PART 2 STARTING FROM SCRATCH OR JOINING AN EXISTING BUSINESS Chapter 4 Franchises and Buyouts PowerPoint Presentation prepared by Charlie Cook, The University of West Alabama © 2012 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website for classroom use. 1. Define franchising, and become familiar with franchise terminology. 2. Understand the pros and cons of franchising and the structure of the industry. 3. Describe the process for evaluating a franchise opportunity. 4. List four reasons for buying an existing business, and describe the process for evaluating a business. © 2012 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website for classroom use. © iStockphoto.com/Dan Bachman After studying this chapter, you should be able to… 4–2 What Is Franchising? • Franchising A marketing system involving a legal agreement, whereby the franchisee conducts business according to the terms specified by the franchisor. • Franchisor Party in franchise contract that specifies methods to be followed and terms to be met by the other party. • Franchisee An entrepreneur whose power is limited by a contractual agreement with a franchisor. 4–3 Franchising Terminology • Franchise Contract The legal agreement between franchisor and franchisee • Franchise The privileges conveyed in the franchise contract 4–4 Franchising Options Product and Trade Name Franchising Area Developers Business Format Franchising Piggyback Franchising Master Licensee Multiple-Unit Ownership Types of Franchising Arrangements Multi-Brand Franchising Co-Branding 4–5 EXHIBIT 4.1 Economic Impact of Franchising Economic Activity in Franchised Businesses There were estimated to be 901,093 establishments in franchise systems in the United States in 2010.These businesses directly provided • 9.558 million jobs • output worth $868.3 billion. These businesses accounted for approximately 3 percent of all U.S. business establishments. During the economic turmoil in the United States from 2007 to 2010,employment in eight of ten lines of franchise business activity increased. The two exceptions were Commercial and Residential Services and Lodging. Economic Activity Because of Franchised Businesses According to the most recent economic impact study by PriceWaterhouseCoopers, the economic significance of franchising is greater than indicated by the activity in franchised businesses alone, for it stimulates still more activity and causes growth in many nonfranchised businesses. Counting economic results both inside and outside of franchising, franchised businesses in the United States were the cause of • 21 million jobs, or 15.3 percent of private-sector jobs • $660.9 billion of payroll, or 12.5 percent of private-sector payrolls • $2.31 trillion of output, or 11.4 percent of private-sector output. Sources: PriceWaterhouseCoopers, 2010 Franchise Business Economic Outlook (Washington, DC: International Franchise Association, 2010); and PriceWaterhouseCoopers, The Economic Impact of Franchised Businesses, Volume II (Washington, DC: International Franchise Association, 2008). © 2012 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website for classroom use. 4–6 The Pros and Cons of Franchising • Advantages Probability of success Proven line of business Pre-qualification of franchisee Training Support Franchisor-provided Financial assistance Franchisor assistance Operating benefits Franchisor-aided • Limitations Franchise costs Initial franchise fee Investment costs Royalty payments Advertising costs Restrictions on business operations Loss of independence Lack of franchisor support 4–7 EXHIBIT 4.2 Advantages of the Franchise Model • Reduced risk of failure • Going into business for yourself, but not by yourself • Use of a valuable trade name and trademark • Access to a proven business system • Management training provided by the franchisor • Immediate economies of scale • A way for an existing business to diversify © 2012 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website for classroom use. 4–8 EXHIBIT 4.3 Government Concerns About Franchising 1. Misleading or exaggerated earnings claims by franchisors 2. Opportunity behavior by which the franchisor becomes a competitive threat to franchisees 3. Restrictions on franchisees who desire to liquidate their holdings in favor of alternative investment opportunities 4. Conflicts of interest, such as when a franchisor forces franchisees to be captive outlets for other suppliers owned by the franchisor 5. Churning: terminating a successful franchise operation in order to resell it and gain additional franchise fees 6. Encroachment: locating a new outlet or point of distribution too close to an existing franchisee, causing a material loss of sales 7. Imposing noncompete clauses on franchisees 8. One-sided contracts devised by franchisors 9. The imposition of new restrictions as a requirement of contract renewal 10. Franchisor intimidation of franchisees who attempt to form franchisee associations, seek alternative sources for products, or make other efforts to create a more level playing field © 2012 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website for classroom use. 4–9 EXHIBIT 4.4 An Estimate of Investment Costs and Benefits by Oreck Clean Home Center © 2012 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website for classroom use. 4–10 Franchisor Controls on Franchisees • Restricting of sales territory • Requiring site approval and imposing requirement on the outlet’s appearance • Restricting the goods/services that can be sold • Requiring specific operating hours • Controlling advertising 4–11 Evaluating Franchise Opportunities • Selecting a Franchise Personal observation Advertisements • Investigating the Potential Franchise Information sources Independent, third-party sources – Federal Trade Commission – Internet – Franchise consultants Franchisors themselves – Disclosure documents Existing and previous franchisees 4–12 EXHIBIT 4.5 Evaluating Franchise Opportunities 1. Is the franchisor dedicated to a franchise system as its primary mechanism of product and service distribution? 2. Does the franchisor produce and market quality goods and services for which there is an established market demand? 3. Does the franchisor enjoy a favorable reputation and broad acceptance in the industry? 4. Will the franchisor offer an established, well-designed marketing and business plan and provide substantial and complete training to franchisees? 5. Does the franchisor have good relations with its franchisees, and do the franchisees have a strong franchisee organization that has negotiating leverage with the franchisor? 6. Does the franchisor have a history of attractive earnings by its franchisees? © 2012 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website for classroom use. 4–13 EXHIBIT 4.6 Profile from International Franchise Association (2010) © 2012 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website for classroom use. 4–14 EXHIBIT 4.6 Profile from International Franchise Association (2010) Source: http://franchise.org/Glass_Doctor_franchise.aspx, accessed October 26, 2010. © 2012 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website for classroom use. 4–15 EXHIBIT 4.7 Top 10 Fastest Growing Franchises for 2010 Name/Rank Startup Costs (2009) 1. Jan-Pro Franchising Int’l. Inc. Commercial cleaning $3,145–50,405 2. Subway Submarine sandwiches and salads $84,300–258,300 3. Stratus Building Solutions Commercial cleaning $3,450–57,750 4. Dunkin’ Donuts Coffee, doughnuts, baked goods $358,200–1,980,300 5. Anago Cleaning Systems Commercial cleaning $8,543–65,406 6. McDonald’s Hamburgers, chicken, salads $1,057,200–1,885,000 7. CleanNet USA Inc. Commercial cleaning $6,655–92,950 8. Bonus Building Care Commercial cleaning $9,020–41,919 9. Liberty Tax Service Individual and online tax preparation $56,800–69,900 10. Vanguard Cleaning Systems Commercial cleaning $8,200–38,100 Source: Entrepreneur's 2010 Fastest-Growing Franchises Rankings (Top 10) with Start-Up Cost Ranges in 2009 from http://www.entrepreneur.com, accessed October 29, 2010. Reprinted with permission of Entrepreneur Media, Inc. © 2010 by Entrepreneur Media, Inc. All rights reserved. © 2012 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website for classroom use. 4–16 Becoming a Franchisor The Business Model Financial Considerations Required Assistance Franchisor Considerations Operations Manual Development Government Regulations Adding Long-Term Value 4–17 Becoming a Franchisor • Benefits • Drawbacks Reduction of capital Reduction in control requirements Increase in management motivation Speed of expansion Sharing of profits Increase in operational support costs 4–18 Legal Issues in Franchising • The Franchising Contract Signed with legal counsel present Contains a termination and transfer provision Contains statement of rights to renew contract 4–19 Franchise Disclosure Requirements • Rule 436 of the Federal Trade Commission A rule that prescribes that the franchisor must disclose certain information to prospective franchisees http://www.ftc.gov/bcp/edu/pubs/business/franchise/bus70.pdf Franchise Disclosure Document (FDD) A document accepted by the Federal Trade Commission as satisfying its franchise disclosure requirements – Investment requirements – Conditions that would affect renewal, termination, or sale of the franchise 4–20 Buying an Existing Business? Reduction of Uncertainties of Startup A Bargain Price Acquisition of Ongoing Operations and Relationships A Quick Start 4–21 Finding a Business to Buy 1. 2. 3. 4. Determine your commitment. Establish what you can afford. Figure out what skills you have. Consider lifestyle impact. © 2012 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website for classroom use. 4–22 Pros and Cons of Buying an Existing Business • Pros • Cons High chance of success Existing problems Less planning Poor quality of current Existing customers/ employees Poor business image Modernization required Purchase price based on inaccurate data Poor business location suppliers Necessary equipment Bargain price Experienced employees Existing business records 4–23 Finding a Business to Buy • Due Diligence The exercise of the prudence expected of a reasonable person in the careful evaluation of a business opportunity. • Matchmakers Specialized brokers that bring together buyers and sellers • Relying on Professionals Accountants Attorneys Other experienced business owners 4–24 EXHIBIT 4.8 Due Diligence for Purchasing a Business Once you’ve found a business that you would like to buy, it’s important to conduct a thorough, objective investigation. Look into every aspect of the business, verifying whether the owner’s stated reasons for selling are legitimate and double-check every detail for accuracy. The following list includes important information you want to include when researching the business you want to buy. 1. Contracts and lease agreements 10. Advertisement materials 2. Financial statements 11. Inventory receipts/lists 3. Tax returns 12. Organization charts 4. Real and personal property documents 5. Bank accounts 13. Payroll, benefits, and employee pension/profit sharing info 6. Customer lists 14. Employee roster 7. Sales records 15. Certification by federal, state or local agencies 8. Supplier/purchaser list 9. Contracts 16. List of owners © 2012 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website for classroom use. 4–25 Finding Out Why a Business Is For Sale • Owner’s Reasons for Selling Old age or illness Desire to relocate in a different section of the country Decision to accept a position with another company Unprofitability of the business Loss of an exclusive sales franchise Maturing of the industry and lack of growth potential • Beware of sellers who may have “cooked the books” to make the business more attractive. 4–26 Examining the Financial Data • Review financial statements and tax returns for the past five years. • Recognize that financial data can be misleading. Assets overvalued Expenses overstated/understated Income underreported Unrecorded debts • Adjust asset valuations to reflect the true state of the business (fair market value). 4–27 Valuing the Business • Asset-Based Valuation Estimates the value of the firm’s assets; does not reflect the value of the firm as a going concern. • Market-Comparable Valuation Considers the sale prices of comparable firms; difficulty is in finding comparable firms. • Cash-Flow-based Valuation Compares the expected and required rates of return on the amount of capital to be invested in the business. 4–28 Nonquantitative Factors in Valuing a Business • Competition • Market • Future community development • Legal commitments • Union contracts • Buildings • Product prices 4–29 Negotiating and Closing the Deal • Terms of Purchase Assets purchase or total entity Indemnification clause Payment in full or partial payments over time • Closing the sale Best handled by a third party Bill of sale Tax certifications Payment-to-seller agreements and guarantees 4–30 Key Terms • • • • • • • • • • franchising franchisor franchisee franchise contract franchise product and trade name franchising business format franchising master licensee multiple-unit ownership area developers • • • • • • • • • • • piggyback franchising multi-brand franchising co-branding churning encroachment Franchise Disclosure Document (FDD) Franchise Rule matchmakers due diligence nondisclosure agreement fair market value © 2012 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a password-protected website for classroom use. 4–31