1 1 A Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association. © 2012. All rights reserved. Wellness ● A key part of Blue Care Connection® Blue Care Connection Program Portfolio 2 Our new wellness is for Everyone Introducing More robust, completely integrated A new way to experience wellness • New packaged programs • More flexible product components • Increased breadth of channel delivery • Targeted segment approach for employers • More engaging online and mobile presence • Enhanced, insightful use of member information • Accessible to all employees regardless of health plan 3 Why Are We Changing? Our 4-year consumer behavior change research shows These same consumers were asked, “What might encourage individuals do not participate in Wellness programs because: you to take an active role in a Wellness program?” o Programs offered are for the ‘less than healthy’ o Limited access to resources of interest to them o Making time to engage is challenging o Free preventive care o Cash or prizes o Lower premiums o Discount gyms These findings lead us to a new wellness solution… 4 Our Wellness Product Suite o o o o o o onthemark Healthy Worksite consultation ondemand client website Client Fitness center services Engagement, Strategy consulting Management, Program coordination Member personalized and Staffing communications o ROI o Online access Weekly utilization reporting o Aggregate reporting Health Screening and Assessment Client Reporting Web Portal Engaged, accountable employee o Dedicated coaching o Multiple modalities *Package and buy-up dependent o onmywayTM Health Assessment o Personal Wellness Report o Biometric screenings o One on one coaching Wellness Coaching Worksite Wellness o o o o o o o o o o Liveon portal Health Assessment Self-directed courses Wellness coaching Trackers Health articles Fitness Program Social networking Text messaging Life Points o Oncourse® o Events and seminars o Online workplace competitions o Health fairs 5 ondemand Client Resources Client Website Newsletters Engagement Reporting Health Challenges 6 Healthy Worksite Wellness Consultation* Wellness Consultants: Designated wellness consultant to provide strategic wellness planning to build a multi-year strategy to help: o Analyze claims data, culture and value of wellness o o o o o at the organization Raise awareness of health risks Motivate people to reduce their risks Change attitudes to reshape corporate culture Increase demand for appropriate health services Improve consumerism to maximize value of health care benefits Engagement Strategy o o o o o Tailored for your unique population Coordinates all Wellness efforts Includes a targeted communications campaign Promotes health program engagement Produces measurable results * Buy-up option available with BCC Enhanced or Custom. 7 Liveon Participant Portal Portal Highlights o o o o o Member Dashboard Health Assessment Self-Directed Courses Trackers and Tools Health & Wellness Content o o o o o Social Networking Text Messaging Food and Exercise Diary Life Points Fitness Program 8 Health Assessment o Integrated within the portal o Adaptable o Scientifically-based action steps o Drives engagement with self-directed courses and coaching o Data collected at end of first module and at completion o Personal wellness report 9 Integrated Wellness Coaching*, Goals & Trackers o Coaches interact with members via Web – View participant trackers – Secure messages – Push digital content o Mobile settings allow for text reminders Built-in with BCC Enhanced level, or available with Custom 10 Comprehensive Wellness Coaching* Our Wellness Coaches address health topics relevant to the entire population, including: Health Topic Nutrition Clinical Assessment • Diet quality (balance, variety and overall consumption of food groups) • Nutrition score based on 2010 Dietary Guidelines • Aerobic activity (moderate and vigorous intensity) Physical Activity Stress Management • Strength training • Flexibility and stretching exercises • Self-reported stress level • Perception of stress (PSS-4) Readiness to change, self-efficacy and barriers are also assessed. Built-in with BCC Enhanced level, or available with Custom 11 onmytime Self-Directed Courses Milestone Assessments 12 Remember When You Called Exercise Play? * • Gamification • Individual and group challenges • Easy to use • Real-time analytics • Employers can create their own custom challenges Built-in with BCC Enhanced level, or available with Custom 13 Health & Wellness Interactive Tools and Resources Articles & Tools Food & Exercise Diary Symptom Checker 14 Our Fitness Programs Our Fitness Program offers membership to a national network of leading national, regional and local fitness centers for one low monthly price of $25 and no contract. $45.30 Average monthly fee for access to one brand of fitness centers. International Health, Racquet & Sportsclub Association Introducing: Corporate Onsite Fitness Center Program* • Facility onsite • Tracking of usage by members • Access through Blue Access for Members or Wellness universal page • Earn Life Points as you work out at work Buy-up option with BCC Enhanced or Custom 15 Biometric Screenings o Integrated member experience o On-site screening with flexible model – Flow model – Single station – Flexi-mobile o Near-site screening – Voucher o Personal physician – Physician Screening Form 16 Personalized Wellness Communication* “Campaigns of One” Multimodal communication provides a stronger connection Personalized member communication delivers measurable outcomes Built-in with BCC Enhanced or with Custom, additional buy-up options available. 17 Life Points o Get more with Life Points o Instant recognition o Enhanced member experience o Offerings that earn points – Biometric screenings (voucher and on-site) – Health Assessment – Self-directed courses (5 courses) – Fitness Programs – Tracking 18 Worksite Wellness Events* o Health fair displays o Immunization events • Flu immunization o Educational classes and webinars o Worksite wellness allowance • Plan year benefit • Balance billing • Flexibility around employer Wellness initiatives *Package and buy-up dependent 19 Wellness Reporting Integration More reporting in 2013 with consistent content, appearance and schedule To be added: • BCC Executive Summary Report or BCC “Lite” Report– quarterly • Client Level Monthly Member Participation Report – monthly • Annual Health Assessment Aggregate Report – annual BCC Executive Summary Report will begin transition to a member-centric approach • This approach will incorporate ROI, beginning with average study findings and moving towards true ROI reporting 20 The Big Picture Measure Sustain Motivate Engage Plan Reporting and analytics with online access onmytime Self-directed courses onmyteam Dedicated health coaching onsite Events • Biometric screenings • onmyway™ Health Assessment • gameon Health challenges • Fitness Program Liveon Wellness portal • ondemand Client engagement website • Personalized communications Strategy, planning and coordination • onthemark Healthy worksite consultation • Integration with care management and incentives 21 Wellness Features Retiring o Liveon Health Portal replaces Personal Health Manager – No historical data will transfer to new wellness portal. Members who wish to print or save information will need to visit the site before 12-31-2012 o Expanded Health Assessment integrated with Liveon portal – No historical data will transfer to new tool. Members who wish to print reports or certificates of completion will need to do so by midnight on 12-31-2012 o Life Points replaces Blue PointsSM program – Valid Blue Points balances as of 1-1-2013 will migrate to the Life Points portal within 1Q 2013 What will not migrate? • Kids' Stamp program (ages 6-12) and Teen Points program (ages 13-17) must be redeemed by midnight on 12-31-2012 • Blue Points history and detailed information for members 18+ will no longer be available after 12-31-2012 22 In sickness and in health. 23