PRACTICAL PERSPECTIVES IN COACH/SCHOOL LIABILITY BRYCE P. McPARTLAND www.cslawteam.com 800.497.1755 509.302.8807 mcpartland.bryce@gmail.com bpm@cslawteam.com My Perspective… What I Hope You Get Out of This • A Practical Guide to Safety • BUT, ALSO IMPORTANTLY • Give You Tools to Enjoy the Experience of Coaching What This Session Is Not • Not a CYA Session • Not Delving into Legal Minutiae (e.g. elements of negligence)…much • Not Legal Advice - Ask your local school district attorney or insurance defense counsel • No Fear Mongering Going to Cover… • Most Liability Creating Situations Arise from the Same Place • Intentional Acts • Negligence • Liability Creating Times/Locations/Situations are Discussed in Your Handout KEY CONCEPTS • Keeping These in Mind Will Mitigate 95+% of Potential Problems. • COMMUNICATE • Learned in Law School: If the jury doesn’t get it, it’s not a jury problem, it’s a you problem… • PLAN • CARE • DO WHAT YOU KNOW IS RIGHT. THE REST WILL, MORE THAN LIKELY, WORK OUT. The Framework • • • • Parents Want to Trust Required by Law to Trust Once Broken…It’s On. At the same time….being a decent human being will almost invariably go a long way • Example: The Myth of Legal/Medical Malpractice What Does It Mean to Be Liable? • A Liable Person Pays Money for Harms & Losses Caused By Their Intentional Acts or Negligent Acts/Omissions…. • Ok…so what? Intentional Acts • Assault • Sex & Related Contact • As it Turns Out, Avoiding These is Relatively Easy… Ramifications of Intentional Acts • Generally - No Insurance Coverage I.e. No IDA • Criminal Charges • Personal Assets Subject to Judgment • Virtually Guaranteed to be a Career Changing Experience Negligence… • 4 Elements of Negligence…seen them discussed in the past. • Not Especially Meaningful… • Why Not? Elements Not Helpful Because… • Assume You Have a Duty… • You Probably Do! • Once Someone is Hurt, It’s Too Late, and… • Even with a PreExisting Condition, Most People Will Believe it Arose on the Date of Incident • Most Important Thing: Standard of Care (I.e. whether or not a duty was breached) • How Do I Know?!?!? • “Reasonable Person” • What does that mean…. RULES OF THE ROAD (The Interactive Portion of Our Program) Coaches Also Have Rules of the Road • General Coaching Standards; e.g. practice requirements • General Athlete Medical Issues; e.g. dealing with asthma or diabetes • Sport Specific - e.g. Carabba Making the Case Against You Determining the Standard of Care • • • • • Other Coaches Coaching Handbooks & Sport Specific Knowledge Your Own Background & Training First Aid / CPR Training Continuing Education (including WIAA Coaches’ School!) • BTW - Don’t think you’ll just skip it! CONCUSSIONS & MISC. MEDICAL CONDITIONS • • • • • “Lystedt Law” RCW 28A.600.190 Put Doubts Aside Other Medical Conditions - Treat Them Similarly Last Week’s NBC Camp - 2 Concussions BULLYING • RCW 28A.600.480 • Immunity When Reported • Flip-side of the Statute… Liable for Failure to Report • Practical Perspective Team Unity Issue • http://www.active.com/mind andbody/articles/Coach_sGuide-to-Bullying-inSports.htm Quick Anecdotes • • • • • • • Wrestling Case PE Teacher Case Bullying Case Over-pitching Basketball Court Condition Equipment Condition; e.g. football helmets See also: Your handout STAYING OUT OF TROUBLE Not Particularly Complicated… • Successful Coaching is 100% Consistent With Liability Conscious Coaching • That Doesn’t Mean Cower in Fear of Being Sued • It DOES Mean That Many of the Things That Make a Coach/Program Successful, ALSO Happen to Protect a Coach/School from Liability What Does That Mean? (This is as close to CYA as we’ll get today) • Set Clear Standards and Expectations for Players and Parents – – – – Hint: Most people’s idea of clear is “not clear.” “I told you/him/her/them…” sucks. You’re not that busy…email and respond to email. Kill a Tree… • Be Consistent • Be Clear in Your Communications to Players (Be Doubly Clear to Parents) • If a Disagreement Arises, Involve Your Athletic Director Early. • If Something Actually Happens, Make Sure You Respond Quickly and Appropriately. • If Something Actually Happens, it is NOT CYA Time. “Your” Liability • Mentioned fear mongering early on… • Putting intentional acts aside • INSURER’S DUTY - Generally, a duty to defend for covered events (subject to policy language, nearly all acts alleged to be “negligent” will have coverage), and generally adequate policy limits. • INSURED’S DUTY - Duty to report & cooperate candidly with investigation • They are your insurance and if a claim is unreasonably denied such that your personal assets are exposed, you may have a claim against the insurer. • Westside Case (SC’s) - Did not sue teacher / 150k settlement. QUESTIONS or CONCERNS??? • Email: mcpartland.bryce@gmail.com • Phone: 800.497.1755 • www.calbomschwab.com or www.cslawteam.com • School District Counsel • Insurance Defense Counsel