08/2014
AAIS FLOWCHART
FARMOWNERS PROGRAM
FORMS
Number
Edition
ONE OF THESE
FO-1
FO-2
FO-3
FO-4
FO-0005
1.0
1.0
1.0
1.0
02/00
Dwelling Coverage Basic
Dwelling Coverage Broad
Dwelling Coverage Special
Renters Form
Dwelling Coverage Special (Dwelling & contents)
ALL POLICIES
FO-6
FO-20
1.0
1.0
Farm Coverage and
Additional Policy Conditions and Property Coverage Terms
IF LIABILITY COVERAGE IS WRITTEN
(For farm and personal liability-individual owns farm)
GL-2
FO-5670
ML-FP
GL-76
GL-95
2.0
07/14
2.0
2.0
1.0
Personal Liability Coverage (Farm)
Limited Fungi, Wet Rot or Bacteria Coverage
Limited Farm Pollution
Farm - Employer's Liability Coverage (Attach only if you are including Employer's Liability)
Products Aggregate Limit (Mandatory for WRC companies)
(Corporation owns farm)
GL-610
FO-5671
GL-9
ML-FP
GL-872
2.0
07/14
1.0
2.0
3.0
Commercial Liability – Farm premises and operations
Limited Fungi, Wet Rot or Bacteria Coverage
Personal Liability (if individual desires personal liability coverage)
Limited Farm Pollution
Farm - Employer's Liability Coverage (Attach only if you are including Employer's Liability)
_________________________________________________________________________________________________________________________________________________________________________________
ALL POLICIES - MANDATORY ENDORSEMENTS
FO-0217
FO-0675
FO-5710
GL-0810
GL-890
GL-10
11/08
10/06
03/12
03/05
2.0
2.0
Water Exclusion Endorsement
Virus or Bacteria Exclusion
WI Amendatory Endorsement
Migrant and Seasonal Agriculture Worker Protection Act Exclusion
Lead Liability Exclusion
Punitive Damage Exclusion
__________________________________________________________________________________________________________________________________________________________________________________
OPTIONAL ENDORSEMENTS
CMC-1
DED
FO-15
FO-25
FO-26
FO-27
FO-30
FO-41
FO-48
FO-54
FO-55
FO-60
FO-61
FO-61A
FO-65
FO-68
FO-69
03/92
08/96
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Contaminated Milk
Deductible
Actual Cash Value
Consent to Move Mobile
Collision or Upset
Secured Party’s Interest
Incidental Property Coverage.-Higher
Additional Insureds
Related Private Structures
Earthquake
Replacement Value
Debris Removal
Scheduled Personal Property
Scheduled Personal Property
Coverage C (higher limit)
Scheduled Glass
Business Property - Business Occupancy on the Insured Premises
FO-75
FO-123
FO-125
FO-0145
FO-151
FO-170
FO-181
FO-184
FO-200
FO-0208
FO-5208
1.0
1.0
1.0
02/00
1.0
1.0
1.0
1.0
1.0
11/08
04/11
FO-216
FO-255
FO-256
FO-257
FO-304
FO-307
FO-309
FO-323
FO-324
FO-330
FO-340
FO-341
FO-342
FO-345
FO-346
FO-347
FO-348
FO-349
FO-350
FO-352
FO-354
FO-356
FO-360
FO-361
FO-362
FO-363
FO-364
FO-400
FO-410
FO-5001
FO-5002
FO-5003
FO-5004
FO-5006
FO-5007
FO-5008
FO-5011
FO-5012
FO-5016
FO-5017
FO-5020
FO-5022
FO-5024
FO-5025
FO-5026
FO-5027
FO-5032
FO-5803
FO-5823
HO-5831
FO-0794
FO-9003
GL-9
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
1.0
02/00
02/00
12/10
12/10
12/10
12/10
01/11
12/10
01/11
12/10
12/10
12/10
12/10
01/11
01/11
01/11
01/11
01/11
01/11
11/13
07/14
07/14
08/11
09/02
04/09
1.0
Amendment of Vacancy or Unoccupancy
Pollutant Clean Up and Removal
Dwelling Under Construction - Theft
Expanded Replacement Cost of Terms
Increased Coverage A Limit - No Private Structures
Computers
Deferred Premium
Automatic Adjustment of Limits
Replacement Cost Terms - Mobile Homes
Water Back Up And Sump Discharge Or Overflow - $5000 Limit and $250 Deductible or
Water Back Up And Sump Discharge Or Overflow - $1000 Limit or Limit Shown on Declaration and
Deductible Same As Policy Deductible
Premises Alarm or Fire Protection System
Repair Cost Terms
Modified Replacement Cost Terms
Ordinance or Law - Farm Barns, Buildings, and Structures
Restriction of Individual policy
Sprinkler Leakage
Other Location
Weight of Ice, Snow or Sleet
Winter Perils - Livestock
Incidental Property Coverages - Higher Limits
Limited Perils - Coverages E, F, and G
Replacement Cost Terms - Farm Barns, Buildings, and Structures
Deductible Amounts
Theft of Building Materials - Farm Barns, Buildings, and Structures
4-H and F.F.A. Animals
Windstorm or Hail - Dairy and Farm Products in the Open
Animal Boarding
Livestock-Suffocation
Debris Removal - E and F
Peak Season Inventory - Farm Personal Property
Earthquake - Coverages E, F, and G
Added Animal Perils
Farm Machinery
Property in Transit - Coverages F and G
Special Form Coverage - Farm Barns, Buildings, and Structures
Repair or Rebuilding Requirement
Replacement Cost Provision For Well Pumps
Farm Income Coverage
Farm Income Coverage - Schedule of Operations
Extended Watercraft Liability
Office, School or Studio Use
Additional Premises Coverage
Recreational Vehicle Liability (4 Wheeler & Snowmobile)
Additional Insured - Insured Premises Coverage
Additional Insured - Lessor or Leased Equipment
Additional Insured
Farm Pac - Limited
Farm Pac - Extended Endorsement
Rebuilding Clause
Total Loss Endorsement
Silo Unloader Collision Coverage
Barn Glass Breakage
Added Perils
Refrigerated Milk Spoilage
Emergency Produce Removal
Agricultural Machinery and Equipment Rental Reimbursement
Add'l Insured Manager or Lessor of Premises
Exclusion to Metal Roof for Appearance Loss Caused By Hail
Exclusion of Mismatched Property that is Undamaged
Undamaged Siding and Roofing Materials Coverage
Identity Fraud Expense Coverage
Damage Caused by Livestock
Personal Liability Coverage
GL-40
1.0
GL-70
2.0
GL-71
2.0
GL-72
2.0
GL-73
2.0
GL-74
2.0
GL-74A
12/93
GL-75
2.0
GL-76
2.0
GL-78
2.0
GL-80
2.0
GL-81
2.0
GL-82
2.0
GL-84
2.0
GL-90
1.0
GL-91
1.0
GL-92
1.0
GL-95
1.0
GL-108
1.0
GL-500
1.0
GL-612
1.0
GL-614
1.0
GL-615
1.0
GL-872
3.0
GL-904
2.0
ML-405
1.0
SP-1
05/83
SP-2
05/83
SP-4
06/93
SP-5
05/84
SP-8
10/93
TMS-217
01/82
WMS-122
2.0
WRC-304
12/89
WAMIC/ACVR-4 1.0
Structures Rented to Others
Additional Insured - Persons or Organizations
Additional Insured - Partners or Co-owners
Additional Insureds
Additional Residences or Farms - Rented to Others
Business Activities
Special Activities
Custom Farm Work
Farm - Employer's Liability (Use only with GL-2)
Fruit or Vegetable Picking - By Public - Horse Boarding Operations
Office, Professional, Private School, or Studio Occupancy
Personal Injury - GL-2 only
Watercraft
Care Provided For Others
Incidental Business Pursuits - Be sure to exclude product & completed operations
Supplemental Declarations
Crop Dusting and Spraying Operations
Product Aggregate Limit
Additional Insureds
Unregistered Farm Truck
Deletion of Certain Exclusion(s)
Farm Chemicals Limited Liability
Exclusion of Products/Completed Work Coverage
Farm - Employer's Liability Coverage (use only with GL-610)
Personal and Advertising Injury Liability Coverage (GL-610 Only)
Windstorm or Hail Deductible
Semen Tank and Contents
Farm Equipment Floater
Miscellaneous Special Property
Special Property-Computer
Scheduled Property-Limited Perils
Special Property
Hired and Non Owned Auto
Exclusion
ACV Settlement, Losses To Roof Surfacing