Meeting Children’s
Needs
Nurture Children



Providing the type of care that encourages
healthy growth and development
Giving a child opportunities for
encouragement and enrichment
When parents
nurture, they show
love, support and
concern


Parents provide a watchful eye and
quick reflexes to keep children
safe.
Protect from others


Teaching is
introducing new ideas,
and providing
stimulating
environment.
Do you agree that
parents are the child’s
first teacher?

Using firmness and understanding to help
children learn to control their own behavior
How should
parents guide
children?




If income is below $38,000 you are in lower
income.
If income is above $38,000 you are in higher
income.
The USDA data, the cost of raising a child
from birth to 18 is $124.800 for lower income
to $170.460.00 for a higher income family
That doesn't even touch college tuition.
Financial Facts
Parents who have a dual income of $40,000$66,000 per year will spend approximately
$170,000 on a child before age eighteen,
about $10,000 per year.
Legal Responsibilities


Parents have a legal responsibility to provide
food, clothing, shelter, medical care and
education for their children.
Parents may also be financially responsible
for damage to property or injury of another
person caused by their child
What happens if legal needs are not met?



Parents can forfeit rights as parents.
If parents neglect their legal responsibilities
as a parent, a judge may issue an order for
termination of parental rights.
Reasons for termination of parental rights
include severe abuse or neglect,
abandonment, and long-term alcohol or drug
abuse.
What happens to the child when parental
rights are lost?


Foster care
Adoptive homes
Provide Financial Support


Children are expensive
Financial resources are needed to pay for
clothes, health care, food equipment, and
other expenses
Dual-Parent Family
Age
of Child
Housing
Food
Transporta
tion
Clothing
Health
Child care/ Miscellane
Education
ous
Total
Before-tax income: up to $39,100
0 to 2
3 to 5
6 to 8
9 to 11
12 to 14
15 to 17
Total
0 to 2
3 to 5
6 to 8
9 to 11
12 to 14
15 to 17
Total
2,500
2,470
2,380
2,150
2,400
1,940
41,520
3,380
3,350
3,260
3,030
3,280
2,820
57,360
910
1,010
1,300
1,560
1,640
1,780
24,600
1,090
1,260
1,600
1,890
1,900
2,110
29,550
780
750
880
950
1,070
1,440
17,610
370
360
400
450
750
660
8,970
460
440
510
560
560
600
9,390
Before-tax income: $39,100 to $65,800
1,160
430
610
1,130
420
580
1,260
470
660
1,330
520
720
1,450
870
720
1,840
780
770
24,510
10,470
12,180
840
820
560
340
240
400
9,990
630
680
680
720
900
660
12,720
6490
6,630
6,710
6,730
7,560
7,480
124,800
1,380
1,530
980
640
470
810
17,430
980
990
1,030
1,250
1,250
1,010
18,960
9,030
9,260
9,260
9,190
9,940
10,140
170,460
The Cost of Raising a Child
USDA 2006
Dual-Parent Family
Age
of Child
0 to 2
3 to 5
6 to 8
9 to 11
12 to 14
15 to 17
Total
Housing
5,370
5,340
5,250
5,020
5,270
4,810
93,180
Food
1,440
1,630
1,970
2,290
2,400
2,530
36,780
Transporta
tion
Clothing
Health
Before-tax income: $65,800 and up
1,630
570
700
1,600
560
670
1,720
610
770
1,800
670
820
1,920
1,100
830
2,330
1,000
870
33,000
13,530
13,980
Child care/ Miscellane
Education
ous
2,090
2,270
1,560
1,090
840
1,470
27,960
1,630
1,650
1,690
1,720
1,900
1,660
30,750
Total
13,430
13,720
13,570
13,410
13,170
14,670
249,180
Single-Parent Family
Age
of Child
Housing
Food
Transportatio
n
Clothing
Health
Child care/
Education
Miscellaneous
Total
Before-tax income: up to $39,100
0 to 2
2,240
1,010
730
330
220
530
380
5,440
3 to 5
2,550
1,060
640
350
330
720
500
6,150
6 to 8
2,710
1,340
740
410
390
650
670
6,910
9 to 11
2,600
1,550
530
420
490
310
540
6,440
12 to 14
2,600
1,550
620
710
520
400
520
6,920
15 to 17
2,760
1,690
970
830
520
300
600
7,670
46,380
24,600
12,690
9,150
7,410
8,730
9,630
118,590
Total
Before-tax income: $39,100 and up
0 to 2
4,820
1,560
2,220
470
510
1,290
1,580
12,450
3 to 5
4,820
1,650
2,130
500
690
1,620
1,690
13,410
6 to 8
5,290
1,980
2,240
570
790
1,510
1,870
14,250
9 to 11
5,180
2,380
2,030
580
950
880
1,740
13,740
12 to 14
5,190
2,380
2,110
950
1,000
1,260
1,720
14,560
15 to 17
5,340
2,470
2,290
1,090
990
1,030
1,800
15,010
92,850
37,110
39,060
12,480
14,790
22,770
31,200
250,260
Total
Resource Time
Go to websites below to find your family type
and the cost of raising a family
http://www.extension.umn.edu/info-u/finances/BF822.html
http://www.babycenter.com/cost-of-raising-child-calculator
http://www.bankrate.com/brm/calc/raiseChild.asp