BMS Personal Financial Management Program Money Management made easy. Synopsis of the BMS Personal Financial Management Program lessons. Part 1 — The Big Picture Part 4 — Doing it! Session 1: What is Money? Session 2: When Money is More than Money Session 3: I’m Dreaming of a ... Session 1: Are We There Yet? Session 2: Bookkeeping Once a Month Session 3: Why Can’t I Stick to a Spending Plan? Part 2 — Goal Planning Part 5 — Debt Management Session 1: Goal Planning Session 2: Write it Down, Make it Happen Session 3: Time Matters Session 4: Oh Yeah, That’s Where I Was Going Session 5: I Want a Pet. Butterfly, Goldfish or Dog? Session 6: I Want a Dog. You want a Cat Session 7: A Backbone, Not a Brick Wall Session 8: A Goal is a Goal is a Goal Session 9: Keys to Successful Goal Setting Session 1: Credit Cards – Yipee! Session 2: Good Debt Bad Debt Session 3: Smart Debt Repayment Session 1: Your Spending Plan Session 2: Spending Session 3: The Not so Monthlies Session 4: Saving to Reach Your Goals Session 5: Yikes! I Can’t Save That Much Every Month! Session 6: Net Income Session 7: Time to Crunch The Numbers www.bemoneysmart.ca Session 1: Organizing Habits Session 2: Setting Priorities Session 3: Knowledge is Power Part 7 — Dealing with Financial Uncertainty Part 3 — Your Spending Plan Be Money Smart Part 6 — Effective Financial Habits Session 1: Biggest Mistake Made by Sporadic Income Earners Session 2: The Last Minute Rescue Session 3: Survival Planning Part 8 — Useful Tools Session 1: 20 Terrific Tips Session 2: Listing of Expenses info@bemoneysmart.ca