LUCA VITTORIO CIVIDINI Luca Vittorio Cividini has a degree in economics and commerce with a top grade from the Università degli Studi in Bergamo. He has attended refresher and specialist postgraduate courses on management and financial subjects. He occupied positions of increasing responsibility in his family’s business (industrialised construction) until he reached Deputy Chairman and Chief Executive Officer of Prefabbricati Cividini S.p.A., positions which he left when the company was sold to the RDB group in 2007. He has progressively diversified and integrated his business activities to include construction, property, foodstuffs and renewable energy generation. He has also been an executive director in various financial holding companies including BPB Investimenti and Banca di Bergamo. In addition to being a Member of the Supervisory Board of UBI Banca, he currently occupies varies positions as Director and Executive Director in companies operating in the sectors mentioned above. February 2014