Japanese Social Insurance
Japan,
Nihon Fukushi University
International Welfare Development
1
Outline
1
Overview of Japanese social insurance
2
Worker’s health insurance
3
Nursing care insurance
4
National pension
5
Conclusion
2
Social Insurance in Japan
Worker’s Health Insurance
Nursing Care Insurance
National Pension
3
Insurance Cost
Health Care
Insurance
8%
(2014)
A person's monthly income
Nursing Care
Insurance
2%
Pension
15%
Remaining
income
75%
Health Care
Insurance
Nursing Care
Insurance
Pension
4
Employee’s Health Insurance (1)

Part of medical costs paid for

Sick days from work paid for

Family members are also covered
5
Employee’s Health Insurance (2)

Don’t have to pay full cost

System pays about 70% up front

Patient only pays 30% of total cost
6
Question!
If a dentist bill is 100 dollars,
how much will you pay?
A 100 dollars
B 30 dollars
C 20 dollars
7

The right answer is……
B

30 dollars !!
National Health Insurance
will pay 70 dollars
8
Nursing Care Insurance

Helps elderly who need assistance
Increasing elderly population
2005
19.9
%
80.1
%
2025
28.7
%
over
65
young
er
than
65
71.3
%
2045
34.7
%
over
65
young
er
than
65
65.3
%
over
65
young
er
than
65
9
National Pension

make an annual payment for 25 years
◦ (average US$ 2,000 / a year)

get the right to receive a pension
at age 65
◦ (about US$ 7,000 / a year)
10
Company Pension

Both Company and workers save the
money until retirement.

Employee may receive US$ 20,000/ a year
after retirement.
11
Conclusion

Japanese social insurance
◦ has worked well for the most part
◦ has been very good for us

For Cambodia
◦ We hope that you may use this information
about Japan to develop your own system
12
Thank you for listening.
13