News In Financial Trouble? Union Plus Credit Counseling Can Extend A Hand Getting out of debt can improve your whole life. Union Plus Credit Counseling is one of the benefits created for you to provide high-quality confidential financial guidance, free consumer credit counseling, and debt management assistance. Union Plus carefully chose Money Management International (MMI) to provide reliable, confidential and free consumer credit counseling. MMI is the nation’s largest non-profit, full service credit counseling agency. Certified advisors can work together with you to create a successful program to help you eliminate your debt. When you call 1-877-833-1745, or visit UnionPlus.org/CreditCounseling, you will get: A free session with a certified credit counselor and a free financial review Advice on how to work with creditors A written action plan with timelines Approved bankruptcy counseling if needed After the free session, if you need additional help, your counselor will suggest a debt management plan (DMP) that allows you to make one simple payment each month. If a DMP is right for you, Union Plus will waive the setup fee. After successfully completing a year of the plan, union members will be reimbursed for the monthly fee. Considering Bankruptcy? MMI has a team of trained counselors who will work one-on-one with you to create a detailed personal financial assessment. During the assessment, the counselor will work with you to analyze your income, expenses, assets and liabilities and provide you with a true and accurate picture of your financial situation. Upon completion of the bankruptcy counseling session, you will be issued a certificate of participation. This certificate will allow you to proceed with the bankruptcy process. Union Plus will waive the cost of bankruptcy counseling for union members. The sooner you call 1-877-833-1745 or visit UnionPlus.org/CreditCounseling the sooner you can begin assuring yourself a more secure financial future. ###