CA$H COUR$E Fall 2014 Personal Finance for Graduate, Professional and Undergraduate Students 12:30 – 1:30 pm | Lunch Available @ 12:15 Wed., October 22 Thurs., November 6 Wed., November 19 Wed., December 3 PERSONAL FINANCE SUCCESS STRATEGIES WISE USE OF CREDIT INVESTMENT BASICS: SAVING FOR YOUR LIFE GOALS STUDENT LOANS: WHAT YOU NEED TO KNOW Bache Auditorium, Malott Hall Stocking Hall Conference Center Bache Auditorium, Malott Hall G10 Biotechnology Bldg. Professor Bogan will lead a discussion on personal finances with an emphasis on providing critical thinking skills that graduate students need in order to make successful personal finance decisions today and in the future. Learn about tools and strategies for budgeting, becoming informed consumers, and interacting with financial service professionals. Maintaining good credit is more than just paying off your balance. Understand the different credit resources available. Learn how to obtain, interpret, and improve your credit score. Most importantly, learn how to successfully create a budget plan to minimize worry, prepare for unplanned expenses, and achieve your short and long term financial goals. Just placing your money in a savings account will not cut it as taxes and inflation will quickly erode your buying power. The world of investing can be extremely intimidating, and the messages we hear can be confusing. By the end of the session, you will be able to describe the building blocks of an investment portfolio in relation to your tolerance for risk and your investment time horizon. This session will clarify the different types of student loans available, and discuss how to manage your spending while in school and how to borrow smart. Planning to repay a student loan is critical in this process; the session will show you how to estimate what you will owe and help you understand repayment options, including deferments/forbearance, forgiveness/discharges, and consolidation. Presenter: Vicki Bogan, Associate Professor, Dyson School of Applied Economics and Management; Director, Institute for Behavioral and Household Finance Presenter: Brendan Wilbur, IDA/ Financial Counseling Program Director, Alternatives Federal Credit Union Presenter: Paul Strebel, Co-Founder and Business Development Coach, Strebel Planning Group, and Lecturer, School of Hotel Administration, Cornell University Presenter: Gretchen Ryan, Associate Director of Customer Service and Community Relations, Office of Financial Aid and Student Employment, Cornell University Space is limited, please RSVP: www.gradschool.cornell.edu/life-cornell/cornell-resources/financial-management Questions – contact: janna.lamey@cornell.edu REGISTER HERE Co-Sponsors: Graduate School | Cornell Human Resources | Cornell Law School | College of Veterinary Medicine | Johnson Graduate School of Management Center for Teaching Excellence |Cornell Career Services |Office of Academic Diversity Initiatives International Students and Scholars Office |Office of Financial Aid and Student Employment Cornell University Center for the Integration of Research, Teaching, and Learning (CU-CIRTL)