ADM CROP
RISK
SERVICES
2013 PREVENT PLANT
Definition of Prevent Plant
• Failure to plant the insured crop by the final plant date
designated in the special provision for the insured crop in the
county, or within any applicable late plant period, due to an
insured cause of loss that is general to the surrounding area and
that prevents other producers from planting acreage with similar
land characteristics.
• Note: Failure to plant because of uninsured causes such as lack of proper
equipment, or labor to plant acreage, or use of a particular production
method is not considered prevent planting.
• Note: Failure to plant when other producers in area were planting MAY
result in the denial of the prevent plant claim (Case by case situation).
Eligible Prevent Plant Crops
 PP coverage is applicable to the following crops:
 Barley, canola/rapeseed, corn, cotton, ELS cotton, dry beans, flax, grain
sorghum, green peas, hybrid seed corn, hybrid grain sorghum, millet,
mustard, oats, onions, peanuts, processing sweet corn, processing
beans, popcorn, central and southern potatoes, northern potatoes, rice,
rye, safflowers, silage sorghum, soybeans, sugar beets, sunflowers, and
wheat.
Eligible Acres
 Acreage Eligible for Prevent Plant payment must be:
1. Insurable
2. Be Available for Planting
* means land is free of trees, rocks, or other factors that would prevent proper and
timely preparation of the seedbed for planting.
* Not available includes
•
•
•
•
•
-CRP acreage
-Perennial crop acreage (trees, vines)
-Acreage with pasture or forage in place (12 month prior rule)
-Acreage with pond vegetation (cattails etc.)
-Any other conditions that the AIP determines to prevent proper and timely
planting.
FCIC states that it is improper to interpret the term “acreage unavailable for planting”
solely based on the acreage qualifying for PP payments for a set number of years.
*AIP must independently determine eligible acreage and PP eligibility based on each
policyholder’s individual circumstance. (PP handbook pg. 128-129)
Eligible Acres
 3. Not be Uninsurable:
 A. Acreage that has not been planted, harvested, or insured in any one of the three
previous years.
 B. On which the only crop planted, harvested in the three previous years is a cover,
pasture, or forage crop.(unless the forage crop is part of an established
crop rotation).
**Remember-Each Case need independent determination
4. The Maximum number of acres for PP coverage for all crops
CANNOT exceed the number of CROPLAND acres in the insured’s
farming operation for the crop year.
*Unless the insured provides proof of double cropping history.
5. PP acres subsequently planted to a second crop are not used to
determine eligible acres unless double cropping requirements are
met.
Eligible Acres
 Prevent Plant Coverage will be provided for:
Drought or failure of the irrigated water supply only if on the Final Plant
Date (or within the LP if the insured intended to plant the crop within
the LP period.
 - For non-irrigated acreage, the area that is prevented from being planted has
insufficient soil moisture for germination of seed due to prolonged periods of
dry weather (using information who’s business it is to record / collect weather
data-example National Weather Service)
 - For non- irrigated acreage, the area would be considered prevent from
planting due to prolonged drought when the insured can provide verifiable
documents that is acceptable to the AIP.
 1. Documents that other producers with acreage with similar characteristics are also
prevented from planting.
 2. Data showing prolonged precipitation drought for the area.
 3. Written opinion from agricultural experts
 4. Information showing insufficient moisture conditions existed on the Final Plant
Date or within the Late Plant Period .
Eligible Acres
 Prevent Plant Coverage will be provided for:
Irrigated acreage if due to an insurable cause.
 -The insured is unable to prepare the land for irrigation using the
insured’s established irrigated method.
 -Or the irrigation equipment or facilities fail or break down,
provided the insured made all reasonable efforts to restore the
equipment. (cost will not be a consideration)
 -Or if there is failure of the irrigated water supply (i.e.. there is not
reasonable expectation of having adequate water supply to carry out an
irrigated practice).
The Inability to plant due to a large amount of silt, sand, or other
debris left on land due to flooding that occurred during the PP
insurance period and cannot be removed to the extent needed to
plant the crop by the final plant date for the crop year.
Eligible Acres-Clarification
 Acreage NOT considered available for planting includes (but not
limited to the following):
 1. Acres enrolled in CRP.
 2. Perennial crop acres (i.e. cover crop, pasture, trees, etc. still on the
acreage or not removed in time for planting).
 *Cover Crop –Pasture / Forage that are seeded, transplanted, or volunteer more
than 12 months prior to PP crop Final Plant Date.
 *Insured can demonstrate his intent to destroy the established stand by:
chemical kill, plow down.
 3. Acreage that in a normal weather patterns is normally wet
throughout the final and late plant period, and would be only
available for planting in abnormally dry conditions. Because of
the normally wet conditions from year to year on such
acreage, this acreage is likely to contain cattails, and perennial
grasses and weeds.
 *Such acreage would not be available to plant a spring crop
even though such acreage may have been tilled, planted, and
or insured the previous fall.
REMEMBER-case needs INDEPENDENT determination
Notice Requirements
Insured must notify the Insurance Provider is they
are prevented form planting an insured crop with
PP coverage:
 Within 72 hours after the Final Plant Date.
 Or -when the insured determines he or she will be
unable to plant within any Late Plant Period.
 Note: Insured is not required to plant the insured crop during the late plant period
even if they could plant a crop during this time.
 Note: Failure to provide timely Notice of PP (above) will be considered solely due to
uninsured Cause of loss.

Unless:

1. AIP determines they can still accurately adjust the loss.
2. Notice was submitted prior to 60 days after CD for EIOP.
3. PP acres were timely submitted on the Acreage Report
If either 1 or 3 are not met--No PP coverage is provided. No premium will be owed , and No
PP payment will be paid.



Notice Requirements
 Notice of Loss Requirements for PP acreage
 -Allows the Insurance Provider the opportunity:
 To inspect the PP acreage much earlier
 To verify the Cause of Loss existed
 Improve program integrity
Acreage Reporting Requirements
 The Insured must report all acres on the acreage report
correctly.
 *PLANTED
 *PREVENT PLANTED
 Revised acreage reports CAN NOT be accepted to add
prevent plant after Acreage Reporting Date.
Determining The Eligibility For
Reported Prevent Plant Acres
 1. Determined whole field acres per FSA measurement
 2. Partial fields- Always NEED TO BE DETERMINED:

GPS / WHEELED--verify on Insurance Schedule / FSA maps.
 3. Any PP acreage within a field that contains planted acreage will be
considered to be acreage of the same crop, type, and practice that is
planted in the field.
 4. If multiple crops are planted in a field, the insured may select which
crop will be used for the PP acreage.
 -The PP acreage may be considered to be acreage of a crop / type / and
practice OTHER than which is in the field only if insured divided the field in
that way in one of the past FOUR YEARS.
1 Field Example
 1st Field the PP can be listed as Corn or Beans PP
Field 1
Forage
20.0 A
Beans
12.5ccco
A
Corn
18.3 A
Corn
55.2 A
Beans
34.0 A
1
13.5 A
PP
18.0 PP
6.2 A PP
Acres
2nd Field does the insured qualify for a PP payment? 108.9 A in Field
Bean field 34.0 + 6.2 A = 40.2 15.4 % of field PP –no 20 / 20 rule
Corn field 55.2 + 13.5 A= 68.2 19.8 % of field PP –no 20 / 20 rule
Combine 55.2 + 19.7 A= 74.9 26.3 %of field PP – Meets RULE
2 Field Prevent Plant Example
 Is there a PP payment?
Beans (N0) 50.0 A x .20 =10.0 Needed
Corn (Yes) 63.0 A x .20 = 13.0 A Needed
Fence
line
13 APP
50 A corn
ff
8.0 A-PP
42 A SB
2 Field Prevent Plant Examples
I
30 A
CORN
35 A SB
65 A
CORN
Is there a PP payment?
All in the Same Section / Unit
145.0 Acres
15 A
PP
Corn PP?
*No- 15 A doesn’t meet 20/20
15/110 A= 13.6 % of unit
Beans PP?
*Yes-15 A does meet 20/20
15/50 A= 30.0 % of unit
Eligibility Prevent Plant
 The maximum eligible number of acres certified for
APH purposes, or insured acres reported for insurance
for the crop in any one of the four most recent crop
years.
 Any eligible acreage will be reduced by subtracting the
number of acres of the crop planted.
Eligibility- Changes Due to
ADDED LAND / LOST LAND
 Increases / Decreased of the maximum eligibility PP
acres for a crop due to the insured changing his or her
cropland acres for the current crop year.
 It is determined separately for each crop and practice
(IRR / NI) by determining the Ratio of change and
multiplying this ratio by the highest number of acres
reported or insured in one of the last 4 years.
Intended Acreage Report
 When in the 4 most recent years- an insured did not
plant any crops in the county for which PP insurance
was available or has not received a PP insurance
guarantee.
 *The intended Acreage Report must be submitted by
sales closing date.
 -Acres can not exceed Cropland Acres
 -Intended Acreage Report cannot be altered
 -For example: If the intended acreage report indicates 1000 acres of
corn. The insured cannot later 500 acres of corn PP and 500 acres of
soybean PP. The PP must remain with the corn.
Acreage which in NOT eligible for
Prevent Plant Coverage
 1. That does not constitute at least 20 acres or 20% of the unit (which ever is
less).
 2. If actuarial documents do not provide information needed to determine a
premium rate, unless a written agreement designates premium rates.
 3. Acreage is used for conservation purposes, or intended to be left unplanted
under any program administered by the USDA / other government agency.
 4. On which the insured crop is prevented from being planted, if the insured
or any other person receives a PP payment for any crop on the same
acreage in the same crop year (excluding share agreements)- unless all
the criteria for double cropping is met.
 5. On which in insured crop is prevented from planting, if:
A. Any crop is planted within or prior to the LPP.
 -exclusion- If double cropping requirements are met
 -exclusion- crop planted is a double crop
 -exclusion- no benefits from other USDA program was derived
B. Any volunteer or cover crop is hayed, grazed, or harvested within or prior to the LPP
Acreage which in NOT Eligible for
Prevent Plant Coverage
 6. For which planting history or conservation plans indicate that the acreage
would have remained fallow for crop purposes or on which any pasture
or forage crop is in place. (12 month in place rule)
 7. That exceeds the number of acres eligible for PP payments.
 8. That exceeds the number of acres physically available for planting
 9. For which the insured cannot provide proof that he/she had inputs available
to plant the crop.
 10. Based on irrigated practice production guarantee or amount of insurance
unless adequate irrigation facilities were in place to carry out an irrigated
practice on the acreage prior to the insured cause of loss that prevented
the insured from planting.
 11. Of a crop type or variety that the insured did not plant or has not received a
PP insurance guarantee in at least ONE of the LAST FOUR YEARS.
Acreage which is NOT eligible for
Prevent Plant Coverage
 12. Wheat that is short-rated (less than a full crop year coverage), is not eligible
for a PP payment, nor is it eligible for a PP payment from another crop unless it
qualifies under the Double Cropping provisions of the PP section of the policy.
 13. If a cause of loss has occurred that may prevent planting at the time:
 A. The Insured leased the acreage (except acreage leased the previous year
/ carried over).
 B. The insured bought the acreage.
 C. The acreage is released from a USDA program which prohibits
harvesting a crop.
 D. The insured requested a written agreement to insure the acreage.
 E. The insured acquired the acreage through means other than lease or
purchase (i.e. Inherited).
*NOTE- Acreage CAN NOT have a pre-existing condition
to qualify for a prevent plant payment.
Prevent Plant Levels of Insurance
 Default Prevent Plant Guarantees for PP
 60% Coarse Grain, Dry Beans, Dry Peas, Small Grains, Sunflowers, Canola, and
Safflower
 50% Cotton
 45% Sugar Beets
 40% Green Peas, Process Beans, Process Sweet Corn
 25% Potatoes
 *Additional Levels of PP coverage

 5%
 10%
No additional coverage for CAT policy
from the Base Guarantee listed above
from the Base Guarantee listed above
*Must be purchased additional levels by the Sales Closing Date
*Insured CANNOT increase his / her PP coverage levels if- A cause of loss which could prevent
planting a crop occurred during the Insurance period and prior to the insured’s request.
PREVENT PLANT AVAILABLE FOR CAT POLICIES?
 Prevent Plant IS available for Cat coverage!!!
 No written agreement
 No additional level coverage available
Prevent Plant as It relates to
Double-Cropping History
 A full PP payment for a first crop is limited to the number of acres that
the insured can demonstrate he/ she has double-cropped and that has
historically been double-cropped.




If-First insured crop was PP and the second crop is planted on the same acreage in the same yearregardless of whether or not the second crop is insured or sustains an insurable loss.
If-First insured crop was PP and the subsequent insured crop is prevented from being planted on the
same acreage in the same crop year (can’t call the subsequent PP crop a second crop because it was
not a planted crop).
If-First insured crop is planted and the subsequent insured crop is prevented from being planted on
the same acreage in the same crop year (can’t call the subsequent PP crop a second crop since it is not
a planted crop
If –First planted crop for the crop year is uninsured , but insurance is available for the uninsured crop,
and a subsequent insured crop is prevented from being planted on the same acreage in the same crop
year (the PP crop would be the first insured crop).
And All Double Cropping Criteria is met (next Page)
Prevent Plant as It relates to
Double-Cropping History
Double-Cropping Criteria
1. It is a practice that is generally recognized by an agricultural experts in the area to plant the
insured crop for harvest following the harvest of the first crop.
2. Additional coverage insurance offered under the authority of the Act is available in the
county for two or more crops that are double cropped
3. The insured provides records proving double-crop history on the acreage.
*His / her own acreage and production records, that show the insured has double cropped
acreage in at least 2 of the last 4 crop years.
 Example- If the insured has double cropped history of 100 acres of wheat + beans, and he
acquires an additional 100 acres. The insured can apply the 100 acres of double cropping history
to any of the 200 acres as long as he doesn’t exceed the 100 acre history.
*Another person’s acreage and production records
-That show the exact same acreage in the county on which the PP claim is being made, and for the
current crop year-was double cropped in at least 2 of the last 4 crop years.
Example- If a neighbor has double cropped 100 acres of wheat and soybeans in the county, and
the insured acquired the neighbor’s 100 acres of double crop acres, and an additional 100
acres in the county. The insured can only apply the neighbor’s history of DC to the same 100
acres that the neighbor double cropped.
Prevent Plant as It relates to
Double-Cropping History
 Acceptable Double-Cropping Records
-Crop Insurance records that show both production and acres (APH / Claim /
Appraisals / Bin Measurements / Etc.).
-Elevator Ledger (i.e.. Settlement sheets showing amount of production from the
double-cropped acreage).
-FSA documents, FSA maps
Double-Cropping history is specified by county in which the Prevent Plant claim is
being made.
Flow chart-PP
Reported to the same crop/practice/type as planted
in the field or nothing planted in the field
yes
No
yes
Meets 20/20 rule for total insurable
planted/PP acres in the unit
No
Delete from the Acreage
Report-No payment
Exception may apply
Delete from the Acreage
Report
yes
payable
Reported to a different
crop/practice/type/than planted
field crop
Report toinathe
different
yes
Revise the
PP acres to
the
crop/practi
ce/type
planted in
the field
No
Meets 20/20 rule for total
insurable acres in the field
yes
No
Delete from the
Acreage Report
– No payment
Exception may
apply
2 crop/practice/type history in
the past 4 years
yes
No
Does the reported pp acres meet
rotational requirements
Are there eligible acres for the PP crop
yes
Delete from acreage report
Delete acres
yes
How was PP reported
Does reported PP acres meet rotation
requirements
No
Are the PP acres
insurable
No
Payable using the nearest
crops liability
Insured’s Options
1. Not plant a second crop –or plant a cover crop and do not hay
- graze it until after Nov. 1: Eligible for 100% PP payment.
2. Plant a second crop for Harvest (after the Late Plant period
for the 1st crop) : Eligible for 35% of the PP payment.
3. Plant a second crop for Harvest (prior to the end of the Late
Plant Period for the 1st crop): Not Eligible for a PP paymentthe PP acres will need to be removed from the Acreage
Report.
Delete
from the
Acreage
Report
No
Payable using
crop with the
nearest
liability
No
payable
yes
Meets 20/20 rule for total
planted/pp acres in the unit
yes
Are these acres available for the
PP crop
yes