Caution Concerning Forward-Looking Statements:
This document contains “forward-looking statements” – that is, statements related to future, not past, events. In this context, forward-looking statements often address our expected future business and financial performance and financial condition, and often contain words such as “expect,” “anticipate,” “intend,” “plan,” “believe,” “seek,” “see,” or “will.” Forward-looking statements by their nature address matters that are, to different degrees, uncertain. For us, particular uncertainties that could cause our actual results to be materially different than those expressed in our forward-looking statements include: current economic and financial conditions, including volatility in interest and exchange rates, commodity and equity prices and the value of financial assets; potential market disruptions or other impacts arising in the United States or Europe from developments in the European sovereign debt situation; the impact of conditions in the financial and credit markets on the availability and cost of General Electric Capital Corporation’s (GECC) funding and on our ability to reduce GECC’s asset levels as planned; the impact of conditions in the housing market and unemployment rates on the level of commercial and consumer credit defaults; changes in Japanese consumer behavior that may affect our estimates of liability for excess interest refund claims (GE Money Japan); pending and future mortgage securitization claims and litigation in connection with WMC, which may affect our estimates of liability, including possible loss estimates; our ability to maintain our current credit rating and the impact on our funding costs and competitive position if we do not do so; the adequacy of our cash flow and earnings and other conditions which may affect our ability to pay our quarterly dividend at the pl anned level; GECC’s ability to pay dividends to GE at the planned level; our ability to convert pre-order commitments into orders; the level of demand and financial performance of the major industries we serve, including, without limitation, air and rail transportation, energy generation, real estate and healthcare; the impact of regulation and regulatory, investigative and legal proceedings and legal compliance risks, including the impact of financial services regulation; strategic actions, including acquisitions, joint ventures and dispositions and our success in completing announced transactions and integrating acquired businesses; the impact of potential information technology or data security breaches; and numerous other matters of national, regional and global scale, including those of a political, economic, business and competitive nature. These uncertainties may cause our actual future results to be materially different than those expressed in our forward-looking statements. We do not undertake to update our forward-looking statements.
“This document may also contain non-GAAP financial information. Management uses this information in its internal analysis of results and believes that this information may be informative to investors in gauging the quality of our financial performance, identifying trends in our results and providing meaningful period-to-period comparisons. For a reconciliation of non-GAAP measures presented in this document, see the accompanying supplemental information posted to the investor relations section of our website at www.ge.com
.”
“In this document, “GE” refers to the Industrial businesses of the Company including GECC on an equity basis. “GE (ex. GECC)” and/or “Industrial” refer to GE excluding Financial
Services.”
1

$ 550B+ assets, $49B revenue FY’11, ~51K employees , 50+ countries
Business
Commercial
Loans & Leases
(CLL)
Real Estate
- Debt
- Equity
Consumer
- U.S. PLCC
- Global
Aviation Services
3Q’12 assets
$181B
Domain + expertise
• Entered in the 60’s
• ~100% secured loans and leases
• Support mid-market customers
$55B
$136B
$49B
Energy Financial Services $20B
• Entered in the 70’s
• Secured loans against diversified properties
• Own/operate high quality properties
• Entered in the 30’s
• Store cards and sales finance for retailers
• Broad spread of risk
• Entered in the 60’s
• GE domain
• Broad product set with full life cycle management
• Entered in the 80’s
• GE domain
• Essential assets; secure cash flows
Businesses we know … decades of performance
2

($ in billions)
$12
Successes in crisis
 Raised FICO cut-offs early
Katrina
 High collateral recoveries
SARS
 Early to exit LBO, CMBS, U.S. mortgages
Airline bankruptcy
 Portfolio insulated from rate swings
$7
European slowdown
Asia currency crisis
U.S. growth
9/11 recession
War
$1
Recession
Japan recession
$1
$3
~1/3 rd smaller balance sheet
++
$6.6
'90 '91 '92 '93 '94 '95 '96 '97 '98 '99 '00 '01 '02 '03 '04 '05 '06 '07 '08 '09 '10 '11 '12E
Profitable through the credit crisis… on track for double digit growth in
’12
3

($ in billions)
2007 2011 V
Lessons learned
ENI -1)
(2007 # is peak ENI = 3Q’08+FAS 167) $637 $446 $(191)
Long term debt outstanding
Annual long term debt issuance
Commercial paper (CP)
Alt. funding/total debt
$361
$90
$101
8%
$303
$27
$44
22%
$(58)
$(63)
$(57)
+14%
 Early, proactive management actions
 Stronger liquidity & funding profile
 Improved liquidity management framework
 Shrunk while maintaining franchise
Liquidity $9 $80 $71
T1C Basel 1 %
Adj. debt/equity ratio
4.4% 9.9% +5.5%
7.4:1 4.2:1 (3.2)
 De-levered
 Strong capital ratios
4
1) -
Ex. cash @ 1Q’10 Fx rates, peak excludes legacy insurance & some corporate components

($ in billions)
Debt composition
–a)
Diversifying by growing alternative funding sources
Non-recourse
Securitization
LT debt
$524
32
361
$420 -b)
31
277
$40
Alternative funding
7% of debt
$96
22% of debt
 U.S. CD program
 GE Interest
Plus
 International deposits

Securitization
 Covered bonds
Alternative funding/others
Comm’l paper
30
101
2007
69
43
3Q'12
Bank lines
CP coverage
Cash & equiv.
LT debt<1 yr.
$65
64%
$9
$56
$48
100%+
$78
$61
(a- Continuing operations
(b- Includes ~$2.2B YTD FX impact and ~$0.9B YTD FAS 133
'07 '11
• Maintained match-funding principles
• Sustain Brokered CD program in US … issue CDs to match assets
• Met Life acquisition
 $6B retail deposits
Fundamentally different funding profile 5

GECC issuances and maturities ($B)
–a)
2012 YTD issuance - ~$29B
90
45
84
56
Issuances Mat urit ies
80
70
69
66
64
25-
30
25
27
25-
35
35
'07 '08 '09 '10 '11 '12F '13F
Share of USD issuance
4.6% 2.8% 1.8% 1.8% 1.6%
(asenior unsecured long term debt
EUR
16%
USD
60%
GBP
6%
AUD
7%
Other
4%
CHF
2%
CAD
5%
 2012 issuance substantially complete
 Issuance in 9 currencies … >6 year WAM
 Smaller market footprint <2% of USD investment grade index

Support from diverse investor base
 Committed to current rating (A1/AA+)
Significantly reduced long term debt issuance and market share
6

(bps)
400
350
300
250
200
150
FinCo Index
Bank
C
JP
100
50
Oct- 11 Nov-11 Dec-11 Jan-12 Feb-12 Mar-12 Apr-12 May-12 Jun-12 Jul-12 Aug-12 Sep-12 Oct- 12
Aa
Corp
Investors rewarding GE Capital
7
Source: Barclays Capital

 Repositioned GE Capital
 Balance sheet reduced …. $489B at 3Q’10 … $425B by
2012
 Significantly increase cash balance to strengthen liquidity
 Improved funding plan
 Commercial paper reduced from $100B+ to $40$50B … back up lines at 100%+
 Long term debt issuance down … $90B in ‘07; $25-30B in
‘11
 Managing debt maturities in 2013 and beyond ~$35B
 Increased disclosure
 Three analyst meetings in 2009; supplemental data available
 Improved capital metrics
 Cash increased from ~$15B to $60+B
 Debt to equity ratio improved … 7.7:1 at 4Q’08; 3.9:1 at

2Q’12
$3B dividend to parent