WWW.HSFPP.ORG
Presenter: Kimberly Roy, Program Manager
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NEFE High School Financial Planning Program® ©2013
The National Endowment for
Financial Education is . . .
A nonprofit, noncommercial, independent, 501(c)(3), selffunded, private foundation based in Denver, Colorado.
NEFE inspires empowered
financial decision-making for
individuals and families
through every stage of life.
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NEFE High School Financial Planning Program® ©2013
Introduction to the HSFPP
Agenda
• 4 Steps to Get Started
• Additional Suggestions to Prepare
• User Permissions
WWW.HSFPP.ORG
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NEFE High School Financial Planning Program® ©2013
What Every Teen Should Know
NEFE’s High School Financial Planning Program
equips students in Grades 8-12
with fundamental personal finance skills
to prepare them for financial independence
and mindful money management
decisions and behaviors
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NEFE High School Financial Planning Program® ©2013
Program Goals
Equip students with skills for financial independence:
• Build confidence
• Apply sound financial principles
• Exhibit mindful money management behaviors:
– Spend less than you earn
– Grow your money
– Protect what you have
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NEFE High School Financial Planning Program® ©2013
How HSFPP Fits PF Programs
• 45-minute lessons to fit class/workshop timeframe
• Pick and choose lessons based on audience and purpose
– SMART Goals + Spending Plan + Investing (3-hour workshop)
• Plug and play to supplement existing programs
– Investing module: integrate with stock study or stock simulation
– Earnings module: integrate with IRS.gov tax unit
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NEFE High School Financial Planning Program® ©2013
Aligned to National Standards
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Jump$tart Coalition for Personal Financial Literacy
National Standards in K-12 Personal Finance Education
•
Financial Literacy and Education Commission Core Competencies
•
National Standards for Business Education-Personal Finance
•
Council for Economic Education
Voluntary National Content Standards in Economics
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•
National Standards for Family and Consumer Sciences Education
•
Partnership for 21st Century Skills
6 Program Modules
Module Topics
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Learning Outcomes
1. Money Management
Manage your spending.
2. Borrowing
Control your credit and debt.
3. Earning Potential
Boost your earning capacity.
4. Investing
Make the most of your financial resources.
5. Financial Services
Choose financial services that are right for you.
6. Insurance
Protect your financial resources.
NEFE High School Financial Planning Program® ©2013
5 Transferable Skills
Integrated Throughout the HSFPP
Act upon goals.
Be informed when making decisions.
Analyze how personal values impact behaviors.
Gather information from trustworthy resources.
Organize personal records for easy access.
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NEFE High School Financial Planning Program® ©2013
Step 1: Register
• Go to www.hsfpp.org
• Set up user name and password
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NEFE High School Financial Planning Program® ©2013
Step 2: Select Lessons
• Determine the time you have to teach
• Select specific target outcomes/topics
• Outline time for each topic/lesson
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NEFE High School Financial Planning Program® ©2013
Module Competencies
Module 1 Lessons
Lesson 1-1: Explore how spending, saving, and values impact finances.
Lesson 1-2: Set financial goals that are specific and measurable.
Lesson 1-3: Apply strategies to be mindful about spending decisions.
Lesson 1-4: Create a spending plan to reach your goals.
Lesson 1-5: Figure out ways to maintain a positive cash flow.
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NEFE High School Financial Planning Program® ©2013
Module Assessment
Module 1 Challenges (aka “Tests”)
• Set measurable financial goals.
• Use a criterion-based decision-making strategy for a major decision.
• Create a spending plan.
• Outline an action plan to manage spending.
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NEFE High School Financial Planning Program® ©2013
Step 3: Prepare to Teach
Get the Materials
• Order student guides
• Get lessons
• Download student activities
Preview and Plan
• Preview the lessons
• Share Student Learning Plans
• Plan for student tasks/activities/assessments
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NEFE High School Financial Planning Program® ©2013
Student Guide Series
• One booklet per module
(6 total)
• Use one, some, or all
• Content is relevant to teen lives, Grades 8-12
• Activities are mixed with basic personal finance theory
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NEFE High School Financial Planning Program® ©2013
Student Guide Style
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NEFE High School Financial Planning Program® ©2013
Instructor Materials
• Online resources, www.hsfpp.org
― Continually growing collection of lessons and resources
― Teacher Forum and Facebook to share ideas
• Instructor Packet, option to order
― Sampling of lesson plans
― Complete set of six Student Guides
― Color-coded 3-ring binder dividers for each module
― Teachers add what they want to manual
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NEFE High School Financial Planning Program® ©2013
Download
Teacher Packs
• Lesson Plans
• Handouts
• PowerPoint presentations
• Performance assessments
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NEFE High School Financial Planning Program® ©2013
Teacher Pack – Lesson Plan
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NEFE High School Financial Planning Program® ©2013
Teacher Pack - PowerPoint
Print out notes pages
to view presenter notes
(same as in Teacher Lesson Plan)
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NEFE High School Financial Planning Program® ©2013
Teacher Pack - Student Learning Plan
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NEFE High School Financial Planning Program® ©2013
Teacher Pack – Activity Handouts
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NEFE High School Financial Planning Program® ©2013
Download Student
Materials
• Students and teachers
must register for
authorized access
• Select desired lessons,
activities, assessments
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NEFE High School Financial Planning Program® ©2013
Performance Assessments
aka “Challenges”
• Designed for students to
show what they know and
can do
• One performance assessment
included in each lesson pack
• Examples:
- Set financial goals
- Create a spending plan
- Outline a career plan
- Use a checking account
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NEFE High School Financial Planning Program® ©2013
Step 4: Teach
• Refer to Student Guide
• Facilitate tasks and activities
• Assess learning
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NEFE High School Financial Planning Program® ©2013
Recommendations
• Have an emergency lesson plan on hand
• Share lesson packet with guest speakers
• Enlist assistance from SME
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NEFE High School Financial Planning Program® ©2013
User Permissions
• Use by nonprofit for no profit
• Link to HSFPP website/info
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NEFE High School Financial Planning Program® ©2013
Ready … Set … Get Started Now
Register and Get Instructor Materials
www.hsfpp.org
www.facebook.com/hsfpp
hsfpp@nefe.org
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NEFE High School Financial Planning Program® ©2013