Housing 101
Section 8 of the Housing and Community
Development Act of 1974
Types of Section 8
 New Construction and Substantial
Rehabilitation
 Moderate Rehabilitation
 Vouchers
 At least 75% of households admitted each year
must have incomes < 30% of HUD AMI.
 Maximum is 50% of HUD AMI
 Income limits apply at time of admission.
Burlington MSA
$ 19,100
Addison County
17,050
Bennington County
16,050
Essex County
15,900
Orange County
15,900
Rutland County
15,900
Washington County
17,700
Windham County
16,250
Windsor County
16,900
Amount of rental assistance is based upon:
 Payment Standard
90 to 110% of the Fair Market Rent
 Family’s Adjusted Income
Includes deductions for dependents & child care
costs, elderly and disabled households
 Actual Rent and Utility Costs of Apartment
2009 FMRs
Area
Burlington-So. Burlington MSA
Addison County
Bennington County
Caledonia County
Essex County
Lamoille County
Orange County
Orleans County
Rutland County
Washington County
Windham County
Windsor County
0BR 1BR 2BR
798 883 1,108
575 720
866
574 719
837
542 563
707
560 629
764
566 680
792
604 683
795
408 564
630
518 678
788
570 666
834
675 703
924
635 711
837
3BR
1,418
1,139
1,091
895
974
1,103
1,107
796
1,042
1,127
1,116
1,139
4BR
1,590
1,519
1,281
927
1,142
1,391
1,141
1,000
1,333
1,261
1,151
1,355
Example: A single parent earning minimum wage
in Washington County with 2 children.
Payment Standard = 110% of 2 BR FMR or $917
Adjusted Monthly Income = $1,265 [minimum wage]
30% of Adjusted Monthly Income = $379
Amount of maximum rental assistance = $917 minus
$379 or $538
 If a family rents a unit with rent/utility costs that
are exactly equal to the Payment Standard,
Section 8 pays the landlord the Payment
Standard less 30% of the family’s AMI.
 Assistance is $538 in our example.
 If rent and utilities are below the Payment
Standard, the family still pays 30% of the AMI
and Section 8 pays the rest.
 It is the Section 8 program which saves money
when gross rent is less than the Payment
Standard.
 The Voucher covers the Payment Standard
minus 30% of the AMI and the family pays the
rest.
 In our example, the Voucher pays $538 and the
family pays up to 40% of its AMI for rent and
utilities.
 The family pays more than 30% of AMI when the
gross rent is more than the Payment Standard.
Agency
Authorized
Vouchers
Barre
Bennington
Brattleboro
Burlington
Hartford
Montpelier
Rutland
Springfield
St. Albans
Vermont State
Winooski
135
207
187
1,511
43
122
70
61
85
3,199
320
TOTAL
5,940
 Project-based Vouchers
 Family Self-Sufficiency
 Home Ownership
 Targeted Funding Options:
 Mainstream Housing Opportunities for Persons with
Disabilities
 Family Unification
 Veterans Supportive Housing Program (VASH)