Employee Benefits
E-Care
AXA’s E-Care is the ideal employee benefits solution offering a wide selection of quality plans designed to fit
your corporation needs and budget.
Your employees are your organisation’s most important asset. Select E-Care today to provide them with the
protection they deserve and the assurance that their well-being is your priority.
Why E-Care?
Small groups welcome
You can start a policy with just 3 employees.
Effective budgeting tool
With fixed and age-banded premiums, E-Care provides you with predictable annual costs. This saves you time from
re-negotiating with your insurer at each renewal.
24-Hour worldwide cover
Your employees will receive 24/7 protection worldwide under all selected plans.
Wide selection of supplementary covers
2 supplementary rider plans are available to complement to the Group Term Life plan.
5 supplementary rider plans are available to complement to the Group Hospital & Surgical plan.
Key Features
Easy Enrolment
No hassle of completing Health Declaration Forms/Group Insurance Fact Find Form. All you need to do is submit a simple
enrolment form and receive immediate coverage upon our approval 1.
Immediate acceptance
No medical examinations or additional underwriting requirements. Eligible persons can be covered immediately upon
enrolment1.
Discounted premium based on group size
Bigger groups enjoy a bigger discount on premium2.
Portfolio Underwriting
Claims made under your E-Care policy will not affect your annual renewal premium. Premiums are priced based on the entire
portfolio within E-Care.
For Group Term Life and Group Critical Illness (Acceleration) Sum Insured applied for in excess of S$100,000 is subject to underwriting.
For Group Critical Illness (Additional), the full Sum Insured applied for is subject to underwriting.
2
Group Hospital & Surgical plans.
1
Benefits at a glance
Basic Plans
Group Term Life
• Lump sum payment upon death due to any cause
• Lump sum payment upon total and permanent disability
as a result of an accident or illness
• Provides benefit upon diagnosis of a terminal illness
• Provides extension of benefits for 12 months if an
insured employee’s employment is terminated on
medical grounds
Group Hospital & Surgical
• Provides reimbursement of eligible expenses incurred
as a result of hospitalisation or if surgery has taken place
• Wider coverage through lump sum benefit per disability
• Covers outpatient kidney dialysis and cancer treatment
• Coverage can be extended to dependants of employees
Supplementary Plans
Group Critical Illness
(Rider to Group Term Life)
• Provides benefit for 37 named critical illnesses
• Available on an acceleration or additional basis
Group Outpatient - General Practitioner (GP)
Group Personal Accident
(Rider to Group Term Life or Group Hospital & Surgical)
• Provides benefit for loss of life, permanent disablement
or dismemberment arising solely and directly from an
accident
(Rider to Group Hospital & Surgical)
• Covers outpatient expenses incurred at any general
practitioner clinic in Singapore (including polyclinics) and
overseas
• No need to pay out of pocket when visiting any of our
panel clinics
• Added protection with access to A&E departments at any
hospital in Singapore
• Coverage can be extended to dependants of employees
Group Extended Major Medical
Group Outpatient - Specialist (SP)
(Rider to Group Hospital & Surgical)
• Provides reimbursement of eligible expenses in excess
of Group Hospital & Surgical benefits
• Applicable to hospitalisation of more than 20 days or
surgical procedure that pays a maximum benefit of
at least 75% and above as shown in the Schedule of
Surgical Fees
• Coverage can be extended to dependants of employees
(Rider to Group Hospital & Surgical)
• Provides reimbursement of eligible expenses incurred
at specialist clinics and diagnostic x-ray and laboratory
tests referred by a general practitioner
• Coverage can be extended to dependants of employees
Group Dental
(Rider to Group Hospital & Surgical)
• Provides reimbursement of eligible dental expenses
incurred at a dental clinic of your choice
• Coverage can be extended to dependants of employees
Group Term Life
Group Term Life
Benefits
• Lump sum payment upon death due to any cause
• Lump sum payment upon total and permanent disability as a result of an accident or illness
Additional benefits
a) Terminal illness benefit
The sum insured shall be payable in one lump sum in advance if the insured member is diagnosed as suffering from
terminal illness, from which death is highly probable within the next 12 months
b) Extended benefits
If the insured member’s employment is terminated on medical grounds, the insured member shall be covered for an
extended period of 12 months from the date of termination of his employment
Plan 1
Plan 2
Plan 3
Plan 4
Plan 5
Plan 6
500,000 300,000 200,000 150,000 100,000 50,000
80.00
40.00
Sum insured (S$)
Age group
(next birthday)
35 and below
36 - 40
500.00 300.00 200.00150.00 100.00 50.00
41 - 45
800.00 480.00 320.00240.00 160.00 80.00
46 - 50
1,150.00690.00 460.00345.00 230.00 115.00
51 - 55
2,000.00
1,200.00
800.00
600.00
400.00
200.00
56 - 60
3,500.00
2,100.00
1,400.00
1,050.00
700.00
350.00
61 - 65
5,500.00
3,300.00
2,200.00
1,650.00
1,100.00
550.00
Annual premium* per employee (S$)
(GST exempt)
400.00
240.00
160.00
120.00
Main Exclusions
For Sum Insured up to $100,000, all pre-existing conditions are excluded for the first 18 months of coverage.
*Premium rates stated are for standard lives based in Singapore only.
Supplementary Rider
Group Critical Illness
(Rider to Group Term Life)
Benefits
Lump sum payment upon diagnosis of any of the following 37 named critical illnesses
(please refer to the policy contract for definitions of these illnesses).
Flexibility
This benefit can be selected on an acceleration or additional basis to suit your requirements.
(a) Acceleration basis
The sum insured shall be payable in advance from the Group Term Life Benefit if the insured member is diagnosed with
any of the named critical illnesses. The balance of the Group Term Life Benefit will be payable upon subsequent death.
(b) Additional basis
The sum insured shall be payable if the insured member is diagnosed with any of the named critical illnesses. This is an
additional benefit and does not affect the Group Term Life Benefit.
List of Critical Illnesses
1. Major Cancers
2. Heart Attack of Specified Severity
3. Stroke
4. Coronary Artery By-pass Surgery
5. Kidney Failure
6. Aplastic Anaemia
7. End Stage Lung Disease
8. End Stage Liver Failure
9. Coma
10. Deafness (Loss of Hearing)
11. Heart Valve Surgery
12. Loss of Speech
13. Major Burns
14. Major Organ/Bone Marrow Transplantation
15. Multiple Sclerosis
16. Muscular Dystrophy
17. Parkinson’s Disease
18. Surgery to Aorta
19. Alzheimer’s Disease/Severe Dementia
20. Fulminant Hepatitis
21. Motor Neurone Disease
22. Primary Pulmonary Hypertension
23. HIV Due to Blood Transfusion and Occupationally Acquired HIV
24. Benign Brain Tumour
25. Viral Encephalitis
26. Bacterial Meningitis
27. Angioplasty & Other Invasive Treatment For Coronary Artery
28. Blindness (Loss of Sight)
29. Major Head Trauma
30. Paralysis (Loss of Use of Limbs)
31. Terminal Illness
32. Progressive Scleroderma
33. Apallic Syndrome
34. Systemic Lupus Erythematosus with Lupus Nephritis
35. Other Serious Coronary Artery Disease
36.Poliomyelitis
37. Loss of Independent Existence
Supplementary Rider
Group Critical Illness
(Rider to Group Term Life)
Acceleration Basis
Sum insured (S$)
Plan 1
Plan 2
Plan 3
Plan 4
Plan 5
Plan 6
250,000
150,000
100,000 75,000 50,000 25,000
Age group
(next birthday)
Annual premium* per employee (S$)
(GST exempt)
35 and below250.00
150.00 100.0075.00 50.00 25.00
36 - 40
375.00
225.00 150.00112.50 75.00 37.50
41 - 45
625.00
375.00
250.00
187.50
125.00
62.50
46 - 50
1,100.00
660.00
440.00
330.00
220.00
110.00
51 - 55
1,662.50
997.50
665.00
498.75
332.50
166.25
56 - 60
2,500.00
1,500.00
1,000.00
750.00
500.00
250.00
61 - 65
4,000.00
2,400.00
1,600.00
1,200.00
800.00
400.00
Additional Basis
Sum insured (S$)
Plan 1
Plan 2
Plan 3
Plan 4
Plan 5
Plan 6
250,000
150,000 100,000 75,000 50,000 25,000
Age group
(next birthday)
Annual premium* per employee (S$)
(GST exempt)
35 and below
300.00
180.00
120.00
90.00
60.00
30.00
36 - 40
550.00
330.00
220.00
165.00
110.00
55.00
41 - 45
875.00
525.00
350.00
262.50
175.00
87.50
46 - 50
1,275.00
765.00
510.00
382.50
255.00
127.50
51 - 55
2,000.00
1,200.00
800.00
600.00
400.00
200.00
56 - 60
3,025.00
1,815.00
1,210.00
907.50
605.00
302.50
61 - 65
4,875.00
2,925.00
1,950.00
1,462.50
975.00
487.50
Main Exclusions
• Pre-existing medical conditions
• Attempted suicide or self-inflicted injuries
• Under the influence of narcotics or drugs
*Premium rates stated are for standard lives based in Singapore only.
Supplementary Rider
Group Personal Accident
(Rider to Group Term Life or Group Hospital & Surgical)
Benefits
• Lump sum payment upon loss of life, permanent disablement or dismemberment arising solely and directly from an
accident as per benefits schedule below
Benefit Schedule
Accidental Death
Permanent Total Disability
Loss of or the permanent total loss of use of two limbs
Loss of or the permanent total loss of one limb
Permanent total loss of both eyes
Permanent total loss of one eye
Loss of or the permanent total loss of use of one limb and loss of sight of one eye
Loss of speech and hearing
Permanent and incurable insanity
Permanent total loss of hearing in:
• both ears
• one ear
Loss of speech
Permanent total loss of the lens of one eye
Loss of or the permanent total loss of four fingers and thumb of:
• right hand
• left hand
Loss of or the permanent total loss of four fingers of:
• right hand
• left hand
Loss of or the permanent total loss of use of one thumb:
• both right phalanges
• one right phalanx
• both left phalanges
• one left phalanx
Loss of or the permanent total loss of use of fingers of:
• three right phalanges
• two right phalanges
• one right phalanx
• three left phalanges
• two left phalanges
• one left phalanx
Fractured leg or patella with established non-union
Shortening of leg by at least 5cm
Third degree burns covering at least 25% of the body surface
Loss of or the permanent total loss of use of toes:
• all-one-foot
• great toe-two phalanges
• great toe-one phalanx
• other than great toe, each toe
Percent of Sum Insured %
100
150
150
125
150
100
150
150
100
75
25
50
50
70
50
40
30
30
15
20
10
10
7.5
5
7.5
5
2
10
7.5
100
15
5
3
1
Supplementary Rider
Group Personal Accident
(Rider to Group Term Life or Group Hospital & Surgical)
Sum Insured
Plan 1
Plan 2 Plan 3
Plan 4
Plan 5
Plan 6
500,000300,000 200,000150,000100,000 50,000
Occupation Class
Annual premium* per employee (S$)
(inclusive of GST)
Class 1
240.75
144.45 96.30
72.23
48.15
24.08
Class 2
321.00
192.60 128.40
96.30
64.20
32.10
Class 3
428.00
256.80 171.20
128.40
85.60
42.80
Coverage up to age 65
Classification of Risk
Occupation Class 1
Clerical, administrative or other similar non-hazardous occupations
Occupation Class 2
Occupations where some degree of risk is involved e.g. supervision of manual workers, totally
administrative job in an industrial environment
Occupation Class 3
Occupations involving regular light to medium manual work but no substantial hazard which may increase
the risk of sickness or accident
Main Exclusions
• Suicide, attempted suicide or self-inflicted injuries
• War (declared or undeclared), invasion, act of foreign enemies, hostilities, civil war, rebellion, revolution, insurrection,
military or usurped power
• Participation in racing on wheels
• Participation in a riot or civil commotion, violation or attempted violation of law, or resistance to lawful arrest or
imprisonment
• Air travel, other than as a fare paying passenger on a licensed commercial aircraft
*Premium rates stated are for standard lives based in Singapore only.
Group Hospital & Surgical
Group Hospital & Surgical
Benefits
• Provides reimbursement of eligible expenses incurred as a result of hospitalisation or if surgery has taken place
• Provides reimbursement of eligible expenses incurred for outpatient kidney dialysis and cancer treatment
• Choice of Private hospital or Government/Restructured hospital plans depending on budget
Benefit Schedule (S$)
Plan 1
Policy Limit Plan 2
Plan 3
250,000 Per Annum
Plan 4
Plan 5
Plan 6
Maximum Per Disability
Government/
Type of Hospital Private
Private
Restructured
Room & Board (standard) 1 Bed 1 Bed 2 Bed 4 Bed ICU/CCU/HDU (per disability) As Charged
10,000 10,000 10,000 Hospital Miscellaneous Services As Charged Surgical Fees (Subject to Surgical Table
for Private Hospital)^
Anesthetist Fees - 25% of Surgical
Benefit payable
In-Hospital Physician’s Fees
As Charged
1 Bed 10,000 4 Bed
10,000
25,00020,00015,00025,000
15,000
As Charged
As Charged
Ambulance Services
As Charged
Pre-Hospitalisation/Surgery Specialist’s
Consultation (Up to 90 days before
hospitalisation/surgery)
As Charged
Pre-Hospitalisation/Surgery Diagnostic
Services (Up to 90 days before surgery)
As Charged
Post-Hospitalisation/Surgery Treatment
(Up to 90 days)
As Charged
2,000 1,500 1,000 2,000 1,000
3,000 1,000 1,000 1,000 1,000 1,000
As Charged 2,000 1,500 1,000 2,000 1,000
Emergency Outpatient Dental Treatment
(due to accident)
5,000 2,000 1,500 1,000 2,000 1,000
Surgical Implants 5,000 2,000 1,500 1,000 2,000 1,000
Accidental Miscarriage/Abortion due to
Medical Reason/Ectopic Pregnancy
Emergency Outpatient Treatment (due to accident only)
Out-patient Kidney Dialysis (Max per year)
75,000 20,000 15,000 10,000 20,000 10,000
Out-patient Cancer Treatment (Max per year)
75,000 20,000 15,000 10,000 20,000 10,000
5,000 5,000 5,000 5,000 5,000 5,000
Special Grant Daily Recovery Benefit (after 7 days of
hospitalisation, up to 30 days)
Dread Disease Recuperation Benefit (Multiple
Sclerosis, Heart Attack, Cancer & Stroke) +
150
10,000 Parent Accommodation (up to 60 days per
year for child below age 12)
As Charged
Home Nursing (up to 26 weeks) As Charged Emergency Medical Evacuation/ Repatriation*
Repatriation of Mortal Remains or Local
Burial*
Unlimited
Unlimited
* The above benefits are not subject to annual policy limits
^ Plan 1 is not subjected to Surgical Table
+ Dread Disease Recuperation Benefit is subject to a waiting period of 90 days
Not Applicable
Group Hospital & Surgical
Group Hospital & Surgical
Plan 1
Plan 2
Plan 3
Plan 4
Plan 5
Plan 6
Annual premium* per employee / dependant (S$)
(inclusive of GST)
Age Group (next birthday)
Group Size (3 – 4 Employees)
0 - 30 31 - 40 41 - 45 46 - 50 51 - 55 56 - 60 61 - 65 66 - 70 **
71 - 75 **
76 - 80 **
610.39 718.10 771.96 1,077.15 1,328.49 1,651.63
2,154.30 2,872.40 3,949.55 5,170.32 432.20 508.48 546.61 762.71 940.68 1,169.49 1,525.43 2,033.90 2,796.61 3,661.02
378.29 445.05 478.43 667.58
823.34 1,023.62 1,335.15 1,780.20 2,447.78 3,204.36 221.13 260.15 279.66 390.23 481.28 598.35 780.45 1,040.60 1,430.83 1,873.08
320.73 377.33 405.62 565.99 698.05 867.85 1,131.98 1,509.30 2,075.29 2,716.74 180.01
211.78
227.66
317.66
391.78
487.08
635.33
847.10
1,164.76
1,524.78
567.80 668.00 718.10 1,002.00 1,235.80 1,536.40 2,004.00 2,672.00 3,674.00 4,809.60 402.05 473.00 508.48 709.50 875.05 1,087.90 1,419.00 1,892.00 2,601.50 3,405.60 351.90 414.00 445.05 621.00 765.90 952.20 1,242.00 1,656.00 2,277.00 2,980.80 205.70 242.00 260.15 363.00 447.70 556.60 726.00 968.00 1,331.00 1,742.40
298.35 351.00 377.33 526.50 649.35 807.30 1,053.00 1,404.00 1,930.50 2,527.20 167.45
197.00
211.78
295.50
364.45
453.10
591.00
788.00
1,083.50
1,418.40
525.22 617.90 664.24
926.85
1,143.12 1,421.17
1,853.70 2,471.60 3,398.45 4,448.88 371.90 437.53 470.34 656.29 809.42 1,006.31 1,312.58 1,750.10 2,406.39 3,150.18 325.51 382.95 411.67 574.43 708.46 880.79 1,148.85 1,531.80 2,106.23 2,757.24 190.27 223.85 240.64 335.78 414.12 514.86 671.55 895.40 1,231.18 1,611.72 275.97 324.68 349.03 487.01 600.65 746.75 974.03 1,298.70 1,785.71 2,337.66 154.89
182.23
195.89
273.34
337.12
419.12
546.68
728.90
1,002.24
1,312.02
Group Size (5 – 9 Employees )
0 - 30 31 - 40 41 - 45 46 - 50 51 - 55 56 - 60 61 - 65 66 - 70 **
71 - 75 **
76 - 80 **
Group Size (10 Employees and above )
0 - 30 31 - 40 41 - 45 46 - 50
51 - 55 56 - 60 61 - 65 66 - 70 **
71 - 75 **
76 - 80 **
*Premium rates stated are for standard lives based in Singapore only.
** For renewal only. The last entry age is at 65.
Supplementary Rider
Group Extended Major Medical
(Rider to Group Hospital & Surgical)
Benefits
• Inpatient limits by per disability
• Applicable to hospitalisation of more than 20 days or surgical procedure that pays a maximum benefit of at least 75% and
above as shown in the Schedule of Surgical Fees
Benefit Schedule (S$) Maximum Limit per disability
Plan 1
Plan 2
Plan 3
Plan 4
Plan 5
Plan 6
100,000
100,000
80,000
50,000
100,000
50,000
Government/
Type of Hospital
PrivatePrivatePrivate Private
Restructured
Room & Board (standard)
Surgical Implants
Co-insurance
Government/
Restructured
1 Bed
1 Bed
2 Bed
4 Bed
1 Bed
4 Bed
10,000
10,000
8,000
5,000
10,000
5,000
NILNILNIL NIL NIL NIL
Plan 1
Plan 2
Plan 3
Plan 4
Plan 5
Plan 6
Annual premium* per employee / dependant (S$)
(inclusive of GST)
Age Group (next birthday)
0 - 30 39.10 29.75 24.65 20.40 26.35 17.00
31 - 40 46.00 35.00 29.00 24.00 31.00 20.00
41 - 45 49.45
37.63 31.18 25.80 33.33 21.50
46 - 50 69.00 52.50 43.50 36.00 46.50 30.00
51 - 55 85.10 64.75 53.65 44.40 57.35 37.00
56 - 60 105.80 80.50 66.70 55.20 71.30 46.00
61 - 65 138.00 105.00 87.00 72.00 93.00 60.00
66 - 70 184.00 140.00 116.00 96.00 124.00 80.00
71 - 75 253.00 192.50 159.50 132.00 170.50 110.00
76 - 80 331.20 252.00 208.80
172.80 223.20 144.00
*Premium rates stated are for standard lives based in Singapore only.
Supplementary Rider
Group Outpatient - General Practitioner (GP)
(Rider to Group Hospital & Surgical)
Benefits
• Covers eligible expenses incurred at a general practitioner clinic, polyclinic or A&E department of any hospital in
Singapore
Per Visit Limits (S$) Panel Clinics
Polyclinic
X-Ray and Laboratory Care (referred by Panel clinic or polyclinic)
Non-Panel Clinics
A&E Departments
Overseas Outpatient Treatment
Number of visits per year per insured
Co-payment per claim (applicable to all benefits)^^
Plan 1
As charged
As charged
As charged
As charged
As charged
As charged
35
35
100
100
35
35
Unlimited
Unlimited
NIL$10
Annual Premium* (S$)
Plan 1
(inclusive of GST)
Per employee / dependant
Plan 2
310.00
*Premium rates stated are for standard lives based in Singapore only.
^^All employees and eligible dependants will have to take up the same plan (either with or without co-payment).
Plan 2
250.00
Supplementary Rider
Group Outpatient - Specialist (SP)***
(Rider to Group Hospital & Surgical)
Benefits
• Provides reimbursement of eligible expenses incurred in specialist clinics and diagnostic, x-ray and laboratory tests
referred by a general practitioner
Annual Limits (S$)
Plan 1
Plan 2
Outpatient Specialist Consultation
1,500
800
Outpatient Diagnostic, X-Ray & Laboratory Test 1,500
800
500
500
Physiotherapy (referred by SP)
Annual Premium* (S$)
Plan 1
(inclusive of GST)
Per employee / dependant
230.00
*Premium rates stated are for standard lives based in Singapore only.
***Group Outpatient – Specialist (SP) must be purchased with Group Outpatient – General Practitioner (GP).
Plan 2
150.00
Supplementary Rider
Group Dental
(Rider to Group Hospital & Surgical)
Benefits
• Provides reimbursement of eligible dental expenses incurred
Benefit Schedule (S$) Overall Annual Limit
Plan 1
Plan 2
1,200
800
As Charged up
to Annual Limit
As Charged up
to Annual Limit
Consultation
Medication (including administration of Local Anaesthesia)
X-Rays
i) Periapical Film
ii) Bite-Wing
iii) Occulusal Film
iv) Orthopantomugraph
Prophylaxis
i) Scaling/Polishing
ii) Fluoride application
Amalgam Restorations - fillings
Per Surface
Tooth-Coloured Restorations - fillings
Per Surface
Extractions (inclusive of Local Anaesthesia)
i) Anterior Tooth
ii) Posterior Tooth
Oral Surgery (inclusive of Local Anaesthesia)
i) Surgical Root Removal (Per Tooth)
ii) Surgical Removal of Wisdom Tooth
Pulp/Root Canal Treatment
i) Pulp Capping
ii) Root Canal Treatment (inclusive of temporary fillings)
- One Canal
- Two Canals
Periodontal Treatment
Root Planning (Per Tooth)
Miscellaneous Treatment
i) Sedative Dressings
ii) Retention pins - restoration of tooth
Crowning - due to accident only
Bridges - due to accident only
Co-insurance
20%20%
Annual Premium* (S$)
Plan 1
(inclusive of GST)
Per employee / dependant
188.00
Plan 2
155.00
Exclusions
The coverage provided does not apply to charges for:(a) Orthodontic treatment and temporary dentures.
(b) Treatment consisting of cosmetic or plastic surgery or for beautification not necessitated by Injury Illness.
*Premium rates stated are for standard lives based in Singapore only.
Underwriting Guidelines
Period of Insurance
• Duration of coverage is for 12 months, renewable annually.
Persons eligible
• Permanent full-time employees from age 16 years to 65 years old and who is a Resident of Singapore
• The employee’s legal spouse from age 16 years to 65 years old and who is a Resident of Singapore
• The employee’s legal child from 15 days to 25 years old and a Resident of Singapore. The child must be unmarried,
unemployed and not a full-time national serviceman
Resident of Singapore shall mean Singapore Citizens and Permanent Residents (holders of re-entry permits) as well as
holders of employment passes, work permits, students’ passes or dependant’s passes.
Participation guide
• Dependants are not eligible for Group Term Life, Group Critical Illness and Group Personal Accident
• Dependant plan shall be the same as Employee plan for Group Hospital & Surgical and its supplementary riders
• Employee plan for Group Extended Major Medical shall be same as Group Hospital & Surgical plan selected
Selection guide
• Group Personal Accident is a supplementary rider to either Group Term Life or Group Hospital & Surgical
• Group Outpatient – Specialist (SP) must be purchased with Group Outpatient – General Practitioner (GP)
Pro-ration Factor
In the event that the Insured Person is admitted to a higher ward and/or hospital type than what he/she is entitled to
under the Policy, we will pay 60% of the eligible expenses payable, subject to the maximum limits set out in the Insurance
Schedule.
Premium
• Premium rates are quoted in Singapore Dollar and subject to change without prior notice
• Prevailing GST applies to all plans except Group Term Life and Group Critical Illness
• Premium rate is based on the individual Person Eligible’s age next birthday
Application Documents
• Enrolment form
• Business Profile report from the Accounting & Corporate Regulatory Authority (ACRA) OR copy of Certificate of Incorporation/
Registration AND list of persons with executive authority within the company
• List of names, identification numbers and specimen signatures of authorized persons to sign on the enrolment form
• Health Declaration Form for:
i. Group Term Life/Group Critical Illness (Acceleration) sum insured applied for in excess of S$100,000
ii. Group Critical Illness (Additional) application
Underwriters
• Policies with Group Term Life plans selected are underwritten by AXA Life Insurance Singapore Private Limited
• Policies with only Group Hospital & Surgical plans and its supplementary riders, without Group Term Life or Group Personal
Accident plans, are underwritten by AXA Insurance Singapore Private Limited
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Important Information
This is not a contract of insurance. The standard terms and conditions of this plan are provided in the policy contract.
A product summary is available and may be obtained from AXA Life Insurance Singapore Pte Ltd and the participating
distributors’ offices. You should read the product summary before deciding whether to purchase the policy. The above is
for your information only and does not have any regard to your specific investment objectives, financial situation and any of
your particular needs. You may wish to seek advice from a financial adviser before making a commitment to purchase the
product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product
in question is suitable for you.
Underwritten by:
AXA Life Insurance Singapore Private Limited
Company Reg No. 199903512M
8 Shenton Way #27-02 AXA Tower Singapore 068811
AXA Customer Centre #B1-01 Tel: 1800-880 4888 Fax: 6880 5501
AC/GTL Broc/July 2015
The insurance policy featured in this brochure is protected under the Policy Owners’ Protection Scheme which is administered
by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required
from you should you buy the policy. For more information on the types of benefits that are covered under the Policy Owners’
Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg
or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme (Life
Insurance).