L35 – Savings Account Life-Cycle
Process Diagram
Purpose, Benefits, and Key Process Steps
Purpose
The purpose of this scenario is to describe and support the testing of the entire savings
account life cycle, from contract creation to account closure, including the business partner
functionalities that are needed for this scenario.
Benefits
This scenario describes the most common steps involved in a savings account life cycle in
enough detail for them to be executed.
Payment engine integration.
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
‹#›
Purpose, Benefits, and Key Process Steps
Key Process Steps
Creating or changing business partners
Creating or changing savings accounts
Creating a notice on amount and optionally receive payment via Direct Debit
Creating or changing posting locks
Creating a payment order
Changing an account holder
Changing the product of an existing account
Conducting end-of-day processing
Account closure process
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
‹#›
Required SAP Applications and Company Roles
Required SAP Applications
SAP Banking Service 8.0
SAP CYT MANAGEMENT 7.0
Company Roles
Back office
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
‹#›
Detailed Process Description
Savings Account Life-Cycle with Payment Engine
Entire account life cycle, from contract creation to account closure, including the business
partner functionalities that are needed for this scenario.
Account closure process with account closure order with transfer to reference account at
an external bank when the account balance is positive or receive funds when it is negative.
Using Payment Engine for SEPA Direct Debit when account balance is negative and
transfer the positive account balance through SWIFT.
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
‹#›
Process Flow Diagram
Savings Account Life-Cycle with Payment Engine (1/8)
Banking Services from SAP
Banking Services from SAP
Bank Analyzer
SAP Payment Engine
SAP Capital Yield Tax
Back Office
Back Office
Back Office
Back Office
1
A
B
G
B
Creating a Business
Partner
Maintain Business
Partner
Maintain CYT data
C
Checking
Posting/System date
L85 DM in Bank
Analyzer
D
Creating a Savings
Account
H
Managing Conditions
E
Notice on Amount
Rules
L85 DM in Bank
Analyzer
next page
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
‹#›
Process Flow Diagram
Savings Account Life-Cycle with Payment Engine (2/8)
Banking Services from SAP
Banking Services from SAP
Bank Analyzer
SAP Payment Engine
SAP Capital Yield Tax
Back Office
Back Office
Back Office
Back Office
previous
page
F
G
Creating a Credit
Payment Item for
Notice on Amount
Creating a Mandate
I
Creating a Payment
Transaction Order for
SEPA Direct Debit
B
HCreating a Notice on
Amount Order with
Payment Advice
L81 Using
Payment
Engine for SDD
B
PNotice on amount –
Transfer to external
account via SEPA Credit
Transfer
B
ONotice on amount –
International Payment
Transfer
B
I
Checking a Forward
Order
B
J
Displaying Balances and
Key Figures
next page
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
‹#›
Process Flow Diagram
Savings Account Life-Cycle with Payment Engine (3/8)
Banking Services from SAP
Banking Services from SAP
Bank Analyzer
SAP Payment Engine
SAP Capital Yield Tax
Back Office
Back Office
Back Office
Back Office
previous
page
J
Setting Locks for a
Business Partner
K
Displaying an Account
L Creating a Credit
Payment Item to
Generate a Posting
Control Order
B
K
Assigning Users to a
Worklist
B
LProcessing a Posting
Control Order in the
PCO
O
Creating and Executing
an Order for the
Account Holder Change
M
Changing a Lock
N
Displaying an Account
P
Displaying an Account
next page
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
‹#›
Process Flow Diagram
Savings Account Life-Cycle with Payment Engine (4/8)
Banking Services from SAP
Banking Services from SAP
Bank Analyzer
SAP Payment Engine
SAP Capital Yield Tax
Back Office
Back Office
Back Office
Back Office
previous
page
B
M
Creating a Payment
Order
Q
Creating a Payment
Item for Currency
Exchange
R
Displaying Balances and
Key Figures
A
A
Simulating an Account
Settlement
L85 DM in Bank
Analyzer
A
O
Setting Posting Date for
Payment Transaction
A
P
Setting Posting Date for
End-of-Day Processing
A
Q
Executing Due Product
Changes
next page
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
‹#›
Process Flow Diagram
Savings Account Life-Cycle with Payment Engine (5/8)
Banking Services from SAP
Banking Services from SAP
Bank Analyzer
SAP Payment Engine
SAP Capital Yield Tax
Back Office
Back Office
Back Office
Back Office
previous
page
A
R
Displaying an Account
A
T
Executing Forward
Orders
A
U
Displaying a Payment
Item
A
W
Setting Posting Date for
Payment Transaction
B Create a Payment
Qtransaction Order for
Domestic Bank
Transfer/SEPA SCT
B Create a Payment
Rtransaction Order for
International Bank
Transer
L82 Using
Payment
Engine for
Credit transfer
(SWIFT & SEPA)
A
X
Setting
the Posting date
for End-of-Day
Processing
A
Y
Executing a Settlement
next page
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
‹#›
Process Flow Diagram
Savings Account Life-Cycle with Payment Engine (6/8)
Banking Services from SAP
Banking Services from SAP
Bank Analyzer
SAP Payment Engine
SAP Capital Yield Tax
Back Office
Back Office
Back Office
Back Office
previous
page
A
Z
Setting Posting Date for
Payment Transaction
B
A
Setting Posting Date for
End-of-Day Processing
B
B
Executing Due Account
Closures
L85 DM in Bank
Analyzer
B
C
Changing an Update
Entry Indicator
L34 Lifecycle
Current
Account
next page
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
‹#›
Process Flow Diagram
Savings Account Life-Cycle with Payment Engine (7/8)
Icon
Name
1
A
B
B
G
C
D
E
Entire account life cycle
BP
Icon
Name
G
BCA_MANDATE_CRED_01
K
BCA_CN_ACCT_03
BCA_CN_ACCT_02
L
BCA_PAYMITEM_CREATE
I
BCA_PO_CREATE
B
K
PCO_WL_ASS_MAINTAIN
B
H
BCA_OR_NOW
B
L
PCO02
B
I
BCA_PO_FO_DISPLAY
M
B
J
BCA_CN_KFG
BP
BCA_CN_ACCT_01
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
BCA_DEH_EVENT_CRE_BU
BCA_PAYMITEM_CREATE
H
BCA_CN_ACCT_02
Name
F
BP
BCA_DATE_POST_SET
/BCA_DATE_EOD_SET
Icon
J
N
BCA_DEH_EVENT_CHANGE
BCA_CN_ACCT_03
O
BCA_OR_CAH
P
BCA_CN_ACCT_03
‹#›
Process Flow Diagram
Savings Account Life-Cycle with Payment Engine (8/8)
Icon
Name
B
M
BCA_PO_CREATE
Q
BCA_PAYMITEM_CREATE
R
BCA_CN_KFG
A
A
BCA_ACBAL_ACC_S
A
O
Icon
Name
Ico
n
Name
A
Z
BCA_DATE_POST_SET
B
A
BCA_DATE_EOD_SET
BCA_PAYMITEM_MAINTN
B
B
BCA_OR_TOC_PP_BOTC
A
W
BCA_DATE_POST_SET
B
C
BCA_SB_ITEMS_02
BCA_DATE_POST_SET
A
X
BCA_DATE_EOD_SET
A
P
BCA_DATE_EOD_SET
A
Y
BCA_ACBAL_ACC_M
A
Q
BCA_COP_TEV_BCA_BOCP
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
A
R
A
T
A
U
BCA_CN_ACCT_03
BCA_PO_FO_MULTI
‹#›
Detailed Process Description
Savings Account Life-Cycle without Payment Engine
Entire account life cycle, from contract creation to account closure, including the business
partner functionalities that are needed for this scenario.
To conduct a savings account life cycle, there are two mandatory steps: account creation
and account closure.
All other steps are optional and mostly independent from each other. Therefore, the
scenario attempts to join all the most common processes that could be activated during the
business relationship between a bank and a customer.
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
‹#›
Process Flow Diagram
Savings Account Life-Cycle without Payment Engine (1/6)
Banking Services from SAP
Banking Services from SAP
Bank Analyzer
SAP Payment Engine
SAP Capital Yield Tax
Back Office
Back Office
Back Office
Back Office
1
A
B
Creating a Business
Partner
Maintain Business
Partner
C
Checking
Posting/System date
L85 DM in Bank
Analyzer
D
Creating a Savings
Account
H
E
Notice on Amount
Rules
Managing Conditions
L85 DM in Bank
Analyzer
F
Creating a Credit
Payment Item
B
HCreating a Notice on
Amount Order with
Payment Advice
B
I
Checking a Forward
Order
B
J
Displaying Balances and
Key Figures
next page
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
‹#›
Process Flow Diagram
Savings Account Life-Cycle without Payment Engine (2/6)
Banking Services from SAP
Banking Services from SAP
Bank Analyzer
SAP Payment Engine
SAP Capital Yield Tax
Back Office
Back Office
Back Office
Back Office
previous
page
J
Setting Locks for a
Business Partner
K
Displaying an Account
L Creating a Credit
Payment Item to
Generate a Posting
Control Order
B
K
Assigning Users to a
Worklist
B
LProcessing a Posting
Control Order in the
PCO
O
Creating and Executing
an Order for the
Account Holder Change
M
Changing a Lock
N
Displaying an Account
P
Displaying an Account
next page
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
‹#›
Process Flow Diagram
Savings Account Life-Cycle without Payment Engine (3/6)
Banking Services from SAP
Banking Services from SAP
Bank Analyzer
SAP Payment Engine
SAP Capital Yield Tax
Back Office
Back Office
Back Office
Back Office
previous
page
B
M
Creating a Payment
Order
Q
Creating a Payment
Item for Currency
Exchange
R
Displaying Balances and
Key Figures
A
A
Simulating an Account
Settlement
L85 DM in Bank
Analyzer
next page
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
‹#›
Process Flow Diagram
Savings Account Life-Cycle without Payment Engine (4/6)
Banking Services from SAP
Banking Services from SAP
Bank Analyzer
SAP Payment Engine
SAP Capital Yield Tax
Back Office
Back Office
Back Office
Back Office
previous
page
A
O
Setting Posting Date for
Payment Transaction
A
P
Setting Posting Date for
End-of-Day Processing
A
Q
Executing Due Product
Changes
A
R
Displaying an Account
A
T
Executing Forward
Orders
A
U
Displaying a Payment
Item
A
W
Setting Posting Date for
Payment Transaction
A
X
Setting
the Posting date
for End-of-Day
Processing
A
Y
Executing a Settlement
next page
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
‹#›
Process Flow Diagram
Savings Account Life-Cycle without Payment Engine (5/6)
Banking Services from SAP
Banking Services from SAP
Bank Analyzer
SAP Payment Engine
SAP Capital Yield Tax
Back Office
Back Office
Back Office
Back Office
previous
page
A
Z
Setting Posting Date for
Payment Transaction
B
A
Setting Posting Date for
End-of-Day Processing
B
B
Executing Due Account
Closures
L85 DM in Bank
Analyzer
B
C
Changing an Update
Entry Indicator
L34 Lifecycle
Current
Account
next page
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
‹#›
Process Flow Diagram
Savings Account Life-Cycle without Payment Engine (6/6)
Icon
Name
1
Entire account life cycle
Icon
J
Name
BCA_DEH_EVEN
T_CRE_BU
Icon
Name
Icon
B
M
BCA_PO_CREATE
A
O
Q
BCA_PAYMITEM_C
REATE
A
P
R
BCA_CN_KFG
A
A
BCA_ACBAL_ACC_
S
Name
A
Z
BCA_DATE_POS
T_SET
BCA_DATE_EOD_
SET
B
A
BCA_DATE_EOD
_SET
A
Q
BCA_COP_TEV_B
CA_BOCP
B
B
BCA_OR_TOC_P
P_BOTC
A
R
BCA_CN_ACCT_03
B
C
K
BCA_CN_ACCT_
03
BP
L
BCA_PAYMITEM_
CREATE
C
BCA_DATE_POST_SET
/BCA_DATE_EOD_SET
B
K
PCO_WL_ASS_M
AINTAIN
D
BCA_CN_ACCT_01
B
L
PCO02
A
T
BCA_PO_FO_MUL
TI
E
BCA_CN_ACCT_02
M
BCA_DEH_EVEN
T_CHANGE
A
U
BCA_PAYMITEM_
MAINTN
N
BCA_CN_ACCT_
03
A
W
BCA_DATE_POST
_SET
O
BCA_OR_CAH
A
X
P
BCA_CN_ACCT_
03
B
F
H
B
H
BCA_PAYMITEM_CRE
ATE
BCA_CN_ACCT_02
BCA_OR_NOW
B
I
BCA_PO_FO_DISPLAY
B
J
BCA_CN_KFG
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
Name
BCA_DATE_POST
_SET
BP
A
Ico
n
A
Y
BCA_SB_ITEMS_
02
BCA_DATE_EOD_
SET
BCA_ACBAL_ACC
_M
‹#›
Thank you
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