08/2014 AAIS FLOWCHART FARMOWNERS PROGRAM FORMS Number Edition ONE OF THESE FO-1 FO-2 FO-3 FO-4 FO-0005 1.0 1.0 1.0 1.0 02/00 Dwelling Coverage Basic Dwelling Coverage Broad Dwelling Coverage Special Renters Form Dwelling Coverage Special (Dwelling & contents) ALL POLICIES FO-6 FO-20 1.0 1.0 Farm Coverage and Additional Policy Conditions and Property Coverage Terms IF LIABILITY COVERAGE IS WRITTEN (For farm and personal liability-individual owns farm) GL-2 FO-5670 ML-FP GL-76 GL-95 2.0 07/14 2.0 2.0 1.0 Personal Liability Coverage (Farm) Limited Fungi, Wet Rot or Bacteria Coverage Limited Farm Pollution Farm - Employer's Liability Coverage (Attach only if you are including Employer's Liability) Products Aggregate Limit (Mandatory for WRC companies) (Corporation owns farm) GL-610 FO-5671 GL-9 ML-FP GL-872 2.0 07/14 1.0 2.0 3.0 Commercial Liability – Farm premises and operations Limited Fungi, Wet Rot or Bacteria Coverage Personal Liability (if individual desires personal liability coverage) Limited Farm Pollution Farm - Employer's Liability Coverage (Attach only if you are including Employer's Liability) _________________________________________________________________________________________________________________________________________________________________________________ ALL POLICIES - MANDATORY ENDORSEMENTS FO-0217 FO-0675 FO-5710 GL-0810 GL-890 GL-10 11/08 10/06 03/12 03/05 2.0 2.0 Water Exclusion Endorsement Virus or Bacteria Exclusion WI Amendatory Endorsement Migrant and Seasonal Agriculture Worker Protection Act Exclusion Lead Liability Exclusion Punitive Damage Exclusion __________________________________________________________________________________________________________________________________________________________________________________ OPTIONAL ENDORSEMENTS CMC-1 DED FO-15 FO-25 FO-26 FO-27 FO-30 FO-41 FO-48 FO-54 FO-55 FO-60 FO-61 FO-61A FO-65 FO-68 FO-69 03/92 08/96 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Contaminated Milk Deductible Actual Cash Value Consent to Move Mobile Collision or Upset Secured Party’s Interest Incidental Property Coverage.-Higher Additional Insureds Related Private Structures Earthquake Replacement Value Debris Removal Scheduled Personal Property Scheduled Personal Property Coverage C (higher limit) Scheduled Glass Business Property - Business Occupancy on the Insured Premises FO-75 FO-123 FO-125 FO-0145 FO-151 FO-170 FO-181 FO-184 FO-200 FO-0208 FO-5208 1.0 1.0 1.0 02/00 1.0 1.0 1.0 1.0 1.0 11/08 04/11 FO-216 FO-255 FO-256 FO-257 FO-304 FO-307 FO-309 FO-323 FO-324 FO-330 FO-340 FO-341 FO-342 FO-345 FO-346 FO-347 FO-348 FO-349 FO-350 FO-352 FO-354 FO-356 FO-360 FO-361 FO-362 FO-363 FO-364 FO-400 FO-410 FO-5001 FO-5002 FO-5003 FO-5004 FO-5006 FO-5007 FO-5008 FO-5011 FO-5012 FO-5016 FO-5017 FO-5020 FO-5022 FO-5024 FO-5025 FO-5026 FO-5027 FO-5032 FO-5803 FO-5823 HO-5831 FO-0794 FO-9003 GL-9 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 02/00 02/00 12/10 12/10 12/10 12/10 01/11 12/10 01/11 12/10 12/10 12/10 12/10 01/11 01/11 01/11 01/11 01/11 01/11 11/13 07/14 07/14 08/11 09/02 04/09 1.0 Amendment of Vacancy or Unoccupancy Pollutant Clean Up and Removal Dwelling Under Construction - Theft Expanded Replacement Cost of Terms Increased Coverage A Limit - No Private Structures Computers Deferred Premium Automatic Adjustment of Limits Replacement Cost Terms - Mobile Homes Water Back Up And Sump Discharge Or Overflow - $5000 Limit and $250 Deductible or Water Back Up And Sump Discharge Or Overflow - $1000 Limit or Limit Shown on Declaration and Deductible Same As Policy Deductible Premises Alarm or Fire Protection System Repair Cost Terms Modified Replacement Cost Terms Ordinance or Law - Farm Barns, Buildings, and Structures Restriction of Individual policy Sprinkler Leakage Other Location Weight of Ice, Snow or Sleet Winter Perils - Livestock Incidental Property Coverages - Higher Limits Limited Perils - Coverages E, F, and G Replacement Cost Terms - Farm Barns, Buildings, and Structures Deductible Amounts Theft of Building Materials - Farm Barns, Buildings, and Structures 4-H and F.F.A. Animals Windstorm or Hail - Dairy and Farm Products in the Open Animal Boarding Livestock-Suffocation Debris Removal - E and F Peak Season Inventory - Farm Personal Property Earthquake - Coverages E, F, and G Added Animal Perils Farm Machinery Property in Transit - Coverages F and G Special Form Coverage - Farm Barns, Buildings, and Structures Repair or Rebuilding Requirement Replacement Cost Provision For Well Pumps Farm Income Coverage Farm Income Coverage - Schedule of Operations Extended Watercraft Liability Office, School or Studio Use Additional Premises Coverage Recreational Vehicle Liability (4 Wheeler & Snowmobile) Additional Insured - Insured Premises Coverage Additional Insured - Lessor or Leased Equipment Additional Insured Farm Pac - Limited Farm Pac - Extended Endorsement Rebuilding Clause Total Loss Endorsement Silo Unloader Collision Coverage Barn Glass Breakage Added Perils Refrigerated Milk Spoilage Emergency Produce Removal Agricultural Machinery and Equipment Rental Reimbursement Add'l Insured Manager or Lessor of Premises Exclusion to Metal Roof for Appearance Loss Caused By Hail Exclusion of Mismatched Property that is Undamaged Undamaged Siding and Roofing Materials Coverage Identity Fraud Expense Coverage Damage Caused by Livestock Personal Liability Coverage GL-40 1.0 GL-70 2.0 GL-71 2.0 GL-72 2.0 GL-73 2.0 GL-74 2.0 GL-74A 12/93 GL-75 2.0 GL-76 2.0 GL-78 2.0 GL-80 2.0 GL-81 2.0 GL-82 2.0 GL-84 2.0 GL-90 1.0 GL-91 1.0 GL-92 1.0 GL-95 1.0 GL-108 1.0 GL-500 1.0 GL-612 1.0 GL-614 1.0 GL-615 1.0 GL-872 3.0 GL-904 2.0 ML-405 1.0 SP-1 05/83 SP-2 05/83 SP-4 06/93 SP-5 05/84 SP-8 10/93 TMS-217 01/82 WMS-122 2.0 WRC-304 12/89 WAMIC/ACVR-4 1.0 Structures Rented to Others Additional Insured - Persons or Organizations Additional Insured - Partners or Co-owners Additional Insureds Additional Residences or Farms - Rented to Others Business Activities Special Activities Custom Farm Work Farm - Employer's Liability (Use only with GL-2) Fruit or Vegetable Picking - By Public - Horse Boarding Operations Office, Professional, Private School, or Studio Occupancy Personal Injury - GL-2 only Watercraft Care Provided For Others Incidental Business Pursuits - Be sure to exclude product & completed operations Supplemental Declarations Crop Dusting and Spraying Operations Product Aggregate Limit Additional Insureds Unregistered Farm Truck Deletion of Certain Exclusion(s) Farm Chemicals Limited Liability Exclusion of Products/Completed Work Coverage Farm - Employer's Liability Coverage (use only with GL-610) Personal and Advertising Injury Liability Coverage (GL-610 Only) Windstorm or Hail Deductible Semen Tank and Contents Farm Equipment Floater Miscellaneous Special Property Special Property-Computer Scheduled Property-Limited Perils Special Property Hired and Non Owned Auto Exclusion ACV Settlement, Losses To Roof Surfacing