The 2nd Azerbajan Insurance Forum
„Claims Handling on Motor Insurance segments
_
Agreements to facilitate the handling of international
claims“
Ulf D. Lemor
Baku, 7./ 8. july 2011
• CONTENT
1.
Model: Green Card System
2. Existing Systems ( worldwide )
3. Introduction of the White Card Scheme
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The 2nd Azerbajan Insurance Forum
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The 2nd Azerbajan Insurance Forum
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Yellow Card System
• Applicable in Southern and Eastern Africa
between members of the COMESA
Kenya, Rwanda, DR Congo, Ranzania, Uganda, Zambie, Zimbabwe
• 400 million Africans united in one system
•,founded in 1982
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Pink Card System
• Applicable in Central Africa
• 6 Members: Cameroon, Central Africa,
Chad, Congo, Gabon and East-Guinea
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Brown Card System
• Applicable primarily in Western Africa
• Founded in 14 Members: Ghana, Nigeria,
Senegal...
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Blue Card System
• Applicable in South East Asia ( ASEAN )
• Population 575 Mio.
• 10 Members ( Indonesien, Malaysia,Vietnam,
Singapore, Thailand, Laos . . .)
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Orange Card System
• Applicable in the Middle East and North Africa
• Established 1975 in Tunis
• Members: the Arabian States in this region
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The ECO White Card Scheme
A common project between
Economic Cooperation Organisation
and
Islamic Development Bank
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• ECONOMIC COOPERATION ORGANISATION
(ECO)
• ECO is an intergovernmental organisation
involving seven ssian and three eurasian
Nations
• It provides a platform to discuss ways to improve
development and promote trade, investment
opportunities, traffic and communication.
• ECO is an ad-hoc organisation under the
UNITED NATIONS Charter.
Who is ECO ?
Members (10):
• Afghanistan
• Azerbaijan
• Iran
• Kazakhstan
• Kyrgyzstan
• Pakistan
•
•
•
•
Tajikistan
Turkmenistan
Turkey
Usbekistan
ECO
ECO
ECO Activities in the field of Transport
The program of action for ECO decade of transport
• The Transit Transport Framework Agreement
• Railway
• Road
• Maritime
• Cooperation with international and regional organizations
ECONOMIC COOPERATION
ORGANISATION (ECO)
Transport and Communication
7
ECONOMIC COOPERATION
ORGANISATION (ECO)
Introduction: to fully utilize its potentials for transit transport,
the region has to address many obstacles
Poor
conditions
of Road and
railways
Infrastructure
Taxes & Tariffs:
Road tax, Vehicle
size/weight
regulations/
Charges, Permits
charges,
costum duties, etc.
Inefficient
Border
Infrastructure
Physical
Barriers
High number of points/
slow control process/
inefficient parking
adjacentin Control
points
NonPhysical
Barriers
Documentation:
Transport and
customs
documentations
Issues related to
human resources,
Limited
warehouse and
logistic centers
THE WHITE CARD SCHEME
• An important step toward facilitation of road transport
• Joint project between ECO and Islamic Development
Bank
• The preparatory work started in 1995
• After several meetings between ECO and the
governmental delegations of the region in 2009 the text
of the „Interim White Card Scheme“ was approved
THE WHITE CARD SCHEME
• The original aim was (and is) to become as soon as
possible member of the Green Card System (Interim
System)
• Therefore it was decided to adjust the text of the scheme
as far as possible to the principles of the Green Card
System
THE WHITE CARD SCHEME
The Function of the International Consultant
• to analyse the status of implementation of the MTPL Insurance
• to analyse the potentials for regional cooperation in the field of
insurance
• to assess the possibilties for effective implementation of the White
Card to take into account the experiences of other regional schemes
(such as the Green Card)
• to propose constitutional rules and regulations
• to provide technical and operational advice on the enforcement of
the scheme
• to come up with recommendations on possible role of ECO
Reinsurance Companies
• to analyse the possibilities for cooperation with the Green Card
System
Fundamental problems
• Compulsory insurance
• Limits
• Financial guarantees
Practical problems
•
•
•
•
•
Non payment in time
Non recognition of insurance policies
Payment of compulsory deposit
Arbitrary detentions of the involved vehicles
Incidental expenses imposed to the vehicle‘s owner
when his car is impounded...
Status of the proceedings
Next steps:
• Finalisation of the questionaires (end of june
2011)
• Conference with the member-states
(propably early autum 2011)
• Implementation of the conferences` results
(end of 2011)
• Coming into force in 2013 / 2014?
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Future perspectives
• Establishment of the White Card System
• Development towards and proof as
functional system
• Cooperation between the Green, Orange an
White Card Scheme?
-> Membership in the Green Card System?
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RE.4: Green card system benefits may accrue
to all UNECE members
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