KAIMUKI-MCKINLEY-ROOSEVELT (KMR) COMPLEX AREA NEW TEACHER ORIENTATION 2014 – 2015 Bellwork A.)FOLD YOUR PAPER (“HOTDOG” FOLD) B.)IN THE MIDDLE, WRITE YOUR NAME SCHOOL AND GRADE/SUBJECT C.)ON EACH CORNER OF YOUR TAG USE A NONLINGUISTIC REPRESENTATION TO SHOW YOUR CURRENT FEELINGS ABOUT TEACHING: 1.)SOMETHING THAT’S WORKING WELL 2.)SOMETHING THAT SCARES YOU 3.) A STRESS RELIEVER 4.) AN “AH HA!” CAS WELCOME Ruth Silberstein Complex Area Superintendent DESIRED OUTCOMES Participants will: Become familiar with personnel supports and professional resources. Know and understand employee placement processes, professional evaluation, and Hawaii administrative rules. Learn about educational initiatives such as Special Education, RTI, EES & Classroom Strategies Collaborate professionally with peers. Equity of voice Active listening Respect for all perspectives Safety and Confidentiality Respectful use of Technology Restrooms Lunch and break Parking Lot NORMS KMR COMPLEX AREA RESOURCE TEAM School Renewal Specialist Rodney Moriwake, SRS TA Sara Podlewski, SRS TA Jacqueline Ornellas SRS Chuck Fradley EES EO Resource Teachers Liane Auyong-Imamura Joyce Luka Edric Hs Cheryl Koito-Casison Hope Suzuki Dayni Kawamoto Terri Keola Pam Kohara Lorri Kondo Grace Makaimoku-Young Jason Okamota Bebi Davis Marie Aguilar Holly Polk Michael Meli Lori Nagamine John Mulroy Kristen Brummel KMR COMPLEX AREA KAIMUKI McKINLEY ROOSEVELT Kaimuki HS Jarrett MS Washington MS Ala Wai Ali’i Iolani Hokulani Jefferson Kuhio Palolo Palolo McKinley HS Central MS Kaahumanu Kaiulani Kauluwela Lanakila Likelike Royal Lunalilo Roosevelt HS Kawananakoa MS Stevenson Middle Lincoln Maemae Manoa Noelani Nuuanu Pauoa Anuenue School Find a partner across the room (that you do not know), introduce yourself and share information on your Name Card. Each person has 2 minutes to share. LET’S MOVE! HAWAII USA FEDERAL CREDIT UNION CARY MIYASHIRO MARKETING REPRESENTATIVE 6 PRIORITY + STEM CHERYL KOITO-CASISON CAST Mark Nakamura Personnel Specialist Honolulu District TERRY LAU HSTA REP Break 10 minutes Educator Effectiveness System Collaboration / Q&A MARIE AGUILAR MENTOR/ RT Collaboration Activity: Group of 4 in the same grade level Review EES planning packet Write down 3 questions you have Join another group of4 close to your grade level. Answer the 6 questions Unanswered questions write on chart paper and post. Group share. HSTA VEBA Trust Brenda Shiroma Marketing Director HSTA VOLUNTARY EMPLOYEES BENEFICIARY ASSOCIATION (VEBA) TRUST 16 New Teacher Orientation Who and What is the VEBA Trust? The VEBA Trust was established for active and retired HSTA members and their eligible dependents. The Board of Trustees is comprised of teachers who are members of HSTA. Trustees represent the various segments of the HSTA population. All Trustees are teachers, with two being retirees. 17 WHEN YOU BECOME A HSTA MEMBER, YOU CAN TAKE ADVANTAGE OF THESE PRODUCTS THAT ARE AVAILABLE TO YOU. 18 Life Insurance Basic Life for only $1.50/month with a benefit coverage of $15,000.00 (up to age 65). Basic Plus Life if you want more coverage that what is offered for Basic Life. HIGHLIGHTS OF THE VOLUNTARY PRODUCTS 19 Disability Income Protection Short Term (STIP) Long Term (LTIP) The difference between the STIP and LTIP is the waiting period and length of coverage. HIGHLIGHTS OF THE VOLUNTARY PRODUCTS 20 Long Term Care Insurance (LTC) LTC can help you preserve your independence and financial security, and can help relieve your family members of the burden of making decisions about how to pay for care. HIGHLIGHTS OF THE VOLUNTARY PRODUCTS 21 VEBA Trust is now offering Critical Illness Insurance to its members. This is the only plan that there is an annual open enrollment period. There are no health questions to complete. If you are interested, visit our website for open enrollment dates. WHAT’S NEW? 22 HSTA will notify VEBA when you become a member. Enrollment forms will be mailed to you. If you would like to be notified via email when the forms are mailed to you, please provide that information to us today. Be sure to complete and return the forms within 60 days, the due date will be on the front of the enrollment packet. If the forms are not received by VEBA within the 60 days, you will need to complete the Evidence of Insurability form. If you have any questions, contact us. SUMMARY 23 Office Hours: 8 a.m. to 5 p.m. Monday thru Friday Phone: 440-6940 (Oahu) Neighbor Islands Toll Free: 1-800-637-4926 Fax: 440-6941 Email: vebatrust@hawaii.rr.com Website: www.hstaveba.com Address: 1259 A’ala Street, Suite 202 Honolulu, Hawaii 96817 HSTA VEBA TRUST CONTACT INFORMATION 24 SHORT TERM INCOME PROTECTION (STIP) 25 If you become temporarily disabled, you can receive up to 60% of your monthly salary. Premiums are based your monthly salary and length of benefit (either 90 or 180 days). WHAT IS STIP? 26 Become an HSTA member When you sign up for STIP, the Trust will subsidize a portion of the premium. The subsidy is up to $10.00 per month for qualifying members who elect to cover 100% of the monthly gross salary. HOW CAN I TAKE ADVANTAGE OF THIS OFFER? 27 For Example: Chris is a 25 year old teacher who is pregnant. She only has 14 days sick leave. Chris does not have enough sick leave, so she would be taking leave without pay. 28 Continue Example: Can you imagine? Not having income while out of work can cause financial stress. If you depend on your paycheck for your daily living expenses; you should consider shortterm income protection plan that will help pay your basic expenses while you are temporarily disabled. It is a valuable protection against the “what ifs” in life. 29 WHAT WILL IT COST? The premium cost is based on your monthly salary and the plan length. 30 PREMIUM CALCULATION Using this example, Monthly Length gross salary: $3,000.00 of coverage: Plan 1 (90 days) Selected monthly disability benefit: 60% (maximum %) of monthly gross salary or $1800.00 per month. $25.56 Per Month 31 PREMIUM FOR CHRIS Monthly Premium: $25.56 Less the subsidy: ( 10.00)* Chris would only pay: $15.56 per month for her STIP coverage. *The HSTA VEBA Trust will subsidize up to $10.00 per month for qualifying members who elect to cover the maximum % of the monthly gross salary. 32 CHRIS’ TOTAL COST & BENEFIT In summary, Chris will only pay $15.56 per month and receive both the Short Term Income Protection Plan and the Long Term Care Base Plan. 33 HSTA VEBA TRUST CONTACT INFORMATION Office Hours: 8 a.m. to 5 p.m. Monday thru Friday Phone: 440-6940 (Oahu) Neighbor Islands Toll Free: 1-800-637-4926 Fax: 440-6941 Email: vebatrust@hawaii.rr.com Website: www.hstaveba.com Address: 1259 A’ala Street, Suite 202 Honolulu, Hawaii 96817 34 LONG TERM CARE INSURANCE SAVINGS COMPARISON Presented by HSTA VEBA Trust 35 YOUR LONG TERM CARE (LTC) MONTHLY PREMIUM IS BASED ON THE FOLLOWING: Plan Type There are 8 different plans; you select the plan that best fits your needs. Plans have different combinations of various coverage. Long Term Care Facility and Professional Home Care Total Home Care or/and Simple Inflation or/and Non Forfeiture 36 PLAN TYPES Plan 1 Plan 2 Long Term Care Facility Long Term Care Facility Professional Home Care Professional Home Care Base Plan Total Home Care Plan 3 Plan 4 Long Term Care Facility Long Term Care Facility Professional Home Care Professional Home Care Simple Inflation Non Forfeiture 37 PLAN TYPES (CONTINUE) Plan 5 Plan 6 Long Term Care Facility Long Term Care Facility Professional Home Care Professional Home Care Total Home Care Total Home Care Simple Inflation Most Popular Non Forfeiture Plan 7 Plan 8 Long Term Care Facility Long Term Care Facility Professional Home Care Professional Home Care Simple Inflation Total Home Care Non Forfeiture Simple Inflation Non Forfeiture 38 YOUR LONG TERM CARE (LTC) MONTHLY PREMIUM IS BASED ON THE FOLLOWING: Monthly Facility Benefit Amount There are 15 different $ increments; you select the amount that meets your needs 39 YOUR LONG TERM CARE (LTC) MONTHLY PREMIUM IS BASED ON THE FOLLOWING: Facility Benefit Duration There are 3 different years 40 YOUR LONG TERM CARE (LTC) MONTHLY PREMIUM IS BASED ON THE FOLLOWING: Your current age at the time of enrollment 41 LTC CALCULATION EXAMPLE: Current Age: 29 Plan: 5 Monthly Facility Benefit Amount: $5,000.00 Facility Benefit Duration: 3 years Formula: Rate for plan chosen x Facility Monthly Benefit Amount /500 = Monthly Premium $2.30 x $5,000.00/500 = 11,500/500 = $23.00 per month 42 HOW MUCH DO YOU THINK THAT SAME COVERAGE WOULD BE IF YOU WERE TO WAIT 30 YEARS LATER TO APPLY FOR IT? 43 IF YOU WAIT 30 YEARS, THAT SAME COVERAGE WOULD COST YOU $60.50 MORE PER MONTH OR $726.00 MORE PER YEAR. THAT IS ABOUT A 261% INCREASE; YOU WOULD PAY 4X MORE IF YOU WAIT. 44 LTC CALCULATION EXAMPLE: Current Age: 59 Plan: 5 Monthly Facility Benefit Amount: $5,000.00 Facility Benefit Duration: 3 years Formula: Rate for plan chosen x Facility Monthly Benefit Amount /500 = Monthly Premium $8.35 x $5,000.00/500 = 41,750/500 = $83.50 per month 45 CALCULATION COMPARISON Formula: Age 29 Rate for plan chosen x Facility Monthly Benefit Amount /500 = Monthly Premium $2.30 x $5,000.00/500 = 11,500/500 = $23.00 Formula: Age 59 Rate for plan chosen x Facility Monthly Benefit Amount /500 = Monthly Premium $8.35 x $5,000.00/500 = 41,750/500 = $83.50 46 CONCLUSION If you have the extra income, you should consider LTC coverage. And if not, just sign up for the Basic Life Insurance for $1.50 per month and get the LTC Base Plan for no additional cost to you. 47 CONTACT INFORMATION HSTA VEBA Trust phone: 440-6940 or 1-800-637-4926 (toll free for island members) outer- email: vebatrust@hawaii.rr.com website: www.hstaveba.com 48 Lunch Break Have a great lunch! Welcome Back! Breakout Session: Classroom Management Room 110 -Kristen Brummel & Lois Nagamine RTI Sped Strategies Room 111 -Hope Suzuki & John Mulroy Divide in two groups: • Elementary is Group A • Middle and High School is Group B TEACHER INDUCTION PROGRAM Orientation Mentoring Professional Development -Reflection -Mentor Meet &Greet -Sign Out CLOSING