On the Horizon April 10, 2012 Current practice issue Jumpstart Our Business Startups Act GASB issues two new standards OCC releases guidance on troubled debt restructurings Current practice issue Accounting for tenant allowances Questions often arise as to how a lessee should account for proceeds derived from incentives or allowances that are frequently offered by lessors in many leasing contracts. The correct accounting for these amounts depends on how the lessee uses the proceeds. If a cash allowance is used to pay moving costs, for example, the allowance is accounted for as an incentive, recorded as a deferred credit, and included in the determination of straight-line rental expense. If the allowance relates to lessee construction of leasehold improvements, however, it may not qualify as an incentive and would require additional analysis. In all situations, the first consideration is whether the lessee will own the leasehold improvements. If so, the allowance would be accounted for as an incentive, and the lessee would record the improvements and related depreciation over the shorter of either their useful life or the lease term. © 2011 Grant Thornton LLP. All rights reserved. This Grant Thornton LLP On the Horizon provides information and comments on current accounting issues and developments. It is not a comprehensive analysis of the subject matter covered and is not intended to provide accounting or other conclusions with respect to the matters addressed in this issue. All relevant facts and circumstances, including the pertinent authoritative literature, need to be considered to arrive at accounting that complies with matters addressed in this publication. For additional information on topics covered in this publication, contact a Grant Thornton client-service partner. On the Horizon April 10, 2012 If it will not own the leasehold improvements, then the lessee would need to evaluate whether it is involved with the construction of the leasehold improvements. The lessee’s involvement could take many forms, but the two most common forms are to be (1) primarily obligated under the construction contract, or (2) responsible for cost overruns. The test to determine whether the lessee is involved in construction is complicated and often leads to a conclusion that the lessee is involved and is the deemed owner of the improvements during the construction period. If the lessee is not involved in construction, the activity is usually managed and financed by the lessor, and there is no accounting impact on the lessee’s books. If it is involved in the construction of the leasehold improvements, then the lessee would account for the leasehold improvements as owned assets during the construction period. When the assets are placed into service, the lessee would analyze whether the assets can be derecognized using the accounting rules for a sale-and-leaseback arrangement. If the transaction qualifies for saleand-leaseback accounting, it would then be evaluated to determine whether it should be accounted for as an operating lease or a capital lease in the usual way. But if the transaction fails to qualify for sale-and-leaseback accounting, the improvements would remain on the lessee’s books, and the transaction would be accounted for as a financing. Real estate lease Construction allowance? Yes Yes Lessee owns improvements? Record allowance as an incentive and amortize over the lease term No No Lessee involvement in construction? Record allowance as a cost reimbursement The following flowchart summarizes this decision-making process. Yes Sale-and-leaseback accounting 2 On the Horizon April 10, 2012 Jumpstart Our Business Startups Act JOBS Act signed into law On April 5, President Obama signed the Jumpstart Our Business Startups (JOBS) Act into law. The JOBS Act is intended to foster job creation and economic growth by assisting smaller companies in accessing the capital markets. The JOBS Act creates a new category of issuers called “emerging growth companies” (EGCs). An EGC is generally an issuer with annual gross revenues of less than $1 billion during its most recently completed fiscal year. However, an issuer cannot qualify as an EGC if its first sale of equity securities pursuant to an effective registration statement occurred on or before December 8, 2011. An EGC is afforded certain reduced regulatory and disclosure requirements for up to a maximum of five years following its equity initial public offering (IPO). Certain of those accommodations are available only in connection with an IPO registration statement, and others extend to other registration statements or to periodic or other reports. Certain of the accommodations available to an EGC include Providing only two years of audited financial statements in its equity IPO registration statement Excluding selected financial data for any period prior to the earliest audited period included in its equity IPO registration statement Complying with any new or revised accounting standards when they become effective for companies that are not issuers Scaling executive compensation disclosures to the level provided by smaller reporting companies Submitting draft equity IPO registration statements for confidential review by the SEC staff prior to public filing Providing temporary exemption from Section 404(b) of the Sarbanes Oxley-Act, which requires auditor attestation regarding a company’s internal control over financial reporting Any future PCAOB rules, if adopted, requiring mandatory audit firm rotation or supplements to the auditor’s report Certain current and future executive compensation–related disclosures An issuer continues to maintain its EGC status until the earliest of (1) the last day of the fiscal year in which it had total annual gross revenues of $1 billion or more, (2) the last day of the fiscal year following the fifth anniversary of its equity IPO, (3) the date on which it has, during the previous three-year period, issued more than $1 billion in non-convertible debt or, (4) the date on which it becomes a “large accelerated filer.” Other provisions of the JOBS Act that are not limited to EGCs include increasing the Regulation A offering threshold from $5 million to $50 million and raising the Securities Exchange Act of 1934 Section 12(g) registration threshold from 500 to 2,000 shareholders with certain nonaccredited investor limitations for issuers that are not banks and bank holding companies. CorpFin sets procedure for confidential submission of draft registration statements for EGCs The staff of the SEC’s Division of Corporation Finance (CorpFin) announced that until a system for electronic submission of confidential filings of EGCs is in place, the confidential filings should be submitted either in text-searchable PDF format on a CD/DVD or in paper form. This requirement applies whether the issuer is a domestic company or foreign private issuer. CorpFin will then contact the issuer to confirm receipt and to 3 On the Horizon April 10, 2012 notify it of the review office to which the registration statement was assigned. GASB issues two new standards The Governmental Accounting Standards Board (GASB) recently published the following two accounting standards: Statement 65, Items Previously Reported as Assets and Liabilities, which clarifies the presentation of deferred outflows of resources and deferred inflows of resources Statement 66, Technical Corrections – 2012 – an amendment of GASB Statements No. 10 and No. 62, which eliminates inconsistencies in previously issued standards OCC releases guidance on troubled debt restructurings The Office of the Comptroller of the Currency (OCC) recently released OCC 2012-10, “Troubled Debt Restructurings,” to address numerous queries received from bankers and examiners on the accounting and reporting for troubled debt restructurings (TDRs), especially for loan renewals and extensions of substandard commercial loans. OCC 2012-10 reviews the authoritative guidance on identifying a TDR, including the changes codified in Accounting Standards Update 2011-02, A Creditor’s Determination of Whether a Restructuring is a Troubled Debt Restructuring. It also discusses how to account for the loan after it has been identified as a TDR. Both of these Statements are effective for reporting periods beginning after December 15, 2012. In both cases, early adoption is permitted. 4