RAJASTHAN
INITIATIVES
INCLUSIVE APPROACH
ON
HOUSING
IN
URBAN SECTOR
PRESENTATION BY
G.S. Sandhu
Additional Chief Secretary
Urban Development, Housing
& Local Self Govt.
Rajasthan
12th April,2013
NHB, NEW DELHI
GOVT. OF RAJASTHAN
RAJASTHAN FACTFILE
Major
Cities
Jaipur, Jodhpur, Udaipur, Kota,
Ajmer, Bikaner, Bhilwara, Alwar,
Bharatpur
Area
342,000 sq km
Largest State in India
Population
68.62 million (2011)
State
Capital
Jaipur
Districts
33
Urban
Population
23.38%
Cities and
Towns
222 (census towns)
184 ( Municipal
towns)
Population
Density
201 persons per
square km (2011
Census)
GOVT. OF RAJASTHAN
2
RAJASTHAN – WHERE CITY PLANNING IS A TRADITION
Jaipur , Jodhpur, Jaisalmer , Udaipur, Bikaner etc are internationally known for its
urban planning and architecture. The rulers of erstwhile princely states of Rajasthan
patronized wide roads, excellent infrastructure, recreation areas, public parks etc. &
traditional building art and artisans which made Rajasthan rich in heritage buildings,
monuments & PLANNED WALLED CITIES.
GOVT. OF RAJASTHAN
3
HOUSING SCENARIO
C AT E G O R Y W I S E H O U S I N G S H O R TA G E
ALL INDIA
RAJASTHAN
18.78 MILLION*
1.07 MILLION
* 56% shortage in EWS and 40%
shortage in LIG category.
GOVT. OF RAJASTHAN
4
GOVT. OF RAJASTHAN
5
1.0 – Master Plans for all Urban Areas
2.0 – Rajasthan Township Policy – 2010
3.0 – Slum Development Policy - 2012
4.0 – Land Conversion Rules U/S 90-A
5.0 – Model Building Regulations(All ULB’s) – 2010/13
6.0 - Policy of Transferable Development Rights – 2012
7.0 – Prashasan Shehron ke sang Abhiyaan – 2012
8.0 - Affordable Housing Policy 2009
9.0 - Project of Mass Housing in 50 Cities/Towns
10.0 - Mukhyamantri Shahari BPL Awas Yojana
GOVT. OF RAJASTHAN
6
Highlights
of
Policy Initiatives
GOVT. OF RAJASTHAN
7
Master Plans for All the Cities/Towns
In 2009 – Only 65 Towns had Master Plans..
The State Government took a decision to
prepare Master Plans for all the 184 ULB towns
through outsourcing.
Now Rajasthan is the only state where all 184
ULB towns have Master Plans / Land use Plans.
Residential Land use – sufficiently earmarked in
all the towns looking to population projections in
next 25 years – Areas also reserved for Affordable
Housing – Close to Industrial areas / Major work
centers.
GOVT. OF RAJASTHAN
8
Affordable Housing Policy - Approach
Role of Public sector – Model no.1
RHB Schemes– 50% EWS,LIG and 20% MIG A
Urban Local Bodies Schemes – 25% EWS,LIG and 20%
MIG A
Role of Private Sector – 15% of Plots in any township
for EWS,LIG Group Housing Project – 5% of FAR for
EWS,LIG
Public – Private Partnership – Model no.2,3,4 and 5
GOVT. OF RAJASTHAN
9
AFFORDABLE HOUSING POLICY - 2009
TARGET
 Initial target of over 1,25,000
houses for EWS, LIG and MIG
category in 5 years
 Target revised upwards to 5.0
lakhs houses looking to over
whelming response from
private developers
GOVT. OF RAJASTHAN
10
AFFORDABLE HOUSING POLICY – 2009 Public Private partnership Models
Model No-2:
Private developers on Private land : Buy back by the Govt.
 Selected developers to take up construction
of EWS/LIG/MIG-A flats (G+2/G+3 format)
on minimum 40% of the total land for
EWS/LIG & 12% for MIG A.
 Built up EWS/LIG/MIG-A flats to be handed
over to the nodal agency (Rajasthan Avas
Vikas & Infrastructure Limited) at predetermined prices, to be allotted to the
eligible beneficiaries.
 Developer free to construct MIG-B/HIG flats
on remaining land.
 Several incentives offered to developers.
GOVT. OF RAJASTHAN
11
AFFORDABLE HOUSING POLICY - 2009
HIGHLIGHTS OF THE POLICY
Model No-3:
Private developers on land under acquisition: Buy back by the Govt.
ULBs to identify private lands for acquisition and set apart for construction
of houses to the developer
cost of acquisition +10% shall be payable by the selected developer
Land owners whose lands already under acquisition for residential
schemes of Development Authorities / UITs /ULBs. may be used for creation
of stock under Affordable Housing Policy like in Model No.2.
52% of the land will be used for EWS/LIG/MIG-A as per Model No: 2 of the policy
Remaining 48% land allowed to be used for HIG and other category of flats .
GOVT. OF RAJASTHAN
12
AFFORDABLE HOUSING POLICY - 2009
HIGHLIGHTS OF THE POLICY
Model No-4:
Private developers on Government land: Free
land by Govt. in lieu of constructed houses
(For Rental housing or outright sale basis)
The ULBs to offer Government Land for construction of
EWS/LIG flats through open bidding process.
Land is offered free of cost but the bidding parameter is the
maximum number of flats offered by the bidder
The developer offering the maximum Flats is awarded the
project.
GOVT. OF RAJASTHAN
13
AFFORDABLE HOUSING POLICY - 2009
HIGHLIGHTS OF THE POLICY
Model No-5
Slum Housing : on PPP Model
To encourage PPP Model for Slum Redevelopment
Slum Development Policy issued by the State Government on
22.08.2012..
Slums situated on Govt. land as well as on private lands can be
taken up for Redevelopment
Several incentives – FAR 4.0 , Commercial 10% , High rise
permitted on developers segment
GOVT. OF RAJASTHAN
14
AFFORDABLE HOUSING POLICY - 2009
INCENTIVES TO THE DEVELOPER
 FAR – DOUBLE OF THE PERMISSIBLE FAR,
 FACILITY OF TDR AS PER TDR POLICY
 COMPLETE WAIVER OF 1. EDC
2. BUILDING PLAN APPROVAL FEES,
3. CONVERSION CHARGES
 COMMERCIAL USE UPTO 10% OF PLOT AREA
 FAST TRACK APPROVAL OF THE PROJECT
 BUY BACK OF THE FLATS BY THE NODAL AGENCY OF
THE STATE GOVT. AT PRE-DETERMINED PRICE i.e Rs
750 /* per sq ft ON SUPER BUILT UP AREA for EWS/LIG
& Rs 1000/- per sq ft for MIG-A
(*Price revised to Rs 850.00 per sq ft looking to extra
ordinary rise in construction cost .)
GOVT. OF RAJASTHAN
15
AFFORDABLE HOUSING POLICY - 2009
Benefits to the Allottees
Land Cost
- nil
Ceiling cost of EWS flats
- Rs. 2.40 lacs (Revised 2.75 lacs)
Ceiling cost of LIG flats
- Rs. 3.75 lacs (Revised 4.25 lacs)
Super Builtup area of EWS
- 325 Sqft ( 2 rooms, kitchen, WC, bath)
Super Builtup area of LIG
- 500 Sqft ( 3 rooms, kitchen, WC, bath)
Super Builtup area of MIG-A
- 700 Sqft ( 2BHK Flat )
Bank loan to be made available to Beneficiaries
Stamp Duty for EWS flat
- Rs. 10.00 per flat ( 8% earlier)
Stamp Duty for LIG flat
- Rs.25.00 per flat.
Interest subsidy of 5% in EMIs, upto loan of Rs. 1.00 lacs(Being revised to Rs
5.0 lacs) under ISHUP scheme.
SUBSIDY OF Rs 12,500/ FLAT APPROVED BY GOI FOR JAIPUR CITY PROJECTS
UNDER “AFFORDABLE HOUSING IN PARTNERSHIP” OF GOI, TO BE
TRANSFERRED TO BENEFICIARIES .
GOVT. OF RAJASTHAN
16
17
AFFORDABLE HOUSING POLICY – 2009- ELIGIBILITY FOR DEVELOPERS

Any developer fulfilling the following criteria will be eligible to apply under various
models.

Experience in building construction works for at least three years with good track record of
quality construction works.

Total net worth (Reserve & Capital) of last three years (of the company or its sister concern or
consortium) equivalent to at least 10% of the project cost (excluding land cost) i.e. cost of
proposed EWS/LIG houses.

under model no.2, the developer should hold at least 5.0 acres of land in the concerned

The developer should have executed minimum 2.0 acres of Residential or other type of
Development in a single project during the last 3 years. (As a developer or builder or as
construction agency)

Joint venture or Special Purpose Vehicle by private developers will also be eligible under the
Policy.
GOVT. OF RAJASTHAN
17
AFFORDABLE HOUSING POLICY - 2009
Criteria for Site Selection for Affordable Housing Schemes
Site to be selected / approved should preferably be in
the vicinity of existing infrastructure, so as to
minimize delay and cost in extending various services
to the scheme area.
 Proper Approach.
 Availability of Local Transport.
 Availability of Water & Electricity.
 Primary School to be in near vicinity.
 Primary Health Center facility nearby.
GOVT. OF RAJASTHAN
AFFORDABLE HOUSING POLICY – 2009
FACILITIES IN THE SCHEME
19
• SEWERAGE TREATMENT PLANT
 WASTE WATER RECYCLING
 PARK – 5% OF TOTAL BUILT UP AREA
 PARKING FOR TWO WHEELERS IN EWS/LIG
AND FOUR WHEELERS IN MIG-A AREA
 GATED COMMUNITY/SECURITY
 LIVELIHOOD CENTRE – 1% OF TOTAL BUILT
UP AREA
 SCHEME OF SWARN JAYANTI ROJGAR
YOJANA FOR TRAINING WOMEN
GOVT. OF RAJASTHAN
19
20
AFFORDABLE HOUSING POLICY - 2009
T I M E A L L O W E D F O R C O M P L E T I O N O F T H E P R O J E C T.

Time allowed for completion of the project as follows:EWS/LIG flats 200 nos.
- 01year
EWS/LIG flats 400 nos.
- 02years
EWS/LIG flats 600 nos./above - 03years
THIRD PARTY INSPECTION FOR QUALITY ASSURANCE

If the developer completes EWS/LIG flats within the
scheduled period without getting any extension, the
developer will get extra incentive of 0.5 TDR/FAR after
obtaining completion certificate from the nodal agency.
GOVT. OF RAJASTHAN
20
AFFORDABLE HOUSING POLICY - 2009
FINANCING MODEL IN THE POLICY
 RAJASTHAN AVAS VIKAS & INFRASTRUCTURE
LIMITED – Nodal agency for implementation of the
policy
 HFC’s/Banks involved for loan to the benefeciaries.
 Escrow account between Local body – Developer –
Beneficiary- To ensure Stagewise Payment to
developer
 VAT exemption
 Allotment/lease deed of the flat-directly mortgaged
to the bank.
 Extra comfort to the banks by ULBs in case of
default- possesion of the flat to be taken &
re- alloted to next benefeciary. Payment to be made
to Bank BY ULB hence ZERO Risk to Banks
GOVT. OF RAJASTHAN
21
AFFORDABLE HOUSING POLICY - 2009
FINANCING MODEL IN THE POLICY – CREATION OF CORPUS /RESERVE FUND
Dedicated Reserve/Corpus Fund of Rs 100.00 cr
created in RAVIL for providing finance to the
developer on the executed work so that stage wise
payment to the developer is not delayed.
The Fund to be raised upto Rs 500.00 cr depending
upon future requirements
GOVT. OF RAJASTHAN
22
HOUSING FINANACE – IMPORTANT INITIATIVE
23
DEDICATED HOUSING FINANCE COMPANY FOR RAJASTHAN
 Joint venture of IFCI, NHB AND STATE
GOVT. To provide easy housing loan to
persons with income group of 8000 –
20,000 per month
 FIPB Approval Awaited.
 Micro financing companies to be involved
for housing loan to persons with lesser
income.
MOU SIGNED – TRIPARTITE AGREEMENT
BETWEEN THREE SATKEHOLDERS
GOVT. OF RAJASTHAN
23
AFFORDABLE HOUSING POLICY - 2009
Role of NGO’s:
 Identification of beneficiary ( footpath dwellers, taxi
& rikshaw dwellers, etc. )
 information to the beneficiary about government’s
Affordable Housing Initiatives.
 Helping him/her in filing of application form for
allotment and in all after procedures like giving
information about dues, registry and procurement of
housing loans from Bank.House loan under ISHUP
being sanctioned by the Banks
 Providing information about Self Employment
Schemes.
GOVT. OF RAJASTHAN
24
AFFORDABLE HOUSING POLICY - 2009
A C T I O N O N I M P L E M E N TAT I O N O F P O L I C Y
 Model No. - 1 – Mandatory provision
 More than 15,000 flats/plots reserved in schemes of RHB/Urban Local
bodies / Private developers
 Model No. - 2 – On private land
 Phase – I : Work on 14 projects having more than 14,000 houses in 8
Towns at completion stage.
 Phase – II : 24 projects in 13 Towns approved and registration for
more than 21,000 houses received.
 Phase – III : 18 Developers have submitted their expression of interest
for more than 18 Towns.
 Model No. - 4 - On Government land
 JODHPUR DEVELOPMENT AUTHORITY and UIT KOTA – work at
completion stage for more than 5,000 houses.
GOVT. OF RAJASTHAN
25
Project of Mass Housing in 50
Cities/ Towns
To undertake large scale Low Cost Housing projects for EWS & LIG category on
the Government lands situated in about 50 cities/Towns being offered to
Developers.
Out of total land parcel, EWS/LIG/MIG A housing to be constructed on 75 percent
of the area, remaining 25 percent of the land will be allotted to developer, free of
cost to cross-subsidise the cost of dwelling units.
Bidding by developers is to quote per sqft rate with maximum ceiling rate is Rs.
1000.00 per sqft.
 incentives viz- FAR (2.25) (without betterment levy), complete waiver of Building
plan approval fees, commercial use upto 10% of land area.
GOVT. OF RAJASTHAN
26
MukhyaMantri Shahari BPL Awas Yojana
Hon’ble CM’s Budget Announcement 2012-13 - To
fulfill Social Commitment of providing housing to
the persons below poverty line
A direct subsidy of Rs 75,000.00 to BPL family – To
construct One Room unit.
Additional subsidy of Rs 5000.00 for construction
of Toilet
30 sq mt plot to be allotted free of cost
Beneficiary allowed to construct his house
Homeless persons , persons having less than 25
sq mt built up area or kutcha houses in the BPL list
are eligible for the subsidy.
1.0 lac houses / year to be constructed
Rs 500.00 cr loan (per Year)being taken from
HUDCO
GOVT. OF RAJASTHAN
27
RAJASTHAN TOWNSHIP POLICY 2010
28
Township Policy to promote Integrated Schemes in Private
Sector
Several incentives being offered to developers having
townships on 10.0 ha or more area of land
Special Townships – IT Township , Educational Township ,
Industrial Township , etc are also permitted
Affordable Housing on Land Under Sick Industrial units
15% of plots to be reserved for Affordable Housing in each of
the township schemes
Government land falling within the Township area can also
be allotted if 75% of land is under possession of developer
Clubbing of two or more adjoining schemes also allowed
Process of approvals simplified under Sec. 90 A of
Land Revenue Act
with maxYOU
limit of 45 days
THANK
GOVT. OF RAJASTHAN
SLUM DEVELOPMENT POLICY 2012
The Private developer may take up the
redevelopment project on any slum
identified by the Local Body or
interested developer may also identify
other suitable slum / slums which can
be taken up for redevelopment after
obtaining consent from slum dwellers
Slums situated on private lands can
also be taken up subject to conditions
i.e. Consent from slum dwellers and
private land owners , projects can be
taken up on mutually agreed terms with
land owner and local body
GOVT. OF RAJASTHAN
TRANSFERABLE DEVLOPMENT RIGHTS POLICY 2012
Rajasthan , The only State in North India to implement
TDR Policy
Tool for creation of facilities without Land Acquisition
a. Development of Affordable houses under State
Affordable Housing Policy in lieu of Floor Area Ratio
(FAR) granted as per the Policy.
b. Development of Green spaces- Parks/ Open
Spaces/Playgrounds /Water Bodies etc. as per the
provision of Master Plan/ Sector Plan.
c. Development of Master Plan/ Sector Plan roads
including road widening
d. Development of Public Parking lots,
e. Development of City level Facilities/other public
purposes as per Master Plan proposals.
f. Slum rehabilitation scheme under Slum
Development Policy 2012.
g. In lieu of land surrendered for other purposes as
specified by the State Government.
GOVT. OF RAJASTHAN
30
31
PRASHASAN SHEHRON KE SANG ABHIYAAN 2012
A Special Campaign to provide relief to persons
living in Urban Areas – with an Human centric
approach
Regularization of Unauthorized colonies existing on
Agriculture land in Urban areas
Title to plot holders – A major relief to provide Housing
An Unique experiment of involving Dedicated Consultants in
each of ULB to provide Technical support in Town Planning and
Engineering field
More than 5000 Layout Plan got prepared
About 2.0 lacs title deed issued – Plot holders can
now construct houses and also get house loan etc.
Title deed to Slum
DwellersYOU
– Over 30,000
THANK
Building Plan Approvals
GOVT. OF RAJASTHAN
32
ISSUES TO BE CONSIDERED TO PROMOTE AFFORDABLE HOUSING
 LUKEWARM RESPONSE OF THE BANKS TO PROVIDE HOUSE LOAN TO
EWS/LIG CATEGORIES
LOW SANCTIONS/DISBURSEMENTS - ONLY 48% OF THE APPLICATION
SANCTIONED AND 25% DISBURSED UPTO MARCH,2013
LOW LOAN AMOUNT – ONLY Rs 1.0 LAC FOR EWS LEAVING A BIG GAP
TO MEET THE COST OF HOUSE WHICH IS Rs 2.75 LACS
SUBSIDY UNDER RAJIV AVAS YOJANA TO BE EXTENDED TO PROJECTS
UNDER THIS POLICY
 ENVIRONMENT CLEARANCE DELAYS AFFORDABLE HOUSING
PROJECTS
STEEP INCREASE IN COST OF BUILDING MATERIALS Ex. CEMENT BAG
FROM Rs 170 TO 300 PER BAG STEEL Rs 35 PER KG TO 50 , LABOUR
WAGES FROM Rs 150 TO 300 UNSKILLED AND Rs 300 to 500 SKILLED
INCOME TAX /SERVICE TAX EXEMPTIONS NEEDED
GOVT. OF RAJASTHAN
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN JDA REGION33
M/s Sintex Industries (Behind Pink Pearl) Jaipur – 432 Units
GOVT. OF RAJASTHAN
33
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN JDA REGION34
M/s Siddha Infra Project (Jaipur) – 400 Units
GOVT. OF RAJASTHAN
34
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN CHAKSU
35
M/s PATNI BUILDERS PVT. LTD. (CHAKSU) – 1880 Units
GOVT. OF RAJASTHAN
35
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES
36
GOVT. OF RAJASTHAN
36
374
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITE JODHPUR – MODEL NO.
ARIHANT BUILDERS JODHPUR – 1300 UNITS
GOVT. OF RAJASTHAN
37
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN JDA REGION38
M/s Sintex Industries (Behind Pink Pearl) Jaipur
GOVT. OF RAJASTHAN
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN CHAKSU
39
M/s PATNI BUILDERS PVT. LTD. (CHAKSU)
GOVT. OF RAJASTHAN
404
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITE JODHPUR – MODEL NO.
ARIHANT BUILDERS JODHPUR
GOVT. OF RAJASTHAN
41
Bakliwal Builders Kota – EWS Flats
GOVT. OF RAJASTHAN
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES
42
GOVT. OF RAJASTHAN
42
43
Bakliwal Builders Kota – LIG Flats
GOVT. OF RAJASTHAN
44
THANK YOU
GOVT. OF RAJASTHAN