Information Systems: A Manager’s Guide to Harnessing Technology, version 2.0 John Gallaugher © 2013, published by Flat World Knowledge 12-1 Published by: Flat World Knowledge, Inc. © 2013 by Flat World Knowledge, Inc. All rights reserved. Your use of this work is subject to the License Agreement available here http://www.flatworldknowledge.com/legal. No part of this work may be used, modified, or reproduced in any form or by any means except as expressly permitted under the License Agreement. © 2013, published by Flat World Knowledge 12-2 Chapter 12 The Data Asset: Databases, Business Intelligence, Big Data, and Competitive Advantage © 2013, published by Flat World Knowledge 12-3 Learning Objectives • Understand how increasingly standardized data, access to third-party data sets, cheap, fast computing and easier-to-use software are collectively enabling a new age of decision making • Be familiar with some of the enterprises that have benefited from data-driven, fact-based decision making © 2013, published by Flat World Knowledge 12-4 Data and Decision Making • Big data: Massive amount of data available to today’s managers – Unstructured, big, and costly to work through conventional databases – Made available by new tools for analysis and insight • Decision making is data-driven, fact-based and enabled by: – Standardized corporate data – Access to third-party datasets through cheap, fast computing and easier-to-use software © 2013, published by Flat World Knowledge 12-5 Data and Decision Making • Business intelligence (BI): Combines aspects of reporting, data exploration and ad hoc queries, and sophisticated data modeling and analysis • Analytics: Driving decisions and actions through extensive use of: – – – – Data Statistical and quantitative analysis Explanatory and predictive models Fact-based management © 2013, published by Flat World Knowledge 12-6 Enterprises that Have Benefited from Data Mastery • Walmart - Entered the top of the Fortune 500 list • Harrah’s Casino Hotels - Grew twice as profitable as Caesars and rich enough to acquire it • Capital One - Found valuable customers that competitors were ignoring – Its ten-year financial performance was ten times greater than the S&P 500 © 2013, published by Flat World Knowledge 12-7 Learning Objectives • Understand the difference between data and information • Know the key terms and technologies associated with data organization and management © 2013, published by Flat World Knowledge 12-8 Organizing Data - Key Terms and Technology • Database: Single table or a collection of related tables • Database management systems (DBMS): Software for creating, maintaining, and manipulating data – Known as database software • Structured query language (SQL): Used to create and manipulate databases © 2013, published by Flat World Knowledge 12-9 Organizing Data - Key Terms and Technology • Database administrator (DBA): Job title focused on directing, performing, or overseeing activities associated with a database or set of databases – – – – – – Database design and creation Implementation Maintenance Backup and recovery Policy setting and enforcement Security © 2013, published by Flat World Knowledge 12-10 Key Terms Associated with Database Systems Table or file • List of data, arranged in columns or fields and rows or records Column or field • Column in a database table • Represents each category of data contained in a record Row or record • Row in a database table • Represents a single instance of whatever the table keeps track of like student or faculty © 2013, published by Flat World Knowledge 12-11 Key Terms Associated with Database Systems Key • Code that unlocks encryption • Field or combination of fields used to uniquely identify a record, and to relate separate tables in a database like social security number Relational database • Most common standard for expressing databases • Tables or files are related based on common keys © 2013, published by Flat World Knowledge 12-12 Learning Objectives • Understand various internal and external sources for enterprise data • Recognize the function and role of data aggregators, the potential for leveraging third-party data, the strategic implications of relying on externally purchased data, and key issues associated with aggregators and firms that leverage externally sourced data © 2013, published by Flat World Knowledge 12-13 Transaction Processing Systems • Record a transaction or some form of businessrelated exchange, such as a cash register sale, ATM withdrawal, or product return – Transaction: Some kind of business exchange • Loyalty card: System that provides rewards in exchange for consumers allowing tracking and recording of their activities – Enhances data collection and represents a significant switching cost © 2013, published by Flat World Knowledge 12-14 Enterprise Software • Firms set up systems to gather additional data beyond conventional purchase transactions or Web site monitoring • Customer relationship management systems (CRM) Empower employees to track and record data at nearly every point of customer contact • Includes other aspects that touch every aspect of the value chain including SCM and ERP © 2013, published by Flat World Knowledge 12-15 Surveys • Firms supplement operational data with additional input from surveys and focus groups • Direct surveys can give better information than a cash register • Many CRM products have survey capabilities that allow for additional data gathering at all points of customer contact © 2013, published by Flat World Knowledge 12-16 External Sources • Organizations can have their products sold by partners and can rely heavily on data collected by others • Data from external sources might not yield competitive advantage on its own – Can provide operational insight for increased efficiency and cost savings – May give firms a high-impact edge © 2013, published by Flat World Knowledge 12-17 Data Aggregators • Firms that collect and resell data • One has to be aware of the digital tracking of individuals – Possible by the availability of personal information online © 2013, published by Flat World Knowledge 12-18 Learning Objectives • Know and be able to list the reasons why many organizations have data that can’t be converted to actionable information • Understand why transactional databases can’t always be queried and what needs to be done to facilitate effective data use for analytics and business intelligence • Recognize key issues surrounding data and privacy legislation © 2013, published by Flat World Knowledge 12-19 Reasons for Poor Information • Incompatible systems – Legacy systems: Older information systems that are incompatible with other systems, technologies, and ways of conducting business • Operational data cannot always be queried – Most transactional databases are not set up to be simultaneously accessed for reporting and analysis – Database analysis requires significant processing © 2013, published by Flat World Knowledge 12-20 Learning Objectives • Understand what data warehouses and data marts are and the purpose they serve • Know the issues that need to be addressed in order to design, develop, deploy, and maintain data warehouses and data marts © 2013, published by Flat World Knowledge 12-21 Data Warehouses and Data Marts • Set of databases designed to support decision making in an organization • Structured for fast online queries and exploration • Collects data from many different operational systems • Data mart: Database or databases focused on addressing the concerns of a specific problem or business unit © 2013, published by Flat World Knowledge 12-22 Data Warehouses and Data Marts • Marts and warehouses may contain huge volumes of data • Building large data warehouses can be expensive and time consuming • Large-scale data analytics projects should build on visions with business-focused objectives © 2013, published by Flat World Knowledge 12-23 Figure 12.2 - Information Systems Supporting Operations and Analysis © 2013, published by Flat World Knowledge 12-24 Maintaining Data Warehouses and Data Marts • Firms can address the broader issues needed to design, develop, deploy, and maintain its system through data: – – – – – Relevance Sourcing Quantity and quality Hosting Governance © 2013, published by Flat World Knowledge 12-25 Insights from Unstructured Big Data • Hadoop - Made up of half-dozen separate software pieces and requires the integration of these pieces to work • Advantages – – – – Flexibility Scalability Cost effectiveness Fault tolerance © 2013, published by Flat World Knowledge 12-26 E-Discovery • Identifying and retrieving relevant electronic information to support litigation efforts – Firm should account for it in its archiving and data storage plans – Data can be used later and therefore should be stored in order © 2013, published by Flat World Knowledge 12-27 Learning Objectives • Know the tools that are available to turn data into information • Identify the key areas where businesses leverage data mining • Understand some of the conditions under which analytical models can fail • Recognize major categories of artificial intelligence and understand how organizations are leveraging this technology © 2013, published by Flat World Knowledge 12-28 Business Intelligence Toolkit Canned reports • Provide regular summaries of information in a predetermined format Ad hoc reporting tools • Puts users in control so that they can create custom reports on an asneeded basis • By selecting fields, ranges, summary conditions, and other parameters Dashboards • Heads-up display of critical indicators that allow managers to get a graphical glance at key performance metrics Online analytical processing (OLAP) • Takes data from standard relational databases, calculates and summarizes the data, and then stores the data in a special database called a data cube • Data cube: Stores data in OLAP report © 2013, published by Flat World Knowledge 12-29 Data Mining • Using computers to identify hidden patterns in, and to build models from, large data sets – – – – Customer segmentation and market basket analysis Marketing and promotion targeting Collaborative filtering and customer churn Fraud detection, financial modeling, and hiring and promotion • Prerequisites – Organization must have clean, consistent data – Events in that data should reflect trends © 2013, published by Flat World Knowledge 12-30 Problems in Data Mining Using bad data can give wrong estimates • Firm is overexposed to risk Historical consistency • When the market does not behave as it has in the past, computer-driven investment models are not effective Over-engineer • Build a model with so many variables that the solution arrived at might only work on the subset of data used to create it © 2013, published by Flat World Knowledge 12-31 Skills for Data Mining Information technology Statistics Business knowledge © 2013, published by Flat World Knowledge 12-32 Artificial Intelligence (AI) • Computer software that seeks to reproduce or mimic human thought, decision making, or brain functions – Data mining has its roots in AI • Neural network: Examines data and hunts down and exposes patterns, in order to build models to exploit findings • Expert systems: Leverages rules or examples to perform a task in a way that mimics applied human expertise © 2013, published by Flat World Knowledge 12-33 Artificial Intelligence • Genetic algorithms: Model building techniques where computers examine many potential solutions to a problem – Modifies various mathematical models that have to be searched for a best alternative © 2013, published by Flat World Knowledge 12-34 Learning Objectives • Understand how Walmart has leveraged information technology to become the world’s largest retailer • Be aware of the challenges that face Walmart in the years ahead © 2013, published by Flat World Knowledge 12-35 Walmart - Data-Driven Value Chain • Largest retailer in the world – Source of competitive advantage is scale • Efficiency starts with a proprietary system called retail link – Retail link - Records a sale and automatically triggers inventory reordering, scheduling, and delivery – Inventory turnover ratio: Ratio of a company’s annual sales to its inventory • Back-office scanners keep track of inventory as supplier shipments come in © 2013, published by Flat World Knowledge 12-36 Data Mining Prowess • Gets data from varying environmental conditions • Protects the firm from a retailer’s twin nightmares – Too much inventory – Too little inventory • Helps the firm tighten operational forecasts – Enables prediction • Data drives the organization – Reports form the basis of sales meetings and executive strategy sessions © 2013, published by Flat World Knowledge 12-37 Sharing Data and Keeping Secrets • Walmart shares sales data with relevant suppliers – Stopped sharing data with information brokers – Custom builds large portions of its information systems to keep competitors off its trail – Other aspects of the firm’s technology remain confidential © 2013, published by Flat World Knowledge 12-38 Challenges • Finding huge markets or dramatic cost savings – To boost profits and continue to move its stock price higher • Criticisms – Accusations of sub par wages and a magnet for union activists – Poor labor conditions at some of the firm’s contract manufacturers – Demand prices so aggressively low that suppliers end up cannibalizing their own sales at other retailers © 2013, published by Flat World Knowledge 12-39 Learning Objectives • Understand how Caesars has used IT to move from an also-ran chain of casinos to become the largest gaming company based on revenue • Name some of the technology innovations that Caesars is using to help it gather more data, and help push service quality and marketing program successaa © 2013, published by Flat World Knowledge 12-40 Caesars’ Solid Gold CRM for the Service Sector • Caesars Entertainment provides an example of exceptional data asset leverage in the service sector – Focus on how this technology enables world-class service through customer relationship management • Leveraged its data-powered prowess to move: – From a chain of casinos – To largest gaming company by revenue © 2013, published by Flat World Knowledge 12-41 Collecting Data • Caesars’ collects customer data on everything one might do at their properties – Used to track preferences and see if a customer is worth pursuing • Total rewards loyalty card system – Opt-in: Marketing effort that requires customer consent – Opt-out programs - Enroll all customers by default © 2013, published by Flat World Knowledge 12-42 Most Valuable Customers • Customer lifetime value (CLV): Present value of the likely future income stream generated by an individual purchaser • Tracks over ninety demographic segments – – – – – Each responds differently to different approaches Iterative model of mining the data to identify patterns Creates and tests a hypothesis against a control group Analyzes to statistically verify the outcome Profits come from locals and people 45 years and older © 2013, published by Flat World Knowledge 12-43 Data Driven Service • Identifies the high value customers and gives them special attention • Customers could obtain reserved tables and special offers • Tracks gamblers suffering unusual losses and provides feel-good offers to them • CRM effort monitors any customer behavior changes • Customers come back as they feel they are treated better than competitors © 2013, published by Flat World Knowledge 12-44 Data Driven Service • Focuses on service quality and customer satisfaction – Embedded in its information systems and operational procedures • Employees are measured on metrics that include speed and friendliness – Compensated based on guest satisfaction ratings • Changed the corporate culture at Caesars – From very-property-for-itself mentality – To a collaborative, customer-focused enterprise © 2013, published by Flat World Knowledge 12-45 Innovation and Strategy Innovation Strategy • Has new innovations that help it gather more data • Push service quality and marketing program success • Firm launched: • Interactive bill boards • RFID-enabled poker chips and under-table RFID readers • Incorporation of drink ordering to gaming machines • Data advantage creates intelligence for a high-quality and highly personal customer experience • Data gives the firm a service differentiation edge • Loyalty program represents a switching cost • Firm’s technology is unique and holds many patents © 2013, published by Flat World Knowledge 12-46 Challenges • Gaming is a discretionary spending item, and when the economy tanks, gambling is one of the first things consumers will cut – Taken private: Publicly held company has its outstanding shares purchased by an individual or by a small group of individuals who wish to obtain complete ownership and control • Has been through a risky overly optimistic buyout © 2013, published by Flat World Knowledge 12-47