PERSONAL
CHECKING
ACCOUNTS
DEBBY SAUTER
FINANCIAL LITERACY
GRADES 9-12
GOALS AND
OBJECTIVES
Understand how a checking account works
Manage personal checking account
Calculate and balance a check book register
Replicate an actual shopping experience
OUTCOMES AND
ASSESSMENT
Outcome
• Manage a personal checking account
• Accurately track spending
• Understand the importance of money management
Assessment
• Balanced check book register at end of shopping
• Completed personal check creation
• Written reflective essay
SENSE AND MEANING
Does this make sense?
No
Sense?
Yes
Does this have meaning? Why do I need to know this?
No
Yes
Meaning?
PRIME TIME ONE
Introduce new material
•
•
•
•
How to fill out a check
Parts of the check
Check book register
How to create a personal check
DOWN TIME
Practice new skills
• Independent practice activities
• Search internet for graphics
PRIME TIME TWO
Demonstrate Understanding
•
•
•
•
Create personal check
Balance check book
Complete shopping activity
Write reflective essay
LEARNING STYLES
• Systematic;
step by step
Completed
Check
Register
Create
personal
check
PERCEPTION
• Produce
concrete
from
abstract
Concrete
•Hands on
Create
personal check
•Simulation
Shopping
experience
ORDER
Sequential
•Guided practice
•Logical
explanation
Random
Practice
Check
register
•Balance of
•Social activities
Shopping Activity
Process of
balancing
checkbook
•Group
• discussions
Group Smart
Board activity
Abstract
MULTIPLE
INTELLIGENCE
Written
reflective essay
Calculating
check book
balance
Shopping, Group
activity at Smart
Board
Creating the
check
Reflective Essay
Shopping!!!
LIMBIC SYSTEM
All external
sensory
input
enters
here!!
Regulates motivation
Working memory
converts to LT memory
CEREBRAL LOBES
Balance that
Checkbook!!
Can you
hear me
now?
Make the
Check!!
Did you see that?
CONCLUSION/
REFLECTION
“To read without reflecting is
like eating without digesting.”
– Edmund Burke
WORKS CITED
"Brainy Quote." . N.p.. Web. 13 Oct 2013.
<http://www.brainyquote.com/quotes/quotes/e/edmundburk1043
46.html
"Parietal Lobe." Wikipedia. N.p.. Web. 13 Oct 2013.
<http://en.wikipedia.org/wiki/Parietal_lobe>.
Chudler, Eric. "Lobes of the Brain." Neuroscience for Kids.
(2011): n. page. Web. 13 Oct. 2013.
<http://faculty.washington.edu/chudler/lobe.html>.
Sousa, David. How the Brain Learns. fourth. Thousand Oaks,
CA: Corwin, 2011. Print.
"Mind Styles Overview." Colorado Community College On line.
Colorado Community College, n.d. Web. 13 Oct 2013.
Lane, Carla. "Multiple Intellegences." The Distance Learning
Technology Resource Guide. N.p.. Web. 20 Oct 2013.
<http://www.tecweb.org/styles/gardner.html>.
GRAPHICS
Graphics
• 5 Senses of Sex. N.d. Graphic. One Flesh MarriageWeb. 13 Oct 2013.
<http://www.onefleshmarriage.com/2011/10/5-senses-of-sex.html>.
• The Cerebral Cortex. N.d. Graphic.
http://www.appsychology.com/Book/Biological/cerebral_cortex.htmWeb. 13 Oct 2013.
• McGraw Hill On line Learning Center Test. N.d. Graphic. http://www.mhhe.com/cgibin/netquiz_get.pl?qfooter=/usr/web/home/mhhe/biosci/genbio/maderbiology7/student/ol
c/art_quizzes/0665fq.htm&afooter=/usr/web/home/mhhe/biosci/genbio/maderbiology7/st
udent/olc/art_quizzes/0665fa.htm&test=/usr/web/home/mhhe/biosci/genbio/maderbiology
7/student/olc/art_quizzes/0665q.txt&answers=/usr/web/home/mhhe/biosci/genbio/mader
biology7/student/olc/art_quizzes/0665a.txtWeb. 13 Oct 2013.
• Gardner's Multiple Intelligence Model. N.d. Graphic. Excelsior Learning CenterWeb. 13
Oct 2013. <http://www.excelsiorlearningcenter.com/Gardner's-Multiple-IntelligenceModel.html>.
• Hocker, Robert. Starburst. N.d. Graphic. 53 Star burst
http://s477.photobucket.com/user/ROBERTHOCKER/media/ANIMATED/red_orange_starburst.gif.htmlWeb. 13 Oct 2013.
• Star burst http://s477.photobucket.com/user/ROBERTHOCKER/media/ANIMATED/red_orange_starburst.gif.html
• Check
• http://www.checksbydeluxe.com/shop/clicktoenlarge_pop.aspx?prodName=&imgName=
product/6X60PCHK_e.gif&categoryText=Animals&productytpe=CHKS
GRAPHICS
http://www.excelsiorlearningcenter.com/Gardner's-Multiple-IntelligenceModel.html
Brain Image
http://www.mhhe.com/cgibin/netquiz_get.pl?qfooter=/usr/web/home/mhhe/biosci/genbio/maderbiology7/stu
dent/olc/art_quizzes/0665fq.htm&afooter=/usr/web/home/mhhe/biosci/genbio/mad
erbiology7/student/olc/art_quizzes/0665fa.htm&test=/usr/web/home/mhhe/biosci/g
enbio/maderbiology7/student/olc/art_quizzes/0665q.txt&answers=/usr/web/home/
mhhe/biosci/genbio/maderbiology7/student/olc/art_quizzes/0665a.txt
Image
http://www.appsychology.com/Book/Biological/cerebral_cortex.htm