Spring 2013 e.Bulletin SHINEWING Specialist Advisory Services Limited SHINEWING In this issue … Thumbnails – hidden treasure! Headquartered in Beijing and with branch offices in Hong Kong, Singapore, Australia, Japan, Shanghai, Shenzhen, Chengdu, Xi'an, Tianjin, Qingdao, Changsha, Changchun, Yinchuan, Kunming, Jinan, Dalian, Guangzhou, Fuzhou, Nanjing and Urumuqi, SHINEWING is positioned to provide services throughout Asia Pacific. Forensic examiners are attentive to search for little pieces of evidence to build or break a case; and thumbnails is somewhere to look for hidden treasure. Personal Bankruptcy - Part Two If a bankrupt does not cooperate with his trustees for the bankruptcy administration, or even leaves Hong Kong before the making of a bankruptcy order, what can the trustees do? This article will tell you some of the possible solutions. Things you need to know when managing your China investments Four key areas that investors may need to pay attention when dealing with their investments in China. What are they? CONTACT US Knowledge - Recovery and Reorganisation Three Musketeers in company’s insolvency administrations: Provisional liquidators, Liquidators and, Receivers and Managers 43/F., The Lee Gardens, 33 Hysan Avenue, Causeway Bay, Hong Kong T. (852) 3583 8000 F. (852) 3583 8581 W. www.shinewing.hk SHINEWING SAS’s expertise in the PRC Enterprise Bankruptcy Law Upcoming events – FIS Insight workshops Email Us: sasmarketing@shinewing.hk 1 Spring 2013 Spring 2012 Summer 2012 e.Bulletin SHINEWING Specialist Advisory Services Limited Thumbnails – hidden treasure! By Matthew Chu, Senior Manager and Kenneth Lam, Assistant Manager Forensic examiners always seek page of documents without having to Benefits of thumbnails the smallest pieces of evidence to open them with their associated In Windows, thumbnails of pictures build a case; whereas the function application. and sometimes documents (such as of thumbnails in Windows has Word, Excel and PDF, etc.) are proved to be successful for For earlier versions of Windows, e.g. generated, and maybe cached when different and sometimes difficult Windows XP, it stores thumbnails in a the folder containing these files are investigations. This is especially file named thumbs.db. However, being accessed. true when most programs Windows Vista, Windows 7 and generate thumbnails (or Windows 8 bring enhancements that While thumbnails speed up the thumbcaches) of the original centralise the thumbnail cache under viewing process for users, forensic images that are unknowingly the files: thumbcache_idx.db, examiners take advantage by stored on the computer even if the thumbcache_1024.db, examining these cached thumbnails original picture(s) have been thumbcache_256.db, and can potentially identify deleted deleted. thumbcache_96.db and files that may have previously thumbcache_32.db, collectively existed on a suspect’s computer; Generally speaking, the thumbnail “thumbnail database” to automatically and in some cases, files previously function allows users to be able to store the cached thumbnails. viewed from an external device such quickly preview pictures or the first as a USB storage device. These are the pieces of evidence for forensic examiners to retrieve and prove that a file has previously been existed or viewed on the suspect’s computer. The word "thumbnail" is a reference to the human thumbnail and alludes towards the small size of the image or picture, comparable to the size of the human thumbnail (source: http://en.wikipedia.org/wiki/Thumbnail) 2 Spring 2013 Spring 2012 Summer 2012 e.Bulletin SHINEWING Specialist Advisory Services Limited A step towards the right example, it first centralises the Summary direction cached pictures and documents and With improvements of functionality In earlier versions of Windows, the then stores them, into different sizes and how thumbnails are being thumbnails (or the thumbs.db) are from a small picture (32 points) up to managed via recent releases of stored together within the same a big picture (1024 points), in the Windows, forensic examiners can folder as the picture(s) or thumbnail database which allows the retrieve and extract potential document(s), and that could be forensic examiner to examine these discriminating evidence to help in intentionally deleted; or removed if potential evidence. This provides proving that certain files have it was stored on a USB storage forensic examiners a few more previously existed and/or been device. However, in Windows 7 for sources when retrieving electronic accessed through a suspect’s evidence. computer, although the original files might have been intentionally deleted or removed. With bigger A simple illustration, shows how a forensic examiner can locate thumbnails. 2. A thumbnail is created and cached automatically ` 1. A picture “target.jpg” is viewed on the computer sized (or higher resolution) thumbnails, thumbnail examination could help to make or break a case! 4. Forensic examiner may retrieve the thumbnail from database 3. A picture is deleted and overwritten matthew.chu@shinewing.hk / kenneth.lam@shinewing.hk forensic and investigation 3 Spring 2013 e.Bulletin SHINEWING Specialist Advisory Services Limited Personal Bankruptcy - Part Two By Pauline Au, Manager Introduction of co-operation from Mr X in the “the bankrupt has failed to co-operate In Part 1 of the same series, we bankruptcy administration, three in the administration of his estate” and outlined the statutory framework court applications were taken by the “the conduct of the bankrupt, either in for the automatic discharge of trustees in bankruptcy (the respect of the period before or the bankrupts and grounds for “Trustees”) against Mr X. period after the commencement of the bankruptcy has been unsatisfactory.” objection before the end of the 4 years bankruptcy period (or 5 Before a substantial hearing was through a war story the practical Application 1: Application for objecting Mr X’s automatic discharge tools for trustees when a bankrupt Subsequent to the making of applications against Mr X. We will is not cooperative, or even leaves bankruptcy order in November 2010, come back and discuss in later part of Hong Kong without informing his the Trustees, appointed in March this article an important issue relating trustees. Furthermore, we will 2007, wrote to Mr X’s last known to this objection application. discuss possible “for” and overseas addresses requesting for “against” arguments in an the provision of details of his assets application for the objection of an and liabilities (i.e. completion of the automatic discharge under Section statement of affairs and an annual Application 2: Application for court examination 30A(10)(a) of the Bankruptcy statement of earnings). During the administration of the estate, years for repeated bankrupts). In this article, we will illustrate Ordinance (“BO”). War Story of Mr X, a bankrupt heard for this application, the Trustees took out another two it was noted that Mr X was an Despite repeated requests, Mr X experienced businessman and was not cooperative with the professional investor prior to the Trustees or provided any information commencement of his bankruptcy. in relation to his financial affairs. Apparently, he was in breach of his Background obligations under the BO. In view of A creditor’s bankruptcy petition the expiration of the 4-year was presented against Mr X, who bankruptcy period, under Section is not a permanent resident in 30A of the BO, the Trustees Hong Kong. Before making a submitted an application in late 2010 bankruptcy order against him, Mr objecting to the discharge of Mr X X left Hong Kong. Due to the lack under the grounds that, inter alia, 4 Spring 2013 e.Bulletin SHINEWING Specialist Advisory Services Limited order for examination by substituted order prohibiting Mr X from leaving service and the examination hearing Hong Kong and the warrant of arrest His refusal to submit the was then fixed in November 2011. were granted by the court in April statement of affairs, despite However, Mr X failed to attend the 2012. repeated requests from the hearing and was adjourned to a date Trustees, may suggest that he to be fixed. A week after the granting of the was mindful to disclose his assets prohibition order and the warrant of and also, he was concerned of the arrest, Mr X was arrested when he consequences for filing an passed through an immigration check Trustees believed that Mr X might Application 3: Application for prohibition order (and warrant of arrest) in fact, have means to repay debts While failing to get Mr X to attend undertaking for his attendance to a owed to his creditors. the examination hearing, the court hearing for the examination Trustees had to use other means to scheduled at the end of April 2012, Mr In the circumstances, due obtain information from Mr X. Based X was discharged from the prohibition completion of his statement of on the travelling records of Mr X order and warrant of arrest affairs and private examination of provided by the Immigration accordingly. Mr X became important and Department, it was noted that Mr X necessary. In May 2011, under travelled frequently to PRC via Hong Section 29 of the BO, the Trustees Kong, but did not bother to inform applied for a court examination the Trustees of his itinerary. The Application for objecting Mr X’s automatic discharge against Mr X. The summons for Trustees believed that Mr X had Now, let’s go back to the application examination, together with deliberately attempted to avoid his for objecting Mr X’s automatic relevant court documents, was examination and delay the discharge. During the evidence served to the last known overseas bankruptcy proceedings against him. submission stage, an issue on incorrect statement of affairs. The addresses of the Bankrupt and in point and he was then brought to the court within 24 hours. By giving an constitutionality of Section 30A(10)(a) July 2011, an order for Another court application was then of the BO was raised. Pending the examination was granted by the made by the Trustees for a court’s raised. Pending the court’s court. prohibition order and a warrant of decision on this constitutionality arrest, under Section 21B of the issue, the court examination of Mr X Upon obtaining further leave from High Court Ordinance and Section (under Application 2 of the Trustees) the court, the Trustees served the 27 of the BO respectively. The was adjourned sine die. 5 Spring 2013 e.Bulletin SHINEWING Specialist Advisory Services Limited What does the legislation say? The legislation states that if a bankrupt has, before the commencement of the bankruptcy, left Hong Kong and has not returned thereafter, the relevant period that a bankrupt is discharged from bankruptcy by the expiration of the relevant period, shall not commence to run until such time as he returns to Hong Kong and notifies the trustee of his return. In this case, Mr X left Hong Kong before the making of bankruptcy order in November 2006. He admitted that he had received some legal and court documents apparently relating to the debts owed to his creditors before he left Hong Kong, but he did not read those documents at all. Whether this Section 30A(10)(a) applies to Mr X, and whether this piece of legislation is against constitution is currently unknown. Possible arguments for the legislation are: it is an important provision enacted to ensure that a bankrupt would stay in Hong Kong and within the “radar” of the trustee at the early stage of his bankruptcy; and which is intended to discourage absconding; the presence of a bankrupt in Hong Kong, in particular at the commencement of his bankruptcy, is necessary and appropriate for the effective operation of the statutory scheme of bankruptcy; and it protects the rights of the creditors and maintains commercial morality. Possible arguments against the legislation are: reasons of innocence or negligence - the bankrupt may not be “aware of” his bankruptcy when he leaves Hong Kong; the legislation applies indiscriminately to “all” situations - it is imposed whatever the circumstances, irrespective of whether it has occasioned any prejudice to the administration of the estate and even where the bankrupt's co-operation is not required; and the sweeping application of the legislation means that there is no discretion vested in the court to disapply the legislation or to mitigate its consequences, however meritorious or deserving the circumstances. It remains to be seen what the outcome is from the discussion of this constitutionality issue. Conclusion No doubt that the court’s comments and decision is important to clarify the meaning of “bankruptcy period” and on what basis or principles that the trustees in future, may object to the discharge of bankrupts who have ignored their statutory duties and obligations under the law; and left Hong Kong before (and even after) the making of the bankruptcy order. We believe substantial arguments, and maybe a court decision, on this issue will be available later this year; and we shall update the readers the outcome in our coming eBulletin. pauline.au@shinewing.hk recovery and reorganisation Disclaimer: This is not a legal advice; please consult your legal representative for proper advice. 6 Spring 2013 e.Bulletin SHINEWING Specialist Advisory Services Limited Things you need to know when managing your China investments By June Siu, Vice President Many foreign acquirers or financial pressure in the downturn, of RMB130 million for the period. investors of Chinese enterprises or when they intend to sell their Share price of Boshiwa would expect that most of the businesses. subsequently plunged by over 40% challenges are over after after the resignation of its ex-auditor completing their M&A deals. The Acquirers may need to pay a high who casted doubt on the existence and reality is that they are still subject price if they fail to identify commercial substance of certain to various hidden risks during the accounting misconducts in the business transactions. Trading of the investment stage, which are quite acquired company. In January this stock was then suspended. Currently, often overlooked especially when year, the US equipment maker, the company is still undergoing an their businesses are performing Caterpillar Inc. discovered an investigation by a professional firm on well. accounting misconduct within a the matters raised by the ex-auditor. recently acquired Chinese What are the major areas that company, ERA Mining Machinery Prevention is always better than cure. investors need to pay special Ltd (a company previously listed on To reduce such risks, investors should attention to in respect of their the Stock Exchange of Hong Kong closely monitor the financial investments in China? which subsequently delisted performance of their investee in October 2012). As a result, companies, and stay alert of any Caterpillar announced that it will warning signals including: Risks of frauds and misstatements have to write off “non-cash goodwill Frauds usually involve million out of the US$700 million it misappropriation of company paid for the acquisition of ERA. impairment charge” of US$580 When earnings increase, cash flows from operations reduce. assets/funds, while misstatements usually involve earnings or profit Investors may also suffer huge loss inflation. Typical examples include if they are unable to detect financial capitalisation of expenses, or abnormalities. Last year, Boshiwa sales and related accounts International (1698.HK, trading receivable recorded in premature suspended since March 2012), a periods. Research indicated that Chinese children’s wear company, there is an increasing likelihood of reported an operating cash outflow frauds and misstatements when of over RMB900 million in its 2011 corporations are feeling greater interim results, albeit a net earnings 7 Spring 2013 e.Bulletin SHINEWING Specialist Advisory Services Limited Earnings increase while assist management to respond to Review the existing trading terms investing cash outflows / capital adverse changes quickly. Such with customers and creditors. Make expenditure reduce. forecast also helps minimise the sure that they are effectively risk of corporate failure as a result managed to cater for the company’s Significant increase in of cash flow problems. In reality, cash flow needs. receivables without many Chinese local enterprises, corresponding increase in especially small businesses, do not earnings and cash balances. have a good practice of preparing inventories and creditors, review cash flow forecast on a regular other areas for possible cash basis, but rather on “when-needed” savings, such as the existing tax and transactions, e.g. fund flows or basis. When market turns or a rental arrangements. financing arrangements with major debtor defaults, these related parties, large non-cash companies’ liquidity position could transactions. be severely affected. Existence of abnormal In addition to managing debtors, Shareholders’ disputes While the incorporation of proper “reps Issue of qualified audit opinions, or resignation of auditors. A few points to note when and warranties” in investment preparing and reviewing cash flow agreements can protect investor’s forecasts: rights to some extent, the legal The above are just some of the common warning signals. As enforceability of agreements in China Keep abreast of the latest market is sometimes questionable. today’s fraud can take many forms developments. When the market Furthermore, many Chinese owners and is sometimes complex, situation becomes more volatile, are not willing to hand over their investors should consider bringing focus on accurate, shorter-term management control after the sale of in independent experts to or rolling forecasts, and revisit their majority stake, therefore investors undertake detailed business forecast assumptions more often may not effectively control the review or investigation when (say, bi-weekly or monthly). company’s operations in the event of shareholders’ disputes. The recent necessary. “Stress-test” your investee conflict between the founder of NVC company’s working capital Lighting Holding (HK.2222) and its Cash flows and working capital management regularly, and make sure that foreign partners is a classic example, there is sufficient liquidity to although much extreme. In practice, a good cash flow manage short-term financing and forecast can be an effective tool to significant commitment needs. 8 Spring 2013 e.Bulletin SHINEWING Specialist Advisory Services Limited The conflict has led to a strike and Investors should be reminded that hindered by the local management business suspension in an attempt in China, holding a controlling team, who refused to open the to bring the founder back to the stake on paper does not guarantee financial books for buyer’s due board of directors. investors the right to sell as they diligence. wish. When doing deals in China, Very often, the goals of foreign investors also need to carefully and local partners in joint ventures manage the “relationship” and Conclusion might be different, e.g. foreign “communication” with their local No one has a “crystal ball” and can partner looks for market partners. Earlier in this year, Actis, accurately foresee all hidden risks expansion and quick profit return, a British private equity firm and associated with its investments. To while the local partner looks for controlling shareholder of the reduce the chance of investment technology advancement. To popular mainland hotpot chain, failure and minimise the risk, investors reduce the chance of disputes, Xiabu Xiabu Catering Management should always take precautionary investors should not only carry out encountered great pressure from measures, such as regularly thorough background checks on the Chinese founding family when monitoring their investments and owners and managers before the it tried to sell its stake to its staying alert of any unusual warning deal, but also need to look for, and preferred buyers, who offered more signs. work with the local partners attractive prices than other bidders. towards common business goals The potential sale was once during the investment stage. The “exit” challenges Many investors will consider an “exit” of their investment several years after making their initial investment in a company. june.siu@shinewing.hk corporate finance 9 Spring 2013 e.Bulletin SHINEWING Specialist Advisory Services Limited Knowledge Recovery and Reorganisation Three Musketeers in company, including but not limited Receivers & Managers insolvency administrations: to carrying on businesses, (Receivers) Provisional liquidators, preparing cash flow forecasts, Receivers are usually appointed by reporting to court and obtaining debenture holders according to the offer from potential buyer terms of a debenture or loan regarding future selling of assets. document. Receivers, being an agent PLs generally do not have the of the company, are usually appointed power of sale unless ordered by to preserve and realise the charged the court. assets and repay the secured debts of Liquidators and Receivers Do you know these three musketeers and some of the differences between them? This article gives you a brief introduction of these musketeers, their roles, duties and powers in company’s the debenture holders. Powers of insolvency administrations. Receivers are governed by the Provisional Liquidators (PLs) PLs could be appointed in a creditors voluntary liquidation (S.228A of Companies Ordinance (Cap.32)(CO)) or compulsory liquidation. There is no specific qualification for the appointment PLs except for the appointment under S.228A where the appointees must be a solicitor or professional accountant under the Professional Accountants Ordinance (Cap.50). PLs usually have limited powers as given by a court order. Key responsibilities of PLs are preserving assets of the Liquidators (Ls) debenture and/or appointment Under normal circumstances, Ls document, which may include are appointed at the first creditors’ collecting, realising and selling of the meeting. In a compulsory winding- charged assets. Upon the up, a court order for appointment appointment of Receivers, directors’ is required. Since the PLs (if any) powers have ceased except to assist have preserved assets and Receivers to understand the maintained status quo for the company’s previous affairs / company, Ls may decide to realise transactions. Receivers have no duty the assets in good faith and to carrying on the business of the exercise powers. Amongst other company unless it is justified that duties, Ls are also bounded to trading-on would generate profits. carrying out statutory Otherwise, Receivers may be investigations into the company’s personal liable for the trading losses. affairs and directors’ conduct in Company in receivership does not order to safeguard the interest of mean that it has been wound-up. all creditors and contributories. However, in most cases, unsecured creditors would petition to the court for a company’s winding-up subsequent to the appointment of Receivers. 10 Spring 2013 e.Bulletin SHINEWING Specialist Advisory Services Limited Differences between PLs, Ls but an insolvent company may primarily duty are acting in the interest and Receivers have Receivers and Ls (or PLs) of secured creditors while liquidators A company in liquidation could have co-exist. In most cases, secured are acting in the interest of all PLs and followed by Ls when a creditors, usually banks, would creditors. Liquidators have extensive winding-up order is made. appoint Receivers but not putting powers of investigation, which are not However, Receivers are usually the Company into liquidation, for available to Receivers. Receivers are appointed by debenture holder prior the purpose of realising the usually indemnified by company’s to the time when PLs or Ls are charged assets on a trading-on assets if validly appointed but they appointed. basis in priority to all other become the principal if recovery unsecured creditors. Receivers actions are not endorsed by the Companies appointed Receivers do under the CO are required to pay liquidators. not mean the company is insolvent preferential debts, but their Provisional Liquidators Insolvency administration Receivers and Managers Liquidators 11 Spring 2013 e.Bulletin SHINEWING Specialist Advisory Services Limited SHINEWING SAS’s expertise in the PRC Enterprise Bankruptcy Law Alan Tang, the head of SAS, was In total, over 1,500 participants, a technical paper on “Confronting invited to speak at more than six mostly are government officials, Practical Challenges and Pursuing local and international forums to PRC senior bankruptcy judges, Creative Solutions” which was share his views and expertise, from bankers, investors, lawyers, issued in July 2012 under the 24th an experienced insolvency academics and insolvency technical paper of the INSOL practitioner’s perspective, in PRC practitioners joined these forums. Technical Papers Series. enterprises’ restructuring and Alan’s participation in these events insolvency related matters, in 2012. was also reported in the newsletter Under the leadership of Alan, our These forums included a training of of SHINEWING Beijing issued in SAS team is dedicated to promote some 200 senior PRC bankruptcy January 2013 and Ningbo Finance the perfection of PRC Enterprise judges in a World Bank sponsored Magazine issued in February 2013. Bankruptcy Law and to assist our clients in resolving the practical training program at the Beidahe National Judges College near Apart from the above conferences, restructuring and insolvency issues Beijing, INSOL International Beijing Alan is also one of the co-authors of they encounter. PRC seminar, the fourth annual conference for the East Asian Association of Insolvency & Restructuring, the fifth China Bankruptcy Law Forum organised by the Supreme People’s Court of the PRC, Seminar on corporate restructuring and precautions for bankruptcy organised by Ningbo Financial Association and the Restructuring and Insolvency Faculty lunch seminar organised by Hong Kong Institute of Certified Public Accountants. 12 Spring 2013 e.Bulletin SHINEWING Specialist Advisory Services Limited Upcoming events FIS Insight workshops Forensics & Investigation Services Topics of the workshops are: Disputes need to be resolved efficiently. They usually involve disagreement amongst shareholders or Digital Forensics and beyond – 6 March 2013 family members, breaches of contracts, suspected What are digital investigations? fraud, employee misconduct, litigation and asset Digital evidence awareness and related challenges tracing. The approach of a computer forensics examiner Modus operandi and motives – suspect profiling Evolution of computer forensics and crime SHINEWING’s forensic accounting and investigation experts act professionally and independently to meet with clients’ needs. Building up your digital evidence – e-discovery 20 March 2013 Details of the workshops and registration Digital evidence and computers arrangements will be announced under separate A sea full of artifacts – types of evidence emails. The Good, the Bad and the Ugly – protect your information Case study – war stories on cases with digital evidence Hands-on with Intella… (TBC) Intella as an investigative tool The players – team alpha, beta and bravo Concepts and tagging – finding the needle… Case study – examine, tag and report Feedback from readers is essential to our success. We welcome and value your comments or suggestions. Feel free to contact us for any questions as well. © 2013 SHINEWING Specialist Advisory Services Limited. All rights reserved. The aim of this newsletter is to provide information relating to recent business developments. The information is general in nature and it is not to be taken as a substitute for specific advice. Accordingly, SHINEWING accepts no responsibility for any loss on the information contained herein without further consultation with ourselves. (SAS – 004) 13