Likuid Sekunder
-
Total Aset
15,28 Liquid Assets Ratio (%)
263.983
-
Aset Likuid Primer
44.688
48.002
45.919
47.350
67.349
67.146
62.545
62.858
68.014
67.076
64.537
-
Aset Likuid Sekunder
1.762.813
1.785.670
1.807.426
1.833.279
2.106.353
2.119.380
2.124.851
2.110.707
2.146.761
2.206.681
2.150.643
-
Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
28
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.26. Kinerja Bank Umum Konvensional - BUKU 4
(Performance of Commercial Conventional Banks - Group of Business Activities 4)
Miliar Rp (Billion Rp)
2015
2014
Items
Keterangan
Des
Rasio Pemenuhan Kecukupan Modal Minimum (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
19,73 Capital Adequacy Ratio (%)
17,18
19,24
19,97
19,32
19,21
19,03
18,78
19,07
19,07
19,10
-
Modal
292.203
329.262
343.444
335.221
337.343
340.284
343.553
347.023
352.095
357.768
366.591
-
Capital
-
ATMR
1.701.005
1.711.589
1.719.744
1.735.490
1.756.013
1.788.344
1.829.485
1.819.621
1.846.505
1.872.710
1.858.137
-
Risk Weighted Assets
16,28
16,81
17,53
16,58
16,40
16,25
16,03
16,30
16,33
16,39
276.919
287.657
301.396
287.663
287.900
290.662
293.219
296.687
301.605
306.953
315.852
-
Core Capital (Tier I)
1.701.005
1.711.589
1.719.744
1.735.490
1.756.013
1.788.344
1.829.485
1.819.621
1.846.505
1.872.710
1.858.137
-
Risk Weighted Assets
3,94
3,72
3,21
3,66
3,49
3,50
3,26
3,27
3,32
3,38
Rasio Modal Inti terhadap ATMR (%)
-
Modal Inti (Tier I)
-
ATMR
Return On Assets Ratio (%)
-
Laba sebelum pajak
-
Rata-rata total aset
Biaya Operasional thdp Pendapatan Operasional (%)
17,00 Core Capital Ratio to ATMR (%)
3,43 Return On Assets Ratio (%)
87.460
90.366
78.558
90.030
85.728
85.850
80.316
80.931
82.668
84.585
86.015
-
Profit
2.220.943
2.431.532
2.446.499
2.460.346
2.455.001
2.452.742
2.466.270
2.478.001
2.489.360
2.501.045
2.505.164
-
Average total assets
67,10
78,40
76,65
72,22
71,97
71,80
73,22
73,01
r)
72,92
72,93
71,25 Operating Expenses/Operating Income (%)
-
Biaya Operasional
171.756
26.100
41.274
55.992
71.221
87.703
105.310
121.929
r)
139.738
157.695
170.658
-
Operating Expenses
-
Pendapatan Operasional
255.966
33.290
53.850
77.531
98.958
122.140
143.833
166.995r)
191.638
216.241
239.514
-
Operating Income
5,10
5,26
4,88
6,14
6,19
6,31
6,32
6,28
6,27
Net Interest Margin Ratio (%)
-
Pendapatan bunga bersih
-
Rata-rata total aset produktif
Loan to Deposits Ratio (%)
6,28
6,30 Net Interest Margin Ratio (%)
134.759
151.505
139.591
142.573
143.293
145.657
147.363
147.309
148.480
149.147
150.339
-
Interest income net
2.641.571
2.880.581
2.858.664
2.322.131
2.313.119
2.310.027
2.331.170
2.346.587
2.362.573
2.378.340
2.385.756
-
Average total earning assets
80,73
81,61
80,76
81,16
83,73
85,16
83,30
82,14
82,89
83,42
85,70 Loan to Deposits Ratio (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
1.553.074
1.531.957
1.539.178
1.534.550
1.546.178
1.571.366
1.610.904
1.607.175
1.629.637
1.667.401
1.668.305
-
Total Credit to third party
-
Total Dana Pihak Ketiga
1.923.690
1.877.152
1.905.829
1.890.769
1.846.563
1.845.145
1.933.772
1.956.585
1.966.075
1.998.785
1.946.577
-
Total Third Party Funds
17,18
16,60
17,74
19,09
17,49
15,95
16,90
16,95
16,60
16,84
Rasio Aset Likuid (%)
15,45 Liquid Assets Ratio (%)
-
Aset Likuid Primer
317.203
296.018
318.462
342.722
303.995
275.627
311.626
309.148
294.332
299.948
247.676
-
Aset Likuid Primer
-
Aset Likuid Sekunder
108.503
107.667
118.091
132.337
122.651
114.191
116.496
122.763
132.138
137.040
145.174
-
Aset Likuid Sekunder
-
Total Aset
2.477.580
2.431.532
2.461.466
2.488.041
2.438.965
2.443.705
2.533.909
2.548.389
2.568.871
2.594.531
2.542.232
-
Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
29
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.27. Kinerja Bank Umum Syariah - BUKU 1
(Performance of Commercial Sharia Banks - Group of Business Activities 1)
Miliar Rp (Billion Rp)
2015
2014
Indicator
Indikator
Des
Capital Adequacy Ratio (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
*)
Okt
*)
17,56
17,57
r)
19,46
r)
18,90
r)
19,00
r)
18,80
r)
18,64
20,09
23,19
26,27
21,55 Capital Adequacy Ratio (%)
- Modal
3.512
3.360
r)
3.604
r)
3.589
r)
3.611
r)
3.614
r)
3.813
3.808
4.160
4.720
3.718
- ATMR
19.996
20.659
r)
18.520
r)
18.989
r)
19.009
r)
19.222
r)
20.450
18.952
17.938
17.962
17.248
-
APYD
-
Total Aktiva Produktif
4,99 Classified Earning assets to Earning assets (%)
3,49
4,02
4,37
4,33
4,23
4,20
4,00
4,24
4,41
4,25
857
910
1.000
1.009
986
989
974
1.004
1.049
1.048
1.023
24.591
22.652
22.879
23.285
23.324
23.538
24.328
23.699
23.773
24.636
20.496
0,75
0,05
(0,41)
0,26
0,14
0,46
0,86
0,76
0,45
0,83
Net Operating Margin (%)
-
Pendapatan
-
Rata-rata Aktiva
Return On Assets Ratio (%)
-
Laba
-
Rata-Rata total aset
Biaya Operasional thdp Pendapatan Operasional
(%)
- Biaya Operasional
- Total Earning assets
Pendapatan
(0,06) Net Operating Margin (%)
168
12
(93)
59
32
104
197
174
102
189
(11)
-
Net Operations Income
22.525
22.430
22.526
22.685
22.737
22.780
22.914
22.887
22.858
22.919
19.253
-
Average Earning Assets
0,66
0,05
(0,35)
0,24
0,13
0,42
0,77
0,68
0,42
0,75
(0,03) Return On Assets Ratio (%)
165
12
(88)
62
33
106
197
175
107
193
0
-
Profit
25.126
25.079
25.119
25.300
25.363
25.423
25.592
25.575
25.546
25.605
26
-
Average Assets
95,36
99,72
102,17
98,63
99,26
97,60
95,58
96,09
97,77
96,05
3.459
363
729
1.059
1.430
1.770
2.124
2.500
2.984
3.445
100,34 Operating Expenses to Operations Revenue (%)
2.757
-
Operations Expenses
-
Operations Income
3.627
364
714
1.074
1.441
1.814
2.223
2.602
3.052
3.587
2.747
18,03
19,47
18,84
18,67
19,14
21,12
20,28
20,65
22,90
21,66
21,11 Short Term Mistmach (%)
Liquidity
Likuiditas
Short Term Mistmach (%)
-
Aktiva Jangka Pendek
-
Kewajiban Jangka
Finance to Deposit Ratio (%)
Ket:
- Classified Earning Assets
Profitability
Rentabilitas
-
- Risk Weighted Assets
Earning Assset Quality
Kualitas Aktiva Produktif
APYD terhadap Aktiva Produktif (%)
- Capital
3.910
3.922
3.811
3.928
4.017
4.399
4.344
4.269
4.623
4.428
3.529
-
Short-Term Assets
21.684
20.141
20.230
21.042
20.989
20.827
21.417
20.672
20.185
20.447
16.717
-
Short-Term Liabilities
93,38
97,65
97,61
96,21
95,71
96,50
94,32
96,20
97,13
98,26
100,95
Finance to Deposit Ratio (%)
-
Pembiayaan
19.257
19.059
19.171
19.284
19.369
19.547
19.708
19.356
19.316
19.706
16.643
-
Financing
-
Dana Pihak Ketiga
20.623
19.518
19.640
20.045
20.236
20.256
20.895
20.120
19.886
20.055
16.487
-
Third Party Funds
r) Angka-angka diperbaiki, perbaikan terakhir pada edisi Juni 2015
*) Angka-angka sementara
r) untuk Data KAP posisi Juli - Desember 2014 terdapat revisi tingkat kesehatan BUS - UUS berdasarkan SE
OJK No. 11/SEOJK.03/2014 tgl 11 Juni 2014
Note: r) Revised figures, last revised at June 2015
*) Provisional figures
r) Revision on data for KAP at July-December 2014 on Banking Health Measurement, which is based on SE OJK No. 11/SEOJK.03/2014 at June 11th, 2014
30
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.28. Kinerja Bank Umum Syariah - BUKU 2
(Performance of Commercial Sharia Banks - Group of Business Activities 2)
Miliar Rp (Billion Rp)
Indikator
2015
2014
Des
Capital Adequacy Ratio (%)
Jan
15,39
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
*)
Okt
Indicator
*)
13,85 Capital Adequacy Ratio (%)
13.57
r)
13.62
r)
13.75
r)
13.82
r)
13.70
r)
13,37
13,81
13,92
13,63
16,962
r)
17,258
r)
17,404
r)
17,516
r)
17.488
17.816
17.940
17.947
17.857
124.499
r)
125.518
r)
125.948
r)
127.836
r)
130.764
128.999
128.897
131.666
128.960
- Modal
16.073
16,238
r)
- ATMR
104.410
119.635
r)
-
APYD
-
Total Aktiva Produktif
Classified Earning assets to Earning assets (%)
6,32
4,95
5,97
6,21
5,96
5,97
5,99
6,20
6,07
6,28
6,19
9.198
10.716
9.974
9.507
9.529
9.659
9.853
9.717
10.065
10.174
10.276
185.781
179.632
160.482
159.431
159.509
161.225
159.032
160.137
160.337
164.414
162.647
0,49
1,10
1,05
0,82
0,76
0,63
0,50
r)
0,49
0,47
0,50
748
1.727
1.646
1.294
1.187
1.140
790
787 r)
770
749
796
-
Net Operations Income
r)
157.359
157.845
158.041
-
Average Earning Assets
0,47
0,46
Rentabilitas
Net Operating Margin (%)
-
Pendapatan
Rata-rata Aktiva
Return On Assets Ratio (%)
-
Laba
-
Rata-Rata total aset
Biaya Operasional thdp Pendapatan Operasional
(%)
- Biaya Operasional
-
Pendapatan
153.023
156.696
157.300
157.176
157.156
157.433
157.280
0,38
1,01
0,95
0,76
0,69
0,66
0,46
0,50
15.7322
0,48
-
Aktiva Jangka Pendek
-
Kewajiban Jangka
Finance to Deposit Ratio (%)
Ket:
-
Pembiayaan
-
Dana Pihak Ketiga
- Classified Earning Assets
- Total Earning assets
Profitability
Net Operating Margin (%)
0,47 Return On Assets Ratio (%)
657
1.734
1.633
1.309
1.194
1.141
790
829
810
793
811
-
Profit
173.121
172.306
172.501
172.631
172.623
173.049
173.171
173.479
173.636
174.115
174.254
-
Average Assets
97,19
94,06
92,72
95,59
96,35
96,36
97,20
97,23
97,22
97,10
25.826
2.279
3.496
7.013
10.435
12.566
13.646
16.128
17.940
18.840
20.488
26.574
2.423
3.770
7.337
10.831
13.041
14.039
16.587
18.453
19.402
21.152
Liquidity
21,48 Short Term Mistmach (%)
28.463
- Short-Term Assets
Likuiditas
Short Term Mistmach (%)
- Risk Weighted Assets
Earning Assset Quality
Kualitas Aktiva Produktif
APYD terhadap Aktiva Produktif (%)
- Capital
18,25
23.923
25,90
40.590
19,08
24.257
20,19
26.005
20,90
27.043
19,50
24.484
20,48
26.675
20,93
27.706
21,91
29.035
28,56
38.438
131.075
156.706
127.138
128.800
129.418
125.553
130.258
132.387
132.522
134.588
85,73
87,67
88,24
88,18
88,70
89,14
92,31
89,29
89,84
89,80
128.687
126.917
126.645
127.852
127.877
128.474
131.002
129.703
129.971
131.452
144.989
144.164
150.100
144.773
143.518
r) Angka-angka diperbaiki, perbaikan terakhir pada edisi Juni 2015
*) Angka-angka sementara
r) untuk Data KAP posisi Juli - Desember 2014 terdapat revisi tingkat kesehatan BUS - UUS berdasarkan SE
OJK No. 11/SEOJK.03/2014 tgl 11 Juni 2014
96,86 Operating Expenses to Operations Revenue (%)
132.486
-
Operations Expenses
-
Operations Income
-
Short-Term Liabilities
89,41 Finance to Deposit Ratio (%)
130.437
-
Financing
- Third Party Funds
Note: r) Revised figures, last revised at June 2015
*) Provisional figures
r) Revision on data for KAP at July-December 2014 on Banking Health Measurement, which is based on SE OJK No. 11/SEOJK.03/2014 at June 11th, 2014
144.119
141.921
145.258
144.674
146.379
145.879
31
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.29. Perkembangan Aset Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Kegiatan Usaha
(Growth of Commercial Banks Assets based on Group of Business Activities)
Miliar (Billion)
Kelompok Bank
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
- BUKU 1
166.367
173.542
175.796
174.439
186.722
189.211
186.312
185.253
184.215
188.545
179.836
- BUKU 2
1.003.337
986.444
999.700
1.043.847
862.520
884.998
887.878
880.500
910.648
953.434
922.968
- BUKU 3
1.762.817
1.826.287
1.848.315
1.879.111
2.106.360
2.119.387
2.124.858
2.110.716
2.146.797
2.206.688
2.150.643
- BUKU 4
2.477.667
2.436.216
2.461.503
2.488.044
2.438.984
2.443.708
2.533.931
2.548.412
2.569.008
2.594.592
2.542.398
- BUKU 1 SYARIAH
35.163
29.633
25.159
25.662
25.554
25.663
26.434
25.474
25.341
26.077
25.925
- BUKU 2 SYARIAH
169.797
163.890
172.696
172.891
172.598
174.754
173.783
175.323
174.738
177.948
175.501
5.615.150
5.616.012
5.683.168
5.783.994
5.792.737
5.837.720
5.933.195
5.925.677
6.010.747
6.147.284
5.997.272
Total
Group of Bank
Okt
-
BUKU 1
BUKU 2
BUKU 3
BUKU 4
BUKU 1 SHARIA
BUKU 2 SHARIA
Total
32
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.30. Jumlah Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Pengelompokan Total Aset
(Total of Commercial Banks Based on Total Assets)
Desember 2014
Kelompok Bank < Rp. 1
Triliun
Rp. 1 s.d
10
Triliun
Rp. 10
s.d
50
Triliun
Juni 2015
> Rp.
Rp. 1 s.d
< Rp. 1
50
10
Triliun
Triliun
Triliun
Rp. 10
s.d
50
Triliun
Juli 2015
> Rp.
Rp. 1 s.d
< Rp. 1
50
10
Triliun
Triliun
Triliun
Agustus 2015
Rp. 10
s.d
50
Triliun
> Rp.
Rp. 1 s.d
< Rp. 1
50
10
Triliun
Triliun
Triliun
Rp. 10
s.d
50
Triliun
September 2015
> Rp.
Rp. 1 s.d
< Rp. 1
50
10
Triliun
Triliun
Triliun
Rp. 10
s.d
50
Triliun
Oktober 2015
Rp. 1 Rp. 10
> Rp.
> Rp.
< Rp. 1
s.d
s.d
50
50
Triliun
10
50
Triliun
Triliun
Triliun Triliun
Group of Bank
BUKU 1
6
35
1
0
6
31
3
0
7
30
3
0
8
29
3
0
7
30
3
0
6
30
3
0
BUKU 1
BUKU 2
0
10
31
3
0
8
33
1
0
8
33
1
0
8
33
1
0
8
33
1
0
9
33
1
BUKU 2
BUKU 3
0
0
3
14
0
0
2
18
0
0
3
17
0
0
3
17
0
0
2
18
0
0
2
18
BUKU 3
BUKU 4
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
BUKU 4
BUKU 1 SYARIAH
0
6r)
0
0
0
6r)
0
0
0
6
0
0
0
6
0
0
0
6
0
0
0
6
0
0
BUKU 1 SHARIA
BUKU 2 SYARIAH
0
2r)
2
2
0
2r)
2
2
0
2
2
2
0
2
2
2
0
2
2
2
0
2
2
2
BUKU 2 SHARIA
6
45
37
23
6
47
39
40
7
46
41
24
8
45
41
24
7
46
40
25
6
47
40
25
Total
Ket: r) Angka-angka diperbaiki
Total
Note: r) Revised figures
33
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.31. Aset Produktif Bank Umum Konvensional & Syariah dan
Kualitas Kredit Bank Umum Konvensional & Syariah kepada Bank Lain
(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank)
Miliar Rp (Billion Rp)
Indikator
Indicator
2015
2014
Des
4.717.573
Jan
4.846.713
Feb
4.701.364
Mar
4.757.494
Apr
4.805.594
Mei
4.922.532
Jun
5.090.223
Jul
5.071.122
Ags
5.149.494
Sep
5.243.611
Okt
5.147.818 Earning Assets
4.477.200
4.572.399
4.394.798
4.469.581
4.505.693
4.608.071
4.779.211
4.747.495
4.812.844
4.896.630
4.802.596
153.762
181.093
210.244
191.568
200.002
209.451
205.411
212.502
221.853
231.684
232.141
c. Kurang Lancar
14.971
18.358
18.645
17.957
19.445
21.021
22.979
24.435
22.512
22.949
22.464
c. Sub-Standard
d. Diragukan
15.852
14.530
16.557
17.631
17.368
16.080
15.452
16.224
18.860
18.835
17.104
d. Doubtful
e. Macet
55.789
60.334
61.120
60.757
63.086
67.909
67.170
70.466
73.424
73.512
73.512
e. Loss
1.465.326
1.492.191
1.457.877
1.443.561
1.469.671
Aset Produktif Neraca
a. Lancar
b. DPK
Aset Produktif Transaksi Rekening
Administratif
a. Lancar
a. Current
b. Special Mention
r)
1.516.387
r)
1.490.873
r)
1.507.162
1.579.229
1.535.835
1.592.355
1.622.986
1.597.964 Earning Assets - Account Administrative
1.432.448
r)
1.495.878
r)
1.469.939
r)
1.481.565
1.556.678
1.514.661
1.569.827
1.596.368
1.573.035
17.545
r)
17.883
r)
21.907
18.457
17.890
18.931
23.097
21.337
1.781
r)
1.826
r)
2.345
2.667
1.950
2.076
1.545
1.718
Transactions
a. Current
b. Special Mention
17.413
18.294
22.352
r)
2.272
1.927
1.853
r)
582
871
527 r)
479 r)
477 r)
574
364
436
551
997
909
d. Doubtful
1.498
1.427
697 r)
704 r)
748 r)
770
1.064
899
970
980
965
e. Lost
Non Performing Earning Aset (Nominal)
90.964
97.446
99.399
r)
99.309
r)
102.950
r)
108.700
109.696
114.410
118.393
118.819
Kredit kepada Bank Lain
a. Lancar
32.192
32.089
32.542
32.444
33.014
r)
34.213
r)
34.020
r)
33.940
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
r)
34.546
32.894 r)
34.032 r)
33.886 r)
33.849 r)
r)
33.616 r)
34.893 r)
35.891 r)
34.450
33.702
r)
34.985
r)
35.988
c. Sub-Standard
116.672 Non Performing Earning Asset (Nominal)
32.539 Interbank Loans
32.449
a. Current
11
15
24 r)
17 r)
51 r)
8 r)
3 r)
8 r)
13 r)
8
8
b. Special Mention
c. Kurang Lancar
9
3
c. Sub-Standard
2 r)
1 r)
0
-
2 r)
1 r)
0
1
0
4 r)
0
1 r)
0
4 r)
0
1 r)
d. Diragukan
4 r)
0
0
0
d. Doubtful
84
80
92 r)
161 r)
79 r)
79 r)
80 r)
82 r)
83 r)
87
82
93
84
96
r)
84 r)
83
r)
88
82
b. DPK
e. Macet
Non Performing Loan kepada Bank Lain
(Nominal)
Ket: *) Angka-angka sementara
r) Angka-angka diperbaiki
r)
164
r)
83
r)
83
r)
84
e. Loss
Interbank Non Performing Loan (Nominal)
Note: *) Provisional figures
r) Revised figures
34
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.32. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 1
(Earning Assets and Credit Quality of Commercial Conventional to Other Bank - Banks Group of Business Activities 1 )
Miliar Rp (Billion Rp)
Indikator
Indicator
2015
2014
Des
133.735
Jan
138.726
Feb
137.314
Mar
133.356
Apr
143.684
Mei
153.404
Jun
152.412
Jul
148.022
Ags
150.896
Sep
155.517
Okt
146.963 Earning Assets
127.924
131.672
130.011
126.664
136.174
145.547
145.189
140.444
143.213
147.532
139.343
3.477
4.549
4.727
4.240
4.848
5.032
4.540
4.757
4.733
5.116
4.873
c. Kurang Lancar
351
416
362
282
336
459
325
371
368
452
291
c. Sub-Standard
d. Diragukan
438
374
463
497
432
383
349
386
424
409
401
d. Doubtful
1.544
1.715
1.751
1.674
1.895
1.984
2.009
2.064
2.158
2.009
2.056
12.875
12.883
12.865
13.561
15.952
15.359
14.930
15.568
16.049
16.085
15.442 Earning Assets - Account Administrative
12.807
12.810
12.747
13.530
15.824
15.222
14.804
15.256
15.691
15.970
15.347
Aset Produktif Neraca
a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi Rekening
Administratif
a. Lancar
b. DPK
a. Current
b. Special Mention
e. Loss
Transactions
a. Current
b. Special Mention
53
55
106
22
90
101
54
201
279
64
51
c. Kurang Lancar
5
10
3
3
3
3
7
39
40
12
0
c. Sub-Standard
d. Diragukan
2
3
4
0
1
1
1
3
0
0
0
d. Doubtful
e. Macet
8
6
5
6
33
33
65
68
40
39
44
2.348
2.523
2.589
2.463
2.700
2.862
2.756
2.932
3.029
2.921
Non Performing Earning Aset (Nominal)
e. Loss
2.792 Non Performing Earning Asset (Nominal)
1.037
1.023
986
968
966
1.003
1.041
991
972
947
834 Interbank Loans
1.033
1.020
975
952
963
1.001
1.039
989
970
946
833
b. DPK
2
2
10
14
2
0
-
-
-
-
-
b. Special Mention
c. Kurang Lancar
1
2
2
2
2
2
1
1
1
1
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
-
-
d. Doubtful
e. Macet
1
0
0
-
-
-
1
1
1
1
1
2
2
2
2
2
2
2
2
2
2
1
Kredit kepada Bank Lain
a. Lancar
Non Performing Loan kepada Bank Lain
(Nominal)
a. Current
e. Loss
Interbank Non Performing Loan (Nominal)
35
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.33. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 2
(Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 2 )
Miliar Rp (Billion Rp)
Indikator
Indicator
2015
2014
Des
857.472
Jan
845.004
Feb
824.270
Mar
856.939
Apr
702.843
Mei
731.328
Jun
751.971
Jul
735.617
Ags
764.250
Sep
796.051
Okt
768.946 Earning Assets
816.751
797.981
775.621
808.264
657.194
682.486
702.477
678.717
703.015
732.910
706.262
23.478
29.632
30.075
28.950
26.843
29.045
30.106
36.716
39.769
41.699
41.831
c. Kurang Lancar
2.724
3.179
3.905
4.373
3.998
4.302
3.869
3.525
3.750
3.485
3.816
c. Sub-Standard
d. Diragukan
2.063
1.689
1.780
2.039
1.865
1.796
2.198
2.150
1.925
1.927
2.066
d. Doubtful
12.457
12.522
12.889
13.313
12.942
13.701
13.322
14.508
15.791
16.030
14.970
324.989
325.075
316.669
328.159
188.444
193.409
206.050
207.626
209.927
220.617
213.186 Earning Assets - Account Administrative
318.181
318.319
310.717
320.439
186.072
190.447
203.058
204.634
206.659
217.588
210.181
b. DPK
5.166
5.006
4.380
6.000
1.832
2.226
2.247
2.149
2.561
2.329
2.244
c. Kurang Lancar
1.283
1.448
1.306
1.471
411
550
561
582
466
455
540
d. Diragukan
196
191
154
104
26
77
67
89
49
42
29
e. Macet
164
111
112
145
102
110
118
172
192
202
192
Non Performing Earning Aset (Nominal)
18.886
19.140
20.146
21.445
19.345
20.535
20.134
21.027
22.173
22.141
21.614 Non Performing Earning Asset (Nominal)
Kredit kepada Bank Lain
13.786
13.600
14.383
15.134
12.732
12.851
12.319
12.413
12.720
13.132
12.152 Interbank Loans
13.786
13.600
14.383
15.051
12.683
12.850
12.319
12.413
12.720
13.131
12.150
b. DPK
0
0
0
0
49
0
0
-
0
0
0
b. Special Mention
c. Kurang Lancar
-
-
0
-
0
-
0
0
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
0
-
0
-
0
0
-
d. Doubtful
e. Macet
0
0
0
83
0
0
-
0
0
1
1
0
0
0
83
0
0
0
0
0
1
1
Aset Produktif Neraca
a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi Rekening
Administratif
a. Lancar
a. Lancar
Non Performing Loan kepada Bank Lain
(Nominal)
a. Current
b. Special Mention
e. Loss
Transactions
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
a. Current
e. Loss
Interbank Non Performing Loan (Nominal)
36
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.34. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 3
(Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 3)
Miliar Rp (Billion Rp)
Indikator
Indicator
2015
2014
Des
1.466.906
Jan
1.592.009
Feb
1.528.316
Mar
1.546.344
Apr
1.747.795
Mei
1.805.066
Jun
1.847.570
Jul
1.833.619
Ags
1.866.122
Sep
1.895.608
Okt
1.845.872 Earning Assets
1.379.130
1.494.697
1.422.295
1.441.425
1.632.262
1.686.110
1.728.353
1.711.072
1.740.735
1.761.502
1.714.217
54.300
60.938
69.590
68.493
75.855
77.663
77.801
80.253
81.594
89.123
87.932
c. Kurang Lancar
5.885
6.664
6.417
5.820
7.285
8.038
9.111
8.079
7.633
8.234
8.651
c. Sub-Standard
d. Diragukan
7.348
6.968
7.468
7.669
8.212
6.347
5.501
6.672
7.475
7.454
6.541
d. Doubtful
20.243
22.742
22.545
22.937
24.181
26.908
26.804
27.544
28.685
29.296
28.530
574.355
593.312
589.935
614.239
721.780
730.739
799.699
745.723
768.594
786.478
763.102 Earning Assets - Account Administrative
568.072
586.994
582.225
607.200
709.379
718.063
786.569
733.736
755.795
771.397
747.690
Aset Produktif Neraca
a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi Rekening
Administratif
a. Lancar
b. DPK
a. Current
b. Special Mention
e. Loss
Transactions
a. Current
b. Special Mention
5.032
5.482
6.836
6.100
10.139
10.121
10.049
10.074
10.539
12.757
13.068
c. Kurang Lancar
659
212
239
259
1.353
1.726
2.025
1.044
1.323
979
1.071
d. Diragukan
146
153
167
172
344
260
234
278
279
687
639
d. Doubtful
e. Macet
445
470
468
509
566
569
822
592
659
658
634
e. Loss
34.727
37.209
37.305
37.366
41.940
43.848
44.497
44.208
46.053
47.307
Non Performing Earning Aset (Nominal)
Kredit kepada Bank Lain
a. Lancar
c. Sub-Standard
46.067 Non Performing Earning Asset (Nominal)
8.978
9.382
9.327
10.720
12.671
12.557
11.667
11.822
12.017
9.953
9.107 Interbank Loans
8.977
9.377
9.325
10.719
12.670
12.556
11.666
11.815
12.005
9.944
9.098
a. Current
b. DPK
-
4
-
-
-
-
0
6
11
8
8
b. Special Mention
c. Kurang Lancar
-
-
-
-
0
0
0
-
-
0
-
c. Sub-Standard
d. Diragukan
0
0
0
-
-
-
-
0
0
-
-
d. Doubtful
e. Macet
0
0
2
2
1
1
1
1
1
1
1
1
1
2
2
1
1
1
1
1
1
1
Non Performing Loan kepada Bank Lain
(Nominal)
e. Loss
Interbank Non Performing Loan (Nominal)
37
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.35. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 4
(Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 4)
Miliar Rp (Billion Rp)
Indikator
Indicator
2015
2014
Des
2.073.322
Jan
2.091.848
Feb
2.030.938
Mar
2.040.926
Apr
2.031.282
Mei
2.051.237
Jun
2.158.175
Jul
2.173.566
Ags
2.187.952
Sep
2.211.284
Okt
2.202.915 Earning Assets
1.985.166
1.990.972
1.910.919
1.937.198
1.924.571
1.936.923
2.048.157
2.061.239
2.071.097
2.095.281
2.085.529
62.151
72.205
89.942
74.218
75.771
81.482
75.788
74.610
78.389
77.969
79.635
c. Kurang Lancar
3.904
5.711
5.447
5.049
5.593
5.599
7.562
10.204
8.703
8.859
7.837
c. Sub-Standard
d. Diragukan
4.546
3.847
5.181
5.749
5.432
6.095
6.216
5.767
7.704
8.074
7.240
d. Doubtful
17.555
19.113
19.449
18.712
19.916
21.137
20.453
21.746
22.059
21.101
22.673
529.351
538.243
536.054
558.183
562.237
564.894
555.751
563.974
594.565
596.659
602.791 Earning Assets - Account Administrative
523.214
531.819
524.414
552.470
556.209
555.079
549.455
558.122
588.498
588.300
596.411
Aset Produktif Neraca
a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi Rekening
Administratif
a. Lancar
b. DPK
a. Current
b. Special Mention
e. Loss
Transactions
a. Current
b. Special Mention
5.956
6.077
11.029
5.423
5.821
9.458
6.104
5.438
5.521
7.917
5.943
c. Kurang Lancar
39
51
300
47
58
66
75
285
247
98
106
c. Sub-Standard
d. Diragukan
58
205
198
202
105
235
61
65
223
267
241
d. Doubtful
e. Macet
85
90
112
41
43
55
56
63
76
77
91
26.186
29.018
30.688
29.800
31.147
33.189
34.423
38.131
39.012
38.476
Non Performing Earning Aset (Nominal)
e. Loss
38.188 Non Performing Earning Asset (Nominal)
7.911
8.024
7.272
6.310
6.588
6.479
7.525
8.587
9.125
9.384
9.279 Interbank Loans
7.831
7.945
7.198
6.240
6.519
6.407
7.456
8.515
9.052
9.309
9.209
b. DPK
8
9
5
3
0
3
-
3
-
-
-
b. Special Mention
c. Kurang Lancar
-
-
-
-
-
-
-
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
-
-
d. Doubtful
e. Macet
72
69
70
67
69
69
70
70
73
75
71
72
69
70
67
69
69
70
70
73
75
71
Kredit kepada Bank Lain
a. Lancar
Non Performing Loan kepada Bank Lain
(Nominal)
a. Current
e. Loss
Interbank Non Performing Loan (Nominal)
38
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.36. Aset Produktif dan Kualitas Kredit Bank Umum Syariah kepada Bank Lain - BUKU 1
(Earning Assets and Credit Quality of Commercial Sharia Banks to Other Bank - Group of Business Activities 1)
Miliar Rp (Billion Rp)
Indikator
Indicator
2015
2014
Des
32.165
Jan
30.418
Feb
22.623
Mar
23.001
Apr
22.892
Mei
22.956
Jun
23.581
Jul
22.724
Ags
22.657
Sep
23.412
29.819
27.881
20.252
20.645
20.636
20.699
21.238
20.344
20.173
20.832
20.693
1.597
1.774
1.472
1.487
1.386
1.409
1.570
1.571
1.619
1.803
1.840
c. Kurang Lancar
255
317
458
388
384
342
296
316
362
288
302
c. Sub-Standard
d. Diragukan
136
159
149
152
152
160
175
157
161
143
137
d. Doubtful
e. Macet
358
287
291
329
334
346
301
336
342
346
349
e. Loss
645
170
-
-
-
515
674
886
1.026
1.137
1.242 Earning Assets - Account Administrative
645
170
186 r)
216 r)
365 r)
515
674
886
1.026
1.136
1.242
- r)
- r)
Aset Produktif Neraca
a. Lancar
b. DPK
Aset Produktif Transaksi Rekening
Administratif
a. Lancar
b. DPK
0
-
- r)
c. Kurang Lancar
-
-
-
r)
-
r)
-
r)
d. Diragukan
-
-
-
r)
-
r)
-
r)
e. Macet
-
-
749
763
898
Non Performing Earning Aset (Nominal)
r)
b. Special Mention
Transactions
a. Current
0
-
0
0
0
0
b. Special Mention
-
-
-
-
-
c. Sub-Standard
0
-
-
-
-
-
d. Doubtful
-
e. Loss
869
-
-
-
-
-
848
773
809
865
777
r)
a. Current
-
869
r)
Okt
23.321 Earning Assets
788 Non Performing Earning Asset (Nominal)
111
104
102
101
100
98
96
95
92
91
90
Interbank Loans
110
103
96
100
99
97
95
94
92
91
90
a. Current
b. DPK
-
-
5
-
-
-
-
-
-
-
-
b. Special Mention
c. Kurang Lancar
1
1
1
1
1
-
-
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
1
1
-
-
-
-
d. Doubtful
e. Macet
-
-
-
-
-
-
-
1
-
-
-
1
1
1
1
1
1
1
1
-
-
-
Kredit kepada Bank Lain
a. Lancar
Non Performing Loan kepada Bank Lain
(Nominal)
e. Loss
Interbank Non Performing Loan (Nominal)
39
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.37. Aset Produktif dan Kualitas Kredit Bank Umum Syariah kepada Bank Lain - BUKU 2
(Earning Assets and Credit Quality of Commercial Sharia Banks to Other Bank - Group of Business Activities 2)
Miliar Rp (Billion Rp)
Indikator
Aset Produktif Neraca
a. Lancar
Indicator
2015
2014
Des
153.972
Jan
148.708
Feb
157.904
Mar
156.927
Apr
157.097
Mei
158.540
Jun
156.513
Jul
157.575
Ags
157.616
Sep
161.740
Okt
159.801 Earning Assets
a. Current
138.410
129.197
135.700
135.384
134.855
136.306
133.798
135.680
134.611
138.573
136.553
b. DPK
8.759
11.995
14.438
14.180
15.298
14.820
15.606
14.595
15.749
15.975
16.030
c. Kurang Lancar
1.851
2.070
2.055
2.045
1.850
2.281
1.817
1.939
1.695
1.631
1.566
d. Diragukan
1.321
1.492
1.517
1.526
1.274
1.299
1.012
1.092
1.173
829
718
e. Macet
3.632
3.953
4.194
3.791
3.820
3.835
4.280
4.269
4.389
4.732
4.934
23.111
22.509
-
-
-
2.246
2.124
2.059
2.194
2.010
2.201 Earning Assets - Account Administrative
20.642
19.560
2160 r)
2024 r)
2089 r)
2.240
2.119
2.027
2.158
1.976
2.165
1 r)
1 r)
2 r)
Aset Produktif Transaksi Rekening
Administratif
a. Lancar
b. DPK
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Transactions
a. Current
b. Special Mention
1.205
1.673
1
2
28
30
29
31
c. Kurang Lancar
287
207
3
r)
0
r)
1
r)
0
0
0
1
1
1
c. Sub-Standard
d. Diragukan
180
319
4
r)
-
r)
-
r)
1
1
0
0
0
-
d. Doubtful
e. Macet
797
750
r)
3
3
4
4
4
4
e. Loss
8.067
8.792
7.419
7.113
7.304
7.261
7.197
Non Performing Earning Aset (Nominal)
r)
0
7.766
r)
3
7.363
3
6.943
7.223 Non Performing Earning Asset (Nominal)
369
410
421
439
432
426
478
491
486
474
494 Interbank Loans
352
400
411
434
427
420
473
487
480
470
489
b. DPK
0
0
-
-
-
2
1
0
1
-
-
b. Special Mention
c. Kurang Lancar
7
-
0
-
-
-
-
-
0
-
c. Sub-Standard
d. Diragukan
-
-
-
0
0
-
-
-
-
0
d. Doubtful
e. Macet
11
10
10
4
4
4
4
4
4
4
4
17
10
10
5
4
4
4
4
4
4
4
Kredit kepada Bank Lain
a. Lancar
Non Performing Loan kepada Bank Lain
(Nominal)
a. Current
e. Loss
Interbank Non Performing Loan (Nominal)
40
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.38. Komposisi Dana Pihak Ketiga Bank Umum
(Composition of Third Party Funds of State Owned Banks)
Miliar Rp (Billion Rp)
Desember 2014
Keterangan
Giro
Rupiah
Nominal
Mei 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Juni 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Juli 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
September 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Oktober 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
707.065
23,03
754.228
23,26
1.056.749
24,46
1.013.330
23,46
1.041.544
23,85
1.099.027
24,62
1.030.672
513.179
16,71
545.965
16,83
708.002
16,39
673.361
15,59
686.052
15,71
732.441
16,41
694.604
Komposisi thd Total
DPK (%)
23,58 Demand Deposits
15,89
Rupiah
193.887
6,31
208.263
6,42
348.747
8,07
339.969
7,87
355.492
8,14
366.586
8,21
336.068
994.300
32,38
1.047.434
32,30
1.219.747
28,24
1.247.676
28,82
1.242.686
28,46
1.282.511
28,73
1.271.808
928.742
30,25
974.296
30,04
1.114.824
25,81
1.142.023
26,38
1.132.399
25,93
1.156.248
25,90
1.151.639
65.558
2,14
73.138
2,26
104.923
2,43
105.653
2,44
110.287
2,53
126.263
2,83
120.169
1.369.195
44,59
1.441.475
44,45
2.043.253
47,30
2.067.817
47,77
2.082.341
47,69
2.082.545
46,65
2.067.924
1.156.791
37,67
1.229.050
37,90
1.724.149
39,91
1.743.745
40,28
1.756.783
40,23
1.755.789
39,33
1.761.665
212.404
6,92
212.424
6,55
319.104
7,39
324.072
7,49
325.559
7,46
326.756
7,32
306.259
7,01
Rupiah
682.886
22,24
818.002
25,22
895.441
20,73
905.417
20,92
916.387
20,99
914.002
20,47
902.972
20,66
Valas
141.449
4,61
145.756
4,49
151.770
3,51
154.023
3,56
158.346
3,63
163.968
3,67
156.973
3,59
229.617
7,48
196.755
6,07
438.339
10,15
433.622
1,23
432.916
9,91
432.627
9,69
449.361
10,28
28.911
0,94
22.206
0,68
54.738
1,27
53.414
4,44
51.772
1,19
51.387
1,15
50.156
1,15
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
7,69
29,10 Saving
26,35
2,75
Valas
Valas
Total DPK
Rupiah
Valas
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 6 Month
127.270
4,14
119.350
3,68
178.418
4,13
192.360
4,91
196.500
4,50
198.839
4,45
198.327
4,54
24.040
0,78
27.820
0,86
67.096
1,55
69.292
1,09
69.663
1,60
68.361
1,53
58.964
1,35
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
Foreign Exchange
- Periode 3 Month
- Jangka Waktu 6 bulan
Rupiah
Rupiah
- Periode 1 Month
- Jangka Waktu 3 bulan
Valas
Foreign Exchange
47,32 Time Deposits
40,31
Rupiah
- Jangka Waktu 1 bulan
Rupiah
Items
(Composition to
Total Third Party
Funds) (%)
117.018
3,81
94.944
2,93
211.928
4,91
212.346
82,22
210.980
4,83
210.321
4,71
211.004
4,83
Rupiah
18.004
0,59
16.643
0,51
45.500
1,05
47.343
17,78
45.777
1,05
43.039
0,96
40.166
0,92
Foreign Exchange
3.070.560
100,00
3.243.136
100,00
4.319.749
100,00
4.328.822
100,00
4.366.571
100,00
4.464.083
100,00
4.370.404
2.598.712
84,63
2.749.311
84,77
3.546.975
82,11
3.559.128
82,22
3.575.234
81,88
3.644.478
81,64
3.607.908
471.849
15,37
493.825
15,23
772.774
17,89
769.694
17,78
791.337
18,12
819.604
18,36
762.496
100,00 Total Third Party Funds
82,55
Rupiah
17,45
Foreign Exchange
41
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.39. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 1
(Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 1)
Miliar Rp (Billion Rp)
Desember 2014
Keterangan
Nominal
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
- Jangka Waktu 1 bulan
Rupiah
Valas
- Jangka Waktu 3 bulan
Rupiah
Valas
- Jangka Waktu 6 bulan
Rupiah
Valas
- Jangka Waktu >= 12 bulan
Rupiah
Valas
Total DPK
Rupiah
Valas
Mei 2015
Juni 2015
Juli 2015
Agustus 2015
September 2015
Oktober 2015
Komposisi thd Total
DPK (%)
Komposisi thd Total
DPK (%)
Komposisi thd Total
DPK (%)
Komposisi thd Total
DPK (%)
Komposisi thd Total
DPK (%)
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
(Composition to
Total Third Party
Funds) (%)
(Composition to
Total Third Party
Funds) (%)
(Composition to
Total Third Party
Funds) (%)
(Composition to
Total Third Party
Funds) (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Nominal
Nominal
Nominal
Nominal
Komposisi thd Total
DPK (%)
Nominal
Items
(Composition to
Total Third Party
Funds) (%)
21.155
20.207
948
21.720
21.707
13
86.281
83.216
3.065
16
16
1
17
17
0
67
64
2
35.284
32.477
2.806
20.213
19.333
880
96.371
91.328
5.043
23
21
2
13
13
1
63
60
3
37.937
35.357
2.580
19.799
18.756
1.043
92.208
87.720
4.488
25
24
2
13
13
1
61
59
3
35.303
33.075
2.228
21.339
20.172
1.166
93.390
87.922
5.468
24
22
1
14
13
1
62
59
4
34.225
31.891
2.335
20.900
19.977
923
94.103
87.439
6.664
23
21
2
14
13
1
63
59
4
37.357
35.071
2.286
21.012
19.704
1.308
94.142
87.465
6.677
24
23
1
14
13
1
62
57
4
33.951
31.868
2.083
21.524
20.417
1.107
89.553
83.034
6.519
23
22
1
15
14
1
62
57
4
45.496
2.316
35
2
46.568
2.950
31
2
44.460
2.485
30
2
44.660
3.009
30
2
44.875
3.326
30
2
45.183
3.151
30
2
41.799
3.234
29
2
21.469
430
17
0
24.730
1.152
16
1
23.465
1.156
16
1
22.777
1.396
15
1
21.944
1.630
15
1
20.862
1.438
14
1
20.044
1.199
14
1
7.765
194
6
0
9.979
366
7
0
9.847
326
7
0
10.172
528
7
0
10.441
679
7
0
10.762
927
7
1
9.806
1.000
7
1
8.486
125
129.155
125.130
4.026
7
0
100
97
3
10.050
575
151.868
143.138
8.729
7
0
100
94
6
9.949
521
149.943
141.833
8.111
7
0
100
95
5
10.314
536
150.032
141.170
8.862
7
0
100
94
6
10.179
1.030
149.229
139.307
9.922
7
1
100
93
7
10.658
1.161
152.511
142.240
10.272
7
1
100
93
7
11.385
1.088
145.028
135.320
9.709
8
1
100
93
7
Demand Deposits
Rupiah
Foreign Exchange
Saving
Rupiah
Foreign Exchange
Time Deposits
Rupiah
Foreign Exchange
- Periode 1 Month
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
- Periode >= 12 Month
Rupiah
Foreign Exchange
Total Third Party Funds
Rupiah
Foreign Exchange
42
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.40. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 2
(Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 2)
Miliar Rp (Billion Rp)
Desember 2014
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Nominal
Mei 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Juni 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Juli 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
September 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Oktober 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd Total
DPK (%)
31 Demand Deposits
199.284
32
186.989
31
199.759
33
187.229
31
194.891
32
209.381
33
195.404
134.993
22
143.825
24
151.804
25
141.386
23
145.754
24
157.814
25
148.315
64.291
10
43.163
7
47.955
8
45.843
8
49.136
8
51.567
8
47.089
123.953
20
94.776
16
93.065
15
98.721
16
98.377
16
98.900
15
100.310
110.562
18
87.598
15
85.923
14
91.298
15
90.581
15
90.822
14
92.406
15
13.391
2
7.178
1
7.141
1
7.423
1
7.796
1
8.078
1
7.904
1
299.887
48
320.732
53
321.029
52
320.092
53
325.112
53
334.058
52
338.411
53 Time Deposits
249.895
40
270.594
45
270.465
44
270.753
45
271.095
44
277.671
43
281.856
44
49.992
8
50.138
8
50.565
8
49.339
8
54.017
9
56.387
9
56.555
9
133.555
21
144.892
24
141.508
23
140.967
23
142.761
23
149.033
23
146.758
23
29.173
5
28.872
5
28.550
5
26.714
4
30.778
5
31.643
5
30.624
5
23
7
Valas
Valas
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 3 Month
62.176
10
62.286
10
63.121
10
61.281
10
60.605
10
58.955
9
61.236
10
9.155
1
9.163
2
8.984
1
9.155
2
9.242
1
10.019
2
10.369
2
Rupiah
Foreign Exchange
- Periode 6 Month
- Jangka Waktu 6 bulan
Rupiah
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 3 bulan
Rupiah
Rupiah
16 Saving
- Jangka Waktu 1 bulan
Rupiah
Items
(Composition to
Total Third Party
Funds) (%)
28.711
5
28.331
5
29.718
5
31.331
5
30.830
5
32.092
5
32.889
5
5.531
1
5.654
1
7.140
1
7.894
1
8.309
1
8.845
1
7.545
1
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
25.432
4
35.065
6
36.097
6
37.174
6
36.898
6
37.591
6
40.974
6
Rupiah
6.133
1
6.449
1
5.891
1
5.576
1
5.688
1
5.881
1
8.017
1
Foreign Exchange
623.124
100
602.497
100
613.853
100
606.041
100
618.380
100
642.339
100
634.125
Rupiah
495.449
80
502.018
83
508.192
83
503.437
83
507.431
82
526.307
82
522.576
82
Valas
127.674
20
100.479
17
105.661
17
102.604
17
110.949
18
116.032
18
111.549
18
Rupiah
Valas
Total DPK
100 Total Third Party Funds
Rupiah
Foreign Exchange
43
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.41. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 3
(Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 3)
Miliar Rp (Billion Rp)
Desember 2014
Keterangan
Giro
Nominal
Mei 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Juni 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Juli 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
September 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Oktober 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd Total
DPK (%)
Items
(Composition to
Total Third Party
Funds) (%)
23 Demand Deposits
253.269
20
325.280
22
349.207
24
339.612
23
346.093
24
359.144
24
334.454
157.901
12
195.067
13
210.557
14
198.531
14
196.774
13
214.162
14
199.177
95.367
8
130.213
9
138.650
10
141.081
10
149.319
10
144.982
10
135.276
283.686
22
278.577
19
282.907
19
284.350
20
287.229
20
303.386
20
298.503
20 Saving
242.866
19
227.631
16
231.433
16
233.003
16
234.013
16
238.265
16
235.838
16
40.820
3
50.946
3
51.474
4
51.346
4
53.216
4
65.122
4
62.665
4
730.774
58
864.407
59
827.250
57
826.823
57
835.005
57
841.483
56
845.860
57 Time Deposits
Rupiah
597.180
47
712.302
49
684.968
47
688.082
47
701.448
48
700.538
47
709.940
48
Valas
133.594
11
152.105
10
142.282
10
138.741
10
133.557
9
140.945
9
135.920
9
350.286
28
377.484
26
348.995
24
350.885
24
361.601
25
354.223
24
353.365
24
64.464
5
73.171
5
66.542
5
67.547
5
64.475
4
70.259
5
70.107
5
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
13
9
Valas
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 3 Month
- Jangka Waktu 3 bulan
Rupiah
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 1 bulan
Rupiah
Rupiah
140.538
11
190.358
13
185.650
13
180.916
12
179.542
12
184.744
12
196.363
13
27.170
2
30.397
2
27.985
2
23.511
2
21.707
1
24.223
2
24.515
2
Rupiah
Foreign Exchange
- Periode 6 Month
- Jangka Waktu 6 bulan
Rupiah
53.511
4
81.914
6
85.925
6
91.364
6
95.226
6
97.941
7
97.778
7
Valas
20.592
2
26.605
2
26.431
2
25.875
2
27.082
2
26.488
2
23.498
2
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
52.821
4
62.546
4
64.398
4
64.916
4
65.079
4
63.630
4
62.434
4
Rupiah
Valas
21.368
2
21.933
1
21.324
1
21.808
2
20.293
1
19.975
1
17.800
1
Foreign Exchange
1.267.728
100
1.468.265
100
1.459.364
100
1.450.785
100
1.468.327
100
1.504.014
100
1.478.816
Rupiah
997.947
79
1.135.000
77
1.126.959
77
1.119.616
77
1.132.235
77
1.152.965
77
1.144.955
77
Valas
269.781
21
333.264
23
332.405
23
331.169
23
336.092
23
351.049
23
333.861
23
Total DPK
100 Total Third Party Funds
Rupiah
Foreign Exchange
44
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.42. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 4
(Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 4)
Miliar Rp (Billion Rp)
Desember 2014
Keterangan
Giro
Nominal
Mei 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Juni 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Juli 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
September 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Oktober 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd Total
DPK (%)
Items
(Composition to
Total Third Party
Funds) (%)
23 Demand Deposits
402.071
21
408.048
22
453.484
23
436.104
22
452.318
23
478.516
24
453.563
Rupiah
281.247
15
267.205
14
297.714
15
288.619
15
300.912
15
314.393
16
305.011
Valas
120.825
6
140.843
8
155.770
8
147.485
8
151.406
8
164.123
8
148.551
804.681
42
757.137
41
777.020
40
794.641
41
787.469
40
809.993
41
802.385
41 Saving
762.157
40
714.669
39
731.891
38
749.066
38
739.282
38
758.408
38
754.041
39
42.524
2
42.468
2
45.129
2
45.575
2
48.188
2
51.585
3
48.344
2
716.937
37
679.960
37
703.268
36
725.840
37
726.287
37
710.276
36
690.629
35 Time Deposits
Rupiah
613.099
32
570.189
31
590.271
31
604.852
31
604.092
31
596.437
30
591.877
30
Valas
103.838
5
109.771
6
112.997
6
120.988
6
122.195
6
113.840
6
98.752
5
358.213
19
311.692
17
328.804
17
337.069
17
333.686
17
332.156
17
326.600
17
63.495
3
53.020
3
50.655
3
52.851
3
55.797
3
53.710
3
48.365
2
Tabungan
Rupiah
Valas
Simpanan Berjangka
16
8
Valas
Valas
131.963
7
139.637
8
142.723
7
151.537
8
154.849
8
151.940
8
155.577
8
8.247
0
11.933
1
15.617
1
18.011
1
17.818
1
14.418
1
12.866
1
Rupiah
44.263
2
41.797
2
44.124
2
43.171
2
43.275
2
41.307
2
40.754
2
Valas
17.091
1
28.928
2
30.663
2
33.803
2
32.213
2
30.752
2
25.256
1
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
Foreign Exchange
- Periode 6 Month
- Jangka Waktu 6 bulan
Total DPK
Rupiah
- Periode 3 Month
- Jangka Waktu 3 bulan
Rupiah
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 1 bulan
Rupiah
Rupiah
Rupiah
78.660
4
77.063
4
74.620
4
73.076
4
72.282
4
71.033
4
68.946
4
Rupiah
Valas
15.005
1
15.889
1
16.063
1
16.324
1
16.368
1
14.960
1
12.265
1
Foreign Exchange
1.923.690
100
1.845.145
100
1.933.772
100
1.956.585
100
1.966.075
100
1.998.785
100
1.946.577
1.656.503
86
1.552.064
84
1.619.876
84
1.642.537
84
1.644.285
84
1.669.237
84
1.650.929
85
267.186
14
293.081
16
313.896
16
314.048
16
321.789
16
329.548
16
295.648
15
100 Total Third Party Funds
Rupiah
Foreign Exchange
45
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.43. Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 1
(Composition of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 1)
Miliar Rp (Billion Rp)
Desember 2014
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Mei 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Juni 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Juli 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Agustus 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
September 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Oktober 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd Total
DPK (%)
Nominal
4 Demand Deposits
1.523
6
983
5
970
5
840
4
844
4
1.009
5
876
1.357
5
878
4
881
4
772
4
787
4
954
5
828
166
1
105
1
90
0
68
0
57
0
54
0
49
3.336
12
2.415
12
2.620
13
2.558
13
2.548
13
2.620
13
2.566
13 Saving
3.336
12
2.414
12
2.620
13
2.558
13
2.547
13
2.619
13
2.565
13
0
0
0
0
0
0
0
0
0
0
0
0
0
0
21.883
82
16.859
83
17.305
83
16.722
83
16.495
83
16.426
82
16.536
83 Time Deposits
21.700
81
16.857
83
17.304
83
16.721
83
16.494
83
16.425
82
16.535
83
183
1
1
0
1
0
1
0
1
0
1
0
1
0
12.521
47
8.933
44
9.592
46
8.898
44
8.639
43
7.294
36
7.409
37
50
0
-
-
-
-
-
-
-
-
-
-
-
-
4
Rupiah
0
Foreign Exchange
Valas
Valas
4.869
18
3.798
19
3.664
18
3.830
19
3.868
19
3.642
18
3.653
18
17
0
-
-
-
-
-
-
-
-
-
-
-
-
Valas
2.292
9
1.879
9
1.748
8
1.659
8
1.545
8
2.354
12
2.234
11
30
0
-
-
-
-
-
-
-
-
-
-
-
-
Valas
Total DPK
Rupiah
Valas
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
Rupiah
- Periode 6 Month
- Jangka Waktu 6 bulan
Rupiah
Foreign Exchange
- Periode 3 Month
- Jangka Waktu 3 bulan
Rupiah
Rupiah
- Periode 1 Month
- Jangka Waktu 1 bulan
Rupiah
Items
(Composition to
Total Third Party
Funds) (%)
Rupiah
1.937
7
2.247
11
2.297
11
2.334
12
2.442
12
3.135
16
3.239
16
86
0
1
0
1
0
1
0
1
0
1
0
1
0
26.742
100
20.256
100
20.895
100
20.120
100
19.886
100
20.055
100
19.978
100 Total Third Party Funds
26.393
99
20.150
99
20.804
100
20.051
100
19.828
100
19.998
100
19.928
100
350
1
107
1
91
0
70
0
59
0
56
0
51
0
Foreign Exchange
Rupiah
Foreign Exchange
46
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.44. Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 2
(Composition of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 2)
Miliar Rp (Billion Rp)
Desember 2014
Keterangan
Giro
Mei 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Juni 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Juli 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Agustus 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
September 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Oktober 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd Total
DPK (%)
Nominal
Items
(Composition to
Total Third Party
Funds) (%)
9 Demand Deposits
12.284
9
16.297
11
15.392
11
14.241
10
13.171
9
13.620
9
12.424
Rupiah
9.572
7
12.412
9
11.689
8
10.976
8
9.934
7
10.047
7
9.405
Valas
2.712
2
3.885
3
3.703
3
3.265
2
3.238
2
3.573
2
3.019
47.082
33
45.877
32
44.337
31
46.067
32
46.164
32
46.600
32
46.521
32 Saving
46.931
33
45.737
32
44.201
31
45.925
32
45.999
32
46.430
32
46.372
32
151
0
140
0
136
0
142
0
165
0
169
0
149
0
84.615
59
81.945
57
82.192
58
84.950
58
85.339
59
86.159
59
86.934
60 Time Deposits
76.653
53
73.292
51
73.421
52
75.416
52
76.215
53
77.254
53
78.423
54
7.961
6
8.653
6
8.772
6
9.534
7
9.124
6
8.905
6
8.511
6
25.740
18
21.853
15
22.081
16
22.939
16
24.824
17
26.114
18
27.040
19
2.866
2
3.522
2
3.538
2
3.903
3
3.970
3
5.204
4
4.644
3
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
6
Rupiah
2
Foreign Exchange
Valas
Valas
13.096
9
19.888
14
19.716
14
13.282
9
12.109
8
12.483
9
12.490
9
2.249
2
900
1
996
1
1.343
1
1.375
1
1.290
1
1.207
1
Valas
12.803
9
6.782
5
7.057
5
14.663
10
15.183
10
14.383
10
14.867
10
2.033
1
2.549
2
2.537
2
1.191
1
1.381
1
1.350
1
1.666
1
25.014
17
24.768
17
24.567
17
24.533
17
24.099
17
24.274
17
24.027
16
715
0
1.682
1
1.700
1
3.098
2
2.398
2
1.061
1
995
1
143.981
100
144.119
100
141.921
100
145.258
100
144.674
100
146.379
100
145.879
Rupiah
133.157
92
131.440
91
129.311
91
132.317
91
132.148
91
133.732
91
134.200
92
Valas
10.824
8
12.679
9
12.610
9
12.941
9
12.526
9
12.647
9
11.679
8
Valas
Total DPK
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
Foreign Exchange
- Periode 6 Month
- Jangka Waktu 6 bulan
Rupiah
Rupiah
- Periode 3 Month
- Jangka Waktu 3 bulan
Rupiah
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 1 bulan
Rupiah
Rupiah
Rupiah
Foreign Exchange
100 Total Third Party Funds
Rupiah
Foreign Exchange
47
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.45. Suku Bunga Rata-rata DPK Bank Umum
(Average of Interest Rate of Third Party Funds of Commercial Banks)
Persen (Percent)
Keterangan
2015
2014
Des
Items
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
2,31
2,36
2,39
2,43
2,41
2,40
2,38
2,38
2,34
2,40
2,35
- Rupiah
Valas
0,46
0,40
0,40
0,42
0,44
0,44
0,41
0,41
0,40
0,43
0,41
- Foreign Exchange
Rupiah
2,02
1,99
2,03
2,02
2,00
2,01
2,00
1,99
1,99
2,00
1,97
Valas
0,35
0,34
0,34
0,34
0,34
0,34
0,36
0,34
0,30
0,28
0,28
Saving
Tabungan
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
8,56
8,46
8,63
8,38
8,07
7,85
7,74
7,71
7,60
7,56
7,48
Rupiah
Valas
1,99
2,06
2,03
1,94
1,76
1,55
1,37
1,24
1,16
1,05
1,02
Foreign Exchange
Rupiah
9,14
9,12
9,18
9,03
8,83
8,71
8,49
8,41
8,33
8,23
8,15
Rupiah
Valas
2,29
2,30
2,26
2,24
2,07
2,00
1,79
1,56
1,40
1,32
1,23
Foreign Exchange
Rupiah
9,22
9,16
9,18
9,07
9,01
8,97
8,84
8,73
8,61
8,54
8,51
Valas
2,26
2,23
2,18
2,10
2,03
1,99
1,90
1,81
1,73
1,62
1,54
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
8,76
8,72
8,82
8,84
8,79
8,80
8,69
8,68
8,61
8,57
8,57
Rupiah
Valas
2,24
2,23
2,21
2,13
2,11
2,05
2,04
2,01
1,97
1,92
1,83
Foreign Exchange
48
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.46. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 1
(Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 1 )
Persen (Percent)
Keterangan
2015
2014
Des
Items
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
2,41
2,60
2,72
2,97
2,91
2,88
2,88
2,93
3,23
3,26
3,53
Valas
0,57
0,57
0,45
0,43
0,43
0,36
1,12
1,28
1,31
0,94
0,88
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,64
2,72
2,75
3,31
3,17
3,14
3,13
2,98
3,11
3,14
2,79
Valas
0,79
0,83
0,76
0,60
0,06
0,11
0,11
0,11
0,12
0,12
0,12
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
9,39
9,32
9,35
9,27
9,11
8,98
8,84
8,75
8,65
8,61
8,58
Rupiah
Valas
2,96
2,96
2,96
2,86
2,59
2,47
2,16
1,98
1,99
1,90
1,83
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
Valas
10,02
9,95
9,86
9,89
9,71
9,62
9,43
9,30
9,23
9,18
9,12
3,39
3,32
3,28
3,05
2,50
2,56
2,40
2,53
2,42
2,31
2,28
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
9,86
9,84
9,85
9,86
9,80
9,75
9,59
9,55
9,53
9,44
9,44
Valas
3,63
3,66
3,42
3,33
2,78
2,62
2,48
2,37
2,30
2,38
2,39
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
9,54
9,57
9,62
9,67
9,61
9,52
9,42
9,41
9,21
9,23
9,41
Rupiah
Valas
3,18
3,18
3,17
3,35
2,28
2,30
2,14
2,16
2,16
2,16
2,14
Foreign Exchange
49
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.47. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 2
(Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 2 )
Persen (Percent)
Keterangan
2015
2014
Des
Items
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
Valas
2,57
2,78
2,75
2,79
2,80
2,68
2,70
2,66
2,74
2,72
2,77
0,24
0,22
0,23
0,22
0,25
0,24
0,29
0,33
0,29
0,34
0,30
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,34
2,38
2,44
2,40
2,48
2,50
2,52
2,46
2,49
2,51
2,47
Valas
0,25
0,24
0,25
0,24
0,26
0,28
0,28
0,28
0,28
0,28
0,22
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
8,57
8,60
8,51
8,48
8,54
8,31
8,18
8,20
8,19
8,15
8,12
Valas
1,76
1,66
1,72
1,69
1,91
2,00
1,84
1,61
1,56
1,46
1,49
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
9,58
9,51
9,48
9,35
9,33
9,23
9,14
9,02
8,91
8,82
8,83
Valas
2,49
2,38
2,30
2,13
2,19
2,08
2,00
1,87
1,68
1,67
1,76
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
9,70
9,61
9,57
9,49
9,41
9,29
9,21
9,13
9,01
8,96
8,95
Valas
2,55
2,51
2,42
2,33
2,45
2,28
2,19
2,21
2,09
1,98
1,88
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
8,89
8,95
9,00
9,11
9,10
9,06
9,07
9,08
8,93
8,88
8,86
Rupiah
Valas
2,35
2,30
2,25
2,31
2,46
2,05
2,16
2,15
2,10
2,02
1,85
Foreign Exchange
50
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.48. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 3
(Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 3 )
Persen (Percent)
Keterangan
2015
2014
Des
Items
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
2,54
2,60
2,63
2,62
2,56
2,65
2,59
2,62
2,50
2,62
2,50
Valas
0,75
0,66
0,64
0,69
0,64
0,59
0,54
0,53
0,53
0,59
0,59
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,74
2,76
2,90
2,96
2,97
3,02
3,03
3,05
3,07
3,10
3,08
Valas
0,44
0,43
0,42
0,43
0,43
0,43
0,48
0,44
0,34
0,30
0,29
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
9,00
8,94
8,88
8,82
8,57
8,33
8,21
8,15
8,09
8,11
8,03
Rupiah
Valas
2,27
2,27
2,24
2,19
1,92
1,58
1,32
1,19
1,09
0,99
0,95
Foreign Exchange
Rupiah
9,32
9,40
9,44
9,31
9,14
9,04
8,85
8,67
8,60
8,57
8,58
Valas
2,41
2,43
2,42
2,38
2,17
2,07
1,84
1,53
1,28
1,20
1,12
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
9,58
9,54
9,48
9,31
9,26
9,25
9,12
9,01
8,93
8,82
8,78
Valas
2,36
2,36
2,37
2,35
2,30
2,25
2,16
2,05
1,88
1,70
1,55
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
9,22
9,20
9,22
9,23
9,19
9,19
9,09
9,08
9,02
8,95
8,92
Rupiah
Valas
2,65
2,63
2,62
2,46
2,35
2,34
2,31
2,25
2,21
2,19
2,06
Foreign Exchange
51
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.49. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 4
(Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 4 )
Persen (Percent)
Keterangan
2015
2014
Des
Items
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
1,90
1,70
1,82
1,80
1,72
1,73
1,74
1,74
1,72
1,79
1,72
- Rupiah
Valas
0,18
0,17
0,18
0,17
0,18
0,19
0,18
0,17
0,15
0,17
0,17
- Foreign Exchange
Saving
Tabungan
Rupiah
1,35
1,34
1,33
1,30
1,29
1,26
1,27
1,26
1,26
1,28
1,27
Valas
0,22
0,22
0,22
0,22
0,22
0,20
0,20
0,20
0,21
0,21
0,21
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
7,87
7,84
7,86
7,66
7,07
6,83
6,90
6,89
6,67
6,57
6,45
Valas
1,66
1,82
1,78
1,52
1,29
1,03
0,99
0,90
0,85
0,67
0,60
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
8,60
8,63
8,72
8,43
8,10
7,95
7,70
7,74
7,69
7,47
7,24
Valas
1,42
1,63
1,59
1,73
1,53
1,53
1,41
1,26
1,24
1,08
0,81
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
8,71
8,54
8,57
8,39
8,30
8,12
8,02
7,87
7,73
7,56
7,52
Valas
1,98
1,98
1,94
1,81
1,69
1,65
1,58
1,50
1,47
1,38
1,32
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
8,82
8,81
8,87
8,88
8,84
8,80
8,68
8,59
8,51
8,48
8,47
Rupiah
Valas
1,69
1,72
1,73
1,72
1,71
1,71
1,71
1,69
1,68
1,58
1,54
Foreign Exchange
52
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.50. Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 1
(Average of Interest Rate of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 1)
Persen (Percent)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Items
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
1,90
1,70
1,95
1,73
2,05
2,33
1,84
1,78
1,78
1,74
1,99
- Rupiah
Valas
0,18
0,17
0,25
0,24
0,25
0,22
0,20
0,20
0,25
0,23
0,41
- Foreign Exchange
Saving
Tabungan
Rupiah
1,35
1,34
3,66
3,66
2,56
2,35
3,32
2,70
2,57
2,75
2,38
Valas
0,22
0,22
0,25
0,25
0,25
0,25
0,25
0,25
0,25
0,25
0,25
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
7,87
7,84
9,39
8,66
8,92
8,46
8,61
8,37
7,98
8,24
8,60
Valas
1,66
1,82
-
-
-
-
-
-
-
-
-
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
8,60
8,63
11,08
10,67
10,50
9,81
10,12
9,62
9,25
9,37
9,36
Valas
1,42
1,63
-
-
-
-
-
-
-
-
-
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
8,71
8,54
12,50
12,35
12,44
12,53
12,72
12,83
12,52
11,35
11,09
Valas
1,98
1,98
-
-
-
-
-
-
-
-
-
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
8,82
8,81
9,22
9,27
9,93
9,83
10,06
10,12
10,33
9,87
9,55
Rupiah
Valas
1,69
1,72
0,25
0,25
0,25
0,25
0,25
0,25
0,25
0,25
2,50
Foreign Exchange
53
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.51. Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 2
(Average of Interest Rate of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 2 )
Persen (Percent)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Items
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
1,90
1,70
1,02
1,46
1,05
1,18
0,98
1,07
1,03
1,00
1,02
- Rupiah
Valas
0,18
0,17
1,24
1,29
1,30
1,29
1,30
1,29
1,30
1,29
0,62
- Foreign Exchange
Saving
Tabungan
Rupiah
1,35
1,34
3,91
3,91
3,65
3,84
3,69
3,81
3,67
3,70
3,19
- Rupiah
Valas
0,22
0,22
1,35
1,35
1,74
1,69
1,68
1,68
1,62
1,62
1,38
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
7,87
7,84
13,90
9,28
8,53
8,52
7,81
7,89
7,46
7,40
7,33
Valas
1,66
1,82
3,89
4,12
3,82
5,33
3,99
4,69
3,47
3,92
2,91
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
8,60
8,63
7,80
7,98
7,53
7,92
7,41
7,92
7,52
7,51
7,36
Valas
1,42
1,63
4,34
4,50
3,73
4,86
4,10
4,07
3,55
4,19
2,84
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
8,71
8,54
7,71
7,80
7,46
7,56
7,14
7,66
7,33
7,39
7,47
Valas
1,98
1,98
3,30
3,35
3,85
5,23
4,06
4,79
3,73
4,11
2,64
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
8,82
8,81
7,26
7,24
6,95
7,13
6,75
6,95
6,87
6,91
7,01
Rupiah
Valas
1,69
1,72
2,43
2,72
3,36
3,33
3,27
3,06
2,55
2,54
1,50
Foreign Exchange
54
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.52. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan BUKU
(Growth of Total Commercial Banks and Bank Offices based on Group of Business Activities)
Kelompok Bank
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Jumlah Bank
Jumlah Kantor
BUKU 1
42
42
42
42
41
40
40
40
40
40
1.615
1.634
1.638
1.644
1.560
1.559
1.560
1.567
1.572
1.580
44
43
43
43
41
42
42
42
42
42
Jumlah Kantor
3.850
3.486
3.481
3.477
3.539
3.552
3.575
3.580
3.605
3.632
17
18
18
18
20
20
20
20
20
20
Jumlah Kantor
10.365
10.699
10.661
10.636
10.623
10.611
10.605
10.592
10.590
10.571
4
4
4
4
4
4
4
4
4
4
Jumlah Kantor
14.756
14.759
14.765
14.788
14.816
14.855
14.899
14.936
14.971
15.040
6r)
6r)
6r)
6r)
6r)
6r)
6r)
6
6
6
Jumlah Kantor
483
477
476
458
452
436
425
422
387
345
6r)
6r)
6r)
6r)
6r)
6r)
6r)
6
6
6
Jumlah Kantor
1.668
1.668
1.669
1.681
1.683
1.685
1.686
1.686
1.686
1.686
119
119
119
119
118
118
118
118
118
118
Jumlah Kantor
Ket: r) Angka-angka diperbaiki
32.737
32.723
32.690
32.684
32.673
32.698
32.750
32.783
32.811
32.854
4 Total Banks
15.124 Total Bank Offices
6 Total Banks
319 Total Bank Offices
6 Total Banks
1.687 Total Bank Offices
Total
Total
Jumlah Bank
10.483 Total Bank Offices
BUKU 2 SHARIA
BUKU 2 SYARIAH
Jumlah Bank
20 Total Banks
BUKU 1 SHARIA
BUKU 1 SYARIAH
Jumlah Bank
3.680 Total Bank Offices
BUKU 4
BUKU 4
Jumlah Bank
43 Total Banks
BUKU 3
BUKU 3
Jumlah Bank
39 Total Banks
1.546 Total Bank Offices
BUKU 2
BUKU 2
Jumlah Bank
Group of Bank
Okt
BUKU 1
118 Total Banks
32.839 Total Bank Offices
Note: r) revised figures
55
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.1.a. Kegiatan Usaha Bank Umum
(Commercial Bank Operations)
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SPN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat Berharga
yang dijual dgn janji dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
1)
2011
2012
2013
Okt
2014
Nov
2015
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
2.725.674
2.707.862
2.281.021
426.841
17.812
10.596
7.215
166.623
58.212
76.279
30.370
1.761
580.697
289.254
198.835
65.431
27.178
429.946
81.158
1.920
282.960
63.909
15.065
69.931
3.319.842
3.292.874
2.720.500
572.374
26.968
16.681
10.287
171.915
65.031
83.549
20.159
3.176
506.453
322.562
52.034
110.905
20.952
520.642
111.689
17.908
323.941
67.103
15.725
79.492
3.589.007
3.558.070
2.969.668
588.402
30.937
17.969
12.968
200.815
73.648
67.567
54.322
5.278
600.921
349.347
79.106
169.432
3.036
582.687
118.176
20.783
364.181
79.547
20.801
90.749
3.627.985
3.596.614
3.000.592
596.022
31.371
18.507
12.864
213.888
83.607
75.458
50.533
4.290
588.099
349.542
74.114
161.655
2.789
602.956
130.249
19.052
370.561
83.093
21.063
91.886
3.706.501
3.674.308
3.057.964
616.345
32.192
19.100
13.092
182.432
70.250
77.697
29.622
4.864
569.018
361.588
79.917
123.020
4.493
636.688
113.104
19.418
369.849
134.316
20.984
90.454
3.667.163
3.634.620
3.010.140
624.480
32.542
18.791
13.752
218.842
98.131
75.860
38.910
5.942
598.780
365.155
101.098
128.876
3.651
648.548
88.428
17.735
375.499
166.887
21.151
93.899
3.698.177
3.665.686
3.036.187
629.499
32.491
18.070
14.421
207.021
84.647
70.261
44.817
7.294
608.291
365.447
99.008
138.749
5.087
699.993
88.654
16.499
401.495
193.344
21.212
96.255
3.713.544
3.679.871
3.062.648
617.224
33.673
17.427
16.246
240.139
87.238
90.585
55.510
6.806
650.550
364.335
109.749
173.020
3.446
712.924
89.372
18.187
416.080
189.284
21.723
95.231
3.745.058
3.711.569
3.088.955
622.614
33.489
17.691
15.798
253.053
84.446
95.373
63.980
9.255
643.969
376.217
144.171
116.173
7.408
697.038
80.450
15.178
422.924
178.487
21.551
97.631
3.790.548
3.757.133
3.122.424
634.709
33.415
17.720
15.695
253.730
83.472
93.861
64.607
11.789
631.525
376.810
140.799
108.423
5.491
677.655
69.256
17.151
423.161
168.086
21.585
102.272
3.861.172
3.828.045
3.184.485
643.559
33.127
18.968
14.159
274.605
102.590
97.973
62.530
11.512
636.687
379.211
119.170
134.611
3.695
655.508
63.142
19.898
426.859
145.609
21.810
105.817
3.868.144
3.833.745
3.181.779
651.966
34.399
20.007
14.392
238.089
87.669
85.161
55.694
9.565
640.134
380.522
100.365
150.829
8.418
661.982
53.561
20.771
441.958
145.692
22.852
109.566
3.916.704
3.881.294
3.211.766
669.528
35.411
19.992
15.419
232.377
89.968
78.414
54.671
9.324
661.507
385.427
155.740
115.367
4.973
683.331
54.806
23.587
470.597
134.340
22.929
112.377
3.990.464
3.956.483
3.273.708
682.774
33.981
20.396
13.586
268.299
102.789
102.445
53.610
9.455
709.787
390.795
171.793
137.245
9.954
679.597
42.220
24.191
475.676
137.510
23.482
116.030
3.955.393
3.923.437
3.299.073
624.364
31.956
19.977
11.978
238.059
87.745
96.249
46.765
7.300
657.957
386.506
159.585
100.047
11.818
670.217
40.760
26.603
473.350
129.504
23.522
114.909
64.494
1.784
3.872
7.458
136.239
65.389
2.105
2.437
8.229
176.507
73.108
2.290
4.095
26.092
183.143
83.909
2.267
4.572
16.276
242.968
84.761
2.283
4.843
16.703
258.378
83.240
2.289
4.926
17.483
245.350
86.810
2.315
4.774
19.403
236.676
88.618
2.360
5.277
20.884
228.192
87.870
2.369
4.992
21.223
217.919
90.385
2.361
4.885
19.532
204.031
94.878
2.414
4.980
20.688
229.204
98.540
2.454
4.823
20.646
245.252
102.151
2.479
4.935
21.861
237.750
104.708
2.616
5.053
29.534
241.062
108.073
2.731
5.226
37.237
216.042
107.125
2.708
5.076
25.213
208.069
2.784.912
2.398.474
485.692
840.118
1.072.665
386.437
166.954
58.181
161.302
2.192
104.552
32.543
70.530
11.419
59.111
7.046
49.585
3.225.198
2.757.530
567.801
1.010.488
1.179.242
467.668
199.270
66.342
202.056
1.864
124.697
42.116
75.341
12.229
63.112
7.928
60.342
3.663.968
3.025.150
569.927
1.123.696
1.331.527
638.818
276.854
89.011
272.952
1.782
115.793
54.450
112.914
16.025
96.888
29.987
85.131
4.011.368
3.353.281
632.860
1.110.386
1.610.035
658.087
285.840
90.673
281.575
3.187
148.299
52.222
118.313
18.220
100.093
18.283
98.006
4.054.680
3.392.771
647.165
1.122.466
1.623.140
661.909
285.980
94.481
281.448
3.088
150.075
53.446
118.034
19.755
98.279
17.782
100.742
4.114.420
3.434.579
605.276
1.187.559
1.641.743
679.841
284.309
96.899
298.633
2.147
132.956
54.308
145.853
20.350
125.503
18.880
120.691
4.106.358
3.401.537
593.865
1.125.918
1.681.754
704.821
298.001
97.595
309.224
2.872
128.638
59.104
140.653
19.445
121.207
21.079
106.179
4.151.448
3.444.660
612.845
1.118.804
1.713.010
706.788
290.198
98.137
318.453
1.833
138.062
63.440
135.734
19.044
116.689
23.773
104.768
4.198.577
3.476.318
651.220
1.102.302
1.722.797
722.259
300.828
99.799
321.632
2.036
156.051
64.874
137.883
18.883
119.000
25.155
120.171
4.217.625
3.483.335
639.138
1.102.532
1.741.666
734.290
314.958
101.115
318.216
950
167.903
68.814
133.565
19.330
114.235
22.697
118.228
4.232.150
3.483.810
651.864
1.097.383
1.734.563
748.340
321.016
101.612
325.711
1.237
173.805
69.649
130.812
19.257
111.555
24.533
123.682
4.319.749
3.546.975
708.002
1.114.824
1.724.149
772.774
348.747
104.923
319.104
1.786
178.157
69.216
122.215
20.078
102.137
25.404
132.552
4.328.822
3.559.128
673.361
1.142.023
1.743.745
769.694
339.969
105.653
324.072
936
158.036
73.627
127.069
21.570
105.499
27.019
124.160
4.366.571
3.575.234
686.052
1.132.399
1.756.783
791.337
355.492
110.287
325.559
946
168.245
73.117
128.868
21.016
107.852
38.718
123.134
4.464.083
3.644.478
732.441
1.156.248
1.755.789
819.604
366.586
126.263
326.756
956
181.716
75.000
125.632
20.844
104.788
52.385
114.326
4.370.404
3.607.908
694.604
1.151.639
1.761.665
762.496
336.068
120.169
306.259
1.118
167.639
67.358
132.688
19.533
113.154
33.361
95.166
5.015
5.031
5.993
5.010
5.136
5.622
5.479
5.157
5.032
4.999
5.091
4.784
4.564
4.809
5.231
5.441
112.724
34.208
106.666
75.077
83.365
26.070
123.279
38.656
149.971
92.830
89.426
31.242
138.138
50.619
201.059
106.707
92.638
33.551
152.370
68.652
258.667
94.147
94.558
35.601
152.539
64.949
261.284
103.552
94.884
35.646
153.439
67.568
256.642
112.213
97.889
34.432
154.008
67.577
372.080
10.242
101.981
35.046
154.210
67.687
372.026
18.067
102.583
35.166
154.352
74.807
346.998
29.630
98.988
37.860
154.627
77.325
336.734
36.847
98.759
38.432
155.838
80.491
329.390
44.775
97.197
38.611
156.988
81.275
327.455
50.843
97.002
39.088
158.983
81.511
326.596
59.069
97.183
39.179
159.957
81.544
326.127
68.357
94.994
39.557
162.001
81.649
326.063
78.205
91.304
41.019
162.525
81.640
326.067
86.632
94.769
40.483
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
*) Angka-angka sementara
r) Angka-angka diperbaiki
Okt
2.216.538
2.200.094
1.838.953
361.142
16.444
8.601
7.843
152.905
44.069
75.982
30.681
2.173
567.783
245.054
74.703
152.514
95.512
427.040
117.983
4.474
250.089
54.494
18.912
70.150
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
Sep
2)
Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
*) Provisional figures
r) Revised figures
57
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.2.a. Kegiatan Usaha Bank Persero
(State Owned Banks Operations)
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat Berharga
yang dijual dgn janji dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2011
2012
2013
Okt
2014
Nov
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
961.994
959.128
847.132
111.996
2.866
2.756
111
44.017
23.859
15.270
4.887
0
237.866
107.025
101.252
18.977
10.611
189.311
16.671
124
148.758
23.757
6.675
36.516
1.187.431
1.181.726
1.029.333
152.393
5.705
4.099
1.606
48.142
28.630
16.208
3.095
208
194.512
113.298
31.881
45.050
4.283
202.644
14.554
1.966
155.670
30.455
7.639
40.017
1.271.590
1.267.022
1.120.067
146.954
4.569
4.088
480
53.444
30.774
17.572
3.855
1.243
231.048
123.188
41.089
66.316
455
227.723
17.045
3.825
170.174
36.679
8.732
43.716
1.288.527
1.284.068
1.132.409
151.658
4.460
3.993
467
53.498
35.321
15.550
2.617
11 r)
216.946
124.297
38.076
54.232
340
238.852
20.365
4.681
174.469
39.338
8.795
42.988
1.329.941
1.325.087
1.168.932
156.155
4.854
4.170
684
59.142
32.362
24.017
2.725
38
221.173
130.859
45.825
43.565
925
247.591
38.198
4.430
173.829
31.134
8.795
42.063
1.317.493
1.312.532
1.146.925
165.607
4.961
3.973
988
65.632
44.035
18.819
2.309
470
216.688
131.918
55.712
28.274
785
249.687
15.698
5.166
180.410
48.413
8.848
43.434
1.324.141
1.319.512
1.156.433
163.080
4.628
3.807
821
57.614
36.436
19.556
1.584
37
236.685
134.817
48.184
51.544
2.140
273.444
10.709
4.683
203.411
54.641
8.848
44.686
1.325.406
1.321.243
1.165.463
155.780
4.163
3.600
563
63.571
34.318
26.732
2.507
14
239.182
132.974
45.301
59.392
1.514
282.044
12.796
6.049
209.801
53.398
9.178
43.446
1.335.302
1.331.356
1.172.228
159.128
3.946
3.427
519
57.082
30.156
23.972
2.924
30
209.928
133.491
52.083
21.330
3.024
274.061
9.803
5.499
204.738
54.021
9.184
44.727
1.359.012
1.355.178
1.190.675
164.504
3.833
3.340
493
51.745
27.126
22.286
2.224
109
202.542
132.036
43.349
25.458
1.700
270.747
8.957
7.116
203.238
51.435
9.184
46.653
1.397.455
1.392.605
1.219.820
172.785
4.850
4.074
776
64.812
40.021
22.535
2.237
18
217.312
130.242
37.531
48.214
1.325
260.060
9.644
7.520
200.492
42.404
9.392
49.553
1.393.080
1.388.237
1.219.234
169.003
4.844
4.099
745
72.285
37.386
33.516
1.372
11
218.772
138.122
27.664
49.748
3.239
263.162
6.202
7.429
207.337
42.194
10.324
51.283
1.408.981
1.403.511
1.227.525
175.986
5.470
4.252
1.218
56.309
33.079
20.617
2.446
166
233.183
139.386
67.492
23.774
2.530
273.643
6.617
7.565
220.076
39.384
10.324
52.182
1.443.444
1.437.898
1.255.434
182.464
5.546
4.330
1.216
57.818
36.033
19.103
2.429
253
222.998
140.002
49.281
30.961
2.753
286.863
5.763
8.508
233.879
38.713
10.332
52.867
1.442.808
1.437.266
1.267.254
170.011
5.542
4.476
1.066
48.821
28.897
16.916
2.451
558
198.241
137.129
44.112
12.348
4.652
290.083
8.533
7.568
234.495
39.487
10.335
52.836
34.982
281
1.465
200
45.282
34.846
150
1.520
342
49.032
37.942
172
1.903
395
53.065
41.609
141
1.966
324
82.887
40.890
144
1.953
196
105.551 r)
39.982
141
1.940
246
110.764
41.244
125
2.065
308
90.866
42.401
136
2.148
353
83.940
41.152
140
2.154
441
94.852
42.425
140
2.162
446
73.303
44.226
154
2.273
432
80.354
47.137
161
2.255
760
104.127
48.818
160
2.304
585
94.092
49.665
182
2.335
733
97.938
50.306
193
2.369
711
84.891
50.495
167
2.175
1.031
71.639
1.039.257
924.763
190.610
383.291
350.862
114.494
52.253
12.080
50.161
1.944
24.024
5.439
34.253
4.797
29.455
724
16.789
1.201.284
1.053.025
206.540
467.656
378.829
148.259
65.610
15.366
67.283
1.437
21.807
11.906
33.898
5.988
27.910
771
20.260
1.363.062
1.154.063
200.001
533.277
420.785
208.999
100.054
22.042
86.903
1.556
21.421
20.895
45.272
6.464
38.808
3.003
27.388
1.473.854
1.269.603
212.266
520.379
536.957
204.252
108.657
25.900
69.694
1.913
56.239
19.938
42.613
6.888
35.725
1.504
35.210
1.499.077
1.287.803
219.555
527.598
540.650
211.274
109.377
28.257
73.640
1.854
55.003
20.778
40.657
7.477
33.180
1.414
35.808
1.582.488
1.352.573
214.126
572.294
566.153
229.915
104.133
29.565
96.217
2.143
30.441
22.433
62.716
7.234
55.482
1.569
53.935
1.533.382
1.296.721
185.864
533.076
577.781
236.661
108.456
27.937
100.268
2.167
39.925
22.695
56.866
7.233
49.632
1.977
41.535
1.561.671
1.318.286
205.481
526.557
586.247
243.384
108.279
28.003
107.102
1.830
43.982
22.960
52.014
7.250
44.764
1.997
39.305
1.555.170
1.316.245
213.714
530.646
571.885
238.925
109.807
28.460
100.658
1.833
54.120
24.963
53.228
6.134
47.094
1.986
60.758
1.513.514
1.268.349
200.919
528.302
539.128
245.165
119.051
28.918
97.196
947
57.901
27.642
52.475
6.114
46.361
1.846
62.312
1.508.366
1.254.820
204.000
522.791
528.029
253.546
123.307
28.513
101.726
937
60.194
28.020
49.276
6.103
43.173
2.007
69.945
1.593.517
1.322.873
231.346
541.690
549.837
270.644
134.872
30.926
104.846
941
59.601
27.094
41.303
7.102
34.200
2.292
74.543
1.612.101
1.339.747
222.714
551.137
565.896
272.354
128.371
31.425
112.558
933
54.558
32.220
39.929
7.602
32.326
2.342
70.844
1.625.872
1.347.855
234.492
544.865
568.498
278.017
131.528
33.208
113.281
943
53.202
32.298
40.896
7.080
33.816
3.404
67.175
1.660.989
1.376.645
250.517
562.173
563.955
284.344
143.968
35.986
104.390
954
48.208
32.915
37.334
7.330
30.004
4.330
57.968
1.613.246
1.361.201
241.853
559.313
560.035
252.045
129.225
33.795
89.025
916
46.753
28.752
54.189
7.574
46.616
2.403
44.598
2.615
2.788
3.088
2.555
2.678
2.916
2.692
2.601
2.536
2.583
2.614
2.425
2.366
2.519
2.623
2.601
31.307
15.590
40.295
32.659
35.303
7.993
32.067
17.693
61.384
40.823
37.567
7.139
32.171
23.802
83.777
48.762
31.807
6.468
32.173
32.729
108.238
44.465
34.608
5.755
32.173
32.729
108.238
49.459
34.175
5.758
32.173
32.729
108.238
54.375
34.590
3.762
32.173
32.730
165.356
4.489
35.459
3.760
32.173
32.730
166.107
8.244
35.707
3.754
32.173
38.145
145.878
14.765
34.513
3.756
32.173
39.939
141.306
18.270
34.382
3.755
32.173
39.942
141.307
22.549
33.185
3.759
32.173
39.943
141.398
24.966
33.636
3.762
32.173
39.945
141.218
29.065
33.671
3.758
32.180
39.950
141.218
33.883
32.424
3.756
32.180
39.955
141.262
39.760
31.435
3.766
32.144
39.946
141.262
44.655
33.298
3.751
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
r) Angka-angka diperbaiki
Jan
779.412
776.833
684.620
92.213
2.579
2.259
321
45.440
19.184
21.952
4.304
1
235.855
84.814
14.936
89.693
46.412
179.034
16.592
3.009
138.685
20.747
8.901
36.728
1)
*) Angka-angka sementara
2015
Des
2)
Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
*) Provisional figures
r) Revised figures
58
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.3.a. Kegiatan Usaha BUSN Devisa
(Foreign Exchange Commercial Banks Operations)
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat Berharga
yang dijual dgn janji dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2011
2012
2013
Okt
2014
Nov
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
1.321.771
1.311.522
1.143.136
168.385
10.250
10.065
184
48.087
21.542
23.419
1.420
1.706
200.002
132.240
18.839
37.127
11.795
194.752
57.867
9.453
107.381
20.051
7.137
26.228
1.449.205
1.438.972
1.243.403
195.569
10.233
10.227
6
53.624
29.097
18.821
2.716
2.989
221.397
143.818
30.650
46.139
789
225.924
67.827
11.317
120.269
26.512
10.369
31.357
1.463.711
1.453.468
1.254.167
199.300
10.244
10.244
58.509
32.968
19.298
2.918
3.325
223.736
144.044
27.945
50.016
1.731
231.100
72.873
9.600
120.986
27.641
10.568
32.192
1.492.358
1.481.808
1.271.243
210.565
10.550
10.550
50.611
25.919
18.510
2.475
3.708
219.562
147.503
23.846
45.936
2.277
247.954
47.230
9.966
113.519
77.239
10.490
31.920
1.472.602
1.462.214
1.253.660
208.554
10.388
10.388
62.925
37.512
18.583
2.744
4.086
234.968
149.046
30.803
53.356
1.763
261.871
45.534
8.673
118.686
88.977
10.631
33.117
1.480.285
1.470.428
1.262.488
207.940
9.857
9.857
60.113
32.686
19.163
2.877
5.387
230.085
149.762
36.771
41.599
1.952
276.142
50.026
7.781
117.334
101.002
10.658
33.786
1.487.561
1.478.062
1.271.487
206.575
9.499
9.499
64.005
36.466
19.593
2.931
5.015
242.176
149.103
47.430
44.454
1.189
276.611
47.279
7.148
122.618
99.566
10.858
34.109
1.499.050
1.489.079
1.279.531
209.547
9.972
9.972
73.833
33.912
30.904
3.131
5.887
263.466
151.326
73.036
36.499
2.604
268.367
42.602
4.670
131.384
89.712
10.842
34.469
1.514.116
1.503.895
1.290.755
213.140
10.221
10.220
1
79.680
38.008
30.779
3.235
7.657
264.084
153.281
77.715
30.258
2.830
257.881
37.748
5.254
135.346
79.533
10.874
35.376
1.535.154
1.524.649
1.310.089
214.561
10.505
10.505
78.684
39.185
29.999
2.270
7.230
263.115
156.958
65.988
37.819
2.351
248.893
33.026
7.505
142.341
66.021
10.780
35.372
1.536.877
1.525.320
1.304.913
220.407
11.557
11.557
65.701
35.961
20.471
2.812
6.457
248.054
152.067
55.873
36.429
3.684
247.807
28.528
8.445
145.300
65.534
10.889
36.705
1.562.516
1.551.015
1.323.705
227.310
11.501
11.451
51
64.825
39.418
17.424
1.999
5.983
259.433
154.135
68.958
34.252
2.087
252.948
28.911
8.954
153.079
62.004
10.966
38.062
1.587.748
1.575.897
1.342.322
233.575
11.851
11.798
53
71.153
43.183
19.560
2.831
5.579
300.702
155.251
98.271
43.615
3.564
237.850
18.451
10.106
147.387
61.905
11.509
40.131
1.578.154
1.566.259
1.353.513
212.746
11.895
11.895
68.568
44.759
17.649
1.398
4.761
274.814
153.296
91.921
27.713
1.885
226.756
15.889
10.548
144.608
55.711
11.547
38.570
19.675
1.462
1.541
20.190
1.936
208
22.694
2.105
1.429
27.725
2.088
1.544
28.515
2.101
1.575
28.087
2.124
1.709
29.544
2.161
1.411
29.767
2.194
1.825
30.339
2.201
1.569
30.831
2.191
1.447
31.724
2.225
1.427
31.750
2.263
1.359
33.008
2.290
1.406
34.193
2.402
1.467
36.018
2.513
1.599
34.405
2.516
1.649
1.208
54.957
1.430
87.650
4.858
91.326
2.781
104.243
2.657
101.844
2.777
86.372
3.005
97.098
3.182
90.201
3.338
70.021
3.206
77.816
3.202
72.223
3.566
83.532
4.104
73.600
5.132
63.752
4.662
71.500
1.174.957
1.021.904
166.328
363.712
491.864
153.053
59.043
24.455
69.555
190
35.002
12.928
12.587
2.460
10.127
659
23.046
1.353.149
1.173.913
198.251
433.712
541.950
179.236
66.731
27.326
85.179
84
43.163
16.720
11.454
2.820
8.635
640
27.877
1.552.385
1.296.639
204.067
463.249
629.323
255.746
90.113
39.614
126.018
4
35.491
20.834
19.063
4.196
14.867
4.526
38.028
1.688.850
1.395.573
207.439
475.425
712.708
293.277
90.147
38.297
164.833
2
41.993
19.790
20.206
3.365
16.841
2.270
42.572
1.699.474
1.410.711
212.983
477.271
720.457
288.763
88.924
38.705
161.134
2
41.150
19.960
21.644
3.614
18.030
2.097
46.266
1.731.019
1.437.776
212.135
483.010
742.631
293.243
97.101
39.782
156.360
2
42.349
18.383
22.662
3.831
18.830
2.090
46.654
1.741.262
1.440.640
213.558
472.601
754.480
300.622
97.257
40.613
162.753
2
40.650
23.958
21.661
3.662
17.999
2.346
44.953
1.741.204
1.443.028
213.909
471.849
757.270
298.175
93.273
40.550
164.353
1
41.651
26.476
21.028
3.649
17.379
2.640
46.171
1.743.786
1.429.823
206.748
457.735
765.340
313.963
100.538
41.640
171.785
1
46.067
26.611
20.758
3.609
17.149
2.849
41.241
3.267
63.945
1.765.518
1.445.984
201.425
457.873
786.686
319.534
99.567
43.851
176.117
1
48.782
28.467
21.636
3.610
18.026
2.390
38.615
1.788.265
1.460.466
214.677
458.724
787.065
328.041
103.556
44.044
180.441
1
51.910
29.043
21.352
3.609
17.742
2.826
38.519
1.781.237
1.445.268
222.679
457.970
764.619
336.311
114.789
45.750
175.772
1
58.733
29.025
21.124
3.609
17.515
3.026
42.209
1.786.244
1.454.538
216.772
467.992
769.775
332.041
112.267
45.896
173.878
1
45.730
28.835
22.224
3.614
18.611
3.332
38.232
1.795.900
1.456.492
218.543
465.146
772.803
339.647
119.436
47.965
172.246
1
56.018
29.425
22.914
3.616
19.299
5.298
38.680
1.820.459
1.463.453
220.923
470.508
772.022
357.204
116.857
60.142
180.204
1
70.119
30.348
22.195
4.162
18.032
8.234
39.233
1.792.505
1.452.552
214.076
467.296
771.179
339.954
105.826
57.399
176.728
1
67.105
27.045
20.420
3.461
16.959
3.867
34.710
1.441
1.145
1.641
1.320
1.310
1.389
1.470
1.389
1.341
1.269
1.157
1.207
1.247
1.309
44.383
10.636
57.402
31.687
46.335
20.893
57.314
19.799
102.958
27.816
54.812
24.788
57.225
16.095
105.593
30.629
55.413
24.813
57.467
18.730
101.723
32.860
56.646
25.543
57.768
18.730
134.399
2.921
59.591
26.079
57.769
18.730
134.142
5.038
59.976
26.132
57.865
19.799
133.205
7.541
57.448
26.165
1.336
58.168
20.043
133.071
9.922
57.446
26.144
1.321
49.615
13.736
77.915
33.469
53.622
20.587
58.900
22.555
127.966
12.922
57.252
26.196
58.902
22.693
127.648
15.273
57.459
26.613
60.259
22.723
127.622
18.043
57.678
26.604
59.857
22.750
127.594
20.675
57.667
26.706
60.663
22.750
127.599
22.727
56.185
27.838
61.185
22.750
127.599
25.271
57.004
27.829
43.071
9.139
41.063
24.955
41.632
15.185
. Pada LBU 2008 tdk didefinisikan Vs Metadata
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
2)
Items
Okt
1.123.364
1.114.279
982.260
132.018
9.085
6.483
2.602
46.221
20.881
23.047
1.322
972
208.570
114.071
61.799
21.895
10.805
154.456
40.470
988
90.998
22.000
7.441
22.335
2)
r) Angka-angka diperbaiki
Jan
930.326
922.541
801.969
120.572
7.785
5.130
2.655
42.240
13.822
24.020
3.200
1.199
213.648
101.459
50.504
35.081
26.604
155.074
57.499
759
77.339
19.476
9.160
22.677
1)
*) Angka-angka sementara
2015
Des
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
*) Provisional figures
r) Revised figures
59
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Operations)
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat Berharga
yang dijual dgn janji dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2011
2012
2014
2013
Nov
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Items
90.341
89.451
89.451
0
890
890
0
2.519
190
1.020
957
352
24.844
8.179
10.479
3.203
2.983
9.843
3.275
0
5.047
1.521
155
1.557
109.303
108.228
108.228
0
1.074
1.074
0
3.076
111
1.786
742
437
20.546
9.146
146
8.060
3.193
13.583
7.398
34
4.350
1.800
158
1.525
122.578
121.638
121.638
0
940
940
0
3.372
486
1.332
1.244
311
22.971
10.644
1.199
11.114
15
14.843
7.451
5.550
1.843
749
1.677
124.197
123.216
123.216
0
981
981
0
4.034
517
1.914
1.317
287
24.112
10.835
1.182
12.066
29
16.120
8.220
5.671
2.229
749
1.749
126.945
126.001
126.001
0
944
944
0
6.533
599
4.048
1.475
410
26.236
10.977
1.845
13.380
34
15.738
6.257
5.502
3.978
750
1.701
125.972
125.046
125.046
0
927
927
0
4.916
621
2.454
1.310
531
23.489
11.324
1.568
10.574
24
15.678
5.672
5.513
4.493
750
1.766
126.769
125.853
125.853
0
916
916
0
4.299
635
1.825
1.168
672
23.041
11.090
1.712
10.193
46
17.162
5.430
5.644
6.088
785
1.830
128.612
127.685
127.685
0
927
927
0
4.919
557
2.465
1.333
564
26.575
11.142
1.635
13.776
22
17.293
5.204
5.820
6.269
765
1.730
129.712
128.762
128.762
0
950
950
0
4.138
687
1.529
1.376
545
24.439
11.449
1.788
11.168
34
17.330
4.058
6.128
7.144
766
1.771
128.870
127.887
127.887
0
983
983
0
3.562
561
847
1.714
440
22.319
10.882
1.884
9.529
25
16.508
3.471
5.721
7.316
766
1.767
131.732
130.648
130.648
0
1.083
1.083
0
4.658
776
1.675
1.814
393
21.920
10.936
1.778
9.186
19
15.964
3.018
5.926
7.020
878
1.762
131.549
130.484
130.484
0
1.065
1.065
0
4.314
671
1.427
1.866
350
21.576
10.763
1.703
9.075
34
15.734
2.748
6.213
6.774
879
1.833
131.961
130.911
130.911
0
1.050
1.050
0
4.275
607
1.447
1.873
348
21.512
10.990
1.777
8.687
58
15.510
3.144
6.512
5.854
880
1.952
134.008
132.983
132.983
0
1.025
1.025
0
5.956
588
3.337
1.680
352
22.236
11.065
1.404
9.759
9
18.248
3.549
7.948
6.751
880
1.868
134.356
133.358
133.358
0
998
998
0
4.825
673
2.070
1.759
323
20.918
10.949
1.412
8.539
18
18.101
2.990
8.417
6.695
881
1.874
1.146
7
12
221
1.499
5
53
0
1.930
1.517
3
4
0
8.782
1.647
6
24
0
4.150
1.719
5
25
0
3.140
1.671
5
24
0
2.990
1.737
4
25
0
3.830
1.801
4
24
0
3.958
1.705
2
22
0
2.365
1.747
2
22
0
3.972
1.742
2
23
0
4.356
1.737
2
23
0
4.060
1.808
3
23
0
4.561
1.926
3
23
0
5.803
1.841
3
23
0
2.618
1.860
2
11
0
3.815
83.095
83.095
3.634
10.281
69.180
0
3.017
4.032
997
997
-
104.346
104.346
5.074
12.794
86.478
0
0
0
0
0
5.091
5.027
1.051
1.051
-
122.883
122.883
5.844
14.402
102.636
0
0
0
0
0
6.567
5.363
1.875
1.875
102
134.269
134.269
5.979
16.325
111.966
0
0
0
0
0
3.458
5.092
3.591
3.591
-
137.026
137.026
6.025
16.421
114.580
0
0
0
0
0
2.982
5.256
4.196
4.196
-
141.027
141.027
7.056
16.422
117.549
0
0
0
0
0
4.258
5.896
4.193
4.193
-
138.289
138.289
6.514
16.242
115.534
0
0
0
0
0
2.801
5.282
4.111
4.111
-
138.153
138.153
6.361
16.404
115.388
0
0
0
0
0
3.163
5.962
4.108
4.108
-
143.659
143.659
6.660
16.579
120.420
0
0
0
0
0
2.909
5.358
4.222
4.222
-
143.562
143.562
7.044
16.715
119.803
0
0
0
0
0
2.531
5.194
4.220
4.220
-
140.532
140.290
5.849
16.521
117.920
0
0
0
0
0
3.005
4.974
4.222
4.222
-
142.043
141.701
5.808
18.080
117.812
0
0
0
0
0
4.607
5.460
4.209
4.209
70
142.589
142.253
5.958
17.353
118.943
0
0
0
0
0
3.646
5.110
4.132
4.132
-
142.932
142.692
4.942
17.451
120.299
0
0
0
0
0
3.873
4.131
4.132
4.132
-
146.058
145.860
5.551
18.077
122.232
0
0
0
0
0
4.702
4.573
3.148
3.148
-
146.622
146.622
5.237
17.326
124.059
0
0
0
0
0
4.083
4.346
1.930
1.930
-
10
8
7
8
9
9
8
7
7
8
15
18
20
22
22
25
6.837
261
2.776
1.785
2.292
-
7.806
257
4.335
2.790
2.406
14
9.729
300
6.776
3.084
2.538
608
11.664
562
9.168
1.993
2.911
609
11.695
564
9.149
2.137
2.931
609
11.861
565
9.103
2.316
2.939
609
11.861
573
11.400
180
3.038
609
11.999
573
11.381
347
3.005
609
12.045
574
11.262
602
3.069
609
12.046
574
11.252
781
3.088
609
12.065
589
11.213
988
2.396
609
12.225
646
11.158
1.214
2.455
609
12.225
657
11.139
1.372
2.956
609
12.376
657
11.139
1.472
3.405
610
13.376
657
11.139
1.685
2.874
610
13.413
657
11.136
1.849
2.960
610
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
Angka-angka diperbaiki
Jan
68.685
68.143
68.143
542
542
2.946
80
1.358
1.192
316
20.254
6.604
5.783
5.082
2.784
9.608
3.866
3.936
1.806
148
1.166
1)
r)
2015
Okt
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
LBU 2008 is not defined vs metada
2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures
60
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.5.a. Kegiatan Usaha BPD
(Regional Development Banks Operations)
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat Berharga
yang dijual dgn janji dibeli kembali/repo)
2011
2012
175.839
219.207
175.702
218.851
174.668
217.563
1.034
1.287
137
357
137
357
0
34.116
40.194
1.410
1.809
10.697
15.142
21.368
22.894
640
349
44.938
48.455
22.898
27.642
318
9.368
14.518
10.033
7.205
1.413
14.139
18.640
8.130
6.618
- 49,3443065
4.640
9.590
1.368
2.383
574
688
3.181
3.653
2013
2014
2015
Okt
Nov
Des
265.250
264.541
263.597
944
709
709
0
31.853
2.318
14.468
14.522
545
31.626
27.971
200
2.546
909
32.106
12.125
100
16.980
2.901
693
5.173
299.058
298.145
297.354
791
913
913
0
61.055
2.287
12.894
45.442
431
57.467
33.426
498
22.925
617
31.314
10.271
42
17.820
3.181
692
7.655
302.553
301.614
300.814
800
939
939
0
57.488
2.848
11.442
42.607
591
58.436
31.750
967
25.099
620
32.101
10.787
43
18.319
2.953
692
8.156
302.426
301.456
300.647
809
970
970
0
38.351
1.675
14.233
21.856
586
39.144
31.339
382
6.801
623
30.988
9.179
43
17.605
4.161
692
7.927
Jan
Feb
Mar
Apr
Mei
Jun
298.119
297.170
296.354
816
949
949
0
46.331
2.369
11.798
31.431
734
49.198
33.009
917
14.697
575
30.324
8.341
283
16.903
4.796
693
8.307
300.847
299.902
299.054
849
944
944
0
52.959
3.196
10.730
38.050
983
45.684
28.777
802
15.727
378
33.038
9.375
464
17.677
5.521
693
8.701
304.492
303.530
302.679
851
961
961
0
67.383
2.110
16.870
47.457
946
68.063
29.543
220
37.971
329
35.374
11.350
466
18.659
4.899
693
8.630
308.076
307.060
306.221
839
1.017
1.017
0
78.925
3.457
17.685
55.407
2.375
66.842
38.296
531
27.815
200
38.919
12.578
435
19.229
6.676
692
8.925
312.027
311.067
310.215
851
960
960
0
82.244
4.366
18.442
56.269
3.166
63.998
39.217
1.042
23.739
39.079
9.652
438
19.937
9.052
692
9.561
316.647
315.633
314.793
840
1.014
1.014
0
88.519
3.355
26.817
55.034
3.313
60.735
39.669
607
20.459
39.888
9.672
488
20.430
9.298
692
9.105
Jul
Ags
Sep
Okt
317.628
316.622
315.770
852
1.006
1.006
0
68.818
2.713
15.468
48.452
2.185
69.641
38.193
1.002
30.349
97
39.384
8.915
491
21.165
8.813
693
9.647
321.728
320.762
319.880
882
966
966
0
71.069
2.252
19.346
47.116
2.356
59.938
38.523
822
20.399
195
41.153
8.974
1.326
22.934
7.919
693
9.978
325.775
324.803
323.911
893
972
972
0
82.423
2.047
32.020
45.381
2.975
66.818
40.680
1.330
24.613
196
44.056
9.146
1.074
25.611
8.224
692
10.082
327.441
326.510
325.875
635
931
931
0
72.233
2.337
28.584
39.951
1.361
64.090
41.911
1.595
20.290
295
46.077
9.598
2.086
26.015
8.378
692
10.221
3.112
17
51
15.139
3.667
8
(22)
0
17.366
5.155
4
15
0
3.081
7.608
17
30
2
12.079
7.868
16
271
1
8.097
7.655
4
268
0
5.481
8.031
9
267
1
3.594
8.417
8
276
0
6.612
8.360
8
262
0
4.405
8.647
8
270
3
19.871
9.287
8
266
1
22.402
8.833
8
264
0
19.863
9.374
8
265
1
12.743
9.696
9
274
2
15.815
9.803
2
276
0
18.854
9.942
2
276
12
17.592
235.265
234.097
88.033
67.329
78.734
1.169
362
20
787
9
13.337
7.289
2.465
2.465
79
278.535
277.555
112.715
79.938
84.903
980
238
30
711
5
19.869
7.517
1.819
1.819
0
0
2.101
287.709
286.021
106.398
95.786
83.838
1.688
673
41
974
222
22.957
6.860
1.846
1.846
0
0
5.051
397.751
396.697
156.133
84.224
156.341
1.053
238
38
778
3
10.225
6.904
2.626
2.626
0
0
898
393.877
392.315
156.795
85.790
149.731
1.562
388
37
1.137
3
10.768
7.004
2.726
2.726
0
2
749
335.957
334.704
120.531
100.903
113.270
1.253
368
46
839
2
20.612
7.050
3.212
3.150
62
0
3.405
355.430
354.079
134.570
87.629
131.879
1.351
371
36
944
2
14.766
6.720
2.492
2.492
0
5
2.648
367.019
365.457
133.136
85.086
147.235
1.562
298
34
1.230
2
14.390
6.595
2.487
2.487
0
4
1.658
410.781
409.343
171.108
82.055
156.180
1.439
374
30
1.034
2
10.797
6.496
2.888
2.888
0
0
1.340
445.125
442.878
176.097
85.010
181.771
2.247
271
33
1.943
2
10.399
6.065
2.897
2.897
0
1
779
452.869
448.693
173.893
84.792
190.008
4.176
365
31
3.780
2
10.490
6.166
2.926
2.926
0
1
795
461.944
459.186
194.308
83.051
181.827
2.758
279
32
2.447
2
12.192
6.191
2.753
2.753
0
0
891
445.854
443.580
171.362
91.757
180.461
2.274
271
38
1.965
2
9.245
6.316
2.752
2.752
0
5
861
446.171
444.428
170.564
90.952
182.913
1.743
260
33
1.449
2
9.560
6.117
2.752
2.752
0
8
845
472.978
470.522
199.067
89.242
182.212
2.456
299
38
2.120
2
10.814
6.017
2.722
2.722
0
1
882
462.537
459.767
178.217
93.993
187.557
2.770
398
37
2.336
2
9.137
6.018
2.920
2.920
0
1
827
394
492
321
326
h. Setoran Jaminan
479
Beberapa komponen modal
14.528
22.744
26.142
26.369
a. Modal Disetor
19.920
7.773
10.343
12.894
12.894
b. Cadangan
8.356
255
377
799
799
c. L/R Tahun lalu 1)
344
2)
10.733
8.826
9.431
d. L/R Tahun berjalan sesudah pajak
8.946
7.954
2.190
2.740
1.952
2.017
e. Tambahan modal disetor
2.729
1.112
1.004
1.004
1.004
f. Modal Pinjaman
1.328
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
467
374
306
276
237
253
250
26.771
12.877
706
9.720
2.230
1.004
27.039
12.877
11.595
1.096
2.230
1.004
27.102
12.987
11.233
1.867
2.234
1.004
27.104
13.622
8.057
3.195
2.426
1.004
27.243
14.126
5.408
3.924
2.417
1.004
27.441
14.762
3.202
4.321
2.567
1.004
27.968
15.181
1.911
5.229
2.214
1.004
r)
Angka-angka diperbaiki
2)
Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures
257
275
300
313
28.203
15.373
1.274
5.492
1.650
1.004
28.209
15.374
1.274
6.294
1.575
1.004
28.447
15.473
1.171
7.402
1.158
1.005
28.447
15.474
1.177
8.110
1.634
1.005
61
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.6.a. Kegiatan Usaha Bank Campuran
(Joint Venture Banks Operations)
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat Berharga
yang dijual dgn janji dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
1)
2)
2012
2013
120.394
120.389
57.276
63.113
5
5
11.115
6.202
4.461
436
17
21.493
12.529
2.862
5.501
600
16.177
7.213
75
6.526
2.363
112
2.489
153.299
153.295
77.872
75.424
4
4
0
13.465
7.682
5.467
310
6
25.008
14.333
4.334
5.554
786
16.119
4.479
278
7.648
3.713
94
2.571
2014
Angka-angka diperbaiki
2015
Okt
Nov
Des
201.510
201.357
95.948
105.409
152
152
0
19.748
8.457
10.633
379
279
29.004
19.923
968
7.539
573
17.239
6.131
462
6.812
3.834
94
2.751
184.553
184.467
97.773
86.694
86
86
0
13.939
5.060
7.514
1.064
300
26.442
17.119
1.742
6.420
1.160
19.063
5.643
1.798
8.808
2.813
256
2.997
190.616
190.228
101.468
88.760
388
388
0
13.008
6.131
5.729
1.075
73
26.037
17.478
2.587
5.911
61
21.226
5.227
1.966
11.084
2.950
254
3.071
196.326
195.925
103.039
92.886
400
400
0
10.894
4.539
5.144
1.091
121
26.854
19.235
2.137
5.371
111
22.745
4.668
1.998
13.190
2.888
254
3.131
Jan
Feb
Mar
Apr
Mei
Jun
194.243
193.851
101.349
92.502
391
391
0
16.591
6.632
8.722
1.116
122
27.889
18.243
3.359
6.288
21.817
4.025
916
11.757
5.119
225
3.384
198.367
197.980
102.498
95.482
387
387
0
14.782
5.435
7.994
1.138
215
28.407
18.828
4.172
5.213
194
24.946
4.360
1.227
12.267
7.091
225
3.320
195.276
194.894
103.839
91.056
382
382
0
19.775
6.542
11.734
1.282
217
30.307
19.133
7.057
3.724
392
27.400
4.599
1.677
12.572
8.553
225
3.174
194.548
194.174
107.276
86.898
374
374
0
17.232
5.708
9.967
1.142
415
30.220
18.663
5.195
5.183
1.180
27.709
4.069
1.569
13.407
8.665
65
3.601
195.696
195.324
106.805
88.520
372
372
0
13.833
4.242
8.010
1.165
416
29.226
18.648
4.116
5.841
622
25.991
3.990
1.427
12.200
8.375
65
3.946
198.219
197.768
109.114
88.654
450
450
0
15.579
5.643
8.206
1.174
556
25.651
17.941
1.400
6.310
24.087
3.408
932
11.334
8.413
65
4.491
Jul
Ags
Sep
Okt
205.383
204.942
112.120
92.822
441
441
0
12.790
3.533
7.504
1.191
562
28.891
18.008
1.948
7.650
1.285
25.513
3.229
1.206
12.240
8.837
65
4.532
208.118
207.683
110.941
96.742
434
434
0
11.542
3.563
6.273
1.237
470
28.862
18.558
2.922
7.381
25.798
3.896
1.562
14.135
6.205
65
4.569
211.400
210.968
114.420
96.549
432
432
0
18.607
7.302
9.722
1.290
294
31.498
19.043
3.706
8.016
733
22.959
3.818
789
10.890
7.462
65
4.945
202.143
201.704
113.929
87.774
439
439
0
15.794
5.419
8.873
1.205
297
30.755
18.668
2.683
7.858
1.547
21.053
2.953
1.403
10.187
6.510
65
4.850
2.332
5
151
1.125
7.206
2.421
3
146
1.516
8.077
2.510
2
239
5.768
10.242
2.930
12
56
3.394
14.667
3.005
11
55
3.372
14.770
3.067
12
52
3.730
13.876
3.308
13
63
4.360
14.147
3.248
14
58
4.884
14.237
3.112
14
48
5.175
14.255
3.533
15
53
4.712
14.404
3.877
15
54
5.062
13.628
4.424
16
51
5.126
15.928
4.463
15
54
5.524
13.490
4.487
18
64
7.317
13.884
4.863
18
64
9.244
14.861
4.769
18
63
5.956
13.888
110.865
61.217
9.404
8.310
43.504
49.647
15.797
10.101
23.749
0
8.673
795
20.229
700
19.529
977
5.733
132.454
68.704
12.226
8.529
47.948
63.751
22.282
10.763
30.706
336
14.927
946
27.118
552
26.567
1.144
5.642
164.533
80.847
16.744
10.268
53.835
83.686
27.549
12.978
43.160
0
11.079
498
44.857
1.645
43.213
5.346
8.733
143.346
71.556
14.997
7.137
49.422
71.790
27.427
12.487
31.875
1.228
8.900
499
48.067
1.750
46.318
3.442
10.006
145.890
76.633
13.658
7.878
55.097
69.257
25.983
13.207
30.067
1.229
13.972
449
47.591
1.742
45.849
3.435
8.884
149.668
78.962
13.334
7.548
58.079
70.706
27.525
13.377
29.804
11.695
546
51.831
1.942
49.889
3.752
8.515
150.025
79.096
13.158
7.762
58.176
70.929
27.018
14.358
29.553
702
9.530
449
54.257
1.947
52.309
4.333
8.702
154.158
82.938
13.663
8.941
60.334
71.220
26.151
14.628
30.441
11.192
1.446
54.804
1.550
53.254
4.832
8.848
156.423
82.079
12.771
7.489
61.819
74.344
28.042
14.508
31.794
13.288
1.446
56.134
2.030
54.103
5.537
6.977
154.430
84.920
15.067
7.143
62.710
69.510
29.705
12.826
26.979
16.818
1.446
51.688
2.489
49.199
4.937
7.441
146.288
81.851
13.133
7.075
61.642
64.437
26.923
13.685
23.829
297
17.588
1.446
52.375
2.397
49.978
5.370
6.347
141.348
78.951
12.478
6.989
59.484
62.397
27.691
13.111
21.595
716
20.421
1.446
52.827
2.405
50.422
5.544
6.935
147.263
81.349
14.290
6.896
60.164
65.914
31.833
12.998
21.082
19.091
1.147
58.032
3.470
54.562
5.845
6.555
149.902
82.499
13.828
6.965
61.706
67.403
31.222
13.228
22.953
17.436
1.147
58.174
3.437
54.738
7.930
6.360
155.041
86.286
14.888
8.107
63.291
68.755
30.833
13.655
24.266
18.629
1.147
60.234
3.482
56.752
10.440
7.652
149.627
84.240
14.122
6.938
63.180
65.386
29.859
13.291
22.236
16.222
1.197
53.228
3.648
49.580
6.816
6.793
56
99
158
224
242
256
292
291
297
291
306
292
13.151
1.445
9.774
2.434
1.775
1.779
14.814
1.714
11.736
3.448
333
1.867
18.861
2.438
14.333
4.538
2.231
4.883
18.311
2.667
15.893
3.569
352
3.444
18.311
2.667
15.893
3.997
374
3.463
18.401
2.667
15.892
4.219
1.564
3.514
18.401
2.667
20.159
226
1.601
3.594
18.401
2.667
19.992
569
1.610
3.667
18.398
2.667
19.858
904
1.579
6.325
18.231
2.643
17.966
968
1.541
6.919
18.231
2.643
17.961
1.007
1.982
7.042
18.691
2.813
17.602
764
1.510
7.100
. Pada LBU 2008 tdk didefinisikan Vs Metadata
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
*) Angka-angka sementara
r)
2011
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
18.691
19.903
19.903
19.903
a. Paid In Capital
2.813
2.813
2.813
2.813
b. Reserves
17.602
17.602
17.602
17.602
c. Retained Earnings (Profit/Loss) 1)
941
1.191
1.215
1.604
d. Current Earnings (Profit /Loss) 2)
1.511
295
224
280
e. Additional Paid In Capital
7.203
7.482
7.801
7.289
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
290
2)
Items
297
479
532
*) Provisional figures
r) Revised figures
62
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.7.a. Kegiatan Usaha Bank Asing
(Foreign Owned Banks Operations)
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat Berharga
yang dijual dgn janji dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
1)
2)
2011
2012
2013
2014
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
141.882
136.486
52.277
84.209
5.396
529
4.867
17.048
3.371
13.494
181
1
31.595
16.750
299
2.639
11.908
53.009
24.682
630
18.962
8.734
18
3.910
177.468
172.859
66.742
106.117
4.610
107
4.503
20.207
3.792
16.333
0
82
35.955
18.002
11.603
5.769
580
41.577
9.643
481
20.918
10.535
12
3.299
234.577
225.500
80.257
145.243
9.077
581
8.497
21.008
3.973
17.035
0
1
30.765
19.983
0
10.583
199
60.318
13.614
5.894
32.748
8.062
3
3.798
262.023
247.827
89.433
158.394
14.196
1.714
12.482
15.382
5.945
9.434
0
3
41.596
21.150
3.928
16.518
0
63.821
9.940
3.800
41.561
8.520
3
3.347
258.381
244.021
88.516
155.505
14.360
1.963
12.397
27.350
5.822
21.524
0
3
38.834
21.138
3.356
14.331
8
63.557
12.779
2.762
40.033
7.983
3
3.732
258.505
244.031
88.101
155.930
14.474
2.067
12.407
16.901
5.156
11.744
0
0
36.048
21.675
5.883
7.967
523
71.673
7.572
2.981
46.205
14.915
3
3.712
258.733
243.807
86.806
157.001
14.926
2.163
12.764
22.447
6.963
15.484
0
0
46.548
21.615
8.741
15.689
504
69.172
9.158
2.696
42.229
15.088
3
3.891
267.770
252.010
89.862
162.149
15.759
2.159
13.600
17.254
6.260
10.994
0
0
44.389
22.173
7.367
14.472
377
75.261
8.754
2.344
45.162
19.001
3
3.932
272.197
254.456
91.495
162.962
17.740
2.058
15.682
20.486
7.245
13.192
0
50
44.248
22.440
8.106
13.703
0
74.202
8.145
2.847
46.610
16.599
3
4.141
278.370
261.139
94.938
166.202
17.230
1.951
15.279
21.843
10.525
11.315
0
3
49.073
22.993
11.537
14.178
366
70.652
7.339
3.004
48.038
12.270
3
4.137
280.827
263.781
96.086
167.695
17.046
1.845
15.201
22.667
9.170
13.496
0
0
49.355
22.747
12.695
13.599
315
67.449
5.438
2.917
46.719
12.375
3
4.968
281.966
266.741
100.022
166.719
15.225
1.842
13.383
22.351
13.609
8.740
0
3
47.954
23.466
11.866
12.622
0
66.615
4.374
3.452
46.336
12.453
3
5.534
283.627
268.141
99.258
168.883
15.486
1.838
13.647
14.180
7.405
6.775
0
0
53.201
23.370
12.175
17.577
79
70.382
3.940
3.200
49.702
13.540
3
5.565
283.400
267.411
98.804
168.607
15.988
1.838
14.150
24.357
11.049
13.307
0
0
58.579
23.834
13.769
20.873
102
74.280
3.264
4.180
53.861
12.975
3
5.634
288.089
273.933
104.639
169.294
14.156
1.838
12.317
32.342
13.636
18.703
0
3
65.535
24.754
17.800
20.281
2.700
69.622
1.493
3.714
49.960
14.455
3
6.138
270.491
258.341
105.143
153.197
12.151
1.238
10.912
27.818
5.660
22.157
0
0
69.138
24.554
17.862
23.300
3.422
68.146
797
4.997
49.628
12.723
3
6.558
3.247
11
652
4.926
13.434
2.766
2
532
4.941
12.452
3.290
3
505
15.071
16.647
2.390
4
952
9.774
24.942
2.763
5
964
10.478
24.976
2.778
3
932
10.729
25.867
2.945
3
943
11.728
27.141
2.984
3
945
12.464
29.243
3.201
3
936
12.270
32.021
3.202
4
931
11.105
28.535
4.022
10
937
11.987
30.649
4.659
3
871
11.558
29.050
4.679
3
883
12.184
29.332
4.742
3
890
17.378
34.022
5.241
2
894
22.151
31.066
5.653
2
903
13.553
29.636
141.473
73.399
27.683
7.195
38.522
68.074
39.498
11.526
17.050
49
20.499
2.061
4.686
3.938
155.430
79.987
32.996
7.858
39.133
75.443
44.409
12.857
18.176
3
19.839
0
0
0
0
5.373
4.463
173.395
84.697
36.873
6.713
41.111
88.698
58.465
14.336
15.897
0
18.278
0
0
0
0
17.111
5.829
173.298
85.582
36.046
6.896
42.641
87.716
59.371
13.950
14.394
41
27.485
1.209
1.209
11.067
9.320
179.335
88.282
38.150
7.507
42.625
91.053
61.307
14.275
15.470
26.200
1.220
1.220
10.833
9.035
174.261
89.537
38.094
7.382
44.062
84.724
55.182
14.129
15.413
0
23.600
1.239
1.239
11.468
8.182
187.971
92.713
40.202
8.607
43.905
95.258
64.900
14.651
15.707
0
20.966
1.267
1.267
12.419
8.341
189.243
96.796
40.294
9.967
46.536
92.447
62.198
14.922
15.327
0
23.684
1.293
1.293
14.299
8.787
188.758
95.170
40.218
7.799
47.154
93.588
62.066
15.161
16.360
200
28.869
654
654
14.783
9.856
195.475
97.641
38.585
7.489
51.568
97.834
66.364
15.488
15.982
31.473
648
648
13.525
9.081
195.830
97.691
40.313
7.479
49.899
98.140
66.865
15.339
15.935
30.617
661
661
14.330
8.075
199.661
98.996
41.383
7.044
50.570
100.665
71.116
15.104
14.444
127
22.602
14.542
7.904
194.771
97.661
42.265
6.888
48.507
97.111
67.226
15.297
14.588
25.766
15.495
7.667
205.795
101.267
43.683
7.020
50.564
104.527
73.045
15.853
15.630
28.156
22.077
10.075
208.557
101.713
41.495
8.141
52.076
106.845
74.628
16.441
15.775
29.244
29.381
8.591
205.867
103.526
41.099
6.773
55.654
102.341
70.760
15.648
15.933
199
24.339
20.274
8.238
498
511
608
582
571
585
643
562
575
582
531
474
488
560
662
3.830
12.503
5.289
173
-
4.289
0
14.770
5.137
56
0
5.018
0
17.880
6.121
(300)
0
6.766
21.612
7.478
(77)
-
6.766
21.612
7.898
(26)
-
6.766
20.982
8.724
(81)
-
6.766
29.171
1.331
63
-
6.766
29.171
2.002
51
-
6.766
28.738
2.622
(48)
-
544
6.766
27.732
2.983
(114)
-
7.029
27.741
2.988
(184)
-
7.029
27.739
3.397
(272)
-
7.433
27.742
4.155
(284)
-
7.433
27.301
4.841
(373)
-
7.433
27.291
5.417
(572)
-
7.433
27.291
5.143
(407)
-
. Pada LBU 2008 tdk didefinisikan Vs Metadata
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
r)
Angka-angka diperbaiki
2)
Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures
63
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.8.a. Laporan Laba / Rugi Bank Umum
Commercial Banks Income Statements
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
E. Pendapatan non - operasional
F. Beban non - operasional
G. Laba/Rugi non-operasional (E - F)
H. Laba/Rugi tahun berjalan sebelum pajak
I. Penerimaan Transfer Laba/Rugi
J. Transfer Laba/Rugi ke Kantor Pusat
K. Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
r) Angka-angka diperbaiki
*). Angka-angka sementara
2011
2012
2013
2014
Nov
Okt
2015
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
A.
364.339
15.019
4.882
28.582
246.545
245.807
738
69.312
185.619
591
2.816
101.000
10.395
19.588
71.018
4.561
6.945
68.744
962
178.720
391.280
9.979
4.373
24.027
279.847
278.874
973
73.054
183.713
611
2.644
100.507
11.414
18.492
70.601
5.155
2.452
71.516
828
207.568
458.188
8.056
5.535
26.305
331.606
330.353
1.253
86.686
215.134
620
3.843
116.392
12.257
19.231
84.903
5.882
2.488
85.131
779
243.054
466.451
6.247
5.539
29.855
332.833
331.379
1.454
91.977
240.484
472
3.817
141.500
11.134
20.109
110.257
5.807
2.774
85.077
1.038
225.967
516.149
7.022
6.220
33.709
367.371
365.767
1.604
101.827
266.262
513
4.184
156.969
12.345
22.138
122.486
6.351
3.083
94.149
1.012
249.887
568.014
7.816
6.846
37.215
403.926
402.163
1.763
112.211
293.842
562
4.613
172.936
13.615
24.317
135.003
6.993
3.502
104.298
939
274.171
55.957
733
595
3.891
39.168
38.989
179
11.571
31.017
38
426
16.363
1.163
2.106
13.094
621
533
10.776
2.259
24.940
103.842
1.377
1.028
7.456
72.320
71.984
336
21.661
56.523
76
883
31.117
2.217
3.879
25.020
1.229
757
20.255
2.205
47.319
157.866
2.054
1.565
11.593
109.219
108.723
496
33.435
85.728
115
1.359
47.542
3.378
5.785
38.380
1.884
1.048
31.630
2.150
72.138
210.197
2.758
2.282
15.216
145.186
144.531
655
44.754
113.797
153
1.899
63.445
4.627
7.596
51.222
2.547
1.385
42.291
2.078
96.400
262.929
3.412
2.980
18.880
182.371
181.559
812
55.286
141.055
191
2.550
79.342
5.881
9.370
64.090
3.196
1.600
52.189
1.987
121.874
316.317
3.986
3.720
22.062
219.530
218.556
975
67.020
168.986
230
2.963
94.761
7.140
11.133
76.488
3.919
1.906
63.381
1.825
147.331
369.786
4.612
4.445
25.389
257.219
256.062
1.156
78.122
197.112
268
3.542
110.464
8.405
12.983
89.076
4.579
2.276
74.035
1.948
172.674
425.027
5.237
5.087
29.235
295.286
293.949
1.337
90.181
225.850
306
3.946
126.241
9.698
14.845
101.698
5.284
2.610
85.569
1.893
199.177
479.007
5.832
5.741
32.316
333.471
331.956
1.514
101.646
253.510
345
4.475
141.555
11.005
16.667
113.883
5.989
2.941
96.485
1.720
225.497
125.876
12.612
125.557
9.929
139.655
4.206
122.965
4.900
136.373
5.781
148.439
6.306
26.696
1.563
42.497
2.421
57.594
2.552
70.915
3.003
84.142
3.128
93.944
3.398
106.578
3.627
127.006
3.870
149.319
4.095
213
17
127
193
238
239
1
1
1
1
0
0
0
0
0
5
12
29
37
35
55
0
8
4
1
0
0
0
0
0
28.337
34.332
32.261
38.537
58.608
44.908
44.515
44.542
48.271
48.830
50.757
54.203
10.541
4.256
18.931
8.248
23.880
13.752
28.837
18.602
34.884
23.715
39.723
28.766
44.127
33.417
57.958
37.828
73.139
42.339
50.377
215.336
7.222
44.800
218.409
5.710
31.777
251.154
2.964
28.779
229.523
2.022
33.219
254.163
2.469
36.879
278.849
2.577
10.334
38.744
414
12.888
66.580
464
17.405
92.513
745
20.471
120.252
1.133
22.414
149.154
1.317
22.056
177.461
1.394
25.406
205.314
1.760
27.348
240.769
2.027
29.746
278.969
2.488
349
123
0
51
68
9
13
29
40
50
64
75
94
142
-
365
5
2
0
1
3
0
0
1
77
9
11
15
21
26.191
63.840
3.792
26.045
52.385
2.622
48.690
51.583
2.611
38.967
53.641
2.894
42.405
59.244
3.231
43.873
64.153
3.509
10.187
13.884
255
17.466
20.108
527
21.747
26.098
798
26.107
33.259
1.050
31.694
40.935
1.322
35.921
49.208
1.645
40.040
57.121
1.867
53.004
63.190
2.126
68.348
70.976
2.394
113.577
89.259
30.696
22.888
7.808
97.067
40.391
41.719
75.077
131.519
114.715
21.929
17.133
4.796
119.512
56.698
57.793
92.830
145.304
131.555
26,040r)
131.999
119.409
20.636
146.763
132.097
22.680
164.669
143.761
25.225
14.138
12.892
2.131
28.001
23.236
3.898
43.094
37.219
5.954
58.663
47.064
7.505
73.758
56.862
9.850
89.220
63.814
12.150
104.440
73.938
14.465
120.312
85.414
16.919
134.600
95.847
20.555
20.432
5,608r)
20.878
(242)
23.202
(523)
25.394
(169)
2.167
(35)
4.082
(185)
5.808
146
7.629
(124)
9.621
230
11.574
576
13.601
863
15.401
1.518
17.703
2.852
57.092
65
324
44.775
64.390
87
332
50.843
74.802
101
401
59.069
86.932
116
625
68.357
98.699
127
620
78.205
137,162r)
64.661
66,088r)
106.707
-
119.167
128
506
94.147
131.575
131
611
103.489
143.591
66.264
67.023
112.160
12.856
46
56
10.242
23.051
88
289
18.067
37.365
11
215
29.630
46.940
34
361
36.847
Interest Income and Interest Expenses
534.366
1. Interest Income
6.433
a. From Bank Indonesia Placement
6.476
b. From interbank placement
36.046
c. From securities
372.321
d. From credit
370.629
- To Third Party non Bank
1.692
- To other Bank
113.090
e Others
281.714
2. Interest Expenses
400
a. Bank Indonesia Liabilites
5.019
b. Interbank Liabilities
157.130
c. Third Party non Bank
12.313
- Demand Deposit
18.553
- Saving
126.264
- Time deposits
6.620
d. Securities
3.398
e. Loans received
107.475
f. Others
1.672
g. Corrections
252.652 B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
1. Other Operating Income
156.961
4.695
a. Increase in fair value and gain
form sale of securities
0
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
0
form sale of other financial assets
d. Gain from spot and derivative transaction
73.576
47.042
e. Deviden, gain from investment in shares
with equity method,
31.594
f
Others
300.286
2. Non Interest Expense
a. Decrease in fair value and losses form
2.555
sale of securities
141
b. Decrease in fair value and losses
form sale of credit
23
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
65.740
transaction
78.820
e. Depreciation/Amortizations
2.641
f
Losses from investment in shares with
equity method, fees/comissions/
g. Others
150.319
109.327 D. Operating Profit/loss (A1+C1) - (A2+C2)
19.378 E. Non Operational Income
19.079 F. Non Operational Expenses
299 G. Non Operational Profit (E - F)
109.626 H. Current Year profit
174 I.
Transfser Profit / Loss Received
644 J.
Transfer of Profit/Loss to Head Office
86.632 K. Profit/Loss After Estimation of tax
r) Revised figures
*) Provisional figures
64
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.9.a. Laporan Laba / Rugi Bank Persero
(State Owned Banks Income Statements)
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
E. Pendapatan non - operasional
F. Beban non - operasional
G. Laba/Rugi non-operasional (E - F)
H. Laba/Rugi tahun berjalan sebelum pajak
I. Penerimaan Transfer Laba/Rugi
J. Transfer Laba/Rugi ke Kantor Pusat
K. Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
2011
2012
2013
2014
Nov
Okt
2015
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
A.
120.468
2.977
1.586
12.335
98.731
98.549
182
4.839
47.976
454
501
33.861
3.619
7.742
22.500
1.257
5.868
5.077
958
72.492
120.662
2.937
1.323
9.694
100.923
100.690
234
5.784
41.417
506
439
31.277
3.837
6.777
20.664
1.220
1.265
5.903
808
79.244
143.194
1.933
1.557
10.602
121.345
121.099
246
7.756
47.994
529
748
35.815
3.706
7.482
24.627
1.253
1.242
7.629
778
95.200
147.343
1.622
1.440
11.450
125.441
125.146
295
7.390
56.825
439
851
44.562
3.432
6.798
34.331
1.287
1.296
7.355
1.036
90.518
163.338
1.829
1.606
13.298
138.382
138.060
321
8.223
63.034
478
957
49.629
3.808
7.487
38.334
1.385
1.432
8.144
1.010
100.303
179.891
2.027
1.771
14.572
152.187
151.836
351
9.334
70.029
523
1.058
54.939
4.213
8.197
42.529
1.556
1.630
9.386
937
109.862
20.215
155
169
1.630
16.812
16.772
41
1.448
9.818
35
123
5.582
353
743
4.486
163
350
1.308
2.257
10.397
34.720
305
236
3.029
28.861
28.786
74
2.288
15.708
70
281
10.436
647
1.305
8.483
284
419
2.014
2.205
19.011
51.826
481
349
4.752
42.797
42.698
99
3.447
22.667
105
444
15.901
1.003
1.957
12.941
444
489
3.136
2.149
29.158
68.392
661
524
6.086
56.446
56.316
130
4.675
29.277
140
633
20.898
1.354
2.582
16.962
614
614
4.301
2.077
39.115
85.445
782
595
7.475
70.692
70.532
160
5.901
35.592
175
742
25.791
1.696
3.229
20.865
767
638
5.493
1.986
49.854
102.522
896
739
8.491
84.725
84.533
191
7.672
41.957
210
944
30.470
2.051
3.869
24.550
965
735
6.808
1.825
60.566
119.483
1.021
934
9.628
99.153
98.927
226
8.746
48.971
245
1.152
35.561
2.439
4.578
28.544
1.107
899
8.059
1.947
70.512
137.066
1.151
1.094
11.303
113.584
113.328
256
9.933
55.775
280
1.234
40.725
2.842
5.273
32.611
1.293
1.026
9.323
1.892
81.291
154.239
1.276
1.229
12.201
128.281
127.995
286
11.253
62.348
315
1.372
45.742
3.254
5.953
36.535
1.498
1.122
10.579
1.719
91.892
54.376
7.029
50.412
5.149
39.298
1.081
36.537
1.918
40.393
2.004
44.719
2.114
9.952
212
13.676
361
17.751
424
19.971
562
23.971
617
26.225
711
30.098
790
34.691
822
39.991
940
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2.357
13.421
3.734
14.985
6.235
18.250
4.894
17.012
5.176
18.808
5.639
21.513
745
1.781
1.354
3.478
1.605
6.313
2.023
8.300
3.527
10.314
3.014
12.568
3.241
14.627
5.241
16.663
6.586
18.646
31.569
90.671
5.470
26.543
80.785
3.766
13.732
75.030
767
12.713
73.943
1.213
14.405
81.023
1.373
15.454
88.752
1.405
7.214
15.014
26
8.482
22.652
62
9.410
29.263
102
9.086
36.874
149
9.513
46.369
168
9.932
56.623
178
11.439
65.616
172
11.965
75.186
192
13.819
84.496
289
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2.882
40.136
2.134
2.940
26.429
732
3.595
19.075
656
3.156
21.540
629
3.279
22.528
689
3.567
22.986
761
762
8.702
71
904
11.335
131
1.107
12.106
218
1.320
13.754
294
2.574
16.357
363
1.770
21.712
444
2.036
24.704
494
3.434
26.435
559
4.582
29.847
624
40.049
36.197
13.418
8.102
5.316
41.513
15.441
15.441
32.659
46.918
48.871
3.183
386
2.798
51.669
26.113
26.113
40.823
50.938
47.405
53.155
60.034
5.452
10.220
15.731
21.357
26.907
32.520
38.210
44.566
49.154
59.468
2.789
612
2.177
61.645
33.198
33.198
48.762
53.113
2.890
133
2.756
55.869
44.465
59.673
3.067
180
2.886
62.559
49.459
65.830
3.463
190
3.274
69.104
34.975
34.975
54.375
5.335
227
10
217
5.552
4.489
10.035
333
15
318
10.353
8.244
17.646
722
26
697
18.343
14.765
22.212
647
68
578
22.791
18.270
27.455
808
83
725
28.180
22.549
30.167
947
90
857
31.024
24.966
34.994
1.154
95
1.059
36.053
29.065
40.796
1.378
107
1.271
42.066
33.883
47.388
1.818
118
1.700
49.087
39.760
Interest Income and Interest Expenses
171.988
1. Interest Income
1.378
a. From Bank Indonesia Placement
1.374
b. From interbank placement
13.766
c. From securities
143.060
d. From credit
142.742
- To Third Party non Bank
318
- To other Bank
12.410
e Others
69.054
2. Interest Expenses
350
a. Bank Indonesia Liabilites
1.493
b. Interbank Liabilities
50.701
c. Third Party non Bank
3.652
- Demand Deposit
6.669
- Saving
40.380
- Time deposits
1.628
d. Securities
1.373
e. Loans received
11.838
f. Others
1.671
g. Corrections
102.935 B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
1. Other Operating Income
42.584
986
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
6.298
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
20.793
with equity method,
14.506
f
Others
2.
Non
Interest Expense
91.891
282
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
3.977
transaction
31.866
e. Depreciation/Amortizations
687
f
Losses from investment in shares with
equity method, fees/comissions/
55.081
g. Others
53.627 D. Operating Profit/loss (A1+C1) - (A2+C2)
1.865 E. Non Operational Income
155 F. Non Operational Expenses
1.710 G. Non Operational Profit (E - F)
55.337 H. Current Year profit
- I.
Transfser Profit / Loss Received
- J.
Transfer of Profit/Loss to Head Office
44.655 K. Profit/Loss After Estimation of tax
65
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa
(Foreign Exchange Commercial Banks Income Statements)
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
E. Pendapatan non - operasional
F. Beban non - operasional
G. Laba/Rugi non-operasional (E - F)
H. Laba/Rugi tahun berjalan sebelum pajak
I. Penerimaan Transfer Laba/Rugi
J. Transfer Laba/Rugi ke Kantor Pusat
K. Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
r) Angka-angka diperbaiki
*). Angka-angka sementara
2011
2012
2014
2013
Okt
Nov
2015
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
A.
63.735
165.319
3.981
675
9.376
112.085
111.487
599
39.202
87.021
90
1.199
44.873
3.911
9.309
31.653
2.489
565
37.805
0
78.298
191.624
3.577
762
10.137
131.766
130.937
828
45.382
102.882
72
1.601
53.341
4.458
9.375
39.508
3.106
562
44.199
0
88.742
201.040
2.646
869
11.880
132.477
131.569
908
53.168
119.409
17
1.248
67.574
4.126
11.304
52.144
3.165
701
46.704
81.631
222.283
2.957
940
13.186
146.279
145.277
1.002
58.921
132.162
18
1.378
74.728
4.561
12.449
57.717
3.472
777
51.789
90.121
244.251
3.303
1.029
14.653
160.818
159.720
1.098
64.449
145.373
20
1.531
82.156
5.034
13.645
63.477
3.807
869
56.991
98.878
22.876
371
91
1.467
14.277
14.178
98
6.671
14.132
1
126
7.536
447
1.139
5.949
319
78
6.069
8.744
44.041
668
167
2.869
27.671
27.484
188
12.665
27.070
3
253
14.381
864
2.148
11.370
659
144
11.629
16.971
66.764
971
244
4.440
42.238
41.956
283
18.870
40.965
4
396
21.821
1.301
3.193
17.327
999
239
17.506
0
25.799
89.003
1.241
328
5.886
56.456
56.085
371
25.091
54.583
6
553
29.105
1.730
4.181
23.194
1.339
324
23.255
0
34.419
112.020
1.553
434
7.346
71.181
70.716
465
31.506
68.642
7
722
36.600
2.204
5.123
29.273
1.693
394
29.227
0
43.377
134.377
1.813
525
8.722
85.565
85.006
559
37.753
82.145
8
922
43.601
2.665
6.031
34.905
2.056
474
35.082
0
52.232
157.287
2.111
613
10.112
100.487
99.820
667
43.964
95.771
10
1.128
50.580
3.129
6.959
40.492
2.426
553
41.073
0
61.517
181.177
2.375
687
11.440
115.473
114.696
777
51.201
109.923
11
1.299
57.555
3.593
7.907
46.055
2.788
631
47.638
0
71.254
204.046
2.617
765
12.755
130.315
129.432
884
57.595
123.256
14
1.508
64.270
4.031
8.834
51.405
3.141
729
53.594
0
80.790
30.950
2.038
33.347
1.834
45.598
1.194
39.165
1.131
44.130
1.363
48.771
1.588
6.632
513
11.123
860
15.058
911
21.673
1.054
26.270
1.089
29.979
1.092
33.222
1.149
39.367
1.192
44.450
1.233
196
-
-
-
-
-
-
-
-
-
-
-
-
-
-
154.776
7.612
899
10.851
92.359
91.919
440
43.055
91.041
126
1.153
44.753
3.613
9.512
31.628
2.057
553
42.396
3
5
10
29
-
-
-
-
-
-
-
-
-
-
-
-
3.628
13.048
4.710
14.598
13.849
17.375
8.203
18.953
9.107
20.581
10.428
22.272
2.167
1.615
4.173
3.127
3.785
4.867
5.483
6.869
6.772
9.121
8.556
11.021
8.573
12.847
12.094
14.427
15.580
16.100
12.035
63.557
320
12.195
71.838
426
13.150
93.115
706
10.878
82.382
244
13.079
91.883
285
14.484
102.351
340
2.337
11.389
59
2.964
21.309
35
5.495
30.898
87
8.267
42.812
140
9.288
52.787
159
9.310
62.468
138
10.653
71.630
187
11.655
84.668
248
11.537
97.870
325
348
-
-
-
-
-
-
-
-
-
-
-
17.237
26.975
636
-
-
-
-
-
-
-
-
-
-
-
7.430
21.871
969
8.356
24.761
1.087
9.416
27.830
1.111
2.256
3.437
66
4.153
5.654
131
3.765
9.490
189
5.262
13.559
259
6.553
16.249
322
8.194
18.221
441
8.266
21.599
500
12.449
24.452
570
63.654
5.572
11.336
17.366
23.592
29.504
35.474
41.079
46.949
52.698
45.299
18.660
22.602
(3.941)
41.357
27.491
27.502
32.860
3.988
1.556
1.779
(224)
3.764
10
2.921
6.785
2.980
3.366
(386)
6.399
20
5.038
9.959
4.368
4.756
(388)
9.571
7.541
13.281
5.749
6.362
(613)
12.668
9.922
16.860
7.565
8.039
(474)
16.386
12.922
19.743
9.203
9.583
(380)
19.363
15.273
23.108
10.958
11.216
(258)
22.850
18.043
25.953
12.730
12.486
245
26.198
20.675
27.369
15.537
14.135
1.403
28.772
22.727
7
5
2
3.260
14.940
647
2.993
17.278
686
12.051
22.716
646
44.035
31.129
13.936
13.463
473
31.602
19.567
19.685
24.955
50.449
39.807
15.751
15.124
628
40.435
23.361
23.511
31.687
56.994
51.867
57.394
41.225
18,912r)
17.382
1,530r)
42,754r)
23.207
23,206r)
33.469
38.414
15.185
18.607
(3.423)
34.991
27.816
42.368
16.752
20.590
(3.839)
38.529
30.629
-
0
-
Interest Income and Interest Expenses
227.259
1. Interest Income
2.896
a. From Bank Indonesia Placement
844
b. From interbank placement
14.043
c. From securities
145.516
d. From credit
144.523
- To Third Party non Bank
992
- To other Bank
63.960
e Others
136.690
2. Interest Expenses
15
a. Bank Indonesia Liabilites
1.779
b. Interbank Liabilities
71.109
c. Third Party non Bank
4.476
- Demand Deposit
9.775
- Saving
56.858
- Time deposits
3.495
d. Securities
811
e. Loans received
59.480
f. Others
0
g. Corrections
90.569 B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
48.615
1. Other Operating Income
1.315
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
17.202
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
17.804
with equity method,
12.242
f
Others
2. Non Interest Expense
105.721
270
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
15.674
transaction
30.435
e. Depreciation/Amortizations
709
f
Losses from investment in shares with
equity method, fees/comissions/
58.586
g. Others
33.464 D. Operating Profit/loss (A1+C1) - (A2+C2)
14.348 E. Non Operational Income
15.706 F. Non Operational Expenses
(1.359) G. Non Operational Profit (E - F)
32.105 H. Current Year profit
I.
Transfser Profit / Loss Received
J. Transfer of Profit/Loss to Head Office
25.271 K. Profit/Loss After Estimation of tax
r) Revised figures
*) Provisional figures
66
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Income Statements)
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
E. Pendapatan non - operasional
F. Beban non - operasional
G. Laba/Rugi non-operasional (E - F)
H. Laba/Rugi tahun berjalan sebelum pajak
I. Penerimaan Transfer Laba/Rugi
J. Transfer Laba/Rugi ke Kantor Pusat
K. Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
2011
2012
2014
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
A.
20.597
667
111
532
11.393
11.353
40
7.893
13.426
122
5.198
143
296
4.758
415
80
7.611
7.171
27.222
536
96
564
15.286
15.204
82
10.740
17.226
0
163
6.043
146
389
5.507
444
87
10.489
0
9.995
32.478
692
113
601
18.313
18.196
117
12.759
21.052
0
274
7.509
195
421
6.893
553
146
12.571
0
11.426
31.693
589
163
724
17.761
17.649
112
12.455
22.265
1
279
9.038
204
342
8.492
502
140
12.304
0
9.428
34.943
675
181
808
19.588
19.470
119
13.692
24.552
1
298
9.996
227
377
9.392
544
167
13.546
0
10.391
38.604
747
206
893
21.475
21.348
127
15.283
27.227
1
321
10.994
250
415
10.329
586
199
15.126
0
11.377
3.428
74
29
86
1.891
1.881
10
1.348
2.445
0
21
1.012
22
38
953
43
32
1.337
983
6.608
136
50
168
3.700
3.682
18
2.554
4.627
0
39
1.912
43
70
1.798
85
60
2.531
0
1.981
10.094
200
72
257
5.628
5.600
28
3.938
7.094
57
2.908
64
106
2.738
126
91
3.911
0
3.001
13.493
270
93
343
7.516
7.479
37
5.272
9.484
76
3.882
89
141
3.652
168
124
5.235
0
4.009
16.591
326
92
390
9.318
9.271
47
6.466
11.611
93
4.735
99
172
4.464
207
158
6.418
0
4.980
20.011
379
110
480
11.207
11.150
57
7.835
13.985
0
113
5.667
117
207
5.343
245
191
7.769
0
6.025
23.423
434
134
548
13.155
13.087
68
9.152
16.336
0
133
6.611
140
244
6.227
285
224
9.082
0
7.087
26.845
494
154
625
15.063
14.985
79
10.509
18.727
0
154
7.575
161
282
7.131
320
258
10.421
0
8.118
30.237
550
173
707
16.978
16.886
92
11.829
21.050
0
175
8.507
181
320
8.006
352
290
11.726
0
9.188
1.067
159
1.184
104
1.397
96
1.598
34
1.794
38
2.081
40
195
7
547
26
735
33
872
39
1.049
47
1.197
54
1.312
62
1.548
72
-
-
-
-
3
4
0
366
17
1
-
1
1
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
165
2
340
3
390
2
664
2
739
2
819
0
62
0
117
1
191
1
279
1
345
1
406
1
467
2
523
2
595
743
5.940
35
738
7.751
14
909
8.840
19
899
8.291
1
1.012
9.239
1
1.216
10.303
1
126
941
1
230
1.871
2
328
2.745
1
420
3.699
1
486
4.534
1
595
5.468
2
675
6.428
2
725
7.418
3
879
8.431
5
-
-
-
-
3
3
1
1
1
1
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1.124
2
0
1.503
3
1
1.591
18
0
1.725
45
0
1.966
49
0
2.203
53
0
252
4
0
484
24
1
694
14
1
908
18
1
1.059
22
1
1.252
26
1
1.505
30
1
1.783
33
1
2.017
37
4.779
2.298
123
104
19
2.317
2.984
2.998
1.785
6.230
3.428
139
94
46
3.474
4.354
4.354
2.790
7.210
3.983
255
151
103
4.086
4.779
4.779
3.084
6.521
2.735
208
269
(61)
2.674
1.993
7.220
2.946
231
288
(57)
2.889
2.137
8.042
3.156
119
173
(54)
3.102
350
350
2.316
683
237
7
9
(2)
236
51
51
180
1.359
476
13
22
(9)
467
92
92
347
2.033
803
21
25
(4)
799
602
2.770
1.045
28
33
(4)
1.041
781
3.451
1.317
34
41
(7)
1.310
988
4.188
1.605
40
49
(9)
1.597
1.214
4.890
1.856
51
60
(8)
1.847
1.372
5.598
2.013
60
67
(7)
2.006
1.472
6.372
2.304
70
75
(5)
2.299
1.685
Interest Income and Interest Expenses
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
1.708
1. Other Operating Income
82
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
2
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
674
with equity method,
950
f
Others
2. Non Interest Expense
9.428
5
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
1
transaction
2.247
e. Depreciation/Amortizations
40
f
Losses from investment in shares with
equity method, fees/comissions/
7.134
g. Others
2.538 D. Operating Profit/loss (A1+C1) - (A2+C2)
68 E. Non Operational Income
84 F. Non Operational Expenses
(16) G. Non Operational Profit (E - F)
2.523 H. Current Year profit
- I.
Transfser Profit / Loss Received
- J.
Transfer of Profit/Loss to Head Office
1.849 K. Profit/Loss After Estimation of tax
33.625
604
194
807
18.915
18.812
103
13.105
23.367
0
199
9.483
200
359
8.923
386
308
12.991
0
10.258
r) Angka-angka diperbaiki
*). Angka-angka sementara
r) Revised figures
*)
Provisional figures
67
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.12.a. Laporan Laba / Rugi BPD
(Regional Development Banks Income Statements)
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
2011
2012
2014
2013
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Items
A.
42.494
1.965
1.611
1.580
26.622
26.613
9
10.717
22.880
8
440
10.853
2.232
1.649
6.971
786
92
10.701
19.614
47.630
1.470
1.663
1.407
30.994
30.984
10
12.096
24.774
16
274
11.789
2.757
1.621
7.410
912
158
11.607
20
22.856
55.515
812
2.333
1.715
36.044
36.033
11
14.612
27.624
18
594
11.918
2.977
1.620
7.321
809
112
14.173
1
27.891
53.430
710
2.399
1.893
33.470
33.448
22
14.958
29.082
15
695
12.810
2.463
1.418
8.929
628
128
14.804
2
24.349
59.057
790
2.675
2.091
36.908
36.884
25
16.592
32.230
16
739
14.263
2.736
1.553
9.974
695
143
16.371
2
26.826
65.019
896
2.946
2.284
40.599
40.572
28
18.294
35.426
18
808
15.604
2.995
1.712
10.896
766
170
18.058
2
29.593
5.664
55
215
185
3.567
3.558
9
1.642
3.111
2
85
1.323
235
160
929
64
13
1.624
0
2.552
11.220
118
405
387
7.069
7.055
14
3.242
6.131
3
156
2.627
462
300
1.865
130
20
3.194
0
5.090
17.315
180
651
594
10.858
10.836
22
5.031
9.621
5
221
4.199
706
445
3.047
196
49
4.951
0
7.694
23.777
321
1.009
841
14.525
14.496
30
7.082
13.445
7
275
5.926
1.045
586
4.295
258
62
6.918
0
10.332
30.266
423
1.374
1.109
18.203
18.173
30
9.156
17.372
9
321
7.779
1.383
731
5.665
311
75
8.877
0
12.894
36.887
508
1.762
1.360
22.094
22.059
35
11.164
21.284
11
372
9.595
1.713
873
7.009
381
102
10.822
0
15.603
43.425
591
2.110
1.623
25.928
25.887
41
13.174
25.135
12
430
11.369
2.013
1.024
8.331
435
115
12.773
0
18.291
49.871
685
2.430
1.890
29.786
29.739
47
15.080
28.922
14
468
13.139
2.325
1.179
9.635
505
128
14.667
0
20.949
56.587
786
2.780
2.196
33.767
33.715
52
17.058
32.713
16
508
14.884
2.660
1.328
10.896
567
155
16.583
0
23.874
63.515
872
3.154
2.531
37.798
37.740
58
19.160
36.697
18
558
16.731
3.009
1.489
12.232
628
167
18.595
1
26.818
5.211
156
5.652
363
4.360
116
4.410
74
4.918
88
5.822
114
666
36
2.028
62
2.632
72
3.171
78
2.337
92
2.683
106
3.057
120
3.567
138
4.134
215
17
17
1.217
44
0
-
-
2
65
973
90
1.000
3
130
1.034
3
3
-
-
160
889
174
971
3
-
1
-
-
-
-
-
-
-
-
-
-
-
38
160
55
252
77
363
89
456
98
578
111
664
129
749
159
871
225
970
-
204
1.089
20
87
0
0
0
0
0
4.000
4.180
3.077
3.285
3.682
4.412
522
975
1.659
2.121
2.548
1.568
1.802
2.058
2.398
2.724
15.377
57
18.181
215
19.826
123
18.363
50
20.669
59
23.805
71
1.988
13
4.161
22
6.115
48
8.444
59
10.968
56
11.814
62
14.448
200
16.531
243
18.744
289
21.349
456
-
-
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
55
3.395
35
75
3.592
29
92
4.180
23
142
4.889
16
153
5.694
18
178
6.375
20
18
816
1
32
1.616
3
11.835
9.448
833
754
79
9.527
2.488
2.704
7.954
14.270
10.327
926
791
135
10.462
2.910
3.059
8.946
15.407
12.426
1.349
1.089
260
12.686
3.355
3.544
10.733
13.265
10.396
1.291
1.246
45
10.440
8.826
14.745
11.076
1.432
1.417
15
11.091
9.368
17.161
11.609
1.620
1.506
114
11.723
3.316
3.530
9.667
1.140
1.230
182
173
9
1.239
1.096
2.487
2.146
346
334
12
2.158
1.867
0
0
0
0
0
0
0
46
2.104
4
64
2.761
7
74
3.688
9
80
2.931
11
89
3.655
12
105
4.194
14
130
4.657
15
187
5.312
17
3.913
3.608
518
503
15
3.622
3.195
5.552
4.520
703
694
8
4.528
3.924
7.141
5.097
863
872
(8)
5.089
4.321
8.730
6.126
1.206
1.187
19
6.145
5.229
10.492
6.526
1.396
1.394
2
6.528
5.492
11.975
7.475
1.686
1.620
66
7.541
6.294
13.653
8.696
1.964
1.874
90
8.787
7.402
15.377
9.603
2.123
2.072
51
9.655
8.110
B.
C.
Interest Income and Interest Expenses
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
f
Others
2.
D.
E.
F.
G.
H.
I.
J.
K.
Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
transaction
e. Depreciation/Amortizations
f
Losses from investment in shares with
equity method, fees/comissions/
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
68
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran
(Joint Venture Banks Income Statements)
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
B.
C
.
D.
E.
F.
G.
H.
I.
J.
K.
f. Lainnya
g. Koreksi atas pendapatan bunga
Pendapatan Bunga Bersih (A1-A2)
Pendapatan dan Beban Operasional Lain
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
r) Angka-angka diperbaiki
2011
2012
2013
2014
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
A.
Interest Income and Interest Expenses
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
12.400
571
297
951
8.229
8.229
2.352
6.095
2
129
3.409
211
235
2.962
43
175
16.784
343
236
864
10.457
10.457
0
4.883
9.400
0
169
3.973
256
258
3.458
89
292
19.329
406
262
869
12.497
12.495
2
5.295
10.639
0
223
4.697
285
238
4.174
89
408
16.157
285
201
804
11.439
11.428
11
3.428
8.211
0
243
4.173
277
168
3.727
90
464
17.875
312
230
907
12.648
12.636
12
3.777
9.102
0
262
4.657
316
185
4.156
101
515
19.716
340
262
1.031
13.920
13.907
13
4.163
10.070
0
277
5.170
355
254
4.560
113
580
1.831
26
30
117
1.285
1.285
1
372
982
18
535
39
18
478
11
57
3.572
49
66
238
2.447
2.445
2
771
1.952
34
1.037
73
36
928
32
108
6.248
74
105
377
3.741
3.739
2
1.952
3.785
0
50
1.608
113
54
1.441
54
171
7.989
88
135
508
4.924
4.921
3
2.334
4.821
0
82
2.156
161
68
1.927
78
234
9.050
105
168
651
6.201
6.198
3
1.925
5.077
0
314
2.551
189
69
2.293
104
303
11.124
118
204
776
7.777
7.773
4
2.249
6.319
0
195
3.154
230
99
2.825
132
371
12.706
143
230
907
8.783
8.778
5
2.643
7.040
0
226
3.663
259
115
3.290
160
448
14.687
170
254
1.029
10.182
10.176
6
3.051
8.072
0
250
4.170
292
132
3.746
184
531
16.527
196
276
1.146
11.451
11.445
7
3.457
9.110
0
285
4.669
326
149
4.194
207
614
18.491
228
299
1.252
12.843
12.836
8
3.869
10.191
0
321
5.205
360
169
4.676
230
697
2.337
6.305
4.876
7.384
5.222
8.690
3.242
7.946
3.566
8.774
3.931
9.646
361
849
741
1.620
1.902
2.463
2.272
3.168
1.805
3.973
2.467
4.805
2.543
5.665
2.938
6.614
3.335
7.416
8.450
279
7.934
272
12.362
107
9.988
283
10.039
344
11.001
344
1.457
91
2.915
148
4.512
153
5.499
193
6.145
126
6.889
124
7.726
116
9.443
155
11.336
142
-
-
-
-
-
-
-
-
-
-
-
-
-
f. Others
g. Corrections
B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
10.907
1. Other Operating Income
a. Increase in fair value and gain
246
form sale of securities
b. Increase in fair value and gain
form sale of credit
0
c. Increase in fair value and gain
form sale of other financial assets
8.035
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
1.986
with equity method,
640
f
Others
2. Non Interest Expense
16.366
129
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
23
form sale of other financial assets
d. Losses from spot and derivative
6.900
transaction
3.940
e. Depreciation/Amortizations
409
f
Losses from investment in shares with
equity method, fees/comissions/
4.964
g. Others
2.841 D. Operating Profit/loss (A1+C1) - (A2+C2)
247 E. Non Operational Income
795 F. Non Operational Expenses
(548) G. Non Operational Profit (E - F)
2.293 H. Current Year profit
144 I.
Transfser Profit / Loss Received
144 J.
Transfer of Profit/Loss to Head Office
1.604 K. Profit/Loss After Estimation of tax
-
-
37
35
55
0
8
4
1
0
0
0
0
0
5.775
1.836
4.975
2.112
9.480
2.393
7.174
2.042
6.926
2.275
7.609
2.500
1.108
204
2.268
410
3.435
658
4.180
824
4.661
1.042
5.185
1.239
5.766
1.409
7.234
1.595
8.795
1.774
560
11.908
21
575
10.853
47
383
15.508
93
452
12.925
75
458
13.194
81
492
14.458
80
55
1.947
21
81
3.614
58
261
5.467
75
300
7.118
99
317
8.445
102
340
10.239
114
434
11.594
110
460
13.734
112
625
16.080
147
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
5.288
1.896
322
3.821
1.659
382
7.395
2.082
436
4.381
2.847
709
259
450
3.297
(96)
(96)
2.434
4.944
4.466
509
340
169
4.635
(80)
(80)
3.448
5.502
5.545
1.526
1.082
443
5.988
22
22
4.538
-
0
1
3
0
0
1
5
9
11
15
20
5.899
1.856
450
5.481
2.048
492
5.973
2.217
551
1.018
420
38
1.982
566
83
2.948
853
126
3.722
1.237
156
4.089
1.641
222
4.588
2.353
263
5.015
2.695
302
6.169
3.167
336
7.307
3.774
373
4.644
5.008
105
419
(314)
4.694
44
44
3.569
5.091
5.619
134
507
(372)
5.247
49
49
3.997
5.636
6.189
168
678
(510)
5.679
54
54
4.219
447
359
69
137
(68)
290
5
5
226
924
922
95
265
(170)
751
10
10
569
1.464
1.508
117
396
(279)
1.229
17
17
904
1.903
1.548
121
355
(234)
1.314
23
23
968
2.386
1.673
172
447
(275)
1.398
38
38
1.007
2.913
1.455
252
501
(249)
1.206
52
52
764
3.461
1.797
294
642
(348)
1.449
66
66
941
3.934
2.323
341
878
(537)
1.786
80
80
1.191
4.458
2.672
322
1.205
(883)
1.790
93
93
1.215
3.738
8.300
r) Revised figures
69
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.14.a. Laporan Laba / Rugi Bank Asing
(Foreign Owned Banks Income Statements)
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
E. Pendapatan non - operasional
F. Beban non - operasional
G. Laba/Rugi non-operasional (E - F)
H. Laba/Rugi tahun berjalan sebelum pajak
I. Penerimaan Transfer Laba/Rugi
J. Transfer Laba/Rugi ke Kantor Pusat
K. Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
2011
2012
2013
2014
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
A.
13.604
1.227
376
2.333
9.211
9.144
67
456
4.201
1
470
2.926
576
153
2.198
4
178
13.664
712
379
2.122
10.102
10.053
48
349
3.874
0
400
2.553
507
139
1.908
0
84
16.047
636
508
2.381
11.640
11.592
48
882
4.943
0
404
3.112
637
95
2.380
72
18
16.788
396
467
3.104
12.244
12.138
106
578
4.693
501
3.344
632
78
2.634
135
45
18.653
459
587
3.419
13.566
13.441
125
622
5.182
0
550
3.696
698
86
2.912
153
49
20.532
502
633
3.782
14.927
14.780
146
688
5.718
0
618
4.073
768
94
3.212
166
54
1.943
53
61
404
1.336
1.315
21
90
529
54
375
68
9
299
20
3
3.682
100
103
765
2.573
2.532
41
141
1.035
120
724
128
20
576
40
5
5.619
147
143
1.174
3.957
3.894
63
197
1.596
0
190
1.106
191
30
885
66
11
7.543
178
194
1.552
5.320
5.234
85
300
2.186
0
280
1.478
248
38
1.192
90
27
9.557
223
316
1.909
6.777
6.670
107
332
2.761
0
358
1.887
311
46
1.530
114
32
11.395
272
380
2.234
8.163
8.035
128
347
3.296
0
415
2.274
364
55
1.856
140
34
13.462
312
424
2.571
9.712
9.563
149
442
3.860
0
472
2.679
425
63
2.191
166
36
15.382
361
468
2.948
11.198
11.027
172
406
4.432
0
539
3.078
485
72
2.521
194
37
17.370
408
518
3.311
12.678
12.484
194
455
5.033
0
626
3.483
553
82
2.847
224
31
19.487
456
610
3.647
14.189
13.975
214
585
5.715
17
671
3.901
615
92
3.194
253
41
622
9.403
837
9.790
1.337
11.104
668
12.096
734
13.471
806
14.814
77
1.414
146
2.646
223
4.022
310
5.357
369
6.796
433
8.099
507
9.602
583
10.950
669
12.337
832
13.772
25.821
2.950
27.028
2.206
36.640
1.612
31.267
1.460
35.100
1.945
36.044
2.106
7.794
705
13.200
991
17.697
976
20.405
1.089
23.713
1.179
27.466
1.333
31.653
1.412
39.136
1.520
48.427
1.570
49.013
1.851
-
-
124
191
232
232
-
-
-
-
-
0
0
0
0
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
16.511
4.889
18.751
5.502
28.911
5.467
24.083
4.981
26.885
5.455
26.874
6.010
6.501
508
11.098
955
14.999
1.470
17.073
1.966
19.834
2.437
22.870
2.952
26.435
3.403
33.260
3.871
42.017
4.353
41.814
4.815
1.471
27.883
1.319
569
29.002
1.242
527
38.835
1.256
552
33.619
440
583
38.155
670
822
39.181
680
81
7.465
148
157
12.974
285
252
18.025
431
277
21.304
684
263
26.050
831
311
30.848
901
403
35.597
1.089
485
43.233
1.229
488
53.347
1.432
532
55.531
1.413
38
50
94
1
123
-
-
48
65
358
-
-
-
0
0
14.707
2.350
651
16.216
1.923
790
25.555
1.939
832
22.339
1.760
785
25.136
2.248
896
8.497
7.341
1.678
206
1.472
8.813
8
987
5.289
8.708
7.816
1.419
398
1.021
8.837
39
835
5.137
9.254
8.909
1.210
116
1.094
10.003
100
1.338
6.121
8.295
9.744
957
202
755
10.499
83
461
7.478
9.157
10.416
1.065
220
845
11.261
82
561
7.898
8
12
28
-
-
-
-
24.738
2.542
1.012
6.133
258
75
10.394
452
156
13.879
851
248
15.738
1.040
316
10.143
11.677
1.194
245
949
12.626
78
612
8.724
843
1.743
90
58
32
1.775
(10)
(10)
1.331
1.675
2.872
131
80
51
2.923
(14)
167
2.002
2.588
3.694
207
102
105
3.799
(6)
198
2.622
3.488
4.457
258
117
141
4.598
11
338
2.983
142
141
-
-
-
-
-
18.403
1.941
384
21.287
2.740
461
24.632
2.964
529
30.846
3.159
614
39.091
3.706
710
39.001
5.020
779
4.369
4.459
408
139
268
4.728
27
286
2.988
5.396
4.717
502
164
338
5.055
35
280
3.397
6.309
5.658
611
194
417
6.075
34
335
4.155
7.291
6.854
724
243
480
7.334
36
545
4.841
8.266
7.418
843
296
548
7.965
33
527
5.417
9.177
7.254
726
266
460
7.714
30
500
5.143
71
64
75
B.
C.
D.
E.
F.
G.
H.
I.
J.
K.
Interest Income and Interest Expenses
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
f
Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
transaction
e. Depreciation/Amortizations
f
Losses from investment in shares with
equity method, fees/comissions/
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
70
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.15.a. Rekening Administratif Bank Umum
(Commercial Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
r) Angka-angka diperbaiki
2011
2014
2015
2012
2013
209.460
16.310
185.233
275.380
16.205
254.545
397.024
32.430
359.454
7.916
1.083.342
683.279
4.630
1.154.122
817.271
261.688
421.591
2.491
265.664
551.608
5.911
301.472
712.005
8.384
273.186
850.107
9.302
278.608
801.134
10.647
297.369
840.132
7.868
301.896
873.337
8.905
279.011
870.534
7.026
1.497
994
149.921
245.727
1.609
4.301
73.439
255.717
1.056
7.328
95.196
360.465
1.715
7.587
75.606
467.648
1.791
8.856
75.435
361.207
1.533
6.335
74.274
454.203
1.738
7.168
74.132
474.929
1.924
179.882
152.959
25.546
1.377
142.367
140.652
1.715
167.791
1.785
199.692
173.136
25.849
706
183.675
180.788
2.888
191.889
10.515
260.029
229.328
29.696
1.005
232.345
229.089
3.255
216.548
5.781
277.015
235.992
37.518
3.504
238.852
236.533
2.319
231.154
4.713
279.983
239.673
36.758
3.553
243.642
238.148
5.495
231.074
4.877
284.281
244.456
36.327
3.498
249.737
247.851
1.886
237.956
29.435
132.218
124.589
7.629
6.138
5.302
836
24.576
159.833
144.316
15.517
7.480
6.913
567
27.375
180.184
162.254
17.930
8.988
8.383
605
24.828
188.748
180.236
8.513
17.577
10.752
6.825
24.499
189.050
180.521
8.529
17.525
10.699
6.827
23.301
195.932
187.325
8.607
18.723
11.883
6.840
Okt
507.141
23.331
475.858
Nov
547.155
22.978
517.247
Des
472.959
24.710
440.874
Jan
481.118
24.227
449.891
Feb
521.196
30.891
482.812
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
565.090 Commited Claims
39.259 - Unused borrowing
515.928 - Outstanding spot and derivatives
522.252
35.407
477.958
536.608
35.715
491.364
533.160
33.798
491.502
540.171
18.998
511.591
584.144
37.357
538.456
598.349
38.743
553.139
611.330
39.835
564.428
5.140
7.952
6.930
7.376
7.001
7.494
8.888
1.314.773 1.681.630 r) 1.531.742 r) 1.678.723 r) 1.742.891 r) 1.737.698 r) 1.794.038
1.013.477 1.123.292 1.079.742 1.137.501 1.175.234 1.149.546 1.193.305
9.529
1.801.891
1.165.706
7.860
1.827.051
1.177.527
9.582
1.905.601
1.243.832
8.332
1.869.259
1.194.267
6.467
1.955.122
1.239.313
7.067
2.006.975
1.247.794
295.478
897.827
7.888
288.795
876.911
7.118
293.443
884.083
7.269
303.291
940.541
9.929
305.374
888.894
9.870
305.853
933.460
9.251
296.483
951.312
10.973
285.875
944.454
11.270 -
1.858
5.169
67.290
505.822
2.472
5.416
70.653
515.979
1.473
5.645
69.769
553.114
1.664
5.606
68.599
567.778
2.606
7.323
64.670
581.277
1.647
8.223
66.716
592.619
1.697
7.553
69.715
630.166
2.798
8.176
72.763
669.431
2.824
8.446
73.916
592.498
9.691
303.048
261.522
37.929
3.598
238.566
236.784
1.782
233.857
8.014
297.140
254.282
39.073
3.785
242.268
240.208
2.060
236.671
6.213
294.429
251.209
39.406
3.815
249.865
247.966
1.898
240.693
6.184
293.364
249.541
39.975
3.847
253.797
251.731
2.066
242.180
5.878
295.198
250.512
40.800
3.885
259.361
257.310
2.051
244.880
5.893
293.150
249.570
39.524
4.055
266.444
264.337
2.106
251.089
5.787
303.219
258.634
40.535
4.050
269.978
267.991
1.987
253.930
6.677
310.934
265.027
41.824
4.084
279.485
277.424
2.061
259.293
6.012
326.804
280.672
41.943
4.189
296.955
294.976
1.979
265.776
6.470
312.053
265.919
41.946
4.187
287.892
285.843
2.050
264.058
23.528
190.678
182.039
8.639
19.652
12.119
7.533
23.802
193.522
184.818
8.704
19.347
12.212
7.136
23.627
197.705
188.764
8.941
19.361
12.230
7.130
23.520
199.193
190.179
9.014
19.467
12.326
7.141
23.018
202.120
192.934
9.186
19.742
12.568
7.174
22.980
208.156
198.895
9.261
19.953
12.729
7.224
23.055
211.051
201.770
9.281
19.824
13.567
6.257
23.503
215.798
206.403
9.396
19.992
13.724
6.269
23.938
221.561
211.894
9.667
20.277
13.884
6.393
23.011
220.661
211.169
9.492
20.385
13.932
6.453
(purchased)
9.903 - Others
1.914.483 Commited Liabilities
1.230.329 - Undisbursed loan facilities
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
r) Revised figures
71
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.16.a. Rekening Administratif Bank Persero
(State Owned Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
r) Angka-angka diperbaiki
2011
2012
2013
2014
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Indicator
Jun
Jul
Ags
Sep
Okt
14.040
297
13.069
23.602
23.602
20.614
20.614
26.102
25.898
21.390
20.746
26.337
1.239
24.469
23.513
1.267
21.927
32.134
1.293
30.588
34.792
3.922
30.673
31.154
3.889
27.106
31.647
3.967
27.409
34.072
4.000
29.658
42.442
4.058
37.807
44.233
4.215
39.368
48.847
4.395
43.907
48.562 Commited Claims
4.106 - Unused borrowing
44.004 - Outstanding spot and derivatives
674
309.000
189.035
240.565
193.478
280.015
206.070
204
404.806
233.882
644
404.034
234.731
630
419.249
236.079
319
421.174
244.082
254
428.263
240.878
197
316.069
249.524
160
312.232
250.928
271
311.552
248.332
414
299.306
239.261
578
310.889
242.254
651
341.298
267.563
546
338.595
257.368
452 - Others
348.594 Commited Liabilities
264.472 - Undisbursed loan facilities
49.572
139.463
163
48.414
145.065
211
51.893
154.177
95
34.883
198.999
283
34.496
200.235
301
35.199
200.880
53
38.716
205.366
145
37.931
202.947
136
33.764
215.761
131
35.638
215.290
123
36.011
212.321
117
31.496
207.764
252
34.480
207.773
170
37.385
230.178
105
32.651
224.717
79
33.832
230.640
150 -
50
113
112.773
7.023
72
140
34.112
12.749
63
32
43.828
19.396
267
17
32.560
25.894
288
13
32.679
21.843
39
14
33.335
25.212
131
14
33.385
24.004
128
8
32.080
32.805
122
8
33.838
32.573
115
8
33.453
27.725
112
4
34.119
28.980
72
179
29.493
30.298
165
5
29.933
38.528
100
5
32.371
41.255
72
7
34.025
47.120
141
10
38.142
45.827
6
32.101
10.440
20.529
1.131
54.641
54.066
575
117.840
26.383
91.369
88.092
3.277
88
88
-
14
35.686
15.132
20.116
438
82.152
81.904
248
121.735
19.066
102.575
99.263
3.312
94
94
-
373
50.379
26.599
23.130
650
109.845
109.543
302
132.532
19.621
112.791
109.020
3.771
120
120
-
5
62.627
33.920
25.517
3.191
116.888
116.321
567
134.906
17.706
117.080
113.570
3.510
120
120
-
4
63.116
34.051
25.813
3.251
121.887
118.396
567 r)
136.097
17.469
118.506
114.995
3.511
121
121
-
4
62.747
33.672
25.873
3.202
129.354
128.883
470
138.372
17.503
120.746
117.233
3.513
123
123
-
3
64.865
35.206
26.417
3.241
123.827
123.430
397
132.839
17.717
115.000
111.485
3.514
123
123
-
3
66.947
36.741
26.969
3.237
124.943
124.373
570
134.073
17.791
116.157
112.639
3.518
125
125
-
3
67.742
37.395
27.086
3.261
129.464
128.996
468
136.244
17.741
118.377
114.858
3.519
127
127
-
3
69.782
39.175
27.320
3.286
132.885
132.410
474
136.739
17.751
118.862
115.299
3.563
126
126
-
4
70.791
39.613
27.851
3.327
135.138
134.670
469
138.069
17.698
120.242
116.676
3.566
129
129
-
3
69.485
38.740
27.252
3.493
136.217
135.649
568
141.525
17.864
123.531
119.961
3.570
130
130
-
4
72.345
40.975
27.867
3.503
140.651
140.062
589
143.247
17.898
125.216
121.645
3.572
132
132
-
3
74.541
42.428
28.566
3.547
145.817
145.204
614
146.235
18.435
127.662
124.078
3.584
137
137
-
3
75.709
43.763
28.286
3.660
154.672
154.047
624
151.236
18.951
132.141
128.545
3.596
143
143
-
2
74.860
43.113
28.127
3.620
151.816
151.156
660
149.272
18.080
131.057
127.481
3.576
135
135
-
(purchased)
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
r) Revised figures
72
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.17.a. Rekening Administratif BUSN Devisa
(Foreign Exchange Commercial Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
r) Angka-angka diperbaiki
2011
2012
2013
2014
Okt
Nov
2015
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
62.293
325
58.190
67.659
3.427
62.050
110.257
8.179
100.594
129.237
4.446
123.082
278.281
4.233
273.208
117.771
5.280
111.426
121.541
4.377
115.983
125.246
4.328
119.034
128.866
7.118
119.054
121.330
8.099
110.922
115.678
4.946
109.042
130.957
4.450
123.741
139.336
4.508
133.403
137.550
4.665
130.757
134.570
4.745
127.219
129.468 Commited Claims
4.556 - Unused borrowing
121.831 - Outstanding spot and derivatives
3.779
353.226
269.233
2.183
441.539
347.941
1.484
552.285
419.493
1.709
534.029
450.746
840
531.651
447.866
1.065
547.195
466.172
1.182
560.620
481.600
1.884
543.498
466.798
2.694
627.802
476.559
2.309
629.261
472.753
1.690
636.978
483.957
2.766
651.642
484.589
1.425
659.791
490.371
2.128
664.042
483.467
2.606
683.723
484.940
3.081 - Others
666.785 Commited Liabilities
488.439 - Undisbursed loan facilities
127.260
141.973
1.383
163.347
184.594
2.234
181.364
238.129
1.683
167.024
283.722
2.558
170.893
276.974
2.187
187.605
278.567
2.376
191.388
290.212
2.273
173.051
293.747
2.602
182.596
293.963
3.281
182.482
290.270
2.342
186.392
297.565
2.299
192.333
292.256
3.129
198.237
292.134
2.181
193.963
289.505
2.303
187.310
297.630
2.829
177.388
311.051
2.713 -
779
604
21.864
60.678
1.140
1.094
25.113
66.171
883
800
27.686
95.574
1.192
1.366
28.566
116.294
1.233
954
28.350
103.058
1.234
1.142
26.264
110.647
1.360
912
24.187
116.603
1.582
1.020
20.794
117.829
2.074
1.206
22.150
123.149
1.073
1.270
20.980
130.398
1.058
1.241
19.306
128.962
2.066
1.063
20.292
141.335
992
1.189
20.370
144.857
1.095
1.208
21.768
153.533
913
1.917
23.574
170.003
1.039
1.674
22.942
149.798
82
7.849
9.196
4.709
4.232
256
43.986
41.564
2.423
55.939
5.239
43.447
30.229
13.218
7.253
6.648
605
1.458
17.531
10.453
6.939
139
48.674
47.639
1.035
63.403
4.822
43.131
38.555
4.576
15.450
8.634
6.816
1.380
17.310
9.933
7.239
139
49.221
48.057
1.164
61.554
4.706
41.472
36.880
4.592
15.376
8.558
6.818
1.509
17.417
10.390
6.890
136
48.820
47.734
1.087
65.737
3.491
45.709
41.047
4.661
16.537
9.706
6.831
5.582
18.646
10.656
7.854
136
47.958
46.843
1.115
67.148
3.488
46.226
41.511
4.715
17.434
9.910
7.523
3.704
19.220
10.721
8.351
148
48.573
47.406
1.167
67.584
3.466
47.141
42.387
4.753
16.977
9.848
7.129
2.665
18.781
10.186
8.450
145
49.329
48.213
1.115
68.928
3.360
48.495
43.502
4.993
17.073
9.943
7.130
2.788
20.508
11.700
8.659
148
49.927
48.695
1.231
69.718
3.342
49.262
44.230
5.032
17.113
9.983
7.130
2.454
21.130
12.168
8.808
154
50.803
49.560
1.243
70.450
2.953
50.166
44.978
5.188
17.332
10.201
7.130
2.298
21.047
12.370
8.516
160
51.741
50.527
1.214
72.103
2.742
51.838
46.601
5.237
17.523
10.322
7.202
2.012
21.120
12.251
8.721
148
51.266
50.155
1.111
72.693
2.792
52.534
47.257
5.277
17.366
11.130
6.235
2.970
22.069
12.864
9.065
140
51.172
49.999
1.173
73.875
2.795
53.592
48.207
5.385
17.488
11.242
6.246
2.377
24.718
15.327
9.256
135
51.805
50.670
1.135
75.118
2.748
54.646
49.139
5.508
17.724
11.353
6.371
2.893
24.476
15.191
9.143
142
50.694
49.523
1.172
74.921
2.724
54.348
48.952
5.396
17.850
11.424
6.426
(purchased)
69
7.752
4.094
3.566
92
30.467
29.366
1.102
32.425
641
26.219
22.425
3.794
5.565
4.767
797
8.659
4.553
3.979
126
37.219
34.706
2.512
46.937
3.268
37.317
25.663
11.655
6.351
5.784
567
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
r) Revised figures
73
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.18.a. Rekening Administratif BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
2011
2012
2013
2014
Okt
Nov
2015
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
29 Commited Claims
- - Unused borrowing
- - Outstanding spot and derivatives
63
50
-
18
-
25
-
40
-
22
-
24
-
24
-
25
-
24
-
35
13
23
-
26
-
27
-
27
-
27
-
13
2.735
2.651
18
4.762
25
6.583
5.880
40
10.833
10.052
22
11.057
10.257
24
10.331
9.529
24
11.390
10.404
25
10.937
10.033
24
10.392
10.196
22
11.312
11.081
23
11.038
10.786
26
10.347
10.113
27
11.056
10.801
27
11.201
10.952
27
11.286
11.035
2.008
643
51
2.954
1.808
70
3.919
1.961
75
3.257
6.795
136
3.372
6.885
143
3.620
5.910
183
3.481
6.923
182
3.367
6.666
189
3.924
6.272
177
4.267
6.814
204
4.440
6.346
219
4.023
6.090
205
4.388
6.414
209
4.386
6.566
205
4.295
6.740
205
29
22
-
41
29
-
30
45
-
38
98
-
33
110
-
46
137
-
48
134
-
71
118
-
72
106
-
72
131
-
94
125
-
72
133
-
76
133
-
75
130
-
69
136
-
74
137
-
29
27
327
318
9
387
324
63
3.103
81
2.404
2.166
239
617
617
-
23
367
353
14
470
396
74
3.818
86
3.049
3.043
5
683
683
-
42
363
362
1
499
412
87
3.915
85
3.134
3.128
5
697
697
-
30
363
362
1
551
466
85
4.012
85
3.211
3.206
5
716
716
-
44
448
446
1
603
512
91
4.085
85
3.271
3.266
5
728
728
-
13
410
18
403
400
2
643
553
89
4.307
85
3.469
3.464
5
753
753
-
27
474
472
2
770
692
78
4.406
85
3.554
3.548
5
767
767
-
33
434
433
1
870
788
82
4.494
85
3.628
3.622
5
781
781
-
30
436
436
0
1.086
997
89
4.558
85
3.678
3.673
5
795
795
-
45
445
444
0
1.278
1.211
67
4.658
85
3.764
3.759
5
808
808
-
44
467
467
1
1.417
1.347
70
4.761
85
3.850
3.845
5
825
825
-
46
484
484
1
1.524
1.457
68
4.952
85
4.032
4.027
5
835
835
-
47
512
500
12
1.635
1.561
75
5.092
85
4.150
4.145
5
857
857
-
(purchased)
33
245
0
244
0
222
185
37
1.432
85
1.223
1.067
156
124
124
-
4.861
309
303
6
374
289
85
2.255
82
1.761
1.612
149
412
412
-
409
2
625
539
86
4.131
85
3.307
3.302
5
739
739
-
29 - Others
11.686 Commited Liabilities
11.428 - Undisbursed loan facilities
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
4.606
6.822
211 -
74
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.19.a. Rekening Administratif BPD
(Regional Development Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
r) Angka-angka diperbaiki
2011
2012
3.270
5
0
2.426
3.265
16.931
14.712
2.340
2013
2014
Okt
Nov
2015
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
4.161 Commited Claims
81 - Unused borrowing
784 - Outstanding spot and derivatives
3.674
80
366
4.487
151
890
4.734
81
1.255
3.458
80
0
4.834
81
1.245
4.064
81
949
3.471
81
381
3.903
81
849
3.991
81
894
4.238
80
949
4.454
80
1.218
4.547
81
1.266
3.888
80
383
18.826
3.228
24.112
19.261
3.446
31.568
17.536
3.398
27.958
16.765
3.377
27.193
16.493
3.509
28.045
17.123
3.034
28.004
16.754
3.010
19.088
15.824
2.974
19.995
16.073
3.016
19.650
15.851
3.210
18.833
15.542
3.155
20.499
16.079
3.200
18.523
13.993
3.425
18.321
14.567
3.296 - Others
18.107 Commited Liabilities
13.970 - Undisbursed loan facilities
6.353
8.360
72
5.366
13.460
78
5.338
13.922
151
4.209
13.327
119
4.576
12.189
178
3.880
12.613
143
3.775
13.346
136
3.477
13.277
143
3.186
12.638
106
3.055
13.018
110
3.116
12.735
119
3.074
12.467
129
3.334
12.745
162
3.308
10.685
184
3.330
11.237
182
3.425
10.545
165 -
55
16
894
27
15
64
865
39
36
115
817
219
55
63
377
431
75
103
365
753
50
93
399
37
25
111
383
977
25
118
383
788
20
86
377
131
31
79
355
807
22
97
377
656
16
114
422
108
28
133
384
1.063
31
153
366
997
16
166
494
185
30
135
483
705
1.226
1.973
989
833
152
10.377
10.376
1
6.449
2.326
3.952
3.714
238
171
133
39
1.196
1.629
4.506
2.852
1.573
81
12.140
11.763
376
8.540
2.434
5.993
5.610
383
113
113
-
2.513
7.363
3.115
4.101
147
13.131
12.488
643
9.500
2.215
7.163
6.904
259
122
113
9
2.514
5.889
3.025
2.715
149
12.684
11.931
753
9.594
2.238
7.234
6.975
259
122
113
9
2.607
5.512
2.835
2.531
146
11.353
11.109
244
9.784
2.222
7.439
7.173
266
122
113
9
3.002
5.391
2.682
2.503
206
8.947
8.768
180
9.767
2.238
7.407
7.165
242
122
113
9
2.869
5.719
2.696
2.638
385
8.453
8.215
238
10.204
2.460
7.625
7.360
265
120
113
7
2.650
5.815
2.667
2.756
392
8.572
8.346
226
10.266
2.441
7.712
7.450
262
113
113
-
2.649
5.856
2.673
2.787
396
9.532
9.249
283
10.239
2.342
7.784
7.522
262
113
113
-
2.646
6.000
2.714
2.898
388
10.398
10.141
257
10.555
2.282
8.139
7.864
275
134
113
21
2.632
5.690
2.794
2.502
393
11.368
11.133
236
11.368
2.289
8.967
8.669
298
112
112
-
2.812
5.739
2.752
2.596
391
12.033
11.814
220
11.398
2.280
9.006
8.731
276
112
112
-
2.983
6.008
2.807
2.814
388
13.013
12.809
205
11.899
2.188
9.599
9.329
271
112
112
-
2.893
6.229
2.898
2.945
386
13.757
13.605
152
11.557
2.154
9.291
8.884
407
112
112
-
2.784
5.731
2.248
3.077
406
14.008
13.864
144
11.790
2.123
9.550
9.187
363
117
112
5
77
10
(purchased)
21.004
7.391
6.255
1.018
118
11.946
11.945
1
7.310
2.160
4.998
4.763
236
153
153
0
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
r) Revised figures
75
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.20.a. Rekening Administratif Bank Campuran
(Joint Venture Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
r) Angka-angka diperbaiki
2011
34.781
7.927
26.736
2012
41.154
4.510
36.560
2013
2014
2015
Ags
Indicator
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Sep
Okt
63.713
10.176
53.155
98.700
4.835
91.318
86.224
4.629
79.589
87.157
3.868
81.019
87.506
3.935
81.604
92.443
7.742
82.404
93.154
6.636
83.882
92.135
6.147
83.220
94.252
6.952
84.440
97.245
8.670
85.410
97.974
10.448
84.380
101.230
10.814
89.954
96.696
10.837
85.395
99.824 Commited Claims
12.038 - Unused borrowing
84.742 - Outstanding spot and derivatives
2.547
223.364
128.167
2.006
221.576
125.769
2.270
228.063
126.435
1.967
238.319
134.614
2.297
239.003
135.503
2.636
228.389
139.205
2.768
221.500
133.700
2.860
217.860
131.369
3.166
226.165
139.818
3.147
220.531
137.975
462
245.251
153.571
463
246.633
153.595
3.045 - Others
244.470 Commited Liabilities
156.334 - Undisbursed loan facilities
(purchased)
84
119
120.035
85.198
104.664
381
187.237
125.246
15.607
69.591
7
12.083
92.581
15
16.505
108.741
77
16.651
111.516
36
16.256
109.513
26
17.498
108.937
27
16.788
117.826
29
16.374
119.128
34
17.915
121.290
130
17.911
115.789
142
14.449
116.920
231
16.785
123.033
247
15.152
122.823
225
14.436
139.134
222
15.357
138.238
225
16.020
140.313
31 -
2
5
6.352
28.175
4
11
6.022
32.721
10
67
11.095
50.452
10
26
6.448
84.893
7
19
6.437
74.645
8
19
6.285
74.958
8
21
6.299
77.252
11
23
5.155
79.181
11
118
5.572
82.901
11
131
5.071
82.009
202
30
5.131
80.486
203
43
4.194
81.187
205
20
5.502
76.371
205
17
6.250
84.682
207
18
5.471
86.777
31
5.118
82.323
215
366
91.364
91.016
346
2
20.536
20.445
91
5.334
0
4.900
4.746
153
435
435
-
1.418
93.312
92.848
457
6
17.427
17.427
0
6.370
0
5.909
5.899
10
461
461
-
630
94.694
94.213
475
6
17.056
17.056
0
6.460
0
5.998
5.987
10
463
463
-
611
100.500
99.984
509
6
18.093
18.093
0
6.575
0
6.107
6.097
10
468
468
-
935
102.224
101.680
538
6
16.272
16.272
0
6.710
0
6.234
6.224
10
476
476
-
1.315
101.646
101.113
527
6
16.692
16.692
0
7.138
0
6.656
6.645
10
482
482
-
581
94.913
94.387
520
6
16.991
16.991
0
7.402
0
6.916
6.906
10
486
486
-
578
92.774
92.227
539
7
16.421
16.421
0
7.382
0
6.898
6.898
484
484
-
643
90.749
90.144
598
7
16.178
16.178
0
7.493
0
7.009
7.009
484
484
-
719
88.659
88.074
586
17.044
17.044
0
7.608
0
7.107
7.107
501
501
-
458
92.583
91.927
656
17.831
17.831
0
7.855
0
7.348
7.348
506
506
-
526
94.128
93.493
635
18.592
18.592
0
8.293
0
7.772
7.772
521
521
-
565
97.731
97.053
678
19.415
19.415
0
8.532
0
7.992
7.992
540
540
-
665
95.052
94.271
782
18.855
18.855
0
8.503
0
8.005
8.005
498
498
-
303
45.523
45.322
201
12.035
12.035
2.624
0
2.490
2.336
153
134
134
-
143.637
62.290
62.040
246
4
15.200
15.158
42
3.753
0
3.506
3.352
153
247
247
-
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
r) Revised figures
76
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.21.a. Rekening Administratif Bank Asing
(Foreign Owned Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
***) Angka-angka sangat-sangat sementara
r) Angka-angka diperbaiki
2011
2014
2015
Indicator
2012
2013
95.013
7.707
87.238
140.520
8.192
132.324
198.742
13.996
184.725
248.574
13.898
234.671
156.503
14.035
142.449
238.213
14.243
223.960
243.700
14.568
229.132
267.285
17.449
249.836
261.945
17.650
243.968
288.050
17.499
269.255
287.569
17.852
269.716
273.631
1.799
271.832
299.911
18.262
281.649
310.762
18.968
291.794
327.302
19.778
307.525
283.046 Commited Claims
18.478 - Unused borrowing
264.568 - Outstanding spot and derivatives
67
281.415
122.450
4
302.516
147.600
21
450.692
237.527
5
379.392
282.909
20
343.414
244.353
10
380.969
282.793
399.346
287.411
383.104
279.579
327
592.297
301.998
1.296
607.590
281.172
629.973
287.231
699.307
354.510
646.493
296.788
674.807
309.766
708.416
326.290
- Others
624.841 Commited Liabilities
295.687 - Undisbursed loan facilities
60.888
61.561
816
33.500
114.101
3.302
42.453
195.074
6.303
47.161
235.748
6.170
49.015
195.337
7.812
49.567
233.226
5.087
47.749
239.663
6.140
44.811
234.768
3.921
54.094
247.904
4.064
45.442
235.730
4.196
49.034
238.197
4.284
55.579
298.931
5.968
49.783
247.005
6.923
52.373
257.393
6.231
53.540
272.750
7.453
50.604
245.083
7.999 -
581
236
8.039
149.823
338
2.964
7.328
144.037
33
6.270
11.769
194.823
153
6.016
7.655
240.136
154
7.658
7.603
160.909
156
4.931
7.991
243.348
165
5.976
9.878
256.092
40
3.881
8.879
275.219
172
3.891
8.716
277.225
170
4.026
9.910
312.174
175
4.108
9.666
328.693
177
5.791
10.268
328.350
181
6.742
10.527
331.801
191
6.040
8.959
349.698
1.521
5.932
9.199
365.347
1.541
6.459
7.231
313.845
249
271
104.257
104.151
98
8
45.450
45.450
11.100
10.650
10.483
166
450
450
-
364
95.815
95.657
151
7
42.262
42.262
13.157
12.416
12.265
151
741
741
-
143
98.611
98.451
153
7
42.296
42.296
13.454
12.706
12.555
151
748
748
-
117
97.743
97.575
161
7
41.566
41.566
13.477
12.720
12.568
151
757
757
-
125
111.474
111.297
170
7
40.959
40.959
13.310
109
103.197
103.011
179
7
42.982
42.982
12.539
12.388
151
770
770
-
12.636
12.485
151
904
904
-
295
106.775
106.574
193
8
44.865
44.865
13.544
12.735
12.584
151
809
809
-
138
103.971
103.766
198
8
44.263
44.263
13.696
12.832
12.681
151
864
853
11
99
106.094
105.874
212
8
45.974
45.974
13.819
12.936
12.785
151
883
860
22
211
107.832
107.592
232
8
48.987
48.987
13.927
13.036
12.885
151
891
869
22
455
110.988
110.730
250
8
46.919
46.919
14.081
13.182
13.031
151
899
877
22
152
113.721
113.435
278
8
49.474
49.474
14.231
13.323
13.172
151
908
886
22
127
121.933
121.631
295
7
55.782
55.782
14.381
13.459
13.308
151
923
900
22
79
111.423
111.097
318
7
50.884
50.884
14.480
13.551
13.400
151
928
906
22
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
(purchased)
287
92.289
92.113
173
2
34.623
34.623
7.020
6.965
6.954
11
55
55
-
85.357
85.156
187
13
36.785
36.785
9.899
9.676
9.664
12
223
223
-
13.540
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
***) Estimated figures
r) Revised figures
77
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.22.a. Kinerja Bank Umum Konvensional
(Commercial Banks Performance)
Miliar Rp (Billion Rp)
2014
Keterangan
2012
Items
Okt
Rasio Pemenuhan Kecukupan Modal
Minimum (%)
17,43
2015
2013
18,13
19,63
Nov
19,77
Des
19,57
Jan
21,01
Feb
21,26
Mar
20,98
Apr
20,79
Mei
20,51
Jun
20,28
Jul
20,78
Ags
20,73
Sep
20,62
Okt
21,05 Capital Adequacy Ratio (%)
- Modal
496.629
626.888
733.440
746.568
754.174
814.810
830.570
827.950
827.974
830.598
832.634
854.329
863.532
872.314
876.087
- ATMR
2.849.997
3.458.404
3.736.749
3.776.200
3.854.234
3.878.947
3.907.328
3.945.899
3.982.779
4.050.387
4.106.626
4.111.073
4.164.757
4.231.115
4.162.904
15,60
16,36
17,94
18,15
18,01
18,75
18,99
18,40
18,19
17,98
17,75
18,21
18,19
18,14
444.545
565.774
670.559
685.255
694.198
727.294
741.962
726.221
724.527
728.302
728.993
748.696
757.586
767.534
771.763
2.849.997
3.458.404
3.736.749
3.776.200
3.854.234
3.878.947
3.907.328
3.945.899
3.982.779
4.050.387
4.106.626
4.111.073
4.164.757
4.231.115
4.162.904
3,11
3,08
2,89
2,87
2,85
2,82
2,51
2,69
2,53
2,45
2,29
2,27
2,30
2,31
117.103
134.571
142.372
142.564
142.769
152.532
136.761
148.088
139.593
135.773
127.792
127.228
129.480
130.613
130.537
3.761.912
4.365.364
4.932.537
4.967.179
5.004.089
5.417.813
5.451.541
5.496.171
5.515.708
5.540.025
5.572.178
5.593.988
5.621.051
5.656.845
5.670.728
74,10
74,08
76,14
76,16
76,29
82,15
81,59
79,49
79,94
80,42
81,40
81,39
81,46
81,82
- Biaya Operasional
321.357
368.460
367.997
406.608
446.217
56.987
99.135
140.064
181.922
226.226
270.614
313.452
364.126
418.241
455.184
- Operating Expenses
- Pendapatan Operasional
433.678
497.384
483.333
533.906
584.887
69.368
121.497
176.195
227.587
281.320
332.457
385.113
446.995
511.168
561.198
- Operating Income
5,49
4,89
4,24
4,24
4,23
4,24
4,06
5,30
5,30
5,33
5,32
5,32
5,32
5,32
Rasio Modal Inti terhadap ATMR (%)
- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
- Total Dana Pihak Ketiga
- Capital
- Risk Weighted Assets
18,54 Core Capital Ratio to ATMR (%)
- Core Capital (Tier I)
- Risk Weighted Assets
2,30 Return On Assets Ratio (%)
- Profit
- Average total assets
81,11 Operating Expenses/Operating Income (%)
5,34 Net Interest Margin Ratio (%)
200.338
233.841
258.061
259.471
260.940
283.884
269.252
274.525
275.287
278.526
280.769
282.102
284.506
286.465
288.938
3.648.741
4.782.557
6.090.379
6.118.637
6.161.761
6.691.609
6.632.130
5.180.214
5.191.975
5.223.083
5.274.201
5.307.579
5.345.241
5.389.536
5.410.618
- Interest income net
- Average total earning assets
89,74 Loan to Deposits Ratio (%)
83,58
89,70
88,45
88,65
89,42
88,48
88,26
87,58
87,94
88,72
88,46
88,50
88,81
88,54
2.597.026
3.158.099
3.403.652
3.448.211
3.526.364
3.487.843
3.519.869
3.532.735
3.564.324
3.609.112
3.677.335
3.684.686
3.732.006
3.805.326
3.773.048
- Total Credit to third party
3.107.385
3.520.616
3.848.279
3.889.630
3.943.697
3.942.067
3.988.289
4.033.543
4.053.225
4.067.775
4.156.933
4.163.444
4.202.011
4.297.649
4.204.547
- Total Third Party Funds
16,69 Liquid Assets Ratio (%)
Rasio Aset Likuid (%)
18,45
15,77
16,35
16,27
16,24
16,88
17,35
18,74
18,16
17,26
17,35
17,03
16,87
17,56
- Aset Likuid Primer
616.043
589.158
673.152
676.518
686.023
724.886
750.779
826.137
795.983
762.497
784.963
756.495
742.715
805.862
723.678
- Aset Likuid Primer
- Aset Likuid Sekunder
142.989
163.506
184.825
188.037
192.598
189.545
201.102
220.386
220.202
210.698
209.728
218.568
237.362
237.900
243.807
- Aset Likuid Sekunder
4.115.003
4.773.892
5.248.656
5.313.591
5.410.098
5.417.813
5.485.270
5.585.431
5.594.559
5.637.294
5.732.943
5.724.848
5.810.495
5.943.189
5.795.679
- Total Aset
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
78
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.23.a. Kinerja Bank Persero Konvensional
(State Owned Banks Performance)
Miliar Rp (Billion Rp)
2014
Keterangan
2012
Items
Okt
Rasio Pemenuhan Kecukupan Modal
Minimum (%)
2015
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
19,54 Capital Adequacy Ratio (%)
16,17
15,91
17,48
17,56
17,08
19,00
19,88
19,04
18,85
18,76
18,45
18,71
18,80
18,89
- Modal
166.297
198.288
229.548
232.941
235.019
263.073
276.276
267.847
268.469
272.511
274.363
276.199
279.750
285.312
292.154
- ATMR
1.028.287
1.246.469
1.313.287
1.326.402
1.375.677
1.384.382
1.389.553
1.406.646
1.424.503
1.452.256
1.486.687
1.476.562
1.488.144
1.510.041
1.495.096
14,59
14,58
16,26
16,50
16,14
16,15
17,03
15,82
15,54
15,50
15,23
15,46
15,57
15,69
150.049
181.769
213.600
218.842
222.102
223.569
236.585
222.516
221.315
225.038
226.394
228.328
231.758
236.951
243.982
1.028.287
1.246.469
1.313.287
1.326.402
1.375.677
1.384.382
1.389.553
1.406.646
1.424.503
1.452.256
1.486.687
1.476.562
1.488.144
1.510.041
1.495.096
3,80
3,87
3,71
3,75
3,75
3,28
3,04
3,56
3,33
3,29
3,00
2,98
3,02
3,12
51.669
61.645
67.043
68.246
69.104
66.629
62.118
73.372
68.372
67.633
62.048
61.805
63.099
65.450
66.404
1.359.034
1.593.260
1.806.342
1.821.604
1.842.847
2.030.103
2.045.012
2.060.286
2.056.018
2.053.870
2.066.211
2.076.966
2.087.342
2.098.154
2.102.293
70,53
66,16
70,05
69,64
69,57
81,60
78,48
73,59
73,74
73,75
75,42
75,44
75,05
74,36
- Biaya Operasional
116.981
116.272
124.222
136.848
150.501
23.656
36.596
49.181
62.372
77.121
92.570
107.463
122.696
137.461
150.444
- Operating Expenses
- Pendapatan Operasional
165.852
175.740
177.334
196.521
216.331
28.992
46.631
66.827
84.584
104.576
122.737
142.458
163.492
184.849
204.071
- Operating Income
Rasio Modal Inti terhadap ATMR (%)
- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
- Total Dana Pihak Ketiga
- Capital
- Risk Weighted Assets
16,32 Core Capital Ratio to ATMR (%)
- Core Capital (Tier I)
- Risk Weighted Assets
3,16 Return On Assets Ratio (%)
- Profit
- Average total assets
73,72 Operating Expenses/Operating Income (%)
6,13 Net Interest Margin Ratio (%)
5,95
5,50
5,14
5,14
5,11
5,28
4,84
5,93
5,98
6,13
6,15
6,10
6,11
6,10
79.244
95.200
108.622
109.422
109.862
124.766
114.067
116.634
117.346
119.649
121.131
120.878
121.937
122.523
123.521
1.331.277
1.731.075
2.114.640
2.130.287
2.147.990
2.362.380
2.357.822
1.967.135
1.960.783
1.953.298
1.970.433
1.982.954
1.996.606
2.010.178
2.016.613
- Interest income net
- Average total earning assets
89,09 Loan to Deposits Ratio (%)
79,84
86,70
85,97
85,66
83,73
85,60
84,49
84,96
87,96
89,84
87,39
86,11
86,32
86,57
959.128
1.181.726
1.267.022
1.284.068
1.325.087
1.312.532
1.319.512
1.321.243
1.331.356
1.355.178
1.392.605
1.388.237
1.403.511
1.437.898
1.437.266
- Total Credit to third party
1.201.284
1.363.062
1.473.854
1.499.077
1.582.488
1.533.382
1.561.671
1.555.170
1.513.514
1.508.366
1.593.517
1.612.101
1.625.872
1.660.989
1.613.246
- Total Third Party Funds
14,82 Liquid Assets Ratio (%)
Rasio Aset Likuid (%)
20,06
15,84
16,30
15,25
16,66
15,99
16,99
18,08
16,21
14,97
15,63
16,32
15,76
15,53
- Aset Likuid Primer
229.643
199.232
228.379
213.750
254.338
234.112
248.199
262.052
224.815
207.432
235.765
246.916
229.109
220.770
190.720
- Aset Likuid Primer
78.295
79.349
88.079
87.266
91.707
90.578
101.739
115.886
106.337
98.742
96.810
102.592
111.396
118.458
126.411
- Aset Likuid Sekunder
1.535.343
1.758.873
1.942.006
1.974.227
2.076.518
2.030.103
2.059.921
2.090.835
2.043.212
2.045.280
2.127.914
2.141.496
2.159.973
2.184.651
2.139.548
- Aset Likuid Sekunder
- Total Aset
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
79
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.24.a. Kinerja BUSN Devisa Konvensional
(Foreign Exchange Commercial Banks Performance)
Miliar Rp (Billion Rp)
2014
Keterangan
2012
Items
Okt
Rasio Pemenuhan Kecukupan Modal
Minimum (%)
2015
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
17,85 Capital Adequacy Ratio (%)
15,33
16,01
16,72
16,70
16,42
17,61
17,36
17,73
17,68
17,22
17,16
17,90
17,76
17,48
- Modal
177.744
220.225
250.999
253.244
252.499
272.494
270.441
277.675
279.510
275.838
278.737
291.524
293.103
292.389
295.606
- ATMR
1.159.788
1.375.870
1.500.817
1.516.835
1.538.222
1.547.767
1.557.464
1.566.141
1.581.332
1.601.473
1.624.607
1.628.815
1.650.468
1.673.044
1.656.474
13,05
13,78
14,53
14,52
14,27
15,18
15,11
15,19
15,19
14,90
14,82
15,44
15,32
15,15
151.331
189.602
218.065
220.178
219.543
235.019
235.357
237.843
240.204
238.640
240.846
251.436
252.873
253.479
256.694
1.159.788
1.375.870
1.500.817
1.516.835
1.538.222
1.547.767
1.557.464
1.566.141
1.581.332
1.601.473
1.624.607
1.628.815
1.650.468
1.673.044
1.656.474
2,64
2,43
2,20
2,17
2,13
2,15
1,82
1,81
1,80
1,84
1,81
1,83
1,83
1,77
38.452
40.571
41.111
40.757
40.306
43.416
36.865
36.653
36.621
37.827
37.292
37.821
37.908
36.816
37.020
1.455.843
1.667.964
1.871.092
1.880.295
1.890.222
2.021.478
2.026.193
2.030.444
2.039.469
2.054.448
2.062.611
2.067.048
2.073.787
2.083.506
2.087.317
74,88
78,07
80,05
80,24
80,70
83,16
84,67
84,52
84,54
84,37
84,75
84,48
85,01
86,25
- Biaya Operasional
112.722
138.893
137.285
151.747
167.522
17.205
32.712
48.130
64.704
80.926
97.589
112.309
131.155
151.043
164.793
- Operating Expenses
- Pendapatan Operasional
150.543
177.897
171.488
189.118
207.584
20.689
38.636
56.945
76.541
95.917
115.149
132.948
154.276
175.124
194.534
- Operating Income
Rasio Modal Inti terhadap ATMR (%)
- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
- Total Dana Pihak Ketiga
- Core Capital (Tier I)
- Risk Weighted Assets
1,77 Return On Assets Ratio (%)
- Profit
- Average total assets
84,71 Operating Expenses/Operating Income (%)
4,89 Net Interest Margin Ratio (%)
5,17
4,42
3,78
3,79
3,78
3,73
3,70
4,85
4,85
4,82
4,80
4,83
4,86
4,86
72.679
81.316
86.174
86.557
87.102
91.815
89.587
91.516
91.762
92.480
92.985
93.983
95.152
95.800
96.757
1.404.733
1.838.391
2.282.002
2.286.651
2.302.325
2.459.826
2.420.130
1.887.584
1.892.550
1.918.200
1.935.661
1.946.192
1.957.559
1.971.536
1.978.565
- Interest income net
- Average total earning assets
86,89 Loan to Deposits Ratio (%)
81,58
83,77
84,74
85,30
85,66
83,61
83,96
84,25
83,66
83,45
84,90
84,85
85,92
86,11
1.026.324
1.202.706
1.298.928
1.312.831
1.342.612
1.324.860
1.333.363
1.339.227
1.350.869
1.365.542
1.383.729
1.385.100
1.409.738
1.433.136
1.423.618
- Total Credit to third party
1.257.990
1.435.791
1.532.828
1.539.040
1.567.343
1.584.612
1.588.106
1.589.655
1.614.640
1.636.382
1.629.918
1.632.406
1.640.834
1.664.363
1.638.460
- Total Third Party Funds
14,97 Liquid Assets Ratio (%)
15,47
14,66
14,39
14,57
14,87
15,75
15,94
16,62
17,22
16,59
16,31
15,20
15,25
16,34
- Aset Likuid Primer
203.772
216.884
226.532
231.058
244.859
263.156
272.924
286.179
296.588
289.114
282.721
257.971
258.226
290.987
256.455
41.689
49.644
55.016
56.260
52.411
55.320
50.702
52.609
59.275
57.898
60.443
60.227
65.115
62.117
61.119
1.586.631
1.818.240
1.956.990
1.972.319
1.999.417
2.021.478
2.030.909
2.038.946
2.066.545
2.091.736
2.103.428
2.093.671
2.120.956
2.161.263
2.121.615
- Total Aset
- Risk Weighted Assets
15,50 Core Capital Ratio to ATMR (%)
Rasio Aset Likuid (%)
- Aset Likuid Sekunder
- Capital
- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
80
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional
(Non-Foreign Exchange Commercial Banks Performance)
Miliar Rp (Billion Rp)
2014
Keterangan
2012
Items
Okt
Rasio Pemenuhan Kecukupan Modal
Minimum (%)
2015
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
23,29 Capital Adequacy Ratio (%)
20,80
23,16
23,24
23,00
23,07
23,86
23,49
22,41
22,46
22,27
21,97
23,46
23,10
23,04
- Modal
13.530
17.984
20.445
20.505
20.631
21.912
22.030
20.735
20.903
20.344
20.405
22.079
21.598
22.038
22.316
- Capital
- ATMR
65.057
77.653
87.983
89.156
89.411
91.843
93.803
92.520
93.049
91.354
92.859
94.117
93.488
95.642
95.813
- Risk Weighted Assets
19,38
21,47
21,63
21,40
21,49
22,34
21,94
20,85
20,94
20,75
20,46
21,96
21,60
21,54
- Modal Inti (Tier I)
12.610
16.675
19.032
19.083
19.213
20.516
20.584
19.289
19.486
18.955
18.995
20.670
20.193
20.600
20.888
- Core Capital (Tier I)
- ATMR
65.057
77.653
87.983
89.156
89.411
91.843
93.803
92.520
93.049
91.354
92.859
94.117
93.488
95.642
95.813
- Risk Weighted Assets
3,31
3,26
2,28
2,26
2,16
1,70
1,85
2,02
2,03
2,07
2,03
1,99
1,93
1,91
- Laba sebelum pajak
3.204
3.744
2.954
2.946
2.839
2.341
2.544
2.810
2.827
2.780
2.737
2.700
2.624
2.606
2.569
- Rata-rata total aset
96.840
114.799
129.836
130.451
131.315
137.329
137.656
139.077
139.481
134.241
135.039
135.460
135.912
136.574
136.997
79,30
79,67
85,64
85,73
86,31
88,70
87,25
86,14
86,12
85,98
86,17
86,37
86,73
86,85
- Biaya Operasional
12.149
14.260
14.659
16.138
17.751
1.528
2.918
4.382
5.859
7.129
8.553
10.014
11.476
12.958
14.465
- Operating Expenses
- Pendapatan Operasional
15.320
17.900
17.117
18.824
20.567
1.723
3.344
5.087
6.803
8.291
9.926
11.594
13.231
14.920
16.615
- Operating Income
Rasio Modal Inti terhadap ATMR (%)
ROA (%)
BOPO (%)
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
- Total Dana Pihak Ketiga
21,80 Core Capital Ratio to ATMR (%)
1,88 Return On Assets Ratio (%)
6,86 Net Interest Margin Ratio (%)
9,34
8,73
7,21
7,16
7,02
6,12
6,34
6,85
6,83
6,99
6,94
6,95
6,91
6,88
8.606
9.761
9.176
9.126
9.091
8.551
8.608
8.714
8.713
8.609
8.649
8.718
8.728
8.757
8.773
92.126
111.801
127.228
127.469
129.441
139.716
135.776
127.125
127.556
123.243
124.590
125.436
126.280
127.201
127.828
- Interest income net
- Average total earning assets
90,18 Loan to Deposits Ratio (%)
82,73
85,10
82,32
88,17
87,81
89,32
89,89
87,52
89,36
90,99
91,33
91,60
91,43
90,51
69.804
82.634
82.362
90.040
91.795
91.076
91.740
92.932
93.504
91.976
93.810
93.727
94.211
95.369
95.607
84.374
97.102
100.052
102.122
104.544
101.964
102.055
106.179
104.634
101.087
102.712
102.322
103.040
105.374
106.021
- Total Credit to third party
- Total Third Party Funds
12,44 Liquid Assets Ratio (%)
19,32
15,03
14,75
16,21
18,15
15,49
14,83
17,18
14,97
13,68
14,18
12,60
12,76
14,47
- Aset Likuid Primer
19.716
18.417
19.014
21.406
24.762
20.568
19.734
23.638
20.320
18.031
19.097
16.730
17.038
19.566
16.318
1.291
891
741
744
803
708
729
750
739
566
611
664
710
959
1.199
108.758
128.498
133.934
136.604
140.823
137.329
137.983
141.919
140.694
135.906
139.028
137.990
139.075
141.868
140.806
- Total Aset
- Average total assets
87,06 Operating Expenses/Operating Income (%)
Rasio Aset Likuid (%)
- Aset Likuid Sekunder
- Profit
- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
81
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.26.a. Kinerja BPD Konvensional
(Regional Development Banks Performance)
Miliar Rp (Billion Rp)
2014
Keterangan
2012
Items
Okt
Rasio Pemenuhan Kecukupan Modal
Minimum (%)
2015
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
18,25 Capital Adequacy Ratio (%)
18,02
17,58
17,60
17,55
17,79
20,40
20,46
19,43
18,58
18,23
17,80
17,75
17,84
17,62
- Modal
35.198
40.343
45.850
46.002
46.922
53.459
54.214
52.347
50.942
50.361
50.181
49.693
50.323
50.896
52.418
- ATMR
195.318
229.459
260.565
262.152
263.682
262.103
265.034
269.451
274.144
276.327
281.910
279.883
282.109
288.911
287.278
16,66
16,33
16,32
16,27
16,55
18,26
18,25
17,20
16,44
16,03
15,47
15,58
15,67
15,54
32.531
37.474
42.512
42.655
43.630
47.867
48.372
46.352
45.075
44.303
43.611
43.594
44.194
44.911
46.276
195.318
229.459
260.565
262.152
263.682
262.103
265.034
269.451
274.144
276.327
281.910
279.883
282.109
288.911
287.278
2,90
3,18
2,90
2,77
2,68
3,32
2,85
3,09
2,80
2,47
2,44
2,20
2,22
2,27
- Laba sebelum pajak
10.462
12.686
12.528
12.099
11.723
14.870
12.946
14.490
13.583
12.214
12.290
11.190
11.312
11.715
11.586
- Rata-rata total aset
361.101
399.075
432.674
436.834
437.155
448.405
453.774
468.833
484.368
495.065
503.975
507.495
510.381
515.847
519.226
75,29
73,49
75,94
76,82
78,08
73,96
76,87
75,02
76,88
79,30
78,49
80,47
80,51
80,08
- Biaya Operasional
31.470
34.438
32.820
36.705
41.363
3.494
7.132
10.836
15.027
19.525
22.349
26.889
30.870
34.972
39.553
- Operating Expenses
- Pendapatan Operasional
41.797
46.864
43.215
47.780
52.973
4.724
9.278
14.443
19.546
24.623
28.475
33.415
38.345
43.668
49.156
- Operating Income
Rasio Modal Inti terhadap ATMR (%)
- Modal Inti (Tier I)
- ATMR
ROA (%)
BOPO (%)
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
- Total Dana Pihak Ketiga
- Core Capital (Tier I)
- Risk Weighted Assets
2,23 Return On Assets Ratio (%)
- Profit
- Average total assets
80,46 Operating Expenses/Operating Income (%)
6,52 Net Interest Margin Ratio (%)
6,70
7,04
6,60
6,57
6,65
6,76
6,74
6,99
6,82
6,64
6,56
6,53
6,50
6,50
22.856
27.891
29.218
29.265
29.593
30.629
30.538
30.776
30.995
30.946
31.207
31.356
31.423
31.832
32.182
341.257
396.439
442.557
445.532
444.769
453.315
453.020
440.084
454.166
466.131
475.550
479.884
483.440
489.445
493.322
- Interest income net
- Average total earning assets
70,59 Loan to Deposits Ratio (%)
78,57
92,34
74,96
76,58
89,73
83,38
81,71
73,89
68,98
68,69
68,33
71,01
71,89
68,67
218.851
265.661
298.145
301.614
301.456
296.369
299.902
303.530
307.060
311.067
315.633
316.622
320.762
324.803
326.510
- Total Credit to third party
278.535
287.709
397.751
393.877
335.957
355.430
367.019
410.781
445.125
452.869
461.944
445.854
446.171
472.978
462.537
- Total Third Party Funds
24,19 Liquid Assets Ratio (%)
22,93
18,19
24,05
24,19
18,38
20,57
22,14
28,12
27,02
26,57
27,13
25,92
24,29
25,96
- Aset Likuid Primer
80.457
63.091
107.280
107.305
72.996
84.601
94.384
132.841
135.534
134.505
141.016
128.996
119.361
135.439
122.059
3.626
7.858
8.360
8.416
8.015
7.621
7.274
7.478
7.928
8.380
7.792
8.025
9.513
9.840
10.900
366.684
389.964
480.868
478.437
440.691
448.405
459.144
498.951
530.973
537.854
548.526
528.614
530.584
559.578
549.632
- Total Aset
- Risk Weighted Assets
16,11 Core Capital Ratio to ATMR (%)
Rasio Aset Likuid (%)
- Aset Likuid Sekunder
- Capital
- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
82
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.27.a. Kinerja Bank Campuran Konvensional
(Joint Venture Banks Performance)
Miliar Rp (Billion Rp)
2014
Keterangan
2012
Items
Okt
Rasio Pemenuhan Kecukupan Modal
Minimum (%)
2015
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
19,95 Capital Adequacy Ratio (%)
18,65
19,86
19,23
18,89
19,14
20,18
20,08
20,94
20,69
19,74
20,51
19,83
19,46
19,30
- Modal
30.770
43.832
45.861
46.151
47.767
50.482
50.760
53.525
51.927
52.555
52.225
52.409
52.527
52.878
53.042
- ATMR
164.956
220.744
238.426
244.350
249.533
250.200
252.777
255.642
250.920
266.285
254.597
264.233
269.983
274.039
265.882
16,52
16,78
16,49
16,18
16,44
17,31
17,19
17,02
16,50
15,73
16,28
15,68
15,23
14,97
27.253
37.034
39.314
39.534
41.030
43.301
43.440
43.507
41.394
41.881
41.453
41.425
41.131
41.035
41.891
164.956
220.744
238.426
244.350
249.533
250.200
252.777
255.642
250.920
266.285
254.597
264.233
269.983
274.039
265.882
2,24
2,39
2,14
2,15
2,11
1,20
1,43
1,66
1,33
1,19
0,99
0,98
1,05
1,00
4.479
5.922
6.137
6.231
6.171
3.979
4.751
5.566
4.395
3.972
3.316
3.298
3.536
3.405
3.701
200.343
247.500
286.757
289.481
292.029
330.260
332.493
335.867
331.073
334.339
334.394
335.706
337.500
340.434
341.058
Rasio Modal Inti terhadap ATMR (%)
- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)
- Capital
- Risk Weighted Assets
15,76 Core Capital Ratio to ATMR (%)
- Core Capital (Tier I)
- Risk Weighted Assets
1,09 Return On Assets Ratio (%)
- Profit
- Average total assets
87,20 Operating Expenses/Operating Income (%)
77,86
79,23
79,36
78,35
78,49
88,80
85,81
82,71
86,13
86,89
89,08
88,50
87,66
87,44
- Biaya Operasional
15.179
20.899
20.838
21.988
24.353
3.126
5.800
7.961
10.528
12.784
15.491
17.411
20.365
23.537
24.801
- Operating Expenses
- Pendapatan Operasional
19.494
26.378
26.260
28.063
31.028
3.520
6.758
9.625
12.223
14.713
17.390
19.674
23.233
26.919
28.440
- Operating Income
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
- Total Dana Pihak Ketiga
3,36 Net Interest Margin Ratio (%)
3,63
3,00
2,40
2,40
2,40
2,25
2,14
3,33
3,26
3,28
3,29
3,29
3,31
3,35
7.163
8.568
10.355
10.405
10.478
11.156
10.576
10.796
10.402
10.532
10.598
10.707
10.840
11.104
11.178
197.239
285.548
430.904
433.906
437.111
496.741
493.729
323.976
318.954
320.828
322.562
325.004
327.591
331.153
332.256
129,87 Loan to Deposits Ratio (%)
115,63
122,20
122,80
122,40
123,61
122,66
123,94
120,96
122,55
127,90
132,89
132,31
131,10
129,56
199.872
209.369
215.637
221.383
219.199
223.341
221.347
220.397
221.568
224.817
232.860
236.373
240.185
231.706
- Total Credit to third party
129.772
163.557
170.496
176.179
179.104
178.708
180.195
182.999
179.837
173.240
169.180
175.990
180.298
185.388
178.416
- Total Third Party Funds
15,89 Liquid Assets Ratio (%)
15,39
13,79
13,95
14,53
13,33
16,63
15,81
17,65
17,01
15,43
14,68
15,20
14,67
16,02
- Aset Likuid Primer
29.856
36.402
36.873
37.624
34.099
46.466
43.885
50.857
46.929
43.050
39.708
42.126
40.769
49.210
47.131
3.334
3.299
5.691
8.400
8.572
8.452
9.035
9.617
10.371
10.554
9.422
10.094
10.601
9.079
7.962
215.621
287.902
305.156
316.718
320.067
330.260
334.727
342.615
336.932
347.405
334.668
343.579
350.054
363.906
346.675
- Total Aset
- Average total earning assets
150.061
Rasio Aset Likuid (%)
- Aset Likuid Sekunder
- Interest income net
- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
83
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.28.a. Kinerja Bank Asing Konvensional
(Foreign Owned Banks Performance)
Miliar Rp (Billion Rp)
2014
Keterangan
2012
Items
Okt
Rasio Pemenuhan Kecukupan Modal
Minimum (%)
2015
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
44,31 Capital Adequacy Ratio (%)
30,89
34,46
41,93
43,80
44,81
44,77
44,98
43,83
43,54
43,84
42,82
44,20
43,68
43,34
- Modal
73.091
106.216
140.739
147.726
151.336
153.390
156.849
155.821
156.223
158.988
156.723
162.425
166.231
168.800
160.550
- Capital
- ATMR
236.592
308.209
335.671
337.306
337.709
342.652
348.698
355.500
358.831
362.692
365.967
367.462
380.565
389.438
362.362
- Risk Weighted Assets
Rasio Modal Inti terhadap ATMR (%)
- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)
44,72 Core Capital Ratio to ATMR (%)
29,91
33,49
41,12
42,98
44,03
45,83
45,20
44,08
43,77
43,97
43,09
44,42
44,00
43,80
70.771
103.220
138.037
144.963
148.681
157.023
157.624
156.714
157.053
159.484
157.694
163.244
167.437
170.558
162.032
- Core Capital (Tier I)
236.592
308.209
335.671
337.306
337.709
342.652
348.698
355.500
358.831
362.692
365.967
367.462
380.565
389.438
362.362
- Risk Weighted Assets
1,91 Return On Assets Ratio (%)
3,06
2,92
3,10
3,01
3,08
4,73
3,84
3,29
2,96
2,42
2,15
2,21
2,31
2,20
8.837
10.003
12.599
12.285
12.626
21.298
17.538
15.197
13.794
11.346
10.109
10.414
11.002
10.620
9.256
288.751
342.766
405.837
408.514
410.520
450.239
456.413
461.663
465.298
468.061
469.948
471.312
476.130
482.329
483.837
- Profit
- Average total assets
89,39 Operating Expenses/Operating Income (%)
80,78
83,06
79,66
80,57
79,30
82,07
82,95
84,12
84,02
86,57
87,84
87,43
87,40
88,71
- Biaya Operasional
32.856
43.697
38.174
43.183
44.727
7.978
13.977
19.575
23.431
28.741
34.064
39.366
47.564
58.270
61.127
- Operating Expenses
- Pendapatan Operasional
40.672
52.606
47.918
53.599
56.405
9.721
16.850
23.269
27.889
33.200
38.780
45.024
54.418
65.688
68.381
- Operating Income
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
Total Kredit kepada pihak ketiga bukan
Bank
- Total Dana Pihak Ketiga
3,58 Net Interest Margin Ratio (%)
3,47
2,65
2,09
2,12
2,12
2,18
2,06
3,70
3,67
3,70
3,64
3,67
3,62
3,58
9.790
11.104
14.515
14.696
14.814
16.967
15.877
16.089
16.070
16.310
16.199
16.460
16.426
16.450
16.527
282.108
419.302
693.048
694.791
700.125
779.630
771.653
434.309
437.965
441.383
445.404
448.109
453.766
460.024
462.034
- Interest income net
- Average total earning assets
125,49 Loan to Deposits Ratio (%)
111,21
130,05
143,01
136,07
140,04
129,70
133,17
134,81
133,59
134,70
133,60
137,67
129,94
131,35
172.859
225.500
247.827
244.021
244.031
243.807
252.010
254.456
261.139
263.781
266.741
268.141
267.411
273.933
258.341
- Total Credit to third party
155.430
173.395
173.298
179.335
174.261
187.971
189.243
188.758
195.475
195.830
199.661
194.771
205.795
208.557
205.867
- Total Third Party Funds
25,58 Liquid Assets Ratio (%)
Rasio Aset Likuid (%)
22,30
19,88
19,09
21,21
19,89
22,84
22,33
22,16
22,54
21,90
21,13
21,01
23,19
23,94
- Aset Likuid Primer
52.599
55.132
55.074
65.375
54.969
75.982
71.652
70.570
71.797
70.366
66.656
63.757
78.212
89.890
90.996
- Aset Likuid Primer
- Aset Likuid Sekunder
14.754
22.464
26.937
26.951
31.089
26.866
31.623
34.046
35.553
34.558
34.650
36.966
40.027
37.447
36.216
- Aset Likuid Sekunder
301.966
390.415
429.704
435.287
432.582
450.239
462.586
472.165
476.203
479.115
479.379
479.498
509.853
531.925
497.404
- Total Aset
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
84
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.29.a. Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank
(Growth of Commercial Banks Assets Based Group Bank)
Miliar Rp ( Billion Rp )
2014
Kelompok Bank
2011
2012
2015
Group of Bank
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
- Bank Persero
1.328.168
1.535.343
1.758.873
1.942.742
1.974.227
2.076.605
2.030.924
2.059.959
2.090.838
2.043.232
2.045.283
2.127.935
2.141.519
2.160.110
2.184.711
2.139.714
- State Owned Banks
- BUSN Devisa
1.464.007
1.705.408
1.962.539
2.149.155
2.169.150
2.200.142
2.221.590
2.228.745
2.236.661
2.262.198
2.290.481
2.301.807
2.293.723
2.322.941
2.366.454
2.325.550
- Foreign Exchange
- BUSN Non Devisa
107.085
135.472
162.457
176.483
179.987
186.817
182.326
183.582
188.447
188.188
184.237
188.427
187.682
188.333
192.777
191.733
- Non-Foreign Exchange
- BPD
304.003
366.685
389.964
480.868
478.437
440.691
448.393
459.144
498.951
530.973
537.854
548.526
528.614
530.584
559.579
549.632
- Regional Development
- Bank Campuran
181.088
217.713
290.219
266.701
274.048
278.312
282.539
289.153
296.933
291.943
300.751
287.121
294.641
298.927
311.837
293.240
- Joint Venture Banks
- Bank Asing
268.482
301.966
390.415
429.704
435.287
432.582
450.239
462.586
472.165
476.203
479.115
479.379
479.498
509.853
531.925
497.404
- Foreign Owned Banks
3.652.832
4.262.587
4.954.467
5.445.652
5.511.136
5.615.150
5.616.012
5.683.168
5.783.994
5.792.737
5.837.720
5.933.195
5.925.677
6.010.747
6.147.284
5.997.272
Commercial Banks
Commercial Banks
Banks
Total
Total
85
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.30.a. Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset
(Total of Commercial Banks Based on Total Assets)
Desember 2011
Kelompok Bank
< Rp.
1
Triliun
Desember 2012
Desember 2013
Oktober 2014
Desember 2014
Oktober 2015
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp.
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
50
1
50
1
50
1
50
1
50
1
50
10
50
10
50
10
50
10
50
10
50
10
50
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Group of Bank
Bank Persero
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
State Owned Banks
BUSN Devisa
1
18
7
10
1
17
7
11
1
15
8
12
1
16
9
12
1
16
9
12
0
15
12
12
Foreign Exchange
Commercial Banks
BUSN Non Devisa
12
15
3
0
10
17
2
1
8
18
2
1
7
19
2
1
5
21
2
1
6
19
2
1
Non-Foreign Exchange
Commercial Banks
BPD
0
14
11
1
0
14
11
1
0
14
11
1
0
10
15
1
0
10
15
1
0
9
15
2
Regional Development
Banks
Bank Campuran
0
6
8
0
0
6
8
0
0
7
7
1
0
4
7
1
0
4
7
1
0
2
7
2
Joint Venture Banks
Bank Asing
0
4
3
3
0
3
3
4
0
2
4
4
0
2
4
4
0
2
4
4
0
2
4
4
Foreign Owned Banks
13
57
32
18
11
57
31
21
9
56
32
23
8
51
37
23
6
53
37
23
6
47
40
25
Total
Total
86
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.31.a. Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain
(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank)
Miliar Rp (Billion Rp)
Indikator
2011
2012
2014
2013
Sep
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
2.878.450
3.416.989
4.115.372
4.387.087
4.370.469
4.436.454
4.531.435
4.667.587
4.520.838
4.577.565
4.625.605
4.741.036
4.910.129
4.890.824
4.969.220
5.058.459
4.964.696 Earning Assets
2.745.968
3.250.997
3.929.648
4.153.584
4.146.306
4.195.053
4.308.971
4.415.322
4.238.846
4.313.552
4.350.201
4.451.066
4.624.175
4.591.471
4.658.061
4.737.225
4.645.351
81.809
110.176
124.978
153.410
142.008
158.674
143.405
167.324
194.334
175.900
183.317
193.222
188.235
196.336
204.485
213.906
214.271
c. Kurang Lancar
6.790
9.189
9.481
15.170
17.292
16.573
12.864
15.970
16.132
15.524
17.212
18.398
20.866
22.179
20.455
21.030
20.596
d. Diragukan
7.913
9.515
9.132
14.160
13.311
14.225
14.395
12.878
14.891
15.953
15.942
14.621
14.265
14.975
17.527
17.864
16.249
d. Doubtful
35.970
37.113
42.131
50.763
51.551
51.929
51.799
56.093
56.635
56.637
58.933
63.729
62.588
65.862
68.693
68.435
68.229
e. Loss
549.678
1.066.117
1.331.086
1.400.415
1.438.294
1.396.255
1.441.570
1.469.511
1.455.523
1.514.143
1.488.413
1.504.401
1.576.431
1.532.891
1.589.135
1.619.839
1.594.521 Earning Assets - Account
543.128
1.053.796
1.308.578
1.376.868
1.417.141
1.375.981
1.422.274
1.449.941
1.430.103
1.493.638
1.467.485
1.478.811
1.553.885
1.511.748
1.566.643
1.593.255
1.569.629
6.130
11.337
21.134
21.404
18.291
17.174
16.207
16.621
22.351
17.544
17.881
21.906
18.455
17.862
18.900
23.067
21.305
244
662
404
820
1.426
1.825
1.986
1.720
1.849
1.781
1.826
2.345
2.667
1.950
2.075
1.544
1.717
54
141
270
376
436
347
402
552
523
479
477
573
363
435
551
996
909
d. Doubtful
123
181
699
948
1.001
928
701
678
697
701
744
767
1.061
895
966
977
961
e. Lost
Non Performing Earning Aset
(Nominal)
51.094
60.345
68.947
82.236
85.016
85.827
82.148
87.891
90.727
91.074
95.133
100.433
101.810
106.297
110.267
110.845
Kredit kepada Bank Lain
16.444
17.812
26.968
30.792
30.937
31.371
32.192
32.542
32.492
33.673
33.489
33.415
33.127
34.399
35.411
33.981
31.956 Interbank Loans
16.329
17.668
26.859
30.668
30.814
31.246
32.089
32.444
32.387
33.497
33.360
33.332
33.048
34.312
35.319
33.890
31.870
13
64
7
36
34
39
11
15
19
17
51
6
1
8
12
8
8
b. Special Mention
0
-
1
9
5
1
9
3
3
3
3
2
1
1
1
1
-
c. Sub-Standard
Aset Produktif Neraca
a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi
Rekening Administratif 1)
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan kepada
Bank Lain (Nominal)
a. Current
b. Special Mention
c. Sub-Standard
Administrative Transactions
108.660
1
-
-
-
0
0
0
0
0
0
0
1
1
0
0
0
0
102
80
101
80
85
85
84
80
82
156
75
75
76
77
79
83
78
102
80
102
88
90
86
93
84
85
159
77
77
79
78
80
84
78
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif
(TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam
bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan
letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain,
sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset
pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian
Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang
bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam
perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan
1)
a. Current
b. Special Mention
c. Sub-Standard
Non Performing Earning Asset
(Nominal)
a. Current
d. Doubtful
e. Loss
Interbank Non Performing Loan
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or
other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which
does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or
other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
87
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.32.a. Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain
(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank)
Miliar Rp (Billion Rp)
2014
Indikator
Aset Produktif Neraca
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Aset Produktif Transaksi
Rekening Administratif 1)
a. Lancar
b. DPK
c. Kurang Lancar
2011
2012
2013
Sep
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
1.065.942
1.260.415
1.511.620
1.633.058
1.639.922
1.683.710
1.719.355
1.746.524
1.719.111
1.745.088
1.731.802
1.720.813
1.838.799
1.839.302
1.858.988
1.895.756
1.876.286 Earning Assets
1.002.233
1.176.286
1.423.606
1.528.594
1.538.614
1.573.556
1.618.156
1.629.447
1.583.323
1.626.008
1.609.847
1.590.943
1.713.440
1.711.828
1.728.249
1.765.488
1.745.831
42.834
59.753
64.199
74.029
71.563
80.109
73.414
83.709
102.640
86.776
87.977
94.106
88.300
86.875
89.622
89.756
90.447
1.970
2.699
2.499
5.084
4.709
4.008
3.258
6.089
5.592
4.833
5.594
5.529
7.426
10.187
8.649
8.908
7.833
2.444
4.709
2.874
4.968
4.360
5.280
4.699
3.948
5.727
6.437
5.810
6.584
6.688
6.015
7.798
8.220
7.261
16.461
16.967
18.441
20.383
20.676
20.756
19.829
21.458
21.829
21.033
22.574
23.650
22.946
24.397
24.671
23.384
24.913
216.461
309.868
359.504
359.231
383.047
386.107
398.351
399.644
397.467
412.490
416.915
417.238
404.654
412.419
445.243
445.517
453.920
213.608
306.205
352.102
352.245
376.839
379.262
391.594
393.848
385.058
406.061
410.152
406.783
397.688
405.720
438.321
436.199
446.631
2.798
3.545
6.828
6.122
5.400
5.847
6.187
6.428
11.361
5.726
6.124
9.681
6.376
5.846
5.934
8.459
6.434
11
63
46
89
77
265
66
99
357
95
105
72
74
327
282
110
123
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Earning Assets - Account
Administrative Transactions
b. Special Mention
c. Sub-Standard
5
30
57
112
75
74
70
226
229
235
138
284
95
93
246
296
256
d. Doubtful
38
24
471
664
656
658
434
441
462
372
396
417
421
433
459
454
476
e. Loss
41.720
28.038
31.217
31.299
30.553
31.042
28.355
32.262
34.196
33.006
34.617
36.538
37.650
41.452
42.105
41.372
2.579
2.866
5.705
4.969
4.569
4.460
4.854
4.961
4.628
4.163
3.946
3.833
4.850
4.844
5.470
5.546
5.542 Interbank Loans
2.465
2.740
5.607
4.863
4.467
4.352
4.774
4.882
4.552
4.092
3.876
3.760
4.779
4.770
5.397
5.470
5.471
13
48
0
33
29
36
8
9
5
3
0
3
0
3
0
0
0
b. Special Mention
c. Kurang Lancar
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
d. Doubtful
d. Diragukan
e. Macet
Non Performing Earning Aset
(Nominal)
Kredit kepada Bank Lain
a. Lancar
b. DPK
e. Macet
Non Performing Loan kepada
Bank Lain (Nominal)
40.862
101
78
98
73
72
72
72
69
71
68
70
70
71
71
74
76
71
101
78
98
73
72
72
72
69
71
68
70
70
71
71
74
76
71
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif
(TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam
bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan
letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain,
sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset
pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian
Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang
bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam
perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan
1)
a. Current
Non Performing Earning Asset
(Nominal)
a. Current
e. Loss
Interbank Non Performing Loan
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or
other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which
does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or
other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
88
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.33.a. Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain
(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1.119.243
1.327.140
1.557.562
1.652.693
1.641.441
1.660.853
1.713.244
1.789.186
1.682.041
1.679.545
1.705.611
1.799.742
1.822.268
1.826.502
1.844.510
1.852.354
1.836.005 Earning Assets
1.072.537
1.274.458
1.499.030
1.569.504
1.564.068
1.574.450
1.636.540
1.702.905
1.588.113
1.586.160
1.605.358
1.694.532
1.718.253
1.712.234
1.723.913
1.724.223
1.710.649
27.546
33.686
37.211
53.158
44.693
53.445
46.023
53.909
60.976
60.172
65.348
68.882
67.738
77.053
81.508
87.620
86.849
c. Kurang Lancar
3.060
3.810
4.009
5.937
8.169
8.437
5.171
5.525
6.066
5.305
6.044
6.459
7.217
5.593
5.747
6.650
7.103
d. Diragukan
3.360
2.305
2.698
5.343
5.206
5.239
6.514
6.090
6.406
6.959
7.197
5.139
4.795
6.336
6.626
6.207
6.114
12.739
12.881
14.614
18.750
19.305
19.281
18.996
20.758
20.480
20.949
21.664
24.731
24.265
25.286
26.717
27.654
25.290
175.558
402.700
483.630
529.531
525.981
521.783
519.087
531.831
531.196
546.462
541.051
551.266
554.967
559.973
553.993
558.678
560.136 Earning Assets - Account
175.123
400.677
480.305
523.565
521.098
517.365
515.068
527.626
526.035
542.519
536.591
546.201
550.530
555.756
549.600
553.833
554.416
405
1.830
3.181
5.778
4.590
4.196
3.715
3.914
4.875
3.663
4.020
4.141
4.026
3.706
3.602
4.086
4.963
18
85
37
49
65
66
90
109
100
86
129
660
116
160
488
94
92
3
71
50
71
69
91
105
117
120
117
200
141
135
135
121
511
498
Aset Produktif Neraca
a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi
Rekening Administratif 1)
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Earning Aset
(Nominal)
Kredit kepada Bank Lain
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Administrative Transactions
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
8
37
57
68
159
65
108
66
65
78
110
124
160
216
182
155
167
38.187
19.190
21.465
30.219
32.974
33.180
30.984
32.665
33.237
33.493
35.345
37.253
36.688
37.725
39.880
41.271
39.264
7.785
9.085
10.250
10.151
10.233
10.244
10.550
10.388
9.857
9.499
9.972
10.221
10.505
11.557
11.501
11.851
11.895 Interbank Loans
Non Performing Earning Asset
(Nominal)
a. Current
7.784
9.069
10.243
10.139
10.219
10.231
10.532
10.373
9.844
9.398
9.965
10.214
10.499
11.547
11.485
11.837
11.886
b. DPK
-
16
5
-
2
1
-
5
2
14
2
3
1
6
12
8
3
b. Special Mention
c. Kurang Lancar
-
-
-
6
0
0
7
-
-
-
0
0
0
-
-
0
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
0
0
0
0
-
-
0
0
0
-
-
d. Doubtful
e. Macet
1
-
1
5
11
11
11
11
11
88
4
4
4
5
5
6
6
e. Loss
1
-
1
11
11
12
18
11
11
88
5
5
5
5
5
6
6
a. Lancar
Non Performing Loan kepada
Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif
(TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam
bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan
letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain,
sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset
pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian
Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang
bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam
perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan
1)
a. Current
Interbank Non Performing Loan
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or
other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which
does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or
other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
89
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.34.a. Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain
(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
65.209
82.482
106.351
105.301
103.655
96.921
110.115
114.848
107.758
108.410
110.159
113.402
116.642
116.568
117.799
119.831
119.953
Earning Assets
62.694
79.366
102.965
99.865
98.345
93.266
104.585
108.772
101.263
102.231
104.127
106.921
110.245
109.484
110.369
112.616
112.423
a. Current
1.601
1.872
2.276
3.870
3.659
2.469
3.796
4.341
4.679
4.273
4.170
4.592
4.620
5.266
5.568
5.538
5.802
c. Kurang Lancar
189
361
226
294
291
265
331
280
324
458
481
552
487
513
388
293
273
d. Diragukan
152
197
235
465
585
360
590
522
532
537
498
373
383
346
447
407
430
e. Macet
574
686
649
807
775
560
813
933
960
912
883
964
907
959
1.027
978
1.024
1.827
4.045
4.500
5.823
7.677
7.780
7.715
8.646
8.650
9.017
9.850
9.409
8.658
9.421
9.533
9.425
9.909
4.042
4.492
5.815
7.673
7.758
7.699
8.624
8.640
9.006
9.839
9.384
8.640
9.201
9.307
9.403
9.885
Aset Produktif Neraca
a. Lancar
b. DPK
Aset Produktif Transaksi
Rekening Administratif 1)
a. Lancar
b. DPK
1.805
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Earning Assets - Account
Administrative Transactions
a. Current
b. Special Mention
21
3
7
7
4
20
14
21
6
8
7
22
15
186
196
19
21
c. Kurang Lancar
0
0
0
0
0
0
-
0
2
0
0
0
0
29
28
2
0
c. Sub-Standard
d. Diragukan
0
0
0
-
0
0
1
-
-
0
0
0
0
0
0
0
0
d. Doubtful
e. Macet
Non Performing Earning Aset
(Nominal)
Kredit kepada Bank Lain
a. Lancar
e. Loss
0
1
1
1
1
1
1
1
1
3
3
4
3
4
2
2
2
1.829
1.246
1.111
1.568
1.652
1.186
1.736
1.737
1.820
1.910
1.865
1.893
1.780
1.851
1.893
1.680
1.730
542
890
1.072
959
940
981
944
928
916
927
950
983
1.083
1.065
1.050
1.025
998
Interbank Loans
947
980
1.081
1.062
1.048
1.024
998
a. Current
-
0
0
0
-
-
b. Special Mention
1
1
1
-
c. Sub-Standard
Non Performing Earning Asset
(Nominal)
542
888
1.070
953
933
978
939
924
908
924
b. DPK
-
-
2
3
1
1
2
0
5
-
c. Kurang Lancar
-
-
-
2
5
1
2
3
3
3
3
2
1
d. Diragukan
-
-
-
-
-
-
-
-
-
0
0
1
1
-
0
d. Doubtful
e. Macet
-
1
-
1
1
1
1
1
-
-
-
1
2
1
1
1
e. Loss
-
1
-
3
6
2
3
4
3
3
2
2
2
1
1
1
Non Performing Loan kepada
Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif
(TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam
bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan
letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain,
sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset
pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian
Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang
bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam
perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan
3
1)
Interbank Non Performing Loan
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or
other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which
does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or
other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
90
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.35.a. Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain
(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
240.588
297.222
334.497
390.108
391.903
387.902
367.146
377.708
381.547
398.053
429.571
449.992
461.912
436.246
448.394
470.665
464.128
Earning Assets
234.041
287.538
321.098
371.295
373.501
368.222
349.383
354.784
358.104
375.715
406.355
425.878
437.791
411.860
423.562
445.294
438.535
a. Current
3.419
4.570
5.762
8.659
8.036
8.622
7.103
11.780
11.798
10.471
10.566
10.877
11.687
10.837
10.873
11.755
11.609
c. Kurang Lancar
297
945
1.052
863
1.182
1.233
785
907
1.027
1.143
1.782
2.117
1.458
1.841
2.091
1.512
1.775
d. Diragukan
281
637
987
1.359
1.228
1.276
1.378
1.139
1.099
916
857
1.284
1.467
1.599
1.163
1.266
1.296
2.551
3.532
5.598
7.931
7.956
8.549
8.497
9.098
9.520
9.807
10.012
9.837
9.508
10.109
10.704
10.838
10.912
17.677
31.651
31.877
30.529
30.520
29.239
28.145
26.408
25.495
24.653
25.788
26.488
27.225
28.438
27.352
28.848
28.482
17.592
31.320
31.601
30.124
30.171
28.873
27.796
25.977
25.141
24.269
25.226
26.054
26.728
27.854
26.891
28.434
27.983
Aset Produktif Neraca
a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi
Rekening Administratif 1)
a. Lancar
16
249
130
183
145
167
179
262
191
159
151
185
233
128
179
89
111
c. Kurang Lancar
b. DPK
3
12
3
13
27
5
4
14
5
19
218
34
51
157
46
56
98
d. Diragukan
6
25
26
31
29
28
26
4
7
8
21
35
19
81
11
10
7
e. Macet
Non Performing Earning Aset
(Nominal)
Kredit kepada Bank Lain
a. Lancar
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Earning Assets - Account
Administrative Transactions
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
59
44
118
178
146
165
140
151
150
198
172
180
194
218
225
258
283
6.248
5.195
7.784
10.376
10.570
11.256
10.829
11.313
11.808
12.092
13.062
13.486
12.698
14.005
14.240
13.941
14.371
137
357
709
878
913
939
970
949
944
961
1.017
960
1.014
1.006
966
972
931
Interbank Loans
a. Current
Non Performing Earning Asset
(Nominal)
136
357
708
878
911
938
970
948
936
961
967
960
1.013
1.006
966
972
926
b. DPK
0
-
-
0
1
0
0
1
8
0
49
0
0
-
0
0
5
b. Special Mention
c. Kurang Lancar
0
-
1
-
-
-
-
-
0
-
0
-
0
0
-
-
-
c. Sub-Standard
d. Diragukan
1
-
-
-
0
-
-
-
0
-
0
-
0
-
0
0
-
d. Doubtful
e. Macet
0
-
-
1
1
1
0
0
0
0
0
0
0
0
0
0
0
e. Loss
1
-
1
1
1
1
0
0
0
0
0
0
0
0
0
0
0
Non Performing Loan kepada
Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif
(TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam
bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan
letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain,
sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset
pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian
Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang
bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam
perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan
1)
a. Current
Interbank Non Performing Loan
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or
other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which
does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or
other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
91
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.36.a. Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain
(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
154.950
191.046
255.735
225.402
228.099
235.747
235.747
250.171
248.786
251.345
248.601
251.386
257.205
261.068
264.742
275.300
257.338
Earning Assets
149.721
184.439
246.183
215.347
217.964
225.126
225.126
239.398
237.692
240.659
236.634
239.939
245.095
248.517
252.028
261.751
243.057
a. Current
3.187
4.239
7.097
6.159
6.316
6.827
6.827
6.258
6.746
6.633
7.825
7.119
7.399
7.553
7.482
8.154
8.862
b. Special Mention
c. Kurang Lancar
420
540
376
962
1.044
982
982
1.554
1.469
1.384
1.064
1.061
1.264
1.678
1.344
1.291
1.439
c. Sub-Standard
d. Diragukan
427
482
983
1.434
1.308
1.401
1.401
663
593
369
757
518
649
384
665
899
736
1.195
1.346
1.097
1.500
1.467
1.411
1.411
2.299
2.287
2.301
2.321
2.749
2.797
2.936
3.223
3.205
3.245
34.024
125.802
156.794
146.019
152.074
149.283
149.283
157.195
157.354
161.878
155.268
152.845
161.193
161.483
178.585
178.647
180.273
33.521
124.223
154.721
143.988
150.270
147.626
147.626
155.430
155.376
159.470
152.941
149.870
158.495
158.948
175.468
175.161
177.158
441
1.452
1.929
1.934
1.714
1.563
1.563
1.700
1.910
2.324
2.268
2.680
2.355
2.430
3.008
3.376
2.952
62
93
58
57
53
56
56
44
47
39
39
272
319
80
45
48
137
-
0
64
21
18
18
18
20
21
19
19
22
23
23
57
51
23
Aset Produktif Neraca
a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi
Rekening Administratif 1)
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
d. Doubtful
e. Loss
Earning Assets - Account
Administrative Transactions
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
-
34
22
20
19
20
20
1
0
26
1
0
2
3
7
10
2
4.078
2.495
2.601
3.993
3.909
3.888
3.888
4.581
4.416
4.138
4.201
4.622
5.053
5.103
5.340
5.505
5.582
5
4
152
104
86
388
388
391
387
382
374
372
450
441
434
432
439 Interbank Loans
a. Lancar
5
4
152
104
86
388
388
391
387
382
374
372
450
441
434
432
439
b. DPK
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
b. Special Mention
c. Kurang Lancar
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
d. Doubtful
e. Macet
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
e. Loss
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Non Performing Earning Aset
(Nominal)
Kredit kepada Bank Lain
Non Performing Loan kepada
Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif
(TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam
bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan
letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain,
sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset
pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian
Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang
bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam
perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan
Non Performing Earning Asset
(Nominal)
a. Current
Interbank Non Performing Loan
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or
other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which
does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or
other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
92
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.37.a. Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain
(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank)
Miliar Rp (Billion Rp)
2014
Indikator
Aset Produktif Neraca
a. Lancar
b. DPK
c. Kurang Lancar
2011
2012
2015
Indicator
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
232.518
258.683
349.606
380.524
365.448
371.321
371.321
391.022
381.596
395.124
399.859
405.701
413.304
411.137
434.788
444.554
410.987
Earning Assets
224.743
248.910
336.766
368.979
353.815
360.433
360.433
380.016
370.351
382.779
387.880
392.854
399.349
397.549
419.940
427.854
394.854
a. Current
3.222
6.057
8.434
7.534
7.741
7.201
7.201
7.328
7.496
7.575
7.432
7.646
8.490
8.751
9.433
11.084
10.702
b. Special Mention
c. Sub-Standard
855
833
1.319
2.029
1.897
1.648
1.648
1.615
1.654
2.401
2.247
2.680
3.015
2.367
2.236
2.375
2.173
d. Diragukan
1.250
1.184
1.354
590
624
668
668
517
535
735
821
723
284
295
828
865
412
e. Macet
2.450
1.700
1.732
1.392
1.371
1.371
1.371
1.547
1.559
1.634
1.479
1.798
2.166
2.175
2.351
2.375
2.845
104.131
192.051
294.780
329.282
338.995
302.064
302.064
344.388
335.362
359.642
339.541
347.155
419.734
361.157
374.430
398.723
361.801
101.477
187.329
285.358
321.131
331.091
295.096
295.096
338.436
329.853
352.313
332.735
340.519
411.805
354.269
367.056
390.224
353.557
2.448
4.258
9.059
7.380
6.439
5.380
5.380
4.296
4.008
5.665
5.311
5.198
5.451
5.564
5.980
7.038
6.824
b. Special Mention
149
409
259
612
1.203
1.432
1.432
1.453
1.338
1.542
1.335
1.307
2.107
1.198
1.187
1.234
1.266
c. Sub-Standard
39
16
72
140
245
136
136
185
146
99
99
90
90
104
116
128
125
Aset Produktif Transaksi
Rekening Administratif 1)
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
d. Doubtful
e. Loss
Earning Assets - Account
Administrative Transactions
d. Doubtful
e. Loss
18
40
31
18
19
19
19
18
18
24
62
42
281
21
92
98
30
Non Performing Earning Aset
(Nominal)
8.125
4.181
4.768
4.781
5.358
5.274
5.274
5.335
5.250
6.435
6.042
6.639
7.943
6.160
6.809
7.077
6.851
Kredit kepada Bank Lain
5.396
4.610
9.077
13.731
14.196
14.360
14.360
14.926
15.759
17.740
17.230
17.046
15.225
15.486
15.988
14.156
12.151
Interbank Loans
a. Current
a. Lancar
Non Performing Earning Asset
(Nominal)
5.396
4.610
9.077
13.731
14.196
14.360
14.360
14.926
15.759
17.740
17.230
17.046
15.225
15.486
15.988
14.156
12.151
b. DPK
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
b. Special Mention
c. Kurang Lancar
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
d. Doubtful
e. Macet
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
e. Loss
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Non Performing Loan kepada
Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif
(TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam
bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan
letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain,
sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset
pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian
Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang
bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam
perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan
*) Angka-angka sementara
**) Angka-angka sangat sementara
***) Angka-angka sangat-sangat sementara
1)
a. Current
Interbank Non Performing Loan
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or
other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which
does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or
other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
*) Provisional figures
**) Very provisional figures
***) Estimated figures
93
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.38.a. Komposisi Dana Pihak Ketiga Bank Umum
(Composition of Third Party Funds of State Owned Banks)
Miliar Rp (Billion Rp)
Desember 2011
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Oktober 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Oktober 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
652.708
23,44
767.070
23,78
846.781
23,11
918.699
22,90
889.586
21,62
1.030.672
485.716
17,44
567.801
17,61
569.927
15,55
632.860
15,78
605.276
14,71
694.604
166.992
6,00
199.270
6,18
276.854
7,56
285.840
7,13
284.309
6,91
336.068
898.245
32,25
1.076.830
33,39
1.212.707
33,10
1.201.059
29,94
1.284.458
31,22
1.271.808
840.063
30,16
1.010.488
31,33
1.123.696
30,67
1.110.386
27,68
1.187.559
28,86
1.151.639
58.181
2,09
66.342
2,06
89.011
2,43
90.673
2,26
96.899
2,36
120.169
1.234.072
44,31
1.381.298
42,83
1.604.480
43,79
1.891.610
47,16
1.940.376
47,16
2.067.924
1.072.770
38,52
1.179.242
36,56
1.331.527
36,34
1.610.035
40,14
1.641.743
39,90
1.761.665
161.302
5,79
202.056
6,26
272.952
7,45
281.575
7,02
298.633
7,26
306.259
- Jangka Waktu 1 bulan
7,69
47,32 Time Deposits
40,31
Rupiah
7,01
Foreign Exchange
-
- Periode 1 Month
677.030
20,99
814.742
22,24
911.136
22,71
925.812
22,50
902.972
20,66
Valas
110.978
3,98
128.829
3,99
172.312
4,70
158.209
3,94
162.363
3,95
156.973
3,59
-
222.071
7,97
251.926
7,81
264.156
7,21
373.836
9,32
374.111
9,09
449.361
10,28
21.467
0,77
27.543
0,85
33.743
0,92
41.870
1,04
47.267
1,15
50.156
1,15
-
- Jangka Waktu 6 bulan
Rupiah
90.412
3,25
125.555
3,89
120.795
3,30
158.473
3,95
149.345
3,63
198.327
4,54
Valas
15.504
0,56
27.215
0,84
37.508
1,02
41.008
1,02
45.471
1,11
58.964
1,35
-
- Jangka Waktu >= 12 bulan
Foreign Exchange
29,10 Saving
26,35
Rupiah
2,75
Foreign Exchange
24,18
Valas
Valas
23,58 Demand Deposits
15,89
Rupiah
673.312
Rupiah
Rupiah
Items
(Composition to
Total Third Party
Funds) (%)
Rupiah
- Jangka Waktu 3 bulan
Total DPK
Komposisi thd
Total DPK (%)
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
- Periode >= 12 Month
Rupiah
86.975
3,11
124.731
3,87
131.834
3,60
166.542
4,15
192.350
4,68
211.004
4,83
Rupiah
Valas
13.352
0,48
18.469
0,57
29.390
0,80
40.392
1,01
43.433
1,06
40.166
0,92
Foreign Exchange
2.785.024
100,00
3.225.198
100,00
3.663.968
100,00
4.011.368
100,00
4.114.420
100,00
4.370.404
2.398.549
86,12
2.757.530
85,50
3.025.150
82,56
3.353.281
83,59
3.434.579
83,48
3.607.908
386.475
13,88
467.668
14,50
638.818
17,44
658.087
16,41
679.841
16,52
762.496
100,00 Total Third Party Funds
82,55
Rupiah
17,45
Foreign Exchange
94
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.39.a. Komposisi Dana Pihak Ketiga Bank Persero
(Composition of Third Party Funds of State Owned Banks)
Miliar Rp (Billion Rp)
Desember 2011
Keterangan
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Oktober 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Oktober 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
Items
(Composition to
Total Third Party
Funds) (%)
242.853
190.600
52.253
395.372
383.292
12.080
401.027
350.866
50.161
23,37
18,34
5,03
38,04
36,88
1,16
38,59
33,76
4,83
272.149
206.540
65.610
483.022
467.656
15.366
446.113
378.829
67.283
22,65
17,19
5,46
40,21
38,93
1,28
37,14
31,54
5,60
300.056
200.001
100.054
555.319
533.277
22.042
507.687
420.785
86.903
22,01
14,67
7,34
40,74
39,12
1,62
37,25
30,87
6,38
320.923
212.266
108.657
546.280
520.379
25.900
606.651
536.957
69.694
21,77
14,40
7,37
37,06
35,31
1,76
41,16
36,43
4,73
318.259
214.126
104.133
601.858
572.294
29.565
662.370
566.153
96.217
20,11
13,53
6,58
38,03
36,16
1,87
41,86
35,78
6,08
371.078
241.853
129.225
593.108
559.313
33.795
649.061
560.035
89.025
23,00 Demand Deposits
14,99
Rupiah
8,01
Foreign Exchange
36,76 Saving
34,67
Rupiah
2,09
Foreign Exchange
40,23 Time Deposits
34,71
Rupiah
5,52
Foreign Exchange
- Jangka Waktu 1 bulan
Rupiah
Valas
229.284
35.179
22,06
3,39
223.177
46.712
18,58
3,89
245.364
58.290
18,00
4,28
272.064
41.043
18,46
2,78
297.812
56.968
18,82
3,60
275.747
39.935
17,09
2,48
- Periode 1 Month
Rupiah
Foreign Exchange
- Jangka Waktu 3 bulan
Rupiah
Valas
62.782
4.976
6,04
0,48
71.970
5.442
5,99
0,45
74.076
4.879
5,43
0,36
131.862
4.365
8,95
0,30
137.470
7.816
8,69
0,49
164.722
12.356
10,21
0,77
- Periode 3 Month
Rupiah
Foreign Exchange
- Jangka Waktu 6 bulan
Rupiah
Valas
19.550
5.922
1,88
0,57
32.208
8.401
2,68
0,70
33.634
12.737
2,47
0,93
50.853
11.299
3,45
0,77
43.608
16.905
2,76
1,07
40.965
25.030
2,54
1,55
- Periode 6 Month
Rupiah
Foreign Exchange
39.250
4.084
1.039.253
924.759
114.494
3,78
0,39
100,00
88,98
11,02
51.475
6.729
1.201.284
1.053.025
148.259
4,28
0,56
100,00
87,66
12,34
67.710
10.996
1.363.062
1.154.063
208.999
4,97
0,81
100,00
84,67
15,33
82.178
12.987
1.473.854
1.269.603
204.252
5,58
0,88
100,00
86,14
13,86
87.264
14.529
1.582.488
1.352.573
229.915
5,51
0,92
100,00
85,47
14,53
78.601
11.704
1.613.246
1.361.201
252.045
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
- Jangka Waktu >= 12 bulan
Rupiah
Valas
Total DPK
Rupiah
Valas
- Periode >= 12 Month
4,87
Rupiah
0,73
Foreign Exchange
100,00 Total Third Party Funds
84,38
Rupiah
15,62
Foreign Exchange
95
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.40.a. Komposisi Dana Pihak Ketiga BUSN Devisa
(Composition of Third Party Funds of Foreign Exchange Commercial Banks)
Miliar Rp (Billion Rp)
Desember 2011
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Oktober 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Oktober 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
225.170
19,19
264.982
19,58
294.181
18,95
297.586
17,62
309.227
17,86
319.902
166.221
14,17
198.251
14,65
204.067
13,15
207.439
12,28
212.135
12,25
214.076
Komposisi thd
Total DPK (%)
17,85 Demand Deposits
11,94
Rupiah
58.949
5,02
66.731
4,93
90.113
5,80
90.147
5,34
97.093
5,61
105.826
388.030
33,07
461.038
34,07
502.864
32,39
513.723
30,42
522.792
30,20
524.696
5,90
363.575
30,99
433.712
32,05
463.249
29,84
475.425
28,15
483.010
27,90
467.296
24.455
2,08
27.326
2,02
39.614
2,55
38.297
2,27
39.782
2,30
57.399
560.098
47,74
627.129
46,35
755.341
48,66
877.541
51,96
898.991
51,93
947.907
490.904
41,84
541.950
40,05
629.323
40,54
712.708
42,20
742.631
42,90
771.179
69.194
5,90
85.179
6,29
126.018
8,12
164.833
9,76
156.360
9,03
176.728
9,86
307.839
26,24
320.362
23,68
408.004
26,28
425.598
25,20
455.492
26,31
412.658
23,02
Valas
47.742
4,07
49.251
3,64
73.030
4,70
90.988
5,39
78.597
4,54
96.538
5,39
52,88 Time Deposits
43,02
Rupiah
Valas
Valas
107.755
9,18
127.361
9,41
130.349
8,40
158.203
9,37
166.425
9,61
196.048
10,94
9.728
0,83
14.451
1,07
21.551
1,39
26.716
1,58
29.852
1,72
29.753
1,66
Valas
Total DPK
Rupiah
Valas
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 6 Month
39.826
3,39
54.242
4,01
49.986
3,22
53.677
3,18
59.592
3,44
92.864
5,18
5.505
0,47
12.135
0,90
16.359
1,05
22.000
1,30
24.066
1,39
27.974
1,56
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
Rupiah
- Periode 3 Month
- Jangka Waktu 6 bulan
Rupiah
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 3 bulan
Rupiah
Foreign Exchange
29,27 Saving
26,07
Rupiah
3,20
Foreign Exchange
- Jangka Waktu 1 bulan
Rupiah
Items
(Composition to
Total Third Party
Funds) (%)
35.483
3,02
39.985
2,95
40.984
2,64
43.257
2,56
61.097
3,53
69.609
3,88
Rupiah
6.219
0,53
9.343
0,69
15.078
0,97
22.595
1,34
23.746
1,37
22.463
1,25
Foreign Exchange
1.173.297
100,00
1.353.149
100,00
1.552.385
100,00
1.688.850
100,00
1.731.019
100,00
1.792.505
1.020.700
86,99
1.173.913
86,75
1.296.639
83,53
1.395.573
82,63
1.437.776
83,06
1.452.552
152.597
13,01
179.236
13,25
255.746
16,47
293.277
17,37
293.243
16,94
339.843
100,00 Total Third Party Funds
81,03
Rupiah
18,96
Foreign Exchange
96
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.41.a. Komposisi Dana Pihak Ketiga BUSN Non Devisa
(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Miliar Rp (Billion Rp)
Desember 2011
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Desember 2012
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Oktober 2014
Komposisi thd
Total DPK (%)
Nominal
Desember 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
(Composition to
Total Third Party
Funds) (%)
Oktober 2015
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
3.634
4,37
5.074
4,86
5.844
4,76
5.979
4,45
7.056
5,00
5.237
3,57 Demand Deposits
3.634
4,37
5.074
4,86
5.844
4,76
5.979
4,45
7.056
5,00
5.237
3,57
-
-
-
-
-
-
-
-
-
-
10.281
12,37
12.794
12,26
14.402
11,72
16.325
12,16
16.422
11,64
17.326
11,82 Saving
10.281
12,37
12.794
12,26
14.402
11,72
16.325
12,16
16.422
11,64
17.326
11,82
-
-
-
-
-
-
-
-
-
-
69.180
83,25
86.478
82,88
102.636
83,52
111.966
83,39
117.549
83,35
124.059
84,61 Time Deposits
69.180
83,25
86.478
82,88
102.636
83,52
111.966
83,39
117.549
83,35
124.059
84,61
-
-
-
-
-
-
-
-
-
-
-
-
- Jangka Waktu 1 bulan
Rupiah
Valas
36.567
44,01
43.915
42,09
61.923
50,39
53.866
40,12
64.013
45,39
-
-
-
-
-
-
-
-
-
-
54.450
Valas
18.991
22,86
22.133
21,21
24.123
19,63
30.877
23,00
28.290
20,06
-
-
-
-
-
-
-
-
-
-
Rupiah
Valas
13,58
15.658
15,01
12.534
10,20
18.975
14,13
16.041
11,37
-
-
-
-
-
-
-
-
-
-
-
-
Valas
Total DPK
Rupiah
Valas
13,90
-
Rupiah
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
-
- Periode >= 12 Month
10.746
7,33
Rupiah
-
-
- Jangka Waktu >= 12 bulan
Rupiah
Foreign Exchange
- Periode 1 Month
37,14
38.481
20.382
Rupiah
Foreign Exchange
11.284
Foreign Exchange
-
26,25
- Jangka Waktu 6 bulan
Rupiah
-
-
- Jangka Waktu 3 bulan
Rupiah
Items
(Composition to
Total Third Party
Funds) (%)
2.337
2,81
4.771
4,57
4.056
3,30
8.224
6,12
9.123
6,47
-
-
-
-
-
-
-
-
-
-
83.095
100,00
104.346
100,00
122.883
100,00
134.269
100,00
141.027
100,00
146.622
100,00 Total Third Party Funds
83.095
100,00
104.346
100,00
122.883
100,00
134.269
100,00
141.027
100,00
146.622
100,00
-
-
-
-
-
-
-
-
-
-
-
-
Foreign Exchange
Rupiah
Foreign Exchange
97
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.42.a. Komposisi Dana Pihak Ketiga BPD
(Composition of Third Party Funds of Regional Development Banks)
Miliar Rp (Billion Rp)
Desember 2011
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Desember 2012
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Oktober 2014
Komposisi thd
Total DPK (%)
Nominal
Desember 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
(Composition to
Total Third Party
Funds) (%)
Oktober 2015
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
88.456
37,59
112.953
40,55
107.070
37,21
156.370
39,31
120.899
35,99
178.615
88.094
37,43
112.715
40,47
106.398
36,98
156.133
39,25
120.531
35,88
178.217
362
0,15
238
0,09
673
0,23
238
0,06
368
0,11
398
67.338
28,61
79.968
28,71
95.827
33,31
84.262
21,18
100.949
30,05
94.029
67.318
28,60
79.938
28,70
95.786
33,29
84.224
21,18
100.903
30,03
93.993
20
0,01
30
0,01
41
0,01
38
0,01
46
0,01
37
79.555
33,80
85.614
30,74
84.812
29,48
157.119
39,50
114.109
33,97
189.893
78.767
33,47
84.903
30,48
83.838
29,14
156.341
39,31
113.270
33,72
187.557
787
0,33
711
0,26
974
0,34
778
0,20
839
0,25
2.336
- Jangka Waktu 1 bulan
Rupiah
Valas
Valas
Valas
Valas
Total DPK
Rupiah
Valas
Foreign Exchange
41,05 Time Deposits
40,55
Rupiah
0,51
Foreign Exchange
-
- Periode 1 Month
37.513
13,47
40.872
14,21
88.893
22,35
53.562
15,94
106.632
23,05
673
0,29
468
0,17
854
0,30
722
0,18
795
0,24
1.189
0,26
-
14.335
6,09
12.214
4,39
12.263
4,26
22.593
5,68
19.129
5,69
24.329
5,26
51
0,02
14
0,01
5
0,00
8
0,00
8
0,00
695
0,15
-
12.559
5,34
13.495
4,84
16.389
5,70
20.320
5,11
15.889
4,73
19.224
4,16
5
0,00
27
0,01
84
0,03
26
0,01
15
0,00
418
0,09
- Jangka Waktu >= 12 bulan
Rupiah
0,09
20,33 Saving
20,32
Rupiah
0,01
Foreign Exchange
19,77
- Jangka Waktu 6 bulan
Rupiah
38,62 Demand Deposits
38,53
Rupiah
46.523
- Jangka Waktu 3 bulan
Rupiah
Items
(Composition to
Total Third Party
Funds) (%)
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
-
- Periode >= 12 Month
5.349
2,27
21.682
7,78
14.314
0,01
24.535
6,17
24.670
7,34
37.372
8,08
Rupiah
59
0,03
203
0,07
32
100,00
23
0,01
21
0,01
33
0,01
Foreign Exchange
235.348
100,00
278.535
100,00
287.709
100,00
397.751
100,00
335.957
100,00
462.537
234.179
99,50
277.555
99,65
286.021
99,41
396.697
99,74
334.704
99,63
459.767
1.169
0,50
980
0,35
1.688
0,59
1.053
0,26
1.253
0,37
2.770
100,00 Total Third Party Funds
99,40
Rupiah
0,60
Foreign Exchange
98
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.43.a. Komposisi Dana Pihak Ketiga Bank Campuran
(Composition of Third Party Funds of Joint Venture Banks)
Miliar Rp (Billion Rp)
Desember 2011
Keterangan
Giro
Rupiah
Valas
Tabungan
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Oktober 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Oktober 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
25.396
22,57
34.508
26,05
44.293
26,92
40.859
27,30
40.859
27,30
43.982
9.485
8,43
12.226
9,23
16.744
10,18
13.334
8,91
13.334
8,91
14.122
Items
(Composition to
Total Third Party
Funds) (%)
29,39 Demand Deposits
9,44
Rupiah
15.912
14,14
22.282
16,82
27.549
16,74
27.525
18,39
27.525
18,39
29.859
19,96
18.503
16,44
19.292
14,57
23.245
14,13
20.925
13,98
20.925
13,98
20.229
13,52 Saving
4,64
Rupiah
8,88
Foreign Exchange
8.402
7,47
8.529
6,44
10.268
6,24
7.548
5,04
7.548
5,04
6.938
Valas
10.101
8,98
10.763
8,13
12.978
7,89
13.377
8,94
13.377
8,94
13.291
Simpanan Berjangka
Rupiah
Komposisi thd
Total DPK (%)
Foreign Exchange
68.642
60,99
78.654
59,38
96.995
58,95
87.883
58,72
87.883
58,72
85.416
Rupiah
44.532
39,57
47.948
36,20
53.835
32,72
58.079
38,81
58.079
38,81
63.180
57,09 Time Deposits
42,23
Rupiah
Valas
24.110
21,42
30.706
23,18
43.160
26,23
29.804
19,91
29.804
19,91
22.236
14,86
Foreign Exchange
-
- Periode 1 Month
-
- Jangka Waktu 1 bulan
Rupiah
27.920
24,81
26.748
20,19
33.557
20,40
33.116
22,13
33.116
22,13
24.566
16,42
Valas
15.002
13,33
20.389
15,39
28.477
17,31
15.709
10,50
15.709
10,50
9.589
6,41
-
- Jangka Waktu 3 bulan
-
Rupiah
8.971
7,97
9.285
7,01
11.791
7,17
11.066
7,39
11.066
7,39
13.085
8,74
Valas
3.725
3,31
3.964
2,99
4.910
2,98
7.470
4,99
7.470
4,99
4.221
2,82
-
- Jangka Waktu 6 bulan
-
Rupiah
4.539
4,03
6.842
5,17
5.146
3,13
6.746
4,51
6.746
4,51
15.170
10,14
Valas
3.062
2,72
4.743
3,58
7.141
4,34
3.268
2,18
3.268
2,18
4.310
2,88
-
- Jangka Waktu >= 12 bulan
-
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
- Periode >= 12 Month
Rupiah
3.102
2,76
5.073
3,83
3.341
2,03
7.152
4,78
7.152
4,78
10.360
6,92
Rupiah
Valas
2.321
2,06
1.611
1,22
2.632
1,60
3.358
2,24
3.358
2,24
4.116
2,75
Foreign Exchange
112.541
100,00
132.454
100,00
164.533
100,00
149.668
100,00
149.668
100,00
149.627
Rupiah
62.418
55,46
68.704
51,87
80.847
49,14
78.962
52,76
78.962
52,76
84.240
Valas
50.123
44,54
63.751
48,13
83.686
50,86
70.706
47,24
70.706
47,24
65.386
Total DPK
100,00 Total Third Party Funds
56,30
Rupiah
43,70
Foreign Exchange
99
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.44.a. Komposisi Dana Pihak Ketiga Bank Asing
(Composition of Third Party Funds of Foreign Owned Banks)
Miliar Rp (Billion Rp)
Desember 2011
Keterangan
Giro
Rupiah
Valas
Tabungan
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Oktober 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Oktober 2015
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Items
(Composition to
Total Third Party
Funds) (%)
67.199
47,49
77.405
49,80
95.338
54,98
95.417
55,06
93.276
53,53
111.859
27.683
19,56
32.996
21,23
36.873
21,27
36.046
20,80
38.094
21,86
41.099
54,34 Demand Deposits
19,96
Rupiah
39.516
27,93
44.409
28,57
58.465
33,72
59.371
34,26
55.182
31,67
70.760
34,37
18.721
13,23
20.715
13,33
21.050
12,14
20.846
12,03
21.511
12,34
22.421
10,89 Saving
3,29
Rupiah
7,60
Foreign Exchange
7.195
5,09
7.858
5,06
6.713
3,87
6.896
3,98
7.382
4,24
6.773
Valas
11.526
8,15
12.857
8,27
14.336
8,27
13.950
8,05
14.129
8,11
15.648
Simpanan Berjangka
Rupiah
Komposisi thd
Total DPK (%)
55.572
39,28
57.310
36,87
57.008
32,88
57.035
32,91
59.474
34,13
71.587
Rupiah
38.522
27,23
39.133
25,18
41.111
23,71
42.641
24,61
44.062
25,28
55.654
Valas
17.050
12,05
18.176
11,69
15.897
9,17
14.394
8,31
15.413
8,84
15.933
- Jangka Waktu 1 bulan
34,77 Time Deposits
27,03
Rupiah
7,74
Foreign Exchange
-
- Periode 1 Month
Rupiah
25.177
17,79
25.315
16,29
25.022
14,43
22.925
13,23
21.817
12,52
28.919
14,05
Valas
12.382
8,75
12.011
7,73
11.660
6,72
10.075
5,81
10.294
5,91
9.722
4,72
-
- Jangka Waktu 3 bulan
Rupiah
9.237
6,53
8.962
5,77
11.553
6,66
10.737
6,20
11.731
6,73
12.696
6,17
Valas
2.987
2,11
3.673
2,36
2.397
1,38
2.256
1,30
2.122
1,22
3.132
1,52
-
- Jangka Waktu 6 bulan
Rupiah
2.654
1,88
3.110
2,00
3.107
1,79
6.532
3,77
7.470
4,29
9.723
4,72
Valas
1.010
0,71
1.910
1,23
1.188
0,69
1.317
0,76
1.218
0,70
1.231
0,60
-
- Jangka Waktu >= 12 bulan
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
- Periode >= 12 Month
1.453
1,03
1.746
1,12
1.429
0,82
2.448
1,41
3.043
1,75
4.317
2,10
Rupiah
670
0,47
583
0,38
651
0,38
746
0,43
1.779
1,02
1.849
0,90
Foreign Exchange
141.491
100,00
155.430
100,00
173.395
100,00
173.298
100,00
174.261
100,00
205.867
Rupiah
73.399
51,88
79.987
51,46
84.697
48,85
85.582
49,38
89.537
51,38
103.526
Valas
68.092
48,12
75.443
48,54
88.698
51,15
87.716
50,62
84.724
48,62
102.341
Rupiah
Valas
Total DPK
100,00 Total Third Party Funds
50,29
Rupiah
49,71
Foreign Exchange
100
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.45.a. Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Oktober 2015
(Composition of Third Party Funds of Commercial Banks Based on Location - October 2015)
Miliar Rp (Billion Rp)
Giro
Tabungan
Deposito
Total DPK
(Demand Deposits)
(Saving Deposits)
(Time Deposits)
(Total Third Party Funds)
Lokasi
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Pangsa Thd Total
DPK (%)
Location
(Portion to Total
Third Party (%)
Total
1. Jawa Barat
53.456
12.230
135.120
7.914
140.898
11.711
329.473
31.855
361.329
8,22
1. Jawa Barat
2. Banten
23.526
5.523
39.070
2.956
48.184
7.047
110.780
15.526
126.306
2,87
2. Banten
325.468
270.347
286.114
70.393
996.301
234.271
1.607.884
575.012
2.182.895
50,53
5.126
474
22.680
709
15.320
488
43.126
1.671
44.797
1,00
4. D.I Yogyakarta
5. Jawa Tengah
28.955
3.718
96.178
4.178
72.694
7.102
197.827
14.998
212.825
4,65
5. Jawa Tengah
6. Jawa Timur
58.639
12.191
153.268
11.052
157.998
15.517
369.905
38.761
408.666
9,22
6. Jawa Timur
7. Bengkulu
2.885
53
5.048
45
2.625
17
10.558
114
10.672
0,23
7. Bengkulu
8. Jambi
3.196
219
11.402
343
8.917
111
23.515
674
24.189
0,56
8. Jambi
9. Aceh
9.159
70
13.747
134
10.010
90
32.916
294
33.210
0,73
27.734
8.998
62.336
4.616
70.844
13.890
160.914
27.504
188.418
4,23
10. Sumatera Utara
3. DKI Jakarta
4. D.I Yogyakarta
10. Sumatera Utara
3. DKI Jakarta
9. Aceh
6.491
266
15.170
450
11.787
264
33.447
980
34.427
0,77
11. Sumatera Barat
12.531
1.075
27.324
895
25.315
611
65.170
2.581
67.751
1,63
12. Riau
14. Sumatera Selatan
8.301
1.507
25.406
1.210
23.335
1.442
57.042
4.159
61.201
1,42
14. Sumatera Selatan
15. Bangka Belitung
2.335
213
6.544
309
4.888
182
13.768
703
14.471
0,33
15. Bangka Belitung
13. Kepulauan Riau
7.001
6.025
13.515
3.364
8.563
2.342
29.078
11.730
40.809
0,95
13. Kepulauan Riau
16. Lampung
7.508
284
16.061
585
8.063
253
31.632
1.122
32.754
0,72
16. Lampung
17. Kalimantan Selatan
9.371
659
19.195
553
10.566
270
39.131
1.483
40.614
0,94
17. Kalimantan Selatan
18. Kalimantan Barat
7.914
270
20.684
665
13.481
208
42.079
1.143
43.222
0,98
18. Kalimantan Barat
19. Kalimantan Timur
17.489
3.547
33.356
2.260
30.536
3.298
81.381
9.105
90.486
2,16
19. Kalimantan Timur
20. Kalimantan Tengah
5.407
66
8.711
59
4.986
81
19.103
206
19.309
0,44
20. Kalimantan Tengah
21. Sulawesi Tengah
4.238
55
7.720
87
3.917
27
15.874
169
16.044
0,35
21. Sulawesi Tengah
22. Sulawesi Selatan
12.205
865
36.262
1.058
21.976
956
70.442
2.879
73.322
1,63
22. Sulawesi Selatan
3.987
278
8.218
638
7.512
275
19.717
1.191
20.908
0,49
23. Sulawesi Utara
737
1
2.133
35
1.448
5
4.317
40
4.357
0,10
24. Gorontalo
25. Sulawesi Barat
1.271
1
2.045
1
666
1
3.981
2
3.983
0,09
25. Sulawesi Barat
26. Sulawesi Tenggara
4.409
44
6.711
62
3.823
18
14.943
125
15.068
0,32
26. Sulawesi Tenggara
27. Nusa Tenggara Barat
3.506
78
9.613
214
5.934
53
19.054
345
19.398
0,42
27. Nusa Tenggara Barat
11.462
2.859
30.877
3.296
26.410
925
68.748
7.080
75.828
1,70
28. Bali
29. Nusa Tenggara Timur
6.532
24
9.773
117
6.328
39
22.634
180
22.815
0,50
29. Nusa Tenggara Timur
30. Maluku
2.980
11
5.070
85
4.025
60
12.075
156
12.230
0,27
30. Maluku
12.925
278
14.171
335
10.057
189
37.154
802
37.956
0,84
31. Papua
32. Maluku Utara
1.631
52
3.352
17
1.373
13
6.356
81
6.437
0,14
32. Maluku Utara
33. Papua Barat
6.213
17
4.739
140
2.869
41
13.822
198
14.019
0,31
33. Papua Barat
18
3.773
27
1.393
15
4.462
61
9.628
9.688
0,23
34. Lainnya
694.604
336.068
1.151.639
120.169
1.761.665
306.259
3.607.908
762.496
4.370.404
100,00
11. Sumatera Barat
12. Riau
23. Sulawesi Utara
24. Gorontalo
28. Bali
31. Papua
34. Lainnya
Total
Total
101
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.46.a. Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana
(Third Party Funds of Commercial Banks Based on Location of Deposits)
Miliar Rp (Billion Rp)
Lokasi
2011
2012
2013
2014
Okt
Nov
2015
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Location
219.405
262.433
300.671
321.211
326.006
332.474
327.925
328.861
336.833
344.479
339.694
355.228
357.116
356.663
363.881
361.329
1. Jawa Barat
70.218
88.496
105.532
116.716
117.182
121.613
114.963
116.923
118.904
118.353
121.028
124.032
124.131
124.376
127.512
126.306
2. Banten
1.417.266
1.629.585
1.860.446
2.026.308
2.052.573
2.100.489
2.118.164
2.158.599
2.153.243
2.143.471
2.152.474
2.182.791
2.189.139
2.219.605
2.251.119
2.182.895
26.837
32.501
37.073
41.123
41.151
41.483
41.248
41.391
42.436
42.463
42.332
43.089
43.891
44.342
44.634
44.797
5. Jawa Tengah
124.743
145.257
167.398
185.484
189.400
188.114
186.755
186.057
193.103
195.122
196.004
201.054
204.316
206.059
213.678
212.825
5. Jawa Tengah
6. Jawa Timur
250.524
292.224
335.308
374.079
376.480
383.290
381.031
383.736
390.839
391.919
391.909
398.365
398.134
401.381
411.579
408.666
6. Jawa Timur
6.190
7.368
7.680
9.209
9.165
8.556
8.749
8.803
9.241
9.556
9.644
10.090
10.250
10.380
10.819
10.672
7. Bengkulu
8. Jambi
16.415
17.945
19.415
22.325
22.444
21.965
21.710
21.709
22.734
23.485
23.423
24.205
24.165
23.895
24.679
24.189
8. Jambi
9. Aceh
20.333
21.969
24.263
29.001
28.066
26.694
25.993
26.373
27.846
28.291
30.453
31.426
30.693
30.067
34.299
33.210
10. Sumatera Utara
127.076
139.259
155.204
172.508
177.726
178.653
176.826
177.984
177.677
177.065
180.394
182.589
183.624
186.218
190.253
188.418
10. Sumatera Utara
11. Sumatera Barat
23.126
25.623
26.281
30.956
30.994
29.985
30.433
30.675
32.237
32.120
32.225
33.389
33.790
33.865
34.493
34.427
11. Sumatera Barat
12. Riau
45.067
52.243
55.524
61.867
61.105
64.143
62.209
61.700
66.525
68.999
68.918
70.421
68.640
67.402
69.189
67.751
12. Riau
13. Sumatera Selatan*)
51.235
54.244
53.688
56.308
55.798
57.225
55.309
55.172
57.606
59.210
58.821
61.396
60.649
60.224
63.226
61.201
13. Sumatera Selatan
14. Bangka Belitung
10.243
12.172
11.828
13.351
13.066
13.145
13.195
13.231
13.462
14.099
13.843
14.359
14.000
14.085
14.479
14.471
14. Bangka Belitung
15. Kepulauan Riau*)
24.114
28.804
38.392
39.081
39.354
39.455
38.247
38.803
39.319
40.420
40.308
41.183
40.714
40.674
41.767
40.809
15. Kepulauan Riau
16. Lampung
19.745
22.612
25.642
28.597
29.067
28.640
28.137
28.033
29.280
29.524
29.824
31.139
32.070
32.520
33.418
32.754
16. Lampung
17. Kalimantan Selatan
28.305
34.118
36.447
38.373
38.115
37.494
36.428
36.645
37.387
38.651
39.215
40.487
39.897
39.227
41.632
40.614
17. Kalimantan Selatan
18. Kalimantan Barat
27.857
32.000
36.273
39.050
40.184
39.500
38.992
38.958
39.768
40.889
41.215
42.119
42.123
42.575
43.368
43.222
18. Kalimantan Barat
19. Kalimantan Timur
66.880
79.992
85.407
88.056
86.132
89.468
86.122
85.167
87.795
92.302
89.710
93.506
90.564
88.647
93.838
90.486
19. Kalimantan Timur
20. Kalimantan Tengah
11.924
14.285
16.023
18.478
18.554
16.771
17.614
17.439
17.761
18.643
18.438
19.204
18.986
18.389
19.498
19.309
20. Kalimantan Tengah
21. Sulawesi Tengah
8.865
10.022
11.330
12.929
13.235
12.938
13.068
13.104
14.120
14.123
14.297
15.222
15.512
15.602
16.289
16.044
21. Sulawesi Tengah
22. Sulawesi Selatan
46.262
54.453
61.163
66.412
67.601
67.026
66.033
65.969
67.922
67.979
68.866
70.372
71.144
71.654
74.189
73.322
22. Sulawesi Selatan
23. Sulawesi Utara
14.340
16.407
17.481
19.651
20.130
19.671
19.734
19.780
20.368
20.403
20.629
21.096
21.173
21.574
21.848
20.908
23. Sulawesi Utara
24. Gorontalo*)
2.712
2.990
3.100
3.766
3.737
3.489
3.693
3.791
4.003
3.969
4.036
4.221
4.313
4.313
4.421
4.357
24. Gorontalo
25. Sulawesi Barat*)
1.934
2.585
2.868
3.452
3.376
2.990
3.252
3.244
3.487
3.538
3.610
3.795
3.908
3.903
4.022
3.983
25. Sulawesi Barat
26. Sulawesi Tenggara*)
8.428
9.870
11.033
12.394
12.244
11.476
11.677
11.921
12.597
13.073
13.277
13.675
14.159
14.100
14.883
15.068
26. Sulawesi Tenggara
27. Nusa Tenggara Barat
10.872
12.734
14.445
16.949
17.239
16.798
16.909
16.672
17.276
17.914
17.593
18.245
18.276
18.341
19.190
19.398
27. Nusa Tenggara Barat
28. Bali
45.604
54.948
64.234
70.733
71.678
70.510
70.433
71.015
72.015
72.476
72.327
73.580
73.659
74.540
76.450
75.828
28. Bali
29. Nusa Tenggara Timur
12.755
14.884
16.402
19.095
19.490
18.571
19.037
19.199
19.798
20.549
20.917
21.764
22.239
21.928
22.558
22.815
29. Nusa Tenggara Timur
6.989
8.340
9.379
10.645
11.052
10.509
10.758
10.729
11.031
11.153
11.136
11.560
11.786
11.828
12.135
12.230
30. Maluku
23.946
27.148
29.424
35.350
34.570
33.717
34.091
33.078
33.258
33.403
35.446
36.325
36.299
38.821
39.468
37.956
31. Papua
32. Maluku Utara
3.769
4.425
4.831
5.458
5.387
5.217
5.489
5.487
5.743
6.009
5.986
6.236
6.378
6.401
6.517
6.437
33. Papua Barat
7.097
8.284
10.906
12.507
12.176
12.385
11.999
11.842
12.586
13.636
13.462
13.587
13.228
12.962
14.744
14.019
34. Lainnya
3.835
4.976
8.876
9.944
10.202
9.968
10.133
9.356
10.377
10.339
10.698
10.001
9.856
10.010
10.007
9.688
2.784.912
3.225.198
3.663.968
4.011.368
4.054.680
4.114.420
4.106.358
4.151.448
4.198.577
4.217.625
4.232.150
4.319.749
4.328.822
4.366.571
4.464.083
4.370.404
1. Jawa Barat
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
7. Bengkulu
30. Maluku
31. Papua
Total
3. DKI Jakarta
4. D.I Yogyakarta
9. Aceh
32. Maluku Utara
33. Papua Barat
34. Others
Total
102
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.47.a. Suku Bunga Rata-rata DPK Bank Umum
(Average of Interest Rate of Third Party Funds of Commercial Banks)
Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
2,41
2,12
2,12
2,41
2,41
2,31
2,36
2,39
2,43
2,41
2,40
2,38
2,38
2,34
2,40
2,35
Valas
0,37
0,37
0,42
0,44
0,41
0,46
0,40
0,40
0,42
0,44
0,44
0,41
0,41
0,40
0,43
0,41
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,44
1,91
2,01
2,02
2,03
2,02
1,99
2,03
2,02
2,00
2,01
2,00
1,99
1,99
2,00
1,97
Valas
0,35
0,34
0,32
0,35
0,35
0,35
0,34
0,34
0,34
0,34
0,34
0,36
0,34
0,30
0,28
0,28
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
6,41
5,59
7,72
8,23
8,27
8,56
8,46
8,63
8,38
8,07
7,85
7,74
7,71
7,60
7,56
7,48
Valas
1,59
1,57
1,81
1,94
1,91
1,99
2,06
2,03
1,94
1,76
1,55
1,37
1,24
1,16
1,05
1,02
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
6,91
5,90
8,03
9,45
9,26
9,14
9,12
9,18
9,03
8,83
8,71
8,49
8,41
8,33
8,23
8,15
Valas
2,00
1,91
2,26
2,41
2,40
2,29
2,30
2,26
2,24
2,07
2,00
1,79
1,56
1,40
1,32
1,23
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
7,29
6,04
7,37
9,31
9,16
9,22
9,16
9,18
9,07
9,01
8,97
8,84
8,73
8,61
8,54
8,51
Valas
2,10
2,33
2,17
2,32
2,29
2,26
2,23
2,18
2,10
2,03
1,99
1,90
1,81
1,73
1,62
1,54
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
6,87
6,05
7,14
8,86
8,70
8,76
8,72
8,82
8,84
8,79
8,80
8,69
8,68
8,61
8,57
8,57
Rupiah
Valas
1,71
1,97
2,07
2,27
2,21
2,24
2,23
2,21
2,13
2,11
2,05
2,04
2,01
1,97
1,92
1,83
Foreign Exchange
103
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.48.a. Suku Bunga Rata-rata DPK Bank Persero
(Average of Interest Rate of Third Party Funds of State Owned Banks)
Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
2,37
2,08
2,00
2,11
2,08
2,13
1,88
2,03
1,99
1,90
1,91
1,91
1,92
1,88
1,96
1,87
Valas
0,16
0,15
0,18
0,25
0,22
0,18
0,17
0,19
0,18
0,18
0,19
0,19
0,17
0,15
0,18
0,17
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,15
1,59
1,58
1,57
1,58
1,48
1,48
1,45
1,46
1,45
1,46
1,47
1,45
1,46
1,47
1,46
Valas
0,23
0,22
0,22
0,24
0,23
0,23
0,23
0,23
0,24
0,24
0,23
0,23
0,23
0,24
0,23
0,23
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
6,04
5,23
7,16
7,73
7,80
8,13
8,11
8,14
7,98
7,33
7,12
7,27
7,30
7,14
7,07
6,93
Valas
1,35
0,97
1,14
1,45
1,51
1,81
1,99
1,94
1,67
1,42
1,14
1,10
0,99
0,94
0,74
0,67
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
6,65
5,54
7,60
9,19
8,95
8,74
8,80
8,92
8,64
8,30
8,14
7,87
7,87
7,82
7,62
7,41
Valas
2,21
1,11
1,37
1,37
1,54
1,48
1,69
1,66
1,81
1,59
1,58
1,44
1,28
1,27
1,11
0,84
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
6,54
5,53
6,82
9,06
8,97
8,83
8,67
8,70
8,55
8,45
8,27
8,17
8,01
7,90
7,72
7,69
Valas
2,02
1,99
1,38
1,93
1,97
2,00
1,99
1,96
1,82
1,70
1,66
1,59
1,50
1,48
1,39
1,33
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
6,94
5,91
7,43
9,02
9,06
9,06
9,04
9,07
9,06
9,02
8,99
8,88
8,80
8,73
8,71
8,71
Rupiah
Valas
1,47
1,65
1,68
1,75
1,66
1,73
1,76
1,77
1,76
1,76
1,75
1,75
1,74
1,73
1,63
1,61
Foreign Exchange
104
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.49.a. Suku Bunga Rata-rata DPK BUSN Devisa
(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
2,28
1,91
1,95
2,09
2,09
2,12
2,12
2,17
2,12
2,13
2,22
2,12
2,16
2,09
2,15
2,09
Valas
0,53
0,50
0,62
0,50
0,49
0,56
0,52
0,50
0,52
0,54
0,58
0,53
0,53
0,52
0,56
0,55
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,55
2,11
2,40
2,11
2,12
2,22
2,22
2,26
2,25
2,24
2,22
2,20
2,22
2,22
2,22
2,17
Valas
0,42
0,46
0,44
0,46
0,45
0,45
0,44
0,44
0,44
0,43
0,43
0,46
0,42
0,50
0,33
0,28
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
6,54
5,69
7,95
8,53
8,60
8,85
8,68
9,05
8,64
8,43
8,14
7,92
7,85
7,74
7,70
7,60
Valas
1,81
1,94
2,39
2,35
2,30
2,30
2,32
2,27
2,22
2,03
1,85
1,59
1,45
1,34
1,26
1,21
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
6,87
5,86
8,12
9,67
9,44
9,37
9,32
9,35
9,26
9,11
9,06
8,83
8,71
8,62
8,56
8,55
Valas
2,17
2,32
2,62
2,69
2,70
2,65
2,62
2,59
2,51
2,37
2,28
2,07
1,84
1,58
1,50
1,47
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
7,08
5,75
7,21
9,57
9,23
9,28
9,22
9,26
9,16
9,11
9,15
9,01
8,96
8,82
8,74
8,71
Valas
2,44
2,63
2,65
2,62
2,59
2,55
2,56
2,51
2,45
2,44
2,39
2,29
2,21
2,06
1,92
1,81
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
6,54
5,48
6,49
8,38
7,90
8,09
8,00
8,20
8,23
8,17
8,30
8,09
8,16
8,11
8,03
8,08
Rupiah
Valas
1,92
2,22
2,42
2,58
2,56
2,53
2,52
2,51
2,40
2,34
2,28
2,26
2,20
2,15
2,12
1,96
Foreign Exchange
105
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.50.a. Suku Bunga Rata-rata DPK BUSN Non Devisa
(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
Valas
4,11
3,25
4,48
3,93
3,70
3,60
3,40
3,65
3,51
3,08
3,06
3,02
3,01
3,11
3,03
3,10
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Valas
4,41
3,70
4,33
3,20
3,29
3,23
3,23
3,14
3,18
3,11
3,14
3,13
3,24
3,27
3,42
3,14
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
7,79
6,90
8,50
9,45
9,44
9,55
9,55
9,40
9,17
9,02
8,97
8,88
8,81
8,71
8,71
8,73
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Valas
8,04
7,22
8,55
10,23
10,16
9,87
9,89
9,95
9,83
9,67
9,21
9,09
9,21
9,17
9,15
9,15
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Valas
8,57
7,45
8,88
9,72
9,76
9,82
9,89
10,17
9,87
9,98
9,95
9,73
9,19
9,02
9,04
9,03
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
Rupiah
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
- Foreign Exchange
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Valas
- Rupiah
Time Deposits
Simpanan Berjangka
Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
- Rupiah
8,51
7,67
8,40
9,55
9,59
9,20
9,30
9,50
9,41
9,13
9,01
8,89
8,99
8,91
8,86
8,80
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Rupiah
Foreign Exchange
106
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.51.a. Suku Bunga Rata-rata DPK Bank Pembangunan Daerah
(Average of Interest Rate of Third Party Funds of Regional Development Banks)
Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
2,78
2,67
2,44
2,73
2,74
2,47
2,78
2,75
2,86
2,82
2,72
2,77
2,71
2,86
2,87
2,91
Valas
0,71
0,47
0,44
0,40
0,51
0,50
0,51
0,43
0,43
0,35
0,44
0,39
0,37
0,38
0,34
0,35
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
3,31
2,54
2,31
2,18
2,18
2,18
2,18
2,17
2,18
2,12
2,12
2,13
2,07
2,14
2,15
2,13
Valas
0,93
0,58
0,56
0,50
0,51
0,57
0,57
0,52
0,49
0,50
0,49
0,51
0,43
0,49
0,50
0,22
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
7,46
6,08
7,76
7,84
7,80
8,09
8,12
8,11
8,26
8,20
8,04
7,97
7,87
7,91
7,89
7,81
Valas
3,23
2,11
2,66
2,51
2,83
2,77
2,63
2,87
2,83
2,80
2,74
2,19
1,75
1,97
1,50
1,34
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
7,98
6,57
8,06
8,78
8,81
9,09
9,08
9,11
8,93
8,72
8,58
8,63
8,43
8,27
8,09
8,11
Valas
1,90
1,40
1,06
1,07
1,13
1,14
1,14
1,33
1,25
1,27
1,99
1,99
1,99
1,24
1,10
1,10
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
8,38
6,76
7,73
8,84
8,73
9,31
9,20
9,11
9,11
9,16
9,12
8,84
8,54
8,50
8,35
8,27
Valas
0,98
1,69
1,91
1,80
1,61
1,59
1,60
1,56
1,21
1,28
2,23
2,23
2,23
2,23
2,23
2,22
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
8,06
6,96
7,31
8,88
8,88
8,97
8,95
9,03
9,14
9,12
9,09
9,12
9,10
8,97
8,94
8,94
Rupiah
Valas
1,49
0,96
1,07
1,03
1,04
1,06
1,08
1,08
1,08
1,33
1,06
1,25
0,98
1,00
1,00
0,75
Foreign Exchange
107
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.52.a. Suku Bunga Rata-rata DPK Bank Campuran
(Average of Interest Rate of Third Party Funds of Joint Venture Banks)
Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
2,13
1,70
1,57
2,36
2,36
2,27
2,33
2,14
2,32
1,97
2,27
2,03
2,19
1,98
2,13
2,19
Valas
0,48
0,55
0,56
0,86
0,83
0,89
0,68
0,65
0,78
0,78
0,48
0,48
0,48
0,52
0,54
0,53
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,83
2,14
1,92
2,63
2,77
2,77
2,77
2,61
2,42
2,51
2,51
2,57
2,63
2,66
3,00
2,64
Valas
0,31
0,19
0,21
0,19
0,19
0,19
0,19
0,17
0,16
0,17
0,16
0,18
0,20
0,21
0,21
0,20
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
6,07
5,66
7,93
8,38
8,16
8,61
8,57
8,73
8,51
8,33
8,00
7,78
7,73
7,59
7,77
7,88
Valas
1,83
2,05
2,07
1,79
1,69
1,90
1,78
1,80
1,81
1,62
1,16
1,07
1,00
0,90
0,85
0,82
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
6,72
6,17
8,49
9,21
9,18
9,20
9,03
9,07
9,05
9,01
9,00
8,88
8,69
8,61
8,55
8,72
Valas
1,88
1,71
2,00
2,17
2,15
2,02
2,00
1,82
1,87
1,63
1,42
1,21
1,15
1,09
1,06
0,92
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
6,83
6,64
7,73
9,32
9,40
9,41
9,40
9,29
9,27
9,05
9,00
8,98
8,93
8,83
8,78
8,84
Valas
2,00
2,65
2,72
1,90
1,90
2,03
2,07
2,24
2,19
2,10
1,96
1,82
1,70
1,48
1,33
1,18
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
6,65
6,76
7,12
9,03
9,11
9,17
9,42
9,14
9,25
9,22
9,14
9,11
9,09
9,02
8,98
9,01
Rupiah
Valas
1,47
2,24
2,37
2,76
2,63
2,68
2,71
2,54
2,43
2,43
2,21
2,19
2,13
2,06
1,96
1,63
Foreign Exchange
108
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.53.a. Suku Bunga Rata-rata DPK Bank Asing
(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)
Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Demand Deposits
Giro
Rupiah
1,94
1,71
2,92
2,34
2,40
2,33
2,33
2,28
2,27
2,18
2,28
2,23
2,41
2,24
2,24
2,21
Valas
0,32
0,52
0,37
0,20
0,17
0,17
0,16
0,17
0,16
0,16
0,15
0,19
0,20
0,18
0,24
0,20
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
1,80
1,17
1,16
1,10
1,08
1,09
1,09
1,62
1,17
1,24
1,21
1,27
1,29
1,29
1,46
1,23
Valas
0,29
0,24
0,14
0,11
0,11
0,11
0,11
0,12
0,12
0,11
0,12
0,12
0,12
0,12
0,12
0,12
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
4,52
4,52
7,20
6,77
6,64
6,72
6,50
6,63
6,52
6,72
6,52
6,34
6,45
6,42
6,69
7,06
Valas
0,99
1,57
0,83
0,64
0,50
0,60
0,59
0,58
0,69
0,62
0,67
0,63
0,60
0,69
0,51
0,70
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
5,30
5,06
8,24
8,58
8,59
8,68
8,60
8,45
8,43
8,37
8,47
8,43
8,36
8,24
8,23
8,19
Valas
1,18
1,65
1,21
1,36
1,32
1,36
1,37
1,41
1,32
1,19
1,29
1,27
1,17
1,16
1,09
1,05
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
6,20
4,90
7,18
9,29
9,44
9,45
9,43
9,40
9,31
9,12
9,03
9,08
9,07
9,05
9,00
8,89
Valas
0,88
0,90
1,01
0,97
0,98
0,99
0,98
0,82
0,88
0,88
0,90
0,96
0,94
0,88
0,78
0,71
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
6,70
5,70
6,40
9,41
9,53
9,61
9,60
9,60
9,49
9,44
9,39
9,39
9,37
9,35
9,15
9,05
Rupiah
Valas
2,33
2,03
0,86
0,83
2,09
2,28
2,18
2,16
2,11
2,12
1,92
2,07
2,16
2,23
2,23
2,25
Foreign Exchange
109
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.54.a. Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients)
Persen (Percent)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, perburuan dan Kehutanan
Rupiah
Valas
2. Perikanan
Rupiah
Valas
3. Pertambangan dan Penggalian
Rupiah
Valas
4. Industri Pengolahan
Rupiah
Valas
5. Listrik, gas dan air
Rupiah
Valas
6. Konstruksi
Rupiah
Valas
7. Perdagangan Besar dan Eceran
Rupiah
Valas
8. Penyediaan akomodasi dan penyediaan makan
Rupiah
Valas
9. Transportasi, pergudangan dan komunikasi
Rupiah
Valas
10. Perantara Keuangan
Rupiah
Valas
11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan
Rupiah
Valas
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial Wajib
Rupiah
Valas
13. Jasa Pendidikan
Rupiah
Valas
14. Jasa Kesehatan dan Kegiatan Sosial
Rupiah
Valas
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan lainnya
Rupiah
Valas
16. Jasa Perorangan yang Melayani Rumah Tangga
Rupiah
Valas
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
Rupiah
Valas
18. Kegiatan yang belum jelas batasannya
Rupiah
Valas
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
Rupiah
Valas
- Untuk Pemilikan Flat atau Apartemen
Rupiah
Valas
- Untuk Pemilikan Ruko atau Rukan
Rupiah
Valas
- Untuk Pemilikan Kendaraan Bermotor
Rupiah
Valas
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
Rupiah
Valas
- Bukan Lapangan Usaha Lainnya
Rupiah
Valas
r) Angka-angka diperbaiki
2011
2012
2013
2014
Okt
Nov
2015
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
11,46
5,27
11,32
4,59
11,78
4,44
12,15
4,34
12,16
4,31
12,14
4,25
12,15
4,28
12,16
4,20
12,19
4,20
12,19
4,21
12,19
4,26
12,19
4,56
12,15
4,45
12,10
4,27
12,08
4,30
12,02
4,40
13,95
7,70
13,37
7,36
13,51
6,63
13,87
6,35
13,87
6,31
13,84
6,38
13,79
6,39
13,81
6,44
13,86
6,40
13,81
6,33
13,81
5,98
13,76
5,97
13,70
5,95
13,64
6,05
13,28
5,93
13,17
6,90
12,03
-
11,29
-
11,82
-
12,62
-
12,74
-
12,68
-
12,55
-
12,56
-
12,72
-
12,33
-
12,32
-
12,34
-
12,31
-
12,34
-
12,45
-
12,32
-
10,68
4,51
9,98
4,24
11,01
4,10
11,69
4,22
11,69
4,19
11,63
4,22
11,61
4,21
11,55
4,23
11,63
4,23
11,58
4,22
11,57
4,24
11,55
4,17
11,58
4,14
11,55
4,13
11,53
4,13
11,58
4,14
9,77
4,89
8,93
4,68
9,59
4,21
10,51
5,12
10,64
5,14
10,60
5,20
10,13
5,23
10,28
4,87
10,56
4,87
10,54
4,94
10,43
5,10
10,42
5,04
10,36
4,82
10,42
4,70
10,47
4,78
10,42
4,91
12,05
5,96
11,49
5,60
12,08
4,93
12,81
5,01
12,85
5,33
12,88
5,30
12,75
5,39
12,70
5,30
12,74
5,48
12,72
5,40
12,69
5,48
12,66
5,12
12,53
5,11
12,55
5,13
12,56
4,95
12,56
4,93
13,32
4,93
12,67
4,84
13,21
4,87
13,63
4,92
13,64
4,81
13,63
4,83
13,64
4,77
13,62
4,80
13,66
4,78
13,62
4,75
13,59
4,85
13,57
4,81
13,53
4,75
13,47
4,76
13,41
4,82
13,40
4,92
13,06
6,46
12,05
6,17
12,55
6,29
13,30
6,16
13,16
6,13
13,18
6,13
13,11
6,10
13,09
6,10
13,12
6,09
13,10
6,06
13,05
6,06
13,08
6,06
13,04
6,09
13,03
6,09
12,93
6,00
12,86
5,82
10,76
5,29
10,54
5,04
11,08
4,73
11,82
4,65
11,90
4,63
11,87
4,70
11,63
4,56
11,65
4,51
11,61
4,52
11,57
4,25
11,57
4,39
11,59
4,37
11,55
4,30
11,55
4,28
11,52
4,45
11,54
4,52
10,50
2,38
9,69
2,28
10,47
2,07
12,34
1,95
12,19
1,88
12,11
1,91
12,20
1,91
12,15
1,96
12,35
1,90
12,21
1,83
12,09
1,88
12,02
1,93
11,92
1,92
11,85
1,93
11,90
2,02
11,93
2,05
12,84
5,71
12,12
5,85
12,47
6,08
12,52
6,62
12,63
6,68
12,63
6,52
12,52
6,49
12,51
6,62
12,56
6,63
12,56
6,60
12,55
6,73
12,54
6,75
12,52
6,59
12,48
6,57
12,48
6,18
12,47
6,44
10,68
3,25
11,95
2,84
4,52
2,66
11,29
3,36
11,40
3,35
12,01
3,36
11,53
3,36
11,55
3,35
10,89
3,37
10,87
3,41
10,78
3,41
10,89
3,44
10,93
3,44
10,92
3,44
10,92
3,45
11,01
2,98
14,28
5,64
14,06
9,29
12,44
6,07
14,06
6,36
13,21
6,43
13,28
6,50
13,09
6,50
13,01
6,55
13,09
6,55
13,19
6,63
13,18
6,60
13,20
6,61
13,22
6,59
13,21
6,55
13,22
6,46
13,15
6,44
12,62
5,05
12,18
5,60
12,26
6,86
13,01
6,91
13,15
5,52
13,10
5,54
13,01
5,49
13,01
5,42
13,07
5,46
13,10
5,70
13,10
5,59
13,14
5,55
13,05
5,36
12,99
5,81
12,98
6,53
12,98
6,51
13,72
5,61
12,67
5,35
13,26
5,44
14,40
4,88
14,17
5,00
13,75
4,82
14,11
5,03
14,18
4,78
14,44
4,79
14,13
4,84
13,99
4,85
14,02
4,90
13,94
4,87
13,79
4,98
13,65
5,29
13,57
5,35
16,46
-
16,18
-
14,71
-
15,40
-
15,49
5,67
15,46
5,33
15,50
5,33
15,58
5,35
15,76
4,76
15,64
2,75
15,75
3,38
15,87
4,80
16,06
4,80
15,94
5,25
15,98
4,83
15,99
4,83
13,44
3,76
9,50
2,72
9,65
2,82
10,01
2,68
10,01
2,65
9,98
2,66
9,95
2,58
10,04
2,82
13,84
2,76
12,16
2,77
12,44
2,72
12,38
2,71
12,19
2,67
12,33
2,66
12,32
2,64
11,80
2,59
13,84
3,32
11,51
4,58
10,56
4,14
15,61
44,90
15,48
44,22
15,20
43,04
14,56
41,92
14,53
41,77
13,85
3,73
14,53
3,86
14,86
4,07
14,18
3,85
14,04
4,02
13,37
3,95
14,34
4,27
14,47
4,03
11,03
7,33
10,46
6,93
10,44
6,76
11,03
6,87
11,13
6,88
11,17
6,90
11,17
7,00
11,22
7,15
11,23
6,75
11,29
6,67
11,31
6,70
11,33
6,69
11,27
6,46
11,33
6,45
11,32
6,44
11,27
6,37
10,64
6,00
8,78
6,20
9,46
6,31
10,49
6,50
10,71
6,51
10,82
6,51
10,76
6,56
10,86
6,56
10,94
6,48
11,03
6,48
11,12
6,49
11,22
6,49
11,34
6,49
11,35
6,49
11,40
6,50
11,56
6,50
10,46
6,35
9,94
7,64
10,02
9,15
10,81
6,45
10,90
6,45
10,97
6,44
10,99
6,44
11,03
6,44
11,06
6,44
11,13
6,43
11,17
6,41
11,21
6,42
11,15
6,58
11,18
6,57
11,16
6,57
11,22
6,57
12,19
11,63
11,33
6,70r)
11,42
0,00
11,53
24,00
11,61
0
11,65
0
11,70
0
11,69
0
11,70
0
11,70
0
11,68
0
11,66
0
11,65
0
11,63
0
11,63
7,84
17,01
3,14
14,36
4,85
14,30
4,05
13,77
2,87
13,79
3,14
13,73
3,02
13,90
2,85
13,93
2,89
13,92
2,94
13,92
2,91
13,87
3,01
13,98
2,76
13,86
2,91
14,08
2,97
14,20
2,90
14,24
2,75
16,53
3,48
18,82
4,01
17,20
3,57
19,57
2,04
19,82
2,16
19,99
2,18
19,96
3,94
20,04
2,17
19,90
2,20
20,07
2,29
20,26
2,23
20,23
4,14
20,15
2,11
19,89
2,11
19,98
2,07
19,85
2,25
10,50
5,28790127
Items
Credit Recipients Industrial Origin
1. Agricultures, hunting and forestry
Rupiah
Foreign Exchange
2. Fisheries
Rupiah
Foreign Exchange
3. Mining and Quarrying
Rupiah
Foreign Exchange
4. Procesing industry
Rupiah
Foreign Exchange
5. Electricity, gas and water
Rupiah
Foreign Exchange
6. Construction
Rupiah
Foreign Exchange
7. Big and retail trade
Rupiah
Foreign Exchange
8. Provision of accomodation and food supply
Rupiah
Foreign Exchange
9. Transportation, warehousing and communications
Rupiah
Foreign Exchange
10. Transitional Finance
Rupiah
Foreign Exchange
11. Real estate, Rental Business, and services company
Rupiah
Foreign Exchange
12. Government administration, the defense and
compulsory social security
Rupiah
Foreign Exchange
13. Education services
Rupiah
Foreign Exchange
14. Health and social services
Rupiah
Foreign Exchange
15. Community, Sociocultural,Entertainment and
Other Individual Services
Rupiah
Foreign Exchange
16. Individual services which serve households
Rupiah
Foreign Exchange
17. Extra agency international agency and other
international
Rupiah
Foreign Exchange
18. Business Activities which are not clearly defined
Rupiah
Foreign Exchange
Credit Recipients Non Industrial Origin
House Hold
- For House Ownership
Rupiah
Foreign Exchange
- For Apartement Ownership
Rupiah
Foreign Exchange
- For Shop House Ownership
Rupiah
Foreign Exchange
- For Vehicles Ownership
Rupiah
Foreign Exchange
- Others
Rupiah
Foreign Exchange
- Non Industrial Origin Others
Rupiah
Foreign Exchange
r) Revised figures
110
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.55.a. Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User)
Persen (Percent)
Jenis Penggunaan
2011
2012
2013
2014
Okt
Nov
2015
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1. Type of Use
1. Jenis Penggunaan
- Working Capital
- Modal Kerja
Rupiah
Valas
12,18
11,50
12,14
12,83
12,85
12,81
12,78
12,75
12,84
12,77
12,73
12,71
12,67
12,65
12,60
12,59
4,11
4,08
3,90
4,69
4,64
4,63
4,57
4,60
3,97
3,90
3,96
3,92
3,89
3,87
3,89
3,90
Valas
Rupiah
Foreign Exchange
- Investments
- Investasi
Rupiah
Type of Use
12,04
5,46
11,28
5,03
11,83
12,40
12,38
12,36
12,29
12,28
12,33
12,33
12,31
12,30
12,27
12,21
12,20
12,19
4,95
5,05
5,07
5,08
5,05
5,02
5,02
5,05
5,09
5,12
5,04
5,02
5,04
5,01
Rupiah
Foreign Exchange
- Consumption
- Konsumsi
Rupiah
14,15
13,58
13,13
13,43
13,53
13,58
13,63
13,68
13,68
13,73
13,76
13,82
13,73
13,82
13,86
13,85
Rupiah
Valas
2. Orientasi Penggunaan
- Ekspor
Rupiah
Valas
- Impor
Rupiah
Valas
- Lainnya
Rupiah
Valas
3,81
4,33
4,10
2,88
3,05
3,00
3,55
2,94
2,95
2,98
3,00
3,68
2,93
2,96
2,90
2,89
11,39
4,88
10,18
4,41
10,93
4,29
11,46
4,43
11,52
4,48
11,55
4,44
11,65
4,46
11,48
3,75
11,37
3,74
11,45
3,77
11,43
3,82
11,24
3,80
11,11
3,60
11,07
3,61
11,03
3,55
11,08
3,56
9,55
4,73
9,76
4,04
10,48
3,86
11,73
4,47
11,65
4,20
11,60
4,36
11,55
4,36
11,47
4,38
11,48
4,28
11,48
4,28
11,48
4,35
11,35
4,40
11,31
4,45
11,46
4,05
11,55
3,93
11,68
3,98
12,87
4,52
12,19
4,42
12,43
4,29
12,95
4,87
12,99
4,85
12,98
4,83
12,97
4,79
12,98
4,87
13,03
4,42
13,01
4,37
13,00
4,43
13,01
4,42
12,95
4,39
12,96
4,39
12,95
4,45
12,94
4,46
Foreign Exchange
2. User Orientation
- Ekspor
Rupiah
Foreign Exchange
- Impor
Rupiah
Foreign Exchange
- Other
Rupiah
Foreign Exchange
r)
Angka-angka diperbaiki
r)
Revised figures
111
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.56.a. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum
(Growth of Total Commercial Banks and Bank Offices)
Kelompok Bank
2011
2012
2014
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Group of Bank
Okt
State Owned Banks
Bank Persero
Jumlah Bank
Jumlah Kantor
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4.362
5.363
6.415
7.057
7.141
7.198
7.199
7.203
7.224
7.242
7.271
7.313
7.336
7.362
7.392
17.741
Jumlah Kantor
36
36
36
38
38
38
38
38
38
38
38
39
39
39
39
39
7.209
7.647
8.052
8.186
8.268
8.313
8.339
8.351
8.361
8.377
8.390
8.402
8.424
8.443
8.467
8.921
Jumlah Kantor
30
30
30
29
29
29
29
29
29
29
29
28
28
28
28
28
1.288
1.447
1.578
1.645
1.648
1.656
1.662
1.666
1.668
1.671
1.674
1.677
1.678
1.682
1.684
2.144
BPD
Jumlah Bank
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
Jumlah Kantor
1.472
1.712
2.044
2.223
2.245
2.301
2.308
2.316
2.330
2.346
2.361
2.374
2.385
2.416
2.446
3.680
Bank Campuran
Jumlah Bank
14
14
14
12
12
12
12
12
12
11
11
11
11
11
11
11
Jumlah Kantor
260
263
272
280
281
283
283
283
284
284
284
284
284
284
284
249
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
206
193
197
197
197
197
197
197
197
197
197
197
197
197
197
104
120
120
120
119
119
119
119
119
119
118
118
118
118
118
118
118
14.797
16.625
18.558
19.588
19.780
19.948
19.988
20.016
20.064
20.117
20.177
20.247
20.304
20.384
20.470
32.839
Bank Asing
Jumlah Bank
Jumlah Kantor
Jumlah Kantor
Total Bank Offices
Total Banks
Total Bank Offices
Regional Development
Banks
Total Banks
Total Bank Offices
Joint Venture Banks
Total Banks
Total Bank Offices
Foreign Owned Bank
Total Banks
Total Bank Offices
Total
Total
Jumlah Bank
Total Banks
Non-Foreign Exchange
Commercial Banks
BUSN Non Devisa
Jumlah Bank
Total Bank Offices
Foreign Exchange
Commercial Banks
BUSN Devisa
Jumlah Bank
Total Banks
Total Banks
Total Bank
Offices
112
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.57. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank
(Growth of Total Branch Offices Based on Region)
2014
Lokasi
2011
2012
Location
Okt
1. Jawa Barat
2015
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1. Jawa Barat
369
380
393
397
397
397
397
393
393
395
395
396
395
395
395
382
79
93
94
95
96
95
95
94
94
94
93
93
93
93
93
95
535
564
574
576
568
569
569
565
564
563
551
551
550
550
551
481
54
56
59
60
60
60
60
60
60
60
60
60
60
61
61
61
5. Jawa Tengah
300
311
328
332
331
331
331
333
333
333
333
333
332
331
331
321
5. Jawa Tengah
6. Jawa Timur
397
411
425
427
426
426
426
422
422
422
416
416
418
418
418
397
6. Jawa Timur
7. Bengkulu
27
28
30
31
31
32
32
32
32
32
32
32
32
33
33
33
7. Bengkulu
8. Jambi
48
53
59
59
59
60
60
60
60
60
60
60
61
61
61
60
8. Jambi
9. Aceh
73
77
79
79
79
79
79
79
79
79
79
79
79
79
79
75
10. Sumatera Utara
178
192
199
202
201
201
201
202
202
203
201
202
202
203
204
192
10. Sumatera Utara
11. Sumatera Barat
77
81
84
84
84
84
84
84
84
84
84
84
84
84
85
80
11. Sumatera Barat
12. Riau
88
88
91
95
94
94
94
94
94
94
93
93
92
92
92
92
12. Riau
81*)
93
102
103
100
100
100
101
101
101
101
101
100
100
100
96
13. Sumatera Selatan
14. Bangka Belitung
23
22
24
26
26
27
27
28
28
28
27
27
27
27
27
29
14. Bangka Belitung
15. Kepulauan Riau
51*)
56
59
59
59
59
59
59
59
59
59
59
58
58
58
58
15. Kepulauan Riau
16. Lampung
50
56
58
60
60
60
60
62
62
62
62
62
62
62
62
60
16. Lampung
17. Kalimantan Selatan
70
74
78
77
72
73
73
73
73
73
72
72
72
72
72
71
17. Kalimantan Selatan
18. Kalimantan Barat
69
69
74
74
73
74
74
74
74
74
72
72
72
72
72
72
18. Kalimantan Barat
19. Kalimantan Timur
104
108
115
119
118
119
119
120
122
122
118
119
119
119
119
117
19. Kalimantan Timur
20. Kalimantan Tengah
43
46
47
47
43
44
44
44
44
44
44
44
44
44
44
43
20. Kalimantan Tengah
21. Sulawesi Tengah
36
38
39
41
40
40
40
40
40
40
41
41
41
41
42
42
21. Sulawesi Tengah
22. Sulawesi Selatan
121
124
131
136
132
134
134
135
137
137
135
135
135
135
135
132
22. Sulawesi Selatan
53
55
57
60
59
60
60
59
59
59
59
59
59
59
59
54
23. Sulawesi Utara
24. Gorontalo
16*)
16
17
18
17
17
17
18
18
18
18
18
18
18
18
17
24. Gorontalo
25. Sulawesi Barat
13*)
14
15
16
15
15
15
15
15
15
15
15
15
15
15
14
25. Sulawesi Barat
26. Sulawesi Tenggara
30*)
31
35
36
36
42
42
42
43
43
43
43
43
43
43
42
26. Sulawesi Tenggara
27. Nusa Tenggara Barat
42
44
49
52
52
52
52
52
52
52
51
51
52
53
53
51
27. Nusa Tenggara Barat
28. Bali
80
85
92
93
93
93
93
93
93
94
94
94
94
94
94
88
28. Bali
29. Nusa Tenggara Timur
49
51
53
54
54
54
54
54
55
55
55
55
55
55
55
56
29. Nusa Tenggara Timur
30. Maluku
33
30
30
31
31
32
32
32
32
32
32
32
32
32
32
32
30. Maluku
31. Papua
54
56
59
60
58
59
59
59
60
61
60
60
60
61
61
55
31. Papua
32. Maluku Utara
14
18
19
21
21
21
21
21
21
21
21
21
21
21
21
21
32. Maluku Utara
33. Irian Jaya Barat
23
25
27
27
24
24
24
24
24
24
24
24
24
24
24
26
33. Papua Barat
34. Lainnya
18
16
16
16
16
16
16
16
16
16
17
17
17
17
17
17
34. Others
3.461
3.611
2. Banten
3. DKI Jakarta
4. D.I. Yogyakarta
13. Sumatera Selatan
23. Sulawesi Utara
Total
r) Angka-angka diperbaiki
3.298
3.663
3.625
3.643
3.643
3.639
3.645
3.649
3.617
3.620
3.618
3.622
3.626
3.462
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
9. Aceh
Total
r) Revised figures
113
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.1 Kegiatan Usaha Bank Umum Syariah (BUS) dan Unit Usaha Syariah (UUS)
(Sharia Business Unit Operations and Sharia Commercial Banks)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
140.980
188.562
233.345
252.440
254.316
262.708
254.348
256.316
259.149
260.417
262.959
263.103
263.103
263.103
263.103
263.103 Fund Disbursements iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)
102.655
97.847
4.808
4.846
27.127
5.902
147.505
139.880
7.625
6.004
26.713
7.822
184.122
173.224
10.898
5.836
31.946
9.684
196.491
184.573
11.918
6.603
36.053
11.264
198.376
186.259
12.117
6.366
36.623
11.399
199.330
187.204
12.126
7.015
43.412
11.466
197.279
185.164
12.116
6.661
37.167
11.811
197.543
185.322
12.221
6.904
38.949
11.426
200.712
186.897
13.815
7.230
37.800
12.085
201.526
187.764
13.762
7.059
37.748
12.860
203.894
189.480
14.414
7.716
36.783
13.366
206.056
192.498
13.559
8.664
32.253
14.947
206.056
192.498
13.559
8.664
32.253
14.947
206.056
192.498
13.559
8.664
32.253
14.947
206.056
192.498
13.559
8.664
32.253
14.947
206.056
192.498
13.559
8.664
32.253
14.947
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
b. Kewajiban Kepada BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun Lalu
e. Perkiraan tambahan modal
disetor
f. Modal Pinjaman
Sertifikat Wadiah Bank
Indonesia (BUS & UUS)
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
47
403
126.409
115.415
110.910
10.678
67.942
32.290
4.505
1.329
2.864
312
0
6.648
924
1.520
1.520
1.783
119
47
471
165.404
147.512
140.547
15.683
80.576
44.288
6.965
2.026
4.155
784
0
11.576
1.537
1.952
103
2.634
89
48
1.709
204.571
183.534
171.900
15.736
100.105
56.059
11.634
2.787
7.706
1.141
0
11.742
1.997
2.704
2.704
4.512
83
40
1.395
221.119
207.121
193.805
13.704
121.881
58.220
13.316
2.563
10.163
591
8.712
2.066
2.406
2.406
3.901
57
100
1.453
222.925
209.644
196.191
14.091
123.524
58.576
13.453
2.913
9.924
617
8.144
2.066
2.206
2.206
3.812
56
100
1.386
232.671
217.858
204.404
15.407
126.071
62.926
13.454
3.242
9.558
655
9.710
2.076
2.206
2.206
90
1.405
225.320
210.297
196.949
14.529
121.065
61.355
13.349
2.966
9.651
732
10.044
2.076
2.056
2.056
79
1.243
230.068
212.988
198.022
15.555
121.980
60.487
14.966
4.725
9.542
699
9.348
2.076
2.056
2.056
79
1.146
231.090
213.973
199.284
15.671
122.815
60.797
14.689
4.986
8.969
734
9.476
2.076
2.056
2.056
79
1.121
234.223
215.339
198.578
18.168
119.026
61.383
16.761
5.130
10.863
768
10.890
2.391
2.056
2.056
79
1.104
233.408
213.477
197.659
17.560
119.846
60.253
15.819
4.383
10.660
776
12.001
2.391
2.056
2.056
79
1.104
233.408
213.477
197.659
17.560
119.846
60.253
15.819
4.383
10.660
776
12.001
2.391
2.056
2.056
79
1.104
233.408
213.477
197.659
17.560
119.846
60.253
15.819
4.383
10.660
776
12.001
2.391
2.056
2.056
79
1.104
233.408
213.477
197.659
17.560
119.846
60.253
15.819
4.383
10.660
776
12.001
2.391
2.056
2.056
79
1.104
233.408
213.477
197.659
17.560
119.846
60.253
15.819
4.383
10.660
776
12.001
2.391
2.056
2.056
3.658
67
90
1.340
224.324
210.761
197.699
15.452
120.734
61.512
13.063
2.707
9.618
737
8.590
2.076
2.056
2.056
3.575
122
3.628
119
3.486
113
3.417
92
3.452
96
3.386
98
3.386
98
3.386
98
3.386
98
6.611
579
1.475
1.069
816
7.211
913
2.541
1.895
618
8.181
1.013
3.278
3.186
1.865
10.642
2.064
1.440
3.758
1.797
10.643
996
1.894
3.739
1.898
10.644
997
1.786
3.752
1.794
10.644
997
225
5.037
1.797
10.694
997
428
4.822
1.799
10.695
2.067
681
3.467
1.827
10.695
2.067
876
3.394
1.823
10.695
2.082
1.103
3.405
1.849
3.386
98
19.274
10.696
2.104
1.070
3.399
2.005
10.696
2.104
1.070
3.399
2.005
10.696
2.104
1.070
3.399
2.005
10.696
2.104
1.070
3.399
2.005
10.696
2.104
1.070
3.399
2.005
9.244
4.993
6.699
6.680
6.530
8.130
8.050
9.040
8.810
9.130
8.858
8.458
8.458
8.458
8.458
8.458
145.467
195.018
242.276
260.366
261.927
272.343
263.468
264.813
268.356
269.467
272.389
273.494
273.494
273.494
273.494
273.494
34
1.702
35
2.227
34
2.554
34
2.519
34
2.501
34
2.471
34
2.467
34
2.469
34
2.463
34
2.458
34
2.448
34
2.442
34
2.442
34
2.442
34
2.442
34
2.442
Penyaluran Dana iB
Ket:
1)
r)
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
d. Money Instruments (not
including recapitalization
bonds)
e. Equity participation
f. Other claims
Sources of Funds iB
a. Third Party Funds
Rupiah
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
Foreign Exchange
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
b. Liabilities at BI
c. Inter-Bank
d. Money Instruments
e. Loans received
Rupiah
Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Tidak termasuk Gerai Muamalat
Angka-angka diperbaiki
*). Angka-angka sementara
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
115
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)
(Sharia Commercial Banks Operations (BUS))
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
Indicator
Nov
Des
Jan
Feb
Mar
Apr
Mei
189.291
147.363
139.462
7.902
4.073
26.301
9.526
190.858
148.403
140.373
8.031
3.843
27.394
9.665
196.552
147.944
139.993
7.951
4.267
33.125
9.728
189.324
145.976
138.066
7.911
4.040
28.133
9.745
190.380
145.817
137.826
7.991
3.791
29.327
9.950
190.448
147.136
138.947
8.189
4.292
27.191
10.507
190.215
147.245
139.131
8.115
4.037
26.168
11.540
192.160
148.021
139.850
8.171
4.446
26.499
11.997
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
190.952 Fund Disbursements iB
150.709
a. Financing
142.016
Rupiah
8.694
Foreign Exchange
5.056
b. Inter-Bank
21.570
c. Placements at BI
12.436
d. Money Instruments (not
112.853
83.704
80.038
3.665
2.571
20.975
5.166
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
47
391
105.500
96.548
92.571
8.874
57.067
26.630
47
456
133.170
117.817
112.664
13.445
63.748
35.471
48
1.684
161.924
143.174
134.293
12.721
77.236
44.336
40
1.395
174.052
163.090
152.392
9.908
95.542
46.941
100
1.453
175.818
165.050
154.256
9.993
97.282
46.981
100
1.386
182.678
170.723
159.549
10.929
98.354
50.267
90
1.340
174.915
164.291
153.552
10.906
93.810
48.836
90
1.405
175.431
163.159
152.128
10.204
93.638
48.287
79
1.243
178.913
165.034
152.930
11.049
93.983
47.898
79
1.146
178.343
164.400
152.308
10.822
93.819
47.667
79
1.118
180.260
164.375
151.590
13.290
90.149
48.151
79
1.102
179.639
162.817
150.115
12.570
90.725
46.821
79
1.102
179.639
162.817
150.115
12.570
90.725
46.821
79
1.102
179.639
162.817
150.115
12.570
90.725
46.821
79
1.102
179.639
162.817
150.115
12.570
90.725
46.821
79
1.102
179.639
162.817
150.115
12.570
90.725
46.821
including recapitalization
bonds)
e. Equity participation
f. Other claims
Sources of Funds iB
a. Third Party Funds
Rupiah
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
3.977
1.274
2.699
4
5.153
1.948
2.856
349
8.881
2.594
5.650
637
10.698
2.296
8.291
111
10.793
2.607
8.056
130
11.173
2.878
8.144
151
10.739
2.287
8.298
153
11.030
2.680
8.212
138
12.105
3.965
8.005
135
12.092
4.428
7.531
133
12.785
3.990
8.654
141
12.701
3.792
8.773
136
12.701
3.792
8.773
136
12.701
3.792
8.773
136
12.701
3.792
8.773
136
12.701
3.792
8.773
136
Foreign Exchange
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
0
5.416
725
1.119
1.119
1.603
89
0
9.989
1.338
1.654
1.551
103
2.325
47
0
10.500
1.797
2.270
2.270
4.140
44
6.611
579
1.065
1.054
816
7.211
913
1.790
1.829
618
9.244
Kewajiban Kepada BI
Antar Bank
Surat Berharga
Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun Lalu
e. Perkiraan tambahan modal
disetor
f. Modal Pinjaman
Sertifikat Wadiah Bank
Indonesia (BUS & UUS)
Total Aset
Jaringan Kantor
Jumlah Bank
1)
r)
190.952
150.709
142.016
8.694
5.056
21.570
12.436
190.952
150.709
142.016
8.694
5.056
21.570
12.436
190.952
150.709
142.016
8.694
5.056
21.570
12.436
190.952
150.709
142.016
8.694
5.056
21.570
12.436
-
-
-
-
-
-
-
-
-
-
-
-
-
6.398
1.787
1.972
1.972
6.148
1.787
1.972
1.972
7.139
1.797
2.202
2.202
5.935
1.797
2.052
2.052
7.578
1.797
2.052
2.052
6.565
1.797
2.052
2.052
6.729
1.797
2.052
2.052
8.307
2.112
2.052
2.052
9.318
2.112
2.052
2.052
9.318
2.112
2.052
2.052
9.318
2.112
2.052
2.052
9.318
2.112
2.052
2.052
9.318
2.112
2.052
2.052
-
-
-
-
3.368
49
3.465
52
3.537
63
3.470
121
3.505
117
3.356
109
3.278
88
3.320
94
3.244
96
3.244
96
3.244
96
3.244
96
3.244
96
8.181
1.013
2.037
3.112
1.865
10.642
2.064
351
3.571
1.797
10.643
996
701
3.553
1.798
10.644
997
702
3.566
1.794
10.644
997
120
4.269
1.797
10.694
997
214
4.162
1.799
10.695
2.067
278
3.106
1.827
10.695
2.067
326
3.073
1.823
10.695
2.082
415
3.090
1.848
10.696
2.104
372
3.070
2.004
10.696
2.104
372
3.070
2.004
10.696
2.104
372
3.070
2.004
10.696
2.104
372
3.070
2.004
10.696
2.104
372
3.070
2.004
4.993
6.699
6.680
6.530
8.130
8.050
9.040
8.810
9.130
8.858
8.458
8.458
8.458
8.458
8.458
116.930
147.581
180.360
196.253
197.539
204.961
197.385
197.854
198.553
198.151
200.416
200.217
200.217
200.217
200.217
200.217
11
1.390
11
1.734
11
1.987
12
2.157
12
2.147
12
2.151
12
2.145
12
2.145
12
2.138
12
2.135
12
2.121
12
2.111
12
2.111
12
2.111
12
2.111
12
2.111
Jumlah Kantor 1)
Ket:
172.411
137.268
129.650
7.619
3.426
21.657
8.328
Okt
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)
b.
c.
d.
e.
142.148
112.396
106.987
5.410
3.071
19.189
6.988
2015
2013
b.
c.
d.
e.
Liabilities at BI
Inter-Bank
Money Instruments
Loans received
Rupiah
Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Tidak termasuk Gerai Muamalat
Angka-angka diperbaiki
*). Angka-angka sementara
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
116
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)
(Sharia Business Unit Operations (UUS))
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
72.151 Fund Disbursements iB
55.347
a. Financing
50.482
Rupiah
4.865
Foreign Exchange
3.608
b. Inter-Bank
10.682
c. Placements at BI
2.511
d. Money Instruments (not
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)
28.127
18.952
17.809
1.143
2.276
6.152
736
46.414
35.109
32.894
2.215
2.933
7.524
834
60.935
46.854
43.575
3.279
2.410
10.289
1.356
63.149
49.127
45.111
4.016
2.531
9.752
1.738
63.459
49.972
45.886
4.086
2.523
9.229
1.734
66.157
51.385
47.211
4.175
2.747
10.287
1.737
65.024
51.303
47.098
4.205
2.621
9.034
2.066
65.937
51.726
47.496
4.230
3.113
9.622
1.475
68.701
53.576
47.950
5.626
2.938
10.609
1.578
70.202
54.281
48.633
5.648
3.022
11.580
1.319
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
12
20.908
18.867
18.339
1.804
10.875
5.660
14
32.234
29.695
27.883
2.238
16.828
8.817
25
42.647
40.360
37.608
3.015
22.869
11.723
47.067
44.032
41.413
3.796
26.338
47.107
44.595
41.935
4.097
26.242
49.993
47.136
44.855
4.478
27.717
49.409
46.470
44.147
4.546
26.924
49.889
47.139
44.820
4.325
27.427
51.154
47.954
45.093
4.506
27.997
52.746
49.573
46.975
4.849
28.996
3
53.963
50.964
46.988
4.878
28.877
3
53.770
50.661
47.544
4.990
29.121
3
53.770
50.661
47.544
4.990
29.121
3
53.770
50.661
47.544
4.990
29.121
3
53.770
50.661
47.544
4.990
29.121
3
53.770
50.661
47.544
4.990
29.121
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
528
54
165
308
1.812
78
1.300
435
2.752
192
2.056
504
11.279
2.619
267
1.872
11.596
2.660
306
1.868
12.659
2.281
364
1.413
12.677
2.324
420
1.320
13.069
2.318
286
1.438
12.589
2.861
760
1.537
13.130
2.598
558
1.438
13.232
3.976
1.140
2.209
13.432
3.117
591
1.887
13.432
3.117
591
1.887
13.432
3.117
591
1.887
13.432
3.117
591
1.887
13.432
3.117
591
1.887
1.232
199
401
401
180
30
1.587
199
401
401
309
42
480
2.314
279
434
434
533
8
486
1.996
279
234
234
347
4
504
2.571
279
4
4
121
4
584
2.654
279
4
4
594
2.466
279
4
4
564
2.784
279
4
4
627
2.583
279
4
4
640
2.683
279
4
4
640
2.683
279
4
4
640
2.683
279
4
4
640
2.683
279
4
4
640
2.683
279
4
4
105
2
124
2
130
4
601
2.747
279
4
4
139
4
132
2
142
2
142
2
142
2
142
2
142
2
410
15
-
752
66
-
1.243
200
434
434
372
39
1.242
75
-
1.090
187
-
1.193
187
-
1.084
187
-
105
768
-
214
661
1
403
361
0
550
321
0
689
315
0
697
329
0
697
329
0
697
329
0
697
329
0
697
329
0
9.244
4.993
6.699
6.680
6.530
8.130
8.050
9.040
8.810
9.130
8.858
8.458
8.458
8.458
8.458
8.458
28.536
47.437
61.916
64.112
64.389
67.383
66.084
66.965
69.804
71.320
71.981
73.277
73.277
73.277
73.277
73.277
23
312
24
493
23
567
22
362
22
354
22
320
22
322
22
324
22
325
22
323
22
327
22
331
22
331
22
331
22
331
b.
c.
d.
e.
Kewajiban Kepada BI
Antar Bank
Surat Berharga
Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun Lalu
e. Perkiraan tambahan modal
disetor
f. Modal Pinjaman
Sertifikat Wadiah Bank
Indonesia (BUS & UUS)
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
Ket:
1)
r)
70.798
55.873
49.630
6.243
3.270
10.284
1.369
-
72.151
55.347
50.482
4.865
3.608
10.682
2.511
-
72.151
55.347
50.482
4.865
3.608
10.682
2.511
-
72.151
55.347
50.482
4.865
3.608
10.682
2.511
-
72.151
55.347
50.482
4.865
3.608
10.682
2.511
-
-
including recapitalization
bonds)
e. Equity participation
f. Other claims
Sources of Funds iB
a. Third Party Funds
Rupiah
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
Foreign Exchange
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
b.
c.
d.
e.
Liabilities at BI
Inter-Bank
Money Instruments
Loans received
Rupiah
Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
22
Total Banks
331
Total Bank Offices
1)
Tidak termasuk Gerai Muamalat
Angka-angka diperbaiki
*). Angka-angka sementara
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
117
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.4 Perkembangan Aset Perbankan Syariah
(Growth of Assets of Sharia Banks)
Miliar Rp (Billion Rp)
2014
Indikator
Bank Umum Syariah
Unit Usaha Syariah
Ket:
2011
2012
2015
Indicator
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
116.930
147.581
180.360
196.253
197.539
204.961
197.385
197.854
198.553
198.151
200.416
200.217
200.217
200.217
200.217
200.217
28.536
47.437
61.916
64.112
64.389
67.383
66.084
66.965
69.804
71.320
71.981
73.277
73.277
73.277
73.277
73.277
Syariah Commercial Banks
Syariah Business Units
r)
Angka-angka diperbaiki
*). Angka-angka sementara
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
118
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.5 Aktiva Produktif Perbankan Syariah
(Earning Assets of Sharia Banks)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
102.655
151.754
184.120
196.491
198.376
199.330
197.279
197.543
200.712
201.526
203.894
206.056
206.056
206.056
206.056
206.056 Financing iB
95.480
142.501
171.229
172.501
173.142
177.231
169.852
166.940
170.936
170.931
173.106
175.113
175.113
175.113
175.113
175.113 a. Current
b. Dalam Perhatian Khusus
4.587
5.822
8.063
14.649
15.591
13.467
17.819
20.522
20.126
21.283
21.081
21.188
21.188
21.188
21.188
c. Kurang Lancar
1.075
995
1.353
2.794
2.611
2.467
2.740
2.851
2.751
2.664
3.014
2.922
2.922
2.922
2.922
2.922 c. Sub-Standard
297
557
739
1.734
1.668
1.701
1.887
1.957
1.952
1.702
1.743
1.449
1.449
1.449
1.449
1.449 d. Doubtful
Pembiayaan iB
a. Lancar
d. Diragukan
21.188 b. Special Mention
e. Macet
1.216
1.878
2.735
4.812
5.363
4.465
4.981
5.273
4.947
4.946
4.950
5.384
5.384
5.384
5.384
5.384 e. Lost
Non Performing Financing
(Nominal)
Rasio Non Performing Financing
(%)
2.588
3.430
4.828
9.341
9.642
8.632
9.608
10.081
9.650
9.312
9.707
9.755
9.755
9.755
9.755
9.755 Non Performing Financing
2,52
2,26
2,62
4,75
4,86
4,33
4,87
5,10
4,81
4,62
4,76
4,73
4,73
4,73
4,73
Ket:
r)
Angka-angka diperbaiki
*). Angka-angka sementara
(Nominal)
4,73 Non Performing Financing Ratio
(%)
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
119
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.6 Komposisi DPK Perbankan Syariah
(Composition of Third Party Funds of Sharia Banks)
Miliar Rp (Billion Rp)
Desember 2011
Indikator
Nominal
Giro Wadiah iB
Desember 2012
Komposisi thdp
total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Desember 2013
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Oktober 2014
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Oktober 2015
Komposisi thdp
total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
*)
Komposisi thdp
total DPK (%)
Indicator
(Composition to
Total Third Party
Funds) (%)
Nominal
10,28 Demand Deposit iB
12.006
11,79
17.708
12,00
18.523
10,09
16.267,20
7,85
18.649
8,56
21.943
10.678
10,49
15.683
10,63
15.736
8,57
13.704,49
6,62
15.407
7,07
17.560
17.559,75
1.329
1,30
2.026
1,37
2.787
1,52
2.562,71
1,24
3.242
1,49
4.383
4.382,76
70.806
69,55
84.732
57,44
107.812
58,74
132.043,20
63,75
135.629
62,26
130.506
61,13 Deposits iB
67.942
66,74
80.576
54,62
100.105
54,54
121.880,50
58,84
126.071
57,87
119.846
56,14
2.864
2,81
4.155
2,82
7.706
4,20
10.162,70
4,91
9.558
4,39
10.660
4,99
32.602
32,02
45.072
30,55
57.200
31,17
58.811,04
28,39
63.581
29,18
61.029
28,59 Savings iB
32.290
31,72
44.288
30,02
56.059
30,54
58.220,28
28,11
62.926
28,88
60.253
28,22
312
0,31
784
0,53
1.141
0,62
590,76
0,29
655
0,30
776
0,36
Total DPK iB
115.415
113,37
147.512
100,00
183.534
100,00
207.121,44
100,00
217.858
100,00
213.477
Rupiah
110.910
108,94
140.547
95,28
171.900
93,66
193.805,27
93,57
204.404
93,82
197.659
92,59
4.505
4,42
6.965
4,72
11.634
6,34
13.316,16
6,43
13.454
6,18
15.819
7,41
Rupiah
Valas
Deposito Mudharabah iB
Rupiah
Valas
Tabungan Mudharabah iB
Rupiah
Valas
Valas
*). Angka-angka sementara
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
100,00 Total Third Party Funds iB
Rupiah
Foreign Exchange
*) Provisional figures
120
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks)
Persen (Percent)
2014
Indikator
2011
2012
2015
Indicator
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
Wadiah Demand Deposit iB
Giro iB
Rupiah
2,15
1,01
0,74
0,83
0,77
0,70
0,82
0,80
1,01
1,01
0,85
0,79
0,79
0,79
0,79
0,79
Rupiah
Valas
1,13
0,26
0,11
0,36
0,34
0,34
0,36
0,35
0,49
0,49
0,46
0,48
0,48
0,48
0,48
0,48
Foreign Exchange
Rupiah
7,46
6,33
5,10
7,89
7,81
8,39
7,74
9,57
8,09
8,09
7,78
7,41
7,41
7,41
7,41
7,41
Rupiah
Valas
3,36
2,89
2,76
2,00
2,23
2,15
2,13
2,02
2,23
2,23
2,33
1,72
1,72
1,72
1,72
1,72
Foreign Exchange
Mudharabah Deposits iB
Deposito iB
Mudharabah Saving iB
Tabungan iB
Rupiah
3,23
2,41
5,66
3,47
3,39
3,60
3,19
3,44
3,50
3,50
3,35
3,30
3,30
3,30
3,30
3,30
Rupiah
Valas
0,87
0,68
1,01
0,78
0,76
0,74
0,77
0,79
0,79
0,79
0,80
0,79
0,79
0,79
0,79
0,79
Foreign Exchange
r) Angka-angka diperbaiki
*). Angka-angka sementara
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
121
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi
(Average of Margin Rates of Financing Based on Sector Economic)
Persen (Percent)
2014
Sektor Ekonomi
2011
2012
2015
Sektor Ekonomi
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
1. Agriculture, hunting and
agricultural facilities
Rupiah
13,72
15,07
15,46
17,45
17,70
17,90
17,50
17,37
17,20
17,23
16,22
15,86
15,86
15,86
15,86
15,86
14,04
15,23
15,65
17,50
17,81
18,00
17,61
17,41
17,24
17,27
16,77
16,73
16,73
16,73
16,73
16,73
9,89
12,05
12,05
7,29
5,99
6,00
5,88
7,29
7,29
7,29
7,02
9,89
9,89
9,89
9,89
9,89
12,22
11,36
12,44
11,56
12,07
12,26
11,54
11,39
11,35
9,98
9,77
9,66
9,66
9,66
9,66
9,66
13,70
13,03
15,77
13,93
15,35
15,39
14,16
14,27
13,70
11,09
10,53
10,33
10,33
10,33
10,33
10,33
9,60
7,99
7,64
9,22
8,60
8,88
8,83
8,51
8,58
8,32
8,62
8,67
8,67
8,67
8,67
8,67
Valas
13,49
12,18
11,45
13,26
13,46
13,71
12,82
12,93
13,24
12,82
12,64
12,74
12,74
12,74
12,74
12,74
Rupiah
13,56
12,58
11,84
14,38
14,56
14,98
14,20
14,31
14,69
14,25
14,12
14,18
14,18
14,18
14,18
14,18
Valas
11,78
9,65
7,97
8,04
8,13
8,04
6,49
6,67
6,52
6,56
6,47
6,52
6,52
6,52
6,52
6,52
4. Listrik, gas dan air
14,03
12,91
11,24
12,06
13,22
13,10
11,35
11,94
12,21
12,24
11,65
11,71
11,71
11,71
11,71
11,71
Rupiah
14,56
13,77
12,94
13,56
14,93
14,84
12,34
13,21
13,59
13,68
12,84
12,96
12,96
12,96
12,96
12,96
Valas
10,30
8,90
8,18
8,05
8,16
8,14
8,52
8,51
8,62
8,60
8,65
8,62
8,62
8,62
8,62
8,62
14,32
13,95
12,26
13,85
14,47
14,42
13,69
13,80
14,10
14,08
13,49
13,14
13,14
13,14
13,14
13,14
Rupiah
14,54
14,46
12,42
14,04
14,69
14,65
13,81
13,91
14,22
14,23
13,69
13,30
13,30
13,30
13,30
13,30
Valas
12,11
10,62
9,61
10,78
10,64
10,62
11,40
11,63
11,71
10,78
8,78
9,11
9,11
9,11
9,11
9,11
Foreign Exchange
19,25
18,33
17,87
20,82
21,03
21,01
20,51
20,59
20,20
20,01
19,93
20,31
20,31
20,31
20,31
20,31
6. Trade, restaurants and hotels
19,60
18,74
18,26
20,90
21,13
21,13
20,63
20,72
20,33
20,15
20,12
20,48
20,48
20,48
20,48
20,48
8,99
9,14
8,97
12,05
10,28
8,86
8,78
8,72
8,62
8,25
7,70
8,33
8,33
8,33
8,33
8,33
Foreign Exchange
15,08
13,96
12,13
12,25
13,33
13,78
11,34
11,56
11,03
10,62
10,84
11,51
11,51
11,51
11,51
11,51
7. Transportation, warehousing
and communications
1. Pertanian, perburuan dan
sarana pertanian
Rupiah
Valas
2. Pertambangan
Rupiah
Rupiah
3.
5. Konstruksi
6. Perdagangan, restoran dan
hotel
Rupiah
Valas
7. Pengangkutan, pergudangan
dan komunikasi
Rupiah
16,20
15,40
13,81
14,87
16,99
16,80
13,77
14,13
14,12
13,70
13,64
13,56
13,56
13,56
13,56
13,56
Valas
9,12
8,94
8,07
6,46
6,56
7,83
6,68
6,54
5,97
5,48
6,05
6,66
6,66
6,66
6,66
6,66
8. Jasa Dunia usaha
14,37
13,86
13,20
14,32
14,74
14,55
13,85
14,07
14,31
14,04
13,69
13,60
13,60
13,60
13,60
13,60
Rupiah
14,51
13,98
13,22
14,23
14,66
14,47
13,75
13,97
14,23
13,97
13,63
13,54
13,54
13,54
13,54
13,54
8,89
8,61
12,29
21,92
21,08
21,36
21,87
22,64
20,15
19,41
17,66
17,23
17,23
17,23
17,23
17,23
14,57
12,76
11,66
17,82
17,06
16,94
16,03
16,22
17,49
16,11
15,69
15,70
15,70
15,70
15,70
15,70
Valas
9. Jasa sosial/masyarakat
Rupiah
Foreign Exchange
2. Mining
Rupiah
Foreign Exchange
3. Manufacturing
Rupiah
Foreign Exchange
4. Electricity, gas and water
Rupiah
Foreign Exchange
5. Construction
Rupiah
Rupiah
Rupiah
Foreign Exchange
8. Business Services
Rupiah
Foreign Exchange
9. Social Services
Rupiah
14,67
12,74
11,74
17,99
17,20
17,09
16,19
16,52
17,80
16,39
15,96
15,95
15,95
15,95
15,95
15,95
Valas
7,98
14,41
8,55
7,67
8,20
8,30
7,91
6,03
6,03
6,41
6,42
6,41
6,41
6,41
6,41
6,41
10. Lain-lain
9,68
10,29
10,64
11,17
11,43
11,44
11,73
11,80
12,36
11,88
12,50
12,59
12,59
12,59
12,59
12,59
Rupiah
9,99
10,63
11,03
11,18
11,43
11,44
11,73
11,80
12,36
11,88
12,50
12,59
12,59
12,59
12,59
12,59
Rupiah
Valas
0,78
0,36
0,54
0,14
2,36 r)
3,10
3,09
2,79
2,58
4,39
11,25
11,75
11,75
11,75
11,75
11,75
Foreign Exchange
Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah
r) Angka-angka diperbaiki
*) Angka-angka sementara
-) Tidak ada
Foreign Exchange
10. Others
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
122
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan
(Average of Margin Rates of Financing Based on Type of Use)
Persen (Percent)
2014
Jenis Penggunaan
2011
2012
2015
Type of Use
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
Working Capital
15,33
14,33
13,38
17,37
17,69
17,68
16,59
16,88
17,07
16,17
15,72
15,89
15,89
15,89
15,89
15,89
15,65
14,63
13,73
17,97
18,34
18,25
17,21
17,55
18,06
17,11
16,60
16,55
16,55
16,55
16,55
16,55
Valas
9,67
9,29
8,05
9,57
9,37
10,36
8,86
8,58
7,75
7,21
7,39
8,10
8,10
8,10
8,10
8,10
Investasi
14,42
13,96
13,00
14,10
14,21
14,27
13,53
13,57
13,87
13,97
13,79
13,83
13,83
13,83
13,83
13,83
Investment
Rupiah
14,74
14,37
13,33
15,24
15,36
15,40
14,50
14,54
14,80
14,92
14,76
14,82
14,82
14,82
14,82
14,82
Rupiah
Valas
10,14
9,48
10,19
8,14
8,13
8,14
8,23
8,32
8,39
8,31
8,32
8,61
8,61
8,61
8,61
8,61
Konsumsi
9,68
10,38
10,79
11,45
11,95
11,93
11,88
11,96
12,36
12,27
12,51
12,56
12,56
12,56
12,56
12,56
Consumption
Rupiah
9,99
10,72
11,19
11,46
11,95
11,93
11,88
11,96
12,36
12,27
12,51
12,56
12,56
12,56
12,56
12,56
Rupiah
Valas
0,78
0,36
0,55
0,14
r)
3,10
3,09
2,79
2,58
4,43
11,17
11,75
11,75
11,75
11,75
11,75
Foreign Exchange
Modal Kerja
Rupiah
2,36
Rupiah
Foreign Exchange
Foreign Exchange
1)
Ket: terdapat formulasi baru untuk perhitungan
bagi hasil akad ijarah
r) Angka-angka diperbaiki
*) Angka-angka sementara
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.10 Kegiatan Usaha BPR Syariah
(Sharia Rural Banks Operation)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
3.328
4.459
5.544
5.980
6.055
6.287
6.283
6.333
6.427
6.498
6.531
6.512
6.608
6.754
6.825
6.961 Disbursement of Fund iB
2.676
652
3.554
906
4.433
1.110
4.948
1.032
4.980
1.075
5.005
1.282
5.004
1.279
5.093
1.240
5.216
1.211
5.326
1.172
5.436
1.095
5.562
950
5.554
1.054
5.615
1.140
5.655
1.170
5.683
1.278
2.892
2.095
412
448
1.235
694
80
23
3.911
2.938
527
590
1.820
855
91
27
4.866
3.666
668
701
2.297
1.104
55
41
5.190
3.802
737
692
2.373
1.255
89
44
5.256
3.853
743
696
2.414
1.258
92
53
5.439
4.028
790
750
2.488
1.265
92
54
5.444
4.052
790
748
2.514
1.244
99
49
5.484
4.083
781
749
2.553
1.251
100
51
5.615
4.153
792
773
2.589
1.288
104
69
5.666
4.205
809
773
2.623
1.301
103
57
5.706
4.193
819
753
2.621
1.342
108
63
5.692
4.099
787
713
2.599
1.426
113
54
5.794
4.192
829
726
2.637
1.434
116
52
5.915
4.310
860
756
2.694
1.434
120
52
5.983
4.380
860
765
2.755
1.430
121
52
6.091 Source of Funds iB
4.467
Third Party Funds
875
Wadiah Savings iB
781
Mudharabah Savings iB
2.811
Deposit Mudharabah iB
1.457
Interbank Liabilities
118
Loan received
48
Other Liabilities
Beberapa Komponen Modal
501
616
732
805
818
844
878
914
863
868
886
893
905
932
940
960 Some Components of Capital
Modal Disetor
Cadangan
L/R Tahun berjalan
L/R Tahun Lalu
390
50
87
(26)
472
61
106
(24)
556
82
129
(35)
633
109
94
(31)
637
109
104
(32)
646
109
122
(32)
667
109
11
91
706
113
22
72
713
119
28
3
730
117
41
(20)
768
126
53
(60)
765
125
67
(64)
774
125
71
(65)
791
126
81
(65)
797
123
88
(68)
803
124
102
(68)
Penyaluran Dana iB
Pembiayaan iB
Antar Bank Aktiva iB
Sumber Dana iB
Dana Pihak Ketiga
Tabungan iB Wadiah
Tabungan iB Mudharabah
Deposito iB Mudharabah
Antar Bank Passiva
Pinjaman yang Diterima
Kewajiban Lainnya
Ket: r) Angka-angka diperbaiki
Financing iB
Interbank Assets iB
Paid-In Capital
Reserves
Current Earnings (Profit/Loss)
Current Earnings (Profit/Loss)
Note: r) Revised figures
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.11 Aset dan Pembiayaan BPR Syariah
(Asset and Financing of Sharia Rural Bank)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Aset
3.520
4.699
5.833
6.266
6.343
6.573
6.580
6.641
6.732
6.800
6.839
6.851
6.952
7.093
7.172
7.303 Assets
Pembiayaan iB
2.676
3.554
4.433
4.948
4.980
5.005
5.004
5.093
5.216
5.326
5.436
5.562
5.554
5.615
5.655
5.683 Financing iB
Lancar
2.512
3.335
4.145
4.505
4.542
4.610
4.556
4.629
4.727
4.829
4.926
5.047
5.010
5.068
5.098
5.114
Kurang Lancar
49
73
91
158
155
136
179
191
191
174
174
177
192
184
194
194
Sub Standard
Diragukan
45
52
66
91
89
81
86
85
98
109
114
113
118
120
115
111
Doubtful
Macet
70
94
132
193
195
177
184
188
200
214
223
224
235
243
249
264
Lost
164
219
288
442
439
395
449
464
489
497
510
514
544
547
558
569 Non Performing Financing (Nominal)
6,11
6,15
6,50
8,94
8,81
7,89
8,97
9,11
10,36
9,33
9,38
9,25
9,80
9,74
9,86
Non Performing Financing
(Nominal)
Non Performing Financing (%)
Ket: r) Angka-angka diperbaiki
Current
10,01 Non Performing Financing (%)
Note: r) Revised figures
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Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.12 Jaringan Kantor Perbankan Syariah
(Sharia Bank Office Network)
2014
Indikator
2011
2012
2015
Indicator
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
Ags
Sep
Okt
Sharia Commercial Banks
Bank Umum Syariah (BUS)
Jumlah Bank
*)
*)
*)
12*)
Total Bank
11
11
11
12
12
12
12
12
12
12
12
12
1.390
1.734
1.987
2.157
2.147
2.151
2.145
2.145
2.138
2.135
2.121
2.121
2121*)
2121*)
2121*)
2121*)
24
24
23
22
22
22
22
22
22
22
22
22
22*)
22*)
22*)
22*)
312
493
567
362
354
320
322
324
325
323
327
327
*)
327*)
Jumlah Bank
155
158
163
163
163
163
164
162
162
162 r)
162
162
161
162
162
163
Total Bank
Jumlah Kantor
364
401
402
431
438
439
477
486
471
433 r)
440
471
439
452
443
443
Total Bank Offices
Jumlah Kantor
12
12
12
Sharia Business Units
Unit Usaha Syariah (UUS)
Jumlah Bank
Jumlah Kantor
327
*)
327
*)
327
Total Bank
Total Bank Offices
Sharia Rural Bank
BPR Syariah
Ket: r) Angka-angka diperbaiki
*) Angka-angka sementara
Total Bank Offices
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.13 Kinerja Bank Umum Syariah
(Sharia Commercial Bank Performance)
Miliar Rp (Billion Rp)
Indikator
CAR (%)
- Modal
- ATMR
2011
2012
2013
2014
Nov
Okt
2015
Des
Jan
Feb
Sep
Okt
14,62
21.624
147.951
15,05
22.100
146.835
15,15
22.666
149.628
14,96
22.616
151.204
CAR (%)
- Capital
- Risk Weighted Assets
5,76
10.516
182.716
5,75
10.515
182.833
5,76
10.648
184.763
5,90
10.827
183.361
5,83
10.721
183.836
6,04
11.114
184.110
5,94
11.222
189.050
6,05
11.338
187.260
Earning Assset Quality
Classified Earning assets to
- Classified Earning Assets
- Total Earning assets
0,86
1.553
0,75
1.353
0,68
1.220
0,69
1.244
0,55
986
0,53
961
0,48
872
0,52
938
0,55
997
179.826
179.860
179.893
180.213
180.193
180.208
180.217
180.765
181.001
15,25
18.437
120.871
15,66 r)
19.521
124.626
15,74
19.585
124.405
14,16 r)
14,38 r)
14,43 r)
r)
r)
r)
19.868
20.566
20.847
r)
r)
r)
140.294
143.189
144.506
94,38
757
13.471
97,34
3.341
125.551
96,96
4.668
153.688
5.15 r)
9.480
184.207
5.47 r)
10.180
186.032
4.78 r)
10.055
210.371
5,75
11.626
202.284
5,98
10.974
183.362
1,20
949
79.144
2,04
2.184
1,82
2.558
0.43 r)
737 r)
0.62 r)
1.081 r)
2.92 * )
916 r)
0,97
1.739
107.114
140.544
179.126
Jun
Jul
KAP
-
APYD terhadap Aktiva Produktif
APYD
Total Aktiva Produktif
Rentabilitas
NOM (%)
- Pendapatan
-
Rata-rata Aktiva
ROA (%)
- Laba
- Rata-Rata total aset
BOPO (%)
-
Biaya Operasional
Pendapatan
Likuiditas
Short Term Mistmach (%)
- Aktiva Jangka Pendek
-
Kewajiban Jangka
FDR (%)
172.930 r) 174.028 r) 175.548
)
r)
1,59
1,94
1,58
0.56 *
0,49
0,41
1.460
92.058
81,65
2.397
123.667
76,35
2.573
162.544
82,16
629 r)
r)
197.233
97,37 r)
972
197.281
822
198.248
96,34 r)
96,97
r)
6.378
7.812
7.678
10.057
12.012
14.621
22.746 r)
23.360 r)
26.073 r)
27.063 r)
29.285
30.201
r)
19,64
16.779
85.448
18,04
18.689
16,33
20.277
19,07
26.665
21,54
31.497
0,88
0,78
0,69
0,62
0,63
0,50
0,50
0,46
0,49
-
Average Earning Assets
ROA (%)
0,51
1.544
197.620
94,23
1.371
197.931
95,98
1.227
197.986
96,69
1.247
198.472
96,51
988
198.763
96,98
1.004
199.054
97,08
918
199.182
97,30
986
199.720
96,94
1.015
199.891
96,71
2.642
2.787
4.226
4.484
8.073
8.411
11.866
12.272
14.337
14.855
15.770
16.261
18.628
19.189
20.924
21.505
22.285
22.989
24.389
25.219
Profit
Average Assets
Operating Expenses to
Operations Revenue (%)
- Operations Expenses
- Operations Income
18,22
27.833
25,17
44.511
19,05
28.068
19,98
29.933
20,65
31.060
19,73
28.883
19,73
28.883
20,89
31.975
22,04
33.658
27,65
42.866
21,61
32.976
Liquidity
Short Term Mistmach (%)
- Short-Term Assets
r)
103.588
124.192
139.852
146.255
152.758
176.847
147.368
149.842
150.408
146.380
146.380
153.059
152.708
155.035
152.563
91,41
120,65
95,87
93,90
89,91
86,66
88,85
89,37
89,15
89,57
90,05
90,05
90,13
90,72
90,82
90,67
145.817
147.136
147.245
148.021
148.021
149.059
149.287
151.157
150.389
Pembiayaan
32.165
142.148
137.268
147.737
148.403
147.944
145.976
-
Dana Pihak Ketiga
35.186
117.817
143.174
157.332
165.050
170.723
164.291
r) Angka-angka diperbaiki, perbaikan terakhir pada edisi Juni 2015
*) Angka-angka sementara
r) untuk Data KAP posisi Juli - Desember 2014 terdapat revisi tingkat kesehatan BUS - UUS
berdasarkan SE
OJK No. 11/SEOJK.03/2014 tgl 11 Juni 2014
Profitability
NOM (%)
- Net Operations Income
1.745
197.385
94,80
Ket:
Indicator
Ags
14,09
21.301
151.157
14,42
18.089
125.429
Mei
r)
14,37 r)
r)
21.131
r)
147.058
14,14
13.866
98.071
Apr
r)
14,50 r)
r)
21.015
r)
144.957
16,63
11.297
67.936
Mar
-
-
Short-Term Liabilities
FDR (%)
-
Financing
- Third Party Funds
Note: r) Revised figures, last revised at June 2015
*) Provisional figures
r) Revision on data for KAP at July-December 2014 on Banking Health Measurement, which is based on SE OJK No. 11/SEOJK.03/2014 at June 11th, 2014
163.159
165.034
164.400
164.375
164.375
165.378
164.561
166.433
165.857
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
127
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio
(Sharia Commercial Based on Ratios)
2014
Indikator
2011
2012
2015
Indicator
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
Tier One Capital
Modal Inti
<100 miliar
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
<100 billion
>100 miliar
11
11
11
12
12
12
12
12
12
12
12
12
12
12
12
12
>100 billion
2
r)
2
r)
1
r)
1
*)
1
*)
2
2
2
2
2
10
r)
10
r)
11
r)
11
*)
11
*)
10
10
10
10
10
Capital Adequacy Ratio
CAR
<12%
3
2
2
1
2
1
>12%
8
9
9
11
10
11
<12%
>12%
Non Performing Loan Ratio
NPL
<5%
11
11
11
8
8
9
7
6
7
8
6
7
7
7
7
7
>5%
0
0
0
4
4
3
5
6
5
4
6
5
5
5
5
5
<5%
>5%
Return on Asset Ratio
ROA
<1,5%
5
4
6
9
9
9
9
9
10
11
11
11
11
11
11
11
<1,5%
>1,5%
6
7
5
3
3
3
3
3
2
1
1
1
1
1
1
1
>1,5%
Finance to Deposit Ratio
0
<50%
FDR
<50%
>50%
Ket: r) Angka-angka diperbaiki
*) Angka-angka sementara
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
11
11
11
12
12
12
12
12
12
12
12
12
12
12
12
12
>50%
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat
(Rural Banks Operations)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Fund Disbursements
Penyaluran Dana
a. Kredit
41.100
49.818
59.176
67.359
67.648
68.391
68.519
69.457
70.409
71.343
72.409
73.749
73.791
74.125
74.275
74.275
a. Credits
b. Antar Bank Aktiva
12.434
14.935
15.374
15.326
16.352
18.540
18.590
17.979
18.137
18.126
18.101
16.954
18.184
19.087
19.899
21.027
b. Inter-Bank Assets
38.209
44.870
50.520
55.730
56.800
58.750
59.381
59.742
60.540
61.272
62.012
61.550
62.458
63.418
64.078
65.058
a. Third Party Funds
Deposito
26.174
30.401
33.879
38.104
38.751
39.919
40.655
41.032
41.849
42.403
43.184
43.486
44.115
44.610
44.802
45.297
Time Deposits
Tabungan
12.035
14.468
16.641
17.626
18.048
18.831
18.726
18.710
18.691
18.869
18.828
18.064
18.342
18.808
19.276
19.762
Savings Deposits
6.420
9.528
1.896
1.848
1.918
2.006
2.047
2.091
2.157
2.274
2.307
2.465
2.661
2.822
2.887
2.943
b. Inter-Bank Liabilities
c. Pinjaman yang Diterima
443
426
11.165
12.861
13.007
13.386
12.963
12.815
13.065
13.010
13.272
13.810
13.793
13.728
13.621
13.347
d. Kewajiban Segera
389
466
421
408
464
452
539
531
614
242
688
682
613
572
591
586
Source of Funds
Sumber Dana
a. DPK
b. Antar Bank Pasiva
c. Loans received
d. Immediate Liabilities
Several Components of Capital
Beberapa Komponen Modal
a. Modal Disetor
5.517
6.227
6.997
8.051
8.105
8.227
8.351
8.409
8.518
8.559
8.629
8.733
9.039
9.125
9.225
9.307
a. Paid In Capital
b. Cadangan
1.465
1.726
1.573
1.798
1.810
1.819
1.839
1.836
1.926
1.993
2.035
2.068
2.054
2.051
2.052
2.057
b. Reserves
c. L/R Tahun Berjalan
1.853
2.328
2.661
2.254
2.484
2.682
214
411
689
882
1.120
1.361
1.499
1.764
1.995
2.277
c. Current Earnings
(125)
(24)
564
1.047
1.010
978
3.331
3.173
2.573
1.972
1.615
1.524
1.450
1.416
1.389
1.353
d. Retained Earnings (Profit/Loss)
d. L/R Tahun Lalu
Ket: Sejak data November 2013 pos Antar Bank Pasiva tidak termasuk
pinjaman yang diterima dari Bank lain.
Sejak Data November 2013 pos Pinjaman Yang Diterima termasuk
pinjaman yang diterima dari Bank lain.
since November 2013, data Inter-Bank liabilities not include Loans received form other bank
since November 2013, data Loans received include Loans received form other bank
130
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.2 Kinerja Bank Perkreditan Rakyat
(Rural Banks Performance)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
Indicator
Okt
LDR (%)
2015
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
79,53 LDR (%)
78,54
78,63
84,34
83,98
81,08
79,79
79,05
79,68
80,26
81,01
81,34
82,60
81,34
80,86
80,34
- Total Kredit
41.144
49.866
59.176
68.115
67.648
68.391
68.342
69.404
70.409
71.350
72.409
73.749
73.791
74.125
74.275
74.275
-
Total Credit
- Penghimpunan Dana
44.836
54.535
60.024
69.072
70.883
72.914
72.736
73.390
74.341
75.055
76.155
76.268
77.264
78.191
78.820
79.594
-
Funds collected
7.551
8.880
10.137
12.035
12.552
12.801
13.718
13.713
13.385
13.021
12.866
13.020
13.353
13.479
13.628
13.797
-
Core Capital
- Modal Inti
NPL (%)
- Kredit Non Lancar
- Total Kredit
ROA (%)
- L/R Tahun Berjalan
- Total Aktiva
6,13 NPL (%)
5,22
4,75
4,41
5,40
5,36
4,75
5,32
5,50
5,46
5,52
5,70
5,70
6,00
6,04
6,05
2.146
2.369
2.610
3.635
3.628
3.252
3.643
3.822
3.843
3.938
4.131
4.205
4.431
4.480
4.490
4.550
-
Non Current Credits
41.100
49.818
59.176
67.359
67.648
68.391
68.519
69.457
70.409
71.343
72.409
73.749
73.791
74.125
74.275
74.275
-
Total Credit
2,77 ROA (%)
3,32
3,46
3,44
3,16
3,10
2,98
2,85
2,73
3,01
2,87
2,87
2,90
2,70
2,74
2,73
1.853
2.328
2.661
2.254
2.484
2.682
214
411
689
882
1.120
1.361
1.499
1.764
1.995
2.277
-
Current Earnings (Profit/Loss)
55.799
67.397
77.376
85.623
87.344
89.878
90.052
90.419
91.550
92.398
93.631
93.987
95.197
96.540
97.469
98.628
-
Total Aktiva
29,46
32,63
32,41
28,68
28,56
27,89
26,31
25,12
27,59
26,30
26,48
26,50
24,24
24,75
24,64
25,11 ROE (%)
- L/R Tahun Berjalan
1.853
2.328
2.661
2.254
2.484
2.682
214
411
689
882
1.120
1.361
1.499
1.764
1.995
2.277
-
Current Earnings (Profit/Loss)
- Modal Disetor
5.517
6.227
6.997
8.051
8.105
8.227
8.351
8.409
8.518
8.559
8.629
8.733
9.039
9.125
9.225
9.307
-
Paid In Capital
772
909
1.214
1.380
1.382
1.389
1.396
1.409
1.467
1.506
1.521
1.543
1.563
1.564
1.567
1.574
-
General Reserve
ROE (%)
- Cadangan Umum
Ket:
*)
Angka-angka sementara
*) Provisional figures
131
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR
(Growth of Rural Banks Asset Based on Location)
Miliar Rp (Billion Rp)
Lokasi
2011
2012
2014
2013
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Location
1. Jawa Barat
9.771
11.293
12.663
14.332
14.677
15.099
15.220
15.190
15.303
15.374
15.686
15.483
15.659
15.834
15.791
15.877
2. Banten
1.056
1.308
1.529
1.655
1.711
1.833
1.886
1.970
2.054
2.075
2.089
2.122
2.116
2.129
2.161
2.176
3. DKI Jakarta
1.341
1.579
1.625
1.780
1.807
1.889
1.881
1.901
1.933
1.939
1.981
2.033
2.057
2.039
2.039
2.063
4. D.I Yogyakarta
2.610
3.097
3.510
3.926
4.028
4.127
4.147
4.138
4.207
4.268
4.328
4.298
4.363
4.410
4.477
4.533
12.851
14.938
16.844
18.526
18.838
19.234
19.341
19.444
19.567
19.818
19.958
19.943
20.326
20.729
21.129
21.534
6.562
7.898
8.910
9.865
9.997
10.226
10.256
10.307
10.352
10.628
10.732
10.750
10.849
10.967
11.026
11.129
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
33
39
39
51
54
55
56
56
57
56
55
59
58
59
62
60
8. Jambi
424
644
738
740
747
759
765
759
767
772
765
760
759
750
751
751
9. Aceh
125
138
161
164
165
168
168
168
170
170
171
174
197
199
202
205
10. Sumatera Utara
763
877
967
1.048
1.055
1.049
1.063
1.076
1.074
1.084
1.097
1.109
1.125
1.149
1.156
1.172
11. Sumatera Barat
1.278
1.406
1.337
1.318
1.320
1.346
1.341
1.341
1.349
1.347
1.335
1.311
1.333
1.353
1.376
1.393
899
1.015
1.050
1.109
1.107
1.134
1.124
1.130
1.163
1.152
1.154
1.161
1.161
1.182
1.188
1.176
2.836
3.425
3.842
4.320
4.369
4.446
4.536
4.591
4.677
4.747
4.854
4.860
4.865
4.882
4.919
4.851
14. Sumatera Selatan
834
996
1.046
1.099
1.100
1.156
1.107
1.105
1.106
1.100
1.121
1.151
1.166
1.181
1.177
1.193
15. Bangka Belitung
50
59
75
82
84
89
96
100
101
99
101
102
102
107
107
110
12. Riau
13. Kepulauan Riau
16. Lampung
4.386
5.167
6.678
7.412
7.577
7.897
7.882
7.853
7.965
7.959
7.994
8.077
8.339
8.345
8.370
8.525
17. Kalimantan Selatan
389
396
416
443
447
533
476
479
486
485
501
498
499
504
545
530
18. Kalimantan Barat
820
979
953
983
1.023
1.020
1.005
1.006
1.031
1.013
1.014
1.063
1.088
1.079
1.054
1.030
19. Kalimantan Timur
282
310
336
327
331
359
351
348
354
357
371
376
379
386
377
377
20. Kalimantan Tengah
67
137
232
230
324
287
257
256
251
244
279
282
274
268
289
291
21. Sulawesi Tengah
504
955
1.372
1.482
1.496
1.535
1.492
1.524
1.616
1.638
1.693
1.812
1.802
1.846
1.870
1.878
22. Sulawesi Selatan
669
925
1.064
1.255
1.276
1.310
1.336
1.344
1.339
1.378
1.409
1.407
1.371
1.391
1.409
1.422
23. Sulawesi Utara
625
820
963
940
965
995
987
982
989
994
1.006
1.008
998
992
1.012
1.002
80
103
133
163
169
187
197
198
200
217
226
234
235
236
240
246
4
6
7
8
8
8
8
8
8
8
8
8
65
68
69
68
24. Sulawesi Tenggara
25. Sulawesi Barat
26. Gorontalo
27. Nusa Tenggara Barat
28. Bali
30
35
36
34
34
35
34
34
34
34
33
33
33
33
33
34
716
840
940
1.010
1.032
1.062
1.066
1.064
1.074
1.083
1.087
1.054
1.072
1.110
1.141
1.178
4.801
6.326
7.721
8.894
9.115
9.380
9.361
9.444
9.604
9.695
9.831
10.001
10.086
10.418
10.534
10.808
29. Nusa Tenggara Timur
200
253
337
383
398
415
422
417
417
421
432
435
444
453
461
463
30. Maluku
391
747
1.001
1.054
1.073
1.174
1.119
1.112
1.160
1.127
1.182
1.190
1.172
1.188
1.223
1.253
31. Papua
314
516
609
712
728
754
745
751
812
790
829
850
852
863
884
895
32. Maluku Utara
13
17
22
32
33
35
35
35
36
36
36
37
36
36
37
39
33. Papua Barat
74
152
221
243
257
280
292
289
296
291
274
308
314
355
361
363
34. Lainnya
Total
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
55.799
67.397
77.376
85.623
87.344
89.878
90.052
90.419
91.550
92.398
93.631
93.987
95.197
96.540
97.469
98.628
1. Jawa Barat
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
10. Sumatera Utara
11. Sumatera Barat
12. Riau
13. Kepulauan Riau
14. Sumatera Selatan
15. Bangka Belitung
16. Lampung
17. Kalimantan Selatan
18. Kalimantan Barat
19. Kalimantan Timur
20. Kalimantan Tengah
21. Sulawesi Tengah
22. Sulawesi Selatan
23. Sulawesi Utara
24. Sulawesi Tenggara
25. Sulawesi Barat
26. Gorontalo
27. Nusa Tenggara Barat
28. Bali
29. Nusa Tenggara Timur
30. Maluku
31. Papua
32. Maluku Utara
33. Papua Barat
34. Others
Total
132
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.4 Jumlah BPR Berdasarkan Total Aset
(Rural Banks Based on Total Assets)
Miliar Rp (Billion Rp)
2014
Total Aset
2011
2012
Total Asset
Okt
Total Aset BPR
2015
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
16
12
9
8
7
12
6
6
6
8
7
7
9
8
7
7 Total Asset Rural bank
264
229
213
197
192
190
198
199
197
186
187
180
177
171
171
158 Total Asset Rural bank
< 1 Billion
< 1 Miliar
Total Aset BPR
1 up to 5 Billion
1 s.d 5 Miliar
Total Aset BPR
387
333
267
252
253
245
235
229
232
230
228
232
234
236
228
226 Total Asset Rural bank
5 up to 10 Billion
5 s.d 10 Miliar
Total Aset BPR
1.002
1.079
1.146
1.178
1.185
1.196
1.204
1.209
1.208
1.218
1.221
1.225
1.224
1.229
1.238
1.253 Total Asset Rural bank
> 10 Billion
> 10 Miliar
Total
1.669
1.653
1.635
1.635
1.637
1.643
1.643
1.643
1.643
1.642
1.643
1.644
1.644
1.644
1.644
1.644
Total
133
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat
(NPL of Rural Bank)
Miliar Rp (Billion Rp)
2014
Kolektibilitas
2011
2012
2015
Collectibility
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
41.100
49.818
59.176
67.359
67.648
68.391
68.519
69.457
70.409
71.343
72.409
73.749
73.791
74.125
74.275
74.275 Credit
38.953
47.450
56.566
63.724
64.020
65.139
64.876
65.635
66.565
67.405
68.278
69.544
69.360
69.645
69.784
69.725
b. Kurang Lancar
495
577
640
1.020
993
773
1.058
1.161
1.174
1.169
1.231
1.252
1.317
1.297
1.203
1.171
b. Sub-Standard
c. Diragukan
420
453
537
730
746
713
742
758
720
763
805
814
908
944
1.007
1.007
c. Doubtful
d. Lost
Kredit
a. Lancar
d. Macet
a. Current
1.231
1.339
1.433
1.885
1.889
1.766
1.842
1.903
1.949
2.006
2.095
2.139
2.205
2.238
2.280
2.372
Non Performing Loan (Nominal)
2.146
2.369
2.610
3.635
3.628
3.252
3.643
3.822
3.843
3.938
4.131
4.205
4.431
4.480
4.490
4.550 Non Performing Loan (Nominal)
Rasio Non Performing Loan (%)
5,22
4,75
4,41
5,40
5,36
4,75
5,32
5,50
5,46
5,52
5,70
5,70
6,00
6,04
6,05
6,13 Non Performing Loan Ratio (%)
134
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi
(NPL of Rural Banks Based On Location)
Miliar Rp (Billion Rp)
Lokasi
2011
2012
2014
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Location
Okt
455
501
529
739
738
700
748
774
759
773
816
814
862
879
876
875
1. Jawa Barat
2. Banten
85
89
99
114
111
101
108
118
117
133
140
143
149
151
151
155
2. Banten
3. DKI Jakarta
46
64
64
70
73
66
74
75
74
69
73
77
86
94
90
96
4. D.I Yogyakarta
109
115
123
165
173
144
170
183
180
186
202
203
221
223
221
219
5. Jawa Tengah
675
687
697
945
944
825
909
959
973
1.002
1.059
1.076
1.112
1.129
1.143
1.155
6. Jawa Timur
194
204
247
411
418
374
419
446
459
479
490
507
545
550
570
573
1
2
3
2
2
2
2
3
3
3
3
4
4
4
4
4
8. Jambi
13
14
36
63
67
64
71
78
76
82
85
83
88
91
93
93
9. Aceh
6
6
8
12
12
11
12
12
13
13
13
14
15
15
15
14
10. Sumatera Utara
48
40
50
57
58
55
59
59
61
61
63
62
65
66
68
69
10. Sumatera Utara
11. Sumatera Barat
66
68
68
101
97
83
92
96
98
94
99
96
100
99
102
101
11. Sumatera Barat
12. Riau
49
89
103
119
120
112
120
122
122
124
124
123
127
126
129
129
12. Riau
13. Kepulauan Riau
37
62
65
99
96
80
107
112
109
115
119
120
124
125
121
127
13. Kepulauan Riau
14. Sumatera Selatan
27
34
47
85
66
58
96
98
90
106
95
109
110
112
110
112
14. Sumatera Selatan
15. Bangka Belitung
1
2
2
4
4
3
3
4
4
5
5
5
5
5
6
6
16. Lampung
51
57
65
85
89
77
84
84
82
85
92
87
98
93
96
104
17. Kalimantan Selatan
12
17
27
45
45
44
55
47
50
52
62
64
64
65
60
58
17. Kalimantan Selatan
18. Kalimantan Barat
16
27
22
26
26
27
28
31
31
33
37
36
39
39
41
41
18. Kalimantan Barat
19. Kalimantan Timur
24
29
30
37
37
32
33
30
27
30
31
29
29
30
30
29
19. Kalimantan Timur
20. Kalimantan Tengah
4
4
7
15
10
7
5
9
3
3
4
4
4
9
3
4
21. Sulawesi Tengah
4
7
12
18
18
16
18
21
21
20
21
20
21
20
21
21
21. Sulawesi Tengah
22. Sulawesi Selatan
15
13
12
26
26
22
26
29
32
32
36
35
38
39
38
38
22. Sulawesi Selatan
23. Sulawesi Utara
18
25
59
66
74
59
66
64
63
62
71
92
94
96
92
92
23. Sulawesi Utara
24. Sulawesi Tenggara
9
10
9
13
13
11
12
14
16
16
18
16
16
17
18
18
24. Sulawesi Tenggara
25. Sulawesi Barat
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25. Sulawesi Barat
26. Gorontalo
3
3
3
4
4
5
5
5
5
5
5
5
5
5
5
5
26. Gorontalo
27. Nusa Tenggara Barat
69
79
67
71
70
66
71
75
78
79
81
79
81
81
85
84
28. Bali
95
103
138
195
185
168
203
212
243
217
232
240
263
257
241
262
29. Nusa Tenggara Timur
6
7
6
27
30
22
31
39
27
31
31
30
32
27
24
27
30. Maluku
5
4
4
4
4
4
4
5
5
5
6
6
7
6
6
6
31. Papua
4
5
7
10
10
10
11
12
18
14
15
16
17
17
18
19
32. Maluku Utara
0
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
33. Papua Barat
0
0
-
5
6
3
4
5
6
7
2
7
8
9
10
10
34. Lainnya
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2.146
2.369
2.610
3.635
3.628
3.252
3.643
3.822
3.843
3.938
4.131
4.205
4.431
4.480
4.490
4.550
1. Jawa Barat
7. Bengkulu
Total
3. DKI Jakarta
4. D.I Yogyakarta
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
15. Bangka Belitung
16. Lampung
20. Kalimantan Tengah
27. Nusa Tenggara Barat
28. Bali
29. Nusa Tenggara Timur
30. Maluku
31. Papua
32. Maluku Utara
33. Papua Barat
34. Others
Total
135
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat
(Composition of Third Party Funds of Rural Bank)
Miliar Rp (Billion Rp)
Desember 2011
Indikator
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds)
(%)
Desember 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Oktober 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Oktober 2015
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
Indicator
(Composition to
Total Third Party
Funds) (%)
Deposito
26.174
68,50
30.401
67,75
33.879
67,06%
38.104
68,37%
39.919
67,95%
45.297
69,62% Time Deposits
Tabungan
12.035
31,50
14.468
32,25
16.641
32,94%
17.626
31,63%
18.831
32,05%
19.762
30,38% Saving
Total DPK
38.209
100,00
44.870
100,00
50.520
100%
55.730
100%
58.750
100%
65.058
100% Total Third Party Funds
136
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Oktober 2015
(Composition of Third Party Funds of Rural Banks Based on Location - October 2015)
Lokasi
Tabungan
Deposito
Total DPK
(Saving Deposits)
(Time Deposits)
(Total of Third Party Funds)
Pangsa Thd Total DPK (%)
Location
(Portion to Total Third Party Funds (%)
Miliar Rp (Billion Rp)
1. Jawa Barat
1. Jawa Barat
2.933
8.244
11.178
17,18%
287
1.052
1.339
2,06%
2. Banten
96
1.268
1.363
2,10%
3. DKI Jakarta
4. D.I Yogyakarta
1.032
2.342
3.374
5,19%
4. D.I Yogyakarta
5. Jawa Tengah
6.648
9.265
15.914
24,46%
5. Jawa Tengah
6. Jawa Timur
2.097
4.757
6.854
10,53%
6. Jawa Timur
7. Bengkulu
19
21
40
0,06%
7. Bengkulu
8. Jambi
88
491
579
0,89%
8. Jambi
9. Aceh
34
62
96
0,15%
10. Sumatera Utara
434
456
891
1,37%
10. Sumatera Utara
11. Sumatera Barat
620
447
1.067
1,64%
11. Sumatera Barat
12. Riau
323
526
849
1,31%
12. Riau
13. Kepulauan Riau
499
3.439
3.938
6,05%
13. Kepulauan Riau
14. Sumatera Selatan
187
543
729
1,12%
14. Sumatera Selatan
15. Bangka Belitung
15
72
87
0,13%
15. Bangka Belitung
16. Lampung
692
3.528
4.221
6,49%
16. Lampung
17. Kalimantan Selatan
130
191
321
0,49%
17. Kalimantan Selatan
18. Kalimantan Barat
292
491
783
1,20%
18. Kalimantan Barat
19. Kalimantan Timur
87
108
195
0,30%
19. Kalimantan Timur
109
111
221
0,34%
20. Kalimantan Tengah
21. Sulawesi Tengah
74
456
530
0,81%
21. Sulawesi Tengah
22. Sulawesi Selatan
175
714
889
1,37%
22. Sulawesi Selatan
23. Sulawesi Utara
151
665
816
1,25%
23. Sulawesi Utara
24. Sulawesi Tenggara
61
43
103
0,16%
24. Sulawesi Tenggara
25. Sulawesi Barat
35
10
44
0,07%
25. Sulawesi Barat
8
12
20
0,03%
26. Gorontalo
405
363
768
1,18%
27. Nusa Tenggara Barat
1.893
4.764
6.657
10,23%
118
234
352
0,54%
29. Nusa Tenggara Timur
30. Maluku
76
207
283
0,44%
30. Maluku
31. Papua
78
211
290
0,45%
31. Papua
6
14
20
0,03%
32. Maluku Utara
56
191
248
0,38%
33. Papua Barat
-
-
-
0,00%
34. Others
19.762
45.297
65.058
100,00%
Total
2. Banten
3. DKI Jakarta
20. Kalimantan Tengah
26. Gorontalo
27. Nusa Tenggara Barat
28. Bali
29. Nusa Tenggara Timur
32. Maluku Utara
33. Papua Barat
34. Lainnya
Total
9. Aceh
28. Bali
137
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan
(Third Party Funds of Rural Banks Based on Deposits Location)
Miliar Rp (Billion Rp)
Lokasi
1. Jawa Barat
2011
2012
2014
2013
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Location
1. Jawa Barat
6.859
7.746
8.804
10.081
10.361
10.754
10.904
10.929
11.065
11.137
11.287
10.908
11.026
11.184
11.110
11.178
2. Banten
661
816
953
1.027
1.058
1.114
1.160
1.160
1.246
1.266
1.277
1.269
1.286
1.305
1.326
1.339
2. Banten
3. DKI Jakarta
837
1.063
1.001
1.130
1.140
1.209
1.229
1.247
1.274
1.277
1.318
1.352
1.377
1.356
1.347
1.363
3. DKI Jakarta
4. D.I Yogyakarta
1.814
2.193
2.540
2.832
2.875
2.934
2.998
3.007
3.061
3.135
3.182
3.144
3.214
3.260
3.316
3.374
4. D.I Yogyakarta
5. Jawa Tengah
9.052
10.585
12.097
13.282
13.486
13.909
14.093
14.194
14.300
14.568
14.672
14.505
14.868
15.195
15.508
15.914
6. Jawa Timur
4.041
4.893
5.459
6.003
6.083
6.241
6.288
6.321
6.334
6.447
6.523
6.468
6.588
6.688
6.771
6.854
20
25
27
31
32
32
33
34
34
34
35
39
38
39
42
40
8. Jambi
316
482
532
548
555
567
576
574
580
588
582
583
585
579
578
579
9. Aceh
55
61
80
83
83
85
85
84
87
87
88
89
90
91
94
96
10. Sumatera Utara
538
612
690
769
774
774
794
806
816
826
834
837
857
876
883
891
10. Sumatera Utara
11. Sumatera Barat
913
972
917
943
947
973
975
981
999
1.001
991
965
995
1.023
1.047
1.067
11. Sumatera Barat
12. Riau
629
678
699
769
765
787
784
793
825
825
828
836
839
855
859
849
2.324
2.735
3.097
3.507
3.530
3.610
3.696
3.756
3.849
3.924
4.016
4.017
4.009
4.008
4.022
3.938
14. Sumatera Selatan
556
625
657
666
660
715
676
684
685
669
681
705
714
722
721
729
14. Sumatera Selatan
15. Bangka Belitung
43
48
60
63
65
70
76
79
78
85
85
82
82
86
88
87
15. Bangka Belitung
2.883
3.249
3.373
3.614
3.644
3.724
3.852
3.827
3.865
3.900
3.854
3.895
3.979
4.014
4.058
4.221
17. Kalimantan Selatan
251
222
228
249
251
338
287
288
297
290
303
296
297
303
338
321
17. Kalimantan Selatan
18. Kalimantan Barat
651
783
737
742
775
770
762
758
784
765
765
812
832
821
804
783
18. Kalimantan Barat
19. Kalimantan Timur
174
192
202
176
177
191
183
181
185
186
197
198
198
201
196
195
19. Kalimantan Timur
44
105
190
178
271
232
200
198
191
185
216
217
209
202
221
221
20. Kalimantan Tengah
21. Sulawesi Tengah
277
284
332
373
377
412
367
395
444
410
486
467
472
479
502
530
21. Sulawesi Tengah
22. Sulawesi Selatan
366
476
497
675
696
721
754
771
773
810
843
852
835
857
875
889
22. Sulawesi Selatan
23. Sulawesi Utara
439
588
728
717
744
772
784
779
780
800
798
802
812
808
806
816
23. Sulawesi Utara
56
61
78
86
89
94
90
93
92
100
101
104
105
105
102
103
24. Sulawesi Tenggara
2
3
2
3
3
3
3
3
3
3
3
3
41
46
46
44
25. Sulawesi Barat
16
20
21
19
19
20
20
19
19
19
19
19
19
19
20
20
26. Gorontalo
452
521
602
656
667
690
692
691
709
716
712
673
689
716
742
768
3.254
4.054
4.959
5.598
5.716
5.905
5.932
6.000
6.053
6.157
6.226
6.248
6.269
6.409
6.478
6.657
29. Nusa Tenggara Timur
143
186
248
278
294
309
309
307
311
314
325
331
343
350
353
352
29. Nusa Tenggara Timur
30. Maluku
251
271
313
223
233
329
297
300
303
266
314
306
285
286
282
283
30. Maluku
31. Papua
224
203
229
230
239
251
257
260
267
252
254
285
258
276
277
290
31. Papua
6
8
11
16
16
17
17
17
18
18
18
19
18
19
19
20
63
111
155
164
174
198
208
205
214
210
180
223
230
240
247
248
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
38.209
44.870
50.520
55.730
56.800
58.750
59.381
59.742
60.540
61.272
62.012
61.550
62.458
63.418
64.078
65.058
7. Bengkulu
13. Kepulauan Riau
16. Lampung
20. Kalimantan Tengah
24. Sulawesi Tenggara
25. Sulawesi Barat
26. Gorontalo
27. Nusa Tenggara Barat
28. Bali
32. Maluku Utara
33. Papua Barat
34. Lainnya
Total
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
12. Riau
13. Kepulauan Riau
16. Lampung
27. Nusa Tenggara Barat
28. Bali
32. Maluku Utara
33. Papua Barat
34. Others
Total
138
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat
(Average of Third Party Interest Rates of Rural Banks)
Persen (Percent)
2014
Indikator
2011
2012
Indicator
Okt
Tabungan
Deposito
Revisi
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
5,21
4,68
4,63
4,62
4,72
4,56
4,65
4,61
4,56
4,57
4,64
5,31
4,58
4,50
5,31
5,20
Saving
9,85
8,40
9,61
10,26
10,30
10,10
10,04
10,02
10,02
9,99
9,96
9,81
9,90
9,80
9,81
9,71
Time Deposits
Ket: Data tersedia mulai Desember 2008
r)
2015
2013
Note: Data available on December 2008
r) revised
139
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)
Persen (Percent)
2014
Sektor Ekonomi
2011
2012
2015
Economic Sector
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1 Pertanian, Perburuhan, dan
Kehutanan
2 Perikanan
36,58
35,51
35,51
33,70
33,72
33,78
33,76
34,58
34,79
34,87
34,03
33,41
34,02
33,35
33,82
33,95
1. Agriculture, hunting, and forestry
32,10
31,32
31,19
30,22
30,15
30,22
30,39
30,45
30,49
30,74
30,55
30,52
30,48
30,66
30,35
30,05
2. Fisheries
3 Pertambangan dan Penggalian
26,58
26,60
25,22
25,38
25,24
25,17
24,68
24,77
24,96
24,39
25,30
24,79
26,36
26,99
26,72
25,72
3. Mining and quarrying
4 Industri Pengolahan
29,14
28,44
27,62
27,53
27,62
27,68
27,80
28,09
28,05
28,22
28,04
28,06
28,36
28,08
27,59
27,98
4. Processing industry
5 Listrik, Gas dan Air
30,33
29,08
27,89
28,19
27,96
29,06
28,84
29,02
28,88
29,30
29,04
28,89
28,94
28,92
29,11
28,80
5. Electricity, gas and water
6 Konstruksi
29,72
28,59
24,93
26,55
26,64
26,31
26,39
26,54
26,77
26,49
26,88
26,76
27,05
27,15
26,83
26,83
6. Construction
7 Perdagangan Besar dan Eceran
31,97
30,41
30,24
28,99
29,12
28,91
28,99
29,19
29,26
29,25
29,29
29,13
29,41
29,08
29,40
29,51
7. Big and retail trade
8 Penyediaan Akomodasi dan
Penyedian Makan Minum
9 Transportasi, Pergudangan dan
Komunikasi
10 Perantara Keuangan
28,53
28,53
25,72
25,92
26,01
26,04
25,73
25,96
26,63
26,19
26,26
26,26
26,22
26,34
26,03
26,48
28,11
27,89
27,47
26,94
26,84
26,85
26,74
26,86
26,89
26,85
26,93
26,88
26,99
27,00
26,99
26,92
24,20
23,52
22,80
22,33
22,44
22,19
22,63
22,91
23,20
22,97
22,58
22,86
22,90
22,78
23,09
23,54
11 Real Estate
22,77
21,50
22,76
22,73
22,81
22,76
22,89
22,84
22,88
22,95
22,75
22,69
22,77
22,73
22,82
22,71
12 Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial Wajib
13 Jasa Pendidikan
26,38
27,60
28,85
26,65
26,76
26,44
26,64
26,20
26,37
26,96
27,00
26,91
26,91
27,32
27,28
26,71
28,84
28,20
26,41
27,87
27,91
27,97
27,95
28,02
27,99
28,30
28,02
28,23
28,19
28,31
27,85
28,16
11. Real estate, rental business, and services
company
12. Government administration, the defense
and compulsory social security
13. Education services
14 Jasa Kesehatan dan Kegiatan Sosial
30,86
28,89
22,60
27,47
27,69
27,46
27,42
27,44
27,43
26,94
27,33
27,16
27,18
26,94
27,40
27,35
14. Health and social services
15 Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan Lainnya
16 Jasa Perorangan yang Melayani
Rumah Tangga
17 Kegiatan Usaha yang Belum Jelas
Batasannya
18 Bukan Lapangan Usaha - Rumah
Tangga
19 Bukan Lapangan Usaha - Lainnya
28,23
27,98
28,63
29,43
29,38
29,43
29,73
30,41
29,92
29,95
29,98
29,35
30,51
29,43
29,85
29,91
32,82
31,15
28,94
28,80
28,67
28,71
28,35
28,15
28,12
28,05
28,08
28,28
28,39
28,57
28,69
28,30
15. Community, Sociocultural,Entertainment
and Other Individual Services
16. Individual services serving the household
29,11
28,00
29,24
29,36
29,03
28,92
28,99
28,75
28,67
28,68
28,88
29,26
28,96
29,00
29,53
29,38
27,39
26,19
25,17
24,63
25,00
24,90
24,88
24,82
24,95
24,88
24,91
25,42
25,29
25,14
25,18
25,12
26,88
25,90
25,18
25,55
25,61
25,55
25,63
26,17
26,17
25,55
25,54
25,29
25,72
25,32
26,40
26,14
r) Angka-angka diperbaiki
8. Provision of accommodation and food
supply drinking
9. Transportation, warehousing and
communications
10. Transitional finance
17. International Agency and Other Extra
Agency International
18. Business Activities which are not clearly
defined
19. Not the business field - other
r) Revised figures
140
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates of Rural Banks Based on Type of Use)
Persen (Percent)
2014
Jenis Penggunaan
2011
2012
2015
Type of Use
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Modal Kerja
32,05
30,91
30,56
29,55
29,58
29,45
29,53
29,76
29,79
29,76
29,70
29,53
29,84
29,50
29,76
29,78
Total Working Capital
Investasi
28,23
26,62
25,36
25,94
25,97
25,88
25,92
26,21
26,26
26,28
26,29
25,99
26,25
26,00
26,32
26,42
Total Investment
Konsumsi
27,00
25,97
25,13
25,47
25,56
25,50
25,56
26,06
26,07
25,49
25,48
25,30
25,68
25,31
26,29
26,05
Total Consumption
Ket: Data tersedia mulai Desember 2008
r)
revisi
Note: Data available on December 2008
r)
revised
141
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat
(Growth of Total Rural Banks)
2014
Keterangan
2011
2012
2015
Information
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Jumlah BPR
1.669
1.653
1.635
1.635
1.637
1.643
1.643
1.643
1.643
1.642
1.643
1.644
1.644
1.644
1.644
1.644
Total Rural Banks
Jumlah Kantor
4.172
4.425
4.678
4.835
4.864
4.895
4.956
4.957
4.972
4.994
5.006
5.019
5.023
5.036
5.046
5.067
Total Bank Offices
142
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Oktober 2015
(Growth of Total Rural Bank and Rural Banks Offices Based on Location - October 2015)
BPR (Rural Bank)
Location
Total
Lokasi
KP
KC
KPK
298
323
205
826
1. Jawa Barat
2. Banten
67
47
47
161
2. Banten
3. DKI Jakarta
25
14
39
78
4. D.I Yogyakarta
54
38
136
228
5. Jawa Tengah
253
510
498
1.261
5. Jawa Tengah
6. Jawa Timur
325
227
686
1.238
6. Jawa Timur
4
5
4
13
7. Bengkulu
8. Jambi
19
6
3
28
8. Jambi
9. Aceh
5
14
1
20
10. Sumatera Utara
55
41
19
115
10. Sumatera Utara
11. Sumatera Barat
93
40
25
158
11. Sumatera Barat
12. Riau
33
10
14
57
12. Riau
13. Kepulauan Riau
40
28
2
70
13. Kepulauan Riau
14. Sumatera Selatan
20
11
8
39
14. Sumatera Selatan
15. Bangka Belitung
3
3
2
8
15. Bangka Belitung
16. Lampung
26
31
6
63
16. Lampung
17. Kalimantan Selatan
25
5
3
33
17. Kalimantan Selatan
18. Kalimantan Barat
21
7
2
30
18. Kalimantan Barat
19. Kalimantan Timur
14
8
6
28
19. Kalimantan Timur
20. Kalimantan Tengah
4
1
1
6
21. Sulawesi Tengah
9
17
7
33
21. Sulawesi Tengah
22. Sulawesi Selatan
22
9
7
38
22. Sulawesi Selatan
23. Sulawesi Utara
18
26
10
54
23. Sulawesi Utara
24. Sulawesi Tenggara
17
4
2
23
24. Sulawesi Tenggara
25. Sulawesi Barat
2
1
0
3
25. Sulawesi Barat
26. Gorontalo
4
3
1
8
26. Gorontalo
29
47
14
90
137
46
120
303
11
4
3
18
29. Nusa Tenggara Timur
30. Maluku
2
7
2
11
30. Maluku
31. Papua
6
10
1
17
31. Papua
32. Maluku Utara
2
3
0
5
32. Maluku Utara
33. Papua Barat
1
3
0
4
33. Papua Barat
34. Lainnya
0
0
0
0
34. Others
Total
1.644
1.549
1.874
5.067
1. Jawa Barat
7. Bengkulu
27. Nusa Tenggara Barat
28. Bali
29. Nusa Tenggara Timur
3. DKI Jakarta
4. D.I Yogyakarta
9. Aceh
20. Kalimantan Tengah
27. Nusa Tenggara Barat
28. Bali
Total
143
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.1. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Loans by Industrial Origin
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan makan minum
NPL
9. Transportasi, pergudangan
danNPL
komunikasi
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial
NPLWajib
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan
lainnya
NPL
16. Jasa Perorangan yang Melayani Rumah Tangga
NPL
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
NPL
18. Kegiatan yang belum jelas batasannya
NPL
212.386
211.790
210.081
212.035
214.088
217.234
221.583
225.759
231.390
238.059
237.659
3.827
4.196
4.454
4.285
4.603
4.753
4.579
4.648
4.751
4.827
4.935
7.698
7.601
7.510
7.798
7.932
8.075
8.112
8.070
8.244
8.343
8.463
195
212
233
252
274
286
295
282
266
259
286
141.824
142.816
137.139
127.260
133.269
136.380
140.250
138.308
139.022
139.800
133.161
3.574
3.651
3.565
4.537
4.474
4.531
4.735
5.282
5.155
4.468
4.114
660.536
656.410
670.946
672.848
674.544
684.035
703.285
703.045
717.578
744.090
724.765
12.267
12.933
13.101
13.441
13.931
15.507
15.891
17.605
18.897
19.517
18.777
81.130
84.242
89.014
85.264
83.190
88.235
87.915
92.721
90.360
94.032
91.487
1.547
1.600
1.214
1.251
1.229
1.207
1.401
1.556
1.527
2.103
1.891
147.266
141.592
143.594
149.290
153.324
156.184
163.230
165.573
166.853
171.362
173.796
6.784
7.439
7.727
7.804
8.438
8.607
8.866
9.179
9.115
8.406
8.332
716.733
704.159
713.783
722.371
731.270
741.846
759.871
748.131
761.824
775.716
765.828
22.782
24.820
26.075
25.115
26.203
27.498
28.287
29.713
31.277
31.984
30.903
73.583
73.220
73.757
75.371
76.252
77.782
78.847
78.979
78.821
81.938
82.350
1.057
1.241
1.332
1.251
1.472
1.617
1.652
1.965
1.816
1.883
1.874
171.805
168.280
168.264
170.198
174.583
177.361
172.920
174.332
174.738
174.636
172.743
5.516
5.695
5.650
6.087
6.163
6.454
5.990
6.206
6.475
6.654
7.119
166.182
162.418
164.938
162.561
160.054
159.702
161.110
160.180
160.283
161.916
160.668
1.559
1.925
1.970
1.132
1.103
1.134
1.089
1.076
1.145
1.215
1.199
165.466
161.036
162.595
163.828
164.388
166.076
169.884
172.213
175.289
177.382
176.762
3.391
3.683
4.130
3.953
4.513
4.904
4.476
4.574
4.369
3.947
3.892
11.002
10.982
11.182
11.037
10.863
11.031
11.020
11.383
11.856
12.264
11.471
7
7
12
10
10
11
13
12
12
12
22
6.648
6.560
6.672
6.917
7.033
7.183
7.441
7.499
7.494
7.520
7.792
69
73
85
87
91
94
98
95
109
85
171
12.325
12.423
12.311
12.771
12.805
13.228
13.685
13.738
13.973
14.222
14.501
197
197
215
223
233
233
245
239
233
240
216
67.744
60.308
57.212
59.258
59.556
59.538
60.715
60.795
63.826
61.486
56.615
1.929
2.111
2.247
2.253
2.252
2.366
2.298
2.343
2.861
2.878
2.612
2.220
2.243
2.284
2.368
2.613
2.671
2.720
2.576
2.620
2.643
2.660
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
(termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and theprovision of eating and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business, Ownership, and Business Services
NPL
12. Government administration, Defese and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community, Sociocultural,Entertainment and Other Individual Services
NPL
53
63
68
66
69
68
67
70
71
65
64
16. Individual Services which
ServeNPL
Households
211
213
198
88
88
90
86
88
87
99
83
17. International Agency and Other Extra Agency International
7
7
7
3
3
3
3
3
3
3
2
15.889
15.590
15.820
12.191
11.979
11.090
10.511
11.252
11.252
11.369
11.117
304
308
325
307
272
265
251
265
235
223
216
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
1. Agricultures, Hunting and Forestry
318.942
301.781
303.482
305.957
308.195
310.459
313.289
314.576
316.853
6.533
7.461
7.790
7.522
7.671
8.055
8.114
8.562
8.655
8.529
8.406
13.236
13.140
13.027
13.110
13.074
12.993
13.018
12.975
12.944
12.998
13.167
144
171
179
188
186
201
204
211
222
220
226
25.969
26.182
26.069
26.164
26.268
26.357
26.516
26.466
26.347
26.523
26.446
651
732
792
771
772
810
825
892
903
896
868
123.165
123.919
123.896
123.386
123.076
122.326
124.329
125.856
126.172
129.179
130.368
1.312
1.334
1.354
1.390
1.412
1.493
1.562
1.696
1.767
1.847
1.868
367.466
369.258
371.152
376.321
379.559
386.688
388.049
389.715
390.459
398.580
405.658
3.667
4.119
4.374
4.275
4.457
4.582
4.430
4.548
4.558
4.452
178.453
180.761
181.481
183.567
180.569
189.659
189.515
193.005
193.385
2.017
2.139
2.174
2.199
2.310
2.414
2.588
2.595
2.625
2.533
NPL
Loans to Non Industrial Origin
House Hold
320.801
- For Home Ownership
302.916
180.908
NPL
18. Business Activities which are not clearly defined
4.514
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
NPL
195.077 Non Industrial Origin Others
2.501
NPL
r) Revised figures
145
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.2. Kredit dan NPL Bank Umum Konvensional - BUKU 1
Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary
- Group of Business Activities 1 )
Miliar Rp (Billion Rp)
2015
2014
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
3.249
3.075
3.246
3.381
3.375
3.543
3.635
3.797
3.742
4.138
1.976
109
111
108
110
114
114
124
133
140
152
96
267
262
256
235
329
316
303
297
304
305
298
12
14
15
13
19
15
14
12
12
12
10
1.245
1.220
1.267
1.317
1.549
1.521
1.567
1.579
1.596
1.597
1.542
25
25
26
28
43
44
71
73
70
67
77
9.067
9.219
9.471
9.655
13.579
13.983
12.877
12.760
12.952
12.983
12.304
185
189
205
201
276
329
335
356
366
388
350
165
160
159
168
172
173
165
166
153
101
105
1
11
11
17
17
17
1
2
2
2
1
3.876
3.721
3.776
3.779
4.001
4.147
4.343
4.297
4.405
4.539
4.350
137
158
165
154
196
209
192
194
198
209
183
22.399
22.077
22.351
22.117
22.218
22.817
21.463
21.344
21.703
21.915
21.138
615
653
667
663
733
720
697
683
735
742
740
3.272
3.255
3.208
3.102
3.281
3.296
3.244
3.267
3.333
3.583
3.404
38
92
101
100
132
3.419
3.302
3.262
3.155
3.398
122
3.367
65
3.185
66
3.177
81
3.163
77
3.122
83
3.012
Loans by Industrial Origin
1. Agricultures, Hunting and Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the
provision of eating and drinking
penyediaan makan minum
NPL
9. Transportasi, pergudangan
danNPL
komunikasi
10. Perantara Keuangan
NPL
11 Real Estate, Usaha Persewaan,
danNPL
Jasa Perusahaan
12. Admistrasi Pemerintahan, Pertahanan
danNPL
Jaminan Sosial Wajib
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah
NPL Tangga
17. Badan Internasional dan
Badan
NPL Ekstra Internasional Lainnya
18. Kegiatan yang belum jelas
batasannya
NPL
126
130
115
123
103
109
110
134
141
105
100
6.614
6.412
6.399
6.404
6.579
6.666
6.826
6.857
6.827
6.479
5.930
192
194
213
184
151
161
126
128
119
97
81
4.732
4.634
4.632
4.885
5.059
5.083
5.198
5.183
5.198
5.307
99
104
108
84
69
85
83
142
144
139
142
0
0
0
0
0
1
2
2
2
2
0
-
-
-
-
-
-
-
-
-
-
-
377
379
380
366
374
356
274
283
274
264
278
2
2
3
3
3
2
2
1
2
2
2
458
453
492
7
517
526
580
643
666
4
474
6
507
3
464
3
2.382
2.336
2.357
8
2.363
8
2.279
8
2.278
8
2.250
9
2.234
8
2.197
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
(termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
NPL
Real Estate, Business, Ownership,
and Business
Services
NPL
12. Government administration, Defese
and Compulsory
social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community, Sociocultural,Entertainment and Other Individual Services
2.391
2.375
125
144
152
147
169
170
169
175
176
140
149
125
124
119
112
115
117
109
110
101
99
95
4
4
4
5
5
4
4
3
5
4
4
16. Individual Services which
ServeNPL
Households
5
5
5
5
1
1
0
0
0
8
-
17. International Agency and Other Extra Agency International
1
1
1
1
-
-
-
-
-
-
-
130
117
83
99
86
102
28
30
36
32
29
0
0
0
0
0
0
0
1
6
6
3
NPL
NPL
18. Business Activities which are not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
Rumah Tangga
NPL
10. Financial intermediaries
5.187 11
Penerima Kredit Bukan Lapangan Usaha
- Untuk Pemilikan Rumah Tinggal
NPL
9. Transportation, Warehousing
and Communications
NPL
- For Home Ownership
3.562
3.563
3.657
3.581
3.523
3.582
3.439
3.468
3.407
3.284
3.188
60
61
64
64
62
67
68
71
104
91
87
214
220
229
227
229
230
1
209
0
204
0
200
0
194
0
183
0
- For Apartement Ownership
89
79
79
83
110
- For Shop House Ownership
1
8
8
1
1
69
68
69
2
68
2
80
2
2
2
2
2
5
1.011
1.001
974
969
939
908
874
850
4
18.730
3
19.165
3
19.819
4
20.150
2
20.399
3
20.706
2
3
66
2
1.078
1.056
1.038
5
18.129
6
18.228
6
4
4
17.500
17.666
18.227
137
141
140
139
143
142
140
158
158
158
25.080
25.303
26.301
22.959
23.433
23.769
24.340
24.037
24.527
24.876
185
185
194
147
154
183
204
211
196
168
144
NPL
NPL
NPL
- For Vehicles Ownership
NPL
- Others
NPL
24.770 Non Industrial Origin Others
177
NPL
146
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.3. Kredit dan NPL Bank Umum Konvensional - BUKU 2
Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary
- Group of Business Activities 2)
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan makan minum
NPL
9. Transportasi, pergudangan dan komunikasi
NPL
10. Perantara Keuangan
NPL
11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan
NPL
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
18.066
Loans by Industrial Origin
1. Agricultures, Hunting and Forestry
19.454
NPL
1.159
19.421
18.536
18.718
19.223
17.454
17.474
17.756
17.476
17.038
944
826
839
858
1.031
1.072
1.010
982
965
994
1.254
1.194
1.244
1.254
1.220
1.250
1.249
1.226
1.233
1.268
1.271
41
42
42
42
50
52
50
49
45
46
51
31.935
32.827
32.038
32.269
15.720
16.103
16.347
16.493
15.640
15.835
15.301
449
541
481
663
508
520
545
690
799
782
951
140.903
140.518
145.867
145.725
99.486
101.047
105.479
105.645
107.082
111.157
107.839
3.046
3.226
3.312
3.641
2.342
2.773
2.784
3.070
3.688
3.476
3.317
11.472
11.203
12.445
12.354
10.536
10.566
10.098
10.358
10.579
10.897
10.521
145
38
38
40
47
48
49
49
45
46
49
31.841
28.147
28.947
31.648
30.658
31.526
33.045
33.885
33.165
34.487
36.329
2.202
2.297
2.490
2.690
3.059
2.956
3.044
3.262
3.109
3.103
3.002
85.406
80.161
81.342
84.826
74.214
74.860
76.853
76.598
81.470
82.393
81.412
2.949
3.134
3.526
3.252
3.256
3.344
3.486
3.531
4.334
4.745
4.191
11.458
11.199
11.268
11.806
11.872
12.433
12.627
12.611
11.715
12.285
13.240
176
181
294
280
390
527
552
742
628
523
532
30.115
29.594
30.948
31.326
16.271
15.927
17.462
16.593
15.701
15.720
15.582
1.582
1.569
1.386
1.452
1.338
1.302
1.024
1.003
850
882
1.091
51.189
49.905
50.081
49.841
24.055
23.619
23.579
22.408
22.303
23.900
24.428
134
141
132
130
140
143
143
144
142
182
37.010
37.365
38.093
37.940
37.639
38.512
39.340
40.895
41.624
40.900
740
725
1.174
1.081
1.239
1.486
1.285
1.316
1.135
751
790
1.100
1.053
1.057
1.066
1.080
1.058
1.192
1.217
1.367
1.404
1.414
0
-
-
-
-
-
-
-
-
-
-
13. Jasa Pendidikan
1.138
1.034
1.086
1.022
1.042
1.056
1.156
1.143
1.125
1.129
1.147
NPL
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan
lainnya
NPL
16. Jasa Perorangan yang Melayani Rumah Tangga
NPL
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
NPL
18. Kegiatan yang belum jelas batasannya
NPL
16
14
16
16
18
21
21
19
39
17
86
1.864
1.682
1.712
1.791
1.863
1.950
2.040
2.205
2.212
2.266
2.229
59
46
47
46
46
45
45
45
43
43
18
7.993
7.532
7.428
7.111
7.469
7.561
7.719
7.606
10.314
10.401
7.659
534
553
574
552
598
662
637
652
968
1.023
697
111
109
111
122
122
127
131
130
135
138
141
10
10
10
10
9
11
11
11
11
11
11
194
197
183
66
76
78
75
77
78
80
73
5
5
5
0
1
1
1
1
1
1
1
2.095
2.111
2.214
2.697
2.586
2.672
2.170
2.187
2.027
2.089
2.007
7
7
9
11
12
13
11
16
13
12
12
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
(termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and theprovision of eating and drinking
NPL
9. Transportation, Warehousing and Communications
NPL
10. Financial intermediaries
NPL
Real Estate, Business, Ownership, and Business Services
NPL
12. Government administration, Defese and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community, Sociocultural,Entertainment and Other Individual Services
NPL
16. Individual Services which Serve Households
NPL
17. International Agency and Other Extra Agency International
NPL
18. Business Activities which are not clearly defined
NPL
House Hold
Rumah Tangga
NPL
NPL
4. Procesing Industry
Loans to Non Industrial Origin
Penerima Kredit Bukan Lapangan Usaha
- Untuk Pemilikan Rumah Tinggal
NPL
3. Mining and Quarrying
192
41.775 11
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial
NPLWajib
14. Jasa Kesehatan dan Kegiatan Sosial
2. Fisher
21.149
19.882
20.351
20.538
20.793
20.915
21.189
21.312
21.645
22.165
22.625
701
696
731
734
800
840
859
911
927
941
907
976
941
937
948
960
965
999
1.005
999
1.001
1.009
21
23
23
28
31
32
31
32
32
33
31
1.342
1.265
1.253
1.268
1.265
1.261
1.265
1.262
1.230
1.235
1.245
99
74
85
87
90
95
92
105
105
103
96
8.132
7.990
7.969
7.999
7.917
7.975
8.230
8.424
8.520
8.663
8.724
81
84
92
90
89
88
109
161
206
265
298
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
83.747
68.335
68.946
70.601
71.162
71.776
72.567
72.821
70.005
70.704
378
357
364
377
422
430
412
420
420
422
52.005
52.064
52.063
55.521
46.049
46.489
46.956
47.081
50.954
51.568
441
448
451
479
288
310
304
311
332
328
71.445
NPL
427
52.411 Non Industrial Origin Others
321
NPL
147
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.4. Kredit dan NPL Bank Umum Konvensional - BUKU 3
Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary
- Group of Business Activities 3)
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan makan minum
NPL
9. Transportasi, pergudangan dan komunikasi
NPL
10. Perantara Keuangan
NPL
11 Real Estate, Usaha Persewaan,
danNPL
Jasa Perusahaan
12. Admistrasi Pemerintahan, Pertahanan
danNPL
Jaminan Sosial Wajib
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan
lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah
NPL Tangga
17. Badan Internasional dan
Badan
NPL Ekstra Internasional Lainnya
18. Kegiatan yang belum jelas
batasannya
NPL
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Loans by Industrial Origin
1. Agricultures, Hunting and Forestry
58.730
NPL
1.523
45.626
46.902
45.220
47.090
49.700
49.468
51.187
53.570
57.165
60.230
1.129
1.418
1.432
1.339
1.413
1.415
1.434
1.459
1.549
1.548
1.972
2.018
1.881
1.824
1.878
1.926
1.982
2.011
2.010
2.028
2.020
58
57
66
81
82
85
84
78
77
78
91
41.401
42.632
43.089
41.352
59.828
61.291
60.127
59.421
60.542
61.933
57.416
1.923
1.924
1.867
2.495
2.446
2.397
2.730
2.932
2.731
2.049
1.577
229.598
230.827
234.247
235.583
279.377
281.207
289.533
292.009
295.126
300.746
287.973
5.268
5.389
5.408
5.570
7.081
7.886
7.515
7.357
8.017
8.271
7.777
15.095
15.711
16.987
16.810
18.420
19.417
18.411
20.570
20.818
21.273
20.356
551
55.416
665
56.588
340
57.110
343
57.720
337
334
526
580
556
1.094
1.022
60.973
61.568
64.347
64.547
66.109
67.896
68.217
2.421
2.917
2.892
2.786
3.038
3.266
3.404
3.451
3.504
3.229
3.338
228.992
225.800
228.835
232.096
245.402
246.185
248.944
246.401
249.848
252.763
245.679
9.029
9.625
9.617
9.367
9.787
9.963
10.318
10.452
10.846
12.203
11.534
30.377
30.194
30.450
30.629
31.195
31.426
31.584
31.740
32.124
32.798
31.413
421
51.157
432
50.037
401
49.159
415
50.384
447
459
359
464
454
667
631
69.830
71.414
66.497
68.122
67.196
67.766
66.241
1.973
1.985
2.078
2.496
2.808
2.948
2.788
2.888
3.041
3.078
3.198
60.099
58.845
60.209
57.378
81.796
84.626
84.616
85.441
85.349
85.813
85.424
786
816
844
266
266
281
304
292
300
364
68.420
65.013
65.507
65.798
66.425
67.044
67.828
68.246
70.211
71.076
1.657
1.755
1.737
1.631
1.884
1.954
1.579
1.538
1.629
1.576
1.403
256
267
272
275
272
277
268
272
282
292
274
1
1
1
1
1
1
1
1
1
1
1
1.451
1.551
1.564
1.596
1.598
1.571
1.716
1.674
1.675
1.684
1.828
20
24
28
29
28
27
27
32
29
28
29
4.323
4.395
4.412
4.479
4.473
4.553
4.619
4.642
4.637
4.644
4.716
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
(termasuk
pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the provision of eating and drinking
NPL
9. Transportation, Warehousing and Communications
NPL
10. Financial intermediaries
NPL
Real Estate, Business, Ownership,
and Business
Services
NPL
12. Government administration, Defese
and Compulsory
social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
51
59
69
74
80
79
74
72
68
73
76
23.162
23.390
23.864
24.700
25.334
25.345
25.848
26.246
26.361
23.214
21.348
399
479
529
546
535
558
555
562
762
730
877
118
119
118
118
120
117
114
110
121
118
125
5
6
7
6
6
4
3
4
4
5
4
16. Individual Services which
ServeNPL
Households
7
7
6
13
6
6
6
6
5
6
6
17. International Agency and Other Extra Agency International
1
2
2
2
2
1
1
1
1
1
1
635
656
714
672
651
693
731
747
758
826
1.377
9
11
10
10
11
10
9
8
5
5
4
15. Community, Sociocultural,Entertainment and Other Individual Services
NPL
NPL
18. Business Activities which are not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
Rumah Tangga
NPL
NPL
3. Mining and Quarrying
358
69.281 11
Penerima Kredit Bukan Lapangan Usaha
- Untuk Pemilikan Rumah Tinggal
2. Fisher
154.746
155.533
156.504
158.625
160.093
161.709
163.751
164.797
166.262
167.413
168.966
3.735
4.379
4.570
4.444
4.554
4.662
4.670
4.950
4.958
4.779
4.674
7.126
7.099
7.062
7.013
6.990
6.950
6.941
6.907
6.842
6.895
6.839
77
11.180
85
11.552
88
11.534
108
11.538
101
109
115
119
125
127
119
11.548
11.599
11.625
11.585
11.480
11.594
11.562
312
393
414
410
412
410
422
437
434
439
440
54.977
55.155
55.529
55.165
54.731
53.892
54.283
54.848
54.817
57.792
58.395
507
510
521
539
557
619
659
694
697
721
699
77.641
94.904
95.545
96.780
97.285
101.574
99.495
99.865
100.665
104.949
107.167
1.016
1.205
1.268
1.250
1.312
1.376
1.369
1.417
1.447
1.422
65.740
63.418
64.320
64.487
75.263
70.966
78.228
78.580
77.914
77.365
803
864
851
856
1.112
1.080
1.179
1.191
1.148
1.085
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
NPL
1.450
77.793 Non Industrial Origin Others
1.077
NPL
148
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.5. Kredit dan NPL Bank Umum Konvensional - BUKU 4
Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary
- Group of Business Activities 4)
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan makan minum
NPL
9. Transportasi, pergudangan dan komunikasi
NPL
10. Perantara Keuangan
NPL
11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan
NPL
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Loans by Industrial Origin
1. Agricultures, Hunting and Forestry
151.712
NPL
1.749
139.880
139.090
138.745
137.536
138.712
141.686
143.381
145.357
147.570
149.673
1.285
1.428
1.641
1.579
1.647
1.744
1.613
1.682
1.678
1.726
3.759
3.678
3.677
3.789
3.789
3.796
3.879
3.814
3.876
3.918
3.990
79
93
105
103
112
121
133
127
114
107
116
63.211
62.274
56.905
48.161
51.499
52.759
57.663
56.620
56.939
55.361
54.092
847
840
857
953
1.112
1.118
1.030
1.240
1.258
1.255
1.212
270.337
264.788
270.132
269.868
270.479
275.941
283.132
279.988
290.022
306.100
303.598
3.386
3.652
3.656
3.557
3.764
3.903
4.779
6.336
6.381
6.873
6.849
49.307
51.861
54.169
50.663
48.802
52.646
53.744
56.180
53.381
55.770
54.767
462
462
461
464
465
467
463
519
519
521
518
47.526
44.880
45.551
47.572
49.276
50.494
52.722
54.096
54.302
55.938
56.376
1.288
1.352
1.410
1.437
1.520
1.540
1.614
1.628
1.640
1.224
1.223
360.733
356.872
361.829
362.942
368.272
376.592
390.728
382.411
387.621
397.403
396.079
8.877
9.992
10.738
10.507
11.102
11.978
12.280
13.526
13.789
12.612
12.654
27.224
27.517
27.784
28.649
28.739
29.275
30.003
29.934
30.176
31.667
32.674
369
77.716
493
75.988
490
75.535
412
75.245
459
462
625
643
580
566
575
75.022
76.858
75.827
76.376
78.552
78.007
78.314
1.102
1.161
1.187
1.053
1.126
1.261
1.364
1.376
1.613
1.997
2.026
36.907
36.117
37.099
37.726
36.497
33.669
34.459
33.745
33.975
33.873
33.169
59
323
310
304
298
301
308
307
323
330
49.865
48.832
49.201
49.461
49.270
49.346
51.281
51.775
52.037
53.615
655
790
781
751
902
945
1.097
1.115
1.042
1.054
1.041
9.560
9.579
9.769
9.668
9.484
9.670
9.533
9.867
10.182
10.542
9.743
3
3
6
6
7
7
10
8
8
8
8
13. Jasa Pendidikan
1.626
1.634
1.670
1.671
1.702
1.824
1.827
1.828
1.817
1.835
1.820
NPL
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan
lainnya
NPL
16. Jasa Perorangan yang Melayani Rumah Tangga
NPL
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
NPL
18. Kegiatan yang belum jelas batasannya
NPL
16
18
21
21
20
20
20
20
20
19
17
4.147
4.307
4.101
4.320
4.216
4.420
4.673
4.463
4.594
4.670
4.826
31
36
43
43
43
45
61
60
64
61
63
28.764
21.604
18.289
19.501
19.235
19.266
19.910
20.348
20.751
21.404
21.692
439
480
524
532
556
582
566
580
592
633
640
1.762
1.780
1.816
1.867
2.093
2.133
2.169
2.020
2.043
2.052
2.057
34
42
46
44
48
48
47
49
49
42
40
5
4
3
4
5
5
5
5
5
5
5
-
-
-
-
-
-
-
-
-
-
-
6.697
6.768
6.771
6.845
6.857
5.914
5.948
6.573
6.899
6.964
6.325
5
5
5
5
6
4
4
4
5
1
0
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
(termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the provision of eating and drinking
NPL
9. Transportation, Warehousing and Communications
NPL
10. Financial intermediaries
NPL
Real Estate, Business, Ownership, and Business Services
NPL
12. Government administration, Defese and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community, Sociocultural,Entertainment and Other Individual Services
NPL
16. Individual Services which Serve Households
NPL
17. International Agency and Other Extra Agency International
NPL
18. Business Activities which are not clearly defined
NPL
Loans to Non Industrial Origin
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
3. Mining and Quarrying
330
53.751 11
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial
NPLWajib
14. Jasa Kesehatan dan Kegiatan Sosial
2. Fisher
House Hold
100.805
100.063
99.967
100.129
100.478
100.742
101.126
101.111
101.484
101.891
102.407
1.298
1.496
1.578
1.513
1.463
1.704
1.702
1.809
1.862
1.921
1.952
4.384
4.353
4.278
4.293
4.267
4.226
4.246
4.231
4.270
4.281
4.321
16
11.939
20
11.851
23
11.746
21
11.762
25
34
33
36
39
40
44
11.838
11.880
11.971
11.944
11.971
12.011
12.080
172
194
216
199
193
227
224
262
277
266
266
53.941
54.927
54.768
54.901
55.297
55.561
56.867
57.824
57.998
57.873
58.232
694
712
725
772
795
785
786
636
647
655
685
169.377
169.729
171.494
173.879
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
175.812
177.635
179.988
180.662
183.271
186.446
1.511
1.638
1.745
1.694
1.732
1.884
1.754
1.788
1.800
1.762
33.601
33.460
33.879
34.098
34.538
35.026
35.823
36.004
35.901
36.104
521
555
595
626
684
723
778
771
795
806
189.594
NPL
1.779
36.682 Non Industrial Origin Others
787
NPL
149
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.6. Pembiayaan dan NPF Bank Umum Syariah - BUKU 1
Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Financing and NPF of Commercial Sharia Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary
- Group of Business Activities 1)
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan makan minum
NPL
9. Transportasi, pergudangan dan komunikasi
NPL
10. Perantara Keuangan
NPL
11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial
NPLWajib
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan
lainnya
NPL
16. Jasa Perorangan yang Melayani Rumah Tangga
NPL
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Loans by Industrial Origin
1. Agricultures, Hunting and Forestry
489
NPL
13
505
510
384
428
448
454
459
413
423
474
6
4
7
9
10
10
10
15
15
14
109
106
112
110
108
109
97
106
101
99
97
1
1
1
1
1
0
0
1
1
1
1
371
340
220
228
227
225
219
215
219
221
204
84
86
12
12
12
6
6
4
8
8
8
2.071
2.095
1.017
1.068
1.104
1.215
1.238
1.246
1.244
1.273
1.258
41
42
45
50
50
48
48
48
49
49
48
510
549
156
159
155
152
153
170
175
180
179
2
2
2
2
2
2
2
2
2
2
2
1.158
1.031
575
585
598
675
619
620
633
662
658
64
88
98
109
108
107
92
79
98
100
99
6.872
6.990
5.879
5.917
5.937
6.043
6.213
6.002
5.907
5.897
5.893
268
318
321
322
312
292
285
306
306
322
327
445
438
363
362
309
291
325
320
316
314
305
17
5
6
960
7
8
8
24
9
9
1.295
5
950
6
1.315
980
985
974
957
977
998
1.003
36
35
236
190
193
191
131
139
172
62
54
2.568
2.583
1.575
1.567
1.551
1.492
1.488
1.450
1.416
1.430
1.401
26
27
16
18
18
17
28
27
21
22
1.145
1.170
1.044
1.065
1.131
1.155
1.158
1.064
1.073
1.204
29
33
42
42
47
51
53
66
56
69
83
0
0
0
0
0
0
0
0
0
0
0
-
0
0
0
0
0
0
0
0
0
0
417
433
374
388
403
409
432
454
440
439
463
1
1
1
2
1
2
2
2
2
2
2
204
212
191
197
197
197
195
197
194
197
196
0
0
0
0
0
0
0
0
0
0
0
1.047
1.072
177
194
204
223
234
241
226
227
237
4
5
3
3
3
3
3
3
3
3
3
61
63
68
71
76
82
91
90
90
94
98
0
0
1
1
1
1
1
1
1
1
1
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
18. Kegiatan yang belum jelas
batasannya
NPL
1
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
(termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the provision of eating and drinking
NPL
9. Transportation, Warehousing and Communications
NPL
10. Financial intermediaries
NPL
Real Estate, Business, Ownership, and Business Services
NPL
12. Government administration, Defese and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community, Sociocultural,Entertainment and Other Individual Services
NPL
16. Individual Services which Serve Households
NPL
17. International Agency and Other Extra Agency International
NPL
18. Business Activities which are not clearly defined
NPL
Loans to Non Industrial Origin
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
NPL
NPL
3. Mining and Quarrying
22
1.230 11
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
NPL
- Untuk Pemilikan Rumah Tinggal
2. Fisher
House Hold
235
237
229
240
237
245
257
258
258
271
279
19
20
19
17
20
26
25
26
23
22
22
10
11
10
10
20
20
21
22
23
24
24
0
0
12
-
-
-
-
0
0
12
0
13
0
11
13
13
12
12
12
13
13
-
-
-
-
-
-
-
-
1
1
1
3.715
3.505
3.159
2.978
2.841
2.664
2.619
2.627
2.675
2.741
2.940
47
49
38
37
33
34
34
35
39
42
38
2.614
2.696
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
2.499
2.542
2.780
2.851
2.856
2.841
2.865
2.901
2.933
34
37
38
40
37
37
39
39
41
45
45
430
390
62
49
48
47
49
49
49
48
50 Non Industrial Origin Others
1
1
1
2
1
3
2
1
2
3
2
NPL
NPL
150
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.7. Pembiayaan dan NPF Bank Umum Syariah - BUKU 2
Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Financing and NPF of Commercial Sharia Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary
- Group of Business Activities 2 )
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan makan minum
NPL
9. Transportasi, pergudangan dan komunikasi
NPL
10. Perantara Keuangan
NPL
11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial
NPLWajib
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan
lainnya
NPL
16. Jasa Perorangan yang Melayani Rumah Tangga
NPL
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
NPL
18. Kegiatan yang belum jelas batasannya
NPL
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Loans by Industrial Origin
1. Agricultures, Hunting and Forestry
5.297
NPL
394
3.706
3.677
3.769
4.378
4.399
4.610
5.165
5.147
5.452
5.478
354
409
426
390
387
397
387
377
405
393
338
343
340
586
607
678
602
616
720
725
788
4
5
4
11
12
13
14
16
16
16
17
3.661
3.522
3.620
3.933
4.446
4.480
4.326
3.978
4.087
4.854
4.607
246
235
322
386
354
446
352
344
288
308
289
8.560
8.964
10.212
10.949
10.519
10.643
11.026
11.398
11.153
11.831
11.792
340
435
474
422
417
568
431
437
397
460
436
4.581
4.757
5.099
5.110
5.104
5.280
5.343
5.276
5.255
5.811
5.560
386
422
362
385
361
340
360
404
403
438
298
7.449
7.225
7.634
7.986
7.819
7.774
8.154
8.128
8.238
7.841
7.866
673
627
671
628
516
529
520
566
565
541
487
12.330
12.259
13.548
14.475
15.226
15.349
15.671
15.375
15.274
15.345
15.628
1.043
1.097
1.207
1.005
1.013
1.201
1.222
1.215
1.267
1.359
1.457
806
618
684
824
858
1.061
1.066
1.107
1.157
1.292
1.313
35
38
39
9.129
40
42
43
48
41
43
8.064
42
8.409
38
8.084
9.082
8.809
8.975
9.108
9.148
9.023
8.591
696
816
647
773
597
643
573
666
657
529
650
8.805
8.557
9.575
9.645
9.576
9.630
10.142
10.279
10.414
10.422
10.317
363
423
455
230
230
230
180
178
239
220
4.295
4.024
4.118
4.679
4.863
4.936
5.079
5.049
5.146
5.280
211
276
289
364
372
382
379
396
362
359
433
84
82
83
28
26
25
25
24
24
24
39
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
(termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the provision of eating and drinking
NPL
9. Transportation, Warehousing and Communications
NPL
10. Financial intermediaries
217
5.539 11
3
3
5
2
2
2
2
2
2
2
12
1.638
1.530
1.597
1.874
1.915
1.967
2.036
2.117
2.163
2.168
2.255
14
14
16
17
20
22
26
21
17
18
35
1.329
1.374
1.432
1.508
1.565
1.600
1.641
1.706
1.755
1.802
1.868
52
52
53
54
56
56
56
53
51
54
51
4.387
4.335
5.072
5.415
4.957
4.780
4.726
4.076
3.924
4.007
3.482
429
451
464
474
391
392
369
372
361
349
246
43
48
53
78
87
96
106
115
130
142
143
0
1
1
1
0
1
1
1
2
2
2
-
-
-
0
0
0
0
0
0
0
0
-
-
-
-
-
-
-
-
-
0
0
6.330
5.937
6.037
1.878
1.798
1.709
1.634
1.717
1.531
1.458
1.377
282
284
300
281
243
237
227
236
206
200
197
NPL
Real Estate, Business, Ownership, and Business Services
NPL
12. Government administration, Defese and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community, Sociocultural,Entertainment and Other Individual Services
NPL
16. Individual Services which Serve Households
NPL
17. International Agency and Other Extra Agency International
NPL
18. Business Activities which are not clearly defined
NPL
Loans to Non Industrial Origin
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
2. Fisher
House Hold
22.419
22.502
22.774
22.844
23.071
23.266
23.527
23.630
23.798
23.917
23.336
720
809
828
751
773
756
790
796
783
773
764
525
516
509
619
607
602
603
605
609
603
791
30
35
30
1.516
26
25
24
25
20
31
1.435
37
1.458
28
1.429
1.536
1.525
1.554
1.585
1.575
1.587
1.436
65
69
75
73
75
75
84
86
85
85
62
1.323
1.285
1.433
1.332
1.289
1.260
1.360
1.193
1.254
1.236
1.227
36
16.072
38
15.520
38
34
15.053
14.699
29
14.292
32
14.122
33
13.978
31
13.708
30
13.502
39
13.181
43
13.814
591
741
818
777
811
715
717
727
692
644
4.052
3.817
4.136
4.367
4.235
4.272
4.263
3.764
3.661
3.425
65
84
82
89
71
115
120
110
153
143
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
NPL
669
3.370 Non Industrial Origin Others
137
NPL
151
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan
makan minum
2011
2012
2014
2013
Okt
Nov
2015
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
109.790
1.523
4.935
291
87.780
302
344.597
11.746
45.841
247
75.395
2.865
375.017
12.500
30.425
142.451
2.603
5.492
197
104.207
1.292
445.807
10.479
59.073
253
95.921
3.410
499.567
12.668
44.640
177.162
2.553
6.391
185
126.826
1.920
577.880
10.023
79.493
587
116.090
4.746
644.047
15.898
59.306
201.844
4.047
7.217
241
125.620
4.196
632.111
13.608
76.664
1.053
149.009
6.999
701.926
23.110
69.290
206.433
4.075
7.459
212
128.754
4.269
638.484
13.563
78.703
1.580
149.384
7.538
710.895
23.270
70.278
212.386
3.827
7.698
195
141.824
3.574
660.536
12.267
81.130
1.547
147.266
6.784
716.733
22.782
73.583
211.790
4.196
7.601
212
142.816
3.651
656.410
12.933
84.242
1.600
141.592
7.439
704.159
24.820
73.220
210.081
4.454
7.510
233
137.139
3.565
670.946
13.101
89.014
1.214
143.594
7.727
713.783
26.075
73.757
212.035
4.285
7.798
252
127.260
4.537
672.848
13.441
85.264
1.251
149.290
7.804
722.371
25.115
75.371
214.088
4.603
7.932
274
133.269
4.474
674.544
13.931
83.190
1.229
153.324
8.438
731.270
26.203
76.252
217.234
4.753
8.075
286
136.380
4.531
684.035
15.507
88.235
1.207
156.184
8.607
741.846
27.498
77.782
221.583
4.579
8.112
295
140.250
4.735
703.285
15.891
87.915
1.401
163.230
8.866
759.871
28.287
78.847
225.759
4.648
8.070
282
138.308
5.282
703.045
17.605
92.721
1.556
165.573
9.179
748.131
29.713
78.979
231.390
4.751
8.244
266
139.022
5.155
717.578
18.897
90.360
1.527
166.853
9.115
761.824
31.277
78.821
238.059
4.827
8.343
259
139.800
4.468
744.090
19.517
94.032
2.103
171.362
8.406
775.716
31.984
81.938
237.659
4.935
8.463
286
133.161
4.114
724.765
18.777
91.487
1.891
173.796
8.332
765.828
30.903
82.350
629
97.966
443
122.235
571
163.418
1.155
175.919
1.068
172.309
1.057
171.805
1.241
168.280
1.332
168.264
1.251
170.198
1.472
174.583
1.617
177.361
1.652
172.920
1.965
174.332
1.816
174.738
1.883
174.636
1.874
172.743
2.400
105.184
309
116.201
2.522
124.958
193
150.568
3.208
151.154
427
193.182
5.946
166.598
1.637
160.189
5.757
165.663
1.570
162.289
5.516
166.182
1.559
165.466
5.695
162.418
1.925
161.036
5.650
164.938
1.970
162.595
6.087
162.561
1.132
163.828
6.163
160.054
1.103
164.388
6.454
159.702
1.134
166.076
5.990
161.110
1.089
169.884
6.206
160.180
1.076
172.213
6.475
160.283
1.145
175.289
6.654
161.916
1.215
177.382
7118,79029
160.668
1.199
176.762
NPL
12. Admistrasi Pemerintahan, Pertahanan
1.767
3.014
2.446
2.793
3.477
r)
6.498
3.496
9.695
3.759
9.893
3.391
11.002
3.683
10.982
4.130
11.182
3.953
11.037
4.513
10.863
4.904
11.031
4.476
11.020
4.574
11.383
4.369
11.856
3.947
12.264
3.892
11.471
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
15
4.064
63
7.611
5
4.612
50
8.671
4
5.477
57
10.153
7
6.691
83
11.725
6
6.738
72
12.138
7
6.648
69
12.325
7
6.560
73
12.423
12
6.672
85
12.311
10
6.917
87
12.771
10
7.033
91
12.805
11
7.183
94
13.228
13
7.441
98
13.685
12
7.499
95
13.738
12
7.494
109
13.973
12
7.520
85
14.222
22
7.792
171
14.501
334
39.294
396
45.006
197
53.861
181
57.841
215
59.277
197
67.744
197
60.308
215
17.787
223
59.258
233
59.556
233
59.538
245
60.715
239
60.795
233
63.826
240
61.486
774
691
1.088
711
1.181
1.537
2.134
2.111
2.080
2.176
1.929
2.220
2.111
2.243
2.247
2.284
2.253
2.368
2.252
2.613
2.366
2.671
2.298
2.720
2.343
2.576
2.861
2.620
2.878
2.643
37
3.305
49
501
34
318
60
221
58
215
53
211
63
213
68
198
66
88
69
88
68
90
67
86
70
88
71
87
65
99
53
81.689
8
50.396
6
3.984
7
13.195
7
14.235
7
15.889
7
15.590
7
15.820
3
12.191
3
11.979
3
11.090
3
10.511
3
11.252
3
11.252
3
11.369
1.339
892
25
154
289
304
308
325
307
272
265
251
265
235
223
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
dan Jasa Perusahaan
dan Jaminan Sosial Wajib
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki
Loans by Industrial Origin
1. Agricultures, Hunting and
Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation
and the provision of eating
and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business,
Ownership, and Business
Services
NPL
12. Government administration,
Defese and Compulsory social
security
NPL
13. Education Services
NPL
14. Health Services and Social
Activities
NPL
216
56.615 15. Community,
Sociocultural,Entertainment
and Other Individual Services
NPL
2.612
2.660 16. Individual Services which
Serve Households
NPL
64
83 17. International Agency and
Other Extra Agency
International
NPL
2
11.117 18. Business Activities which are
not clearly defined
NPL
216
Loans to Non Industrial Origin
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
Items
Okt
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
176.659
3.291
5.573
57
15.207
211.476
4.395
10.275
86
19.988
268.764
5.766
12.024
89
24.979
297.503
7.268
13.211
141
25.838
300.271
7.238
13.169
149
25.768
302.916
6.533
13.236
144
25.969
301.781
7.461
13.140
171
26.182
303.482
7.790
13.027
179
26.069
305.957
7.522
13.110
188
26.164
308.195
7.671
13.074
186
26.268
310.459
8.055
12.993
201
26.357
313.289
8.114
13.018
204
26.516
314.576
8.562
12.975
211
26.466
316.853
8.655
12.944
222
26.347
318.942
8.529
12.998
220
26.523
320.801
8.406
13.167
226
26.446
260
105.725
998
119.841
380
98.658
1.082
278.867
532
104.458
849
277.825
685
122.069
1.385
357.025
684
123.441
1.355
361.017
651
123.165
1.312
367.466
732
123.919
1.334
369.258
792
123.896
1.354
371.152
771
123.386
1.390
376.321
772
123.076
1.412
379.559
810
122.326
1.493
386.688
825
124.329
1.562
388.049
892
125.856
1.696
389.715
903
126.172
1.767
390.459
896
129.179
1.847
398.580
868
130.368
1.868
405.658
1.413
244.288
4.482
2.663
180.987
2.995
2.483
222.068
3.462
3.892
174.558
1.984
3.921
177.627
2.022
3.667
180.908
2.017
4.119
178.453
2.139
4.374
180.761
2.174
4.275
181.481
2.199
4.457
183.567
2.310
4.582
180.569
2.414
4.430
189.659
2.588
4.548
189.515
2.595
4.558
193.005
2.625
4.452
193.385
2.533
NPL
4.514
195.077 Non Industrial Origin Others
NPL
2.501
NPL
- For Vehicles Ownership
NPL
- Others
r) Revised figures
152
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
2014
2011
2012
2013
63.980
677
2.339
209
35.009
83
109.948
4.740
20.762
39
27.728
1.133
127.969
6.206
6.366
87.012
1.397
2.659
108
40.792
217
142.652
4.499
27.584
14
37.676
1.198
174.264
6.391
8.734
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
279
34.037
11. Real Estate, Usaha Persewaan,
danNPL
Jasa Perusahaan
12. Admistrasi Pemerintahan, Pertahanan
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan
makan minum
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
105.912
1.186
3.095
112
50.148
217
180.215
3.883
37.373
13
46.871
1.598
262.550
7.887
13.195
120.205
1.350
3.072
128
45.304
674
184.679
4.009
39.549
17
56.311
2.201
282.621
9.436
15.985
121.766
1.351
3.100
97
47.175
779
187.222
4.029
40.105
442
56.293
2.230
284.849
9.293
16.164
124.393
1.291
3.208
88
55.977
881
199.191
3.388
41.458
441
56.121
2.012
282.359
8.537
17.052
134
41.533
257
58.896
440
60.638
401
60.268
761
20.872
173
680
27.563
47
617
27.419
137
1.003
26.162
102
17.237
285
2.382
21.618
364
2.199
38.921
540
11.926
15
682
17
2.201
214
5.633
5
701
11
2.607
260
7.631
136
222
Jul
124.275
1.444
3.161
99
57.066
884
196.100
3.654
44.127
441
53.319
2.282
280.672
9.725
17.103
123.695
1.667
3.151
109
52.478
901
198.728
3.686
46.482
440
54.405
2.387
284.395
10.475
17.067
123.070
1.612
3.248
110
45.133
996
200.861
3.595
42.859
444
56.710
2.332
284.294
10.195
17.867
124.167
1.695
3.224
116
48.510
1.158
200.112
3.801
41.104
445
58.589
2.486
288.509
10.860
17.946
126.705
1.800
3.226
124
49.749
1.163
205.312
3.912
44.822
443
59.688
2.406
297.459
11.733
18.401
127.969
1.672
3.290
135
53.041
1.078
212.613
4.785
45.944
440
62.001
2.448
310.525
12.033
19.117
378
60.622
502
59.245
487
59.277
410
59.218
418
59.715
422
60.281
993
26.909
98
1.005
26.878
78
1.073
26.824
347
1.104
27.745
332
917
28.896
328
987
28.045
322
36.655
645
8.991
37.148
647
9.173
37.668
633
9.551
36.778
837
9.569
37.360
839
9.759
37.778
793
9.660
4
896
13
2.914
134
11.588
3
1.144
20
2.962
58
16.735
3
1.148
17
3.125
52
18.695
3
1.164
16
3.305
45
26.366
3
1.145
18
3.447
52
19.341
6
1.183
24
3.235
67
17.030
176
350
203
1.154
531
1.674
505
1.724
474
1.762
558
1.780
7
3.208
8
14
9
1
37
3
37
4
34
4
53
61.692
46.968
1.975
5.928
6.292
1.073
835
1
8
89.587
1.930
2.275
32
2.224
98.016
2.612
5.090
66
3.388
136.888
3.519
5.164
46
4.674
59
14.584
56
18.639
141
13.925
95
140.040
456
107.258
1.150
1.690
26.112
302
Items
Ags
Sep
Okt
128.864
1.743
3.214
130
49.571
1.284
210.337
6.292
48.402
497
63.604
2.515
303.633
13.207
19.169
130.593
1.738
3.277
117
49.651
1.299
217.888
6.322
45.346
498
64.324
2.573
305.457
13.442
19.305
132.566
1.654
3.323
111
50.311
1.295
229.757
6.696
47.756
500
66.202
2.507
313.027
12.325
19.612
134.314
1.665
3.413
119
48.096
1.257
226.942
6.599
46.693
497
66.656
2.482
312.932
12.366
20.124
583
59.714
613
60.404
553
61.258
555
60.420
1.112
25.654
328
1.161
26.192
334
1.181
25.562
338
1.293
25.593
335
1.611
26.449
331
Loans by Industrial Origin
1. Agricultures, Hunting and
Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation
and theprovision of eating
and drinking
546
NPL
59.336
9. Transportation, Warehousing
and Communications
1.650
NPL
26.186 10. Financial intermediaries
NPL
332
37.658
930
9.476
37.623
977
9.662
39.724
1.129
9.524
40.290
1.148
9.859
40.701
1.073
10.173
41.910
1.068
10.534
42.042
1.056
9.734
11. Real Estate, Business,
Ownership,
NPL
12. Government administration,
Defese and Compulsory social
security
6
1.191
26
3.441
69
18.202
7
1.199
23
3.319
71
17.873
7
1.227
23
3.481
70
17.818
10
1.255
23
3.699
82
18.436
8
1.238
21
3.427
78
18.716
8
1.243
23
3.559
77
19.090
8
1.264
20
3.629
76
19.689
8
1.262
20
3.747
79
20.058
621
1.816
632
1.868
643
2.093
663
2.133
646
2.169
652
2.020
659
2.043
699
2.053
700
2.058
42
4
46
3
44
4
48
4
48
5
47
4
49
4
49
5
42
5
40
4
7.084
7.170
7.190
7.255
7.256
6.357
6.436
7.075
7.406
7.736
7.098
8
7
10
10
9
11
8
9
8
5
5
4
NPL
13. Education Services
NPL
14. Health Services and Social
Activities
NPL
15. Community,
Sociocultural,Entertainment
and Other
NPL Individual Services
16. Individual Services which
Serve Households
NPL
17. International Agency and
Other Extra Agency
International
NPL
18. Business Activities which are
not clearly defined
NPL
149.461
4.117
5.293
69
4.885
151.091
4.072
5.281
66
4.898
152.583
3.572
5.309
58
4.942
152.420
4.279
5.274
64
4.929
153.538
4.467
5.196
71
4.889
155.388
4.303
5.211
86
4.895
156.821
4.375
5.185
94
4.963
158.254
4.653
5.162
101
5.018
160.406
4.659
5.191
101
5.064
161.596
4.884
5.168
111
5.035
162.857
4.913
5.207
112
5.076
164.849
4.745
5.239
111
5.129
146
21.529
142
115.952
231
24.203
331
152.223
233
24.024
320
153.778
221
24.568
320
158.388
249
25.157
326
158.405
274
25.217
323
160.024
258
25.676
340
162.659
246
25.556
340
163.774
286
25.245
361
165.255
278
25.782
368
167.346
310
26.165
405
167.734
334
26.141
410
170.008
320
25.692
400
173.276
166.861
4.650
5.259
114
5.223
321
25.478
421
175.726
1.483
42.470
318
1.940
22.337
368
1.912
23.836
384
1.770
25.134
392
1.963
25.218
424
2.102
25.650
465
2.053
25.860
488
2.115
26.256
541
2.273
26.643
574
2.135
27.163
625
2.173
27.148
619
2.170
27.312
633
2.124
27.470
640
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
2.118
NPL
28.024 Non Industrial Origin Others
619
NPL
r) Revised figures
153
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
2014
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
danNPL
Jasa Perusahaan
12. Admistrasi Pemerintahan, Pertahanan
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki
2011
2012
2013
32.618
588
1.893
45
32.282
166
145.923
4.628
17.119
202
32.818
1.011
192.695
4.802
20.648
37.311
640
1.978
43
29.125
728
183.778
3.683
21.877
127
39.051
843
242.879
4.168
30.482
262
47.180
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
46.937
613
2.348
35
33.742
1.178
224.347
3.842
26.195
450
43.574
737
284.910
4.931
38.361
55.501
1.548
2.896
42
39.895
2.806
261.177
5.839
26.268
887
60.597
2.235
306.586
8.822
44.264
56.375
1.538
2.984
43
41.828
2.753
262.825
5.780
27.233
989
61.697
2.442
311.982
9.024
45.030
58.658
1.385
3.068
41
43.657
1.889
271.943
5.126
28.408
957
62.013
1.840
319.318
9.143
47.078
152
59.221
160
76.083
496
83.234
439
79.878
1.186
36.095
101
80.468
1.069
341
1.124
40.801
102
102.026
1.475
190
1.498
54.847
214
119.979
1.988
15
2.895
67.110
1.216
104.213
2.105
33
2.217
32
4.001
101
27.202
0
2.619
27
4.552
114
27.247
0
3.197
29
5.633
44
28.159
490
166
415
161
12
6
Jul
58.457
1.565
3.035
41
41.572
1.990
271.231
5.488
28.406
1.009
63.229
2.091
310.007
9.565
46.841
57.044
1.579
2.915
50
40.077
1.916
276.102
5.560
28.228
623
63.652
2.189
313.559
10.075
47.527
58.815
1.438
2.908
62
40.188
2.700
275.414
5.837
28.243
650
65.869
2.292
318.260
9.599
47.960
58.877
1.491
3.050
68
40.670
2.457
280.829
6.271
28.008
616
66.741
2.618
320.408
9.932
48.772
59.382
1.489
3.124
71
41.853
2.493
283.284
7.016
29.186
598
67.687
2.858
320.637
9.972
49.412
62.553
1.553
3.182
71
44.316
2.775
288.612
6.388
28.055
908
69.686
3.165
324.264
9.458
49.745
464
78.969
528
77.669
541
77.206
545
77.632
639
77.000
666
80.482
2.790
66.513
1.188
105.490
2.350
34
2.632
66.962
1.106
107.844
1.966
32
2.804
65.523
1.193
104.278
2.035
32
2.490
67.294
1.220
105.419
2.402
32
3.111
65.000
500
105.046
2.060
31
3.084
64.640
510
105.059
2.474
29
3
4.091
41
7.004
100
30.286
3
4.144
36
7.133
128
31.387
4
4.018
35
7.025
118
32.145
4
3.947
37
7.036
123
31.877
4
3.990
41
7.103
123
31.039
3
3.975
38
7.225
126
31.691
473
170
939
163
1.021
170
970
173
998
176
1.021
179
17
5
10
9
6
57
7
55
6
54
8
56
3.479
2.042
0
697
1
611
1
579
1
589
52
4
7
23
22
70.485
1.003
2.925
21
12.469
174
84.406
855
24.328
95.605
1.329
4.737
18
15.879
211
79.117
909
36.186
108.060
1.630
6.169
22
19.401
321
78.024
683
45.670
121.070
2.206
7.097
64
19.965
368
91.796
1.001
66.516
420
50.775
921
427
57.410
892
513
64.995
1.187
1.255
38.542
707
Items
Ags
Sep
Okt
65.360
1.514
3.200
66
46.499
2.652
286.437
6.822
27.951
1.005
70.170
3.239
318.911
9.601
49.842
69.134
1.622
3.217
65
47.157
2.739
292.736
7.405
28.276
978
70.879
3.195
326.751
9.864
50.728
73.214
1.775
3.232
66
46.056
2.031
301.633
7.497
29.120
1.552
71.398
2.693
334.507
11.438
53.208
71.430
1.756
3.161
80
43.944
1.708
297.254
6.939
28.733
1.341
71.903
2.275
331.050
10.522
52.457
481
76.084
579
75.678
589
77.790
781
77.650
755
76.944
3.289
66.608
524
107.056
2.612
28
3.147
67.463
495
108.562
2.459
31
3.318
67.046
464
109.903
2.292
29
3.605
67.865
518
111.605
2.322
30
3.616
65.491
613
112.667
2.104
29
3.910
67.287
599
112.130
2.022
44
3
4.059
42
7.309
131
32.221
3
4.160
43
7.482
132
32.380
2
4.274
46
7.628
131
33.045
3
4.265
46
7.903
128
33.276
2
4.265
38
7.999
125
33.472
2
4.249
36
8.147
133
30.807
12
4.441
53
8.280
102
28.101
1.038
187
970
198
1.005
204
979
212
1.007
217
1.205
242
1.143
251
1.185
258
8
44
8
52
7
44
7
44
6
44
8
44
8
45
9
54
10
44
2
534
2
503
2
861
2
852
1
920
1
449
1
462
1
495
1
310
1
598
23
29
34
27
26
20
18
21
27
22
18
121.605
2.202
7.078
73
19.881
368
93.505
1.000
67.033
122.500
2.048
7.066
78
20.032
350
92.918
959
67.585
121.612
2.163
6.996
95
20.255
396
93.311
972
69.387
121.692
2.281
6.960
95
20.181
425
93.406
992
68.722
122.234
2.198
6.899
85
20.229
415
92.704
1.015
69.504
122.673
2.181
6.866
72
20.257
424
92.716
1.034
70.396
123.403
2.220
6.813
79
20.308
417
92.532
1.092
74.586
123.797
2.267
6.807
84
20.403
441
94.150
1.160
72.412
123.890
2.397
6.786
79
20.396
470
95.573
1.258
73.078
124.611
2.452
6.720
88
20.281
456
96.066
1.324
73.632
124.256
2.479
6.755
87
20.393
465
99.648
1.417
77.251
123.766
2.427
6.902
90
20.214
435
101.183
1.415
80.436
1.311
39.029
734
1.214
39.753
808
1.441
36.749
879
1.534
37.554
868
1.475
37.134
893
1.534
37.404
909
1.481
32.322
902
1.477
38.875
986
1.536
38.407
980
1.550
37.021
984
1.504
35.570
917
Loans by Industrial Origin
1. Agricultures, Hunting and
Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation
and the provision of eating
and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business,
Ownership,
NPL
12. Government administration,
Defese
and Compulsory
social
NPL
13. Education Services
NPL
14. Health Services and Social
Activities
NPL
15. Community,
Sociocultural,Entertainment
and Other
NPL Individual Services
16. Individual Services which
Serve Households
NPL
17. International Agency and
Other Extra Agency
International
NPL
18. Business Activities which are
not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
NPL
1.559
35.698 Non Industrial Origin Others
NPL
904
r) Revised figures
154
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling
Beneficiary)
Miliar Rp (Billion Rp)
2014
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan
makan minum
2011
2012
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
572
14
167
2
404
8
4.266
117
187
0
1.618
96
10.576
288
1.340
914
13
209
7
612
13
4.785
193
97
1
1.771
134
14.796
448
2.168
1.433
32
250
6
998
15
6.286
246
148
1
2.371
135
17.408
530
2.562
1.961
78
359
26
1.019
53
9.020
380
377
3
3.729
149
24.471
912
3.213
2.101
68
368
26
1.077
55
9.427
369
457
3
3.714
133
24.549
871
3.183
2.185
77
374
24
1.104
45
9.473
287
445
3
3.980
125
25.140
809
3.214
2.184
81
387
26
1.022
51
9.573
374
480
3
3.848
159
25.518
891
3.167
2.259
84
389
27
1.005
59
9.664
384
472
3
3.728
180
25.969
943
3.158
2.501
88
634
33
1.414
114
10.725
418
516
10
4.417
174
27.214
901
3.202
2.570
96
655
34
1.434
114
10.893
404
460
10
4.467
172
28.098
889
3.180
2.636
108
712
34
1.429
108
10.509
432
466
10
4.578
179
28.026
860
3.197
2.654
118
628
34
1.426
108
11.117
396
453
3
4.539
163
28.714
831
3.238
2.631
121
623
33
1.211
100
11.679
418
569
4
4.512
155
28.484
912
3.245
2.893
142
730
33
953
77
11.494
485
570
4
4.586
188
28.475
976
3.251
2.820
121
741
32
954
49
11.760
459
671
4
4.600
188
28.684
977
3.532
2.804
130
803
32
966
50
11.540
466
667
4
4.651
182
28.973
1.030
3.467
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
danNPL
Jasa Perusahaan
12. Admistrasi Pemerintahan, Pertahanan
20
1.754
30
2.526
34
2.508
86
3.475
83
3.467
91
3.539
86
3.468
89
3.475
87
3.808
99
3.831
101
3.788
95
3.949
97
4.187
97
4.241
76
4.307
81
4.275
45
4.054
16
6.222
254
1
181
4.904
22
9.034
308
1
97
7.068
58
11.200
279
0
269
9.795
279
4.581
106
71
237
9.444
240
4.716
112
68
111
10.287
334
4.403
95
67
111
9.434
340
4.510
102
65
310
9.473
372
4.576
112
65
261
9.454
211
5.020
299
10
260
8.924
180
5.419
304
10
314
8.408
187
5.341
301
9
222
9.403
162
5.436
290
9
242
9.522
172
5.427
314
9
278
9.508
193
5.715
132
8
176
9.874
172
6.132
150
8
168
9.556
155
6.236
176
8
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
301
3
381
5
2.103
453
7
463
5
4.006
0
451
3
514
5
7.591
1
676
1
609
4
3.378
1
666
1
669
4
3.283
1
709
1
699
4
3.369
1
722
5
703
4
3.430
2
758
6
723
3
3.306
1
1.011
9
808
6
3.678
1
1.013
10
859
8
3.559
1
1.020
10
880
8
3.408
1
1.094
10
913
9
3.413
1
1.193
9
950
9
2.938
1
1.201
32
965
8
2.842
1
1.194
12
972
8
2.841
1
1.229
12
979
9
2.879
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
49
30
138
71
171
100
78
158
74
162
77
165
79
165
95
165
100
183
115
191
117
202
118
204
110
207
112
201
94
205
94
208
1
0
4
3
3
0
6
0
4
0
4
0
4
0
4
0
5
0
5
0
4
0
4
0
4
0
5
0
5
0
5
0
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
20
33
0
23
4.853
5.497
6.182
5.833
5.936
1.806
1.727
1.593
1.514
1.603
1.382
0
1.290
0
1.274
0
0
-
118
255
272
268
279
268
231
232
221
232
201
194
191
2.611
141
87
1
124
3.052
131
150
109
3.993
135
184
116
3.972
139
251
163
4.065
146
229
0
164
4.144
153
251
0
162
4.124
162
259
0
161
4.154
148
258
0
156
4.030
130
387
5
181
4.023
140
399
5
181
4.005
146
392
6
166
4.013
151
391
5
171
4.004
162
391
5
162
4.012
163
397
5
162
4.014
161
395
6
166
4.044
163
393
5
172
10
1.206
48
25.574
9
2.193
46
31.409
4
1.934
9
35.053
4
3.230
34
42.152
4
3.136
16
42.349
3
3.052
15
42.588
3
2.908
18
42.660
3
2.792
20
42.939
5
2.647
17
43.321
5
2.571
20
43.633
6
2.449
21
43.963
5
2.423
17
44.227
5
2.203
15
44.403
5
2.135
15
44.850
5
2.094
14
45.333
4
2.033
16
45.738
82
4.545
41
121
5.691
28
125
6.037
51
198
124
4
200
425
4
196
469
5
208
426
5
218
434
4
209
717
13
220
665
13
230
710
17
223
719
16
228
331
14
236
337
14
238
396
15
dan Jaminan Sosial Wajib
dan Perorangan lainnya
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki
Loans by Industrial Origin
1. Agricultures, Hunting and
Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation
and the provision of eating
and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business,
Ownership,
NPL
12. Government administration,
Defese
and Compulsory
social
NPL
13. Education Services
NPL
14. Health Services and Social
Activities
NPL
15. Community,
Sociocultural,Entertainment
and Other
NPL Individual Services
16. Individual Services which
Serve Households
NPL
17. International Agency and
Other Extra Agency
International
NPL
18. Business Activities which are
not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
NPL
242
464 Non Industrial Origin Others
NPL
15
r) Revised figures
155
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
2014
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan
makan minum
2011
2012
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Loans by Industrial Origin
1. Agricultures, Hunting and
Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation
and the provision of eating
and drinking
NPL
489
2.612
9. Transportation, arehousing
and Communications
5.819
240
301
22
1.280
45
3.727
220
2.205
5
10.291
607
19.560
900
1.545
8.597
552
359
29
1.931
83
5.643
272
2.601
111
11.855
1.154
21.337
1.101
1.848
9.894
722
422
32
1.265
81
7.400
359
3.139
122
15.508
2.101
25.342
1.573
3.220
11.077
1.069
497
45
1.158
138
7.513
466
2.886
146
19.831
2.127
27.479
2.355
4.655
11.181
1.117
506
46
1.175
152
7.622
583
3.336
146
20.117
2.474
28.448
2.569
4.667
11.231
1.073
499
42
1.129
146
7.645
525
3.302
146
16.682
2.366
28.531
2.490
4.936
10.944
1.105
478
45
1.100
146
7.589
548
3.447
146
13.274
2.446
27.504
2.662
4.815
10.812
1.123
490
46
1.078
124
7.606
545
3.448
147
13.974
2.588
27.910
2.794
4.611
10.820
1.146
481
47
1.111
152
7.643
546
3.188
147
14.865
2.738
28.378
2.792
4.899
10.871
1.178
492
55
1.101
186
7.636
550
3.174
155
15.757
2.948
28.499
2.929
4.898
10.936
1.208
488
56
1.103
198
7.580
586
3.175
156
16.795
2.934
28.703
3.029
5.290
10.571
1.087
498
55
1.107
201
7.505
584
3.058
50
18.437
2.859
29.193
3.078
5.145
10.428
1.116
497
54
1.102
348
7.297
649
3.099
50
19.098
3.053
28.909
3.204
5.129
9.806
1.088
481
50
965
377
6.758
578
2.931
46
18.672
2.926
31.835
3.842
3.967
9.905
1.106
480
50
957
379
6.704
581
2.850
47
20.064
2.786
31.781
3.924
3.972
60
2.835
118
3.425
120
3.291
133
3.367
145
3.320
123
3.323
125
3.255
215
3.181
209
3.229
315
3.150
427
3.001
493
2.710
675
2.749
576
2.339
468
2.283
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
danNPL
Jasa Perusahaan
12. Admistrasi Pemerintahan, Pertahanan
47
1.055
19
3.000
136
197
245
1.787
21
5.212
258
129
394
3.215
18
7.253
623
107
1.059
5.644
35
5.409
597
33
1.043
5.758
40
5.378
608
26
977
6.105
38
5.054
618
761
981
6.281
41
5.274
666
692
956
6.287
44
5.314
675
686
1.014
6.284
44
5.377
702
690
1.043
6.261
44
5.407
713
696
946
6.408
48
5.215
947
666
663
6.265
50
5.808
534
796
665
6.234
53
5.731
759
802
481
6.216
52
5.559
781
936
431
6.471
51
5.469
565
953
593
6.539
65
5.373
578
993
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
675
8
727
14
2.613
638
4
804
18
3.875
0
690
9
849
14
5.145
0
658
17
977
18
5.647
0
658
14
998
30
4.526
0
639
12
1.057
28
4.432
0
628
13
1.015
17
4.224
0
624
15
1.043
21
4.237
0
622
14
1.096
21
3.948
0
649
13
1.133
23
4.107
0
664
15
1.146
23
4.162
0
685
16
1.209
22
4.055
0
671
15
1.205
23
4.035
0
653
13
1.208
22
6.563
0
678
14
1.254
23
6.518
0
723
83
1.275
25
3.999
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
97
270
338
128
334
112
574
115
471
118
397
118
465
120
497
123
471
128
523
129
579
132
552
135
571
132
882
135
940
135
631
136
17
0
20
402
12
225
11
141
11
136
10
133
10
135
10
134
10
15
9
22
9
24
9
21
9
23
9
21
9
22
9
20
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan Usaha
0
239
8
150
6
47
6
44
6
46
6
112
6
112
6
166
2
158
1
162
1
184
1
164
1
151
1
36
1
31
1
82
12
8
1
2
1
0
0
1
3
5
5
3
3
2
2
3
11.939
179
232
3
241
12.275
282
220
2
348
16.606
428
363
16
495
19.816
749
427
9
587
20.297
771
439
9
578
20.451
714
470
9
586
20.391
809
474
11
596
20.819
846
476
12
601
20.984
843
478
11
616
21.324
921
492
15
629
21.415
978
500
15
632
21.647
973
498
14
644
21.657
1.057
502
16
641
21.920
1.063
493
16
601
22.329
1.079
484
17
612
22.582
1.103
493
17
620
17
438
4
46.536
18
418
4
66.292
55
450
4
75.750
76
487
5
90.393
76
492
5
91.886
70
499
5
92.864
78
500
5
92.769
84
495
5
93.310
87
489
6
94.722
90
491
6
95.636
93
501
6
96.648
92
491
6
97.768
96
489
6
98.187
96
486
6
95.639
95
476
6
96.409
97
474
6
97.433
162
59.977
260
225
68.575
154
229
83.755
190
383
89.303
335
382
89.907
342
364
90.896
247
380
91.552
254
387
92.478
255
398
93.310
215
445
94.343
236
455
95.698
275
444
97.225
284
458
97.852
309
445
102.543
329
435
103.967
313
NPL
9. Transportasi, pergudangan
dan komunikasi
dan Jaminan Sosial Wajib
dan Perorangan lainnya
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki
10.195
1.223
507
55
961
428
7.036
660
2.987
50
21.751
3.162
30.296
3.651
4.795
439
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business,
Ownership,
NPL
12. Government administration,
Defese
and Compulsory
social
NPL
13. Education Services
NPL
14. Health Services and Social
Activities
NPL
15. Community,
Sociocultural,Entertainment
and Other
NPL Individual Services
16. Individual Services which
Serve Households
NPL
17. International Agency and
Other Extra Agency
International
NPL
18. Business Activities which are
not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
NPL
104.630 Non Industrial Origin Others
320
NPL
r) Revised figures
156
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
2014
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan
makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
danNPL
Jasa Perusahaan
12. Admistrasi Pemerintahan, Pertahanan
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki
2011
2012
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Loans by Industrial Origin
1. Agricultures, Hunting and
Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation
and the provision of eating
and drinking
NPL
3
9.019
9. Transportation, Warehousing
and Communications
4.979
3
228
13
7.141
41.936
921
1.264
2.384
18
15.439
274
309
6.441
1
257
9
11.529
117
51.871
859
1.764
3.497
70
25.798
439
1.129
9.819
1
234
0
14.472
360
75.770
678
4.325
3.867
163
29.529
356
1.508
8.674
1
316
11.694
462
72.348
1.216
1.669
2.752
287
33.609
859
569
10.714
1
414
11.460
466
76.580
1.253
1.555
2.715
259
34.624
846
589
11.265
1
466
15.124
547
77.632
1.329
1.655
2.517
440
35.324
1.097
594
11.318
1
471
15.890
514
77.092
1.371
1.788
2.548
459
34.481
1.270
594
11.616
1
497
17.112
498
78.913
1.382
2.732
2.510
381
34.841
1.079
602
11.757
1
465
13.614
505
79.020
1.329
2.814
2.545
267
35.409
913
608
12.096
143
426
14.108
491
76.584
1.356
2.822
2.601
212
36.394
894
485
12.212
147
433
14.035
501
77.454
1.459
2.868
2.746
228
36.922
1.113
555
12.307
149
437
14.354
505
79.938
1.474
2.855
2.786
229
37.100
1.463
571
13.135
154
443
14.375
828
83.633
1.491
3.679
2.682
215
37.835
1.404
555
13.523
162
454
15.478
590
84.641
1.702
3.816
2.611
232
38.544
1.665
548
13.479
171
477
15.514
640
88.045
1.785
3.919
2.684
232
37.942
1.708
551
13.104
161
494
14.578
600
83.855
1.799
3.540
2.777
230
35.776
1.774
515
9
6.215
9
8.274
0
11.296
8.772
8.285
8.467
7.855
7.707
7.581
7.744
7.655
7.513
7.680
0
7.746
3
7.744
210
17.858
6.946
31
1
284
18.234
9.228
32
194
430
23.533
11.098
47
188
579
22.316
5
5.601
43
181
550
21.564
4
5.881
43
183
645
21.383
4
5.667
44
179
576
20.438
3
5.576
44
183
639
20.040
3
5.511
98
186
630
19.526
48
5.762
98
189
638
19.175
48
5.911
92
187
640
18.930
48
5.651
61
191
642
18.487
47
5.434
56
185
642
19.218
49
5.707
54
187
657
18.024
47
6.239
53
195
650
18.019
47
6.358
53
203
641
15.574
47
6.226
51
190
187
3
298
0
661
202
3
244
778
242
3
239
1
436
121
4
169
1
873
122
4
209
1
450
118
4
235
1
471
118
0
218
1
479
118
0
204
1
480
117
0
197
1
479
114
3
181
1
529
112
3
235
1
522
108
3
234
1
505
107
3
251
1
519
107
3
238
533
110
3
216
0
545
103
4
218
0
523
2
2
21
1
1
1
12
2
11
2
11
2
12
2
12
2
12
2
2
1
2
0
3
0
3
0
2
0
1
0
1
0
92
77
83
20
19
20
18
18
17
17
17
17
16
17
17
15
455
159
174
250
251
265
261
263
265
255
258
258
253
258
264
245
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1.463
37
43
1
148
1.984
41
68
1
264
2.696
55
140
6
293
2.620
56
133
0
237
2.645
47
131
0
244
2.668
47
129
0
244
2.664
48
126
0
240
2.712
49
124
0
240
2.741
48
122
0
241
2.774
54
120
0
236
2.787
57
116
0
230
2.813
64
120
0
231
2.812
62
116
0
231
2.838
64
116
0
225
2.877
63
113
221
2.908
62
109
216
0
5.075
34
810
0
2.980
28
969
5
2.498
10
1.059
6
2.320
13
1.279
4
2.259
13
1.326
7
2.104
12
1.423
7
2.021
13
1.465
7
1.961
13
1.500
7
1.845
12
1.527
7
1.718
12
1.524
8
1.576
13
1.545
9
1.459
12
1.592
11
1.404
12
1.605
12
1.322
11
1.643
11
1.246
10
1.679
11
1.178
10
1.717
84
6.455
396
117
7.351
336
30
7.859
326
28
7.945
245
29
8.005
236
38
7.974
232
39
8.006
232
40
8.089
228
42
8.050
222
42
8.171
228
45
8.276
241
48
8.467
251
49
8.497
255
52
8.567
256
53
8.745
257
8.826 Non Industrial Origin Others
54
256
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business,
Ownership,
NPL
12. Government administration,
Defese
and Compulsory social
NPL
13. Education Services
NPL
14. Health Services and Social
Activities
NPL
15. Community,
ociocultural,Entertainment
and Other Individual Services
NPL
16. Individual Services which
Serve Households
NPL
17. International Agency and
Other Extra Agency
International
NPL
18. Business Activities which are
not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
NPL
NPL
r) Revised figures
157
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
2014
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan
makan minum
2011
2012
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
1.822
0
6
11.664
38.797
1.120
4.305
556
0
8.778
29
217
2.174
0
30
20.217
136
57.077
973
5.151
2.070
12
20.492
120
278
3.167
0
42
26.201
69
83.862
1.014
8.313
3.899
12
24.308
622
460
4.426
77
26.550
63
97.373
1.698
5.915
0
5.789
0
27.160
726
603
4.296
87
26.040
64
94.809
1.548
6.018
4.847
0
26.444
667
646
4.654
83
24.833
65
94.653
1.612
5.861
5.954
1
26.062
706
709
4.612
70
26.167
66
94.825
1.496
5.994
5.374
2
25.978
707
701
4.655
68
25.388
67
99.931
1.544
7.652
5.324
1
27.110
709
792
5.072
63
25.801
68
99.185
1.717
7.644
1
4.883
1
28.817
714
835
5.507
85
27.446
68
98.490
1.548
7.622
3
5.169
2
29.362
700
971
5.363
92
28.211
68
99.896
2.102
7.717
0
4.690
2
30.099
791
927
5.530
78
26.006
69
103.502
2.264
7.550
5.782
1
30.076
1.425
1.031
5.341
93
25.549
70
103.662
1.932
9.019
5.507
2
30.358
1.385
1.038
5.442
85
24.818
72
104.062
2.406
9.421
2
5.782
1
30.762
1.489
1.023
6.074
90
26.008
74
106.190
2.500
9.715
0
6.414
0
29.776
1.613
1.064
5.813
86
24.616
70
98.138
2.313
8.866
6.058
0
26.801
1.560
992
0
5.944
0
7.255
0
11.344
0
16.432
0
17.090
0
16.885
0
16.788
0
17.419
0
18.730
0
23.144
0
22.154
0
22.951
0
23.636
0
21.363
0
22.233
0
20.557
151
25.250
2.329
92
8
31.670
3.451
8
79
172
35.073
4.731
0
239
141
35.570
3.732
386
143
35.474
3.675
0
410
145
34.568
4.830
35
413
150
33.918
4.621
442
151
34.099
4.416
5
453
153
33.400
4.845
458
152
33.008
4.933
465
153
33.694
5.190
7
475
155
33.299
4.921
7
476
157
32.599
5.155
8
496
162
33.078
5.470
8
515
171
35.612
4.846
8
537
157
35.526
4.756
8
502
1
0
3
0
1.082
0
0
1
1.469
0
4
943
0
4
923
0
4
935
0
4
0
961
0
4
957
0
3
1.119
0
3
1.260
0
3
1.266
0
3
0
1.249
25
3
1.260
25
3
1.310
25
4
1.326
25
4
1.085
35
3
1.055
0
-
0
-
0
-
0
-
0
-
0
-
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
15.804
1.044
1.068
1.509
1.570
1.655
1.680
1.762
1.846
1.727
1.778
1.689
1.709
1.675
1.738
1.820
202
45
16
3
2
1
0
0
0
0
0
0
1
0
0
0
574
12
16
3.954
544
0
10
24
3.971
522
0
5
24
4.342
564
11
1
33
4.462
569
11
2
24
4.645
570
11
2
24
4.617
570
0
11
2
23
4.572
568
0
12
2
24
4.656
580
0
12
2
24
4.588
580
0
11
2
24
4.596
594
0
12
2
23
4.691
613
0
11
2
23
4.704
617
0
11
2
23
4.708
615
0
11
2
22
4.687
618
0
11
2
23
4.631
640
0
11
1
22
4.607
NPL
Bukan Lapangan Usaha Lainnya
NPL
209
15.278
1.715
83
15.848
1.282
102
16.952
1.389
88
16.307
325
87
16.425
322
85
16.682
333
88
16.500
345
93
16.557
353
98
16.409
367
101
16.728
383
99
16.920
404
103
17.211
426
103
17.281
418
105
17.225
409
98
17.238
392
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
danNPL
Jasa Perusahaan
12. Admistrasi Pemerintahan, Pertahanan
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
r) Angka-angka diperbaiki
Loans by Industrial Origin
1. Agricultures, Hunting and
Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation
and the provision of eating
and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business,
Ownership,
NPL
12. Government administration,
Defese and Compulsory social
security
NPL
13. Education Services
NPL
14. Health Services and Social
Activities
NPL
15. Community, Sociocultural,
Entertainment and Other
Individual Services
NPL
16. Individual Services which
Serve Households
NPL
17. International Agency and
Other Extra Agency
International
NPL
18. Business Activities which are
not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
NPL
103
17.435 Non Industrial Origin Others
NPL
386
r) Revised figures
158
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.8. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Oktober 2015
Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - October 2015)
Miliar Rp (Billion Rp)
Lapangan Usaha
Keterangan
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL
r) Angka-angka diperbaiki
Pertanian,
perburuan
dan
Kehutanan
Perikanan
Pertambanga
n dan
Penggalian
1
2
3
Industri
Pengolahan
Listrik, gas
dan air
4
Konstruksi
Perdagangan
Besar dan
Eceran
Penyediaan
akomodasi
dan
penyediaan
makan
minum
7
8
Bukan Lapangan Usaha
Transportasi,
pergudangan
dan
komunikasi
Perantara
Keuangan
Real Estate,
Usaha
Persewaan,
dan Jasa
Perusahaan
9
10
11
Jasa
Admistrasi
Kemasyaraka
Jasa
Pemerintahan
tan, Sosial
Jasa PendidiKesehatan
, Pertahanan
Budaya,
kan
dan Kegiatan
dan Jaminan
Hiburan dan
Sosial
Sosial Wajib
Perorangan
lainnya
12
13
14
15
Jasa
Perorangan
yang
Melayani
Rumah
Tangga
Badan
Internasional
dan Badan
Ekstra
Internasional
Lainnya
Kegiatan
yang belum
jelas
batasannya
16
17
18
Rumah
Tangga Untuk
Pemilikan
Rumah
Tinggal
Rumah
Tangga Untuk
Pemilikan
Flat atau
Apartemen
Rumah
Tangga Untuk
Pemilikan
Ruko atau
Rukan
Rumah
Tangga Untuk
Pemilikan
Kendaraan
Bermotor
1
2
3
4
Rumah
Tangga Untuk
Pemilikan
Peralatan
Rumah
Tangga
Lainnya
5
5
6
5.120
530
220
23
111.124
1.473
551
14
5.784
169
8.783
406
1.101
36
5.231
156
1.924
43
31.858
559
3.907
198
11.672
424
10.993
299
234
3
100
49
7.286
57
6.743
35
6.224
65
3.624
184
4.384
13
1.071
21
2.025
38
298
21
595
11
285
4
120
2
300
7
1.367
13
181
5
60
3
440
22
13
0
88
54
3.954
0
448
33
31
2
3.354
66
86
8
852
21
641
26
28
1
49
2
48
4
333
17
89
7
46
3
70
3
72
3
58
1
595
7
108
7
124
2
99
8
32
1
95
2
307
9
219
37
29
2
11
0
64
6
46
2
336
0
50
2
50
2
56
2
14
0
24
2
0
0
1.352
57
298
12
113.868
3.136
20
0
331
24
1.105
168
30
4
129
34
34
9
395
5
265
14
426
7
1.197
69
1.307
3
295
1
145
1
941
70
63
3
3.439
363
6
1
100
0
383
65
1.493
1
6
1
3
1
46
4
12
4
62
47
11
1
1
0
14
1
4
0
64
3
5.314
0
51.143
1.464
12.301
452
422.105
11.483
1.667
81
39.564
1.718
105.251
1.263
318
4
1.132
17
1.267
24
40.244
842
3.235
37
2.266
39
6.442
157
579
9
4.434
71
3.633
76
1.552
23
1.061
28
6.472
26
379
5
210
8
5.275
705
735
108
100
8
53
1
177
13
262
12
1.852
15
255
3
60
0
299
69
38
3
93
9
10.311
0
1.079
18
839
0
84.672
1.749
40
0
281
1
1.692
6
21
0
10
0
99
0
705
1
17
0
110
1
223
1
5
0
281
55
22
1
270
37
70
0
131
2
15
0
34
0
390
2
13
1
2
0
3
0
7
0
14
0
37
0
66
12
15
0
33
4
2
0
10
0
279
0
13.573
602
6.244
316
96.120
2.964
866
11
5.753
186
13.412
811
243
13
841
57
887
152
5.240
531
647
44
2.289
191
3.192
332
259
13
1.312
70
887
48
1.373
99
1.163
55
4.656
741
417
28
601
26
5.483
312
916
86
202
36
40
3
535
41
495
15
2.255
90
743
94
381
31
1.779
289
186
21
611
22
193
0
65.792
3.203
14.440
497
273.027
10.842
7.604
261
69.198
2.566
93.955
2.847
3.184
208
6.292
301
5.396
592
45.788
1.651
10.936
667
10.129
800
13.752
627
2.224
142
5.289
98
12.617
439
7.781
404
8.982
264
12.477
646
3.621
120
5.401
252
26.008
1.048
6.321
275
2.062
204
1.309
62
4.109
205
6.356
252
18.984
275
4.830
129
1.842
62
6.257
524
1.321
57
2.494
238
6.051
146
6.567
83
801
53
40.034
517
1.845
17
4.647
215
5.562
138
151
9
672
33
167
14
2.016
56
545
17
1.318
26
721
14
104
11
998
8
369
12
612
15
812
15
1.612
34
209
5
267
7
2.986
161
414
21
113
5
36
1
498
18
678
22
6.242
292
394
7
120
3
572
37
104
3
109
3
58
0
14.918
295
1.300
40
116.782
4.224
372
19
3.581
414
10.627
384
70
3
295
14
99
10
3.620
98
384
33
1.523
126
839
22
75
1
4.193
132
933
51
1.387
245
1.606
100
3.916
406
181
6
148
3
2.772
70
334
21
30
1
11
0
81
11
159
2
577
3
203
6
104
2
572
96
50
2
288
98
712
180
2.810
111
3.471
13
137.735
658
722
8
3.847
84
3.718
118
8
0
182
3
36
1
1.500
30
710
8
226
2
264
2
26
0
64
2
342
4
436
9
358
4
653
17
16
0
9
1
1.357
92
22
1
1
0
0
0
8
1
71
1
520
26
33
2
7
0
54
0
2
0
4
0
1.457
0
11.432
443
3.317
46
122.008
1.806
1.404
19
3.998
118
9.319
143
158
13
464
27
168
25
4.342
193
348
33
2.321
238
1.395
100
130
6
1.470
20
990
21
1.361
76
734
12
3.882
256
199
7
171
7
2.503
142
563
9
56
4
34
1
173
6
706
4
1.773
58
150
6
185
12
414
20
54
2
268
7
272
10
11
0
9
1
2.342
13
3
0
136
0
20
3
13
0
4
0
1
0
9
0
2
0
2
0
8
0
1
0
1
0
1
0
0
0
7
1
8
0
1
0
1
0
11
1
3
0
0
0
0
0
3
0
1
0
32
0
1
0
0
0
1
0
5
0
11
0
8.821
0
1.173
21
342
4
2.766
77
247
1
629
5
824
27
31
0
22
1
26
0
321
8
137
4
85
4
131
0
1
0
102
0
191
8
36
0
43
1
51
1
7
0
9
0
293
1
37
0
6
0
2
0
25
1
13
0
177
0
24
1
1
0
17
5
15
0
9
0
0
0
1.561
19
225
2
6.226
35
314
17
1.031
13
1.313
34
64
2
103
1
85
2
945
38
171
5
335
4
236
3
25
0
45
1
200
16
142
8
153
2
137
7
29
1
22
0
218
2
37
0
11
0
11
0
22
1
142
0
569
1
32
0
6
0
32
2
5
0
9
0
47
0
5.330
290
1.005
40
27.170
919
1.029
37
2.861
98
4.541
182
180
8
386
25
343
95
1.965
133
499
53
819
38
712
33
87
3
392
11
661
11
650
45
381
10
1.399
301
238
6
239
23
1.817
61
411
30
96
9
91
1
226
22
219
5
1.304
12
249
8
102
4
812
77
87
2
282
20
34
0
408
7
96
1
303
4
98
10
440
7
469
8
10
0
20
0
30
4
110
2
18
1
31
0
26
1
7
0
23
0
36
1
21
1
13
0
36
1
21
1
27
2
145
5
19
3
9
0
10
0
16
0
32
1
104
2
17
0
13
0
35
1
4
0
14
0
0
0
0
0
0
0
57
0
0
0
5
0
0
0
0
0
1
0
16
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
677
108
88
1
2.436
16
117
2
137
11
690
17
10
1
9
1
27
8
101
5
3
1
24
4
119
4
0
0
34
0
15
3
62
7
28
0
81
14
10
0
7
0
87
6
0
0
1
1
0
0
4
2
19
5
6
0
1
0
0
0
63
0
0
0
25
0
6.236
0
58.197
1.810
20.322
407
89.776
1.603
3.612
55
16.898
403
32.801
612
1.291
20
3.457
119
2.154
51
11.710
656
2.611
85
6.337
355
6.088
247
854
29
5.585
101
2.699
116
7.063
281
3.210
76
6.883
329
2.025
39
1.870
36
11.294
455
3.448
196
778
33
208
4
1.713
51
2.668
54
10.928
77
1.186
18
512
7
1.561
52
498
7
562
22
0
0
981
24
427
6
8.525
117
57
1
240
10
1.392
15
20
0
32
1
91
1
294
13
72
2
70
7
45
1
11
0
78
1
39
2
45
8
57
2
103
3
16
0
9
0
133
2
70
2
7
0
2
0
104
1
90
2
89
2
13
0
4
0
15
2
27
0
7
1
0
0
2.089
68
1.004
18
8.188
217
237
18
904
34
2.157
47
190
10
433
12
203
21
1.993
81
242
24
729
29
1.009
45
190
6
682
13
268
7
376
23
764
16
774
32
124
6
282
5
1.547
82
261
6
41
4
32
1
432
16
246
3
409
1
100
2
46
1
374
17
19
0
101
2
0
0
5.073
65
9.578
73
90.216
1.421
405
3
4.300
38
5.430
51
55
2
199
4
148
4
4.957
70
157
3
410
6
378
10
85
1
407
2
343
4
186
4
217
3
2.499
46
62
0
129
3
3.900
41
222
3
109
1
11
0
60
1
249
2
367
5
74
1
38
1
58
1
22
0
23
0
0
0
43.087
527
11.384
192
68.646
1.016
5.893
33
20.517
232
51.024
464
3.665
24
7.524
75
13.047
83
20.162
260
5.315
72
13.228
126
15.341
142
2.524
17
5.169
43
4.222
51
7.779
63
10.101
49
12.280
190
6.067
32
9.151
55
16.646
161
7.136
160
2.567
54
1.324
10
7.393
41
6.580
88
10.450
40
6.419
55
2.662
20
4.836
88
1.675
10
1.769
40
78
0
237.659
4.935
8.463
286
133.161
4.114
724.765
18.777
91.487
1.891
173.796
8.332
765.828
30.903
82.350
1.874
172.743
7.119
160.668
1.199
176.762
3.892
11.471
22
7.792
171
14.501
216
56.615
2.612
2.660
64
83
2
11.117
216
320.801
8.406
13.167
226
26.446
868
130.368
1.868
405.658
4.514
Bukan
Lapangan
Usaha
Lainnya
Location
6
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Other
NPL
195.077 Total
2.501 NPL
33.990
143
6.648
33
74.365
1.767
163
2
23.467
71
4.774
98
3.168
6
400
11
288
1
1.542
40
10.171
22
381
8
531
15
7
0
234
1
3.896
21
220
3
52
1
426
9
19
6
12
0
4.553
25
6.338
84
2.063
6
973
3
81
5
3.738
39
894
12
4.142
15
1.448
12
3.398
31
1.409
5
1.278
7
8
0
r) Revised figures
159
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.9. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use )
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
1.757.449
1.712.819
1.732.861
1.729.294
1.754.591
1.777.563
1.828.211
1.820.058
1.846.733
1.891.535
1.852.716
43.840
47.416
49.389
48.236
50.224
52.927
54.518
57.114
59.869
60.364
58.505
903.194
909.065
914.438
924.297
923.240
940.179
944.974
954.584
968.780
985.352
979.224
21.223
22.746
23.020
23.821
25.110
26.611
25.717
27.997
28.447
28.406
28.120
1.013.666
1.012.736
1.018.387
1.026.280
1.033.739
1.039.392
1.054.860
1.059.103
1.065.780
1.079.596
1.091.497
14.324
15.955
16.662
16.344
16.808
17.555
17.724
18.504
18.730
18.477
3.674.308
3.634.620
3.665.686
3.679.871
3.711.569
3.757.133
3.828.045
3.833.745
3.881.294
3.956.483
79.388
86.117
89.072
88.401
92.142
97.092
97.959
103.615
107.047
107.248
18.383
105.007
61.014
58.808
72.556
72.039
74.146
75.577
76.854
75.587
78.541
89.346
86.817
NPL
2.224
2.128
2.530
2.386
2.380
2.725
3.154
3.183
3.363
2.644
2.764
2. Impor
56.049
56.484
57.766
60.806
58.861
59.085
55.393
56.660
61.070
65.895
61.673
NPL
NPL
r) Angka-angka diperbaiki
NPL
NPL
Credit to Third Party
1. Ekspor
Total Kredit
NPL
3. Consumption
User Orientation
Kredit kepada Pihak Ketiga
NPL
NPL
2. Investments
3.923.437 Total Credit
Orientasi Penggunaan
3. Lainnya
1. Working Capital
636
636
683
1.224
1.233
1.298
1.277
1.398
1.773
2.770
2.130
3.557.246
3.519.329
3.535.364
3.547.027
3.578.563
3.622.471
3.695.797
3.701.498
3.741.683
3.801.242
3.774.947
76.528
83.353
85.859
84.791
88.529
93.069
93.528
99.034
101.911
101.833
3.674.308
3.634.620
3.665.686
3.679.871
3.711.569
3.757.133
3.828.045
3.833.745
3.881.294
3.956.483
79.388
86.117
89.072
88.401
92.142
97.092
97.959
103.615
107.047
107.248
100.113
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
3.923.437 Total Credit
105.007
NPL
r) Revised figures
160
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.10. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 1 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 1 to Non Bank Third Party
Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
42.055
41.169
41.859
42.858
47.536
48.734
45.273
45.218
45.965
46.051
43.241
1.107
1.174
1.216
1.230
1.425
1.490
1.353
1.427
1.482
1.453
1.384
19.737
19.620
19.601
20.233
21.000
21.249
20.737
20.734
20.654
21.308
19.292
568
662
681
691
733
739
649
684
722
697
647
48.132
48.439
48.790
49.514
50.566
51.566
48.216
48.546
49.272
49.700
49.785
391
405
415
374
380
415
417
447
465
423
109.924
109.229
110.251
112.605
119.101
121.550
114.226
114.498
115.892
117.059
2.067
2.241
2.312
2.294
2.538
2.644
2.419
2.557
2.669
2.573
2.448
645
646
689
3.092
3.185
3.065
3.088
3.296
3.274
3.099
NPL
3
3
3
28
50
38
26
27
27
28
27
2. Impor
23
15
15
10
99
103
102
92
106
110
225
NPL
Total Kredit
NPL
NPL
Credit to Third Party
580
NPL
NPL
3. Consumption
User Orientation
Kredit kepada Pihak Ketiga
3. Lainnya
NPL
2. Investments
NPL
416
112.318 Total Credit
Orientasi Penggunaan
1. Ekspor
1. Working Capital
-
-
-
-
-
-
-
-
2
2
3
109.321
108.569
109.590
111.906
115.910
118.261
111.059
111.318
112.490
113.676
108.994
2.063
2.237
2.308
2.266
2.488
2.606
2.393
2.531
2.640
2.543
109.924
109.229
110.251
112.605
119.101
121.550
114.226
114.498
115.892
117.059
2.067
2.241
2.312
2.294
2.538
2.644
2.419
2.557
2.669
2.573
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
2.418
112.318 Total Credit
2.448
NPL
161
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.11. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 2 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 2 to Non Bank Third Party
Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
341.811
328.855
344.847
349.102
353.308
356.330
248.601
246.691
253.799
261.969
259.371
8.897
9.129
10.590
10.700
11.003
11.497
10.207
10.235
11.659
12.261
11.490
124.683
125.510
128.779
130.617
129.589
131.751
119.718
122.062
121.010
122.446
122.450
4.143
4.226
4.577
4.894
5.268
5.798
4.896
5.348
5.156
4.376
4.661
167.355
150.478
168.419
169.949
171.591
173.171
151.205
151.905
153.352
155.337
157.459
1.722
1.682
1.853
1.889
2.041
2.129
1.404
1.939
2.021
2.093
633.850
604.844
642.045
649.669
654.487
661.251
519.525
520.659
528.162
539.753
14.762
15.037
17.020
17.483
18.313
19.424
16.506
17.521
18.837
18.730
18.230
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
3. Consumption
NPL
User Orientation
Credit to Third Party
Kredit kepada Pihak Ketiga
NPL
NPL
2. Investments
NPL
2.079
539.280 Total Credit
Orientasi Penggunaan
1. Ekspor
1. Working Capital
14.365
13.565
26.778
27.194
24.599
24.661
12.058
8.299
8.728
8.669
8.153
363
241
472
493
441
555
321
321
364
389
542
8.570
8.870
9.416
10.087
9.985
8.396
7.843
8.548
8.972
9.464
8.515
66
43
43
33
20
36
233
212
269
263
35
610.915
582.409
605.852
612.388
619.903
628.195
499.624
503.812
510.461
521.620
522.612
14.332
14.754
16.505
16.957
17.851
18.833
15.953
16.988
18.204
18.078
633.850
604.844
642.045
649.669
654.487
661.251
519.525
520.659
528.162
539.753
14.762
15.037
17.020
17.483
18.313
19.424
16.506
17.521
18.837
18.730
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
17.653
539.280 Total Credit
18.230
NPL
162
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.12. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 3 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 3 to Non Bank Third Party
Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
547.134
541.192
540.114
543.334
551.310
556.466
687.071
688.834
698.633
707.977
683.080
15.161
16.563
15.913
15.587
16.329
17.097
19.758
20.075
21.109
21.752
20.816
310.972
313.759
314.687
316.044
314.864
319.781
331.287
336.939
341.702
347.128
339.340
10.541
11.001
10.623
10.954
11.615
12.131
11.955
12.095
12.465
13.247
12.628
371.411
387.663
373.595
376.532
378.383
378.698
414.323
416.582
417.980
426.008
430.725
6.449
7.436
7.604
7.493
7.711
7.905
8.415
8.807
8.808
8.574
1.229.517
1.242.614
1.228.396
1.235.911
1.244.558
1.254.945
1.432.681
1.442.355
1.458.316
1.481.113
32.151
35.000
34.141
34.034
35.655
37.134
40.127
40.977
42.382
43.573
41.901
32.517
32.014
32.727
30.674
33.580
32.905
45.150
48.836
50.564
61.291
60.572
NPL
1.055
1.062
1.119
1.061
1.081
1.300
1.676
1.686
1.789
1.027
1.075
2. Impor
42.081
41.509
42.396
45.204
43.539
44.703
42.069
43.030
47.279
51.224
47.712
NPL
NPL
NPL
Credit to Third Party
1. Ekspor
Total Kredit
NPL
3. Consumption
User Orientation
Kredit kepada Pihak Ketiga
NPL
NPL
2. Investments
NPL
8.458
1.453.145 Total Credit
Orientasi Penggunaan
3. Lainnya
1. Working Capital
554
549
594
1.153
1.188
1.238
1.023
1.098
1.379
2.384
1.978
1.154.919
1.169.092
1.153.273
1.160.033
1.167.440
1.177.337
1.345.461
1.350.489
1.360.473
1.368.598
1.344.862
30.542
33.388
32.427
31.820
33.386
34.596
37.428
38.192
39.214
40.162
1.229.517
1.242.614
1.228.396
1.235.911
1.244.558
1.254.945
1.432.681
1.442.355
1.458.316
1.481.113
32.151
35.000
34.141
34.034
35.655
37.134
40.127
40.977
42.382
43.573
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
38.849
1.453.145 Total Credit
41.901
NPL
163
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.13. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 4 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 4 to Non Bank Third Party
Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
763.815
742.133
743.830
733.386
740.954
753.870
783.704
776.332
785.379
811.489
804.012
14.495
16.291
17.159
16.764
17.732
18.713
19.569
21.391
21.645
20.959
21.125
415.211
417.981
419.217
422.241
422.993
432.426
437.179
439.068
449.363
457.308
460.978
4.440
4.921
5.125
5.008
5.455
5.835
6.443
7.829
8.030
8.069
7.936
374.048
374.386
376.131
378.923
382.231
385.070
390.021
391.775
394.895
398.605
403.315
4.153
4.550
4.812
4.738
4.791
5.285
5.216
5.437
5.568
5.581
1.553.074
1.534.501
1.539.178
1.534.550
1.546.178
1.571.366
1.610.904
1.607.175
1.629.637
1.667.401
23.088
25.762
27.095
26.511
27.977
29.834
31.228
34.656
35.243
34.609
34.675
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
3. Consumption
NPL
User Orientation
Credit to Third Party
Kredit kepada Pihak Ketiga
NPL
NPL
2. Investments
NPL
5.614
1.668.305 Total Credit
Orientasi Penggunaan
1. Ekspor
1. Working Capital
13.302
12.345
12.229
13.313
12.709
14.666
16.427
15.213
15.799
15.961
14.852
802
822
935
803
808
832
1.131
1.149
1.182
1.200
1.120
4.865
5.587
5.443
4.970
4.709
5.363
4.904
4.536
4.239
4.590
4.746
14
15
17
15
17
17
15
81
75
74
72
1.534.907
1.516.569
1.521.506
1.516.267
1.528.760
1.551.337
1.589.573
1.587.426
1.609.599
1.646.850
1.648.707
22.272
24.924
26.143
25.693
27.152
28.984
30.082
33.426
33.987
33.335
1.553.074
1.534.501
1.539.178
1.534.550
1.546.178
1.571.366
1.610.904
1.607.175
1.629.637
1.667.401
23.088
25.762
27.095
26.511
27.977
29.834
31.228
34.656
35.243
34.609
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
33.483
1.668.305 Total Credit
34.675
NPL
164
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.14. Pembiayaan dan NPF Pembiayaan Bank Umum Syariah - BUKU 1 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Financing and NPF of Commercial Sharia Banks- Group of Business Activities 1 to Non Bank Third Party
Based on Types and Orientation of Use )
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
12.738
10.179
8.863
8.994
9.039
9.204
9.400
9.154
9.065
9.287
9.263
348
358
456
421
414
389
400
417
436
453
436
6.060
6.167
4.221
4.304
4.391
4.504
4.494
4.392
4.369
4.420
4.450
231
249
334
344
351
350
270
284
323
213
237
6.900
6.695
6.087
5.986
5.939
5.840
5.814
5.810
5.882
5.999
6.240
101
108
101
97
97
102
99
101
101
105
25.698
23.040
19.171
19.284
19.369
19.547
19.708
19.356
19.316
19.706
681
715
891
862
862
841
768
802
859
771
782
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
3. Consumption
NPL
User Orientation
Credit to Third Party
Kredit kepada Pihak Ketiga
NPL
NPL
2. Investments
NPL
109
19.952 Total Credit
Orientasi Penggunaan
1. Ekspor
1. Working Capital
181
172
5
5
5
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
372
360
286
280
263
260
259
243
242
241
234
-
27
27
22
6
6
6
6
6
6
-
25.144
22.509
18.881
19.000
19.101
19.287
19.449
19.113
19.074
19.465
19.718
681
688
865
840
857
835
762
797
854
765
25.698
23.040
19.171
19.284
19.369
19.547
19.708
19.356
19.316
19.706
681
715
891
862
862
841
768
802
859
771
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
782
19.952 Total Credit
782
NPL
165
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.15. Pembiayaan dan NPF Pembiayaan Bank Umum Syariah - BUKU 2 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Financing and NPF of Commercial Sharia Banks - Group of Business Activities 2 to Non Bank Third Party
Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
49.896
49.291
53.349
51.619
52.443
52.959
54.157
53.829
53.892
54.761
53.748
3.832
3.900
4.055
3.533
3.321
3.740
3.392
3.569
3.538
3.485
3.254
26.531
26.026
27.932
30.857
30.404
30.468
31.559
31.388
31.681
32.742
32.715
1.299
1.688
1.681
1.930
1.689
1.757
1.749
1.757
1.751
1.804
2.011
45.820
45.075
45.365
45.376
45.030
45.047
45.285
44.486
44.399
43.948
43.975
1.508
1.774
1.878
1.753
1.787
1.719
1.769
1.774
1.767
1.703
122.247
120.392
126.645
127.852
127.877
128.474
131.002
129.703
129.971
131.452
6.639
7.362
7.613
7.217
6.797
7.216
6.910
7.100
7.056
6.992
6.971
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
3. Consumption
NPL
User Orientation
Credit to Third Party
Kredit kepada Pihak Ketiga
NPL
NPL
2. Investments
NPL
1.706
130.437 Total Credit
Orientasi Penggunaan
1. Ekspor
1. Working Capital
68
68
172
163
161
160
154
152
155
152
141
-
-
-
-
-
-
-
-
-
-
-
138
143
210
256
267
260
216
210
231
266
241
1
1
2
1
1
1
1
1
43
42
42
122.041
120.182
126.264
127.433
127.449
128.054
130.631
129.340
129.586
131.034
130.055
6.638
7.361
7.610
7.216
6.796
7.215
6.909
7.099
7.013
6.949
122.247
120.392
126.645
127.852
127.877
128.474
131.002
129.703
129.971
131.452
6.639
7.362
7.613
7.217
6.797
7.216
6.910
7.100
7.056
6.992
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
6.929
130.437 Total Credit
6.971
NPL
166
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use )
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Jenis Penggunaan
Type of Use
Kredit kepada Pihak Ketiga
Credit to Third Party
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
1.068.676
1.316.689
1.585.659
1.698.551
1.713.799
1.757.449
1.712.819
1.732.861
1.729.294
1.754.591
1.777.563
1.828.211
1.820.058
1.846.733
1.891.535
1.852.716
28.279
28.963
31.470
44.573
46.002
43.840
47.416
49.389
48.236
50.224
52.927
54.518
57.114
59.869
60.364
58.505
464.262
591.425
798.157
869.309
881.519
903.194
909.065
914.438
924.297
923.240
940.179
944.974
954.584
968.780
985.352
979.224
8.917
10.032
13.633
23.541
23.386
21.223
22.746
23.020
23.821
25.110
26.611
25.717
27.997
28.447
28.406
28.120
667.155
799.748
909.058
990.210
1.001.297
1.013.666
1.012.736
1.018.387
1.026.280
1.033.739
1.039.392
1.054.860
1.059.103
1.065.780
1.079.596
1.091.497
10.499
11.600
13.176
15.356
15.368
14.324
15.955
16.662
16.344
16.808
17.555
17.724
18.504
18.730
18.477
18.383
2.200.094
2.707.862
3.292.874
3.558.070
3.596.614
3.674.308
3.634.620
3.665.686
3.679.871
3.711.569
3.757.133
3.828.045
3.833.745
3.881.294
3.956.483
47.695
50.595
58.279
83.470
84.757
79.388
86.117
89.072
88.401
92.142
97.092
97.959
103.615
107.047
107.248
1. Working Capital
NPL
2. Investments
NPL
3. Consumption
NPL
3.923.437 Total Credit
105.007
NPL
User Orientation
Credit to Third Party
Orientasi Penggunaan
Kredit kepada Pihak Ketiga
1. Ekspor
41.876
47.799
62.518
59.551
59.882
61.014
58.808
72.556
72.039
74.146
75.577
76.854
75.587
78.541
89.346
86.817
1. Ekspor
NPL
1.602
1.616
1.571
2.004
1.809
2.224
2.128
2.530
2.386
2.380
2.725
3.154
3.183
3.363
2.644
2.764
NPL
2. Impor
26.525
38.985
70.611
53.412
54.950
56.049
56.484
57.766
60.806
58.861
59.085
55.393
56.660
61.070
65.895
61.673
2. Impor
733
587
618
572
497
636
636
683
1.224
1.233
1.298
1.277
1.398
1.773
2.770
2.130
2.131.118
2.621.078
3.159.745
3.445.107
3.481.783
3.557.246
3.519.329
3.535.364
3.547.027
3.578.563
3.622.471
3.695.797
3.701.498
3.741.683
3.801.242
3.774.947
NPL
3. Lainnya
NPL
Total Kredit
NPL
r) Angka-angka diperbaiki
45.245
48.392
56.091
80.894
82.451
76.528
83.353
85.859
84.791
88.529
93.069
93.528
99.034
101.911
101.833
2.200.094
2.707.862
3.292.874
3.558.070
3.596.614
3.674.308
3.634.620
3.665.686
3.679.871
3.711.569
3.757.133
3.828.045
3.833.745
3.881.294
3.956.483
47.694
50.595
58.279
83.470
84.757
79.388
86.117
89.072
88.401
92.142
97.092
97.959
103.615
107.047
107.248
100.113
NPL
3. Other
NPL
3.923.437 Total Credit
105.007
NPL
r) Revised figures
167
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
407.101
503.972
580.070
597.291
605.597
629.678
613.870
616.084
610.628
616.288
629.898
658.509
649.945
652.144
675.238
668.846
13.638
13.784
12.967
15.927
16.036
14.936
17.042
18.028
17.504
18.578
19.543
20.322
22.082
22.326
21.357
21.434
135.196
168.585
274.979
311.328
315.562
324.486
327.258
328.915
331.064
332.512
339.703
343.143
345.446
354.767
361.005
361.849
2.462
2.559
3.844
4.737
4.946
4.375
4.931
5.175
5.014
5.441
5.698
6.293
7.684
7.738
8.148
7.988
234.535
286.571
326.677
358.403
362.909
370.924
371.404
374.513
379.551
382.556
385.577
390.953
392.846
396.600
401.655
406.571
3.683
4.905
5.656
7.056
6.986
6.333
7.304
7.702
7.528
7.710
8.247
8.166
8.503
8.574
8.340
8.244
776.833
959.128
1.181.726
1.267.022
1.284.068
1.325.087
1.312.532
1.319.512
1.321.243
1.331.356
1.355.178
1.392.605
1.388.237
1.403.511
1.437.898
19.783
21.249
22.467
27.720
27.968
25.643
29.276
30.904
30.046
31.730
33.487
34.781
38.269
38.637
37.845
NPL
2. Impor
NPL
37.666
13.551
3. Consumption
NPL
NPL
548
7.296
350
13.717
10.376
10.963
11.572
10.677
10.534
11.824
11.489
13.588
15.032
14.111
14.632
14.728
13.668
1. Ekspor
540
502
561
564
796
816
929
796
801
825
1.124
1.142
1.182
1.200
1.120
NPL
10.542
27.799
2.013
1.979
1.995
2.520
2.266
2.203
2.008
2.559
2.361
2.231
2.084
2.093
1.927
2. Impor
372
470
11
10
8
9
10
9
11
11
9
74
75
74
72
755.987
935.417
1.140.209
1.254.632
1.271.126
1.311.520
1.299.335
1.306.712
1.307.215
1.317.858
1.339.032
1.375.212
1.371.895
1.386.794
1.421.077
1.421.671
18.885
20.336
21.496
27.148
27.394
24.839
28.451
29.966
29.241
30.918
32.651
33.648
37.052
37.380
36.571
36.473
776.833
959.128
1.181.726
1.267.022
1.284.068
1.325.087
1.312.532
1.319.512
1.321.243
1.331.356
1.355.178
1.392.605
1.388.237
1.403.511
1.437.898
19.783
21.249
22.467
27.720
27.968
25.643
29.276
30.904
30.046
31.730
33.487
34.781
38.269
38.637
37.845
r) Angka-angka diperbaiki
NPL
13.169
NPL
NPL
2. Investments
User Orientation
Credit to Third Party
3. Lainnya
Total Kredit
NPL
1.437.266 Total Credit
Orientasi Penggunaan
Kredit kepada Pihak Ketiga
1. Ekspor
1. Working Capital
NPL
3. Other
NPL
1.437.266 Total Credit
37.666
NPL
r) Revised figures
168
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
434.210
519.409
617.230
689.609
697.272
714.698
695.165
703.834
706.359
716.302
723.893
736.480
733.021
753.448
764.623
753.936
10.005
9.122
10.151
17.280
18.148
16.570
17.355
18.087
17.432
18.000
18.883
18.573
19.085
19.639
20.824
19.138
242.948
305.936
371.973
404.377
408.064
417.254
418.741
418.080
422.998
422.463
430.038
431.725
434.170
439.235
447.401
444.121
4.746
4.540
6.057
12.722
12.406
11.139
12.154
11.790
12.604
13.342
13.918
13.511
13.680
14.669
14.691
14.151
245.384
288.933
322.319
344.986
348.132
349.856
348.309
348.515
348.705
350.313
349.965
356.445
358.129
358.332
363.872
368.202
3.390
3.785
4.356
5.602
5.689
5.456
5.946
6.195
6.081
6.155
6.191
6.414
6.721
6.854
6.869
6.829
922.541
1.114.279
1.311.522
1.438.972
1.453.468
1.481.808
1.462.214
1.470.428
1.478.062
1.489.079
1.503.895
1.524.649
1.525.320
1.551.015
1.575.897
18.141
17.448
20.564
35.605
36.242
33.165
35.455
36.072
36.117
37.496
38.991
38.498
39.486
41.162
42.384
40.119
9.391
14.471
18.040
17.941
18.501
18.632
18.643
16.824
21.286
19.069
15.614
15.795
16.502
16.838
16.513
91
22
153
672
687
740
741
789
739
770
776
269
258
285
311
307
7.256
11.385
15.784
20.458
19.742
21.058
20.420
20.889
22.333
20.888
20.859
20.375
19.698
19.798
21.285
20.582
199
97
76
478
377
398
393
437
920
944
951
832
882
909
1.083
877
3. Lainnya
906.486
1.093.502
1.281.267
1.400.473
1.415.785
1.442.249
1.423.162
1.430.897
1.438.905
1.446.905
1.463.967
1.488.660
1.489.827
1.514.715
1.537.774
1.529.164
NPL
17.851
17.329
20.335
34.455
35.178
32.027
34.320
34.846
34.458
35.782
37.264
37.396
38.346
39.967
40.990
38.935
922.541
1.114.279
1.311.522
1.438.972
1.453.468
1.481.808
1.462.214
1.470.428
1.478.062
1.489.079
1.503.895
1.524.649
1.525.320
1.551.015
1.575.897
18.141
17.448
20.564
35.605
36.242
33.165
35.455
36.072
36.117
37.496
38.991
38.498
39.486
41.162
42.384
2. Impor
NPL
Total Kredit
NPL
r) Angka-angka diperbaiki
2. Investments
NPL
3. Consumption
NPL
NPL
User Orientation
Credit to Third Party
8.800
NPL
NPL
1.566.259 Total Credit
Orientasi Penggunaan
Kredit kepada Pihak Ketiga
1. Ekspor
1. Working Capital
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
1.566.259 Total Credit
40.119
NPL
r) Revised figures
169
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
22.195
30.464
41.614
48.141
49.069
51.507
50.734
51.266
50.715
51.801
51.031
53.459
53.673
53.832
55.134
55.283
635
810
1.001
1.575
1.530
1.509
1.674
1.855
1.778
1.739
1.743
1.665
1.749
1.842
1.771
1.832
11.858
16.879
20.358
23.605
23.779
23.828
23.774
23.855
25.687
25.490
25.171
25.246
25.317
25.186
25.461
25.254
285
692
618
975
1.005
850
913
1.096
1.208
1.191
1.262
1.122
1.183
1.122
944
954
34.090
42.108
46.256
49.892
50.369
50.666
50.538
50.733
51.284
51.471
51.685
51.943
51.494
51.893
52.388
52.821
323
336
319
378
371
373
396
393
380
403
426
417
428
439
439
444
68.143
89.451
108.228
121.638
123.216
126.001
125.046
125.853
127.685
128.762
127.887
130.648
130.484
130.911
132.983
1.243
1.838
1.938
2.928
2.906
2.732
2.983
3.345
3.366
3.333
3.431
3.204
3.360
3.403
3.155
1. Working Capital
NPL
2. Investments
NPL
3. Consumption
NPL
133.358 Total Credit
3.230
NPL
User Orientation
Credit to Third Party
Orientasi Penggunaan
Kredit kepada Pihak Ketiga
1. Ekspor
10
5
0
0
0
5
5
5
5
5
-
-
0
0
0
0
1. Ekspor
NPL
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
NPL
2. Impor
0
6
2
242
310
293
297
291
285
268
266
277
249
247
248
299
NPL
-
-
-
-
-
-
27
27
22
6
6
6
6
7
7
3
3. Lainnya
68.133
89.439
108.226
121.395
122.906
125.703
124.743
125.556
127.395
128.488
127.622
130.371
130.236
130.664
132.734
133.059
NPL
1.243
1.838
1.938
2.928
2.906
2.732
2.956
3.318
3.344
3.327
3.425
3.198
3.354
3.396
3.147
3.227
68.143
89.451
108.228
121.638
123.216
126.001
125.046
125.853
127.685
128.762
127.887
130.648
130.484
130.911
132.983
1.243
1.838
1.938
2.928
2.906
2.732
2.983
3.345
3.366
3.333
3.431
3.204
3.360
3.403
3.155
Total Kredit
NPL
2. Impor
NPL
3. Other
NPL
133.358 Total Credit
3.230
NPL
170
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
35.304
45.861
57.562
64.581
62.686
59.395
54.829
55.335
56.479
57.522
58.688
61.062
60.859
65.965
67.513
67.300
1.948
3.207
4.838
6.007
6.465
6.172
6.524
6.800
6.964
7.340
7.437
7.462
7.820
8.733
8.799
8.990
21.081
24.870
29.561
32.546
35.327
36.290
36.055
36.388
36.451
36.624
36.985
36.297
36.435
33.116
33.014
32.978
498
1.134
1.683
2.790
2.992
2.826
2.897
3.007
3.094
3.349
3.730
2.796
3.428
2.993
2.578
2.717
119.317
148.120
177.418
201.017
203.601
205.771
206.285
208.180
210.600
212.914
215.394
218.274
219.327
221.681
224.276
226.233
627
684
922
1.558
1.585
1.408
1.538
1.589
1.559
1.713
1.822
1.813
1.942
1.955
1.945
1.982
175.702
218.851
264.541
298.145
301.614
301.456
297.170
299.902
303.530
307.060
311.067
315.633
316.622
320.762
324.803
3.073
5.025
7.444
10.355
11.042
10.406
10.959
11.395
11.616
12.402
12.988
12.071
13.190
13.681
13.321
1. Working Capital
NPL
2. Investments
NPL
3. Consumption
NPL
326.510 Total Credit
13.690
NPL
User Orientation
Credit to Third Party
Orientasi Penggunaan
Kredit kepada Pihak Ketiga
1. Ekspor
99
87
65
67
65
51
51
50
41
40
41
40
41
26
28
25
1. Ekspor
NPL
8
14
9
11
10
11
11
13
12
12
12
12
12
8
8
8
NPL
2. Impor
5
5
3
3
3
3
3
15
14
14
3
12
2
2
2
2
2. Impor
NPL
0
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
NPL
175.597
218.759
264.473
298.074
301.546
301.402
297.116
299.837
303.475
307.005
311.022
315.580
316.578
320.733
324.773
326.483
3.065
5.010
7.434
10.343
11.031
10.395
10.947
11.382
11.603
12.389
12.975
12.059
13.177
13.673
13.312
13.681
175.702
218.851
264.541
298.145
301.614
301.456
297.170
299.902
303.530
307.060
311.067
315.633
316.622
320.762
324.803
3.073
5.025
7.444
10.355
11.042
10.406
10.959
11.395
11.616
12.402
12.988
12.071
13.190
13.681
13.321
3. Lainnya
NPL
Total Kredit
NPL
3. Other
NPL
326.510 Total Credit
13.690
NPL
171
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
80.077
101.551
130.992
124.004
127.033
131.308
127.900
129.633
127.173
126.519
127.423
129.762
133.783
135.429
137.513
129.450
1.083
1.307
1.171
2.400
2.390
3.111
3.302
3.064
2.795
2.802
3.082
3.433
3.646
4.132
4.288
4.329
26.317
38.127
55.821
45.930
48.584
50.075
51.429
53.719
53.195
53.111
53.372
53.324
56.494
57.542
58.573
57.300
401
537
867
1.069
1.046
1.011
949
1.030
1.011
1.079
1.120
1.138
1.198
983
1.004
983
13.994
13.617
14.545
14.533
14.610
14.542
14.522
14.628
14.526
14.543
14.529
14.682
14.665
14.712
14.882
14.954
552
524
432
349
329
336
339
337
331
343
366
384
390
395
395
394
120.389
153.295
201.357
184.467
190.228
195.925
193.851
197.980
194.894
194.174
195.324
197.768
204.942
207.683
210.968
2.036
2.368
2.470
3.818
3.765
4.458
4.590
4.431
4.136
4.223
4.568
4.955
5.234
5.510
5.687
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
2. Investments
NPL
3. Consumption
NPL
201.704 Total Credit
5.705
NPL
User Orientation
Credit to Third Party
Orientasi Penggunaan
Kredit kepada Pihak Ketiga
1. Ekspor
1. Working Capital
14.728
17.518
24.128
20.781
20.778
20.269
20.154
20.162
19.676
18.022
18.958
20.134
23.514
24.989
27.573
28.311
468
619
340
258
241
366
372
377
359
348
459
646
649
724
766
718
3.899
5.989
9.350
13.285
14.977
16.213
16.665
17.556
17.337
17.451
15.452
14.261
14.539
18.592
19.957
18.382
23
8
26
74
101
221
198
200
139
139
190
199
175
479
467
454
101.761
129.788
167.880
150.401
154.473
159.444
157.033
160.262
157.881
158.701
160.914
163.373
166.888
164.102
163.439
155.011
1.545
1.742
2.104
3.486
3.423
3.870
4.020
3.853
3.638
3.737
3.918
4.110
4.410
4.307
4.454
4.533
120.389
153.295
201.357
184.467
190.228
195.925
193.851
197.980
194.894
194.174
195.324
197.768
204.942
207.683
210.968
2.036
2.368
2.470
3.818
3.765
4.458
4.590
4.431
4.136
4.223
4.568
4.955
5.234
5.510
5.687
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
201.704 Total Credit
5.705
NPL
172
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
89.789
115.432
158.191
174.924
172.142
170.863
170.320
176.710
177.939
186.159
186.630
188.939
188.777
185.916
191.514
177.901
970
732
1.341
1.383
1.434
1.542
1.520
1.556
1.764
1.765
2.240
3.064
2.731
3.198
3.324
2.782
26.862
37.028
45.465
51.524
50.203
51.261
51.808
53.481
54.903
53.039
54.909
55.239
56.721
58.934
59.898
57.723
525
569
564
1.248
991
1.023
901
922
890
708
884
858
825
942
1.041
1.326
19.834
20.398
21.844
21.378
21.676
21.907
21.678
21.819
21.614
21.941
22.242
22.564
22.642
22.562
22.522
22.717
1.924
1.366
1.491
413
409
418
433
446
466
484
503
529
521
513
490
490
136.486
172.859
225.500
247.827
244.021
244.031
243.807
252.010
254.456
261.139
263.781
266.741
268.141
267.411
273.933
3.419
2.667
3.396
3.044
2.833
2.984
2.854
2.924
3.120
2.958
3.627
4.451
4.076
4.653
4.856
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
r) Angka-angka diperbaiki
NPL
2. Investments
NPL
3. Consumption
NPL
258.341 Total Credit
4.598
NPL
User Orientation
Credit to Third Party
Orientasi Penggunaan
Kredit kepada Pihak Ketiga
1. Ekspor
1. Working Capital
4.688
7.629
10.136
10.286
10.135
10.616
9.288
23.162
23.667
23.303
23.920
26.033
22.126
22.392
30.178
28.300
487
421
567
501
307
311
188
422
479
449
652
1.103
1.121
1.164
360
611
8.069
11.058
17.673
17.410
17.939
16.486
16.579
16.748
18.634
18.231
19.946
18.107
19.941
20.345
22.309
20.482
162
109
45
8
8
8
8
8
133
132
139
231
260
302
1.138
722
123.154
154.172
197.690
220.131
215.947
216.928
217.940
212.101
212.155
219.605
219.915
222.601
226.074
224.674
221.446
209.558
2.656
2.136
2.783
2.535
2.519
2.665
2.658
2.494
2.507
2.376
2.836
3.117
2.695
3.188
3.358
3.264
136.486
172.859
225.500
247.827
244.021
244.031
243.807
252.010
254.456
261.139
263.781
266.741
268.141
267.411
273.933
3.418
2.667
3.396
3.044
2.833
2.984
2.854
2.924
3.120
2.958
3.627
4.451
4.076
4.653
4.856
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
258.341 Total Credit
4.598
NPL
r) Revised figures
173
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.16. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - Oktober 2015
Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for October 2015
Miliar Rp (Billion Rp)
Lokasi
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
26.
25.
24.
27.
28.
29.
30.
31.
32.
33.
34.
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL
r) Angka-angka diperbaiki
Modal Kerja
Investasi
Konsumsi
(Working Capital)
(Investment)
(Consumption)
Ekspor
Orientasi Penggunaan (User Orientation)
Impor
Location
Lainnya
131.741
5.488
32.931
1.075
962.606
25.325
10.506
327
111.321
4.152
211.301
5.215
3.980
205
8.722
470
7.637
852
90.358
2.837
14.960
820
16.552
1.129
23.163
1.123
4.396
149
9.866
144
19.789
600
11.837
642
12.025
349
23.371
1.723
4.599
159
6.436
278
34.627
1.767
7.433
441
2.316
203
1.436
61
4.296
202
6.867
279
22.190
463
5.887
217
2.214
88
9.289
1.063
1.434
69
3.575
435
33.053
155
1.852.716
51.652
1.797
12.096
430
599.542
14.656
6.478
177
31.754
1.500
50.622
1.364
1.639
96
7.120
204
3.017
133
49.132
1.332
6.954
303
17.067
778
17.155
545
739
46
9.225
376
9.132
157
11.637
438
9.798
212
19.300
1.282
5.167
36
1.980
75
17.437
955
4.402
173
1.003
78
465
14
1.816
131
2.658
55
14.007
372
1.354
59
733
33
2.158
87
470
24
829
22
10.685
180
979.224
143.417
2.636
49.363
730
339.697
6.140
10.366
111
66.327
789
97.577
1.287
8.389
62
12.044
221
15.931
161
40.657
1.120
18.567
208
21.155
531
23.393
460
3.672
53
12.156
161
11.467
201
15.669
381
14.401
146
22.966
609
8.313
84
11.453
98
38.071
767
17.476
452
5.565
99
2.549
18
9.783
115
13.570
190
23.135
138
11.935
91
4.710
41
10.243
190
3.650
23
3.740
72
87
1.091.497
2.413
59
312
1
56.299
2.235
92
2
2.142
241
5.184
9
74
0
102
1
11
0
14.245
189
520
6
650
2
585
0
90
0
86
1
518
0
219
13
400
0
354
2
500
0
8
0
179
1
1.494
0
2
0
0
11
1
3
0
168
0
15
0
8
0
4
0
4
4
0
120
86.817
1.098
84
42
0
54.595
2.024
10
0
803
5
2.643
4
1
0
14
1
0
0
2.100
8
2
0
97
2
8
0
1
43
0
8
0
23
0
12
0
3
0
0
8
0
3
0
4
2
0
0
6
0
1
0
2
0
9
0
0
0
1
0
0
0
2
0
129
61.673
323.299
9.778
94.037
2.234
1.790.951
41.862
27.248
614
206.457
6.194
351.673
7.853
13.933
362
27.769
894
26.573
1.146
163.802
5.091
39.960
1.325
54.028
2.434
63.118
2.127
8.716
248
31.117
680
39.861
957
38.901
1.448
35.812
708
65.281
3.613
17.579
278
19.852
451
89.954
3.488
27.814
1.066
8.881
380
4.450
93
15.878
446
23.092
523
59.162
972
19.151
367
7.649
161
21.685
1.340
5.550
115
8.139
529
43.575
335
3.774.947
58.505
28.120
18.383
2.764
2.130
100.113
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
13. Sumatera Selatan
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
17. Kalimantan Selatan
NPL
18. Kalimantan Barat
NPL
19. Kalimantan Timur
NPL
20. Kalimantan Tengah
NPL
21. Sulawesi Tengah
NPL
22. Sulawesi Selatan
NPL
23. Sulawesi Utara
NPL
26. Gorontalo
NPL
25. Sulawesi Barat
NPL
24. Sulawesi Tenggara
NPL
27. Nusa Tenggara Barat
NPL
28. Bali
NPL
29. Nusa Tenggara Timur
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Papua Barat
NPL
34. Lainnya
NPL
Total
NPL
r) Revised figures
174
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.17. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit
(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location)
Miliar Rp (Billion Rp)
Keterangan
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
13. Sumatera Selatan
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
17. Kalimantan Selatan
NPL
18. Kalimantan Barat
NPL
19. Kalimantan Timur
NPL
20. Kalimantan Tengah
NPL
21. Sulawesi Tengah
NPL
22. Sulawesi Selatan
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
26. Sulawesi Tenggara
NPL
27. Nusa Tenggara Barat
NPL
28. Bali
NPL
29. Nusa Tenggara Timur
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Irian Jaya Barat
NPL
34. Lainnya
NPL
Total
NPL
2011
2012
2013
172.550
4.134
52.115
980
1.080.426
22.338
15.154
313
120.950
2.550
190.058
5.490
7.399
128
15.104
261
18.714
768
106.073
2.426
24.573
466
36.387
710
35.249
569
4.993
27
18.147
424
23.782
697
21.006
396
19.433
176
41.908
837
11.491
114
11.125
310
53.068
1.514
16.121
430
4.433
122
2.782
111
8.153
113
12.122
203
29.793
463
10.184
145
4.926
130
11.013
127
3.017
52
3.914
44
13.932
130
219.544
5.318
64.337
1.055
1.310.522
20.366
18.636
387
150.269
2.887
239.702
6.257
9.361
131
19.282
328
20.755
958
130.886
2.470
30.384
627
43.303
1.256
44.204
1.382
5.467
50
23.059
410
30.146
668
26.634
403
24.728
198
52.316
1.239
14.281
106
13.523
239
66.433
1.817
19.768
405
5.522
110
3.366
86
10.602
154
15.323
217
38.418
199
12.525
174
5.576
163
14.439
179
3.847
77
5.398
76
15.310
202
2.707.862
50.595
267.666
6.833
76.353
1.162
1.604.953
22.048
22.166
383
175.439
3.492
302.809
5.331
11.277
203
23.615
467
23.538
1.070
155.203
3.296
34.323
750
48.573
1.489
53.339
1.844
7.813
102
28.180
393
35.422
603
31.584
544
30.303
340
64.093
2.489
16.748
154
16.408
325
75.625
2.153
23.299
593
6.735
191
3.870
148
12.963
226
18.383
258
47.875
239
14.917
199
6.545
163
17.763
311
4.631
129
6.731
132
23.731
222
3.292.874
58.279
2.200.094
47.695
Okt
2014
Nov
2015
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
295.399
9.145
85.865
1.779
1.723.872
34.953
25.171
509
191.671
4.321
331.685
7.033
12.353
309
25.559
613
24.690
1.211
158.312
4.409
36.505
1.035
50.995
1.810
58.423
2.051
8.290
190
29.115
495
37.585
920
34.127
978
33.620
458
64.186
3.231
17.063
236
18.336
410
80.652
2.902
25.245
939
7.966
305
4.229
179
14.002
378
20.530
374
53.837
568
16.748
279
6.980
173
19.932
625
4.956
144
7.471
171
32.702
334
299.310
9.062
87.443
1.814
1.741.751
36.046
25.310
519
193.218
4.201
333.434
6.984
12.459
279
25.780
670
25.010
1.181
161.055
4.463
36.960
1.032
51.431
1.787
59.475
2.088
8.487
159
29.396
519
37.869
891
34.325
957
34.155
466
64.796
3.287
17.280
222
18.591
407
81.710
2.798
25.574
937
8.055
299
4.230
168
14.120
386
20.882
369
54.434
567
16.994
267
7.057
160
20.396
882
5.030
135
7.512
420
33.084
335
304.196
8.094
89.177
1.645
1.782.027
34.143
25.734
461
196.929
4.414
342.988
6.277
12.601
283
26.225
654
25.221
1.101
166.025
4.140
37.682
987
52.114
1.688
60.193
1.995
8.767
147
29.785
484
38.488
859
34.920
848
34.790
412
65.898
3.076
17.356
205
18.806
353
83.568
2.620
25.997
788
8.184
292
4.280
147
14.186
335
21.242
370
55.483
520
17.094
232
7.072
141
20.431
797
5.067
116
7.616
423
34.166
337
298.019
9.054
85.930
1.797
1.779.848
36.055
25.329
508
193.640
4.840
334.585
6.937
12.565
313
25.971
733
24.836
1.170
163.269
4.508
36.972
1.078
51.604
1.839
59.113
2.211
8.874
164
28.848
507
36.929
956
34.058
1.088
34.028
462
64.388
3.270
17.211
238
18.344
392
82.325
2.903
25.609
897
8.133
327
4.235
168
14.108
393
21.053
424
54.976
674
16.744
267
6.907
153
19.560
842
5.014
120
7.265
487
34.331
342
300.302
9.695
87.126
1.967
1.795.315
36.778
25.587
523
196.116
4.926
336.536
7.089
12.713
330
26.172
804
25.006
1.199
164.113
4.727
37.481
1.182
51.823
1.936
59.365
2.290
8.219
190
29.477
17.787
37.453
970
34.454
1.155
34.477
494
64.637
3.281
17.376
260
18.387
411
83.037
2.905
25.861
945
8.227
351
4.153
172
14.253
412
21.296
446
55.483
845
16.921
274
6.988
167
19.879
911
5.103
132
7.402
463
34.950
321
304.894
9.436
88.910
1.793
1.783.178
37.013
25.979
508
197.775
4.921
339.653
7.051
12.922
346
26.563
769
25.371
1.174
166.236
4.525
38.218
1.126
52.257
1.909
60.492
2.404
8.588
213
29.750
498
37.939
939
34.854
1.159
34.748
483
65.653
3.336
17.531
253
18.838
409
85.305
2.865
26.331
894
8.394
339
4.222
164
14.444
415
21.760
450
56.240
776
17.226
281
7.127
165
20.368
899
5.203
132
7.653
432
35.250
322
307.851
9.580
88.586
1.879
1.804.517
38.313
26.175
556
198.229
5.228
341.383
7.476
13.046
347
26.706
822
25.564
1.225
166.793
4.754
38.281
1.159
52.475
2.014
61.258
2.462
9.102
260
29.859
563
38.209
946
35.101
1.285
34.954
539
65.652
3.501
17.670
241
18.722
419
85.359
2.886
26.423
938
8.465
351
4.255
164
14.695
451
21.989
487
56.514
922
17.461
328
7.206
176
20.569
937
5.287
130
7.686
463
35.526
340
311.712
9.910
89.434
1.970
1.830.529
40.131
26.563
618
200.055
5.664
344.249
7.743
13.276
368
26.923
886
25.836
1.238
167.645
4.896
39.020
1.224
52.928
2.134
61.949
2.547
9.141
258
29.990
665
38.452
1.018
35.400
1.382
35.720
585
65.662
4.006
17.912
277
19.157
440
86.256
3.069
27.423
1.015
8.542
381
4.328
158
14.946
462
22.182
504
56.988
988
17.786
342
7.340
180
20.860
1.025
5.331
129
7.800
541
35.796
338
316.792
9.586
91.065
1.931
1.865.575
41.921
26.771
618
204.112
5.944
352.410
7.854
13.509
372
27.351
879
26.353
1.155
171.180
5.201
39.592
1.198
53.881
2.250
63.013
2.471
9.170
258
29.840
640
39.718
1.015
36.176
1.407
36.337
582
65.750
2.996
18.548
267
19.651
426
87.568
2.768
27.887
1.037
8.646
393
4.380
137
15.174
464
22.502
497
57.973
1.143
18.197
368
7.507
176
21.399
1.007
5.428
127
8.094
534
36.494
338
316.164
10.070
90.419
1.951
1.878.180
44.484
26.685
650
202.768
6.214
350.629
8.116
13.519
375
27.186
919
25.888
1.179
169.517
5.353
39.234
1.279
53.885
2.344
62.351
2.497
8.818
259
29.843
712
39.637
1.044
38.070
1.488
35.568
682
65.071
3.680
18.171
286
19.353
437
87.450
3.269
27.736
1.068
8.639
368
4.391
136
15.198
454
22.392
508
57.894
1.208
18.253
385
7.485
176
21.251
1.037
5.394
128
7.993
530
38.714
332
319.981
10.314
92.069
1.969
1.897.999
47.014
26.919
642
204.632
6.296
354.607
7.997
13.641
376
27.548
929
26.160
1.176
174.743
5.589
39.922
1.308
54.213
2.470
62.980
2.478
9.048
256
30.453
707
39.739
1.018
38.300
1.501
35.737
695
65.420
3.796
18.445
298
19.554
439
88.264
3.326
29.448
1.068
8.727
390
4.319
120
15.408
475
22.569
515
58.373
1.158
18.502
371
7.571
177
21.403
1.165
5.467
123
8.128
546
41.006
344
325.066
10.058
93.886
2.299
1.937.629
47.983
26.844
656
208.794
6.212
360.875
7.918
13.869
356
27.818
892
26.369
1.133
179.615
5.551
40.245
1.277
54.826
2.384
64.093
2.366
9.103
250
31.262
684
40.165
981
39.032
1.440
36.186
686
66.538
3.497
18.569
277
20.046
428
89.915
3.463
29.277
1.045
8.859
378
4.379
95
15.644
461
22.878
509
59.081
1.148
18.896
364
7.648
163
21.674
1.291
5.524
114
8.199
530
43.678
358
326.810
9.921
94.391
2.235
1.901.845
46.121
27.350
615
209.402
6.440
359.500
7.866
14.008
362
27.886
895
26.584
1.146
180.147
5.289
40.482
1.332
54.775
2.438
63.711
2.128
8.807
248
31.247
681
40.387
958
39.144
1.462
36.225
708
65.638
3.615
18.079
278
19.869
452
90.136
3.488
29.311
1.066
8.885
380
4.450
93
15.896
448
23.096
523
59.332
973
19.175
367
7.657
161
21.691
1.340
5.554
115
8.145
529
43.825
335
3.558.070
83.470
3.596.614
84.757
3.674.308
79.388
3.634.620
86.117
3.665.686
106.340
3.679.871
88.401
3.711.569
92.142
3.757.133
97.092
3.828.045
97.959
3.833.745
103.615
3.881.294
107.047
3.956.483
107.248
3.923.437
105.007
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
13. Sumatera Selatan
NPL
14. 2246,423
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
17. Kalimantan Selatan
NPL
18. Kalimantan Barat
NPL
19. Kalimantan Timur
NPL
20. Kalimantan Tengah
NPL
21. Sulawesi Tengah
NPL
22. Sulawesi Selatan
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
26. Sulawesi Tenggara
NPL
27. Nusa Tenggara Barat
NPL
28. Bali
NPL
29. Nusa Tenggara Timur
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Papua Barat
NPL
34. Lainnya
NPL
Total
NPL
175
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.18. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary)
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
Items
Okt
Kredit Kepada Pihak Tidak Terkait
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan Pihak Tidak
Terkait
Kredit Kepada PihakTerkait
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan Pihak Terkait
2015
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Loan for Non Connected
Parties
3.552.671
a. Current
2.170.291
2.674.701
3.263.361
3.529.623
3.567.948
3.639.181
3.604.621
3.636.568
3.649.099
3.682.573
3.723.705
3.793.702
3.798.731
3.845.930
3.918.881
3.887.515
2.038.259
2.511.618
3.076.570
3.294.491
3.312.644
3.407.570
3.339.909
3.340.961
3.371.625
3.392.794
3.420.209
3.493.537
3.485.542
3.520.135
3.583.515
84.542
112.712
128.616
151.777
170.633
152.304
178.929
206.856
189.386
197.964
206.709
202.515
209.877
219.048
228.425
230.138
7.400
9.257
10.232
19.083
18.239
14.273
17.707
18.000
16.467
17.996
19.760
22.221
23.309
21.205
21.645
20.867
c. Sub-Standard
b. Special Mention
6.882
6.895
8.633
14.260
15.326
15.282
13.802
15.797
16.947
16.682
15.379
14.657
15.838
18.541
18.413
16.702
d. Doubtful
33.207
34.218
39.310
50.012
51.106
49.751
54.274
54.954
54.674
57.137
61.647
60.773
64.166
67.000
66.883
67.137
e. Lost
47.489
50.371
58.175
83.355
84.671
79.306
85.783
88.751
88.088
91.814
96.786
97.650
103.313
106.747
106.941
104.706 Non Performing Loan of Non
29.803
33.161
29.513
28.446
28.667
35.128
29.999
29.118
30.773
28.997
33.428
34.343
35.013
35.364
37.601
35.923 Loan for Connected Parties
29.445
32.694
29.235
27.905
28.343
34.920
29.435
28.628
30.326
28.479
32.330
33.226
33.803
33.717
35.957
35.126
153
243
174
426
238
126
230
169
133
190
793
809
907
1.347
1.338
495
7
15
15
19
5
5
7
5
5
4
7
9
9
10
21
20
5
13
8
26
11
5
254
273
268
265
262
265
260
254
253
251
194
196
81
70
71
71
72
42
40
58
37
35
34
36
33
31
Connected Parties
206
224
104
115
86
82
334
321
313
327
306
309
302
300
307
302
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
Non Performing Loan of
Connected Parties
176
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank
(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank)
Miliar Rp (Billion Rp)
2014
Pengelompokan Bank
2011
2012
Group of Banks
Okt
1. Bank Persero
NPL
2. BUSN Devisa
NPL
3. BUSN Non Devisa
NPL
4. BPD
NPL
5. Bank Campuran
NPL
6. Bank Asing
NPL
7. Bank Umum
NPL
2015
2013
Nov
Dec
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
7.683
9.326
10.726
13.929
15.111
16.261
16.580
17.019
17.198
17.669
18.019
18.540
18.476
18.509
18.683
150
188
221
289
309
320
345
394
419
478
509
561
562
569
571
14.014
16.823
24.184
29.182
30.004
30.898
30.639
31.328
31.267
31.765
33.139
34.011
34.297
33.067
34.285
482
363
386
527
559
554
636
17.787
674
707
817
853
863
861
844
2
-
-
-
-
-
-
2
2
-
-
0
-
0
-
0
-
-
-
0
0
0
-
-
-
-
-
-
-
0
0
0
0
0
0
-
-
-
-
-
NPL
545
34.259 2.
3. Non-Foreign Exchange
Commercial Banks
NPL
0 4.
0
-
0
0
0
0
0
-
-
-
-
-
-
3.656
3.984
4.258
4.343
4.382
4.453
4.538
4.471
4.563
4.624
4.738
4.770
4.810
4.897
222
182
195
116
112
113
117
123
120
125
134
143
146
146
146
12.386
12.762
12.770
11.628
11.723
11.791
11.465
11.545
11.195
11.283
11.352
11.466
11.505
11.318
11.266
581
622
216
209
213
223
228
243
256
264
275
267
260
247
37.333
42.568
51.666
58.997
61.182
63.332
63.138
64.430
64.131
65.281
67.135
68.756
69.048
67.704
69.131
1.592
1.314
1.424
1.148
1.189
1.200
1.321
1.408
1.456
1.566
1.723
1.832
1.837
1.836
1.808
Foreign Exchange
Commercial Banks
NPL
843
-
3.248
738
-
-
18.680 1. State Owned Banks
-
Regional Development
Banks
NPL
4.930 5. Joint Venture Banks
145
NPL
11.175 6. Foreign Owned Banks
240
NPL
69.044 7. Commercial Bank
1.773
NPL
177
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.19. Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan BUKU
kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu
(Credit and Non Performing Loan (NPL) of Commercial Conventional and Sharia Banks based on Group of Business Activities
to Non Bank Third Party Withdrawn By Card )
Miliar Rp (Billion Rp)
Pengelompokan Bank
1. BUKU 1
NPL
2. BUKU 2
NPL
3. BUKU 3
NPL
4. BUKU 4
NPL
5 BUKU 1 SYARIAH
NPL
6 BUKU 2 SYARIAH
NPL
7 Bank Umum
NPL
2014
Des
2015
Jan
Feb
Mar
Apr
Mei
8.758
166
29.239
580
24.932
436
403
17
0
0
0
0
8.498
174
29.209
662
25.033
465
397
20
8.497
178
30.072
695
25.469
512
393
23
8.222
190
29.887
710
25.655
544
367
11
63.332
1.200
63.138
1.321
64.430
1.408
64.131
1.456
Jun
Jul
Ags
Sep
Okt
1.550
51
37.189
889
26.167
610
375
16
1.538
50
38.602
1.009
26.614
645
381
19
1.558
50
39.412
1.057
27.402
702
384
23
1.542
49
39.596
1.060
27.522
703
387
26
1.532
46
38.493
1.042
27.298
718
381
29
0
1.547
44
39.677
1.018
27.516
726
390
20
65.281
1.566
67.135
1.723
68.756
1.832
69.048
1.837
67.704
1.836
69.131
1.808
Group of Banks
1.525
43
39.595
1.002
27.540
706
384
23
1. BUKU 1
NPL
2. BUKU 2
NPL
3. BUKU 3
NPL
4. BUKU 4
NPL
5 BUKU 1 SYARIAH
NPL
6 BUKU 1 SYARIAH
NPL
69.044 5. Commercial Bank
1.773
NPL
178
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.20. Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit
(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Loan by Industrial Origin
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan
Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan dan
komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan, dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan,
Pertahanan dan Jaminan Sosial
Wajib
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan Badan
Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Total
NPL
r) Angka-angka diperbaiki
1. Agricultures, Hunting and Forestry
NPL
2. Fisheries
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Big and Retail Trade
NPL
8. Provision of accomodation and
Food Supply Drinking
NPL
9. Transportation, Warehousing and
Communications
NPL
10. Transitional Finance
NPL
11. Real Estate, Business, Ownership,
and Business Services
NPL
12. Government administration, Defese
and Compulsory Social Security
1.584
411
133
87
321
1
2.868
78
9.999
416
766
23
529
339
3.689
3.106
1.998
106
71
2
1
3.756
995
8.127
274
804
778
481
349
40
2.943
1.966
103
69
1.265
0
4.356
117
8.581
292
1.002
976
804
356
16
2.754
1.967
95
68
1
1
4.315
320
7.258
292
1.025
977
1.008
374
197
2.862
2.033
101
75
1
1
3.917
324
7.507
362
1.034
986
1.013
369
101
2.922
2.005
101
69
1
1
3.276
325
7.093
291
1.037
1.001
844
374
91
2.915
2.001
100
69
1
1
3.291
329
7.235
291
1.059
1.023
833
372
91
3.029
2.112
100
68
1
1
3.265
333
7.294
284
1.079
1.043
829
370
64
2.917
2.009
104
72
1
1
3.238
335
7.266
291
1.091
1.055
737
361
40
2.876
1.994
102
69
149
1
3.266
375
7.208
353
1.070
1.046
774
369
40
2.903
2.004
102
68
1
1
3.257
338
7.233
291
1.102
1.066
724
362
40
2.884
2.011
99
68
154
1
3.132
401
7.223
328
1.130
1.075
764
362
40
2.919
2.021
101
68
1
1
3.095
343
7.338
291
1.126
1.090
735
372
40
2.850
1.970
100
68
162
1
3.291
391
7.498
348
1.195
1.131
763
372
40
2.855
1.966
99
68
169
1
3.414
420
7.770
328
1.234
1.178
763
373
40
2.856
1.971
99
68
158
1
3.172
405
7.270
328
1.159
1.103
755
368
39
3.455
2.822
38
1.916
16
2.002
39
1.767
39
1.710
39
1.741
39
1.780
39
1.797
39
1.807
39
1.800
39
1.768
39
1.789
39
1.843
39
1.890
39
1.907
39
1.856
39
20
14
205
34
408
404
175
45
346
342
171
51
356
331
591
51
355
330
597
51
355
330
600
51
361
336
600
51
357
332
600
51
354
329
601
51
370
345
600
51
355
330
206
51
354
329
206
51
356
329
206
50
355
329
206
50
383
357
206
50
383
358
206
144
198
139
200
140
197
134
199
134
50
134
199
134
199
134
96
135
199
134
92
134
199
134
43
134
199
134
43
134
43
134
43
142
0
70
67
578
141
30
30
80
79
539
140
30
29
73
73
550
141
30
29
89
89
534
38
30
29
89
89
531
141
30
29
90
90
529
141
30
29
91
91
530
38
30
29
92
92
531
141
30
29
93
92
17.787
38
30
29
92
92
526
141
30
29
93
93
530
38
30
29
94
94
525
141
30
29
95
94
525
38
30
29
97
96
526
38
30
29
99
99
525
38
NPL
30 13. Education Services
29
NPL
95 14. Health Services and Social Activities
95
NPL
530 15. Community,
498
25
503
21
503
189
501
110
503
16
501
13
518
13
522
13
525
13
518
12
523
13
518
13
517
13
518
13
517
13
17
82
14
85
14
-
13
81
13
80
11
80
11
80
11
80
11
80
11
80
11
80
11
80
11
80
11
80
11
80
78
5.536
79
4.702
4.747
78
4.418
78
4.505
79
4.300
79
4.319
79
4.547
79
4.525
80
4.432
80
4.383
80
4.422
80
4.357
79
4.368
80
4.310
4.625
29.425
4.107
24.576
123
27.375
3.746
24.828
3.747
24.499
3.749
23.301
3.751
23.528
3.843
23.802
3.775
23.627
3.808
23.520
3.918
23.018
3.840
22.980
3.842
23.055
3.782
23.503
3.829
23.938
10.434
10.034
5.202
9.151
9.202
9.220
9.267
9.382
9.332
9.352
9.479
9.408
9.454
9.388
9.518
Sociocultural,Entertainment and
Other Individual Services
523
NPL
13 16. Individual Services which Serve
Households
11
NPL
81 17. International Agency and Other
Extra Agency International
80
NPL
4.268 18. Business Activities which are not
clearly defined
3.772
NPL
23.011
Total
9.373
NPL
r) Revised figures
179
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.21. Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit
(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers)
Miliar Rp (Billion Rp)
Indikator
2011
2012
2014
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
Based on the type of credit
1. Small business loans
Berdasarkan Jenis Kredit
1. Kredit Usaha Kecil
a. Dalam rangka penerusan kredit
dari BI
NPL
1.122
2.229
2.394
2.387
2.422
2.425
2.423
2.427
2.427
2.423
2.423
2.423
2.426
2.392
2.426
2.430
1.071
2.179
2.345
2.336
2.372
2.375
2.373
2.376
2.376
2.373
2.373
2.373
2.376
2.341
2.376
2.380
b. Lainnya
5.442
1.182
1.166
1.204
1.201
1.201
1.197
1.189
1.196
1.198
1.189
1.183
1.189
1.172
1.174
1.170
575
905
922
973
975
972
988
986
989
988
985
984
989
988
987
991
NPL
NPL
b. Other
NPL
2. Not KUK
2. Bukan KUK
a. Kredit kelolaan
a. Channeling Credit From BI
a. Loans
13.473
15.308
16.013
14.107
13.974
13.841
14.098
14.166
14.109
14.115
14.040
14.212
14.263
14.778
15.272
14.417
583
2.648
1.739
1.928
1.940
1.957
1.982
2.006
2.020
2.047
2.047
2.057
2.092
2.125
2.177
2.080
b. Dalam rangka penerusan kredit
dari BI
NPL
75
72
44
44
44
40
44
40
40
43
43
44
40
40
40
40
75
72
44
44
44
40
44
40
40
43
43
44
40
40
40
40
c. Bantuan Proyek
23
7
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
c. Aid Project
4
4
4
4
6
4
4
4
4
4
4
4
4
d. Credit Channeling
NPL
NPL
d. Kredit Kelolaan di luar bantuan
proyek
NPL
16
0
6
0
11
10
5
8
8
3
3
3
3
3
3
3
3
3
3
3
3
3
3
e. Lainnya
9.279
5.768
7.746
7.075
6.848
5.783
5.755
5.967
5.845
5.731
5.314
5.108
5.126
5.111
5.016
4.944
NPL
8.106
4.222
148
3.866
3.868
3.872
3.877
3.970
3.903
3.897
4.028
3.947
3.953
3.889
3.934
3.878
758
2.240
2.148
2.156
2.157
2.149
2.150
2.144
2.136
2.148
2.147
2.147
2.147
2.147
2.146
2.144
662
2.147
2.058
2.069
2.069
2.063
2.065
2.061
2.054
2.066
2.066
2.066
2.067
2.066
2.065
2.065
8.405
4.401
212
4.016
4.043
4.014
4.054
4.055
4.067
4.057
4.060
4.056
4.055
4.025
4.061
4.012
NPL
2. Lembaga Swadaya Masyarakat
NPL
3. Swasta Lainnya
NPL
Total
r) Angka-angka diperbaiki
NPL
NPL
NPL
e. Other
NPL
Based Distribution Group
Berdasarkan Golongan Penyalur
1. Koperasi
NPL
b. Channeling Credit from BI
8.046
4.281
211
3.955
3.983
3.960
4.002
4.005
4.020
4.006
4.008
4.006
4.006
3.977
4.012
3.963
20.262
17.936
25.015
18.656
18.299
17.138
17.324
17.603
17.425
17.316
16.811
16.777
16.853
17.331
17.731
16.856
1.727
3.606
2.933
3.128
3.151
3.197
3.200
3.316
3.259
3.280
3.405
3.336
3.382
3.346
3.441
3.345
29.425
24.576
27.375
24.828
24.499
23.301
23.528
23.802
23.627
23.520
23.018
22.980
23.055
23.503
23.938
23.011
1. Cooperation
NPL
2. Non-Governmental Organization
NPL
3. Other Private
NPL
Total
r) Revised figures
180
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.22 Pembiayaan Perbankan Syariah
(Financing of Sharia Banks)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
Pembiayaan Musyarakah
18.960
27.667
39.874
48.627
50.005
49.387
49.416
49.686
51.721
52.672
54.033
54.757
54.757
54.757
54.757
54.757
Musyarakah Financing
Pembiayaan Mudharabah
10.229
12.023
13.625
14.371
14.307
14.354
14.207
14.147
14.136
14.388
14.906
15.667
15.667
15.667
15.667
15.667
Mudharabah Financing
Piutang Murabahah
56.365
88.004
110.565
115.088
115.602
117.371
115.979
116.268
117.358
117.210
117.777
118.612
118.612
118.612
118.612
118.612
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
326
376
582
598
618
633
630
645
651
664
678
699
699
699
699
699
16.776
19.435
19.476
17.808
17.843
17.585
17.046
16.797
16.845
16.592
16.500
16.321
16.321
16.321
16.321
16.321
102.655
147.505
184.122
196.491
198.376
199.330
197.279
197.543
200.712
201.526
203.894
206.056
206.056
206.056
206.056
206.056
Piutang Salam
Lainnya
Total
r) Angka-angka diperbaiki
*) Angka-angka sementara
Murabahah Accounts
Receivable
Salam Accounts
Receivable
Receivable
Others
Total
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
181
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi
(Financing of Sharia Banks Based on Economic Sector)
Miliar Rp (Billion Rp)
2014
Sektor Ekonomi
2011
2012
2015
Economic Sector
2013
Okt
5.674
Feb
5.626
Mar
6.515
Apr
6.554
May
7.228
Jun
r)
7.803
Jul
*)
7.803
Ags
*)
Sep
7.803
*)
7.803
Okt
*)
7.803
1. Agriculture, hunting and
agricultural facilities
2. Mining
2.809
3.165
1.733
2.094
3.018
4.533
4.852
4.597
4.406
4.331
4.660
5.165
5.177
5.019
5.019
5.019
5.019
5.019
3. Perindustrian
4.077
5.008
6.029
13.053
13.567
13.300
13.700
13.860
14.804
14.475
14.888
15.319
15.319
15.319
15.319
15.319
4. Listrik, gas dan air
2.381
3.159
4.663
4.631
5.370
5.492
5.710
5.666
5.668
5.655
5.828
5.912
5.912
5.912
5.912
5.912
5. Konstruksi
5.858
7.142
8.086
11.924
12.007
11.669
11.273
11.187
11.567
11.465
11.591
12.060
12.060
12.060
12.060
12.060
5. Construction
6. Perdagangan, restoran
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa
Dunia usaha
9.778
12.624
14.314
23.384
23.815
24.287
24.125
24.418
25.569
26.476
26.810
27.366
27.366
27.366
27.366
27.366
3.369
4.321
5.387
13.372
11.954
12.192
12.104
12.198
14.193
14.105
13.967
12.531
12.531
12.531
12.531
12.531
25.630
37.150
47.598
65.537
66.000
66.810
66.196
66.915
68.183
69.209
70.270
71.785
71.785
71.785
71.785
71.785
6. Trade, restaurants and
hotels
7. Transportation,
warehousing and
8. communications
Business Services
Jumlah
5.679
Jan
2.201
9. Jasa sosial/masyarakat
5.516
Des
1. Pertanian, perburuan
dan sarana pertanian
2. Pertambangan
10. Lain-lain
5.374
Nov
4.464
7.878
12.085
11.016
10.997
11.022
10.882
10.764
11.483
11.176
11.076
11.265
11.265
11.265
11.265
11.265
43.164
65.319
79.775
43.667
44.299
44.282
43.208
42.577
38.068
37.247
37.060
36.996
36.996
36.996
36.996
36.996
102.655
147.505
184.120
196.491
198.376
199.330
197.279
197.543
200.712
201.526
203.894
206.056
206.056
206.056
206.056
206.056
*) Angka-angka sementara
**) Angka-angka sangat sementara
***) Angka-angka sangat-sangat sementara
r) Angka-angka diperbaiki
3. Manufacturing
4. Electricity, gas and water
9. Social Services
10. Others
Total
*) Provisional figures
**) Very provisional figures
***) Estimated figures
r) Revised figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
182
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur
(Financing of Sharia Banks Based on Banks Location)
Miliar Rp (Billion Rp)
Lokasi
2011
2012
2013
2014
Nov
Okt
2015
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
Location
*)
1. Aceh
2.338
2.707
2.971
3.067
3.070
3.048
3.014
3.011
3.033
3.066
3.095
3.209
3.209
3.209
3.209
3.209
1. Aceh
2. Sumatera Utara
4.936
7.105
7.760
7.342
7.388
7.589
7.446
7.358
7.267
7.281
7.287
7.398
7.398
7.398
7.398
7.398
2. Sumatera Utara
3. Sumatera Barat
2.476
3.292
3.744
3.681
3.683
3.682
3.622
3.605
3.587
3.596
3.599
3.622
3.622
3.622
3.622
3.622
3. Sumatera Barat
4. Sumatera Selatan
2.272
3.430
4.026
4.219
4.176
4.199
4.128
4.098
4.116
4.078
4.090
4.090
4.090
4.090
4.090
4.090
4. Sumatera Selatan
286
440
592
287
283
252
284
284
286
283
282
283
283
283
283
283
1.194
1.699
2.051
1.991
1.989
1.977
1.948
1.937
1.920
1.906
1.882
1.881
1.881
1.881
1.881
1.881
421
547
766
823
823
824
807
804
815
806
808
816
816
816
816
816
8. Riau
2.323
3.002
3.409
3.396
3.417
3.436
3.418
3.427
3.417
3.403
3.406
3.373
3.373
3.373
3.373
3.373
9. Kepulauan Riau
1.380
1.501
1.834
2.149
2.307
2.336
2.351
2.361
2.390
2.384
2.399
2.438
2.447
2.447
2.447
2.447
2.447
2.000
2.360
2.213
2.195
2.169
2.131
2.118
2.117
2.100
2.113
2.152
2.152
2.152
2.152
2.152
11. DKI Jakarta
38.981
60.026
75.399
80.376
81.845
81.942
81.269
81.456
84.258
84.428
85.410
85.619
85.619
85.619
85.619
85.619
11. DKI Jakarta
12. Jawa Barat
11.945
16.990
20.217
25.146
25.337
25.603
25.346
25.426
25.732
26.046
26.417
26.737
26.737
26.737
26.737
26.737
12. Jawa Barat
13. Banten
3.707
4.698
5.803
5.877
5.913
5.791
5.856
5.839
5.788
5.810
5.882
5.905
5.905
5.905
5.905
5.905
14. Jawa Tengah
6.503
8.529
10.668
11.676
11.675
11.777
11.582
11.617
11.673
11.666
11.712
12.213
12.213
12.213
12.213
12.213
14. Jawa Tengah
15. DI Yogyakarta
1.451
1.701
2.103
2.487
2.505
2.549
2.497
2.479
2.498
2.525
2.536
2.646
2.646
2.646
2.646
2.646
15. DI Yogyakarta
16. Jawa Timur
9.075
12.755
16.089
18.630
18.675
18.892
18.587
18.706
18.747
18.887
19.218
19.609
19.609
19.609
19.609
19.609
545
864
2.537
1.450
1.477
1.479
1.473
1.474
1.475
1.490
1.491
1.488
1.488
1.488
1.488
1.488
17. Bali
1.080
1.740
2.456
2.513
2.552
2.555
2.517
2.509
2.537
2.568
2.879
2.908
2.908
2.908
2.908
2.908
18. Kalimantan Barat
196
409
620
673
668
665
660
663
673
677
682
698
698
698
698
698
20. Kalimantan Timur
2.193
2.823
4.587
4.074
4.123
4.126
4.023
3.995
4.060
4.059
4.077
4.130
4.130
4.130
4.130
4.130
20. Kalimantan Timur
21. Kalimantan Selatan
1.477
2.029
2.710
2.814
2.806
2.811
2.805
2.820
2.816
2.869
2.955
2.954
2.954
2.954
2.954
2.954
21. Kalimantan Selatan
22. Sulawesi Utara
356
473
522
486
484
490
482
478
465
461
460
466
466
466
466
466
22. Sulawesi Utara
23. Gorontalo
221
284
346
351
349
348
342
344
344
342
339
335
335
335
335
335
23. Gorontalo
24. Sulawesi Barat
131
200
245
238
234
232
217
213
205
194
192
192
192
192
192
192
24. Sulawesi Barat
25. Sulawesi Tengah
642
847
961
944
952
955
938
934
926
928
933
938
938
938
938
938
25. Sulawesi Tengah
26. Sulawesi Tenggara
310
473
724
843
846
853
846
851
837
841
846
849
849
849
849
849
26. Sulawesi Tenggara
2.844
3.978
4.893
4.985
4.975
5.160
5.179
5.207
5.239
5.337
5.370
5.582
5.582
5.582
5.582
5.582
54
80
102
103
104
102
101
101
102
102
101
102
102
102
102
102
28. Maluku
29. Maluku Utara
123
152
199
202
202
202
198
198
197
198
197
198
198
198
198
198
29. Maluku Utara
30. NTB
895
1.293
1.632
1.878
1.896
1.894
1.875
1.881
1.885
1.887
1.894
1.920
1.920
1.920
1.920
1.920
30. NTB
31. NTT
156
229
292
265
263
256
253
252
255
249
247
240
240
240
240
240
31. NTT
32. Papua Barat
114
140
200
190
186
185
174
170
166
161
160
163
163
163
163
163
32. Papua Barat
33. Papua
348
504
605
609
601
586
558
551
547
547
547
545
545
545
545
545
33. Papua
34. Luar Indonesia
183
235
384
355
350
348
347
346
346
340
345
346
346
346
346
346
34. Outside Indonesia
5. Bangka Belitung
6. Jambi
7. Bengkulu
10. Riau
17. Bali
18. Kalimantan Barat
19. Kalimantan Tengah
27. Sulawesi Selatan
28. Maluku
Total
r) Angka-angka diperbaiki
*) Angka-angka sementara
102.655
147.505
184.120
196.491
r)
198.376
r)
199.330
197.279
197.543
200.712
201.526
203.894
206.056
206.056
206.056
206.056
5. Bangka Belitung
6. Jambi
7. Bengkulu
8. Riau
9. Kepulauan Riau
10. Lampung
13. Banten
16. Jawa Timur
19. Kalimantan Tengah
27. Sulawesi Selatan
206.056 Total
r) Revised figures
*) Provisional Figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
183
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi
(Credit of Rural Banks Based on Economic Sector)
Miliar Rp (Billion Rp)
2014
Sektor Ekonomi
2011
2012
Economic Sector
Okt
1
2
Pertanian, Perburuhan, dan
Kehutanan
Perikanan
3
Pertambangan dan Penggalian
4
Industri Pengolahan
5
Listrik, Gas dan Air
6
Konstruksi
7
8
9
10
11
12
13
14
15
16
17
18
19
2015
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1. Agriculture, Hunting, and Forestry
3.062
3.640
4.040
4.501
4.518
4.477
4.453
4.441
4.470
4.509
4.575
4.707
4.701
4.725
4.693
4.650
73
106
137
186
194
196
206
210
217
214
215
217
221
218
217
223
2. Fishery
65
99
113
132
134
138
138
140
138
139
139
142
116
108
106
121
3. Mining and Quarrying
584
674
783
884
870
881
889
888
907
920
941
944
943
943
952
951
4. Processing industry
5. Electricity, Gas and Water
26
29
38
47
52
52
51
52
54
53
52
57
58
61
60
60
617
1.009
1.426
1.422
1.510
1.469
1.390
1.414
1.470
1.501
1.556
1.596
1.594
1.648
1.671
1.751
Perdagangan Besar dan Eceran
12.119
14.382
15.088
17.419
17.532
17.593
17.648
17.983
18.307
18.487
18.804
19.229
19.095
19.141
18.924
18.919
Penyediaan Akomodasi dan
Penyedian Makan Minum
Transportasi, Pergudangan dan
Komunikasi
Perantara Keuangan
310
311
405
501
502
495
500
498
500
517
526
536
547
546
552
541
902
1.140
1.104
1.313
1.329
1.339
1.361
1.366
1.373
1.392
1.375
1.394
1.378
1.369
1.382
1.398
48
64
69
94
93
96
93
93
93
102
103
107
117
115
114
114
Real Estate, Usaha Persewaan,
dan Jasa Perusahaan
Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial
Wajib
Jasa Pendidikan
202
272
516
1.307
1.342
1.406
1.405
1.434
1.453
1.517
1.576
1.622
1.652
1.708
1.738
1.788
82
56
78
85
89
90
90
93
94
98
100
103
106
106
112
111
84
120
149
152
158
159
161
162
164
163
168
178
178
178
190
188
11. Real Estate, Business, Ownership,
and Business Services
12. Government administration,
Defese and Compulsory Social
Security
13. Education services
90
82
139
132
137
138
137
139
143
152
158
157
162
164
167
171
14. Health Services and Social Activities
1.512
1.565
2.427
2.955
3.028
3.087
3.040
3.109
3.062
3.069
3.053
2.945
3.014
2.967
2.859
2.821
15. Community, Sociocultural,
Entertainment and Other Individual
Services
Jasa Kesehatan dan Kegiatan
Sosial
Jasa Kemasyarakatan, Sosial
Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani
Rumah Tangga
Kegiatan Usaha yang Belum
Jelas Batasannya
Bukan Lapangan Usaha Rumah Tangga
Bukan Lapangan Usaha Lainnya
Total
Ket: 1) Merupakan sambungan halaman 194
396
506
683
810
834
870
878
884
895
895
915
918
914
894
888
924
1.748
1.939
2.611
2.821
2.884
2.905
2.882
3.007
3.069
3.155
3.169
3.283
3.385
3.405
3.646
3.371
4.502
5.376
2.470
2.814
2.638
2.726
2.739
2.747
2.779
2.997
2.996
3.096
3.092
3.143
3.179
3.203
14.677
18.449
26.900
29.784
29.805
30.273
30.457
30.796
31.221
31.464
31.989
32.517
32.516
32.686
32.825
32.969
41.100
49.818
59.176
67.359
67.648
68.391
68.519
69.457
70.409
71.343
72.409
73.749
73.791
74.125
74.275
74.275
6. Construction
7. Wholesale and Retail Trade
8. Provision of accommodation and
the provision of eating and
9. drinking
Transportation, Warehousing and
communications
10. Financial intermediaries
16. Individual Services which Serve
17. Business Activities are not clearly
defined
18. Loans to Non Industrial Origin House Hold
19. Non Industrial Origin-Others
Total
Note : 1) Continue from page 194
184
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan
(Credit of Rural Banks Based on Type of Use)
Miliar Rp (Billion Rp)
Sektor Ekonomi
2011
2012
2013
2014
Nov
Okt
2015
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Economic Sector
Okt
Working Capital
Modal Kerja
2.617
67
56
536
24
565
11.368
261
477
43
183
72
3.074
99
88
619
28
933
13.433
264
702
56
216
42
3.455
127
97
703
37
1.315
14.028
326
718
56
443
59
3.858
173
120
777
41
1.288
16.087
382
844
82
1.157
60
3.874
181
123
764
45
1.355
16.186
381
850
81
1.184
64
3.833
183
126
774
46
1.307
16.243
375
854
84
1.235
66
3.815
191
126
779
45
1.225
16.279
369
860
80
1.229
63
3.792
195
127
776
45
1.249
16.603
374
868
82
1.256
65
3.817
201
123
797
46
1.293
16.864
380
877
82
1.273
68
3.850
197
125
806
45
1.305
17.022
388
894
87
1.327
68
3.902
196
124
829
46
1.359
17.325
394
873
89
1.387
69
4.024
198
127
833
49
1.393
17.728
398
887
93
1.431
73
4.029
201
103
834
50
1.415
17.594
412
889
98
1.443
74
4.050
198
95
836
52
1.470
17.644
416
893
95
1.497
76
4.004
197
93
843
51
1.493
17.443
415
900
94
1.528
77
3.965
203
106
836
50
1.575
17.421
408
903
93
1.580
76
-
62
70
1.330
83
65
1.363
102
85
2.161
104
97
2.698
107
101
2.762
107
102
2.815
108
101
2.773
106
104
2.821
105
108
2.774
101
115
2.774
107
119
2.754
110
119
2.642
110
124
2.714
109
124
2.662
118
125
2.541
116
127
2.508
-
356
1.470
437
1.531
563
2.165
640
2.267
656
2.346
687
2.361
687
2.341
686
2.444
696
2.498
688
2.569
703
2.578
709
2.676
722
2.740
698
2.746
694
2.966
706
2.695
-
-
-
43
-
-
-
-
-
-
-
-
-
-
-
-
-
-
0
19.557
23.030
376
26.860
30.674
31.060
31.198
31.070
31.593
32.002
32.362
32.857
33.489
33.552
33.662
33.584
- Pertanian, Perburuhan, dan Kehutanan
- Perikanan
- Pertambangan dan Penggalian
445
6
9
565
7
12
585
9
16
642
14
12
644
13
11
644
13
12
638
15
12
649
15
12
653
16
14
659
17
14
673
19
15
683
20
15
673
20
13
675
20
14
688
20
13
685
20
15
-
Industri Pengolahan
Listrik, Gas dan Air
Konstruksi
Perdagangan Besar dan Eceran
Penyediaan Akomodasi dan Penyedian Makan Minum
48
2
52
750
49
55
2
77
949
47
80
2
111
1.059
78
108
6
134
1.333
119
106
6
155
1.346
121
107
6
162
1.350
17.787
110
6
165
1.369
132
112
8
165
1.380
124
110
8
178
1.443
121
114
8
196
1.465
129
113
2.246
197
1.479
132
111
8
202
1.501
138
109
8
179
1.501
135
107
9
178
1.496
130
110
9
177
1.480
137
115
10
176
1.498
133
-
Transportasi, Pergudangan dan Komunikasi
Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa Perusahaan
Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
Jasa Pendidikan
Jasa Kesehatan dan Kegiatan Sosial
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani Rumah Tangga
Kegiatan Usaha yang Belum Jelas Batasannya
424
5
19
10
438
8
56
14
386
13
73
20
469
12
149
25
479
13
158
25
484
13
171
24
501
13
176
27
499
11
179
28
495
12
181
26
498
14
190
30
501
14
189
31
507
15
192
29
489
19
209
32
477
19
211
29
481
20
209
35
495
20
208
35
-
22
20
182
37
18
202
47
54
266
48
35
258
50
35
265
52
36
272
53
36
266
56
35
288
59
35
288
61
37
295
61
38
299
68
38
303
68
38
300
70
40
304
72
42
317
72
44
313
-
40
278
69
408
120
445
170
554
178
539
183
544
191
541
198
563
200
570
206
586
211
591
209
608
192
646
196
659
194
680
218
676
-
- Jasa Perorangan yang Melayani Rumah Tangga
-
-
11
-
-
-
-
-
-
-
-
-
-
-
-
-
-
- Bukan Lapangan Usaha - Lainnya
-
-
111
-
-
-
-
-
-
-
-
-
-
-
-
-
- households
2.364
2.964
3.486
4.087
4.145
4.194
4.252
4.321
4.407
4.521
6.807
4.647
4.631
4.634
4.687
4.735 Totalother
Investment
532
766
940
1.204
1.222
1.239
1.252
1.269
1.283
1.318
1.342
1.368
1.391
1.410
1.421
1.459
- Housing Loan (mortgage)
secured by first mortgage
in order to live
- Vehicle Loans
-
Pertanian, Perburuhan, dan Kehutanan
Perikanan
Pertambangan dan Penggalian
Industri Pengolahan
Listrik, Gas dan Air
Konstruksi
Perdagangan Besar dan Eceran
Penyediaan Akomodasi dan Penyedian Makan Minum
Transportasi, Pergudangan dan Komunikasi
Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa Perusahaan
Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
Jasa Pendidikan
Jasa Kesehatan dan Kegiatan Sosial
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani Rumah Tangga
Kegiatan Usaha yang Belum Jelas Batasannya
Bukan Lapangan Usaha - Rumah Tangga
Bukan Lapangan Usaha - Lainnya
Total Modal Kerja
- households
33.368 Totalother
Working Capital
Investment
Investasi
-
Total Investasi
- Kredit pemilikan kendaraan bermotor
- Kredit konsumsi lainnya
Total Konsumsi
Total
r) Angka-angka diperbaiki
Agricultures, hunting and
forestry
Fisheries
Mining and Quarrying
Procesing industry
Electricity, gas and water
Construction
Big and retail trade
Provision of accomodation
and food supply drinking
Transportation,
warehousingFinance
and
Transitional
Real estate, Rental
Business,
and
Government services
administration, the
Education services
Health and social services
Community,
Sociocultural,Entertainmen
Individual services which
serve households
International
Agency and
Other Extra Agency
Consumption
Konsumsi
- Kredit pemilikan rumah (KPR) yang dijamin dengan
hak tanggungan pertama dengan tujuan untuk dihuni
Agricultures, hunting and
forestry
Fisheries
Mining and Quarrying
Procesing industry
Electricity, gas and water
Construction
Big and retail trade
Provision of accomodation
and food supply drinking
Transportation,
warehousingFinance
and
Transitional
Real estate, Rental
Business,
and
Government services
administration, the
defense and
compulsory
Education
services
Health and social services
Community,
Sociocultural,Entertainmen
t and Other
Individual
Individual
services
which
serve households
International
Agency and
Other Extra Agency
1.346
1.422
1.815
1.902
1.935
1.926
1.901
1.915
1.851
1.833
1.818
1.910
1.874
1.907
1.895
1.886
17.300
21.636
26.075
29.491
29.287
29.834
30.044
30.360
30.866
31.309
31.825
32.334
32.343
32.512
32.688
32.828
19.178
23.824
28.831
32.598
32.443
32.999
33.196
33.543
34.000
34.461
34.985
35.613
35.608
35.829
36.004
36.172 Total consumption
41.100
49.818
59.176
67.359
67.648
68.391
68.519
69.457
70.409
71.343
74.650
73.749
73.791
74.125
74.275
74.275
- Other consumer credit
Total
r) Revised figures
185
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur
(Credit of Rural Banks Based on Banks Location)
Miliar Rp (Billion Rp)
Lokasi
1. Jawa Barat
2011
2012
2014
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Location
1. Jawa Barat
7.043
7.872
9.549
11.074
11.128
11.172
11.171
11.233
11.258
11.251
11.354
11.427
11.317
11.221
11.177
11.100
2. Banten
899
1.128
1.289
1.413
1.429
1.437
1.472
1.501
1.533
1.561
1.598
1.629
1.637
1.645
1.652
1.670
2. Banten
3. DKI Jakarta
700
882
981
1.077
1.113
1.164
1.142
1.151
1.183
1.223
1.234
1.255
1.255
1.256
1.290
1.322
3. DKI Jakarta
4. D.I Yogyakarta
2.039
2.389
2.768
3.186
3.217
3.245
3.265
3.305
3.368
3.411
3.457
3.519
3.520
3.535
3.534
3.537
4. D.I Yogyakarta
5. Jawa Tengah
9.788
11.329
13.137
14.822
14.927
14.967
14.972
15.212
15.471
15.735
16.058
16.467
16.488
16.615
16.624
16.593
6. Jawa Timur
4.849
5.824
6.841
7.731
7.731
7.754
7.757
7.880
7.979
8.088
8.246
8.480
8.478
8.424
8.370
8.286
26
30
29
37
38
39
40
41
42
42
43
43
43
43
43
42
8. Jambi
289
488
544
532
534
525
520
525
524
527
530
531
529
528
525
524
9. Aceh
90
100
118
125
126
126
124
124
126
126
128
130
129
130
131
131
10. Sumatera Utara
541
649
714
759
765
769
765
777
788
802
811
829
826
829
833
837
10. Sumatera Utara
11. Sumatera Barat
975
1.050
995
1.003
1.005
1.002
1.000
1.011
1.020
1.025
1.042
1.050
1.030
1.035
1.035
1.033
11. Sumatera Barat
12. Riau
601
694
733
805
817
818
819
835
846
866
880
892
887
890
897
891
1.892
2.514
2.770
3.274
3.313
3.358
3.369
3.396
3.435
3.484
3.526
3.583
3.608
3.668
3.702
3.702
14. Sumatera Selatan
573
752
769
854
863
868
815
824
815
818
830
848
847
859
860
859
14. Sumatera Selatan
15. Bangka Belitung
28
35
47
52
52
56
60
62
63
65
67
70
70
71
69
71
15. Bangka Belitung
3.467
4.022
5.465
6.350
6.115
6.454
6.504
6.616
6.733
6.826
6.920
6.924
6.986
7.007
7.049
7.077
17. Kalimantan Selatan
252
229
257
341
344
348
350
342
346
350
339
339
335
333
325
329
17. Kalimantan Selatan
18. Kalimantan Barat
511
578
520
527
531
537
541
546
553
554
566
572
578
587
590
584
18. Kalimantan Barat
19. Kalimantan Timur
189
211
231
233
234
231
222
221
224
229
236
244
244
248
243
241
19. Kalimantan Timur
49
80
143
177
187
182
186
185
191
189
194
199
203
202
203
203
20. Kalimantan Tengah
21. Sulawesi Tengah
379
811
1.187
1.303
1.314
1.337
1.367
1.420
1.471
1.519
1.563
1.601
1.621
1.638
1.657
1.667
21. Sulawesi Tengah
22. Sulawesi Selatan
546
790
931
1.059
1.066
1.067
1.074
1.088
1.104
1.125
1.146
1.160
1.137
1.144
1.156
1.164
22. Sulawesi Selatan
23. Sulawesi Utara
456
622
723
682
676
677
675
682
695
705
714
719
712
714
720
731
23. Sulawesi Utara
57
79
97
133
135
136
141
146
151
157
165
170
172
174
175
173
24. Sulawesi Tenggara
3
5
5
5
5
5
6
5
5
5
5
5
39
40
39
38
25. Sulawesi Barat
20
25
27
26
27
27
27
27
27
27
27
27
27
26
26
26
26. Gorontalo
541
633
709
791
809
820
824
842
852
860
860
870
866
872
880
878
3.520
4.754
5.942
6.900
7.011
7.120
7.151
7.242
7.328
7.448
7.586
7.744
7.767
7.914
7.952
8.009
29. Nusa Tenggara Timur
152
175
256
315
321
319
312
320
330
332
343
349
357
357
354
358
30. Maluku
311
541
757
919
936
945
17.787
972
991
1.012
1.032
1.047
1.052
1.066
1.085
1.101
31. Papua
253
412
498
618
633
643
650
666
684
699
714
730
738
748
759
767
9
13
17
21
22
23
25
26
27
27
27
27
27
27
27
28
52
101
125
215
225
222
223
234
244
253
170
265
267
279
291
304
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7. Bengkulu
13. Kepulauan Riau
16. Lampung
20. Kalimantan Tengah
24. Sulawesi Tenggara
25. Sulawesi Barat
26. Gorontalo
27. Nusa Tenggara Barat
28. Bali
32. Maluku Utara
33. Papua Barat
34. Lainnya
Total
41.100
49.818
59.176
67.359
67.648
68.391
68.519
69.457
70.409
71.343
72.409
73.749
73.791
74.125
74.275
74.275
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
12. Riau
13. Kepulauan Riau
16. Lampung
27. Nusa Tenggara Barat
28. Bali
29. Nusa Tenggara Timur
30. Maluku
31. Papua
32. Maluku Utara
33. Papua Barat
34. Others
Total
186
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
Miliar Rp (Billion Rp)
Sektor Ekonomi
2011
2012
2014
2013
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Economic Sector
Okt
UMKM
UMKM
1. Pertanian, Perburuan dan Kehutanan
Baki Debet
NPL
2. Perikanan
Baki Debet
NPL
3. Pertambangan dan Penggalian
Baki Debet
NPL
4. Industri Pengolahan
Baki Debet
NPL
5. Listrik, Gas dan Air
Baki Debet
NPL
6. Konstruksi
Baki Debet
NPL
7. Perdagangan Besar dan Eceran
Baki Debet
NPL
8. Penyediaan Akomodasi dan
Penyediaan Makan Minum
27.192
892
40.709
1.492
48.193
1.615
52.507
2.318
52.869
2.246
53.280
2.196
53.837
2.233
54.506
2.146
53.874
2.280
54.119
2.471
54.988
2.531
55.641
2.640
57.425
2.756
57.769
2.520
57.980
2.637
57.731
2.629
58.440
2.554
59.028
2.652
2.602
161
2.900
163
3.707
171
3.929
217
3.954
186
3.981
202
4.029
173
4.153
157
4.064
163
4.122
189
4.222
204
4.209
222
4.185
235
4.225
231
4.189
217
4.219
200
4.233
189
4.258
209
3.938
89
5.427
153
4.753
184
5.166
273
4.491
316
4.774
285
4.558
301
4.763
258
4.752
248
4.791
265
4.836
270
4.663
291
4.864
351
5.114
401
4.760
393
4.729
408
4.552
403
4.509
396
52.231
1.998
59.500
1.798
60.087
1.736
65.338
2.731
66.768
2.684
65.370
2.181
65.267
2.229
67.558
2.140
66.161
2.249
68.031
2.332
71.060
2.321
71.370
2.401
71.838
2.548
74.251
2.635
74.323
2.809
74.465
2.739
75.565
2.801
75.917
2.929
1.218
49
1.474
14
1.750
22
1.635
29
1.633
29
1.645
28
1.717
26
2.187
26
1.693
28
1.839
28
1.906
29
1.853
31
1.969
34
1.957
31
1.995
79
1.980
84
2.063
89
2.117
91
24.279
1.324
30.594
1.497
38.780
1.865
41.100
2.900
42.335
2.913
42.461
3.023
42.472
3.358
40.614
2.990
37.071
3.209
38.334
3.809
39.469
3.472
40.092
3.648
41.165
3.734
43.112
3.772
43.307
3.870
43.711
3.754
44.619
3.672
46.105
4.018
202.447
7.471
248.870
8.458
323.056
10.621
340.881
14.271
344.611
13.962
344.189
13.843
348.487
13.838
355.198
13.004
345.064
14.100
349.099
15.165
361.743
14.940
363.003
15.763
365.110
16.595
373.573
16.320
370.236
16.986
371.544
17.033
376.777
16.667
377.242
16.371
Baki Debet
NPL
9. Transportasi, Pergudangan dan
Komunikasi
10.014
352
13.714
303
18.132
357
20.019
561
20.370
592
20.877
603
20.592
583
21.144
550
21.233
589
21.649
629
22.256
601
22.824
680
23.410
713
23.744
716
24.093
789
23.698
735
24.309
726
24.701
765
Baki Debet
NPL
10. Perantara Keuangan
Baki Debet
NPL
11. Real Estate, Usaha Persewaan, dan
Jasa Perusahaan
Baki Debet
NPL
12. Administrasi Pemerintahan,
Pertahanan, dan Jaminan Sosial Wajib
Baki Debet
NPL
13. Jasa Pendidikan
Baki Debet
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
Baki Debet
NPL
15. Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan Lainnya
Baki Debet
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
Baki Debet
NPL
17. Badan Internasional dan Badan Ekstra
Internasional Lainnya
Baki Debet
NPL
18. Kegiatan yang Belum Jelas Batasannya
18.398
452
20.678
485
24.354
654
25.468
1.022
25.142
1.059
24.481
999
24.419
1.069
24.658
964
24.149
1.037
24.334
1.098
25.045
1.103
24.563
1.181
24.489
1.271
24.486
1.294
24.240
1.327
23.928
1.297
24.050
1.247
24.349
1.379
10.311
92
14.147
161
13.963
377
14.851
384
14.745
359
14.555
358
14.686
357
14.578
447
14.236
17.787
14.325
456
14.452
419
14.385
379
14.380
408
14.550
383
14.515
377
14.533
373
14.493
348
14.438
347
19.953
629
25.859
689
31.572
881
32.458
1.198
32.349
1.245
32.668
1.246
32.934
1.255
33.462
1.189
31.771
1.273
32.285
1.365
33.630
1.360
33.770
1.528
34.060
1.618
35.181
1.548
35.406
1.635
35.205
1.569
35.111
1.530
35.090
1.581
399
15
229
5
284
4
247
4
243
4
231
4
227
4
221
4
204
4
202
7
194
7
186
8
196
8
206
11
201
9
207
9
209
9
219
9
1.517
23
1.888
22
2.221
39
2.405
54
2.440
50
2.435
58
2.458
49
2.301
47
2.285
50
2.350
59
2.343
59
2.502
61
2.610
62
2.723
63
2.685
65
2.714
60
2.742
59
2.674
61
2.918
233
3.518
99
4.237
72
4.587
156
4.553
126
4.560
127
4.638
146
4.803
122
4.823
117
4.798
127
4.880
134
4.900
138
5.073
134
5.161
145
5.254
145
5.398
146
5.423
148
5.413
121
25.530
619
26.378
891
31.499
876
35.567
1.263
36.440
1.239
36.193
1.258
37.387
1.154
38.015
1.052
38.298
1.156
38.875
1.222
39.932
1.222
40.605
1.284
41.183
1.394
42.148
1.364
42.602
1.427
43.477
1.888
40.251
1.863
37.687
1.671
655
36
672
40
1.499
33
1.915
61
1.961
61
2.002
59
2.059
57
2.090
52
2.105
55
2.134
66
2.188
65
2.419
68
2.460
66
2.486
65
2.337
67
2.357
67
2.365
61
2.370
59
2.355
53
414
8
225
6
159
6
153
6
148
6
143
6
140
6
141
6
139
6
22
2
34
3
34
3
31
3
33
3
30
3
32
2
29
2
Baki Debet
NPL
19. Penerima Kredit Bukan Lapangan
Baki Debet
NPL
20. Tidak Teridentifikasi
Baki Debet
NPL
Jumlah
Baki Debet
NPL
52.205
1.185
29.425
731
509
1
406
3
571
3
669
4
940
5
1.330
5
1.351
6
1.234
8
1.320
9
1.280
11
241
10
170
7
152
7
172
8
119
7
200
7
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
0
1
-
-
458.164
15.674
526.397
17.011
3
608.823
19.515
5
0
648.640
27.451
0
655.627
27.078
0
654.521
26.480
0
660.850
26.843
0
671.721
25.159
12
0
653.288
27.054
1
662.660
29.302
8
684.494
28.750
0
688.297
30.338
1
0
694.690
31.939
0
710.888
31.507
708.305
32.843
1
710.098
33.001
6
22
0
715.360
32.376
716.368
32.670
-
1. Agriculture, hunting, and forestry
Total
NPL
2. Fishery
Total
NPL
3. Mining and quarrying
Total
NPL
4. Processing industry
Total
NPL
5. Electricity, gas and water
Total
NPL
6. Construction
Total
NPL
7. Wholesale and retail trade
Total
NPL
8. Provision of accommodation and the
provision of eating and drinking
Total
NPL
9. Transportation, warehousing and
communications
Total
NPL
10. Financial intermediaries
Total
NPL
11. Real estate, Business Ownership, and
Business Services
Total
NPL
12. Government administration, defense
and compulsory social security
Total
NPL
13. Education services
Total
NPL
14. Health services and social activities
Total
NPL
15. Community, Sociocultural,
Entertainment and Other Individual
Services
Total
NPL
16. Individual services which serve
households
Total
NPL
17. International Agency and Other Extra
Agency International
Total
NPL
18. Business activities are not clearly
defined
Total
NPL
19. Debtor is not the business field - other
Total
NPL
20. Un-identified
Total
NPL
Total
Baki Debet
NPL
187
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
Miliar Rp (Billion Rp)
Sektor Ekonomi
2011
2012
2013
2014
Ags
Sep
Okt
1)
MKM
1. Pertanian
Baki Debet
NPL
2. Pertambangan
Baki Debet
NPL
3. Perindustrian
Baki Debet
NPL
4. Listrik
Baki Debet
NPL
5. Konstruksi
Baki Debet
NPL
6. Perdagangan
Baki Debet
NPL
7. Pengangkutan
Baki Debet
NPL
8. Jasa Dunia Usaha
Baki Debet
NPL
9. Jasa Sosial
Baki Debet
NPL
10. Lain-lain
Baki Debet
NPL
Jumlah
Baki Debet
NPL
r) Angka-angka diperbaiki
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Economic Sector
Okt
MKM 1)
26.285
803
40.423
2.005
9.020
124
17.135
262
70.380
2.502
80.823
2.900
1.316
45
1.532
131
25.834
1.441
31.020
1.637
235.105
8.885
294.095
10.625
11.293
313
14.160
351
78.206
1.252
81.707
1.754
86.867
2.073
63.687
1.942
607.085
8.678
726.024
10.107
1.151.392
26.115
1.350.606
31.714
1) Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon,sedangkan data
UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
r)
2015
Nov
1. Agriculture
Total
NPL
2. Mining
Total
NPL
3. Manufacturing
Total
NPL
4. Electricity
Total
NPL
5. Construction
Total
NPL
6. Trading
Total
NPL
7. Transportation
Total
NPL
8. Business Services
Total
NPL
9. Social Services
Total
NPL
10. Others
Total
NPL
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the
criteria business of MSM Enterprise in the Act No. 20
r) revised figures
188
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.29 Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan
(SMEs Credit and NPL Credit Based on Type of Use)
Miliar Rp (Billion Rp)
Jenis Penggunaan
2011
2012
2014
2013
Ags
UMKM
1. Modal Kerja
Baki Debet
NPL
2. Investasi
Baki Debet
NPL
3. Konsumsi
Baki Debet
NPL
3. Tidak Teridentifikasi
Baki Debet
NPL
Jumlah
Baki Debet
NPL
MKM 1)
1. Modal Kerja
Baki Debet
NPL
2. Investasi
Baki Debet
NPL
3. Konsumsi
Baki Debet
NPL
Jumlah
Baki Debet
NPL
1)
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Type of Use
Okt
355.888
12.770
403.047
13.645
444.030
14.652
471.274
20.239
478.941
19.696
482.644
19.925
490.262
18.761
473.828
20.269
480.949
21.707
499.416
21.502
501.758
22.682
507.036
23.895
521.947
23.700
518.388
24.635
520.845
24.826
525.688
24.380
524.895
24.659
102.275
2.903
123.350
3.366
164.792
4.863
177.366
7.213
175.579
6.784
178.206
6.918
181.459
6.398
179.459
6.785
181.711
7.595
185.079
7.248
186.539
7.656
187.654
8.044
188.941
7.806
189.917
8.208
189.252
8.175
189.670
7.997
191.472
8.011
-
-
1
1
-
0
458.164
15.674
526.397
17.011
427.154
14.233
483.595
17.473
117.247
3.205
141.492
4.134
606.991
8.677
725.519
10.106
1.151.392
26.115
1.350.606
31.714
1
608.823
19.515
1
648.640
27.451
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM
masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha
pada UU No. 20 tentang UMKM
0
654.521
26.480
0
660.850
26.843
671.721
25.159
0
0
653.288
27.054
-
-
-
-
662.660
29.302
0
684.494
28.750
(0)
688.297
30.338
(0)
694.690
31.939
(0)
710.888
31.507
-
-
-
-
-
1
708.305
32.843
710.098
33.001
2
715.360
32.376
1
716.368
32.670
UMKM
1. Working Capital
Total
NPL
2. Investment
Total
NPL
3. Consumption
Total
NPL
4. Un-identified
Total
NPL
Total
Baki Debet
NPL
MKM 1)
1. Working Capital
Total
NPL
2. Investment
Total
NPL
3. Consumption
Total
NPL
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria
business of MSM Enterprise in the Act No. 20
189
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
Miliar Rp (Billion Rp)
Kelompok Bank
UMKM
2011
2012
2014
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Category of Bank
Okt
1)
UMKM
1)
1. State Owned Banks
1. Bank Persero
Total
Baki Debet
222.645
242.861
304.751
328.783
334.151
341.804
333.097
333.848
340.563
341.001
345.795
356.506
351.496
355.179
360.866
363.836
Mikro
58.287
66.555
87.657
103.743
105.419
106.269
107.194
109.008
111.113
113.185
114.909
118.832
119.139
119.878
121.924
124.208
Micro
Kecil
86.113
98.136
122.730
130.833
133.980
136.580
132.375
135.070
130.893
130.959
131.194
135.891
133.713
135.806
138.015
138.698
Small
Menengah
78.245
78.169
94.363
94.207
94.752
98.956
93.528
89.770
98.557
96.856
99.693
101.783
98.644
99.495
100.927
100.929
9.019
9.093
10.362
13.399
13.279
12.138
13.442
14.946
14.609
15.600
16.522
15.968
16.712
16.849
15.976
15.917
Mikro
1.174
1.214
1.481
2.086
2.056
1.829
2.064
2.514
2.520
2.624
2.761
2.722
2.771
2.721
2.563
2.531
Micro
Kecil
4.450
4.694
4.922
6.137
6.076
5.552
5.999
6.769
6.566
6.920
7.425
7.072
7.339
7.407
6.971
6.986
Small
Menengah
3.395
3.185
3.960
5.175
5.146
4.757
5.378
5.663
5.524
6.056
6.336
6.174
6.602
6.721
6.441
6.400
NPL
Medium
NPL
Medium
2. Regional Development Banks
2. BPD
Total
Baki Debet
31.314
45.082
46.896
52.631
52.970
50.837
48.408
49.196
49.983
50.867
51.798
53.035
53.322
50.987
51.731
52.795
Mikro
4.509
9.038
9.156
8.833
8.850
8.733
8.573
8.765
8.837
8.977
9.121
9.329
9.341
9.230
9.375
9.546
Micro
Kecil
18.880
21.091
21.232
24.516
24.541
23.456
22.518
22.742
23.034
23.348
23.826
24.422
24.386
24.273
24.563
24.768
Small
7.925
14.953
16.509
19.282
19.578
18.647
17.316
17.689
18.112
18.543
18.852
19.283
19.595
17.484
17.792
18.481
1.593
2.612
2.965
4.865
5.453
5.015
5.306
5.452
5.632
5.921
6.174
6.087
6.234
5.891
5.872
6.477
Menengah
NPL
Medium
NPL
Mikro
239
443
685
1.061
1.069
1.013
1.059
1.088
1.043
1.030
1.017
991
1.023
1.011
985
995
Micro
Kecil
915
1.327
1.338
1.760
1.802
1.647
1.767
1.840
1.897
2.009
2.081
2.130
2.186
2.186
2.185
2.298
Small
Menengah
439
842
943
2.044
2.582
2.354
2.480
2.524
2.693
2.881
3.076
2.966
3.025
2.694
2.701
3.184
Medium
3. Foreign Exchange Commercial Banks
3. Bank Swasta Nasional
Total
Baki Debet
194.234
228.991
245.101
255.734
256.109
261.365
253.996
261.664
275.730
279.038
279.315
282.210
284.015
284.193
282.028
279.928
Mikro
24.759
21.476
21.998
23.017
24.679
25.077
25.401
25.657
27.233
26.433
25.842
26.240
26.285
26.422
22.863
18.950
Micro
Kecil
40.660
44.581
41.954
41.673
41.651
41.458
40.790
40.968
42.949
43.316
43.126
42.744
42.720
42.459
42.445
44.051
Small
128.816
162.934
181.148
191.044
189.779
194.831
187.806
195.039
205.547
209.289
210.347
213.226
215.010
215.312
216.720
216.926
4.710
5.096
5.933
7.910
7.771
7.666
7.939
8.502
8.119
8.438
8.828
8.845
9.402
9.767
9.663
9.614
Menengah
NPL
Medium
NPL
618
758
750
822
799
775
814
810
799
787
793
799
787
982
878
736
Micro
Kecil
1.645
1.720
2.077
2.358
2.299
2.248
2.325
2.335
2.340
2.408
2.405
2.418
2.509
2.513
2.454
2.561
Small
Menengah
2.447
2.618
3.105
4.730
4.674
4.643
4.800
5.356
4.979
5.242
5.631
5.627
6.106
6.272
6.331
6.316
Mikro
Medium
4. Joint Venture Banks and Foreign
Owned Banks
4. Bank Asing dan
Campuran
Total
Baki Debet
9.971
9.463
12.076
17.373
17.621
17.714
17.787
17.951
18.219
17.391
17.781
19.136
19.472
19.739
20.735
19.809
Mikro
470
107
78
85
187
192
192
89
89
91
145
729
926
675
626
948
Micro
Kecil
874
465
466
456
474
482
491
500
495
512
645
689
807
772
780
736
Small
8.627
8.891
11.532
16.832
16.960
17.040
17.103
17.362
17.635
16.789
16.992
17.717
17.740
18.292
19.329
18.126
352
208
256
307
340
341
367
403
389
379
415
607
495
493
867
662
Menengah
NPL
Medium
NPL
Mikro
16
7
7
7
7
7
7
7
7
7
7
155
8
6
10
10
Micro
Kecil
62
40
10
12
13
13
12
13
12
16
17
16
16
16
16
16
Small
275
161
238
288
321
321
348
384
371
356
390
436
471
471
841
636
Menengah
Jumlah
Baki Debet
NPL
458.164
526.397
608.823
654.521
660.850
671.721
653.288
662.660
684.494
688.297
694.690
710.888
708.305
710.098
715.360
15.674
17.011
19.515
26.480
26.843
25.159
27.054
29.302
28.750
30.338
31.939
31.507
32.843
33.001
32.376
Medium
Total
716.368
Baki Debet
32.670
NPL
190
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
Miliar Rp (Billion Rp)
Kelompok Bank
2011
2012
2013
2014
Okt
1)
MKM
1. Bank Persero
2015
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Category of Bank
Okt
MKM
1)
1. State Owned Banks
Total
415.623
502.447
Mikro
122.104
143.877
Micro
Kecil
188.524
234.031
Small
Menengah
104.996
124.540
11.258
15.271
Mikro
2.997
9.520
Micro
Kecil
3.722
2.611
Small
Menengah
4.539
3.140
Baki Debet
NPL
Medium
NPL
Medium
2. Regional Development Banks
2. BPD
Total
155.024
190.815
Mikro
36.921
32.580
Micro
Kecil
107.321
142.679
Small
10.782
15.556
2.562
3.297
Baki Debet
Menengah
NPL
Mikro
Kecil
Menengah
Medium
NPL
470
555
Micro
1.176
1.489
Small
915
1.253
Medium
3. Foreign Exchange Commercial Banks
3. Bank Swasta Nasional
Total
512.566
601.409
Mikro
97.877
97.552
Micro
Kecil
195.035
228.341
Small
Menengah
219.654
275.516
10.204
11.502
Mikro
2.802
2.918
Micro
Kecil
3.349
4.084
Small
Menengah
4.053
4.500
Baki Debet
NPL
4. Bank Asing dan
Campuran
Baki Debet
Medium
NPL
Medium
4. Joint Venture Banks and Foreign
Owned Banks
Total
68.180
55.935
Mikro
46.218
29.972
Micro
Kecil
7.005
7.558
Small
14.957
18.405
2.091
1.643
Menengah
NPL
Medium
NPL
1.223
849
Micro
Kecil
542
481
Small
Menengah
325
313
Mikro
Jumlah
Baki Debet
NPL
1)
Nov
1.151.392
1.350.606
26.115
31.714
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM
masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha
pada UU No. 20 tentang UMKM
Medium
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit,
while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
191
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location)
Miliar Rp (Billion Rp)
2014
Kelompok Bank
2011
2012
2015
Category of Bank
2013
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
UMKM
UMKM
1. Jawa Barat
58.034
67.636
78.774
83.683
84.181
85.429
82.930
83.778
86.167
86.392
87.379
88.730
88.388
88.647
88.606
88.192 1.
Jawa Barat
2. Banten
16.026
18.863
22.631
24.807
24.936
25.305
25.267
25.566
26.653
27.013
27.076
27.798
27.658
27.997
28.265
28.142 2.
Banten
3. DKI Jakarta
82.225
93.051
95.185
98.202
100.682
104.891
101.144
104.499
108.252
108.250
108.399
111.483
112.850
113.383
113.872
114.155 3.
5.413
6.549
8.431
9.663
9.678
9.806
9.549
9.592
9.874
10.021
10.360
10.481
10.446
10.537
10.567
10.612 4.
D.I Yogyakarta
5. Jawa Tengah
43.721
51.576
62.679
69.910
69.927
70.415
68.590
69.700
72.210
73.088
73.843
76.015
75.589
76.257
76.848
76.636 5.
Jawa Tengah
6. Jawa Timur
62.346
65.980
79.322
84.918
85.539
86.569
83.965
84.901
88.346
89.297
90.314
93.299
93.424
94.187
94.560
94.094 6.
Jawa Timur
7. Bengkulu
3.115
3.598
4.103
4.488
4.512
4.551
4.490
4.530
4.635
4.665
4.719
4.808
4.763
4.778
4.838
4.928 7.
8. Jambi
6.724
7.809
8.772
9.248
9.354
9.383
9.257
9.304
9.737
9.724
9.864
10.046
9.959
10.000
10.001
10.045 8.
Jambi
Aceh
5.850
6.395
7.026
7.527
7.589
7.729
7.416
7.494
7.501
7.616
7.658
7.788
7.658
7.713
7.778
7.879 9.
Aceh
26.707
31.470
36.947
40.655
41.042
41.483
40.862
41.583
42.668
43.070
43.649
44.544
43.905
44.376
45.597
45.346 10. Sumatera Utara
4. D.I Yogyakarta
9.
10
.
11
.
12
.
13
.
14
.
15
.
16
.
17
.
18
.
19
.
20
.
21
.
22
.
23
.
24
.
25
.
26
.
27
.
28
.
29
.
30
.
31
.
32
.
33
.
34
.
35
.
Sumatera Utara
DKI Jakarta
Bengkulu
8.721
10.663
11.804
13.114
13.179
13.238
13.029
13.206
13.363
13.502
13.575
13.838
13.603
13.714
13.596
13.572 11. Sumatera Barat
13.995
16.096
17.968
20.919
21.121
21.292
20.727
20.832
21.239
21.604
21.611
21.912
21.569
21.586
21.857
21.776 12. Riau
4.648
5.514
7.402
7.485
6.921
6.947
6.548
6.777
7.105
7.186
7.202
7.288
7.197
7.144
7.243
7.139 13. Kepulauan Riau
Sumatera Selatan
12.190
14.807
17.506
18.441
18.584
18.987
17.950
17.808
18.487
18.451
18.615
19.130
18.955
19.024
19.192
19.519 14. Sumatera Selatan
Bangka Belitung
2.225
2.604
2.990
3.098
3.147
3.214
3.103
2.779
2.897
2.896
2.974
3.084
3.028
3.079
3.098
Lampung
9.060
10.276
11.664
11.888
12.055
12.086
11.857
12.102
12.507
12.463
12.586
12.839
12.674
12.707
12.941
Kalimantan Selatan
6.242
8.086
8.914
9.739
9.736
9.794
9.683
9.775
9.862
9.911
9.910
9.806
9.677
9.733
9.812
Kalimantan Barat
6.910
8.350
10.673
12.067
12.254
12.715
12.418
12.657
12.976
12.851
12.944
13.253
13.138
13.247
13.462
13.466 18. Kalimantan Barat
Kalimantan Timur
20.439 19. Kalimantan Timur
Sumatera Barat
Riau
Kepulauan Riau
3.060 15. Bangka Belitung
12.831 16. Lampung
9.915 17. Kalimantan Selatan
15.118
17.295
20.018
19.732
19.876
19.982
19.127
19.244
20.073
19.987
20.105
20.334
20.206
20.287
20.438
Kalimantan Tengah
3.590
4.433
4.837
5.489
5.530
5.604
5.420
5.506
5.743
5.751
5.935
6.006
6.002
6.112
6.203
Sulawesi Tengah
5.183
5.559
6.595
7.057
7.155
7.155
6.881
7.109
7.280
7.263
7.381
7.451
7.284
7.373
7.471
7.397 21. Sulawesi Tengah
Sulawesi Selatan
17.926
19.460
23.596
24.925
25.217
25.765
25.511
24.901
25.375
25.548
25.799
26.300
26.157
26.224
26.173
26.567 22. Sulawesi Selatan
Sulawesi Utara
5.923
5.861
6.431
6.745
7.049
7.150
6.958
7.063
7.449
7.294
7.463
7.576
7.446
7.395
7.250
7.281 23. Sulawesi Utara
Sulawesi Tenggara
2.871
3.715
4.516
4.943
4.944
4.914
4.883
4.940
4.983
5.045
5.095
5.236
5.141
5.200
5.292
5.187 24. Sulawesi Tenggara
Sulawesi Barat
1.326
1.567
1.875
2.130
2.158
2.212
2.114
2.135
2.249
2.205
2278,2
2.282
2.343
2.382
Gorontalo
1.701
1.820
2.011
2.224
2.276
2.316
2.266
2.309
2.387
2.430
2.484
2.445
2.471
2.528
Nusa Tenggara Barat
2.435
6.337 20. Kalimantan Tengah
2.504
25. Sulawesi Barat
2.543 26. Gorontalo
6.852 27. Nusa Tenggara Barat
3.820
5.175
6.318
6.525
6.592
6.703
6.633
6.718
6.814
6.816
6.849
6.895
6.709
6.720
6.812
13.050
16.356
19.951
22.834
23.000
23.483
23.307
23.766
24.531
24.667
24.947
25.488
25.590
25.845
26.106
Nusa Tenggara Timur
2.624
3.297
4.127
5.177
5.246
5.234
5.028
5.163
5.324
5.345
5.436
5.721
5.812
5.897
6.083
6.073 29. Nusa Tenggara Timur
Maluku
1.756
1.808
2.000
2.132
2.167
17.787
2.106
2.170
2.248
2.294
2.322
2.405
2.376
2.382
2.417
2.417 30. Maluku
Papua
4.752
5.477
7.471
8.410
8.703
8.608
7.963
8.229
8.698
8.643
8.763
9.029
8.914
7.019
7.167
8.120 31. Papua
Maluku Utara
1.204
1.327
1.474
1.377
1.403
1.391
1.368
1.385
1.425
1.429
1.467
1.514
1.487
1.527
1.544
1.531 32. Maluku Utara
Papua Barat
1.881
2.523
3.376
3.802
3.877
3.836
3.557
3.596
3.772
3.808
3.899
4.060
3.964
3.158
3.271
3.538 33. Papua Barat
259
369
335
52
89
87
45
42
41
42
38
35
36
35
34
Tidak Teridentifikasi
1.030
1.032
1.099
1.116
1.133
1.205
1.339
1.500
1.625
1.730
1.829
1.931
1.973
1.999
2.055
Jumlah
458.164
Bali
Lainnya
526.397
608.823
654.521
660.850
671.721
653.288
662.660
684.494
688.297
694.690
710.888
708.305
710.098
715.360
26.169 28. Bali
33 34. Lainnya
2.074 35. Tidak Teridentifikasi
716.368
Total
192
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location)
Miliar Rp (Billion Rp)
2014
Kelompok Bank
2011
2012
Category of Bank
Okt
MKM
2015
2013
Nov
Des
Jan
1)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
MKM
1. Jawa Barat
175.897
2. Banten
207.552
1)
1. Jawa Barat
2. Banten
56.857
70.082
215.963
237.266
4. D.I Yogyakarta
13.368
15.857
5. Jawa Tengah
95.742
114.094
5. Jawa Tengah
128.190
150.323
6. Jawa Timur
8.430
10.503
7. Bengkulu
8. Jambi
15.415
18.485
8. Jambi
Aceh
18.585
20.217
9. Aceh
Sumatera Utara
58.917
70.333
10. Sumatera Utara
Sumatera Barat
23.000
27.088
11. Sumatera Barat
Riau
32.210
37.337
12. Riau
Kepulauan Riau
12.940
15.193
13. Kepulauan Riau
Sumatera Selatan
30.079
35.261
14. Sumatera Selatan
Bangka Belitung
4.551
5.434
15. Bangka Belitung
Lampung
20.742
23.862
16. Lampung
Kalimantan Selatan
17.238
20.819
17. Kalimantan Selatan
Kalimantan Barat
16.295
19.963
18. Kalimantan Barat
Kalimantan Timur
27.365
33.123
19. Kalimantan Timur
8.452
11.769
20. Kalimantan Tengah
Sulawesi Tengah
11.587
14.043
21. Sulawesi Tengah
Sulawesi Selatan
42.958
50.569
22. Sulawesi Selatan
Sulawesi Utara
15.716
18.500
23. Sulawesi Utara
Sulawesi Tenggara
8.595
10.806
24. Sulawesi Tenggara
Sulawesi Barat
3.211
4.002
25. Sulawesi Barat
Gorontalo
4.775
5.977
26. Gorontalo
Nusa Tenggara Barat
12.762
15.609
27. Nusa Tenggara Barat
Bali
27.122
33.573
28. Bali
Nusa Tenggara Timur
10.291
12.388
29. Nusa Tenggara Timur
Maluku
4.725
5.478
Papua
9.505
12.161
Maluku Utara
3.104
3.900
32. Maluku Utara
Papua Barat
3.630
4.752
33. Papua Barat
13.176
14.288
3. DKI Jakarta
6. Jawa Timur
7. Bengkulu
9.
10
.
11
.
12
.
13
.
14
.
15
.
16
.
17
.
18
.
19
.
20
.
21
.
22
.
23
.
24
.
25
.
26
.
27
.
28
.
29
.
30
.
31
.
32
.
33
.
34
.
Kalimantan Tengah
Lainnya
Jumlah
1)
1.151.392
1.350.606
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM
sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
3. DKI Jakarta
4. D.I Yogyakarta
30. Maluku
31. Papua
34. Lainnya
Total
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while
data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
193
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