GENERAL AWARENESS CAPSULE FOR BOB MANIPAL PO EXAM 2015
Our endeavor is to help students in preparation of Banking exams like SBI, IBPS, RBI, NICL, NIACL etc.
Our endeavor is to provide all the relevant study materials, reference materials etc, mainly free of
cost or a little cost.
This document consists of all important news and events of last few months which we can expect to
come in BOB Manipal PO Exam 2015.
Let’s see last year exam pattern for general awareness:Number of
questions
02
05
Marks allotted
15
15
15
15
02
02
6.
Science and
technology
Mis c ellaneous
05
05
7.
Sports
02
02
8.
9.
Summits
02
02
02
02
Sl.No.
Topic
1.
2.
Award and honor,
Abbreviation,
Book &Author
Banking
awareness
Current affairs
3.
4.
5.
Visits
02
05
This year too, we can expect same pattern .we can expect 4-5 questions from
union budget 2015
We have compiled this capsule in taking view of the previous pattern. You can
always prepare more…
VISIT OUR WEBSITE REGULARLY. We will also suggest to keep revising last 4
months current affairs.
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CURRENT RBI POLICY AND RATES
Cash Reserve Ratio
Statutory Liquidity Ratio
Repo Rate
Reverse Repo Rate
Marginal Standing Facility (MSF) Rate
Bank Rate
Base Rate
Term Deposit Rate >1 Year
Savings Deposit Rate
Call Money Rate (Weighted Average)
9 91-Day Treasury Bill (Primary) Yield
182-Day Treasury Bill (Primary) Yield
364-Day Treasury Bill (Primary) Yield..
10-Year Government Securities Yield
News related to RBI
4.00
21.50
7.50
6.50
8.50
8.50
10.00/10.25
8.00/9.25
4.00
8.5
8.86
8.86
7.90
8.84
1.RBI extends range of collateral for interbank transactions i. The Reserve Bank of India extended the
range of collateral that can be used for repo transactions on the country's interbank market to include
bonds issued by multilateral financial institutions such as the World Bank and Asian Development Bank.
ii. Currently, such collateral is limited to commercial papers, certificate of deposits, non corporate debt
securities of more than one year maturity and rated AA or above. iii. The move will help develop the
corporate debt market.
2. RBI released Rs 42,000 crore to fund FY16 growth i. Banks will have headroom to lend an additional
Rs 42,000 crore because of Reserve Bank of India's move to bring down by 50 basis points the statutory
liquidity ratio ii. Rajan left the repo rate — the rate at which it lends overnight funds to banks the cash
reserve ratio — the portion of deposits that banks have to maintain with RBI iii. The central bank expects
that economy growth will pick up to 6.5% in FY16 which will result in an increased demand for funds in
the banking sector. The cut in SLR is expected to help banks prepare their cash reserves to fund this
growth.
3. RBI directs banks to display all loan costs i. Reserve Bank of India (RBI) made it compulsory for banks
to set out every possible cost in respect of the loan in a fact sheet at the processing stage. ii. Banks will
also have to publish the 'annual percentage rate' representing the total borrower.
4. Uniformity, innovation coming to credit data
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i. In its bid to better the credit information landscape, the Reserve Bank of India (RBI) has directed all
credit institution become members of credit information companies (CICs).
ii. Currently, there are four such companies in India Information Services Pvt. Ltd, Experian Credit
Information Co. of India Pvt. Ltd and CRIF High Mark Credit Information Services Pvt. Ltd.
iii. According to the RBI’s report on furnishing credit information, India is ranked 28 in “getting credit”
and the coverage CICs accounts for only 19.8% of adult population, as against 100% in several countries.
5. RBI signs an information sharing agreement with Brazil’s Central Bank
i. This MoU was signed by Anthero de Moraes Meirelles, Deputy Governor for Supervision, BCB and S.S.
Mundra, Deputy Governor, Reserve Bank of India.
ii. In this regard, RBI in total has signed 23 such MoUs, one operation (SoC), with different Central Banks
of other countries and overseas regulators/supervisors.
6. RBI, Sri Lankan central bank agrees on $1.5 billion currency swap deal.
7. RBI Relaxes Overseas Loan Recast Rules
i. The Reserve Bank of India (RBI) relaxed rules for companies and banks to restructure and reschedule
existing overseas borrowings by permitting an increase in the total cost of borrowing offshore.
ii. Indian firms have found it difficult to restructure existing borrowings after facing a sharp slowdown in
the economy.
iii. The banking regulator also allowed changes in the drawdown and repayment schedules of such
overseas borrowings.
8. RBI cuts repo rate by 25 basis points to 7.5 per cent
i. The Reserve Bank of India (RBI) has cut down repo rate by 25 basis points to 7.5 percent from 7.75
percent, with immediate effect citing that the fiscal consolidation was better than what numbers show
and that the combined fiscal deficit is much lower due to the government transferring more funds to the
states.
ii. However, RBI has kept the cash reserve ratio (CRR) unchanged at 4 percent.
iii. It is the second change in rates by 25 basis points since January 2015. With this change, RBI is
signaling that it was convinced by the fiscal consolidation measures announced in the Budget.
iv. This is the first time that the Reserve Bank of India has announced a monetary policy action ahead of
markets opening.
9. RBI adopted Inflation Targeting as a policy tool for monetary regulation
i. Inflation targeting was in news recently as Union Government and Reserve Bank of India (RBI) on 20
February 2015 signed an agreement on Monetary Policy Framework. As per the agreement, RBI
accepted to focus on flexible inflation targeting.
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ii. Inflation targeting is defined as an economic policy in which a central bank estimates or decides for a
medium-term target inflation rate. In Indian context, as per the agreement, inflation targeting means
that the RBI will have to maintain
iii. Consumer Price Index (CPI)-based inflation targets below six per cent by January 2016 and four per
cent from 2016-17, with a band of plus/minus two per cent.
iv. The transition from monetary targeting suggested by Chakravarty Committee (1988) to Inflation
targeting suggested by Urijit Patel Committee is similar to the practice adopted by central banks in
developed countries.
What are the Benefits of Inflation Targeting ?
i.
ii.
The benefits of inflation targeting are many. Two of the prominent benefits of inflation
targeting are enhancement of transparency and reduction of price variability.
The most important benefit of inflation targeting is that it helps the central banks to maintain
low inflation and low inflation eventually promotes long term growth.
iii. Other most important benefits of using inflation targeting include enhanced public understanding of
monetary policy, increased central bank accountability, and an improved state for economic growth.
10. RBI eases norms for home loans for up to Rs 10 lakh
i. Giving a boost to affordable housing, the RBI eased the norms for home loans for up to Rs 10 lakh by
allowing banks to include stamp duty and registration charges to the cost of a unit.
ii. These charges used to form around 15 per cent of the cost of the house and place a burden on
borrowers.
iii.
iv.
As per the current practice, banks do not include stamp duty, registration and other
documentation charges in the cost of housing property.
The RBI declared that in cases of projects sponsored by government, statutory authorities,
banks may disburse the loans as per the payment stages prescribed by such authorities, even
where payments sought from house buyers are not linked to the stages of construction.
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ALL ABOUT BANKKING
BANK ACCOUNTS
Types of Bank Accounts in India (Deposit Accounts)
Traditionally banks in India have four types of deposit accounts, namely Saving Banking
Accounts,
Current Accounts, Recurring Deposits and, Fixed Deposits.
1. Saving Account - Saving accounts are opened to encourage the people to save money
and collect
their savings. The saving account holder is allowed to withdraw money from the account
as and
when required.
The interest on Saving Bank Accounts was fixed by RBI and it was fixed at 4.00% on
daily
balance basis. RBI has deregulated Saving Fund account interest rates and now banks are
free to decide the same within certain conditions imposed by RBI.
Features of Saving Accounts –
a. There is no restriction on the number and amount of deposits. However, in India,
mandatory
PAN (Permanent Account Number) details are required to be furnished for doing cash
transactions
exceeding र 50,000.
b. Withdrawals are allowed subject to certain restrictions.
c. A minimum amount has to be kept on saving account to keep it functioning.
2. Current Account - Current Accounts are basically meant for businessmen and are
never used for
the purpose of investment or savings.
Features of Current Accounts –
a. The main objective of Current Account holders in opening these account is to enable
them
(mostly businessmen) to conduct their business transactions smoothly.
b. There are no restrictions on the number of times deposit in cash / cheque can be made
or the
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amount of such deposits;
c. Usually banks do not pay any interest on such current accounts.
d. The current accounts do not have any fixed maturity as these are on continuous basis
accounts.
e. Cheque book facility is provided and the account holder can deposit all types of the
cheques and
drafts in their name or endorsed in their favour by third parties.
3. Recurring Desposit Account: Recurring Deposit is a special kind of Term Deposit
offered by
banks in India popularly known as RD accounts which help people with regular incomes
to deposit
a fixed amount every month into their Recurring Deposit account and earn interest at the
rate
applicable to Fixed Deposits.
Features of RD Accounts –
a. Recurring Deposit accounts are normally allowed for maturities ranging from 6 months
to 120
months
b. These accounts can be opened in single or joint names. Nomination facility is also
available.
c. Rate of Interest offered is similar to that in Fixed Deposits.
d. Interest is compounded on quarterly basis in recurring deposits.
4. Fixed Deposit Account (FD) - The account which is opened for a particular fixed
period (time)
by depositing particular amount (money) is known as Fixed (Term) Deposit Account.
The term
'fixed deposit' means that the deposit is fixed and is repayable only after a specific period
is over.
Under fixed deposit account, money is deposited for a fixed period say six months, one
year, five
years or even ten years. The money deposited in this account cannot be withdrawn before
the expiry
of period.
Features of FD Accounts –
a. The main purpose of fixed deposit account is to enable the individuals to earn a higher
rate of
interest on their surplus funds (extra money).
b. The amount can be deposited only once. For further such deposits, separate accounts
need to be
opened.
c. Fixed Deposit Account may be opened for a minimum period of 7 days and maximum
period of
10 years.
d. The minimum amount required to open a Fixed Deposit is Rs.1000.
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e. Withdrawals are not allowed. However, in case of emergency, banks allow to close the
fixed
account prior to maturity date. In such cases, the bank deducts 1% (deduction percentage
many
vary) from the interest payable as on that date.
Important Banking Terminology:
1. Basis points: It is the increase in interest rates in percentage terms. For instance, if the
interest
rate increases by 50 basis points (bsp), then it means that interest rate has been increase
by 0.50%.
One percentage point is broken down into 100 basis points. Therefore, an increase from
2% to 3%
is an increase of one percentage point or 100 basis points.
2. Bank Rate: Bank Rate is the rate at which central bank of the country (in India it is
RBI) allows
finance to commercial banks. Bank Rate is a tool, which central bank uses for short-term
purposes.
Any upward revision in Bank Rate by central bank is an indication that banks should also
increase
deposit rates as well as Base Rate / Benchmark Prime Lending Rate. Thus any revision in
the Bank
rate indicates that it is likely that interest rates on your deposits are likely to either go up
or go
down, and it can also indicate an increase or decrease in your EMI.
3. Liquidity adjustment facility (LAF) is a monetary policy tool which allows banks to
borrow
money through repurchase agreements. LAF is used to aid banks in adjusting the day to
day
mismatches in liquidity. LAF consists of repo and reverse repo operations.
4. Repo Rate: Whenever the banks have any shortage of funds they can borrow it form
RBI. Repo
rate is the rate at which commercial banks borrows rupees from RBI. A reduction in the
repo rate
will help banks to get money at cheaper rate. When the repo rate increases borrowing
form RBI
becomes more expensive.
5. Reverse Repo Rate: Reverse Repo rate is the rate at which RBI borrows money from
commercial
banks. Banks are always happy to lend money to RBI since their money is in the safe
hands with a
good interest. An increase in reverse repo rate can cause the banks to transfer more funds
to RBI
due to this attractive interest rates. One factor which encourages an organisation to enter
into
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reverse repo is that it earns some extra income on its otherwise idle cash.
6. CRR (Cash Reverse Ratio): CRR is the amount of funds that the banks have to keep
with RBI.
If RBI increases CRR, the available amount with the banks comes down. RBI is using
this method
(increase of CRR), to drain out the excessive money from the banks.
7. SLR (Statutory Liquidity Ratio): SLR is the amount a commercial banks needs to
maintain in
the form of cash, or gold, or govt. approved securities (Bonds) before providing credit to
its
customers. SLR rate is determined and maintained by RBI in order to control the
expansion of the
bank credit.
 Need of SLR: With the SLR, the RBI can ensure the solvency of a commercial
banks. It is
also helpful to control the expansion of the Bank credits. By changing SLR rates, RBI
can
increase or decrease bank credit expansion. Also through SLR, RBI compels the
commercial
banks to invest in the government securities like govt. bonds.
 Main use of SLR: SLR is used to control inflation and propel growth. Through SLR
rate the
money supply in the system can be controlled effectively.
8. Marginal Standing Facility (MSF): MSF rate is the rate at which banks borrow funds
overnight
from the Reserve Bank of India (RBI) against approved government securities.
9. Fiscal Deficit: A deficit in the government budget of a country and represents the
excess of
expenditure over income. So this is the amount of borrowed funds require by the
government to meet its expenditures completely.
10. Direct Tax: A direct tax is that which is paid directly by someone to taxing authority.
Income tax
and property tax are an examples of direct tax. They are not shifted to somebody else.
11. Indirect Tax: This type of tax is not paid by someone to the authorities and it is
actually passed
on to the other in the form of increased cost. They are levied on goods and services
produced or
purchased. Excise Tax, Sales Tax, Vat, Entertainment tax are indirect taxes.
ALL ABOUT NBFCs
Non-Banking Financial Company (NBFC): A NonBanking Financial Company (NBFC) is a company registered under the Companies Act,
1956 are
financial institutions that provide banking services without meeting the legal definition of
a bank,
i.e. one that does not hold a banking license.
Difference between banks & NBFCs:
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A. NBFC cannot accept demand deposits;
B. NBFCs do not form part of the payment and settlement system and cannot issue
cheques drawn
on itself;
C. Deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is
not
available to depositors of NBFCs, unlike in case of banks.
SMALL AND PAYMENT BANK IN INDIA
RBI issued two new categories of banks—Small and Payments which can improve
financial
inclusion.
Important Points:
o The idea of small and payments banks was first proposed by the Nachiket Mor
committee on financial inclusion.
o The minimum paid-up capital requirement of both small banks and payments banks is
Rs. 100 crore.
o The payments bank will have to invest in government securities with a maturity of up
to one year.
o Small banks will offer both deposits as well as loan products.
o Payments banks will be used only for transaction and deposits purposes. Unlike small
banks, payments banks can’t lend money to people.
BSBDA ACCOUNT
(BASIC SAVING BANK DEPOSIT ACCOUNT): Under the guidelines issued on
August 10, 2012
by RBI: Any individual, including poor or those from weaker section of the society, can
open zero
balance account in any bank.
NO FRILL ACCOUNT NOW CALLED BSBDA ACCOUNT
Objective : The aim of introducing 'Basic Savings Bank Deposit Account' is very much
part of the
efforts of RBI for furthering Financial Inclusion objectives.
More About BSBDA-Small Accounts:
1. In BSBDA, banks are required to provide free of charge minimum 4 withdrawals,
through ATMs
2. Total credits in such accounts should not exceed 1 lakh rupees in a year.
3. Maximum balance in the account should not exceed 50,000 Rs at any time
4. The total of debits by way of cash withdrawals and transfers will not exceed 10,000
rupees in a
month
5. Foreign remittances cannot be credited to Small Accounts without completing normal
KYC
formalities
6. Small accounts are valid for a period of 12 months initially which may be extended by
another
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12 months if the person provides proof of having applied for an Officially Valid
Document.
Credit Rating Agency in India & World
Indian credit rating industry mainly comprises of CRISIL, ICRA, CARE, ONICRA, FITCH (India Ratings &
Research) & SMERA.
CRISIL - Credit Rating Information Services of India Limited, Headquarter – Mumbai
ICRA - Investment information and credit rating agency Headquarter - Gurgaon, India
CARE - Credit Analysis and Research Headquarters – Mumbai ONICRA - Headquarter - Gurgaon, India
SMERA - Headquarters – Mumbai
Fitch (India Ratings & Research) - Headquarters – Mumbai
Note: CRISIL is the largest credit rating agency in India, with a market share of greater than 60%
Standard & Poor's (S&P) – Headquarter – New York, US
Moody's – Headquarter - New York, US Fitch - Headquarter - New York, US
Regulators in India:
Regulator- Sectors -Chairman -Headquarter
Reserve Bank of India (RBI) Financial - system and monetary policy, Money Market - Raghuram Rajan Mumbai
Securities and Exchange Board of India (SEBI) -Security & Capital Market, stock broking & Merchant
Banking, Nidhis, Chit Fund Companies- U.K.- Sinha Mumbai
Insurance Regulatory and Development Authority (IRDA)- Insurance industry -T. S. Vijayan -Hyderabad
Telecom Regulatory Authority of India (TRAI)- Telecommunication Industry -Rahul Khullar -New Delhi
Forward Markets Commission -Commodity Market -Ramesh Abhishek- Mumbai
Pension Fund Regulatory and Development Authority (PFRDA)- Pension sector -Hemant Contracto-r New
Delhi
FDI Limits in different sectors
List of Limits in Various Sectors (In %)
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1. Defense- 49
2. Pension- 49
3. Insurance -49
4. Print Media -26
5. Civil Aviation- 49
6. Public Sec. Banks- 20
7. Private Sec. Banks -74
8. Multi Brand -51
9. Single Brand -100
10. Tourism -100
India’s GDP Forecast:
1. The Asian Development Bank projected India's growth rate to surpass China and improve to 7.8
per cent in next fiscal and further to 8.2 per cent in 2016-17.
2. India pegs 2014-15 GDP growth at 7.4 per cent
3. India’s growth to reach 6.3 per cent in 2016:United Nations World Economic Situation and
Prospects (WESP)
4. International Monetary Fund (IMF) projected that India will grow 6.5 per cent in 2016,
overtaking China which, it projected, will slowdown to 6.3 per cent.
5.
6.
7.
8.
9.
Fitch expects real GDP growth to pick up to 8 per cent in FY16 and 8.3 per cent in FY17
Standard and Poor rating – BBB + to India
FITCH has a 'BBB-'rating for the country with a stable outlook,
Moody's gave India 'Baa3'
RBI pegged 2015-16 GDP growth at a central estimate of 6.2 %.
10.IMF projected GDP growth for India in 2014-15 at - 5.6 % & 6.4 % in 2015
India’s Ranking in various global index
Agriculture
Tea Production
2
Wheat production
2
Milk Production
1
Mango Production
1
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Rice Production
2
Richest countries of Asia: ranked 3
Richest countries of the world, ranked 10
Religion:
Largest Hindu population.

Largest Sikh population.

Largest Zoroastrian population.

Largest Jain population.
No. of internet users -3rd
Ease of doing Business ranking 2015- 142 (It was 140 in 2014)
English speaking – 2 out of 133
Population – 2 out of 221
Literacy rate – 168 out of 234
Per capita GDP – 138 out of 183
Total area - 7 out of 233
The 2014 Global Terrorism Index rankings – 6th most dangerous out of 124.
UN e-government survey 2012 - 124
CORRUPTION PERCEPTIONS INDEX 2014- 85
Global Innovation Index-76
Global competitiveness Index- 71
Global peace Index- 143 out of 162 (Iceland top-most peace full country)
Global Hunger Index 2014- 55 (Behind even Bangladesh, Thailand, China, Ghana, Iraq, Sri Lanka and
Nepal.)
Human Capital Index- 78
World Economic Forum's 2014 gender gap index. – 114 out of 142
Human Development Index- 135 out of 177
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Environmental Performance Index - 155
Schemes launched by government
 Pradhan Mantri Jan Dhan Yojana.
Prime Minister Narendra Modi on 28 August 2014 launched Pradhan Mantri Jan Dhan
Yojana. The Yojana is a mega financial inclusion plan.
Under the yojana bank accounts and RuPay debit cards with inbuilt insurance cover of 1
lakh rupees will be provided to crores of persons with no access to formal banking
facilities.
The primary aim of the Jan Dhan Yojana is to bring poor financially excluded people into
the banking system by providing them bank accounts and debit cards
Slogan
The slogan for the Pradhan Mantri Jan Dhan mission is “Mera Khata – Bhagya Vidhaata.”
Coverage of Yojana
The scheme will cover both urban and rural areas of India and all bank accounts opened will be
linked to a debit card which would be issued under the RuPay scheme. (Rupay is India’s own
unique domestic card network owned by National Payments Corporation of India and has been
created as an alternative to Visa and Mastercard.)
Benefits under Yojana :
In a run up to the formal launch of this scheme, the Prime Minister personally mailed to
Chairmans of all PSU banks to gear up for the gigantic task of enrolling over 7.5 crore (75
million) households and to open their accounts.
In this email he categorically declared that a bank account for each household was a
"national priority".
The scheme has been started with a target to provide 'universal access to banking
facilities' starting with "Basic Banking Accounts" with overdraft facility of Rs.5000 after
six months and RuPay Debit card with inbuilt accident insurance cover of Rs. 1 lakh and
RuPay Kisan Card.
In next phase, micro insurance & pension etc. will also be added.
Under the scheme:
Account holders will be provided zero-balance bank account with RuPay debit card, in
addition to accidental insurance cover of Rs 1 lakh(to be given by 'HDFC Ergo').
Those who open accounts by January 26, 2015 over and above the 1 lakh ₹ accident,
they will be given life insurance cover of ₹ 30,000(to be given by LIC).
After Six months of opening of the bank account, holders can avail 5,000 ₹ overdraft
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from the bank.
With the introduction of new technology introduced by National Payments Corporation
of India (NPCI), a person can transfer funds, check balance through a normal phone
which was earlier limited only to smart phones so far.
Mobile banking for the poor would be available through National Unified USSD Platform
(NUUP) for which all banks and mobile companies have come together
Namami Gange
Union Budget 2014-15 has taken cognizance of the substantial amount of money spent
in the conservation and improvement of the Ganga, which has a very special place in a
collective consciousness of this country.
However, the efforts are not yielded desired results because of the lack of concerted
efforts by all the stakeholders.
Namami Gange :
Accordingly, an Integrated Ganga Conservation Mission called
“Namami Gange” has been proposed to be set up and a sum of Rs. 2,037 crores has
been set aside for this purpose. In addition a sum of Rs. 100 crores has been allocated
for developments of Ghats and beautification of River Fronts at Kedarnath, Haridwar,
Kanpur, Varanasi, Allahabad, Patna and Delhi in the current financial year.
Accordingly, Namami Gange approaches Ganga Rejuvenation by consolidating the
existing ongoing efforts and planning for a concrete action plan for future.
The interventions at Ghats and River fronts will facilitate better citizen connect and set
the tone for river centric urban planning process.
 Make In India Campaign
□ Prime Minister Narendra Modi on 25 September 2014 launched Make In India
Campaign at Vigyan Bhawan in New Delhi to make India a manufacturing hub.
□ The campaign is aimed to attract foreign companies to set up their manufacturing units
in India and to seek greater foreign investment.
□ The launch ceremony was attended by Top CEOs from India Inc, international industry
leaders, ambassadors, ministers and government officials. Further, Special
arrangements were made to publicize the event globally in different world capitals.
□ At the same time, programmes were held in state capitals and also Indian missions
abroad, where officials engaged with investors and consultants. P.M. Narendra Modi on
his Independence Day speech had announced about the Make in India campaign.

Objective of the campaign
□ The objective of the campaign is to get manufacturing sector to grow over 10% on a
sustainable basis over a long run.
□ The campaign is aimed to transform the economy from the services-driven growth
model to labour-intensive manufacturing-driven growth.
□ This will help in creating jobs for over 10 million people, who join the workforce every
year.
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 Deen Dayal Upadhyaya Grameen Kaushalya Yojana
□ Union government on 25 September 2014 launched Deen Dayal Upadhyaya Grameen
Kaushalya Yojana. The Yojana was launched by Nitin Gadkari, Union Minister for Rural
Development during the National Convention on Skills for Rural and Urban Poor held in
New Delhi.
□ The Yojana was launched during the 98th birth anniversary of Pandit Deendayal
Upadhyay. Earlier the Yojana was known as Aajeevika Skills Development Programme
(ASDP).
Main
Main Highlights of the Yojana
□ The Yojana aims at training 10 lakh (1 million) rural youths for jobs in three years, that
is, by 2017.The minimum age for entry under the Yojana is 15 years compared to 18
years under the Aajeevika Skills Programme.
□ Skill development training centers to be launched so as to address the unemployment
problem in the rural area.
□ The skills imparted under the Yojana will now be benchmarked against international
standard sand will complement the Prime Minister’s Make In India campaign.
□ The Kaushalya Yojana will also the address the need for imparting training to the
differently able persons and chip in private players including international players to
impart the skills to the rural youths.
 Deen Dayal Upadhyaya Antyodaya Yojana
□ Union Government on 25 September 2014 launched Deen Dayal Upadhyaya Antyodaya
Yojana for urban and rural poor. The Yojana aims at alleviating urban and rural poverty
through enhancement of livelihood opportunities through skill development and other
means.
□ Deen Dayal Upadhyaya Antyodaya Yojana has two components one for urban India and
other for rural India. The Urban component will be implemented by the Union Ministry
of Housing & Urban Poverty Alleviation while rural component named as Deen Dayal
Upadhyaya Grameen Kaushalya Yojana will be implemented by the Union Ministry of
Rural Development.
□ Deen Dayal Upadhyaya Grameen Kaushalya YojanaUnder the Yojana, the Union Ministry
of Rural Development will launch skill development training centres on a large scale to
address the problem of unemployment particularly in rural India.
 Saansad Adarsh Gram Yojana
 Prime Minister Narendra Modi launched Saansad Adarsh Gram Yojana (SAGY) on the
birth anniversary of Lok Nayak Jai Prakash Narayan on 11 October 2014.

Jeevan Pramaan-Digital Life Certificate for Pensioners
□ The Prime Minister Narendra Modi on 10 November 2014 launched the Jeevan
Pramaan- an Aadhar based Digital Life Certificate for pensioners. This digital life
certificate will benefit over a crore pensioners who have to produce Life Certificates
each year to receive pension.
□ By obtaining this proposed digital certification, pensioners need not submit a physical
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Life Certificate in November each year in order to ensure continuity of pension being
credited into their account.
 Bal Swachhta Mission
□ The Union Government on 14 November 2014 launched the National Bal Swachhta
Mission in New Delhi. 14 November is the birthday of first Prime Minister of India,
Jawaharlal Nehru and is celebrated as Children’s Day in India.
□ On the occasion, Union Minister of Women and Child Development Maneka Sanjay
Gandhi also released a book on Bal Swachtta Mission prepared by NIPCCD.
□ Apart from this, Union Human Resource Development (HRD) Minister Smriti Irani, who
launched the Bal Swachhta Mission at the National Bal Bhavan also launched Udaan
programme for girls.
 Udaan programme for girls
□ The Udaan programme for girls is designed to provide a comprehensive platform to girl
students to pursue higher education in engineering and assist them in preparing for the
IIT-JEE while studying in Classes XI and XII.
□ There is no financial burden as the entire programme is free for the beneficiaries. For
the purpose, 946 girl students from across the country have been selected to be part of
the programme, of which 117 are from the northeastern states.
□ Maximum of these girls come from disadvantaged backgrounds. The yearly income of
the parents of 305 of them is less than 1 lakh rupees.
 Deen Dayal Upadhyaya Gram Jyoti Yojana
□ Deen Dayal Upadhyaya Gram Jyoti Yojana or DDUGJY is an Government of India scheme
aimed to provide continuous power supply to rural India. It is one of the key initiative of
Modi Government and it aims to supply 24x7 uninterrupted power supply to all homes.
□ The government plans to invest Rs 75,600 crore for rural electrification under this
scheme. The scheme will replace the existing Rajiv Gandhi Grameen Vidyutikaran
Yojana (RGGVY).
 Deendayal Upadhyay Shramev Jayate Karyakram
□ Union government launched Deendayal Upadhyay Shramev Jayate Karyakram. The
scheme is aimed at creating conducive environment for industrial development and
doing business with ease.
□ Besides, it will also herald towards good governance, welfare and skill development of
labour sector.It was launched during a daylong Conference of Labour & Employment
Ministers, Health Ministers and Vocational Training Ministers of State Governments at
Vigyan Bhawan, New Delhi.

Indradhanush Yojna
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□ Union Ministry of Health and Family Welfare launched Mission Indradhanush to achieve
full immunization coverage for all children by 2020.
□ The Mission Indradhanush aims to cover all those children who are either unvaccinated
or are partially vaccinated against seven vaccine preventable diseases including
diphtheria, whooping cough, tetanus, polio, tuberculosis, measles and hepatitis B.
□ The Mission was launched on Good Governance Day that marks the birth anniversary of
Bharat Ratna Madan Mohan Malaviya and birthday of Bharat Ratna Atal Bihari
Vajpayee.
 National Heritage Development and Augmentation Yojana
(HRIDAY)
The Union Ministry of Urban Development on 21 January 2015 launched the National Heritage
Development and Augmentation Yojana (HRIDAY) that seeks to preserve and rejuvenate the
rich cultural heritage of the country.

Beti Bachao-Beti Padhao (BBBP)
Union Government has launched ambitious Beti Bachao-Beti Padhao (BBBP) campaign to save
and empower girl child. The scheme was launched by Prime Minister Narendra Modi from
Panipat in Haryana.
 Sukanya Samridhi Yojana under BBBP campaign
Prime Minister Narendra Modi on 22 January 2015 launched a small deposit scheme Sukanya
Samridhi Yojana for girl child under the Beti Bachao Beti Padhao (BBBP) campaign. The scheme
will ensure equitable share to a girl child in resources and savings of a family in which she is
generally discriminated against a male child. Sukanya Samridhi Yojana will enable parents to
open bank accounts of girls who are under 10 years of age.

Kisan Vikas Patra (KVP)
Key point - money to double in 100 months. The KVP, relaunched by Finance Minister Arun Jaitley, will
be available in the denomination of Rs 1,000; 5,000; 10,000 and 50,000. There will be no upper
ceiling on investment. Earlier, it was launched by the Government on April 1, 1988.
Key Points of KVP:
i.
No PAN requirement for investment in Kisan Vikas Patra
ii.
iii.
ii. There will also not be any upper limit on investment.
iv.
iv. The certificates can be issued in single or joint names and can be transferred from one
person to any other person persons, multiple times.
v.
v. The facility of transfer from one post office to another anywhere in India and of nomination
will be available.
iii. It will be available to the investors in the denomination of Rs. 1000, Rs. 5,000, Rs. 10,000 and
Rs. 50,000, with no upper ceiling on investment.
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vi.
vi. With a maturity period of 8 years 4 months (100 months), the collections under the scheme
will be available with the Government for a fairly long period to be utilized in financing
developmental plans of the Centre and State Governments and will also help in enhancing
domestic household financial savings.
UNION BUDGET
Note:- There are many separate files available on Union Budget 2015 . THIS IS
SUMMERY ONLY
Fiscal Deficit
* Fiscal deficit seen at 3.9 per cent of GDP in 2015/16
* Will meet the challenging fiscal target of 4.1 per cent of GDP
* Remain committed to meeting medium term fiscal deficit target of 3 per cent of GDP
* Current account deficit below 1.3 per cent of GDP
* Jaitley says have to keep fiscal discipline in mind despite need for higher investment
Growth
* GDP growth seen at between 8 per cent and 8.5 per cent y/y
* Aiming double digit growth rate, achievable soon
Inflation
* Expects consumer inflation to remain close to 5 per cent by March, opening room for more
monetary policy easing
* Monetary policy framework agreement with the RBI clearly states objective of keeping
inflation below 6 per cent
* "One of the achievements of my government has been to conquer inflation. This decline in
my view represents a structural shift."
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Revenues
* Revenue deficit seen at 2.8 per cent of GDP
* Non tax revenue seen at Rs 2.21 trillion
* Agricultural incomes are under stress
Disinvestment
* Government targets Rs 410 billion from stake sales in companies
* Total stake sale in 2015/16 seen at Rs 695 billion
Market reforms
* Propose to merge commodities regulator with SEBI
* To bring a new bankruptcy code
* Jaitley says will move to amend the RBI act this year, and provide for a monetary policy
committee
* To set up public debt management agency
* Proposes to introduce a public contract resolution of disputes bill
* To establish an autonomous bank board bureau to improve management of public sector
banks
Policy reforms
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* To enact a comprehensive new law on black money
* Propose to create a universal social security system for all Indians
* To launch a national skills mission soon to enhance employability of rural youth
* To raise visa-on-arrival facility to 150 countries from 43
* Allocates Rs 346.99 billion for rural employment guarantee scheme
Borrowing
* Gross market borrowing seen at Rs 6 trillion
* Net market borrowing seen at Rs 4.56 trillion
General anti-avoidance rules (GAAR)
* Government defers rollout of anti-tax avoidance rules GAAR by two years
* GAAR to apply prospectively from April 1, 2017
* Retrospective tax provisions will be avoided
Taxation
* To abolish wealth tax
* Replaces wealth tax with additional 2 per cent surcharge on super rich
* Proposes to cut to 25 per cent corporate tax over next four years
* Corporate tax of 30 per cent is uncompetitive
* Net gain from tax proposals seen at Rs 150.68 billion
* Jaitley proposes modification of permanent establishment norms so that the mere
presence of a fund manager in India would not constitute a permanent establishment of the
offshore fund, resulting in adverse tax consequences.
* Proposes to rationalise capital gains tax regime for real estate investment trusts
* Expects to implement goods and services tax by April 2016
* To reduce custom duty on 22 items
* Basic custom duty on commercial vehicle doubled to 20 per cent
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* Proposes to increase service tax rate and education cess to 14 per cent from 12.36 per cent
* Plans to introduce direct tax regime that is internationally competitive on rates without
exemptions
* Exemptions for individual tax payers to continue
* To enact tough penalties for tax evasion in new bill
* Tax department to clarify indirect transfer of assets and dividend paid by foreign firms
Infrastructure
* Investment in infrastructure will go up by Rs 700 billion in 2015/16 over last year
* Plans to set up national investment infrastructure fund
* Proposes tax-free infrastructure bonds for projects in roads, rail and irrigation projects
* Proposes 5 "ultra mega" power projects for 4,000MW each
* Second unit of Kudankulam nuclear power station to be commissioned
* Will need to build additional 100,000km of road
* Ports in public sector will be encouraged to corporatise under Companies Act
Expenditure
* Plan expenditure estimated at about Rs 4.65 trillion
* Non-plan expenditure seen at about Rs 13.12 trillion
* Allocates Rs 2.46 trillion for defence spending
* Allocates Rs 331.5 billion for health sector
* If revenue improves, hope to raise budgeted allocations for rural job scheme by Rs 50
billion
Investment
* Propose to do away with different types of foreign investment caps and replace them with
composite caps
* To allow foreign investment in alternative investment funds
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* Public investment needed to catalyse investment
Gold
* To develop a sovereign gold bond
* To introduce gold monetisation scheme to allow depositors to earn interest
* To introduce Indian-made gold coin to reduce demand for foreign gold coins
Subsidies
* Food subsidy seen at Rs 1.24 trillion
* Fertiliser subsidy seen at Rs 729.69 billion
* Fuel subsidy seen at Rs 300 billion
* We are committed to subsidy rationalisation based on cutting leakages
Finance minister's comments
* "We inherited a sentiment of doom and gloom. The investment community had almost
written us off. We have come a long way since then."
* "We have turned around the economy, dramatically restoring macroeconomic stability and
creating the conditions for sustainable poverty elimination, job creation, durable double
digit economic growth."
* "While being mindful of the challenges ... this gives us reason to feel optimistic."
* "Domestic and international investors are seeing us with renewed interest and hope."
FUND TRANSFER TECHNIQUES IN BANK:
a) ELECTRONICS FUNDS TRANSFER: Fund Transfer Electronically
National Electronic Fund Transfer (NEFT): The NEFT is a nationwide payment system
facilitating one-to-one funds transfer. Under this system, individuals, firms and
corporates can
electronically transfer funds from any bank branch to any individual, firm or corporate
having an
acount with any other bank branch in the country participating in the system.
NEFT
RTGS
Minimum
Amount No minimum limit RS 2 lakhs
Maximum
Amount No upper ceiling
No upper ceiling
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Real Time Gross Settlement(RTGS) : RTGS can be defined as "as the continuous (realtime)
settlement of funds transfers individually on an order by order basis (without netting").
(However, maximum amount per transaction is limited to Rs.50,000/- for cash-based
remittances
and remittances to Nepal.)
Processing / Service Charges for RTGS and NEFT transactions
□ RTGS & NEFT :Inward Transactions : Free, no charge to be levied;
RTGS:
2 Lakh to 5 Lakhs : Rs 30 per transaction;
Above Rs 5 lakh - Rs 55 transactions;
NEFT:
For transactions up to Rs 10,000 : not exceeding Rs 2.50 (+ Service Tax)
For transactions above Rs 10,000 up to Rs 1 lakh: not exceeding Rs 5 (+ Service Tax)
For transactions above Rs 1 lakh and up to Rs 2 lakhs: not exceeding Rs 15 (+ Service
Tax)
For transactions above Rs 2 lakhs: not exceeding Rs 25 (+ Service Tax)
For NEFT we require IFSC Code of originating bank branches i.e, where a person need
to transfer
funds.
What is IFSC?
IFSC or Indian Financial System Code is an alpha-numeric code that uniquely identifies a
bankbranch
participating in the NEFT system.
This is an 11 digit code with the first 4 alpha characters representing the bank, and the
last 6
characters representing the branch. The 5th character is by default 0 (zero)
Eg. SBIN 0 012065
It Representing SBI Default to 0 Branch Code
 REMEMBER HEADQUARTER OF ALL NATIONALISED
BANK
INCLUDING IDBI & BMB
□ KOLKATA: Remember My Lines “ In Kolkata & Allahbad, UCO means United ”
CODE- UCO KA
1. Allahbad Bank
2. UCO Bank
3. United Bank
□ MUMBAI: Remember that “ All Bank Names Ends with the word “ INDIA ” &
Include Dena Bank “
4. Bank of India
5. Central Bank of India
6. Industrial Development Bank of India(IDBI)
7. Union Bank of India
8. Dena Bank (Exceptional Case)
□ NEW DELHI: Remember a Modified Line “ In Delhi Punjabi Mahila are specialized in
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Commerce “
9. Punjab National Bank
10. Punjab & Sind Bank
11. Bhartiya Mahila Bank
12. Oriental Bank of Commerce
□ CHENNAI: Remember that “ Name of the Bank Starts with the word “ INDIAN” “
13. Indian Bank
14. Indian Overseas Bank
□ BANGALORE: Simply Remember “ Canara Married with Vijaya at Bangalore city
Mall”
15. Canara Bank
16. Vijaya Bank
□ Now Simply Remember according to their Names
17. Bank of Baroda – Vadodara
18. Bank of Maharastra – Pune
19. Andhra Bank – Hyderabad
□ Now the time to give some stress to your brain by just remembering the Headquarter
of these two Banks only:
20. Syndicate Bank – Manipal
21. Corporation Bank – Mangalore
IMPORTANT ABBREVIATIONS
GAAR: General Anti Avoidance Rule
GATT -General Agreement On Tariffs And Trade
MUDRA Bank: Micro Units Development Refinance Agency
OLTAS - On-line Tax Accounting System
IMPS - Interbank Mobile Payment.
CRAR: Capital to Risk Weighted Asset Ratio
CDR- Corporate Debt Restructuring
CAD- Current Account Deficit
KYC – know Your Customer
REITs: Real Estate Investment Trusts
ALM- Asset Liability Management
AML – Anti Money Laundering
ASBA: Application Supported by Blocked Amount
IFSC – Indian Financial System Code
IFRS - International Financial Reporting Standard
CBS: Core Banking Solution
RTGS - Real Time Gross Settlement
NEFT: National Electronic Fund Transfer
SWIFT: Society For Worldwide Interbank Telecommunication
CAR – Capital Adequacy Ratio
MSF-Marginal Standing Facility
NBFC-Non Banking Finance Companies 20.
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CCEA – Cabinet Committee on Economic Affairs
CECA - Comprehensive Economic Cooperation Agreement
CEPA – Comprehensive Economic Partnership Agreement
DTAA – Double Taxation Avoidance Agreement
ECBs - External Commercial Borrowings
EEFC - Exchange Earner's Foreign Currency
EFSF – European Financial Stability Facility
FEMA- Foreign Exchange Management Act 29.
FII – Foreign Institutional Investor.
FINO- Financial Inclusion Network Operation
FIPB – Foreign Investment Promotion board
FSLRC – Financial Sector Legislative Reforms Commission CRAR: Capital to Riskweighted
Assets Ratio
DEAF: Depositor Education and Awareness Fund 37. DICGC : Deposit insurance and
credit
guarantee corporation.
FCNR(B) - Foreign Currency Non-Resident Bank
TARC - Tax Administration Reform Commission
GIRO - Government Internal Revenue Order
LED - Light emitting Diode
EMI -Equated Monthly Installment
TRYSEM - Training Of Rural Youth For Self Employment
ASEAN - Association of South-East Asian Nations
CAMELS - C - Capital adequacy, A - Asset quality, M - Management quality, E;
Earnings, L:
Liquidity, S - Sensitivity to Market.
CIBIL - Credit Information Bureau (India)
Some Agreement
1. INDIA – RUSSIA SIGN 20 AGREEMENTS : 20 Agreements signed during the 15th
India-Russia Annual Summit held in New Delhi.
2. Russia to Help India to build 12 nuclear plant: 12 Nuclear to be built by 2035 , two
will be built at Kundankulam Nuclear Power Plant.
3. India to offer Polio Vaccine to SAARC countries
4. India & Nepal signs 10 pacts: It include 5 agreements i.e., Motor Vehicle Agreement ,
□ Twin City between Ayodhya Janakpur
□ Twin City between Kathmandu Varanasi
□ Twin City Between Lumbini Bodh Gaya
1. India to provide 60 million dollar LoC to Guyana: It was given for its road transfer
infrastructure
project. President of Guyana Donald R. Ramoter
6. India became 2nd largest foreign trading partner of Dubai: While China is first
7. Australia launches Online Visa Pilot Programme for India : As per the Tourism 2020
programme of Australian Government.
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8. 5th India-Myanmar Joint Trade Committee meet held: Meeting was held in Nay Pyi
Taw , Myanmar. The Next joint trade and investment Forum will be held in Chennai.
9. India & Sri Lanka sign agreements on Civil Nuclear Corporation
10. Union Cabinet approves MoU on tourism between India & Oman
HEAD OF INDIAN ORGANISATION
1. Mr. Narendra Modi : Prime Minister & Chairman, National Institution for
Transforming India (Niti Aayog)
2. Mr. Pranab Mukherjee: President of India
3. Mohammad Hamid Ansari : Chairman, Rajya Sabha.
4. Mrs. Sumitra Mahajan : Speaker, Lok Sabha.
5. Mr. P. J. Kurien : Deputy Chairman, Rajya Sabha.
6. Mr. Arun Jaitley : Leader of House (Rajya Sabha).
7. Mr. Ghulam Nabi Azad : Leader of Opposition (Rajya Sabha).
8. Mrs. Sindhushree Khullar : CEO , National Institution for Transforming India (Niti
Aayog)
9. Mr. Arvind Panagariya : Vice-Chairman, National Institution for Transforming
India (Niti Aayog)
10. Bibek Debroy & V.K Saraswat: Full time member National Institution for
Transforming India (Niti Aayog)
11. Mr. Harishankar Brahma : Chief Election Commissioner.
12. Syed Nasim Zaidi : Election Commissioner.
13. Mr. Shashi Kant Sharma : Comptroller and Auditor-General of India.
14. H. L. Dattu :Chief Justice of India
15. Mr. Justice K. G. Balakrishnan : Chairperson, National Human Right Commission
(NHRC)
16. Rajeev Mathur : Chief Commissioner, Central Information Commission
17. Mr. Ajit Kumar Seth : Cabinet Secretary.
18. Mr. Nripendra Misra : Principal Secretary to Prime Minister.
19. Justice V. Eshwaraiah : Chairman, National Commission for Backward Classes.
20. Dr. P. L. Punia : Chairman, National Commission for Scheduled Castes
21. Mr. Deepak Gupta : Chairman, Union Public Service Commission (UPSC).
22. Mr. Amitava Bhattacharya : Chairman, Staff Selection Commission (SSC).
23. Prof. Ved Prakash : Chairman, UGC.
24. Subramaniam Jaishankar: Foreign Secretory of India
25. Dr. M. S. Swaminathan : Chairman, National Commission on Farmers (NCF).
26. Mr. Ajit Kumar Doval : National Security Adviser and Special Adviser to PM
(Internal Security).
27. Mr. Sharad Kumar : Director-General, National Investigation Agency (NIA)
28. Mr. A. K. Mital : Chairman, Railway Board.
29. Mr. Dineshwar Sharma : Director, Intelligence Bureau (IB).
30. Mr. Anil Kumar Sinha : Director, Central Bureau of Investigation (CBI).
31. Mr. Rajinder Khanna : Director, Research and Analysis Wing (RAW).
32. Mr. Jayanto Narayan Choudhury : Director-General, National Security Guard
(NSG).
33. Mr. Prakash Mishra : Director-General, CRPF.
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34. Mr. Devendra Kumar Pathak : Director-General, Border Security Force (BSF).
35. Mr. Arvind Ranjan : Director-General, Central Industrial Security Force (CISF).
36. Mr. P. K. Mehta : Director-General, Railway Protection Force. (RPF)
37. Mr. Parkash Mishra : Director-General, Indo-Tibetan Border Police (ITBP).
38. Mr. B. D. Sharma : Director-General, Sashastra Seema Bal.
39. Vice-Admiral Anurag G. Thapliyal : Director-General, Indian Coast Guard.
40. Lt. Gen. Avtar Singh : Director-General, Defence Intelligence Agency.
41. Anupam Shrivastava: CMD of BSNL
42. Mr. A. S. Kiran Kumar : Chairman, Space Commission and ISRO.
43. Mr. Ratan Kumar Sinha : Chairman, Atomic Energy Commission and Secretary,
Dept. of Atomic Energy.
44. Dr. Vishwa Mohan Katoch : Director-General, Indian Council of Medical Research.
45. Mr. C. Chandramouli : Registrar-General of India and Census Commissioner.
46. Justice D. K. Jain : Chairman, Law Commission.
47. Dr. B. N. Suresh : President, Indian National Academy of Engineering (INAE).
48. Mr. Justice (Retd.) B. N. Kirpal : Chairman, National Forest Commission.
49. Dr. Raghuram Rajan : Governor, RBI.
50. Justice Mr. Chandramauli Kumar Prasad : Chairman, Press Council of India.
51. Mrs. J.M. Shanti Sundharam : Chairman, Central Board of Excise and Customs.
52. Mr. R. S. Sharma : CMD, Oil and Natural Gas Corporation (ONGC).
53. Mr. B. C. Tripathi : CMD, GAIL.
54. Mr. S. Behuria : Chairman, IOC.
55. Mr. Sunil Kumar Srivastava : CMD, Oil India Ltd.
56. Dr. Satbir Bedi : Chairperson, Central Board of Secondary Education (CBSE).
57. Mr. U. K. Sinha : Chairman, Securities and Exchange Board of India (SEBI).
58. Dr. Harsh Kumar Bhanwala : Chairman, National Bank for Agriculture and Rural
Development (NABARD).
59. Smt. Arundhati Bhattacharya : Chairman, SBI.
60. Mr. M. S. Raghavan : Chairman, IDBI.
61. Mr. S. K. Roy : Chairman, Life Insurance Corporation of India (LIC)
62. Mr. Ashwin Pandya : Chairman, Central Water Commission.
63. Dr. Y. V. Reddy: Chairman, 14th Finance Commission.
64. Mr. Pahlaj Nihalani : Chairperson, Central Board of Film Certification (CBFC).
65. Dr. Rakesh Tewari : Director-General, Archaeological Survey of India (ASI).
66. Dr. Jyotsna Suri : President, Federation of Indian Chambers of Commerce and
Industry (FICCI)
67. Dr. Rahul Khullar : Chairman, Telecom Regulatory Authority of India (TRAI).
68. Dr. Rajan Katoch : Director, Enforcement Directorate.
69. Mr. Hemant Contractor : Chairman, Pension Fund Regulatory and Development
Authority (PFRDA).
70. Dr. Sekhar Basu : Director, Bhabha Atomic Research Centre.
71. Mr. N. Ramachandran : President, Indian Olympic Association.
72. Prof. B.K.Tripathi : Acting Director, National Council of Educational Research and
Training (NCERT).
73. Mr. Ajay S. Shriram : President, Confederation of Indian Industry (CII).
74. Dr. A. Surya Prakash : Chairman, Prasar Bharti Board.
75. Mr. Ratan Tata : Chairman, Investment Commission.
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76. Mr. Jagmohan Dalmiya : Board of Control for Cricket in India (BCCI).
77. Mr. R. Chandrasekaran : Chairman, NASSCOM.
78. Mr. Ramesh Sippy : Chairman, National Film Development Corporation (NFDC).
79. Mr. Ravindra Kumar: Chairman, United News of India.
80. Mr. Mahendra Mohan Gupta : Chairman, PTI.
81. Mr. Kiran B. Vadodaria : President, Indian Newspaper Society (INS).
82. Mr. Rana Kapoor : President, The Associated Chambers of Commerce and Industry
of India (ASSOCHAM).
83. R. Gandhi , S. S Mundra , Urijit Patel , H R Khan : Deputy Governor of RBI
84. Sutirtha Bhattacharya: CMD Coal India Limited
85. R. K Srivastava: Chairman of Airport Authority of India
FAMOUS ZOOLOGICAL PARKS IN INDIA
1. Arignar Anna Zoological Park (Vandalur Zoo), Chennai, Tamil Nadu Biggest in India
2. Nandankanan Zoological Park, Bhubaneswar, Odisha 2nd Biggest in India
3. Indira Gandhi Zoological Park, Visakhapatnam, Andhra Pradesh 3rd Biggest in India
4. Nehru Zoological Park, Hyderabad, Telangana
5. Pt. G.B. Pant High Altitude Zoo, Nainital, Uttarakhand
6. Rajiv Gandhi Zoological Park, Pune, Maharashtra
7. Allen Forest Zoo, Kanpur, Uttar Pradesh
8. Gulab Bagh and Zoo, Udaipur, Rajasthan
9. Bnnerghatta national park, Bangaluru.
10. Madras Crocodile Bank Trust, Chennai, Tamil Nadu
11. National Zoological Park, Delhi
Classical & Folk dances in India
1. Kathak: Uttar Pradesh.
2. Bihu: Assam
3. Bharat Natyam: Tamil Nadu
4. Kuchipudi: Andhra Pradesh.
5. Kathakali: Kerala.
6. Chhau: Orissa, Bihar and West Bengal
7. Bhangra: Punjab.
8. Khantumm – Mizoram
9. Changu: Odissa and Andhra Pradesh
10. Gair: Rajasthan.
11. Garba, Dandiya Rass: Gujarat
12. Ghoomar: Rajasthan.
13. Karagam: Tamil Nadu.
14. Dumhal: Kashmir.
15. Lavani: Maharashtra
16. Odissi: Orissa
17. Rauf – Jammu & Kashmir
18. Nautanki, Thora, Chappeli, Raslila, Kajri – UP
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PM Narendra Modi’s Prime Ministerial Visits
1. Syechelles(10-11 Mar)
President : James Michel
Capital : Victoria
Currency
: Seychellois
Rupee
About the Country
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The 115 island country.
Population of 90,024.
It is a member country of African Union.
Smallest population of any African State.
Highlights of The Visit
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1st Indian PM to visit the country after 33 years.
On the morning of March 11th, Shri Narendra Modi was given a Ceremonial Reception after
which he visited the State House and signed the Visitors Book. He wrote that India not only
considers Seychelles as a neighbour but as a strategic partner too.

Welcoming the launch of direct air services to India by Air Seychelles last December, the PM
hoped that ties between India and Seychelles would be deepened further marked by a spirit of
respect, equality, enormous goodwill and warmth.
He also unveiled the Plaque and Operationalisation of Radar for the CSRS India-Seychelles
Cooperation Project in Sychelles.
Before concluding his Seychelles visit, the PM addressed a massive gathering at a civic
reception. Shri Modi touched upon areas like mitigating climate change, renewable energy and
Make in India.

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2. Mauritius (12th Mar)
PM : Anerood Juganauth
President : Rajkeswur Purryag
Capital : Port Louis
Currency : Mauritian Rupee
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Highlights of The Visit :
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Expressing his gratefulness to be the Chief Guest of National Day of Mauritius on March 12th,
Shri Narendra Modi said India and Mauritius have always stood in solidarity and support for each
other.
He also termed the agreement on the development of Agalega Island as a major stride in IndiaMauritius cooperation in infrastructure sector.
On March 12th, the Prime Minister began his day by visiting the Ganga Talao in Mauritius. As
soon as Shri Modi visited there, he recalled the holy River Ganga that flows through Varanasi.
He also praised Mauritius for enriching Hindi literature.
He also expressed his delight to have got the chance to address their National Assembly on the
very same day as the Prime Minister of India.
Talking about the first cyber city construction supported by Former PM, Shri Atal Bihari Vajpayee
in 2003, Prime Minister Narendra Modi announced for supporting a second such city in Mauritius.
Prime Minister Narenda Modi attended the programme to mark the commissioning of the
Barracuda, a ship in the service of the National Coast Guard of Mauritius.
Shri Narendra Modi also paid homage to the valiant Aapravasis for their human spirit and also
described the Aapravsi Ghat as signifying the enduring links between India and Mauritius.
A civic reception was organised in Shri Narendra Modi’s honour. A large number of people drew
together to watch and listen to the Indian Prime Minister. There were chants of “Modi Modi” soon
after the PM arrived. Shri Modi himself was surprised to see such a huge gathering.
In the evening of March 12th, Shri Narendra Modi joined the National Day celebrations in
Mauritius as the guest of honour.
MOU’s/Agreements signed between India-Mauritius
1.
2.
3.
4.
5.
Memorandum of Understanding between India and Republic of Mauritius in the field of Ocean
Economy.
Programme for Cultural Cooperation between the Republic of India and the Republic of Mauritius
for the year 2015-18.
Protocol between the Department of Agriculture and Cooperation, Ministry of Agriculture of
Republic of India and the Ministry of Agro-Industry and Food Security of Republic of Mauritius for
the importation of fresh mango from India.
Memorandum of Understanding for the Improvement in Sea and Air Transportation Facilities at
Agalega Island of Mauritius.
MoU on Cooperation in the field of Traditional System of Medicine and Homeopathy.
3. Sri Lanka (13-14 Mar)
PM : Ranil Wickremesinghe
President : Maithripala Sirisena
Capital : Colombo
Currency : Sri Lankan Rupee
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Highlights of The Visit :
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It is the first standalone bilateral visit to Sri Lanka by an Indian Prime Minister since 1987.
Lanka IOC and Ceylon Petroleum Corporation have agreed to jointly develop the Upper Tank
Farm of the China Bay Installation in Trincomalee on mutually agreed terms.
Early commencement of work on the ground in the Sampur Coal Power Project. This landmark
project would meet Sri Lanka`s energy needs.
The facility of “Tourist Visa on Arrival – Electronic Travel Authorization” Scheme to Sri Lankan
citizens from the Sinhala and Tamil New Year on 14 April 2015.
Air India will soon start direct flights between New Delhi and Colombo.
Cooperation in developing a Ramayana Trail in Sri Lanka and a Buddhist Circuit in India.
Organization a Festival of India in Sri Lanka later this year. Sri Lanka is where Buddhism has truly
flourished. We will be organizing an exhibition showcasing our Buddhist heritage as part of this
festival.
The Memorandum of Understanding on cooperation in youth affairs is an important long term
investment in our relationship.
A fresh Line of Credit of up to US$ 318 million for the railways sector. This will be used to procure
rolling stock, and to restore and upgrade existing railway track.
Assistance for the construction of the Rabindranath Tagore auditorium at Ruhuna University in
Matara.
The Reserve Bank of India and the Central Bank of Sri Lanka have agreed to enter into a
Currency Swap Agreement of US$ 1.5 billion. This will help keep the Sri Lankan rupee stable.
Modi became the first PM to visit Jaffna
TRICK TO REMEMBER TYPE OF TAXES

DIRECT TAXES------- "WePro.Co.In"
We:-wealth tax
Pro:-property tax
Co:-corporate tax
In:-income tax
INDIRECT TAXES ----- "ExCuSe ME"
Ex:-excise tax
Cu:-custom tax
Se:-service tax
M:-market tax/vat
E:-entertainment tax
www.bankersadda.me
International Organizations------------ Headquarters
• UNO (United Nations Org) --New York
• UNICEF --New York
• WHO (World Health Org) --Geneva
• ILO (International Labour Org) --Geneva
• WTO (World Meteorological Org) --Geneva
• World Intellectual Property Org --Geneva
• International Standards Org. --Geneva
• IMF (International Monetary Fund) --Washington DC
• World Bank --Washington DC
• UNESCO --Paris
• OECD --Paris
• UNIDO (United Nations Industrial Dev. Org) --Vienna
• IAEA --Vienna
• OPEC --Vienna
• Amnesty International --London
• Commonwealth of Nations --London
• IMO --London
• ICJ (International Court of Justice) --The Hague
• FAO (Food and Agricultural Organization) --Rome
• NATO --Brussels
• Transparency International --Berlin
• SAARC --Kathmandu
• ASEAN --Jakarta
• APEC (Asia Pacific Economic Forum) --Singapore
• Organization of Islamic Cooperation –Jedd
OSCAR AWARDS 2014
[1]Best Film - 12 Years a Slave – Directed by Steve McQueen
[2]Best Actor - Matthew McConaughey for: Dallas Buyers Club
[3]Best Actress -Cate Blanchett for: Blue Jasmine
[4]Best Director -Alfonso Cuarón for Gravity
[5]Best Actor in a Supporting Role - Jared Leto for: Dallas Buyers Club
[6]Best Actress in a Supporting Role - Lupita Nyong'o for 12 Years a Slave
[7]Best Foreign Language Film - The Great Beauty (Italy)
Note: "Gravity" pulled in 7 Oscars, including best director, at the 86th Academy Awards on March 2,
2014.v
TAGLINES
Public Sector Banks in India
(1) State Bank Group---------------------- Pure banking nothing else; With you all the way
(2) Allahabad Bank ------------------------- A tradition of trust
www.bankersadda.me
(3) Andhra Bank ------------------------------- Where India Banks
(4) Bank of Baroda ---------------------------- India’s international bank
(5) Bank of India ------------------------------- Relationships beyond banking
(6) Bank of Maharashtra ------------------- One family one bank
(7) Canara Bank ------------------------------- Together We Can
(8) Central Bank of India--------------------- Central to you since 1911
(9) Corporation Bank ----------------------- Prosperity for All
(10) Dena Bank ------------------------------- Trusted Family Bank
(11) IDBI Bank -------------------------------- Banking for All
(12) Indian Bank ----------------------------- Your tech friendly bank
(13) Indian Overseas Bank ------------------ Good people to grow with
(14) Oriental Bank of Commerce------------ Where every individual is committed
(15) Punjab National Bank ------------------ A Name you can Bank Upon
(16) Syndicate Bank -------------------------- Your faithful & friendly financial partner
(17) UCO Bank---------------------------------- Honours Your Trust
(18) Union Bank of India---------------------- Good People to Bank with
(19) United Bank of India --------------------- The Bank that begins with U
(20) Vijaya Bank ------------------------------ A Friend You can Bank Upon
PRIVATE SECTOR BANKS IN INDIA
(1) Axis Bank----------------------------------- Everything is the same except the name
(2) Bank of Rajasthan ----------------------- Dare to dream
(3) Catholic Syrian Bank -------------------- Support all the way
(4) Centurion Bank of Punjab ------------- To rejoice working, join us
(5) City Union Bank ----------------------- Trust and Excellence since 1904
(6) Dhanalakshmi Bank ---------------------- Tann. Mann. Dhan.
(7) Federal Bank ----------------------------- Your perfect banking partner
(8) HDFC Bank ----------------------------- We understand your world
(9) ICICI Bank----------------------------- Hum hain na!!
(10) IndusInd Bank -------------------------- We Make You Feel Richer
(11) ING Vysya Bank-------------------------- Jiyo easy
(12) Jammu & Kashmir Bank ---------------- Serving to Empower
(13) Karnataka Bank ------------------------- Your family bank across India
(14) Karur Vysya Bank ------------------------ Smart way to bank
(15) Kotak Mahindra Bank ----------------- Lets make money simple
(16) Laxmi Vilas Bank----------------------- The Changing Face of Prosperity
(17) Nainital Bank ------------------------- Banking with personal touch
(18) Saraswat Bank ------------------------ Service to the Common Man!
(19) South Indian Bank ------------------ Experience Next Generation Banking
(20) Yes Bank ------------------------------ Experience our expertise
FOREIGN BANKS IN INDIA
(1) ABN-AMRO Bank------------------------- Making More Possible
(2) Abu Dhabi Commercial Bank --------- Our Vision. Your Future.
(3) Bank of Ceylon -------------------------- BOC-the Bank you can trust
(4) BNP Paribas Bank ----------------------- The bank for a changing world
(5) Citi Bank -------------------------------- The Citi never sleeps
(6) China Trust Commercial Bank -------- We Are Family
(7) Deutsche Bank ----------------------- A Passion to Perform
(8) HSBC ---------------------------------- The world’s local bank
www.bankersadda.me
(9) JPMorgan Chase Bank ----------------- The right relationship is everything
(10) Standard Chartered Bank -------------- Your Right Partner
(11) Scotia Bank --------------------------------- You’re richer than you think
Awards & Honours
Advani, Amitabh & Dilip Kumar get Padma Vibhushan
Padma Awards, one of the highest civilian Awards of the country, are conferred in three
categories, namely, Padma Vibhushan, Padma Bhushan and Padma . The Awards are given
in various disciplines/fields of activities, like art, social work, public affairs, science and
engineering, trade and industry, medicine, literature and sports.
‘Padma Vibhushan’ is awarded for exceptional and distinguished service; ‘Padma Bhushan’
for distinguished service of high order and ‘Padma ’ for distinguished service in any field.
The awards are announced on the occasion of Republic Day every year.
This year the President of India has approved conferment of Padma Awards to 104 persons
as per the list below. The list comprises nine Padma Vibhushan, 20 Padma Bhushan and 75
Padma Awardees. Seventeen of the awardees are women and the list also includes 17
persons from the category of foreigners, NRIs, PIOs and four posthumous awardees.
PADMA VIBHUSHAN
S.
Name of the Awardee
No.
Discipline
State/Domicile
1.
L. K. Advani
Public Affairs
Gujarat
2.
Amitabh Bachchan
Art
Maharashtra
3.
Prakash Singh Badal
Public Affairs
Punjab
4.
Dr D. Veerendra Heggade
Social Work
Karnataka
5.
Mohammad Yusuf Khan alias Dilip
Art
Maharashtra
Others
Uttar Pradesh
Kumar
6.
Jagadguru Ramanandacharya Swami
Rambhadracharya
7.
Prof. Malur Ramaswamy Srinivasan
8.
Kottayan K. Venugopal
9.
Karim Al Hussaini Aga Khan
(Foreigner)
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Science and
Engineering
Tamil Nadu
Public Affairs
Delhi
Trade and Industry
France/UK
PADMA BHUSHAN
S. No.
Name of the Awardee
Discipline
State/Domicile
1.
Jahnu Barua
Art
Assam
2.
Dr Vijay Bhatkar
Science and Engineering
Maharashtra
3.
4.
Swapan Dasgupta
Swami Satyamitranand Giri
Literature and Education
Others
Delhi
Uttar Pradesh
5.
N. Gopalaswami
Civil Service
Tamil Nadu
6.
Dr Subhash C. Kashyap
Public Affairs
Delhi
7.
Dr (Pandit) Gokulotsavji Maharaj
Art
Madhya Pradesh
8.
Dr Ambrish Mithal
Medicine
Delhi
9.
Sudha Ragunathan
Art
Tamil Nadu
10.
Harish Salve
Public Affairs
Delhi
11.
Dr Ashok Seth
Medicine
Delhi
12.
Rajat Sharma
Literature and Education
Delhi
13.
Satpal
Sports
Delhi
14.
Shivakumara Swami
Others
Karnataka
15.
Dr Kharag Singh Valdiya
Science and Engineering
Karnataka
16.
Prof. Manjul Bhargava (NRI/PIO)
Science and Engineering
USA
17.
David Frawley
Others
USA
(Vamadeva)(Foreigner)
18.
Bill Gates (Foreigner)
Social Work
USA
19.
Melinda Gates (Foreigner)
Social Work
USA
20.
Saichiro Misumi (Foreigner)
Others
Japan
PADMA SHRI
S.
Name of the Awardee
State/Domicile
Discipline
Telangana
No.
1.
Dr Manjula Anagani
Medicine
2.
S. Arunan
Science
and
Karnataka
Engineering
3.
Kanyakumari Avasarala
Art
4.
Dr Bettina Sharada Baumer
Literature
Tamil Nadu
and
Jammu and Kashmir
Education
5.
Naresh Bedi
Art
Delhi
6.
Ashok Bhagat
Social Work
Jharkhand
7.
Sanjay Leela Bhansali
Art
Maharashtra
8.
Dr Lakshmi Nandan Bora
Literature
Education
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and
Assam
9.
Dr Gyan Chaturvedi
Literature
and
Madhya Pradesh
Education
10.
Prof. (Dr) Yogesh Kumar Chawla
Medicine
Chandigarh
11.
Jayakumari Chikkala
Medicine
Delhi
12.
Bibek Debroy
Literature
and
Delhi
Education
13.
Dr Sarungbam Bimola Devi
Medicine
Manipur
14.
Dr Ashok Gulati
Public Affairs
Delhi
15.
Dr Randeep Guleria
Medicine
Delhi
16.
Dr K. P. Haridas
Medicine
Kerala
17.
Rahul Jain
Art
Delhi
18.
Ravindra Jain
Art
Maharashtra
19.
Dr Sunil Jogi
Literature
and
Delhi
Education
20.
Prasoon Joshi
Art
Maharashtra
21.
Dr Prafulla Kar
Art
Odisha
22.
Saba Anjum
Sports
Chhattisgarh
23.
Ushakiran Khan
Literature
and
Bihar
Education
24.
Dr Rajesh Kotecha
Medicine
Rajasthan
25.
Prof. Alka Kriplani
Medicine
Delhi
26.
Dr Harsh Kumar
Medicine
Delhi
27.
Narayana Purushothama Mallaya
Literature
and
Kerala
and
Goa
Education
28.
Lambert Mascarenhas
Literature
Education
29.
Dr Janak Palta McGilligan
Social Work
Madhya Pradesh
30.
Veerendra Raj Mehta
Social Work
Delhi
31.
Tarak Mehta
Art
Gujarat
32.
Neil Herbert Nongkynrih
Art
Meghalaya
33.
Chewang Norphel
Others
Jammu and Kashmir
34.
T. V. Mohandas Pai
Trade and Industry
Karnataka
35.
Dr Tejas Patel
Medicine
Gujarat
36.
Jadav Molai Peyang
Others
Assam
37.
Bimla Poddar
Others
Uttar Pradesh
38.
Dr N. Prabhakar
Science
and
Delhi
and
Maharashtra
Engineering
39.
Dr Prahalada
Science
Engineering
40.
Dr Narendra Prasad
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Medicine
Bihar
41.
Ram Bahadur Rai
Literature
and
Delhi
Education
42.
Ms. Mithali Raj
Sports
Telangana
43.
P. V. Rajaraman
Civil Service
Tamil Nadu
44.
Prof. J. S. Rajput
Literature
and
Uttar Pradesh
Education
45.
Kota Srinivasa Rao
Art
46.
Prof. Bimal Roy
Literature
Andhra Pradesh
and
West Bengal
Education
47.
Shekhar Sen
Art
48.
Gunvant Shah
Literature
Maharashtra
and
Gujarat
and
Delhi
and
Uttar Pradesh
Education
49.
Brahmdev Sharma (Bhaiji)
Literature
Education
50.
Manu Sharma
Literature
Education
51.
Prof. Yog Raj Sharma
Medicine
52.
Vasant Shastri
Science
Delhi
and
Karnataka
and
Karnataka
Engineering
53.
S. K. Shivkumar
Science
Engineering
54.
P. V. Sindhu
Sports
Telangana
55.
Sardara Singh
Sports
Haryana
56.
Arunima Sinha
Sports
Uttar Pradesh
57.
Mahesh Raj Soni
Art
Rajasthan
Medicine
Delhi
58.
Dr Nikhil Tandon
59.
H. Thegtse Rinpoche
Social Work
Arunachal Pradesh
60.
Dr Hargovind Laxmishanker Trivedi
Medicine
Gujarat
61.
Huang Baosheng (Foreigner)
Others
China
62.
Prof. Jacques Blamont (Foreigner)
Science
and
France
Engineering
63.
Late Syedna Mohammad
Others
Maharashtra
Burhanuddin(Posthumous)
64.
Jean-Claude Carriere (Foreigner)
Literature
and
France
Education
65.
Dr Nandrajan “Raj” Chetty (NRI/PIO)
Trade and Industry
USA
66.
George L. Hart (Foreigner)
Others
USA
67.
Jagat Guru Amrta Suryananda Maha
Others
Portugal
Raja (NRI/PIO)
68.
Late Meetha Lal Mehta (Posthumous)
Social Work
Rajasthan
69
Tripti Mukherjee (NRI/PIO)
Art
USA
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70.
Dr Dattatreyudu Nori (NRI/PIO)
Medicine
USA
71.
Dr Raghu Rama Pillarisetti (NRI/PIO)
Medicine
USA
72.
Dr Saumitra Rawat (NRI/PIO)
Medicine
UK
73.
Prof. Annette Schmiedchen (Foreigner)
Literature
and
Germany
Education
74.
Late Pran Kumar Sharma alias
Art
Delhi
Civil Service
Tamil Nadu
Pran(Posthumous)
75.
Late R. Vasudevan
IMPORTANT SUMMITS
1.BRICS summit ( Brazil, Russia, India,
China, South‐Africa.) :● 5th Summit 2013 : (Durban) South
Africa:
● 6th BRICS Summit 2014: to be held in
Fortaleza, Brazil from 15‐17 July 2014.
● Next 7th BRICS Summit to be held in
Ufa, Russia
2. BIMSTEC Summit :● 3rd BIMSTEC summit 2014: Nay Pyi Taw
(Myanmar)
● 4th BIMSTEC summit will be held in
Nepal.
3. Nuclear security summit :● 2nd Summit 2012 – Seoul, South Korea.
● 3rd Summit 2014 - Hague, Netherland
● 4th Summit 2016 - United States
4.G 8 Summit :● 39th Summit 2013: United Kingdom.
(Northern Ireland)
● G‐8 Countries: Canada, France,
Germany,
the US. Italy, Japan, Russia, Britain and
● 40th G‐7 summit 2014 held at Brussels.
5. G 20 Summit :● G‐20 meeting (2014) of Finance
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ministers and central bank governors held
in Sydney (Australia).
● G20 Leaders Summit (2014) will be held
in Brisbane, Queensland Australia, in
November 2014.
6. SAARC Summit :● 3rd SAARC ministerial meet on poverty
alleviation 2013 Kathmandu (Nepal)
● 18th SAARC Summit 2014‐ Kathmandu
(proposed)
7. NATO Summit :‐
● NATO Summit 2014 will be held in
Britain. (Britain last hosted the summit in
1990, when Margret Thatcher was Prime
Minister).
8. IBSA Summit :● India will host the next summit of IBSA
(India, Brazil, South Africa) in New Delhi
in 2015.
# OTHERS_SUMMITS
● 18th BASIC Ministerial Meeting held in
New Delhi.
BASIC - (Brazil, South Africa, India and
China)
Note : 17th Meeting on Climate Change
was held in Hanzghou, China
● ASEAN foreign-minister-meeting held in
Myanmar.
● Fifth Indo-US Strategic Dialogue held in
New Delhi during which
the two sides discussed “transformative
initiatives” in key areas of
security and energy.
● 3rd India-Africa Summit will be held in
New Delhi.
● 6th International Nuclear Energy Forum
ATOMEXPO-2014 held
in Moscow.
● World Economic Forum 2014: held in
Abuja (Nigeria). Bharti Enterprises
founder and Chairman Sunil Bharti Mittal
co– chair this year’s edition of the World
Economic Forum on Africa.
WILDLIFE SANCTUARIES IN INDIA
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ANDHRA PRADESH:
[1] Nelapattu Bird Sanctuary ---------Andhra Pradesh
[2] Nagarjunsagar-Srisailam Tiger Reserve -------- Andhra Pradesh and Telangana
[3] Gundla Brahmeswaram Wildlife Sanctuary ------- Andhra Pradesh
[4] Kolleru Lake ------- Andhra Pradesh
[5] Rollapadu Wildlife Sanctuary -------- Andhra Pradesh [6]
Papikonda Wildlife Sanctuary -------- Andhra Pradesh [7]
Sri Venkateswara National Park -------- Andhra Pradesh [8]
Pulicat Lake Bird Sanctuary -------- Andhra Pradesh
[9] Koundinya Wildlife Sanctuary --------- Andhra Pradesh
[10] Coringa Wildlife Sanctuary ---------- Andhra Pradesh
[11] Krishna Wildlife Sanctuary --------- Andhra Pradesh
[12] Kambalakonda Wildlife Sanctuary -------- Andhra Pradesh
ARUNACHAL PRADESH:
[1] Pakhui Tiger Reserve ------- Arunachal Pradesh
[2] Dibang Wildlife Sanctuary ------- Arunachal Pradesh
[3] Mehao Wildlife Sanctuary ------- Arunachal Pradesh
[4] Eaglenest Wildlife Sanctuary -------- Arunachal Pradesh
[5] Talley Valley Wildlife Sanctuary ------------ Arunachal Pradesh
WILDLIFE SANCTUARIES IN INDIA
GUJARAT:
[1] Kutch Desert Wildlife Sanctuary ------- Gujarat
[2] Indian Wild Ass Sanctuary ------- Gujarat
[3] Gir Forest National Park ------- Gujarat
[4] Narayan Sarovar Sanctuary ------- Gujarat
[5] Marine National Park, Gulf of Kutch -------- Gujarat
[6] Barda Wildlife Sanctuary ------- Gujarat
[7] Jessore ------- Gujarat
[8] Purna ------- Gujarat
[9] Jambughoda ------- Gujarat
[10] Nal Sarovar -------- Gujarat
[11] Paniya ------ Gujarat
[12] Khijadiya ------ Gujarat
KARNATAKA:
[1] Bhadra Wildlife Sanctuary ------ Karnataka
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[2] Bhimgad Wildlife Sanctuary ------- Karnataka
[3] Biligiriranga Swamy Temple Wildlife Sanctuary ------- Karnataka
[4] Brahmagiri Wildlife Sanctuary ------- Karnataka
[5] Cauvery Wildlife Sanctuary -------- Karnataka
[6] Dandeli Wildlife Sanctuary ------- Karnataka
[7] Gudavi Bird Sanctuary ------- Karnataka
[8] Mandagadde Bird Sanctuary --------- Karnataka
[9] Melukote Temple Wildlife Sanctuary ------- Karnataka
[10] Pushpagiri Wildlife Sanctuary -------- Karnataka
[11] Ranganthittu Bird Sanctuary ------ Karnataka
[12] Ranibennur Blackbuck Sanctuary ------ Karnataka
[13] Sharavathi Valley Wildlife Sanctuary ------- Karnataka
[14] Shettihalli Wildlife Sanctuary -------- Karnataka
[15] Someshwara Wildlife Sanctuary --------- Karnataka
[16] Talakaveri Wildlife Sanctuary -------- Karnataka
WILDLIFE SANCTUARIES IN INDIA
UTTAR PRADESH:
[1] Chandra Prabha Sanctuary ------ Uttar Pradesh
[2] Kaimoor Sanctuary -------- Uttar Pradesh
[3] Katarniaghat Wildlife Sanctuary -------- Uttar Pradesh
[4] Ranipur Sanctuary ------ Uttar Pradesh
[5] Sohagi Barwa Sanctuary ------ Uttar Pradesh
[6] Kishanpur Wildlife Sanctuary ------ Uttar Pradesh
[7] Hastinapur Sanctuary ------ Uttar Pradesh
[8] Samaspur ------- Uttar Pradesh
[9] Okhla Bird Sanctuary ------ Uttar Pradesh
[10] Sandi Bird Sanctuary ------- Uttar Pradesh
[11] National Chambal Sanctuary ------ Uttar Pradesh
UTTRAKHAND:
[1] Askot Musk Deer Sanctuary ------ Uttarakhand
[2] Binsar ------ Uttarakhand
[3] Govind Pashu Vihar Wildlife Sanctuary ------- Uttarakhand
[4] Kedarnath Wild Life Sanctuary ------- Uttarakhand
List of Indian Missiles
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List of Indian Missiles In a modern military, a missile is a self-propelled guided weapon system.
Missiles have four system components: targeting and/or guidance, flight system, engine, and
warhead. Find here list of Indian missiles with their range and current status.
1. Prithvi-I (SS-150)(Range: 150 km, Payload: 1000 kg, User: Army)
2. Prithvi-II (SS-250)(Range: 250 km - 350 km, Payload: 500 kg - 1000 kg, User: Air Force, Army)
3. Prithvi-III (SS-350)(Range: 350 km - 600 km, Payload: 250 kg - 500 kg, User: Army, Air Force,
Navy)
4. Agni-I(Range: 700 – 1,200 km, Type: MRBM, User: Army, Air Force)
5. Agni-II(Range: 2,000 – 2,500 km, Type: IRBM, User: Army, Air Force)
6. Agni-III(Range: 3,000 – 5,000 km, Type: IRBM, User: Army, Air Force)
7. Agni-IV(Range: 2,500 – 3,700 km, Type: IRBM, User: Army, Air Force)
8. Agni-V(Range: 5,000 – 8,000 km, Type: ICBM, User: Army, Air Force)
9. Agni-VI(Range: 8,000 – 10,000 km, Type: ICBM, User: Army, Air Force)
10. K-15(Range: 750 km, Weight: 10 tonne, Warhead: 1 tonne, length: 10 m)
11. K-4(Range: 3,500-5,000 km, Weight: 17 tonnes, Warhead: 1 tonne - 2.5 tonnes, length: 10 m)
12. K-5(Range: 6,000 km, Weight: Unspecified, Warhead: 1 tonne, length: Unspecified)
13. BrahMos(Type: Supersonic, Range: 290 km, Status: Inducted)
14. Shaurya (Type: Hypersonic, Range: 1000-1800 Km, Status: Inducted)
15. SRSAM (Type: Hypersonic, Range: 15 Km, Status: Inducted)
16. Pinaka (Range: 40 km, Status: Inducted)
17. Nag (Range: 4km, Status: Induction)
18. Akash (Range: 30 Km , Status: Inducted)
19. Phase-I:(Status: Development completed)
20. MRSAM(Range: 70 km, Used: Air force)
Some other Indian Missiles that are either in development phase or in testing phase are :
1. BrahMos-2(Type: Hypersonic, Range: 290 km, Status: In development)
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2. Long-Range Cruise Missile (LRCM) (Type: Supersonic, Range: 1000 km, Status: In development)
3. Pinaka 2 (Range: 120 km, Status: Design Phase)
4. Nag 2(Range: 7 km, Status: In development)
5. Akash MK2(Range: 45 -50 KM, Status: In development)
6. Astra missile Mk2(Range: 100-120 km, Status: Design Phase)
7. Phase-II(Status: In design Phase)
8. Prahaar(Range: 150 KM, Status: In Test Phase)
9. Astra(Range: 80 km, Status: In Trail Phase)
10. Helina(Range: 7Km, Status: In Test Phase)
11. LRSAM (Range: 70 Km, Status: testing phase)
12. Trishul (Range: 8-12 Km, Status: Closed)
REVOLUTION IN INDIA
* Black Revolution - Petroleum Production
* Blue Revolution - Fish Production
* Brown Revolution - Leather/non-conventional(India)/Cocoa production
* Golden Fibre Revolution - Jute Production
* Golden Revolution - Fruits/Overall Horticulture development/Honey Production
* Green Revolution - Food grains
* Grey Revolution - Fertilizer
* Pink Revolution - Onion production/Pharmaceutical (India)/Prawn production
* Red Revolution - Meat & Tomato Production
* Round Revolution - Potato
* Silver Fiber Revolution - Cotton
* Silver Revolution - Egg/Poultry Production
* White Revolution (In India: Operation Flood) - Milk/Dairy production
* Yellow Revolution - Oil Seeds production
* Evergreen Revolution - Overall development of Agriculture
BOOKS BY LEADERS

My Experiments with Truth - Mahatma Gandhi

Hind Swaraj - Mahatma Gandhi

Key to Health - Mahatma Gandhi
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
Discovery of India - Jawaharlal Nehru

Glimpses of World History - Jawaharlal Nehru

My Truth - Indira Gandhi

Golden Threshold - Sarojini Naidu

The Broken Wing, Songs of Life, Death & the Spring - Sarojini Naidu

The Birds of Time, Songs of Life, Death & the Spring - Sarojini Naidu

The Sceptred Flute: Songs of India - Sarojini Naidu

The Feather of the Dawn - Sarojini Naidu

India Wins Freedom - Maulana Abul Kalam Azad

Unhappy India - Lala Lajpat Rai

Poverty and Un-British Rule in India - Dadabhai Naoroji

Geeta Rahashya - Bal Gangadhar Tilak

The Arctic Home in the Vedas - Bal Gangadhar Tilak

The Insider - PV Narasimha Rao

Wings of Fire - APJ Abdul Kalam

Ignited Minds - APJ Abdul Kalam

You Are Unique - APJ Abdul Kalam

India 2020 - APJ Abdul Kalam

Indomitable Spirit - APJ Abdul Kalam

Turning Points - A Journey through Challenges - APJ Abdul Kalam

Target 3 Billion - APJ Abdul Kalam and Srijan Pal Singh

My Journey - Transforming Dreams into Actions - APJ Abdul Kalam

Jobs for Millions - VV Giri

Mein Kampf - Adolf Hitler

My Presidential Years - R Venkataraman

My Own Boswell - M Hidyatullah

Prison Diary - Jayaprakash Narayan

Without Fear or Favour - Neelam Sanjeeva Reddy

Midnight Diaries - Boris Yelstin

The Audacity of Hope - Barrack Obama

Dreams From My Father - Barrack Obama

Indian Philosophy - Dr. S. Radhakrishnan

Hindu View of Life - Dr. S. Radhakrishnan

Matters of Discretion: An Autography - I K Gujral

Back to Work - Bill Clinton.
PERSONS IN NEWS
APPOINTMENT
 ARVIND PANAGARIYA: Noted Economist Arvind Panagariya took charge as a
First Vice President of Newly Created NITI AYOG.
 NITI: “National Institutional for Transforming India”
 A.K MITTAL: He was Appointed as the chairmen of Raiway Board. He Succeeded
Arunendra Kumar.
 ANUPAM SHRIVASTAVA: He appointed as the CMD of BSNL.

ATUL KHARE: He appointed as the UN Under Secretory-General , Department of
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Field Support. He will succeed Ameerah Haq of Bangladesh.
 S. JAISHANKAR - New Foreign Secretory. He Succeeded Sujatha Singh.
 SHEKHAR SEN – Chairmen of Sangeet Natak Akademi for a term of 5 Years. He
Succeeded Leela Samson who resigned from the position on 5 September 2014.
 DIVYA PRAKASH SINHA- appointed as Secretary (security) in the Cabinet
Secretariat by Cabinet Committee on appointments.He will succeed Yashovardhan
Azad. Prior to this, he was special director with Intelligence Bureau (IB)
 RATAN TATA- Ratan Tata, ex-chairman of TATA Sons has been appointed as
head
of the Kaya Kalp Council. This is an innovation council of Indian Railways
 SOHAIL AMAN: Air Marshall Sohail Aman was appointed as the chief of Pakistan
Air Force .New chief will take over following retirement of Air Chief Marshal Tahir
Rafigue Bhutt
 MAITHITIPALA SIRISENA: He sworn as a 7th President of Srilanka.
 BEJI CAID ESSEBSI: He sworn in as the president of Tunisia.
 HARI SHANKAR BRAMHA: He was appointed as the new Chief Election
Commissioner. He succeeds V. S Sampath.
 KRISHNA KANT PAUL: KK PAUL was sworn in as the 6th Governor of
Uttarakhand. He Succeeded Governor Aziz Qureshi who was appointed as the
Governor of Mizoram.
 KIRAN BHAI VADODARIA: He was elected as president of INIDIAN NEWS
PAPER SOCIETY.
 M. SATYAVATHY: Union Govt.appointed hin as DG of Civil Aviation. She was
the first Woman DG.
 PAHLAJ NIHALANI: Filmmaker Pahlaj Nihalani appointed as the Chairmen of
CBFC Central Board of Film Certification.
 PRAKASH MISHRA: Senior IPS officer was appointed as DG of CRPF Central
reserve Police Force.
 R. K SHRIVASTAVA: He took over as the new Chairmen of Airport Authority of
India AAI.
 S BHATTACHARYA: Senior IAS officer was appointed as the chairman & of Coal
India Limited.
 Jagmohan Dalmiya Jagmohan Dalmiya was elected unanimously as the President of
the BCCI/Board of Control for Cricket in India at the AGM in Chennai.
 Saikiran Krishnamurthy Appointed as COO of Flipkart
 Arvind Virmani Appointed as FICCI Mentor
 Arun Singh Named Next Top US Envoy India has appointed Arun Singh who is
currently the
Ambassador to France as the next top US envoy. An agreement to this effect has been
sent to the US government
 Bharat Puri Appointed MD of Pidilite Bharat Puri was appointed as Managing
Director of
Pidilite Industries Limited from April 10th, 2015. He was the independent director of the
company since the year 2008
 Gopinath Pillai Appointed as Special Envoy Government of Singapore appointed G.
Pillai as
the special envoy to Andhra Pradesh. Pillai has been appointed to speed up construction
of new
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capital city in the state.
 Nobel Laureate Sir Venkatraman/Venky Ramakrishnan has been confirmed as
having been
appointed as the President Elect of the Royal Society He is currently the Deputy Director
of the
Laboratory of Molecular Biology, British Medical Research Council in Cambridge
 Ahsu Suyash Appointed CEO and MD Crisil has appointed Ashu Subash as the next
MD
and CEO of the rating agency.
 Tapan Misra Appointed Chief of SAC Well known scientist Tapan Misra has been
appointed
as the Chief of ISRO Space Applications Centre at Ahmedabad in Gujarat
 Lizzie Chapman Appointed Director on IndiaMART Board Lizzie Chapman has
been
appointed as a director on the board of online marketplace IndiaMART according to a
statement by the company
 Faisal Siddiqui Appointed New Regional President of South Asia for HTC Faisal
Siddiqui
has been appointed as the new regional president of South Asia for HTC, a Taiwanese
device
making company.
 Indian Origin Punit Renjen Becomes CEO of Deloitte Indian born Punit Renjen has
become
the CEO of Deloitte’s global operations
 Ashton Carter Confirmed as the Next US Defence Secretary Ashton Carter has been
chosen by the Senate to be the next American defence secretary.
 He will replace Mr. Chuck Hagel who quit his post in November amidst differences
with regard to
President Obama
 Vodafone India Appoints New COO Vodafone India has appointed Naveen Chopra
as the
Chief Operating Officer with effect from April 1st, 2015.
 Nandita Chatterjee Appointed As Secretary of HUPA Nandita Chatterjee was
appointed as
the Secretary in the HUPA or Union Ministry of Housing and Urban Poverty Alleviation.
She
succeeded Anita Agnihotri as the secretary.
 T. Suvarna Raju Takes Over As 17th HAL Chairman T. Suvarna Raju has taken over
the
17th Chairman of state-run Hindustan Aeronautics Ltd. He succeeeds predecessor R. K
Tyagi
who has retired
 KAPTAN SINGH SOLANKI: Haryana Governor on 22nd Jan took over the
additional charge
of Governor of Punjab.
 KRISHNA CHAUDHARY: IPS has taken over as the new DG of ITBP- IndoTibetan Border
Force. He succeeded Subhas Goswami.
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62th National Film Fail Award
Best Hindi Film: Queen
Best Assamese Film: Othello
Best Bengali Film: Nirbashito
Best Kannada Film: Harivu
Best Konkani Film: Nachom - IA Kumpasar
Best Malayalam Film: Ain
Best Marathi Film: Killa
Best Odiya Film: Aadim Vichar
Best Punjabi Film: Punjab 1984
Best Tamil Film: Kuttram Kadithal
Best Telugu Film: Chandamama Kathalu
Best Rabha Film: Orong
Best Haryanvi Film: Pagdi The Honour
Best Music Direction:
a) Songs - Haider (Hindi)
b) Background Score - Nineteen Eighty Three (Malayalam)
Best Choreography: Bismil for Haider
Special Mention Ain (Malayalam)
Nachom - IA Kumpasar (Konkani)
Killa (Marathi)
Bhootnath Returns (Hindi)
Best Educational Film: Komal & Behind the Glass Wall
Best Exploration/Adventure: Film Life Force - India's Western Ghats
Best Investigative Film: Phum Shang
Best Animation Film: Sound of Joy
Best Short Fiction Film: Mitraa
Best Film Critic: Tanul Thakur
Best Writing on Cinema : Silent Cinema: (1895-1930)- Pasupuleti
Purnachandra Rao
Best Writing on Cinema : G. Dhananjayan for Pride of Tamil Cinema
(Special Mention)
Best Costume Designer: Dolly Ahluwalia for Haider
Best Female Playback Singer Uttara Unnikrishanan for song Azhagu in
Saivam (Tamil)
Best Male Playback Singer Sukhwinder Singh for song Bismil from Haider
Best Actress Kangana Ranaut for Queen
Best Supporting Actress: Baljinder Kaur for Pagdi The Honour (Haryanavi)
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Best Supporting Actor: Bobby Simhaa for Jigarthanda (Tamil)
Best Actor: Vijay for Nanu Avanalla Avalu (Kannada)
Best Direction: Srijit Mukherji for Chotushkone (Bengali)
Best Film On Environment Conservation/ Preservation: Ottaal
(Malayalam)
Best Popular Film Providing Wholesome Entertainment: Mary Kom
Indira Gandhi Award For Best Debut Film Of A Director: Asha Jaoar
Majhe
(Bengali)
Best Feature Film: Court (Marathi, Hindi, Gujarati & English)
Books & Their Authors 1. Pakistan's Ex-Foreign Minister Khurshid M Kasuri penned 'Neither a Hawk nor a
Dove'
2. Former Lok Sabha Speaker Meira Kumar’s book entitled “Indian Parliamentary Diplomacy – Speaker’s
Perspective” was released.
3. PM Narendra Modi launched Born Again on the Mountain by Arunima Sinha
4. Prince of Gujarat: The Extraordinary Story of Prince Gopaldas Desai released authored by Rajmohan
Gandhi.
5. Rajdeep Sardesai penned the book titled 2014: The Election That Changed.
6. Book titled Letters for a Nation written by Jawaharlal Nehru & Madhav Khosla was published by Allen
Lane an imprint of Penguin Books .
7. Next China-India War- World's First Water War – authored by General S. Padmanabhan released.
8. The book titled Black Tornado: The Three Sieges of Mumbai 26/11 authored by Sandeep Unnithan.
9. President of India Pranab Mukherjee penned a book titled The Dramatic Decade: The Indira Gandhi
Years.published by Rupa.
10. Biography My Name is Abu Salem released written by S Hussain Zaidi and published by Penguin.
11. 'Playing it My Way': Author - Sachin Tendulkar & Boria Majumdar Note: Playing It My Way is the
autobiography of former Indian cricketer Sachin Tendulkar.
12. “Half Girlfriend” - written by Chetan Bhagat
13. “The Narrow Road to the Deep North” authored by Richard Flanagan
14. “Untold Story of Indian Public Sector” - authored by Dr UD Choubey,
15. “Final Test: Exit Sachin Tendulkar” authored by Dilip D’Souza
16. “A Man and a Motorcycle, How Hamid Karzai Came to Power”: written by Bette Dam
17. And Then One Day: Naseeruddin Shah's autobiography
18. God of Antarctica written by Yashwardhan Shukla:
19. “One Life is Not Enough” : written by Kunwar Natwar Singh Note: The book is an autobiography of
the former External Affairs Minister and senior Congress Party leader Natwar Singh.
20. A book “Munger through the Ages” authored by late Devendra Prasad Yadav
21. The Lives of Others” a novel written by: Neel Mukherjee Note: Novel is short listed for the
prestigious Man Booker Prize 2014.
22. The Substance and the Shadow: written by Uday Tara Nayar, a former journalist. Note: The
Substance and the Shadow, the biography of 91-year-old actor Dilip Kumar.
23. Blood Feud written by Edward Klein
24. A Bad Character: authored by Deepti Kapoor.
25. The Good, the Bad and the Ridiculous - Khuswant Singh
26. Train To Pakistan - Khuswant Singh
27. An Uncertain Glory: India and its Contradictions - Jean Dreze and Amartya Sen.
28. A Brush with Life- Satish Gujral
29. A Bend in the river- V.S. Naipaul
30. God of Small things- Arundhati Rai
31. Inheritance of Loss- Kiran Desai.
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32. Joseph Anton- Sulman Rushdie (Autobiography)
33. “Khushwantnama-The Lessons of My Life “ – Khushwant singh
34. Lajja- Taslima Nasrim.
35. My Unforgettable Memories-Mamata Banerjee
36. My Years with Rajiv and Sonia written by R.D.Pradhan
37. ModiNomics: Inclusive Economics, Inclusive Governance: authored by Sameer Kochhar.
38. Crusader or Conspirator? Coalgate and other Truths authored by PC Parakh
Leader’s visited India/World
1. Bangladesh President Abdul Hamid arrives in Kolkata on a six-day official visit during which he held
talks with the Indian leadership with an aim to further strengthen the already close bilateral relations
between the two countries.
2. Tamim bin Hamad Al Thani emir of Qatar visited India from March 24-25, 2015
3. Maithripala Sirisena, President of Sri Lanka visited India February 15-18, 2015 Significance - First
foreign visit of the Sri lankan President after taking office on 9 January 2015
4. Nguyen Tan Dung: Vietnam Prime Minister visited India
5. US president Barack Obama visited India in the late January.
6. Mark Zuckerberg: Facebook founder visited India
7. Amazon founder Jeff Bezos visited India.
8. Frank Walter: Foreign Minister of Germany visited India
9. Australian PM Tony Abbott to visited India
10. Chinese President Xi Jinping visited India
11. President of India Pranab Mukherjee visited Vietnam
12. Sushma Swaraj visited Bahrain
13. Sushma Swaraj visited Nepal
Sports News
Chess - Viswanathan Anand beats Micheal Adams to win London Classic.
Tennis: Australian Open - i. Novak Djokovic won his fifth Australian Open crown, beating Andy Murray.
ii. Serena Williams defeated Maria Sharapova 6 – 0, 7 – 6 to win the Australian open. iii. Leander Paes
and Martina Hingis won their first major outing as a pairing and defeated the third seeds, France’s
Kristina Mladenovic and Canadian Daniel Nester, 6-4, 6-3.
BNP Paribas Open – i. Men's Singles - Novak Djokovic defeated Roger Federer, 6–3, 6–7(5–7), 6–2
ii. Women's Singles - Simona Halep defeated Jelena Janković, 2–6, 7–5, 6–4 iii. Men's doubles iv. Vasek
Pospisil / Jack Sock defeated Simone Bolelli / Fabio Fognini, 6–4, 6–7(3–7), [10–7] v. Women's doubles
vi. Martina Hingis / Sania Mirza defeated Russia Ekaterina Makarova / Russia Elena Vesnina, 6–3, 6–4
HOCKEY 2015
Hockey India League: Ranchi Rays defeated Jaypee punjab Warriors 2;2(3;2 in penalty shoot out) Most
Goals were done by Ashley Jackson (11) Women’s Hockey World League India won the final of the Hero
women’s Hockey World League Round 2 with a margin of 3-1 against Poland at the Major Dhyan Chand
National Stadium.
CRICKET
CRICKET WORLD CUP 2015 Australia defeated Newzealand in the finals of the cricket world cup 2015 by
7 wickets. The finals were played at the Melbourne cricket ground. Australia defeated India and
Newzealand defeated South Africa respectively in the Semi finals of the world cup. Most Runs – Martin
Guptill (New Zealand) 547 runs.
Most wickets – Mitchell Starc (Australia) 22 wickets and Trent Boult (Newzealand) 22 wickets.
Man of the tournament – Mitchell Starc (Australia)
Man of the finals – James Faulkner (Australia)
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Karnataka clinch eighth Ranji Trophy title. They defeated Tamil Nadu to retain the Ranji Trophy.
East Zone lifts Deodhar Trophy cricket tournament, beating West Zone by 24 runs at the Wankhede
Stadium in Mumbai .
Martin Guptill double ton powers New Zealand to massive win over West Indies. Earlier in the same
tournament Chris Gayle scored a mammoth 215 aginst West Indies.
Steven Finn completed the hat trick against Australia while J P Duminy took the other hat trick of this
world cup against Sri Lanka.
West Indies all-rounder Dwayne Bravo has announced his retirement from Test cricket.
ICC ends Amir’s ban - In a major breakthrough, the ICC has allowed Pakistan fast bowler Mohammad
Amir to return to domestic cricket early from his five-year ban for involvement in spot-fixing. Australian
cricketer Sean Abbott won Bradman young cricketer of the year award 2015.
Mahela Jayawardene and Kumar Sangakkara bid adieu to ODI cricket Pakistani cricketers Misbah-ulHaq, Shaid Afridi retired from ODI cricket
OTHERS SPORTS NEWS:
1. Services win fourth Santosh Trophy title after edging out hosts Punjab 5-4 via tie-breaker in a nailbiting summit clash at Guru Nanak Stadium in Ludhiana
2. France win record fifth world handball title i. France has became the first team in handball history to
win five World Championships. ii. In the finals, they defeated hosts and surprised finalists Qatar.
3. National Games mascot Ammu, the Great Hornbill, has immortalised itself by finding a mention in the
Limca Book of Records. The Great Indian Hornbill, had been staged in 147 schools.
4. Mascot for the 2016 European football championship named Super Victor.The name for the cartoon
character boy dressed as a footballer in blue and white with a red cape and number 16 jersey was
preferred to Driblou and Goalix. Euro 2016 will take place in France from 10 June 2016 to 10 July 2016.
5. Ms Deborah, a tribal girl from Andaman and Nicobar Islands has created history in National Level by
winning four Gold Medals in the Track Asia Cup Cycling Championship 2014 which concluded at Indira
Gandhi Stadium, New Delhi.
6. Michael Phelps was crowned Male Athlete of the Year at the 2014 USA Swimming Golden Goggle
Awards. He was crowned with the title for a fifth time.Earlier, he won the title in 2004, 2007, 2008 and
2012. He was awarded with the title despite being suspended from competition for six months after a
drunken driving arrest in September 2014.
7. International Olympic Committee (IOA) President Thomas Bach has welcomed the U.S. decision to bid
for the 2024 Games.
Stock Exchanges and their Index:
BSE ( Bombay Stock Exchange) - SENSEX ( Sensitive Index) –
BSE is oldest stock exchange in Asia located at Dalai Street in Mumbai - Sensex Consists of 30 companies
2. NSE (National Stock Exchange) - Nifty-50 -NSE is the largest stock exchange in India -Nifty consists of
50 companies
3. NYSE ( Newyork Stock Exchange) - DJ ( Dow Jones) - NYSE world's first and largest stock market
4. NASDAQ ( National association of securities dealers Automated Quotation System)- NASD-100 NASDAQ is the first electronic stock market in the world located in New York.
5. Tokyo Stock Exhange ( Japan) - Nikkei-225
6. Korea Stock Exchange( Seoul, South korea) – Kospi
7. Shenghai Stock Exchange( China)- Composite Index
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