Department for Work and Pensions Overview of Welfare Benefits Department for Work & Pensions 1 Introduction to PIP • Personal Independence Payment (PIP) is a new disability benefit • Personal Independence Payment has replaced Disability Living Allowance (DLA) for new claims from adults aged 16-64 • DLA remains for children up to age 16; and DLA recipients aged 65 or over on 8 April 2013 (day that PIP was introduced) • PIP helps towards some of extra costs arising from health condition or disability • PIP based on how person’s condition affects them, not condition itself • Same way as DLA, claimants can get PIP whether in or out of work • Not means tested or taxed PIP Toolkit - Quick Guide Department for Work & Pensions 2 Components and Eligibility • PIP will be made up of two components – daily living and mobility • Each can be paid at standard rate, or enhanced rate for those with the greatest needs • The PIP assessment criteria will consider the individuals’ ability to carry out a range of everyday activities • Individuals will receive a point score for each activity, depending on how well they can carry them out and the help they need to do them • The total scores for each component determine whether a component is payable, and if so, whether at the standard or enhanced rate Daily Living Mobility Enhanced Enhanced 12 points Standard Standard 8 points Not Entitled Not Entitled PIP Toolkit – Conditions of Entitlement Department for Work & Pensions 3 Assessment Criteria Daily living component (activities 1-10) Standard rate = 8 points Enhanced rate = 12 points Activity Mobility component (activities 11-12) Standard rate = 8 points Enhanced rate = 12 points Possible points Activity Possible points 1. Preparing food 0-8 11. Planning and following journeys 0-12 2. Taking nutrition 0-10 12. Moving around 0-12 3. Managing therapy or monitoring a health condition 0-8 4. Washing and bathing 0-8 5. Managing toilet needs or incontinence 0-8 6. Dressing and undressing 0-8 7. Communicating verbally 0-12 8. Reading and understanding signs, symbols and words 0-8 9. Engaging with other people face-toface 0-8 10. Making budgeting decisions 0-6 Department for Work & Pensions PIP Toolkit – Assessment Criteria 4 Timetable for PIP replacing DLA From 28 October, natural reassessment started in Wales, West Midlands, East Midlands and East Anglia for • those with fixed period DLA awards coming up for renewal • children who turn 16 years old on or after 7 October 2013 (unless they have been awarded DLA under the Special Rules for terminal illness) • those where there is a report of a change in the DLA claimant’s health condition or disability • existing DLA claimants aged 16-64 who wish to make a PIP claim. • From 13 January 2014, reassessment areas extend to postcodes beginning: DG, EH, TD and ML in southern Scotland and parts of the borders. • From 3 February, areas further extend to include postcodes beginning: CA, DL, HG, LA and YO in the north of England. October 2013 January 2014 PIP Toolkit – Reassessing existing DLA claimants PIP Toolkit – Postcode Map Department for Work & Pensions 5 Timetable for PIP replacing DLA Further decisions on extending natural reassessment will be taken and communicated to the rest of the country in due course and will be informed by the experience of introducing reassessment in a gradual way first. • From October 2015 – DWP begin to invite remaining DLA claimants to claim PIP who were aged between 16 and 64 on the day that PIP was introduced (8 April 2013 October 2015 • Once selected for reassessment, claimants will be asked to claim PIP – If they do, then their DLA award will normally continue until a decision on the PIP claim is made – If they don’t claim PIP then their DLA claim will end PIP Toolkit – Reassessing existing DLA claimants PIP Toolkit – PIP checker Department for Work & Pensions 6 Employment Support Allowance (ESA) • ESA was introduced on the 27.10.08 • replaces IB and IS • help customers with illnesses or disability get back into work • work capability and health related assessment •Assessment phase - ESA50 and Work Capability Assessment completed. •Support Group •Work Related Activity Group •Disputes Department for Work & Pensions 7 Universal Credit Current system Income related JSA Income related ESA Income Support (including SMI) Working Tax Credits Child Tax Credits Housing Benefit Universal Credit Disability Living Allowance Personal Independence Payment Pension Credit … to include support for housing and children Child Benefit, Carer’s Allowance (will remain) Council Tax Benefit (Localised Council Tax Schemes) Contributory JSA and ESA (conditionality rules changing) Department for Work & Pensions 8 £500 A simpler system with clear work incentives £300 £400 Universal Credit: lone parent with two children £200 Total in-pocket income £100 200 £0 100 Universal Credit payment 0 100 £100 Department for Work & Pensions £200 £300 £400 £500 £600 £700 9 Job Seekers Allowance Jobseeker’s Allowance (JSA) is at least £57.35 a week to help you while you look for work. How much you get depends on your circumstances and the type of JSA you qualify for. To qualify for JSA you usually have to be: 18 or over (but below State Pension age) able and available for work meet the other rules for eligibility When you apply for JSA, you must go to an interview to complete your claim. You must go to a Jobcentre (usually every 2 weeks or when asked) to show how you’ve been searching for a job to keep getting JSA. This is known as ‘signing on’ Income Support To qualify for Income Support you must be all of the following: between 16 and Pension Credit qualifying age, pregnant, or a carer, or a lone parent with a child under 5 or, in some cases, unable to work because you’re sick or disabled, you have no income or a low income working less than 16 hours a week (and your partner works no more than 24 hours a week), living in England, Scotland and Wales - there are different rules for Northern Ireland, You can claim Child Tax Credit if you claim Income Support and have children. State Retirement Pension (SRP) • • • • • • • • • • • • • A contributory, taxable pension, Paid for life Complete a BR1 form The earliest age you can draw your State Pension is: Women born before 6 April 1950 – age 60 Women born after 6 April 1950 - the age at which women reach State Pension age will rise gradually between 2010 and 2020 until it becomes 65 Men born before 6 April 1959 – age 65 Men and Women born after 6 April 1959 – the age at which those reach State Pension age will rise gradually between 2024 and 2046 until it becomes 68 SRP can be deferred Back date from 3 months to 12 months State Pension e-Service was introduced on the 20.03.2006 to enable customers to complete and submit an on line claim to State Pension The maximum SRP you can receive is 30 years To receive a full basic State Pension men and women need 30 qualifying years If you don’t have enough qualifying years for a full pension, you may get a reduced one (1/30th for each year that you have paid. eg 6 qualifying years will get you 6/30th of the full rate) Pension Credit (PC) • Non contributory, non taxable, income related entitlement for people over women’s state pension age • Made up of either or both elements (Guarantee credit women’s state pension age to 65 and Savings credit over 65) • Gateway to other benefits and services • Customers can receive additional premiums if DLA/AA are in payment • Complete a PC1 form and any additional forms if need be. • Back date for up to 3 months Winter Fuel Payment • non contributory, non taxable, single yearly payment •For customers over women’s state pension age. normally living in great Britain or northern Ireland • WFP is sent out automatically during Nov/Dec • customer without any benefits in payment will be mail shot if not phone 08459151515 Attendance Allowance • • • • • • • • Non- contributory and not income related Paid for as long as customer satisfies the condition of entitlement unless review date set Award based on condition and limitations For customers over 65 years of age with disabilities or restrictions for over 6 months Unless special rules apply For people who are in need of support from another person or find it difficult to do certain tasks throughout the day and or night Gateway to other benefits/services Complete an AA1 Any Questions? Department for Work & Pensions 16