Social vulnerability assessment of flood prone areas in Flanders. Ingrid Coninx and Kris Bachus Research group Environmental Policy and Sustainable Development, HIVA - Katholieke Universiteit Leuven, Belgium Correspondence: Ingrid Coninx, Parkstraat 47 bus 5300, 3000 Leuven, Belgium. Email: Ingrid.Coninx@hiva.kuleuven.be Abstract: Flood risks are expected to increase in North-western European countries, due to (among others) climate change. Acknowledging that full avoidance of floods is difficult to reach; current flood risk management is directed to give ‘space to the river’ while reducing the probability of harmful flooding and the consequences of flooding, like tangible (e.g. material losses) and intangible impacts (e.g. non-material losses). The focus of this paper is on intangible impacts. Empirical research has demonstrated that some population groups are more vulnerable towards intangible flood impacts than others, like elderly, ill people, immigrants, single parents, financially deprived people and people living in one-storey houses (Tapsell and Tunstall 2001; Werrity et al. 2007; DEFRA/EA 2003; Cutter et al. 2003; Morrow 1999; Trush et al. 2005). Localization of these people is a prerequisite to develop policy that aims to reduce the intangible impacts. In this paper, the Belgian social flood vulnerability index is developed and applied to five flood prone areas in Flanders. This index enables relative comparison in space and time. Geographical comparison identifies socially vulnerable areas and is carried out at the level of the river catchments (macro), at the level of the municipalities (meso) and at the level of the districts (micro). The change of social flood vulnerability over time is analyzed by the periodic comparison. Linear regression is used to understand the driving forces of current social flood vulnerability and social flood vulnerability change over time. Key words: intangible impact; social vulnerability; flood. Introduction Scientists are warning that the number and intensity of floods are expected to increase in Northwestern European countries. These changes are explained by the growth in human settlements, the human interferences in river systems, the land use changes and the rainfall increase and sea level rise due to climate change. When water reaches society, floods can result in disasters. During several decades, flood management aimed to prevent flooding by technical measures, like dike heightening or river deepening. Many of these measures did not solve the flood problem, but has transferred it to downstream areas. Becoming aware that complete avoidance of floods is not a realistic objective, flood risk management is shifting towards a policy of ‘giving space to the river’. The existence of residual flood risks is acknowledged and flood risk management is focused on both preventing the probability of harmful flooding and limiting the consequences of the residual flood risks through technical and non-technical flood measures. Two types of impacts are caused by floods: tangible and intangible impacts. A tangible impact is defined as a material loss that is directly or indirectly caused by flooding like damage to the house, private property, business or public infrastructure (Werrity et al. 2007). Intangible impact refers to nonmaterial loss or emotional loss, like stress, health impacts, change in risk perception, or loss of social cohesion (Werrity et al. 2007). Avoiding material losses is the main focus of current flood risk management. However, several studies have demonstrated that intangible impacts are experienced as severe as well (Werrity et al., 2007; Grinwis and Duyck, 2001). Furthermore, it is stated that particular population groups suffer more from these intangible impacts than others due to inability to cope with flooding (Thrush et al., 2005; Tapsell and Tunstall 2001; Morrow 1999). To understand and to forecast the potential intangible impacts of residual flood risks, it is necessary to identify the social vulnerability of people. A composite index is a methodology used to identify these vulnerable people (Tapsell et al. 2002; Cutter et al. 2003). This methodology is a quantitative approach that aggregates vulnerability indicators and enables relative comparison of vulnerability in time and space. Based on this social flood vulnerability index, areas are ranked and areas with high vulnerability can be indicated, which are called ‘social hotspot areas’. To limit intangible flood impacts, flood policy should pay extra attention to people in these areas before, during and after flooding. The aim of the paper is firstly, to explore the concepts of intangible impacts and social flood vulnerability in developed countries. And secondly, to apply the social flood vulnerability index to five 2 flood prone areas in Flanders, which is a region in Belgium. Geographical comparison of the indices at the level of the catchments (macro), at the level of the municipalities (meso) and at the level of the districts (micro) will reveal the areas requiring special attention from flood risk managers and emergency managers. The periodic comparison of the indices will clarify the social flood vulnerability change over time. To conclude, driving forces of the social vulnerability in the five flood prone areas are explored. 1 Social flood impacts Let us take a look at the disaster area and explore the tangible and intangible impacts that flood victims often experience in developed countries. Tangible impacts are defined as material losses, (Werrity et al. 2007), for example damage to wall paper, ground floor furniture, damaged crops and destroyed roads. Intangible impacts are impacts that are related to non-material loss or emotional loss (Werrity et al. 2007). Most of these intangible impacts are social impacts, since they are experienced by people and they change the way people live and relate to each other (based on Burdge 1998). These impacts are experienced at the level of the individual, the household or the community. Both tangible and intangible impacts can be caused directly or indirectly by flooding and some of these impacts reinforce other impacts. We will elaborate more on current knowledge of these intangible (social) impacts. Intangible impacts emerge as soon as flooding destroys residential, business, agricultural or public property. Considering a few intangible flood impacts, we start with loss of life. Loss of life is one of the few thoroughly investigated intangible impacts. Jonkman and Kelman (2005) have identified six main causes of death during or after flooding: drowning, physical trauma, heart attack, electrocution, carbon monoxide poisoning and fire. Other impacts are health impacts, like physical health impacts (e.g. injury, colds, skin irritation, exhaustion…) and mental health (e.g. stress, anxiety and depression) (Tapsell and Tunstall 2001; Lamothe et al. 2005). Mental health impacts are experienced as being more severe than physical health impacts and can last longer (Ahern et al. 2005). The inability of meeting basic needs, like water and electricity supply, because of disruption of infrastructure and public services is another intangible impact. The fall-out of electricity and phone contact may hamper emergency and recovery support (Roos et al. 2003). Also, the ordeal of negotiating with insurers and builders has a rather stressful impact. In particular, people have to deal with the slowness of reimbursing claims and conflicting advices (Tapsell and Tunstall 2001). Many people also suffer from time disruption, which refers to the time ‘lost’ because of personal recovery and repairs of the house, cancellation of holiday, time off from work or the lack of leisure time (Grinwis and Duyck 2001). Beside time disruption, several flood victims are exposed to disruption of the financial situation as well, which has two causes. On the one hand, the income cut, due to days off from work or due to business interruption. On the other hand, the occurrence of extensive costs like clean-up costs, costs of living in temporary accommodation, costs of health care and repairing (Twigger-Ross 2005; Tapsell and Tunstall 2001; Walker et al. 2006). Recovery stress, time disruption and financial disruption also affect personal relations. Some studies argue that they positively affect relations, while in other cases the effect is negative (Tapsell et al. 2002; Ketteridge and Fordham 1998). All these intangible impacts may affect people’s attitude and behaviour. Negative attitude emerges when flooding increases distrust regarding governing authority and results in loss of confidence in existing flood protection, flood forecasting and support provision (Defra/EA 2004; Lamothe et al. 2005; Tapsell et al. 2002). However, the flood experience may encourage people to take precautionary measures themselves, which is positive behaviour (Grothmann and Reusswig 2006). Intangible impacts that affect the community are for instance migration, loss of social cohesion and changing policy. During and after the flood, people may leave the flood area. Some might relocate temporarily, while others might decide to migrate forever. Evacuation affects people’s sense of place and therefore also people’s sense of attachment, self-identity and their health (Ohl et al. 2000; Fullilove 1996). Remarkably, flooding may result in a twofold impoverishment of the neighbourhood. Firstly, material impoverishment due to the material damage of infrastructure, rubbish on the streets and damply and dirty living environment. Secondly, the social impoverishment because of the empty houses. It makes people feel insecure and anxious. Both types of impoverishment affect social cohesion of the community (Tapsell et al. 2002). A last intangible impact mentioned here, is the change in policy, which is in particular triggered by large and unexpected floods (Johnson et al. 2003). 2 Social vulnerability of people 2 3 As we have argued in the beginning, some people suffer more or experience more severe intangible flood impacts than others. This is mainly explained by their inabilities to cope with the flooding. In spite of equal material damage, people suffer differently from intangible impacts because some people are more vulnerable towards flooding than others. Vulnerability of people, in this paper is also called social vulnerability and refers to the degree to which an individual or a group of individuals is limited to anticipate, cope with, resist and recover from flooding due to social, economic, political and cultural characteristics of the individuals (based on Blaikie et al. 1994). Aysan (1993) has defined 8 causes that make people more vulnerable to floods than others: Lack of resources Disintegration of social patterns Degradation of the environment and the inability to protect it Lack of access to information and knowledge Lack of public awareness Limited access to political power and representation Certain beliefs and customs Weak buildings or weak individuals In other words, social groups that are considered to be vulnerable towards flood impacts in developed countries are elderly, financially deprived people, ill people, single parents, immigrants and residents of one-storey properties (Tapsell et al. 2002; Cutter et al. 2003). It should be noted that vulnerability is a dynamic concept, since it can change over time and between regions. Why these social groups are they vulnerable towards floods and from which intangible impacts may they suffer disproportionally? Elderly are more vulnerable because of limited mobility, reduced hearing and visual capacities (Tapsell et al. 2002). Many older people have lost their partners and are living on their own or in a home for the elderly. Often, they have limited social networks and few resources (Thrush et al. 2005). As a consequence, they are more susceptible towards physical health impacts and loss of life (Ahern 2005). Furthermore, many older people are unable or unwilling to leave the flood risk area, which increases their risk to live in an impoverished environment temporarily. The recovery of the house is difficult as well, because elderly are dependent on others to clean the dirt and to negotiate with insurers and builders (Walker et al. 2006; Morrow 1999). Financially deprived people are often stuck in a vicious circle of lack of money. On one hand, a budget to increase protection by insurances or private precautionary measures is absent. Therefore, they are more susceptible to material damage. On the other hand, the limited financial resources hamper prosperous recovery. The flood may even aggravate their financial situation, in particular in the absence of insurances. Poor people are most vulnerable to poverty and difficulties in recovery (Walker et al. 2006; Thrush et al. 2005; Morrow 1999). Furthermore, they suffer more from physical and mental health impacts due to worries about financial scarcity and high levels of anxiety. This may affect the family relations of these people (Thrush D. et al. 2005; Walker et al. 2006; Werrity et al. 2007; Morrow 1999). Ill people are hampered by immobility and poor pre-existing health conditions. They are restricted in protecting properties after flood warning and are more susceptible for health impacts, loss of life and problems related to evacuation and recovery (Ramsbottom et al. 2003; defra/EA 2004). Single parents are disproportionally affected by floods because of limited finance and because they have to bear with the flood and care of the children on their own. As a consequence, single parents have a larger risk to stress and depression, recovery problems and difficulties in meeting basic needs like food, housing and emotional support to the children (Tapsell et al. 2002 ; Green 1987 et al. Cited by Walker et al. 2006). Immigrants, and in particular immigrants from developing countries, are more vulnerable because of language problems, lack of flood risk awareness, different culture and traditions and limited economic resources. Therefore they are expected to experience difficulties in understanding flood warnings and difficulties in evacuation and recovery (Thrush et al. 2005). Mobile homes and one-storey houses are housing types that are more vulnerable to intangible impacts like the loss of irreplaceable items, difficult evacuation and recovery and physical health impacts. This is in particular because these houses seldom resist floods and because of the absence of a buffer to move properties upstairs (Thrush et al. 2005; Tapsell et al. 1999; Walker et al. 2006; Tapsell et al. 2001). 3 Methodology: the Belgian social flood vulnerability index We aim to identify people which are vulnerable towards floods in Flanders by means of a social flood vulnerability index. This index enables the indication of social hotspot areas, which are areas occupied 3 4 by a high proportion of vulnerable people. These areas request special consideration by flood risk managers and emergency managers in order to limit intangible impacts. The higher the social flood vulnerability index, the higher the proportion of vulnerable people, the more attention should be paid from the perspective of intangible impact reduction. 3.1 Indicator selection The development of the Belgian social flood vulnerability index is mainly based on studies carried out by Tapsell et al. (2002) and Cutter et al. (2003). In accordance with the above review and the data available in Belgium, we have selected indicators for each vulnerable population group, as there are the elderly, ill people, single parents, the immigrants, the financially deprived people and people living in one-storey houses. <Table 1> Indicators of the Belgian social flood vulnerability index Belgian social flood vulnerability index Population group indicator Elderly Residents aged 75 and over as a percentage of all residents Ill people mobility problems: proportion of people suffering from restrictions in daily activities due to long term illness, handicap or chronic diseases psychological distress: proportion of people suffering from psychological distress Single parents Single parent families as a proportion of all families Immigrants Strata 3 nationalities as a proportion of all residents (Verhoeven 2000) Financially deprived people no basic comfort: cobb-douglas calculation of houses without toilet, bathroom or central heating no-car ownership: proportion of houses without a car no-house ownership: proportion of houses that are rented People living in one-storey one-storey houses: residents of one-storey houses houses as a proportion of all residents In accordance with the social flood vulnerability index of Tapsell et al. (2002), the indicator for elderly includes the proportion of people of 75 years or older. Tapsel et al. (2002) argue that based ‘on epidemiological research, it was clarified that people of 75 years or older have a larger risk to suffer from arthritis, which can be caused by the wet and cold conditions after flooding’ (Tapsell et al. 2002). It is noticed that while most social groups are assessed by one indicator, ill people and financially deprived people are measured by multiple indicators. The proportion of ill people is measured by a aggregation of two indicator used in the national health survey (Scientific Institute of Public Health 2004). Financially deprivation is measured based on three indicators: the proportion of people without house ownership, without car ownership and without basis comfort. The indicator on people without basis comfort is often used in poverty surveys and is based on the proportion of houses without toilet, without bathroom or without heating (FPS Economy s.d.). Immigrants are assessed based on the theory of ethno-stratification of Verhoeven (2000) who has argued that in Flanders, nationalities can be distinguished based on their position at the labour market. Most vulnerable are the nationalities in 4 5 the third stratum which are people from Eastern-Europe and non-European nationalities, except USA, Canada, Australia and Japan. 3.2 Data collection Data on the indicators of the elderly, the financial deprivation, the single parents and the immigrants is collected from the censuses of 1991 and 2001 (FPS Economy 1991 and 2001). Information on the proportion of ill people is collected by the national health survey (Scientific Institute of Public Health 2004)). Data on the one-storey houses are gathered by FPS Economy (s.d). The geographical analysis is based on data at two levels. First level is the level of the municipality. Second level is the district level. This is the lowest possible level to gather census data. A district is a subdivision of a municipality and it includes a number of streets. It should be remarked that districts differ in surface and in number of inhabitants (from 1 up till 3586 inhabitants). The periodic comparison is based on data from 1991 and from 2001. One of the main bottlenecks in this analysis is the unavailability of data for some indicators at the year 1991 or at district level. Therefore, the indicators of ill people and people living in one-storey houses are not included in this research. 3.3 Standardization, weighting and aggregation Every indicator concerns data on the proportion of people and is expressed in percentages (X1, X2, …Xn) = [0 - 1]. Therefore, standardization is not required. Equal weights are attached to each of the indicators, since currently scientific evidence on the interrelationships between the indicators is not yet available. The indicators are aggregated by the geometric mean since the variables are noncomparable and ratio scale.1 n X = social vulnerability indicator I(Y) = ∏ (1-Xi)Wi *100 Wi >0 for i= 1,….n; Y = non-social vulnerability index i=1 S = social vulnerability index I(S) = 100-I(Y) W= indicator weight The Belgian social flood vulnerability index is a figure between 0 and 100 that is attached to a geographical area and that enables relative comparison. The higher the index, the more vulnerable the people in this area are towards floods. 4 Study areas River flooding is the focus of this research. However, the social flood vulnerability index can also used in cases of pluvial and coastal flooding. Several areas in Flanders have been confronted with river flooding in the past, with most severe flooding in 1993, 1995, 1998 and 2002-2003. The surface flooded during 1988 and 2000 is estimated on 43,164 ha, which equals 3.2% of the total surface in Flanders (Van Orshoven, 2001). Urban areas, as well as industrial, agriculture and nature area were exposed. Based on flooded surface and frequency of flood event, 5 areas are selected, which represent about 78% of the total recently flooded area in Flanders. (Van Orshoven 2001) It is the first time social vulnerability assessment is applied to Flanders. <Figure 1> Selected study areas 1. Yser catchment During 1988-2000 about 6,186 ha was inundated in the Yser catchment. Most severe flooding took place in December 1993 and January 1995. The municipalities taken into consideration in this study are the main cities near the Yser: Poperinge, Diksmuide and Nieuwpoort. 2. Dender catchment The Dender is a rain-fed river that enters the Flemish region in Geraardsbergen. The area near the Dender was exposed to severe flooding in December 1993, January 1995, December 1999, 2001 and 1 Ebert and Welsh; Böhringer and Jochem 2006. 5 6 2002-2003. Twelve floods have taken place during 1988 and 2000. The municipalities of Geraardsbergen, Ninove and Denderleeuw are considered. 3. Demer catchment The Demer catchment is characterised by the largest surface recently flooded: 13,559 ha during 22 flood events since 1988. The area near the Demer estuary in Rotselaar has been severely affected during the floods of 1965 and 1966. Many measures are implemented to give space to the rivers in this catchment, while many more planned in the next years. Municipalities in this analysis are HerkDe-Stad, Halen, Scherpenheuvel-Zichem, Diest, Aarschot and Rotselaar. 4. Nete catchment The Nete catchment has been inundated about 8 times during 1988 and 2000. The municipalities selected for this study are Lier, Heist-Op-Den-Berg, Berlaar, Grobbendonk, Zandhoven and Hulshout. 5. Meuse catchment In 1993 and 1995, the Meuse municipalities were shocked by severe flooding of the river. Most of the housing has disappeared from the Meuse riverbed, what limits the consequences of low return periods floods. Examined Meuse municipalities are Lanaken, Maasmechelen, Maaseik and Kinrooi. 5 Results 5.1 Geographical comparison 5.1.1 Macro-level comparison: catchments The first analysis compares the social flood vulnerability of the 5 river catchments. This social flood vulnerability is based on the average vulnerability of the municipalities in each catchment. The average vulnerability for each catchments is calculated according: Σ(SVIm*INHABm)/ INHABc SVIm = social vulnerability index of municipality INHABm=number of inhabitants of the municipality INHABc = number of inhabitants in the catchment <Figure 2> Average social flood vulnerability of river catchments (2001) Based on the results presented in Figure 1 it is concluded that the average social vulnerability of the total study area equals 10.32. This is the degree of social vulnerability in the area. The social flood vulnerability in the Dender (SVI: 10.42) and the Yser (10.39) basins are highest, while the indices in the Nete (SVI: 9.65), the Demer (SVI: 8.99) and the Meuse (SVI: 8.73) basins are lower. What is high social flood vulnerability and what is low social flood vulnerability? In theory, high social flood vulnerability are indices near 100. However, this means that almost all inhabitants are old, immigrants, single parents and financially deprived. This rarely happens at the level of the municipality. Therefore, it is argued to use the average vulnerability of the total study area (10.32) as the threshold level. This means that inhabitants of the Yser and Dender basin are rather highly vulnerable, and require extra consideration in intangible impact reduction. Which vulnerable population group is determining this vulnerability? To answer this research question, data at the level of the districts are analysed by means of a linear regression. 2 <Figure 3> Driving forces of social vulnerability 2 To prevent the influence of outliers on the regression, every district with standardised residuals below -3 and above 3 are eliminated from the dataset. 6 7 The standardized beta coefficients in Figure 3 illustrates the same pattern in each catchment. In particular the high proportion of financially deprived people and single parents are driving forces of social flood vulnerability in these catchments. Elderly are contributing to a smaller extent. The proportion of immigrants seems to be rather low in the Yser and Dender basin, but higher in the Demer and Meuse basin. Thus, in order to reduce the intangible flood impacts, flood measures are advised to be directed in the first place to single parents and financially deprived people in order to decrease their exposure and/or increase their coping capacities. 5.1.2 Meso-level comparison: municipalities Several researchers have warned for the bottlenecks of aggregating data on vulnerability, since aggregation may conceal underlying social hotspots. (O’Brien et al. 2004) <Figure 4 reveals this bottleneck by presenting the social vulnerability index of each separate municipality. Although at the macro scale the Dender basin is most vulnerable, meso-scale comparison demonstrates that municipalities of other catchments, like Nieuwpoort, Lier and Diest are more vulnerable than the Dender municipalities (Geraardsbergen, Ninove and Denderleeuw). Furthermore, it can be concluded that there is a large variety in vulnerability in each basin, except for the Dender basin. In specific, vulnerability ranges from 9.55 to 12.42 in the Yser basin, from 7.39 to 12.36 in the Nete basin, from 7.39 to 10.58 in the Demer basin, from 10.07 to 10.58 in the Dender basin and from 6.34 to 10.09 in the Meuse basin. The most vulnerable municipalities are Nieuwpoort (Yser basin), Lier (Nete basin), Diest (Demer basin), Geraardsbergen (Dender basin) and Ninove (Dender basin). These figures indicate a rather high proportion of vulnerable people what may result in more severe intangible impacts given the same flood characteristics. <Figure 4> Social flood vulnerability of municipalities (2001) 7 8 5.1.3 Micro-level comparison: districts The last geographical comparison is based on the smallest level of available data, the district level. The comparison aims to identify areas the policymakers should pay attention to. As mentioned above, we will use the average vulnerability and average population per district as threshold levels to argue what is high or low vulnerability. Two types of areas distinguished. The first type of areas are called social hotspot areas, which refer to areas with high vulnerability index and large population, thus districts with an vulnerability larger than 10.3 and more than 374 inhabitants. These districts are located in the upper right rectangle in the below scatter plots. The second type of area is ‘alert area’, which are districts with high vulnerability (>10.3), but are inhabited by a few people (<374). These districts are situated in the upper left rectangle of the scatter plots below. Social hotspot areas are considered to be more critical, since many people are involved. (scatterplots) <Table 2> number of people in social hotspot areas and alert areas <Table 2 presents the number of people in the social hotspot and alert areas. About 36,700 persons are living in the social hotspot areas in the Dender basin, which equals 44% of the population in the three selected municipalities. The second largest proportion of people in social hotspot areas are in the Yser basin and the Nete basin. The proportion of people living in alert areas is about 6.6% in the Dender basin, 2.5% in the Yser basin, 2.4% in the Demer basin, 2% Nete basin and 1.7% in the Meuse basin. The full use of these indices at the micro level will be clear when this information is combined with flood maps, revealing the actual number of people that is socially vulnerable towards floods and that is actual at risk of flooding. This is one of the objectives of our further research. 5.2 Periodic comparison In the context of climate change, where it is expected that flooding will occur more frequently and more intensely, it is important to understand how vulnerability might change. Therefore, we start to consider the vulnerability change in the past by comparing the census data at the level of districts in 1991 and in 2001. Although we expected average social vulnerability to increase because of expectations in increasing proportions of single parents, elderly and foreigners, <Insert> Figure 5 reveals the opposite in all catchments. The largest decrease in social vulnerability is in the Yser and the Dender basin. <Insert> Figure 5 comparison of social vulnerability in 1991 and 2001 3 Vulnerability has increased in some districts, and decreased in others. Another regression analysis is carried out to examine the explaining variables of change. <Insert> Figure 6 driving forces of social flood vulnerability change In the districts where vulnerability has increased since 1991, this is mainly caused by the increasing proportion of single parents and financially deprived people, except for the Nete basin, where in particular the proportion of elderly has contributed the most to the vulnerability increase. In the districts that have known a decrease in social vulnerability, this is caused by a decrease in the proportion single parents and financially deprived people, except for the Meuse basin, where in particular the decreasing proportion of immigrants and single parents has contributed the most to the vulnerability decrease. Conclusion and discussion The paper starts from the acknowledgment that the assessment of people which are vulnerable towards floods is of importance in order to estimate intangible flood impacts and to develop policy aiming to reduce the intangible flood impacts. In Flanders, research on the social aspects of flood 3 Social flood vulnerability index is expressed from 0 to 1. 8 9 impacts is rather limited and this paper is the first to apply the social flood vulnerability index to flood prone catchments in Flanders. In this paper, the Belgian social flood vulnerability index is developed based on previous research and on data available in Belgium. One of the bottlenecks in current research is the unavailability of data on some indicators. From the geographical analysis it is concluded that social vulnerability is highest in the Dender and Yser basin among the 5 selected flood prone areas. The regression analysis clarifies that the driving forces of social vulnerability are mainly the proportion of single parents and financially deprived people. Those population groups have a larger risk to suffer from intangible impacts like disruption of physical and mental health, disruption of time spending and financial situation, difficulties in meeting basic needs and recovering their house. Towards policymakers, these results indicate that measures to reduce intangible impacts should be directed to these population groups in the first place, for instance by extra financial support, risk communication and spatial planning. Meso-level analysis reveals the bottlenecks of aggregation, as none of the Dender municipalities belong to the top 3 of most vulnerable municipalities. Two types of areas are distinguished in the micro-level analysis: the social hotspot areas which include districts with high social vulnerability and high population number, and alert areas which include districts with high social vulnerability and low population number. Results of the micro-level analysis are useful for flood risk managers when combined with detailed flood and land-use maps. The periodic comparison of vulnerability in 1991 and in 2001 has shown that social flood vulnerability is decreasing overall. In districts where vulnerability has increased, this is mainly due to increasing proportion of single parents and financially deprived people. Both variables seem to be the driving forces in districts where vulnerability has decreased over time. Further research will focus on the methodological improvement of the social flood vulnerability index by assigning appropriate weights to the indicators. Another scientific challenge is the validation of this methodology in Flanders, which is difficult because of the limited data availability on the intangible impacts of historical floods. The Belgian social flood vulnerability index presented here is only one part in the integrated assessment of flood impacts. The findings should be integrated in the work carried out by hydrologists, economists and ecologists in order to be of full use to assist policymakers in setting policy priorities. This methodology is currently in development within the Belgian ‘Adapt project”. Acknowledgment The work reported in this paper will be carried out within the ‘Adapt project’ and is financed by the Belgian Science Policy. (http://www.ulb.ac.be/ceese/ADAPT/Home.html) I am also grateful to my colleague Wim Van Opstal for the support in statistics. 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